Analysis Sample for Banks

8/3/2019 Analysis Sample for Banks

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International Journal of Business and Management April, 2009

93

Table 3. Deposits of Selected Private Commercial Banks

SL Name of Banks Total Deposits (BDT)

2002 2003 2004 2005 2006

1 Dhaka Bank Ltd. 14 809 967 557 16 850 833 278 2 257 5365 660 28 438 792 427 41 553 551 972

Growth 13.78% 33.97% 25.97% 46.12%

2 Dutch Bangla Bank Ltd. 15 975 446 123 17 133 812 704 21 067 558 418 27 241 107 393 40 111 536 968

Growth 7.25% 22.96% 29.30% 47.25%

3 National Bank Ltd. 26 276 237 646 27 762 117 033 28 973 387 115 32 984 053 891 40 350 868 324

Growth 5.65% 4.36% 13.84% 22.33%

4 Prime Bank Ltd. 16 172 287 880 20 483 225 521 28 069 242 650 36 022 455 081 54 724 080 584

Growth 26.66% 37.04% 28.33% 51.92%

5 Islamic Bank Ltd. 55 461 621 964 69 941 790 927 87 841 013 143 107 779 418 134 132 419 403 524

Growth 26.11% 25.59% 22.70% 22.86%

Source: Compiled from different issues of Annual Report of Dhaka Bank Ltd., Dutch Bangla Bank Ltd., National BankLtd., Prime Bank Ltd. and Islami Bank Bangladesh Ltd.

Note: US $1 = BDT 69.35

Table 4. Total Loans & Advances of Selected Private Commercial Banks

SL Name of Banks Total Loans & Advances (BDT)

2002 2003 2004 2005 2006

1 Dhaka Bank Ltd. 10 761 348 979 12 886 688 559 16 538 805 141 23 372 450 372 34 048 820 675

Growth 19.75% 28.34% 41.32% 45.68%

2 Dutch Bangla Bank Ltd. 9 391 643 291 11 431 318 979 14 976 056 619 20 349 422 855 28 325 339 997

Growth 21.72% 31.01% 35.88% 39.19%

3 National Bank Ltd. 21 677 960 687 22 257 153 235 22 840 436 542 27 020 205 114 32 709 675 950

Growth 2.67% 2.62% 18.30% 21.06%

4 Prime Bank Ltd. 12 686 845 330 16 492 224 405 23 219 673 305 31 916 112 508 45 010 218 048

Growth 29.99% 40.79% 37.45% 41.03%

5 Islamic Bank Ltd. 46 280 613 393 59 007 490 255 75 858 562 224 93 644 154 974 113 575 071 129

Growth 27.50% 28.56% 23.45% 21.28%

Source: Compiled from different issues of Annual Report of Dhaka Bank Ltd., Dutch Bangla Bank Ltd., National Bank

Ltd., Prime Bank Ltd. and Islami Bank Bangladesh Ltd.

Note: US $1 = BDT 69.35


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Vol. 4, No. 4 International Journal of Business and Management

94

Table 5. Classified Loan of Selected Private Commercial Banks

SL Name of Banks Classified Loan

2002 2003 2004 2005 2006

1

Dhaka Bank Ltd

.

2.48% 3.26%

N/A

1.51% 1.64%

2

Dutch Bangla Bank Ltd. 0.60% 0.36% 0.16% 1.76% 2.88%

3

National Bank Ltd.

N/A N/A N/A

5.58% 6.01%

4

Prime Bank Ltd. 1.48% 1.98% 1.52% 0.96% 0.82%

5

Islami Bank Bangladesh Ltd. 6% 6.8% 6% 3.25% 3.43%



Note: N/A Data not available

Table 6. Net Income of Selected Private Commercial Banks

Net Income (BDT)

2002 2003 2004 2005 2006

Dhaka Bank Ltd. 234 310 726 269 007 381 357 572 894 462 558 947 580 494 670

Growth % 14.81 32.92 29.36 25.50

Dutch Bangla Bank Ltd. 177 599 990 210 157 591 236 350 352 367 816 801 362 183 665

Growth % 18.33 12.46 55.62 -1.53

National Bank Ltd. 146 191 756 88 122 765 170 017 097 271 667 990 507 492 348

Growth % -39.72 92.93 59.79 86.81

Prime Bank Ltd. 418 144 625 375 455 447 611 938 344 568 196 286 1 051 890 526

Growth % -10.21 62.99 -7.15 85.13

Islamic Bank Ltd. 596 430 550 391 405 599 1 013 647 225 1 125 821 683 1 400 591 591

Growth % -34.38 158.98 11.07 24.41



Note: US $1 = BDT 69.35

Table 7. Earning Per Share of Selected Private Commercial Banks

Name of Banks Earning Per Share (EPS)

2002 2003 2004 2005 2006

Dhaka Bank Ltd. 61.77 50.65 53.86 37.66 45.02

Dutch Bangla Bank Ltd. 87.86 103.97 116.93 181.97 179.18

National Bank Ltd. 33.98 20.48 32.93 43.85 63.01

Prime Bank Ltd. 69.69 53.64 61.19 32.47 60.11

Islamic Bank Ltd. 0.93 203.86 439.95 407.20 405.26




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95

Table 8. Trend equation and r2 of Branches

Table 9. Trend equation and r2 of no. of Employees

Bank Yc = a+bx r2

Dhaka Bank Ltd. 638.6 + 63.4x .96

Dutch Bangla Bank Ltd. 500 + 67.8x .84

National Bank Ltd. 2188.4 + 19.6x .38

Prime Bank Ltd. 919.4 + 98.3x .73

Islami Bank Bangladesh Ltd. 5203.2 + 1077.4x .98

Table 10. Trend equation and r2 of Net Income

Bank Yc = a+bx r2

Dhaka Bank Ltd. 380.8 + 88.9x .97

Dutch Bangla Bank Ltd. 270.8 + 52.68x .88


Prime Bank Ltd. 605.12 + 146.02x .73

Islami Bank Bangladesh Ltd. 905.57 + 234.27x .82

Bank Yc= a+bx r2

Dhaka Bank Ltd. 25.4 + 4.7x .93

Dutch Bangla Bank Ltd. 24 + 5.5x .83

National Bank Ltd. 79 + 3x .5

Prime Bank Ltd. 36.8 + 4.8x .68

Islami Bank Bangladesh Ltd. 153 + 12.4x .99


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Vol. 4, No. 4 International Journal of Business and Management

96

Table 11. Trend equation and r2 of EPS

Table 12. Trend equation and r2 of Deposits

Table 13. Trend equation and r2 of Dividend

Bank Yc= a+bx r2

Dhaka Bank Ltd. 49.79 - 4.65x .65

Dutch Bangla Bank Ltd. 134+ 26.06x .88


Prime Bank Ltd. 55.42 4.03x .20

Islami Bank Bangladesh Ltd.

477.7 85x .25

Bank Yc= a+bx r2

Dhaka Bank Ltd.

Y=24845.7+6507.51(x) .91

Dutch Bangla Bank Ltd. Y=24305.89+5837.94(x) .87

National Bank Ltd. Y=31269.33+3337.11(x) .87

Prime Bank Ltd. Y=31094.26+9264.28(x) .93

Islami Bank Bangladesh Ltd. Y=90688.64+19175.32(x) .99

Bank Yc= a+bx r2

Dhaka Bank Ltd. Y=15-1.5(x) .22


National Bank Ltd. Y=28+7(x) .72

Prime Bank Ltd. Y=23+6.5(x) .48

Islami Bank Bangladesh Ltd.Y=20-2.5(x) .41


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97

Table 14. Trend equation and r2 of Net Asset Value per Share

Table 15. Inter- Parameter Correlation Matrix

Variables Net income Deposit Loans Branches Employees

Net income 1.000 .869 .873 .630 .708

Deposit .869 1.000 .999 .891 .934

Loans .873 .999 1.000 .897 .940

Branches .630 .891 .897 1.000 .970

Employees .708 .934 .940 .970 1.000

The covariance matrix is calculated and used in the analysis.

Bank Yc= a+bx r2

Dhaka Bank Ltd. Y=222.5-2.62(x) .016


National Bank Ltd. Y=447.9+48.58(x) .73

Prime Bank Ltd. Y=186.5+49.37(x) .55

Islami Bank Bangladesh Ltd. Y=2888+108.2(x) .53

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Analysis Sample for Banks