There are no easy and obvious answer

PAYMENT SERVICE PROVIDERS OFFER DIFFERENT PAYMENT METHODS

Payment Service Providers

Distributors Collectors

• Requires an agreement with both the PSP and your acquiring bank.

• Do not collect the funds, they transfer them instantly to your bank account. 

• Only requires an agreement with the PSP.

• Transfer the funds to your bank account in batches, manually or on a schedule.

Klarna, PayPal, Stripe, PaymillDIBS, Nets, PayEx, SveaWebPay

Card payments– DIBS – PayEx – Nets – Stripe – Paymill

Alternative payments – Klarna – PayEx – SveaWebPay – iDeal – Trustly

Digital wallets – PayPal – Payson – Skrill

Payment Methods

important factors

when selecting a payment gateway

0

1600

3200

4800

6400

8000

PayPal DIBS Klarna Checkout

3 549

7 4906 650

3 5493 0803 725

Price

0 kr/month 3,4% + 3,25 kr/TXN

690 kr/m3 kr + 1,9 kr + 1,9%/TXN

599 kr/m2,95%/TXN

100 orders/month á 1 000 kr 1 000 orders/month á 100 kr

Ease of use for the customer

Customer specific requirements

”Serenity now” Frank Costanza

Selling to multiple countries

Aelia Currency Switcher – aelia.co

Multi-currency

WPML – wpml.org

Multi-currency & multilingual

Monthly fee

Transaction fee

PSP type

Card payments

Invoice payments

Direct Bank payments

Recurringbilling

2Checkout

DIBS

Klarna

Nets

SveaWebPay

PayEx

PayPal

Stripe

Paymill

Distributor

Distributor

Distributor

Distributor

Collector

Collector

Collector

Collector

Collector

549 kr 2 kr + innløseravtale

3 kr + innløseravtale

2,95%599 kr

2,9% + 2,5 kr

3,4% + 3,25 kr

2,95% + 2,65 kr

2,4% + 2,47 kr

0 kr

0 kr

0 kr

0 kr

690 kr

545 kr

499 kr 1,85 kr + innløseravtale

2,9 kr + innløseravtale

A few payment alternatives for Scandinavian merchants

•Get to know your customers.

•Compare prices based on the purchase pattern.

•Multiple currencies or not?

Recap

Thanks!Twitter@NiklasHogefjord

Companykrokedil.com

Slidesniklashogefjord.com

Questions?