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A Yellow Pages NextHome Publication
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Feb 28 - Mar 14, 2015 Volume 18 Issue 04
INSIDE THIS ISSUE
HAMILTON: GROWING ECONOMY,STRONG HOUSING MARKET
WHAT THE BANK OF CANADASRATE CUT MEANS FOR BUYERS
LAKE ONTARIOS GROWING WATERFRONT CONDO MARKET
ATTAINABLE LUXURY IN PERFECTHARMONYBRANTHAVEN HOMES JAZZ CONDOS BOUTIQUE RESIDENCES IN BURLINGTONS POPULAR ALDERSHOT NEIGHBOURHOOD
Townhomes from $299,990
30 Detached from $359,990
36 Detached from $407,990
STONEY CREEK
22 GREEN MOUNTAIN RD. WEST
905 930 7934
LUSH AT VICTORY
30 Detached from $299, 990
36 Detached from $349, 990
BINBROOK 3 BINHAVEN BOULEVARD905 692 6000
SUMMERLEA
Townhomes from $219,990
30 Detached from $269,990
36 Detached from $309,990
44 Detached from $359,990
BRANTFORD
309 BLACKBURN DRIVE
519 756 4554
WYNDFIELD
Prices, sizes and specifications are subject to change without notice. Rendering is artists concept. Exclusive listing brokerage TFN Realty Inc. Brokers Protected. E.& O.E.
HOMES CONDOS COMMUNITIES
See where you belong at empirecommunities.com
At Empire weve built vibrant communities for nearly
30,000 Ontarians. Our beautiful new homes are designed
to make luxury more affordable.
Townhomes from $299,990
30 Detached from $359,990
36 Detached from $407,990
STONEY CREEK
22 GREEN MOUNTAIN RD. WEST
905 930 7934
LUSH AT VICTORY
30 Detached from $299, 990
36 Detached from $349, 990
BINBROOK 3 BINHAVEN BOULEVARD905 692 6000
SUMMERLEA
Townhomes from $219,990
30 Detached from $269,990
36 Detached from $309,990
44 Detached from $359,990
BRANTFORD
309 BLACKBURN DRIVE
519 756 4554
WYNDFIELD
Prices, sizes and specifications are subject to change without notice. Rendering is artists concept. Exclusive listing brokerage TFN Realty Inc. Brokers Protected. E.& O.E.
HOMES CONDOS COMMUNITIES
See where you belong at empirecommunities.com
At Empire weve built vibrant communities for nearly
30,000 Ontarians. Our beautiful new homes are designed
to make luxury more affordable.
BW-NHC_SWO-0115.pdf 1 2015-01-14 4:20 PM
BW-NHC_SWO-0115.pdf 1 2015-01-14 4:20 PM
FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM
All illustrations are artists concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.
SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pmMODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm
The Indigo Model Home In Wildflowers, Kitchener
Follow us:
SALES CENTRE: 179 Seabrook Drive
Detached Homes From $294,990
KITCHENERTownhomes From $234,990
HWY
401
Fischer Hallm
an Rd. S.
Homer Watson Blvd.
Huron
Rd.
Seabrook Dr.
HWY 7 & 8
SALESCENTRE
Wildflowers Is Growing Beautifully.Pick Your Own Style In Affordable Freehold Towns And Detached Designs.
Rear Lane Townhome, The Geranium, Elev. B, 1,736 Sq.Ft., $291,990
36' Home, The Primrose, Elev. B, 2,217 Sq.Ft., $397,990
Elev. B
4 DETACHED MODEL HOMES
MATGTA - MH - Wildflowers - SW New Home & Condo - Magazine Due: 24/02/15
File Name: MATGTA-WF_SW-NH&C_Feb. 28 Publication: SW New Home & Condo
Trim: 7.5" x 10.5" Safety/V.O.: .25 DPI: 300
Bleed: .125 Colours: CMYK Built: 23/02/2015 KG
MATGTA-WF_SW-NH&C_Feb. 28.indd 1 2015-02-24 2:25 PM
REGISTER NOW AT COUNTRYGREENHOMES.COM
COMING SOON TO KITCHENER
WESTWOOD DR.
S TA R T I N G F R O M
$270sbungalow towns
urban towns Unique open concept floorplans starting from 1,010 sq. ft. Attached garage on select units Carefree living Close to all amenities 905-630-5803
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 7
regular and special featuresIN EVERY ISSUE
10 Editors Note68 Ad Index69 Hot Dates
COLUMNISTS
70 Fundamentally Speaking What the Bank of Canadas recent rate drop means for homebuyers by Wayne Karl
IN THE NEWS
30 New HorizonNew Horizon expands lakefront condo footprint in Burlington
HOMEBUYERS HELP 51 City Focus
Hamilton: growing economy, strong housing market, bright future
63 Homebuyers Resources Mortgage Calculator & Rate Table
28 Niagara Falls Mountainview HomesGrand Opening this weekend at Windy Lane in Niagara Falls
34 Multi-Site Rosehaven Homes2015 the year for people who seek a Haven from the ordinary
40 Multi-Site CountryGreen HomesGreat communities plus a great company equal great opportunities
46 St. Catharines Bayview-Wellington HomesWhy not plan for springtime at BW Homes Victoria Village?
FEB 28 - MAR 14, 2015 || VOLUME 18 ISSUE 4
contentsON THE COVER
p. 14BRANTHAVEN HOMES
Jazz Condos in Burlington nothing short of spectacular
community focus features
28
34
40
16 London21 Hamilton53 Waterloo
New Home WATCH
46
DESIGNER SHOW HOME GRAND OPENING THIS WEEKEND!
REGISTER NOW! FOR YOUR SHOW HOME TOUR
www.mountainview.com905.323.6232
Prices are subject to change without notice. E.&O.E. Off er valid for a limited time. Subject to availability. $7,500 promotion only available at Windy Lane. Not valid with any other promotion
VISIT THE SHOW HOME8913 Forestview Blvd, Niagara Falls
windy lane estates
PREPARE TO BE BLOWN AWAY.
40 SINGLES, 50 SINGLES & SMART TOWNHOMES FROM THE $220SSOLD OUT!
FOR A LIMITED TIME, RECEIVE
$7,500 IN DESIGN DOLLARS!
FEBRUARY 28 & MARCH 1
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 9
PRESIDENT, WALL2WALL MEDIA
Jacqueline HillDIRECTOR OF SALES, NATIONAL
Josh Heppner ASSOCIATE PUBLISHER
Susan Maxwell EDITOR-IN-CHIEF / DIRECTOR OF CONTENT
Susan LeggeART DIRECTOR
Daiana Garay
EDITOR
Wayne KarlCONTRIBUTING EDITORS
Sara DuckElisa KrovblitLydia McNutt
DISTRIBUTION & SALES CO-ORDINATOR
Jennifer BistronADMINISTRATIVE ASSISTANT
Antoinette Jackson
MANAGER OF PRODUCTION
Bala GnanapandithanCO-ORDINATOR
Hannah YarkonyGRAPHIC DESIGNER
Viosa Barileva
CONTRIBUTING WRITERS
Joanne KeenanJeffrey ReedMichele Sponagle
#500-401 The West MallEtobicoke, ON M9C 5J5T 416.626.4200 F 416.784.5867
ADVERTISING: Call Susan Maxwell at 416.580.1654 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260;e-mail: [email protected] Office hours are Mon-Thurs. 9-5; Fri. 9-12CIRCULATION: Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.TERMS: Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL: Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.COPYRIGHT 2015: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.
Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
newhomeandcondoguide.com
Published By
WAYNE KARL EDITOR Wall2Wall [email protected]
Follow me on Twitter at Twitter.com/WayneKarlLike us on Facebook. Search: New Home Guide
//EDITORS NOTE
Weve experienced a deep freeze through much of February a period we often associate with blahs, but also a month worth celebrating, given that its the shortest of the year, and March and spring soon follow. And while the deadline for 2014 Registered Retirement Savings Plan contributions isnt until March 2, and April 30 for filing your 2014 income tax return, perhaps we need to start thinking of February in a different light altogether.
Indeed, heeding the advice of experts, perhaps tax time should instead be a year-round task. From making regular RRSP contributions to comparing RRSPs and tax-
free savings accounts to learning of the various credits available, tax planning for some is as necessary as the inevitable taxes themselves.
Preparing as best you can throughout the year might help minimize the sting come deadline time and help you learn to embrace the opportunities to save, not just fear what you have to pay.
Tax time embrace itPreparing for this unsavoury topic earlier helps reduce the sting at deadline time
S hopping for a home online is a great way to narrow your search, but theres nothing like visiting the sites, models and sales o ces to get down to the nitty-gritty. Before you venture out, here are some pointers:
First, be clear about what you want and expect in a new home and in your builder.
Remember, the range of prices in the new-home market generally re ects di erences in location, features and home styles. eres no magic involved. If a builders pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, nishings, features and service. Make sure that
the price you are paying will deliver the quality you want.Second, understand exactly what is included with the home you are buying
and what is optional. Ask the sales representative to show you samples, and request a spec sheet that clearly lists what is included, as well as any upgrade options.
ird, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail then take it to a lawyer before its nalized.
Three simple steps to successConsider these pointers before heading out on your search
SUSAN LEGGE EDITOR-IN-CHIEF Wall2Wall Media [email protected]
Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide
10 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
REGISTER NOW for more information
905.332.5151
Boutique Condos
BurlingtonGolf & Country
Club
LaSallePark
SALECENTRE
HiddenVally Park
WATERDOW
N RD S
PLAI
NS R
D E
KING RD
QEW
403
LAKE ONTARIO
LivetheLife
TM
Sales Office HoursMonday-Thursday 1-6, Friday Closed
Saturday and Sunday 1-5
location map457 plains rd. burlington
1 bedroomsfrom theHIGH $200S
2 bedroomsfrom themid $300S
with luxuriousREsort-StyleAmenitiesexperience a better quality of life with DESIGNER SPACESAND Lower condo fees
THe Jazz CLubAmenities Room
A BOUTIQUECONDOLIFESTYLE
Now AVAILABLE in burlington
BH__NHCSW_DoublePage_Jan26.pdf 1 15-01-27 11:06 AM
Find more at BRANTHAVEN.COMPrices, sizes and specifications are subject to change without notice. Renderings are artists concept. E.&O.E.
ATTAINABLE SINGLESIN THE HEART OF BINBROOK
FROM THE HIGH $300S
TOWNS COMING SOONTO OAK VILLE
FROM THE LOW $400S
AWARD-WINNINGEXECUTIVE HOMES IN K ITCHENER
FROM THE $400SQuick Closing Homes with 30+ Day Closings
LivetheLife
T M
EXCITING NEWCOMMUNITIES DESIGNED FOR THE WAY YOU LIVE!
DISCOVER FOR YOURSELF
BH__NHCSW_DoublePage_Jan26.pdf 2 15-01-27 11:06 AM
REGISTER NOW for more information
905.332.5151
Boutique Condos
BurlingtonGolf & Country
Club
LaSallePark
SALECENTRE
HiddenVally Park
WATERDOW
N RD S
PLAI
NS R
D E
KING RD
QEW
403
LAKE ONTARIO
LivetheLife
TM
Sales Office HoursMonday-Thursday 1-6, Friday Closed
Saturday and Sunday 1-5
location map457 plains rd. burlington
1 bedroomsfrom theHIGH $200S
2 bedroomsfrom themid $300S
with luxuriousREsort-StyleAmenitiesexperience a better quality of life with DESIGNER SPACESAND Lower condo fees
THe Jazz CLubAmenities Room
A BOUTIQUECONDOLIFESTYLE
Now AVAILABLE in burlington
BH__NHCSW_DoublePage_Jan26.pdf 1 15-01-27 11:06 AM
Find more at BRANTHAVEN.COMPrices, sizes and specifications are subject to change without notice. Renderings are artists concept. E.&O.E.
ATTAINABLE SINGLESIN THE HEART OF BINBROOK
FROM THE HIGH $300S
TOWNS COMING SOONTO OAK VILLE
FROM THE LOW $400S
AWARD-WINNINGEXECUTIVE HOMES IN K ITCHENER
FROM THE $400SQuick Closing Homes with 30+ Day Closings
LivetheLife
T M
EXCITING NEWCOMMUNITIES DESIGNED FOR THE WAY YOU LIVE!
DISCOVER FOR YOURSELF
BH__NHCSW_DoublePage_Jan26.pdf 2 15-01-27 11:06 AM
//COVER STORY
LOCATION Burlington
HOUSING TYPE Four-storey boutique condos
SALES CENTRE 457 Plains Rd. E., open Monday to Thursday 1 to 6 p.m., closed Fridays and open on weekends 1 to 5 p.m.
CONTACT jazzcondos.ca
Burlingtons most anticipated new condominium is now open and selling fast! Brought to you by Branthaven Homes, Burlingtons local home builder for more than 40 years, Jazz is a four-storey boutique residence designed in partnership with award-winning architects Kirkor Architects + Planners and one of the sharpest interior design firms on the International scene, IIBYIV.
Located in Burlingtons popular Aldershot neighbourhood, the cachet of a typical New York style boutique hotel meets signature Branthaven luxury extras at Jazz. Simply put, These are better life spaces, says Steve Stipsits, president of Branthaven. They will be very bright, airy and have a loft-like feel.
Open-concept spaces are wrapped in large windows, with wide glass balconies that blur the distinction between the inside and the spectacular outdoor setting.
JAZZ CONDOS NOTHING SHORT OF SPECTACULAR
14 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
BRANTHAVEN HOMES | Jazz
Open-concept spaces are wrapped in large windows, with wide glass balconies that blur the distinction between the inside and the spectacular outdoor setting.
Jazzs spacious two-bedroom plans soar from 820 to 1,325 sq. ft. with the extension of expansive balconies. Some units have stunning wraparound windows and Central Park-style terraces. The two-bedroom and two-bedroom plus den units are perfect for people looking for a carefree, turnkey lifestyle, says Doreen Coughlin, Branthavens veteran sales agent. Only a handful of one-bedroom plus den layouts remain, ranging from 657 to 770 sq. ft.
Jazz is a really unique offering, adds Stipsits. Its right in tempo with the lifestyle preferences of todays knowledgeable condo buyers. Jazz delivers leading edge modern design, smart layouts and attainable luxury in perfect harmony.
Feedback has been extraordinary, especially in response to Branthavens proprietary Fresh Thinking features that distinguish Jazz from ordinary condominiums. Kitchens are loaded with smart extras including enhanced storage, under-cabinet mounts for iPads (perfect for browsing recipes or providing the soundtrack to another great meal) and super pantries with a cutlery roller and customizable peg organizer drawers. Bathrooms have been treated with spa-style trimmings deep soaker tubs with square edges, floating vanities, sleek shower shelves and cultured marble counters.
Fresh Thinking is just one of the reasons Jazz is hitting the high notes in Burlington.
Jazz offers building amenities that are certain to strike the right chord with todays consumer. Featuring a social library/lounge and a club-style bar, the gathering spaces at Jazz are the perfect venue for meeting up with friends. Residents can work up a sweat in the fitness/yoga studio. The feeling is intimate yet communal an ensemble thats right in tune with modern life. Each amenity space has been thoughtfully incorporated into Jazz based on the way people live and their actual lifestyle preferences theres no wasted space with features that go unused and condo fees are among the lowest in the region as a result.
Jazz is located just minutes from Burlingtons liveliest streetscape, where patios, restaurants and shopping venues abound. If hiking and nature are more your groove; explore the exhibits and events at the nearby Royal Botanical Gardens, or savour the beauty of the Niagara Escarpments breathtaking views on a nature trail.
Two-bedroom suites are attainably priced from the $300s. One-bedroom plus den suites are from the $280s. The sales office is located at 457 Plains Rd. E. in Burlington. Sales centre hours are Monday through Thursday from 1 to 6 p.m., closed Fridays and open on weekends from 1 to 5 p.m.
For more information, and to view floorplans and unit pricing, visit jazzcondos.ca
JAZZ CONDOS NOTHING SHORT OF SPECTACULAR
LONDON
BAYFIELDBLYTHCLINTONGRAND BENDINGERSOLLLONDONMITCHELLSEAFORTHSHAKESPEAREST.THOMASSTRATFORDTAVISTOCKTILLSONBURGWINGHAMWOODSTOCK
PREVIEW REGISTRATIONTHE TRICAR GROUP London | Village North Luxury condominiums from the mid $200s. tricar.com
FOREST PARK HOMES London | Amour Riverbend Coming soon elegant town villas from $234,900. armourriverbend.ca
FOREST PARK HOMES London | Central Park Coming soon urban townhomes from $224,900. centralparklondon.ca
NEW OPENINGSTRICAR GROUP Stratford | 36Front Steps from the Avon River, this luxurious new lowrise building features suites ranging from 1,200 to 1,800 sq. ft. in two-bedroom or two-bedroom plus den designs, as well as select penthouses. 36front.com
SIFTON PROPERTIES London | Westwood Village Grand opening of luxury one-floor Energy Star condos from the low $300s. sifton.com
NEW RELEASESSENATOR HOMES Woodstock | Havelock Corners New release of 50-ft. riverside lots on the Upper Thames River, minutes from downtown Woodstock. senatorhomes.com
BUILDERS: If you would like to include your new model home or site opening, email [email protected]. Please say you saw it in New Home & Condo Guide!
New Home WATCH
16 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
401
401
401
403
402
402
London: WINGHAM, GODERICH, CLINTON, MITCHELL, STRATFORD, WOODSTOCK, INGERSOLL, TILLSONBURG, AYLMER, ST. THOMAS, STRATHROY, DUNWICH
LOCATION BUILDERS SITES PRICES PAGESemi
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alow
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Please see advertisers ads for location of sites
Ilderton SIFTON Timberwalk 19
Ingersoll SIFTON HarrisView 19
North London SIFTON Ballymote Woods 19
North London SIFTON Forest Hill 19
South London SIFTON Andover Trails 19
Southwest London SIFTON Westwood Village 19
Tillsonburg TILLSONBURG DEVELOPMENTS Baldwin Place from $232,000 18
West London SIFTON RiverBend 19
West London SIFTON RiverBend Park 19
West London SIFTON Warbler Woods 19
Woodstock CLAYSAM HOMES Neighbourhoods of Devonshire from $229,900 61
Woodstock CLAYSAM HOMES The Village at Sally Creek from mid $200's 61
Woodstock SENATOR HOMES Havelock Corners from low $200's 20
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 17
All-brick, detached, freehold homes starting at
with a fully-equipped recreation centre (monthly association fee of just $30) and only minutes away from medical facilities, shopping, dining and great golf.
$232,000(incl. hst)
3 ESSELTINE DRIVE, TILLSONBURGMODEL HOME HOURS:
OPEN MONDAY - THURSDAY, SATURDAY & SUNDAY 10AM TO 5PM.
FRIDAYS & HOLIDAYS BY APPOINTMENT ONLY.
E.&O.E. Prices & Specifications are subject to change without notice.
Call us now at 1-800-265-5709 www.baldwinplace.ca
BALDWIN PLACE
UNBEATABLE
VALUE
BP2014 NH&C Ad 3 Final_Layout 1 2015-01-20 10:22 AM Page 1
18
Sifton.com
519.850.0756
Satisfying Your Every Need
ServiceStandards Satisfaction. .
Experience satisfaction in a Sifton home.
. Dedicated customer service representatives
. 95% customer referral rate
. Sifton Warranty protection for 7 years
WEST LONDON
SOUTH LONDON
INGERSOLL
NORTH LONDON
SOUTHWEST LONDON
ILDERTON
NORTH LONDON
WEST LONDON WEST LONDON
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 19
20 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
ANCASTERBEAMSVILLEBINBROOKBRANTBRANTFORDBURLINGTONCATHARINES GRIMSBY HAMILTON
MILTONNIAGARAOAKVILLEPARISPORT DOVERST. CATHARINESSTONEY CREEKVINELAND
HAMILTON HALTON NIAGARA
PREVIEW REGISTRATIONHOMES BY DESANTIS Stoney Creek | AquaBlu An outstanding condominium community of modern suites, where luxury meets the lake in Grimsby. Starting from the $180s. aquablucondo.com
MINTO, BRANTHAVEN HOMES & EMSHIH DEVELOPMENTS Oakville | Oakvillage Coming in early 2015 Oakvilles visionary master-planned community from the low $400s. oakvillage.ca
WINZEN Ancaster | Garden Park Towns at Tiffany Register now for these Garden Park towns with rich amenities and spacious affordable designs, from the mid $300s. winzen.ca
MOUNTAINVIEW HOMES Niagara Falls | Windy Lane Estates Showhome grand opening Feb. 28 and March 1 for 50-ft. singles and townhomes from the $220s. mountainview.com
MATTAMY HOMES Milton | Hawthorne Village New townhomes and detached homes in this established master-planned community. mattamyhomes.com
NEW HORIZON HOMES Stoney Creek | Waterfront Trails Register now for Phase 2 of these condos and towns in Stoney Creek. waterfronttrails.ca
SILVERGATE HOMES Niagara Falls | Victoria Woods Register now for these luxury townhomes in Niagara Falls. silvergatehomes.ca
CARRIAGE GATE HOMES Burlington | The Berkeley Coming soon to downtown Burlington hotel inspired condo living. theberkeleycondo.com
PHELPS HOMES Smithville | The Atwater Collection Register now for this adult lifestyle community featuring a collection of attached bungalows backing onto Twenty Mile Creek. phelpshomes.com
BRANTHAVEN HOMES Burlington | Jazz Register now for this boutique-style condo with luxurious resort-style amenities, from the $200s. jazzcondos.ca
LOSANI HOMES Ancaster | Ancaster Glen & The Woodlands Ancaster Register now for a priority viewing of singles and towns in Ancasters most exclusive community. losanihomes.com
VALERY HOMES Milton | Viva2 Register now for one- and two-bedroom condo suites, while future phases will include condo townhome designs valeryhomes.com
SILVERGATE HOMES Niagara on the Lake | St. Andrews Glen Register now for this elegant collection of spacious condo townhomes in this historic town. standrewsglen.com
SPALLACCI HOMES Hamilton | 101 Locke Condos Register now Boutique condo living is coming to Hamiltons hip Locke Street. spallaccihomes.com
NEW OPENINGSADI DEVELOPMENTS Burlington | LINK2 Condos + Lofts Grand Opening now on for suites and lofts overlooking Bronte Creek Provincial Park. adidevelopments.com
EASTFOREST HOMES Paris | Grandville Award-winning designs on 50-ft. lots from $399,990 decorated model now open. eastforesthomes.com
HALTON HILLS WELLINGTON WATERLOO
BUILDERS: If you would like to include your new model home or site opening, email [email protected].
Please say you saw it in New Home & Condo Guide!
New Home WATCH
SPALLACCI HOMES Hamilton | The Towns of Eden Park Grand opening a collection of executive townhomes. spallaccihomes.com
SPALLCCI GROUP & VALERY HOMES Hamilton | The Residences of Royal Connaught Now open the transformation of this landmark property has begun. Heres your chance to buy a piece of history. royalconnaught.com
SPALLACCI HOMES Hamilton | Eden Park Grand Opening of Chateau-inspired semis collection. spallaccihomes.com
NEW RELEASESROSEHAVEN HOMES Chippawa | The Ravines at Lyons Creek First time offering condominium bungalow townhomes in the sought-after neighbourhood of Lyons Creek in Chippawa/Niagara. Prices from the $270s. rosehavenhomes.com
ROSEHAVEN HOMES & HOMES BY DESANTIS Chippawa | The Ravines at Lyons Creek Limited quantities of detached homes available, priced from the high $200s. rosehavenhomes.com homesbydesantis.com
EMPIRE COMMUNITIES Stoney Creek | Lush at Victory New release of 30- and 36-ft. homesites. lush.empirecommunities.com
EMPIRE COMMUNITIES Brantford | Wyndfield Final release of 44-ft. homesites. wyndfield.empirecommunities.com
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 21
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Aldershot BRANTHAVEN HOMES Jazz from high $200's 12
Ancaster WINZEN Garden Park Towns from mid $300's 38
Binbrook BRANTHAVEN HOMES The Fairgrounds Finale from high $300's 13
Binbrook EMPIRE COMMUNITIES Summerlea from $299,990 2&3
Brantford EMPIRE COMMUNITIES Wyndfield from $219,990 2&3
Burlington BUCCI HOMES The Villages of Brantwell from low $500's 43
Caledon MONARCH SouthFields from mid $400's 37
Chippawa/Niagara ROSEHAVEN Lyon's Creek from $319,990 32
Hamilton MULTI-AREA DEVELOPMENT Bellagio Village at Summit Park from $279,990 39
Hamilton SONOMA HOMES Style Town Collection from mid $300's 27
Niagara Falls MOUNTAINVIEW HOMES Windy Lane Estates from the $220's 9
Niagara Falls SILVERGATE HOMES Victoria Woods from the $300's 45
Niagara on the Lake BW HOMES Niagara on the Green from mid $200's 5
Oakville BRANTHAVEN HOMES Oakvillage from low $400's 13&26
Oakville EMSHIH DEVELOPMENTS Oakvillage from low $400's 26
Oakville MINTO Oakvillage from low $400's 26
Paris EASTFOREST HOMES Grandville Paris from $409,990 49
Milton MATTAMY HOMES Hawthorne Village from the $300's 71
Smithville PHELPS HOMES Auburn Trail from the $360's 33
Smithville PHELPS HOMES Streamside on the Twenty from the $370's 33
Smithville PHELPS HOMES Brookside on the Twenty from the $370's 33
Smithville PHELPS HOMES The Atwater Collection from the $280's 33
St. Catharines BW HOMES Victoria Village from low $300's 4
St Catharines JACOB'S LANDING Jacob's Landing from low $500's 44
Stoney Creek EMPIRE COMMUNITIES Victory from $299,990 2&3
Stoney Creek ROSEHAVEN HOMES On the Ridge 25&32
Stoney Creek HOMES BY DESANTIS On the Ridge 25
Thorold ROSEHAVEN HOMES Gibson Heights from $291,990 32
Waterdown ASPEN RIDGE HOMES Waterdown Meadows from $474,990 11
Waterdown ROSEHAVEN HOMES Waterdown Meadows from $474,990 11&32
23
24 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
43
SPACIOUS SEMIS
Degas - 1,540sq.ft. - Homes by DeSantis
Stoney Creeks Family First Community
TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO
Rear yard dimension is approximate and subject to change depending on choice of lot and house. Prices and specifications correct at press time. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.
Hours: Mon to Thurs: 1pm to 7pm Sat, Sun & Holidays: 11am to 6pm Closed Friday
Presentation Centre is located at: First Rd. W. & Mud St. E.
Site is located at:First Rd. W. & Highland Rd. W.
Live large in a spacious semi at On The Ridge. With room to grow, its the lifestyle you want for your family... a touch above!
Sensational designs Stunning interiors Spectacular backyards Suit every familys needs Select from 10 designs Surrounded by fun Semis from 1,300 to over 1,900sq.ft
STONEY CREEK
Degas - 1,540sq.ft. - Homes by DeSantis
We purchased at On the Ridge because we love their designs and the quality. We were able to get a bigger house for less.
Darryl Di Leo & Hua Ni - Burlington, ON
40 & 35 Singles $400sfrom the midSemis $300sstartingfrom the mid
25
Coming early 2015 Oakvilles visionary master-planned community from the low $400s*
Register now for your Preview Opening Invite at Oakvillage.ca
*Prices and specifi cations are subject to change without notice. E.&O.E.
A JOINT DEVELOPMENT BY
Its that O moment. The moment you realize that everything you could ask for was right here all along. Welcome to Oakvillage. With shops, parks, scenic woodlots, a luminous pond and over 1.5 km of walking and biking trails that connect to Oakvilles extensive trail system, Oakvillage is a visionary community inspired by both nature and urban amenities. Come home to contemporary townhomes with elegant architecture and gorgeous nishes. Register now to experience that O moment with us.
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26 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
$300sSTARTING FROM THE MID
$80,000IN UPGRADES INCLUDED
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Live in
Site hours: Mon-Thurs 2-5pm Fridays by appointment Sat & Sun 12-5pm
Be connected to everything!
50%SOLD
OVER
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 27
//COMMUNITY FOCUS
GRAND OPENING THIS WEEKEND!Prepare to be blown away by the Aura showhome at Windy Lane
M ountainview Homes newest Niagara Falls community is all set for an exciting weekend! At the Grand Opening, homebuyers will have the opportunity to peruse the Windy Lane neighbourhood, where many families have already settled in, and check out some of the remarkable home designs being offered by one of Niagaras most respected builders. The Grand Opening will take place Saturday, Feb. 28 and Sunday, March 1 from noon to 5 p.m.
The Aura model features 2,847 sq. ft. of inspired living space. The home was created with the modern day family in mind and, as such, features a host of smart design details that buyers will soon wonder how they ever lived without. The two-car garage offers direct entry into a Stop and Drop mudroom. This family organization centre offers a designated home for muddy boots, coats, backpacks,
28 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
MOUNTAINVIEW HOMES | Windy Lane
LOCATION: Niagara Falls
HOUSING TYPE: Single-family homes and townhomes
SALES CENTRE: 8913 Forestview Blvd., open Monday noon to 5 p.m., Wednesday noon to 7 p.m., Thursday 1 to 5 p.m., and Saturday and Sunday noon to 5 p.m., Tuesdays and Fridays by appointment only
CONTACT: 905.323.6232
The kitchen also includes an eat-in dinette with patio access and overlooks the light-flooded Great Room. Its the perfect gathering space for family and friends.
sporting equipment and more, keeping the clutter out of sight. The mudroom also offers access to a powder room and office space.
One look at the kitchen of the Aura model and youll be ready to plan your first dinner party. The gleaming kitchen, finished in hip grey tones, features a 48-in. island, convenient servery and walk-in pantry leading directly into a formal dining space. Finished in a dramatic blue with striking gold accents, this dining room begs to be enjoyed on a regular basis. The kitchen also includes an eat-in dinette with patio access and overlooks the light-flooded Great Room. Its the perfect gathering space for family and friends.
Upstairs, youll find plenty of inspiration as you envision your own family making a home here. A serene master retreat features his and hers walk-in closets and a luxurious ensuite, complete with double sinks and an opulent freestanding soaker tub, both standard in the Aura. Three additional bedrooms, two family-size bathrooms, a laundry room and loft/media room complete the second storey.
The 40-ft. lots at Windy Lane sold out within days of the groundbreaking last year and Mountainview anticipates the same excitement to surround the recent release of single-family homes on 50-ft. lots and townhomes in a variety of floorplans. These towns are ideal for a variety of different lifestyle needs. They range in size from 1,125 to 1,613 sq. ft. and include many smart design features intended to maximize space and functionality.
Windy Lane is located off Lundys Lane, just minutes from amenities, golf courses, the bustling downtown area and Niagaras spectacular wine country. The Show Home and Sales Office is located 8913 Forestview Blvd. Regular hours are Monday noon to 5 p.m., Wednesday noon to 7 p.m., Thursday 1 to 5 p.m. and Saturday and Sunday from noon to 5 p.m. Tuesdays and Fridays by appointment only.
For more information, call 905.323.6232.FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 29
//IN THE NEWS
New Horizon expands LAKEFRONT CONDO FOOTPRINT IN BURLINGTON
New Horizon Development Group has made another splash in the Lake Ontario waterfront condo market by acquiring Bridgewater Residences on the Lake, two luxurious condominium buildings and a four-star hotel, initially launched under the Mady Development Group banner.
New Horizon Development Groups aim is to have Bridgewater Residences set the mark for luxury condominium properties in Burlington. Throughout Southwestern Ontario, there is only a limited supply of waterfront condominiums with unobstructed views of Lake Ontario, says New Horizon president Jeff Paikin. To be able to offer this level of world-class elegance on such a pristine piece of land is a game changer for both our company and the city of Burlington.
Paikins unwavering belief in the project was quite apparent, as he and his wife were amongst the first to purchase at the development, long before there was any indication that Mady Development Group was looking to sell its stake in the signature site. Simply being one of the initial purchasers was a source of immense pride and excitement for my entire family. Those emotions are now exponentially amplified as I find myself and our team at New Horizon in the perfect position to ensure the realization of Charles Madys inspired dream, says Paikin.
Burlington Mayor Rick Goldring shared Paikins fervor recently, as New Horizons team met with existing Bridgewater purchasers to officially announce their stewardship, at the Bridgewater Presentation Centre. Its no secret that the city of Burlington has been anxiously awaiting a landmark building to punctuate the downtown skyline, says Goldring. The distinguished 22-storey tower perfectly fits the bill.
Bridgewater Residences will feature two residential condominium buildings, consisting of 120 condo units between the two towers, retail space at the ground level, plus what will be the citys first four-star, full-service hotel. The new Delta hotel will offer 152 guest rooms and suites, approximately 8,000 sq. ft. of conference space, including a 3,000-sq.-ft. main ballroom and combination of executive boardroom-style meeting rooms, a full-service restaurant and lounge, an indoor pool and a state-of-the-art fitness centre. All of the hotel amenities will be available to condo purchasers, including room service and maid service to all of the suites.
The entire development will boast lavishly appointed interiors courtesy of Canadas most celebrated interior designer, Brian Gluckstein. Named Canadas Favourite Interior Designer, Gluckstein has incorporated his high-style line of home furnishings and finishes to ensure the inside of each
suite, as well as the luxurious amenity spaces, offer a calm elegance indicative of the projects prestige and prominence.
Respected for its superior site selection and hands-on management approach, New Horizon Development Groups project portfolio already enjoys the distinction of being amongst the most well-received in this regions history. The companys most recent success in the condo arena includes record-breaking sales results achieved in Burlington, Oakville, Stoney Creek and Hamilton. This past year marked the companys 20th anniversary, a milestone that Paikin attributes to the continued patronage of their extremely loyal following of satisfied homeowners.
Twenty years ago we promised to build a unique real estate business, focused on creating value through hard work, attention to buyers needs, excellent craftsmanship and design, and belief in the Southwestern Ontario market, Paikin says. Today, as we look at our portfolio and our track record, we know we can celebrate our 20th anniversary with immense joy at the fulfillment of our promise, while looking ahead to a future that builds on this commitment.
To register, visit bwresidences.com
30 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
2 M5078-1A.inddRoundJob Description: Mechanical Specifications: Contact:
Leo Burnett 175 Bloor Street E. North Tower, 13th Floor Toronto, ON M4W 3R9 (416) 925-5997
Client: TDDocket #: 112-LTDCICM5078Project: Home Insurance Mag Ad #: M5078-1A
Bleed: 8.625 x 11.25 Trim: 7.5 x 10.5 Live: 7 x 9.75File built at 100% 1 = 1
Acct. Mgr: Jordon S, Maura K
Crea. Dir: Dave F
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Writer: -
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Studio: Kim C
Proofreader: Peter, Claude
Colours: 4C Start Date: 2-17-2015 4:12 PMRevision Date: 2-17-2015 4:13 PMPrint Scale: 100%
Comments: Canadian Living, Cottage Life, Todays Parent, Torono Life, Canadian Gardening, South West New Home & Condo Guide, Renters Guide SWO, Condo Guide GTA
Publication: **see comments**
TD Insurance knows you dont want drama you want insurance that fi ts.
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32 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
Life. Imagined.
Whoever said you cant have it all, doesnt live here.
Theres nothing like a little extra space to spread your wings. With larger lots, double
car garages, and great rooms for family gatherings you simply get more than you
bargained for with a Phelps home. Not only do you get more space to live, but the
craftsmanship and modern designs have been specially chosen and carefully built.
And what really makes a Phelps home special is where we put it. In Smithville. Away
from the hustle and bustle of a big city, surrounded by natures best - but close
enough to the things that matter; schools, farmers markets, and local wineries.
Visit our model home and start living the life you imagined.
PhelpsHomes.comEXECUTIVE FAMILY HOMES ON 50 LOTS NIAGARAS PREMIER ADULT LIFESTYLE COMMUNITIES
Prices, features and specifications are subject to change without notice and are accurate at time of publication. Subject to availability. Please see sales representative for details. E. & O.E.
Bungalows + 2 storeys
from the 370s 905-945-6978
Bungalows + 2 storeys
from the 360s 905-945-6975NOW OPEN
Detached Bungalows
from the 370s 905-957-1777
Attached Bungalows
from the 280s 905-957-1777NOW OPENNEW DESIGNS NEW DESIGNS
33
//COMMUNITY FOCUS
2015 is the year for people who seek a HAVEN FROM THE ORDINARY!
I f you refuse to settle for the everyday, the ordinary the good enough; if you demand the very best home that money can buy, if you seek a haven from the ordinary, then visit a Rosehaven Homes community and find exactly what you are looking for.
Exciting things are happening at Rosehaven, and 2015 is looking to be the best year ever to buy a new Rosehaven home. You can anticipate new communities, new designs and new initiatives that have been created to get you into the home of your dreams in a community that reflects your lifestyle aspirations at a price you can afford.
One exciting new program you can look forward to is earning Air Miles reward miles on upgrades that you purchase at Rosehavens Decor Studio. Rosehaven is the first GTA
Builder to offer the Air Miles Rewards Program, making the purchase of upgrades twice as valuable . Not only will you receive the ultimate in stunning upgrades, you will also earn Air Miles reward miles that can be redeemed for travel or things you really want such as furnishings for your new Rosehaven home!
On Feb. 28, Rosehaven is releasing a collection of condominium bungalow townhomes in its sought-after Lyons Creek community in Chippawa. This is a first for Lyons Creek and an excellent opportunity for people looking to right-size into a convenient, carefree, beautifully finished bungalow townhome in the heart of the exciting Niagara playground where all of the fun and excitement of the casinos, the wineries, the golf clubs and the night-life are just minutes away. Located in a private enclave, complete with private park, these homes really fit the bill for people who want to lock and leave to travel.
Other exciting news for 2015 will see a return to North Oakville at Woodland Trails. Here, Rosehaven will be re-introducing its most popular 45- and 50-ft. homes, semis
34 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
ROSEHAVEN HOMES | Multi-Site
The picturesque location at Waterdown Meadows offers a limited selection of 35-ft. singles, already popular with this community, as well as the introduction of some exciting new spacious double car garage designs to an already impressive selection of homes.
and towns with some additional new townhome designs. Register now at liveinoakville.ca
The new year also offers you the opportunity to buy a home at one of Rosehavens existing communities across Southwestern Ontario.
Lyons Creek in Chippawa is offering 36-ft. detached homes as well as a few remaining 36-ft.-wide freehold bungalow loft towns.
At Gibson Heights in Thorold, you can choose an inventory or a move-in home within an established community all ready or almost ready for you to move into!
At On The Ridge in Stoney Creek, you can choose from a stunning collection of 40- and 35-ft. singles and semis many on extra deep lots. These homes are ideal for families and are located within the picturesque Niagara Escarpment.
The picturesque location at Waterdown Meadows offers a limited selection of 35-ft. singles, already popular with this community as well as the introduction of some exciting new spacious double car garage designs to an already impressive selection of homes.
Also building in Oakville, Brampton, Caledon, Kleinburg, Bradford and Mount Albert.
At Rosehaven Homes we believe in creating homes and communities that exceed our homeowners expectations. The best testament to our success is the number of repeat homeowners we have; people who are often in their second, third even fourth Rosehaven home. If you are looking for a home that is anything but ordinary, in a community that youll be proud to live in, its time for you to come to Rosehaven Homes.
Visit rosehavenhomes.com for information on all of our communities.
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 35
KITCHENER | Topper Woods | Models To View 43 & 50 Singles from the mid $400,000sSales Centre located at 7 Wetland Way, Kitchener519-894-8222
SCARBOROUGH | Parkwood | Dont Miss Out! Visit Monarch TodayFreehold Townhomes from the mid $500,000sSales Centre located at 1325 Danforth Road, Scarborough416-495-3574
SCARBOROUGH | Bennett | Exclusive Enclave of Detached Singles in West HillExecutive Singles from the low $800,000sSales Centre located at 1325 Danforth Road, Scarborough416-495-3574
HOURS: Monday Thursday: 1pm 8pm, Friday: 12pm 5pm, Weekends & Holidays: 11am 6pm
ALSO BUILDING HIGH RISE COMMUNITIES IN:Etobicoke | Markham | Downtown Toronto
CALEDON | SouthFields | Models To ViewTownhomes from the mid $400,000s Semis from the high $400,000s Singles from the mid $600,000sSales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.)905-843-0707
KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models42 & 50 Singles from the mid $900,000sSales Centre located at 165 Timber Creek Boulevard416-495-3513
CHOOSE MONARCH FIRST.
first.first.discover moreMonarchGroup.net
MOVE UP to Topper Woods!Everything you dream of in a new home is here at Monarchs sought-after Topper Woods. Move up to an enclave of impressive two-storey and bungalow designs up to 3,722 sq.ft. on traditional 43 & 50 lots. Customize your home to make it truly yours! Live near historic Doon Village with schools, parkland and easy access to Hwy 401.
Elegant 43 and 50 Singles from the mid $400,000s with your choice of three incentive packages.
Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. February 2015. 15140.36 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
KITCHENER | Topper Woods | Models To View 43 & 50 Singles from the mid $400,000sSales Centre located at 7 Wetland Way, Kitchener519-894-8222
SCARBOROUGH | Parkwood | Dont Miss Out! Visit Monarch TodayFreehold Townhomes from the mid $500,000sSales Centre located at 1325 Danforth Road, Scarborough416-495-3574
SCARBOROUGH | Bennett | Exclusive Enclave of Detached Singles in West HillExecutive Singles from the low $800,000sSales Centre located at 1325 Danforth Road, Scarborough416-495-3574
HOURS: Monday Thursday: 1pm 8pm, Friday: 12pm 5pm, Weekends & Holidays: 11am 6pm
ALSO BUILDING HIGH RISE COMMUNITIES IN:Etobicoke | Markham | Downtown Toronto
CALEDON | SouthFields | Models To ViewTownhomes from the mid $400,000s Semis from the high $400,000s Singles from the mid $600,000sSales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.)905-843-0707
KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models42 & 50 Singles from the mid $900,000sSales Centre located at 165 Timber Creek Boulevard416-495-3513
CHOOSE MONARCH FIRST.
first.first.discover moreMonarchGroup.net
MOVE UP to Topper Woods!Everything you dream of in a new home is here at Monarchs sought-after Topper Woods. Move up to an enclave of impressive two-storey and bungalow designs up to 3,722 sq.ft. on traditional 43 & 50 lots. Customize your home to make it truly yours! Live near historic Doon Village with schools, parkland and easy access to Hwy 401.
Elegant 43 and 50 Singles from the mid $400,000s with your choice of three incentive packages.
Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. February 2015. 15140.
$269,900PRICED FROM EXECUTIVE TOWNS
Springwood offers rich local amenities and spacious affordable designs with modern and classic finishes.
Dundas St. S
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BRANTFORD / HAMILTON
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Fran
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MAPL
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$300sFrom the mid
38 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
//COMMUNITY FOCUS
Two great communities plus one great company equal GREAT OPPORTUNITIES FOR HOMEBUYERS
S avvy homebuyers have discovered Waterdown to be an unbeatable location offering small town village charm along with big city convenience. So much so that this could be the last opportunity to purchase one of only three remaining floorplans in the Uptowns of Waterdown.
Conveniently located close to major highways and the Niagara escarpment, Waterdown offers everything a growing
family needs. Minutes away from the Uptowns of Waterdown, youll find an abundance of parks, trails, shopping and schools.
Only nine homes remain in this modern lifestyle community, with prices starting from $274,900 up to $384,900. You can choose a carefree lifestyle in either the 1,168-sq.-ft. Manhattan or the 1,464-sq.-ft. Astoria. Both condo units offer efficient use of space with open concept layouts and minimal maintenance for the busy family. If a traditional freehold townhome is more your style, the Eastman at 1,990 sq. ft. is a perfect match for you. This three-bedroom unit features ample storage, three levels of living space along with a bright open kitchen plan.
These remaining models wont last long. Act now to receive the Exclusive Builder Blowout offer plus $5,000 in free upgrades.
To learn more, call the Uptowns of Waterdown at 905.690.7600 or drop by the sales centre today located at 619 Centre Rd. in Waterdown.
Hours are from Monday to Wednesday, 2 to 7 p.m.; Thursday and Friday by appointment and Saturday and Sunday from 11 a.m. to 4 p.m.
COUNTRYGREEN HOMES | Multi-Site
LOCATION: Waterdown and Kitchener
HOUSING TYPE: Waterdown, condominium units, freehold townhomes Kitchener, condo-style urban and bungalow towns
SALES CENTRE: Waterdown, 619 Centre Rd., open Monday to Wednesday 2 to 7 p.m., Thursday and Friday by appointment and Saturday and Sunday 11 a.m. to 4 p.m.
CONTACT: Waterdown, 905.690.7600 Kitchener, countrygreenhomes.com
Two great communities plus one great company equal GREAT OPPORTUNITIES FOR HOMEBUYERS
Featuring maintenance-free condo living, Westwood Mews is designed for both mature adults and first-time homebuyers with a variety of fresh, new floorplans starting at 1,010 sq. ft.
WESTWOOD MEWS, KITCHENERWith the Uptowns of Waterdown wrapping up quickly, CountryGreen Homes is excited to move into its newest community Westwood Mews in Kitchener. With prices starting in the $270s, this exclusive new development of condo-style urban and bungalow towns is now open for registration. Featuring maintenance-free condo living, Westwood Mews is designed for both mature adults and first-time homebuyers with a variety of fresh, new floorplans starting at 1,010 sq. ft.
Nestled in an already established neighbourhood off of Glasgow Street, this quiet and quaint community lies steps away from the Westmount Golf & Country Club and is within walking distance to major shopping, restaurants, schools and a short drive to the downtown core.
Boasting the best of both city and country living, Kitchener is fast becoming one of Southwestern Ontarios most popular cities.
With room to grow and room to breathe, Kitchener has it all. And so could you.
Westwood Mews in Kitchener.
Register now at countrygreenhomes.com
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 41
Seymour Hannah Sportsplex240 St. Paul Street W, St. Catharines
For exhibiting opportunities call 1-800-465-1073
28th
2015April 2nd 4th, 2015
42
2 MODELS TO VIEW
Kathie Pillar, Sales Representative
Offi ce: [email protected]
Urban BungalowsOne Floor Living Priced from the low $500s
Prices and specifi cations subject to change without notice. E & OE. See sales Rep for details. G R O U PG R O U PM A S T E R P L A N N E D C O M M U N I T I E S
www.buccihomes.comHours: Monday - Thursday, Saturday & Sunday 12-6pm. Friday by appt. only
Townhome Model Open Daily
XSITE
CARE
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ONLYONLY18 UNITS TO CHOOSE FROM!
Receive $10,000 in Decor Upgrades!
CARE-FREE ADULT LIFESTYLE
COMMUNITY
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 43
$$$$$$500,000500,000500,000500,000500,000500,000500,000500,000500,000$500,000$$$500,000$500,000$500,000$$$500,000$ ssssssLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the lowLuxury Towns and Singles from the low
Discover Jacobs LandingDiscover Jacobs LandingDiscover Jacobs LandingDiscover Jacobs LandingDiscover Jacobs LandingDiscover Jacobs LandingDiscover Jacobs LandingDiscover Jacobs LandingDiscover Jacobs Landing
REGISTER NOW ATREGISTER NOW ATREGISTER NOW AT
www.jacobslanding.cawww.jacobslanding.cawww.jacobslanding.ca
Visit our Sales Centre Visit our Sales Centre Visit our Sales Centre
58 SIMPSON RD. 58 SIMPSON RD. 58 SIMPSON RD. ST. CATHARINESST. CATHARINESST. CATHARINES
Sat, Sun, 1-4pmSat, Sun, 1-4pmSat, Sun, 1-4pm
Built by:Built by:Built by:
Visit the Sales Centre to view the fully finished Visit the Sales Centre to view the fully finished Visit the Sales Centre to view the fully finished LOCKWOOD MODEL HOME!LOCKWOOD MODEL HOME!LOCKWOOD MODEL HOME!
EXPERIENCE LUXURY TOWNHOME LIVING IN NIAGARA FALLS
STARTING FROM THE $300S
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FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 45
//COMMUNITY FOCUS
Why not plan for springtime AT BW HOMES VICTORIA VILLAGE?
S now wont be around forever, so when it finally fades away, why not plan to welcome spring from a new home at Victoria Village on the banks of the Welland Canal in St. Catharines?
Living in the Garden City is as picturesque as it sounds, especially adjacent to the canal where banks of wildflowers will soon be in bloom to line its pathway. Along with tulips, daffodils and crocuses, new homes at Victoria Village are also popping out of the ground as construction continues and homes are prepared for spring closings. Just ask the well-informed sales staff about how soon you can embark on a fresh new lifestyle at Victoria Village.
Youll want to be unpacked and settled in to enjoy all that the Niagara Peninsula offers like the Folk Arts Festival and Blossom Festival this spring. Soon farmers markets will be back in full force providing plenty of fare for barbecue season. All of your entertainment tastes can be met at Casino Niagara, Shaw Festival and Brock Universitys Centre for the Arts, while wineries along The Wine Route offer a great afternoon destination. This St. Catharines location also offers a new slate of amenities that include the new Meridian Centre downtown, the new Kiwanis Aquatic Centre on Carlton Street and soon, the citys new performing arts centre.
Victoria Village is the citys other waterfront; an active persons paradise for blading, running or hiking and, of course, biking nearby trails are part of the Greater Niagara Cycle Route. Walk the dog, walk the stroller or walk hand in hand with your sweetheart.
This is a waterfront community like no other, located steps from the Welland Canal Pathway. Thats right, not minutes, moments, or a short drive but steps right across the street from this world famous waterway. Watch a spectacular parade of ships from international waters as they climb the staircase of locks from Lock 1 to 7.
Its a two-minute drive from the QEW so residents can reach Buffalo in a heartbeat and Niagara Falls and Niagara-on-the-Lake even faster. There is lots of shopping to do at the newly opened Niagara Outlet Mall. With it being five minutes away, residents are literally around the corner and yet will be spared the hustle and bustle of traffic congestion.
Presented by Bayview-Wellington Homes, Victoria Village presents fine living within luxury homes in this Maritime-influenced community. Not far from its flagship, golf course community of Niagara-On-The-Green, Victoria Village pays homage to soldiers awarded the Victoria Cross through its street names.
46 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
BAYVIEW-WELLINGTON HOMES | Victoria Village
LOCATION: Welland Canals Parkway and Rockwood Ave., St. Catharines
HOUSING TYPE: Two-storey and bungalow/loft detached homes
SALES CENTRE: Open noon to 6 p.m. daily, closed Fridays and holidays
CONTACT: 905.688.7800 1.888.996.9949 [email protected] bwhomes.ca
As always, your welcome to Victoria Village is warm and friendly. Staff are pleased to offer a tour of existing homes. All homes include central air, gas fireplace and fully sodded lots with paved driveways. BW Homes excels at customization on new construction or modifications to existing homes, so buyers can always achieve a home for their needs.
Homebuyers can choose from bungalow, bungalow/loft and two-storey plans so everyone from empty nesters to the growing family will find a fitting design to suit their needs. Bungalow plans offer living areas of 1,160 to 1,250 sq. ft. to as much as 1,750 sq. ft. with the loft option. Two-storey plans are spacious with sizes ranging from 1,521 to 2,530 sq. ft.
Its time to celebrate the arrival of spring with a new home at Victoria Village.
47
48
Experience a slow paced lifestyle, share joyful moments
and happiness with your family.
Bungalows and 2-storey homes starting from
$409,990
Buy an Eastforest Home today and receive
up to $20,000 Design Studio Bonus
and build your perfect family home!
Experience restful living at
Restful living!
P A R I S
Visit our decorated model at 155 Grandville Circle, Paris.
dont miss our monthly specials, follow us
Prices correct at press time. Pictures are for illustration purposes only. See Sales Representa-tive for details. Promotions available on new Offers only, is not applicable with any other
promotion unless stated and may be cancelled or discontinued at any time. Broker protected. E. & O. E. February 2015
eastforesthomes.com403
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H amilton may be only less than an hours drive west along the Queen Eliza-beth Way, but it has long lived in the shadows of its big city neighbour Toronto. Long known as Steeltown, The Hammer and other less-than-complementary
monikers, Hamilton has undergone a fundamental transformation that has the city poised for long-term prosperity.
For homebuyers considering purchasing in the area, there are good reasons to consider Hamilton. The city has been cited as among Canadas most welcoming areas, particularly for first-time buyers.
The Real Estate Investment Network, for example, has named Hamilton as the top real estate investment town in all of Ontario through to 2018. Continuing diversification of the citys economy, coupled with increased accessibility provided by the transportation improvements, provides a strong economic base, the group says. In a few short years, Hamiltons economy will be unrecognizable compared to past decades.
In recent years, Hamilton has seen significant expansion in sectors such as health care and post-secondary education, offsetting a historical reliance on steel manufacturing. Indeed, Hamiltons economy today is much more diversified than the Hammer of old.
Economic growth in Hamilton is strong. The Conference Board of Canada, in its Metropolitan Outlook Winter 2014, cited the Hamilton-Burlington economy as one of the fastest growing in Ontario for 2014 forecast to grow 2.5 per cent.
Hamiltons gross domestic product (GDP) is being boosted by renewed demand for steel and growth in several other manufacturing industries.
Hamiltons housing market will experience steady demand in 2015, as homebuyers moving to the city and increasing job creation support strong existing homes sales,
HAMILTONGrowing economy, strong housing market, bright future by WAYNE KARL
according to Canada Mortgage and Housing Corp. (CMHC).
The housing market will benefit from more people moving into than out of Hamilton, says Abdul Kargbo, CMHCs senior market analyst for Hamilton and Brantford. These out-of-town buyers and a tight resale market will continue to support house prices.
Growing housing demand is leading to residential intensification through infill and redevelopment, with multi-unit housing rising to 56 per cent of starts in 2015 and 2016, up from 44 per cent in 2011.
Non-residential projects underway in the region include major expansions in the health care sector, and millions of dollars spent on infrastructure improvements. A new rapid transit system is also being studied, which is expected to further benefit already improving inter-city travel.
//CITY FOCUS
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 51
HAMILTON AT A GLANCEPOPULATION
692,000, metro area
MAJOR POST-SECONDARY INSTITUTIONS
McMaster University, Brock University, Mohawk College
NUMBER OF PUBLIC AND CATHOLIC SCHOOLS
180
MAJOR EMPLOYERS
Health services, manufacturing, government, education sectors
AVERAGE HOME PRICES
Dec. 2014: $387,000 Dec. 2013: $370,000
DISTANCE FROM TORONTO
70 kilometres, 45 minutes
The city is working with Metrolinx, the provincial body responsible for expanding transit in the GTA and Hamilton area, and is awaiting a final recommendation for the project.
Other recent significant industrial news includes Canada Breads new $100-million, 375,000-sq.-ft. bakery in the citys industrial park in Glanbrook, replacing three smaller operations in Toronto. The project is to create 300 permanent jobs, as well as 120 construction and 31 seasonal positions.
Columbian Chemical also recently announced a major expansion of carbon black production at its plant in Hamilton.
Beyond these industrial expansions, Hamilton is also seeing a marked increase in other types of businesses moving into the downtown area. Much of the employment growth, in fact, is taking place in creative services, education, professional-scientific and health care.
CMHC says job prospects are expected to continue to improve, and Hamilton will likely fare better than other Ontario markets due to its increasingly diverse base of industries, which keep the labour market more balanced.
Thanks to billions of dollars in infrastructure improvements around and within the city, as well as expanded GO Train services, the new Hamilton is becoming more accessible as well as desirable. Buyers can acquire more affordable property here and commute to Toronto, or other neighbouring communities such as Burlington, Oakville or Mississauga. An emerging condominium market provides buyers with an even more affordable entry into Hamilton.
Developers see this potential and a number of new projects are underway from all of Sonoma Homes, Losani Homes, Empire Communities, Multi-Area Developments, New Horizon Homes, Spallacci Homes and Country Green Homes, with many aimed at first-time buyers and priced accordingly.
Hamilton also has plenty going for it in terms of culture and entertainment. It is home to the Royal Botanical Gardens, a major tourist attraction and significant local and regional horticultural, education, conservation and scientific resource.
The city is also home to the Art Gallery of Hamilton, Ontarios third largest public gallery.
For sports enthusiasts, theres the Hamilton Tiger Cats of the Canadian Football League, and the Hamilton Bulldogs of the American Hockey League and play out of Copps Coliseum. Copps, located downtown, which also serves as a venue for concerts and other events.
If living in the city is not exactly your favour, development is also leading to growth in adjacent areas such as Ancaster, Dundas, Flamborough, Glanbrook and Stoney Creek. Empire Communities, Homes by DeSantis, Losani Homes, Branthaven Homes, Mattamy Homes, Rosehaven Homes and other builders all have communities under way in these towns.
52 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
PREVIEW REGISTRATIONCOUNTRYGREEN HOMES Kitchener | Westwood Mews Register now for an exclusive collection of bungalow towns and urban towns starting from the $270s. countrygreenhomes.com
THE TRICAR GROUP Guelph | River Mill Condominiums Condominiums from 805 to 2,415 sq. ft. from the mid $200s. tricar.com
FUSION HOMES Guelph | The Metalworks A new urban village of townhomes and highrise condos on a historic site in downtown Guelph. themetalworks.ca
GEMINI HOMES Guelph | Clair Road Register for more information on this highly desired location in south Guelph. geminihomes.ca
NEW OPENINGSCLAYSAM HOMES Elmira | Elmira Country Club Estates Master-planned community of towns, semis and singles from $256,900. claysamhomes.com
REIDS HERITAGE HOMES Guelph | Alive Now open three- and four-bedroom freehold and condominium townhomes starting from the $300,000s. reidsheritagehomes.com
REIDS HERITAGE HOMES Kitchener | Williamsburg Walk Now open midrise urban condominiums starting from the low $200s. reidsheritagehomes.com
BUILDERS: If you would like to include your new model home or site opening,email [email protected]. Please say you saw it in New Home & Condo Guide!
HALTON HILLS WELLINGTON WATERLOO
ALMAAAYRCAMBRIDGEELORAFERGUSGEORGETOWNGUELPHKITCHENERROCKWOODWATERLOO
NEW RELEASESMONARCH CORPORATION Kitchener | Topper Woods Limited release of 43-ft. pie-shaped lots. monarchgroup.net
MENKES Georgetown | The Enclaves of Upper Canada New release of 40-ft. singles and bungalofts, near downtown Georgetown and conservation lands. menkes.com
REIDS HERITAGE HOMES Kitchener | The Oaks New 56-suite condominium. Offering a great selection of floorplans that suit a variety of budgets and lifestyles in an established community. reidsheritagehomes.com
REIDS HERITAGE HOMES Fergus | Westminster Highlands Master-planned community of a variety of single-detached homes, bungalows, two-storey and executive townhomes and midrise condos. reidsheritagehomes.com
New Home WATCH
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 53
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LOCATION BUILDERS SITES PRICES PAGESemi
Cond
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Cambridge WINZEN Springwood Towns from $269,900 38
Elmira CLAYSAM HOMES Elmira Country Club Estates from $264,900 61
Fergus REIDS HERITAGE HOMES Westminster Highlands from the $260's 59
Georgetown MENKES The Enclaves of Upper Canada from mid $700's 24
Kitchener BRANTHAVEN HOMES Nestings from the $400's 13
Kitchener COUNTRY GREEN HOMES Westwood Mews from $270's 7
Kitchener MATTAMY HOMES Wildflowers from $234,990 6
Kitchener MONARCH Topper Woods from mid $400's 36&37
Kitchener WILLIAMSBURG HOMES Williamsburg Walk from low $200's BC
Kitchener WILLIAMSBURG HOMES Eby Estates from the $400's 56
Plattsville CLAYSAM HOMES Plattsville Estates from $314,900 61
Waterloo COOK HOMES The Village in Beechwood West from $625,500 57
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56 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
COLUMBIA ST. WEST
KEATS WAY
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MODELS
Beautiful town villas backing onto private and treed parklands
Maintenance free condominium lifestyle
Outstanding features, including granite countertops, 9 ceilings, stone, brick and stucco
exteriors with generous stone patios
cookhomes.ca
Award Winning Builder
Only 2 town villas remain!Now Registered.
Offers and plans subject to change without notice. See sales representative for more information. E. & O. E.
Winner of the 2014 WRHBA Multi-Unit
Established Waterloo Community
VISIT OUR SALES OFFICE & MODEL HOME AT 435 WINCHESTER DRIVE, WATERLOO
Call our Sales Representative today:
Donna Hodgin Especially New Homes Inc., Broker
Saturday and Sunday 1-4pm
519.725.8880 or 519.886.9797
Move in now! This is your last chance to own in the final phase of our award winning West Waterloo community.
MCCRAE PARK VILLA ~ Immediate Occupancy. Situated on a gorgeous and very private parkland lot. Features two bedrooms, den with custom built-in desk and cabinetry plus cozy and ambiant fireplace located just off of the Master Bedroom. $625,500
MCCRAE PARK MODEL ~ Immediate Occupancy. Stunning model features a theatre room with seating for 8 and wet bar, two bedrooms plus loft, stunning ensuite bath, stainless steel appliances, custom window and bed coverings and upholstery. $694,900
57
April 2April 2April 2nd nd nd --- 444ththth, 2015, 2015, 2015201520152015
1 0 th A N N U A L
58
are madeMemoriesMMMMWhere
Elmira
Towns, Semis and Singles Now Open!
Priced From
$264,900
Plattsville
50-60 Lots Single Family
HomesPriced From
$314,900
Woodstock
30-42 Lots Single Family
HomesPriced From
$229,900
Woodstock
Adult Lifestyle Community
Priced From the Mid
$200,000s
Claysam offers a GREAT selection of family focussed communitieswhere you can build your NEW HOME and years of fond MEMORIES in.
claysamhomes.comVisit our website for MODEL HOME hours.
Prices and specifications are subject to change without notice. E. & O. E.
**Applies to standard counter top surface area only. Optional islands will be extra. This promotion is in conjunction with our value package promotion as well as our telecommunications program. Limited Time Offer. Offer must be firm. E. & O. E.
FREE Kitchen GraniteCountertops!
Limited Time Offer
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 61
GARDENHOME SHOWGREATER HAMILTON
March 6-8, 2015
thehomeshow.ca
Friday 2pm-8pm saturday 10am-7pm sunday 10am-6pm
Hamilton-HaltonHome BuildersAssociation
black tshirtSponsored by:
MEET ThE
canadian pickErs
Scott cozenS & Sheldon SmithenS
saturday March 7
FrEE ParkingHundreds of Exhibitors
Exciting prizes & Contestsretail shopping
Floral Competitionreno and decor stage
renomark ask a renovator ConsultationFlower market & Feature Garden
HOME RENOS, DECOR, SHOPPING & MORE!
KidZoneKidZoneZKKZKCOMPLIMENTARY
admission $10 | seniors $5 | Children 12 & under FREE
QEW & Fruitland Rd, Stoney Creek
HomeShow_HomeCondo_FP.indd 11 2/10/15 11:29 AM
62 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 63
Homebuyers Resource SectionYou love the home, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart
HOMEBUYERS HELP//
64 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
Calculate your mortgage payments
01 Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.02 Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).04At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.
CHART FIGURE MORTGAGE AMOUNT 1,000INTEREST RATE MONTHLY PAYMENT
EXAMPLE: 5% 25 YEARS 5.82 (MORTGAGE AMOUNT $125,000) 125 $
AMORTIZATION PERIOD
Canadian mortgage payment factors Instructions:
Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.
FEB 28 - MAR 14, 2015 | NEW HOME & CONDO GUIDE SWO 65
Compare mortgage rates for your best deal
CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years
Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEFebruary 23, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700
TRUST COMPANIES
ATB Financial 2.35 4 2.94 2.79 2.79 2.84 2.94 4.00op 4.00op 4.00op Alterna Svgs/Alterna Bk 2.45 4 2.98 2.98 2.98 2.94 2.98 6.30op 6.30op Bank of Montreal 2.85 4 2.89 2.84 3.39 3.89 2.99 6.30op 6.30op Bank of Nova Scotia 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74 6.45op 6.30op CFF Bank 2.99 2.79 2.69 2.89 2.79CIBC 2.85 2.89 2.49 3.55 3.04 4.79 6.70op 6.35op ICICI Bank Canada 2.9 3.15 3.65 3.64 3.69 3.69Manulife Bank 2.55 4.45 3 3.04 2.94 2.99 2.99 3.50op National Bank n/a 4.4 3.14 3.04 3.75 3.04 3.14 6.70op 6.70op Presidents Choice Finan 2.5 2.29 3.49 2.99 4.44Royal Bank 2.85 3.14 3.14 3.8 4.54 4.74 6.30op 6.30op TD Canada Trust 2.85 2.89 2.84 3.39 3.89 3.09 6.30op Tangerine 2.85 3.19 3.24 3.49 3.69 3.79
Community Trust n/a 6.5 3.14 3.25 3.95 4.74 4.99Concentra Financial n/a 5 2.89 2.59 3.44 3.94 4.79 6.70op 6.30op Effort Trust n/a 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op Home Trust Company 2.35 3.95 2.89 2.44 2.59 2.79 2.79Investors Group Trust n/a 4.2 3.14 3.09 3.75 4.39 3.29 6.50op 6.30op MTCC 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op
OTHER FINANCIAL INSTITUTIONS
Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.13 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 2.99 6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.69 2.79 2.89FirstOntario C.U. 2.85 2.99 3.04 3.19 2.99 2.89 6.34op 6.34op IC Savings 2.99 2.69 2.89 3.04 3.09London Life n/a 4.2 3.14 3.09 3.75 4.39 4.79 6.50op 6.30op Luminus Financial 2.45 2.85 2.25 3.35 2.95 3.05 6.25op MCAP 2.3 3.6 3.95 4.35 4.84 5.14Meridian Credit Union 2.65 4 3.09 3.09 3.55 3.29 2.89 6.30op Parama Credit Union 2.5 2.7 2.9 3 3.1 3.25 2.85op Steinbach Credit Union 2.4 2.65 2.75 2.85 2.9 2.95
66 NEW HOME & CONDO GUIDE SWO | FEB 28 - MAR 14, 2015
Compare mortgage rates for your best deal
CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years
Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEFebruary 23, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700
TRUST COMPANIES
ATB Financial 2.35 4 2.94 2.79 2.79 2.84 2.94 4.00op 4.00op 4.00op Alterna Svgs/Alterna Bk 2.45 4 2.98 2.98 2.98 2.94 2.98 6.30op 6.30op Bank of Montreal 2.85 4 2.89 2.84 3.39 3.89 2.99 6.30op 6.30op Bank of Nova Scotia 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74 6.45op 6.30op CFF Bank 2.99 2.79 2.69 2.89 2.79CIBC 2.85 2.89 2.49 3.55 3.04 4.79 6.70op 6.35op ICICI Bank Canada 2.9 3.15 3.65 3.64 3.69 3.69Manulife Bank 2.55 4.45 3 3.04 2.94 2.99 2.99 3.50op National Bank n/a 4.4 3.14 3.04 3.75 3.04 3.14 6.70op 6.70op Presidents Choice Finan 2.5 2.29 3.49 2.99 4.44Royal Bank 2.85 3.14 3.14 3.8 4.54 4.74 6.30op 6.30op TD Canada Trust 2.85 2.89 2.84 3.39 3.89 3.09 6.30op Tangerine 2.85 3.19 3.24 3.49 3.69 3.79
Community Trust n/a 6.5 3.14 3.25 3.95 4.74 4.99Concentra Financial n/a 5 2.89 2.59 3.44 3.94 4.79 6.70op 6.30op Effort Trust n/a 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op Home Trust Company 2.35 3.95 2.89 2.44 2.59 2.79 2.79Investors Group Trust n/a 4.2 3.14 3.09 3.75 4.39 3.29 6.50op 6.30op MTCC 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op
OTHER FINANCIAL INSTITUTIONS
Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.13 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 2.99 6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.69 2.79 2.89FirstOntario C.U. 2.85 2.99 3.04 3.19 2.99 2.89 6.34op 6.34op IC Savings 2.99 2.69 2.89 3.04 3.09London Life n/a 4.2 3.14 3.09 3.75 4.39 4.79 6.50op 6.30op Luminus Financial 2.45 2.85 2.25 3.35 2.95 3.05 6.25op MCAP 2.3 3.6 3.95 4.35 4.84 5.14Meridian Credit Union 2.65 4 3.09 3.09 3.55 3.29 2.89 6.30op Parama Credit Union 2.5 2.7 2.9 3 3.1 3.25 2.85op Steinbach Credit Union 2.4 2.65 2.75 2.85 2.9 2.95
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Compare mortgage rates for your best deal
CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years
Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEFebruary 23, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700
TRUST COMPANIES
ATB Financial 2.35 4 2.94 2.79 2.79 2.84 2.94 4.00op 4.00op 4.00op Alterna Svgs/Alterna Bk 2.45 4 2.98 2.98 2.98 2.94 2.98 6.30op 6.30op Bank of Montreal 2.85 4 2.89 2.84 3.39 3.89 2.99 6.30op 6.30op Bank of Nova Scotia 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74 6.45op 6.30op CFF Bank 2.99 2.79 2.69 2.89 2.79CIBC 2.85 2.89 2.49 3.55 3.04 4.79 6.70op 6.35op ICICI Bank Canada 2.9 3.15 3.65 3.64 3.69 3.69Manulife Bank 2.55 4.45 3 3.04 2.94 2.99 2.99 3.50op National Bank n/a 4.4 3.14 3.04 3.75 3.04 3.14 6.70op 6.70op Presidents Choice Finan 2.5 2.29 3.49 2.99 4.44Royal Bank 2.85 3.14 3.14 3.8 4.54 4.74 6.30op 6.30op TD Canada Trust 2.85 2.89 2.84 3.39 3.89 3.09 6.30op Tangerine 2.85 3.19 3.24 3.49 3.69 3.79
Community Trust n/a 6.5 3.14 3.25 3.95 4.74 4.99Concentra Financial n/a 5 2.89 2.59 3.44 3.94 4.79 6.70op 6.30op Effort Trust n/a 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op Home Trust Company 2.35 3.95 2.89 2.44 2.59 2.79 2.79Investors Group Trust n/a 4.2 3.14 3.09 3.75 4.39 3.29 6.50op 6.30op MTCC 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op
OTHER FINANCIAL INSTITUTIONS
Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.13 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 2.99 6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.69 2.79 2.89FirstOntario C.U. 2.85 2.99 3.04 3.19 2.99 2.89 6.34op 6.34op IC Savings 2.99 2.69 2.89 3.04 3.09London Life n/a 4.2 3.14 3.09 3.75 4.39 4.79 6.50op 6.30op Luminus Financial 2.45 2.85 2.25 3.35 2.95 3.05 6.25op MCAP 2.3 3.6 3.95 4.35 4.84 5.14Meridian Credit Union 2.65 4 3.09 3.09 3.55 3.29 2.89 6.30op Parama Credit Union 2.5 2.7 2.9 3 3.1 3.25 2.85op Steinbach Credit Union 2.4 2.65 2.75 2.85 2.9 2.95
Advertiser index
ASPEN RIDGE HOMES: Waterdown Meadows 11
BAYVIEW WELLINGTON: Victoria Village 4
BAYVIEW WELLINGTON: Niagara-on-the-Green 5
BRANTHAVEN HOMES: Corporate 12 & 13
BRANTHAVEN HOMES: Oakvillage 26
BUCCI HOMES: Villages of Brantwell 43
CLAYSAM HOMES: Corporate 61
COOK HOMES: The Village in Beechwood West 57
COUNTRYGREEN HOMES: Westwood Mews 7
EMPIRE COMMUNITIES: Multi-site 2 & 3
EMSHIH DEVELOPMENTS: Oakvillage 26
GREATER HAMILTON HOME & GARDEN SHOW 62
HOMES BY DESANTIS: On the Ridge 25
JACOBS LANDING: Jacobs Landing 44
KW HOME & GARDEN SHOW 60
MATTAMY H