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Forrest Gump is without

a doubt one of my

favorite movies. I must

have seen it a hundred times

and yet still enjoy it. Forrest

was a simple man whose nave

nature led him to make wise

observations. One of my

favorite scenes is when Forrest

and Lieutenant Dan are in the

hospital. In a fit of anger Lt.

Dan, whose legs were both

amputated, pulls Forrest down

on the floor. Forrest had saved

Lt. Dans life when he was

wounded, but Lt. Dan insisted

he was supposed to die on the

battlefield just like the rest of

the men in his family had

done in previous wars.

Because Forrest saved him he

believed that he was robbed of

his destiny. He ends by telling

Forrest, Look at me. I use to

be Lt. Dan Taylor. Upon

hearing this Forrest looks at

Lt. Dan and makes a powerful

statement, stating the obvious

when he says, You still are Lt.

Dan.

We live in a period

where we, individually and as

a nation, have lost touch with

our identity, who we really

are! We have gone from a

nation built on We to one

focused on self. Our enemies

laugh at us and encourage us

to continue along these paths

for they know that it tender-

izes us and prepares us to be

consumed. The majority of

the ad campaigns focus on two

things: fear and greed. The

fear of not keeping up with

the Jones and the attitude

of greed that says I deserve

this!

So whats the answer?

How do we make sense of all

the noise coming our way?

When your identity is

wrapped up in what others tell

Lieutenant DanBy Joe Pellegrino

Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste

January 14, 2015

Zone 2, Vol. 13, No. 1

We are a Family, Friendly Publication

continued on page 26

INSIDETHISISSUE

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visit our website at www.lifeandleisurenj.com January 14, 2015Page 2, Zone 2

NOTE: To have your groups announce-

ment appear in Community Happenings,

please e-mail your paragraph [email protected].

JAN 14

Come and read to our friend Romeo,

a friendly Golden Doodle on

Wednesday, January 14 from 4:30-

5:30pm at the Lincoln Park Public

Library. Bring your favorite picture

book, or choose one of ours. There is

no registration required for this

program.

JAN 15

Chess Club at the Lincoln Park Library is

on Thursday, January 15 from 4:30-5:30pm for grades 2 and up. Light instruc-

tion will be provided, but kids should have

a basic understanding of the game to

attend. There is no registration required for

this program.

JAN 19

Pictionary Night at the Lincoln Park

Library is Monday January 19 from 7-

8pm. Over 17 please. Get some friends

together for a game of Pictionary at the

Library. Refreshments will be provided.

Please register for this program by calling

973-694-8283 or e-mailing [email protected].

JAN 22

Lego Club at the Lincoln Park Library is on

Thursday, January 22 from 6-7:30pm.

Come to the library and make a Lego cre-

ation. Pictures of the finished products will

be posted on our web site, and they will be

kept in the Librarys display case until next

month. There is no registration required for

this program.

JAN 24

The Montville United Methodist Church 29

Whitehall Road Towaco, will be holding asale of gently used clothing and household

goods on Saturday, January 24 from

8:30am-12:30pm. Snow date is January

31. The profits from this sale will help local

needy families. For directions or informa-

tion call 973-334-3924.

Congregation Beth Shalom and the

Jewish Congregation of Kinnelon, 21

Passaic Ave, Pompton Lakes is hosting

Comedy Night starring Rabbi Bob Alper,

the worlds only practicing clergyman

doing stand-up comedyintentionally,

on January 24, at 7:30pm. Advance tickets

$20, $25 at the door, contact jckinforma-

[email protected] or 973-838-5566.

Comedy night is Saturday, January 24 at

Holy Spirit School Parish Center, 330

Newark Pompton Turnpike, Pequannock.

Enjoy a night of laughter featuring profes-

sional comedians Joey Kola, Matthew L.

Broderick, and Jim Dailakis. Doors open at

7pm. Show begins at 8:30pm. Tickets are

$20 each and include coffee and dessert.

Feel free to bring your own food, beer,wine, soda. For tickets call 862-228-3430

or Holy Spirit School 973-835-5680.

Proceeds benefit the Holy Spirit School 8th

grade class.

JAN 25

The G.F.W.C. Montville Township Womens

Club and Montville Board of Health will

sponsor their annual Blood Drive at the

Montville First Aid Squad, 137

Changebridge Road, Montville, on Sunday,

January 25, from 10am-3pm. All donors

receive a complimentary cholesterol test.

Please bring an I.D. For more information

call Jayne Deamer at 973-334-5817.

JAN 29

Winter Scavenger Hunt at the Lincoln

Park Library on Wednesday, January 29

from 4:30-5pm. Search the Library to find

hidden pictures, find all of them and win a

prize. Please register for this program by

calling 973-694-8283 or e-mailing

[email protected]

JAN 30

After-Hours Movie at the Lincoln Park

Library on Friday, January 30 from 4:30-

6:15pm for all ages. The Library will be

screening Planes: Fire and Rescue (PG, 84

minutes). Bring a friend and enjoy some

popcorn and snacks! There is no registra-

tion required for this program.

Around theCommunity...

The Lincoln Park Library offers help for all

things technological. Sign up for a one-on-

one session. We can offer help with a range

of topics, including, but not limited to:

Microsoft Windows, Microsoft Office, Word,

Excel, PowerPoint, website help with

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrinoi

Editor: Bethanne Pellegrinoi

Administrative Assistant: Jennifer Pellegrinoi

Art Director: Robin BantaSales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

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While sunning on

the shore, I started

counting all of the

money we were spending on

our 2014 holiday vacation

thinking about how are my

four kids going to replicate this

activity with their kids in the

future. Starting with airfare for

six and accommodations at a

magnificent Riviera Beach

oceanfront resort in Singer

Island, Florida for 10 days,

renting 2 cars, as one wasnt

large enough for all of us with

the luggage, the cost of feeding

our brood finalized the calcula-

tion. The financial planner in

me, immediately brought my

thoughts to cost and figureswhile my wife counted the

blessings and memories being

made.

How will our kids and their

peers ever afford such a

lifestyle, one theyve come to

know, enjoy and anticipate?

Accumulating a down-

payment for a home while pay-

ing off student loans, covering

the monthly rent, paying for

dating then planning a wed-

ding, the never-ending car

lease payments, simultaneous

to building a professional

wardrobe for the interviews

and first career job, our chil-

dren will also need to furnish

their new apartment or home

while striving to participate in

their companys 401k programassuming they get that higher

paying job to afford to. Next

come babies, where the word

budget has a whole new mean-

ing. If our daughter or daugh-

ter-in-law decides to be a stay

at home mom with resulting

loss of income, will they finan-

cially make it without parental

help? The figures were con-

stantly streaming through my

mind and the conclusions are

not in their favor. Dad will

need to help, in almost every

example I thought of and this

is under current conditions

before calculating the effects of

any emergencies, health issues

or inflation?

In my 5 decades living in

North Jersey, Ive seen a slice

of pizza rise from .25 to $2.50

and a house from $24,000 upto $350,000 then back down

to $240,000. Our children will

see the same inflation increas-

es over the next 5 decades or

even worse, in my opinion.

Income taxes have risen pro-

portionately over the same

period as well by either

increasing the tax rate or by

lowering the brackets which,

push more into higher pay-

ments. North Jersey property

taxes have fared much worse,

rising substantially above the

inflation rate of pizza and

housing.

What are the children of

today to do when they ponder

their career and future? I dont

know about you, but Im grave-

ly concerned. Ive written in

this column about multi-gen-

erational families living underone roof with one set of utility

bills, one mortgage payment

and one less family car. It was

the cycle of life, in the fifties

and sixties; children were itch-

ing to leave home and get out

from under their parents to

make a life for themselves! In

the 21st century, children are

returning home or arent leav-

ing, for financial reasons. You

all should be aware that 52%

of Americans dont pay

income tax, which means the

48% that do are supporting

100% of the populations obli-

gations. The Federal govern-

ment is broken, NJ is broke,

counties are broke and local

municipalities are broke too.

Government makes no money,

doesnt produce anything to

make any money, yet, it doesspend a lot of money and even

more money it doesnt have by

borrowing from future revenue

streams, borrowing from

investors, robbing the tax-pay-

ers of tomorrow and increasing

taxes on the already overbur-

dened 48% that pay today.

Why cant government ever

operate with a profit at the end

of the quarter?

Should the American

family emulate the federal gov-

ernment and use the credit

card to pay for the vacation or

should government learn from

the fiscally responsible tax-

paying American families that

say if we cant afford it, were

not going anywhere this year.

Im not so nave, as to assume

that Americans dont use plas-

tic for a vacation, but, theres amajor difference between a

charge card and a credit card.

Virtually identical in appear-

ance, those who pay the bill in

full upon its arrival used a

charge card and those who

paid anything less, employed a

credit card and will pay infi-

nitely more than the actual

charges and expenses, due

to negatively compounding

interest.

Yes, Im gravely con-

cerned for not only my kids

but, for all of todays children.

Obviously, vacations and new

cars can be abated during

tough economic times; but,

mortgage payments, property

taxes, homeowners insurance

and food cannot be! All of

these financial and economic

thoughts ran through my mindwhen receiving a massage on

the beach hoping that one day

my kids will be able to afford to

live the way they live now. I do

know that they themselves

arent thinking about it, at

least not enough as they

should be. My son Zachary

once said to me, Dad, you had

to think that way when you

were 18 because you were

forced to. Your parents got

divorced, sold the house and

forced you to be on your own,

renting your first house at just

18! You had to buy your own

towels, dishes, pots and pans,

you paid to buy and repair your

own car and bought your own

clothes. But Dad, I dont worry

about any of those things,

because I have YOU!

Guess that makes me anenabler to a certain extent

since my 4 children do have

me as a back-up plan, always.

Alive or dead, healthy or oth-

erwise, this Dad has prepared

to always be the financial

back-up plan for his wife and

kids. It is hard for me to sepa-

rate the titles of financial plan-

ner and Dad, I thought to

myself. Please dont interpret

my column today to think my

children are spoiled, far from

it! Privileged yes, spoiled no.

The 2 older ones have their

own credit cards and resulting

bills, pay for their own cars and

insurance and have their own

apartments, complete with

rent and utilities. That is their

choice, as to live home with

mom and dad would cost them

nothing. As a result they stillvacation with their parents

and younger siblings; Terry and

I hope that will continue

indefinitely for more memory-

making and eventually with

their spouses and our grand-

children. Every time we land

at a different destination

around the world, I still ponder

about the costs for my kids to

be raising a family and building

a retirement portfolio for

themselves with the confi-

dence that I have taught them

well and if they fall short or

need a helping hand I will be

their back-up plan, always.

What a great feeling that I

hope my entire readership can

and will enjoy, but, only if

properly planned for. Another

year has passed folks, 2015 is

here. Please ask yourself thesefew questions: Are you pre-

pared for your retirement? Is

your retirement plan prepared

for you to draw a monthly

check to last for the rest of

your life and spouses life? Will

it continue to provide income

and benefits for your children

and grandchildren years after

your departure? Would you

like it to? Would you like your

kids to steal a quote from my

son Zachary, But Dad, I dont

worry about any of those

things, because I have YOU!

Attend our workshops to

learn how by visiting

www.1APG.com. Happy New

Year!

Mark E. Charnet, CAS, is

President and Founder of Ameri-

can Prosperity Group. APG is

the Premier Retirement and Es-

tate Planning Franchise in the

United States with 21 offices in

10 states. Mr. Charnet has

more than thirty three years of

experience in the Retirement and

Estate Planning fields. Creator

of the Trinity Method of Invest-

ing, Mark encourages your in-

quiries and can be reached at:

973-831-4424 or via email,

[email protected]

Check out our website:

www.1APG.com Interested in a

career in retirement and estate

planning? Check out this web-

site: www.APGFranchise.com

Securities through: United

Planners Financial Services,A limited partnership. Member

SIPC, FINRA and a Registered

Investment Advisor

Financial planner looks back and ponders the futureduring recent family vacation By Mark Charnet

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5/27

Google, Gmail, eBay, Etsy, and social

media Facebook, Twitter, Instagram, and

LinkedIn. We can also help you use your

tablets iPad, Kindle, Samsung Galaxy, etc.

Please call 973-694-8283 or [email protected] to set

up an appointment. Sessions are limited to

one meeting per month.

Whether you are still suffering from the

bleak memories of war or have resolved to

put it all behind you, Point Man Ministries

is for you. Point Man is a Christian ministry

dedicated to helping veterans find peace

with themselves and the world around

them. If you need help or want to help oth-

ers, come and find out more. Call Barry

Jensen at 973-809-9665 Point ManMinistries meets the first Thursday of

every month from 7:30-9:30pm at

Cornerstone Chapel 620 Route 23 North,

Pompton Plains.

The UONJ (United Ostomates of North

The jewelry profession-

als at Boston Louis

Jewelers are proud to

announce the grand opening

of their new custom design stu-

dio located right inside their

store in Pequannock. Built

around the most advanced and

intuitive computerized jewelry

design system ever developed,

the studio allows you to work

hand-in-hand with one of the

designers at Boston Louis to

help create your own custom

jewelry!

First, you select a starting

point design from thousands of

options. Then using cutting-

edge 3D design software, you

have creative control to cus-

tomize every detail of the

design, from stone size, shape,

and color, to extensive design

changes. Once you are satisfied

with your virtual concept,

Boston Louis will make that

masterpiece just for you! You

then receive a totally unique,

one-of-a-kind engagement

ring, wedding or anniversary

ring or pendant!

According to Boston

Louis owners Ken Boston and

Louis Buddy Mazzo, there is

no better lasting expression of

love than a piece of personal-

ized jewelry that YOU helped

create!

You can watch a 1-

minute video on this program

at BostonLouis.com (click on

the WATCH DESIGN IN

ACTION link) or stop by

Boston Louis Jewelers for a

free, no- obligation demon-

stration.

Boston Louis Jewelers is

located at 151 Newark

Pompton Turnpike in

Pequannock, 973-694-9073.

Store hours are Tuesday,

Wednesday & Friday from

10am-6pm, Thursday 10am-

8pm, and Saturday 10am-5pm.

Closed Sunday & Monday.

Boston Louis celebrates Grand Opening

of New Custom Jewelry Design StudioNew studio lets you help design your own jewelry


Community Happenings

continued from page 2


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LIFE & LEISURE

January 2015ZONE 2

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LIFE & LEISURE JANUARY 2015 5A 9

How toavoid injury during

these popular workouts

The risk of suffering an injury while exercis-

ing will never disappear entirely. Even themost seasoned athletes suffer setbacks

from time to time, and even the most popular

exercises are not completely risk-averse. With

that in mind, the following are some favorite exer-

cises and how to avoid injury when performing

them.

Jogging: Joggers should get adequate rest

between running sessions and wear comfort-

able, well-fitting shoes when jogging. Avoid loose

shoes so your feet dont develop blisters, and ice

your knees after each workout to facilitate their

recovery. Knee and foot problems tend to plague

many joggers, so its important that joggers take

steps to reduce injury rather than telling them-

selves to push through the pain.

Circuit training: Circuit training is popular

because it allows time-pressed men and women

to workout several areas of their bodies in rela-

tively little time. When done correctly, circuit

training is an efficient way to enhance cardiovas-

cular fitness and muscle endurance. Circuit train-

ing participants do not typically do as many rep-

etitions when working their muscles as they

might when working out one muscle group at a

time, and that leads many to lift extra weight.

That can cause damage to the shoulders or other

areas of the body that are engaged as part of

strength training. Such injuries can be avoided

by adding rest to a circuit training routine andtaking more time between exercises. This may

run counter to the point of such a routine, but its

well worth avoiding injury.

Yoga: Yoga is an increasingly popular exercise

that can improve flexibility and overall strength.

But some yoga participants have suffered wrist

injuries, pulled muscles and hip problems as a

result of their yoga routines. Such injuries can be

easily avoided by reinforcing your wrists with

supports and not overdoing it when you feel your

muscles are tight before or during a workout. If

your instructor tries to push your body into a

position youre uncomfortable in, speak up and

say you want to avoid that position.

Weightlifting: Weightlifting injuries are often the

result of overdoing it with weights or not adhering

to proper form when lifting. When strength train-

ing, dont go overboard with how much weight

you are lifting. Start out with light weights and

then gradually increase the weight until you

reach a figure you are comfortable with. Before

beginning a weightlifting regimen, consult with a

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your equipment owners

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you are following the proper

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Many men and women struggle to find time

to exercise. If hectic schedules dominated

by professional and personal commitments

have made it difficult to make exercise part of your

daily routine, you might want to consider skipping

the snooze button so you can work out in the early

morning hours.

Early morning workouts have their ups and downs. Glucose levels in the body tend to be low in the

morning, when many people wake up with a relatively empty stomach. Low blood glucose levels can

cause feelings of nausea and weakness and possibly make you feel faint. In addition, since you likely

arent moving much while youre asleep, your joints and muscles are likely less mobile early in the morn-

ing than they are in the evening, which can make morning workouts difficult and, if you dont allow your-

self more time to warm up, put your body at greater risk of injury. But morning workouts also can ener-

gize you throughout the day, and many people find it easier to consistently exercise in the early morn-

ings than at night, when distractions or long days at the office can affect your motivation to workout.

Early morning exercise routines can be difficult to adjust to, but there are some ways to make the

adjustment to such regimens go more smoothly.

Make sleep a priority.

Prioritizing sleep makes it easier to get out of bed in the morning, when you will face the daily tempta-

tion to hit the snooze button and roll over. But if you arent sleep deprived, you will find it easier to skip

the snooze phase of your morning routine and get right out

of bed. Skip the late night talk shows and call it a night ear-

lier, making sure you get between seven and eight hours

of sleep each night. Once you establish a new sleep

schedule, you will find it easier and easier to get up and hit

the gym in the morning.

Designate more time to warm up. Early morning workout routines require athletes to warm up

more than they would when exercising at other times of the day. As previously noted, your body is per-

haps at its least mobile right when you get out of bed, so set aside more time to warm up when you work-

out in the mornings. Five to 10 minutes of light cardiovascular exercise before you begin your workout

can be enough to increase your body temperature and loosen your body up so its ready for exercise.

Dont go it alone. The buddy system is effective for many people regardless of when they exercise, but

it can be especially beneficial for men and women who want to start working out in the morning. If some-

one is waiting for you at the gym or if your significant other is up and ready to go, youre far less likely to

skip a morning workout than you would be if you are going it alone.

Eat at your own discretion. Some people simply cannot eat before a workout, while others find work-

ing out on an empty stomach makes them faint and weak. The problem many people who work out in

the early morning encounter with regard to eating before their workouts is they simply dont have the time

to eat and afford their body enough time to turn that meal or snack into fuel that will benefit their work-

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continued on next page

2A JANUARY 2015 LIFE & LEISURE10

Make morning

workouts work for you

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11/27

out. A study published in the Journal of Applied Physiology found that eating a meal 45 minutes before

a moderate-intensity workout enhances exercise capability. But morning exercise enthusiasts typically

find they do not have that spare 45 minutes to wait around while their bodies absorb a meal. Eating

healthy before exercise, and giving your body adequate time to absorb that meal, can definitely fuel yourworkout. But if that 45 minutes ultimately compromises your ability to workout, you may want to have a

glass of orange juice or a drink that contains carbohydrates so your body has

some fuel as you exercise.

Many adults find that mornings are the only times they can consistently

exercise. Adjusting to such a routine can be difficult, but there are some ways

to make that adjustment easier.

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continued from previous page

Make morning workouts work for you

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Caring for a dog is no

small task. Many dogs

need daily exercise and

interaction with their owners in

order to live long and healthy

lives. But as dogs age, the

responsibility of caring for them

can become even more

demanding.

When a dog begins to

exhibit signs of aging, its easy

for dog owners to assume that

the rigors of caring for the dog

will lessen. But while aging dogs

may not need or want to spend

as much time playing fetch or

walking around the park as they

used to, they often grow more

dependent on their owners as

they grow older. Recognizing a

dogs changing needs and how

those needs relate to caring for

the dog is a responsibility dog

owners must take seriously.

Consider altering the dogs

diet. Many aging dogs do not

need as much food to maintain a

healthy weight as they did when

they were puppies or in the

prime of their life. Much of that is

because aging dogs dont exer-

cise as much as they used to,

meaning they wont be burning

as many calories as they once

did. So an aging dog thats still

on the same diet it had as a

youngster might gain weight,

which can lead to a host of

uncomfortable or even painful

ailments. Owners concerned

about their dogs diets should

consult a veterinarian, who may

recommend a geriatric diet that

will provide all of the necessary

vitamins and nutrients dogs

need while reducing their risk of

obesity.

Make sure water is acces-

sible and available throughout

the day. Older dogs are at

greater risk of dehydration, so

owners should make sure water

is readily available for the dog at

all times. Aging dogs often strug-

gle with their mobility, so place

several water bowls throughout

the house so they do not have to

travel far when they need a bev-

erage. Keep a bowl in close

proximity to where the dog

sleeps as well.

Prioritize grooming.

Owners of aging dogs must pri-

oritize grooming for a variety of

reasons. Regular grooming is a

great way for owners to discover

any abnormalities, such as

lumps or tumors, on the dog that

might be indicative of a medical

issue. Any such abnormalities

should immediately be brought

to the attention of a veterinarian.

Routine grooming also helps

prevent drying out of the coat

and skin, ensuring dogs are

comfortable.

Dont overlook dental care.

Dogs are known for bad breath,

so while there may not be much

owners can do to make their

aging dogs breathe smell like a

rose garden that does not mean

pet owners should overlook den-

tal care. Dogs whose teeth are

clean and tartar-free are less

likely to develop potentially seri-

ous medical problems, including

heart disease, which can be a

byproduct of tooth decay. Dogs

may lose some teeth as they

age, but owners should still

emphasize dental care for their

aging best friends.

Lend a hand to dogs who

are struggling with their mobility.

Aging dogs suffering from arthri-

tis may struggle to get out of bed

or climb flights of stairs. When

dogs start to struggle with their

mobility, pick them up and carry

them up the stairs or help them

out of bed in the morning.

Veterinarians may prescribe

anti-inflammatory medication to

ease soreness and pain, but

owners can take additional steps

to help dogs with mobility issues,

such as positioning bedding and

food and water bowls so that

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LOCATION

246 Hamburg Turnpike,

Suite 202

Wayne, NJ 07470

is certif ied by the American Board ofCardiovascular Disease and InterventionalCardiology. He is a member of the AmericanCollege of Phlebology and the AmericanSociety of Laser Medicine and Surgery.

Dr. Ghassemi specializes in advancedvascular procedures, which include VascularLaser Therapy for the treatment of varicoseveins, laser ablation and sclerotherapy. Healso specializes in advanced cardiovascularprocedures, including angioplasty, laseratherectomy and stenting.

Dr. Ghassemi received his M.D. from theUniversity of Medicine and Dentistry

(UMDNJ)/Robert Wood Johnson MedicalSchool in Camden. His internship andresidency were completed at the MedicalCollege of Pennsylvania Hospital inPhiladelphia in Internal Medicine in 1991.He completed his fellowship at HahnemannUniversity Hospital in 1994 and in 1995completed an Interventional Fellowship atthe Albert Einstein Medical Center,Philadelphia.

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Though Radio Frequency technology is

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With EVRF, blue/red spider veins up to

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The treatment is based on the principle

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Prior to EVRF, primary treatments for

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sive procedure in which a large

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Schlerotherapy involves injecting a small

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Temporary side effects of these

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A recent UCLA study headli ne states: Baby Boomers Face More Health Problems Than Their Parents

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Dietary and Lifestyle Changes Without Proper Hydration,Many Unhealthy Changes Occur in Our Cells

One solution can be as simple as dri nking more water. But

what kind of water should we be drinking?

TAP WATERTap water is a healthier option than soft drinks and other bever-ages, but according to the Environmental Working Group, there

have been 315 pollutants found in America's tap water since2004, and over half of these pollutants are completely unregu-lated and can legally exist in any amount.

At the current levels of contamination, the public is starting toquestion the quality of tap water and wonders if it is safe enoughto drink.

BOTTLED WATER

Bottled water is not necessarily healthier than tap water and yetit costs much more! Bottled water costs more per gallon thangasoline! Although, through marketing tactics, it is associatedwith healthy water, bottled water is not guaranteed to be anyhealthier than tap water. In fact, there are many carcinogenic

chemicals that go into the making of plastic water bottles thatcan leach into the water. Why do you think they constantly tellus not to store bottled water in our cars? Because the plasticheats up, releasing chemicals into the water. Bottled water has

already been heated many times in the 4 to 6 months it takesto reach market.

A four-year study by the Natural Resources Defense Councilshows that 1/3 of the bottled water tested contains levels of con-

tamination which exceed allowable limits. Bottled water can alsobe slightly acidic, which may affect your body's pH balance. Fi-nally, the environmental impact caused by the production anddisposal of plastic bottles is harmful to our ecosystem.

REVERSE OSMOSIS AND DISTILLED WATERReverse Osmosis and Distilling are filtering processes, whichmay be effective in areas that do not receive municipallytreated water and are commonly used in bottled water facili-

ties. Both reverse osmosis and distilling removes healthy, nat-urally occurring minerals in our water. These minerals not onlyprovide good taste, they also serve a vital function in thehealthy balance of our bodies. When stripped of these miner-als, this water becomes unnatural and an aggressive ab-

sorber. This can be quite unhealthy. Also, 2 - 3 gallons of waterare wasted for every gallon of purified water produced; again,a very negative impact on our environment and ecosystem.

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One of the best ways to clean and remove toxins from yourbody is by drinking the right water so the body can heal itself.Everything in the body happens in water. Nutrients, Miner-

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Find out why tap water, bottled water, reverse osmosis anddistilled water are not the answer and could be actuallycausing more health problems.

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This water brilliantly addresses the Three Stresses that arecausing us to feel and look older, slowing us down, andcausing more aches and pains: Oxidative Stress, AcidicStress and Dehydration Stress.

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Contrary to popular belief, adopting a healthy life-style is not a difficult undertaking. In certain in-

stances, convenience may need to be sacrificed in favor of nutrition, but many people find that

living healthy is not nearly as difficult as they assumed it would be when they initially decided to

make a change.

When men and women decide they want to start living healthier, many mistakenly assume they must

abandon their existing habits entirely and start from scratch. But the following are some easy ways to

start living healthier every day.

Eat more fruits and vegeta-

bles. One of the best and easi-

est ways to live healthier is to

begin eating more fruits and veg-

etables. Instead of un-healthy

snacks like potato chips and

cookies, snack on a piece of fruit,

and never sit down to a meal

unless you include some vegeta-

bles to go along with the main

course. Studies have shown that

men and women whose diets

are high in fruits and vegetablesare less likely to develop certain

types of cancers, including can-

cers of the digestive tract. In

addition, the United States

Department of Agriculture notes

that people whose diets are rich

in fruits and vegetables have a

lower risk for heart disease,

including heart attack and stroke.

Slow down your eating rou-

tine. Some people may already

be eating the right foods, but

they may just be eating too much

of them. It takes time for your

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Easy waysto start living

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Including more fruits andvegetables in your diet

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body to let you know its had too much to eat, so eating too fast can increase your risk of overeating. While

eating, try to limit distractions that can take your attention away from how much youre eating. If youre

always watching television or checking emails on your phone while eating, try a few days of distraction-free,careful eating, and you may find yourself eating less and feeling more energized after a meal.

Skip the second glass of wine. The much publicized medical benefits of wine are somewhat mislead-

ing. According to the Mayo Clinic, when consumed in moderation, red wine can help prevent heart dis-

ease. Thats because alcohol and antioxidants found in red wine have been shown to increase levels of

high-density lipoprotein, often referred to as good cholesterol, and protect against artery damage. But

wine also contains sugars that can fatten the liver, and a fatty liver can contribute to a host of serious

health problems. If you already drink wine, limit yourself to one glass per day. If you are not a wine

drinker, then its important to note that many doctors believe the potential benefits of drinking wine do

not outweigh the potentially negative consequences associated with alcohol consumption, which include

neurological problems and an increased risk for heart disease.

Get more sleep. Inadequate sleep affects the body in a variety of ways. Many people are aware that

one poor nights sleep is certain to affect their energy levels the following day, but fewer may know of

the link between sleep duration and chronic disease. For example, the Harvard Medical School notes

that studies have linked insufficient sleep to type 2 diabetes, as the bodys ability to process glucose

can be compromised by poor sleeping habits. Other medical conditions that have been linked to insuffi-

cient sleep include obesity, heart disease and mood disorders. While you might be proud of your ability

to function on minimal sleep, the long-term effects of insufficient sleep can be dire,

so be sure to get at least seven hours of sleep each night.

Choosing to live healthier does not mean you need to completely overhaul your

existing lifestyle. In fact, you can make several easy everyday changes to dramat-

ically improve your overall health.


Easy ways to start living healthier every daycontinued from previous page

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Before adjourning for

2014, Congress passed

the Tax Increase

Prevention Act of 2014. What

does this retroactive extensionof temporary tax rules mean for

you? If youve been wondering

what federal breaks are once

again available for your 2014

personal and business income

tax returns, heres an overview

of selected provisions.

Bonus depreciation

You can expense 50% of the

cost of new property you

acquired and placed in service

during 2014.

Section 179

The immediate expensinglimit for new and used proper-

ty purchased and placed in

service during 2014 is

$500,000. Your total Section

179 deduction is limited when

you purchase $2 million or

more of assets during the year.

Qualified improvements

You can use a 15-year straight-

line depreciation method for

improvements to leased build-

ings, restaurant property, and

the interior of retail establish-

ments.Commercial building ener-

gy-efficient improvements

If you made improvements to

your commercial building that

helped reduce utility costs, you

can claim a deduction of up to

$1.80 per square foot.

Residential energy-efficient

improvements

Did you buy qualifying storm

windows or doors for your

home during 2014? The creditof 10% of the cost of improve-

ments is back, up to a lifetime

limit of $500.

Charitable contributions

from IRAs

When youre age 70 or older,

you could make a 2014 tax-free

distribution to a charity from

your IRA.

State and local sales tax

deduction

If you itemize, you can claim a

2014 deduction for these taxes

instead of deducting state andlocal income taxes.

Qualified tuition expenses

The law reinstated the above-

the-line deduction of up to

$4,000 for expenses you paid in

2014 for higher education for

yourself or other family mem-

bers.

Teacher classroom expenses

If youre a teacher and you paid

out-of-pocket for books and

certain other materials for usein your classroom, you can

claim an above-the-line

deduction of up to $250 for

2014.

Please call us for details

about other tax breaks that

will apply for your 2014 taxes.

Robert P. Sokoloff and Associ-

ates, PC, is a year round full

service CPA firm providing a

wide range of Accounting and

Tax services to both Small Busi-

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Advisors and provide new busi-

ness set up, training and support.

Our office is located at 166 Min

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Our website is www.cpanewjer-

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Congress passes extenders bill By Robert Sokoloff, CPAvisit our website at www.lifeandleisurenj.comJanuary 14, 2015 Zone 2, Page 19

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According to Remod-eling magazines

2014 Cost vs. Value

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DONT overlook the

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DO look beyond surface

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kitchen should be functional,

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DONT design just fortoday, but look to the future as

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materials that will last for the

long haul. Older homeowners

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potential mobility issues down

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necessary to achieve the

desired results. Only invest in

major changes if something is

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upgrades may do the trick.

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Dos and dont ofkitchen remodelcontinued from previous page

i i b i lif dl i j J 14 2015P 22 Z 2

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At the start of every

New Year, people

around the world

make resolutions. Resolutions

to improve themselves, do

something different, or make

a change. This year, make a

resolution to change some-

ones life for the better by

becoming a volunteer advo-

cate for a child in foster care.

Passaic County CASA

(Court Appointed Special

Advocates) is recruiting vol-

unteers for their spring train-

ing class who are interested in

becoming advocates for chil-dren in the Passaic County

foster care system.

Over 600 children in

Passaic County are removed

from their homes for their

own safety each year and need

a voice in the chaotic court

process. These children are

separated from siblings,

friends, family, teachers, and

sometimes even their personal

belongings. CASA volunteers

serve as a consistent presence

in the childs life during diffi-

cult times when everything is

unfamiliar to the child.

Volunteers conduct researchinto the childs case in order

to make recommendations to

the court, while meeting with

the child to ensure that they

are receiving all the services

that they need to live a fulfill-

ing life.

Any individual with an

interest and desire to help

children is welcome to attend

an Open House to find out

more about CASA. Current

volunteers come from all

walks of life the one thing

they have in common is a

heart for Passaic Countys

children. All volunteers must

pass an interview, background

check, and complete a 36

hour training class.

Interested applicants can

attend an Open House on

January 13 or January 27 at

6:00 pm, held in our office,

415 Hamburg Turnpike, Suite

B1, Wayne, NJ 07470.For more information or

to RSVP for an information

session, contact Passaic

County CASA at 973-832-

4002, through e-mail,

[email protected]

rg or visit our website at

www.passaiccountycasa.org.

Make a difference today

Montville UNICO has lent a helping hand to area families in need this holiday season and for over 25years. This year they distributed over thirty; $40 gift cards for children and $25 food cards for families,Shown are some of the additional toys distributed and pictured are some of the UNICO members in-

volved (from left to right) Paul Henke, Tony Speciale, Vivian Cleffi, Tony Malanga, Jim Cleffi.

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22/27

Illnesses seem to

peak during the win-

ter months. A

tapped-out immune system as well as dry, cold air may encourage

the spread of common viruses and bacterial infections more easily.

As a result, its important that men, women and children take every

step possible to ward off sickness when the temperatures drop.Dietary changes can make a world of difference, and more and more

people are including these proven superfoods in their winter diets.

Avocado: Avocado has high levels of essential fatty acids and vita-

min B6, which is important in the biosynthesis of important neuro-

transmitters. Foods high in B vitamins may be able to counteract

some of the symptoms of winter-related depression.

Pomegranate: This quirky fruit has vitamins C and K, folate and

potassium and is a good source of fiber. Pomegranate has anti-

inflammatory properties, which can help in reducing joint pain and

preventing strokes. Pomegranate may also help the body fight

viruses.

Cinnamon: Cinnamon has high levels of antioxidants, and some

studies point to cinnamon as a natural antibacterial agent. Cinnamon

also can help regulate blood-glucose levels, which is beneficial for

those with diabetes.

Prunes: Now widely referred to as dried plums, prunes are an

important source of boron, which could prevent osteoporosis. High in

antioxidants, prunes help the body fight a variety of illnesses.

Cabbage: Cabbage may be a key element in the fight against can-

cer. Cabbage has phytochemicals that can protect the body against

cancer-causing free radicals. Its also a good source of dietary fiber,which can stimulate a sluggish digestive system.

Butternut squash: This food is packed with carotenoids, which are

stellar antioxidants. The starches in this squash also have been

found to have anti-inflammatory properties.

Chestnuts: Chestnuts are worthy of inclusion in anyones diet.

Unlike many nuts, chestnuts are rela-

tively low in fat but have high levels of

protein. Theyre also packed with vita-

min C and B vitamins.


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WYCKOFF- 740 Highview Dr. $1,575,000 WYCKOFF- 60 Ravine Ave. $1,475,000 WYCKOFF - 36 Van Schaik Ln. $1,235,000 FRANKLIN LAKES- 308 Wichita Trl. $1,210,000 KINNELON- 5 Felkay Ct. $1,150,000 KINNELON- 8 Quail Ct. $936,000 FRANKLIN LAKES - 248 Gregory Rd. $860,000 PEQUANNOCK- 36 Ackerson Ave. $770,000

BUTLER- 1 Van Buren St. $727,000 KINNELON - 12 Quail Ct. $653,000 CLIFTON- 81 Robin Hood Rd. $650,000 KINNELON- 2 Hilltop Rd. $635,000 POMPTON PLAINS- 122 West End Ave. $623,000 MONTVILLE- 8 Lake Shore Dr. $571,000 BUTLER- 22 Morse Ave. $562,000 PEQUANNOCK- 26 Munson Dr. $560,000

WAYNE- 55 Eleron Pl. $560,000 PEQUANNOCK- 133 Sunset Rd. $500,000 FAIRFIELD - 41 Donna Ln. $442,500 MOUNT OLIVE - 171 Smithtown Rd. $440,000 POMPTON LAKES- 101 Ringwood Ave. $415,000 WOODCLIFF LAKE- 15 Franklin St. $401,000

OAKLAND- 37 Monhegan Ave. $395,000 HILLSDALE- 67 Oakland St. $390,000 OAKLAND- 16 Sioux Ave. $388,000 PEQUANNOCK- 426 Boulevard $380,000 CLIFTON - 7 Chaplin Ct. $378,000 BLOOMINGDALE- 17 South Rd. $375,000

JEFFERSON- 6 Mansfield Way $370,000 BUTLER- 9 Alpine Dr. $370,000 BUTLER - 9 Washington St. $360,000 BLOOMINGDALE- 11 Hamilton St. $354,000 BUTLER- 3 Cleary Ave. $348,500 BLOOMINGDALE- 71 Hilltop Ter. $335,000 BUTLER- 27 Siek Rd. $327,500 CLIFTON - 26 Cambridge Ct. $320,000

HALEDON - 44 Sherwood St. $320,000 LINCOLN PARK- 5 Caroline Ter. $290,000 WEST MILFORD- 427 Otterhole Rd. $288,000 WEST MILFORD- 8 Warren Pl. $276,000 WEST MILFORD- 171 Ridge Rd. $275,000 BOONTON- 606 Boonton Ave. $259,000 BLOOMINGDALE- 74 Rafkind Rd. $250,000 BLOOMINGDALE- 18 Walter Dr. $242,500

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visit our website at www.lifeandleisurenj.comJ y , , g

License #: NJ09980558654 2014 CENTURY 21 REAL ESTATE LLC. CENTURY 21 is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated.All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

Call today for a complimentary Mortgage Pre-approvaland know your buying power

before beginning the home buying process.

Recognized by Mortgage Executive Magazine as a "Top 1% Mortgage Originator" for 2013

973-200-3262 Direct 973-454-5183 Cell 973-200-3231 Fax [email protected] Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of January 7, 2015. Terms for Condos listed above are subject to meeting

Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change withou t notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35 286 Equal Housing Len der.

Ryan BarryMortgage Banker

NMLS# 183464

BEDMINSTER $445,0003.625/3.697% APR$1,624 PER MONTH

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LINCOLN PARK $279,9003.625/3.731%APR$1,021 PER MONTH

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PEQUANNOCK $385,0003.625/3.706%APR$1,405 PER MONTH

WOW Take a Look!4 BR, 2 BA, 1 CAR GAR

POMPTON PLAINS $379,9003.625/3.707%APR$1,386 PER MONTH

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POMPTON PLAINS $252,9003.625/3.740%APR$923 PER MONTH

Move In Ready!3 BR, 1 BA, 1 CAR GAR

RINGWOOD $265,7773.625/3.735%APR$970 PER MONTH

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Cul De Sac Location!4 BR, 2.1 BA, 1 CAR GAR

POMPTON LAKES $225,0003.625/3.753%APR$821 PER MONTH

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POMPTON LAKES $329,9003.625/3.717%APR$1,204 PER MONTH

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heartbreaking when the aging

process starts to take its toll on

mans best friend. But there are

several ways owners can make

the aging process more com-

fortable for their dogs.

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to be

home with his wife, threecats, and two dogs to pro-

vide quality and compassion-

ate care for pets in the com-

munity. The Pequannock Ani-

mal Hospital is located at 591

Newark Pompton Turnpike in

Pompton Plains. You can

reach the hospital by calling

973-616-0400.

Colleen McMahon,

sales associate with

Century 21 Crest

Real Estate, was named theoffices top Producing and

Listing Sales Associate for the

month of November.

Century 21 Crest Real

Estate is pleased to recognize

Colleen with this honor. She

is a leader and innovator,

empowering local homebuyers

and sellers with valuable

information, helping them to

make informed real estate

decisions, said Patricia

Wojtyszyn, Owner/Broker of

Century 21 Crest Real Estate.

Colleen has been a top pro-

ducer with Century 21 Crest

Real Estate for several years.She is an integral part of what

makes this agency one of the

top producing Century 21

agencies in the area. We are

proud of her accomplish-

ments, and proud to have her

as part of our award-winning

team, said Wojtyszyn.

Colleen has been a

Century 21 Profes-

sional Agent for over

20 years . She has

served the housing

needs of individuals

and families in

Pequannock and

Pompton Plains as wellas many of the sur-

rounding areas. She is a life-

long resident of Pequannock

Township which increases her

knowledge of the community

and gives her a unique under-

standing of all aspects of the

real estate market including

homes in several price ranges,

schools, taxes and places of

worship. For more informa-

tion on how to put Colleens

expertise to work for you,

contact Colleen directly at

973-646-7419 or 973-214-

5250 (mobile).

you who you are and what

your destiny is to be it creates

a slippery slope. Lt. Dan had a

legacy of battlefield deaths

that he believed he had to

live up to. The reality is that

the words of another man, a

very simple man, were neces-

sary for one legacy to be re-written.

The name Fredric

Wilson II might not be a

name that you quickly recog-

nize, but I believe it will be

one you hear in years to come.

Mr. Wilson is a young

African-American man.

Recently he posted a video on

YouTube speaking specifically

to, as he put it, my black peo-ple. He addresses not only

the issues, and responses,

going on in Ferguson but also

variety of topics that affect

the African-American com-

munity. The synopsis of his 5

plus minute well-articulated

message is that there will

always be disagreements and

challenges between different

groups of people. He goes on

to say that each person needsto take responsibility for his or

her own life and not be

defined by the past, current

struggles or by association

with the wrong people. Mr.

Wilson said what needed to

be said, even if it was unpopu-

lar in certain circles. In other

words know who you are!

Thank you Frederic!

Now its our turn! Its

time to do some soul search-

ing as to who we are individu-ally and as a nation. And

when we do we need to stand

up for what we believe and

fight for that belief whether in

our schools, churches the

workplace or at home.

But again, be careful that

you are not fighting for what

someone else believes. The

truth is that if you ask most

people what they believe they

can tell you but if you ask thequestion why? most cant

answer. Hundreds of thou-

sands of citizens have given

their lives so that we can be a

free people. That beautiful

thing called freedom is in

great jeopardy today because

the reflection in the mirror

has become so distorted.

Once Lt. Dan stripped

away the non-sense that he

was sold and began to live his

life with purpose everythingchanged. We as a country

need to learn from this simple

story of identity.

You play a role. So what

are you going to do?

Remember, you are still Lt.

Dan.

Joe Pellegrino is an author,

speaker, consultant and founder

of Legacy Minded Men

(www.legacymindedmen.org).Have thoughts of your own?

Send them to

[email protected].

jg

[email protected]

NJ CIRCLE OF EXCELLENCE2002-2013Consistent

TOP PRODUCER

in the WAYNE area.

TOWNHOME SPECIALIST

RELOCATION AGENT

~ SHORT SALE AGENT ~

OWE MORE THANYOUR HOME IS WORTH?

GEMINI LLC Realty 973-696-1111x131

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CALL MARIAat973-986-6914 Cell

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Lieutenant Dan

continued from page 1

Century 21 Crest Real Estate

recognizes Colleen McMahonfor November

Caring foran aging dogcontinued from page 12

Jersey) is an area-wide support group for

ostomates (people of any age with poten-

tial, new, mature or reversed ostomies or

continent diversions). We meet the second

Monday of the month at Chilton Medical

Center, 97 West Parkway, Pompton Plains

in the Board Room at 7pm. Contact JoAnn

Valent CWOCN for more information 973-

831-5168.

The Montville Township Womens Club has

an ongoing project: comfort pillows for

breast cancer patients. A team volunteersfrom surrounding cities participate in this

project. Call Chairperson Alexandria Sarra

at 973-405-0088 for more information.

All monetary donations, used to purchase

polyfill for the pillows, should be made

payable to MTWC and indicate Comfort

Pillow in the memo. Please mail checks to

P.O. Box 267, Montville, NJ 07045.

CommunityHappeningscontinued from page 5


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26/27

CLASSIFIEDS & SERVICE DIRECTORY

0051 AUTOMO-BILES WANTED

WE BUY CARS !WE BUY TRUCKS !

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WE PAY FORJUNK CARS

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to your completesatisfaction. Exper.

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All appliances,unwanted junk, scrapmetal, bldg. materials.

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Estates Abandoned PropStorefronts Basements

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Documents

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