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Copyright © 2008 IMG Corp. All Rights Reserved u p s T a R t SCHOOL u p s T a R t SCHOOL W O R LD SY STEM B U ILD E R 1 s u p T a R t SCH O O L SCH O O L u p T a R t SCH O O L SCH O O L u p T a R t u p T a R t SCH O O L SCH O O L P R O G R A M W O R LD SY STEM B U ILD ER www.img-corp.com

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Page 1: Upstart School Program

Copyright © 2008 IMG Corp. All Rights Reserved

upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDER

1

sup TaRtSCHOOLSCHOOL

P R O G R A M

up TaRtSCHOOLSCHOOL

up TaRtup TaRtSCHOOLSCHOOL

P R O G R A M

W OWORLD SY STEM BUILDER

www.img-corp.com

Page 2: Upstart School Program

Copyright © 2008 IMG Corp. All Rights Reserved

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2

WHO WE AREBe in business for yourself, but not by yourself.

IMG has established agreements with many of the world’s leading financial services companies to provide us a broad array of Financial Products and Services.

INTERNATIONAL MARKETING GROUPINTERNATIONAL MARKETING GROUP

W OWORLD SY STEM BUILDER

Copyright © 2008 IMG Corp. All Rights Reserved 2

upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDER

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WHO WE AREWHO WE ARE

WE ARE INTERNATIONAL MARKETING GROUP

We are one of the biggest and fastest growing financial services marketing company in the Philippines, Middle East, US, Canada, Europe, Taiwan, Hong Kong and going worldwide.

We have been able to help thousands of associates take advantage of the IMG opportunity with a flexible time, commitment and schedule.

We have a proven system that helps you build a successful business.

• You are in the business for yourself but not by yourself.• We provide continuous training and support.• Earn income for today and build up income for tomorrow.

INTERNATIONAL MARKETING GROUPINTERNATIONAL MARKETING GROUP

Copyright © 2008 IMG Corp. All Rights Reserved 3

upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDER

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERWHO WE ARE

OUR VISIONTo Build and Provide the Best Business

Opportunity in the World

OUR MISSIONTo Make a Difference for Families

OUR CRUSADETo Deliver the World’s Financial Wake-Up Call

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDER

HEALTHCAREHEALTHCARE LIFE INSURANCELIFE INSURANCE INVESTMENTINVESTMENT REAL ESTATEREAL ESTATEGEN INSURANCEGEN INSURANCE

YOUBROKER-DEALER

YOUBROKER-DEALER

Healthcare - Long Term Care - Short-Term Care

• Life Insurance - Buy Term Invest the Difference - Pension - Retirement - Education

• Group Life Insurance

• Mortgage Insurance

• Estate Preservation

• Insurance for: - Motor Vehicle - Fire/Allied Perils - Accident - Business - Marine

• Mutual Fund - Stocks / Equities - Bond Fund - Balanced Fund• Investment Advisor Services

• Valenza• Marina Heights• The Gallery Salcedo• Vittoria• Amalfi• Carmel• Many more

• Ayalaland Premier• Alveo• Avida• Many more

WHO WE ARE

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERWHO WE ARE

WHAT WE DO

WE BUILD YOUR FINANCIAL FOUNDATION

We introduce basic financial concepts

to help you develop

a Financial Strategy…

INTERNATIONAL MARKETING GROUPINTERNATIONAL MARKETING GROUP

W OWORLD SY STEM BUILDER

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDER

HEALTHCARE LONG TERM & SHORT TERM CARE

PROTECTION LIFE INSURANCE

DEBT ELIMINATION

EMERGENCY FUND

INVESTMENT

BUILDING A GOOD FINANCIAL FOUNDATION

Like building a house, you must build it from the ground up.

Build it right, Build it strong.

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDER

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERBuild Your Financial Foundation

It’s not a question of “if”.It’s a question of when.

X - CURVE

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDER

29 100,00035 200,00041 400,00047 800,00053 1,600,00059 3,200,000

65 6,400,000

How much protection do you need?

How much income/retirementdo you need?

= ANNUAL INCOMEx 10

FINANCIAL KNOWLEDGE

Do you knowHow many works? = THE RULE OF 72

Illustrates compounding interest of money

AGE 12 %

Money doubles every 6 years

29 100,000

38 200,000

47 400,000

56 800,000

65 1,600,000

AGE 8 %

Money doubles every 9 years

29 100,000

47 200,000

65 400,000

AGE 4 %

Money doubles every 18 years

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10

THE SOLUTION

From LESS SECURE to MORE SECURE

ELIMINATE DEBT

PAY YOURSELF FIRST

MAKE MORE

MONEY

FINANCIAL FREEDOM

PRESERVE ESTATE

From PROTECTION to BUILDING WEALTH

INSURANCE INVESTMENT

MOST PEOPLE DON’T PLAN TO FAIL, THEY JUST FAIL TO PLAN

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDEROur Belief

What if… I die too soon?

Who will take care of my family?

What if… I live too long?Who will take care of me?

SOLUTION:Life Insurance

SOLUTION:Investment & Long-Term Healthcare

3 major financial needs (to complete your financial picture)

• 1. INVESTMENT – to generate continuing income for you when you retire (letting your Money Work For You)

• 2. INCOME PROTECTION / LIFE INSURANCE – to protect your family if you die too soon – life insurance or income protection can help you replace your income, help finance your children’s education, pay estate tax, pay debts, etc. instantly (life insurance is instant money).

• 3. HEALTHCARE – to provide you with healthcare when you retire or when you stop working (someone to take care of you when you get old). How comfortable is your healthcare situation after age 60 depends on a

decision you make today.What if I could tell you about a product that provides complete solution to your 3 major financial needs?

Kaiser Premium Health BuilderProvides total solution to your Healthcare, Investment & Insurance Needs. A Three in One Product!

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDER

WHY IMG?

Our Proven Business Model

INTERNATIONAL MARKETING GROUPINTERNATIONAL MARKETING GROUP

W OWORLD SY STEM BUILDER

A predictable & systematized way of

CREATING WEALTH FOR YOUR FAMILY

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERBusiness Plan

MAKING A LIVINGPERSONAL INCOME POTENTIALS

For purposes of example, helping one family per week results in a Php 16,000 commission.

INCOME

Associate 20% Commission Per Month Per Year

Join / Own / Share 20,000 x 20% 4,000 x 4 weeks Php 16,000 Php 192,000

Field Leader 30%

3 / 3 / 30 20,000 x 30% 6,000 x 4 weeks Php 24,000 Php 288,000

Asst. Marketing Director 40%

3 Field Leaders 20,000 x 40% 8,000 x 4 weeks Php32,000 Php 384,000

Marketing Director 50%

1 AMD / 2 FLs + 1 M APV 20,000 x 50% 10,000 x 4 weeks Php 40,000 Php 480,000

START - UP YOUR BUSINESS

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERBusiness Plan

MAKING MONEYMarketing Director Business Income

(Baseshop Business Plan)

CREATE WEALTH FOR FAMILIES

1 Associate 1 Field Leader 1 AMD YOU (MD) TOTAL INCOME

Php 20,000/SALE Php 20,000/SALE Php 20,000/SALE Php 20,000/SALE 1 Associate = Php 24,000

30% Override (MD) 20% Override (MD) 10% Override (MD) 50% Com (MD) 1 FL = Php 16,000

Php 6,000 Php 4,000 Php 2,000 Php 10,000 1 AMD = Php 8,000

x 4 Sales/Month x 4 Sales/Month x 4 Sales/Month x 4 Sales/Month YOU (MD) = Php 40,000

Php 24,000 Php 16,000 Php 8,000 Php 40,000 Php 88,000

What if you have the following:3 Associates Php 24,000 / A Php 72,000

3 Field Leaders Php 16,000 /FL Php 48,000

3 AMDs Php 8,000 /AMD Php 24,000

Php 144,000

Php 40,000 (MD Com)

TOTAL INCOME Php 184,000 / Month

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERBusiness Plan

MAKING A FORTUNEMarketing Director Business Income

(Hierarchy Business Plan)

YOU MD 1 MD 2 MD 3 MD 4 MD 5 MD 6

MD 10 MDs 50 MDs 100 MDs 800 MDs 2,400 MDs 9,600 MDs

x 10 Sales x 10 Sales x 10 Sales x 10 Sales x 10 Sales x 10 Sales

100 Total 100 Total 100 Total

Making

a

Fortune

Making

a

Fortune

Making

a

Fortune

x 20,000 x 20,000 x 20,000

2,000,000 10,000,000 40,000,000

x 6% x 3% x 2%

120,000/Mo. 300,000/Mo. 800,000/Mo.

Branch Office ManagerBOM = 2%2,600 Sales 20,000

52,000,0002%

1,000,000/Mo.

TOTAL INCOME MD 1 = 120,000 MD 2 = 300,000 MD 3 = 800,000

P 1,220,000 / MO.

Making a Living = P 16,000/mo.Making Money = P 88,000 – P 166,000/mo.Making a Fortune = P 1,220,000/mo. and up

Do you have a dream?So what’s your plan?

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HOW DO WE START?

Our System

INTERNATIONAL MARKETING GROUPINTERNATIONAL MARKETING GROUP

W OWORLD SY STEM BUILDER

“You run the system.

The system runs your business.”

“A Simple Solution for Building a Big Business”

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERFAST START SYSTEM

JUST RUN FAST START

3/3/7 or 3/3/30 TO BECOME MD

Associate

20%Join Own Share

Field Leader

30%3 / 3 / 30

FieldLeader

30%AMD40%

MD50%

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDER

First Step: Prospect List

FAST START SYSTEM

• Help person to write down 50 – 100 names.• This is not homework / this is seatwork.• You do the prospect list book together.

Second Step: Contact & Invite 3 people right away / contact.• Chances are, the first 3 will be family members or close friends.• If your guest can’t come to the next BPM, the trainee will go to the field

and see them right away with the Trainer.• Use the FORM System for contact and invite.• Remember: Telephone is only used to invite not to present.• A joint call with MD or Trainer is recommended for the first time.

2 ways to startFirst Way

• Learn everything before you start.• Wait for a miracle.

Second Way• Be coachable and follow every step.• Learn • Invite • Field Training • Build

3/3/7 FAST START

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERPROSPECTING

NATURAL MARKETCREATE PROSPECT LIST

Making a market target list should be a top priority of any new associate. Make this list the start of an exciting business adventure. From the list, you will build a business and potentially transform the lives of the people on it.

IMPORTANT KEYS TO DEVELOPING YOUR PROSPECT LIST:

1. Add names, don’t eliminate them.2. Use the “Executive Memory Jogger.”3. Dissatisfied with job/ambitious to be wealthy.4. Use the Prospect List Book.5. Use the FORM & STEAM method.6. Use MACHODA to identify the top 25 on your list.

Married/Age 25 and up/Children/own a House/Occupation is good/Dissatisfied with job/Ambitious

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERPROSPECTING

STEAM: A SYSTEM TO GET REFERRAL

Relationship marketing is the key to your long-term success in IMG. All of the great builders in IMG have mastered the art of getting referrals from satisfied clients. Referrals will provide you with an endless supply of prospects for recruiting and product sales.

You can also generate leads using the S.T.E.A.M. system.

Sample script for asking for referrals.

Explain to your prospect that you are seeking a certain type of person. Tell them that when they say a word, they should give you the names of people who pop into their heads. You may have them give you names of people whom they think would be interested and for those they think would not. This is called the S.T.E.A.M. system. Each letter of “STEAM” represents one of the following words:

S = Sales. Who do you know that is a great salesperson? What did you buy lately? Who sell themselves well?

T = Teacher. Who comes to your mind when I say teacher? School teachers (they often need summer jobs), Sunday school teachers or anyone who teaches well?

E = Enthusiastic. Who is the most enthusiastic person that you know? Someone who always seems positive and always has a great attitude about life?

A = Ambitious. Who do you know that really wants to be a success or is a success? The person who goes to bed the latest and gets up the earliest?

M = Money motivated or needs more money. Has one of your friends been talking about needing extra money? Who just sent kids to college?

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERPROSPECTING

FRIENDSHIP FARMINGThe System on how to contact your warm and cold prospects

There are four questions you can ask (in order) when casually talking with a stranger or visiting your friend. This is called the “FORM” System. This system flows naturally if you prime the prospect by volunteering first personal information about yourself.

For example, when waiting in a customer service lounge in a car service center, you might say to other nearby patrons:

“I sure hope they finish my car soon. I’ve got to pick up my kid in school (name of school) in 30 minutes. Do you kids in school too? Which school?”

F = Family. - Warm Market: “How’s the family? How’s the kids? Etc.” - Cold Market: “Do you have kids? where do they grow up?”

O = Occupation. - Warm Market: “How is work? Got any salary increase lately?” - Cold Market: “What do you do for a living? How long had you been there? Do you like your job?”

R = Recreation. - Warm Market: “What do you do on weekends? Shopping? Or any sports?” - Cold Market: “What recreational activities are you interested in?”

M = Message. - Warm Market: “By the way, I want to show you something. Can we see each other in your house at 6PM tonight? Or do you prefer in my office? - Cold Market: “I play basketball too (or any sports activity). May I know your name? Can I have your

contact number?”

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERBPM

Role of the Trainee at the BPM

1. Dress properly. Let them see that this is a professional business.

2. Register guest/s. Treat them special.

3. Give guest/s a tour of the office.

4. Introduce guest/s to the BPM speaker. Guest/s will develop bond with the speaker and speaker will have a friend during the meeting.

5. Introduce to everyone. Let your guest/s hear from other people.

6. After the BPM feed positive thoughts. “Did you learn something?” Do you want to know more?”

7. Have your guest/s fill out the business meeting questionnaire. This is seatwork, not homework.

8. Set up an appointment within 24 to 48 hours with them. Don’t let them go home unless they fill up the questionnaire and set up appointment with your MD (never leave without setting up the appointment).

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Role of the Trainee at the Field Presentation (BMP)

1. Trainee gives a background of the prospect to the trainer before going to the prospect’s place.

2. Introduce presenter properly. For example: “This is John (trainer), a very good friend. I brought him with me because I want him to share to you how he/she helped me and my family.”

3. Suggest the dining table for the presentation. It’s more comfortable and relaxing.

4. Minimize the distraction – control the situation.

• if you have to baby-sit the kids, then you have to baby-sit the kids.

5. Keep quiet and learn.

6. Help to give a push at the end to close the sale.

• Trainee closes by asking him/her to join and by recommending the product he/she already bought.

• Trainer opens the PRE computed book.

• Trainer asks for information to fill up both IMG and product application form (name, beneficiary, etc.)

• Trainer does the application.

• Trainee continues casual conversation.

• Trainer asks for check or cash payment or goes with client to ATM machine.

Field Training

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERField Training

Role of the TrainerRole of the TrainerDURING BMP / FIELD TRAININGDURING BMP / FIELD TRAINING

1. Be prepared.

• Know the profile of client.

2. Smile.

3. Warm it up.

• Develop trust. Make sure client is smiling before

starting a product presentation.

4. Fill-up membership form / application form.

5. Get referral.

6. Invite to BPM.

7. Issue receipt.

DO THE SIMPLE PRESENTATIONDO THE SIMPLE PRESENTATION

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERFAST START SYSTEM

IMPORTANCE OF FAST STARTIMPORTANCE OF FAST START

- Enthusiasm is high.- Coachability is present.- Meeting Mentality: Attend all meetings.- Fast Start the New Recruit to MD Club.- A new recruit who starts fast tends to

duplicate a fast start to his team.- A recruit who starts slow tends to duplicate

failure to his team.

““Fast Start to spark an Explosion.”Fast Start to spark an Explosion.”

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upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDER

OUR PRINCIPLEOUR PRINCIPLE

People will follow you if they see where you are goingPeople will follow you if they see where you are going

INTERNATIONAL MARKETING GROUPINTERNATIONAL MARKETING GROUP

W OWORLD SY STEM BUILDER

Share to them your vision…

“For where there is no vision,

the people perish.” Proverbs 29:18

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SHARING THE VISION

WILL YOU CONTINUE TO BE AN ASSET?

As you stay longer in your job, will you continue to be an asset or liability? As you get older you will eventually become less productive and too expensive to maintain by the company.

Most companies think that the older employees are more costly & less productive, while the younger, new employees cost cheaper & are more productive. No matter how much you have helped & contributed to the company in the past, business would always dictate to hire the younger, less costly, more productive employees so the company is able to survive and stay competitive.

Have you ever heard of: Lay-offs,/Downsizing/Rightsizing/Early Retirement/Redundancy?

When this happens, are you ready?Do you have a back up plan?

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SHARING THE VISION

THE RESPONSIBLE DRIVER

Any good, responsible driverbefore going in a long journeyespecially if the passengers are his familywill always make sure that the vehicle has a spare tire and tools just in case…

What about in your career journeywhere your family depends on you...Do you have a spare tire and tools, just in case…?

Do you have a back up plan?

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SHARING THE VISION

ARE YOU IN CONTROL

1. Are you in control of your financial situation?

2. Do you feel secured in your job?

3. Is the job you have, your dream job?

4. Is your salary, your dream salary?

5. Is the boss you have, your dream boss?

6. Is the house you live in, is your dream house?

7. Is the car you drive, your dream car?

8. Are you sending money to your parents? Is it your parents dream money? Or do you ever send money to your parents?

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SHARING THE VISION

ARE YOU WORTH MORE THAN WHAT YOU ARE PAID?

How many people do you know feel that they are more than what they get from their salary?

Do you feel you are worth more than what you are paid in your job?

If you want to achieve something you haven’t had before, you need to do something you haven’t done before.

MONEY IS NOT WORTH FIGHTING FOR

Most family quarrels are due to money matters. Money is not worth fighting for. If you have abundance of money, then you will never have to quarrel about money.

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SHARING THE VISION

What determines retirement

AGE or MONEY?

- Age has nothing to do with retirement. At age 65, if you don’t have money, you will have to find a way to continue to work.

- But even if you are still at age 40 and you have Php 10,000,000, you can stop working, retire early and let your money work for you (and you will Live On Interest or LOI) if you wish.

You can stop working, when your money starts working for you.

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SHARING THE VISION

DO YOU LIKE MONEY TO WORK FOR YOU?DO YOU LIKE MONEY TO WORK FOR YOU?

Most people go to school / university to learn how to work for money (get a JOB), but never spend time to learn how to let money work for them (how to become the boss of money – which is more than important than making money). If we work hard for the money, it is but imperative to make sure that we must let the money we earned to work hard for us. When money is working for us, it is great because:

• Money does not get sick.• Money does not stop working.• Money does not complain.• Money does not go on vacation.• Money works 24 hours a day, 7 days a week.• Money works even on holidays.• Money is very loyal to the boss (YOU)

The only problem is that, it does not work if you do not have any The only problem is that, it does not work if you do not have any SAVINGS!SAVINGS!

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SHARING THE VISION

DO YOU KNOW YOUR SAVINGS ACCOUNT INTEREST RATE?DO YOU KNOW YOUR SAVINGS ACCOUNT INTEREST RATE?

When you ask the average people about the interest rate of their savings account, most if not all would say that they do not know and that they have to find it out yet. But, when you ask them about the interest rate of their loans or debts, almost all of them do know it.

While the wealthy or rich people do seriously pay attention to the interest rate of their savings and investment, the average people do not. Instead, the average people focus too much on the interest rate of their loans/debts.

It is a given fact that the rich is getting richer. But IMG strongly believes that the average person like you and me has an equal chance to become rich/wealthy if given the right information coupled with a winning attitude.

What steps have you taken to learn how money works?What steps have you taken to learn how money works?

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SHARING THE VISION

Who do you love the most:Who do you love the most:

Your Your CARCAR, your , your HOUSEHOUSE, or your , or your FAMILY?FAMILY?

Do you have Comprehensive Car Insurance for your car? Fire Insurance for your House?, Business Insurance for your Business?

Do you have LIFE INSURANCE?

If ever you have life or health insurance, you buy the lowest available protection for your family yet you say “YOU LOVE YOUR FAMILY THE MOST.”

If your family is the most precious to you, If your family is the most precious to you, then protect your family?then protect your family?

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SHARING THE VISION

THINK ABOUT THE PASTTHINK ABOUT THE PAST

Do you remember these memorable occasions in your life: your wedding’s anniversary? The birthdays of your children, parents, brothers/sisters?

How many times you wanted to concretize your love, concern and appreciation for them by giving them something special in those occasions yet you have not given them anything because you do not have enough budget to buy those things you want to give them?

Would it be the same scenario in the next 3 or 5 years?

Make a move right now and do somethingMake a move right now and do somethingto achieve what you want for your family!to achieve what you want for your family!

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36Copyright © 2008 IMG Corp. All Rights Reserved 36

upsTaRtSCHOOLupsTaRtSCHOOL W OWORLD SY STEM BUILDERFAST START SYSTEM

JUST RUN FAST START

3/3/7 or 3/3/30 TO BECOME MD

Associate

20%Join Own Share

Field Leader

30%3 / 3 / 30

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37

SHARING THE VISION

WHAT IS THE BEST BUSINESS?

The food business?

The clothing business?

==

Food gets rotten/spoiled.

Clothes gets out of fashion.

I love money business!

I love financial education!

THE MONEY BUSINESS• money does not go out of fashion.

• money does not get rotten or spoiled.

• money is always in demand.

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SHARING THE VISION

THINK ABOUT THIS…

- Medical cost doubles every 5-7 years.

- A lot of sick people die not because there is no medicine but because of no money.

- Majority of Filipinos don’t save money for future healthcare needs.

- You cannot bring with you the healthcare benefits provided by your company when you retire or resign.

- No traditional healthcare company covers ages 61 and up.

- Most people rely on their children, or sell properties, or borrow money for their medical needs during retirement.

- Majority of personal bankruptcy is due to medical crisis.

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PASSIVE INCOME = EXPONENTIALACTIVE INCOME = LINEAR

II

INVESTORINVESTOR

• Makes money from his investment portfolio.

• Saves to INVEST, not saves to SPEND.

• Money makes money. Money works hard for him.

BB

BUSINESS OWNERBUSINESS OWNER

• Makes money from business ventures.

• Does business that makes a fortune & yields passive income.

(Royalties, renewal, bonuses, interest)

EE

EMPLOYEEEMPLOYEE

• Works for someone else.• No work, no pay.• Anyone who controls your

paycheck, controls your life.

SS

SELF-EMPLOYEDSELF-EMPLOYED

• Makes money from own effort.• No effort/work, no money• No

client/customer/project/contract, no income

4 TYPES OF PEOPLE AND HOW THEY MAKE MONEY

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COMPANIES THAT REVOLUTIONIZED THE DISTRIBUTION SYSTEM

Company Business Line Forerunner Concept that changed the industry

McDonalds Fast food Ray Kroc: 1954 Change the eating habit of people: fast Distribution: Coke, Toy

Starbucks Coffee Howard Schultz: 1971 Change the way people drink coffee The 3rd place/atmosphere to drink coffee

Wal-Mart Retail Sam Walton: 1962 Change the buying habit of people One-stop shop: Supermarket/Retail Store

IMG Financial Services Xuan Nguyen Revolutionize the financial services industry

TRADITIONAL SYSTEMTRADITIONAL SYSTEM PROVIDER COMPANIESPROVIDER COMPANIES OUTSOURCE SYSTEMOUTSOURCE SYSTEM

THE VISION OF THE NEW INDUSTRY

• In-house marketing/distribution

• High overhead expenses

• Expenses even without a sale

• In-house marketing/distribution

• High overhead expenses

• Expenses even without a sale

• Outsource: Global Trend

• Low cost/maintenance

• Distribution is KING!

• Outsource: Global Trend

• Low cost/maintenance

• Distribution is KING!

Page 41: Upstart School Program

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“Success is a journey, not a destination.”

- Ralph Arbitelle -

YOUR CAREER / BUSINESS PATH IN IMG

AA

FLFL

AMDAMD

MDMD

CEOCEO

JOIN & OSP

3 ASSOCIATES

3 FIELD LEADERS

2 FIELD LEADERS & 1 AMD +

1,000,000 APV

8 MARKETING DIRECTORS+

8,000,000 APV

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Minimal Capital

Warm Market

Time Leverage

Predictable Unlimited Income Potential

BUILDING DISTRIBUTION OUTLETS

YOU BROKER-DEALER

YOU BROKER-DEALER

NATIONWIDE- Manila- Cebu- Davao- Cagayan De Oro- Iloilo- Other places…

GLOBAL- U.S.A.- Canada- Taiwan- Hong Kong- Dubai- Milan- Barcelona

NATIONWIDE- Manila- Cebu- Davao- Cagayan De Oro- Iloilo- Other places…

GLOBAL- U.S.A.- Canada- Taiwan- Hong Kong- Dubai- Milan- Barcelona

BUILDING THE IMG BUSINESS

TOP PRIORITY

1. The “CONTINUOUS OPENING OF OUTLETS.”

2. VOLUME PRODUCTION PER OUTLET

In this business, every person is an outlet. YOU are an outlet. An outlet is anyone who can offer the product to the consumer.

The difference between this business and other marketing systems is that as an independent contractor, YOU have the ability to set up your own distribution system with IMG.

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Batting AverageBatting Average

10 Contact to Qualified Prospects

5 Share IMG Vision & Mission

[LIMRA – Life Insurance Marketing and Research Administration]

THE LAW OF AVERAGE

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ParametersNO. OF SALES PRESENTATION

0 1 2 3 4 5

Net Weeks Per Year 40 40 40 40 40 40

Working Days Per Week 5 5 5 5 5 5

Working Days Per Year 200 200 200 200 200 200

Sales Presentation Per Year 0 200 400 600 800 1,000

Batting Average 20% 20% 20% 20% 20% 20%

Closed Account Per Year 0 40 80 120 160 200

Average AFYP 20,000 20,000 20,000 20,000 20,000 20,000

Total AFYP 0 800,000 1,600,000 2,400,00 3,200,000 4,000,000

Personal Commission (MD) 50% 50% 50% 50% 50% 50%

Potential Income Per Year 0 400,000 800,000 1,200,000 1,600,000 2,000,000

Potential Income Per Month 0 33,000 66,000 100,000 133,000 166,000

“Activity is the foundation on which our success is built.”

- Tony Gordon -

THE LAW OF AVERAGE – HOW IT WORKS

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45

As we journey through this worldWhere confusion aboundsIt's easy to be sadWith all the worries aroundBut there's no reason to be sadIf you know just where to standThere is hope around the bendIf you only look around

Refrain:

In IMG we give you reasonsTo smile and settle downWe can help you make your dreams come trueBelieve that this could happen to you.Wooh...

Chorus:

Believe in miraclesThat they are really trueKeep the faith withinThis could happen to youBelieve in miraclesYour wishes really happen

In IMG, dreams do come true

Thinking of your family

Of what their future will be

Anxieties abound

Why don't you look around

(Refrain - Chorus)

Keep the faith within your heart

There's reason to be glad

We can help you make your dreams come true

Believe that this could happen to you

Wooh...

(Chorus)

Dreams do come true!

Dreams do come true!

“BELIEVE IN MIRACLE”

Page 46: Upstart School Program

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CHANGE WHAT YOU DO IN YOUR SPARE TIME

Your 24 Hours First 8 Hours Second Eight Hours Third Eight Hours (Spare Time)

Wealthy People

• Sleeping Time • Business Hours• Go home late• Wealth-building activities

generating passive income

Average People

• Sleeping Time • Working Hours

• Go home early / get par-time job generating active income

• Rest / Recreation: watch prime-time TV programs, play sports, video-K

• Dining out / drinking with work associates, friends, etc.

The wealthy and average people have the same 24 hours to spend.

What they do with their spare time dictates their level of wealth.

“Time is the most valuable thing a man can spend.” - Laertius Diogenes -

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47

SYSTEM

“7 & 7 Complete the 7 Steps in 7 Days”

1.Submit Membership & Licensing Applications

2.Meet the Spouse

3.Prospect List

4.Field Presentation

5.Personal Financial Strategy

6.Recruit 3 Direct

7.Duplication

7 STEP DUPLICATION

MD TRAINEE

MD CLUB

MD SCHOOL

MD FACTORY

“7 & 7 Complete the 7 Steps in 7 Days”

1.Submit Membership & Licensing Applications

2.Meet the Spouse

3.Prospect List

4.Field Presentation

5.Personal Financial Strategy

6.Recruit 3 Direct

7.Duplication

7 STEP DUPLICATION

MD TRAINEE

MD TRAINEE

MD CLUBMD

CLUBMD

SCHOOLMD

SCHOOLMD

FACTORYMD

FACTORY

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48

• W

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49

REGULAR EMPLOYEE INCOME vs. IMG ASSOCIATE INCOME

“We learn early on that if we help enough people, the money will come.” (Dave Ramsey)

REGULAR EMPLOYEE:

8 hrs/day x 5 days = 40 hrs/week x 4 weeks = 160 hrs/month

SALARY: Php 6,000 – Php 10,000 per month

IMG ASSOCIATE (Part Time):

2 hrs/week x 4 weeks = 8 hrs/month

INCOME POTENTIAL: Php 20,000 – Php 50,000 per month

HOW POWERFUL?

In just 30 days you can change the quality of life of your family. Earn Residual Income without quota requirement. PREDICTABLE and UNLIMITED INCOME POTENTIAL.