VOL. XXIII, NO. 13 LOS ANGELES / ORANGE COUNTY / INLAND EMPIRE THE LEADING SOURCE OF NEWS AND INFORMATION FOR FILIPINO-AMERICANS April 30 - May 6, 2016

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Child’s Dream

Is Mother’s Quest

See END ABU SAYYAF, page 8

See CEASEFIRE, page 8

MANILA, April 27 (PNA) – President Benigno S. Aquino III on Wednesday vowed that the government will not stop until the threat posed by the Abu Sayyaf Group (ASG) is ended.

“The full resources of the State are being brought down on the ASG. Our primary ob-jective is to rescue the hostages and ensure the safety of our civilian population. We will leave no stone unturned and are studying every instrument, both military and legal, to ensure success in our areas of operations and wherever else required,” he said in a statement.

The ASG beheaded Canadian mining executive John Ridsdel after the government failed to pay the PhP300

million ransom demanded by the bandits.Ridsdel’s severed head, which was inside a plastic

bag dropped by two men on a motorcycle, was found by residents in Jolo town, fi ve hours after the expiry of the ransom deadline set at 3 p.m. last Monday (April 25).

Ridsdel was among the four hostages who were abducted by ASG bandits on September 21 last year from a resort in Samal Island, Davao del Norte. Also seized were Canadian Robert Hall, Norwegian Kjartan Sekkingstad, and Filipina Marithes Flor. According to reports, the group is also holding 14 Indonesians, four Malaysians, a Dutch, and a Japanese.

In his statement, the President said he had sent a letter to Ridsdel’s family on Tuesday to express his condolences.

MANILA, Apr 28 (Mabuhay) – A ceasefire between the Communist Party of the Philippines and the Philippine government is possible if Davao City Mayor Rodrigo Duterte is elected president, said CPP founder Jose Maria “Joma” Sison.

Sison said he had a conversation with Duterte recently and they were able to discuss several issues.

He said the issues include a dia-logue between CPP and the national government and the release of po-litical prisoners from past adminis-trations.

Sison added that he may return to the country, after two decades of living in exile in the Netherlands.

The CPP was organized more than 47 years ago while the Philippine government ended formal peace talks with the communist party in April 2013.

By Priam F. NepomucenoMANILA, April 28 (PNA) –

With election day just 12 days away, acting Armed Forces of the Philippines (AFP) chief-of-staff Lt. Gen. Glorioso Miranda reminded all offi cials and enlisted personnel to remain non-partisan and act accordingly as a depu-tized agency of the Commission on Elections (COMELEC).

In the same vein, he also re-minded all military to exercise their right to suffrage.

Miranda made this statement following his visit to Eastern Min-danao Command headquarters in Davao City Wednesday.

“Lt. Gen. Miranda reiterated current Command Guidance to facilitate AFP preparations for the incoming national elections this coming May 9. He reminded troops to ensure the AFP remains non-partisan and of their obliga-tion to vote and act accordingly as a deputized agency of the COMELEC,” AFP spokesperson Brig. Gen. Restituto Padilla said.

Earlier, Miranda, together Residents in Paranaque walk on Sunday past election posters for the May 9 election. National and local candidates have intensifi ed their respective campaigns in different parts of the country with 2 weeks left before election day.(MNS photo)

By Ferdinand G. PatinoMANILA, April 27 (PNA) – Close to 200,000 registered

voters or almost 14 percent have participated in the Overseas Absentee Voting (OAV) since the polls started two weeks ago.

According to the Commission on Elections-Offi ce for Overseas Voting (Comelec-OFOV), a total of 191,427 Filipinos abroad representing 13.9 percent have cast their votes in the OAV. There are a total of 1,376,067 registered overseas voters.

“This surpasses the 13.4 percent turnout in 2010,

END

ABU

AQUINO VOWS TO...

SAYYAF

Liberal Party (LP) chairman President Benigno S. Aquino III delivers his speech during the meeting with local leaders and the community at the Cebu Provincial Capitol Grounds in Cebu City on Wednesday (April 27). (MNS photo)

Pnoy to Abu Sayyaf: We will speak to you in language of force

Close to 200,000 registered voters participate in overseas absentee voting: Comelec

Ceasefi re is possible with Mayor Duterte presidency: Joma Sison

Acting AFP chief to soldiers: Remain non-partisan, exercise right to vote

See AFP CHIEF, page 8 See ABSENTEE VOTING, page 8

2 Weekend Balita, Sat.-Fri., April 30 - May 6, 2016 BalitaVisit www.Balita.com

For cases fi led after October 7, 1998, Student Loans are only dischargeable if:

1. You can prove that having to repay it would impose an “undue hard-ship” on you (as defi ned below), OR, For cases fi led PRIOR TO October 17, 2005,

2. If the PROGRAM under which your student loan is issued, insured, administered is a FOR-profit, PRI-VATE (non-government) entity, it may be dischargeable. (However, if the program itself, such as LAL, GSL, etc. receives nonprofi t funding by participa-tion of nonprofi t entities, the loan is not dischargeable in bankruptcy).

To obtain a discharge based on undue hardship you must prove all of the following:

1. that you cannot maintain, based on current income and expenses, a ‘minimal’ standard of living for yourself and your dependents if forced to repay the loans;

2. that additional circumstances exist indicating that this state of fi -nancial affairs is likely to persist for a signifi cant portion of the repayment period of the student loans; and,

3. that you made good faith effort to repay the loans, for example, by past payments for several years, etc. Mak-ing payments is not always required if you didn’t ever have the money to pay the loans. Forbearances may be suffi cient.

NEW: The Ninth Circuit recently ruled (in April 2003) that courts have the authority to issue partial discharg-es of student loans, in cases where the debtor shows the ability to repay some, but not all, of the loans. This is a huge improvement in the ability to possibly discharge some of these debts, because before the rule was if you could afford to repay any of the loans, you had to repay it all.

HEAL Loans are subject to a high-er standard of scrutiny and are much harder to discharge.

For other alternatives to dealing with Student Loans, including income contingent repayment plans, and non-bankruptcy methods of canceling the debt, check out the following web-site: http://www.ed.gov/offi ces/OSFAP/DCS/loan.cancellation.discharge.html

Can you be denied a student loan because you or your parents fi le bank-ruptcy? Section 525 of the Bankruptcy Code prohibits discriminatory treat-ment by any governmental or other student loan program on the basis of fi ling a bankruptcy. In other words, a student loan agency cannot deny your loan application based on the fi ling, by you or anyone you know, of a bankruptcy.

Discharging taxes and removing tax liens

Certain types of tax obligations, such as income taxes, may be dis-charged under specifi c circumstances. Many required factors must be met before any tax can be discharged under Chapter 7 or Chapter 13. In Chapter 7, the minimum requirements for dis-charging federal or state income taxes are: (1) it has been over 3 years since the returns were last DUE (including extensions), (2) the returns were time-ly fi led or it has been at least 2 years since the returns were fi led, (3) there was no fraud involved or attempts to evade the tax, AND, (4) the taxes were not assessed within the last 240 days.

If it has been over 3 years since your returns were last due and they have not been assessed in the last 240 days, BUT you have not yet fi led the returns or there was some kind of fraud involved in fi ling them, then they may be dischargeable in a Chapter 13. Again, discharging taxes is an extreme-ly complicated area, and you should defi nitely consult with a knowledgeable attorney before deciding whether to fi le based on dischargeability of your taxes and before you take any further steps with your taxes (such as fi ling past due

returns) Sometimes fi ling a late return can work against you as far as being able to discharge those taxes in a Ch. 13, so defi nitely speak to an attorney before doing anything. Tax Liens that have attached to property will survive a bankruptcy. What does that mean? It means that the lien will stay against your property regardless of your dis-charge of the underlying debt. So, when you ultimately sell that property, if there is extra money available, the lien will be paid fi rst from those proceeds unless you have the lien removed.

Discharging fraudulent debts or fraud debt judgements

Debts that you incurred which were the results of an intentional or even negligent misrepresentation on your part are not dischargeable in a Chapter 7. Examples of these might be if you misstated your income on a credit card application, made false statements in order to induce someone to give you a loan, ran up your credit card debt short-ly prior to fi ling bankruptcy, used your credit card or obtained a loan without any intent to repay it, or if someone has obtained a court judgment against you based on fraud. However, the news isn’t all-bad. These types of debts may be discharged in a Chapter 13.

Retirement accounts and pen-sion plans

Whether or not you can exempt amounts held in a retirement account depends on numerous factors, includ-ing which set of exemptions you choose to use (you need to discuss this with your attorney – in California, there are two sets of exemptions). According to the United States Supreme Court, if your retirement plans is ERISA ap-proved, meaning that it contains a trust “anti-alienation” provision making it impossible to transfer or withdraw the funds prematurely, and it is automat-ically exempt. Individual Retirement Accounts may be exempted only up to the amount reasonably necessary for the debtor’s support and maintenance, taking into account all other antici-pated and existing sources of income and expenses. Obviously, exempting retirement funds is very tricky and re-quires the expertise of an experienced bankruptcy attorney.

Getting rid of liens, abstracts of judments and trust deeds against your property

The bankruptcy code enables a broad range of powers, which can enable you to avoid liens that were placed against your personal property or real property (like a house). It is too complicated an analysis to deal with here, but if you has liens against your property; make sure to discuss this with your attorney. Types of liens you may be able to get rid of include judgment liens recorded against your home or specifi c personal property. Also, in a Chapter 13 junior trust deeds against your home may be able to be removed under certain specifi c circumstances. This is not an option in a Chapter 7, so make sure to discuss this with your attorney.

Debts incurred on your credit cards to pay taxes to the IRS will usually NOT be dischargeable in chapter 7 but may be dischargeable under Ch. 13. If you have debt problems, contact the Law Offi ce of Paul M. Allen. We have two offi ces to serve you. Consultations are free, by appointment only. Call today at 818-552-4500. We have three convenient locations: Glendale, La Palma and Cerritos .

Discharging student loans or taxes in bankruptcy

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MANILA, Apr 28 (Mabuhay) – The heads of the Commission on Human Rights (CHR) and the House of Rep-resentatives on Thursday lashed back at Davao City Mayor Rodrigo Duterte over his remark that inves-tigating bodies should not subject the police and the military to “humiliat-ing” probes.

“Mayor Duterte anchors his bra-vado and demagogic statements on his view of people’s ignorance of the law which he continues to twist for self-serving ends,” CHR chair Loretta Rosales said.

In a speech before the Makati Business Club on Wednesday, Dute-rte said law enforcement agencies such as the police and the military might be stymied in performing their functions of running after criminals due to supposed humiliating inqui-ries by congressional committees, the Offi ce of the Ombudsman and the CHR.

“Alam mo, hindi ako tarantadong tao. I still have the basic decency. Huwag akong ipitin ng Congress. Hu-wag akong ipitin ng Human Rights. Huwag akong ipitin ng Ombuds-man. Because I have a task to do, a very important one for this nation, especially for the protection of the [people],” Duterte said.

He added that if elected president, he would order law enforcement agencies to go after criminals, even shoot to kill them if they fi ght back, in line with his promise to suppress criminality in three to six months.

Rosales said investigating bodies such as Congress, the Ombudsman

and the CHR are mandated under the Constitution to probe any possible erring law enforcer.

“When law enforcers break the law, they are investigated (not humil-iated) by these bodies. Without solid and substantial evidence, the law enforcers are cleared. But if evidence is strong through trial, the COURT convicts them,” Rosales said.

“This is the due process which Duterte must respect. But Duterte ignores due process and behaves like a narcissistic and egoistic individual, apparently to gain the loyalty of the Armed Forces and Police personnel. This really makes him dangerous,” she added.

House Speaker Feliciano Bel-monte, for his part, shared the same view, pointing out that preventing Congress from performing its inves-tigative functions is a violation of the Constitution.

“Well these are bodies provided in the Constitution with their specifi c functions. If he prevents them from exercising their functions, does he imply he can ignore the Constitu-tion?” Belmonte said.(MNS)

MANILA, Apr 28 (Mabuhay) – Necessary security measures have been mapped out to ensure that the reception of certifi cates of canvass and election returns for the May 9 presidential and vice presidential elections will run smoothly, a Senate offi cial said Thursday.

A total of 32 CCTV cameras were installed in the basement parking, lobby and second fl oor of the Senate building, which will be guarded by some 50 security personnel, Senate security head, retired Maj. Gen. Jose Balajadia Jr., said in a briefi ng.

K-9 units would also be stationed to inspect vehicles and secure the ballot boxes containing the election returns, he said.

Accredited media representatives, authorized Senate personnel, Com-

mission on Election (Comelec) offi cers and party observers will be allowed access to the reception areas.

A room in the Senate’s second fl oor will serve as the storage area for bal-lot boxes containing the COCs, while the covered parking area adjacent to the lobby will be the storage area for the ERs.

Only authorized Senate employees of the Offi ce of the Sergeant-at-Arms (OSAA) and Senate personnel can access the storage areas.

The ERs, meanwhile, will be re-ceived at the ground fl oor lobby of the Senate. Balajadia said all pro-ceedings would be recorded as the CCTV cameras can go on for 10 min-utes even without power and backup generators would kick in within three seconds of possible power outage.

Senate offi cials and employees led by Senate Secretary Oscar G. Yabes (left) started on Tuesday (April 26, 2016) at the Senate Building in Pasay City the briefi ng and seminar on the reception of the Certifi cates of Canvass (COCs) and Election Returns (ERs) for the May 9 presidential and vice presidential elections. The seminar was given by representatives of the Commission on Elections (Comelec) and Smartmatic Philippines Inc. The briefi ng and seminar was part of the preparation for the Constitutional duty of the Senate President to receive the COCs and ERs. (PNA photo by Avito C. Dalan)

Senate gears up for reception of election returns

CHR, House leaders to Duterte: Respect due process

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United Nations, April 20, 2016 – The Bo-hol Restoration Group’s (BRG) restore and rebuild heritage missions for disaster-torn historical churches and communities in Bohol, Philippines applauded at benefi t gala, Rising Above the Ruins, at the Dele-gates Dining Room of the United Nations. In appreciation for the support of BRG’s work, UNICEF awardee sculptor and artist Seb Chua donates limited edition of Sto. Nino de Palaboy to H.E. Archbish-op Bernardito Auza, Apostolic Nuncio and Permanent Observer of the Holy See to the United Nations, handed by NY Consul General Mario de Leon and to H.E. Philippine Ambassador to the United States Jose Cuisia Jr and wife, Madame Victoria Cuisia, handed by UNESCO Representative to the United Nations Madame Marie-Paule Roudil. BRG’s cultural heritage restoration

projects currently focus on the totally collapsed heritage sites in the towns of Maribojoc and Loon in rebuilding struc-tures that will help alleviate poverty, engage local livelihood and education, and restore community’s place of worship. Major sponsors for the gala are: AIG, Leu-terio Thomas, The Path to Peace Founda-tion, Catholic World Mission, ANCOP, St. Teresa of Avila Parish, Ramos Law Firm, and Norman & Lourdes San Agustin. Appreciation to Midshipman Giovanni Sessoms on trumpet playing both Amer-ican and Philippine National Anthems and special performance of Broadway artist Lydia Gaston. Video presentation by DigiScript Philippines and production de-signs by Josie Thompson and Rhea Dones. Photo credits below: Manny Caballero. For remarks given at the gala and more information, please visitwww.brg-usa.org.

MANILA, April 27 (PNA) – The Philippine Red Cross (PRC) contin-ues to provide water resources in drought-affected areas in Zamboan-ga City through its water production site and water distribution using its water tankers.

As of April 22, PRC has distrib-uted 716,950 liters of water from the water production site located in Abong Abong, Upper Pasonanca and through water rationing using PRC water tankers, along with refi lling in the identifi ed water refi lling site in Camins and Putik in Zamboanga City.

“Our water tankers are now being used to bring water to drought affect-ed communities in Zamboanga City, and we also plan to send our water tankers in other areas experiencing drought because of El Niño,” said Richard Gordon, chairman of the PRC.

In Upper Pasonanca alone, more than 31,000 individuals in four ba-rangays (Camucutan, Abong-Abong, Murok and Lantawan-Busay) have been served with safe drinking water since the PRC water production site has been established on February 19.

The following barangays have also benefi ted from PRC water dis-tribution: HB Homes in Barangay Sinunuc, Masepla 1 and 3 in Baran-gay Mampang, Southcom Village in Barangay Upper Calarian, Barangay Malatugay Katatagan and Barangay Canelar Nunez.

PRC Zamboanga City Chapter, in collaboration with the Zamboanga City Water District, established an operation to support the need for water in the different barangays that have no water supply or experiencing

low water pressure.The PRC mobilized its water tank-

er along with local trained personnel on water, sanitation and health (WASH) for water production and distribution.

PRC volunteers and staff also conducted hygiene promotion activ-ities with children 8-13 years old in the affected communities, on proper hygiene and hand washing.

Zamboanga City is now under a state of calamity with 20 percent of the city’s population experiencing low water pressure because of the severe effects of El Niño-linked drought.

Relief distribution in drought affected areas

“PRC chapters in different drought affected areas are likewise coordinat-ing closely with local government units (LGU) to bring assistance to affected families and communities, like distribution of food items and water resources,” Gordon said.

As of April 25, a total of 88,823 families have received food packs distributed by the Red Cross from the various LGUs in drought affected areas. The Red Cross has facilitated the distribution of food packs in the following provinces: General Santos, Bukidnon, Maguindanao, Cotabato, Sarangani, North Cotabato and South Cotabato. The food packs contain 3-5 kilos of rice with some canned goods and noodles.

The Bukidnon chapter is also continuously coordinating with the provincial and local government on plans and strategies to combat El Niño and to deliver services through provision of relief to the affected families.

PRC has distributed 716,950 liters of water from the water production site located in Abong Abong, Upper Pasonanca and through water rationing using PRC water tankers, along with refi lling in the identifi ed water refi lling site in Camins and Putik in Zamboanga City.

Holy See, PHL Embassy, UNESCO applaud BRG’s Restore and Rebuild Heritage Mission for Bohol

Drought-stricken Zamboanga gets water supply from Red Cross

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MANILA, April 27 (PNA) – PDP-LABAN presidential candi-date and Davao City Mayor Rodrigo Duterte has bared his priorities to facilitate economic growth during a dialogue with the Makati Business Club (MBC) and Management As-sociation of the Philippines (MAP) on Wednesday.

Duterte said peace and order is crucial to ensure progress and de-velopment in the country.

“Progress and development can-not happen in place if there is in-security caused by criminals and lawless elements. We must begin by addressing criminality, ensuring law and order, and I assure under my leadership you will feel the difference in six months,” he noted.

He mentioned that once he become president, his administration will push for higher salaries for police and military for them not to engage in extortion and focus on their jobs in ensuring peace and order in the country.

“I will increase the salary of our police and military and equip them

properly to fi ght criminality and I will reward those who performed their duties well,” he said.

The presidential candidate also stressed the signifi cance of improv-ing the quality of education in the country through equipping public school teachers with training pro-grams.

“I believe that our people of the Philippines, (their) greatest resource is education. They cannot go out of poverty unless we educate the peo-ple,” said Duterte.

“The only way to do this in this country, I suppose, is to build strong middle class... You have to raise the middle class, education, and of course the opportunity to do business for everybody to come in,” he added.

In terms of infrastructure, he will continue to boost public spending, particularly improving mass transit.

Duterte also said that he is open to adopt the projects of the previous and current administrations which are known to benefi t many Filipinos.

“I will not hesitate to adopt the projects of Noynoy (President Benig-

no S. Aquino III) or Arroyo (former President Gloria Macapagal-Arroyo) that are renowned and benefi tted (many). Hindi ako mahiya mangopya [I am not ashamed copying (their projects)],” the aspirant for the high-est public position said.

He mentioned that he will also continue the projects of the admin-istration in easing decongestion in Metro Manila and push motorists to maintain discipline on the road.

When it comes to agriculture, Duterte said he will study land reform programs as he see it as un-successful.

The Davao City mayor, once become the next president, said he will support small enterprises by providing Php1.0 billion per region to help them grow their businesses.

The Conditional Cash Transfer will also be pushed by Duterte to help in uplifting the lives of poor Filipinos while committing the entire Philippine Amusement and Gaming Corporation (PAGCOR) funds to help for the hospitalization of poor individuals.

MANILA, April 27 (PNA) – The Philippine Navy (PN) conducted send-off ceremonies for the BRP Gregorio Del Pilar (PF-15) at the Pier 13, Manila South Harbor Wednesday.

The ship, which is the PN’s fl ag-ship, is participating in two mari-time exercises which will take place in Brunei and Singapore waters.

Send-off ceremonies took place 2:00 p.m., said PN spokesperson Capt. Lued Lincuna.

PN fl ag-offi cer-in-command Vice Admiral Caesar C. Taccad headed the send-off activities.

Aboard BRP Gregorio Del Pilar are 100 offi cers and enlisted person-nel and another 50 men and women consisting from the Naval Special Operations Group and its support teams.

Also aboard is one AgustaWest-land AW-109 “Power” naval helicop-ter and its crewmen.

Lincuna said the BRP Gregorio Del Pilar will first participate in the Association of Southeast Asian Nation (ASEAN) Defense Ministers’ Meeting - Plus, Maritime Security and Counter Terrorism (ADMM - Plus, MS and CT) Exercise com-mencing on May 2.

Filipino sailors and marines will join their counterparts from the 10 ASEAN member states and Eight Plus countries, namely, Australia, China, India, Japan, New Zealand, South Korea, Russian Federa-tion and the United States, in a sea-storming or surface operations exercise, particularly visit, board, search and seizure (VBSS).

JAKARTA, April 28 (PNA/Xinhua) – Indonesian Transport Minister Ignasius Jonan said on Thursday ships travelling from In-donesia’s Borneo to the Philippines to have an armed escort as piracy in the waters is escalating.

The minister stressed that if the vessels fail to have such security guard they should abort the sailing.

“It is a call for boosting security. So if there is an escort by an armed ship, the vessels may sail. But if

not, it is better not to have the journey,” Jonan said at the State Palace.

“It is to address the threat of kidnapping,” he added.

The sea lane from Borneo to the Philippines has been frequently used by ship carrying coals from Tarakan of Borneo Island to the Philippine.

Indonesian President Joko Wido-do has said that he is to hold region-al talks with military chiefs and

foreign ministers from Malaysia and the Philippines to boost secu-rity on their borders following the abduction of 14 Indonesian seamen.

The Abu Sayyaf militant group based in the Philippines abducted 10 Indonesian workers from a tug-boat and a barge on March 29 off the coast of the Philippines, and demanded ransom.

Four other Indonesians were held hostage weeks after the inci-dent. (PNA/Xinhua)

Duterte bares priorities to facilitate growth

Indonesia calls for armed escort for ship sailing to Philippines amid escalating piracy

BRP Gregorio Del Pilar leaves Manila for 2 naval maneuvers

6 Weekend Balita, Sat.-Fri., April 30 - May 6, 2016 BalitaVisit www.Balita.com

There are some basic questions you have to ask why you might need life insurance.

Do you have minor children? Do you have a non-earning spouse? How about old parents who can’t take care of themselves? What happens if you, the breadwinner, are suddenly taken out of the picture? What will happen to your spouse, children and parents who depend on your income?

This is where you need life in-surance. As some kind of protection to your loved ones. Because life in-surance creates a reservoir of funds available to your loved ones in case you meet a sudden, unfortunate death. You do not want to leave your loved ones poor and impoverished if you are suddenly taken out of the picture, do you?

Find 2 widows. One who lives well and the other does not. In most cases, the huge difference is: life insurance (or its absence) on their deceased spouses.

Do you have any future expense that you want to provide for?

Do you intend to take care of your children’s college education? What about that European vacation you have been dreaming of? Do you need a big down payment on your dream car? What about a new condo or a new house?

A permanent life insurance with a cash value feature built inside it

can take care of these expenditures.As you age, illnesses (terminal,

critical or chronic) are a big possi-bility. Do you know that there are life insurance policies that can take care of these? Ever heard of the phrase “benefi ts you don’t have to die to use”?

Now, a word of advice: Get your life insurance while you’re young. It is more economical. Besides, you may not qualify later. Unlike your health insurance (Obamacare), life insurance is not a guaranteed issue.

If you need help, you may reach me at 323-535-7373 or, e-mail at: leo.balita@gmail.com.

Medicare members who have issues with their providers and/or insurance carriers may also call me at the above number for advice.

About the author: Leo Monsalud hails from Sta. Cruz, Zambales. He studied for MBA and Law at the Uni-versity of the Philippines. He worked for UNILAB where his last position held was vice-president assigned as general manager of a division. He holds CA license #0G55218 as well as a Non-Resident license for Nevada.

Do you need life insurance?

Client and husband are the only stockholders of an S corporation that has been doing well for the last 15 years. In fact, it’s still doing well and had a great year last year. What is the difference between and S corporation and a C corporation? In an S corporation, the business income is declared in the 1040 of the owners, while the C Corporation fi les its own tax returns. But both cor-porations are legally separate entities from their owners. The corporation is a ‘person’ created by legal fi ction. It can do whatever a real person does, legally. For instance, a corporation can buy and sell land, transact business in its own name, fi le a lawsuit and be sued in its own name, without affecting the owners of the corporation.

In client’s case, the problem is that husband is ill and can no longer run the business. So wife now will run the busi-ness. Her concern is that the corporation owes $1.5 M to banks and suppliers, and

that she has equity in her residence of $1.0 M? So what is the connection be-tween the two? Client is worried that if something happens to the business and it cannot pay the $1.5M, can the bank sue her and get her house?

Let’s analyze the problem. The fi rst thing that has to be determined is whether or not husband, and/or client signed any personal guaranties that made them personally liable for the debts of the corporation. If neither one of them gave any written personal guaranty to any creditor for the debt of the business, then the answer is that the creditors of the business will not be

able to get her house to satisfy the debts of the business. But certainly, creditors will attempt to penetrate the veil of corporate fi ction to get to client’s house. Creditors will sue the corporation and client and allege that the corporate fi c-tion should be invalidated or ‘pierced.’ Of course, creditors will attempt to do this, but can they be successful in proving the allegation, and end up with a court order setting aside the corporate that shields the personal assets of the owners of the corporation?

To pierce the corporate veil to get to the house of client, creditors will have to prove that the corporation was sim-ply the ‘alter ego’ of the owners, that it was not operated by owners like a real corporation. The easiest way to prove the ‘alter ego’ attack on the corporation is proven by a preponderance of evidence that personal funds of the owners were being intermingled with the funds of the corporation. In other words, the owners were using the corporation as a ‘piggy bank.’ So, in client’s case, if there was no intermingling of personal and corporate funds, client’s house is secure because creditors will not be able to pierce the corporate veil to get her house to pay for the debts of the corporation. Salary payments to the owners; because they are offi cers of the corporation, is not intermingling of funds. Money lent by owners to the corporation is considered to be a debt owed by the corporation to the owner-lender, just like any other debt. This is not intermingling of funds.

However, if the owners use the corpo-rate account to pay personal bills, this is intermingling of funds. Another reason to pierce the corporate veil is that corpo-rate formalities were not followed such as recording board resolutions for deci-sions made by the company. Yet another reason is that the owners perpetrated a fi nancial fraud on the creditors. What is fi nancial fraud? If the owners acted recklessly in their business transactions resulting in major debt that they knew the business had no chance in paying back, this could be viewed as fi nancial fraud and could be used to pierce the corporate veil. Let’s say owners bor-rowed $5.0 M from creditors based on projected sales of $50M per year but in reality sales came in at $1.0M a year, a

case can be argued by creditors saying that owners were reckless in their de-cision to borrow $5.0M. But certainly, owners may still prevail in proving that they were justifi ed in their $50M sales projections but something happened that was totally unexpected. It’s really a matter of proof at trial.

So what is the lesson here? If you own a business, do not ever personally guarantee the debts of the business. If the creditor requires your personal guaranty, go to another bank or supplier who will extend credit to your business without tying you in. If the business fails, at least you don’t lose any of your personal assets. You will still have a house to live in. There is no reason to ‘go for broke’ and put your family’s security at risk, is there? The other lesson is that do not intermingle personal funds with business funds, and make sure the corporation follows legal formalities and procedures. If you do this, then your corporation will do business by assuming its own debts and shield your personal assets from business debts.

Now if client wishes to not continue doing business, the S corporation itself can fi le a Chapter 7 bankruptcy to han-dle the $1.5 M of corporate debt. The corporate bankruptcy will not affect the personal assets of client because as I said earlier, a corporation is a separate “per-son” created by legal fi ction; therefore, it can fi le for bankruptcy without affecting the personal assets of the owners of the corporation.

“NOW TO THE KING ETERNAL, IMMORTAL, INVISIBLE, THE ONLY GOD, BE HONOR AND GLORY FOR EVER AND EVER.” 1 TIMOTHY 1:17

Lawrence Bautista Yang is a grad-uate of Georgetown University Law Center and has been in Law practice for thirty years. He specializes in Bankruptcy, Business and Civil Liti-gation and has handled more than fi ve thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, BUILDING A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

Will business bankruptcy affect owners of the business?

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By Priam F. NepomucenoMANILA, April 27 (PNA) – A

headless body, believed to be those of Canadian John Ridsdel, was recovered in Talipao, Sulu early Wednesday morning.

The remains were found at the vicinity of Bud Samin, Barangay Gata, of the above-mentioned locality, said Western Mindanao Command spokesman Major File-mon Tan.

The body was recovered by joint elements of the Talipao Police and Special Action Force (SAF) with the help of Talipao Barangay Police Auxiliary Team.

Another report said that at 10 a.m. Wednesday, one Abejari Sahemari, a municipal councilor,

reported to the Talipao police the discovery of a body of a Cauca-sian-looking man at Sitio Tibangaw in Barangay Gata.

Immediately, a police scene of the crime (SOCO) team accompa-nied by explosive ordinance dispos-al (EOD) personnel and two mobile teams were sent to the area.

The policemen reached the area, which is approximately 10 kilome-ters away from the Talipao Munic-ipal Police Station, around 12 noon.

The body was found sprawled at a dried creek in the mountainous area of Sitio Tibangaw.

“The cadaver was dumped in the creek by... the ASG,” the report said.

The troops then secured the area

for possible presence of the ASG bandits, while SOCO personnel processed the scene.

“There was no indication that the victim was beheaded in the area due to the absence of blood stains in the scene,” according to the report.

After the SOCO examination, the body was turned over to the Marine Battalion Landing Team 11 and was scheduled to the airlifted to Zamboanga City.

The recovery of the body came two days after the ASG beheaded Ridsdel as their ransom demand was not met.

The ASG demanded Php300 million ransom each for Ridsdel and his fellow captives Robert Hall, Hall’s Filipino girlfriend Marites

Flor, and Norwegian Kjartan Sek-kingstad.

The victims were seized by the ASG last Sept. 21 from Ocean View Resort on the Island Garden City of Samal, Davao Del Norte. (PNA)

Possible body of John Ridsdel recovered in Sulu

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enterprises on the right footing.California leads all other states

in the number of businesses owned by women with Orange and Los An-geles counties have most ranking be New York/New Jersey.

According to a recent report by a giant credit card company, there are more than 418, 000 women-owned businesses in Orange County-Los Angeles counties of California’s over one million. Overall, the United States has more than 8.3 million women-owned businesses.

Women entrepreneurs in Cal-ifornia and Orange County have for decades occupied positions of leaderships among the nation’s lead-ers. Orange County women-owned business have ranked 10th among their peers with ovr 37 percent of businesses in the county being owned by women.

Two sterling characteristics of women contribute to their business successes – hard work and passion.

Some of these business ventures started modestly and have grown to be substantial corporations. There are 418,000 businesses that employ 319,000 personnel with most being

operated by the owners themselves. These businesses generate an annu-al revenue of more than $82 million.

The success stories of women-en-trepreneurs serve to inspire oth-ers who might be having second thoughts fi nding their niches in the business world.

For the past 19 years, the Nation-al Association of Women Business Owners of Orange County has cele-brated the triumphs of women-busi-ness owners by recognizing their remarkable achievements to rise above the ordinary in their passions.

This year, on the second decade of NAWBO’s Annual Awards Event on May 19 at the Double Tree Hilton in Santa Ana, three businesswomen will be offi cially recognized “for dar-ing to step out, follow their dreams, and inspire others by their commit-ment to what is possible”. These are Deborah Dickson, for Lifetime Achievement, Cynthia Flynn, for Entrepreneur to Watch and Loreen Gilbert, for Business Owner of the Year.

The “Remarkable Women Hon-orees from the past 19 years will also be paid tribute on stage for

their “commitment to the business community”.

NAWBO-OC provides business and professional development, in-formational resources, educational programs and workshops, network-ing and strategic relationships for close to 200 members.

Five Filipino-American busi-ness-entrepreneurs have so far

shared the night’s limelight in pre-vious events – Atty. Linda Sarno (now deceased), a patent attorney and civic leader, Rebecca Masinsin, an accountant managing her own tax-preparation fi rm; Gloria Rull, an Insurance Executive, Parah Anderson, business entrepreneur, and Edith Andres, administrator/manager of a home-health entity.

Orange County’s ‘Remarkable Women-Entrepreneurs’ make a differenceIt doesn’t come as a surprise

anymore to read about women leav-ing indelible marks in many areas that men used to dominate. One is them is in the area of business entrepreneurship where they bat-tle it out toe-to-toe with their male counterparts on how best to put the

Remarkable Women of FACCOC: Four of the fi ve recipients of “Remarkable Women Entrepreneurs of Orange County given by the National Association of Women Business Owners of Orange County, representing the Fil-Am women entrepreneurs appear in this fi le photo taken at a function attended by them with friends. Atty. Linda Sarno (deceased) Edith Andres, Gloria Rull (seated from L-R) and Rebecca Masinsin, extreme left, standing) were honored on different awards night for their enterprising spirit.

(Sacramento) – On Tuesday, Sen-ate Bill 1142, presented by Senator Moorlach (R-Costa Mesa), was voted down on a 2-4 vote in the Senate Judiciary Committee with Senators Anderson and Moorlach supporting the bill, and Senator Hertzberg ab-staining. SB 1142 would allow small business owners – many of whom are “mom-and-pop” businesses – a “right to cure” within 120 days any identified non-compliance of the Construction-Related Accessibility Standards Compliance Act or Fed-eral Americans with Disabilities Act (ADA). This bill would initially protect targeted businesses from penalties and attorney’s fees before an expensive lawsuit can be fi led, as long as they fixed their ADA

problem. Additionally, where there is confl ict between the federal rule and the California rule, the federal rule will preempt the California rule.

“Small businesses are the bedrock of our local communities. There are too many accounts of exploitive ADA lawsuit abuses to turn a blind eye to what’s happening in our own back-yard,” said Moorlach. “Instead of en-couraging businesses to work toward compliance with ADA standards, California has created a climate where it is lucrative to sue business-es, receive a quick settlement, and move on to the next victim. SB 1142 offered hope to those small business-es who truly want to comport. Sadly, with no ‘right to cure’ protection, many California businesses will be

forced to close their doors after their finances have been drained from targeted litigation.”

All over the state of California, serial plaintiffs and a select and frequent group of law fi rms are fi l-ing lawsuits against businesses for failure to be in compliance with the ADA. Rather than work to fi x the non-compliance issues, many ADA suits are intended to extort a quick settlement from the businesses they target, rather than seeking for actual compliance, sometimes driving them out of business in order to pay. De-spite legislation over the years to marginally address ADA compliance lawsuits, this problem continues and business owners need a clear “right to cure” provision in law to

protect themselves and give them a chance to fi x any legitimate construc-tion defects. News outlets across the state have highlighted recent cases of ADA lawsuite abuse: San Jose Mercury News: Serial ADA lawsuit fi ler striking Bay Area; NBC Bay Area: California Outpaces Other States in ADA Lawsuits; OC Regis-ter: Abuse of ADA a plague on CA small businesses.

“A majority of these lawsuits are being brought by a small group of at-torneys and plaintiffs that have been able to fi nd a lucrative exploitation of the law for their own gain,” Moorlach said. “There is no point in having ADA compliance standards if there are no businesses left to implement them.”

Businesses without handicap access face more troubles

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Cecile and Dante Ochoa all seldom watch movies produced from back home. The last movie we saw worth mentioning, was the award winning fi lm “Heneral Luna,” which starred a great dramatic actor named Juan Arcilla.

“Anak” was a fi lm released in the Philippines in May, 2000, distributed by Star Cinema and produced by ABS CBN executives: Charo Santos-Con-cio, Malou N. De Guzman and Jessie Lasaten.

This Filipino family drama direct-ed by Rory Quintos, starred Vilma Santos, Claudine Barreto and Baron Geisler. It depicted the story of over-seas domestic workers leaving their families behind in search of a better life for their future. While working as a nanny for a wealthy couple in Hongkong, Josie’s (Vilma Santos) husband died and her children were left under the care of her sister.After several years of working there, she was able to save some money and upon her return back home was sur-prised to feel the resentment of her children. Her younger kids, MIchael and Daday eventually understood their mother’s struggles working in a foreign country, but it took the oldest, Carla (Claudine Barretto) sometime to openly accept the reality of her authority as their mother who

struggled working abroad to enable her to support all of them to give them a better life.

Though the fi lm was a typical Fil-ipino “tearjerker” movie, the acting was certainly commendable through the direction of Rory Quintos, com-plemented by the dramatic screen-play of Ricardo and Raymond Lee.

The fi lm was “critically acclaimed by fi lm critics” as an entry to the 73rd Academy Awards for Best Foreign Film, but was unfortunately not ac-cepted as a nominee. Nonetheless, it was a such a wholesome fi lm to watch in case you can fi nd it on DVD.

•On a recent invitation by this

author’s tenor/popera singer friend, Jonathan Badon, we were priveleged to have been invited to see a German Opera called “Ariadne auf Naxos” at the University of California’s (USC) Thornton School of Music.

Surprisingly, though the opera was in German, we were able to fol-low its great presentation through its continuous subtitles.

Though Jonathan and this author were years apart in college, we were both thankful to our World History professors who instilled and impart-ed in us, our vast knowledge of learn-ing, not only of historical facts but appreciation of the various cultures

all over the world.In this author’s personal

learning experience, our whole semester of Greek Mythology was quite unpar-alleled, because the stories of ancient times still resonate and have currently been ap-plied to the present.

In order to understand the opera, this author recalled learning the background of Ariadne in Greek Mythology. She was the daughter of Mi-nos, King of Crete, thus she was called a “Great Goddess of Crete,” and her name was apparently derived from a Greek-Cretan word called ‘arthagne,’ meaning “utterly pure.” In addition, her name also meant “Mistress of the Labyrinth,” where during the olden times in Greece, there was a “prison that had the dreaded Minotaur in its cen-tre. “ Ariadne, who fell in love with Theseus helped him get away from the labyrinth and soon after they eloped and settled in Naxos.

‘Bacchus’ in Greek Mythology, was the “god of the grape harvest, winemaking and wine, of ritual mad-ness and fertility.”

The USC-produced opera was about the story of Ariadne who was stranded in a desert island where she kept waiting for her lover, The-seus and to ease her despair, she was entertained by three nymphs and a member of a cabaret troupe named Harlequin who was the lover of Zerbinetta.

During their merriment, Bacchus

arrives and mistakes Ariadne for Circe whom he escaped from, while Ariadne on the other hand, mistook him for her lover, Theseus. Towards the end, Bacchus “perceived the re-ality of Ariadne’s plight and he was moved by her pain,” so he “fulfi lled his god-hood and takes her life, lead-ing her to a new and beautiful realm with him in the stars.”

Nowadays, seldom does this au-thor find historical and cultural entertainment worth spending three hours on, but certainly the USC-pro-duced opera was something that “fed our souls.” Jonathan and I were both grateful for the invite of USC employ-ee Lolita David. Maraming salamat Lolita, for a great cultural evening!

Surprisingly commendable entertainment: Pinoy fi lm “Anak,” and “Ariadne auf Naxos,” a German opera

The recent showing of “Anak,” during the Ricky Lee Film Festival held at the Laemmle Theatre in North Hollywood, presented by a group called Entertainment USA LLC surprisingly was an entertain-ing tearjerker movie.

To say the least, this author along with media friends, Odette Ricasa,

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Most couples that want out of a marriage in California usually fi le for Divorce. There are circumstances though that allow a couple to have their marriage “voided” rather than “dissolved.” There is a big difference between the two concepts. With a voided marriage, it restores the cou-ple to status of unmarried person as if they have never been married before. In a divorce, the couple would always be regarded to as married during the period of the marriage.

Unlike Divorce which can be obtained regardless of the reason. Voiding a marriage may only be ob-tained based on certain grounds. It is void in cases of incest and bigamy. It is voidable in cases of minority, Un-sound Mind, Fraud, Force, or Phys-ical Incapacity. Marriages between parents, children, ancestors and descendants, brothers and sisters, half brothers and sisters, uncles and nieces, and aunts and nephews are incestuous and are void from the be-ginning. So are bigamist marriages where either party was still married to another person when they entered the marriage. Nevertheless, it is best to obtain a Nullity Judgment to clarify the legal status of the parties under these circumstances.

Certain situations does not nec-essarily make a marriage void but makes it voidable on the parties’ op-tion. One such circumstance is when the petitioner was under 18 years old when the petitioner married and the parents did not provide their consent. The Nullity petition based on this ground has to be fi led within four years after the party turns 18. The parent of the minor may also fi le the Petition provided it is fi led prior to the minor turning 18. Another sit-

free will to have been overcome by the spouse such as through the use of threats. These type of Nullity must be fi led within four years from the date of marriage. A marriage where the spouse was found to be incapable of physically engaging in copulation may be voided.

It can only be fi led by the spouse that does not have the physical in-capacity and must be fi led within four years of the marriage. Before deciding weather a divorce is the appropriate avenue to end your marriage, parties should evaluate if a Nullity is a viable alternative and weather it serves their best interest.

Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specifi c legal information. This article is not intended to cover all the issues related to the topic discussed. The specifi c facts that apply to your mat-

ter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law Offi ces of Kenneth U. Reyes, P.C. This article is not a solicitation.

Attorney Kenneth Ursua Reyes is a Certifi ed Family Law Specialist. He was President of the Philippine Amer-ican Bar Association. He is a member of both the Family law section and Immigration law section of the Los Angeles County Bar Association. He is a graduate of Southwestern Uni-versity Law School in Los Angeles and California State University, San Bernardino School of Business Ad-ministration. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, APLC is located at 3699 Wilshire Blvd., Suite 747, Los Angeles, CA, 90010. Tel. (213) 388-1611 or e-mail kureyeslaw@gmail.com. Visit our website at kenreyeslaw.com.

Grounds for annulling a marriage

uation is a bigamist marriage where the fi rst spouse has been absent and not known to be living for 5 years prior to the second marriage or if the party believed the spouse to be dead at the time of the second marriage. A Nullity based on this ground may be fi led during the life of the other party.

A marriage may be voided if either party was of unsound mind at the time of the marriage. Unsound Mind means a person is incapable of under-standing the nature of the marriage contract and the duties and respon-sibilities it creates which depends on the degree of mental capacity of the party. This may not be a ground if the party later on came to reason yet continued to freely cohabitate with the spouse.

Fraud is another ground for void-ing a marriage. The false represen-tation or concealment must relate to a substantive matter and directly affect the purpose of the party de-ceived in entering the marriage. The fraud must go to the very essence of the marital relation before it is suffi cient for an annulment. It is not suffi cient simply to contend that your spouse turned out to be a lazy, drunken disappointment. Nullity based on fraud has to be fi led within four years of discovering the fraud.

Certain marriages that are en-tered into by force are voidable. Circumstances that meet these stan-dards requires that the forced party’s

MANILA, Apr 26 (Mabuhay) – The Department of Foreign Affairs (DFA) on Tuesday strongly condemned the beheading of Canadian hostage John Ridsdel by the Abu Sayyaf Group, calling the act “inhu-man” and “cruel.”

The DFA also extended its deepest sympathies to the family of Ridsdel and the government and people of Canada, assuring that Philippine authorities are doing their best to rescue the remaining hostages and go after their captors.

“We join you in grieving for the lives lost in this senseless act of vio-lence, the DFA statement said. “The DFA strongly condemns this cruel and inhuman act perpetrated by the Abu Sayyaf group, and reiterates its strong resolve to oppose terrorism in all of its forms.”

“We support our brave men in uniform – some of whom have sacri-fi ced life and limb – who remain relentless in rescuing the remaining hostages and bringing these nefarious elements to justice,” it added.

Abu Sayyaf gunmen, who were holding Ridsdel and another Canadi-an Robert Hall in the jungles of Southern Philippines, demanded $6.5 million or about P300 million for each hostage – the largest ransom the extremist group has ever asked for in years.

DFA: Beheading of Canadian ‘cruel, inhuman’

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don’t need to be above 700, you are at 60% LTV therefore no additional cost to refi nance. With your savings and good credit standing, we actually will not have a problem getting an approval. Your savings is $ 43.00 a month that might not seem a lot but you are less than a year into your loan which makes it worth for you to refi nance and put that extra $43.00 back into the principal. So, if you re-fi nance and put the savings towards your principal reduction your savings will be about $17,447 over the life of the loan and best is you don’t have any fees going into this loan.

Recommendation: DO IT NOW!Caller: I am a single mom that

works as a CNA making about $4,000.00 a month, I am selling a piece of property in the Philippines that will net me close to $150,000.00. I would like to buy a house and pay off some debts. Please advise me on what is the price range I can qualify for and where I should be buying. My two grandchildren will also be im-migrating to the US to live with me.

Ken: I congratulated her for being able to hold on to a piece and real estate and selling it for a profi t. How-ever, due to her income and her debts, I can only qualify this caller to buy a property around $200,000.00 that will leave her with about $50,000.00 of her net proceed from the sale of the land overseas. Due to her age and added responsibility that she will have to care for I am advising her to just rent in a better area with a good to descent school district for

her grandchildren. I am afraid that because she cannot find anything descent for $200K to buy that will ensure her grandchildren good ed-ucation, renting would be a better option for her now. If she buys and almost deplete all her savings just to own a house, she might be stretching herself too thin. Homeownership comes with a lot of responsibilities towards the property that will cost money. Her income is very limited, especially if she is expecting to sup-port more family member staying with her.

Recommendation: RENT first and keep your funds in an interest earning Mutual funds and buy a house later when the market retreats and your new family members are settled in.

Caller: I have a 1st mortgage of $350,000.00 at 4.75% 30 years fi xed and I have a second loan at 8% for $60,000.00. I would like to see my payments become lower, I have good credit and I have a good job.

Ken: Your property value is right around $ 410,000.00. Your paying a combination of $2482.77 for both. Your property value is just about worth exactly how much you owe now on your mortgage. Unfortunately you are neither a Fannie Mae or Freddie Mac loan therefore will not qualify for the HARP refi nancing. Since your second mortgage was included in your previous bankruptcy 7 I would suggest for you to try to negotiate a settlement pay off with them. You have some savings that you can offer

the second lender to wipe out this debt, since you are already slightly behind on the payment this would be a good time to ask for a settlement payoff.

Recommendation: Call your lender to settle on the second mort-gage that is included in your BK 7 previously.

Caller: I currently have a 30 years loan that I have been paying on for about 9 years at 4.5% interest rate. I have a lot of equity and would like to know if it is worth while for me to refi nance the loan, I took out some fund for home improvements from my credit card with 0% interest for 10 months.

Ken Go: You’re in a better situ-ation now having yourself a lot of equity, I am sure a lot of people will love to trade places with you. Your at an age where you probably want to think about retiring and would

be oppose to starting your loan over again for 30 years.

So, I will suggest a 20 year loan fi xed for you, I am also suggesting for you to payoff the credit card balance of 25,000, I don’t care if that is zero interest.

You will still need to pay it off when time comes. Because you will stay in this house for long term and you want a lower payment, I am suggesting for a no points loan and for you to pick up your own escrow and title cost. You will save about $200.00 and not have to start a 30 year mortgage again.

Recommendation: DO IT NOW!RATES ARE DOWN, I RECOM-

MEND FOR YOU TO START TO IN-QUIRE ABOUT A REFINANCING.

I could be reach at 562-508-7048 anytime or at the offi ce 562-697-7028 or write to me at kennethgo@verizon.net. Don’t delay CALL NOW.

When should I refi nance my home mortgage? Caller: I have a $ 300,000.00 loan

with 4.125% rate and my credit is above 680. Can I sill get a better rate and I really don’t want to pay fees because I just refi nanced last year.

Ken: what we can offer you to-day is a 3.875% rate 30 years fi xed without paying loan fees, escrow fees nor title fees. Your credit is OK,

LOS ANGELES, April 27, 2016 – The face of Los Angeles County’s older adult population is changing. According to a new report released today by AARP and Asian Americans Advancing Justice – Los Angeles, Asian Americans are among the fastest-growing 50-plus populations countywide. “A Community of Con-trasts: Asian Americans 50 and Older (Los Angeles County)” documents the rapid growth of the Asian Amer-ican older adult population and the challenges they face, including pov-erty, language barriers, and health concerns.

According to the report, the Asian American older-adult population in Los Angeles County grew 56% from

2000 to 2010; among racial groups, only the county’s Latino population age 50-plus grew at a faster rate. Among Asian Americans age 50-plus by ethnic group, Chinese, Filipino, and Korean Americans are the larg-est populations, while Bangladeshi, Fijian, and Pakistani Americans are the fastest growing.

Today, Los Angeles County is home to more Asian American older adults than any other county na-tionwide.

“As Asian American older adult populations grow, so do their needs,” said Daphne Kwok, AARP Vice Pres-ident of Multicultural Leadership, Asian American and Pacifi c Islander Audiences.

New report reveals booming Asian American older adult population in Los Angeles

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children, or perhaps for retirement. Every day I see a lot of people past retirement age who continue work just to be able to pay their debts. Some of them are not in the best of health but are forced to work because they just can’t afford to miss a pay-check. Sadly, a lot of them also have zero savings in the bank so the day they stop working, they don’t even know how they are going to survive fi nancially.

Debt problems tend to get worse over time if you ignore them. For example, you can get sued by cred-itors, your wages garnished or your bank account levied. If you own a home, a judgment lien can be fi led against your property, making it diffi cult to sell when the time comes. The judgment against you also earns interest so over time the debt just keeps getting larger. All of the above can happen at the same time while your credit also suffers for many years making it impossible for you to re-establish.

In other words, bad debts can haunt you for many years unless you deal with it now. The very fi rst step is to know your options. Unfor-tunately these days, there is a lot of misinformation out there that people are too scared to do anything for fear that they will make a mistake. Or sometimes, they listen to bad advice given by family or friends who don’t really understand the legal issues

involved in their situation.Listen to me: Your family and

friends may care a lot about you but they are often NOT the best source of advice for your debt problems. They mean well and they want the best for you but if you simply take their advice without consulting with an attorney fi rst, this could keep you stuck in your problems for a very, very long time. Trust me, I know, be-cause I have seen this many times in my practice as a debt relief attorney.

There are situations where bank-ruptcy can still be avoided by making drastic changes with the way you spend your money. For example, if you’re already in debt, you need to stop borrowing as soon as possible or you’re just digging yourself a bigger fi nancial hole every single month. Don’t use credit cards to pay other credit cards and you need to pay close attention to where every dollar goes. Watch your monthly expenses closely and eliminate those you can live without.

If you cannot afford to pay cash for something that you want at this time, you simply cannot afford it, period. By cutting your expenses, you may be able to come up with some extra cash that you can use towards debt repayment. If you are like most peo-ple and are paying 22-29% in interest on your credit cards per year, paying only the minimums will guarantee that you will be in debt for a very

long time so you need to pay more than this in order to make progress in your goal to be debt-free someday. I know this takes a lot of discipline especially when you don’t have a lot of disposable income.

If you are no longer able to help yourself or if you are already behind in your debt payments and creditors are threatening legal action, fi ling bankruptcy may be your last resort. If you don’t fi le bankruptcy, things can only get worse and you may fi nd it very diffi cult or impossible to recover financially. Why suffer if the law allows you a chance to start over and rebuild your fi nances again? If you know nothing about how bankruptcy works, you should at least speak with an experienced and knowledgeable bankruptcy attorney who can explain to you the pros and

cons of such solution. If done right, believe it or not, this can actually be the best thing that you can ever do to change your life for the better. You owe it to yourself and your family to at least explore this possibility if you are out of options. It is often not as bad as you think and may be what you need to eliminate fi nancial stress in you life once and for all.

For a free office consultation, please call Toll-Free 1-866-477-7772. We have offi ces in Glendale, Cerritos and Valencia.

(None of the information herein is intended to give legal advice for any specifi c situation. Atty. Ray Bulaon has successfully helped over 5,000 clients in getting out of debt. For a free attorney evaluation of your sit-uation, please call RJB Law Offi ces at TOLL- FREE 1-866-477-7772).

Out of debt without fi ling for bankruptcy?Being in debt and doing nothing

about it can have more serious con-sequences than you think.

First of all, it can impact your fi -nancial future. Uncontrolled debt can deprive you the opportunity to put money aside for emergencies, save money for a home or college for your

Under California law most care-givers must be paid overtime com-pensation when working 24-hour shifts. With the increase in Califor-nia’s minimum wage to $10 an hour on January 1, 2016, that means a 24-hour caregiver must be paid $315 a day to comply with the current law. Many caregivers are working under a day rate or monthly salary. A day rate or monthly salary does not compensate for the overtime hours worked and results in a sub-stantial unpaid overtime claim for the employee.

Oftentimes, employers attempt to avoid liability by claiming the caregiver is an “independent con-tractor.” In most circumstances, this argument will fail as typically employers maintain significant control over the caregiver such that that California law will find the caregiver to be an employee.

This change in the overtime rules for caregivers became effective on January 1, 2014, when the Domestic Worker Bill of Rights (DWBR) be-came law in the State of California. Previously, employees who qualifi ed as “personal attendants,” including caregivers, nannies and babysitters who worked in private households, were exempt from overtime.

The DWBR eliminated the over-time exemption for personal atten-dants and provides that personal attendants, “shall not be employed more than nine hours in any work-day or more than 45 hours in any workweek unless the employee receives one and one-half times the employee’s regular rate of pay for

all hours worked over nine hours in any workday and for all hours worked more than 45 hours in the workweek.”

So now caregivers, nannies and babysitters (with limited excep-tions) must be paid overtime com-pensation.

Under Labor Code § 1194, do-mestic workers are not only able to recover their unpaid overtime in a civil action, but they also may recover reasonable attorney’s fees and costs.

California law also provides interest and penalties for workers who are not properly paid overtime compensation.

If you are working as a caregiv-er who is not paid overtime when working more than nine hours a day or 45 hours a week, you should consult with an attorney to discuss your rights under this law. With all the penalties, interest and attorneys fees allowed, claims often exceed $100,000 for 24-hour employees working just over 1 year.

Article written by Daniel Chaleff, Employment Law Attorney of Chaleff Rehwald. Mr. Chaleff has been practicing employment law for over 21 years. For free and confi dential consultation call (818) 807-4168.

Caregivers, are you paid overtime?

14 Visit www.Balita.com Weekend Balita, Sat.-Fri., April 30 - May 6, 2016 Balita

OPINIONBy Joann Santiago

MANILA, April 27 (PNA) – President Benigno Aquino III on Wednesday vowed the continued fi ght against the Abu Sayyaf Group (ASG) to prevent the bandits from ter-rorizing people and get the attention and funding of ISIS.

“I am ready to devote all my energies towards ensur-ing that, at the very least, this will be a very seriously degraded problem that I will pass on to my successor,” he said in a statement.

The statement was issued nearly two days after the bandits beheaded one of their Canadian hostages, John Ridsdel, who was among the four people the bandits kid-napped from a resort in Samal Island on Sept. 21, 2015.

The President said he had written Ridsdel’s family to express his condolences.

“We are so appalled by this murder. Mr. Ridsdel was a person against whom no one had any grievance—a person who was powerless against his captors. This murder was meant to terrorize our whole population,” he said.

The President said military operations against the ban-dits continue, particularly in Sulu, to save the hostages who were seized along with Ridsdel.

He said the hostages were reportedly under the control of one Radilon Sajiron, whom Aquino said “has consolidat-ed his forces around himself and the captives.”

He said this situation was “both a problem and an opportunity.”

“It is a problem because of the sizeable force surround-ing Sajiron and the captives, but it is also an opportunity because smashing these forces is within our grasp,” he said.

“This is why intensive operations are ongoing against the ASG forces holding civilians captive in Sulu. The full resources of the State are being brought down on the ASG. Our primary objective is to rescue the hostages and ensure the safety of our civilian population,” he said.

President Aquino said the atrocities of the ASG were the main reasons for the continued military operations in Balisan, particularly targeted ASG head Isnilon Hapilon and a deputy, Furuji Indama.

“We will leave no stone unturned and are studying every instrument, both military and legal, to ensure success in our areas of operations and wherever else required,” he said pointing out the government’s target was “to seriously erode any ability of the ASG to continue to function.”

The President said “casualties are expected” but assured the public that what was important was neutralizing ASG’s criminal activities.

“The men and women in our Armed Forces are well-trained, well-equipped, and resourceful. I have full trust and confi dence in them,” he said.

President Aquino also said the government had been open to dialogues with the rebels but pointed out that it “will always act from a position of strength.”

“So, to the ASG, and whoever may aid or abet them, you have chosen only the language of force, and we will speak to you only in that language,” he said.

“We will not stop until the threat they pose to our com-munities is ended,” he said.

The last time I was here in Metro Ma-nila was in June of 2013 to attend the funeral of my beloved mother, Helen Ya-sumori Parazo, who died at the age of 92.Three years is not a long time. But upon exit-ing the airport premises early Tuesday (April 26) at 6:30 in the morning, I was surprised and shocked to fi nd out that traffi c in Metro Manila has gotten really out of hand. It has become worse in a span of only three years.It took me, my sister Cora and Ronnie, my brother-in-law, three hours trav-el time to reach our destination in An-tipolo City from the NAIA terminal 1.I am pretty sure that anyone appointed by the next president to be the new MMDA Chairman will not be able to improve the chaotic traffi c problem in the metropolis.There is really too many vehicles in Metro Manila. Worse, the roads are getting nar-rower every year because of the inability of the government to stop the migration of informal settlers in the metropolis.Metro Manila has a total population of close to 13 million people. Its total land area is equivalent to or even larger than most provinces in the Philippines.The inability of the government to provide low-cost housing to the poor has forced people to live or squat in makeshift shanties along esteros, river banks, sidewalks or even under bridges.City and town executives in Metro Ma-nila have ignored or even tolerated the presence of these squatters for years since they represent votes during elections.In Quezon City, there is even an ordinance declaring moratorium on the eviction of informal settlers in the city until there are enough relocation sites for the affected ille-gal settlers. QC offi cials are claiming that the ordinance is for human considerations. But to me and most of Metro Manila resi-dents, it is in aid of political consideration.

Take the case of Quezon City Congress-man Jose Christopher Belmonte. I, unfor-tunately did not have the time to verify if he is related to House Speaker Feliciano Belmonte. On the day I arrived in Manila from Los Angeles, I saw on television the news program of ABS-CBN how a demolition operation in Barangay Culiat along Luzon avenue in Quezon City last April 26 was tem-porarily halted with the intervention of Con-gressman Belmonte and his security aides.It was reported that the informal settlers have already packed their belongings and agreed to leave and comply with the court order when Congressman Belmonte suddenly appeared from nowhere and intervened. With less than nine days to go before election day and desperate to get “pogi points” from his constituents to get re-elected, Belmonte, as expected, prevented the demolition team from doing its job. Belmonte told QC sheriff offi -cials that they cannot enforce the court order since there is an on-going dialogue in the city council as to where the affected residents will be relocated. The “grandstanding” congress-man, however, failed to give a specifi c answer when asked where the squatters will be possi-bly relocated if and when they will be evicted.Unless elected offi cials in Metropolitan Ma-nila get their act together and muster enough political will to evict informal settlers in their respective areas, traffi c and fl oods will continue to plague the metropolis for years.

MANILA, Apr 26 (Mabuhay) – Davao City Mayor Rodrigo Duterte remains the top choice for president despite his controversial remark about an Australian rape-slay victim, the latest Pulse Asia survey revealed.

The Pulse Asia “Pulso ng Bayan” survey, conducted from April 16 to 20, shows 35 percent of respondents choosing the tough-talking mayor from Davao City.

Following Duterte is erstwhile frontrunner Senator Grace Poe, who got 22 percent. Com-ing in at third place is Liberal Party standard bearer Mar Roxas with 17 percent.

The administration bet is statistically tied with Vice President Jejomar Binay, who got 16 percent.

Senator Miriam Defensor Santiago fol-lowed with 2 percent.

The survey was conducted at the height of the controversy involving Duterte’s remark

about Australian missionary Jacqueline Hamill.

Duterte was heavily criticized after a say-ing that he should have been the fi rst to rape Hamill instead of prison convicts. Hamill was one of several “prayer warriors” taken hostage by prisoner Federico Pugoy and other inmates inside Davao Metrodiscom in 1989.

In terms of geographical area, Duterte dominated all except for Balance Luzon, where the most number of respondents favor Poe. Duterte got 40 percent in the National Capital Region, 32 percent in the Visayas, and 58 percent in Mindanao. He got 22 per-cent in Balance Luzon, 6 percentage points below Poe’s 28 percent.

The Davao City mayor was also the top choice across all socioeconomic classes, get-ting 43 percent from classes ABC, 32 percent from class D, and 40 percent from class E.

Aquino vows ‘degraded problem’ on ASG

Traffi c, squatters and politics in the metropolis

Duterte survives rape remarks, stays on top: Pulse

By Joann SantiagoMANILA, April 27 (PNA) – A report by banking

giant HSBC discounts big risks on the Philippine’s economic outlook vis-à-vis the upcoming national polls on May 9, citing that investors’ prefer con-tinuity of current policy, which they see on most of the candidates. Entitled “Philippine elections 2016: Beyond the campaign noise”, the report said that “the candidates’ platforms suggest a low risk of signifi cant policy reversal.”

It said markets’ reaction on campaign news was subdued “given the strong similarities between candidates’ platforms, particularly concerning economic issues.”

”Of course, what ultimately matters is not the campaign platforms but their implementation and the quality of governance, which President (Benigno) Aquino (III) has painstakingly improved during his tenure, earning him plaudits from

investors and credit rating agencies alike,” it said. The report stressed that what matters was how the new government sustain infrastructure spending, which would support the economy over the next decade. “But over a much longer time horizon, the development and maturity of the nation’s institutions are equally important, and this is what investors should focus on for the long haul,” it said.

It noted, however, that recently, “foreign inves-tors have started to pay more attention to cam-paign developments.” This as former frontrunners Senator Grace Poe and Vice President Jejomar Binay have been surpassed by Davao City Mayor Rodrigo Duterte in recent surveys, even after the Supreme Court (SC) issued a fi nal ruling last April 5 reversing a Commission on Elections (Comelec) ruling cancelling Poe’s certifi cate of candidacy due to citizenship and residency issues.

Risks from upcoming polls remain small vis-à-vis PHL economic outlook: HSBC report

15Visit www.Balita.comBalita Weekend Balita, Sat.-Fri., April 30 - May 6, 2016

ENTERTAINMENTMy daughter is a stage performer

and a classical singer. As a mother, I take pride and joy in all her ac-complishments. I share her anxiety whenever she prepares for an au-dition. I feel the excitement when she gets ready for a performance. I guide her to aspire for her best tal-ent and make her dreams a reality.

Does this make me a stage mom? I think not.

I am a supportive mother. I take care of my child’s physical and emotional well-being, giving her an endless supply of unconditional love. I have to admit that it’s not easy. It’s manageable. I just have to prioritize her needs over mine, and I happily oblige.

Am I the only one who feels this way?

Then I thought of a celebrity mother who parallels my expe-rience. Both our daughters are artists whose passion is perform-ing in the world of entertainment. They recently advanced from their teenage years, turning 20. The activities that surround our daugh-ters’ chosen careers become our tasks. We manage the path to their fulfillment. However, there is a remarkable difference between us.

Her daughter is the multi-award-ed actress, Kathryn Bernardo, Teen Queen of Philippine showbiz. Ad-mired by millions of fans all over the world, Kathryn’s biggest sup-porter is her mother, Min Bernardo.

“She wanted to be an actress at a very young age,” said Min when I asked her how Kathryn got into showbusiness. “Kathryn was inspired to work,” she explained. Min saw Kathryn’s passion and determination to get that break into the business.

The long rides from Cabanatu-an City to Metro Manila and then lining-up for hours to audition was tedious but worth it.

Eventually, she got a role that marked her star in the entertain-ment industry. That’s when Min and Kathryn moved to Manila. “My husband and I made that decision to support Kath’s budding career, ” she recalled, “We used to go home to the province once a week. But when her career took off that all changed.”

How do you manage that? What if your child fi nds huge success early in life?

Constant guidance and tireless support keeps her relationship with her daughter close. “Kathryn

knows that she can come to me for anything,” she explained. “I am not judgemental. I encourage her to open up. I trust her and she knows her limitations. She is not spoiled,” and with a big smile on her face she continued, “She’s not a celebrity at home.”

That’s the impression that I got when I met Kathryn. She’s sweet, kind, respectful, and very charm-ing. Stardom has not affected her ability to stay grounded.

To raise a talented daughter in the dog-eat-dog world of creative media is a challenge. The world is not forgiving. Min’s daughter is a constant spectacle to the public, loved and hated by many.

This can be disheartening. Ev-ery little thing that she does is examined, criticized or praised by people who don’t know her. “Kath is not comfortable being the center of attention,” Min said.

“She’s timid and very conscious not like me,” and with a playful tone she continued, “I am verbally expressive and speak my mind.”

When is a mother’s quest a mission or advocacy?

Min is an advocate, not just a shield or a dreamer. She promotes her daughter but she does not live through her. That’s a very fi ne dis-tinction when millions of fans want their say in her daughter’s daily life. Most of all, being an advocate as a mom means dealing with the daily grind.

“I’m with her all the time,” she says with a laughter in her voice, “but seriously, it’s important for me to be by her side all the time, espe-cially when she is working.” Min endured the long hours of taping, traveling on location, seeing after her needs, and dealing with the endless details that make the daily life on the set possible.

It takes more than patience. Is this an expression of a mother’s love?

A mother’s labor of love is not like a bank or an investment where you make a deposit and expect a return. It is more like cultivating a delicate fl ower.

You care for it, nurture it.You pour your hopes and dreams into it, and at some point, sooner or later, it blossoms.

When this blossoming of love happens, it gives us joy unlike any other. It is both selfl ess and without any measurement. I see this joy around me. We have a special place in our hearts for the love that our children have for us.

At birth, there is pure motivation of love of the mother to her child. That purity of love never dimin-ishes, it becomes stronger in time. That bond is never more apparent when you watch your loving child at a distance up on stage or on the big screen. It is a crucible, where only those who can reach out with their emotions can draw the au-

Child’s Dream Is Mother’s Quest

Kathryn and her mother Min Bernardo

Min and I hanging out / fooling around the set

dience into a singular experience with them. When that emotional flow happens, it’s a sensational feeling. To know that the child has mastered so much talent, has such an exulted place for the mother. It doesn’t take any special talent for mothers and children to love each other. What’s important is how that exceptional mother’s love can be so high over other emotions.

I remember one day on the set when I was chatting with Min, someone came up to her and told her that Kathryn needed help with her outfi t. Min’s eyes brightened. When she got up to deal with her daughter, it struck me how little it mattered if the support that we, as mothers, can offer is great or simple. What matters is that we’re there for our children, always and forever.

And that’s the joy that Min Ber-nardo and I both share.

My daughter Becca with me

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IHS Automotive recognizes Mitsubishi Mirage for highest sub-compact model loyalty Cypress, Calif. – Mitsubishi Mo-

tors North America, Inc. (MMNA) has announced the Mitsubishi Mirage has once again been recog-nized by IHS Automotive for having the highest Model Loyalty in the Non-Luxury Traditional Sub-Com-pact segment for the 2015 model year*.

This is the second consecutive year Mirage has been recognized for its superior owner loyalty per-formance.

IHS Automotive loyalty per-formance is determined when a household that owns a new vehicle returns to market and purchases, or leases, another new vehicle of the same make and/or model.

“The Mitsubishi Mirage is one of the true hidden gems in the auto-motive industry and this IHS award validates that claim,” said Don Swearingen, executive vice presi-dent, MMNA. “Mirage offers an un-matched package of segment-lead-ing fuel economy, attractive pricing and an industry leading new vehicle and powertrain warranty. Our faithful owners understand and appreciate the Mitsubishi Mirage.”

Coming off a record-breaking year where sales increased nearly 30 percent from the previous year, the Mitsubishi Mirage is new for the 2017 model year. Complete with a refreshed exterior design, improved performance and the incorporation of Apple CarPlay and Android Auto, the 2017 Mirage will continue to fi ll a need in the market for an afford-ably priced vehicle for consumers

to purchase.*According to IHS Automotive’s

U.S. owner loyalty analysis of the Non-Luxury Traditional Sub-Com-pact Car Segment, Mitsubishi Mi-rage saw the greatest percentage of owners who returned to market and purchased or leased another Mitsubishi Mirage in the 2015 model year.

Meanwhile, Mitsubishi Motors North America, Inc. (MMNA) and the H360 Group have teamed up to create a pair of custom sport-utility vehicles designed for today’s active professionals who prefer to get their exercise in the great outdoors, any time of year.

The 5-passenger 2013 Mitsubishi Outlander Sport Summer Edition* and the 7-passenger 2014 Mitsubi-shi Outlander Winter Edition* each have been customized to become the ideal ride for a particular season, complete with integrated sports equipment and cutting-edge tech-nology designed to offer as much fun as possible - whether under the sun or on the slopes.

The companies have launched a microsite in support – www.h360mitsu.com – featuring be-hind-the-scenes video of the build projects as well as interviews with celebrity strength and conditioning specialist Jay Cardiello and profes-sional snowboarder Bryan Iguchi.

Both the 2013 Mitsubishi Out-lander Sport and the 2014 Mitsub-ishi Outlander have been named “Top Safety Pick+” winners from the Insurance Institute for Highway

the go, and I never have to skip a beat,” said Jay Cardiello, celebrity strength and conditioning special-ist and Fitness Editor-at-Large for Shape magazine. “Whether I’m at the beach and I want to hit the waves with the Boogie Board, or I want to hit the hills or mountains with the bike, or I want to jump onto the sand and hit the yoga mat, ev-erything is there.” Click here to see a video with Jay and the Outlander Sport Summer Edition.

The American-made 2013 Mit-subishi Outlander Sport - the Japanese auto manufacturer’s best-selling model - is a stylish and well-equipped compact crossover with roomy seating for fi ve adults that is also highly fuel-effi cient with an EPA fuel economy rating of 31 mpg highway (CVT-equipped 2WD models).

And, thanks to its sure-footed traction from Mitsubishi Motor’s All-Wheel Control (AWC) all-wheel drive system that was developed from multiple championship-win-ning seasons in the challenging World Rally Championship, the 2013 Outlander Sport is the ideal vehicle for active outdoor lifestyles.

2014 Outlander - Winter Edition In order to create the ideal vehi-

cle for winter recreation, the Out-lander Winter Edition was outfi tted with a comprehensive selection of gear needed for a day on the slopes.

Schedule a Test drive on the ve-hicle of your choice at Puente Hills Mitsubishi . Call Alex at 1-866-400-1067 and test drive a Mitsub-ishi vehicle today! Puente Hills Mitsubishi is located at 17665 Cas-tleton St., City of Industry. sole.

Safety (IIHS) - the highest achieve-ment awarded by the non-profi t ve-hicle research and crash test ratings agency. Mitsubishi Motors is the only auto manufacturer to have its entire SUV/crossover model lineup designated as “Top Safety Pick+” vehicles.

2013 Outlander Sport - Summer Edition

Designed to be the perfect com-panion for warm-weather outdoor sports, the 2013 Mitsubishi Out-lander Sport Summer Edition comes fully equipped with some of the latest and greatest sporting gear and goods on the market.

Features include his-and-hers roof-mounted Trek© mountain

bikes, along with a tennis racket, jump rope, various kettlebell work-out weights and resistance bands, yoga mats, and exercise wear housed in custom-made storage sections in the rear cargo area.

New burnt orange paint with graphite accents, 20-inch graphite wheels with Nitto NT420S tires and new interior features including black leather/perforated leather, gray suede and orange stitching and interior trim painted burnt orange to match the eye-catching exterior round out this handsome and user-friendly customized Out-lander Sport.

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Jay Santos II with his new 2015 Lancer GT with Alex Jacinto of Puente Hills Mitsubishi.

19Visit www.Balita.comBalita Weekend Balita, Sat.-Fri., April 30 - May 6, 2016

Best used cars now available in the market for lessBy Jon LinkovConsumer Reports

Not everyone enjoys poring over used-car classifi ed ads to fi nd that hidden gem. Even our experts fi nd the hunt through bad cars to be the worst part of the buying experience.

An easier solution: Simply deter-mine your budget and choose a vehi-cle from our lists of the best used cars. We dug through years of test data and hundreds of thousands of survey responses, and cross-referenced those metrics with the availability of elec-tronic stability control, a lifesaving safety feature.

The best of the best used car models can be accessed at consum-erreports.org.. Each model performed well in our road tests when it was

new and had above-average reliabil-ity for the model years shown. In addition, each vehicle offered ESC as a standard or optional feature.

We also included a list of used cars you should avoid considering because they proved to be particularly trou-blesome and unreliable.

Of course, even for used cars we recommend, there can be stinkers – due to a bad day at the factory or a former owner who didn’t care much

for car maintenance. Before you buy, make sure to pay for a thorough in-spection by a certifi ed mechanic, so there are no surprises down the road.

But there is a much better way of buying a used vehicle. And all you have to do is get down to Cars 911, where all used vehicle have been checked and re-cheked before they even go to the lot.

Fo a hassle-free car-buying for a used vehicle, call Cars 911 now. Cars 911 is one of the leading car dealer-ships that specializes in pre-owned vehicles. They have experts in all car brands and will provide you the best tips on why buying a used vehicle is worth it all, especially when you are in dire need of a vehicle ASAP as if getting one is an “emergency.” They

have more than 25 banks, all of which are ready to approve! Call now. The Cars 911 experts are waiting for you. You can reach them at (323) 222-2400. Cars 911 is located at 2244 N. San Fernando Rd., Los Angeles, CA 90065. Mention our ad here in this edition of Weekend Balita and you will be treated with utmost care.

FOUNTAIN VAL-LEY, Calif., April 27, 2016 – The Hyund-ai Genesis and Sona-ta were honored with The Car Book’s 2016 “BEST BET” distinction. For 36 years, The Car Book has selected vehicles for this recognition based on their response to the performance and safety needs of the American car buyer.“Hyundai continues to exceed cus-tomer expectations in terms of build quality and standard features,” said Jack Gillis, author, The Car Book. “By offering vehicles that respond to the safety and performance needs of today’s consumers, Hyundai continues to make a signifi cant con-tribution to improving the market choices for the American car buyer.”

The Car Book has been an important guide to help car buyers make smart and sensible decisions. The company evaluates vehicles in nine catego-ries: crash tests, safety features, rollover, preventative maintenance, repair costs, warranty, fuel economy, complaints and insurance, with the heaviest emphasis on safety.“The BEST BET recognition from The Car Book demonstrates our emphasis on safety and performance with bold styling and advanced tech-

nologies across our sedan lineup,” said Mike O’Brien, vice president, Corporate and Product Planning, Hyundai Motor America. “Within the crowded sedan segment today, we strive to deliver cars that are ‘bet-ter’ in every aspect, to win over the needs of car buy-

ers—from better safety to better per-formance. This is a promise we will continue to deliver to our customers.”The 2016 Genesis is equipped with many advanced safety technolo-gy options, including ESC, Lane Departure Warning System, Tire Pressure Monitoring System, Brake Assist and Electronic Brake Dis-tribution, Lane Change Assist and a rearview camera. In addition, the Genesis includes Sensory Sur-round Safety Technologies that

help driver alertness, focusing on total occupant safety and the safety of other drivers nearby.The 2016 Sonata added even more safety equipment, making Auto-matic Emergency Braking (AEB) functionality available to models previously equipped with Forward Collision Warning (FCW).

And if you would like to check out why Hyundai is among the best selling cars, call our kababayans Jun Milan, Jay Trinidad, Mark Dadivas and Freddy Salanguit, Filipino Sales & Leasing professionals at Win Hyundai of Carson at 1-888-718-7473. Better yet, drive down to Win Hyundai and feel the luxury of Sonata fi rst-hand. Win Hyundai is conveniently located at 3462 N Peck Road, El Monte, CA 91731 in San Gabriel Valley and at 2201 East 223rd St. in Carson, CA 90810.

The Car Book honors Hyundai Genesis and Sonata with ‘Best Bet’ Awards

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COMMUNITYWASHINGTON, D.C. – As part

of the 70th anniversary celebra-tion of the establishment of Phil-ippines-United States diplomatic relations, the Philippine Embassy, in collaboration with the Asian-Pa-cific American (APA) Film held a community screening of the docu-mentary, The Delano Manongs at the Romulo Hall of the Philippine Embassy on 22 April 2016.

The Delano Manongs tells the story of farm labor organizer Larry Itliong and a group of Filipino farm workers who played a pivotal role in The Delano Grape Strike of 1965. 1,500 Filipinos collaborated with Chicanos and other ethnic workers to strike against the grape growers of Delano, California that eventual-ly brought about the creation of the United Farm Workers Union (UFW).

The documentary showed a period of early Filipino migration to the United States, with the hope that young Filipino-Americans of today will have a better appreciation and understanding of what they fought and stood for.

“Our s c reen ing o f De lano Manongs is not about going on a sentimental journey to the past but aims to impart a brief lesson in Amer-ican history and show a snap shot of a period in Filipino migration that many Filipino-Americans may have forgotten or may not be even aware of,” the Embassy’s Deputy Chief of Mission, Minister Patrick Chuasoto,

said in his opening remarks.The Director of the documentary,

Ms. Marissa Aroy, was also present during the screening together with APA Festival Director Paul Marengo.

“It wasn’t until I became a fi lm-maker that I became curious and I wanted to know more about the history of the Philippines and the Filipino-American relations and to understand why it is that I am Filipino-American,” Director Aroy whose grandfather was actually one of the Manongs said at the Q&A ses-sion after the screening.

“For me, making the fi lm for the younger generations and for myself so we can value our contributions to the United States and put into con-text our immigration story as some-thing as important and as valuable as any other immigrant story,” Director Aroy explained when asked about her experience in making the fi lm and its personal relevance to her.

In October 2013, Assembly Bill 123 requiring public school instruc-tion of the Filipino-American’s con-tribution to the farm labor movement in California was signed by Governor Jerry Brown.

Community screening of “The Delano Manongs” at the Romulo Hall of the Philippine Embassy on 22 April 2016

Los Angeles – On June 11, 2016, Kalayaan Incorporated will hold the 118th Anniversary of the Proclama-tion of Philippine Independence with its Annual Gala Dinner Ball at The Concourse Hotel, A Hyatt Affi liated Hotel at Los Angeles International Airport.

This year’s program of festivities and entertainment traditional songs and dances will be featured through the performances by Christine Love, Sam Santiago, Manny Evaldez, PASACAT Philippine Performing Arts Company, a Rondalla and the Bits N’ Pieces Band. This year’s Masters of Ceremony are Ms. Lydia Solis and Mr. Noel Omega. With the Southern California Filipino Amer-ican Community being the largest concentration of Filipinos outside of the Philippines, this annual event brings the community together to celebrate a cherished moment in our history with guests dressed in traditional Philippine formal attire and fashion. In addition, beautiful FilipinaDilags will be showcased in a program under the direction of Mr. Ted Benito and the Kalayaan Cele-brations Program Committee headed by last year’s Kalayaan Overall Chair Ms. ZenySabocor.

As with every Filipino Community event in Southern California related

to Philippine history, tradition and culture, the guidance and support of the Philippine Consulate General Los Angeles is instrumental in develop-ing this annual event and as a special tribute, this year’s guest speaker will be Philippine Consul General Leo Herrera Lim, who will provide the attendees with his farewell words of wisdom as he will be leaving his PCGLA post in late June after a fi ve year tenure in the United States. This will allow the audience to bid Consul General Lim a farewell and thank him for his great service to the Los Angeles Community.

Leading this year’s 2016 annual celebration are Kalayaan Inc. Pres-ident Josie De Jesus and Kalayaan Inc. Vice President Jose Relson Ban-as, who are the OverAll Chair and Vice Chair respectively of the 2016 Kalayaan Celebrations Committee.

Josie and Jose provide great lead-ership in the development of the 2016 celebrations event so we shall again have an outstanding and honorable Celebration come June 11.

For information about Tickets to the Gala Event Dinner Ball and subscription for a Souvenir Book message page or other inquiries please call the following persons: Gil Mislang at (562) 417-6772 or Lydia Solis at (626) 827-1036.

The Missionary Society of St. Columban will hold its annual din-ner dance event on June 4, 2016, at the Friendship Auditorium in Los Angeles. Organized by the Dancing for the World, an affi liate of the Columbans, will celebrate the “Year of Mercy” to echo and emphatically support the call of Pope Francis’s Jubilee Year. This year is very important to be responsive to the call of the church and be faithful to the mission of God because God is by nature merciful. The Missionary Society of St. Columban has been ministering to the poor, neglected, abandoned and discriminated all over the world since 1918. Their commitment has been manifested by crossing boundaries to propa-gate the faith and love of God to others. Thanks to the many dedicated mis-sionaries, priests, sisters and lay missionaries who responded to the call of God and live among the poor to make a difference and allow God’s mercy to fl ow into the hearts of people that they minister. (www.columban.org) In gratitude and support for the Columban Missionaries, the Dancing for the World was founded 11 years ago to promote the Columban mission and raise funds to assist some of their projects. The Dancing for the World event is also an opportunity to meet supporters, donors and friends to thank them for their valuable contribution to the Columban mission. It is an evening to share delicious food, swing to the beat of ballroom dancing and win a lot of fabulous prizes. This year, the fi rst prize will be a cruise for two (2) to Mexican Riviera. The second prize is a Flat screen TV.

Docu screening remembers The Delano Manongs: Forgotten Heroes of the United Farm Workers

Kalayaan Inc to celebrate 118th anniversary of Philippine Independence Day in annual gala dinner ball

The Missionary Society of St. Columban dinner-dance June 4

23Visit www.Balita.comBalita Weekend Balita, Sat.-Fri., April 30 - May 6, 2016

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statement. H e i s t h e Fleet Sales Manager of Penske Mer-cedes-Benz in West Co-vina.

“I have been selling cars half my life. I started in 1993 but it still feels like yesterday. Mercedez-Benz is a different breed altogether since it is a luxury car but that it is worth the price. Unfortunately, everybody has misconceptions about owning a luxury car. And that is where I come in,” says Nash.

As a car enthusiast, Nash consid-ers his job at Penske Mercedez-Benz as a challenge. He says dealing with family cars has been a fruitful expe-rience for his clients as his customer service never waned, but his transi-tion to a luxury line (of cars) would be like proving to himself that he can still arrange great deals regardless of the type of car.

According to Nash, he wants to offer the same level of expertise and customer service in making great deals for his clients to get them – this time – a luxury car. He said, “It’s like giving back to my customers by changing their impression about lux-ury cars. You will be paying almost the same for a top-of-the-line car of another make, but getting the most advanced technology. I want my loyal clients to experience that. They de-serve to know the truth about owning a luxury car.”

It was an eye-opener for this au-thor as I get a crash course on luxury cars from an empathetic car expert who’s been highly recognized in car sales and dealership.

His reputation in arranging the best car deals and converting a “car window-shopper” into a car owner is his legacy. When asked, “what makes him good a salesman”, he said: “Sell-ing is easy. It is serving your custom-ers that makes a lasting impression. I take it upon me to educate them and make their buying experience a memorable one.”

Buying a car is one of the major de-cisions one will make in his lifetime. If he’s lucky, he will meet someone who is willing to break misconcep-tions to serve his customers. Someone like Nash Jimenez.

Nash Jimenez, Fleet Manager of Penske Mercedes Benz of West Covi-na 2010 E Garvey Ave West Covina, CA 91791. You may reach him at (909) 225-9983

Nash Jimenez

Mitsubishi unveils spirited, stylish all-new 2017 Mirage G4Mitsubishi un-

veils all-new 2017 Mirage G4: A spir-ited sedan with style, value, agility and connectivity

N E W Y O R K , NY, March 24, 2016 – Mitsubishi Mo-tors North Amer-ica, Inc. (MMNA) today unveiled the all-new 2017 Mitsubishi Mirage G4. A sibling to the well-established and popular Mirage hatchback, the all-new Mirage G4 brings consumers a fresh dose of clean style, environ-mental consciousness, agility, con-nectivity, affordability and value. The Mirage G4 goes on sale this spring at Mitsubishi showrooms across the country.

“A few years ago we entered the subcompact segment with the Mi-rage hatchback and its popularity with consumers has grown every year with its combination of top fuel economy, attractive pricing and one of the industry’s best new car warranties. The new Mirage

G4 repeats that value equation in a four-door sedan package,” s a i d M M N A executive vice president, Don S w e a r i n g e n . “The Mirage hatchback and now the Mirage G4 sedan will

form a formidable one-two punch in the subcompact segment.”

The Mirage G4 will utilize the same powertrain of the 2017 hatch-back, a revised 1.2-liter three-cylin-der engine. The small displacement engine provides a harmonious blend of lively acceleration and effi ciency. The Mirage G4 will be at the top of its class in combined fuel effi ciency and C02 emissions. Inside, the Mi-rage G4’s long wheelbase provides for a spacious interior cabin and trunk.

Adding an element of surprise and delight to the subcompact segment, the Mirage G4 will come equipped with available smart-

phone integrations, features typ-ically reserved for higher priced vehicles.

Support for Apple CarPlay, the smarter, safer way to use your iP-hone in the car, lets drivers make calls, get directions optimized for traffi c conditions, listen to music, and access messages. Android Auto™ extends the Android™ plat-form into the car in a way that’s purpose-built for driving.

Staying true to its value-driv-en roots, the Mirage G4 is sup-ported by Mitsubishi’s phenome-nal warranties: fully transferable 5-year/60,000 mile new vehicle

limited warranty; 10-year/100,000 mile powertrain limited warranty; 7-year/100,000 mile anti-corrosion perforation limited warranty and a 5-year/unlimited mile roadside assistance.

For a closer look at the latest Mitsubishi vehicle, Come and visit our kababayans at Cerritos Mitsub-ishi, where kababayans are always treated as special customers. Even their marketing thrust is anchored on that magical Tagalog word: Ka-babayan. They also have a Kabayan Price. Call Eugene C., and Marcial T., who leads the sales operation for the Filipino market.

27Visit www.Balita.comBalita Weekend Balita, Sat.-Fri., April 30 - May 6, 2016

Driving People Happy

SUBARU OF GLENDALE 1308 S Brand Blvd, Glendale, CA 91204

www.SubaruofGlendale.net

855-230-1547

Subaru, Forester, Outback, Tribeca, Legacy, Impreza, WRX, STI, and SUBARU BOXER are registered trademarks. Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintainance plan for 2 years or 24,000 miles (whichever comes first).

See Subaru Added Security Maintenance Plan for intervals, coverage and limitations. Customer must take delivery before 12-31-16 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility .

Visit Subaru of Glendale to find your dream car at a great price with the help of our friendly, no pressure sales staff. Whether

it’s love at first sight or after your test drive, you’ll have a great experience and leave with a grin on your face.

SU130

LEASE OFFER

$2,299 Down Payment

$0 Security Deposit

$0 First Months Lease Payment

$2,299 Total Due Lease Signing

(tax, title, license & doc fees extra)

Model Code GRC - 12

Offer Expires 05/07/16FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Crosstreks in stock

197$PLUS TAX PER MONTH LEASE/ 42 MONTHS/10,000 MILES PER YEAR

2016 SUBARU CROSSTREK 2.0iPremium CVT

NTH LEASE/0

SIGN AND DRIVE

$0 Down Payment

$0 Security Deposit

$0 First Months Lease Payment

$0 Total Due Lease Signing

(tax, title, license & doc fees extra)

Model Code GFI-21

Offer Expires 05/07/16FINANCE OFFER 0% limited term financing on ALL NEW 2016 Foresters in stock

277$PLUS TAX PER MONTH LEASE/ 42 MONTHS/10,000 MILES PER YEAR

2016 SUBARU FORESTER 2.5i Limited

ONTH LEASE/0

LEASE OFFER

$1,199 Down Payment

$0 Security Deposit

$0 First Months Lease Payment

$1,199 Total Due Lease Signing

(tax, title, license & doc fees extra)

Model Code GJF - 11

Offer Expires 05/07/16FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Imprezas in stock

197$PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

2016 SUBARU IMPREZA 2.0i Premium CVT

NTH LEASE/

NOW SERVING SMILES AT SUBARU OF GLENDALE

“Tawag na!”

Christian Marilla Finance Manager

$1,799 Down Payment

$0 Security Deposit

$0 First Months Lease Payment

$1,799 Total Due Lease Signing

(tax, title, license & doc fees extra)

Model Code GFF-13

Offer Expires 05/07/16

199$PLUS TAX PER MONTH LEASE/ 42 MONTHS/10,000 MILES PER YEAR

2016 SUBARU FORESTER 2.5i PREMIUM CVT

2 LEASE OFFERS

Model Code GFF-13

NTH LEASE/

$0 Down Payment

$0 Security Deposit

$0 First Months Lease Payment

$0 Total Due Lease Signing

(tax, title, license & doc fees extra)

Model Code GAF - 23

Offer Expires 05/07/16FINANCE OFFER 0% limited term financing on ALL NEW 2016 Legacy’s in stock

279$PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

SIGN & DRIVE

2016 SUBARU LEGACY 2.5i Limited CVTwith Navigation & Eyesight

C G

NTH LEASE/

FINANCE OFFER 2.9% limited term financing on ALL NEW 2016 WRX & WRX STIs in stock

LEASE OFFER

$1,999 Down Payment

$0 Security Deposit

$0 First Months Lease Payment

$1,999 Total Due Lease Signing

(tax, title, license & doc fees extra)

Model Code GUN - 01

Offer Expires 05/07/16

259$PLUS TAX PER MONTH LEASE/ 42 MONTHS/10,000 MILES PER YEAR

2016 SUBARU WRX

Model Code GUN 01

ONTH LEASE/0

Andrew Marilla Sales & Leasing

28 Visit www.Balita.com Weekend Balita, Sat.-Fri., April 30 - May 6, 2016 Balita

ANY CREDIT SITUATION,WE CAN HELP YOU.

BEST IN CLASS PAYMENT

NO ONE OFFERS MORE! Mitsubishi Honda Toyota Nissan

560

10100

5YR

5 YR/60,000 MILES BUMPER TO BUMPER WARRANTY

10 YR/100,000 MILES LTD POWERTRAIN LIMITED

WARRANTY 5 YR/UNLIMITED MILES

ROADSIDE ASSISTANCE

YES

YES

YES

ONLY 3/36ONLY 3/36NONE NONE NONE

ONLY 3/36ONLY 5/60

ONLY 3/36ONLY 5/60

0 FINANCINGAVAILABLE ON SELECTED2014 & 2015 MODELS

NURSES PROGRAM AVAILABLE!

%

PRICE LISTED AFTER ALL APPLICABLE REBATES. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE PLUS DESTINATION CHARGE ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. PRICE LISTED AFTER ALL APPLICABLE REBATES SUCH AS CUSTOMER & LOYALTY REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. *All special lease are based on Tier 1 Credit through Mitsubishi Motors Credit of America. All payments are plus tax, first payments, license and acquisition fees included in lease.

Toll Free 1-888-835-6136 10944 South St. Cerritos CA 90703

‘11 KIA FORTE LXWAS $10,900 $7,988Stk: V15268A

“OK kayo dito”

Sales Consultant

GALING SA FRIENDLY PRICED PRE-OWNED CARS! TEST-DRIVE NOW!

WAS $19,900 $17,800Stk:S6968P

‘14 NISSAN ROGUE SV SUV

MSRP...$14,015Customer Rebate .$3500 Military Rebate ......$500Loyalty Rebate ......$250

2015 MITSUBISHI

MIRAGE DE

Customer Rebate $2,500 Loyalty Rebate ......$500 Military Rebate ......$500

MSRP...$19,105

2015 MITSUBISHI

LANCER ES AUTO

*Lease payment includes Loyalty and Military Rebates.

2016 MITSUBISHI OUTLANDER ES7 seater

Customer Rebate $1,000 Loyalty Rebate ......$500 Military Rebate ......$500

MSRP...$23,845

‘13 HONDA CIVIC LX WAS $16,900 $13,900

‘14 MITSUBISHI LANCER GT WAS $21,988 $17,988Stk: C2891PStk: S6964P

WAS $19,999 $19,790‘10 TOYOTA PRIUS II HATCHBACK

Stk:S10222P

‘14 MITSUBISHI MIRAGE DE HATCHBACKWAS $12,988 $9,999Stk: C15473A

‘12 MITSUBISHI LANCER GTWAS $14,988 $11,900Stk: S15931A

‘13 MITSUBISHI OUTLANDER SPORT ESWAS $15,900 $12,900Stk: V15212A

WAS $14,988Stk: S15209A

‘14 TOYOTA COROLLA SEDAN$11,988

“OOOOOOOOOOOOOOOOOOOOOOOOOKKKKKKKKKKKKKKKKKKKK kkkkkkkkkkkkkkkkkkkkayyyyyyyyyyyyyyyyyyoooooooooooooooooo dddddddddddddddddddddddddiiittttttttoooooooooooo“““““““““““““““““““““OOO““OOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOKKKKKKKKKKKKKKKKKKKKKKKKKKKKKKKKKKK kkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkkakkkkkkkkkkkaaaaaaaaaaaaaaaaaaaaaaaaaaaaaayyyyy tttttttttttttttttoootttttttoooooooooooooooooooooooooooooo””””””””””””””

Salleee CoCConn ll

CERRITOS MITSUBISHI

OF 2015 EVOLUTIONS AND LAST YEAR OF PRODUCTIONNO PAYMENTS

UNTIL JULY 2016HUGE INVENTORY!!!

‘09 MITSUBISHI OUTLANDER SEWAS $14,999 $11,800Stk: S140150A

BUY FOR

$ ***UP TO

84 MONTHS%%%%%%%%%

FINANCING

72 MONTHS

FINANCING

%%%%%%%%%NET COST

$$$$ **

72 MONTHS

%%%%%%%%%FINANCING

UP TO

$$$$ **

2015 MITSUBISHI

OUTLANDER SPORTS ES5 Speed

Customer Rebate $2,000 Loyalty Rebate ......$500 Military Rebate ......$500

MSRP...$21,645 %%%%%%%%%72 MONTHS

FINANCING

BUY FOR

$$$$ **

*Lease payment includes Loyalty and Military Rebates.

“OK kayo dito!”

“Tawag na mu!”EUGENE C.

Senior Sales Consultant

MARCIAL T.Sales Consultant

THINK BIG. PAY JUST RIGHT!

29Visit www.Balita.comBalita Weekend Balita, Sat.-Fri., April 30 - May 6, 2016

0%APR*Included with the purchase of any new or selected used vehicle. We will

extend your Powertrain Warranty for as long as you own your vehicle. Peace of mind you can’t get anywhere else.

*FREE LIFETIME POWERTRAIN WARRANTY

On approved credit.

Diamond Honda of Glendale

Check Out the 2016 HR-V!

866.237.7092www.diamondhondaofglendale.com

ON APPROVED CREDIT FOR QUALIFIED BUYERS

Diamond Honda

RATE AS LOW AS 1.9% APR

of Glendale

2011 NISSAN JUKE SWAS $13,491

NOW

$ 11,991

WAS $22,494NOW

$ 20,994

2013 INFINITI EX37 NAVI

WAS $27,991NOW

$ 26,491

2013 HONDA ODYSSEY EX-LWAS $24,384

NOW

$ 22,884

2016 HONDA ACCORD SPORT

Orly Roque

WAS $29,091NOW

$ 27,591

2013 HONDA PILOT EX 4WD

“Magandang deals ang naghihintay sa inyo. Madali kaming kausap. Tawag na!”

WAS $20,994NOW

$ 19,494

2014 MINI COOPER COUNTRYMAN S

WAS $15,491NOW

$ 13,991

2013 TOYOTA COROLLA LE

Starting at $36,805. $5,598 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.20 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

Starting at $24,645. $4,679 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

Starting at $13,588. $4,499 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

Starting at $12,976. $4,055 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

WAS $20,291NOW

$ 18,791

2013 HONDA CR-V

WAS $12,494NOW

$10,994

2014 NISSAN VERSA

WAS $21,491NOW

$ 19,991

2015 HONDA ACCORDWAS $17,491

NOW

$ 15,991

2014 JEEP COMPASS

WAS $15,791NOW

$ 14,291

2013 HONDA CIVICWAS $17,094

NOW

$ 15,594

2013 HONDA ACCORD

$ 199per month plus tax at 36 months

Lease for only

$159per month plus tax at 36 months

Lease for only

ALL NEW 2016 Honda ODYSSEY EXL

ALL NEW 2016Honda CRV LX 2WD,Automatic

$119per month plus tax at 36 months

Lease for only

ALL NEW 2016 Honda Accord LX4 Dr,Automatic

per month plus tax at 36 months

Lease for only

$129

ALL NEW 2016 Honda Civic LX4 Dr,Automatic

WAS $22,991NOW

$ 21,491

2013 MERCEDES-BENZ C250WAS $23,491

NOW

$ 21,991

2011 HONDA PILOT EX

onths per month plus tax at 36 months

30 Visit www.Balita.com Weekend Balita, Sat.-Fri., April 30 - May 6, 2016 Balita

APR84 MOSFINANCING

$2250 FACTORY REBATENO PAYMENT FOR 90 DAYS!

On new 2015 Mirage, on approved credit.*Excludes advertised specials

AND

$

A

puente hills mitsubishi17665 Castleton St. City of Industry www.PuenteHillsMitsubishi.com

1-866-400-1067ALL FREEWAYS

LEAD TO PUENTE HILLS AUTO CENTER

Puente Hills Mitsubishi“Hanapin nyo lang po ako.”

MMMMMMMMMMMMIIIIIIIIIIIIRRRRRRRRRRRRAAAAAAAAAAAAGGGGGGGGGGGGEEEEEEEEEEEENEW 2015 MITSUBISHI

$977

$69 PER MO + TAX

NET COST

OR LEASE FOR

$8,788

6 BIG DAYS!

WED. APR 27TH

THUR. APR 28TH

FRI. APR 29TH

SAT. APR 30TH

SUN. MAY 1ST

MON. MAY 2ND

MMMMMMMMMAAAAAAAAANNNNNNNNNAAAAAAAAAGGGGGGGGGEEEEEEEEERRRRRRRRR SSSSSSSSSPPPPPPPPPEEEEEEEEECCCCCCCCCIIIIIIIIIAAAAAAAAALLLLLLLLL!!!!!!!!! 2009 TOYOTA TACOMA ACCESS CAB

WE WANT YOUR CLUNKER RUNNING OR NOT!

$2000*

TRADE-IN GUARANTEE. TOW-IT, PUSH IT OR PULL IT.

*excludes advertised vehicles.

WE WILL FINANCE ANYONE OAC * OAD *

IF WE CAN’T FINANCE YOU,YOUR CAR IS FREE!***

$49 DOWNDELIVERS ANY VEHICLE

WE FINANCE ANYONE!*YOUR JOB IS YOUR CREDIT!

OAC/OAD

$159NET COST$19,888

PER MONTH 47 MONTHS

“Hananyo lapo ak

ALEX JACINTO Filipino Sales

MITSUBISHI OUTLANDERNEW 2016

Cell : (562) 686 -6384

Puente Hills MitsubishiWILL PAY YOU

FOR YOUR CAR EVEN IF IT DOESN’T RUN!

PUSH IT, PULL IT, TOW IT!!!

Email : alexander@puentehillsmitsubishi.com

WOW!

NEW 2015 MITSUBISHI

SH

$139 PER MO + TAX

$15,588

OOOOOOOOOOOOUUUUUUUUUUUUTTTTTTTTTTTTLLLLLLLLLLLLAAAAAAAAAAAANNNNNNNNNNNNDDDDDDDDDDDDEEEEEEEEEEEERRRRRRRRRRRR SSSSSSSSSSSSPPPPPPPPPPPPOOOOOOOOOOOORRRRRRRRRRRRTTTTTTTTTTTT

NET COST

OR LEASE FOR

LLLLLLLLLLLLAAAAAAAAAAAANNNNNNNNNNNNCCCCCCCCCCCCEEEEEEEEEEEERRRRRRRRRRRR EEEEEEEEEEEEVVVVVVVVVVVVOOOOOOOOOOOOLLLLLLLLLLLLUUUUUUUUUUUUTTTTTTTTTTTTIIIIIIIIIIIIOOOOOOOOOOOONNNNNNNNNNNN FFFFFFFFFFFFEEEEEEEEEEEE

$35,988SALE PRICE

NEW 2015 MITSUBISHI

EVO BLOW OUT

2008 Nissan Versa SL 5932A/403908 ............................................. $8,4882014 Mazda Mazda 2 5963P/177917 ............................................... $9,9882010 Honda Civic Hybrid 5968P/006807 ....................................... $11,488 2014 Hyundai Accent 150124A/193141......................................... $11,9882013 Mitsubishi Lancer 5987P/004239 ......................................... $11,988 2014 Volkswagen Beetle 5926P/636202 ........................................ $11,988 2011 Kia Sorento 5855P/075423 ................................................... $11,988 2012 Mitsubishi Outlander Sport 160127A/000807 ........................... $12,4882013 Dodge Dart 5984P/299087 ................................................... $12,588 2012 Mini Cooper 5985P/155062 .................................................. $12,988 2014 Mitsubishi Lancer 5955P/013594 ......................................... $12,988

2013 Nissan Sentra 5931P/687216 ............................................... $13,288 2011 Ford Ranger 5975P/802632 .................................................. $13,488 2014 Chrysler 200 Convertible 5980P/158087 .............................. $13,988 2014 Mazda Mazda 5 5944P/167929 ............................................. $14,988 2014 Dodge Grand Caravan 5969P/470992................................... $14,988 2015 Volkswagen Jetta 5952P/234624 .......................................... $14,988 2014 Nissan Altima 5936P/375745 ................................................ $14,988 2010 Nissan Murano SL 5989P/013701 ........................................ $15,988 2010 Dodge Dakota 5957P/166046 ............................................... $15,9882011 Ford E350 5892P/808593 ..................................................... $15,988 2009 BMW 335i 5748P/L87234 ..................................................... $15,988

2008 Mercedes-Benz C350 5924P/029299 .................................... $16,988 2012 Toyota Prius 5950P/535904 .................................................. $16,988 2013 Toyota Scion FR-S 5938P/707517 ........................................ $17,988 2012 Nissan Frontier SV 5967P/412055 ........................................ $21,588 2012 Infiniti G37 5890P/420655 .................................................... $21,988 2015 GMC Sierra 1500 5977P/901012 .......................................... $22,988 2015 Mitsubishi Outlander 5922P/001463 .................................... $22,9882013 Chrysler 300S 5880P/643976 ............................................... $22,988 2014 Infiniti Q50 5947P/686355 .................................................... $23,988 2013 Mitsubishi Lancer Evo 5956P/011304 .................................. $32,988

9 TOYOTA TACOMA ACCESS

$14,988(160108A/624826)

10 TO CHOOSE FROM

31Visit www.Balita.comBalita Weekend Balita, Sat.-Fri., April 30 - May 6, 2016

For Car Emergency, Call:

2244 N. San Fernando Road, Los Angeles, CA 90065(323) 222-2400

“Tawag na sa Filipino Department. Hanapin nyo lang po kami! “

Call Kabayan Jose V. at (213) 500.1260 or Kabayan Joel P. at (323) 547.5394

We Finance All!!! We buy car!!! Bring your Family!!! Free Food!!!

More than 25 banks are ready to approve! Bad Credit! No Credit! Fair Prices!

*$250 Off SPECIAL!FOR WEEKEND BALITA READERS!

PRE-OWNEDReliable cars available at affordable prices!!!

‘13 ACURA TSXAUTOMATIC DOHC

$20,995

‘11 NISSAN SENTRA 4DR SDN I4 MANUAL 2.0

$8,995‘12 TOYOTA COROLLA 4DR SDN AUTO LE (NATL)

$11,495‘14 TOYOTA COROLLA

4DR SDN MAN L (NATL)

$14,495

2012 TOYOTA CAMRY 4DR SDN I4 AUTO L

$13,995

‘13 HYUNDAI ELANTRA 4DR SDN MAN GLS

$11,777

‘10 SCION XB 5DR WGN MAN (NATL)

$7,995

‘08 MAZDA TRIBUTE 4WD I4 HEV GRAND TOURING

$9,995‘13 TOYOTA COROLLA

4DR SDN AUTO LE (NATL)

$11,995

‘12 NISSAN LEAF 4DR HB SL

$8,222

‘15 HYUNDAI STA. FESPORT AWD 4DR

$21,995

‘12 HYUNDAI SONATA 4DR SDN 2.4 MAN GLS

$12,495

‘08 HONDA CIVIC COUPE 2-DOOR MAN LX

$8,495‘09 HONDA CIVIC SEDAN GX NATURAL GAS VEHICLE AUTOMATIC SEDAN

$10,995‘12 TOYOTA CAMRY HYBRID

4DR SDN XLE (NATL)

$12,995

We’ll help you get a car!

Joel Paguio Cell: (323) 547-5394

Jose Villanueva Cell: (213) 500 -1260

‘15 HYUNDAI ELANTRA4DR SDN AUTO LTD PZEV

$14,995 ‘12 SCION TC

2DR HB MAN (NATL)

$14,995

‘07 MERCEDES-BENZ S550 SEDAN

$15,995

‘‘14 TOYOTA CAMRY4DR 14 AUTO L(NATL)

$16,995

‘14 TOYOTA COROLLA4DR SDN MANUAL

$14,495

32 Visit www.Balita.com Weekend Balita, Sat.-Fri., April 30 - May 6, 2016 Balita

Call 818.536.2413 Email: rorosa@mbencino.comOur Financing is as low as .99% APR.

$25,988Stk#: 66355C

2012 MB C-Class RWD

$30,988Stk#: 66304C

2014 MB CLA250 4Dr Coupe

$35,988Stk#: 66166C

2014 MB E350 2Dr Coupe

$40,988Stk#: 66278C

2014 MB E350 Sport Sedan

$44,988Stk#: 66353C

2014 MB ML350 RWD

$45,988Stk#: 66183C

2014 MB E350 Cabriolet

$46,988Stk#: 66288C

2014 MB E550 2Dr Coupe

$49,988Stk#: 66415C

2014 MB E350 Cabriolet

$41,988Stk#: 66362C

2014 MB E350 Sport Sedan

$42,988Stk#: 66281C

2014 MB ML350 RWD

$43,988Stk#: 66346T

2016 MB GLC300 RWD

$36,988Stk#: 66093C

2014 MB SLK250 Roadster

$37,988Stk#: 65993P

2015 MB C300 Sedan RWD

$39,888Stk#: 66313C

2014 MB E350 Sport Sedan

$31,988Stk#: 66068T

2015 MB GLA250 4MATIC

$33,988Stk#: 66222C

2014 MB E350 Sport Sedan

$34,988Stk#: 66098C

2014 MB SLK250 Roadster

$27,988Stk#: 66327C

2013 MB C250 Luxury Sedan

$28,988Stk#: 66282C

2013 MB C250 Sport Sedan

$29,988Stk#: 66143C

2014 MB GLK350 RWD

818.536.2413 Mercedes-Benz of Encino

16721 Ventura Blvd. Encino CA 91436 mbencino.com

Mercedes-Benz of Encino

Raymond Orosa Filipino Sales

Special month-end Deals and Savings!Special mo

by

Mercedes-Benz

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