23
MAILED TO OVER 155,000 HOMES IN 10 ZONES 40 ZIP CODES They are waiting to see your ad! www.CRWNEWSPAPERS.com COVERING: GLENVILLE 7,200 • SCOTIA 4,313 • CHARLTON 1,145 BALLSTON LAKE 4,683 • BURNT HILLS 1,477 • REXFORD 1,884 Total Mail This Edition 20,702 Total Circulation 10 Zones 155,000 THE Bi-Weekly Volume 63 November 8 through November 20, 2012 CHECK OUT ADVERTISERS & LOCAL EVENTS AT LOOK INSIDE FOR … LOCAL EVENTS LOCAL SERVICES EMPLOYMENT AUTOMOTIVE REAL ESTATE Sale/Rent WWW. CRWNEWSPAPERS .COM The Weekly 411 BALLSTON ROAD, SCOTIA, NY 12302 • PHONE 518.399.9133 • FAX 518.399.8710 WKLY This Week’s Community Events more inside… 1.888.CHUCKIT SPECIAL OFFER See Our Ad Inside Home Imovements Home Imovements Home Imovements Look Inside Look Inside Holiday Holiday Holiday THE PET CENTER 53 FREEMANS BRIDGE ROAD GLENVILLE • 346-9844 This offer does not apply to previous store visits or returns, and only valid for pet food and supplies - Not Pet Lodge or Grooming, and has no cash value. With This Coupon Expires December 31, 2012 At Least $60.00 Of Merchandise $10.00 OFF 1 Full Grooming OR $5.00 OFF Bath & Brush Does not apply to Nail Trims GROOMING FREE OFFICE VISIT For New Customers Only One Day of Doggie Daycare Does not apply to Mondays Applies to New Customers Only 441-6432 $6.00 OFF When You Purchase With This Coupon Expires December 31, 2012 With This Coupon Expires December 31, 2012 With This Coupon Expires December 31, 2012 $10.00 OFF WARM ENOUGH? TIM PEEK & SON FUEL OIL SERVICES LOWEST PRICES - FASTEST SERVICE Start is Season Off Right! Why Pay More an You Have To? 2710 Curry Rd. • Schenectady (518) 357-9897 (Office) • (518) 528-1601 (Cell) NO ADDITIONAL FEES! BEST SERVICE ... Same Day or Next Day Deliveries Proctors Show Tickets for Sale CAPITAL REGION – The Friends of the Clifton Park-Halfmoon Library have tickets to some of the hottest shows at Proctors this season! Don’t wait, get your tickets now! Sunday, January 27, 2013, 2pm, tickets for “Million Dollar Quartet”: 10 seats - Orchestra Center Left Rows A & B - $63.40; 10 seats - Balcony Center Row H - $54.40; Deadline December 1. Sunday, February 17, 2013 at 2pm, tickets for “Priscilla the Musical Sensation”: Sec- tion A Orchestra - $63.40; Section B Balcony - $54.40; Deadline December 1. Sunday, May 5, 2013, at 2pm, tickets for “Les Miserables”: Section A Orchestra - $67.90; Section B Balcony - $54.40; Deadline March 1, 2013. Order Forms can be downloaded from the Friends website, cliftonpark.org/ friendsofcphl or picked up at the Library on Friends’ tables. For information email Lori Bennett at [email protected]. (M) Radio City Christmas Show CAPITAL REGION – International Club is taking a bus trip to see very popular Radio City Christmas show with a whole day of fun. Open to all. Pick ups in Clifton Park and Colonie with games and prizes on deluxe video bus. A stop at Woodbury outlet for some shopping and lunch, free time in NYC and front rows of mezzanine seats for the show! All for only $99. Dates are two Sundays: November 11 and November 18. Call 371-3737 to reserve your seats and enjoy a great day with family and friends! (M) Radio City Christmas Show CAPITAL REGION – St. Mary of the Assumption Church, Waterford, is sponsoring a trip to the Radio City Music Hall Christmas Spectacular on Monday, December 3. Bus will leave from St. Mary’s Hall at 7:30am. Time for lunch, shopping, etc. in New York and 5pm show. Bus will return imme- diately following show. $110 includes transportation, orchestra seats. Con- tact Liz Callaghan 857-4156 for more info, reservations. (M) Thrift Sale SCOTIA – First Baptist Church located at 132 Mohawk Avenue in Scotia will hold a Thrift Sale on Tuesday, November 13 from 9am-1pm; Bag Sale from 1-2pm. Christmas items, adult/kid’s clothing, drapes/linens, blankets/ quilts, appliances, pictures, jewelry, books, tapes, CD’s, shoes, dishes and baked goods. (P) Food Drive to Help Capital District Hungry CAPITAL REGION – Working with the Regional Food Bank of Northeast- ern New York, Valvoline Instant Oil Change is inviting you to drop off two or more non-perishable items at any Valvoline Instant Oil Change service center in the Capital District. In exchange for a donation, Valvoline will give an $8 discount on an oil change. All items collected will be donated to the Regional Food Bank of Northeastern New York before the Thanksgiving holiday. Those who drop off a donation but aren’t due for an oil change can get a coupon toward their next visit. With about 244,400 people that need emergency food assistance in Northeastern New York, the Regional Food Bank needs help fighting the ongoing, and rapidly expanding, battle of hunger. Much appreciated items include peanut butter and jelly, rice, canned soup, fruit and sauce, paper towels, napkins, pasta, tuna and mayonnaise. There are 14 Valvoline Instant Oil Change locations in the Capital District. Locations can be found at www.vioc.com (P) Look Inside For Our HEALTHy PET CARE GUIDE PRODUCTS & SERVICES FOCUSING ON THE HEALTH AND CARE OF YOUR PETS!

Bi Weekly 110812

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Page 1: Bi Weekly 110812

MAILED TO OVER 155,000 HOMES IN

10 ZONES

40 ZIP CODESThey are waiting to see your ad!

www.CRWNEWSPAPERS.com COVERING: GLENVILLE 7,200 • SCOTIA 4,313 • CHARLTON 1,145 BALLSTON LAKE 4,683 • BURNT HILLS 1,477 • REXFORD 1,884

Total Mail This Edition 20,702 • Total Circulation 10 Zones 155,000

THE Bi-WeeklyVolume 63

November 8 through November 20, 2012

CheCk out Advertisers & LoCAL events At

LOOK INSIDE FOR …LOCAL EVENTS

LOCAL SERVICESEMPLOYMENTAUTOMOTIVE

REAL ESTATE Sale/Rent

WWW.CRWNEWSPAPERS

.COM

The

WeeklyPennysaver

mnmcuhjdfhjahjf

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411 BALLSTON ROAD, SCOTIA, NY 12302 • PHONE 518.399.9133 • FAX 518.399.8710

WKLY

This Week’s Community Events more inside…

1.888.CHUCKITSPECIAL OFFER See Our Ad Inside

Home ImprovementsHome ImprovementsHome ImprovementsLook InsideLook Inside

Holiday Holiday Holiday

THE PET CENTER

53 FREEMANS BRIDGE ROADGLENVILLE • 346-9844

This offer does not apply to previous store visits or returns, and only valid for pet food and supplies - Not Pet Lodge

or Grooming, and has no cash value.

With This CouponExpires December 31, 2012

At Least $60.00 Of Merchandise

$10.00 OFF1 Full Grooming OR

$5.00 OFF Bath & Brush

Does not apply to Nail Trims

GROOMING

FREE OFFICE VISIT

For New Customers Only

One Day of Doggie DaycareDoes not apply to Mondays

Applies to New Customers Only

441-6432

$6.00 OFF

When You Purchase

With This CouponExpires December 31, 2012

With This CouponExpires December 31, 2012

With This CouponExpires December 31, 2012

$10.00 OFF

WARM ENOUGH?

TIM PEEK & SONFUEL OIL SERVICES

LOWEST PRICES - FASTEST SERVICE

Start This Season Off Right!Why Pay More Than You Have To?

2710 Curry Rd. • Schenectady(518) 357-9897 (Office) • (518) 528-1601 (Cell)

NO ADDITIONAL FEES!BEST SERVICE ... Same Day or Next Day Deliveries

Proctors Show Tickets for SaleCAPITAL REGION – The Friends of the Clifton Park-Halfmoon Library have tickets to some of the hottest shows at Proctors this season! Don’t wait, get your tickets now! Sunday, January 27, 2013, 2pm, tickets for “Million Dollar Quartet”: 10 seats - Orchestra Center Left Rows A & B - $63.40; 10 seats - Balcony Center Row H - $54.40; Deadline December 1. Sunday, February 17, 2013 at 2pm, tickets for “Priscilla the Musical Sensation”: Sec-tion A Orchestra - $63.40; Section B Balcony - $54.40; Deadline December 1. Sunday, May 5, 2013, at 2pm, tickets for “Les Miserables”: Section A Orchestra - $67.90; Section B Balcony - $54.40; Deadline March 1, 2013. Order Forms can be downloaded from the Friends website, cliftonpark.org/friendsofcphl or picked up at the Library on Friends’ tables. For information email Lori Bennett at [email protected]. (M)

Radio City Christmas ShowCAPITAL REGION – International Club is taking a bus trip to see very popular Radio City Christmas show with a whole day of fun. Open to all. Pick ups in Clifton Park and Colonie with games and prizes on deluxe video bus. A stop at Woodbury outlet for some shopping and lunch, free time in NYC and front rows of mezzanine seats for the show! All for only $99. Dates are two Sundays: November 11 and November 18. Call 371-3737 to reserve your seats and enjoy a great day with family and friends! (M)

Radio City Christmas ShowCAPITAL REGION – St. Mary of the Assumption Church, Waterford, is sponsoring a trip to the Radio City Music Hall Christmas Spectacular on Monday, December 3. Bus will leave from St. Mary’s Hall at 7:30am. Time for lunch, shopping, etc. in New York and 5pm show. Bus will return imme-diately following show. $110 includes transportation, orchestra seats. Con-tact Liz Callaghan 857-4156 for more info, reservations. (M)

Thrift SaleSCOTIA – First Baptist Church located at 132 Mohawk Avenue in Scotia will hold a Thrift Sale on Tuesday, November 13 from 9am-1pm; Bag Sale from 1-2pm. Christmas items, adult/kid’s clothing, drapes/linens, blankets/quilts, appliances, pictures, jewelry, books, tapes, CD’s, shoes, dishes and baked goods. (P)

Food Drive to Help Capital District HungryCAPITAL REGION – Working with the Regional Food Bank of Northeast-ern New York, Valvoline Instant Oil Change is inviting you to drop off two or more non-perishable items at any Valvoline Instant Oil Change service center in the Capital District. In exchange for a donation, Valvoline will give an $8 discount on an oil change. All items collected will be donated to the Regional Food Bank of Northeastern New York before the Thanksgiving holiday. Those who drop off a donation but aren’t due for an oil change can get a coupon toward their next visit. With about 244,400 people that need emergency food assistance in Northeastern New York, the Regional Food Bank needs help fighting the ongoing, and rapidly expanding, battle of hunger. Much appreciated items include peanut butter and jelly, rice, canned soup, fruit and sauce, paper towels, napkins, pasta, tuna and mayonnaise. There are 14 Valvoline Instant Oil Change locations in the Capital District. Locations can be found at www.vioc.com (P)

Look Inside For OurHEALTHy PET CARE

GUIDE

PRODUCTS & SERVICES FOCUSING ON THE HEALTH AND CARE OF YOUR PETS!

CHECK OUT OUR INSIDE AD!

SKIING, BOARDING & TUBING

Page 2: Bi Weekly 110812

Page 2 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

DO YOU NEED A NEW KITCHEN

CALL NOW 664-6949CABINET DOCTOR

Since 1958

WE WILL SAVE YOU THOUSANDS!!• Kitchen Remodeling • Cabinet Refacing

See us at www.cabdoctor.com“IN BUSINESS FOR OVER 54 YEARS”

Stop In And See Our Beautiful Showroom!

Regular’s Liquor CabinetRegular’s Liquor Cabinet443 Saratoga Rd./Point Plaza • 399-1405

Mon.-Sat. 9:30 am - 9:00 pm • Sun. 12 - 5

Serving Glenville for Over 40 Years!

$18.491.75 Liter

From Russia

“New”Ruskova

Vodka$13.99

750 MLFrom Chile

$9.99750 ML

WE HAVE A FRIENDLY, KNOWLEDGEABLE STAFF!If We Don’t Have It, We’ll Get It For You!

WE HAVE MORE SELECTIONS, MORE SPECIALS AND BETTER PRICES

TO MAKE ANY OCCASION BETTER!

Join Us Friday, November 16th 4pm to 7pm

Not Responsible For Changes or Cancellations! Call us for schedule. See Prices Below.

FOR A SPECIAL BOURBON TASTING!A Representative Will Be Here To Taste

LARCENY VERY SPECIAL SMALL BATCH BOURBON

$18.991.5 Liter

Great ForThanksgiving!

RelaxRiesling

$25.49750 ML

LarcenyBourbon

SPECIAL

$9.99750 ML

Delicious!

Fulton’s HarvestPumpkin Pie

Cream Liqueur

Mother’s Pumpkin Spice Cream Liqueur

Nice Spice Flavor!

See Tasting Schedule Above!

$43.991.75 Liter

Great ForThanksgiving!

Ona AnakenaPinot Noir

Saratoga Auction & Consignment141 N. Central Ave, Mechanicville

518-538-5712Follow Us On Auctionzip.com

• Always Buying & Selling• Estate LiquidationsOpen 6 Days-A-Week

10am - 6pm

Friday Night Auctions

Every Friday Starting at 6:30Please Call Ahead

EURODELIANDMARKET.COMOver 20 Varieties Of Perogies • Stuffed Cabbage

Sausages • Meats/Cheese • Polish Lunch/Dinner Plates

NEXT TO TARGET AND TJ MAXX IN LATHAM231 Wade Road Extension

Latham, NY 12110518-785-0103

LOWEST PRICES IN THE AREA!

FRESH KIELBASA • SMOKED KIELBASA • SUBSFRESH DONUTS, PASTRIES & BREAD EVERY FRIDAY! • POLISH BEERS

HOLIDAY CHOCOLATES AVAILABLE

PET CARE IN YOUR HOME: Best rates. Best service. Your pet is treated like a VIP-Very Important Pet!! Free in-home consultation. Insured. Contact Debbie at 399-3148 or [email protected]

FREE- 2 PARAKEETS with cage. 1 year old, both male. Call 698-3720

2004 32’ CAMPING Trailer: Sleeps 8, large slideout, sleep number queen bed, 4 bunks, 20’ canopy, electric jack, hitch, weight transfer bars. $12,900. For details call 399-6568.

Animals

Rainbow Vacuum CleanersSales/ service. New & recon- ditioned. Free UPS pickup. (877)265-8367 toll free.

WOODEN KITCHEN TABLE with 3 chairs, $50399-0254

Foster Parent MeetingSARATOGA COUNTY – A Foster Parent Information Meeting will be held on November 27 at 4pm at the Services Build-ing, 152 West High Street, Ballston Spa. Saratoga County is in need of foster homes for school-aged children and teenagers. The next certification class will begin in January, 2013. Please contact Jennifer Otten or Stacey McVaigh at 884-4157 for more information. (P)

Pre-Thanksgiving Pie SaleGLENVILLE – Centre Glenville United Methodist Church at the corner of Sacandaga & Bolt Roads (across from Glendaal School) will hold a Pre-Thanksgiving Pie Sale on Sat., November 17, 9am to ??? (P)

Page 3: Bi Weekly 110812

November 8 - November 20, 2012 THE BI-WEEKLY PENNYSAVER - WKLY Page 3w w w. c r w n e w s p a p e r s . c o mw w w. c r w n e w s p a p e r s . c o m

Diesel • Kerosene • Fuel OilInstallation & ServiceFurnaces • A/C Units • Air Filtration Systems

Charlton OilHeating / Cooling

Specializing in -LENNOX- Member BBB

399-3568 • [email protected]

Ready For Chilly Weather?Make Sure Your Furnace Is Ready To Run!

CALL FOR YOUR CLEANING APPOINTMENT TODAY!

NOW OFFERING

ON ROAD DIESELCOMPLETE

SEPTIC SERVICEPumping

Installation & RepairsMortgage Inspections

RENTYour Fully Equipped

Flushable Portable Restrooms

Specializing in Weddings and Graduations

Free Estimated – Fully InsuredFamily Owned and OperatedOver 35 Years Experience

Kevin C. Loukes, Owner

399-1323

SeniorDiscount

VeteranDiscount

Five Star General Masonry

Offi ce: 399-8373 • Cell: 577-1591

Foundation Repair • Basement Waterproofi ngChimney Repair / Rebuild

Sidewalks / Patio • Retaining WallsCustom Paver Installation

Locally Owned and OperatedNo Interest Payment Plans Available

★★★★★

KERBY N. LOUKES - President www.procutlandscape.com

• Hydro-Seeding • Irrigation Systems• Landscape Design/Installation • Property Maintenance

• Commercial/ResidentialSERVING THE COMMUNITY FOR OVER 22 YEARS!

P.O. Box 341Burnt Hills, NY 12027

518-399-7443

TIRETH

E WARE-HOUSE INC.

GUARANTEED LOWESTINSTALLED PRICEOR YOUR TIRE IS

1430 Halfmoon PkwyRt. 9 • Clifton Park

383-0400

631 River St.Troy

271-0234

274 Quaker Rd.Queensbury798-1056

GOODYEAR • UNIROYAL • FIRESTONE • GENERAL TIREDUNLOP • MICHELIN • BRIDGESTONE • B.F. GOODRICH • PIRELLI

www.TheTireWarehouseInc.com

FREE At TimeOf Sale

$2295Lube, Oil,

Filter(Most Cars)

Expires 11/30/12

100% PUREMAPLE SYRUP

& Confections1.5 Miles West of Scotch Church (Rte. 67 & 147)

4888 Jersey Hill Road Galway • 882-9334

OPEN ALL YEAR

NIGHTINGALE’S MAPLE FARM

Makes A Great Gift!Shipping Available

Socha Plaza, 123 Saratoga Rd. (Rt. 50), Glenville 384-0946

W O R T H NOW TAKING WINTER

CONSIGNMENTS BY APPOINTMENT

Open Tues, Wed, Thurs & Fri. 10-5, Sat 10-4, Sun & Mon Closed

New & Gently Worn Ladies Consignment

Clothing & AccessoriesTracey Harris

ProPrieTor

585 SARATOGA RD • HOURS: M-F 10-6PM, SAT 10-5PM399-2742Visit Our Website: www.basicfoods.com

Shop Here For Your Holiday Cooking & Baking

• FLOURS • OILS • SPICES • SEEDS • NUTS

• DRIED FRUITS • EXTRACTSAll Are Available In Gluten Free As Well!

SNOWBOARDS, BOOTS, BINDINGS: 3 snowboard packages (2 Burtons) in Ex- cellent condition! Board sizes from 50-60 inches, fitting heights 45-55 inches. Boot sizes: 7 men’s, 8 men’s and 10-1/2 men’s. 952-4140 or 669-0739

LOOKING FOR dead weightin your truck for better winter traction? Rubber blocks 24’’x24’’x2’’. 30 lbs each. FREE 372-1300 ext. 203.

FOR SALE: DINING ROOM set with 6 upholstered chairs & 2 leafs, seats 10; 2 marble topped end tables; saddle & bridle. 527-0667

SELLING NEW COLEMAN “Grill to Go” $95; Canon copy/fax/printer, hardly used $45; 32” JVC TV w/stand + 20” Toshiba TV/VCR cable compatible, best offers. 877-8987

FOR SALE: TROY BILT rototiller, 7HP Horse model, $800. Belmont utility trailer, 5x8, pd. $1,680; will take $1,000. 853-4295

FRIDHOLM REMODELING . Baths, kitchens, basements, custom tile and carpentry, flooring, all phases drywall installation/repair, additions, and all phases of home reno- vations, and repairs. Initial free est. Will show up. Neat.Cleanup. Love what we do! contact 330-9507 or www. jfridholm.com

NORTHEAST HOME IMPROVEMENT: Kitchens, decks, additions, garages, porches, siding. High quality work. Professional, insured. Free estimates.Now accepting major credit cards. LARRY CUNNINGHAM, Glenville, NY 399-5896 or 421-1029.

Rick Carbone Excavation: House demo, cellar excava- tion, poured concrete founda- tions installed & repaired, engineered septic systems, retaining walls, all types of driveways, water lines buried, tree cutting, land clearing, stump removal, top soil, sand & gravel, lawns installed (seed or sod), fuel tanks in- stalled & removed. Fully ins. 40 yrs. exp. Job satisfaction & reasonable prices guaran- teed. Free est. 696-3000

AIDE/COMPANIONServices include: Preparation of meals, light housekeeping, laundry, shopping, rides to appointments, errands, and a variety of other tasks. Refer- ences. Reasonable rates. Call Kathy 227-5906.

DON’T GET CAUGHT out on a limb! T & T TREE SERVICE: Complete tree & stump removal, trimming, brush chipping, firewood. Professional tree experts, 30 yrs. experience. Residential/commercial. Trees our specialty! Large or small, we do them all. 399-2208

ANTIQUES WANTED: One piece or a house full. Cash paid. Your local established dealer. AFFORDABLE ANTIQUES, 725 Saratoga Road,Burnt Hills. 384-0702. Wed.-Sun., 10am-5pm.

DO YOU HAVE SMELLS, odors, mustiness? Unex- plained headaches, fatigue? We test for indoor air quality, mold, moisture & correct and remediate common house- hold problems. [email protected]

HANDYMAN FOR HIRE: No job too small! Quality work. Friendly, affordable service. Painting, plumbing, repairs, powerwashing, etc. Free est. Call Fred at 496-4846.

HARDWOOD:SEASONED, $260 FULL CORD.366-4493

FRIDHOLM PAINTING: All int./ext. painting & stain- ing projects. Popcorn & cathedral ceilings, wallpaper stripping , faux/ decorative painting, Free est. Will show up. Neat. Clean up. Love what we do. contact 330-9507www.jfridholm.com

Oratorio Society Presents Fall ConcertBURNT HILLS/SARATOGA SPRINGS – Burnt Hills Oratorio Society presents their fall con-cert “Two Randalls and their Stars: the music of Randall Thompson and Z. Randall Stroope”. (Includes Peaceable Kingdom by Randall Thompson). Directed by Susan H. Fedak. Sunday, November 18, 3pm, at Bethesda Episcopal Church, 41 Washington Street, Saratoga Springs. For more information please call 817-8333. For tickets: bhos.us (P)

BH-BL Women’s Club to MeetBURNT HILLS – The Burnt Hills-Ballston Lake Women’s Club will meet Monday, November 12 at noon in Knight Hall of the Burnt Hills Methodist Church. Sharon Waddell will present a program on quilts. She has a particular interest in NY State quilt patterns and will examine quilts brought to the program. A business meeting will follow with final plans for the Christmas Tree Festival. (P)

Friendship Tea & Quilt DisplayBURNT HILLS – The United Methodist Women of the Burnt Hills United Methodist Church, 816 Saratoga Rd. (Rt. 50), Burnt Hills, will host a Friendship Tea and Quilt Display on Sunday, November 11 from 2-4pm in Knight Hall. The Tea is open to Church women and community friends. Women who are quilters are encouraged to bring their quilts and display them in the hall for others to see. Those interested will have an opportunity to share stories about their quilts. (P)

Growth in the Spirit SeminarSCHENECTADY – Growth in the Spirit Seminar presented by Spirit of Love Charismatic Prayer and Praise Community on Friday & Saturday, November 16 & 17. Registration Friday at 6:30pm; Seminar on Friday from 7-9pm AND (two day event) Saturday, November 17 from 9am-3pm. Event will be held at St. Paul the Apostle Parish Center, Albany Street and Van Zandt St, Schenectady. Bing a bag lunch, refreshments will be provided. For Information and pre-registration Call Beverly at 346-5896. (P)

Flea MarketROTTERDAM/SCHENECTADY – Flea Market at Rotterdam United Methodist Church, corner of Curry Road and Helderberg Ave., Schenectady, on Saturday, November 10 from 9am-3pm. Breakfast and lunch will be available. For information call 393-5045 or 522-3293. (P)

Page 4: Bi Weekly 110812

Page 4 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

www.glenvilledental.net

Maybelle Hwang D.M.D.

2900 6th Avenue, Troy, NY 12180 • 1-877-820-8938 • www.johnray.com

Heating Oil • Propane • All-Climate Diesel • BiofuelsHeating & Cooling Sales, Installation & Service

*For automatic delivery customers

Heating Oil. Propane.

Great Service.

You can count on reliable service from John Ray & Sons.

Call 1-877-820-8938 or sign up at www.johnray.com today.

Save10¢to15¢aGallon.*

NoParticipationFees!

John Ray and Sons isn’t your ordinary fuel supplier. We’re a century-old company that has served the region with integrity, quality products, and dependable service.You can count on us for:

• Peace of mind with always on-time, automatic delivery

• Affordable payment plans

• 24-hour emergency service

• Expert in-house technicians

• FREE remote propane tank monitoring to ensure you’ll never run out of fuel*

Broken or missing

storm windows or screens?

CALL 438-2377 www.capitalvalleyglass.com

Call the glass experts — We’ll come to you!

Present this coupon to receive

OFFANY SERVICE10%

Coupon may not be combined with other offers or discounts. Excludes insurance-paid work.

COUPON#

CVG Small Space Ad 3x3.75 v2b 10/4/12 12:35 PM Page 1

NOAH’SLAWN CARE

384-1401 847-9345

Fall CleanupsBest Rates

HOLIDAY STOP ‘N SHOP Sat., 11/10, 10-2, Burnt Hills FD, 811 Saratoga Rd. Start your holiday shopping with Miche, Thirty-One, Pampered Chef, Creative Memories and more.

RALPH’S REUPHOLSTER- ING: We do residential and commercial upholstery, re- placement cushion, window seats and more. Call Ralph at 212-5354 or cell 596-5162

52nd ANNUAL WINTER Sports Equipment Sale will be held at Burnt Hills United Methodist Church, Rt. 50, on Sat., Nov. 17 from 9am-noon. New/used equipment & cloth- ing avail. Come early--great bargains. Consignment items accepted 11/15/12, 6-9pm & 11/16/12, 5-9pm. For info, call 399-5875.

DIVORCE UNCONTESTED papers prepared $299.(Includes poor person app.) Separation agreements avail- able. Call 274-0380

FOSTER PARENTS NEEDED: Make a difference! Touch a life! Become a full or part-time foster parent with Northeast Parent & Child Society. Free training, weekly in-home support, and a gen- erous monthly allowance are available. For more informa- tion, call 372-6708 www.beafosterparentny.com

LET GEORGE DO IT! Light Trucking; Clean-out: Garages, Attics, Cellars.Reasonable. Free estimates. 399-5937

AnythingServices: Landscape, construction, foundation to roof! Inside/out- side projects, mechanicals, drainage, painting, pressure wash, decks, walks, walls, patio, small jobs to full de- signs, baths, kitch. Storm damage cleanup. 365-3000

ROB RYAN D.J. / KAR- AOKE SERVICE: Over 50,000 titles. Book now and receive Free Karaoke with 4-hour event. 505-1480

“Exploring the Tarot”REXFORD – Prudence Theriault from Valatie, certified tarot master/instructor and intuitive consultant, will address New Growth Fellowship on Thursday, November 8, 7pm at the Unit-ed Methodist Church, 18 Main St., Rexford. Her topic is “Ex-ploring the Tarot.” The program is sponsored by New Growth Fellowship (NGF) and is open to the public. An $8 donation is requested to help defray expenses and includes complimentary refreshments and the opportunity to purchase gift packs valued at $25+ for just $2.50 each. Further information about NGF, this program or directions to the church is available by calling Director Dr. Henry Mosteller, 399-9347. (P)

Mayan Hands Fair Trade SaleALPLAUS – Looking for a unique gift for the holidays? The Alplaus United Methodist Women are hosting a Mayan Hands Fair Trade Sale on Friday and Saturday, November 16 and 17 from 10am-3pm at the Alplaus United Methodist Church on 1 Brookside Avenue in Alplaus. The Ma-yan Hands Foundation helps women from Guatemalan communities earn a fair return for their work. These high quality hand-woven items make beautiful gifts. Thank you for supporting the Alplaus UMW and these talented Guatemalan weavers. Call 518-399-6000 for information. The church is handicapped accessible. (P)

Page 5: Bi Weekly 110812

November 8 - November 20, 2012 THE BI-WEEKLY PENNYSAVER - WKLY Page 5w w w. c r w n e w s p a p e r s . c o mw w w. c r w n e w s p a p e r s . c o m

Hours: Tuesday 8am-12 Noon; Thurs. & Fri. 8am-4pm Closed Wednesday

Patrick J. Smith - PublisherCorporate Headquarters: 2 Rosell Dr., Ballston Lake, NY 12019 • (518) 877-7160; Fax 877-7824

Capital Region Weekly Newspaper Group Is A Division Of Hearst Communications, Inc.

Distributed To Over 155,000 Homes & Businesses

Ava Kutil .............................Office Manager/ClassifiedCheryl Wallace.......... ................... Advertising ManagerEd Rohrmeier.......... ....................... Account ExecutiveLaurie Phelps, Roberta Krause,Rick Mullins ................................... Graphic Designers

411 Ballston Rd. (corner of Rte. 50 &

SwaggertownIn Stewart’s Plaza)

Glenville, NY 12302

Published Bi-Weekly - Every Other Thursday Display Ad Deadline Friday at 4pm

Classified Ad Deadline Monday at 4pmBusiness & Service Guide & Bulletin Board

Deadline Friday at 12 Noon

399-9133

Reproduction without permission is prohibited. The majority of the ads in this publication were created by and are the sole property of Capital Region Weekly

Newspapers and cannot be reproduced without express permission from the publisher.

Published By:

Capital Region Weekly NewspapersPublisher of • Pennysaver • Moneysaver

• The Advertiser • The Bi-Weekly

Bi-WeeklyPENNYSAVER

The

Weeklymnmcuhjdfhjahjf

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SEAMLESS GUTTERSTHE Gutter Guy. Cleaning & repair also available. Fully ins.24 years exp. 339-3231

GARAGE DOOR GARY: Garage doors, electric openers, service. Garage door openers make great gifts! Call for free estimate. 399-6102

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DO YOU HAVE DENTAL INSURANCE? Why pay out of pocket? We accept Metlife, GHI, Delta, Empire BC, BS, APA, Aetna, and most other dental insurance plans as payment in full for x-rays, exams, cleanings, & fillings. ANTHONY FERRARO, DDS 231 Saratoga Rd. (Rt. 50), Glenville 399-0714.

WINDOW CLEANING;Not all window cleaners are the same. We hand polish our windows and window casings, so they shine like new. Quality matters, give me a call at 428-6908. Fully in- sured and professional serv- ice w/ over 20 yrs experience.

ZUMBA or ZUMBA “GOLD” Classes now 7 days a week! Unlimited Classes $24.95 per month, including Yoga, Piyo and Cycling. Call 384-0229 for details.

“Exploring the Tarot”REXFORD – Prudence Theriault from Valatie, certified tarot master/instructor and intuitive consultant, will address New Growth Fellowship on Thursday, November 8, 7pm at the Unit-ed Methodist Church, 18 Main St., Rexford. Her topic is “Ex-ploring the Tarot.” The program is sponsored by New Growth Fellowship (NGF) and is open to the public. An $8 donation is requested to help defray expenses and includes complimentary refreshments and the opportunity to purchase gift packs valued at $25+ for just $2.50 each. Further information about NGF, this program or directions to the church is available by calling Director Dr. Henry Mosteller, 399-9347. (P)

Annual Harvest Bake SaleSCHENECTADY – Church of St. Anthony, located at 331 Seward Place in Schenectady, will hold their annual Harvest Bake Sale on Sat., November 17 from 9am-5pm and Sun., No-vember 18 from 8am-1pm. (P)

Carol Sing & VespersSCHENECTADY – The 88th Annual Carol Sing & Vespers with English Handbell Music and Christmas Carol Singing will be held on Sunday, December 2, 5-6pm at 1st Reformed Church of Schenectady. Ring Noel! with the Thursday Belles, Elinore Farmun, organ and Joan Nikolski, piano. This event is family friendly and open to the public at no charge. A chari-table donation may be accepted. (P)

Craft Fair & Flea MarketSCOTIA – The Beukendaal Fire Co. will be hosting an an-nual Craft Fair on Saturday, November 17 beginning at 10am. Lunch counter will be available. Flea market and troop drive will also be conducted. (P)

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Page 6 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

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Since this is the time of year when it makes the most sense to apply lime to your lawn, I think a little reminder is in order. Why is this the best time? To cause the pH correction you’re look-ing for, lime takes at least 3 months. If you test your soil and apply lime in the spring, you won’t see any benefit until the very end of the season. If you make your application now, the lime will have all winter to react with the soil and you’ll start out the growing season next year with nice, sweet soil.

During my years in garden retailing, I’ve noticed a reluctance among residential turf spe-cialists (you who care for the lawn) to pay attention to soil pH. Many folks are willing to spend hundreds of dollars on lawn food and moss controls but will dig in their heels when asked to spend a couple of bucks on a simple soil pH test kit. Go figure. I guess it sounds too “complicated and scientific” or something. We’re not talking hours of research in a laboratory here, just a thimble full of soil, one test tube and some distilled water.

The benefits of properly adjusting the pH of the soil and the benefits of limestone itself are far reaching. I could carry on for pages about nutrients in the soil (or from the fertilizer you pay good money for) being “bound up” and unavailable to plants because of acidic soil. I could write reams on how the microorganisms that “feed” your lawn die off in soils with a low pH. I could rant and rave about how important calcium and magnesium (from limestone) are in formation of plant fiber or how osmosis (the ability of plant to draw moisture from the soil) is impeded in acidic soil. Let’s just say, its VERY important.

Here’s the deal. There’s a tendency for soil to gradually become acidic over time. Decom-posing organic matter (grass clippings in the case of your lawn), fertilizer and acid rain all contribute to acidification of the soil. In heavier soils like clay, this happens very slowly. In looser soils like sand, acidification occurs more rapidly. The more fertilizer and organic matter you apply to your lawn or garden, the more often you should check the pH. Different plants prefer different pH levels. Most vegetables grow best in slightly acidic soil (pH 6.5 to 6.8) while your lawn will be healthier if the soil is neutral (pH 7).

Every once in a while I run into someone who’s heard that lime is good for the lawn and they’ll ask, “I’ve got an average size lawn and I’ve never limed it. How much lime should I apply?” To the uninformed, this seems like a reasonable question. To me, it’s like asking your mechanic, ”I have a mid-sized sedan. How much oil do I need to add?” There’s no way your mechanic could answer unless you allowed him/her to look at the dipstick. The inexpensive soil pH test kit is your “dipstick” to determine how much lime you need to apply for healthy plant growth. If I’m asked, “I have 10,000 sq. ft. of lawn and the pH is 6.0. How much lime should I apply?” I can then say that you need 10-40 lb. bags of pelletized lime to bring your soil’s pH up to the pH of 7.0 that it should have. Of course, you may not need to ask since the information is provided in the pH test kit. Unlike fertilizer applications, you won’t need to apply lime every year. Usually every 3 to 5 years, maybe even longer depending on the type of soil you have.

Another benefit of checking and properly adjusting the pH of the soil in your lawn is the control of moss. I’m not telling you that lime applications will kill moss if it’s already established itself in your lawn but if you’d paid attention to the soil’s pH all along you probably wouldn’t have a moss problem to begin with. Moss won’t take hold and thrive unless the soil is acidic. Once it gets established, moss causes the soil in the area it’s growing to become acidic even faster; creating an environment that allows it to spread quickly. The net effect is that the moss kills off the grass by making the soil too acidic and then fills in the bare area that’s left. The whole situation can be avoided by checking and adjusting the soil’s pH regularly. Remember, too much lime will make the soil too alkaline for the grass to thrive so more isn’t better. The bottom line is this: you can spend a few bucks for a pH test kit and you’ll end up using less lawn food and have a healthier, more disease and drought resistant lawn while spending less. PH test kits are one of the best lawn care bargains going.

Just one little reminder before I run out of space. If you have an area of your lawn that you want to start or thicken up, consider “dormant seeding”. The idea is to wait until the weather gets so cold that there is no chance of grass seed sprouting (but before the snow falls) and apply grass seed. This may sound crazy to you but here’s the idea. Your late application of grass seed will lie out there all winter without sprouting. Snow and rain will beat the seed down through the grass blades to the surface of the soil. Since the seed will be soaking all winter, it will sprout with the first warm weather next spring. Don’t worry about the freezing weather harming the grass seed. Grass grown in a natural state (not mowed) would grow tall and produce a crop of seed. This seed would then fall to the ground and sprout the following spring. We mow our lawns so the grass plants never get the chance to produce a crop of seed. By adding seed late in the season, you’re providing that crop. It’s an easy way to thicken thin areas without having to waste time in the spring dragging hoses around trying to keep the seed moist. Try it…it works.

SEAMSTRESS--HEMMING (ALL TYPES) Pants, jeans, skirts, dresses, tops, coats. Sleeves shortened. Valances, decorative pillows. Some alterations, etc. Glenville 384-0343.

GREEN FIREWOOD $180/cord. Cut, split & del. Discount on 2 or more. Sea- soned firewood also avail. Dependable & honest service Harvey 338-5898 / 391-5363

SNOW PLOWING: Taking customers now for this season’s snow plowing & sidewalk clearing. Limited openings. 701-3608

THE ROCKABILLY RIOTSpotlighting the legends of rockabilly, Nov. 16th at Proc- tors/G.E. Theater. Tickets on sale Proctors.org

R. P.’s JUNK REMOVAL: Will clean out whole house estates, garages, basements, barns; or one truckload. Cheap rates! Free estimates. Quick service. 258-3879.

After The Fire is in Dire Need of New VolunteersSARATOGA COUNTY – After The Fire is a non-profit organization that helps residents of Sara-toga County who have suffered a loss due to fire. After being paged by Fire Control, After The Fire members respond to the fire scene to provide the family members with clothing, gift cards, personal care items, a night’s stay at a participating hotel/motel, Red Cross referral, information-al material, emotional support-- whatever is needed to help the family through an extremely trau-matic situation. Meetings are held on the fourth Tuesday at 7pm as follows: February, March, October & November at Eagle Matt Lee Fire House on Washington St. in Ballston Spa; April, May, June & September meetings are held at Halfmoon Town Hall on Harris Rd. in Halfmoon. Anyone interested in finding out how you can help your neighbors in need may attend a meeting. To find out more about After The Fire, visit www.afterthefire.org. (P)

52nd Annual Winter Sports SaleBURNT HILLS – The 52nd annual winter sports sale will be held from 9am-noon on Sat., November 17 at the Burnt Hills United Methodist Church, 860 Rt. 50. New & used winter sports equipment for sale. This is a consignment sale; equipment may be delivered to the church between 6-9pm on Thurs., November 15 & 5-9pm on Fri., November 16. Downhill and cross-country ski equipment, boots, skates, snowboards, sleds, and winter sports clothing will be sold. Older straight skis and non-coded bindings will not be accepted. Sellers determine price of article to be sold. For more information, contact G. Adams at 399-5875. (P)

Little Wonders of ScienceSCHENECTADY – Daylight Nightlight: Where Light Comes From, Thursday & Saturday, No-vember 15 & 17, 11am at miSci (formerly Schenectady Museum), 15 Nott Terrace Heights, Schenectady. Free with admission. Introduce children ages 3 to 5 to science with Daylight Night-light: Where Light Comes From and a special activity. Advance registrants receive a Free book (while supplies last) and materials to continue the study of science at home. Space is limited. Call 518.382.7890 x224 to register today! www.miSci.org (P)

Page 7: Bi Weekly 110812

November 8 - November 20, 2012 THE BI-WEEKLY PENNYSAVER - WKLY Page 7w w w. c r w n e w s p a p e r s . c o mw w w. c r w n e w s p a p e r s . c o m

Robert S. Szymczak, D.D.S.

SSZ

YMCZAK FAMILY [email protected]

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• BONELESS ALL NATURAL CHICKEN BREAST 1.99 LB. 10 LB. BAG ...1.79 LB.• USDA N.Y. STRIP STEAKS ............................ 5.99 LB.• BONELESS CHICKEN THIGHS ...................... 1.59 LB.• USDA LONDON BROIL ..................................... 3.69 LB.• USDA TOP ROUND ROAST ............................. 3.69 LB.• BONELESS LEG OF LAMB (3-4 LB. AVG.) ............ 5.99 LB.• ITALIAN STYLE MEATBALLS (All Beef - Fully Cooked) . 3.99 LB.

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FALL CLEANUPS by MIKE NALLY: We are a fam- ily business dedicated to this community for over twenty years now and would be glad to quote you for grass cutting, leaf cleanup, and even bulk leaf pile pick-up. We are fully insured and my grown daugh- ters and nephews are eager to work! Call 384-1535.

COMPUTER TRAINING, computer assistance, and virus removal offered to businesses and individuals since 1994. We make house calls! Call B:>compatible, LLC at 384-1531 Ask Eileen how you or your company can B:>compatible with computers, productivity software, scanners, digital cameras and more. Visit our Web Site: home.earthlink.net/ ~bcompatible/

OLD APPLIANCES andFurniture Removed from your HOME or BUSINESS. Small or Large jobs. Clean-outs. Call BILL THE JUNKMAN at 664-7488. Credit cards accepted.

Get the Job Done Right! All Roofing & Repairs. Roofing, Painting, Porches, Decks, Chimney Repair/Re- build. Specializing in Slate Roof Repair. Free Est. Ins. Ron Bellrose Roofing & Contracting 346-614010% off with this ad!

DON’T PAY TAXES on structures that are not usable or wanted! Complete demoli- tion of houses, garages, barns, buildings...any size removed quickly and cleanly! Fire damage cleanup. Inside of buildings and warehouses cleaned out. Land clearing. Prompt, professional service. Reas. rates. Rick Carbone Excavating 696-3000.

LICENSED MASTER ELEC- TRICIAN with 22 experience. If you’re looking for a reliable, highly qualified & fully insured electrician, no matter how big or small your electrical needs, that can provide you with quality service that you can trust, call Thomas Tucker to- day at 424-8269. Residential & Commercial.

T.L.C. REMODELING: One call does it all. Home inspec- tions, plumbing, electrical, masonry, decks, kitchens, baths, replacement windows, roofing. Fully insured, 35+ yrs. experience. 374-1616

Stack ‘Em UpSCHENECTADY – Use your engineering skills to build a tower of cups as high as possible at this educator-led activity in miSci’s Science Zone. Sat. & Sun., November 17 & 18, 1-2:30pm at miSci (formerly Schenectady Museum), 15 Nott Terrace Heights, Schenectady; 518-382-7890/www.miSci.org Free with admission. (P)

Holiday Craft Show & BoutiqueSCHENECTADY – St. John the Evangelist Church Rosary Society will host a Holiday Craft Show & Boutique on Sat., November 17 from 10am-5:30pm. Cookbook and Bake Sale along with raffle with great prizes! Event will be held in the Parish Center Gymnasium, 806 Union Street, Schenectady. (P)

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Whitney Book Corner SaleSCHENECTADY – The Whitney Book Corner, locat-ed at 600 Union Street, Sche-nectady, will hold a sale on holiday books thru November 18. Books will be 50% off. The store is open seven days a week, Mon.-Fri., 10am-4pm (Thurs. until 7pm); Sat., 10:30am-3pm; and Sun., 1:30-3:30pm. The Whitney sells quality used books at reasonable prices as well as used audio books, records, videos, CDs and DVDs. Gift certificates are available. It is operated by the Friends of Schenectady County Public Library and all proceeds ben-efit the library system. (P)

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Page 8 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

Mohawk

A R M Y H N AV Y

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905 Loudon Rd. Latham1/2 mile North of Latham Circle389-2505

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GUIDING THE HEALING JOURNEY OF WOMEN: SANDRA NAGLE-GERMAIN, MA, a Pastoral Psychotherapist committed to those women whose bodies, minds and spirits carry wounds of abuse and trauma. Specializing in relationship conflict, grief, depression, anxiety and resistance to growth. 377-5899

PRAYER TO THEBLESSED VIRGIN

(Never known to fail)Oh, most beautiful flower of Mt. Carmel, fruitful vine splendor of Heaven. Blessed Mother of the Son of God. Immaculate Virgin, assist me in my necessity. Oh, Star of the Sea, help me and show me, herein you are my mother. Oh, Holy Mary, Mother of God, Queen of Heaven and Earth! I humbly beseech you from the bottom of my heart to answer me in this necessity. There are none that can withstand your power. Oh, show me herein you are my mother. Oh, Mary con- ceived without sin, pray for us who have recourse to thee (3x). Holy Mother, I place this cause in your hands (3x). Sweet Mother, I place this cause in your hands (3x). Holy Spirit, you who solve all problems, light all roads so that I can attain my goal, you who gave me the divine gift to forgive and forget all evil against me and that in all instances in my life you are with me. I want in this short prayer to thank you for all things as you confirm once again that I never want to be separated from you in eternal glory. Thank you for your mercy towards me and mine. The person must say this prayer 3 consecutive days, after 3 days the request will be granted. This prayer must be published after the favor is granted. (favor granted) E.V P.

NOVENA TO ST. CLAIRELight a white candle, ask St. Claire for 3 things. One should be about the impossible, one about money, one about your job. Say 9 Hail Mary’s for 9 nights. Promise publication. She will answer whether or not you believe. Thank you St. Claire for favors granted. E.V.P.

LOOKING FOR dead weightin your truck for better winter traction? Rubber blocks 24’’x24’’x2’’. 30 lbs each. FREE 372-1300 ext. 203.

NORTHEAST HOME IMPROVEMENT: Kitchens, decks, additions, garages, porches, siding. High quality work. Professional, insured. Free estimates.Now accepting major credit cards. LARRY CUNNINGHAM, Glenville, NY 399-5896 or 421-1029.

HARDWOOD:SEASONED, $260 FULL CORD.366-4493

FOR SALE: Cherry Hutch - Good Condition, Solid Hardwood, 2 Piece, Shelves & Doors On Top, Drawers & Doors On Bottom, 74”w, 20”d, 73”h. $400 OBO. 383-2138

Holiday FairROTTERDAM JCT. – The Mabee Farm Holiday Fair will be held on November 17 from 9am-4pm in the Mabee Farm Historic Site’s new Franchere Education Center located next door to the site at 1100 Main St., Rotterdam Junction. The Fair will feature incredible and unique gifts from local artists and artisans such as: wood, baskets, jewelry, paintings, photography, hats, primitive folk art, soaps, hand-wovens, beeswax candles and activities for the kids! Food will be available for purchase. (P)

Urgent Need for VolunteersSARATOGA COUNTY – Are you 55 years or older and have time to volunteer? There is an ur-gent need for volunteers to assist with the Saratoga County Office for the Aging Senior Nutrition Program at the Saratoga Adult and Senior Center 5 William Street Saratoga Springs. Volunteers are needed Monday – Friday from approx. 11am-1pm. If interested please call RSVP (Retired Senior Volunteer Program) at 884-4110. (P)

Support Charlton Heights Cub ScoutsBURNT HILLS – Support the Charlton Heights Cub Scouts by donating bottles and cans at 250 Lake Hill Road, Burnt Hills. Bottle drop in barn driveway available 24/7. (A)

Support Group to Host Family Bowling PartyLATHAM – The local Tourette Syndrome Support Group will host a family bowling party on Sunday, November 11 from 2-4:30pm at Spare Time Lanes in Latham. The cost is $15 per bowler. Bowlers must pre-register by calling Judy at 384-1765.

Page 9: Bi Weekly 110812

November 8 - November 20, 2012 THE BI-WEEKLY PENNYSAVER - WKLY Page 9w w w. c r w n e w s p a p e r s . c o mw w w. c r w n e w s p a p e r s . c o m

Mohawk

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Any Chippewa BootNovember is Chippewa boot moNth!

905 Loudon Rd. Latham1/2 mile North of Latham Circle389-2505

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The process of buying a home can be intimidating, especially for those men and women who have never be-fore owned their own homes. Nowadays, more homeown-ers are choosing to get preap-proved for mortgages before they begin searching for a home in an effort to make the home-buying process go more smoothly when they find the home for them.

One of the first things buyers must do when seeking preap-proval is find the right mort-gage lender. There are many different ways to find a mort-gage lender who will fund your home loan. Prospective homeowners would be wise to familiarize themselves with mortgage lenders before beginning the preapproval process.

The following are a few terms prospective home buy-ers should know before they

Professionals who might help you get a mortgagebegin the process of buying a home.

* Retail lender: These are lenders who will reach out directly to prospective home buyers. Retail lenders include banks with loan officers in local branches, though many banks are also wholesale lenders.

* Wholesale lender: A whole-sale lender is one who funds a mortgage acquired through a mortgage broker. A wholesale lender will buy the mortgage from the broker after the bro-ker has found the customer and processed the loan.

* Mortgage broker: Mort-gage brokers are essentially matchmakers. A mortgage broker will examine a pro-spective buyer’s finances and then work to find the buyer a lender who can provide him or her with the best rate and terms. The broker may charge buyers a fee, but the broker

will earn the bulk of his or her money when the buyer is matched with a lender.

* Mortgage banker: A mort-gage banker will fund the loan initially. But mortgage bankers often sell the loan to secondary lenders. Many men and women might be familiar with Fannie Mae and Freddie Mac, both of which are sec-ondary lenders. A mortgage banker will borrow money from the a bank to fund the initial loan, then repay that bank if and when the loan is sold to a secondary lender.

* Portfolio lender: A portfo-lio lender is typically a credit union or community bank that uses deposits from its customers to fund loans that it will keep in its portfolios.

* Loan officer: Loan officers can be very helpful to buyers, helping them through the loan application process and offer-ing advice on finding a mort-

gage that best meets a cus-tomer’s needs. A loan officer may be referred to as a mort-gage consultant or a home loan consultant, and many will earn a commission on the loan once it is finalized.

Support Charlton Heights Cub ScoutsBURNT HILLS – Support the Charlton Heights Cub Scouts by donating bottles and cans at 250 Lake Hill Road, Burnt Hills. Bottle drop in barn driveway available 24/7. (A)

Page 10: Bi Weekly 110812

Page 10 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

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Measuring the ability to lim-it the heat flow transferred through insulation is known as R-Value, say specialists in this field. Augmenting the traditional insulation in walls and ceilings is not typically regarded by indus-try specialists as an effective short-term or long-term so-lution, since it does not offer air sealing capabilities the way modern alternatives do.

Spray foam insulation, like that available from innova-tors Icynene, provides a con-sistent R-Value plus air seal in one step without the po-tential for sagging, settling or gaping that traditional in-sulation might.

The value in knowing R-Value

Adding further layers of in-sulation in a traditional en-vironment just to increase R-Value eventually proves superfluous and ineffective with very little payback over the long-term.

The United States Depart-ment of Energy says that compressed insulation will not provide its full R-Value. Moreover, the installed R-Value will differ from the insulation R-Value itself due to heat flow around the home

making it imperative that the insulation is properly in-stalled by a professional who knows their product and how they work.

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Page 11: Bi Weekly 110812

November 8 - November 20, 2012 THE BI-WEEKLY PENNYSAVER - WKLY Page 11w w w. c r w n e w s p a p e r s . c o mw w w. c r w n e w s p a p e r s . c o m

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The United States Depart-ment of Energy says that household heating and cool-

Cut that energy bill and stay greening accounts for around 54 percent of the average Amer-ican’s utility bill. Savings could be achieved through proper equipment mainte-nance and upgrades. How-ever, the Department of En-ergy explains that an energy efficient furnace alone will not have as great an impact on energy bills as using a whole-house approach.

Consider a home’s wall in-frastructure. If traditional insulation material has been

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Stop-gap solutions such as caulking and sealing cracks might not be sufficient. How-

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Page 13: Bi Weekly 110812

Page 14 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

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“A Family Run Business”Purchasing a new heating and cooling system could be in your future. Selecting the right furnace for your home requires understanding the various products available. A two-stage heating system is preferred by many HVAC contractors and could be the right fit in your renovation.

Choosing a new furnace and heating components can be difficult. The business has its own terminology, and there are scores of different equip-ment manufacturers all claim-ing that their brand is the best. Buying a new heating system is also expensive, making the process more stressful. Not everyone has an unlimited budget or the ability to sim-ply select the top-of-the-line model. Therefore, under-standing which features make one furnace stand out from another can help consumers make the best possible deci-sion.

One factor that will come up as you browse for furnaces is whether to choose a single-stage furnace or a two- or du-al-staged furnace. There are

Advantages of two-stage heating systems

many advantages to the latter, which makes them a favorite of HVAC contractors.

Two-stage furnaces are de-signed to change the way British Thermal Units (BTUs) of heat are delivered to the home. In a single-stage system, when the thermo-stat registers a drop in home temperature that requires the heat to turn on, the furnace will produce one level of heat output until the desired tem-perature is reached. This fur-nace is designed to heat your home on the coldest days for your climate. In a two-stage system, the furnace provides gradual heat production. In the first stage, which usually operates at around 70 per-cent of the system’s heating capacity, the system will try to warm the space. On mild winter days or chilly autumn days, the first stage may be all that’s needed. If the home requires additional heating, the furnace will kick into the second stage, increasing the heating power. Some two-stage furnaces not only offer two BTU offerings, but two blower speeds as well.

One of the advantages to these furnaces are that the two-stage system eliminates drastic temperature swings, which are common among single-stage furnaces. This can mean the home is more comfortable over a longer pe-riod of time.

Another benefit is that be-cause the system starts in the lower stage and may operate at that stage more so than in the second stage, the furnace is generally quieter than tra-ditional furnaces. This greatly reduces the initial noise of turning on the furnace at full power.

Two-stage furnaces will burn

fuel more efficiently and may actually burn less fuel if they spend the majority of the time in the first stage of oper-ation. If they have a variable speed blower, they may even save you money in electricity costs.

Two-stage furnaces may cost more money initially be-cause they tend to be more expensive than traditional furnaces. But over time two-stage systems might pay for themselves in efficiency, noise reduction and comfort in a home.

Page 14: Bi Weekly 110812

November 8 - November 20, 2012 THE BI-WEEKLY PENNYSAVER - WKLY Page 15w w w. c r w n e w s p a p e r s . c o mw w w. c r w n e w s p a p e r s . c o m

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A home office is a necessity for many adults these days. While some people have en-tire rooms available to house a home office, others have to make do with less space, and

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Page 15: Bi Weekly 110812

Page 16 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

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Rick Carbone Excavation: House demo, cellar excava- tion, poured concrete founda- tions installed & repaired, engineered septic systems, retaining walls, all types of driveways, water lines buried, tree cutting, land clearing, stump removal, top soil, sand & gravel, lawns installed (seed or sod), fuel tanks in- stalled & removed. Fully ins. 40 yrs. exp. Job satisfaction & reasonable prices guaran- teed. Free est. 696-3000

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Turkey DinnerALPLAUS – A Turkey Dinner on Saturday, November 10 from 5-7pm is hosted by Alplaus Unit-ed Methodist Church. Cost: $9 adults; $5 kids ages 5-12; kids under age 5, free. Family Package for 2 adults and 2 kids (ages 5-12) is $25. Walk-ins welcome; take-outs available. Menu: turkey, stuffing, mashed potatoes, gravy, vegetables, cranberry sauce, rolls, pumpkin pie and beverage. Diners are encouraged to bring a non-perishable food item that will be donated to the SICM Food Pantry. Church is located at Brookside Avenue in Alplaus and is handicapped accessible. Call 518-399-6000 or visit www.alplausumc.org. (A)

Page 16: Bi Weekly 110812

November 8 - November 20, 2012 THE BI-WEEKLY PENNYSAVER - WKLY Page 17w w w. c r w n e w s p a p e r s . c o mw w w. c r w n e w s p a p e r s . c o m

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Albany, NY (October 15, 2012) –Do you have a love for animals and want to support a great local cause? Join with the Goldstein Auto Group and bring your empty bottles and cans to a Goldstein dealership and support the Mohawk Hudson Humane Society. The Mohawk Hudson Humane Society’s “Empties For Animals” campaign helps support the mission of the organization, including sheltering, adoption, education, advocacy and the prevention of cruelty to animals. This year’s goal is to raise $125,000, in honor of the Society’s 125th Anniversary. To reach the goal, the Goldstein Auto Group will need to collect more than 1,500,000 cans and bottles. The 2012 "Empties For Animals” campaign has raised over $73,000 thru Sept. 2012, an increase of $17,638 or 33% over the same period last year. The 2011 campaign raised a total of more than $74,000 and col-lected 925,000 cans and bottles. Volunteers sorted all those bottles and cans, based on the originating distributor, which in turn gener-ated $.08 per can or bottle instead of the regular $.05 redemption

fee paid at stores. Monies from the program were used to benefit the more than 6,500 animals cared for by the Society in 2011. “We are very pleased to continue our partnership with the Mohawk Hudson Humane Society and support the 2012 “Empties For Animals” campaign. We would like to thank all of our customers and the members of the community who have generously donated to such a worthy cause,” said Alan Goldstein, President of Goldstein Auto Group.

Goldstein Buick/GMC, 1671 Central Avenue, AlbanyGoldstein Chrysler Jeep Dodge, 613 Loudon Rd, Latham

Goldstein Subaru, 1754 Central Avenue, AlbanyGoldstein Mitsubishi, 1673 Central Avenue, Albany

IF YOU HAVE A LARGE AMOUNT OF CANS OR BOTTLES TO DONATE, PLEASE CALL STEFANIE GOLDSTEIN AT (518) 869-1250 or EMAIL: SRGT@GOLDSTEIN AUTO.COM TO ARRANGE A PICK UP.

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Bow Wow!Empties

for Animals

Turkey DinnerALPLAUS – A Turkey Dinner on Saturday, November 10 from 5-7pm is hosted by Alplaus Unit-ed Methodist Church. Cost: $9 adults; $5 kids ages 5-12; kids under age 5, free. Family Package for 2 adults and 2 kids (ages 5-12) is $25. Walk-ins welcome; take-outs available. Menu: turkey, stuffing, mashed potatoes, gravy, vegetables, cranberry sauce, rolls, pumpkin pie and beverage. Diners are encouraged to bring a non-perishable food item that will be donated to the SICM Food Pantry. Church is located at Brookside Avenue in Alplaus and is handicapped accessible. Call 518-399-6000 or visit www.alplausumc.org. (A)

MCSPCA Calls for VolunteersAMSTERDAM – The Montgomery County SPCA (MCSPCA) is recruiting animal lovers to volunteer for the organization’s various programs and services. All volunteers must attend an orientation session, which are held monthly. In addition, one must be at least 18 years old to volunteer for the MCSPCA. A volunteer application is available at the Animal Shelter, at 1007 State Highway 5S during regular business hours, or on the website. For more information on the MCSPCA and its programs and services, visit www.mc-spca.org, Facebook or [email protected]. (A)

Volunteers Desperately NeededCAPITAL REGION – Adirondack Save-A-Stray desperately needs volunteers, foster homes, and your support! If you love animals and want to help please call 654-6220.

For the Love of Animals, Please Foster a PetCAPITAL REGION – The Capital District Humane Association needs people to provide a loving, temporary home for our rescued dogs and cats while they are waiting to be adopted. Your help can make all the difference in helping to save lives. CDHA is an all-volunteer, no-kill rescue group founded in 1988 to rescue unwanted, abandoned, abused, stray and otherwise needy animals throughout the Capital Region and beyond. CDHA is approved by the American Association for the Prevention of Cruelty to Animals. Please contact Jennifer (664-3450) or Diane (899-0187) or visit our website: www.cdha.net (A)

Pet Photos with Santa Benefits APFLATHAM/SCOTIA - It’s time for your pet to visit Santa and get his picture taken! Come to Faddegon’s Nursery, 1140 Troy-Schenectady Rd., Latham on Sunday, No-vember 18 from 12-4pm and get a professional photo taken courtesy of Red Cottage Photography. 5x7 digital prints will be just $10 each and photo handbags will be avail-able to order. There will be free cocoa and cookies for people and dog bone treats for dogs. All proceeds benefit the animals at the Animal Protective Foundation in Scotia.

Entertainment Books to Benefit Homeless AnimalsSCOTIA - The Animal Protective Foundation, 53 Maple Ave. in Scotia is currently selling 2013 Entertainment Books. The books are $30 each and a portion of the sales goes directly to benefit the animals in the care of the APF. You can stop by and pick one up in the lobby during open hours, which are Tuesday, Friday and Saturday from 12 noon-4:30pm and Wednesday and Thursday from 12 noon-6pm. (P)

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Page 18 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

AutomotiveWANTED: CARS & TRUCKSBuying Unwanted Cars & Trucks,

Equipment…Junks, Rusted Out, Broken…I Want Them!! Paying $175 & up.

Call Jeff 366-5016. (C)

ChimneysBlue Goose Chimney SweepCertified, Sweeping – Insp. – Repairs

New FP dampers. Senior disc. Free est. www.bluegoosecleaning.com

372-1664 (C)

Cleaning Int. / Ext.CARBONE’S CARPETS

Cleaning in your home.Cleaning in our plant. We Pick Up & Deliver.

3M Scotchguard – DeodorizeKarastan Carpets & Orientals

Mannington Linoleum Laminate Flooring

372-0332 (C)

Do You Want Your Home to Sparkle?Honest, Reliable, Cheap! References.

I don’t cut corners … I clean them!Call Mary at 243-9191. (1122)

Demolition & Excavation

214-4082Trenchless Underground TechnologyWaterlines, Sewer Lines, Foundations

Concrete, Site Work and RepairsFull Time Plumber on Staff

Family Business... Since 1975www.bellamys.com (C)

FlooringJOHNSON FLOORING

INSTALLATIONSArmstrong Certified Installer

Hardwood, Laminate, Ceramic Tile,Vinyl, Carpet. Fully Insured.

399-3041 (C)

Garden, Landscaping & Tree Services

D & L Tree ServiceComplete Tree Care • Stump Removal

37 Yrs. exp. • Free Estimate • Fully Insured399-1006 (C)

PRO-CUT LANDSCAPE SERVICESHydro-seeding

Patio Installation, Walkways & Retaining Walls

Irrigation Systems Installed and ServicedGrass Cutting • Seasonal Clean-UpsThatching • Landscaping • Plantings

Lawns Installed • Bark Mulching 399-7443 (C)

Wade’s Tree Service & Landscape Co.Complete Tree Care Service. 10% discount with ad.

Light Landscaping Service. Fully ins. Free est. 35 yrs. experience. 3rd Generation Arborist.

384-7285 (C)

REED’S TREE SERVICE & GC 937-1400

Tree removal, pruning, trimming, stump removal, tree climber & more. No job too big or too small! Here for your everyday needs!

Fully Insured. (1108)

CD LANDSCAPE & MAINTENANCE L.L.C.Specializing in Retaining Walls and Patios –

All styles and design – Raised Patios.Walkways, Paver Stone Driveways.

- Plantings and Sod Installed- Lawns Installed

- Irrigation Systems Installed & Serviced- Bark Mulching – Installed or Delivered

- Top Soil Installed or Delivered- Wood Chipper Service Available

Commercial / Residential. Fully Insured.399-3814 (C)

Get Your Lawn Ready for Fall!Call us and we’ll get you started!!

Topsoil & Mulch Delivered.TOP HAT PROPERTY SERVICES518-577-6833 or 518-577-0976 (1122)

J & F LAWN & YARD CARE LLCCommercial/Residential. Insured.

We do mowing, mulching, fertilizing, landscape work and all other yard care services.

399-5865 (C)

Schenectady Seed Co. Lawn& Landscape

NYS Cert. Nursery & Landscape ProfessionalS.U.N.Y. Cobleskill Graduate. Design,

Proper Pruning of Plants. Lawn Service/Problem Solving. Jeffrey Luke 925-2655

(1220)

Now Scheduling Fall Clean-ups and Leaf Pile Removal.

Free estimates. Insured. (1122)

J.R.’s PROPERTY MAINTENANCEMowing, Mulching, Edging

Seasonal CleanupsPlanting, Trimming, Weed Control, & more.Sensible Rates – Full Service – Free Estimates

(518) 557-2389 (1122)

Business & Service GuideBusiness & Service Guide TheBi-Weekly

THE NEW DEADLINE FOR BUSINESS & SERVICE

GUIDE IS:FRIDAY AT NOON

Page 18: Bi Weekly 110812

November 8 - November 20, 2012 THE BI-WEEKLY PENNYSAVER - WKLY Page 19w w w. c r w n e w s p a p e r s . c o mw w w. c r w n e w s p a p e r s . c o m

NOAH’S LAWN CAREFall Cleanups. Best Rates!

Reasonable & Reliable.Call 384-1401 or 847-9345. (1108)

LEAVESFall Cleanups

No job too big!!Jim or Jim 469-7490 (1108)

Home Repair

Carpentry Plus 339-5484

All carpentry, mouldings, windows, decks, doors, etc. Jobs of all sizes. (0117)

EDWARD K. KNIGHT CONSTRUCTIONDecks & kitchen renovations;

Built-in cabinets & all trim work specialties;Finished basements; suspended ceilings.

Cell/days: 518-506-9051Home/nights: 399-1655 (C)

North Country Home ImprovementDecks, Windows, Doors, Siding

Kitchens, Baths, Additions.Give us a call, we do it all. 881-7697 (C)

TAYLOR’D CONSTRUCTIONAdditions, Dormers, Kitchens, Baths,

Railings, Painting, Stairs (spiral-circular), Mantles, Custom Cabinetry, Decks,

Siding, Doors & Windows.Free Estimates – 23 years exp.

346-6784 or 330-2316 (cell) (C)

TORRES CONTRACTINGInt. remodeling, additions, kit./baths, decks,windows, doors, painting, press. washing,

masonry, roofing. Free est. Fully ins. 631-0572 or 229-4720 (C)

TMT CONTRACTINGRemodeling, Kitchens, Baths, DecksPainting, Basements, Windows, etc.

Fully insured. Free estimates. Tod 518-292-8743/518-393-4502 10% Discount w/this ad. (1220)

HILLCREST HOME IMPROVEMENTSNew Construction. General Contracting.

Remodeling. Doors – Decks – Windows – More!28 yrs. experience. Kurt Williams 518-878-3724

(1108)

TrimWorks Remodeling & Cabinet WorkPartial or total kitchen improvements.

Bathrooms, sunrooms, additions, mantels, furniture, home theaters. Insured.

40 yrs. exp. Neil 518-882-1371 (1122)

Junk RemovalGROUNDS CONTROL

Junk Removal – Clean Outs – Demo WorkWhole house, apartments, basements, attics,garages, etc. Inside & out. Reasonable rates!

Call 763-3117 or 763-1125 (1108)

MasonryFIVE STAR GENERAL MASONRY

Foundation repair, basement waterproofing;sidewalks & patios; chimney repair / rebuild.

Senior & veteran disc. 399-8373 577-1591 (C)

Overhead DoorsAMSTERDAM OVERHEAD

DOOR COMPANY, Inc.Sales – Installation – Service

Residential/CommercialShowroom: 403 West Main St., Amsterdam

842-7370 / 800-842-7370 (C)

Painting & WallpaperCUSTOM INTERIOR

& EXTERIOR PAINTINGStaining, Powerwashing, Paper Removal.

Over 40 yrs. experience.Neat & reliable!! 885-7009 (1108)

Plumbing / HeatingElectrical

JOE CARACCIOLO ELECTRICLicensed Master Electricians

38 Yrs. Experience / Family BusinessFather & Son Licensed

Fully Insured / Free Estimates399-8563 or 441-2277 (C)

HONEST AND RELIABLE PLUMBINGTop Quality Installations & Repairs

Evening and Weekend Appointments Avail.Fully Insured.

ARKservices (518) 374-2542 (C)

214-4082Full Time Plumber on Staff

RemodelingCustom Home Building

ExcavationTrenchless Underground Technology

Family Business... Since 1975www.bellamys.com (C)

SUBURBAN SERVICES GROUPPlumbing – Heating – Cooling

Licensed, Professional 399-6808 (C)

ACE Plumbing of NY, Inc.Licensed and Insured Master Plumber

Water Heaters. Faucet and Toilet Repairs.Call 368-0788 & Get $25 off any Service

Call! www.aceplumbingny.com (C)

Business & Service GuideBusiness & Service Guide TheBi-Weekly

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Page 20 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

HOME IMPROVEMENTS/

UPGRADESInt./Ext. Electrical, Plumbing & Remodeling

Generac Authorized Sales & Service 20+ Yrs. exp. Fully ins. Bill 399-2991 (C)

LICENSED MASTER ELECTRICIANReliable -- Qualified -- Insured

Residential & Commercial. 20+ yrs. exp.Thomas Tucker 424-8269 (1122)

RoofingTORRES CONTRACTING

& CHIMNEY REPAIRAll Types of Roofing, New Roofs & Repair,

Siding, Seamless Gutters, Free Estimates, Fully Insured.

631-0572 • 229-4720 (C)

MIKE’S REMODELINGRoofing - Slate Repair - Siding - Windows

Doors - Porches - Kitchens & Baths.Lead certified. 378-2859 (C)

Septic Services

CHARLTON SEPTIC SERVICEComplete Septic Service;

Portable Toilet Rentals399-1323 (C)

ODORLESS SANITARY CLEANERSComplete Septic Service

399-3482 Kory Loukes (C)

Small Engine RepairSMALL ENGINE REPAIR Free Pick up/Delivery (Locally)

Snowblowers -- Ready for winter?Lawnmowers, riders, chainsaws, ATV’s.Mower & chainsaw blades sharpened.

701-3608 (1108)

Snow RemovalFREE Magic Salt Safety Melt

application when you hire us forsnow removal, plowing,

sidewalk snowblowing. 701-3608 (1108)

RELIABLE SNOWPLOWING24/7 Service!

Call for your Free estimate today.Kevin 518-229-8886 or Joe 518-369-9614

(1220)

AL GALLO 384-1491 [email protected] – Snowblowing – Salting

Per Service or Seasonal ContractsFree estimates. Discount for email billing.

(1220)

TileTHE TILE WIZARD

Complete bathroom remodelingCustom Schluter shower systemsRegrouting, backsplashes & more.

Do it right the first time! Free est. Fully ins.Call The Wizard 378-2293. (1120)

TheBi-Weekly Business & Service GuideBusiness & Service Guide The

Bi-Weekly

SPACE AVAILABLECall 399-9133 x 10

For Details

HOLIDAYS TRAVEL PLANNERS

* SAT., DEC. 1 ... The Radio City Christmas Spectacular 2:00PM - OR - Disney’s Sensational New Show “NEWSIES” 2:00PM Great Holiday Excitement In NYC, Incredible Dancing, Great Music

Make Your Next Vacation A HOLIDAY!!Call 899-6011 Today!!

NEW YORK CITY ~ BROADWAY TRIPS GREAT SHOW or BUS ONLY!

Celebrating 31 Years of Group Travel ... 1981-2012

Winter Cruise Specials, Disney World or Vacations to the Caribbean!* MAY 9-17 - Carnival Splendor from NYC to the Caribbean & More!* AUG. 8-16 - CIE Tours English & Scottish Discovery-Fully Escorted London, Edinburgh Military Tattoo, Glasgow & More!

Last Issue’s AnswersLuncheonGUILDERLAND – Join us for our Christmas Shopping Ex-travaganza Luncheon on Wed., November 14 from 11:30am-1:30pm at the Guilderland Elks Lodge, 3867 Route 146, Guil-derland (355-2480). Menu: Turkey Dinner. Special Feature: Vendor Fair. Special Music: Vocalist Judi Miriam. Special Speaker: Dixie Westervelt, who will relate how she has dealt with a “surprise child” at age 44 followed by breast cancer. Reservations necessary; cancellations a must by November 9. Please call Nancy at 869-0642 or Debbie at 982-1894. Cost: $14 inclusive (cash only please). Sponsored by the NY Capital District Christian Women’s Club. (P)

Page 20: Bi Weekly 110812

November 8 - November 20, 2012 THE BI-WEEKLY PENNYSAVER - WKLY Page 21w w w. c r w n e w s p a p e r s . c o mw w w. c r w n e w s p a p e r s . c o m

REAL ESTATE

REAL ESTATE

AUTOMOTIVE

AUTOMOTIVE

EMPLOYMENT

EMPLOYMENT

Across1. Bunsen burner valve (2 wds) 7. Dwell11. “___, humbug!”14. Secrets15. Sundae topper, perhaps16. “Am ___ believe ...?” (2 wds)17. Hot18. Genuine19. “Catch-22” pilot20. Compassionate23. Kind of lineup (hyphen-ated)25. “Relax, and that’s an order!” (2 wds)26. ___ Appia27. Grinder29. Wingdings30. Coastal raptor32. Comes to an end34. Willing to undertake new, daring enterprises 39. Entertained 40. ___ Scotia42. Charging need45. Clinch, with “up”47. Certain digital watch face (acronym)

48. Units of light intensity 49. Long, narrow two-edged swords with guarded hilts 52. Dreads 55. “Rocky ___”56. “I, Claudius” role57. Admission pass 60. Fold, spindle or mutilate61. The Kennedys, e.g.62. “Seinfeld” gal63. “___ Cried” (1962 hit)64. “... or ___!”65. A small stream

Down1. Neon, e.g.2. “A jealous mistress”: Emerson3. Bagpipes country 4. Accounts5. About6. Black and white bearlike mammals 7. Field worker8. Bow9. Practice10. Shepherd’s pie ingredi-ents11. The plant and animal life of particular regions

12. Dead (2 wds)13. Lots21. Belches22. Justification23. “___ Maria”24. 100 kurus28. Holiday music31. One who avoids giving a direct answer 33. Instructions to report for duty35. Note36. Outer layer of a pistachio 37. Heavy-napped cotton twill fabric 38. “... happily ___ after”41. Infomercials, e.g.42. Asserts as a fact 43. 100 Indonesian sen 44. ___ State, nickname for New York46. One taking orders50. WWI French soldier51. Member of Quechuan people in Peru53. “-zoic” things54. ___ of the above58. Charlotte-to-Raleigh dir.59. ___ el Amarna, Egypt

Crossword Puzzle

VACATION PROPERTY

$89,900. TEQUESTA FL. E. coast condo. 2 BR, 2 ba. 55+ 2nd flr. (518) 588-6755 Jim LaPorte

RENTALSSCOTIA APARTMENT 1 BR gas heat, H.W. in- cluded. Garage. No smoking, no pets. Security, credit check. References. $635 monthly. 557-7604

ROTTERDAM APT. for Rent: 1BR w/w carpeting, A/C, all appliances, off-street parking, no pets/smoking. $580 + util. 356-0952

FOR RENT: SCOTIA HOUSE small 2BR, 1BA, quiet neighborhood. No pets/smoking. Refs. Sec. $825. 346-8689

REAL ESTATESCOTIA OLDER HOUSE3 BR, 1.5 bath. Gas hot air, central a/c, garage. Large lot, sewer, water. Brick. $139,500557-7604

“I WILL SELL Your Home For ONLY A 3% Comm. Full Service RE! Dream Street 788-6381

MANUFACTURED HOMES

SCOTIA GLENVILLE 2 BR manufactured home for rent. Small pets considered. Con- venient to major highways, 28 ft. pressure treated decks, landscaped lot, paved off street parking, storage shed. $675/ month plus security. Call 377-4519.

LET US HELP YOU SELL YOUR HOME!

10 Papers • Reach Over 155,000 Homes

Call 399-9133 Deadline Monday 4pm

Call 399-9133 Deadline Monday 4pm

Place YourPlace Your

RealEstateRealEstateClassified Ads With Us!Classified Ads With Us!

TROTTER VIEW ESTATES518-871-1500 **CALL NOW. Move in ready with deck & paved driveway. Brand new double wide homes. Established park on Saratoga City bus line. City water, sewer & natural gas. NYS Star Program rebate. Pay no more taxes!! Be in your new home for the Holidays.

BALLSTON SPA, NY: 1992, 14’x70’, 2BR, 1BA, new lami- nate floors and new bath- room. All appliances in- cluded. Northern Pines MHC. 12k, make an offer! Call 937-8836

DON’T RENT. New 3BR dou- ble wide. Own for $639/mo. lot rent incl. Ballston Spa. Hoffman Homes. 884-8383 WanttoLivehere.com

1995 CHAMPION TITAN $11,900 .2 BR, 2 ba, shingled roof, New windows, New fur- nace, refrigerator, stove, dishwasher, washer/dryer, Call 588-2319 for more infor- mation.

VILLAGE MOBILE HOMES Huge inventory of Manufac- tured Homes in more than 20 communities throughout Saratoga County. Buying/Listing/Selling 885-0001

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Page 22 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

REAL ESTATE

REAL ESTATE

AUTOMOTIVE

AUTOMOTIVE

EMPLOYMENT

EMPLOYMENT

REAL ESTATE

REAL ESTATE

AUTOMOTIVE

AUTOMOTIVE

EMPLOYMENT

EMPLOYMENT

ATTENTIONPLEASE!

Times Union is in need of independent carriers.Earn over $1,000 per month, plus tips.

Routes available in all areas.

For more information, call 518-454-5689or visit timesunion.com/carriers.

HIGHESTCASH PAID

for

Junk CarsNo Title--

No ProblemCall Jerry 321-5457

A NEW CAREER IS JUST 10 WEEKS AWAYADIRONDACK DENTAL ASSISTING SCHOOL, INC.

410 ROWLAND STREET • BALLSTON SPADENTISTRY

LOOKING FOR A CAREER, NOT JUST A JOB?Readers Digest called Dental Assisting one of the “RECESSION PROOF” CAREERS in the

March 2009 issue! For more info, VISIT OUR WEBSITE www.adirondackschool.comSATURDAY CLASSES • NEXT CLASS STARTS SAT., DECEMBER 1st

CLASSES ARE HELD FROM 8AM-5PM • Train while you keep your current job! PAYMENT PLANS AVAILABLE! Call Karen Today at 363-0008 and secure your place in our next class!

NYS LICENSED! We work with VESID, NYS Unemployment WIA Program and the Dept. of Defense! Dental Assisting can offer Great Benefits & Job Security!

PROFESSIONAL AUTO REPAIR

347-2222401 Broadway Schenectady, NY 12305

www.burnsautocenter.com

Computer DiagnosticsFor “Check Engine Light”

Coolant Flush and Fill$25.00

With This Coupon • Expires 1/1/13

FOREIGN AND DOMESTICYour Full Service Auto Center

All Work GuaranteedYour Full Service Auto Center

All Work Guaranteed

$89.95

TOWER AUTO SALES1806 State Street • Schenectady, NY 12304

www.towerautos.com

518-382-8397

23 Years In Business ... We Tower Above The Rest!

Entire Inventory and Online Credit Applications at:

www.TowerAutos.comu CarFax Certified u Trades Welcome

Financing AVAILABLE For All Credit Situations

u CARS u TRUCKS u SUV’S2005 Subaru Forester X

Stk. #6945, AWD, 79k Miles

$8,900

Many Vehicles from $5,000 to $10,000 - See Our Website

2009 HondaAccord LX

Stk. #6943, Maroon, 31k Miles

$13,900

INTERIM HEALTH CARE HIRING PCA’s & HHA’s

All days & hours available. Weekend differential paid.

Must have solid work history, reliable car & driver’s license

Albany 452-3655. Ballston Lake 877-3811.

Columbia County 610-8145, Glens Falls 798-6811 E/O/E

NOW HIRING: COMPANIES desperately need employees to assemble products at home. No selling, any hours. $500 weekly potential. Info. 1-985-646-1700 Dept. NY-968

ATTENTION: Water Tech. & Customer Service positions: Training provided. Must be a HS Grad Starting $535 per wk. Benefits & bonuses. 899-6519 H2o Solutions

PERFECT JOB for parents that need flexibility or people that like to stay active! Grow- ing res. cleaning co. looking for highly motivated individu- als. Mon.-Fri., 8:30a-3p. Must own a vehicle and have a clean driver’s lic. Must love to clean and have a good atti- tude. Call 384-DUST today or stop by 810 Route 50, Burnt HIlls Plaza. (lower level).

LIVE IN PCA OR HHApositions avail. 2 - 5 days per week. Call Concepts of Health Care @ 885-2020

WEEK DAY HELP IN sandwich shop. Flexible hrs. Ideal for stay at home mother Apply in person. Fo’Castle Farms Country Store, 166 Kingsley Rd. Burnt Hills. NURSE/AIDE POSITION

available for overnight 11pm-7am, 2-3 nights per week. Experience required. Cal 346-5471 or email [email protected]

EMPLOYMENT OPPORTUNITIESPlace Your Employment Classified Ads

With Us!

CALL 399-9133

DEADLINE

MO

NDAY 4PMReach Over 155,000 Homes

With 10 Papers

GET GOOD LOCAL CANDIDATES

TO RESPOND IMMEDIATELY!

GET GOOD LOCAL CANDIDATES

TO RESPOND IMMEDIATELY!

WE TAKE PRIDEin the Classifi ed Advertising Department in trying to screen unwanted,

or misleading ads and/or bogus businesses in our Classifi ed section.Unfortunately, there are a few that slip through the cracks. Please be cautious any time

you answer an ad and you are asked for a credit card or other personal information. Be sure to ask for references from any business you are unsure of or unfamiliar with.

Classi ed Advertising Dept.

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REAL ESTATE

REAL ESTATE

AUTOMOTIVE

AUTOMOTIVE

EMPLOYMENT

EMPLOYMENT

BROADWAY USED TIRES

Hundreds Of Hankook Snow Tires

In Stock and On SaleName Brand New Tires

Also Available!

SAVE UP TO 70% OVER NEW TIRE PRICES

Thousands of High Quality Used Tires For Cars, SUVs, and Light Trucks

We Do Mounting, Balancing and Tire Repair

1471 BroadwaySchenectadyTel (518)346-8706Fax (518)346-8708

163 West Main StreetAmsterdam

Tel (518)627-4236Fax (518)627-4238

Limit One Coupon Per Customer.

$5 OFF On Pair Of Tires (2 TIRES)

$10 OFF On Set Of Tires (4 TIRES)

2 Locations to Serve You Better

Ballston Lake399-9229

Scotia346-1124

AUTOBODYElmo’sElmo’s

Elmo's Autobody & Collision is the 1st Autobody Shop in Saratoga & Schenectady County to "Go Green"!

Celebrating 20 Years Of Service!

22 Freeman’s Bridge Rd., Scotia, NY 12302(Formerly D&D Automotive)

1143 Ballston Lake Rd., Ballston Lake, NY 12019

Apply Online @www.terrymorris.com

Apply Online @www.terrymorris.com

Apply Onlin

e @

ww

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rrymorris

.com

Apply Onlin

e @

ww

w.te

rrymorris

.com

518-399-9188872 Saratoga Rd. (Route 50), Burnt Hills, NY 12027

www.terrymorris.com

518-399-9188872 Saratoga Rd. (Route 50), Burnt Hills, NY 12027

www.terrymorris.com

518-399-6675873 Saratoga Road • State Rt. 50 • Burnt Hills

518-399-6675873 Saratoga Road • State Rt. 50 • Burnt Hills

GOLD, V6, AUTO, 63,010 MI.

STK #P3256

‘04 Honda Odyssey LX

$9,995

ROUTE 50 SUPERLOTTERRY’S

518-399-6675‘06 Mercury Montego Premier

$12,995‘09 Ford Focus SE

GRAY, AUTO, 4 CYL, 55,085 MI.

STK #P3267

$12,995‘08 GMC Acadia

$19,995

‘05 Dodge Grand Caravan SXT

$9,995

GUARANTEED CREDIT APPROVAL TO EVERYONE!

Now Offering

Apply Online @

www.terrymorris.com

873 Saratoga Road • State Rt. 50 • Burnt Hills

33

Over 100 Vehicles

In Stock

Over 100 Vehicles

In Stock

GUARANTEED CREDIT APPROVAL TO EVERYONE!

FORDMORRIS 518-399-9188

872 Saratoga Rd. (Route 50), Burnt Hills, NY 12027www.terrymorris.com

2013 Ford Escape

All NewRedesigned

2013 Ford Fusion

GOLDP. DOORS

V6, 38,874 MI. STK #P3273A

AWD, GOLD, LTHR, S. ROOF ONLY 39,000 MI.

STK #P3272

RED, LTHR, AWD, 3RD ROW70,365 MI.

STK #P3080

Autos Wanted: Cash paid. Junk cars/trucks/vans. Free towing. No title needed; same day serv. 370-6166 768-3009

CASH FOR JUNK CARS. $100-$500.CALL 365-3368

$ CARS WANTED $ We buy cars and trucks. Looking to sell a car or truck? Give us a call. Best prices paid. 347-2277

FOR SALE: ‘2004 Ford Excursion Ltd. diesel, all black ext., tan leather int. Exc. cond. <60k mi. Asking $22,000. 371-3277

WE TAKE PRIDEin the Classifi ed Advertising Department in trying to screen unwanted,

or misleading ads and/or bogus businesses in our Classifi ed section.Unfortunately, there are a few that slip through the cracks. Please be cautious any time

you answer an ad and you are asked for a credit card or other personal information. Be sure to ask for references from any business you are unsure of or unfamiliar with.

Classi ed Advertising Dept.

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CHECK IT OUTNow

You Can VIEW OUR ADS ONLINE

BY CATEGORY

LEARN MORE ABOUT THE BUSINESSES

THAT ADVERTISE IN

OUR PAPER DOWNLOAD

COUPONS AND PRINT OUT

ADS

1.

3.

2.

Page 23: Bi Weekly 110812

Page 24 THE BI-WEEKLY PENNYSAVER - WKLY November 8 - November 20, 2012 w w w. c r w n e w s p a p e r s . c o m

Mail this order form to Classified Dept., PO Box 1450, Clifton Park, NY 12065(ads must be received by Monday at 4:00pm) or call (518) 877-4730 or Fax to (518) 278-8013.

YOU CAN ALSO PLACE YOUR AD IN

THESE PAPERSCOVERING

YOU CAN ALSO PLACE YOUR AD IN

THESE PAPERSCOVERING

The

WeeklyPennysaverBi-Weekly

All ads are prepaid with no refund for cancellations, however a credit will be given to use for future ads

BUY • SELL • RENT • HIRE • BUY • SELL • RENT • HIRE • BUY • SELL • RENT • HIRE

Reach 155,000 Homes and Businesses In Saratoga, Rensselaer, Schenectady

& No. Albany CoPENNYSAVAER • MONEYSAVER Bi-WEEKLY • THE ADVERTISER

BEST BUY

4 Lines Or 15-20 Words, $5.00 Each Additional Line.

$2950PERSONAL ADS

$4550BUSINESS ADS

$4950REAL ESTATE ADS

Broaden your advertising areaby adding

The AdvertiserCovering Rensselaer

PLUSBroaden your advertising area

by addingThe Advertiser

Covering Rensselaer

Zone 2Luzerne • Hadley • Corinth • Porters Corners

Greenfield Center • Middle Grove Rock City Falls • Ballston Spa • Round Lake

• Gansevoort • Wilton • Saratoga Springs

Zone 3Stillwater • Mechanicville • Northern Clifton Park

Southern Clifton Park • Halfmoon North Halfmoon South • Waterford • Cohoes • Latham

Watervliet • Loudonville

ALL ADS APPEAR ON OUR WEBSITE WWW.CRWNEWSPAPERS.COM

COVERING SCOTIA - GLENVILLE - REXFORD - BURNT HILLS - CHARLTON - BALLSTON LAKE

Charge For Ad _________________ x # of Weeks _____________ Total ____________________________

Charge # ____________________________________________ Exp ______ / ______

Name __________________________ Signature ___________________________________________________

Address ____________________________________________________________________________________

City ___________________________________ State _______ Zip _____________________________________

Phone ( _____ ) ______________

Non-Commercial Classified RatesPrivate Party • For Sale • Garage SaleUp to 25 words , 20¢ each additional word.

Deadline Monday 4 pm

One Week

$900

Commercial Classified RatesProfessional Businesses & ServicesUp to 25 words , 20¢ each additional word.

Deadline Monday 4 pm

One Week

$1400

Real Estate Classified Rates

Up to 25 words , 20¢ each additional word.

Deadline Monday 4 pm

One Week

$1600

NOW

Our

F & I Department

Has Over 30 Years

of Experience in

Achieving Your

Financial Goals

Our

F & I Department

Has Over 30 Years

of Experience in

Achieving Your

Financial Goals

Check Our Pre-Owned Inventory On-line

Check Our Pre-Owned Inventory On-line

2012

Inventory

Must Go!

All New 2013 On The Lot For Viewing

All New 2013 On The Lot For Viewing

FAMILY OWNED AND OPERATED . PERSONALIZED SERVICE . MORE ATTENTION TO DETAIL

1.518.785.4161637 Columbia Street • Latham, NY 12110 / WWW.LATHAMFORD.COM • EXIT 7 OFF THE NORTHWAY

FAMILY OWNED AND OPERATED . PERSONALIZED SERVICE . MORE ATTENTION TO DETAIL

1.518.785.4161637 Columbia Street • Latham, NY 12110 / WWW.LATHAMFORD.COM • EXIT 7 OFF THE NORTHWAY

WWW.LATHAMFORD.COM

Why? You Will...* Be Treated Like a Professional* Drive the Car You Want Home

* Get the Deal You Deserve

Why? You Will...* Be Treated Like a Professional* Drive the Car You Want Home

* Get the Deal You Deserve

If You Have Decided To Buy A New Then Buy It From ! If You Have Decided To Buy A New Then Buy It From !

New 2013 Ford EscapeNew 2013 Ford Focus

2012

Inventory

Must Go!

New 2013 Ford F-150

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