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Universal Living Universal Living Mind, Body, Spiritual & Energec Wellness for the 21st Century Mind, Body, Spiritual & Energec Wellness for the 21st Century January/ February 2015 | Vol. 03 Issue 01 eZine www.UniversalLivingEzine.com

Universal Living Ezine Jan/Feb 2015

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Mind, Body, Spiritual & Energetic Healing. Roseann Zaft - New Years Revolution; Jill Maston - Dimension Hopping; Mary Ellen Derwis - Chi Nei Tsang; Mary Maynard - Medical Intuitive; Roseann Heinrich - Angel Therapy; Sheila Buchanan-Natural Pet; Nancy Coveleski-HealthShare

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Page 1: Universal Living Ezine Jan/Feb 2015

Universal Living Universal Living Mind, Body, Spiritual & Energetic Wellness for the 21st CenturyMind, Body, Spiritual & Energetic Wellness for the 21st Century

January/ February 2015 | Vol. 03 Issue 01

eZine

www.UniversalLivingEzine.com

Page 2: Universal Living Ezine Jan/Feb 2015

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Page 3: Universal Living Ezine Jan/Feb 2015

CONTENTS JANUARY / FEBRUARY 2015

22| HealthShare

4 | New Years Revolution! by Roseann Zaft

8 | E2 Squared - A Review by Mary Robbins

10 | Dimension Hopping by Jill Matson

13 | East Meets West

C is for Chi Nei Tsang by Mary Ellen Derwis

15 | Sleep The Key to Your Potential

by Betsy Muller

17 | Medical IntuitiveMedical Intuitive by Mary Maynard RN

19 19 | | SpiritSpirit When Life Creates Gaps

by Roseann Heinrich

20 | 20 | Natural PetNatural Pet

10 Simple Steps to Sooth Winter Itch by Sheila Buchanan

2222| | HealthShareHealthShare Take Control of Your Health

by Nancy Coveleskie

www.UniversalLivingEzine.comwww.UniversalLivingEzine.com / / [email protected]@UniversalLivingEzine.com / 216/ 216--459459--90949094

Content in these articles does not in any way reflect the opinion of the publisher and should not be considered as medical advice or an endorsement for any product

Page 4: Universal Living Ezine Jan/Feb 2015

HAPPY NEW YEAR TO YOU! Did you know that half of us decide to change something signifi-cant at the beginning of the year? While New Year’s Resolutions sound like a good idea, sadly, only 8% succeed. Enthusiasm quickly fades and we easily return to habits we vowed to re-solve. Often we even reuse last year’s unsuccessful resolutions hoping that somehow, this time, it will be different.

This year, I’d like to invite you to join me, and use a different approach. Not with a New Year’s Resolution, but with a REVO-LUTION! There are scientifically proven reasons why resolutions FAIL, and thoroughly tested ways in which you CAN make sig-nificant positive changes in your life. Are you ready for your personal revolution? Maybe you are just a little bit tempted to start pondering what you might like to improve in your life?

First, let’s take a look at the 7 top reasons why almost ALL resolutions fail.

1. Vague Goals

Our minds are like computers, they need very specific instruc-tions to operate effectively. Many resolutions are not specific enough for us to take the action. Goals like “get healthy” or “lose weight” are too general and they are difficult to plan for. When we make our goals specific it is much easier to put them into action.

For example: “I will get healthy by going for a walk every day and taking at least 2 exercise classes a week” is much easier for the mind to grasp onto and take the steps needed to successful-ly reach the goal.

2. Unrealistic Goals

When we set goals which are unrealistic it becomes over-whelming. Goals which are too big become ignored as the mind ‘hides’ from a challenge it cannot see the end of. Breaking big-ger goals down into small manageable pieces, taking baby steps, is much more effective. Each baby step you take towards a goal can be rewarded, sometimes just with the satisfaction of knowing you have made progress.

For example: if you smoke, simply cutting down by 1 or 2 ciga-rettes a day will gradually, and gently, lead you to your goal. Planning each small step you need to take is much more man-ageable. Rewarding yourself along the way will also keep your motivation strong.

3. Too Many Goals

If we overload our mind with too many changes at once it re-bels! Changes take up mental energy and time. When you try and change too much at once the mind simply cannot cope and will rapidly revert to old habits. Choose one goal to focus on at a time. Often our goals overlap anyway.

For example: if you choose to reduce your TV watching to give you more time in the evening, it might naturally lead into a fu-ture goal of finding the time to exercise.

4. Not Enough Motivation

Motivation is the mental energy we use to do anything. Motiva-tion is needed to: get up in the morning; go to work; take a walk…... Anything and everything we do requires motivation. For some tasks it is easy. The motivation to eat is driven by hun-ger. The motivation to go and see friends is driven by pleasure. Unfortunately for many people motivation is also driven by fear. When we are children, the fear of punishment is often used as a motivator and we continue in this paradigm into adulthood. Fear of punishment can create enough motivation for some tasks.

For example: when there COULD be a punishment, like being late for work, it is rare-ly enough to motivate us to do tasks which nourish our-selves.

Giving up smoking, losing weight or getting fit are all self-nourishing tasks which are high on many peoples list of New Year’s Resolutions. Finding the motivation to successfully achieve these goals requires you to find positive drivers, instead of fear based ones. Giving up smoking because you are afraid of cancer is not naturally motivating. When we use guilt or fear to try and stop doing something, the initial motivating energy quickly fades. Instead, find something to do more of and the positive reasons why you want to do it.

For example: a smoker might want to choose to “breathe more clean air”; to improve their lungs; smell better; save money; live a long and happy life.

5. Not enough support

Taking steps to make changes in your life can be challenging and going it alone makes it harder. Studies have clearly shown that support is vital in making lasting changes. If your desire is

Are You Ready for a Are You Ready for a

New Year’s Revolution?New Year’s Revolution? By Roseann Zaft

January / February 2015 Page 4

Page 5: Universal Living Ezine Jan/Feb 2015

January / February 2015 Page 5

to improve your fitness, hanging around with friends eating ice-cream won’t do you any favors. Having people around you that encourage you to improve yourself is massively beneficial. Sometimes our friends are not ready for the changes we wish to make, and they subconsciously hold us back, offering ciga-rettes, cakes, drinks or other ‘contraband’ you would rather avoid. Getting the right support will hugely empower you to achieve your goals in life. Finding like minded people with the same goal means you can make the journey together. Even sharing different goals with people who are also working positively on themselves will help maintain motivation. Talking through chal-lenges and finding solutions with others often helps you see things in a new way, overcoming obstacles on your journey.

Professional assistance can provide advice to help you reach your goals quicker, finding the most efficient and suitable ways for you to move forward. Being compassionate to yourself in-cludes accepting when you need help. While friends, family and colleagues can be an enormous aid in your process, sometimes a seasoned specialist is needed to help you get going and keep you focused.

6. Not enough will power

Just like motivation, will power is an energy we can draw upon to take action. Will-power is generated in the part of your brain called the pre-frontal cortex, located

behind your forehead. The prefrontal cortex also helps you stay focused, solve problems and is responsible for short term memory.

Will power is like a muscle, the more you use it the more you improve it, strengthen it. However, if you haven’t been using it much, don’t expect to suddenly to have a huge will power mus-cle! It needs to be gradually improved and developed over time. Just like a baby learning to walk, small steps and gradual improvements build up. You wouldn’t expect a baby to be able to run the first day it learns to walk. Taking small steps and re-warding yourself for progress, not perfection, gradually builds up your will power until it is strong enough for you to achieve your goal with ease.

7. No new habits

Humans are habitual creatures. We perform the same actions without putting much conscious thought into it. Have you ever driven part of the way to work, only to realize you were meant to be driving somewhere else? Our minds operate using habits, doing the same positive or negative actions, over and over again. To make any change it is vital to make new habits.

For example: the habit of having a walk after lunch; the habit of having one less cigarette per day; the habit of carrying fruit in your bag to snack on.

Developing new habits can be very rapid and they quickly build up into new behaviors. New behav-iors supported by your new habits will lead you to the success-ful completion of your goal. Finding lots of small habits to grad-ually work on and incorporate into your life is far more likely to bring about lasting positive change in your life, whatever your goal is.

So, now you know why 92% of resolutions fail!

Do you think these reasons apply to you? Does it make sense why your resolutions, for New Year or any other time have NOT been successful?

I’d like you to let go of any guilt, shame or embarrassment about failed goals. You simply didn’t have the right tools to em-power your desired change! But soon you will…….

Well, what does work?

Be specific.

I invite you to reflect on the past year. Take a few moments to think about what went well for you and what isn’t working so well? What area of your life would you like to improve? Health, relationships, finances, fitness? Pick one area in which you wish to see changes and define a specific goal that you would like to pursue.

Choose one high priority goal and make it very specific, find a way to measure your goal and give yourself a deadline. Make sure it is a realistic goal too.

For example “I will lose 5 pounds in 2 months”, “I will walk in the park for 15 minutes every day”, “I will spend one afternoon per month with my mom”.

Break your goal down into achievable parts, designing and de-veloping new habits as you need them. Visualize yourself suc-cessfully completing your goal and taking positive steps to-wards its completion.

Find your motivation.

You deserve to be healthy, happy and living the life you desire. Find the positive reasons why you want to make a change in your life and write them down. Revisit your list as often as pos-sible, especially when you want to motivate yourself.

Keep adding to your list of reasons why you are adopting new habits. Also record your progress and put both lists somewhere visible. Remember to reward yourself when you make even the smallest of steps towards your goal.

Get support.

Telling others what your goal is will help you stick to it. Howev-er, it is vitally important your carefully pick your allies. Choose people who will positively empower you to make changes. Completely avoid people who say you cannot do it!

Seeking some professional support can also provide infor-mation, tools and tips to help you reach your goals more easily. Experts can also recognize and resolve the ‘tricks’ your mind may try to sabotage your progress.

BODY

Page 6: Universal Living Ezine Jan/Feb 2015

Get going!

So, now you know how and why your res-olutions have failed in the past. The next step is to choose a goal and get going! Start your own personal revolution. What one thing would you like to see improved in your life right now?

When I decided to make significant chang-es in my life, focusing on my health, I re-lied on the love and support of friends, colleagues and experts to help me pro-gress. I am immensely grateful for all the advice, guidance and encouragement I received during my journey to recover my health and live my life to its fullest poten-tial. It worked because I worked it and I was worth it… and so are you!

So now I want to empower YOU with all the knowledge and experience I have gained over the last 17 years helping people to live healthier, happier lives, one day at a time. So, to start this year with a gentle health revolution, would you like to join me for a 30 day challenge?

The “Fit and Fabulous in 2015 30-day challenge” is a 4 week online course packed full off fitness tools and health strategies, recipes, and other juicy information. The challenge has been designed to guide and support you to improve your health and fitness.

Want to know more? Simply click here to find out more about how easily you can: increase your energy levels, improve your health and enhance your wellbeing – without having to join a gym or buy special equipment!

You’ll receive everything you need to plan and prepare simple, delicious, healthy meals and take good care of your body. Plus you’ll be given all the support and guidance you need to live your life to its fullest and fittest potential.

Let me help YOU to flex your will-power muscles and start your own New Year’s Revolution with the ‘Fit and Fabulous in 2015 30-day challenge’.

Roseann Zaft, founder of LIVEFIT llc, is a passionate health and wellness profes-sional who has for the last two decades helped clients successfully implement strategies to improve their wellbeing with amazing results. Using a combina-tion of nutrition and fitness therapies Roseann’s training empowers individuals and groups with the knowledge and con-fidence to live the most vital life possible. Her lust for life is infective and inspiring, benefiting her clients with expertise com-bined with loving kindness.

Roseann is a board certified Holistic Health and Nutrition Coach, Fitness Trainer, Yoga Therapist, Live and Raw Foods Educator, Whole Body Nutritional Detox Program Facilitator and Essential Oils Expert. She is also certified with ACE, AFAA Stott Pilates, Johnny G and Titleist

Golf and a member of the American Association of Drugless Practitioners (AADP).

Are you ready to LIVEFIT? You can by connecting with Roseann in all sorts of ways!

Grab Some of her Freebies on the LIVEFIT Website: www.livefit2day.com

Email Roseann Personally: [email protected]

Hang out with Her on Facebook: https://www.facebook.com/Livefit

Tweet Roseann on Twitter: https://twitter.com/livefit2day

Connect with Her on LinkedIn: www.linkedin.com/pub/roseann-zaft/32/948/737/

Pick up her Pins on Pinterest: http://www.pinterest.com/roseannzaft/

Images and Ideas Worth Sharing Instagram: http://instagram.com/livefit2day

January / February 2015 Page 6

Page 7: Universal Living Ezine Jan/Feb 2015

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Page 8: Universal Living Ezine Jan/Feb 2015

C an your thoughts actually influence the events in

your life? Is it true you have the power to effortless-

ly manifest your deepest desires? Is this ability to bring

about your wishes the secret to living life to your highest

potential?

For some time now, I have been noticing a barrage of in-

formation that seems to be coming from every angle, all

saying the same thing. There seems to be a rising tidal

wave that is growing in intensity and frequency straight

out of the collective consciousness. And, I for one like

what I am hearing. – we are co-creators of our reality.

This culture of positive personal power is embodied in the

book, The Secret, in which many scientists, philosophers

and forward thinkers contribute to the understanding of

the true nature of our consciousness. We are all connect-

ed to a limitless field of possibility and have unerring in-

fluence over the expression of our reality.

In fact, our thoughts are things and can be projected into

reality so that we are the co-creators of our existence.

We can have anything and everything we want in our

lives if we just focus enough, if we just want it enough, if

we just believe it enough. Wayne Dyer, in his Wishes Ful-

filled series says we can fulfill our highest self if we intend

and believe and actually feel it. Popular medium, Esther

Hicks proclaims we have the ability to access our desires

from the vortex of desire if we just relax, focus and go

with the flow. Maryanne Williamson, who wrote A Course

in Miracles, teaches us how to direct our inner power to

claim the things we want. Everything we could want al-

ready exists and is waiting for us. Napoleon Hill, perhaps

one of the early contemporary teachers of the power of

thought on your life experience wrote a book, Think and

Grow Rich, in which he interviewed successful men of his

time. And guess what? They all agree success starts in

the mind with an idea and blossoms, nurtured with belief

that it can be done. But, the big daddy for Christians is

straight from the Bible, Romans 4-17, “Calling those

things that be not, as though they were.” In other words,

believe you have it before you have it.

This is all very well, but the only problem is that we most-

ly do not believe, deep down in our hearts and souls, that

we can mold our reality with our thoughts. Sure, we lis-

ten to the stories of great men who accomplished great

things by utilizing unfaltering belief, but we don’t really

think we can do it. It is difficult to ignore that big pile of

bills or the 9 to 5 job that we are chained to and image a

life of abundance and purposeful living free of the drudg-

ery required to get by. Who is going to pay the bills?

How do we get from here to there?

I am here to tell you that help is here. This little book, E-

Squared, Nine Do-It-Yourself Energy Experiments that

Prove Your Thoughts Create Your Reality by Pam Grout,

shows us the way by providing for us the missing pieces.

A Review By Mary Robbins

January / February 2015 Page 8

Page 9: Universal Living Ezine Jan/Feb 2015

Pam takes the metaphysical concept of our thoughts cre-

ating our reality and grounds it on solid scientific method

while giving us the step by step process we need to fill in

the gaps. “This book is a refreshing guide to practical mys-

ticism. I love that it doesn’t ask me to throw out reason.

Instead, I get to satisfy the skeptic in me by trying out the-

se simple experiments and looking at the results for my-

self. And guess what? They work!” Vitoria Moran, life

coach and author.

Oh yes, indeed, they work.

The following are the spiritual experiments you can prove

in E-Squared:

You might notice that these principals sound a lot like the

best of every faith tradition and I found nothing in the

book that violates any basic natural law – but, only a vali-

dation of universal truths.

I have not yet completed all nine of the experiments, but

have found extraordinary results in the four that I have

completed thus far. In Experiment #1, I asked for a sign to

be shown to me within 48 hours that proves the existence

of this field and that I truly participate in it. No need to be

specific about the sign, (that comes in later experiments),

but it must be undeniable. For me, I

received extraordinary support in an

endeavor that I thought was a hopeless cause. I was fur-

nished the right people at the right moment to bring

about a positive outcome and much promise for the fu-

ture. The turn of events was totally unexpected and more

than what I had hoped for. I took it as a YES and contin-

ued my journey through the experiment. I was content

with that initial outcome for the first 24 hours, but then in

the final 24 hour period of the experiment, I, for no partic-

ular reason decided to peer under my car seat only to find

a nice, crisp $20 bill. I was hooked.

Other results I obtained were checks in the mail, a winning

lottery ticket for my brother’s birthday gift (only $3 but,

enough to encourage me) and reconciliation of a damaged

relationship — all within the 48 hour time period allowed

for each experiment. I felt my confidence growing. If I can

gain small victories now, I can work up to manifesting that

beachside home in Belize.

Performing these exercises does require your full atten-

tion. You must be present to play. You must be watching

and expectant in order to see the results or they will pass

you by, but that small effort is so worth it. The book con-

tains everything you need: clear instructions, examples,

wisdom and advice from other participants. Essentially,

you carry out your experiments just as any scientist worth

his salt would do including a working theory, a hypothesis

and using the scientific method. Don’t be put off; writing

it all down just validates your results and makes it even

more exciting and novel to perform the experiments. Did I

mention that Pam wraps her scientific process in a funny,

uplifting, delightful prose that is nothing short of pro-

found? She also writes a blog to help you with ongoing

encouragement and new information. You can subscribe

here at http://pamgrout.com/

The nine experiments in the book – all which take 48

hours or less contain the hypothesis that the field of possi-

bilities is dependable, predictable and available to every-

one and that means YOU and ME – no exceptions. Every

thought we entertain is energy and can affect everything

else in the universe. (Cont’d page 16)

ENERGY

January / February 2015 Page 9

1. There is an invisible energy force or field of infi-

nite possibilities.

2. You impact the field and draw from it according

to your beliefs and expectations.

3. You, too, are a field of energy.

4. Whatever you focus on expands.

5. Your connection to the field provides accurate

and unlimited guidance.

6. Your thoughts and consciousness impact matter.

7. Your thoughts and consciousness provide the

scaffolding for your physical body.

8. You are connected to everything and everyone

else in the universe.

9. The universe is limitless, abundant, and strangely

accommodating.

Page 10: Universal Living Ezine Jan/Feb 2015

Dimension Hopping

SOUND

M odern science has finally caught up to An-

cient Shamans and Intuitives throughout

time, in acknowledging that there are many

other dimensions surrounding us; higher dimensions are

all around us, some only inches from our touch. Most

people cannot sense or reach alternate dimensions in

their ordinary lives, however, it is possible to contact and

even impact dimensions beyond our own!

Let's backup a bit. I have read a lot of the cutting edge,

higher Physics material discussing the scientific, theoreti-

cal basis for the existence of higher dimensions. It is

"hairy" and difficult stuff. After much effort, I believe the

scientific case boils down to this: at the simplest level,

scientists have found that it is necessary to postulate ex-

tra dimensions (as many as 12 or 13 total dimensions) to

reconcile the math and make sense of the best current

theories on the origin of and nature of our universe. Said

differently, after hundreds of years of experiment and

reflection by the best minds in history, we have arrived at

a view of the universe that says there are far more di-

mensions than the three space and one time "D's" that

we all know.

In junior high science and geometry we learned about the

world's dimensions and the theory behind them. The

three space dimensions that we are familiar with can be

referred to as length (L), width (W) and height (H). If you

want to know the volume of a cube (think cardboard box)

you multiply the length of one side times the width of

another side times the height of the third side: Volume =

L * W *H. Each of the linear dimensions is one "D" - a line

is one dimensional. Multiply two linear dimensions and

you get 2-"D" or a plane (like a sheet of paper). When you

multiply three linear dimensions, as above, you get our 3-

"D" world. We also, often add time as the fourth dimen-

sion, because all the 3-D objects move and interact "in

time".

It is an interesting exercise to contemplate the possibility

of beings who might live in a lower dimensional reality

(sheds light on how higher dimensional beings might

think about us). A famous 2-"D" universe is "Flatland", an

imaginary (we think) world where the inhabitants live on

a sheet-of-paper-like world. We could put our face inches

above the Flatland world and the people living there

By Jill Matson

January / February 2015 Page 10

3-D Cube

Page 11: Universal Living Ezine Jan/Feb 2015

would have no clue of our existence. Seems simple, right -

well that is exactly how our 3-D universe appears to a be-

ing who resides in a higher dimensional reality. Only spe-

cial humans have been able to reach the higher dimen-

sions throughout time. Mystics, clairvoyants, Jesus and

Buddha, all achieved their wonders by tapping into a

higher dimensional realm.

I would argue that our "future selves" reside in a higher

dimension. You have probably heard that advanced be-

ings "vibrate at a higher frequency" than we do; we just

cannot detect them. I believe this is just another way of

explaining the presence of higher dimensions and the

presence of a vast unseen world with divine beings that

we know exist. (My mother and my guardian Angel are no

doubt standing right next to me watching my poor writing

in action. Sorry Mom.) All is vibration and the higher be-

ings are much higher in frequency (pitch) and therefore

we do not detect them - analogous to how the frequency

of a dog whistle is beyond our hearing and detection - but

it is very real!

Today it is well documented that people skilled at medita-

tion can attain powerful states of mind and access special

information. While in these deep trance states they ob-

tain energy and information from higher dimensions. Tap-

ping into higher dimensions, enables you to gain energy,

hence power and information - answers to your ques-

tions, divine insights, work miracles. Edgar Cayce clearly

reached into other dimensions to access the information

that he shared so prolifically with the world.

I believe the key to reaching alternate dimensions is ener-

gy. Energy can flow through dimensions - in both direc-

tions! One can go to higher dimensions and retrieve infor-

mation - just as the Ancient Shaman did while in trance

states for his tribe. One can also go to other dimensions

and leave information.

I have always been very intuitive, and as a result often-

times I experienced a very disturbing feeling, only later to

clairvoyantly see snippets of a past life (presumably going

on now in another dimension), which was the root cause

of my bad feelings. For example, drown in a previous life?

Chances are you are terrified of water next time around.

There is bleed-through from one dimension to another. It

benefits us in the now, to bless ourselves in the past and

future - and in other dimensions. It is in the interest of the

future, "higher dimensional you" to help with a current

problem that you are struggling with in today's 3-D world.

This makes me think that prayer energy creates a port-

hole to higher realms. When I pray, my energy reaches

future "me" and future loved ones, who can send back

energy or guidance to help me in my current reality. Bless

the past and future and all your family and friends (and

not-so-friends) with forgiveness and gratitude.

Gathering energy from other dimensions is known as me-

diumship. What I am talking about could be called

"reverse mediumship". You can leave energy in higher

dimensions that is beneficial (today and tomorrow) for

yourself and others. The implications and potential bene-

fits of this "dimension traveling" are staggering.

Music can be another modality, similar to meditation,

that can help you reach a higher plane of reality - or an-

other dimensional world. Specifically, music has special

properties that can work to raise our consciousness and

allow access to other worlds. Music can interact with us

physically. Everyone knows how musical vibrations can

affect our bodies directly: sing and calm a distraught in-

fant, beat a drum to frighten an enemy, sweet love songs

to woo a lover, peaceful compositions that relax, lower

blood pressure, induce sleep, scary sound tracks that

make that movie so intense... and many, many more. The

musical frequencies enter our bodies (not just our ears);

they alter our brainwaves. Our states of mind are altered

- like with the expert meditating. Emotions are strongly

influenced. You probably have heard of the Mozart

effect? This is a well documented phenomena where in-

telligence can be enhanced with music. These wonders

2-D Flat Plane

January / February 2015 Page 11

Page 12: Universal Living Ezine Jan/Feb 2015

January / February 2015 Page 12

above, are all impressive - and I strongly recommend that

anyone with the interest pursue these blessings of music.

However, there is another lesser know power of music - I

should say Sound - and that is the ability of special fre-

quencies of Sound/Music to interact with and alter Subtle

Energy!

Entire books have been written on the subject of Subtle

Energy - due to our space limitations I think it is best de-

fined as energy that straddles the physical and nonmateri-

al worlds. Subtle energy has never been directly measured

by science but intuitives and mystics can sense it easily

and manipulate it to grand results. Subtle energy has ex-

tremely high frequency and extremely small wavelength -

probably why we cannot detect it physically... like a ghost

or an angel perhaps. The key point, for our purposes, is

that Subtle Energy interacts with certain musical/sound

vibrations. Music can affect and influence Subtle Energy in

a variety of ways. Hence we have a readily available tool

that can work in the nonmaterial or Higher Dimensional

Spheres! Our ticket for hopping dimensions.

Although it is not entirely understood how music interacts

with subtle energy - we do know a lot. Music is vibrational

energy, as is Subtle energy. Clearly these two forms of

energy can comingle and alter each other. I believe it is in

the areas of resonance and harmony (among others)

where music has the ability to affect subtle energy. Also,

as we hinted at above, music is a physical or energetic

embodiment of emotional states or feelings. As energy

can cross dimensional boundaries, perhaps the emotional

content of music goes through the dimensional levels as

well. Once in a new dimension the music still conveys the

same emotion and energy as it did in our world - a way of

speaking to beings in another universe!? I would argue

that these properties of music allow it to directly contact

higher dimensions. Listening to peaceful, uplifting music

alters our brainwaves, our emotions even our physicali-

ty.ur musical preferences are carried forward from an old

life to a new one. The Ancients knew these things as they

used Music for a powerful force in all spiritual aspects of

their lives, ... and as conduit to other dimensions.

VO

LCA

NIC

FEE

LIN

GS—

Jill

Mat

son

ww

w.ji

llsw

ing

sofl

igh

t.co

m

Jill Mattson has spent the past 25 years researching Vibratory Sound Energy for healing and a wide array of other remarkable uses (available in 3 books). She specializes in Sound Secrets of Ancient Civilizations. Mattson composes and produces her

own CD's employing numerous Sound Healing tech-niques & energies and her original musical score. www.JillsWingsOfLight.com www.MusicForBeauty.com To experience Jill’s music, visit her website for THREE free MP3 downloads: Paint your Soul, Star Dust & Healing Flower Symphonies

Page 13: Universal Living Ezine Jan/Feb 2015

Chi!! Most of us understand that it is a word that de-scribes the indescribable energy that influences life. It permeates our very being. Organs, muscles, meridians, fascia…So, What is Chi Nei Tsang? Literally it means mas-sage your viscera or guts with chi.

Chi Nei Tsang is not abdominal massage as most western therapists see it. It is a modality that uses breath, mas-sage, and movement of chi as tools to bring awareness back into the organ systems of the body. You might say what does that have to do with massage? Well may I sug-gest to you the Taoist Medical Chi Kung perspective that all disease emanates from the disruption of chi. And, one of the most powerful ways to physically balance that chi flow is through abdominal manipulation via Chi Nei Tsang.

Our first experience of chi as a human being is from our navel where nourishment, both physical and energetic comes from within our mother’s body. A spiraling out of all tissues begins upon implantation of the egg in the uterine wall. It presents itself within our bodies as a spi-raling of tissues. Muscles are not connected nor do they work in a linear fashion. They spiral thus offering flexibil-ity. Taoist medical chi kung practice recognizes this spiral-ing nature and offers ways to address it through specific manipulations, breathing, and Chi Kung practice.

Chi moves within the fascia. It communicates within the fascia. Fascia covers every cell of the body therefore

through it Chi communicates with all body systems in-cluding the muscular system. Both smooth, cardiac and skeletal. This being said, Chi Nei Tsang is one of the most effective treatments for sciatica, headaches, back pain as well as constipation, bloating, and stress related disor-ders.

When one performs a Chi Nei Tsang treatment things begin to happen! • By the very nature of physical touch detoxification of abdominal contents begins • Imbalances of visceral structure and congestion of struc-tural patterns release and seek a more healthy position and function within the abdominal cavity • Unprocessed emotions trapped within the digestive sys-tem are attended to. Many psychologists have sought out CNT practitioners as physical support for their clients • Through massage and breath one becomes more self aware and now has choices available in lifestyle that they did now know existed. Chi Nei Tsang abdominal massage gives one the tools to support this process.

Choosing to pursue this modality requires a conscious choice to approach massage therapy through the Taoist

C

C

is for is for

Chi Nei TsangChi Nei Tsang By Mary Ellen Derwis

January / February 2015 Page 13

East meets West

Page 14: Universal Living Ezine Jan/Feb 2015

January / February 2015 Page 14

five element system of fire, water, wood, earth, and metal and the eastern perspective of bodywork.

My classes are based on the teachings of Mantak Chia and Gilles Marin.

There is so much more to learn about Chi Nei Tsang than can be covered here. Please feel free to contact me for more information! [email protected] or 216.548.8980 and lets have a conversation. Next in the series East meets West ——- DANCE!!! Find how dance can be an integral part of health and wellness and has been for centuries!

With 22+ years of experience as a licensed Mas-sotherapist (OH and HI), Universal Healing Tao Full Instructor of Chi Nei Tsang , Chi Kung & Tao Yin Chinese Yoga, as well as basic Aromathera-py, guided imagery, Feng Shui, Mary Ellen Der-wis LMT blends eastern and western wellness techniques into a user friendly format for the individual.

She has offices in Independence and Westlake, Ohio and offers classes at Unity Spiritual Center in Westlake. Please feel free to visit her Facebook pages, Like them & initiate a discussion. Text or call 216.548.8980, or email [email protected] if you have ques-tions or comments or if you have a subject you would like more information about concerning wellness. Your input is welcome.

216.548.8980 [email protected]

be in the tao llc

mary ellen derwis

lmt., cht, cntt

Universal Healing Tao full instructor

www.beinthetao.com www.facebook.com/

beinthetao.doterra.cleveland www.facebook.com/chimassage

www.chineitsangschool.com/unity-spiritual-center-in-westlake

An Affiliation of Transformational Professionals, Services, Products

Aromatherapy • Massage & Abdominal Body Work • Medical Intuitives • Holistic

Healers, Readers & Authors • Wellness, Life, Financial Coaching • Holistic Pet • Energy

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Products and more!

23855 Detroit Road / Westlake OH

www.CenteredWellness.org A Holistic Community & Educational Resource

for every aspect of the personal and life

transformation you are seeking

Page 15: Universal Living Ezine Jan/Feb 2015

“How are you sleeping?”

Do you regularly awaken refreshed and ready for your day?

No matter what goal or desire you have set, sleep is a mir-acle that unlocks your highest potential.

Science has discovered miracles connected to sleep, in-cluding cellular detoxification, brain organization and weight management. Symptoms of sleep deficiency can include brain fog, depression, physical pain, accelerated aging and a weakened immune system.

Prolonged sleep loss can contribute to weight gain and additional stress on a weary soul. Whether you are trying to lose 10 pounds, training for a marathon, writing a book or launching a new marketing program, your success de-pends on those critical hours you spend in bed.

If you regularly feel tired upon waking, need medication to sleep or regularly ex-perience any of the unpleasant symptoms listed above, it’s time to become curious about what your unique sleep patterns are telling you.

1. Schedule a visit with your doctor to check on your overall health. Be vigilant about asking your health care providers to look for the underlying cause. In many cases a sleep study can reveal sleep apnea, hormone imbalance or another medical condition interfering with healthy sleep cycles. Keep in mind that your sleep problems are NOT due to a deficiency of sleeping medication.

2. Ensure daily exercise. Pumping up your body with movement and increased heart rate is good for you and helps you sleep when the day ends. Moderate to high intensity exercise lowers cortisol levels to help the body sleep even better. Personally, I get my best sleep benefits from an evening workout that brings about a heavy

sweat. Some people find that workouts late in the day can keep them up, so pay attention to how your body re-sponds and schedule exercise to optimize sleep.

3. Avoid caffeine and products containing caffeine after 2 pm, including chocolate, energy drinks, sodas, coffee and tea. Some over the counter medications also have caffeine as ingredients, so make sure to read your labels.

4. Be mindful of stress. Do worries keep you from relax-ing at bedtime or awaken you in the middle of the night? If so, that’s a call for action. Emotional Freedom Tech-niques (also known as tapping or EFT) is a gentle natural and tool for neutralizing stressful thoughts, memories and events that can fuel sleepless nights. Research demon-strates that a single session of tapping can significantly lower the stress hormone cortisol. Journal writing is an-other scientifically proven tool to help you witness and process stress in a healthy way. Stress management offers

other plentiful and positive side effects too.

5. Wind down peacefully. Having a rou-tine before bed can set you up for better sleep. Avoid a heavy meal close to bed-

time so that your sleep is not disrupted by digestion. Some people swear by a hot bath or dip in the hot tub followed by light reading before bed. Others may enjoy yoga stretches, listening to music or meditation. If you find yourself spending hours in front of a computer screen, tablet or TV before bed, you might want to cut back on that too. Choose a regular bedtime and adhere to it. Begin experimenting and notice what works best for you.

6. Study your sleep patterns with a digital device. Fit-ness trackers such as the Fitbit and Weight Watcher’s new ActiveLink are now affordable and widely available. By monitoring your movements throughout the day, in-formation about steps taken, intensity, calories burned

“Each night, when I go to sleep, I die. And the next morning, when

I wake up, I am reborn.” ― Mahatma Gandhi

Sleep -

The Miraculous Key to Your

Potential By Betsy Muller

January / February 2015 Page 15

Page 16: Universal Living Ezine Jan/Feb 2015

and sleep are instantly available, showing patterns over time. Most sleep aps and monitors data based on move-ment to measure sleep efficiency, reported as time really sleeping divided by total time in bed. Many monitors au-tomatically synch with mobile devices. All you need to do is put it on and charge it every few days.

As someone who has used the ActiveLink wristband for over a month I’ve learned I fall asleep quickly (usually in 2 minutes or less) and sleep most solidly during my first 5 hours in bed. Most nights I log 7.25-7.5 hours of actual sleep out of about 8 hours in bed at 90-94% efficiency. A score of 80% or higher is considered optimal. My num-bers are encouraging and I gratefully plan to maintain them.

If you’ve been struggling to make good things happen for your business, health, fitness, writing or creative life, it’s

time to pay greater attention to sleep as part of your re-birth. Smile knowing it is one of the easiest self-help hab-its you could choose.

On a final note, sleep also offers a special place to con-nect with the wisdom of your angels and heavenly guardi-ans in your dreams. That’s another great reason to get to bed earlier tonight. Sleep well friends!

Betsy Muller, MBA is a professional speak-er, certified EFT Practitioner, holistic busi-ness coach, and best-selling author who has helped thousands of people create bal-anced, successful lives through empowered self-care. She offers private coaching, sem-

inars, webinars, retreats and networking opportunities. Join her mailing list or request a private consultation at 440-238-4731 or www.createandconnectbrilliantly.com

(Cont’d from Pg. 9 - Mary Robbins)

After your first read through the book, you begin to see

how important it is to manage your thoughts because

they possess so much power. It is absolutely incredible to

monitor your thoughts and see how at any given moment

they meander far from any useful purpose. Harnessing

your thought energy is, in my opinion, the best gift that E-

Squared has to offer because you reap the benefits of

having that skill immediately. You begin to believe that

manifesting might be possible and even probable which is

an indispensable attitude that you must obtain to succeed

in any endeavor.

You will learn what it feels like to be connected to the

universe and everyone else in a new way you may have

not experienced before. You will learn what it is like to

see your thoughts and consciousness impact matter. You

will cement the idea that the universe is limitless, abun-

dant and accommodating and that fear is pointless. We

must give up our old attachment to conventional reality.

So, are you ready for an armchair adventure that you can

embark upon to put a little excitement in these dark, cold

winter months ahead of us and quite possibly change

your life forever? I encourage you to read E-Squared and

prove to yourself that Law of Attraction can work for you.

I can hardly wait to begin the next experiment to see

what I can conjure up. Each new day is full of promise and

surprise when you practice the experiments in E-Squared.

Sound like fun to you? Come on and try it for yourself.

Mary Robbins is an authorized

Representative for Amega Global.

To learn more about this elegant way to

self care, please call: 330-807-3816

Email: [email protected] FB: Go To Healthy with Mary Robbins

Check out this link for more information about a great way to

enhance your health with a minimum of effort. http://gotohealthy.myamwellness.com/fru/pg/424935/

mitem/17584/default.aspx

January / February 2015 Page 16

Page 17: Universal Living Ezine Jan/Feb 2015

Statistics are slippery with post-partum depression, run-

ning anywhere from 1%-25% of new moms. You aren’t

alone with this and the side effects you report from the

Zoloft are common. If you plan to continue treatment

with an antidepressant, consult with a Board Certified

Psychiatrist. Some medical doctors, general practitioners,

don’t have as many resources for treatment and elimina-

tion of side effects, as a specialist. There are several

chemically based options that are cousins of Zoloft that

may work better for you. At times post-partum depres-

sive events balance out after a year. Ask your doctor if

you could try a wash out period from the Zoloft and see if

your current unhappiness is due to side effects of stress,

weight and decreased intimacy with your partner or un-

treated persistent depressive symptoms. Caution: don’t

do this without medical guidance. There can be mild to

severe reactions if you just stop an antidepressant. That’s

the medical side of your situation.

On intuitive exam, your adrenals are weary. The thyroid

gland is being overused and your immune system is over-

drawn. You don’t mention experiencing colds, or other

minor illnesses, but it certainly could be the case with

your picture of overall physical fatigue. Be aware that the

adrenals are one of the many glands that provide stabiliz-

ing hormones for your mood and that this adrenal fatigue

looks as if it is longstanding, dating from early teenage

years.

The thyroid and organs of immunity are common places

that the adrenals look to for an energy loan when we are

tired. Chronic overdoing of poor sleep habits, sugar use,

caffeine replacements for energy and a general stressful

life pattern are showing up as habit choices you can

change. All these factors are contributing to the unhappi-

ness, weight gain and decreased sexual response. You

also carry a hyper responsibility pattern for your child and

are finding it hard to let others “take over”. Fears are

common and expected with new, first time mothers. Find

a play group, support group, mommy and me yoga or oth-

er social and active group for you and your child at the

soonest. Talk about what is worrying you about being a

mom. Engage in talking with your husband in a way he

can hear you. Be non-blameful and honest about your

needs for intimacy and see if the two of you can create

closeness, even if it does not involve strong sexual re-

sponse on your part.

The Hard Things: decrease the caffeine to one cup a day,

eliminate all sugars that are added and start to eliminate

over a period of a month all snacks that are sugar based

for you and baby. Use fruit, teas and water to detox.

Walk twice a day for ten minutes outside. Breathe. Watch

MedicalMedical IntuitiveIntuitive

Real questions from real people.

Real answers that may touch your life.

What Would Your Question Be?

What is the question that you would ask your body,

mind or spirit if you could?

What unanswered question do you have

about your life purpose or health?

Give permission to share the answers and

Ask Mary Maynard, Medical Intuitive.

I have been taking Zoloft for a year for a se-

vere depression after having a baby. I was-

n’t suicidal, but I didn’t really care about an-

ything. My mood is better but I am still un-

happy most of the time. The side effects are

bothering me: I’ve gained lots of weight and

my interest in sex hasn’t returned. My doc-

tor says the side effects are a “trade off”

with not being so depressed now. Is there

something else wrong with me?

January / February 2015 Page 17

Page 18: Universal Living Ezine Jan/Feb 2015

your thoughts as you tend to get stuck in negative conver-

sations with yourself and others. Choose joy even when it

seems out of reach. Say it out loud. Start a gratitude jour-

nal (or sticky notes!) of five things each day. Create a

bedtime routine that you keep at least 80% of the time.

Look up sleep hygiene on the net and you will find great

ideas for the whole family on dialing down the evening

stress and getting truly restful sleep. Often recall how

helpful these changes will be for your baby as he grows

and develops his own habits. Consult with a skilled practi-

tioner of integrative medicine on supplements that will

feed your adrenals, thyroid and brain as you move from

surviving to thriving!

Understand and accept first, that each person and each

cancer is unique. Despite any label that has been given to

a collection of cells (or the location of those cells) the

causative factors of cellular changes remains exclusively

personal Secondly, eliminate any perception that you

”caused” yourself to create a cancer.

Too many times mainstream information creates expecta-

tions and judgments that further burden the emotional

body, adding stress and self-blame.

More useful and accurate, is the view that many factors

impacted your physical body’s ability to maintain balance

in the body, mind and spirit triad. The human life chal-

lenges that cause potential for imbalances in our systems

come from so many directions that it is unreasonable to

expect ourselves to be managing all influences at all times

-particularly those outside our consciousness.

With your request and permission to share, these are the

primary considerations currently affecting your correct

regeneration of cells in that area: recent flare ups of anger

with your adult children for rejecting your guidance, early

exposure to pseudo estrogens from plastics creating in-

flammation and circulation blocks, long term stress from

grief and elder care at your mother’s illnesses, and a per-

ception of your life as imperfect. This snapshot of the cir-

cumstances that are draining your vitality shifts and

changes as you have more or less energy for self-care.

Again, you are unique and your needs are specific to you.

Joyfully, there is more power and strength in your system

than stressors. Your overall health in circulation, level of

activity and food choices is very good. You are a great

source of compassion and tolerance for others. Using the-

se abilities and refocusing on your own needs with that

same compassion and tolerance will bring long term bal-

ance to these situations. Immediate gains will come from

asking for help from others to care for day to day needs.

This is a very strong learning opportunity for you now.

Even small requests will open your receptors and refuel

your sense of being cared for in peaceful exchanges, par-

ticularly with your adult children. Meditation, of any sort,

will help reclaim your power from perfectionistic tenden-

cies and ideas that have been in your family for genera-

tions.

There are many integrative therapies you can explore and

daily life strategies, called epigenetics, which can rein-

force your life energy and decrease the impact of expo-

sures to unavoidable environmental factors.

Remember, cancer is a management issue for everyone,

whether diagnosed or not. We are all exposed to influ-

ences in the environment that can be modified or pre-

vented only to some extent. Bringing balance to the body,

mind and spirit supports the rejuvenation and regenera-

tion of processes and is the best prevention and recupera-

tion from disease states.

Mary Maynard RN, BSN is certified and trained in professional holistic health. Her medical intui-tive practice includes pri-vate consultations, writing and speaking. Teaching

and mentoring others in advanced healing practices is a privilege. She welcomes con-versation and can be contacted through maryamaynard.com.

Why did I get breast cancer?

January / February 2015 Page 18

Page 19: Universal Living Ezine Jan/Feb 2015

When Life Creates Spirit

Gaps

S eptember was my last month as a full time employee. There was a lot to do in October as I continued on a part

-time basis to train and found so much had been neglected at home that needed taken care of. Each item that I crossed off the “to do” list felt like a weight lifted from my shoulders.

The universe also provided an abundance of business as well as teaching commitments in October. The month was a whirl-wind.

I find myself moving to the middle of November with a lack of desire to do anything. I have writing I want to continue, a web-site I need to update. I need to learn how to organize my ITunes so I have my podcasts and meditations where I need them for classes. There are so many things that would help my business build that must be accomplished. Yet, I find myself wanting to do nothing at all.

I have always been a go, go, go girl, moving my way through the day nonstop.

I went for a walk and asked for help. I don’t know how to relax. I don’t know how to do “nothing”. I feel discouraged that I am wasting life and wasting time. I know I must reassess my life. I know I must find a new way to BE and enjoy living.

I am a spiritual teacher and I know there is something truly wonderful waiting for me. I just need to allow; wait for the divine timing of whatever is coming my way. I believe Spirit is providing an Oasis before they get me “busy” again.

So why can I not relax and enjoy these moments? How many people who have embarked on retirement find themselves feel-ing as I do? To add to the dilemma or maybe this is part of the Divine Timing. We are in the dark days here in the northern hemisphere. All put together, a time for going within, spending time with myself and finding out what I really want.

Many of my wants, I discover are things I “believe” I need be-cause that is what others do in my situation I now realize I not only need to let go of beliefs imbedded in my consciousness from my childhood, but I must let go of “beliefs” I am uncon-sciously planting in my own mind about what life “should” look like for me in retirement..

How many times have I heard in readings the angels tell others to eliminate the “shoulds” in their lives. When will I listen to the advice that is always mine for the taking as well? I guess what is happening is that I don’t want to do the “shoulds”. Isn’t this an interesting way to eliminate them? Spirit is always so helpful.

This leads to SHAME. This horrible low emotion conveys to me I am not good enough if I enjoy doing nothing. I am slovenly if I let things go. Sometimes it says I am not the perfect mother,

daughter, wife or whatever if I don’t complete the “shoulds“ list. Religion and society have really done a number on baby boomers.

As I write, I see the judgments I allowed myself to make of not only myself but others as well.

So, my work for the next several months will be to spend a great deal of time simply being me and doing exactly as I wish each moment. This will be so much more challenging than any teenager can imagine. But, I am up to the task. I wonder if oth-ers feel the same when they retire.

I signed up for a class one afternoon on inner-child work. It was interesting. We had to paint. I have never been much of an artist or drawn to such things. But, I drew a picture of me as a child. I could see the mud pies in the picture, but the ME I drew was all grown up. I guess I never took time to be a kid, always so serious.

Anyway, in the shower today, (many epiphanies happen in the shower- pay attention.) I thought maybe I should take a painting class.

Over the last months I have created challenges for myself. In September I chose to release my obsession with raw almonds. No nuts in September. I did it. It wasn’t easy, but I did it. This month I chose to release my daily dark chocolate habit. It is not that these things are bad, just to know I can overcome habit.

In December, I plan to give up my compulsion to shop when I feel a little depressed. Now, that will be the biggest challenge, but a necessity in the light of less income with retirement. My shower epiphany, I now realize, may fill this gap. I will keep you posted.

Check in on me at Facebook, Reflections of the Angels.

Has life created gaps for you? Find a way to fill the gap with a challenge and be aware of your shower epiphanies.

Namaste - Roseann

January / February 2015 Page 19

REFLECTIONS OF THE ANGELS We are here to serve, share and support.

5559 Peachtree Lane S Parma OH 44134

Roseann Heinrich

[email protected] www.reflectionsoftheangels.com

440-888-2803

® Angel Therapy Practitioner

Page 20: Universal Living Ezine Jan/Feb 2015

10 Simple Steps 10 Simple Steps

to Soothe to Soothe

Winter ItchWinter Itch

By Sheila Buchanan

You know the signs:

Sounds of a jingling collar in the middle of the night; the

sudden drop to the floor to scratch in the middle of play;

flaky skin, excessive scratching and biting at the skin; and

maybe even scabs and infection. If your dog exhibits the-

se behaviors when the temperature drops outside, he

may be suffering the effects of dry, winter air. Cold, dry

air can make your pet miserable for a good portion of the

year in this part of the country so it is important to take

steps to naturally soothe itchy skin to provide relief.

It isn’t uncommon for pets to get dry skin in the winter,

just as many of their human family members do. About

four years ago, when I moved to Cleveland from Houston,

I noticed my skin and hair became really dry in the winter

months. I bought countless brands of lotion and salves,

but they offered little or no relief. It wasn’t until I started

using some high quality oils on my skin, adding supple-

ments to my diet and making a few changes around my

house that I finally ‘cured’ this nagging ailment. And once

I saw my pets showing similar symptoms, I had a hunch

that I could employ the same regimen that brought me

relief to offer comparable results for them.

The first step in addressing any type of skin issue is to

take a look at the diet. If your pet is consuming a daily

diet that consists of a high quality base food (commercial

or home-made) in addition to whole foods and basic sup-

plements, then there are 10 Simple Steps You Can

Take to Avoid Painful Dry Skin On Your Pet This

Winter Season:

10) Place a humidifier in your home to add moisture to

the air. Just as extra moisture in the air soothes our nasal

passages, throat and more, it will also help your cat or

dog find relief.

9) Block drafts. Outside air can creep into your home

through drafty doors and windows. Seal these tightly to

keep moisture in and cold air out.

January / February 2015 Page 20

Page 21: Universal Living Ezine Jan/Feb 2015

8) Set your thermostat below 70⁰ F. Excess heat causes

dry skin so try to keep your thermostat set between 61

and 70 degrees for best results.

7) Move your dog or cat’s bed. If your cat or dog sleeps

near a heat source such as a radiator or heat vent, move

their bed to a location further away to avoid a direct blast

of heat to them throughout the night.

6) Brush your pet daily. Brushing your pet improves cir-

culation of blood and properly distributes natural oils

throughout your pet’s body.

5) Bathe your pet less frequently. If you must bathe your

pet in the winter months, use a natural shampoo and dry

completely with a towel or air-dry.

4) Get out the snow boots! If your pet gets cracked, dry

pads on their paws, you may want to invest in a pair of

protective boots to keep their feet warm and dry when

going outdoors.

3) Add high quality Omega-3 supplements to your pet’s

daily diet. Healthy oils such as salmon, krill, and Vitamin

E will add moisture and luster to your pet’s coat as well as

helping them develop natural resistance to painful diseas-

es such as arthritis.

2) Try herbal or homeopathic supplements to enhance

the immune system and support detoxification organs.

Examples are PetiGo homeopathic medicine, Skin & Coat

Tonic herbal supplement, and Immunity and Liver Support

herbal blend, all made by Pet Alive. These are just a few

of the many products on the market today that can be

found on the Internet or in specialty pet food stores.

1) Try Reiki treatments

to treat moderate to

severe symptoms of itching. Reiki sessions have proven

successful in reducing the pain, irritation and scratching

of many of our pet clients.

If you need some help determining if your pet’s diet

offers optimal nutritive value, consider a Personalized Pet

Food Report from Beyond the Bag. After receiving the

report and getting all of your

questions answered by a Clinical

Pet Nutritionist, you will be confi-

dent that you are feeding your

pet the best diet possible based

on your pet’s individual needs,

your budget and your schedule.

The Natural Pet

Beyond the Bag Pet Nutrition and Wellness

www.PetNutritionandWellness.com [email protected] 216.215.4713 Special Pricing for Rescued DogsSpecial Pricing for Rescued Dogs

Winter Allergy Package Includes:Winter Allergy Package Includes:

-- Personalized Pet Food ReportPersonalized Pet Food Report

-- Allergy Action PlanAllergy Action Plan

-- One Reiki Session to bring immediate reliefOne Reiki Session to bring immediate relief

SPECIAL OFFER:SPECIAL OFFER:

From now until March 30, Beyond the Bag is offering a special Winter Allergy Package which combines three of their most popular services to help you get to the cause of the symptoms and eliminate them. The special in-cludes a Winter Allergy Action Plan, Personalized Pet Food Report, and one Reiki Session at a 15% savings. See website for details: www.PetNutritionandWellness.com. Sheila Buchanan is co-owner of Beyond the Bag Pet Nu-

trition & Wellness, a Cleveland based business that offers

healing and wellness services to pets. Sheila and her

partner Debbie Jones are Animal Reiki Masters, Pet Intui-

tives and Pet Nutrition Consultants.

January / February 2015 Page 21

Page 22: Universal Living Ezine Jan/Feb 2015

M any individuals who have followed alterna-

tive choices for their healthcare have been

left feeling confused and frustrated by the

Affordable Care Act (ACA). Forced to purchase coverage

that many individuals willingly went without, prior to the

ACA, simply takes money out of their budgets for the care

they prefer, such as naturopathic, homeopathic and inte-

grative forms of healing.

Stress and anxiety are the result of us spending our time

and money in ways that don’t reflect our priorities and

values. When we spend our money on energy healing,

chiropractic, massage and other forms of integrative heal-

ing, we are aligning the energy of our money with our

priorities and values. That in itself is able to contribute to

an overall feeling of well-being.

Unfortunately, there are very few options for individuals

with regard to purchasing essential healthcare and abid-

ing by the ACA regulations:

First, you may simply decide not to purchase

coverage.

One consequence is that you will not have coverage in the

event of an accident or emergency situation. Hospitals

are now instituting new rules for billing and you can no

longer rely on free medical care. The second repercus-

sion is that you will pay a penalty come tax time. The

minimum penalty for 2015 is $95, even if you only went

one month without coverage. The penalty is based on a

percentage of your Modified Adjusted Gross Income

(MAGI) and over the next few years, will increase to 2.5%.

Your penalty will be prorated for every month you don’t

have qualifying coverage.

Second, you may elect to purchase your cover-

age through your employer.

If your employer offers a group plan and you elect to not

purchase it, you will be ineligible for any subsidies. Subsi-

dies lower your premium and are based on income and

the number of household members in your family. When

subsidies are available, many people find the ACA policies

to be very affordable. When they are not available, pre-

miums are too expensive for many families. Once you

pay your premium, high ACA deductibles and copays can

place a further burden on your budget.

Third, you may elect to purchase coverage

through an ACA exchange.

If you are contemplating this, you need to act fast! With-

out a “qualifying event” such as losing group coverage,

etc., you can only purchase individual plans during open

enrollment, which ends on February 15. After Feb. 15th,

you’ll have to wait until next fall, and now you are guaran-

teed to pay penalties!

By Nancy Coveleskie

Take Control of Your Health

and Wealth

HealthShare

January / February 2015 Page 22

Page 23: Universal Living Ezine Jan/Feb 2015

January / February 2015 Page 23

Fourth, you may purchase healthshare instead

of health insurance.

Healthshare is a time-proven solution to caring for each

other’s healthcare costs. It is a non-insurance, non-profit

alternative to traditional health insurance. The Affordable

Care Act recognizes its existence and exempts it from

mandates. If you purchase healthshare, you are not sub-

ject to IRS penalties.

Advantages of Healthshare

Healthshare is very unique in its approach to providing for

the cost of healthcare. Being a non-profit whose sole pur-

pose is to provide for the cost of its members’ healthcare

costs, there is no ulterior motive, such as creating profita-

bility by declining payment of services. Healthshare pays

the actual discounted cost of healthcare for its members,

reducing the amount they pay on a monthly basis to a

much more manageable level. Affordable to buy and to

use, this allows more money to remain in your budget for

alternative care.

One aspect that every woman should applaud is that

Thermographic Imaging is paid for as part of an annual

wellness visit*! Many women are becoming more aware

of the health risks and unsubstantiated claims of the ad-

vantages of mammography, yet insurance companies will

pay for mammograms, but refuse to pay for thermo-

grams.

With healthshare, members may choose any hospital, any

doctor, anywhere…even out of the country. You do not

need to choose a provider based on a network. Once in

the doctor’s office, healthshare helps keep the decision

making between you and your doctor. They allow your

doctor to choose the method of treatment!

Finally, one last aspect of Healthsharing that is a very im-

portant component is caring for each other. We have the

ability to share prayers and well-wishes with each other in

a confidential manner that helps our members with the

healing process.

To learn more about regaining choice and control over

your health & your wealth, visit: the site:

www.TheHealthshareWay.org

*Liberty Healthshare pays for thermograms.

Liberty Healthshare also supports the care of all household

members. Couples may be unmarried and same-sex.

Additional savings offered for single parent households.

Nancy is a life-long resident of Northeastern

Ohio and has been in the financial services

field since 1988, spending most of her career

focusing on retirement planning, wealth

transfer and business continuation and cre-

ating tax-free income for her clients. She

also creates blueprints which allow her cli-

ents to identify, capture and transfer their True Wealth, not

just their financial assets, putting their core values and prin-

ciples at the center of all decisions regarding their wealth.

Nancy is Vice President of Heritage Consulting Group, Inc.,

an Investment Advisor Representative through SMC Advi-

sors and insurance licensed for life, health, annuity, property

and casualty. She is certified as a Quadrant Living Special-

ist and has been personally trained in Missed Fortune con-

cepts as a TEAM member by its founder, Douglas An-

drew. Nancy is also President of Independent Insurance

Agency of Ohio, the property and casualty arm of her prac-

tice .

www.TheHealthShareWay.org

Calendar of Holistic Shows, Expos and Events

www.bodymindspiritdirectory.org

Page 24: Universal Living Ezine Jan/Feb 2015

Flourish Wellness

Biofeedback for Stress & Pain Management

Reflexology

Whole Body Vibrations

Ionic Detox Footbath

Ear Candling

Alina Romano, QBT 440.856.5280 / www.flourishwellness.guru

Tumbled Stones, Large Specimens & Points

Statuary of all Faith Paths

Classes, Workshops & Development Circles - Open to All

Aromatherapy and Herb products

Custom Jewelry by Mystic Stone

Monthly Psychic Fairs

Interactive Blog updated weekly

7 Day Candles & Candles by Coventry Creations

Large selection of Tarot & Divination Tools

New books & calendars

Sponsor of 2014 Holistic Health & Healing Expo

28887 Lorain Rd North Olmsted OH / 440-777-7211

Store Hours: Monday - Friday: 12 pm - 7 pm Saturday-Sunday: 12 pm - 6 pm

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Learn Practical

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Call: 216-459-9094

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Upcoming Events:

January 7 (7pm) Meditation / Fulfillment Circle with Tim Brainard, Psychic & Medium

January 18 (12-5pm) Practical Reiki Level 1 with Sue Ball, Certified Instructor

January 28 (6:30—9:30pm) Foot Reflexology Class - Instructor Alina Romano, QBT

Please call to Register: 440.856.5280Please call to Register: 440.856.5280

January / February 2015 Page 24

Page 25: Universal Living Ezine Jan/Feb 2015

www.UniversalLivingEzine.com / [email protected] / 216www.UniversalLivingEzine.com / [email protected] / 216--459459--90949094