221657_1440754167Sept 2 2015 Z2 LR.pdf

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

1/28

Circa 2011. Jim was a

friend. A lazy friend.

One day Jim, who

used to work for me, came by

the office to pay a visit. You

see Jim was a nice guy, just

lazy. (Did I point that out

already?) On this particular

visit we were talking about

the state of my company and

I mentioned how I really

needed one more salesper-

son. After a few seconds he

said, “Why don’t you hire

me?” Once the shock of what

he said wore off I decided to

ask him one simple question,

“Would you hire you?”

Without hesitation he smiled

and said, NO.

The good news is he

knew himself well, at least

when it came to his work

ethic. The bad news is that

while he knew this truth, he

did nothing to change it.

Think about it…

Do you live in a comfort

zone? One that repels

change? If so let me tell you

there is a brave new world

out there. One that will

make us feel comfortable and

move us to action and ulti-

mately change. After awhile,

the comfort zone can really

stink!

Joe Pelle grino is an author,

speaker and consultant for Not

Just An Average Joe, LLC.

Have thoughts of your own?

Send them to

[email protected].

©2015 Not Just An

Average Joe, LLC.

Proverbs 3:5,6 • God Bless AmericaRecycled Paper from 30% Post Consumer Waste

September 2, 2015

Zone 2, Vol. 13, No. 16

We are a Family, Friendly Publication

13

F R E E F i n a n c i a l W o r k s h o p , S E E F l y e r I n s i d e .

Would you hire you?Picture this...

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

2/28

visit our website at www.lifeandleisurenj.com September 2, 2015Page 2, Zone 2

NOTE: To have your group’s announce-

ment appear in Community Happenings,

please e-mail your paragraph [email protected].

SEPT 12

•The Suburban Woman’s Club of

Pompton Plains will be holding its

“Welcome Back Brunch” on Saturday,

September 12 from 10am-12pm at the

Senior House on Newark Pompton

Turnpike in Pompton Plains. This will be a

general meeting, and provides an oppor-

tunity for new members to join the club.

If you are interested in attending the

brunch to be a new member you must

make reservations ahead. Call Janice at

973-694-7856.

SEPT 16

•The Garden Club of Montville,

Wednesday, September 16 program will

be “How to Grow Beautiful

Chrysanthemums” taught by Wing-Yee

Pavlosky. The meeting is at 7pm at the

Senior House, 356 Route 202. The

Garden Club’s website is www.garden

clubofmontville.com.

SEPT 18

•The Columbiettes of Bishop Navagh

Council in Pequannock are hosting a Fish

& Chips Dinner catered by Tastefully

British on Friday, September 18 from

5:30-7:30pm at the St. Joseph’s Halloran

Hall, 216 Comly Rd., Lincoln Park. Tickets

are adults $16 per person, seniors $15

per person, children 10 and under are

$8. Takeout is available. Tell us what time

you will be picking up your order when

ordering tickets. Chicken available by

advanced order only. Cash bar available.

For tickets call Barbara 973-835-3636 or

Pat 973-696-2225.

Around the

Community...•Montville UNICO Foundation will

present its annual San Gennaro

Festival starting September 10 thru 13

at 90 Horseneck Road (behind the

Montville Public Library). Again this

year there will be food, rides, games

and live entertainment. Plenty of

parking is available. Discount wrist-

bands are available for the rides on

Thurs day 6-10 pm, Satu rday and

Sunday 1-6pm. No admission charge.

Bring the whole family. Mark your cal-

endar; Thursday September 10 from

6-10pm, Friday from 6-11pm,

Saturday from 1-11pm and Sunday

from 1-6pm.

•The First Reformed Church of Lincoln

Park 2015 Fall Craft & Vendor Fair is

scheduled for Saturday, October 24

from 10am-4pm. Local crafts persons

and vendors will be displaying andselling their goods. If you would like

to be a part of the sales floor, space

may be reserved to show off your

handmade crafts or other goods or

services. Visit our website www.frc-

lpnj.org or call the church office at973-694-4336 for an application and

more information. First Reformed

Church is located at 60 Chapel Hill

Road in Lincoln Park. Hope to see you

all there.

•The Lincoln Park Library offers one-

on-one technological help. Please

call 973-694-8283 or email

[email protected]

for an appointment. Sessions are lim-

ited to one meeting per month.

•Suffering from the memories of war;

join Point Man Ministries, a Christian

ministry helping veterans find peace.

Come and find out more. Call Barry

Jensen at 973-809-9665 Point Man

Ministries meets the first Thursday of

every month from 7:30-9:30pm at

Cornerstone Chapel 620 Route 23

North, Pompton Plains.

•The United Ostomates of North

Jersey is an area-wide support group

for ostomates, people of any age with

potential, new, mature or reversed

ostomies or continent diversions.

Meetings are on the second Monday ofthe month at Chilton Medical Center,

97 West Parkway, Pompton Plains at

7pm. Call Jo Ann Valent for informa-

tion 973-831-5168.

•The Montville Township Women’s

Club has an ongoing project: comfort

pillows for breast cancer patients. Call

Chairperson Alexandria Sarra at 973-

405-0088 for information. Monetary

donations for purchase of polyfill for

the pillows, should be made payable

to MTWC and include Comfort Pillow in

the memo. Please mail checks to P.O.

Box 267, Montville, NJ 07045.

•The Montville Senior Citizens Club is

open to Montville Township residents

aged 55 and older. The club meets

every first and third Friday of the

month at the Montville Senior House,

Route 202 South. Refreshments served

at noon. Meeting is at 1pm. New mem-bers and guests welcome. For informa-

tion call Celia at 973-227-4591.

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrinoi

Editor: Bethanne Pellegrinoi

Administrative Assistant: Janice McCulleni

Art Director: Robin BantaSales: Lisa Buniewski, George Papendick, Cristina Sidoti, Kathleen Todd,Denise Wirsing

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

3/28

visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 3

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

4/28


Today, it is universally

accepted, that a secure

retirement will require

a nest-egg of multiple millions

of dollars for Millennials who

intend to one day live off the

rate of return their retirement

portfolio generates. It is my

firm belief that people in their

twenties or early thirties today

will require $10,000,000 as a

base portfolio required to gen-

erate the income necessary to

live when they reach normal

retirement age. As I have stat-

ed in this publication before,

the target age for a full Social

Security check is misleading,

with postponement likely to at

least age 75 by the time thecurrent 20 and 30 somethings

reach their 6th decade of life.

Today, based on the CPI,

Consumer Price Index, a dol-

lar is worth 85% less than

compared to 1967 when the

CPI began, or just 15¢. This

means that a 25 year old in

1967 with a goal to accumu-

late $1,000,000 in 45 years,

would now need $6,736,190 to

have the same purchasing

power in 1967 dollars. In other

words, a million dollars, after

45 years of identical inflation,

would only be worth

$150,000! By the same token,

$10,000,000 is needed in 45

years to have the same pur-

chasing power as $1,500,000

in 2015 dollars. Assuming a

5% withdrawal rate, a personof 25 today will need to be a

deca-millionaire to have an

annual income in today’s dol-

lars of around $75,000.

In January of 2012, when

I was 50, my father passed

away at the age of 76; we were

only 26 years apart and unfor-

tunately he was uninsurable

for decades due to a myriad of

medical reasons. Had this not

been the case, I could have

guaranteed myself and family a

multi-million dollar payday.

You see, we all have the

choice to invest capital in

some known vehicle with an

unknown rate of return, hold-

ing our breath for the ultimate

outcome, a retirement portfo-

lio like a 401k or an IRA. Or

we could guarantee our finan-

cial futures by buying a multi-million life insurance policy

on Dad, Mom or a substitute

insured, like one of their

brothers or sisters. It’s true that

we do not know when they

will die, nor do we want to

know. We only know that they

indeed will die and if a policy

is in force, there will be that 6

or 7 figure pay-off to the bene-

ficiaries. Depending on the

age and health of the insured,

the premium figures can easily

be determined and compared

to the investment alternatives

available. You would be hard

pressed to find a properly

designed life insurance policy

that could not easily out-per-

form the same premium dol-

lars invested into the S+P 500,

the Dow Jones Industrial

Average or a myriad of other

choices, at the death of theinsured. In my case, I had the

annual dollars to make such a

life policy investment, but

could not, due to the health

issues of both of my parents

and neither had siblings.

However, for the rest of the

insurable public, the under-

writing process may merely be

an inconvenience. And

remember, IRA’s and 401k’s

income and death benefits are

taxable, life insurance death

benefits are not!

If I had been fortunate

enough to have been able to

insure my Dad for $1,000,000

and be responsible enough to

pay the annual premiums for

the last 20 years, today I would

have another $1,000,000 tax-

free, added to my net worth. If

he were still alive, the cashvalue of the policy would still

be mine and useable before his

demise. There is no shame or

embarrassment in this tech-

nique to create wealth or a

retirement plan for oneself.

Everyone dies and the insur-

ance companies make a profit

selling life insurance to the

people who purchase it, even-

tually to receive a payout from

it. This folks is a guaranteed

retirement plan; the only

thing the purchaser/beneficia-

ry doesn’t know is when he or

she will collect on it. Seventy-

six is too young an age to die,

that is without question and

50 is too young an age to col-

lect on a father’s life insurance

policy. But, if we were to

increase both of our ages to 86

and 60 or 96 and 70 respec-tively, both parties would have

ended up winning, Dad with a

longer life, and his son with a

more secure and robust retire-

ment nest-egg based upon the

additional years of retirement

plan accumulations and the

ultimate death benefit from

the policy.

Though I could not

insure my parents, I did insure

myself for millions of dollars

for the benefit of my wife’s

retirement security as well as

for my children’s inheritance.

Interest-ingly enough, my

policies are uniquely designed

to benefit me for living too,

providing me with a tax-free

income during my retirement

years. This type of plan is so

simple to understand and easyto implement, everyone

should do it. Write, call or

email me to ask about a plan

specifically designed for your

budget and circumstances that

will provide a living benefit for

you, a retirement income for

your spouse and a legacy for

your kids. It would be my

pleasure to produce a proposal

for all who simply ask me for

one, free of charge.

Mark E. Charnet is President

and Founder of American Pros-

perity Group. APG is the Pre-

mier Retirement and Estate

Planning Franchise in the Unit-

ed States with 19 offices in 10states. Mr. Charnet has over

thirty years of experience in the

Retirement and Estate Planning

fields. Creator of the Trinity

Method of Investing©, Mark

encourages your inquiries and

can be reached at

973-831-4424 or via email,

[email protected]

Check out our website:

www.1APG.com Interested in

a career in retirement and estate

planning? Check out this web-

site: www.APGFranchise.com

*Guarantees are based on the

claims paying ability of the insur-

ance company selected. Securi-

ties through: United Planners

Financial Services, A limited

partnership. Member SIPC,

FINRA and a Registered Invest-

ment Advisor. APG is located

at: 901 Route 23 South 2nd floor, Pompton Plains, NJ in the

Lakeland Bank and Pediatri-

Care building.

Guaranteed multi-million dollar retirement payday By Mark Charnet

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

5/28


8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

6/28


• Power, quiet & lightweight• Cleans carpet & bare floors• 2-Motor System

• Soft Grip Looped Handle• Telescopic Handle• Motorized Brushroll• No-tip/Anti-clog• Tools-on-Board• Power - 12 amps• Cord Length - 20ft.

REG. $110.99

Hoover Steamer

Sale $ 199 99

• 12 amps• 5 Spin Scrub Brushes• On-Board Powered Hand Tool

for Stairs & Upholstery• 24’ Cord • 1 Year Warranty

REG. $219.99

PanasonicCan

• 12 Amp Motor • Quick Release Handle• On Board Tools

REG. $359.00

Conveniently Located On Route 23 South At 615 Route 23 Pompton Plains

973-839-5666Hours: Mon. - Fri. 9:00 a.m. - 5:00 p.m., Sat. 9:30 a.m. - 4:00 p.m.

Since 1976

Sale $ 129 99

With this coupon only. Not valid with other offers.Expires 9/29/15.

FREEVacuum Bags!

Buy 2 Packages of SameType Bags (3 pack size only) & Get1 Pack of the Same Size FREE

Eureka Pet Lover

10%OFF

On All Vacuum RepairsWith this coupon only. Not valid with other offers.

Expires 9/29/15.

www.vacshackinc.comwww.vacshackinc.com

10%OFF

On All Vacuum CleanersWith this coupon only. Not valid with other offers.

Sale items not included. Expires 9/29/15.

Sale $ 89 99 Performance Plus

Platinum• Powerful 12-amp Motor • Motor Protection System• QuickDraw Tools on Board• TriForce Agitator • 30-Ft. Power Cord• HEPA Filter

Sale $ 229 99

LARGEST VACUUM PARTS SELECTION IN NEW JERSEY

Before You Visit Those “Super-Stores” Try Us!

• 1400 Watt motor • Convenient for carpets & hard floors• Lightweight, compact design• Deluxe on board accessories• Metal telescope wand• 2 Year Warranty

EurekaMaximum Power Canister Vacuum

$ 329 99 Special

SALES • SERVICE • REPAIRS

ALL BRANDS

SER VICED

Authorized Service Center & Dealer For Most Major Brands

REG. $179.99 REG. $259.99REG.$62.99

Sale $ 44 99

EurekaCordless Brush Vac

$20OFF ANY REPAIR OVER $200

50 Boonton Ave. • Butler

973-838-1656 • [email protected]

Ask Us About Our NEW

Maintenance Program

$2995Oil Change & Rotate Tires

MAINTENANCE SPECIAL

NEW CLIENTS ONLY. Most cars. With this ad.Not to be combined w/any other offers.

Exp. 10/15/2015. LL

NEW CLIENTS ONLY. Most cars. With this ad.Not to be combined w/any other offers.

Exp. 10/15/2015. LL

• Belts & Hoses• Check Wiper Blades

• Fluid Levels

• Low Test Battery

• Brakes

• Suspension• Charging System

• Tires

• Filters

• Battery

Check:

Paragon Jewelers

Record High Gold Prices

Sell TheGold Jewelry

You NoLonger Wear

We Also Buy Sterling Silver & Coins

Rt. 23 N. & Jackson Ave.Pompton Plains

In t he Stop & Shop Shopping Centernext to Home Goods & T.J. Maxx

973-839-0611OPEN TUES-FRI 10-6PM • SATURDAY 10-4PM

CLOSED SUNDAY & MONDAY

Gold Now $1,150 oz.

HIGHEST PRICESPAID ON THE SPOT

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

7/28

Apartment living has

its advantages.

Without a mortgage

to pay, many apartment

dwellers feel more free thanhomeowners who still have

decades of payments left before

they can pay off their homes.

And when apartments need

fixing, such responsibilities fall

on the shoulders of the land-

lord instead of the tenants.

But apartment living has

its downsides as well, most

notably that apartments are

often much less spacious than

homes. Cramped quarters can

make apartment living uncom-

fortable, but there are ways

apartment dwellers can make

even the most confined living

spaces seem roomier.

Clear the clutter. The eas-

iest and perhaps most effective

way to conquer cramped living

quarters is to remove clutter

and work diligently to avoid its

accumulation once it’s gone.

Only buy new furnishings

when you need them to replace

existing items, and resist theurge to treat dressers, coffee

tables and dining areas as stor-

age areas for junk you won’t use

or mail you have not opened.

Purchase some multi-pur-

pose furniture. Multi-purpose

furniture, such as storage

ottomans or bedroom benches

that include storage areas for

bed linens or bath towels, can

be an apartment dweller’s bestfriend. When buying a new bed

frame, look for one that has

built-in storage drawers so you

have even more space to store

bedding and other items. Such


Trusting, Caring& AffordableDental Care

Gentle Private-Practice DentistCEREC ® - Crowns in One VisitDrill-less DentistryGalileos 3D Digital ImagingEmergencies WelcomeNew Patients WelcomeCare Credit Financing Available

933 State Highway, Rt. 23 South • Pompton Plains • 973.839.8180www.McKeeverDentalCare.com

Welcome New PatientsOnly $95Includes Cleaning, Exam,

Complete Set of X-Raysand Oral Cancer ScreeningCash Only or Your Insurance May Coverat Usual and Customary Fees.

McKeeverDentalCare

How to handle cramped quarters

continued on page 8

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

8/28

pieces add both aesthetic

appeal and serve practical pur-

poses for apartment dwellers

with limited closet space.

Wall-mount your televi-

sion. While today’s televisions

are nowhere near as bulky as

their predecessors from decades

past, many apartment dwellers

still place their televisions atop

bulky television stands. But you

can create more space in your

entertainment room by wall-

mounting your television.

Renters may be hesitant to

mount their televisions for fear

of losing a substantial chunk of

their deposits, but the majority

of today’s mounts won’t do

much more harm to the walls

than more traditional wall

hangings.

Make use of your vertical

space. Shelving units and

bookcases can be great allies to

apartment dwellers because

these items make use of an

apartment’s vertical space.

Many apartment dwellers

underutilize their vertical

space, but items that go up

instead of out can create more

room in an apartment and

allow homeowners to keep

items they may otherwise have

to discard.

Reconsider your work

space. Men and women who

work from home may find

their work spaces take up con-

siderable chunks of their

apartments. But how many

items in your work space do

you still need? Many profes-

sionals no longer print docu-

ments, so if you still have

space allotted for printers you

might be able to redo such

areas without affecting your


PERFORMING

ARTS

ACADEMY

Dawn La Viola-Schaub - Artistic Director

WE OFFER A LARGE VARIETY OF DANCE Ballet • Tap • All Boy Hip Hop • Jazz • Lyrical • Contemporary • Modern • Hip Hop

Acrobatics • Pointe • Tumbling for Tots and so much more!

261 COMLY ROAD • LINCOLN PARK 973.832.7575(Lincoln Park Plaza Next to Frank’s Pizza)

194 WANAQUE AVENUE • POMPTON LAKES 973.839.7800

NOWACCEPTING

FALLREGISTRATION

REGISTER EARLY, CLASSES FILL UP QUICKLY! You can register ONLINE or by MAIL to get the class of your choice.

ALL NEW STATE-OF-THE-ART STUDIO The New Studio is 3 levels, offering 5 beautiful spacious dance rooms, central air,

2 lounges & bathroom. Large observation windows in a safe, secure, facility.

PLEASE CALL TO RESERVE A SPOT OR Visit Our Website: www.thepaa.com

FREETrial Class

for New Students,Call to Schedule.

How to handle cramped quarters

continued from page 7

continued on next page

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

9/28

workday. In addition, large

desks were once sought after

because they made perfect

homes for desktop computers.

But if you now use a laptop or

tablet when working from

home, you likely don’t need as

much desk space as you once

did. Downsizing to a smaller

desk and work area can open

up a substantial amount of

space without affecting your

ability to work from home.

Smaller living quarters

are a disadvantage to apart-

ment living, but you can take

several steps to make your liv-

ing spaces less cramped.


A SSOCIATED E YE PHYSICIANS, P. A .

505 Wanaque Ave.,POMPTON LAKES 973.835.1222

“We Are Clifton’s Premiere Family Eye Doctors.”

1033 Clifton Ave.,CLIFTON 973.472.6405

www.njeyedoc.com

and his Associates offer eyecare for the entire family

– from surgery to glasses.

Most Insurances &Eye Plans Accepted

YOU CAN SAVE$100 -$300

Dr. Michael DelGiodice is an author on ocular

disease and Vice President of the NJ Chapter of the American Academy of Optometry. His specialties

include laser eye surgery post-operative care, dry

eye syndrome, contact lenses and neurologic eyedisease. He is also a consultant for Bausch & Lomb.

Ceaser Pitta, M.D. specializes in diseases of the retina including Macular Degeneration, Diabetic

Retinopathy, Macular Holes, Macular Pucker and Detachment surgery.

Meet our experienced Physicians

AVOID THE HASSLE& HIGH COST OFPOST-OP DROPS

Safer Better More Reliable

Accept ingVSP Patients

Using LenSx Laser Technologyhas proven to be a safe, effective

procedure for most patients.

Passaic/Bergen Counties First and Only

DROPLESS CATARACTSURGEON

Charles D. Crowley, M.D.DROPLESSCataract Surgery

BUY ONE

GETONE

FREE

Complete pair of frame and lenses, equal or lesser

value, mention ad for offer, cannot be combined with

any other discount or vision plan.

OFFER FOR

The First Day of Schoo lI wonder if my drawing will be as good

as theirsI wonder if they'll li ke me, or just be

full of s taresI wonder if my teacher will look like

mom or gram An d I wonder if my pu ppy wi ll wonder

where I am.~Aileen Fisher

How to handlecramped quarterscontinued from previous page

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

10/28

Linda D’Amico’s

Academy of Dance is

about to embark on

their 39th year of operation!

They are so thrilled and hum-

bled to open their doors to the

local dancers and share their

love of dance with the com-

munity! With adorable Pre-K

and Kinder ballerinas, beauti-

ful recreational terpsichore-

an’s, and fierce national award

winning competitors, LDAD

is so incredibly proud of the

progress their dancers have

made over the years. Their

dedication to their craft and

passion shows through their

performances on stage, and

the studio takes absolute pride

in the fact that this is more

than just a place to come and

learn new dance steps.

LDAD is a place where

lifetime friendships are made,

confidence is built, bound-

aries are pushed, and where

coordination, strength, grace,

and agility are nurtured to cre-

ate headstrong charismatic

young adults equipped with

life lessons needed to take on

life’s journey no matter where

it takes them.

After an incredible year

of volunteer performances at

nursing homes, talent shows,

Christmas parties, musical

theatre shows, summer dance

camps, and adrenaline pump-

ing regional and national

competitions, LDAD is excit-

ed to invite you to share their

39th year of dance with them.

You may register by phone

973-616-0300, email-

[email protected],

or online at www.linda

dance.com. Stay caught up

with LDAD’s most current

adventures on our Facebook

and Instagram pages

@Ldadancers.

Open House Registration

September 1, 2 and 3 from

9:30am to 12pm and

5pm to 8pm.

As Mrs. D’Amico always said:

“If you can dream it, you can

achieve it.”


Physical Therapy - Speech Therapy

Occupational Therapy

Sensory Integration

Has your childbeen diagnosed

with...Cerebral Palsy

Autism

Developmental Delay

Balance/CoordinationDisorder

Hypertonia(increased muscle tone)

Hypotonia(low muscle tone)

Down Syndrome

Spina Bifida

Metabolic Disorder

Traumatic Brain Injury

We can help, give us a call

973.616.830018 Newark Pompton Tpk

Riverdale

Academy of Dance celebrates their 39th yearand opens their doors to the local community

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

11/28


Friendly, Caring, Gentle Atmosphere

973-835-0702435 Ringwood Ave • Pompton Lakes

Visit Our Website For Services: www.PomptonDentalArts.com

HOURS: Mon. 7-5, Tues. 12-9, Thurs 7-5, Friday by Appointment

Not an actual patient.

K I D S SP E C I AL $6 9 (R e g . $30 0 )14 Y e ar s o f A g e and U nde r I ncl ude s E x am, X -R ay sand C l e ani n g R e d e e m w it h t hi s a d . N

o t t o be c o mbi ne d w i t h a ny o t he r o f f e r . E x pi r e s 9 / 15 / 15 .

N E W PA T I E N T

S P E C IA L

$7 9 ( Re g. $3 93) I nc l u des E

xa m, X- Ra ys

a n d C l ea n i n g Redee m w i t h t h i s

ad.

No t to be co m b i ned w i t h a n y o t he r

o f fe r. E x p i re s 9 /15 /15.

~ We Participate withDelta Dental Premier Provider

~ 10% Senior Courtesy

Did you know? A recent study authored by education and

psychology experts in Australia suggests

that kids are spending far more time look-

ing at screens than the two hours recom-

mended by the American Academy of

Pediatrics. Published in the journal BMC

Public Health in early 2015, the study sur-

veyed more than 2,600 Australian stu-

dents between the ages of 8 and 16 to determine how much

screen-based media use, or SBMU, kids were averaging each day.

SBMU included television viewing, computer usage and video

game playing. The study determined that 45 percent of 8-year-olds

and 80 percent of 16-year-olds were exceeding the recommended

two hours of screen time per day.

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

12/28

Cats and dogs are the

two most popular

types of pets in the

country, and while dogs have

been dubbed “man’s best

friend,” cat owners are quite

vocal when expressing their

love for their feline friends.

Those looking for a cat

may not have to look far. The

ASPCA says approximately

7.6 million companion ani-

mals enter animal shelters

nationwide every year, and

roughly 3.4 million of those

are cats. An area shelter is an

ideal place to find a new pet

for those thinking of getting

their first cat or adding to the

pets already in the household.

Cats can be purchased from

pet stores, but they also may

be available via friends or fam-

ily members who have recent-

ly welcomed a new litter.

Before bringing your cat

home, it is best to make sure

you and members of your

household are prepared to

welcome a furry feline friend

into your home.Is everyone ready for the

responsibility? Pets are a big

responsibility, and all mem-

bers of the household should

be ready and willing to pitch

in and care for pets. Divide

duties based on age and physi-

cal ability. If a member of the

family doesn’t support the

decision to get a cat, this

might not be the right time to

do so.

Find the right match in a

pet. Temperament can play a

role in how well a cat fits in

with your family. A cat that is

fearful and skittish may not be

the best match for a family

with young, active children.

Special-needs cats may be bet-

ter for adult-only homes or for

people who can devote the

extra time needed to properly

care for the animal.

Designate a cat-friendly

spot in your home. A new catmay need some time before he

or she acclimates to a new

environment. To facilitate

this process, designate a room

or area in the house for your

cat. This should be a low-traf-

fic spot. Keep a litter box and

food and water bowls nearby.

Stock up on your sup-

plies. Cats will need various

pet supplies to be comfortable

and healthy. For the time

being, use the same products

the cat had at the shelter or

pet store, which can create a

sense of familiarity that makes

cats more comfortable in their

new homes. Over time, youcan transition slowly to new

supplies, including:

- litter box and litter material

- food

- food and water bowls

- scratching posts

- interactive toys and solo toys

- brushes and other grooming

Brought to you by

Dr. Matthew Krupnick,

the owner of Pequannock

Animal Hospital

Things to do before bringing a new cat home


Dr. Matthew Krupnick, D.V.M.

591 Newark Pompton TurnpikePompton Plains, NJ

973.616.0400• Full Service Animal Hospital,

Specializing in Cats & Dogs

• Complete Medical, Dental & Surgical

Services On Premises

• Caring & Competent Staff

“WHERE YOUR PET IS FAMILY”

FREE ExamNEW CLIENTS ONLY.

Limit 1 per pet. Not to be combined w/other offers.Expires 9/29/15.

15% OFFExam Fee

ONE TIME ONLY. Limit 1 per pet.Not to be combined w/other offers. Expires 9/29/15.

PequannockVeterinarian.com

O p e n S a t u r d a y s

Hours: Mon 8-6pm • Tues 8-4pmWed 8-7pm • Thurs 8-6pm • Fri 8-5pm • Sat 8-12pm


8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

13/28


supplies

- sturdy cat carriers

Find the right veterinari-

an. Select a veterinarian

whom you trust and makesyou feel comfortable. Have

your cat examined by the vet

and discuss any questions or

concerns you may have. A vet

may be able to install a

microchip in your cat for

identification purposes as

well.

Safe-proof your home.

Cats can be curious, and many

will want to investigate rooms

throughout your house. Toprotect curious cats, keep

cleaning products and other

chemicals locked away and

secure electric wires with cord

containment devices. Know

which houseplants are toxic

and, if you don’t discard them,

make sure they cannot be

reached by cats.

Cats make wonderful

pets. Bringing a new cat home

often requires taking certainsteps to ensure your furry

friend is comfortable in his or

her new home.

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to be

home – with his wife, three cats,

and two dogs – to provide quali-

ty and compassionate care for

pets in the community.The Pequannock Animal

Hospital is located at 591

Newark Pompton Turnpike in

Pompton Plains. You can reach

the hospital by calling

973-616-0400.

Things to do before bringing a new cat home

continued from previous page

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

14/28


8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

15/28


HOURS: Monday - Saturday 8am-6pm • Closed Sunday for church and family

Service – Savings – Selection

We are the Source • We Grow and Sell Direct to you

30 Hillview Road • Lincoln Park NJ, 07035973-694-7495 • grorite.com

Edible Garden

Herbs $2.994 for $10

We Carry

Thousands ofPumpkins, Gourds,Cornstalks and

Hay Bales

Fresh Fall Product8” Premium

Annuals $8.994 or more $6.99Includes: Sunflowers,

Marigolds, Zinnias,Snapdragons,

Petunia combos

We accept Amex • Visa

Mastercard • Discover

FALL MUMSNOW IN STOCK!

SALE50% OFFTrees, Shrubs

& Perennials

OCTOBER 3RD & 11TH

Includes: Petting Zoo,

Games, Hay Rides,

Baked Goods,

Pumpkin Picking and

Much More!

FALL FESTIVAL COMING SOON!

GroRite Landscaping • We Design, Install and Maintain!

75% OffCeramicPottery

select colorsand styles

FRESHPRODUCECRAFTS

ANTIQUES

FARMERSMARKET

Now thru DecemberFridays 2pm-6pm

Saturdays 10am-3pm

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

16/28


8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

17/28

Fall can be an ideal timeof year for homeowners

to tackle home

improvement projects, as the

moderate temperatures make

for ideal conditions to work

in and around the house. In

addition, many retailers offer

consumer-friendly sales in

autumn, helping homeown-

ers to save money.

As early as September,

many stores begin stockingtheir shelves in advance of

the holiday season. As a

result, stores look to

unload summer and fall sea-

sonal items. The following

are just a few types of items

homeowners might find at

reduced prices this fall.

Lawn and garden

If you want to revamp

your backyard, wait until

late summer or early autumn

to do so. At this time of year,

you can find great deals on

patio furniture, lawn mowers,

perennials, shrubs, sheds,

and many other lawn andgarden items. In addition,

check with local contractors

to see if they will offer dis-

counts late in the season.

Tree-removal companies,

landscapers, fence installers,

masons, and others may cut

prices in mid- to late-autumn

as they look to earn a bit

more money before the

arrival of winter.

Snow removalRetailers looking to

move snow blowers, shovels

and other winter accessories

may offer teaser deals to

attract customers. It’s best to

purchase such tools now

before the first big storm

drives up demand.

Make the most of sale season


Innovative, Full ServiceResidential Remodeling,

Crafting Fabulous Kitchens, Additions,

Bathrooms & Master Suites

Financing Available As-Low-As $79.00 A Month Call For An Appointment To Set-Up A

FREE Design Consultation.

1016 Route 23 North • Wayne, NJ(Just 200 feet after the Alps Road exit)

973-696-0333www.advantagecontracting.com

License# 13VH00011000

Free Estimates • Fully InsuredReferences Available

“Transforming Lives By Transforming Living Spaces... It’s What We Do”

A Tradition of Delivering Value For Over 20 Years

continued on page 18

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

18/28


Cooking appliancesManufacturers typically

introduce new stoves, cook-

tops and other cooking sup-

plies in advance of the holiday

season. Older models may be

discounted to make room for

the new arrivals, and you may

be able to score even biggersavings on floor models. If

renovating the kitchen is in

the works, wait until early

autumn to start appliance

shopping.

Painting supplies

The weekends surround-

ing Labor Day and ColumbusDay are also great times to

find deals on home improve-

ment, as retailers know cus-

tomers have extra time to

complete projects during

these long weekends. Paint,

rollers and other supplies may

be discounted on such week-ends, and you also may find

discounts on power tools.

Vehicles

If you are in the market

for a new SUV or truck to

transport your home improve-

ment project supplies, autumn

is a good time to visit a dealer-

ship. Many dealerships liqui-

date their inventory in

autumn to free up space for

new model releases about to

hit the market. Come

autumn, you may find it easier

to negotiate financing and

leasing deals.

Homeowners can save

on home improvement proj-

ects and other needs by taking

advantage of late-summer,

early-autumn discounts.

WE DO THE COMPLETE JOBPlumbing, Electric, Carpentry & Ceramic Tile

Over 50 Years Serving Passaic, Morris & Bergen County Superior Workmanship At Competitive Rates

86 MAIN STREET • BLOOMINGDALE973-838-0300 • 973-879-7319

[email protected] • FREE ESTIMATES & DESIGN SERVICES

PRESTIGE

PAVINGBACK BY

POPULAR DEMAND

$200OFFANY DRIVEWAY

of $1,200 or More!Schedule before 9-30-15

Owner On-SiteFully InsuredLic.#13VH02993700

WE ACCEPT

ALL MAJOR

CREDIT CARDS

973-838-0866www.prestigepavingllc.com

C a l l N o w

F o r a F R E E

E s t i m a t e • Residential• Commer cial• Industr ial• Concr ete Wor k

Make the most of sale seasoncontinued from page 17

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

19/28


Animal Exclusion (Holes/Openings)

CarpentryCaulking/Grouting

Ceiling Tile InstallationCement Patching

Chimney CapsCleanouts (Attic/Basement/Home/

Office/Shed/Warehouse) Crown Molding

Decks (Cleaning/Installation/ Repair/Sealing)

Dropped Ceiling Installation

Drywall/Plaster RepairsFascia/Soffit Repair

Fence Installation/RepairFinishing Work

Home/Business ImprovementInsulation InstallationMiscellaneous Repairs

Molding/Trim WorkOdd Jobs

Painting (Interior/Exterior)

Power Washing

Replace Termite Infested WoodRubbish Removal

(Appliances/Furniture/Rugs) Sheetrock Installation

Tree Pruning/TrimmingWainscoting

WallpaperWindows/Storm Windows(Installation/Replacement/

Sill Repair)

FULLY INSURED & LICENSED

RESTORATION DOCTORSPECIALIZING IN REPAIRS AND RENOVATIONS

CALL 973-345-7760for a FREE Estimate

for an Initial Exterior/Interior Evaluation of Your Home or Building.

585 Winters Avenue, Paramus, NJ 07652

1-800-825-1151 • Fax 201-599-0409 • www.bugdoctorinc.com

Ce le brating Our An n u al Anniversar y S a l e !

ANNIVERSARY SALE

Mention this Couponand Receive a

FREE INSPECTION+ PLUS +

5% OFF FIRST SERVICE

Restoration Doctor is a Division of Bug Doctor, Inc.

OFFICIAL PEST CONTROL COMPANY OF THE NEW YORK YANKEES

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

20/28

Calzones provide a funand tasty alternative

to pizza. Home cooks

who want to think outside the

pizza box can consider the fol-

lowing recipe for “Whole-

Wheat Spinach Ricotta

Calzones” from “Clean Eating

for Busy Families” (Fair

Winds) from author Michael

Dudash, R.D.

Whole-Wheat Spinach

Ricotta CalzonesServes 7

For the dough:

1 ½ cups warm water (105 F to

110 F)

1 ¾ ounce envelope quick-acting

dry yeast

2 cups unbleached white whole-

wheat flour, plus additional for

dusting

2 cups unbleached bread flour¼ cup extra-virgin olive oil,

divided

1 ½ teaspoons salt

1 ½ teaspoons Italian herb sea-

soning

Olive oil spray

For the filling:

1 tablespoon extra-virgin olive

oil

1- 8-ounce package crimini

(baby bella) mushrooms, finely

chopped4 cups lightly packed baby

spinach, finely chopped

2 teaspoons minced garlic

½ cup soft goat cheese

1 cup whole milk ricotta cheese

¼ cup grated Parmesan cheese

½ cup basil leaves, chopped

small

¼ cup drained sun-dried toma-

toes in oil, chopped1 tablespoon flaxseed meal

¼ teaspoon salt

¼ teaspoon freshly ground black

pepper

For serving:

1 1/3 cups marinara sauce

To make the dough:

Pour the water into the

bowl of a stand mixer fitted

with a dough hook, sprinkle

in the yeast, and let it sit for 5

minutes. Add the flours, 3tablespoons of oil, and salt

and seasoning; mix for 10

minutes on medium-low

speed until the dough is elas-

tic in consistency. Cover the

bowl tightly with plastic wrap

and place it in a warm area

until the dough doubles in

size, about 90 minutes. If you

don’t have a warm area inyour kitchen, heat the oven to

200 F. Turn off the oven and

wait 5 minutes before placing

the dough in the oven to

proof.

Once the dough has

risen, punch down. Coat a

large sheet pan (or 2 medium

sheets) with olive oil spray,

shape the dough into 7 equal

balls, cover, and let rest for 15

minutes.To make the filling:

Heat a large frying pan

over medium heat and add oil.

When the oil begins to shim-

mer, add mushrooms and

sauté for 3 minutes; add

spinach and garlic and cook

until water releases and evap-


S e r v i n g t h e A r e a

S i n c e 1 9 9 0

TAKE-OUT ONLY

Pizza • Mussels • Italian Dinners • Appetizers • Calzones • Hot Wings • Hot & Cold Subs

May not be combined with any other offer. One coupon per visit.

Take out or delivery. Expires 10/15/15.











FREE 1 Large Cheese Pie

with order of $50 or More

FREEDELIVERY

$6.00 MINIMUM

POMPTON PLAINS615 RT. 23 S. • 973-839-2222

Lincoln Park, Pequannock, Pompton Plains,Riverdale, Sections of Montville, Wayne

CATERING FOR EVERY OCCASION!

HOURS: Mon.-Thurs. 11am-10pm • Fri. & Sat. 11am-11pm • Sun. 12pm-10pm

ONLINE ORDERING AT WWW.AJSPIZZA.NET

BUTLER • 12 MAIN STREET • 973-283-0454Butler, Bloomingdale, Riverdale, Pompton Lakes, Kinnelon, Haskell, Sections of West Milford

Dine-in at

15% Of f Any Cat er i ng Or d er $100 or Mor eW i t h t hi s ad . E x p .10 / 15 / 15 .

$9.99Plus Tax

1 Large Cheese Pie

$ 19.99Plus Tax - Reg. $24.00

2 Large Cheese Pies

$28.99Plus Tax - Reg. $36.00

3 Large Cheese Pies2 Large Cheese Pies,

2 Dozen Wings

$29.99 1 Lg Cheese Pie, 1 Baked Cheese

Ravioli Dinner, 1 Lg Garlic Bread w/Cheese, 1 Lg House Salad, 1 (2) liter Soda

Plus Tax $34.99 Plus Tax

Calzone an alternative to pizza


i i b i lif dl i jS b 2 2015 Z 2 P 21

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

21/28

School day mornings can

be hectic, as getting kids

ready for school and out

the door on time is not always

easy. Working parents may find

school day mornings especially

difficult, as their own work

schedules can make mornings

feel even more rushed.

Fortunately, parents can

employ several strategies to free

up time in the morning so

everyone starts their days off ina more relaxing atmosphere.

Wake up earlier. Sleep

might seem like a precious

commodity, but waking up just

10 to 15 minutes earlier can

remove some of the stress from

weekday mornings without

costing you a lot of sack time.

Let kids sleep in until their nor-

mal wakeup time, using your

extra 10 or 15 minutes to show-

er or enjoy your morning cup of

coffee before the house is abuzz

with activity.

Tackle certain chores the

night before. Delaying certain

chores until you wake up

makes for a hectic morning, so

tackle as many morning chores

as possible before you go to bed

for the night. Prepare school

lunches, lay clothes out for

yourself and your children, and

make sure kids have their back-

packs packed and ready to go

before they go to bed. Each of

these things may only take a

few minutes, but when left for

the morning, they can add up

to a substantial amount of time.Encourage youngsters to

pick up the pace. Some people

are morning people, while oth-

ers dread setting their alarms

for early morning hours. Kids

who fall into the latter group

may drag their feet in the

morning, but parents should

orates. Remove pan from heat

and stir in the goat cheese.

Add ricotta, Parmesan cheese,

basil, tomatoes, flaxseed meal,

salt, and pepper and stir.

Transfer to a container and

chill.

To assemble a calzone:

Preheat oven to 500 F.

Dust the counter, rolling pin,

and a dough ball with flour.

Flatten the dough into a 5-

inch circle, rotating afterevery few rolls Place 1/3 cup

of filling on the front half of

the dough, leaving ½ inch

around the border. Fold the

dough over until the edges

meet, forming a half-moon.

Fold over ½-inch. Press the

edges with your fingers to seal

and score lightly with a fork.

Gently, but quickly, transfer

the calzone back to the sheet

pan. Repeat this process with

the remaining dough and fill-

ing. Brush the calzones with 1

tablespoon of oil and using

the kitchen shears, cut four ½

-inch slits into the tops of

each. Bake on the middle rack

until lightly golden on top

and bottom, 15 to 18 minutes.

Complement with warm

marinara sauce when serving.


• DAILY LUNCH

BUFFET Only $6.95& Full Menu with Specials

• Restaurant & Fine Catering• Catering For All Occasions,

On & Off Site• Gift Certificates Available• Take-Out • Full Bar

Lina’sCUSTOMERAPPRECIATIONNIGHTEvery Wednesday & Friday

4PM-11PM

50% Off Entire Check18% Gratuity added to total bill.Notvalid withany other offers.

CASHONLY

49 MAIN STREET | BLOOMINGDALE973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.com

Just off Routes 23 & 287 • Open Wed, Thurs & Sun 12pm-11pm • Fri & Sat 12pm-12am AT

o u c h O f I t a l y I n B l o o m i n

g d a l e

Visit us on

Facebook

A Touch Of Italy In Bloomingdale Since 1983Fresh seafood, the finest quality meats, seasonal ingredients and a chef who ensuresevery course is prepared to perfection. That’s our recipe for success.

“A Warm, Elegant & Engaging Atmosphere”

of course!

WE ARE OPEN FOR

PRIVATE PARTIES ON

MONDAY & TUESDAYSEn sure

t he Per fect

Date for Your Special Occa sion...

Book Now!

Have n’t Bee n toLi na’ s Latel y

?

It’ s T i me to Revi sit U s a nd

T a ste W h y W e’ve Bee n

Servi n g the Co m m u nit y

Si nce 1983!

Calzone an alternative to pizza

continued from previous page

Make school day mornings easier


visit o r ebsite at lifeandleisurenj com September 2 2015Page 22 Zone 2

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

22/28


visit our website at www lifeandleisurenj comSeptember 2 2015 Zone 2 Page 23

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

23/28


Kinnelon • 300 Jacksonville Road

5 BR | 4.5 BA • $1,395,000

Pompton Plains • 16 Keech Briar Lane

5 BR | 5.5 BA • $1,099,888

Wayne • 4 Cliff Road

4 BR | 4.5 BA • $889,999

N E W P R I

C E

P R I V A T

E

N E W P R I

C E

Wayne • 164 Lionshead Dr West

3 BR | 2.5 BA • $375,000

Lincoln Park • 308 Comly Road

5 BR | 2 BA • $350,000

Pompton Plains • 17 Winding Way

3 BR | 1.5 BA • $275,000

L A K E H

O M E

J U S T L I

S T E D

A F F O R

D A B L E


8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

24/28

visit our website at www.lifeandleisurenj.com p ,g ,

Annmarie DeGeorge, a

realtor at Century 21

Crest Real Estate,

Pompton Plains, is hoping to

“close the door on cancer”

with her new charitable giving

initiative. DeGeorge will

donate $100 to the cancer

charity of her client’s choosing

at the close of each house,

whether a purchase or a sale.

Annmarie DeGeorge, a

Pequannock Township resi-

dent, was inspired to start this

program because cancer has

impacted her family and

friends.

“In September of 2013,

my sister Stacy Norkus passed

away from breast cancer after a

four year battle. My mother

was also diagnosed with breast

cancer in 2004 and again in

2013. She is a survivor,” said

DeGeorge adding, “I am very

frustrated that there is so

much cancer. We hear about it

more and more. I want to help

find a cure. Our generation

has more and more of this and

I don’t want my children to

hear more cases of cancer. I

want to hear less about it.”

DeGeorge said she want-

ed to do something to raise

money to fight cancer anddecided that “the one thing I

know how to do is sell houses,”

so she combined both efforts

to create her “Close the Door

on Cancer” campaign.

DeGeorge is not new to

the world of fundraising for

cancer research. She has par-

Pre-Construction Pricing low $200’s f r o m

86 Fourth Ave, Haskell, NJ

Choose fromOne or Two Bedrooms

Multi-Levels or One Level Living

Visit OurInformation & Sales Center

142 Route 23 N, Pompton Plains, NJ

www.lakelandvillageliving.com ©2015 CENTURY 21 R EAL ESTATE LLC. CEN TURY 21® is a tradem ark licensed to C entury 21 Real Estat e LLC. An Equal Opportuni ty Company.

Equal Housing Opportunity. Each office is independently owned and operated.

All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

CREST REAL ESTATE, I NC.

Marketed by:

#LakelandVillage

Scan this QR CODE

From Your Smart Phone

Call Today to Reserve Your New Home

973.646.7476

[email protected]

NJ CIRCLE OF EXCELLENCE 2002-2014Consistent

TOP PRODUCER

in the WAYNE area.

TOWNHOME SPECIALIST

RELOCATION AGENT

~ SHORT SALE AGENT ~

OWE MORE THAN

YOUR HOME IS WORTH?

GEMINI LLC Realty 973-696-1111x131

197 Berdan Ave., Wayne, NJ

CALL MARIA at973-986-6914 Cellfor CURRENT MARKET VALUE

OF YOUR HOME

M A R I A F E R R I T OProfessional Full Service Realtor

WAYNE $279,9992BR, 2 Full Bath Ranch with

central air, family room, 1 cargarage, and large backyard.

“ THE GOOD GUYS”

973.942.8925 Local & Long Distance

“F o r F r e e E s t i m a t e s C a l l ”

MOVING & STORAGE INC.www.waynemovers .com

Wayne “Local Moving Specialists”

Expert Piano Moving • Small Jobs WelcomedProfessional Office Moving

W E D O

C L E A N

O U T S !

Fully InsuredSenior Discounts

“F o r F r e e E s t i m a t e s C a l l ”

“Local Moving Specialists”

Expert Piano Moving • Small Jobs WelcomedProfessional Office Moving

Local realtor hoping to “close the door on cancer” through charitable

giving



8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

25/28

jp g

©2015 CENTURY 21 REAL ESTATE LLC. C ENTURY 21® is a trademar k licensed to C entury 21 Real Esta te LLC. An Equal Opportu nity Company. Equal Housing Opp ortunity. Each offic e is independentl y owned and oper ated.All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

Call today for a complimentary Mortgage Pre-approvaland know your buying power

before beginning the home buying process.

Recognized by Mortgage Executive Magazine as a "Top 1% Mortgage Originator" for 2013

973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • [email protected] Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of August 7, 2015. Terms for Condos listed above are subject to meeting

Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change withou t notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35 286 Equal Housing Len der.

Ryan BarryMortgage Banker

NMLS# 183464

CALL

TODAY 973-686-1500

142 Route 23 NorthPompton Plains, NJ 07444

AWARD-WINNING CENTURION® OFFICESMARTER. BOLDER. FASTER.

C R E S T R E A L E STATE

LINCOLN PARK $1,295,0003.625%/3.660 % APR$4,725 PER MONTH

NEWLY LISTED!5 BR, 5.2 BA, 3 CAR & 4 CAR DET GAR.

LINCOLN PARK $399,9003.75/3.829 % APR

$1,482 PER MONTHNEWLY LISTED!

4 BR, 2 BA, 1 CAR GAR.

LINCOLN PARK $344,9003.75/3.840 % APR

$1,278 PER MONTHGOLF COURSE VIEW!

4 BR, 2 BA.

POMPTON PLAINS $375,0003.75/3.834 % APR


4 BR, 2.1 BA, 1 CAR GAR.


$2,727 PER MONTHRENOVATED NEW COLONIAL!



$2,746 PER MONTHCUSTOM COLONIAL!



$1,167 PER MONTHRENOVATED DORMERED CAPE!


POMPTON LAKES $345,0003.75/3.840 % APR


4/5 BR, 2 BA, 1 CAR GAR.


$1,478 PER MONTHPRICE REDUCED!


BELLEVILLE $284,9003.75/3.855 % APR


3/4 BR, 2.1 BA

BUTLER $299,9003.75/3.851 % APR


3 BR, 1.1 BA

CLIFTON $319,9003.75/3.845 % APR


4 BR, 2 BA, 1 CAR GAR

DUNELLEN $229,9003.75/3.877 % APR

$852 PER MONTHNEWLY LISTED!


KINNELON $449,8003.75/3.822 % APR



HARDYSTON $169,9003.75/3.917 % APR

$629 PER MONTHMULTI-FLOOR TOWNHOME!3 BR, 2.1 BA, 1 CAR GAR.

PARSIPPANY $430,0003.75/3.825 % APR

$1,593 PER MONTHPRICE REDUCED!4 BR, 3 BA, 2 CAR GAR.

WANAQUE $369,0003.75/3.835 % APR

$1,367 PER MONTHWANAQUE RESERVE!2 BR, 2 BA, 1 CAR GAR.

OAKLAND $674,8003.875/3.929 % APR

$2,539 PER MONTHMOVE-IN READY COLONIAL!4 BR, 2.1 BA, 2 CAR GAR.

RIVERDALE $339,9003.75/3.841 % APR

$1,259 PER MONTHTHE GRANDE END UNIT!2 BR, 2 BA, 1 CAR GAR.

RIVERDALE $625,0003.875/3.932 % APR

$2,351 PER MONTHHIGH END UPGRADES!4 BR, 2.1 BA, 2 CAR GAR.

WEST MILFORD $319,0003.75/3.846 % APR

$1,182 PER MONTHPINECLIFF LAKE CUSTOM!2/3 BR, 2.1 BA, 2 CAR DET GAR.


8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

26/28

R O O F I N G , I N C .

KOVACH

973-835-5330WE DO SMALL REPAIR JOBS

Shingles • SlateFlat Roofs • Gutters

Established 1948NJ Lic# 13VH00222500 $500 OFF

Any RoofingJob of $3,000

or More

Senior Citizen Discounts

ERICKSONMasonry, LLC

Pompton Lakes, NJ

973-835-200135 Years Experi ence

Free Estimates

Fully Insured

“No Job Too

Small or Large”

DO IT RIGHTCHIMNEYSERVICE

CHIMNEY CLEANING

Special $29.95Prevent Carbon

MonoxidePoisoning!!Our Other Services

Include Repairs, Liners,Caps & Dampers

Plus Power Washing

w/Mold Resisting AdditiveCall 973-570-7362

LongoConstructionAll types of Brick,Block, Concrete,

Fireplaces,Foundations, etc.

Bloomingdale

973-687-1862

FREE Estimate

Fully Insured

ROOFREPAIRS

FREEEstimates

973-865-4292

by Michael Perna

973-696-5699Free Estimates •Fully Insured

ROSSROOFING &

SIDING•Vinyl Siding

•ReplacementWindows

•ResidentialRoofing

•35+ YearsExperience

INSURED

BONDED

STEPHEN FOXPlumbing &

HeatingSmall Repairs,

Alter, Drain

Service

973-839-1054

Lic.#7467

MaintenanceRepair • Building

Remodeling

NO JOB TOO

SMALL or BIG! 25 Years Experience

T OMS D’SH ANDYMANSERVICE

Lic. #13VH06689700

973-632-6411

To Advertise Call 973.696.8008To Advertise Call 973.696.8008


8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

27/28

offer encouragement when kids

are moving slowly in the morn-

ing. Allowing your frustration

to show may only make kids

less fond of mornings, so

remind them as nicely as possi-

ble that everyone has a sched-

ule to stick to if they seem to be

dragging their feet.

Keep the television off. If

watching the television is

ingrained in your morning rou-

tine, try going a few days with-

out it to see if this makes it eas-

ier to get out the door on time.

Kids might grow distracted by

morning cartoons, and even

adults may get caught up in

morning news shows or other

forecasts. Eliminating televi-

sion from your morning routine

can save time and also may

help your family grow closer, as

you will have more distraction-

free time to speak to one

another. In addition to turning

off the television, resist the

urge to turn on your devices or

scan work emails when getting

ready in the morning.

Parents know that

school day mornings can be

hectic. But there are several

ways to make such mornings

go more smoothly so every-

one gets where they need to

be on time.

Make school day mornings easier


ticipated in Mud Girl runs for

cancer and when her son RJ

DeGeorge was a wrestler at

Pequannock Township High

School, she started the “Pin

Cancer” campaign to raise

money for breast cancer

research. During her son’s sen-

ior year, he and the wrestling

team raised over $4200.

Annmarie DeGeorge

continued the “Pin Cancer”program when RJ went off to

the University of Maryland.

Together, her son and his col-

lege wrestling teammates have

earned over $7500 for breast

cancer and other cancers,

donating money to St. Jude’s

Children’s Research Hospital

to fight childhood cancers.

DeGeorge’s original can-

cer fundraising centeredaround breast cancer but she is

willing to donate $100 per

closing to any cancer organiza-

tion. “On my personal

Facebook page, I have written

about this program and have

included the different colored

ribbons of many cancers so

that my clients can choose

where the money goes.”

“I want to spare other

families the heartache of can-cer. I would like them to have

all the medical care and help

they can get. I want everyone

to be able to survive. I want a

way to help,” said DeGeorge.

“I hope this program is able to

open the window to a bright

future for our kids – cancer

free – and to ‘Close the Door

on Cancer’,” said DeGeorge.

For a free ComparativeMarket Analysis, call

Annmarie DeGeorge at 973-

896-6178 and “let’s ‘Close the

Door on Cancer’ together.”

Annmarie DeGeorge has

earned numerous awards for

real estate including NJAR®

Circle of Excellence Silver

Award in 2014, the Quality

Service Producer in 2013,

Century 21® Centurion

Award in 2013, Five Star RealEstate Award in 2014, C21

Crest Real Estate Agent of the

Month for March, June and

July of 2015 and Top Dog

Graduate in May of 2015. She

can be reached at 973-896-

6178. Century 21 Crest Real

Estate is located at 142 Route

23 North, Pompton Plains.

Local realtor hoping to “close the door on cancer” throughcharitable giving


CLASSIFIEDS

0050 AUTOMOBILES

CARS PRICED$2,000. & LESS

RONNIE’S IN WAYNE

973-616-79000051 AUTOMOBILES WANTED

WE BUY CARS !WE BUY TRUCKS !

RONNIE’S IN WAYNE973-616-7900

SERVICES

0610 - 0959

0655 SERVICES CARPET

G&S Carpet Cleaning& Floor Service Residential

& Commercial973-839-6436

0684 SER.COMM/RESI.CLEAN

Aida’s CleaningService

Serving North Jersey

Home or OfficeExperienced, Reliableand Detailed. SpeaksEnglish & PortugueseReference AvailableCall 908-764-8966

0685 SERVICES CLEANING

Mariya’s CleaningService

Ukrainian ladies cleanyour home or office to

your complete satisfaction. Exper. Refs Avail

Call 973-557-3621

To Advertise In Our NEW

BUSINESSES & SERVICES DIRECTORY

Call 973.696.8008

8/20/2019 221657_1440754167Sept 2 2015 Z2 LR.pdf

28/28

Documents

221657_1440754167Sept 2 2015 Z2 LR.pdf