Southwestern Ontario New Home and Condo Guide - April 27, 2013

INSIDE THIS ISSUE

FIRST-TIME BUYERSMAKING WISE CHOICES

NIAGARA: MORE THAN JUST THE FALLS

HOW LANDSCAPING CANAFFECT YOUR WARRANTY

April 27- May 11, 2013 Volume 16 Issue 08

AND MATTAMY’S WILDFLOWERS

IN KITCHENER IS INFULL BLOOM

SPRING SPRUNGhashasSPRING hasSPRING has SPRUNGhasSPRUNG

001-SWO NHG_Cvr_04-27-13_FIN.indd 1 4/24/13 2:32:38 PM

EASY BUY

It’s never been easier to afford the home of your dreams. With our new

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EMPI 5273 NHSWO-Gatefold-F.indd 1 2013-04-23 11:10 AMUntitled-45 1 4/25/13 3:08:26 PM

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Prices, sizes and specifications are subject to change without notice. *Applies to townhomes & 30’s with 14-month move-ins, on approved credit. Ask about the Easy Buy program for other home types. Please see Sales for full details. E. & O.E. Map not to scale. Exclusive listing brokerage: TFN Realty Inc. Broker Protected.

& $500 initial deposit.*5 %down over 12 months

EMPI 5273 NHSWO-Gatefold-F.indd 2-4 2013-04-23 11:18 AM003-Empire Communities 04-27-13.indd 1 4/24/13 2:39:10 PM





44' Detached from

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Cambridge

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EMPI 5273 NHSWO-Gatefold-F.indd 2-4 2013-04-23 11:18 AMUntitled-45 1 4/25/13 3:09:21 PM





44' Detached from

$321,990

4 MODELS TO TOUR!

36' Detached from


$229,990


$191,990

BRANTFORD




36’ Detached from



$371,990


$242,990

HAMILTON







Mississauga

Toronto

LakeOntario

Cambridge

Colborne

Veterans

Mem

orial Pkw

Gretzky

401 8

403

QEW407

56

Lincoln PWY

Binbrook Rd

N

Clarence

Paris

QEW

Colborne

Hwy.

20/

Cent

enni

al P

WY


Summerlea

Blac

kbur

n

Conklin




StoneyCreek

Victory

StoneyCreek






42' Detached from

$488,990

34' Detached from


Towns from

$276,990


$269,990



EMPI 5273 NHSWO-Gatefold-F.indd 2-4 2013-04-23 11:18 AMUntitled-45 1 4/25/13 3:10:26 PM

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mattamyhomes.com

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Presentation Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm

Sales/DesignCentre

Hw

y 40

1

Hw

y 40

1Homer Watson Blvd.

Huron

Rd.

Huron Rd.

Fischer Hallm

an Rd . S.

Seabrook Dr.

Woodbine Ave.

Townhomes From $249,990·

Detached Homes From $294,990

30' Home, The Blackcurrant, Elev. ‘A’, 1,450 Sq.Ft., $302,990

43' Home, The Clover, Elev. ‘A’, 2,623 Sq.Ft., $437,990

LIKE US ON FACEBOOK www.facebook.com/mattamyhomesGTA

Wildflowers Are Bountiful In Kitchener.

Wildfl owers is our very fi rst community in Kitchener. It offers the many, many benefi ts of a master-planned neighbourhood including built-in park spaces,

playgrounds, walking/biking trails and scenic ponds. There’s also a mature forest running along the border of Wildfl owers, which will provide a perfect backdrop for family walks. A school is part of the master plan as well as local shopping.

Come and see our collection of affordable and stylish Townhomes and well-appointed Detached Homes. You’ll fi nd that Wildfl owers is a lovely place to live.

Enjoy Our Open Designs With Family And Friends

SW_NH&C_Wildflowers April20.indd 1 16/04/13 4:07 PM

6

006-Mattamy Homes-Wildflowers 04-27-13.indd 6 4/25/13 9:52:17 AM

905-630-5803www.countrygreenhomes.com

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APR 27 - MAY 11, 2013 | NEW HOME & CONDO GUIDE SWO 7

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contents APRIL 27 - MAY 11, 2013 || VOLUME 16 ISSUE 08

MATTAMY HOMES offers beautiful living in Wildflowers in Kitchener

p.14cover story

IN EVERY ISSUE

10 EDITOR’S NOTE

75 HOT DATES

76 AD INDEX

COLUMNISTS

59 TARION REPORT How landscaping can affect your new-home warranty by Howard Bogach

77 FUNDAMENTALLY SPEAKING Learning about mortgages is time well spentby Wayne Karl

IN THE NEWS

18 GENWORTHFirst-time homebuyers showing their rational side

32 HHHBATwo Mohawk College students receive $2,500 bursary

regular and special featuresHOMEBUYERS’ HELP

54 CITY FOCUS Niagara: more than just the Falls

58 GREEN LIVING Tips to Green your every day life

69 HOMEBUYERS’ RESOURCES Mortgage Calculator & Rate Table

26 FERGUS Reid’s Heritage HomesThe Westminster tradition continues in Fergus with beautiful home designs

42 ST. CATHARINES Augustine GroupPort Place makes a splash at Port Dalhousie waterfront project

48 MULTI-SITE Eastforest HomesWho is Eastforest Homes?

64 WOODSTOCK Geranium Homesinvites you to swing into spring at The Village at Sally Creek

community focus features

48

26

64

21 Waterloo33 Hamilton60 London

watchNEW

HOME

008 TOC _DN-WK.indd 8 4/25/13 2:18:05 PM

you waited. good things came.

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Live luxuriously in Niagara’s Premier Community - Reserve today!

bungalows and bungalofts from the low $300s

Introducing the new Bungalow Collection, innovative home designs, luxurious features, spacious 50’ lots and a community made for fi ne living.

Prices and specifi cations subject to change without notice. E. & O.E. Off er is subject to change without notice. $10,000 only available on singles detached homes. Not valid with any other purchase.

www.mountainview.com905.323.6232

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apr 27 - may 11, 2013 | New home & coNdo guide Swo 9

009-Mountainview-Lookout 04-27-13.indd 9 4/25/13 9:52:25 AM

VICE-PRESIDENT, WALL2WALL MEDIAJacqueline Hill

ASSOCIATE PUBLISHERSusan Maxwell

EDITOR-IN-CHIEF, NATIONAL REAL ESTATESusan Legge

ART DIRECTORDaiana Garay

EDITORWayne Karl

CONTRIBUTING EDITORSSara DuckElisa KrovblitLydia McNutt (on leave)

DISTRIBUTION & SALES CO-ORDINATORJennifer Bistron

ADMINISTRATIVE ASSISTANTAntoinette Jackson

MANAGER OF PRODUCTIONBala Gnanapandithan

CO-ORDINATOR Laura Northmore

GRAPHIC DESIGNERDhaval Naik

NATIONAL ACCOUNT MANAGER, MEDIATIVE Paul Slizys

CONTRIBUTING WRITERSJoanne KeenanJeffrey Reed

PUBLISHED BY

Wall2Wall Media is a trademark of Yellow PagesGroup Co. in Canada.

#500-401 The West MallEtobicoke, ON M9C 5J5T 416.626.4200 F 416.784.5867

ADVERTISING: Call Susan Maxwell at

416.580.1654 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260;e-mail: [email protected] Office hours are Mon-Thurs. 9-5; Fri. 9-12

CIRCULATION: Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.

TERMS: Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL: Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.

COPYRIGHT 2013: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

e d i t o r ’ s n o t e

You’ve agreed that a new home is the way to go and you’re making headway, but you still have another big decision to make – choosing your home builder.

It pays to check the reputation of the builder/developer before you sign on the dotted line. You can start by � nding out how long the company has been in business by asking the sales representative or visiting the company’s website.

Find out if previous purchasers are happy with their homes. Drive around an existing community built by the company and talk to anyone you run into anyone during your tour.

Naturally, you should spend some time visiting several different sales of� ces and model homes. Get a feel for each company and the staff employed there. Ask a lot of questions and expect to be treated with consideration and respect. No question is too “dumb.”

Think twice about any development where the salespeople push you to make a decision you’re not ready for, or where they are not happy to provide you with the information you request. There are certainly many other builders and salespeople out there who pride themselves on putting the customer � rst.

When you do � nd the right home and the right company, making that big decision will be a whole lot easier and enjoyable.

Susan Legge EDITOR-IN-CHIEFWall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

The big decisionA litt le extra research pays off with peace of mind

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

The moment you decide to buy your � rst home is an important one – from getting your � nances in order, to learning about mortgages, to

researching builders and to getting out there to look at potential communities. Indeed, the excitement grows at every step.

Buying your � rst home can also be an emotional experience. There will be houses you fall in love with, communities you really want to live in and neighbours you can envision befriending.

As exciting as all of this is, it’s also important to not let your emotions get carried away – to buy more with

your heart than your head. This is why you should take your time, do your research and conduct due diligence on every development, builder and home you consider.

This issue of New Home & Condo Guide, like all editions we put together, contains a variety of content to guide you through this process. Our goal is to help identify subjects, neighbourhoods, communities, housing types and builders for you to consider – in short, to help you prepare.

With this knowledge, and your own enthusiasm, you’re well on your way!

Wayne Karl EDITORWall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/WayneKarl

Be preparedThis adage is never more true than when buying your fi rst home

newhomeandcondoguide.com

10 NEW HOME & CONDO GUIDE SWO | APR 27 - MAY 11, 2013

010 Editors Page_SWO_DN-WK.indd 10 4/25/13 11:13:07 AM

* See Sales Representative for details. Illustrations are artist’s concept. Prices and specifications subject to change without notice.

IMPORTANT: Take Ontario St. (Hwy #18)/Beamsville Exit #64Do Not Take Ontario St./Grimsby exit

QEW

N

BEAMSVILLESALESCENTRE

BEAMSVILLE

LAKE ONTARIO

KING ST.

CEN

TENN

IAL PKW

Y.

FIFTY RD.

BARTON ST.

64EXIT

ON

TARIO

ST.

GRIMSBY

DOWNTOWNBEAMSVILLE

STONEY CREEK

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BURLINGTON SKYWAY

RED HIL

L PKW

Y.

NIAGARA

SERENA DR. MAY ST.

ON

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c o v e r s t o r y

Just a few short months ago, Mattamy unveiled its � rst-ever com-munity in Kitchener. Opening day was a roaring success, and this new community continues to unfold and reveal the many innovative features of Mattamy living. And now – when the birds

are singing and the days are longer and sunnier – would be a perfect time to see Wild� owers in bloom.

Wild� owers offers a completely new approach to home building in Kitchener. It offers the considerable bene� ts of master-planning and Mattamy’s vast experience in planning neighbourhoods that are interest-ing in their architecture and community features. Mattamy neighbour-hoods are places where you’ll always � nd a smile and kids playing right outside your door.

Wild� owers starts with community planning that re� ects the needs of families, not the builder. There are park spaces, playgrounds, walking/biking trails and tranquil ponds scattered throughout, all of which give families perfect places to gather and share in the enjoyment of the place they call “home.” There’s a mature forest bordering the community so an after-dinner stroll will be truly inspiring. Future planning calls for

MATTAMY OFFERS BEAUTIFULliving in Wildflowers

a school right in the neighbourhood and local shops so you won’t need a car to go shopping.

Mattamy has a vast amount of experi-ence in master-planning neighbourhoods and designing unique homes. Since 1978, the company has built more than 50,000 homes in more than 150 communities across North America. The approach has always been to provide interesting and var-ied architecture so the streets have indi-viduality and features that make everyone completely satis� ed in the home and in the community.

If you’d like to see the many attributes of life in a Mattamy community for your-self, you can visit Upper Country Club and Mill Pond in Cambridge. Just a walk or


014-015 Cover Story Mattamy_DN-WK.indd 14 4/25/13 11:13:22 AM

slow drive through will reveal why Mattamy communities are so highly regarded by the families who live in them. The best way is to go for a walk so you can get a full measure of the many things that make life a lot more pleasurable. The streets look different because of the wide variety of styles and integrated garages that help create a more pleasant streetscape. You can also usually � nd a homeowner or two who will gladly tell you why they chose a Mattamy community.

In Wild� owers, you’ll � nd a complete variety of townhomes and well-designed detached homes in variety of sizes and � oorplan options to accommodate any size family. When it comes to choice, Mattamy believes more is better.

Many Mattamy homes offer front porches so neighbours can enjoy each other’s company with a friendly “hello” while out for a stroll. You’ll � nd homes in Wild� owers are built with very large windows so you have the bene� t of more cheerful, natural light streaming into the home. These special home and community features in Wild� owers are the types of features you � nd in small, thoughtfully planned and friendly Ontario towns.

Kitchener-Waterloo is a place that has built an outstanding reputation as a hub for the high-tech industry. Two superb universities are highly regarded around the world. Kitchener is a vibrant, growing city that of-fers many community activities and special events. Oktoberfest is the largest of its kind outside of Germany. Recreational facilities are avail-able for all seasons and you don’t have to wait long for a good parade be-

MATTAMY HOMES Wild� owers

1571 Fischer Hallman Rd., open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m.

Kitchener

Townhomes and detached homes

519.744.9296 | mattamyhomes.com

LOCATION

HOUSING TYPE

CONTACT

SALES CENTRE

cause Kitchener has a Santa Claus parade, a Thanksgiving/Oktoberfest Parade and a Canada Day Parade that � ll the streets from Waterloo to the southern reaches of Kitchener. There’s a great farmers’ market downtown, as well as � ne shopping, dining, nightlife and cultural venues.

If living in Kitchener is high on your list of places, Mattamy invites you to come and see Wild� owers and � nd the home and community features that will make life beautiful for your family every day. Town-homes in Wild� owers are offered from a very affordable $249,990 and detached homes begin at $294,990.

The Wildfl owers presentati on centre is located at 1571 Fischer Hallman Rd., Kitch-ener. Call 519.744.9296. Presentati on centre hours are Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m. For more infor-mati on, visit matt amyhomes.com


014-015 Cover Story Mattamy_DN-WK.indd 15 4/25/13 11:13:27 AM

BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER

Sizes, prices and specifications are correct at press time and subject to change without notice. All illustrations are artistʼs concept. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. *Semi-link models only. **See Sale Rep for details. E.&O.E.

59

401

Dundas St

Oxford Rd 17

Mill S

t

Norw

ich Ave

Fairway Rd

Lakeview Dr

Vansittart Ave

2

SITE & SALES CENTRE

The Rider CollectionSemi-Link Model 2902DECO VILLA |

TOUR 3 FABULOUS MODEL HOMES WOODSTOCK’S BEST 4-SEASON LIFESTYLESON LIFESTYLE

k bungalows set on beautifulCCCCoooossyy sssseemi-link l alk-out lots. Spacious bungagooooolff coooouurse wa lows sophistication and fl air. deeeeesssiiggnnnneeed withSally Creek is an adult TThhhhheee Villllllage at unity that has it all!liifffffeeeessttyleeee comm

main fl oor ceilingsSSooSSS aaaarrrraring 9’ m•••• •••• •••••

gourmet kitchensGGGooooorgeeeeous g••• •

d master ensuitesSSpSpaaa a innnnspired•• • •• •

r optional loft designsSpSpSpSpSpeecttaatacular• •

asement lotsWWaWaalklklklk--out Ba•• •• *

rgy StarBBBuBuili t to Ener• • ® for New ormance StandardsHoHommes Perfo

Recreation CentreRResiddents’ R• •

Course 1-Yeear Golf • •p IncludedMemmbership **

ly Creek Golf Stepps to Sal• BistroCourse and

0,00 BONUS PLUUS! $1• ES OF YOUR UPGGRADE

CHOOICE! ***

Sales Centre Open: Sat, Sun & Holidays: 11am - 5pmMon - Wed: 11am - 5pm or by appointment

50’ LotsSSeeemmi-Linnks & 5

$289,900from

up to 2,719 sq. ft.

519-290-3466Bryon Patton Inspired Design Ideas

Inspired

WQ-1179 NHG SWO DPS 04.27.13.indd 1 4/23/13 4:27:37 PM

016-017-Geranium Homes-Sally Creek 04-27-13.indd 1 4/25/13 9:52:53 AM

BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER

Sizes, prices and specifications are correct at press time and subject to change without notice. All illustrations are artistʼs concept. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. *Semi-link models only. **See Sale Rep for details. E.&O.E.

59

401

Dundas St

Oxford Rd 17

Mill S

t

Norw

ich Ave

Fairway Rd

Lakeview Dr

Vansittart Ave

2

SITE & SALES CENTRE

The Rider CollectionSemi-Link Model 2902DECO VILLA |

TOUR 3 FABULOUS MODEL HOMES WOODSTOCK’S BEST 4-SEASON LIFESTYLESON LIFESTYLE

k bungalows set on beautifulCCCCoooossyy sssseemi-link l alk-out lots. Spacious bungagooooolff coooouurse wa lows sophistication and fl air. deeeeesssiiggnnnneeed withSally Creek is an adult TThhhhheee Villllllage at unity that has it all!liifffffeeeessttyleeee comm

main fl oor ceilingsSSooSSS aaaarrrraring 9’ m•••• •••• •••••

gourmet kitchensGGGooooorgeeeeous g••• •

d master ensuitesSSpSpaaa a innnnspired•• • •• •

r optional loft designsSpSpSpSpSpeecttaatacular• •

asement lotsWWaWaalklklklk--out Ba•• •• *

rgy StarBBBuBuili t to Ener• • ® for New ormance StandardsHoHommes Perfo

Recreation CentreRResiddents’ R• •

Course 1-Yeear Golf • •p IncludedMemmbership **

ly Creek Golf Stepps to Sal• BistroCourse and

0,00 BONUS PLUUS! $1• ES OF YOUR UPGGRADE

CHOOICE! ***

Sales Centre Open: Sat, Sun & Holidays: 11am - 5pmMon - Wed: 11am - 5pm or by appointment

50’ LotsSSeeemmi-Linnks & 5

$289,900from

up to 2,719 sq. ft.

519-290-3466Bryon Patton Inspired Design Ideas

Inspired

WQ-1179 NHG SWO DPS 04.27.13.indd 1 4/23/13 4:27:37 PM

016-017-Geranium Homes-Sally Creek 04-27-13.indd 2 4/25/13 9:52:56 AM

Canadians entering the real estate market are making fi nancially astute choices by saving longer and putti ng

down larger deposits on their homes,” says Brian Hurley, chairman and CEO of

Genworth Canada.

showing their rational side

FIRST-TIME HOMEBUYERS

ACCORDING TO A NATIONAL SURVEYconducted by Genworth Financial Mortgage Insurance Company Canada (Genworth Canada), � rst-time homebuyers are adjusting to the new mortgage requirements and making informed choices about homeownership.

The annual poll, completed in conjunction with the Canadian Association of Credit Counselling Services (CACCS), asked 1,514 Canadians questions about their � nancial well-being and preparedness. The 2013 survey revealed that there was a signi� cant rise in the number of recent � rst-time buyers who say they put down more than 20 per cent on their homes (56 per cent versus 36 per cent in the 2012 survey). In fact, the number of people that said it is getting harder

choices by saving longer and putti ng down larger deposits on their homes,”

says Brian Hurley, chairman and CEO of Genworth Canada.

to save for that down payment is on the decline (50 per cent versus 55 per cent in 2012) with more � rst-time buyers � nding it easier to save money (nine per cent, up from � ve per cent in 2012). In addition, only 17 per cent of respondents thought it was a good time to buy, suggesting that low interest rates alone are not enough to entice Canadians to purchase a home.

“Canadians entering the real estate market are making � nancially astute choices by saving longer and putting down larger deposits on their homes,” says Brian Hurley, chairman and CEO of Genworth Canada. “They continue to value homeownership and are being responsible about the way they enter into mortgage debt. This trend bodes well for a soft-landing of the housing market.”

Among � rst-time homebuyers, the proportion saving for less than two years has decreased by nearly 30 per cent, while the proportion saving for more than � ve years rose by more than 50 per cent. This appears to indicate that fewer � rst-time homebuyers feel a sense of urgency about entering the real estate market, which is consistent with the fact that fewer expect house prices to rise in the next twelve months.

“There is still a strong need for Canadians to have a better grasp on their � nancial situation,” says Henrietta Ross, CEO of CACCS. “More than 40 per cent don’t think their credit rating re� ects them or don’t know what their credit rating is. Counselling could help ensure they are � nancially prepared to enter and maintain substantial investments, such as homeownership.”

i n t h e n e w s

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C

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Tarion_Ad_7 5x10 5_PRINT.pdf 1 13-04-24 12:22 PM

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20 New home & coNdo guide Swo | apr 27 - may 11, 2013

020-TD_M3068_PEEK_1NL.indd 20 4/25/13 9:53:02 AM

preview registrationvanmar Guelph | V2 Condos Coming soon to south Guelph, an intimate midrise condominium only minutes to nature trails, golfing, dining and shopping. v2condos.ca

macpherson builders Fergus | Summerlea Coming soon – single-family homes from the $280’s. Register today. mysummerlea.com

losani homes Kitchener | Victoria Common Register now for the VIP event coming soon for this community of “FlexSpace” townhomes. victoriacommon.ca

reid’s heritage homes Fergus | Westminster Highlands Coming this spring – a brand new master-planned community in Fergus. Phase One, single-family homes, bungalow townhomes and executive townhomes. reidsheritagehomes.com

new openingsmenkes Georgetown | The Enclaves of Upper Canada Preview opening of a new family community of semi-links and detached homes backing on to a ravine mature trees. menkes.com

claysam homes Guelph | Creekside Freehold walkout townhomes starting at $299,900. claysamhomes.com

menkes Georgetown | The Enclaves of Upper Canada Preview opening – semi-links and 30-ft. detached homes in a new family community backing onto a ravine of mature trees. menkes.com

mattamy homes Kitchener | Wildflowers Coming soon – Mattamy’s first master-planned community in Kitchener, with affordable townhomes and detached homes. mattamyhomes.com

BUILDERS: If you would like to include your new model home or site opening, email [email protected]. Please say you saw it in New Home & Condo Guide!

haLton hILLS wELLIngton watERLoo

AlmAAAyrCAmbridGEElorAFErGUSGEorGEToWnGUElpHKiTCHEnErroCKWoodWATErloo

new releasesreid’s heritage homes Guelph | Westminster Woods Kingsbury Square building selling fast in this master-planned community of one- to three-bedroom condominium suites. reidsheritagehomes.com

reid’s heritage homes Guelph | Westminster Woods Arlington Court is the final opportunity in Guelph signature family community – beautifully designed three-bedroom, two-storey residences starting at $284,900. reidsheritagehomes.com

fusion homes Guelph | blueberry Hill Brand new semi-detached and 30-ft. detached lots. fusionhomes.com

williamsburg homes Kitchener | Eby Estates Spectacular homes on lots 100- and 200-ft. deep in this established tree-lined community minutes from Hwy. 8, amenities and transit. williamsburghomes.ca

dunsire developments Kitchener | mill Creek Village Traditional or Back-2-Back townhome units with walkouts available. millcreekvillage.ca

New

watchHome

apr 27 - may 11, 2013 | nEw homE & conDo gUIDE Swo 21

021 Sneak Previews WATERLOO_DN-WK.indd 21 4/25/13 2:18:09 PM

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022-023-SW Map-Waterloo.indd 18 4/25/13 2:15:59 PM

Location BuiLders sites Prices Pagesemi

condo

townhome

det.bunga

low

adult life

style

Fergus reid's heritaGe hoMes Westminster Highlands • • • 28

kitchener branthaVen hoMes Joy • from $248,990 13

kitchener branthaVen hoMes Nestings • from $418,990 12

kitchener dunsire deVelopMents Mill Creek Village • from $236,990 30

kitchener eastForest hoMes Eby Estates • • from $279,990 50

kitchener eastForest hoMes Doon South • from $335,990 50

kitchener eastForest hoMes Huron Village • • from $259,990 50

kitchener MattaMy hoMes Wildflowers • • from $249,990 6

kitchener williaMsburG hoMes Eby Estates • from $339,900 40

kitchener schleGel urban deVelopMents inc Williamsburg Walk • from $189,900 25

puslinch reid's heritaGe hoMes Heritage Lake Estates • from the $950's bc

waterloo eastForest hoMes Vista Hills • from $389,990 50

waterloo Mady hoMes One Fifty Five • from low $200's 31

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022-023-SW Map-Waterloo.indd 19 4/25/13 2:15:59 PM

LEARN MORE AT:

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24

024-Eby Estates-Williamsburg 04-13-13.indd 24 4/25/13 9:53:07 AM

a complete community from only

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Fabulous amenities at your doorstep including restaurants, shopping and state-of-the-art fitness facility.

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025-Williamsburg Walk 03-16-13.indd 25 4/25/13 9:53:10 AM

c o m m u n i t y f o c u s

Fergus

location

Bungalow and executive towns and singles

housing type

519.378.4578 reidsheritagehomes.com

contact

The Westminster tradition continues in Ferguswith beautiful home designs in first phase

Yes, Westminster Woods, the community that stands apart from all others, is very near completion but it will live on at Westminster Highlands just up the road in Fergus. All the features, amenities

and lifestyle attributes perfected in Guelph over the last decade are ready to adorn this master-planned community being carefully crafted and designed by Reid’s Heritage Homes.

View the exciting plans and details for this new community at a grand opening this spring. Guests pre-registering will receive priority information with all the exciting details to come.

You’ll find Westminster Highlands taking shape just off Hwy. 6 at the entrance to Fergus, where shopping and amenities abound. It will be a community imbued with historic charm, modern amenities and many kilometres of natural beauty blended with a meandering hiking trail, paved for easy stroller and wheelchair access to the passive and active recreational areas. The main entrance into Westminster Highlands will be beautifully landscaped with additional features to denote that this is a community like no other. Built for family life and living, the community will include linear park space, junior playground equipment and a basketball court.

Fergus is that cherished secret that combines all the good things in life. It’s a quiet town, settled in the midst of daytripping country with a short drive to Guelph. Recreational influences abound with a wonderful array of dining spots, a recreation centre with three ice hockey rinks (a space other municipalities only wish they had!) and amenities for families

26 new home & condo guide swo | apr 27 - may 11, 2013

026-027 CF Reid's_VB-WK.indd 26 4/25/13 11:13:43 AM

Reid’s heRitage homes Westminster Highlands

westminster highlands will eventually be home to families of all sizes, so residents will be able to choose from various lifestyle options as the community grows around them with neighbours of all ages and stages of life.

of all ages. Westminster Highlands projects a serene atmosphere within a reasonable commute to Toronto.

Westminster Highlands will eventually be home to families of all sizes, so residents will be able to choose from various lifestyle options as the community grows around them with neighbours of all ages and stages of life. Right now, single-detached homes, bungalow towns and executive towns will be released.

Bungalow towns, with the emphasis on a carefree lifestyle offer main floor living as the ultimate in convenience with two and three bedroom designs. End units offer a two-storey design. Lots will be fully sodded with paved driveways, patio areas with privacy fencing and garages.

Executive towns made popular in Guelph will be just as opulent at Westminster Highlands with soaring cathedral ceilings, ceramic tiles, and enhanced kitchens with upgraded cabinetry, as standard finishes on select models. Fantastic optional upgrades are available for discerning tastes.

All homes are Energy Star qualified, offering a healthy, Green home that reduces energy consumption while saving money.

For more than 30 years, Reid’s Heritage Homes has been proudly offering homes of quality throughout Ontario – from executive estates to retirement communities, from towns, semis, bungalows and two-storey homes to condominiums. The company’s pride shows in its design excellence, outstanding quality and meticulous craftsmanship on display in successful communities like Village by the Arboretum and Westminster Woods.

If you love Westminster Woods, you’ll adore Westminster Highlands. For more information, call 519.378.4578 or pre-register for the grand opening at reidsheritagehomes.com

apr 27 - may 11, 2013 | new home & condo guide swo 27

026-027 CF Reid's_VB-WK.indd 27 4/25/13 11:13:49 AM

REIDS HERITAGE HOMES

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029-Eastforest Homes-Andover Trails 04-27-13.indd 29 4/25/13 9:53:23 AM

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030-Dunshire-Mill Creek Village 04-27-13.indd 30 4/25/13 9:53:30 AM

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031-Mady Homes-155 04-27-13.indd 31 4/25/13 9:53:33 AM

i n t h e n e w s

Two Mohawk Collegeconstruction students receive

$2,500 bursary from HHHba

The hamilTon-halTon home builders’ association (HHHba) has awarded a bursary to two deserving mohawk college students. the funds are aimed at assisting the most deserving graduates of the construction and renovation technician programs to launch their own construction or renovation company.

the HHHba launched this bursary program with mohawk last year at its annual fundraiser bbQ during its milestone 70th anniversary year. more than 100 builders, renovators, trades and suppliers attended the event to support this great program.

the HHHba has committed to fund the bursary for a minimum of three years and hopes it will lead to great successes and help graduates successfully start their business.

this year, the bursary was awarded to chris and Jason ford, two brothers from brantford, ont. chris and Jason both left long time jobs at ford in oakville to pursue their dreams of working and

renovating together. chris and Jason have excelled in their studies and have become leaders to their younger classmates. the two brothers plan to use the $2,500 bursary to start up their own company called ford brothers construction.

“Giving back to the community is essential to our association and one of the things we continually hear from our members is the lack of young skilled trades people in the marketplace,” says mathieu Langelier, HHHba’s executive officer. “

so, supporting mohawk’s great construction program and providing some financial assistance to future contractors is a natural fit for us.”

the bursary provides a great opportunity for young people who are just starting their careers. the construction industry is full of opportunities for work and the HHHba is very proud to support the future of our industry.

The HHHBA has committed to fund the bursary for a minimum of three years and hopes it will lead to great successes and help graduates successfully start their business.

32 New hoMe & CoNdo guide Swo | apr 27 - may 11, 2013

032 News HHHBA_VB-WK.indd 32 4/25/13 11:14:01 AM

AncAsterBeAmsvilleBinBrookBrAntBrAntfordBurlingtoncAthArines grimsBy hAmiltonmilton

niAgArAoAkvillePArisPort doverst. cAthArinesstoney creekvinelAnd


hamILton haLton nIagaRa

preview registrationaugustine group st. catharines | Port Place Construction starting soon at this waterfront condominium at Port Dalhousie in St. Catharines. portplacecondos.com

carriage gate homes Ancaster | legacy Coming soon – register now for an outstanding collection of stylish and sophisticated single-family homes nestled in an intimate enclave off of Lime Kiln Road. carriagegatehomes.com

dawn victoria homes Ancaster | evergreens on southcote Pre-construction pricing ends soon for these custom bungalow, bungaloft and two-storey home designs on 42- and 50-ft. lots. dawnvictoriahomes.com

cambridge homes Beamsville | Brownstones at the vineyards Pre-register for Phase 2 of Brownstones – two-storey towns near the wineries of Beamsville Bench. golfiteam.com

spallacci homes hamilton | eden Park Coming soon to Hamilton West Mountain – chateau-inspired semis collection. Register for VIP privileges. spallaccihomes.com

bayview-wellington homes niagara | niagara on the green Register now for these executive townhomes backing onto the Royal Niagara Golf Course. bwhomes.ca

dawn victoria homes Burlington | village West register now for this small enclave of urban townhomes on Plains Road West. Ideal for commuters and young families due to proximity to the GO station, QEW, parks and downtown. dawnvictoriahomes.com

rosehaven homes Ancaster | tiffany hill Coming fall 2013 – Phase 2 release of towns, 36-, 40- and 45-ft. lots from the $400’s. rosehavenhomes.com

rosehaven homes Waterdown | Waterdown meadows Coming spring 2013 – Phase 2 limited release of 35-, 40- and 45-ft. lots from the $400’s. rosehavenhomes.com

rosehaven homes/ homes by desantis stoney creek | on the ridge Coming fall 2013 – towns, semis, 35- and 40-ft. lots from the mid $200’s. liveontheridge.ca

new openingsmenkes & fernbrook homes oakville | millstone on the Park Grand opening of Oakville’s only urban towns with rooftop terraces. millstonepark.ca

branthaven homes Binbrook | celebration Grand opening of this two-storey townhome collection in Binbrook’s only forest-edged lots. branthaven.com

mountainview homes Welland | harvest estates New model home grand opening at this community of single-detached homes. mountainview.com

homes by desantis niagara falls | lyon’s creek Summer closings are available in this community of detached two-storey homes, as well as bungalows and bungalofts. homesbydesantis.com

phelps homes grimsby | the Bedford collection Model home now open at this private enclave of 28 bungalows a short walk from downtown Grimsby. bedfordcollection.ca

New

watchHome

eastforest homes Brantford | d’Aubigny forest estates New model now open for these singles on 40-ft. lots. eastforesthomes.com

bayview wellington homes st. catharines | victoria village New model homes grand opening – affordable lifestyle, overlooking the historic Welland Canal. bwhomes.ca

new releasesempire communities stoney creek | victory New release of two-storey townhomes from $269,990. victoryempire.com

rosehaven homes chippawa | lyon’s creek Coming soon – model homes plus new release of 50-ft. detached lots. rosehavenhomes.com

rosehaven homes thorold | gibson heights Coming soon – new release of towns and model homes. rosehavenhomes.com

spallacci homes hamilton | eden Park Phase 4 release of exceptional 32- and 40-ft. lots. spallaccihomes.com

mattamy homes oakville | the Preserve Now open – a new release of village homes and 34-, 38- and 45-ft. detached homes. mattamyhomes.com

apr 27 - may 11, 2013 | nEw homE & conDo gUIDE Swo 33

033 Sneak Previews HAMILTON_DN-WK.indd 33 4/25/13 2:18:12 PM

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LocatioN BuiLders sites Prices Pagesemi

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ancaster dawn victOria HOmes Evergreens on Southcote • • from low $400's 47

ancaster rOseHaven HOmes Tiffany Hill • from $460's 45

Beamsville HOmes By desantis Lincoln Square • • from $249,900 11

Beamsville camBridge HOmes Brownstones at the Vineyards • from $246,900 46

Binbrook BrantHaven HOmes Celebration • from $246,990 13

Brantford emPire cOmmunities Wyndfield • • from $191,990 2&3

Burlington tOByn Park HOmes ParkCity • from the $180's 57

caledon mOnarcH The Village of SouthFields • • from high $300's 40&41

chippawa rOseHaven HOmes Lyon's Creek • • from low $300's 45

fort erie Park lane HOme Builders Garrison Village • • from the $250's 58

georgetown menkes The Enclaves of Upper Canada • • from low $400's 37

grimsby BrantHaven HOmes Bravo! By the Lake • from $219,990 13

grimsby Bucci HOmes Bliss • from mid $260's 53

Hamilton cOuntry green HOmes WestBloom • from $329,900 7

Hamilton emPire cOmmunities Summerlea • from $242,990 2&3

Hamilton new HOrizOn City Square • from $202,990 39

Hamilton sPallacci HOmes Eden Park • from low $300's 38

niagara mOuntainview HOmes The Residences at Lookout • from loW $300's 9

niagara Park lane HOme Builders North Ridge Meadows • • from the $250's 58

niagara PHelPs HOmes Brookside • • • from mid $200's 51

niagara PHelPs HOmes Streamside • • from mid $300's 51

niagara on the lake Bw HOmes Niagara on the Green • • • from low $200's 5

Oakville menkes Millstone • from $309,990 36

Port dalhousie augustine grOuP cOrPOratiOn Port Place • from $297,990 44

smithville PHelPs HOmes Harvest Heights • • from the $270's 51

st. catharines Bw HOmes Victoria Village • from $289,900 4

stevensville Park lane HOme Builders Village Creek • • from the $250's 58

stoney creek emPire cOmmunities Victory • • from $269,990 2&3

thorold great gulf Thorold Rolling Meadows • from $307,990 78&79

thorold rOseHaven HOmes Gibson Heights • • from $240,000's 45

35

034-035-SW Map-Hamilton.indd 29 4/25/13 2:16:02 PM

36

036-Menkes-Millstone 03-30-13.indd 36 4/25/13 9:53:36 AM


037-Menkes-Upper Enclaves 04-13-13.indd 37 4/25/13 9:53:43 AM

38

038-Spallacci Homes-Eden Park 04-27-13.indd 38 4/25/13 9:53:55 AM

ALL RENDERINGS ARE ARTIST’S CONCEPT. PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E.

SALES CENTRE: 85 Robinson St. Hours: Sat-Sun 12-5 pm, Mon-Thurs 3-7 pm, Fri by Appointment 289.389.1734

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039-New Horizon 04-13-13.indd 1 4/25/13 9:53:58 AM

MONARCHGROUP.NET Prices, speci� cations and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Square footage includes fi nished space in lower level. E.&O.E. March 2013. 20833.

Like us on: facebook/monarchcorp

Follow us on:twitter @monarch_group

NEW NAME. NEW DESIGNS. SAME GREAT COMMUNITY.NOW AVAILABLE

SINGLES & TOWNHOMESMonarch is excited to introduce the next phase of the masterplanned community in the heart of Caledon. Strawberry Fields has now flourished into the Village of SouthFields offering all the vibrancy and charm you would expect from an established community, with a new, more all-embracing name.

5 MODEL HOMES TO VIEW

Old School Rd.

Waterville Way

N

Kenn

edy

Rd.

Kenn

edy

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eart

Lak

e Rd

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Hur

onta

rio S

t./ H

wy.

10

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PRESENTATIONCENTRE

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y. 41

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43’ SINGLES• New designs and designs with

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TWO STOREY TOWNHOMES• Up to 2,010* sq. ft.• Open concept two storey

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SOUTHFIELDS - TWO STOREY TOWNHOMESNEWSOUTHFIELDS - 43’ SINGLE - MORNING GLORY DESIGN

Buy Monarch. Be Happy. It’s never been a better time to buy a Monarch home.

Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

SALESEVENT

PRESENTATION CENTRE: Waterville Way, Caledon, ONTelephone 905.843.8989Mon. – Thurs.1pm – 8pm,Fri. 12pm – 5pm, Weekends & Holidays 11am – 6pm

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

INVENTORY HOMES AVAILABLE WITH $50,000 DESIGN STUDIO BONUS AUGUST CLOSINGS AVAILABLE

MONH 20833 SF CAL NH&C SWO March 13_V2.indd 1-2 13-03-13 12:06 PM

40

040-041-Monarch 03-16-13.indd 40 4/25/13 9:54:02 AM

MONARCHGROUP.NET Prices, speci� cations and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Square footage includes fi nished space in lower level. E.&O.E. March 2013. 20833.

Like us on: facebook/monarchcorp

Follow us on:twitter @monarch_group

NEW NAME. NEW DESIGNS. SAME GREAT COMMUNITY.NOW AVAILABLE

SINGLES & TOWNHOMESMonarch is excited to introduce the next phase of the masterplanned community in the heart of Caledon. Strawberry Fields has now flourished into the Village of SouthFields offering all the vibrancy and charm you would expect from an established community, with a new, more all-embracing name.

5 MODEL HOMES TO VIEW

Old School Rd.

Waterville Way

N

Kenn

edy

Rd.

Kenn

edy

Rd. H

eart

Lak

e Rd

.

Hur

onta

rio S

t./ H

wy.

10

Mayfield Rd.

PRESENTATIONCENTRE

Hw

y. 41

0

Hwy. 410

43’ SINGLES• New designs and designs with

lofts now available• Plans range from 1,943 to

3,971 sq. ft.• Superior features and finishes

including hardwood on main level, coffered and vaulted ceiling, gourmet kitchen, luxurious ensuites and much more

• Brick exteriors featuring stone accents


TWO STOREY TOWNHOMES• Up to 2,010* sq. ft.• Open concept two storey

townhomes with 9’ ceilings on main level, extended upper cabinets, oak staircase, gas fireplace and more


SOUTHFIELDS - TWO STOREY TOWNHOMESNEWSOUTHFIELDS - 43’ SINGLE - MORNING GLORY DESIGN

Buy Monarch. Be Happy. It’s never been a better time to buy a Monarch home.

Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

SALESEVENT

PRESENTATION CENTRE: Waterville Way, Caledon, ONTelephone 905.843.8989Mon. – Thurs.1pm – 8pm,Fri. 12pm – 5pm, Weekends & Holidays 11am – 6pm

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

INVENTORY HOMES AVAILABLE WITH $50,000 DESIGN STUDIO BONUS AUGUST CLOSINGS AVAILABLE

MONH 20833 SF CAL NH&C SWO March 13_V2.indd 1-2 13-03-13 12:06 PM


040-041-Monarch 03-16-13.indd 41 4/25/13 9:54:03 AM

PORT PLACE MAKES A SPLASHIN PORT DALHOUSIE WITH AMBITIOUS WATERFRONT PROJECT


Mattamy’s Wildflowers

St. Catharines

LOCATION

Condo suites

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CONTACT

Port Place has made a splash in St. Catharines with its plans for this

state-of-the-art, 17-storey condominium tower that will forever change the Port Dalhousie skyline.

Over the next two years, developers of Port Place will initiate a transformation of this popular summer locale on the Lake Ontario shore with an ambitious mixed-used waterfront development that will preserve

key heritage elements while adding upscale condo suites, 36,000 sq. ft. of ground level commercial space, a theatre and a boutique hotel.

At the heart of the development will be a public square surrounded by shops, outdoor patios and a mix of restaurants to energize the waterfront. In winter, the square will provide an outdoor skating rink. The ground level of the tower will be a collection of retail stores, restaurants, and services complementing the beach, boutique shops, cafes and activities that already exist, with a suite of professional of� ces on the second storey accessible by elevator. Also just released are 15 Harbour Lofts, which sit atop the commercial space and


042-043 CP Augustine 04-2013_VB-WK.indd 42 4/25/13 11:14:14 AM

PORT PLACE MAKES A SPLASHIN PORT DALHOUSIE WITH AMBITIOUS WATERFRONT PROJECT

AUGUSTINE GROUP Port Place

have prime views. They’ll be joined to the tower by a glass bridge.

Port Place will introduce residential units to the waterfront, while the theatre, hotel and commercial space will draw patrons to boost the local economy. The project will be an asset for the community, says Brian Tilley, vice-president of sales and marketing for The Augustine Group. “It really will become a year-round destination.”

Another component of the Port Place development – a 103-room boutique hotel – is on the brink of being sold to a major name in the hotel and hospitality industry. The hotel will also run the project’s 400-seat world-class theatre. The hotel will incorporate the preserved facade of the Austin Hotel, a tiny 1845 stone jail that is one of the oldest in Canada, and the Lakeside Hotel, of� cially designated as a heritage building.

Sales are at 30 per cent for the 80 condo units in the tower, with prices ranging from $297,990 for a 565-sq.-ft. suite to $3 million for a 3,000-sq.-ft. penthouse. Average suite size will be 1,100 sq. ft., with average prices of about $500,000. With the retail space sold, reduced pricing is being offered for a limited time on 20 suites to secure the � nal stage of � nancing. Only a few remaining sales are needed and then construction can begin with a completion date just in time for the 2015 Pan Am games and the rowing competitions that

will take place on the neighbouring Henley course. “It’s waterfront pricing and there’s not much waterfront

available in the Golden Horseshoe,” points out Brian Tilley, vice-president of sales and marketing. “You’d pay twice the price for the Toronto waterfront.”

With experience in the construction industry totaling more than 50 years, the diverse team behind this project includes Derek Martin with 20-plus years of experience in heavy civil construction and other major projects, including the bobsled track for the 2010 Winter Olympics in Whistler; Harvard-trained architect Michael Kirkland of Toronto’s Kirkland Partnership to design the tower, which offers expanses of glass and large balconies; and Toronto designer Alex Chapman of Union31 to design the suites and common areas as well as the onsite model suite, a showpiece of the level of luxury living that awaits.

Toronto is just an hour away by car – or 30 minutes byboat – and the Buffalo international airport is a 30-minute drive. Being in the heart of Niagara, wine country is also minutes away, and golf courses are found in every direction.

Whether you’ve lived in Port Dalhousie for much of your life… or whether you’ve always wanted to live in waterfront location, Port Place offers a once-in-a-lifetime opportunity to enjoy a carefree condominium lifestyle like no other.

Port Place in Port Dalhousie, with units ranging from 565 to 3,000 sq. ft. and priced from $297,990, will be available for occupancy in the summer of 2015. For more information, call 905.902.6689email [email protected] or visit portplacecondos.com


042-043 CP Augustine 04-2013_VB-WK.indd 43 4/25/13 11:14:23 AM

CONSTRUCTIONSTARTING SOON

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ST. CATHARINES

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44

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For directions, hours, community information, visit: rosehavenhomes.com • (1-888 / 416) 410-0175Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands.

Chippawa / Niagara - Lyon’s CreekComing Soon New Release of

detached lots! New 35’ bungalow loft towns & 50’ singles from the low $300’s.

Lyon’s Creek Blvd. & Sodom Rd., east of the QEW

Thorold - Gibson HeightsNew release of detached lots! 45’, 40’ & 36’ lots from $300’s, towns, semis &

attached singles from the $240’s.Richmond St. & Winterberry Blvd.,

south of Hwy. 58

Ancaster - Tiffany HillInventory homes available! Luxury stone,

stucco & brick detached homes on 45’ lots from the $460’s & 4 models to tour.

Garner Rd. E. & Raymond Rd., east of Hwy. 6

It’s the feeling Rosehaven designs into some of the most desirable homes in Southern Ontario. Homes that are as unique as you are. So choose Rosehaven and every time you step through

the front door you’ll say I am happy, I am comfortable… I am home!

COMING SOON: Stoney Creek - On The Ridge - At Upper Centennial Pkwy and Mud St. W, south of the QEW. Register at liveontheridge.ca

Waterdown - Waterdown Meadows - Limited release of detached lots. Register at waterdownmeadows.com

Also building communities in Oakville, Nobleton, Brampton & Kleinburg

/rosehavenhomes @thisisrosehaven

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Custom bungalow, bungaloft and 2-storey home designs on 42’ & 50’ lots.Fifty-seven homes are only minutes from olde Ancaster and its shops and boutiques, while new adventures in the city or country await. Designed for you, your family, your life – everything you’ll ever need.

Maureen Hall, Sales Representative Darlene McCauley, BrokerThe Effort Trust Company, Brokerage

Ancaster 905-304-6099Sales Office Hours Mon – Thurs 1pm – 6pm Sat & Sun 12pm – 5pm Friday by appointment

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Who is

EastforEst HomEs?

Eastforest Homes is one of the largest, most successful builders in southwestern ontario. since arriving from Europe more than 25 years ago, the founder of

Eastforest Homes has built upon cherished values passed down through generations of skilled family craftsmen. as an award-winning company with more than 6,000 homes completed, Eastforest has a reputation for quality and customer service.

awarded with EnerQuality’s Energy star for New Homes Builder of the Year award at the 2012 EnerQuality awards of Excellence, Eastforest Homes is once again recognized as a leader in the homebuilding industry and one of first new home builders in ontario to adopt and embrace the new Energy star for new home standards, which became effective on Dec. 1, 2012. this prestigious award recognizes leadership in construction technology and innovative design techniques and practices that promote a positive environmental impact.

the results speak for themselves. You will find thousands of Eastforest homes in beautiful communities throughout the Kitchener, Waterloo, Guelph, Cambridge, Baden, New

Hamburg, Listowel, London, Paris, Brantford and simcoe areas. Whether it’s a single-detached, semi-detached, townhome or multi-unit dwelling, you can be certain that each home is built with skill, expertise and genuine pride.

Eastforest Homes is a builder that cares – not only about the quality of the homes it builds and the satisfaction of the people who purchase them, but about giving back to its communities. most recently, Peter Catana, founder and president of Eastforest Homes, was honored for his support of Conestoga College with the naming of the Peter Catana Construction skilled trades Centre in recognition of the generous pledge of $1 million over the next 10 years. Eastforest recognizes the need and the value of these apprentice programs for the home building industry, for the community and for students enrolled in the program.


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eaStforeSt homeS multi-site

Kitchener, Waterloo, Guelph, Cambridge, Baden, New Hamburg, Listowel, London, paris, Brantford and Simcoe

locatioN

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houSiNg type

eastforesthomes.com

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another leading edge initiative is the innovative optimum House opening this summer at Vista Hills in Waterloo. the optimum House will be an educational opportunity to see and learn about new construction techniques, technology and materials. the optimum Home Program is sponsored by Union Gas in partnership with the leading experts at Building Knowledge and will provide an amazing insight into the construction of a new home. the 15,000-sq.-ft. design studio located at 155 Washburn Dr. in Kitchener also encourages those looking for a new home to drop in during public viewing hours and learn more about the new home building process and the options available.

Eastforest Homes is not your ordinary home builder. Eastforest Homes believes that home building excellence rests not on the bricks and mortar – but on the strong foundation and relationships with committed staff, expert tradespeople and quality suppliers. Every purchaser deserves the highest degree of professional service throughout the home building process. It is not the quality of your home that makes the difference – it is the quality of your builder.

For more information, visit eastforesthomes.com


048-049 CF Eastforest_VB-WK.indd 49 4/25/13 11:15:11 AM

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Live the good life on up to 60’ lots in wine country. It seems like small towns have become big towns. Big towns are small cities. What if you could have the best of both worlds, and live just minutes from everything, yet wake up to the sound of, well, nothing. We’re talking beautifully crafted homes surrounded by wine country and farmers’ markets. Instead of traffic jams you’ll have conservation areas, bike trails and homemade pies just a hop, skip and a jump away. Starting to sound pretty good isn’t it?

COME ENJOY THE ORIGINAL SPRING FRESH SCENT IN SMITHVILLE.

1.877.526.5451 | PhelpsHomes.comPrices subject to change without notice. E.&O.E.

DETACHED AND SEMI-DETACHED HOMES ON 50’ LOTS

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Design · Decor · Lifestyle · Travel

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NiagaraMORE THAN JUST THE FALLS

People around the world recognize Niagara Falls as the honeymoon capital of the world, where the Falls roar and mist � lls the air as visitors

stroll along its edge, spray on their faces from one of the world’s greatest natural wonders.

Residents throughout the Niagara region identify with far more. Diverse job opportu-nities, an economic base rooted in tourism, horticulture, farming and manufacturing and affordable housing set within one of Canada’s most scenic settings, tempered by a moder-ate climate provide residents with their own reasons to roar.

c i t y f o c u s

Located in southern Ontario and bordering the US, the Niagara region is an area of 1,800 sq. kms forming a peninsula of land between Lake Ontario and Lake Erie with a population of about 430,000. It encompasses St. Catharines, Grimsby, Town of Lincoln (Beamsville, Jordan and Vineland) Niagara Falls, Niagara-on-the-Lake, Welland, Port Colborne, Fort Erie and the neighbouring communities, towns and villages of Queenston Heights, Chippawa, Port Robinson, St. David’s, Ridgeway, Stevensville and Sherkston.

Niagara is a major gateway to North America. Its cities and towns are less than a one-hour drive to Toronto, Buffalo or western New York. Businesses are within one day’s drive of 55 per cent of all U.S. manufacturing activity, and almost half of the U.S. population. The region is accessible worldwide through the St. Lawrence Seaway and Welland Canal.


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Lined with scenic routes and parkways and dotted with fruit stands, antique markets, historic sites and nature trails, the area population increases in summer due to a quieter way of life and small-town atmo-sphere. Tourism and the closely related service industry form the economic foundation of this area, that serves about 20 million visitors annually and generates more than $2 billion in revenue. But not everyone is a visitor. With great job prospects, hundreds of newcomers choose this area as their permanent home each year.

Quaint communities such as historic Niagara-on-the-Lake, Fonthill and Crystal Beach, even Fort Erie and Ridgeway, are drawing empty nesters ready to indulge in both custom homes and other offerings. Lifestyle and lower prices are the lure. Home prices are much lower than those in the GTA, drawing residents from beyond the Niagara borders.

New-home construction is strong in Grimsby and Beamsville, with Cambridge Homes, Losani Homes, Branthaven Homes and Homes by DeSantis all active in the area. Mountainview Homes has a new site, Thundering Waters, opening in Niagara Falls, as does Great Gulf Homes with its Edgewood Niagara Falls project. BW Homes, Ballantry Homes, Homes by DeSantis, Rosehaven Homes and Phelps Homes are also active in Niagara. BW Homes has a new development, Niagara on the Green, in Niagara-on-the-Lake, as does Langendoen Homes with Courtland Valley. In nearby Thorold, Great Gulf now has model homes open at its Rolling Meadows community, and Rosehaven Homes has Gibson Heights.

Clearly, there are many home options – and lifestyle choices – in this world-famous area. Take a drive along the rural roads and parkways and view gorgeous gardens, parklands and orchards of the Niagara fruit belt. A moderate climate and rich, productive soil provide the unique

POPULATION

430,000, including municipalities of Fort Erie, Grimsby, Lincoln, Niagara Falls, Niagara-on-the-Lake, Pelham, Port Colborne, St. Catharines, Thorold, Wainfleet, Welland and West Lincoln

COLLEGES & UNIVERSITIES

Niagara College andBrock University NUMBER OF PUBLIC & CATHOLIC SCHOOLS180AVERAGE HOME PRICE, FEBRUARY 2013$207,273

Niagara at a glance

SOURCE Canadian Real Estate Associati on, Canada Mortgage and Housing Corp., Tourism Niagara, Niagara Economic Development Corp., Niagara Canada Business Directory, Stati sti cs Canada.Photos courtesy Tourism Niagara.



agricultural resources to make the Niagara region ideally suited for fruit and other crop growth. Two-thirds of the province’s tender fruit orchards are located here, produc-ing a majority of the province’s peaches, cherries, pears, plums, apples, apricots, prunes and grapes.

Going Green is nothing new for Niagara, that boasts more than 18 million sq. ft. of greenhouse space. Some 200 greenhouses and 75 food processing plants employ more than 6,000 workers, with thousands more employed in related industries. Horticulture is supported with extensive training programs through Niagara College’s Horticul-tural Centre, The Niagara Parks Commission School of Horticulture and The Horticultural Research Institute of Ontario (University of Guelph), all of which base programs in the Niagara Region.

Niagara’s grape industry produces more than 48,000 tonnes of grapes annually. New wineries are just an example of the region’s ongoing expansion in overall agricultural/food processing. Increased popularity of grape and wine products has created a separate identity and a designated Wine Route, as indicated by highway post-signs from Stoney Creek to Niagara Falls, connecting 30 of the area’s 70 wineries. Hundreds of thousands of visitors tour this scenic route annually. The wine industry employs more than 5,000 people in wineries, retail and as suppliers and growers.

The recent recession was especially hard on manufac-turing companies in the region. Formerly among the main employers, GM and companies servicing the automaker are now smaller players on the economic stage. By contrast, Fallsview Casino, with 4,700 workers, is the second largest employer in the Niagara area (Niagara School Board is the largest), followed by General Motors with 2,700.

The tourism and entertainment sector also includes the Shaw Festival, Niagara Parks Commission and Canadian Niagara Hotels and Entertainment. Other major employers are the Niagara Health System, Niagara Region, Seaway Marine, Brock University and Canadian Tire Financial.

The economic impact of relatively new players such as Fallsview Casino and the subsequent arrival of hotels and related businesses has resulted in substantial growth in the new-home market in the decade since it opened.

As many people are discovering, Niagara is a great place to work, play and live.

The honeymoon is never over.



ParkCity_NHC_Apr09_F.pdf 1 13-04-10 10:09 AM

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OUR IMPACT ON THE ENVIRONMENT IS GROWINGand it’s time for each of us to rethink our everyday actions and what that means for our planet in so many ways.

Try calculating your environmental footprint to assess your personal impact on the environment and see where you can make small changes to help better the planet. DO Shop locally. Visit your neighbourhood farmers’ market and support your community.DON’T Buy international fruit. The fuel used to transport and shipping the product can be wasteful and environmentally damaging.DO Buy a stainless steel water bottle. You can re� ll it with water from your tap or from your water � lter dispenser.DON’T Purchase bottled water. Bottles expend energy in the manufacturing process, transportation and distribution. There are also the costs of garbage pickup, recycling or taking waste to the land� ll.DO Take public transport or start a carpool. Fewer cars on the road mean less greenhouse gases and traf� c congestion. You can take advantage of carpool lanes and

shared fuel usage to save money and get to work faster.DON’T Forget to check your tires. According to Pollution Probe, “If every Canadian motorist had properly in� ated tires, 375,000 tonnes of CO2 would be prevented from entering the atmosphere.” That’s because under–in� ated tires create drag and reduce your car’s fuel ef� ciency.DO Learn about the small changes you can make to help the environment. Try using P&G Future Friendly products such as Tide Coldwater – a product you know and trust, and that can help you reduce your energy use.DON’T Overuse your products. Many cleaning products are available in concentrated forms so that you can use less for the same results. Be sure to read product labels for recommended use.DO Recycle and compost. Be sure to check your local municipal recycling guidelines because different cities may or may not recycle certain items.DON’T Buy Styrofoam products or overstuff your garbage can. Recycling and composting leftover food and paper products will help reduce garbage build-up, and ultimately the greenhouse gases emitted from land� lls. NC

More information on the simple steps you can take to save energy can be found online at futurefriendlybrands.ca. NC

TIPS TO GREEN

your daily life

g r e e n l i v i n g


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058 NOW A HALF PAGE HORIZ Going Green - tips to green your life_VB-WK.indd 58 4/25/13 2:18:31 PM

Howard Bogach is President and CEO of Tarion Warranty Corp. His column

appears monthly in New Home & Condo Guide. For more information

about how Tarion helps home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

by howard bogach

Don’t let your lanDscaping plans

dampen your spirits or your

basement

If you ’ r e l Ik e mos t n e w homeowners, when the weather feels warmer and the days get longer, you might find yourself thinking about how to make your yard as beautiful as your new home. Before you dig in, there are a few things you should consider when planning landscaping or building additional structures around your house.

When building your new home, the builder has taken care to ensure that water will not accumulate at or near the foundation. any landscaping that alters this grade could lead to poor surface drainage, ponding, flooding, basement dampness or foundation settlement – all of which could result in damage that may not be covered by your new home warranty.

When planning to add flowerbeds, a pool, a deck, a second driveway or any new structure around your home, take care not to alter your property’s drainage patterns. the ontario

Building code requires that a building should be located or graded so that water will not accumulate at or near the building or adversely affect adjacent properties and that exterior foundation walls should be extended a minimum of 150 mm above the finished ground level.

lot grading requirements vary from municipality to municipality, so before making changes to what your builder has put in place, check with your local building department to understand the requirements that apply to your home. in general, the following guidelines should be followed:• The top of your foundation should be above grade a

minimum of 150 mm for masonry cladding and 200 mm for wood cladding.

• Grade the lot so that the land slopes away from your house for at least 1.8 metres around the foundation.

• Do not change the elevation around the lot perimeter.• Extend downspouts so water flows away from the house

and does not collect next to the basement walls and windows. no matter how much the elbow joint of the downward drain spout disrupts your flower beds, don’t take it off or water will drain from the roof straight down into your foundation.

• Ensure surface drainage is directed away from window wells and exterior stairwells.

• Swales (depressions in grading between tract properties that are intended to manage water run-off) should be located within the limits of the lot and have a maximum depth of 150 mm and a side slope of three to one.

• Don’t cover up weeping holes (small openings located near the base of masonry structures). these allow water inside a building to move outside and evaporate. raising the grade above weeping holes could not only allow water to back up and weaken your foundation, but may also allow insects and small animals to enter the building.

understanding this information before you start landscaping will save you time, money and frustration. it may also help keep your basement dry and your warranty in place.

if you have any questions about how grading or drainage issues could affect your warranty, give us a call at 1-877-9tarion or find us on Facebook.

t a r i o n r e p o r t

apr 27 - may 11, 2013 | New Home & coNdo guide Swo 59

059 Tarion Report_VB-WK.indd 59 4/25/13 11:15:17 AM

new releasesauburn developments London | Foxfield CommunityA variety of housing options are available in this community, including single-family lots.auburndev.com

rembrandt homes London | River WestThird and final phases coming soon for this bungalow condos surrounded by a beautiful garden oasis.rembrandt-homes.ca

sifton properties Ingersoll | HarrisViewSingle-family homes on 40- to 50-ft. lots, with some wooded and pond-view lots available.sifton.com

CaChet reid heritage homes London | CopperfieldFinal single-family homes available in this community. Single-detached designs close to schools, shopping, recreation and parks.cachetreid.com

LONDON

BayFIeLdBLytHCLIntonGRand BendInGeRsoLLLondonMItCHeLLseaFoRtHsHakespeaRest.tHoMasstRatFoRdtaVIstoCktILLsonBuRGWInGHaMWoodstoCk


new openingsgeranium homes Woodstock | the Village at sally Creek Model home grand opening – semi-linked and fully detached bungalows and bungalow-lofts in this adult lifestyle community.geraniumhomes.com

Claysam homes Woodstock | sally Creek Premium twin town designs now including finished basements. claysamhomes.com

New

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Location BuiLders sites Prices PageSemi

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Please see advertisers ads for location of sites

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GERANIUM INVITES YOUTO SWING INTO SPRING

EASTFOREST HOMES?

In Woodstock, The Sally Creek nine-hole executive golf course is now open and welcoming golfers who are eager to try out their skills after the winter hiatus.

“Golf is just one of the many lifestyle attractions drawing new-home buyers to The Village at Sally Creek premier four-season adult-lifestyle community,” says Sue Webb Smith, marketing director, Geranium Homes. “The course is just a few minutes from home and the Bistro, which is open every day, is a great place to meet for a meal after-wards.” Geranium includes a free one-year golf club mem-bership for two in the purchase price.

House hunting is another spring activity, and Gera-nium Homes is ready with three stunning model homes. The models showcase how easy it is to live comfortably in a home that’s sized just right. Combining thoughtful design, construction quality and interior � nishes, and designed by acclaimed Bryon Patton & Associates Inte-rior Design, the furnished models demonstrate Geranium’s semi-linked and fully detached bungalows and bungalow-lofts in this established neighbourhood. The value is built in with Geranium’s own stringent construction methods and materials in homes that achieve Energy Star labelling, with up to 20 per cent energy savings annually over a

home built to minimum Ontario Building Code. Semi-links start from only $289,900 and 50-ft. detached homes from $339,900.

Model highlights include The Bayside “Country Estates,” which is an elegant 1,804-sq.-ft. two-bedroom detached bungalow. The Bayside features a Great Room with a gas � replace and cathedral ceiling, kitchen with an island, sun-� lled morning room and open-concept living/dining room.

The Wentworth model with optional loft is a grand 2,716-sq.-ft. residence. The home’s voluminous Great Room � ows into the expansive kitchen and dining area.

The Ryder collection semi-link model 2902 shows both the optional loft and � nished walkout basement for a total living space of 3,061 sq. ft. The loft-space overlooks the large Great Room and the kitchen features a generous breakfast bar.

Every home in the adult-lifestyle neighbourhood comes with membership to the community’s Recreation Centre, the � rst phase of which is completed and in use. Residents organize year-round activities within the centre from � tness to cooking classes, cards and book clubs. Sally Creek features stone entry gates, gazebos, gardens, pe-


064-065 CF Geranium_DN-WK.indd 64 4/25/13 11:15:22 AM

GERANIUM HOMES The Village at Sally Creek

destrian-friendly streets, plenty of greenspace and trails. Geranium’s residences are 2012 Energy Star for New Homes rated

(the highest available), third-party tested and veri� ed, for savings from the day you move in. Exteriors combine long-lasting, low-maintenance clay brick, stone veneer and Hardie Board siding. Interiors have nine-ft. main � oor ceilings, quality kitchens with extended-height cupboards, ceramics, laminate � ooring and beautiful broadloom (all as per plan).

Geranium’s semi-linked bungalows on walkout basement lots range from 1,391 to 1,604 sq. ft. for standard plans, prices start at $289,900 to $334,900, and some premium lots are available backing onto the golf course. Seven fully detached designs range from 1,479 to 2,067 sq. ft. on 50-ft. lots overlooking the golf course. Prices start from $339,900 to $424,900. Loft options are available on some plans, plus � nished base-ment space on the semi-linked walkout designs. A $10,000 Upgrades Bonus is now offered, plus a Rogers Package of services.

Geranium Homes has received the industry’s highest awards: Build-ing Industry and Land Development (BILD) Association’s 2012 Home Builder of the Year and the 2011 Canadian Home Builders’ Association Grand SAM Award.

Woodstock is home to 350 hectares of parkland and open spaces, live theatre, a hospital, local transit system, recreati on faciliti es, social clubs, dining, shopping and a farmer’s market. The Geranium Homes sales centre is on Fairway Road at Vansitt art Avenue (Hwy. 59 in Woodstock). Hours are 11 a.m. to 5 p.m. Saturday to Wednesday, closed Thursday and Friday. Call Geranium at 519.290.3466 or 855.457.2559 or visit geraniumhomes.com

Fairway Road at Vansittart Avenue (Hwy. 59 in Woodstock), open 11 a.m. to 5 p.m. Saturday to Wednesday, closed Thursday and Friday

Woodstock

Semi-links and 50-ft. detached homes

519.290.3466 | 855.457.2559 geraniumhomes.com

LOCATION

HOUSING TYPE

CONTACT

SALES CENTRE


064-065 CF Geranium_DN-WK.indd 65 4/25/13 11:15:33 AM

When Scott was diagnosed at The Hospital for Sick Children (SickKids), little was known about cancer and survival rates with treatment were less than 10 per cent. Today, more than 80 per cent of children diagnosed with cancer will live. The approach to patient care was also very different. Every morning, Scott would be dropped off at the front doors of SickKids and picked up in the afternoon. Six months into treatment, he succumbed to the disease.

Upon receiving Hudson’s diagnosis of t-cell acute lymphoblastic leukemia (ALL) in August 2011, his parents uprooted their life in Guelph and moved to Toronto to be closer to SickKids.

“We would have gone anywhere in the world to receive the best treatment,” said Les. “And we ended up where we would have gone.”

Throughout the fi ve rounds of high-dose chemotherapy and the many days spent at SickKids, it was Hudson who brought the most comfort to Les and his wife. Les recalls one experience at the hospital when he felt overwhelmed by the situation. Sensing his father’s emotion, Hudson put his hand on his father’s shoulder and gave him a hug. He similarly had a positive effect on everyone involved in his circle of care at SickKids and knows each team member by name.

In May 2012, Hudson entered the maintenance stage of his treatment and now takes chemo pills orally from home. Although Hudson has tolerated treatment well so far, Les recognizes there is still a need for continued research into diseases like cancer.

“Growing up knowing my brother’s story made hearing the recent breakthroughs in cancer survival rates sound great before Hudson was diagnosed. Now being a parent of a child with cancer, 80 per cent isn’t good enough.

Thanks in part to ground-breaking research conducted at SickKids, children like Hudson are able to beat cancer. Survival rates have doubled in the last 25 years alone but cancer still remains the most common cause of disease-related death in children in Canada. For that reason, cancer research is a priority at SickKids.

SickKids is currently building a new facility to house this research. Designed by world-renowned Diamond and Schmitt Architects with LEED gold certifi cation, the new SickKids Centre for Research & Learning will, for the fi rst time, house all SickKids researchers in the same location, allowing them to collaborate like never before. The vision of the Cancer Stem Cell and Regenerative Medicine area of the Centre is Better Outcomes, Better Lives - ensuring treatments that help kids like Hudson survive cancer with no long-term side effects.

In 1968, Les Campbell’s two-year-old brother, Scott, lost his courageous battle with leukemia. Forty years and one generation later his two-year-old son, Hudson, is fi ghting a variation of the same cancer.

HudsonMeet our hero


066-067 Builders Helping to Heal-Meet Hudson.indd 66 4/25/13 11:57:52 AM

BUILDERS HELPING TO HEALWall2Wall Media, the publisher of New Home Guide, New Home & Condo Guide and New Condo Guide, is teaming up with builders and their suppliers to help raise money for SickKids Foundation. The following companies have contributed generously to help give Ontario's children the world-class care they deserve. These pages honour these special people, and we thank them for their generous support.

Builders Helping to Heal and Friends of the Industry are Wall2Wall Media initiatives stemming from SickKids Leaders, a program at SickKids which draws on the support of over 150 volunteers over 30 industry sectors. www.sickkidsleaders.com

Again, we thank our generous sponsors and appreciate their ongoing commitment. These companies not only build housing, but they support the families in the communities in which they build.

PLATINUM SPONSORS

SILVER SPONSORS

www.fi eldgatehomes.com

www.primonthomes.com

www.mattamyhomes.com

www.streetcar.ca

1. SickKids sees approximately 25 percent of the children

diagnosed with cancer in Canada making us the largest paediatric cancer centre in the country. Kids travel from across Canada to receive cutting edge treatment at SickKids.

2. Over $200,000 has been raised by Builders

Helping to Heal. Donations have helped fund research that explains why some treatments fail to cure a form of brain cancer and points to a new method of treatment that may change the future for these kids.

Readers looking to support SickKids Foundation can go to www.sickkidsleaders.com

Why SickKids?

HudsonMeet our hero


066-067 Builders Helping to Heal-Meet Hudson.indd 67 4/25/13 11:58:02 AM

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HomeBuyers’ ResouRce sectionyou love tHe Home, see wHat you can afford!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

h o m e b u y e r s ’ h e l p


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NOW OPENTOWNHOMES AT MIDLAND & ST. CLAIR

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INSIDE THIS ISSUE


NIAGARA: MORE THAN JUST THE FALLS

HOW LANDSCAPING CANAFFECT YOUR WARRANTY


AND MATTAMY’S WILDFLOWERS

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JANUARY 12 - 26, 2010 | NEW HOMES SOUTHWESTERN ONTARIO 107

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Brought to you by

070-071-Family of Mags DPS.indd 107 4/25/13 11:12:15 AM

caLcuLate YouR mortGaGe Payments

01Calculate the combined monthly before-tax income

of you and your spouse.

02Divide by three. This figure is the monthly payment you can afford

to make on your home.

03Take the total price of the home and subtract the amount of

money you expect to make as a down payment. This is the money you will have to borrow.

04Refer to the chart on the opposite page. Look down the

left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06Add to this your estimated monthly heating costs and

monthly property taxes.

07If this figure is equal to or less than one-third of your gross

monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

cHart fIGure mortGaGe amount÷ 1,000

Interest rate montHly Payment

eXampLe: 5% 25 YeaRs 5.82(MORTGAGE AMOUNT $125,000)

125 $

amortIZatIon PerIod

follow tHese stePs to see If you’ll QualIfyfor a mortGaGe on YouR dReam home

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies varyin their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.



3.00% 9.65 6.90 5.54 4.73 4.21

3.25% 9.76 7.02 5.66 4.86 4.34

3.50% 9.88 7.14 5.79 4.99 4.48

3.75% 9.99 7.26 5.91 5.13 4.61

4.00% 10.11 7.38 6.04 5.26 4.76

4.25% 10.23 7.50 6.17 5.40 4.90

4.50% 10.34 7.63 6.30 5.53 5.04

4.75% 10.46 7.75 6.44 5.67 5.19

5.00% 10.58 7.88 6.57 5.82 5.34

5.25% 10.70 8.01 6.74 5.96 5.49

5.50% 10.82 8.14 6.85 6.10 5.64

5.75% 10.94 8.27 6.98 6.25 5.79

6.00% 11.07 8.40 7.12 6.40 5.95

6.25% 11.19 8.53 7.26 6.55 6.11

6.50% 11.31 8.66 7.41 6.70 6.26

6.75% 11.43 8.80 7.55 6.85 6.42

7.00% 11.56 8.93 7.69 7.00 6.59

7.25% 11.68 9.07 7.84 7.16 6.75

7.50% 11.81 9.21 7.99 7.32 6.91

7.75% 11.94 9.34 8.14 7.47 7.08

8.00% 12.06 9.48 8.28 7.63 7.25

8.25% 12.19 9.62 8.44 7.79 7.42

8.50% 12.32 9.76 8.59 7.95 7.59

8.75% 12.45 9.90 8.74 8.12 7.76

9.00% 12.58 10.05 8.86 8.28 7.93

9.25% 12.71 10.19 9.05 8.45 8.10

9.50% 12.84 10.33 9.20 8.62 8.28

9.75% 12.97 10.48 9.36 8.78 8.45

10.00% 13.10 10.63 9.52 8.95 8.63

10.25% 13.24 10.77 9.68 9.12 8.80

10.50% 13.37 10.92 9.84 9.29 8.98

10.75% 13.50 11.06 10.00 9.46 9.16

11.00% 13.64 11.22 10.16 9.63 9.34

11.25% 13.77 11.36 10.32 9.80 9.52

11.50% 13.91 11.52 10.49 9.97 9.70

11.75% 14.04 11.66 10.65 10.15 9.88

12.00% 14.18 11.82 10.81 10.32 10.06

12.25% 14.32 11.97 10.98 10.49 10.25

12.50% 14.46 12.13 11.15 10.67 10.43

12.75% 14.59 12.28 11.31 10.85 10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 ÷ 1,000) X 5.82 = $727.50

moRtgage paYment calculatIon cHart

amortIZatIon PerIodsinteRest

Rates10

YeaRs15

YeaRs20

YeaRs25

YeaRs30

YeaRs

%



aTB Financial 2.6 4 3.1 3.14 3.55 4.39 3.04 6.30op 6.30op 6.50op

alterna Svgs/alterna Bk 2.85 4 3.05 3.09 3.09 2.99 3.09 6.30op 6.30op

Bank of montreal 3.1 4 3 3.04 3.55 4.54 3.09 6.30op 6.30op

Bank of Nova Scotia 3 4.55 3.75 2.69 3.99 2.99 4.99 6.45op 6.50op

Canadian Western Bank 4 3 3.04 3.55 4.54 5.14 6.45op 6.30op

CIBC 3.2 3 3.14 3.55 2.99 5.14 6.70op 6.35op

HSBC Bank Canada 3 4.45 2.7 3.95 2.98 4.99 3.49 6.20op 6.35op

ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.44

ING Direct 3 3 3 2.79 2.99 3.08

Laurentian Bank n/a 4.4 3.09 3.14 3.55 4.54 5.14 6.70op 6.30op

manulife Bank 3 4.45 3 3.05 3.1 3.1 3.09 4.00op

monCana Bank 2.79 2.79 2.79 2.89 2.99

National Bank n/a 4 3.1 3.14 3.55 4.54 3.39 6.70op 6.30op

president’s Choice Finan 3.2 3.2 3.24 3.35 3.44

royal Bank 3 4 3 3.04 3.55 4.54 5.14 6.30op 6.30op

TD Canada Trust 3.2 3 3.04 3.55 2.99 5.14 6.30op trust comPanIes

aGF Trust n/a 2.99 3.1 3.5 3.64 3.09

Community Trust n/a 6.5 3.1 3.35 3.95 4.64 5.24

Effort Trust n/a 4.45 3.25 3.6 3.9 4.5 4.95 6.30op 6.30op

Home Trust Company 3.2 3.95 2.74 2.49 2.89 2.99 2.99

Investors Group Trust n/a 4 3 3.14 3.55 4.54 5.14 6.50op 6.30op

mTCC 3 4.55 3.75 2.69 3.99 2.99 4.99 6.45op 6.50op otHer fInancIal InstItutIons

airline Financial C.U. 4 2.99 3.25 3.29 3.09 3.49 6.25op

Comtech Credit Union 2.79 6.6 2.99 3.25 3.29 3.19 3.09 8.40op 9.00op

First National Fin. Lp 3.95 2.74 2.69 2.79 2.99 2.99

FirstOntario C.U. 2.79 2.99 3.14 3.19 3.24 2.97 6.34op 6.34op

London Life n/a 4 3 3.14 3.55 4.54 5.14 6.50op 6.30op

mCap 2.9 3.6 3.95 4.35 4.89 5.14 7.00op

meridian Credit Union 2.85 4.45 3.1 3.14 3.7 2.98 3.19 6.30op

parama Credit Union 2.9 3 3.05 3.15 3.25 3.4

Steinbach Credit Union 2.4 2.4 2.5 2.7 2.8 3

Teachers Credit Union 4 4.45 2.99 3.04 2.79 3.89 3.19

compaRe moRtgage Rates for your Best dealchaRteRed BanKs Variable 6 months 1 Year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. please consult institution for term of years available. all rates are prime rates and subject to change without notice.r.O.r. raTES ON rEQUEST op OpEN ----- NOT QUOTING N/a NOT aVaILaBLEapril 13, 2013. prepared By Fiscal agents Financial Information Services 905.844.7700



h o t d a t e s

APRIL 27 - MA Y 10

From Heart to Hand Art ShowMILTON CENTRE FOR THE ARTS, MILTONMembers of the Fine Art Society of Milton display art in various media.

fasm.ca

MAY 3-5

RBG Home and Garden ShowROYAL BOTANICAL GARDENSBURLINGTONJoin us as we kick off our growing season! Grab the newest merchandise of the season, hear expert advice, take in a demonstration and enjoy the best in food and entertainment.

rbg.ca

MAY 4-5

Doors Open Hamilton 2013VARIOUS LOCATIONS HAMILTONAs part of a province-wide initiative from the Ontario Heritage Trust, the 11th annual Doors Open Hamilton event takes place on May 4 and 5 in Hamilton.

doorsopenhamilton.ca

MAY 8-10

Fergus Lions Club Home & Leisure ShowCENTRE WELLINGTON COM-MUNITY SPORTSPLEX, FERGUSNightly 6 to 10 pm at the Centre Wel-lington Community Sportsplex. Local home and garden specialists offering expert advice, solutions and inspira-tion. Free admission with food dona-tion to CW Foodbank.

ferguslionsclub.org

MAY 9-19

SpringWorks Festi val 2013FACTORY 163, 163 KING ST.STRATFORDCelebrating excellence in the Arts. Fringe-style fun. One-hour perfor-mances, award-winning playwrights, choreographers, musicians, perform-ers, visual, digital and media artists. Raw and re� ned.

springworksfestival.ca

April 27 to May 11Calendar of events

beginning from April 27 to

May 11, 2013


075 Hot Dates_DN-WK.indd 75 4/25/13 2:18:54 PM

advertiserindexaugustine group: Port Place 44

Bayview wellington: Niagara-on-the-Green 4

Bayview wellington: Victoria Village 5

Branthaven homes: Multi-site 12 & 13

Bucci homes: The Villages of Brantwell 53

camBridge homes: Brownstones 46

claysam homes: Neighbourhoods of Devonshire 63

country green homes: West Bloom 7

dawn victoria homes: Evergreen 47

dunsire developments: Mill Creek Village 30

eastforest homes: Multi-site 50

eastforest homes: Andover Trails 29

empire communities: Multi-site 2 & 3

geranium homes: Woods at Sally Creek 16 & 17

great gulf: Thorold 78

great gulf: Thorold IBC

homes By desantis: Lincoln Square 11

mady homes: 155 Uptown Waterloo 31

mattamy homes: Wildflowers 6

menkes developments: Millstone on the Park 36

menkes developments: Enclaves of Upper Canada 37

monarch: The Village of South Fields 40 & 41

mountainview homes: The Residences at Lookout 9

new horizon: City Square 39

park lane home Builders: Multi-site 58

phelps homes: Multi-site 51

reid’s heritage: Westminster Highlands 28

reid’s heritage: Heritage Lake Estates BC

rosehaven homes: Multi-site 45

schlegel urBan dev.: Williamsburg Walk 25

spallacci homes: Eden Park 38

tarion 19

td Bank 20

tillsonBurg developments: Baldwin Place 62

toByn park homes: ParkCity 57

williamsBurg homes: Eby Estates 24


076 Advertisers index-WK.indd 76 4/25/13 2:19:01 PM

IT’S EARLY SPRING, WARMER WEATHER IS HERE ANDsummer approaches. It’s annual meeting time for much of corporate Canada, the economy is expected to gather momentum through the second half of the year and the real estate market is entering its busy season. Various housing agencies, realty � rms, major banks and other stakeholders continue to release reports of months passed and forecasts for those about to unfold.

Meanwhile, there’s interest rates and prices of consumer goods to monitor, with the Bank of Canada recently once again holding its in� uential overnight lending rate at one per cent. There are now even reports that the BoC may not raise rates until 2015.

How to make sense of it all? Welcome to the � rst steps of becoming a homebuyer. Long before you visit your banker or start attending grand openings, model pre-views or open houses, experts say you should undertake a thorough self-education process that involves learning the basics of mort-gages, reviewing your personal � nances and researching your pro-spective home market. It’s time well spent, for all of this due dili-gence will prepare you for one of the most important steps you’ll ever take, and will help you make the necessary decisions from an informed and con� dent point of view.

f u n d a m e n t a l l y s p e a k i n g

WAYNE KARL is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you

need to examine when buying property. He can be reached at [email protected] or follow him on Twitt er at Twitt er.com/WayneKarl

by WAYNE KARL

Managing this process also includes keeping abreast of � nancial news, as well as any developments in your job security and credit-worthiness, and in the neighbourhood you’re considering buying in.

Remember, when you buy a home, you don’t buy a national market. You don’t even buy a provincial, regional or even metropolitan one. You buy one property on one street in a particular area of a city or town. What happens in one neighbourhood may be completely dif-ferent from what’s going on in another in the

same city, or from one street to the next, and certainly from house to house. What’s chal-lenging to one market might be a cause for growth in another.

That’s why it’s important to not be overly concerned or excited by national trends and averages – be they positive or negative, dis-concerting or glowing, about employment, home prices, housing starts or other important factors. Yes, pay attention to them all and � le them as part of your research, but it’s more relevant to watch local developments that truly affect you and your market.

Experts suggest you take a long-term view – � ve to seven years – of your home-buying decision. This will likely produce a brighter and more stable picture than anything caused by short-term vacillations.

Long-term view of yournew-home buy PRODUCES A BRIGHTER PICTURE

Remember, when you buy a home, you don’t buy a

nati onal market.


077 FS Long-term view-DN-WK.indd 77 4/24/13 1:39:13 PM

SAVE $25,000GREAT GULF HOMES IN THOROLD NIAGARA

FROM $307,9901,845 -2,305 SQ.FT.

VISIT OUR PRESENTATION CENTRE

CLOSE IN 120 DAYS

SALEPRICE:

$307990

The Brock SQ.FT: 1,845

CURRENT PRICE: $332990

ROLLING MEADOWS

DETACHED HOMES42 FT. LOTS

The NiagaraSQ.FT: 2,015

SALE PRICE:

$312990

CURRENT PRICE:

$337990The Escarpment

SQ.FT: 2,165

SALE PRICE:

$319990

CURRENT PRICE:

$344990The ErieSQ.FT: 2,305

SALE PRICE:

$327990

CURRENT PRICE:

$352990

*$15,000 in upgrades on 42’ lots and $20,000 on 50’ lots. Linked below grade. See sales representative for details. Prices, sizes and specifications subject to change without notice. E. & O.E. Illustration is artist’s impression. All square footages are approximate. Actual usable space varies from stated floor area.

GREATGULF.COM /THOROLD

MODEL HOMES NOW OPEN42' AND 50' LOTS 1,845 – 3,095 SQ. FT. FROM $307,990

Up to$20,000 in upgrades*

SALES OFFICE & MODEL HOMESADDRESS: 1 Sunset Way off Barker Parkway and Hwy. 58 HOURS: Mon-Wed, 2pm-7pm

Thur & Fri, Closed Sat & Sun, 12pm-5pm

PHONE: 905.680.0841 • Model homes close 30 minutes prior to sales centre

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Bedroom 312'0" x 11'0"

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W.I.C.

W.I.C.

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Bedroom 214'7" x 10'6"(11'4")

Bedroom 312'0" x 11'0"

Master Bedroom15'6"(21'0") x 12'2"

Ensuite

Oval tub

SH

W.I.C.

Raised Ceiling

W.I.C.

8'x8' ceiling opening

SlopedUp

Standard 4'x4' Skylight above

Opt. CoveredDeck withSkylights

Bedroom 49'0" x 10'4"

Railing

W.I.C.

Railing

Tiled ledge

Opt. Linen closets

CoveredPorch

Garage18'3" x 22'2"

Family Room18'1" x 12'0"

Breakfast11'9" x 10'0"

Dn

Up

Opt. 2-Sided Gas Fireplace

Door only if gradingPermits additionalSteps may be required

Door only If gradingPermits

Railing

Dining/Living10'0" x 17'0"

Ledge

Opt. Skylights

PWD

Opt. CoveredDeck with skylights

F

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Kitchen13'11" x 8'8"

Up

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Ground FloorElevation ‘A’

Second FloorElevation ‘A’

Ground FloorElevation ‘B’

Second FloorElevation ‘B’

BasementElevation ‘B’

UnfinishedBasement

Standard3 pc rough-in

Up

Unexcavated

Sump

HWT

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OptionalCold Storage

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Sump

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LIN W.I.C.

Bedroom 214'7" x 10'6"

Bedroom 312'0" x 11'0"

Raised Ceiling

W.I.C.

W.I.C.

Dn

Lin W.I.C.

Bath 2

Bedroom 214'7" x 10'6"(11'4")

Bedroom 312'0" x 11'0"


Ensuite

Oval tub

SH

W.I.C.

Raised Ceiling

W.I.C.


SlopedUp



Bedroom 49'0" x 10'4"

Railing

W.I.C.

Railing

Tiled ledge

Opt. Linen closets

CoveredPorch

Garage18'3" x 22'2"



Dn

Up




Railing


Ledge

Opt. Skylights

PWD


F

Dw

S

Breakfast bar


Up

PatioDoor

Laundry

D

W

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P

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Up

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Sump

HWT

Furn


Low Headroom

Alt.Sump


HWT

Furn


Low Headroom

Alt.Sump

Sump

UnfinishedBasement


Up

Unexcavated

2.

1.

3.

4.

5.

6.

42' FEATURES 1. Beautiful light filled homes

2. Oversized windows

3. Breakfast areas

4. Gourmet kitchens

5. Two car garage

6. Spacious family rooms

7. Large ensuites

8. Standard skylights


078-079-Great Gulf-Thorold 01-19-13.indd 78 4/24/13 1:44:48 PM

SAVE $25,000GREAT GULF HOMES IN THOROLD NIAGARA

FROM $307,9901,845 -2,305 SQ.FT.

VISIT OUR PRESENTATION CENTRE

CLOSE IN 120 DAYS

SALEPRICE:

$307990

The Brock SQ.FT: 1,845

CURRENT PRICE: $332990

ROLLING MEADOWS

DETACHED HOMES42 FT. LOTS

The NiagaraSQ.FT: 2,015

SALE PRICE:

$312990

CURRENT PRICE:

$337990The Escarpment

SQ.FT: 2,165

SALE PRICE:

$319990

CURRENT PRICE:

$344990The ErieSQ.FT: 2,305

SALE PRICE:

$327990

CURRENT PRICE:

$352990

*$15,000 in upgrades on 42’ lots and $20,000 on 50’ lots. Linked below grade. See sales representative for details. Prices, sizes and specifications subject to change without notice. E. & O.E. Illustration is artist’s impression. All square footages are approximate. Actual usable space varies from stated floor area.

GREATGULF.COM /THOROLD

MODEL HOMES NOW OPEN42' AND 50' LOTS 1,845 – 3,095 SQ. FT. FROM $307,990

Up to$20,000 in upgrades*

SALES OFFICE & MODEL HOMESADDRESS: 1 Sunset Way off Barker Parkway and Hwy. 58 HOURS: Mon-Wed, 2pm-7pm

Thur & Fri, Closed Sat & Sun, 12pm-5pm

PHONE: 905.680.0841 • Model homes close 30 minutes prior to sales centre

QEW

HW

Y. 4

06

HW

Y. 5

8

HWY. 20

Beaverdams Rd.

QEW

N

CL

CoveredPorch

CL

CL

Foyer PWD

LIN W.I.C.

Bedroom 214'7" x 10'6"

Bedroom 312'0" x 11'0"

Raised Ceiling

W.I.C.

W.I.C.

Dn

Lin W.I.C.

Bath 2

Bedroom 214'7" x 10'6"(11'4")

Bedroom 312'0" x 11'0"


Ensuite

Oval tub

SH

W.I.C.

Raised Ceiling

W.I.C.


SlopedUp



Bedroom 49'0" x 10'4"

Railing

W.I.C.

Railing

Tiled ledge

Opt. Linen closets

CoveredPorch

Garage18'3" x 22'2"



Dn

Up




Railing


Ledge

Opt. Skylights

PWD


F

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S

Breakfast bar


Up

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UnfinishedBasement


Up

Unexcavated

7.

8.

CL

CoveredPorch

CL

CL

Foyer PWD

LIN W.I.C.

Bedroom 214'7" x 10'6"

Bedroom 312'0" x 11'0"

Raised Ceiling

W.I.C.

W.I.C.

Dn

Lin W.I.C.

Bath 2

Bedroom 214'7" x 10'6"(11'4")

Bedroom 312'0" x 11'0"


Ensuite

Oval tub

SH

W.I.C.

Raised Ceiling

W.I.C.


SlopedUp



Bedroom 49'0" x 10'4"

Railing

W.I.C.

Railing

Tiled ledge

Opt. Linen closets

CoveredPorch

Garage18'3" x 22'2"



Dn

Up




Railing


Ledge

Opt. Skylights

PWD


F

Dw

S

Breakfast bar


Up

PatioDoor

Laundry

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P

CL

CL

Foyer






UnfinishedBasement


Up

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Sump

HWT

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Alt.Sump


HWT

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Low Headroom

Alt.Sump

Sump

UnfinishedBasement


Up

Unexcavated

2.

1.

3.

4.

5.

6.

42' FEATURES 1. Beautiful light filled homes

2. Oversized windows

3. Breakfast areas

4. Gourmet kitchens

5. Two car garage

6. Spacious family rooms

7. Large ensuites

8. Standard skylights

078-079-Great Gulf-Thorold 01-19-13.indd 79 4/24/13 1:44:49 PM

Give your friends backyard envy.

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Endless kilometres of hiking and biking trails. A 60-acre spring-fed lake for fishing and canoeing. These are just a few of the recreational activities that await you at Heritage Lake Estates. A private enclave of 75 premium estate lots on the outskirts of Guelph, Heritage Lake Estates is your opportunity to create the life you’ve always wanted in a unique, natural setting away from the crowds and noise of the city. It starts with you working with our team of architects, interior designers and landscapers to create the home of your dreams. Then, we build it to your exact specifications.

visit heritagelakeestates.ca to learn more about this exciting opportunity to change your life forever.

Denise HigginsCustom Home Sales [email protected] 1.888.658.6933

CUSTOM ESTATES FROM THE $950s*

Cambridge | Collingwood | Fergus | Guelph | Kitchener | Meaford | Owen Sound | Port Elgin | Puslinch | Thornbury

heritagelakeestates.ca

Art

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PUSLINCH

401 Toronto

Exit 295

Wellington #34

Gu

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Design Studio

⇢ ⇢ CYAN ⇢ ⇢ MAGENTA ⇢ ⇢ YELLOW ⇢ ⇢ BLACK

CLIENT: Heritage Lake Estates (HLE) TRIM: 7.5” x 10.5” BUILD DATE: APR 09/2012 GALLEY NUMBER PASS NUMBER

FILE NAME: 012_HLE_NIH_RecRoom_FPAd_13Apr09_FA.indd LIVE: 6.75” X 9.75” DESIGNER: ERIC

AD CODE: HLE-4CFP-NIH-040913 BLEED: .125” REV DATE: APR 20/2012

JOB NUMBER: HLE-012-2013-NIH_AD FOLDS: N/A REVISED BY: ERIC PROOFREAD BY CLIENT

DESCRIPTION: Back Cover AD (NIH) COLOUR CMYK FORMAT: PRINT AD

APPROVED BY: CREATIVE DIRECTOR _______________ ACCOUNT TEAM ___________________ STUDIO _________________

31GREG

ESAPBP

243 QUEEN ST. W, 2ND FLOOR TORONTO, ONTARIO M5V 1Z4

(T) 417-572-3913, 416-572-3908

www.oryxadvertising.com

080-Reids Heritage-Lake Estates 04-27-13.indd 1 4/25/13 3:00:54 PM

Documents

Southwestern Ontario New Home and Condo Guide - April 27, 2013