Upstart School & General Training - July 2013

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    SCHOOL

    www.img-corp.com

    UPSTART

    PROGRAM

    05/12/2011 RVCS JR. TRULY RICH

    SCHOOL

    UPSTART

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    Feast Declaration of Abundance by: Bro Bo Sanchez

    ay , I receive all of Gods love for m

    ay , I open myself to the unboundeitless, overflowing abundance of Go

    universe.

    ay , I open myself to Your blessings,Healing, and miracles

    day , I open myself to Gods Word st I become more like Jesus everyda

    y , I proclaim that Im Gods belovGods Servant, Im Gods Powerfu

    Champion,

    because I am blessed, I will bless tWorld, in Jesus Name,

    Amen.

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    SCHOOLUPSTART

    PROGRAM

    05/12/2011 RVCS JR. TRULY RICH

    SCHOOL

    UPSTART

    OBJECTIVES:

    1. To Fast Start the Trainee Associates in doing the

    Business2. To give a full understanding of who we are, why we

    are doing the business, and what we can achievefrom doing the business, and How to start up the

    business in a FAST START...

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    SCHOOLUPSTART

    PROGRAM

    05/12/2011 RVCS JR. TRULY RICH

    SCHOOL

    UPSTART

    CONTENTS:1. Taking Pride of Who We Are.

    2. What we Do3. Our Proven Business Model

    4. The incomparable Business System.

    5. The Best Compensation in the Industry

    6. How to FASTRACK your Business.

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    More than 25 Years inUSA/Canada and 14 Years inthe Philippines ...

    SCHOOL

    UPSTART

    G, Where innovation meets inspiration

    WHO WE ARE

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    WHO WE ARE

    MATERIALS

    BPM

    http://www.img-corp.comIs an independent marketingcompany whose associates,

    through its affiliated

    companies, offer a broad arrayof financial services and

    productsWE ARE IN A MULTI-TRILLION DOLLAR

    INDUSTRY , BACKED BY MULTI

    http://www.img-corp.com/http://www.img-corp.com/
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    05/12/2011 7RVCS JR. TRULY RICHMAKER

    We are one of biggest and fastest growing

    financial services marketing companies withassociates and offices in Europe, USA, Canada, Middle East, andAsia: In almost all the States in USA, Italy (Milan, Rome), Dubai,UAE, Singapore, Taiwan, Hong Kong, Macau, Thailand, Vietnam,Cambodia, and all over the Philippines (Luzon, Visayas, andMindanao)

    We have been able to help thousands ofassociatestake advantage offlexible time, commitment and

    schedule.

    Changing peoples lives all over the world!!!

    MATERIALS

    BPM

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    Make a Difference for Families

    At IMG, you can help make a difference forfamilies by showing them a new path

    toward achieving their financial goals

    No Family Left Behind

    SCHOOL

    UPSTART

    OUR MISSION..

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    OUR CRUSADE...

    SPENDERS

    Deliver the worlds financialwake-up call

    Change people fromSAVERS INVESTOR

    SENTREPRENEURS

    SCHOOL

    UPSTART

    RVCS JR. TRULY RICH

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    To Build and Provide the Best Business Opportunityin the World

    Our Plan is to revolutionize the financial servicesindustry by bringing a fresh, new approach to empower

    the world on how money works.

    Help people who desire to help themselves. Bring

    life-changing financial concepts and solutions to

    middle income individuals and families who are

    overlooked by financial services industry

    SCHOOL

    UPSTART

    OUR VISION

    RVCS JR. TRULY RICH

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    SCHOOL

    www.img-corp.com

    UPSTART

    Be in a business for yourself, but not by

    yourself.IMG has established agreement with many of the

    worldsleading financial services companies to provide

    us a broadarray of financial Products and Services.

    05/12/2011 RVCS JR. TRULY RICH

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    ONE STOP SHOP OFALL OURFINANCIAL SERVICENEEDS

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    SCHOOL

    UPSTART

    WE BUILD YOUR FINANCIALFOUNDATION

    We introduce the basic financialconcept to help develop

    a Financial Strategy

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    This is IMGs MissionTo make familiesachieve Financial Security.

    We need to Increase our Income

    And Or, Reduce our Expenses

    We must eliminate debtsLive simply

    Most people are indebted.

    Next step is to create emergency Funds

    This will help us avoid debt traps

    Before we build our wealth

    We need protection for assets and life

    Get out of debt first before you invest

    Invest safely and correctly Invest on Assets

    Finally, we need to prepare how to

    transfer inheritance to our childrenWe cannot afford to miss any of these 6 Steps& we have to know how to plan for it. Agree?

    Investments

    should generatePASSIVE INCOME

    and.

    1. Stay Away from Materialism2. Be Financially Literate

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    No Savings

    Big Savings(FinancialGoals)

    Big RESP.

    No RESP.

    DIE TOO SOON LIVE TOO LONG

    INCOME (ACTIVE)You work hard for the money

    Food Shelter Clothing Education

    Health Debt/Loan

    Food Shelter Clothing

    Health Debt-Free

    THE X-CURVECONCEPT

    INCOME (PASSIVE)

    ResponsibilityLine MoneyL

    ine

    YOUNG OLDER

    You must take care of your responsibilities while building your wealth.

    LIFE

    SCHOOL

    UPSTART

    RVCS JR. TRULY RICH

    PROTECT yourfamily(Instant

    Money/Insurance)Income

    Protect Yourself(Investments)Living on Interests

    UPSTART

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    RULE OF 72 (LXXII)

    72 4 =18

    72 8 =9

    72 12 =6Money doubles every 18 years Money doubles every 9 years Money doubles every 6 years

    Age 4% Age 8% Age 12%

    29

    6547

    29 29

    4747

    65

    65

    38

    5653

    59

    3541

    Php100,000Php 200,000Php400,000Php 800,000

    Php

    1,600,000Php 3,200,000Php6,400,000

    Php100,000Php 200,000Php400,000Php 800,000

    Php

    1,600,000

    Php100,000Php 200,000Php400,000

    4X

    16X

    ing the number 72 by the interest rate of your savings or investments

    ive the estimated number of years it will take for your money to doubl

    We need to harness the power of Compounding Interest to Growour Money Line

    SCHOOL

    UPSTART

    05/12/2011 16RVCS JR. TRULY RICH

    BPM h d

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    New Formula: Pay Yourself First

    Problem:

    Most people want to savebut dont know howmost people knowonly how to spend

    Change the living formula Pay God and yourself

    first!

    At the beginning of the

    month, before you payanyone else Give your 10%tithes, then write a check toyourself for 20% of yourincome.

    Discipline yourself to live

    below your budget

    INCOME BudgetExpensesLifestyle

    Debts

    Income Expenses = Savings

    IncomeTithes-Savings =Expenses

    INCOME BudgetSavings

    (20%)

    God(10%)

    Expenses+

    (70%)Life

    style

    [email protected]

    Poverty Formula

    ProsperityFormula

    MATERIALS

    BPM

    RVCS JR TRULY RICH

    Where do we SQUEEZE OUTthe Money to INVEST?

    With this, we can fund our Complete Financial Plans.

    UPSTART

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    BUILDING A SOLID FINANCIALFOUNDATION

    INVESTMENTEMERGENCY FUND

    DEBT MANAGEMENTPROTECTION: Family, Income, Wealth, Estate, Health

    I N C R E A S E C A S H F L O W

    SCHOOL

    UPSTART

    UPSTART

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    SCHOOL

    UPSTART

    THE SOLUTION

    From LESS SECURE to MORESECUREELIMINAT

    EDEBT

    PAY YOURSELFFIRST

    MAKEMOREMONEY

    FINANCIAL

    FREEDOM

    PRESERVEESTATE

    From PROTECTIONto BUILDING WEALTHINSURAN

    CE

    INVESTMENT

    MOST PEOPLE DONT PLAN TO FAIL, THEY JUST FAIL TO PLAN

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    1. INVESTMENT to generate continuing income for you when you retire (letting MoneyWork For You- PASSIVE INCOME)

    2. HEALTHCARE-to provide you healthcare when you retire or when you stop working(someone to take care of you when you get old). How comfortable is your health caresituation after age 60, depends on a decision you make today.

    3. INCOME PROTECTION/LIFE INSURANCE- to protect your family if you die tosoon--- life insurance protection can help you replace your income, help finance yourchildrens education, pay estate tax, pay debts, etc. instantly (life insurance is instantmoney)

    4. EMERGENCY FUNDS- money you can use for any emergency once the policymatures

    What if I could tell you about a product that provides complete solution to your 4 major financialneeds?

    KAISER PREMIUM HEALTH BUILDERFor as low as 2289 /month will provide Total Solution.. A Four in One Product!

    20

    Four MAJOR NEEDS to COMPLETE YourFinancial Plans BUILD ING a SOLID FINANCIAL

    FOUNDTATION

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    Learned & Earned in Mutual FundsLEVEL 2 Investing

    Corporate & [email protected]

    Professional manageme

    Accessible and Afforda

    DiversificationAsset Allocation

    Liquidity

    Money Cost Averaging

    Net of tax

    Transparency

    YOU will DEFINE

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    No Savings

    Your age Now

    ___________

    How Long Will You Save?

    10-20-30 Yrs?When Do You Plan to

    Retire??

    __________

    LEVEL 1

    Kaiser

    4:120% m.i.

    LEVEL

    2MutualFundsHigherRisk

    YOU will DEFINEYour Financial Blue Print

    Target Doubles

    Every 10 years due to

    Inflation(7% ave.)

    AGE

    In PhP

    (Pesos)

    Income Replacement, Retirement:

    I.R. = 10 x Annual IncomeName: _________________________

    Kaiser monthly

    continues to

    Mutual Funds

    INVEST HARD-EARNED MONEY ON L1.

    NO RISK..BUILDS DISCIPLINE

    INVEST EXTRA INCOME ON L2. HIGHER RISK..NEEDS LITERACY.

    TOTAL INVESTMENTAfter 15 years

    Your age AFTER 15 yrs

    ___________

    Actual Financial Target

    with Inflation

    ___________

    ___________5 yrs - 20%

    monthly

    __________________10 yrs - MutualFunds

    ___________________________

    15 yrs - Mutual Funds

    Get DIFFERENCE

    of TOTAL

    RETIREMENT

    FUND versus

    Actual Financial

    Target

    TOTAL RETIREMENT FUNAt Desired RetirementAge

    IF Retirement age isbeyond Kaiser Maturity

    DIFFERENCE = _____________

    Monthly AdditionalIncome needed tobecome financially

    FREE is =________________(DO IMG Biz)

    After 15 yearsAt Desired

    Retirement

    Age

    UPSTART

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    SCHOOL

    UPSTART

    THINK ABOUT THIS Medical costs doubles every 5-7 years

    A lot of sick people die not because there is no medicinebut because of no money

    A majority of Filipinos dont save money for futurehealthcare needs

    You cannot bring with you the healthcare benefits providedby your company when you retire or resign

    No traditional healthcare company covers ages 61 and up.

    Most people rely on their children, or sell properties, orborrow money for their medical needs during retirement.

    Ma orit of Personal Bankru tc is due to Medical Crisis.

    UPSTART

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    SCHOOL

    UPSTART

    OUR PROVEN BUSINESS

    MODEL

    A SIMPLE, CLEAR, FAST, and DOABLEBUSINESS

    Everyone, Anyone, can Do it!!!

    UPSTART

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    SCHOOL

    UPSTART

    WHAT IS THE BEST BUSINESS?

    The food business? = Food gets rotten/spoiledThe clothing business? = Clothes gets out of fashion

    VERY ACTIVE WAY OF INCOME..

    I love money business

    I love financial industry

    Money doesnt go out of fashion Money doesnt get rotten or spoiled

    Money is always in demandHAVE ACTIVE AND PASSIVE INCOME STREAMS.

    THE MONEY BUSINESS:

    UPSTART

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    SCHOOL

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    Your OptionsEmployee or

    Entrepreneur?....As you look at the current industry, it is as outdatedas dinosaurs. Their system did not change foralmost 100 years.With managers and agents, bossesand employees, they cant compete with the business-

    driven, independent entrepreneur.

    The new builders are entrepreneurs, not employees.They wake up every day thinking how to grow their

    business while agents in the old system worry aboutfulfilling their quotas for their managers.

    Builders also always look out for the best productsin the marketplace for the clients. They dont have to

    be ca tive to their em lo ers com an roducts.BE

    UPSTART

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    SCHOOL

    UPSTART

    New Business Model for the Financial Industry

    1. ENTREPRENEUR: You build your own business. You are not working foran insurance or investment company.

    2. NO QUOTA:You work at your own pace, on your own time. Its flexible.

    3. UNLIMITED TERRITORY AND INCOME:You can build as big as youwant, in any place, all over the world, even in USA and in Canada.

    Build Direct: You recruit, train and build your team.

    Build Indirect: You can take advantage of Match Up and ReferralsYou can refer people to other builders

    Or: You can join forces with other builders in differentcities

    4. OPEN SYSTEM:You are non-captive agent. You have access to majorinvestment and insurance companies to provide the best products andsolutions to consumers (e.g., Ayala Land, Crown Asia, DMCI,FAMI, PAMI,PhilEquity, Kaiser, Cocolife, Grepalife, Standard, MAFRE, etc.)

    UPSTART

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    SCHOOL

    UPSTART

    Opportunity of a Lifetime

    Right place, Right time, Right solution.The great Recession profoundly impacted every section

    of the market.As a result, more and more people want to know:

    1. How to make more money2. How to make money work better for them

    Everyone needs to build and rebuild their career andtheir financial situation.

    The Middle Class is fading. The Business Class isemerging.

    Ive heard once that a typical person encounters about 1or 2 life changing opportunities in their lifetime. The

    question for me: Is this my first or is this my last chance?

    05/12/2011 29RVCS JR. TRULY RICH

    UPSTART

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    SCHOOL

    UPSTART

    The Distribution Revolution

    It used to be the manufacturer who controlled thedistribution. Today, however, distribution controls themanufacturer.

    Those who control distribution control the market. Take a

    look atWal-Mart, Target, Costco and McDonaldss. They are

    distributors,and they control the manufacturers and suppliers.

    In the financial industry, those who have more licensedagents

    will control the market and will control their future.

    Remember: There are only 2 ways to make big money.

    Either you have 1) a lot of money to make money for05/12/2011 30RVCS JR. TRULY RICH

    UPSTART

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    SCHOOL

    UPSTART

    OUR SYSTEM

    3:3A Simple Solution for Building a BigBusiness

    You run the system.The system runs your business

    UPSTART

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    SCHOOL

    UPSTART

    THE SIMPLE FOCUS: 3:3

    Ultimately, you must focus on 10-10 if you wantto build it big.

    This is the engine that will carry the base.

    By doing 10-10, you normally help fast start 3-5New Trainees as well as taproot and put your

    organization on the move

    3-3-30 NEW RECRUIT /SLOW START

    3:3:15 PART TIMERS/ MEDIUM SPEED

    3:3: 7 FULL TIMERS/ FAST STARTERS

    05/12/2011 32RVCS R. TRULY RICH

    You DecideHow you wantTo do yourOwn Business..

    What is yourCHOICE?

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    UPSTART

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    SCHOOL

    UPSTART

    Work the System MEETING MENTALITY

    First we Train the Trainer, and then Build theBuilder through MEETINGS and BIG EVENTS..

    TRAIN THE TRAINER:

    BMP: Bring the Meeting to the People. Follow the trainer to go outto observe and learn how to do the business.

    BPM: Bring People to the Meeting. Get training a the office.

    BUILD THE BUILDER:

    Local Event: Weekly Team Meetings , Meetings in the locality.Continuing education.

    Big Event: Seasonal big event attended by thousand all over the world.Expand

    BMP BPMBIG

    EVENTLOCALEVENT

    Daily Field Training Weekly Office Training Build Teamwork Build a Big Organization

    05/12/2011 34

    ULY RICH

    UPSTART

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    SCHOOL

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    Work the System

    Gone are the days of the lonelysalesperson. The future belongs to thetrainer who can duplicate and builderwho can build a large organizationthrough teaching, training, and coaching.

    A system whereby recruiting never stops,field training never stops, promotion neverstop, and cash flow never stops. You are

    in the business for yourself but not by

    UPSTART

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    SCHOOL

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    The Integrity of Our System

    1. We dont make money recruiting people.2. You dont have to recruit to make money.

    3. Everybody gets and equal opportunity. Noqualification,

    no prejudgment.

    4. We practice what we preach. JOIN: We believe

    OWN: We Understand and Do

    SHARE: We recommend

    Most of our markets are warm markets, thats our family,friends,acquaintances, people we work with, people we care

    about. This05/12/2011 36RVCS R. TRULY RICH

    UPSTART

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    SCHOOL

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    THE PRINCIPLE OF GIVINGIMG SYSTEM PROMOTES THE PRINCIPLE OF GIVING

    1. When we Join the company, we give up the commission toour first product to the person who introduced us to thecompany.

    2. When we start as Trainee Associate, we give up one halfof our commission to our Trainer. We Learn and Earn as aTrainee Associate and we Match-Up with the Trainer.

    3. When we refer our friends to other Trainers, we give up of our commission. But is better than nothing.

    4. When we get promoted to Marketing Director, we give upto our Up-line MD our Strongest Leg. This is our way ofsaying Thank You to our MD.

    When you give, you open yourself up for anoutpouring of blessings into your lifeRVCS JR. TRULY RICH

    UPSTART

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    J O S

    MDClub

    30%

    AMD40%

    MD50%

    Min 3 Associates

    Min 9 Associates

    F.L

    3 F.L

    9 F.L./3 AMD

    20%

    Associate Field LeaderOr MD CLub

    30%3 :3

    as Trainee Associate then JUST RUN FAST START

    in 30 Days TO BECOME MD CLUB

    r 30:30: within 90 Days to become MD

    Train Trainers and Run thSystem to Build Builders

    The FASTEST way to earnRoyalty Income!

    SCHOOL

    05/12/2011RVCS JR. TRULY RICH

    MD FACTORY

    UPSTARTFAST START &

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    SCHOOLFAST-START &

    PROMOTE YOURSELF

    This is the Only CompanyI know that YOU canPromote YOURSELF!!!

    UPSTARTFAST START

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    SCHOOLFAST-START

    PROMOTE YOURSELF

    UPSTART

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    SCHOOL

    THE BEST COMPENSATION

    A predictable & systematized way of

    TING WEALTH FOR YOUR FA

    UPSTART

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    14 POWERFUL WAYS TO EARN IN IMG:

    The most powerful compensation system in financial industry!

    1. Income from your personal effort For every person you personally help start his/herPersonal Financial Strategy (Client or Broker), you will earn about P2,000 to P10,000depending on your contract level.

    2. Management Income By training people in your organization.Income from peopleworking with you difference in commission

    3. Royalty IncomeA very powerful source of passive income!

    McDonalds Starbucks Jollibee MD

    RI = 5% RI = 5% RI =5% RI =6%31,000+ Outlets 14,000+ Outlets 600+ Outlets MD Outlets

    MD 6% 3% 2% 1% .75%.5%

    MD MD MD MD MD MD

    1st Gen 2nd Gen 3rd Gen 4th Gen 5th Gen 6thGen

    SCHOOL

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    4. Renewal Commissions Continuing commissions generated from the businesses youpersonally written even in the event of retirement or death.

    Year 2Year 3 Year 4 Year 5 Year 6Year 7Year 8 Year 9Year 10

    MD 4% 4% 4% 4% 4% 4% 4% 4% 4%

    5. MD Renewal Royalty Income -from the businesses written by the Associates under yourorganization.

    Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10

    MD 4% 4% 4% 4% 4% 4% 4% 4% 4%

    6. Continuing Co-ownership of your TeamThe opportunity to continue to share in the futureoverrides of your business even in the event of disability or death.

    7. SMD Bonus Pool(0.50%)With requirement

    8. NMD Bonus Pool (0.50% + 0.50%) With requirement

    9. CEO Bonus Pool (0.50% + 0.50% + 0.50%) With requirement

    10. Match-up Commissions

    11. Global Expansion Overrides

    12. National & International Referral System

    13. Branch Office Manager (2% of Total Production)

    14. Investment Income05/12/2011 RVCS JR. TRULY RICH43

    SCHOOL

    MD1

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    Associate

    FieldLeader

    OrMD Club

    AsstMarketingDirector

    MarketingDirector

    MD1

    MD2

    MD3

    MD4

    MD5

    MD6

    3 Associateswithin 30 days

    J-O-S(5FTS to be Promoted to Associate)

    3 Field LeadersOr 15:15Within 90 days

    30:30:90+ 1 AMDwithin 90 days

    20%

    30%

    40%

    50% 6%

    3%

    2%

    1%

    .75%

    .5%

    30% 20% 10%

    20% 10%

    10%

    IMG Promotion

    UPSTART BUSINESS

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    SCHOOLBUSINESS

    PLANMAKING A LIVING

    PERSONAL INCOME POTENTIALS

    For the purpose of example, helping one family/week result ina 16,000PhPof commission.

    Commission

    Incomeper

    Month

    Income

    per

    YearAssociate

    20%Join/Own/Share

    20K x20%

    4K x 4weeks

    P16,000 P192,000

    START - UP YOUR BUSINESS

    Field Leader

    30% = 3/3/30 20K x30%

    6K x 4weeks

    P24,000 P288,000Asst. Marketing

    Director40% = 3 F.L. or15:15:90

    20K x40%

    8K x 4weeks

    P32,000 P384,000

    MarketingDirector

    50% = 3 FL & 1M

    APVor 30:30:90

    20K x

    50%

    10K x 4

    weeks

    P40,000 P480,0

    0005/12/2011

    UPSTART

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    SCHOOL

    MAKING MONEY

    MARKETING DIRECTOR BUSINESSINCOME

    (Baseshop Business Plan)

    CREATE WEALTH FOR FAMILIES

    1 Associate.P20,000/ SALE30% Overider (MD)

    P6,000X4 sales/monthP24,000

    1 Field Leader.P20,000/ SALE20% Overider (MD)

    P4,000X4 sales/monthP16,000

    1 AMD.P20,000/ SALE10% Overider (MD)

    P2,000X4 sales/monthP8,000

    1 MD DIRECT SALE .P20,000/ SALE50% Overider (MD)

    P10,000X4 sales/monthP40,000

    TOTALP24,000P16,000

    P 8,000P40,000P88,000

    What if you have the following:3 Associates 24K/associate3 x P24,000 = P72,000

    3 FL 16K/FL 3 x P16,000 = P 48,0003AMD 8K/ AMD 3 x P8,000 = P 24,000

    P144,000 OverrideP40,000 Direct

    TOTAL INCOME = P188,000/Month

    05/12/2011 RVCS JR. TRULY RICH

    UPSTART

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    SCHOOL

    MAKING A FORTUNE

    MARKETING DIRECTOR BUSINESS INCOME(Hierarchy Business Plan)

    START - UP YOUR BUSINESS

    YOU MD1 MD2 MD3 MD4 MD5 MD6

    MD 10MDsX 10 sales

    100 totalxP20,000P2,000,000X 6%P120,000/mo.

    40MDsX 10 sales

    400 totalX P20,000P8,000,000X 3%P240,000/mo.

    160MDsX 10 sales

    1600 totalX P20,000P32,000,000X 2%P640,000/mo.

    640MDsX 10 sales

    6400 totalX P20,000P128,,000,000X 1%P1,200,000/mo

    2560MDsX 10 sales

    25600total

    MAKINGA

    FORTUNE

    5120MDsX 10 sales

    51200total

    MAKINGA

    FORTUNEBranch Office Manager BOM = 2%

    2100 Sales

    x P20,00042,000,000x 2%P840,000/Month

    Total Income

    MD 1 = P120,000MD 2 = P240,000MD 3 = P640,000P1,000,000/Month

    Making a Living = P16,000/MonthMaking Money = P88,000-P188,000/Month

    Making a Fortune = P1,000,000/Month andUp

    Do you have a dream?So whats your plan?

    UPSTART

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    SCHOOL

    Our Experience in this

    Business& Investing

    A Very Fulfilling Mission with BIGCommission

    Transforming us from being an EMPLOYEE to

    ENTREPRENEUR

    USED OUR TIME FOR BUSINESS &

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    DUBAI

    ROXAS

    SINGAPORE TEAM

    THAILAND TEAM

    ISABELA

    DASMA CAVITE

    VIETNAM TEAM

    ONAUSTRALIA, USA, CANADA, AFRICA, KOREA, TAIWAN, BRUMAN , SAUDI ARABIA, DAVAO, PALAWAN, ANTIPOLO, SAN MATESTA ROSA, TONDO, BAGUIO, PAMANGA, NUEVA ECIJA, BUTUAN,

    SURIGAO etc

    US OU O US SS &BUILD MULTIPLE OUTLETS W/o BOUNDARIES

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    Promotions to Marketing Directors TOP PERFORMERS - MD BASE

    DoublePromotions:Field Vice

    Chariman &Executive

    ViceChairman

    DoublePromotions:

    SeniorMarketingDirector &

    NationalMarketingDirector

    Promotion:

    SeniorMarketingDirector

    Qualifier:

    Green Jacket

    TOP 2 TOP 3

    USA Trip Qualifiers

    DOUBLEBLESSINGS IN2013

    arecoming

    Ruby Ring

    TOP 16 TOP 18

    Congratulations TRULY RICH MAKERS!!!CHAMPIONS in Macau Convention of

    Leaders 2012!!!

    OUR IMG BUSINESS PLAN

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    Truly Rich Makers MDTRACKING

    System Training Activities

    DESIRE-BELIEVE-DECLARE-ACT-LET GO

    MD WHEN

    Benj/Fely 11/15/2008

    Manny/Nancy 9/13/2010

    Malvin/Matin 12/6/2010

    Vener/Malou 4/25/2011

    Joey/Quey 6/1/2011

    Ava 8/10/2011

    James/Celine(VN) 8/15/2011

    Raymund/Jhona(SG) 10/22/2011

    Christy/Randy 11/02/2011

    Jerry/Anna Mae 11/15/2011

    YEARCum #

    of MD-1

    Cum #

    of MD-2

    Cum# ofMD3

    Ave

    INCOMEper Month

    2008 0 0 0 77072009 0 0 0 250002010 2 0 0 665002011 9 3 0 1650002012 16/16 6/19 0/3 2500002013 32/18 32/22 12/7 6000002014 64 64 24 1200000

    2015 128 128 48 24000002016 256 256 96 48000002017 512 512 192 9600000

    PROJECTIONS/ACTUAL

    MD11/15/200

    8

    SMD

    6/5/2011

    NMD6/30/20

    11

    CEO11/5/20

    11

    FVC7/15/20

    12

    OUR IMG BUSINESS PLAN

    EVC9/11/20

    12

    What Did We Do

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    ST; 12%

    HC; 10%

    LP; 4%

    PS; 10%

    MutualFund-L2

    Life

    Insurance

    DirectStocks-L3

    Healthcare- L1

    PensionPlans

    MemorialPlans

    Coop

    with our Talents

    UPSTART JOB or

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    SCHOOL

    Year 6% Increase per Year Doubles Every Year

    1 40,000 2,000

    2 42,400 4,000

    3 44,944 8,000

    4 47,641 16,000

    5 50,499 32,000

    6 53,529 64,000

    JBUSINESS?

    7 56,741 128,000

    8 60,145 256,000

    9 63,754 512,000

    10 67,579 1,024,000

    11 71,634 2,028,000

    We achieved 6 figureMonthly Income in

    just 3 years. You canDo it also!

    Pay me first before I work= JOB or Single OutletBusiness

    Efforts First then Income =Business or Multiple OutletBuilding

    LINEAR EXPONENTIAL

    UPSTART

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    A business where building passive income(building outlets) never stops!

    A new concept in making good money create multipleincome streams by educating people!

    FOCUS ON THE THINGS THAT MAKE YOUMONEY NOT ON THE THINGS THAT MAKE YOULOOK LIKE YOURE MAKING MONEY! 1% of 100is better than 100% of 1 -- J. Paul Getty

    SCHOOL

    UPSTART

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    SCHOOL

    OUR BUSINESS FLOWHow to FASTRACK Building a Big

    Business

    Lets get STARTED!!!

    THE IMGBUSINESS FORMAT SYSTEM

    BPM

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    YOU

    BUSINESS FORMAT SYSTEMFLOW CHART

    PROSPECTING

    CONTACTING(SURVEY FORMS)

    BPMGroupOffice

    BMP1-on-1Home

    STARTUP

    INTERVIEW

    JOIN

    SALES

    PRESENTATION

    CLIENTREFERRAL

    YES

    YES

    YES

    YES

    NO

    NO

    NO

    NO

    NO

    (The MONEY MACHINE)

    MATERIALS

    UPSTART FAST-START

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    SCHOOL SYSTEMt Step: Prospect List

    + Help person write down 50-100 names.

    + This is not homework/ this is seat work,you do the prospect list book together, Use the STEAM Method..

    ond Step: Contact & Invite 5 People right away+ Chances are, the first 5 will be family members or close friends.+ If your guest cant come to the next BPM, the trainee will go out to the field

    and see them right away together with the trainer.+ Use the FORM system to contact & invite. Invite without inviting.+ Use the SURVEY FORM to initiate contact and invitation+ Remember: Telephone is only used to invite and not to present.+ A joint call with MD or trainer is recommended for the first time.

    First WayLearn everything before youstart.

    Wait for a miracle

    Second WayBe coachable and followevery stepLearn- Invite- Field Training-Build

    2 Ways to Start

    57RVCS JR. TRULY RICH

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    UPSTART

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    SCHOOL

    STEAM: A SYSTEM TO GET REFERRAL

    05/12/2011 59RVCS JR. TRULY RICH

    Relationship marketing is key to your long-term successin IMG. All of the great builders in IMG have mastered theart of getting referrals from satisfied clients. Referrals willprovide you with an endless supply of prospects forrecruiting and product sales.

    You can also generate leads using the S.T.E.A.M. system.

    Sample script for asking for referrals: Explain to your

    prospect that you are seeking a certain type of person.Tell them that when you say a word, they should give younames of people who pop up in their heads. You may havethem give you names of people whom they think wouldbe interested and for those they think would not.

    SCHOOL

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    SCHOOL

    STEAM: A SYSTEM TO GET REFERRAL

    Each letter of STEAM represents one of the followingwords.

    S = Sales. Who do you know that is a great salesperson?What did you buy lately? Who sales themselves well?T = Teacher. Who comes to your mind when I say

    teacher? School teachers (they often need summer jobs),Sunday school teachers or anyone who teaches well?E = Enthusiastic. Who is most enthusiastic person thatyou know? Someone who always seems positive and

    always has a great attitude about life?A = Ambitious. Who do you know that really wants to be asuccess, or is a success? The person who goes to bed thelatest and gets up the earliest?

    M = Money motivated or needs more money. Has one ofour friends been talkin about needin extra mone ?05/12/2011 60RVCS JR. TRULY RICH

    MATERIA

    UPSTART

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    Write WHO your

    TOP 25

    PROSPECTS are?Use your PROSPECT LIST(Family, Friends, Acquaintances, etc)

    MATERIALS

    WORKSHOP #1 (5minutes)

    SCHOOL

    UPSTART

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    SCHOOL

    OUR CONTACTING SYSTEMFORM

    Lets ACT on our LIST!!!

    SCHOOL

    UPSTART

    SCHOOL

    UPSTART INVITING/

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    SCHOOLSCHOOL CONTACTING

    FRIENDSHIP FARMINGThe System on how to contact your warm & cold prospect.

    There are four questions you can ask (in order) when casually talkingwith a stranger or visiting your friend. Or even chatting in FB

    This is calledthe FORM System.This system flows more naturally ifyou prime the prospect first volunteering personal information aboutyourself.

    For example, when waiting in a customer service lounge in an

    auto service center, you might say to other nearby patrons,I sure hope they finish my car soon. Ive got to pick-up my son inschool (name of school) in 30 minutes. Do you have kids in schooltoo? Which school?

    SCHOOL

    UPSTART

    SCHOOL

    UPSTART

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    SCHOOLSCHOOL

    FORM SYSTEMThe System on how to contact your warm & cold prospect.

    F

    O

    R

    M

    = Hows the family? How are the kids? Etc (warm market)

    = Stands for Family. You might ask him or her if they have kids,

    did they grow up here in town, etc/ (cold market)

    = How is work? Got any increase of salary lately? (warm market)= Stands for Occupation. What does he or she do for a living. How long?

    Does he or she like his or her job? (cold market)

    What do you do on weekends? Shopping? Or any sports? (warm market)

    Stands for Recreation. Perhaps you have a common recreational interest. (cold ma

    = By the way, I want to show you something, can we see each other in your house

    6PM?

    Or in my office (warm market)

    = Stands for Message. Tell the prospect what you do too. Get his or her name &

    contact number. (cold market)05/12/2011 64RVCS JR. TRULY RICH

    MATERIA

    UPSTART

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    Find a Partner and PRACTICE

    the

    FORM..

    MATERIALS

    WORKSHOP #2(2 minutes each)

    SCHOOL

    UPSTART

    SCHOOL

    UPSTART

    BPM

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    SCHOOLSCHOOL BPM

    ROLE OF THE TRAINEE AT THE BPM

    1. Dress properly. Let them see that this is a professionalbusiness.

    2. Register guest(s). Treat them special.

    3. Give guest(s) a tour of the office.

    4. Introduce guest(s) to the BPM Speaker. Guest will developa bond with speaker

    and speaker will have a friend during the meeting.

    9. Introduce to everyone. Let your guest hear from otherpeople.

    10. After BPM, feed positive thoughts. Did you learnsomething? Do you want to

    know more?

    13.Have your guest fill out Business Review Card (BRC). This

    SCHOOL

    UPSTART

    SCHOOL

    UPSTART

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    SCHOOLSCHOOL

    ROLE OF THE TRAINEEAT THE FIELD TRAINING (BMP)

    1. Trainee gives a background of the prospect to the Trainer beforegoing to the prospects place.

    2. Introduce the presenter properly- ex. This is Benj (Trainer)he is a very good friend, I brought him with me becauseI want him to share to you how he helped me and my family.

    3 Suggest the dining table for the presentation.Its more comfortable & relaxing.

    4. Minimize distraction control the situation.If you have to baby sit the kids then baby sit the kids.

    5. Keep quiet and learn. Take notes too, and observe the techniques &

    emphasis of Trainer.6. Help give push at the end to close the sale.

    Trainee closes by asking him/her to join and recommending theproduct he/she already bought.

    Trainee continues the casual conversation.Trainer asks check or cash payment, or goes with client to the ATM

    machine.Trainer opens the pre-computed book, asks for information to fill up05/12/2011RVCS JR. TRULY RICH

    SCHOOL

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    SCHOOL

    Our Compelling ReasonsWhy do we want to be successful in

    this Business

    Why are we committed to thisMission!!!

    SCHOOL

    UPSTART

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    SCHOOL

    THE SIMPLE FOCUS

    1. Set Goals. Write down your goals. Define yourTop 10 Reasons

    why you want to Win in this Business.

    2. Be emotionally disciplined and prepared.

    Be positive.Avoid negative people,the bench sitters and the naysayers.

    3. Be determined to win.

    How do you get about changing the world?First, you need to believe in yourself. Dont waver.There will be people who will belittle and insult you

    and

    MATERIAUPSTART

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    Our Top 10 Reasons Why We are Doing IMG

    What Keeps us going no matter what. Do the mission to spread the good news of financial literacy to at least 300 people/mo starting

    2012!

    Earn passive income of >P1M per month and 40% given to tithes starting 2014!

    To fund our family's travels/vacation (at least 1x per year to foreign country)

    To be able to set up God's Beloved Foundation and send 15 scholars per year to school in 2014

    Build Santiago compound with 5 Theme Houses, Multi-purpose building w/ Chapel, a swimmingpool, playground, and badminton court in 2015

    Build Santiago 4-storey Commercial/Residential Building in April 2014

    Donate to Anawin P5M in Dec 2014

    Fund Grand Reunion of Santiago and Cimafranca Clan in December 2015

    Build more IMG outlets in Shanghai, Bangkok, Singapore, Oman, Qatar, etc. To become TRULY RICH with a net worth of P100M by 2020

    LS

    MATERIA

    UPSTART

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    What are your

    TOP 10

    Personal or Family

    COMPELLING REASONS?

    Why do you want to do this Business?

    Use your Trainers Manual and Fill up the First Page.

    LS

    WORKSHOP #3 (5Minutes)

    MATERIAUPSTART

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    END OF PRESENTATION

    Lets GO and SPREAD our MISSIONGO and set up your FTS

    & Meetings

    with your MD/Trainer NOW.

    Read the SYSTEM BUILDER Book Daily..Check TRM FB Page Daily.

    THANK YOU VERY MUCHLS

    IMG CHANT

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    IMG CHANT

    World Team

    One Team

    One Dream

    One SystemOne Coach!!!

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    Truly Rich Makers Prayer

    Today We Receive All of Gods LOVE for US

    Today We open ourselves to Gods Blessings, Healingand Miracles

    Today We open ourselves to Gods Word so that webecome more like Jesus everyday

    Today We open ourselves to the unbounded, limitlessoverflowing abundance of Gods universe

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    Today We proclaim that we are Gods beloved,We are Gods servant,

    Were Gods powerful champions.

    And because we are blessed, we are blessingthe world

    InJesus mighty Name we PRAY!!!

    AMEN!!!

    SCHOOL

    UPSTART

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    SCHOOL

    BACK UP MATERIALS

    A predictable & systematized way of

    TING WEALTH FOR YOUR FA

    SCHOOL

    UPSTART

    SCHOOL

    UPSTART

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    SCHOOLSCHOOL

    ROLE OF THE TRAINERAT THE

    FIELD TRAINING (BMP)1. Be prepared. Know the profile of the client.

    2. Smile. Make the client comfortable.

    5. Warm it up.Develop trust, make sure client is smiling beforestarting the presentation.

    7. Fill-up Membership form/application form.

    8. Get Referral.

    9. Invite to BPM

    10. Issue Receipt

    DO THE SIMPLE PRESENTATION

    SCHOOL

    UPSTART FAST-STARTSYSTEM

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    SCHOOLSYSTEM

    Enthusiasm is high

    Coachability is present

    Meeting Mentality: Attend all Meetings

    Fast Start the New recruit to MD Club

    A new recruit who starts fast tends toduplicate fast start to his team.

    A recruit who starts slow tends toduplicate failure to his team.

    IMPORTANCE OF FAST START

    Fast Start to spark an Explosion

    SCHOOL

    UPSTART

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    SCHOOL

    OUR PRINCIPLE

    People will follow you if they see whereyou are going

    For where there is no vision,the people perish

    Proverbs 29:18

    Share to them your vision

    SCHOOL

    UPSTART SHARING THEVISION

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    SCHOOLVISION

    WILL YOU CONTINUE TO BE AN ASSET?

    longer & older in your job, will you continue to be an asset?? As you get older you will eventually become less productive aive to maintain by the company.

    anies think that the older employees are more costly & less pr

    ounger, new employees cost cheaper & are more productive.

    how much you have helped & contributed to the company in thould always dictate to hire the younger, less costly, more prodso the company is able to survive and stay competitive.

    Have you ever heard of:Lay-offs, Downsizing, Rightsizing, Early retirement, Redundancy?

    When this happens, are you ready?Do you have a back up plan?

    05/12/2011 81RVCS JR. TRULY RICH

    SCHOOL

    UPSTART SHARING THEVISION

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    VISION

    THE RESPONSIBLE DRIVER

    Any good, responsible driverbefore going in long journey,

    especially if the passengers are his family,

    will always make sure that the vehicle has a sparetire & tools just in case

    What about in your career journeywhere your family depends on you, do you have a

    spare tire & tools? Just in case?

    Do you have a financial back up plan?

    SCHOOL

    UPSTART SHARING THEVISION

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    VISION

    ARE YOU IN CONTROL?u in control of your financial situation?u feel secured in your job?job you have, your dream job?

    ur salary, your dream salary?boss you have, your dream boss?house you live in, your dream house?car you drive, your dream car?

    ou sending money to your parents right nowyour parents dream money? Or do you everey to your parents?

    Do you live your dreams?05/12/2011 RVCS JR. TRULY RICH

    SCHOOL

    UPSTART SHARING THEVISION

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    VISIONARE YOU WORTH MORE THAN YOURE PAID?

    How many people do you know, feel that they areworth

    more than what they get from their salary?Do you feel you are worth more than youre paid in

    your job?

    If you want to achieve something you havent hadbefore,

    you need to do something you havent done before.

    Get out of your comfort zone to achieve your

    Most family fights are because of money

    matters,money is not worth fighting for.When you have abundance of money,then you will never have to fight about

    MONEY IS NOT WORTH FIGHTING FOR!

    SCHOOL

    UPSTART SHARING THEVISION

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    VISION

    WHAT DETERMINES RETIREMENT

    AGE or MONEY- Age has nothing to do with retirement.

    At age 65, if you dont have money,

    you will have to find a way to continueto work.

    - But even if you are still age 40 & have

    10M pesos,you can stop working, retire, & let

    moneywork for you (living on interest) if youwish.

    You can stop working,when money starts working for

    ou

    SCHOOL

    UPSTART SHARING THEVISION

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    VISIONDO YOU LIKE MONEY TO WORK FOR YOU?

    Most people go to school/university to learn how to work formoney (get JOB, but never spend time to learn how to let moneywork for them (how to become the boss of money which is moreImportant).

    If we work hard for the money, we should also make sure money

    will work hard for us.When money is working for you, its great because

    The only problem is, it doesnt work

    If you dont have any savings.

    Money doesnt Get SickMoney doesnt Stop Working

    Money doesnt ComplainMoney doesnt Go on Vacation

    It works 24 hrs a day,It works even on holidays

    Its very loyal to the boss (you)

    05/12/2011 86RVCS JR. TRULY RICH

    SCHOOL

    UPSTART SHARING THEVISION

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    VISION

    DO YOU KNOW YOUR SAVINGS ACCOUNT INTEREST RATE?

    When you ask an average person whats the interest rate of their

    SAVINGS,most of them dont know, they still have to find out. But when

    you ask them

    about whats the interest rate of their loans, debts- almosteveryone knows instantly

    Biggest mistake of an average person is they focus too much onthe

    interest rate of their loans (money working against them)

    instead of focusing on the interest rate of their savings (moneyworking for them).

    The secret of the wealthy people, they always focus on learninghow to let money work

    for them, they always know the interest rate of their savings &investment.What steps have you taken to learn how

    money works?

    SCHOOL

    UPSTART SHARING THEVISION

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    VISIONWhen you ask who do you love the most,

    Your CAR, your HOUSE, or your FAMILY?Almost every persons answer is : My Family

    But they protect their car: (car insurance)

    comprehensive insurance.

    They Protect their house: fire insurance, full protection.

    Yet buy the lowest available protection for their Family:health & life insurance. But they say they love theirfamily the most.

    Why is it when a car is old & has no value, you buy thelowest protection or

    lowest insurance? Because its no longer precious toyou, because you only

    Protect something precious to you.If your family is the most precious to you,

    Then protect your family.RVCS JR. TRULY RICH

    SCHOOL

    UPSTART SHARING THEVISION

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    VISION

    THINK ABOUT THE PAST

    Those memorable occasions in your life, the birthdayof your kids,

    the anniversaries, your moms birthday, your dadsbirthday

    how many times you wanted to give them somethingvery special, but

    when you saw the price you had to let go.

    Its not about the cost. Its about you wanting togive the best to your

    family, to your loved ones, to your mom, to yourdad. To show to them

    how much you appreciate & love them. But you hadto let go. In the next 3 to 5 years of your life will it be

    the same?

    Make a move right now and do something to

    achieveVCS R. TRULY RICH

    SCHOOL

    UPSTART SHARING THEVISION

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    VISION

    TIME IS NON REFUNDABLE

    If not this, what else? Do you have other options?

    If not now, when? When its too late?

    Take action when you canTime is non refundable

    Once its past, its past its past

    Dont be left behind.

    SCHOOLUPSTART

    BUILDING 2.0

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    UPSTART TRAINING PROGRAM

    Its a New World.

    SCHOOLUPSTART

    BUILDING 2.0

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    Its a New World

    The Force of Globalization: Our world is changing fast. It createsmassive chaos and new challenges as well as new opportunities.

    Thomas Friedman in his book The World is Flat defines the dynamicof this globalization beginning with Christopher Columbus when he

    set sail to the New World in 1492:

    Global 1.0 was countries globalizing (1492 1800)Global 2.0 was companies globalizing (19th 20th century)Global 3.0 is the newfound power for individuals to collaborate andcompete globally ( 21st century)

    With a keyboard in hand, individuals can connect, communicate,share information, make presentations, share pictures/video, buy,sell, order, pay bills reaching an unlimited number of peopleanywhere, anytime they wish.

    SCHOOLUPSTART

    BUILDING 2.0

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    The Collapsing of the Old world

    There is a mass movement and transfer of technology, capital, and resources as well as

    manufacturing and services to countries and locations all over the world to lower costs and

    increase efficiency.

    The old world order, the old ways of life, is changing and facing a rude awakening. The idea of

    growing up, getting a college degree, finding a good job, working hard, moving up the corporate

    ladder, building a pension plan and retiring at 65 with one employer is a vanishing deal. J.O.B.now stands for thejourney of the broke.

    As of 2008, the last survey by the US Bureau of Labor Statistics, theaverage time anemployee spends at one particular job is 4.1 years. Thats down over

    80 per cent fromthe 1950s. Nobody nowadays goes into a job anymore thinking, this

    is it. This iswhat Im going to do with my life. Im going to work for this company

    until I retire.

    Instead, we go in thinking, I should get enough experience andcontacts in the next

    SCHOOLUPSTART

    BUILDING 2.0

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    The Collapsing of the Old world

    Small businesses with limited capital and know-how , faceincredible challenges with the economy of size to competewith big chains and large distribution systems from food,furniture to fitness. Ironically, even owning a franchise nolonger guarantees profits .

    Why do we think like that?

    I think the answer is pretty simple: The worldhas changed.Somewhere along the line, as profits increased

    exponentially,

    as labor overseas became cheaper and cheaper,and asunfettered expansion became their focus,

    companiesshrugged off that troublesome burden of loyalty to

    employeesand replaced it with an insatiable loyalty to

    shareholders.And as companies became more and more focused

    on

    cutting costs and increasing productivity, you, the

    SCHOOLUPSTART

    BUILDING 2.0

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    The Collapsing of the Old world

    High unemployment in the US (9.4% in December 2010) affected morethan 14 million people and in Canada (7.6% in December 2010). Wagesare stagnant, hardly keeping up with inflation. Double figure unemploymentrates prevail in the Philippines.

    1 in 6 Americans live in poverty. (LA Times, January 5,2011).

    55% of retirees(between 55-70) have less than $100,000 in householdinvestable assets (LDORA, July 2010, and yet, estimated health care costs alonefor a retired 65-year old couple is over $250,000.

    98% of the Filipino senior citizens are financially struggling. Majority ofthese are depending on their children (about 45%). You may know one of them.

    It used to be that we work for 40 years, between 25-65, and retirefor the

    next 20 years. Now things seem to be reversed. The newgeneration may findthemselves lucky if they have gainful employment in the first 20ears and ma05/12/2011

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    The Failure of the Financial Industry

    In 2009, 140 banks failed, and another 157 in 2010(USA , FDIC)

    We also have seen collapse of many Rural Banks in

    the Philippines and recently the closure order ofBanco Filipino.

    Real estate loss amounted to $3.4 trillion inwealth, about $30,000 per household.

    Stock market loss amounted to $7.4 trillionrecently, about $66,200 per household.(The Sleeping Giant)

    05/12/2011 96RVCS JR. TRULY RICH

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    The Wake Up Call Bewildered by 9/11 at the start and a financial wipeout at the end, the first

    10 yearsof this century will very likely go down as the most dispiriting and

    disillusioning decadeAmericans have lived through in the post-World War II era. Calling it the

    Decadefrom Hell. Time noted that the best thing we could say about the decade

    was that itwas over. CARMINE GALLO

    The last decade also showed many company closures and retrenchment inthe Philippines.

    Intel Corporation finally declared closure of the Philippines operationdisplacing

    several thousands of employees.

    In the USA, according to a recent survey by Manpower, 84% of employees plan tol k f iti i 2011 (CNNM D b 23 2010)