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N

ew for 2015 DC

Landscape Design &

Construction is offer-

ing an affordable maintenance

package for homeowners at

only $247.50 per month for 9

months. The new landscape

package is almost a full year,

April through December. The

package covers almost all of

your property maintenance

needs to keep a beautiful,

healthy looking property year

round.

DC Landscape Design

& Construction is celebrat-

ing its 9th year in business.

Owned and operated by

Dennis Coyle, DC Lands-

cape has been offering com-

plete property maintenance

and specializing in landscape

design, installation and land-

scape construction since he

graduated college in 2007

with a degree in agricultural

business.

Dennis is proud to be serv-

ing Wayne, Pompton Plains,

Pequannock, Lincoln Park,

Montville, Bloomingdale,

Butler, Riverdale, Pompton

Lakes, Kinnelon and Smoke

Rise on a weekly basis.

What do you need to know?

From the months of April-

December you will receive:

1-Time Spring Clean Up –

Thatch entire turf areas, hand

edge all existing planting beds

for a nice defined edge, pick up

all fallen sticks, blow down

entire property and planting

beds and dispose of debris. $450

Value

DC Landscape Design & Construction offers9-month Deluxe Package

New for 2015$247.50 per month for 9 months.

From April-December you will receive:• 1 time Spring Clean Up – $450 Value

• 25 Lawn Cuts – $1,050 Value

• 5 Fertilizer/Pesticide Applications

– $375 Value

• Perennial Care – $100 Value

• 2 Fall Clean Ups – $500 Value

Now Only $2,227.50 or $247.50

per month for 9 months

Proverbs 3:5,6 • God Bless AmericaRecycled Paper from 30% Post Consumer Waste

March 11, 2015

Zone 2, Vol. 13, No. 5

We are a Family, Friendly Publication

continued on page 5

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NOTE: To have your group’s announce-

ment appear in Community Happenings,

please e-mail your paragraph to [email protected].

MAR 11

•The Suburban Woman’s Club of

Pompton Plains Annual Tricky Tray

Dinner is Wednesday, March 11 at 6pm

at the Cosmopolitan, 1377 Route 23

South, Wayne. Cost is $40 per person.

Cash bar. Call Janice 973-694-7856 or

Janet 973-919-1411 or email the-

[email protected].

•Make a St. Patrick’s Day craft on

Wednesday, March 11 from 4:30-5pm.

Please register by phone 973-694-8283 or email rachel.burt@lincol-

nparklibrary.org.

MAR 16

The Montville Township Women’s Club

monthly meeting is on Monday, March

16 at 7pm at Senior House, 356 Route

202, Montville. Jean Revis, Vice

President of NJ Federation of Women’s

Club is guest speaker. Refreshments will

be served. New members welcome. For

information, call Linda at 973-202-

7254.

MAR 18

•Join Board Game Day at the Lincoln

Park Library on Wednesday, March 18

from 4:30-5:30pm for all. Play

Monopoly, Sorry, Trouble, Battleship,

and more. No registration required.

•Evening Book Club at the Lincoln

Park Library is Wednesday, March 18

at 7:15pm. The March book selection is

Roses by Leila Meacham. Please con-

tact Carol Nielsen with any questions at

[email protected].

MAR 19

•Join Chess Club at the Lincoln Park

Library on Thursday, March 19 from

4:30-5:30pm. Grades 2 and older.

Light instruction provided. Call 973-

694-8283 or email rachel.burt@lincol-

nparklibrary.org to register.

MAR 21

•Montville Animal Shelter’s Spring

Vendor Sale is on Saturday, March 21

from 10am-3pm at Montville Senior

House, 356 Rte 202. Shoppers will find

all kinds of items for people or pets

from many well known vendors, and

baked goods for sale. There will be a

50/50 raffle and basket raffle.

For information email Nancy at

[email protected] or call 201-

247-1460. To make a tax deduct-

ible donation visit our website

www.montvi llepetpa rents.org or mail

your donation to: Montville Pet

Parents, PO Box 231, Pine Brook, NJ

07068•Bishop Navagh Knights of Columbus is

holding a St. Patrick’s Day Dinner

Dance on Saturday, March 21 from 7-

11pm at the K of C Hall, 84 Lincoln

Park Rd, Pequannock. Cost is $35 and

includes corned beef & cabbage dinner,

beer, wine, soda, desserts and coffee.

Entertainment provided by the Richard

Stillman Irish Trio. Call or text Mike

201-213-3910 or email knights-

[email protected] for tickets.

•Montville Reformed Church Women’s

Guild is hosting our annual Ham

Dinner on Saturday, March 21 from

5:30-7:30pm. Enjoy our delicious

Spiral Ham served with scalloped pota-

to, mixed vegetables, bread & bever-

age. Dinner comes with salad bar and

dessert bar. Take out is available.

Tickets for a dults $10 a nd $5 for c hil-

dren under 10. For information call the

church office at 973-263-0530.

MAR 23

•Learn Origami at the Lincoln Park

Library is a two night program on

Monday, March 23 and March 30 from

5:30-6:30pm. Children in grades 4 and

up can learn the basics of origami.

Call 973-694-8283 or email

[email protected] to

register.

MAR 25

•Come and read to our friend Romeo,

a friendly Golden Doodle on

Wednesday March 25 from 4:30-

5:30pm. Bring your favorite picture

book, or choose one of ours. No regis-

tration required.

MAR 26

•Come make a Lego creation at the

Lincoln Park Library on Thursday,

visit our website at www.lifeandleisurenj.com March 11, 2015Page 2, Zone 2

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrinoi

Editor: Bethanne Pellegrinoi

Administrative Assistant: Denise Wirsingi

Art Director: Robin BantaSales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

continued on page 7

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visit our website at www.lifeandleisurenj.comMarch 11, 2015 Zone 2, Page 3

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But, it can print a lot of it

though! Most people

haven’t given much

thought to the fact that every

dollar the Federal Government

gives out, it has to take from

someone else (or create out of

thin air.) For every dollar of

benefit paid out to an individ-

ual, another individual had to

lose a dollar of income or bene-

fit for themselves and their

family. Like a giant conduit or

vortex, the larger Government

becomes, with its inefficiencies,

pork, political special deals,

lack of oversight and perceived

unlimited budget, our govern-

ment is sucking the wealth out

of hardworking, and successminded goal-oriented small

business-building people that

employ other people who des-

perately need quality high pay-

ing jobs.

Some lawmakers and their

constituents believe that rich

people can afford to pay more,

so propose and endorse laws to

tax them more. Politicians fail

to take into account that peo-

ple, who earn more, live larger

Their lifestyle is larger, their

home is larger and they also

employ others to maintain that

lifestyle like gardeners, handy-

men, massage therapists, travel

agents, personal assistants,

domestic attendants, auto

detailers, cleaning and mainte-

nance crews, a nanny and if

even wealthier, a captain and

crew for their boat and or air-plane. The excess these people

earn isn’t just sitting in a bank

available to be taxed. As their

lifestyle increases so does their

payroll! Think about this for a

moment, how many people do

you know that have a lifestyle

employing the people men-

tioned above? Probably not too

many and that is my point.

Taxing these people to oblivion

will only put more people out of

work as they will curtail their

lifestyle if forced to pay addi-

tional taxes. Besides, the taxes

collected on this small group of

tax payers would amount to

nothing, with no impact, when

compared to the insatiable

appetite of Government, both

Federal and State. Further,

studies have been conducted

that show when taxes are

increased on the rich, the richpay less in tax. Why, because

they can move to another state,

defer income, shift income to

others, give it away, earn less by

accumulating retained earnings

through their businesses, hide it

in inventory purchases, restrict

or limit growth of their compa-

nies or personal assets and

other more sophisticated meth-

ods. Massive taxation on a

minimum amount of people is

fruitless.

To tax the upper middle

class excessively is also ridicu-

lous. They are the biggest

spenders in the nation influ-

encing the economy in a major

way. Expensive homes, cars,

furniture, decorating, clothing,

trips, tuition, charitable dona-

tions to benefit the neighbor-

hood and the entire world com-munity, electronics and tech-

nology for the home and much

more; when over taxed, these

people shut their wallets and

purses tight. The remaining

groups of tax payers are the vast

middle class, the lower income

middle class and the working

class, who earn minimum wage

and slightly more. These tax

payers make up the bulk of the

income taxes paid and also

derive the greatest benefits

from government. A fair tax

must be implemented as not to

stymie one’s ambitions to earn

and pay more tax on a greater

sum, as opposed to a greater tax

on the same or lesser sum. At

the same time Congress must

tax the largest base fairly, where

the Federal and State govern-

ments combined, cannot take

over 30% of annual incomeafter the cost of housing and

basic necessities. It is my opin-

ion that there is only one way

to do this fairly, honestly, accu-

rately and completely: a nation-

al consumption or sales tax on

everything other than food,

clothing, shelter and education.

In this way taxes are voluntary;

if you don’t need it to live, you

don’t have to buy it and there-

fore have no tax to pay.

Everything else is a “luxury”

and must be taxed. Since a sales

tax solution in lieu of income

tax isn’t around the corner or

on the drawing board, other

controllable action is necessary

on your part, otherwise you

might pay more than is neces-

sary to the tax-man.

Without being too cynical

and considering that totalFederal obligations now exceed

$240 trillion, from their per-

spective the “perfect” 2013 IRS

1040 income tax return would

only have two lines. First,

“How much money did you

earn?” The second line will

read, “Send it in!”

Not far down the tax

road will be a baby tax for

those who the government

deems can afford it. Earn too

much that year and you will

owe taxes for any child born or

adopted into your family to

pay for the people who have

babies with no insurance and

no means to support their

babies. I am not being face-

tious when I tell you that

there will be a baby tax, it’s

just a matter of time. Don’t

agree? Look at the reverse, a

departure tax, for those withassets. Call it whatever you

like, whether a capital gains

tax at death or an estate tax,

income tax or inheritance tax,

it is still a death tax and we

now have in place, all 4 of

them as a resident of NJ!

So we pay tax when we

earn money, again when we

save some money the earnings

are taxable, when we spend

money we are confronted with

a state sales tax, when we give

large gifts we have to report

them and pay tax as the giver

of the gift or take it off our

credit when we die and even-

tually when we die we are

taxed again. The only thing

left is to tax those items or

services that are not currently

subject to tax now. One

recently enacted tax is called areal estate transfer tax of 1%.

Did you also know that labor

is now subject to sales tax in

NJ? A plumber’s work or a

landscaper’s labor is all taxed.

Certain doctors must now

charge sales tax for their serv-

ices like plastic surgeons for

cosmetic facial procedures.

Luxury taxes were instituted a

few years ago on automobiles

priced over a certain amount.

Watch out people, food at the

grocery store in NJ might be

next.

It is my belief that

Congress is secretly already

planning to institute an income

and asset test to determine eli-

gibility for Social Security pay-

ments! For those the govern-

ment believes do not “need”

the income, their contributions

to the system will be reclassifiedas a non-deductible, forced

donation for the “greater good”

of society. We might be wit-

nessing Robin Hood econom-

ics, as never seen before in this

nation!

With any argument there

are at least two sides and this

one is no different. Readers are

either on the receiving line of

“Governmental compensation”

or financing it. To those who

are forced to pay more in tax so

others may receive I propose

the following strategies. Defer

income from taxation by

maximizing your currently

deductible retirement plan con-

tributions and investing after

tax funds into tax-deferred and

tax-free vehicles. If you have a

monthly surplus that you cur-

rently deposit in a bank or cred-it union, you’ll need to learn

more about non-qualified

deferred compensation plans

that grow on a tax-deferred

basis and are accessible on a

tax-free basis. Already retired

and living on withdrawals from

your portfolio? Learn how to

minimize taxes while maximiz-

ing and insuring the income

stream for the rest of your life.

To discuss this in detail

involves no cost, obligation nor

commitment. Attend our free

educational workshop in

Pompton Plains, NJ March

17th, 18th, and 19th by calling

the number below to register or

go to our websites for more info.

Mark E. Charnet, CAS, is Presi-

dent and Founder of American

Prosperity Group. APG is the

Premier Retirement and Estate

Planning Franchise in the United

States with 20 offices in 10 states.

Mr. Charnet has over 33 years of

experience in the Retirement and

Estate Planning fields. Creator of

the Trinity Method of Investing©,

Mark encourages your inquiries

and can be reached at: 973-831-

4424 or via email, markchar-

[email protected] Check out our

website: www.1APG.com. In-

terested in a career in retirement

and estate planning? Check out

this website: www.APGFran-

chise.com Securities through:

United Planners Financial Servic-

es, A limited partnership. Mem-

ber SIPC, FINRA and a Regis-

tered Investment Advisor. APGis located at: 901 Route 23

South, 2nd floor, Pompton

Plains, NJ in the Lakeland Bank

and PediatriCare building.

The Federal Government still doesn’t produce, make orearn any money! By Mark E. Charnet

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25 Lawn Cuts – From

April to November all turf

areas will be cut, all edgesof beds will be weed

whacked, all patios, walk-

ways, curbs, driveway will

be blown off and all debris

will be disposed of. $1,050

Value

5 Fertilizer/Pesticide App-

lications – Over the 9

month period there will be

essential fertilizer and pesti-

cide applications that help

fight turf and pest disease.

Ask for our product lawn

sheet. $375 Value

Perennial Care – At the end

of the season all perennials

on the premises will be cut

back and debris will be dis-

posed of. $100 Value

2 Fall Clean Ups – A 2-3 man

crew will blow down the entire

property. All leaves will be

blown out of the beds, the turf

areas and disposed of. Clean

ups will be done right before

Thanksgiving and then

again once all the leaves

have fallen. $500 Value

Originally $2,475 Take 10%OFF! Now Only $2,227.50

or $247.50 per month for 9

months (7% NJ sales tax not

included, up to 3,750sqft lot)

“This property maintenance

package offers your property

the essentials to thrive, hold

property value and help stay

beautiful year round” states

Dennis. “This new deal

being offered is for first time

property clients and we are

also willing to create a pack-

age that caters to your specif-

ic needs.”

Contact DC Landscape Design

& Construction LLC at

973.305.8803 for a

Free Consultation.


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www.njeyedoc.com

Charles D. Crowley, M.D.

and his Associates offer eyecare for the entire family,from surgery to glasses.

Safer Better More Reliable

Most Insurances & Eye Plans Accepted

SAVE$100 -$300

Dr. Michael DelGiodice is an author on ocular disease and Vice President of the NJ Chapter of the American Academy of Optometry. His specialties include laser eye surgery post-operative care, dry eye syndrome,contact lenses and neurologic eye disease.He is also a consultant for Bausch & Lomb.

Ceaser Pitta, M.D. specializes in diseases of the retina including Macular Degeneration,Diabetic Retinopathy, Macular Holes,Macular Pucker and Detachment surgery.

Meet our experienced Physicians

WITHOUT DROPSYOU CAN

continued from page 1

DC Landscape Design & Construction offers9-month Deluxe Package

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Circa 1980. Many years

ago I had a friend

who was working on a

construction site as a gopher

(someone who does the dirty

work.) One day the boss asked

him to go to Burger King and

gave him a piece of paper with

the order on it. My friend,

who was a boy at the time,

rushed to BK, placed the order

and brought it back to the site

promptly. The rest of the crew

was working inside and won-

dering where the kid was with

their lunch. The boss finally

had enough and headed out-

side. What he saw was shock-

ing. He found the boy on the

steps of the building surround-

ed by crumpled up BK wrap-

pers. The boy was leaning

back as if in a bit of pain. The

boss screamed at the boy say-

ing, “You mean to tell me you

ate the WHOLE order???”

The boy, with a puzzled look

on his face, said “Isn’t that

what you wanted me to do?”

Think about it...

Isn’t it amazing how 2

people can hear the same

words but process it different-

ly? It just goes to show you

how important the art of com-

munication really is. You can

half listen, really just thinking

about what you are going to

say next or you can listen with

an ear of intimidation, fearful

you will get the order wrong.

If we would just take the time

to intently hear the words

being spoken- AND if we are

unclear to ask clarifying ques-

tions- well, more people

would get their lunch!

Joe Pellegrino is an author,

speaker and consultant for Not

Just An Average Joe, LLC.

Have thoughts of your own?

Send them to joe@notjus-

tanaveragejoe.com. ©2014 Not

Just An Average Joe, LLC.

The OrderPicture this...


973-835-0702435 Ringwood Ave • Pompton Lakes

Visit Our Website For Services: www.PomptonDentalArts.com

We Participate with Delta Dental • 10% Senior Courtesy

Not an actual patient.

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Membership Plans

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Upon Request.

HOURS: Mon. 7-5, Tues. 12-9, Thurs 7-5, Friday by Appointment

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March 26 from 6-7:30pm. Pictures of

the creations will be posted on our web

site, and kept in the Library’s display

case until next month. No registration

required.

MAR 27

•The Knights of Columbus are hosting a

Fish and Chips Dinner at the St. Pius X

Parish Center, 24 Changebridge Road,

Montville on Friday, March 27. Pick up

for take-out 5-5:30pm or sit-down din-

ner 6-8pm. The cost of $15 includes fish

or optional chicken tenders, fries,

coleslaw, soft drinks, coffee, tea and

desert. RSVP 973-334-3028 or 973-

331-9560.

•The Lincoln Park Library will be

screening Big Hero 6, PG, 102 minutes

on Friday, March 27 at 4:30pm. Bring a

friend and enjoy some popcorn and

snacks! No registration required.

MAR 30

•Backgammon Night at the Lincoln

Park Library is Monday, March 30 from

7-8pm. Come play the classic game of

Backgammon. Novices and experts wel-

come. Please register at 973-694-8283

or [email protected].

APR 4•Montville United Methodist Church 29

Whitehall Road Towaco will be hosting a

Children’s Easter Egg Hunt and Puppet

Show on Saturday, April 4 from 1-3pm.

Donation is $5 per child and $10 per

family. Light refreshments will be

served. For information call 973-334-

1603.

APR 15

•Pequannock UNICO has a day trip to

the Sands Casino in Bethlehem, PA on

Wednesday, April 15. The outlet shops

are attached to the casino building. Cost

is $29 per person. Payment due March

19. Please call Joe Carabello 973-835-

0208 or Joan Deodato 973-696-3799.

APR 17

•The Holy Spirit School Tricky Tray will

be Friday, April 17, at Holy Spirit School

330 Newark Pompton Turnpike,

Pequannock. Doors open 5pm. Tickets

are $15 per person. Feel free to bring

your own food and BYOB. For tickets

call Holy Spirit School 973-835-5680 or

email [email protected].

APR 21

•Join the Garden Club of Montville’s

Spring Fundraiser Buffet Dinner and

Tricky Tray o n Tuesday, Apr il 21 a t the

Knoll Country Club West, Parsippany.

The evening includes full buffet din-

ner, appetizers, Tricky Tray, and a

beautiful floral arrangement demon-

stration by Pamela of Bill’s Village.

Doors open at 5pm. Admission $40.

Contact Debi at 201-919-0749.

APR 22

•Pequannock UNICO has a day trip to

Ellis Island on Wednesday, April 22.

Tour the museum, exhibits , histor y

center and Wall of Honor. After the

tour lunch is at Casa Di Napoli

Restaurant in Union City. Lunch


166 Main Street, Suite 1A • Lincoln Park

973-694-6260 • www.lincolnparkmd.com

WE accept all major insurances including:

Aetna, Horizon Blue Cross/Blue Shield, Cigna,

Oxford, Medicare/Medicaid

WE Accept New Patients

WE Provide School & Sport Physicals

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ALLERGY SEASON ISALMOST HERE...

ARE YOU READY?

Preventative Care is the Best Cure

Community Happenings

continued from page 2

continued on page 16

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Included within the “exten-

ders” law passed in

December is a new tax ben-

efit designed to help the dis-

abled. The Achieving a Better

Life Experience (ABLE) Act

allows those who become blind

or disabled before age 26 to

open tax-exempt savings

accounts to pay qualified

expenses related to their ill-

ness.

ABLE accounts operate

much like a Section 529 col-

lege savings plan. For example,

investment earnings are not

taxed. Withdrawals are tax-free

as well, as long as they are used

to pay qualified expenses such

as home health aides, trans-

portation, and medical tech-nology. Disbursements for non-

qualified expenses (to the

extent they represent invest-

ment earnings in the account),

are subject to income tax plus a

10% penalty. Upon the death

of the account holder, the

assets are first used to pay back

Medicaid benefits received

after the ABLE account was

established. The balance goes

to the account’s designatedbeneficiary.

Each eligible person can

open only one ABLE account.

The annual contribution limit

is the same as the gift tax

exclusion ($14,000 for 2015).

This amount is the maximum

no matter how many people

contribute to the ABLE

account. Keep in mind that

contributions to an ABLE

account are not tax-deductible.

The accounts do have

some limitations. Balances in

an ABLE account can only be

transferred into another ABLEaccount belonging to the same

individual or to a family mem-

ber who also qualifies. Older

disabled people may not quali-

fy because of the stipulation

that the disability must have

occurred prior to age 26.

On the plus side, the

amount you accrue in an

ABLE account will not affect

financial eligibility for Supple-

mental Security Income orMedicaid payments. However,

SSI eligibility is suspended

once the account reaches

$100,000.

To learn more about this

and other important health-

related tax benefits, please give

us a call.

Robert P. Sokoloff and Associ-

ates, PC, is a year round full

service CPA firm providing a

wide range of Accounting and

Tax services to both Small Busi-

ness and Individual Clients. We

are QuickBooks Certified Pro

Advisors and provide new busi-

ness set up, training and sup-

port. Our office is located at166 Min St. Lincoln Park, NJ

07035. Our website is

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email is [email protected].

To contact us by phone please

call 973-633-1001.

New tax benefit for the disabled visit our website at www.lifeandleisurenj.comMarch 11, 2015 Zone 2, Page 9

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Age doesn’t have to

stop older men and

women from enjoying

their favorite sports. In fact,

remaining active can improve

physical and mental health.

If a doctor has confirmed

that it is okay to participate in

sports, these activities can help

men and women 50 and older

enjoy friendly competition and

physical activity.

FISHING

Fishing is more than just

a leisurely day at the lake.

Casting and reeling in your

catch provides a good workout

for the arms, legs and core

muscles of the body. If you fish

on the water, rowing out to

your lucky spot provides addi-

tional cardiovascular exercise.

GOLF

Golf is enjoyed by people

of all ages. Requiring a combi-

nation of strategy and skill,

golf also pays several physical

dividends. Play at your own

pace, taking your time walking

from hole to hole so you can

enjoy the sunshine and soak in

the beauty of the course.

SWIMMING

A few laps around a pool

works your whole body.

Swimming is attractive to sen-

iors because it works the mus-

cles and provides a cardiovas-

cular jolt without putting any

strain on the joints.

CYCLING

Many seniors are avid

cyclists. You can ride a bicycle

in competition or for pleasure.

You can even vary your route

depending on how physically

intense you want the ride to be.

Seniors need not aban-

don their love of sport just

because Father Time is catch-

ing up with them. Many sports

can be enjoyed by athletes of

all ages.

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Baby Boomers make up the largest generation of Americans born in United States history.

Boomers include anyone born between the years 1946 and 1964, as the number of births began

to rise as World War II veterans returned home from battle. The greatest number of Baby

Boomers were born in 1957, when numbers peaked at 4,300,00. That equates to roughly 8 chil-

dren born per minute throughout the year. By 2019, the last of the Baby Boomers, or those born

in 1964, will be eligible for many senior benefits offered to people age 55 and up. Ten years later,

most will be eligible for retirement.

Did you know?

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According to a 2011

Bayer Veterinary

Care Usage study,

companion animal veterinary

visits have been declining

over the past several years.

Study participants reported

their pets saw the vet nearly

20 percent less than they did a

mere four years ago. The infre-

quency of vet visits might be

traced to a host of factors,

including financial concerns

stemming from the recent

recession, the high cost of vet-

erinary care, increased use of

the Internet as a source of

information about animal

health and modifications in

pet immunization schedules.

Many vets have moved

to a three-year vaccination

schedule, wherein pets only

have to receive routine shots

every three years instead of

annually. Some pet owners are

choosing to forego annual

checkups because they don’t

see the need to visit the vet

unless a pet is sick or due for

shots.Financial concerns are

another factor in the decrease

of vet appointments. Though

the economy has begun to

recover, some pet owners sim-

ply do not have the extra

income to devote to animal

care.

While owners may have

viable reasons for not taking

their animals to see the vet,

failure to do so can prove cost-

ly down the road. Health

checkups for pets can alert

owners to potential problems

that can be resolved with

medication or other therapy.

Left unchecked, illnesses mayspread until surgery or other

invasive treatment options are

the only recourse.

Veterinary health insur-

ance for pets is available at a

reasonable cost. These insur-

ance plans can offset the

expense of some visits and

Brought to you by

Dr. Matthew Krupnick,

the owner of Pequannock

Animal Hospital

Preventative care important for pets


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provide protection if a major

illness should befall a dog

or cat.

Many veterinarians rec-

ognize the high cost of petcare and will be willing to

work with customers in

regard to payments. It is

worth talking to the vet to

see if a payment plan or

alternative appointments

can be made to ensure the

health of the pet. Vets may

be able to suggest over-the-

counter medications or cer-

tain foods instead of more

expensive prescriptions.It’s important to note

that diagnosing pet ail-

ments on your own is ill-

advised. Certain symptoms

may seem to indicate one

condition but could actual-

ly be something more seri-

ous. Pet owners should

always confer with a veteri-

narian if a pet is acting out-

of-sorts and not rely entirely

on homespun advice. The

sooner a vet is seen, the more

quickly the pet can get on the

road to recovery.

Veterinarians provide

important services to main-

tain the health of a vast array

of pets. Although there may

be inclinations to cut down

on vet visits if a companionanimal seems well, it is best

to keep up with routine care

to head off potentially cost-

ly treatment and keep the

animal healthy and com-

fortable.

Dr. Matthew Krupnick is the

owner of the Pequannock An-

imal Hospital. He grew up in

Kinnelon and is happy to be

home – with his wife, three

cats, and two dogs – to pro-

vide quality and compassion-

ate care for pets in the com-

munity. The Pequannock

Animal Hospital is located at

591 Newark Pompton Turn-

pike in Pompton Plains. You

can reach the hospital by call-

ing 973-616-0400.

Preventative care important for pets

continued from previous page

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Bottled Water

A four-year study by the Natural Resources Defense Council shows that 1/3 of the bottled water

tested contains levels of contamination which exceed allowable limits. Bottled water can alsobe slightly acidic, which may affect your body’s pH balance. Finally, the environmental impact

caused by the production and disposal of plastic bottles is harmful to our ecosystem.

Tap Water

Tap water is a healthier option than soft drinks and other beverages, but according to the

Environmental Working Group, there have been 315 pollutants found in America’s tap water

since 2004, and over half of these pollutants are completely unregulated and can legally existin any amount.

Reverse Osmosis and Distilled Water

Reverse Osmosis and Distilling are filtering processes, which removes healthy, naturally

occurring minerals in our water. These minerals not only provide good taste, they also serve a

vital function in the healthy balance of our bodies. When stripped of these minerals, this waterbecomes unnatural and an aggressive absorber. This can be quite unhealthy. Also, 2 - 3 gallonsof water are wasted for every gallon of purified water produced; again, a very negative impact

on our environment and ecosystem.

To find out what we found out,

bring your favorite water to be tested

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LOCATION

246 Hamburg Turnpike,

Suite 202Wayne, NJ 07470

is certif ied by the American Board ofCardiovascular Disease and Interventional Cardiology. He is a member of the AmericanCollege of Phlebology and the AmericanSociety of Laser Medicine and Surgery.

Dr. Ghassemi specializes in advancedvascular procedures, which include Vascular Laser Therapy for the treatment of varicose veins, laser ablation and sclerotherapy. He also specializes in advanced cardiovascular procedures, including angioplasty, laser atherectomy and stenting.

Dr. Ghassemi received his M.D. from the University of Medicine and Dentistry

(UMDNJ)/Robert Wood Johnson Medical School in Camden. His internship andresidency were completed at the MedicalCollege of Pennsylvania Hospital inPhiladelphia in Internal Medicine in 1991. He completed his fellowship at HahnemannUniversity Hospital in 1994 and in 1995 completed an Interventional Fellowship at the Albert Einstein Medical Center,Philadelphia.

Can Aging and Pregnancy

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Veins are the thin-

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right atrium of the heart for pump-

ing into the lungs to be re-oxy-

genated. Valves in the veins help

maintain blood flow in places such as

the legs where the blood pressure

has to push blood uphill, against the

force of gravity. Despite the valves,

accumulation of blood in leg veins

can stretch the thin walls, resulting

in varicose veins. Because the vein

walls are so thin, factors like aging

and pregnancy can actually weaken

and damage your veins.

HOW YOUR VEINS CHANGE

As you age, all of the blood vesselsin your body tend to become less

flexible and less elastic. In the veins,

this could mean that the walls ex-

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ural shape.

During pregnancy blood volume

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varicose veins in the legs are more

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When veins expand, the valves in

those veins either become damaged,

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is abnormal backward flow through

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venous reflux, which causes blood

to collect, causing veins to remainexpanded, resulting in varicose and

spider veins. This condition can also

lead to swelling, skin changes and leg

ulcers in your lower leg and ankles.

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There are times when

fear almost seems to

overcome us. It creeps

its ugly head up from the fibers

of our hearts, it steals ourenthusiasm and makes us

question our own inborn tal-

ents and abilities. Such a time

came to me in the autumn of

1970. At the age of 17, an

honor that I had dreamed of

attaining for many years,

blessed my life. However, my

success did not come without

my squarely facing a deep-

seated fear. This horrible fear

almost robbed me of taking ona hard-won challenge with

fury and courage.

It was in late September

of 1970 that my beloved father

gave me the good news that

the Troop Committee of Boy

Scout Troop 170 unanimously

appointed me to be the

Captain of the Senior

Klondike Derby Team. At the

time, my dad was serving as

Scoutmaster of Troop 170. I

know, in my heart, that Dad

had a deep belief in my gifts

and talents to lead the senior

scouts to winning a trophy at

the upcoming Klondike

Derby, which would be held in

January.

I was deeply humbled. I

was honored. I treasured the

high regard that my dad and

the entire Troop Committeeheld for me. But, I held a

deep-seated, unspoken fear

within the chambers of my

heart. The big Klondike Derby

was held at the famous

Boy Scout Camp, Mount

Allamuchy Scout Reserv-

ation.

One portion of the

Klondike Derby took the team

along a trail that climbed the

high mountains that ran along

the camp’s lake. This moun-

tain trail was not very wide, it

was located high upon the

mountain ridge and there were

no guard rails. To fall from this

height would be devastating.

I knew firsthand how

devastating it could be. For

the year before, as a member

of the Senior Klondike Derby

Team, I fell from atop this

mountain ridge. I still remem-

ber it well. I had stepped upon

an unstable rock along the

path’s edge. The rock gave

way, my footing slipped and I

fell and tumbled the lengthand breadth of this towering

mountain. I fell upon rocks

and stumps during this trau-

matic fall.

When I landed upon the

surface of the camp’s solid

frozen lake, my clothes were

ripped and torn. I was bleed-

ing in more than a half-dozen

places. The many cuts and

bruises and the sting of the

cold snow sent my head

swirling in terrible pain. I

remember seeing my loyal, fel-

low scouts running down the

mountain to help me. I

remember I tried my best to

arise, got incredibly dizzy and

fainted upon the cold ice.

The next thing that I

remember, when I came to, was

being in the back of an ambu-

lance. My dad was by my side.

Even though I was groggy and

absorbed with pain, I remember

my dad telling me that I was

going to be alright. Long story

short, my dad was right.

Although I still do havesome small scars from those

cuts and bruises.

Fast forwarding to

January of 1971. The Junior

Klondike Teams ran on the

second Saturday of January

and the Senior Klondike

Team ran on the next day. I

remember that during the late

afternoon of the Saturday

before the big Senior

Klondike Derby, fear overtook

me. It was a horrible fear. I was

deadly afraid to climb that

mountain trail. And, I was

afraid to admit my fear to my

dad. The last thing in the

world that I wanted was to let

my dad down, to let the Troop

Committee down, and to let

my fellow senior scouts down.

But the fear of returning to

that high mountain trail,

caused my heart to tremble.

Early that Saturday

night, I sat at my bedroom

desk, reviewing my Boy Scout

Handbook. I went over some

of the basics of scout knowl-edge for the big event, to

begin in the morning.

Suddenly, without warning,

this overwhelming dark fear

came over me. As I held my

scout handbook, I watched my

hands shake. A blanket of fear

now covered my heart.

There at my desk, I knew

there was only one source to

help me overcome this devas-

tating fear. For all I could see,

in my mind’s eye, was that

narrow, high mountain trail. I

reached for the Holy Bible

that sat upon my desk. I began

to slowly read the Twenty-

third Psalm. I must have read

those verses over a hundred

times that evening.I don’t pretend to fully

understand this. But in the

midst of one of those quiet

readings of this beloved psalm,

an inner peace filled my heart.

The ugly, dark fear that had

filled my heart fled from my

inner being. A calm, serene,

deep peace now resided in my

heart. I knew in that sacred

moment that I could face that

tall, towering mountain withsteadfast courage.

I am proud to say that I

led one of the all-time greatest

Senior Klondike Teams, in

Boy Scout history. There was

something special about the

bond of brotherhood that tied

us all together on that special

Sunday, in January of 1971.

There were well over 50

Senior Klondike Teams that

competed in that particular

Klondike Derby. For this was

during the very hey-day of the

baby boom era. All of our hard

work had paid off, as Boy

Scout Troop 170’s Senior

Klondike Team won the Third

Place Trophy that year.

As you read this essay,

you may find yourself dealing

with fear. You might be facing

financial stress, maybe yoursupervisor is not treating you

well at work, or perhaps you

are facing a serious illness.

Please know that fear must be

conquered. Whatever your

religious faith or spiritual path

may be, I earnestly ask you to

please consider taking time to

read and reread the scriptures

from the holy writings of your

faith or religion. In truth, they

are the fire extinguisher to

dowse the flames of fear resid-

ing in one’s heart.

Facing a mountain of fear with faith and courage By Richard Mabey Jr.

It was in January of 1971 that I was honored to serve as the Captain of the

Senior Klondike Team of Boy Scout Troop 170. Please note that this photo cap-

tured a portion of the tall, towering mountains of the famous Boy Scout Camp

Allamuchy. These mountains lie in the background, behind the winter trees.

includes penne, stuffed eggplant,

sausage & peppers, roasted chicken,

vegetables, and dessert. Cost the day

is $75 per person. Payment due byMarch 24. Please call Joe Carabello

973-835-0208 or Joan Deodato 973-

696-3799.

Around the

Community...

•The Lincoln Park Library offers one-

on-one technological help. Please

call 973-694-8283 or email

[email protected] an appointment. Sessions are lim-

ited to one meeting per month.

•Whether you are still suffering from

the bleak memories of war or have

resolved to put it all behind you, Point

Man Ministries is for you. Point Man is

a Christian ministry dedicated to help-

ing veterans find peace with them-

selves and the world around them. If

you need help or want to help, come

and find out more. Call Barry Jensen

at 973-809-9665 Point Man Ministries

meets the first Thursday of every

month from 7:30-9:30pm at

Cornerstone Chapel 620 Route 23

North, Pompton Plains.

•The UONJ (United Ostomates of

North Jersey) is an area-wide support

group for ostomates (people of any

age with potential, new, mature or

reversed ostomies or continent diver-

sions). Meeting are on the second

Monday of the month at ChiltonMedical Center, 97 West Parkway,

Pompton Plains at 7pm. Call Jo Ann

Valent CWOCN for information 973-

831-5168.

•The Montville Township Women’s

Club has an ongoing project: “comfort

pillows” for breast cancer patients.

Call Chairperson Alexandria Sarra at

973-405-0088 for information. All

monetary donations, used to purchase

polyfill for the pillows, should be

made payable to MTWC and should

indicate “Comfort Pillow” in the

memo. Please mail checks to P.O. Box

CommunityHappeningscontinued from page 7

continued on page 24

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Many of today’s class-

rooms are filled

with all types of

emerging technologies, which

educators use to enhance their

students’ educational experi-

ences. However, the humble

newspaper has long been a sta-

ple in the classroom and at

home and remains one of the

best tools for learning. Newspapers can be used to fur-

ther children’s academic abili-

ties in a variety of ways.

Improve reading fluency

Fluency, comprehension

and inference of text are les-

sons that begin as soon as a

child begins learning how to

read. Children need access to

a variety of reading materials

so they can expand their

knowledge and vocabulary

base, and it’s never too early to

introduce youngsters to the

newspaper as not only a source

of local and national informa-

tion, but also as a reading tool.

Parents can go through

the newspaper with their chil-

dren and select articles thatmay be of interest. A section

devoted to local events or a

particular theme, such as

sports or fitness, may be good

starting points.

Children can have fun

matching headlines with pho-

tos and following the sequence

of the stories that continue on

another page. They’re also

bound to be exposed to a num-

ber of new words and phrases

as they read newspaper arti-

cles, which helps improve

their vocabulary.

Strengthen writing skills

Newspaper articles are

written differently than books.

Exposing children to a jour-

nalistic style of writing canhelp them with their own

writing assignments. Teachers

often stress that narratives and

other writing assignments

should follow a certain format

so students learn to express

themselves clearly. Students

are urged to validate state-

ments with proof and to have

a logical flow to their work.

By reading articles in

newspapers, students can gain

an understanding of how to

introduce a subject, expand on

facts and summarize a point.

Students who tend to be more

pragmatic writers may connect

with the journalistic style of

writing more so than students

who excel at creative prose.Children can practice

reporting on different events

in and around their communi-

ties, emulating the style of

writing presented in newspa-

pers. They also can learn the

differences between editorial

and opinion pieces.

Make current events accessible

Newspapers are an inex-

pensive connection to culture

and information from around

the world. Through newspaper

articles, students can better

understand political, financial

and entertainment issues

spanning the globe. Staying

abreast of the latest news from

around the world can help stu-

dents become more well-rounded and learned. Students

who may have read about

events in a history book can

compare those accounts to

current information on what is

happening in the world today.

Develop an Eye for

Photography

Stunning, award-winning

photographs are published in

newspapers nearly every day.

A picture is worth a thousand

words, and newspaper photog-

raphy helps readers interpret

stories and bring the words to

life through imagery. Access to

newspaper photography can

open up an entirely new world

for children. It also may

inspire their own creativeworks.

Students may be inun-

dated with technological

resources both at school and

home. But perhaps no class-

room resource can match the

array of benefits provided by

newspapers.

Physical Therapy - Speech Therapy

Occupational Therapy

Sensory Integration

Has your childbeen diagnosed

with...Cerebral Palsy

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Painting is one of the eas-

iest and least expensive

ways to transform the

look of a space. The colors

homeowners choose for their

walls can give rooms their own

unique feel and even affect the

moods of the people within

them.

Finding the right shade

for a bedroom or kitchen

involves more than just select-ing the first color that catches

your eye. Design experts and

psychologists alike say it may

be worthwhile to choose a

color that helps you feel good

rather than just following

design trends. The paint color

you pick may add energy to a

space or create a tranquil

retreat where you can unwind

at the end of the day.

BLUE

To create a spa-like envi-

ronment and a more serene

space, look to shades of blue in

soft variations. Cool blues are

soothing colors that can help

lower stress levels and pro-

mote sleep. That’s why blue is

a frequent fixture in bedrooms

and bathrooms. Just beadvised that too much blue

can make a room appear cold

and stark, so balance out blue

with some warmer accents.

ORANGE

Many people do not

immediately consider bright

orange for their homes, but

when used as an accent shade,

orange can really brighten up

a home. Orange is considered

a shade that expands creativi-

ty and imparts a youthful

appeal to a space. Consider an

orange accent wall or a burst

of color with orange throw pil-

lows. If pumpkin orange is a

little too bold for you, tone it

down by choosing a more pas-

tel, peachy hue, which is

equally warm and energizing.RED

Red stimulates energy

and appetite, which is why

the shade is so popular in

restaurants and home dining

spaces. Red is a good choice

for social gathering rooms but

may not be the wisest choice

for a bedroom, as the color

may prove over stimulating.

GREEN

Green can evoke compo-

sure and tranquility and works

in any room of the house.

Since green is the primary

color of nature, it also works

well for those people who

want to bring some of the out-

doors inside and work with the

fresh starts and new growth

that green can inspire. Tomake green feel less subdued

and sleepy, work with its com-

plementary opposite, red, by

using a few bold red accents

here and there to balance out

the tranquility of green.

PURPLE

People have long related

purple to royalty, and this dra-

matic color can add a formal,

regal aspect to a home

depending on the hue. Purple

also may help stimulate the

creative side of the brain. In

paler shades of lavender, pur-

ple can seem almost ethereal

and spiritual. Some designers

suggest avoiding purple in a

bedroom because that is a

place you want your brain to

rest rather than be stimulated.YELLOW

Few colors are more

vibrant than yellow, which

can help stimulate conversa-

tion and make thoughts more

focused. A luminous shade of

yellow is an ideal way to make

any space more welcoming

and bright. Just use it sparing-

ly, as too much yellow may not

be a good thing. Yellow

accents mixed with touches of

purple can offer the balance

needed to prevent yellow

rooms from overwhelming res-

idents and guests.

Home decorators should

keep in mind that colors can

be blended to create the

desired environment. A color

scheme based on complemen-tary colors, or those opposite

on the color wheel, may fit.

Otherwise, analogous color

schemes, or those colors that

are next to one another on the

color wheel, can create a vari-

ation that suits your design

needs.

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Despite other intentions,

homeowners often

turn their garages into

storage centers for random, lit-

tle-used items, leaving little to

no room for the tools and even

vehicles that actually belong in

a garage. Such homeowners

may turn to sheds to store their

garage overflow and keep yard

equipment at the ready, but

storage sheds are not immuneto clutter, and homeowners

may find the very structure

erected to keep them organized

requires a bit of organization

itself.

A well-organized shed can

save homeowners time and

energy, as it’s easy to abandon

or delay a project if you can’t

find that pair of work gloves

you stashed. The first step to

any organizing project is to take

everything out of the shed and

determine just what needs to go

back in. Items that do not

belong in the shed should be

moved to their rightful loca-

tions or tossed in the trash if

they’re no longer needed. Make

a pile of anything that will be

kept, a separate one for dona-tions and a third for garbage.

Take inventory of what you

have so you know whether

you’re missing any items or you

have something and do not

need to purchase another.

Now that the entire shed

is empty, you can assess just

how much room you have.

Utilizing vertical and overhead

space effectively can free up

areas on the floor for larger

equipment.

Shelving, racks, pegboards

and any other materials that

enable you to hang or store

items off the floor are good

investments. Visit your nearby

home improvement retailer to

find items that can simplify

your storage. You also may beable to put scrap wood to use to

make your own storage shelves

or a work bench. Extra kitchen

cabinets can be installed in the

shed to organize additional

items.

In order to remember

where items go, label or sort

them accordingly. Some people

like to take organiza-

tion a step further by

tracing the outline of

tools hung on the wall

so they can be placed

back in the same spot

after use. This also

serves as a visual

reminder of which

tools are missing and

which ones need to be pur-

chased.Don’t forget to utilize shed

doors as additional storage

space. Hang frequently used

tools, such as rakes and shovels,

on the inside of the doors so

they will always be easily acces-

sible.

You also can repurpose

storage solutions designed for

other areas of the home. For

example, magnetic knife hold-ers can be mounted to a shed

wall to keep paintbrushes

organized. These holders also

can be used to keep many small

metal tools tidy. Metal funnels

can hold twine and string.

Thread through the narrow end

of the funnel for a handy dis-

penser.

Keep dangerous sub-

stances off the floor and out of

reach. Gasoline, chemical fer-

tilizers and other potentially

dangerous substances should be

stored high up to keep pets and

children safe.

Make sure the shed floor

is sturdy and level. This makes

it easier to neatly store larger

items. Roll in the lawnmower,

wheelbarrow and any othercumbersome items. Now that

more things are mounted verti-

cally, you should find that you

have more area to move

around.

Taking the time to clean

and organize a shed can help

make anyone more productive.

Secrets to keeping an organized shed


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While St. Patrick’s

Day may now be

most quickly asso-

ciated with parades and green

beer, for many celebrants the

day also marks a chance to

indulge in Ireland’s native cui-sine.

When asked to think of

Irish cuisine, many people

might immediately think of

corned beef and cabbage or

even the versatile potato. But

the Emerald Isle is rich in culi-

nary history, and some might be

surprised to learn Irish cuisine

is about more than just the sta-

ples served on St. Patrick’s Day.

For those who want to try their

hand at something new this

year, consider the following

recipe for “Cider-Braised

Chicken and Cabbage” fromMargaret M. Johnson’s “The

Irish Pub Cookbook”

(Chronicle Books).

Cider-Braised Chicken and

Cabbage

Serves 6

1/3 cup all-purpose flour

6- 5 to 6 oz bone-in chicken

breast halves, skin on

¼ cup olive oil

4 to 5 cloves garlic

3 carrots, peeled and thickly

sliced

1 large onion, thickly sliced

3 bay leaves

½ cup golden raisins2 tab minced fresh flat-leaf

parsley

2 tab fresh rosemary

2 cups shredded Savoy cabbage

1 cup canned low-sodium

chicken broth, or 1 chicken

bouillon cube mixed with 1 cup

boiling water


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Stray from the standard cuisinethis St. Patrick’s Day

continued on next page

i i b i lif dl i jM h 11 2015 Z 2 P 21

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1 cup Irish cider, preferably

Magner’s brand

Salt and freshly ground

pepper to taste

1. Preheat the oven to 325

F. Combine the flour, salt

and pepper in a shallow

bowl and dredge the chick-

en in it, shaking off theexcess.

2. In a large skillet over

medium heat, warm the oil.

Add the chicken in batches

and cook for 3 to 4 minutes

on each side, until lightly

browned. Transfer the

chicken to a large oven-

proof baking dish.

3. Tuck the garlic, carrots,

onions, and bay leaves in

between the chicken

pieces. Sprinkle with the

raisins, parsley and rose-

mary. Place the cabbage on

top, season with salt and

pepper, and pour the stock

or broth and cider over the

meat and vegetables.Cover with foil and bake

for 1 ¼ to 1 ½ hours, or

until the chicken is tender.

4. To serve, place a chick-

en breast in the center of

each of six plates, and

spoon the vegetables and

sauce over the top.


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Life & LeisureDining Guide

Stray from the standard cuisine this St. Patrick’s Day

continued from previous page

visit o r ebsite at lifeandleisurenj com March 11 2015Page 22 Zone 2

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License #: NJ09980558654 ©2015 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated.All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

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