Weekend balita september 27, 2014

See TPS URGED, page 12

NEW YORK – Saying there is still much to be done, Manila called on Wash-ington to approve its request for Temporary Protected Status (TPS) to allow undocu-mented Filipinos in the United States to help the Philippines rebuild much faster from the devastation wreaked by Typhoon Haiyan.

In letters to Secretary of State John Ker-ry and Secretary of Homeland Security Jeh Johnson, Foreign Affairs Secretary Albert F. Del Rosario underscored the importance of the request, saying its approval would not only alleviate the plight of eligible Filipinos in the US but also greatly ease the strain placed in the country’s infrastructure and resources.

(NEW YORK, New York) President Benigno S. Aquino III tours the City of New York, walking across Park Avenue with Cabinet Secretary Jose Almendraz. Aquino III has concluded his fi ve-day working visit to the US, “bringing with him some good news in terms of fresh investments from various companies upon his return to Manila. (MNS photo)

PHL asks US: Approve TPS for undocumented

MANILA, September 25, 2014 (AFP) – The Philippines said Thursday it would not negotiate with a militant group threatening to behead one of two German hostages, saying it was a “criminal” gang seeking to cash in on its self-proclaimed allegiance to Islamic State jihadists.

The SITE terrorism monitoring group said Tuesday that the Abu Sayyaf warned it would carry out its threat within 15 days unless a huge ransom is paid and Berlin

halts support for the US-led campaign against the Islamic State group.

“We do not negotiate with terrorists,” Philippine Defense Secretary Voltaire Gazmin told reporters when asked about the 250-million-peso ($5.62-million) ran-som demand.

Germany also insisted it would not withdraw support for US action against the jihadists in Iraq and Syria despite the ultimatum.

Gazmin confirmed that the Abu Sayyaf, a small band of Islamic militants based in the southern Philippines, abducted a Ger-man man and woman at sea earlier this year as they sailed a yacht off the western island of Palawan.

“What the Abu Sayyaf is doing is like propaganda, so that the government will give in to their demands. We will not be intimidated by these gestures and actions,”

MANILA, Sept 25 (Mabuhay) – Vice President Jejomar Binay on Thursday excused himself from attending the Senate blue ribbon subcommittee hearing on the alleged overpriced construction of Makati City Hall Building II.

Senator Aquilino Pimentel III, chairman of the subcommittee, said they received a letter from the VP Binay and they will respect his decision.

“We will respect the decision of the Vice President not to attend the hearing,” he said.

The letter indicated Binay’s schedule for Thursday morning was full.

At 9:30 a.m. he welcomed informal settler families previously living in dan-ger zones to their new homes in Paradise Heights at the Smokey Mountain Devel-opment and Reclamation Project, Balut, Tondo Manila.

At 11:30 a.m., he will speak at the Philippine Homestyle Congress at the SMX Convention Center, Mall of Asia in Pasay City.

Earlier in the day, the Vice President’s son, Makati City Mayor Jejomar Erwin Binay Jr. said he would not attend the Sen-

Engr. Mario Hechanova, former head of the Makati City government’s general services department and vice chairman of the bids and accounts committee, testifi es before a Senate inquiry on alleged overpricing in the Makati City Hall Building 2 on Thursday, September 4. He said the bidding for the alleged overpriced construction of the building was rigged. (MNS photo)

MANILA, Sept 23 (Mabuhay) – Any proposal to make lifestyle checks manda-tory should cover all government officials, Majority Leader Neptali Gonzales II said Tuesday.

Asked if he would agree to lifestyle checks on members of the House of Rep-resentatives, Gonzales replied: “Why only congressmen, why not include mayor, governors, lahat-lahat na (everyone)?”

Proposals for lifestyle checks have been aired anew following allegations that Vice President Jejomar Binay and his family benefited from the allegedly overpriced construction of the Makati City Hall Building 2 and, more recently, in the wake of plunder and graft charges filed against Philippine National Police Director General Alan Purisima.

VP Binay, son no-show at Senate hearing Do lifestyle checks on all gov’t execs – House leader

PHL rules out talks with militants holding GermansSee BINAYS NO SHOW, page 12 See LIFESTYLE, page 12

See GERMANS, page 12

LOS ANGELES, September 26, 2014 (AFP) – An American and a Filipino na-tional face life in prison after they were found guilty Thursday in California of plotting to aid jihadists overseas and to kill US soldiers.

A jury convicted Sohiel Omar Kabir, 36, a naturalized US citizen, and Filipino Ralph Deleon, 25, at the conclusion of a six-week trial that comes as the United States leads air strikes in Syria and Iraq against Islamic militants.

The trial underlined the threat that homegrown extremists pose to the United States.

Pinoy guilty onUS terror charges

See PINOY GUILTY, page 7

LOS ANGELES

VOL. XXII, NO. 34 THE LEADING SOURCE OF NEWS AND INFORMATION FOR FILIPINO-AMERICANSSEPT. 27 - OCT. 3, 2014

Andi hurt overJake’s kissingphotograph

See ANDI page 27

2 Visit www.Balita.com Weekend, Sat. - Fri., Sept. 27 - Oct. 3, 2014 BalitaLOS ANGELES

3Visit www.Balita.comBalita Weekend, Sat. - Fri., Sept. 27 - Oct. 3, 2014 LOS ANGELES

MANILA, Sept 24 (Mabuhay) – Sena-tor Grace Poe on Wednesday recommend-ed that Philippine National Police Chief Director General Alan Purisima take an administrative leave while investigations against him are ongoing.

Addressing Interior and Local Gov-ernment Secretary Mar Roxas during the budget deliberations at the Senate, Poe said: “We appeal to you as the head of DILG… to make a strong recommenda-tion to the President… I hope that the very least, without saying that anybody’s guilty, administrative leave [for Purisima] would set a good message,” Poe said during the budget deliberations at the Senate.

Poe cited the three senators who were suspended so as not to influence the trial.

The detained senators are Bong Revilla, Jinggoy Estrada, and Juan Ponce Enrile. They are facing plunder and graft charges before the Sandiganbayan in connection with the multi-billion pork barrel scam

allegedly orchestrated by businesswoman Janet Lim-Napoles.

Poe said the PNP as an institution was implicated in the controversies that Puri-sima is facing.

Purisima is currently in hot water as he faces plunder, bribery, and graft charges in connection with a mansion in Nueva Ecija and the renovation of the PNP chief’s of-ficial quarters inside Camp Crame.

Next week, Purisima is expected to attend a Senate hearing led by Senator Poe. He was asked to bring his Statement of Assets, Liabilities and Net Worth and explain his multi-million properties.

“The [PNP] institution itself is worth saving in terms of the morale of police officers,” the senator said.

For his part, Roxas said he will look into Poe’s recommendation, adding that he will bring up the matter with President Benigno Aquino III once he arrives from his five-day US trip.

President Benigno S. Aquino III converses with Philippine National Police (PNP) Director General Alan Purisima during the 34th Association of Southeast Asian Nations Chiefs of Police (ASEANAPOL) Conference at the Luzon Ballroom of the Sofi tel Philippine Plaza in Roxas Boulevard, Pasay City on Tuesday (May 13, 2014). (MNS photo)

PNP chief urged to take a leave

“Darating ang Pangulo bukas, at un-ang bagay ito sa aming kumbersasyon... Maselang bagay ito... Darating din sa katotohanan ang prosesong ito,” Roxas

said. “It is unfair for the PNP that the topmost

person is not able to defend the institu-tion,” Poe added. (MNS)

CAMBRIDGE, Massachusetts, Sept 23 (Mabuhay) – President Aquino en-couraged the filing of charges against his allies and “people around” him if they believe they have been dishonest while serving in government.

This was the President’s answer to a question posed by a Harvard University student, who asked what he would say to his critics that while he is committed to honesty, some of his allies are not.

“Well, the cards are open. If they think they I have dishonest people around me, then all they have to do is file an appropriate case,” Mr. Aquino said.

“The Ombudsman in particular, I think, even investigates instances where

complaints are unsigned or anonymous precisely to ferret out those who are not treading the correct path,” he added.

This was only one of the several questions fielded to the President during an open forum following his delivery of a policy speech at the Kennedy School of Government Institute of Politics at Harvard late Monday afternoon (early Tuesday morning in Manila).

A citizens’ group had filed a com-plaint against Philippine National Police (PNP) Director General Alan Purisima, accusing him of indirect brib-ery, graft, and plunder for not filing a proper Statement of Assets, Liabilities, and Net Worth (SALN).

Purisima is known to be a close

friend of the President.The Coalition of Filipino Consum-

ers said that Purisima’s mansion in San Leonardo town in Nueva Ecija could not be just worth P3.7 million as the PNP chief declared in his SALN.

The group also said that Purisima’s acceptance of donations from his Mason brothers for the renovation of the so-called White House in the PNP Camp Crame headquarters in Quezon City was tantamount to plunder and indirect bribery.

The renovation reportedly cost P25-30 million.

Vice President Jejomar Binay, who has long been associated with the Aqui-no family, also said that he was also

willing to subject himself to a lifestyle check amid allegations he had enriched himself while he was mayor of Makati City, Metro Manila’s prime business district, for many years.

A number of the President’s allies have also been named as alleged re-cipients of the multi-billion-peso pork barrel scam but they have all issued blanket denials. None of them have been charged as well by the govern-ment. On the other hand, opposition Senators Juan Ponce Enrile, Jinggoy Estrada, and Ramon “Bong” Revilla, Jr., as well as businesswoman Janet Lim-Napoles, are facing plunder charges for their alleged involvement in the scam, facing plunder charges. (MNS)

Aquino to critics: File charges against my corrupt allies


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MANILA, Sept 25 (Mabuhay) – Don’t force the Senate committee to order your arrest.

This was the statement made Thursday by Senator Alan Peter Cayetano as he said that Makati Mayor Jejomar Erwin Binay Jr.’s move questioning the authority of the Senate blue ribbon subcommittee to sum-mon him has no legal basis.

“I’m waiting for them and hoping magpaliwanag sila. We’ll give them an opportunity pero kung hindi, mapipilitan sigurong umabot na ang committee ay umorder ng arrest nila,” Cayetano told

reporters before the start of the hearing.Binay snubbed the hearing, as did his

secretary Beng Baloloy, who also submit-ted a letter questioning the jurisdictional authority of the committee. Finance officer Gerry Limlingan, on the other hand, was nowhere to be found.

“Lahat ng pwedeng i-subpoena at hindi sinunod ang subpoena, ang proseso dun, bibigyan sila ng prosesong ipaliwanag tapos pwede na silang ipaaresto. Kapang-yarihan ito ng Kongreso. ‘Pag binalewala ito ng isang tao, baka balewalain na ito ng ibang mga tao,” Cayetano said.

Vice President Jejomar Binay was invited to the hearing but he also did not attend, citing a full schedule.

Cayetano said they will not order the Vice President’s arrest despite his absence in respect to his position.

“Pero walang dahilan na ang city mayor kahit sabihing Binay ang apelyido niya ay mag-akto na parang untouchable o above the law (at hindi um-attend ng hearing),” he said.

“Walang legal basis ‘yung pag-question niya ng jurisdiction. At ako ay nagtataka na pagkatapos ng napakalakas na dating

ng kanyang ama na hindi sila nagtatago, na open sila sa lifestyle check, e hindi siya a-attend. Kung handa silang humarap sa hearing, bakit sila tumatalikod o hindi nag-a-appear? Nagmimistulang untouchable ang Binay sa ating bansa,” the senator said.

At the start of the hearing, Senator Aquilino Pimentel Jr. said they will deal with the younger Binay’s letter question-ing the subcommittee’s jurisdiction later in the day.

“We will refer this to our lawyers to study and deal with it later on,” he said. (MNS)

MANILA, Sept 25 (Mabuhay) – The head of a construction firm that lost to Hilmarc’s Construction Corporation in the bid for the Makati City Hall Building 2 has denied Thurs-day ever bidding for the project.

This is despite documents showing that the firm was outbidded by Hilmarc’s for the first phase of the parking building by only P317,357.17 in 2007.

Alejandro Tengco, CEO of JBros Con-struction Corp., said his company has never participated or purchased any bid documents for any infrastructure project in Makati City. He pointed out his firm was not even qualified to participate in the bidding for the Makati City Hall building 2.

Documents showed Hilmarc’s submitted a bid of P386,998,154.20 for the first phase of the project, compared to the JBros bid of P387,315,511.37.

“Di ko alam na kami ang number 2 dahil hindi naman kami nagparticipate sa bidding na yun. Maliwanag sa records namin hindi kami nag participate sa bidding,” Tengco told the Senate blue ribbon sub-committee.

Similarly, he was also surprised when told that his company was again outbidded by Hilmarc’s for the Makati Science High

School project.He said it was the first time that he had

heard that his company was allegedly included in the list of losing bidders for the building project.

“Ngayon ko lang po nadinig na kasama din kami sa Makati City Science High School. Hindi kami nakasali kahit kailan sa bidding sa Makati,” he said.

Tengco’s statements backed previous testimony by Engineer Mario Hechanova that the bidding for all infrastructure projects in Makati are rigged. Hechanova is the former head of Makati City’s general services depart-ment and vice chairman of the bids and awards committee.

Speaking before the committee, Hechanova said the bid documents allegedly coming from JBros and another “losing bidder” for the Makati City Hall building 2 actually came from Hilmarc’s.

“Nagbigay na sa amin ang Hilmarc’s ng bidding documents. Sila din ang nagbigay sa amin kung sino ang makakalaban. Ang binigay nila ay JBros at ITP (Construction),” he said.

He said it was Hilmarc’s that received the bid documents of the “losing bidders” and al-legedly had the papers signed by the owners

of the losing construction firms.He also said the bidding for both the first

phase of the Makati City Hall Building 2 and the Makati Science High School was con-ducted on the same day in 2007.

Both infrastructure projects went to Hil-marc’s.

Tengco, however, said he has never seen the bid documents.

For his part, Hilmarc’s official Rogelio Peig said the company merely bidded for the project in accordance with the law.

“Kami po ang lowest bidder which is why we got the contract,” he said.

Vice-President Jejomar Binay, who was mayor of Makati when the building projects started construction, is facing a plunder com-plaint in connection with the alleged overprice of the building.

His son, Makati Mayor Junjun Binay, and other Makati officials are also included in the complaint.

The two Binays have denied any irregular-ity in the construction of the allegedly over-priced building. Both declined to attend the Senate hearing on Thursday despite invitations from the panel.

Senator Antonio Trillanes IV said he will

push for a bill that will require a video record-ing of all biddings for government projects worth over P1 million. He said this will ensure that the biddings are not rigged.

He also pointed out that San Lorenzo Tower of the Residences at Greenbelt was built for P2.689 billion, which is nearly the same price as the Makati City Hall building 2 built for P2.2 billion.

Trillanes said the luxury condominium, which was completed in 2009, has 59 floors and 4 elevators. On the other hand, the Makati City Hall building 2 only has 11 floors of which six floors are just carparks.

He also pointed out that the Makati City Hall building 2 has total floor area of 32,000 square meters while the San Lorenzo Tower has 85,100 square meters.

Moro-Moro BiddingDuring Thursday’s hearing, another former

Makati official testified about the alleged rig-ging of procurement projects in Makati.

Engineer Ernesto Aspillaga, former Makati councilor and former head of the Makati gen-eral services department, said all procurement projects done by Makati went to a favored supplier upon the instructions of then Mayor Jejomar Binay.

Cayetano: Senate may order arrest of Junjun Binay, others

‘Losing bidder’ in Makati infra projects didn’t bid


$179

MANILA, Sept 25 (Mabuhay) -- Fol-lowing a resolution issued by the Civil Service Commission earlier this month, government agencies in Metro Manila may now adopt a four-day workweek scheme.

In a resolution dated September 8, the CSC introduced the four-day work-week scheme for government offices in the National Capital Region in a bid to “contribute” in lessening the volume of traffic brought about by major infrastruc-ture projects.

With the new scheme, which “may be implemented on a voluntary basis,” gov-ernment agencies in Metro Manila may hold office either from Tuesday to Friday or from Monday to Thursday.

A workday under the said scheme will run from 8 a.m. to 7 p.m. – extended to 10 hours with an hour-long lunch break – to remain consistent with the required 40 work hours a week for employees.

The CSC, in the accompanying guidelines, said it also “encourages” the implementation of the new scheme to

increase efficiency among employees and the organization, as well as to promote work-life balance and “enhance engage-ment, morale, and productivity.”

Metro Manila-based government agencies may implement the scheme if they meet the following pre-requirements posted by the CSC, including:

a website where the agency’s frontline services are accessible to the public;

a one-stop shop;a functional call center/PABX tele-

phone system that allows calls to be di-

verted to the Officers-of-the-Day, or alerts the caller that the office is closed; and

a baseline data on the agency’s overall performance, as well as pertinent em-ployee data (absence and tardiness rates, state of health and wellness, satisfaction level, turnover rate), electric consumption in the office, and client satisfaction rating.

If they meet the pre-requirements and get the nod of the CSC, government agencies may initially implement the scheme for one year starting September 2014. (MNS)

CSC: Govt agencies in Metro Manila to get four-day workweek

LOS ANGELES, September 25, 2014 (AFP) - Los Angeles voted Wednesday to raise the minimum wage for its hotel workers to more than $15 an hour, in a move opposed by hoteliers but in line with a recent pay hike in Seattle.

The City Council approved a $15.37 an hour wage – more than twice the national minimum wage – for hotels with 300 rooms or more by next Tuesday, to be followed by hotels with 150 rooms or more a year later.

Hoteliers opposed the proposed pay

hike – which will affect an estimated 13,000 workers – arguing that it will lead to job losses or hotels cutting back on services.

Hotels facing bankruptcy or other finan-cial problems would be able to apply for a waiver from paying the new minimum.

Municipal lawmakers will vote again to formalize the deal next week, because Wednesday’s 12 to 3 approval was not unanimous.

Seattle approved a rise to $15 an hour

Senator Chiz Escudero is allocating specific fund for the mandatory PhilHealth coverage of all senior citizens under the 2015 spending package, after the Senate passed a bill seeking automatic health insurance coverage of elderly persons.

Escudero, chairman of the Senate finance committee, voted Monday in favor of Senate Bill No. 712 which provides for the mandatory PhilHealth coverage to all senior citizens, and whether the House of Representatives would approve the bill or not, the lawmaker said he would include funding for this in next year’s budget.

“Without prejudice to our counterparts in Congress, PhilHealth’s 2015 budget will feature an amount to cover the premiums of all senior citizens. We will not wait for the approval of the

counterpart measure of this bill in the House; it could take a longer while before this gets funded so we might as well appropriate funds now,” Escudero explained.

SBN 712’s author Sen. Ralph Recto said PhilHealth has some P116 billion in reserves and has fiscal room to absorb the coverage of senior citizens’ health insurance.

According to Escudero, the same has been done for all barangay officials in the country for 2015 to include them under the National Health Insurance Program (NHIP) through PhilHealth benefits.

Escudero added that he put a special provi-sion in the PhilHealth budget to include an amount intended to cover the premium of ba-rangay officials who are not yet enrolled in the government health insurance program.

Los Angeles raises minimum wage for hotel workers over several years in June, the highest minimum wage of any major US city, and San Francisco is due to vote on a similar

move in November.The current national US minimum wage

is $7.25 an hour.

Chiz to include funding for senior citizens’ mandatory Philhealth coverage in 2015 budget

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ers (CFC) at the Office of the Ombudsman. It was reported by the CFC that Purisima grossly undervalued his 2013 SALN in regard to his Nueva Ecija “mansion” prop-erty that he and his wife own.

The PNP chief listed the value of the property at P3.7 million. However, CFC claimed that the property is easily worth from P30 to P40 million. On top of this, Purisima is also facing graft charges in con-nection with the alleged anomalous P100 million contract with a courier service for the delivery of firearm licenses.

CFC also said that General Purisima committed an act of indirect bribery when he admitted that the money he used for the renovation of his official residence in Camp Crame came from his friends, patrons and brother masons.

Corruption in the Philippines is so per-vasive that almost if not all top government officials are all “on the take.” Whether it is in Congress, Judiciary or in the police force, the name of the game is corruption and more corruption. It seems that each of these government offices are trying to upstage each other when it comes to corruption. Even President Noynoy and Budget Secretary Butch Abad were sus-pected to have masterminded the bribery

of some members of Congress, to ensure the conviction of impeached Chief Justice Renato Corona. Abad is currently under scrutiny in the lower house by opposition lawmakers regarding his brainchild, the anomalous DAP funds.

On the other hand, Vice President Jojo Binay and his wife and former Makati mayor Elenita Binay, his daughter, Senator Nancy Binay and his Makati mayor son Jun Jun were recently charged with plunder.

The vice president and his Makati may-or son have also been accused of accept-ing “grease money” in the controversial and overpriced Makati carpark building. His wife and Senator daughter were also implicated.

Last week, Sandiganbayan Justice Gregory Ong was ordered dismissed by the Supreme Court for gross misconduct and violations of the Judicial Code of Con-duct. Ong was accused of dishonesty and impropriety under the new Code of Judicial Conduct for the Philippine Judiciary, after he was linked with Janet Lim Napoles. Napoles if the principal suspect in the multi billion peso pork barrel scandal involving illegal diversions of public funds of legisla-tors. It was reported that Ong is the contact person of Napoles in the anti-graft court.

Two weeks ago, eighth policemen from the La Loma police station in Quezon City staged a daylight robbery kidnapping on the busy EDSA in Makati. The gun-toting police officers were led by Chief Inspector Joseph De Vera, deputy station commander at the La Loma police station.

De Vera has been in the service for 13 years and has received 30 medals, awards and commendations for services rendered in the service. Fortunately, the victims, two businessmen who were carrying P2 million to purchase equipment for their business in the south, where rescued unharmed. However, the money was not mentioned to have been recovered as of this writing. A bus driver, who witnessed the kidnap-ping incident, got the plate number of a vehicle which was traced later to have been owned by De Vera. He and his men are facing kidnapping and robbery charges. Dismissal proceedings from the police force has already been initiated, Camp Crame officials said. A week before the EDSA kidnapping, two policemen from the Malolos police force in Bulacan were arrested for attempting to kidnap and extort money from a Chinese businessman in the Monumento area in Caloocan city.

The alleged victim, identified only as Lin, told probers that he was about to board an LRT train in the Monumento station at 4 p.m. when the two cops sud-denly handcuffed him and took him to a car driven by a third suspect. He was then

brought to the Malolos police station where they demanded P8 million from him in exchange for his release. He said the cops even threatened to plant “shabu” on him if he rejected their demands. Fortunately for him, he was able to escape from his police kidnapers by 11 p.m. when they left him handcuffed in the car to sleep. The two policemen are now in detention and facing criminal charges and have been dismissed from the service.

Another police officer from Pasay city have been fingered as the principal gun-man in the killing of Philippine car racing champion Enzo Pastor. When arrested PO1 Edgar Angel pointed to his victim’s wife, Daliah Guerero, and her businessman lover, as the brains behind the shooting.

It is so unfortunate that these things keep happening not only in Metro Manila but thought the country. It seems that the police force has lost its steam and dedica-tion to protect citizens from criminal ele-ments. All they care about is to make a “fast buck.”

I don’t blame these rogue cops if they have been corrupted. They see it every day in the newspapers. The President and the Vice President do it. Senators and Congressmen as well. Governors, mayors, judges, generals do it, too. Heck, why can’t they not do it?

You be the judge. Who is to be blame that corruption remains unabated in the Philippines?

Corruption, corruption and more corruptionThe Philippine National Police (PNP) has recently been in

the “cutting edge” of controversy following the involvement of its personnel, including its head, General Alan Purisima, in illegal activities ranging from kidnappings, gun-for-hire, hold-ups and bribery.

General Purisima, reportedly a close friend of President Noynoy, is facing graft, plunder and indirect bribery charges filed this week by the Coalition of Filipino Consum-

Deleon was specifically found guilty of conspiring to provide material support to Al-Qaeda, to receive military-type train-ing from the group and to commit murder, kidnapping, or maiming overseas.

“This case shows that the appeal of extremist ideologies can reach from Af-ghanistan to America,” said United States Attorney Stephanie Yonekura after the trial in Riverside County, east of Los Angeles.

This demonstrated “the clear need for continued vigilance in rooting out home-grown violent extremists who plot terrorist acts both here and abroad.”

Two co-conspirators – Miguel Alejan-dro Santana Vidriales and Arifeen David Gojali – had already pleaded guilty and are awaiting sentencing.

The trial heard evidence that Kabir traveled to Afghanistan in 2012 and en-couraged Santana and Deleon to come with him, saying they would all join “the students” – Taliban militants – and “the

professors” – Al-Qaeda.An undercover FBI agent contacted

Santana and Deleon. The latter said he wanted to go abroad to wage “violent jihad,” while Santana said he wanted to be a sniper.

In September 2012, Deleon and Santana recruited Gojali to accompany them to Afghanistan.

The three undertook preliminary train-ing in southern California at firearms and paintball facilities.

The trio were arrested in November that year as they prepared to drive south to Mexico, en route to Afghanistan.

FBI Los Angeles agent Bill Lewis said: “The threat posed to America’s security by individuals within the United States who support terrorists is very real.

“This case demonstrates the process by which individuals living in the United States were groomed and radicalized to-ward an extremist ideology and, ultimately, planned the murder of American and coali-tion forces.”

Judge Virginia A. Phillips will hand down sentences on February 23.

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MANILA, Sept 26 (Mabuhay) – Spare the President. That is the advice of re-habilitation czar Panfilo Lacson to Philippine National Police chief Alan Purisima who is facing charges of plunder, graft and indirect bribery.

Lacson, a former PNP chief, said Purisima may opt to take a leave of absence or consider early retirement so as not to put the integrity of the institution on the line.

He said President Aquino may also appeal to Purisima to come clean on the issues hounding the police chief.

“Totoo man o hindi, may hinaharap na problema ang chief PNP natin. Matagal namang magkaibigan ang Pangulo at General Purisima, siguro isumo niya, mag-usap silang masinsinan at tanungin na lamang niya. Isa-isahin yung mga issues. Ito ba totoo? Palagay ko naman sa tagal ng kanilang samahan may respeto na sila sa isa’t isa. Hindi naman siguro para magsinungaling pa si General Purisima kay Pangulong Aquino na itatanggi niya yung totoong akusasyon laban sa kanya,” he said in an interview on radio DZMM.

“Kung hindi naman pwedeng maganap yun, pwedeng on his own kung in his heart of hearts alam niyang may katotohanan yung alegasyon, kusang loob na lang siyang lumapit at i-spare niya na ang Pangulo sa agony kung ano ang dapat gawin sa kanya. Siya na yung magkusang-loob magsabing magbakasyon na muna ako o kaya extended leave o magretire na po ako.”

Lacson to Purisima: Spare Pres. Aquino


Kilala sa mundo sa napakagandang pagtatanghal sa pagsayaw ng “Avalok-itesvara Bodhisattva,” gayundi’y kilala sa mundo ang tanyag na China Disabled People’s Performing Art Troupe ay mul-ing magbabalik sa Pechanga sa dalawang pagtatanghal sa Sabado, Octubre 11, 2014 alas-4 ng hapon hanggang alas-8 ng gabi. Ang China Disabled People’s Performing Art Troupe ay gumagamit ng kakaibang pang-enganyo sa pag-arte at malawak na ispirituwal na konotasyon na humihigit pa sa hangganan ng salita, kultura at etnikong nakaraan, upang matutunan ng lahat na magalak sa pinag-ibayong kombinasyon ng arte na may ispirituwal at emosyonal na kamulatan.

Ang China Disabled People’s Perform-ing Art Troupe ay itinatag noon 1987 at nakapaloob ang serye ng naglalakihang musika at sayaw para sa “My Dream” noong taong 2000, na nagbigay daan sa tropa na maging huwaran ng mundo bilang grupo sa pagtatanghal ng arte. Ang “My Dream” at ang pagtatanghal ng “Avalok-itesvara Bidhisattva” ay naitalang kilala sa mundo. Ang pagtatanghal ay binubuo ng ibat-ibang: vocal, music, instrumental music na sumasakop sa ibat-ibang etnikong kanta kagaya ng ballets, Latin American, modern, opera, musical theater, sign lan-guage poetries, sayaw ng mga bulag, at sign language dances. Ang Art Troupe ay gumawa rin ng dokumentaryong pelikula na pinangalanang “My Dream,” nag lathala ng libro at nagpamigay ng mga litrato kung saan kumita ang special art at life of dis-ability actors.

Sa mga karagdagang impormasyon o sa pagbili ng tickets, bumisita lamang sa www.Pechanga.com o tumawag sa Pechanga Resort & Casino toll free sa

877-711-2946.Ang mga pagtatanghal sa Pechanga

Theater ay nagdudulot ng komportable at natatanging karanasan sa konsierto. May 1,200 na mga upuan sa teatro, habang bawat isang pagtatanghal ay naghahandog ng mga makabago at naayong tugtuging akma sa pandinig. Sa paglilibang sa mga paboritong artista sa Pechanga kumpara sa ibang lugar ay walang sikap na pagpa-patunay lamang kabilang din ang libreng valet at sariling parking sa mga bisita, libreng casino/resort shuttles, gourmet at kaswal na kainang pagpipilian sa lugar, at komportableng mga upuan at malapitang tanaw habang nakaupo sa teatro.

Inaalok ng PechangaInaalok ng Pechanga Resort & Casino

ang isa sa mga pinakamalaki at mala-ganap na kasiyahan na pang resort/casino kahit saan sa buong bansa. Hinirang na “Four Diamond property” ng AAA mula pa noong 2002, ang Pechanga Resort & Casino ay nagbibigay ng walang katum-bas na paraan para sa isang araw o pang-matagalang marangyang bakasyon.

Naghahandog ng mahigit sa 3,000 sa pinaka mainit na slot machines, table games at world-class entertainment, 517 na kuwarto sa hotel nito, mga kainan, spa at championship golf sa “Journey at Pechanga,” ang Pechanga Resort & Casino ay tampok na destinasyon na tumutugon at humihigit sa kagustuhan ng mga panauhin nito at ng komunidad. Ang Pechanga Resort & Casino ay pag-aari at palakad ng Pechanga Band ng mga Luiseño Indi-ans. Para sa karagdagang impormasyon, tumawag sa 1-877-711-2946 o pumunta sa www.Pechanga.com. Sundan ang Pechanga Resort & Casino sa Facebook.com/Pechanga at Twitter @PechangaCa-

sino. Ang Pechanga Resort & Casino ay bukas ng 24 oras. Ang mga panauhin ay

dapat na may edad 21 anyos at pataas para makapasok sa casino.

Inihahandog ng Pechanga Resort & Casino ang kamangha-manghang pagtatanghal sa pagsayaw ng ‘My Dream’

Understanding coffee & espresso at Williams Sonoma

A morning spent at the Williams Sonoma technique class on learning and understanding coffee and espresso was more than what this writer had bargained for last Sunday. The brief but intensive class was conducted by Merchandise Special-ists, Tracy Bellwood and Sen Lim, attended by around 10 of us with my newfound friends, Frances Kuo, Joanne Wright, Pat Prescott and others, includ-ing a lone gentleman coffee aficionado..

According to the Williams Sonoma brochure handed out to attendees, “both coffee and espresso are made from the seed (beans) of several species of an evergreen shrub of the coffee genius. When ripe, coffee berries are picked and dried to yield the beans inside. The beans are roasted to varying degrees, depending on the flavor desired and then ground. The grind determines whether they will be used as coffee or espresso.

Coffee is made by the flow of water over coffee grinds, whether it is accomplished by thorough brewing, percolating or slowly pouring water over the grinds to soak them. The grinds used for making coffee are larger than those used for making espresso, as the water and grinds typically spend a relatively longer time together - typically 3 to 8 minutes - which means the water has more time to extract the flavors.”

Our class was amazed to learn that, “espresso is made by forcing a shot of hot water through very finely ground coffee at high pressure over 10 to 15 seconds. The high pressure yields a more concentrated, thicker, darker and more strongly flavored beverage with a higher concentration of dissolved and suspended solids as well as a defined crema (a frothy mixture of aromatic coffee oils and water, emitting a burnished amber foam) on top. Often served as a 1-, 2- or 3 - ounce (30-, 60-, or 90 - ml) shot, espresso may also be used as the basis of drinks such as: latte, cappuc-cino or macchiato.”

Further on, we also learned that “espres-so is described by coffee connoisseurs as poetry in a cup, which embodies the heart and soul of coffee. This dark, rich elixir is said to have derived its name from its rapid

See MYRNA, page 11

One of the espresso machines demonstrated

brewing method and the word espresso’s second meaning comes from the French word ‘expres,’ indicating that each cup is prepared expressly when ordered. Thus, it is considered both a beverage and a tech-nique. And, one of the best ways to explore the world of espresso is to sample the vari-ous espressos produced by different coffee beans and methods.”

On one of this writer’s trips to Eu-rope, our college sorority group learned that when ordering coffee in restaurants, the servers would automatically bring espresso or cappuccino, unless one would specify “cafe Americano” which meant “light coffee,” with additional cream and sugar when necessary.

We found out that the difference be-tween espresso and cappucino was that espresso meant “a single shot of rich


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(From left) Rudyric Villacisneros President and Chief Executive Offi cer of PNB-RCI, Mrs. Arlene Lee of PNB-RCI L.A Branch Manager,Sheryll Cagasca Assistant Compliance Offi cer, Monsignor Matthew Jordan and Lorivic Senatin Executive Assistant of the CEO.

The long wait is over! PNB has fi nally opened its Remittance Center on Friday, September 19, 2014 in 316 W.2nd St. Suite 112 Los Angeles Ca. 90012.Sending Remittances to OFWs’ loved ones in the Philippines is now a doorstep away. This event was spearheaded by PNB’s local offi cials and attended by recognizable names in the banking industry. The representatives gathered for a photo before the cutting of a ribbon (from left) Mr. Ricardo C. Ramos PNB L.A Branch General Manager, Ms. Janet Yamamoto of Wells Fargo, Mr. Rudyric Villacisneros President and Chief Executive Offi cer of PNB-RCI.

The Batangueños USA will hold their 25th Anniversary Dinner-Dance at Double Tree in Norwalk on October 25, 2014. Music will be provided by Willie Manacsa & The Midnight Motion Band. Kindly call

the following officers for additional infor-mation, President Tony Panganiban (714) 686-8228, Vice Presidents Dhing Silang or Edsel Arceo (818) 632-2183 or Adviser Emma Gutierrez at (626) 913-5236

Batangueños USA to hold 26th Anniversary Oct. 25

The Builder Lions Club is all set for their 2014 Outstanding Parents Awards Night to be held at the Almansor Court on October 18, 2014. Music will be provided by The Midnight Motion Duo.

For further questions, please call District Governor Sonja Menor (323) 465-0613, President Cora Pati (562) 806-2270, Chair-person Emmy Manansala or Secretary Tita James at (818) 203-2325.

BLC to honor Outstanding Parents Oct. 18

The Pangasinan Association of Ventura County will hold their annual dinner-dance at the Oxnard Performing Arts in Oxnard on October 4, 2014. Music will be pro-

vided by The Midnight Motion Band. For par-

ticulars, please call Ampy Rabano at (805) 302-0533.

PAVC to hold Dinner-Dance Oct. 4

The City of Carson Veterans Affairs Commission has organized a Veterans

Career and Resource Fair for Friday, October 3.

The fair will be held from 9 a.m. to 2 p.m. at the StubHub! Center located at

18400 Avalon Boulevard in Carson. Admission to the event is free.

Among the services that will be of-fered during the fair include information

on veterans’ benefits and workshops and seminars on job seeking skills.

Participants are encouraged to bring their resume and dress to impress as inter-views may be held onsite.

For more information on the event, please contact the City of Carson Rec-reation and Human Services Division at (310) 847-3570 or call (310) 245-5256 or e-mail [email protected].

All job seekers welcome to Carson’s Veterans Job Fair Oct. 3


and a venue for promoting cross cultural interactions”.

The celebration of culture has been suc-cessful in attracting a horde of guests lured by its diversified sounds, dances, tastes and colors of the countries represented.

The Festival traces its beginnings in 1998 when a group of residents established the City’s first Multicultural Festival to help promote understanding and build harmony.

Two years later, the second Festival

triggered the interest to expand holding the cultural cum family event in a larger venue to accommodate the growing attendees.

In 2001, Irvine Global Village Festival the new name for the annual event moved to the Irvine Civic Center where it drew an estimated crowd of 4,000. The originators of the event formed the Irvine Multicul-tural Association to guide in the planning of the cultural mecca which each year was able to attract more attendees.

The signature event of one of the most

progressive cities in Orange County after more than a decade continues to highlight Irvine’s cultural vibrance and diversity that has since grown in scope that now includes more than 100 musical, dance and demonstration performances on five stages erected for the purpose. The event also features a variety of international cuisine, kid’s crafts and activities, cultural and world religion exhibits and a global marketplace.

In 2011 when Irvine marked its 40th an-niversary and the Festival’s 10th, a record crowd of 20,000 attendees took part in the twin celebration.

Because of the successful conduct of the event, Irvine was conferred the Cultural Diversity Award in 2012 courtesy of the National League of Cities for its role “in de-veloping creative and effective programs, like the Global Village, that improve and promote cultural diversity through a col-laborative process with city officials, com-

munity leaders and residents”. The City of Irvine (one of OC’s 34 cit-

ies) is one of the nation’s largest master-planned communities, culturally diverse and fully integrated city of 223,729 resi-dents occupying some 65 square miles in the heart of Orange County. It has the dis-tinction of being the top city in California and ranks 6th in America in 2012 in Best Places to live in America based on hous-ing, finance and quality of life” according to CNN. The City is home to the Orange County Great Park - America’s first great metropolitan park of the 21st century.

Irvine Global Village Festival is a Sus-tainable Festival

The Irvine Global Village Festival is also a “green- friendly’ event that strives to reduce, reuse and recycle as many resources as possible and aims at eventu-ally earning the distinction of being a zero waste festival in the manner of how the

Irvine Global Village Festival celebrates cultural diversityThe City of Irvine takes pride anew in the richness of its

cultural diversity with the weekend staging (September 27), now on its 13th year, of the Annual Global Village Festival at the Bill Barber Park.

The traditional showcase of at least 50 ethnic groups whose members call Irvine their home has been been promoted as the “number one activity to attend in Orange County and touted as the Best Festival by a local weekly

Equipping to Serve: Over 400 delegates from all over Unites States of America attended the 16th Annual Handmaids of the Lord USA National Conference held at Framingham, Massachusetts on September 5-7, 2014 to raise the service and dedication to their cause to the next level. In photo are 40 of the more than 60spirit-fi lled delegates who came from Southern California. . Their commitment is based on the Biblical account on the birth of Jesus in the Book of Luke 1:38 when Mary said, “Behold, I Am the handmaid of the Lord, May it be done to me according to Your Word.”

See ANDRES, page 11


aromatic espresso,” while cappuccino is “a shot of espresso crowned with a frothy cap of milk foam.”

For espresso lovers, the perfect cup of espresso starts by selecting the beans with “freshly roasted, properly ground Arabica coffee beans, typically made from a blend of beans from different coffee-growing regions in East Africa and Arabia. These beans have rich flavors, bright acid-ity and medium to full body.” However, coffees from Indonesia and the Pacific are often described as having smooth, earthy flavors, but low in acidity and a full body. In contrast, coffees from Central and South America, as well as Hawaii have “fresh, lively taste with low acidity and light to medium body.”

Roasting the beans is essential in elicit-ing the full flavor of coffee. It requires “me-ticulous care and precise timing. As coffee beans roast, their color slowly changes from straw green to a rich chestnut brown. The most important transformation occurs in the flavor of the beans, as their aromatic essential oils rise to the surface. Roasting time varies with the bean variety as well as with the intended brewing method. For espressos, experts typically recommend a dark roast, which focuses the flavors of the beans and caramelizes their natural sugars.”

Grinding the beans is also essential in achieving a well-brewed espresso because “it determines how quickly the water will flow through the coffee. An overly coarse grind will cause the water to flow too

rapidly, producing a weak, underextracted espresso. However, if the grind is too fine, the result will be an overextracted espresso with a harsh, bitter flavor. The perfect espresso requires a powdery grind that allows water to flow through at a smooth, steady pace, extracting full flavor and aroma.” A note of advice: always grind coffee beans before brewing, to achieve the best result.

Tracy Bellwood and Sen Lim, both patiently showed us the various brewing methods of producing the perfect cup of coffee, along with samples of their tasty oatmeal and chocolate chip cookies. We also learned to distinguish coffee flavors through a variety of roasts. The standard American roast, or breakfast roast is a “medium light roast, which produces coffee that is neither particularly strong nor dark Medium dark roasted beans produce darker, richer coffee, although full-flavored, does not have the full body of the darker roasts. Brewing coffee with dark-roasted coffee beans usually called French or Italian roast, results in a black, full-bodied cup of coffee, thereby calling it espresso.”

The Sunday morning class at Williams Sonoma on understanding coffee and espresso, certainly made coffee lovers like us grateful to learn how coffee can get our bodies become energized, refresh our minds and lift our spirits to enable us to look forward to brighten our working days ahead.

MYRNAFrom page 8

ANDRESFrom page 10

event is run. The event’s activities buttress the achievement of the eco-friendly goal through the green transportation where vehicles that shuttle participants to the des-tination are powered by natural gas; zero waste stations which promote recycling and inform guests about recycling options.

Signages, banners and shirts worn by volunteers and staff have been designed with re-use in mind. Biodegradable materi-als are used on one-time use banners. Even the programs use soy-based inks and are dowloadable in to mobile phones. These are eco-friendly measures on the part of the organizers. Guests are also urged to pitch in in the over-all scheme by seeking their cooperation to bring reusable items like coffee mugs, water bottles and plastic cups for beverages; reducing carbon emission by carpooling taking public transportation to the event or biking; using the recycling and composting bins at event to help divert garbage from landfills and to bring their

own reusable shopping bags if they are thinking of purchasing items.

Meanwhile in Buena Park, home to the Knotts Berry Farm, organizers are on are busy for the 31st Arirang Korean Cultural Heritage Festival this weekend (Sept. 26-28 at La Mirada Blvd. , between Beach and Alondra Boulevards). The event is one of Buena Park’s “most unique cultural events this fall which celebrates Korean Heritage through lively song, dance and food.

The Korean Festival is designed to: pro-mote unity and harmony through cultural exchanges by celebrating Korean heritage with people of diverse ethnic backgrounds; provide business opportunities to promote services and products through booth dis-plays and various advertisements, invite Korean companies and government bodies to find investment opportunities in Orange County and encourage the next generation of Korean immigrants to recognize their heritage and find their identities.

LOS ANGELES – With delivery delays still in the horizon, five leading Filipino cargo forwarders are calling on customers to send their balikbayan boxes early to ensure that they would reach the intended beneficiaries in the Philippines in time for the holidays.

Cristina Dalupan, executive director of the Philippine American Shippers Associa-tion, said the four leading cargo forward-ers – Atlas Shippers International, Forex Cargo, LBC Cargo, Manila Forwarders, and Victory Cargo – are all wary of the factors that have caused long delays in de-livery of balikbayan boxes to their intended beneficiaries in the Philippines.

Joel P. Longares, president and CEO of Atlas Shippers International and one of the founders of PASA, said that despite the concerted efforts of government officials to solve the causes of the delays, problems persist that could further delay balikbayan box deliveries for the holiday season, which is considered the peak season for

Cargo forwarders remind clients to send boxes earlyshipping.

Longares said that cargo forwarders have made this request for years, “but this time, we ask our clients to give more time allowance and to take the call more seri-ously in the wake of problems confronting the shipping industry in the Philippines.”

“I must also continue to warn our valued customers to beware of false promises by some competitors that they can deliver boxes without delay because of ‘creative’ scheme of shipment. We have seen these “creative strategies” in the home mortgage industry a few years ago. Look where it brought us,” Longares said.

JP Cariño, president of Forex Cargo, asked for the customers’ continued co-operation and understanding in the wake of delays that are beyond the control of shippers. He also advised senders not to put perishable products and time-sensitive documents in their boxes.

“I saw first-hand the problems of port congestion in the Port of Manila and the

delays caused by the traffic bans imposed by the City of Manila and the Metro Ma-nila Development Authority when I went to the Philippines recently, and I must say solutions are not yet in the horizon,” Cari ño said.

“The days of the 24 to 30-day delivery is gone,” Cariño said. “There are delays in nearly every phase of the shipping and de-livery process that are beyond our control.”

Jong Solomon of LBC Cargo said they used to be able to deliver boxes anywhere in the Philippines under 35 days, “but with the DHS inspection, which could delay shipment by as much as three weeks, plus another one to two weeks delay due to port congestion and truck ban issues, deliveries now take as much as two months.”

It really depends on whether the turn-around time in the Port of Manila would

improve. The truck ban has been lifted temporarily so that may improve the situ-ation a bit in the short term. If deliveries are diverted to other ports, the situation may improve. But with the Port of Manila still congested, and the domino effect it created with other nearby transshipping points such as Kaoshiung, Busan, and Singapore, we are probably looking at the situation normalizing past this Christmas,” Solomon added.

He said customers should send their boxes before October 15 to give allowance for these delays.

Roselle Arbolante, manager of Manila Forwarders, said the earliest the Manila port can be decongested would probably be early next year. Arbolante said slow Customs processing has also contributed to the delay and the congestion.


TPS URGED

BINAYS NO SHOW

LIFESTYLES

GERMANS

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From page 1

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“I take this opportunity to once again reiterate the Philippine Government’s request for the US Government’s immedi-ate positive consideration of the request.” Secretary Del Rosario said.

“Many of my countrymen in the US were affected by Typhoon Haiyan. This humanitarian assistance would provide temporary relief for them from the natural disaster,” he added.

Secretary Del Rosario sent the letters, which were dated 22 September 2014, to Secretary Kerry and Secretary Johnson more than a month after the Department of Homeland Security (DHS) told leaders of the Filipino-American Community that the Philippine request to be placed under TPS is still under consideration.

Manila formally filed for TPS desig-nation in December, a few weeks after Typhoon Haiyan, one of the most powerful storms in history, devastated the Central Visayas, killing more than 6,000 people and severely affecting more than 1.4 mil-lion others in 17 provinces.

Secretary Del Rosario said a TPS desig-nation for the Philippines will allow more than 200,000 undocumented Filipinos to stay and work legally in the US for at least 18 months.

In previous years, the US granted the same immigration relief to undocumented aliens from El Salvador, Nicaragua and Haiti after these countries were struck by

ate subcommittee hearing.Saying the Senate has prejudged him

and his family, Mayor Binay also said he is questioning the authority of the blue ribbon subcommittee to summon him to its hearing.

“(N)agdesisyon ako na panahon na para liwanagin at kwestyunin ang huris-diksyon ng subcommittee at (Senate) blue ribbon committee mismo. May hinanda akong liham... aking hinahamon ang hu-risdiksyon ng subcommittee at blue ribbon committee. Naaayon ito sa patakaran ng Senado at aking karapatan bilang mama-

Malacañang and the Bureau of Internal Revenue are currently drafting rules for the conduct of mandatory lifestyle checks on members of the 148,000-strong PNP, which was recommended after confirmation that policemen were involved in a recent rob-bery and abduction that happened in broad daylight right on EDSA.

However, in an earlier interview, Speaker Feliciano Belmonte Jr. opposed making lifestyle checks mandatory.

he said in a separate radio interview, adding that the group was weakened and contained to small areas.

“They saw what the ISIS (Islamic State) has been doing, so they used that to increase the ransom,” he said, after SITE released a picture attributed to the group showing a masked militant with a machete beside a grey-haired white man.

President Benigno Aquino, who is on a visit to the United States, said the Philip-pines’ struggle against domestic Muslim extremists like the Abu Sayyaf was similar to the global fight against jihadists from the Islamist State group.

Speaking in a media interview while on a US trip, transcripts of which were released Thursday by the presidential pal-ace in Manila, Aquino said that these local groups could not be assumed to be part of the Islamic State.

He also said his foreign secretary would discuss with US State Department officials

what kind of help they could provide to the American-led global fight against the jihadist movement.

“Of course, we want to do something that is do-able and within our capabilities without posing undue risks,” said Aquino whose country is a close US ally.

‘Criminal in nature’The Abu Sayyaf, considered a “foreign

terrorist organization” by the United States, is a loose band of several hundred Islamic militants originally organized with Al-Qaeda funding in the 1990s.

The group has been blamed for the Phil-ippines’ worst terrorist attacks, including kidnappings, abductions and beheadings of foreign and local hostages.

It is believed to be currently holding several other hostages, including two Eu-ropean birdwatchers abducted in February 2012.

Since July, the Abu Sayyaf has uploaded videos online proclaiming its allegiance to the Islamic State group, which has taken control of large parts of Iraq and Syria.

“I have no objection to it, but it’s not something you can impose on everybody here,” he said.

He said lifestyle checks might be nec-essary for officials facing allegations of corruption. “But if you’re somebody who doesn’t have any issue, I think it’s not re-ally that needed,” he said.

There is no specific agency mandated to do lifestyle checks on government officials and employees, although the Office of the Ombudsman is empowered to do these on those with pending cases. (MNS)

mayan,” he said in a press briefing, parts of which were aired on dzBB radio.

“Hanggang maresolba ang issue na ito karapatan ko na pansamantalang hindi dumalo sa pandinig sa Senado,” he said.

The blue ribbon subcommittee is con-ducting hearings on the alleged overpricing of the construction of the 11-storey Makati City Hall Building II, which according to one witness was overpriced by 300 percent or about P2 billion. VP Binay, who was the city mayor during the construction of the building in 2007 and his son Mayor Junjun Binay, who was a councilor at the time, are facing plunder and graft charges over the building row. (MNS)

natural disasters and subsequently placed under TPS.

On Wednesday, Secretary Del Rosario met with leaders of the Filipino-American Community led by lawyer J.T. Mallonga, Chair of the National Federation of Fili-pino-American Associations (NAFFAA) and assured them of the full support of the Philippine Government in pushing the TPS request.

“We stand with you on this issue,” Secretary Del Rosario said, adding that the Philippine Embassy in Washington D.C. and the Consulates General in New York, Chicago, Los Angeles, San Francisco, Honolulu and Guam will continue to work with the Filipino-American Community on the TPS initiative.

Secretary Del Rosario also told the Filipino-American Community leaders that he will personally follow up the Philippine request when he meets US officials in Washington on Thursday.

In his letters to Secretary Kerry and Secretary Johnson, Secretary Del Rosario said: “In a little over six weeks, the world will observe the first year anniversary of Typhoon Haiyan. While the memory of the devastation still lingers in the mind and psyche of the Filipino people, we have not forgotten the unprecedented outpouring of international support for the Philippines. We will always remember and cherish the invaluable and immediate assistance provided by the United States in the aftermath of Typhoon Haiyan.”




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Pilipino po tayo!Pilipino po tayo!

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ESTATES AND TRUST• Living Trust• Wills• Probate• Conservatorship

CIVIL LITIGATION• Contract Disputes• Business Disputes• Corporate and Partnership Disputes

FAMILY LAW• Divorce• Community Property Division• Child Custody and Spousal Support• Domestic Violence Restraining Order• Legal Separation and Nullity• Parentage• Prenuptial and Postnuptial Agreements

* Certified Family Law Specialist The State Bar of California Board of Legal

Specialization

- Certified Family Law Specialist- Certified Public Accountant (Inactive)- J.D. Southwestern University Law School, Los Angeles, CA- B.S. Accounting, California State University, San Bernardino, CA

- Certified Family Law Specialist- Certified Public Accountant (Inactive)- J.D. Southwestern University Law School, Los Angeles, CA- B.S. Accounting, California State University, San Bernardino, CA

*Kenneth U. Reyes, Esq. CFLS*Kenneth U. Reyes, Esq. CFLS

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another, the U.S. citizen cannot travel to that country to marry him/her. A solution in such a scenario can be found with the K-1 Fiance(e) Visa.

A K-1 visa allows a foreign national to come to the United States to marry a United States citizen. The K-1 visa is valid for ninety (90) days after entry to the United States, during which time the marriage must take place. Once the foreign national is issued a K-1 visa, any of his/her unmarried children under the age of 21 may be issued K-1 visas. Upon arrival in the United States, the foreign national may immediately apply for permission to work. A two-step process is involved to obtain a K-1 visa.

First, the United States citizen (the petitioner) must file Petition for Alien Fiance(e) along with supporting documents with the USCIS. Through the filed petition and documents, the petitioner must dem-onstrate three things. To begin, it must be shown that the foreign national has a bona fide intent to marry within ninety (90) days after arrival. This is often accomplished by producing evidence that a marriage is go-ing to take place – i.e. wedding announce-ments, catering contracts, etc. In addition, it must be shown that both parties are un-married and of legal age. Birth certificates, and if one has been previously married, evidence that the prior marriage has been legally terminated are usually satisfactory to accomplish this. Finally, evidence must be provided to show that the parties have physically met each other within the past

two (2) years. The petitioner may submit photos of the couple, plane tickets, hotel receipts, etc. as proof that the couple has met. Exceptions to this third requirement apply in certain circumstances that cannot be explored here due to space limitations of this article. The USCIS may also sched-ule an interview of the petitioner wherein inquiry will be made on the foregoing is-sues. Once approved, notice is sent to the petitioner and the file is forwarded to the appropriate consulate abroad.

Second, after the petition is approved, the foreign national can apply for a K-1 visa in his/ her home country. An interview is scheduled where the foreign national must provide certain documents for issu-ance of the visa. An affidavit of support from the petitioner, proving that the foreign national will not be relying on public assis-tance upon arrival, in addition to originals of documents mentioned hereinabove, must be presented. Other documents may also be requested by a particular consulate. If all requirements are met, visa issuance will follow. After arrival in the United States and marriage, the foreign national may thereafter begin the process to obtain permanent residence.

Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts that apply to your matter may make the outcome different than would be

anticipated by you. This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, P.C. This article is not a solicitation.

Attorney Kenneth Ursua Reyes was President of the Philippine American Bar Association for 2005. He is a member of both the Family law section and Immigra-tion law section of the Los Angeles County Bar Association. Mr. Reyes is a Certified Family Law Specialist. He is a graduate of Southwestern University Law School in Los Angeles and California State Univer-sity, San Bernardino School of Business Administration. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, P.C. is located at 3699 Wilshire Blvd., Suite 700, Los Angeles, CA, 90010. Tel. (213) 388-1611 or e-mail [email protected]; visit at www.kenreyeslaw.com.

K-1 visa: Fiance visa to marry U.S. citizenIn previous editions of this article, the process of obtaining

permanent residence through marriage was explored. Dis-cussion of that procedure began with the supposition that the couple was married, and continued with the various steps to ultimately gain permanent residence. In many cases, however, a problem exists in even getting to the point at which a couple is married. Often, a foreign national is in his/her home country and, for one reason or

The City of Carson and various organizations will join the entire com-munity in honoring the life’s work and legacy of Larry Itliong – a Filipino-American labor leader and organizer.

The tribute march will start at 9 a.m. from the USW-Local 675 Union Hall, located at 1200 E. 220th Lot of the Congresswoman Juanita Millender-McDonald Community Center located at 801 E. Carson Street in Carson.

The event is open to the public and admission is free. The event will fea-ture music, refreshments, inspirational messages and awards presented to the labor awardees. Street in Carson and end up at the East Parking

Carson march tribute to Larry Itliong Oct.25


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the Supreme Court. But we are not going to discuss the 3-prong test in this article. The legal issue we will discuss is whether or not a COLLEGE TUITION DEFER-RAL is dischargeable in bankruptcy. Let’s say that you attended 4 years of college in Harvard and graduated with a B.S. in Biol-ogy. Thereafter, you continued in Harvard Medical School and graduated with an M.D. degree.

WThe total cost of your college and

medical education was $500,000. Every year that you were in Harvard, you signed a promissory note promising to pay the tuition once you finished your residency specialization in neurosurgery, and started working as a neurosurgeon. In other words, Harvard agreed to defer your tuition in exchange for your promise to pay the tuition when you started employment as a neurosurgeon.

A month after you start working as a

neurosurgeon, you decide that you’d rather work as a physical fitness instructor at the local gym. As a Fitness teacher, you can barely make ends meet with your gross income of $1,500, although you receive a lifetime supply of muscle building super protein for free. After a year, you look buff and cut and become a “chick magnet” which is what you were really wanted out of life. But you are living hand to mouth and unable to pay any portion of the promissory notes that you gave to Harvard to have your tuition deferred. You throw in the towel and file for Chapter 7 bankruptcy to discharge the $500,000 owed to Harvard for your college and medical school tuition.

Harvard files an adversary complaint alleging that the $500,000 was your tu-ition loans therefore are not dischargeable. Harvard then files a motion for summary judgment claiming that there is no genuine dispute as to any material fact and that they are entitled to a judgment in their favor as a matter of law. Who do you think is correct?

In Re Ann Coelho and Isoke Femi, a Northern California case decided last month: Plaintiff was a private educational institution. Debtor attended the school’s psychology PH.D. Program from 1996 to 2002. The school funded the debtor’s tuition loans each year pursuant to written promissory notes. After debtor filed for Chapter 13 in May 2013, the school brought an adversary case seeking a determination that its claim was non-dischargeable pursu-ant to Section 523(a)(8)(ii). The court noted that the only issue in the case was whether the promissory notes created “an obligation to repay funds received as an educational benefit, scholarship or stipend.” If not, then the school’s claim would not qualify for the discharge exemption under that section, which was the only part of Sec-tion 523(a)(8) that possibly applied to the school’s claim.

The court ruled “The phrase, REPAY

FUNDS RECEIVED must be interpreted according to its plain meaning and requires the court to find that a debtor RECEIVED actual funds…before declaring an educa-tion benefit non-dischargeable!” The court denied the school’s motion for summary judgment, and stated that it would enter judgment in debtor’s favor! Therefore, according to this ruling, a college tuition deferral is DISCHARGEABLE.

Thus, it appears at this point, that Mr. Neurosurgeon turned physical fitness instructor will be able to discharge the $300,000 owed to Harvard for his college and medical school tuition. Following this court’s ruling, Harvard’s adversary case will fail and debtor will be free of the $300,000 tuition debt upon entry of the discharge order.

Here’s the kicker. After defeating Har-vard’s $500,000 tuition adversary claim and becoming totally free of your student loans, you decide that since you are now a “chick magnet” with the body of Adonis, you might as well return to being a neuro-surgeon because having a million dollar income and the body of Adonis sure beats $18,000 a year income as a fitness instruc-tor despite being mistaken for Adonis. Thus, proving to one and all that you can have your cake and eat it too.

“As for God, his way is perfect; the word of the Lord is flawless. He is a shield for all who take refuge in Him.” 2Samuel 22:31.

Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in law practice for thirty years. He specializes in bankruptcy, business and civil litigation and has handled more than ive thousand successful bankruptcy cases

in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appoint-ment at 1000 S Fremont Ave, Mailstop 58, Bldg. A-1 Suite 1125, Alhambra, CA 91803.

Is college tuition deferral dischargeable?Section 523(a)(8)(A)(ii) of the current bankruptcy code states

that “an obligation to repay funds received as an educational benefit, scholarship or stipend;” is not dischargeable in bank-ruptcy unless excepting such debt from discharge would impose an undue hardship on the debtor and the debtor’s dependents. An adversarial proceeding is required to determine if a student loan is dischargeable. To dis-charge a student loan, debtor must satisfy all 3 prongs of the Breunner Test enunciated by


pervising, bathing, dressing, and transport-ing Lorraine, and some housekeeping. In September 2008, while Carolyn was wash-ing a large knife in the kitchen, Lorraine approached her from behind, bumped into her, and reached toward the sink. When Carolyn tried to restrain Lorraine, she dropped the knife, which struck her wrist. Carolyn lost feeling in several fingers and experienced recurring pain.

Carolyn received workers’ compensa-tion. But she also sued the Cotts for negli-gence and premises liability. California’s Supreme Court agreed with the dismissal of Carolyn’s case, concluding that Al-

zheimer‘s patients are not liable for injuries to in-home caregivers who are employed specifically to assist them. Those hired to manage a hazardous condition may not sue their clients for injuries caused by the very risks they were retained to confront.

We bring up this story to illustrate an often overlooked result of being classified as an independent contractor (IC): lack of workers’ compensation coverage. This benefit applies only to employees, not ICs. Even though her case for negligence against her patients was dismissed, Carolyn was correctly classified as an employee and was able to avail of workers compensation

tection. There are no deductions for taxes and Social Security. Some companies pass on the costs of doing business by deducting them from the misclassified workers’ pay.

Misclassified ICs should consult with an experienced employment attorney to obtain any past wages or benefits they may be entitled to.

[C. Joe Sayas, Jr., Esq. is trial attorney who has obtained several million dollar recoveries for his clients against insurance companies and employers. He has been selected as a Super Lawyer by the Los Angeles Magazine, featured in the cover of Los Angeles Daily Journal’s Verdicts and Settlements, and is a member of the Million Dollar-Advocates Forum. He is a graduate of Georgetown University Law Center Washington, D.C. and the Univer-sity of the Philippines. Visit his website at www.joesayaslaw.com or contact his office at (818) 291-0088 for a no-cost inquiry.]

The dangers of being misclassifi ed as an independent contractorbenefits. Consider another case below:

Our firm is currently litigating a case against a trucking company that had mis-classified its drivers as ICs. Because the drivers are not considered employees, they pay for fuel, truck insurance, and repairs. About one half of their weekly pay are deducted for these expenses. They were not provided meal or rest breaks. They have zero benefits.

In November last year, one of the truck drivers died in an accident while driving the company’s truck. Because the company classified him as an IC, the driver’s heirs could not readily claim worker’s compen-sation benefits.

Unless the drivers are classified as em-ployees, an issue which is being litigated, his heirs are left without the protections of workers compensation law.

Unlike employees, ICs do not have to be paid minimum wage, overtime, or missed breaks. They are not entitled to benefits such as health insurance, retirement or pension, and workers’ compensation pro-

In 2005, Carolyn Gregory was assigned by her employer, a home health care agency, to work in the home of 85-year-old Lorraine Cott, a long-time Al-zheimer‘s patient. Carolyn was trained and experienced in car-ing for Alzheimer‘s patients. She knew they could be violent. Lor-raine was combative and would bite, kick, scratch, and flail.

Carolyn’s duties included su-

NEW YORK, Sept 24 (Mabuhay) – At least three activists on Tuesday disrupted an event at Columbia University in New York for President Benigno Aquino III.

The activists, who were among the audience at Columbia University’s World Leaders Forum, said the President needs to explain the extrajudicial killings in the country, where the funds for Yolanda victims went, and the presence of military troops in the country.

All of them, before they were escorted outside, shouted “No peace, no justice. Stop the killings in the Philippines.”

The President, however, did not respond and just continued answering questions during the open forum. (MNS)

Series for Seniors: Part 4 - Low Income and Medicare

A very widely used benefit is the drug coverage. Some people may pay several hundred dollars monthly just for their med-ications. The costs bloat when they reach coverage gap a.k.a. doughnut hole. Social Security actually has a program called Low Income Subsidy (LIS) a.k.a. Extra Help for people with limited resources that can bring down drug monthly premiums and co-pays significantly. One way to apply is directly through the www.ssa.gov.

Medicare also offers 4 kinds of Medi-care Savings Programs (MSPs), namely, Qualified Medicare Beneficiary (QMB) Program, Specified Low-Income Medicare Beneficiary (SLMB) Program, Qualifying

Individual (QI) Program and Qualified Disabled and Working Individuals (QDWI) Program. The programs have different qualifications like income and resources tests and provide different benefits.

For example, QMB, SLMB, QI help pay for Part B premiums and automatically qualify one for Extra Help. The $104.90 Part B monthly premium can be saved. QMB and QDWI help pay for Part A premiums. For those people who have not worked here for at least 10 years to earn 40 quarters of Social Security credits, being helped to pay for the Part A premiums is a huge help. Without such Savings Programs, Part A premium can be as much as $426 a month. QMB also pays for Medicare deductibles, copays and coinsurances.

OFW deployment ban to Venezuela lifted Activists disrupt Aquino talk at Columbia University

18 Visit www.Balita.com Weekend, Sat. - Fri., Sept. 27 - Oct. 3, 2014 Balita LOS ANGELES

OPINIONMANILA, Sept 23 (Mabuhay) – President Benigno Aquino III, cur-

rently in the United States for a working visit, has once again criticized former President Gloria Macapagal-Arroyo, this time comparing her to the late dictator Ferdinand Marcos.

In a speech at the Harvard University on Monday (Tuesday in Manila), Aquino said Arroyo was like Marcos in abusing power.

“My predecessor, instead of learning the lessons of Martial Law, seemingly adopted Mr. Marcos’ handbook on how to abuse the demo-cratic process,” Aquino said.

The President further said that Arroyo’s administration made Fili-pinos indifferent about anomalies in government.

“At the end of her regime, our people were so apathetic to all the scandals and issues affecting her, and government’s inability to effect change, that the overwhelming ambition of so many was to leave the country,” Aquino said.

Arroyo, now a congresswoman representing Pampanga’s second district, is currently on hospital arrest for her alleged involvement in the misuse of Philippine Charity Sweepstakes Office (PCSO) funds during her incumbency. (MNS)

NEW YORK, New York, Sept 24 (Mabuhay) – President Benigno S. Aquino III said he believes Filipinos will continue to overcome any adversity, given their extraordinary spirit.

In his speech during the Columbia World Leaders Forum at Columbia University here, President Aquino said challenges will continue to come, but Filipinos will continue to rise and emerge better. When confronted with disaster, the current government’s mindset is not just on rebuilding but how to build back better, he said.

And as reforms begin to be realized, the President said his administration is thinking how to make these changes permanent.

“My entire life, I have witnessed my people do incredible things: they resisted the dictatorship, drove a peaceful revolution that captured the imagination of the world, stood firmly and often against tyranny and corruption whenever they reared their ugly heads, and worked tirelessly to put our country back on the map,” he told the students and faculty of the university.

He noted that for so long, Filipinos have endured the tyranny of self-serving administrations and the indifference of the world, but the country, once an often-overlooked archipelago in the Pacific, is poised to remain in the global spotlight.

This is proof of what a mobilized citizenry and a government of integrity are capable of achieving, he said.

The President cited the reforms initiated by his administration, including those in fighting corruption, improving the education system and health care, and the Mindanao peace process.

He also reported on the economic developments in the country, the positive credit ratings upgrades given to the Philippines, and the government’s initiatives for better weather forecasting.

Established in 2003 by Columbia University President Lee C. Bollinger, the World Leaders Forum is a year-round event series that seeks to advance robust, uninhibited dialogue on the signifi-cant economic, political, and social questions of the present time.

MANILA, Sept 24 (Mabuhay) – President Be-nigno Aquino III has vouched for the good character of embattled Philippine National Police (PNP) chief Director General Alan Purisima, who is currently embroiled in a corruption controversy.

In an interview with reporters in the US on Tuesday (Wednesday in Manila), Aquino said he had known Purisima since 1987 when the PNP chief was a member of the the security group his mother, the late President Corazon Aquino.

“Hindi po natin kilala ang taong ito [Purisima] bilang maluho o matakaw,” Aquino told reporters in New York.

Purisima is facing plunder and graft charges

before the Office of the Ombudsman for allegedly owning a mansion in Nueva Ecija and for supposed irregularities in the renovation of the PNP chief’s official quarters inside Camp Crame.

Earlier in the day, Senator Grace Poe called on Purisima to take an administrative leave while he is being investigated.

Poe’s committee is expected to scrutinize the PNP chief’s Statement of Assets, Liabilities and Net Worth (SALN) next week.

Before he left for his foreign trips earlier this month, Aquino already defended Purisima, saying the PNP chief should not be blamed for crimes involving rogue cops.(MNS)

MANILA, Sept 26 (Mabuhay) – The Supreme Court has no authority to stop the proceedings of the Senate Blue Ribbon Sub-Comittee looking into the alleged overpricing of the P2.7-billion Makati City Hall Building II and other alleged cases of corruption in the city during the mayoralty of Vice President Jejomar Binay.

Senate President Franklin Drilon made the remark a day after the camp of the Vice President announced that it will question before the high tribunal the jurisdiction over the investigation of the sub-committee chaired by Senator Aquilino Pimentel III.

Asked if the SC has authority to stop legislative function, Drilon, a lawyer, said he did not believe the High Tribunal had power to enjoin legislative acts. “The principle of separation of powers would dictate that we are supreme in our own sphere,” Drilon said.

Drilon said Binay could present his case before the SC but expressed doubt that the tribunal would stop the Senate investigation.

“Vice President (Jejomar) Binay or Mayor Binay can bring the issue to the SC, that’s a privilege of every citizen but let me reiterate that the questions (asked during the hearing) are in aid of legislation, not for anything else,” Drilon said. “And that is consistent with the decision of the SC on the juris-diction of the Blue Ribbon Committee,” he added.

Drilon said that in a number of cases that had been brought to the SC before, the tribunal had al-ways sustained the right of the legislature to conduct inquiries in aid of legislation.

The Senate probe on the allegedly overpriced Makati City Hall Building II stemmed from the resolution filed by Senator Antonio Trillanes IV on July 22 based on the plunder complaint filed

by lawyer Renato Bondal before the Ombudsman. Senate Blue Ribbon Committee chairman,

Senator Teofisto Guingona III, said the panel would conduct the investigation but granted Pimentel’s request to lead the inquiry.

“I firmly believed that the Blue Ribbon Commit-tee has jurisdiction as defined in the rules on the ba-sis of the resolution filed that this is an investigation in aid of legislation. Merong jurisdiction ang Blue Ribbon Committee sa mga inquiries na ginagawa,” Drilon told reporters.

Makati Mayor Jejormar Erwin “Junjun” Binay, the Vice President’s son and one of the co-accused in the plunder complaint in connection with the allegedly padded construction costs, questioned on Thursday the jurisdiction of the Blue Ribbon Sub-Committee to summon him to its hearing.

Junjun Binay said the Sub-Committee already prejudged him and his family. He wrote a letter to the committee to state his position.

The mayor and two alleged former aides of the Vice President didn’t attend the sub-committee hear-ing on Thursday despite subpoenas issued to them.

Pimentel said the probe was within the jurisdic-tion of the committee as stated in the Senate rules:” All matters relating to, including investigation of, malfeasance, misfeasance and nonfeasance in office by officers and employees of the government, its branches, agencies, subdivisions and instrumentali-ties; implementation of the provision of the Consti-tution on nepotism; and investigation of any matter of public interest on its own initiative or brought to its attention by any member of the Senate.”

He said a member of the Blue Ribbon Committee should be the one to raise the matter on jurisdictional authority.

BOSTON, Massachusetts, Sept 22 (Mabuhay) – The Philippines has changed a lot and has created more opportunities for its people because of the reform measures undertaken by the government, President Benigno S. Aquino III said Sunday in a speech before students of Boston College and the Filipino-American community here.

Among the major changes that have taken place in the Philippines are the country’s big strides in the economic front, the peace in Mindanao, and government initiatives to fight corruption, he said.

The President recalled that from 2006 to 2009, average growth was at 4.3 percent, saying this was largely consumer-driven, fueled by the remit-tances of overseas workers who had lost hope in the motherland.

Since taking office in 2010, President Aquino said, his administration has worked to foster sustain-ability by rebalancing the economy towards invest-ments. “Since 2010, our economy has been growing at an average of 6.3 percent, and last year, we posted an economic growth of 7.2 percent, making us one of the fastest growing economies in our part of the world,” he told his audience.

The World Economic Forum Competitiveness Report showed that the Philippines jumped from 85th place in 2010 to 52nd in 2014, the biggest improve-

ment by any country in that particular time frame. The three major credit ratings agencies, namely

Fitch, Moody’s and Standard & Poor’s, also up-graded the country for the first time to investment grade in 2013, he said, adding that these upgrades reduced the cost of borrowing and reinforced con-fidence among investors to put their money in the Philippines.

On its anti-corruption drive, the President said the former chief Justice of the Supreme Court was impeached and is facing charges in regular courts.

A former president and three incumbent senators are also in detention, all of them facing charges of plunder, he added.

Focusing on social protection, he said, is also a major thrust of the government.

The President said that 4.1 million poor Filipino families have committed to vaccinating their chil-dren, keeping them in school, and sending pregnant mothers for regular check-ups under the expanded Conditional Cash Transfer program.

Job generation initiatives by the government have also started to bear fruit, the Chief Executive said.

He said that 1.65 million more Filipinos hold jobs in April 2014, compared to April 2013. From the first semester of 2012 to the same period in 2013, 2.5 million Filipinos have risen above the poverty line.

Aquino: Gloria Arroyo followed Marcos’ handbook in abusing power

Filipinos will always emerge strong despite challenges, says Aquino

Aquino: Out of character for PNP chief to live in luxury

SC can’t stop Blue Ribbon probe on Building II: Drilon

PHL better off today with ongoing reforms: Aquino



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FAMILY FEATURES

As you prepare for this season of celebrations, consider recipes that off er a fresh approach to the traditional holiday menu.

With its sweet simplicity and vibrant color, a garnish featuring California grapes can make your meal presenta tion even more enticing. Keep those mealtime traditions intact by

Peanut Butter and Grape Trifl e Servings: 14 1 (16-ounce) container nonfat vanilla Greek yogurt 8 tablespoons creamy peanut butter 2 tablespoons honey 1 (8-ounce) container lite whipped topping, divided 1 (16-ounce) store-bought pound cake, sliced into 1-inch cubes 3 cups red seedless California grapes, plus more for garnish 3 cups green seedless California grapes, plus more for garnish 1/4 cup honey-roasted peanuts, chopped (optional garnish)In medium bowl, stir together yogurt, peanut butter and honey until well combined. Gently fold in half of whipped topping. Set aside.

A Tasty TraditionA Spanish custom spanning back to 1895, those who practice “the twelve grapes of luck” are said to be provided with a year of prosperity. Add this festive ritual to your celebration by eating a grape with the ringing of each bell at midnight on New Year’s Eve.

5 cups coarsely crumbled cornbread (either store-bought or prepared from a mix), toasted 3/4 cup coarsely chopped walnuts, toasted 2 tablespoons chopped fresh sage 1 cup reduced-sodium chicken broth 3 tablespoons butter, melted 3 tablespoons white balsamic vinegar 1 egg, beatenPreheat oven to 400°F. Toss grapes and squash cubes together in large bowl with oil, salt and pepper, to taste. Spread in single layer on baking sheet and roast for about 20–30 minutes, until grapes have begun to slightly shrivel and squash is tender. Set aside.

Heat large nonstick skillet over medium-high heat and cook pancetta until it begins to brown slightly. Add celery and onions and cook until tender and onions are translucent, about 5–6 minutes. Add garlic and cook for one minute more. Remove from heat.

In large bowl, combine cornbread, pancetta mixture, grapes, squash, walnuts, sage and salt and pepper to taste, if desired. Set aside.

In medium bowl, whisk together broth, butter, vinegar and egg. Pour over cornbread mixture and toss well to combine.

Spray 9-by-13-inch baking dish with cooking spray. Spoon dressing evenly into dish. (At this point, you can either bake immediately or cover and refrigerate overnight to bake the next day.)

Bake, covered with foil, at 350°F for 20 minutes. Uncover and bake another 20 minutes, or until warmed through and golden brown. Nutrition information per serving: 442 calories; 18 g fat (4 g saturated fat); 37% calories from fat; 14 g protein; 54 g carbohydrate; 2 g fi ber; 75 mg cholesterol; 1103 mg sodium; 475 mg potassium.

Raw Vegetable and Grape SaladServings: 6Salad: 2 cups shredded or very thinly sliced Brussels sprouts 1 cup shredded carrots 1 cup thinly sliced fennel 1/2 cup cooked, chopped bacon (6 slices) 4 cups green and red seedless California grapes, halved 1/2 cup sliced green onionsDressing: 3 tablespoons balsamic vinegar 2 tablespoons extra virgin olive oil 1 teaspoon minced garlic 1/2 teaspoon salt 1/4 teaspoon pepper Toss all salad ingredients together in large bowl. Whisk together all dressing ingredients in medium bowl and drizzle over salad. Toss until ingredients are well coated with dressing.

Cornbread Dressing with Roasted Grapes, Walnuts and Pancetta

serving favorites like Brussels sprouts, but pair them with sweet California grapes in a salad for the perfect balance of fl avor and crunchy texture.

A beloved side dish, such as cornbread dressing, will exceed all expectations with ingredients like red and green grapes, butternut squash, walnuts and pan cetta. Complete the meal with a new twist on a trifl e that results in a rich dessert worthy of any gathering for the holidays and beyond.

For more ways to increase the freshness and fl avor of your holiday meals, visit GrapesfromCalifornia.com, Facebook.com/GrapesfromCalifornia and Pinterest.com/GrapesfromCA.

Nutrition information per serving: 226 calories; 14 g fat (4 g saturated fat); 55% calories from fat; 8 g protein; 19 g carbohydrate; 3 g fi ber; 17 mg cholesterol; 516 mg sodium; 471 mg potassium.

In clear glass trifl e dish or bowl, layer half each of pound cake cubes, peanut butter mixture, red grapes and green grapes. Repeat layers a second time and top with remaining whipped topping. Garnish with additional grapes (sliced in half) if desired, and chopped peanuts, if desired.Nutrition information per serving (with peanuts): 313 calories; 15 g fat (5 g saturated fat); 42% calories from fat; 8 g protein; 38 g carbohydrate; 1 g fi ber; 73 mg cholesterol; 197 mg sodium; 206 mg potassium.

Servings: 12 2 cups red seedless California grapes 2 cups green seedless California grapes 2 cups cubed butternut squash 1 1/2 tablespoons olive oil Salt and pepper, to taste 6 ounces diced pancetta 3/4 cup sliced celery 1 large onion, chopped 2 cloves garlic, minced


HEALTH & BEAUTY

care Advantage Plan, most plans allow you a $”0” co-pay for your Primary Care Doctor and Specialist visits. Your share of cost is very much reduced and minimized.

With Medicare Parts A & B, your out-of-pocket cost is unlimited. If you were enrolled in a Medicare Advantage Plan, most plans limit your Maximum-Out-Of-Pocket to around $3,400 per annum, de-pending on the chosen carrier. This means that once you reached the stated amount, you don’t have to spend a dollar more for your medical bills.

There are certain services which Medi-care does not cover, such as Dental, Vision, Hearing, Acupuncture, Foot Care. If you were enrolled in a Medicare Advantage Plan, most plans cover most, if not all, of the above. In addition, most Medicare Advantage Plans offer Wellness and Pre-vention Benefits, Free Gym Membership, Nurse Helpline, Transportation, Medical Emergency Coverage Outside the U.S., etc.

With Medicare Parts A & B, you will have to enroll in Part D and pay a monthly premium. If you were enrolled in a Medi-care Advantage Plan, Parts A, B and D benefits are included in one plan at $”0” premium in many counties.

In 1998, Medicare Part C (Medicare Ad-vantage Plan) was enacted into law by the U.S. Congress to answer seniors’ clamor for more choices with their Medicare. Pri-vate companies were allowed to participate provided their offerings do not diminish traditional benefits under PARTS A & B.

The more popular Part C plans in Los Angeles and neighboring counties are HMOs and PPOs. HMO (Health Main-tenance Organization) is a managed or coordinated care plan. In an HMO, a member sees a Primary Care Doctor who refers him/her to a Specialist should he/she needs one. In a PPO (Preferred Provider Organization), a member may see any doctor that belongs to a carrier’s network;

Medicare Advantage Plan (Part C) explainedSo you have Medicare Parts A & B, now what? Your Medicare Part A allows you a 90-day hospital stay

limit. 1-60 days, NO hospital co-pay. 61-90 days, a co-pay of $304 per day. If you were enrolled in a Medicare Advantage Plan, most plans offer no limit to your hospital stay and no co-pay to worry about.

Your Medicare Part B share of cost may be 20% of the total. If you were enrolled in a Medi-

but, the member pays more.Medicare Advantage Plans are not for

everyone.There are cases where you are good

staying under Original Medicare and purchase a Part D plan and a Medicare Supplement Plan (MedSupp or MediGAP) to protect yourself from unexpected Share of Cost.

If you need help, you may reach me at 323-535-7373 or e-mail at: [email protected].

Leo Monsalud hails from Sta. Cruz,

Zambales. He studied for his MBA and Law at

the University of the Philippines. He worked for UNILAB where his last posi-tion held was vice-president assigned as general manager of a division. He was a joint-venture partner of the San Miguel Corporation in an agri-business project. He is currently contracted with various life and health and annuity companies. He holds a CA license #0G55218 as well as a Non-Resident license in NV. He provides free consultation on Medicare and Obamacare.

(Relaxnews) – In a panic over increas-ingly sedentary children, experts and parents alike have attempted to structure playtime to make it active in the hopes of increasing fitness, but a new study says that might not be necessary and points to the importance of free play.

“By focusing on the physical activity aspect of play, authorities put aside several aspects of play that are beneficial to young people’s emotional and social health,” says Professor Katherine Frohlich of the univer-sity’s Department of Social and Preventive Medicine.

Play, say the researchers, is beneficial to the emotions, provides relief from wor-ries and problems and encourages healthy socializing.

In the study, 25 children from Montreal between the ages of 7 and 11 were asked to photograph and describe what they do during their playtime.

Sports, say the researchers, were well-represented, but so were many sedentary activities such as arts and crafts, and spend-ing time with pets.

Talking to the children about their play-time helped researchers understand what play meant to them and they concluded

that play as an end in itself is important to children and that the challenges children create for themselves make for a healthy degree of risk that enriches their lives.

They also found the children felt ambivalence towards their scheduled ac-tivities and didn’t have enough time for unstructured play.

“Play reframed as a way for improving physical health removes the spontaneity, fun and freedom in children’s play, which is also important for their well-being,” says first author Dr. Stephanie Alexander, also of the university’s Department of Social and Preventive Medicine. “Active play alone does not make up many children’s preferences.”

The study was published in the journal Qualitative Health Research.

In a study published in June in the journal Frontiers in Psychology, research-ers at the University of Colorado Boulder interviewed 70 parents of six-year-olds and found that kids who spend time reading, playing or exploring nature in the absence of predetermined structure are more proac-tive and better able to meet their goals than those whose parents pack their schedules with lessons and study sessions.

Play is important for children regardless of physical activity level, say researchers who advise against restructuring play to encourage physical activity.©Olesya Feketa/shutterstock.com

Exercise shouldn’t replace playtime for kids: study


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ENTERTAINMENTActress Andi Eigenmann has opened

up about the controversial photo of her rumored boyfriend Jake Ejercito suppos-edly kissing another girl.

Although she had already seemingly called out Jake on Facebook by posting a link to the item and photo that appeared on an entertainment blog site, she said, “Siyempre masakit pero wala tayong magagawa, it happened already.”

She shared that she had already spoken with Jake about the story behind the viral picture.

Noting that while she “would really love to forgive” him, Andi, who is still mourning on the death of her father Mark Gil, said she needs space for now.

The 24-year-old single mom is moving on and focusing on things that are “more important to me and deserve my attention and my love.”

She added, “I’m not going to dwell on something that shouldn’t be important… not waste my time on something that doesn’t treat me of any importance.”

Although she keeps her “never say never” attitude because “it’s always a mat-ter of choice,” the actress pointed out, “If we want to fix things, we can. Pero I guess everything happens in its own time. Right now is not the right time.”

Following the issue, Jake once again stirred intrigue on social media after sup-posedly deleting tweets about not giving up on love.

Fashion Pulis posted a screengrab of one of the purported missing tweet that

read: “Bury the past, build a castle where they lay. Be my princess again @andiei-gengirl.” This was apparently originally posted roughly a week ago.

Meanwhile, heartthrob James Reid denied rumors that he is courting Andi after their photos together – along with Bret Jackson, the former’s housemate on “Pinoy Big Brother” 2010 edition – circu-lated online.

“It is actually my friend who is dating Andi,” James said without actually naming which friend he meant. *(MNS)

Singer-TV host Karylle chose not to comment when asked about the upcoming wedding of her ex-boyfriend, actor Dingdong Dantes, and fiancé Marian Rivera.

“Ako kasi, wala na ako sa eksenang ‘yon, so ayoko naman ding sumingit. I think iyon nalang siguro for now ang sasabihin ko,” Karylle said.

She added, “Everyone deserves to have a wonderful wedding, and that’s what I’ve experienced. So huwag natin sirain ’yung maganda.”

Dingdong and Karylle broke up in 2008 amid talks that the former was making sweet music with Marian, his co-star on the how-defunct series “MariMar.”

Karylle married Spongecola frontman Yael Yuzon early this year. She’s also made it clear that all is well between her and Marian. (MNS)

Anne Curtis believes being an actress requires openness to portraying offbeat roles so people shouldn’t be surprised if she plays a gay character one of these days.

“Why not, ‘di ba?” she quips on the matter in an interview, laughing.

Anne made clear though that, if ever, the script should be fresh.

“I would be choosy sa script siguro, at kung anong klaseng istorya siya, pero as long as it’s a challenging role - if it adds to my versatility (as an actress) and it’s some-thing that I’ve never ever done before – I’m game. Hindi naman siguro ako maiilang.”

What if she’s paired with her boy-friend’s sister, Solenn Heussaff?

“Oh, my God, para namang incest yun!” she exclaims, adding, “I don’t know, I’ve never thought about it pero, choosy ka pa ba?” If anything, Anne worries how local moviegoers would take to her portrayal.

“Parang the audience isn’t ready for those kinds of films just yet. I know there will be a lot of people who have something to say about that,” she says.

Ultimately, Anne shares that the most important for her is to be able to do what she loves most: act. (MNS)

Andi hurt over Jake’s kissing photo

Andi Eigenmann

Karylle

Anne Curtis

Karylle no comment on Dingdong-Marian wedding

Anne Curtis willing to play gay role


COMMUNITY

Photo above shows the Virgin’s statuette on a “pagoda” barge decorated with fl owers and balloons and rowed around the park lake, followed by a foot procession on the lake’s perimeter amid rosary prayers, Marian hymns and shouts of “Viva la Virgen!.”

Los Angeles, 23 September 2014 – The Philippine Consulate General attended the 40thAnnual Peñafrancia Festival held at Lincoln Park, Los Angeles on 20 Sep-tember 2014.

The 2014 Peñafrancia Festival is held to celebrate the feast day honoring Our Lady ofPeňafrancia in the month of September by the United Bicolandia of Los Angeles (UCBLA), the umbrella organization of Bicolanos from Southern California.

Consul General Leo Herrera-Lim and Madame Fides Herrera-Lim graced the event together with officers and staff from the Philippine Consulate General. In his remarks, Consul General Herrera-Lim commended UBLA for organizing a successful festival, bringing together

the Fil-Am community, and showcasing the Filipinos devotion to the Virgin Mary.

The whole-day celebration, draws devo-tees and guests every year and has always been one of the biggest fluvial festivals and only one of its kind for Filipinos in South-ern California. The Archbishop Emeritus Roger Cardinal Mahoney celebrated the mass at Lincoln Park.

The highlight of the fiesta was a fluvial parade, featuring yellow-shirted “voya-dores” carrying the image of the Virgin Mary aboard a floral barge towed by boats around the lake.

The fluvial procession is accompanied by a foot procession along the perimeter of the lake. Uniformed Knights of Colum-bus provided the guard of honor.

Fil-Ams, Consulate offi cials hold 40th Annual Pe ñafrancia Festival

Series for Seniors: Part 4 - Low Income and MedicareA very widely used benefit is the drug coverage. Some peo-

ple may pay several hundred dollars monthly just for their medi-cations. The costs bloat when they reach coverage gap a.k.a. doughnut hole. Social Security actually has a program called

Baguio City-based Saint Louis Univer-sity alumni members and friends world-wide has slated a grand reunion on Nov. 8, 2014 (Saturday) from 6 p.m. to midnight billed Journey to the Past and the Future at Harrahs Hotel & Casino in Las Vegas.

A registration fee of $110 per person must be pre-paid and payable to SLU Re-union. Payments should be mailed to SLU Alumni Assn. c/o Michael Montemayor, P.O. Box 7151, Mission Hills, CA 91346. Attire is semi-formal.

Purple & Hearts Band, a popular band in Los Angeles will provide music and entertainment. Former SLU instructor and Baguio City broadcaster Eddie C. Ferrer will host the festivities.

St. Louis University was founded in 1911 in Baguio City by the Belgian CICM fathers as a Catholic institution. The Philip-

pine government granted its university sta-tus in 1963 and became a leading Catholic university in Northern Luzon. As Msgr. William Brasseur, former Vicar Apostolic of the Montanosa on the granting of the school its university status stated; “May the light of Saint Louis University shine as the Light of the North. May its alumni, through their intellectual standing and Christian formation, be the leaders of Baguio City and the whole of Montanosa.

Inquiries, reservation, souvenir program ads and payment may contact Henry Fine at 949-683-1869 or [email protected]; Mike Montemayor at 818-687-2534 or [email protected]; and Larry Caguioa at 760-207-1887 or [email protected].

Please visit its website: SLUAlumnin-ternational.org. (Dan E. Nino)

SLU Alumni celebrates its journey on Nov. 8 Series for Seniors: Part 4 – Low Income and Medicare

Low Income Subsidy (LIS) a.k.a. Extra Help for people with limited resources that can bring down drug monthly premiums and co-pays significantly. One way to apply is directly through

the www.ssa.gov.Medicare also offers 4 kinds of Medi-

care Savings Programs (MSPs), namely, Qualified Medicare Beneficiary (QMB) Program, Specified Low-Income Medicare Beneficiary (SLMB) Program, Qualifying Individual (QI) Program and Qualified Disabled and Working Individuals (QDWI) Program. The programs have different qualifications like income and resources tests and provide different benefits.

For example, QMB, SLMB, QI help pay for Part B premiums and automatically qualify one for Extra Help. The $104.90 Part B monthly premium can be saved. QMB and QDWI help pay for Part A premiums. For those people who have not worked here for at least 10 years to earn 40 quarters of Social Security credits, being helped to pay for the Part A premiums is a huge help. Without such Savings Programs, Part A premium can be as much as $426 a month. QMB also pays for Medicare deductibles, copays and coinsurances.

People normally go to their local Social Security office and California Department of Health Care Services (DHCS) county office to apply for these programs. Often-

times, people with Medi-Cal card already enjoy one of these programs but they do not know which particular kind of MSP they have. These Programs call for annual re-determination. Thresholds to be qualified slightly change year by year.

The Medicare and Medi-Cal have part-nered to start a new project called Coordi-nated Care Initiative (CCI) affecting eight counties: Alameda, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Mateo, and Santa Clara.

CCI impacts the Medi-Cal beneficia-ries, whether the same beneficiaries have Medicare too or not. The Medi-Cal Fee-For-Service is transitioning into Medi-Cal Managed Care. For those people who also have Medicare, they can opt-out so only their Medi-Cal goes into Managed Care and keep their Medicare plan, or they can opt-in, or do nothing and be passively en-rolled into government’s CalMediConnect program, a Medicare-Medi-Cal integrated plan.

For people who want to know more about these programs and want to know how their health care can be affected, please call 855-955-1800.


and now find yourself overwhelmed with debt. You realize that your debt problems are not simply going to go away unless you do something about them but just don’t know where to start.

You have rights under federal law to file bankruptcy and get immediate relief from debt. Bankruptcy is nothing more than a legal remedy that allows you to regain control of your finances so that you can get back on your feet as quickly as possible. Of course, it is not the answer to all financial problems but when appropriate for your situation, it may be the only way for you to get out of the mess you’re currently in.

Although Congress enacted tougher bankruptcy laws in 2005, most people still qualify for debt relief, whether they are wiping out debts under Chapter 7 or reorganizing under Chapter 13. Depending on your circumstances, your debts can be wiped out under Chapter 7 in only a few months or the Court may ask you to repay your creditors with lower monthly debt payments over a 3-5 year period. Either way, the goal is to help you recover finan-cially and help you start a new life free from the burden of excessive debt.

Briefly, Chapter 7 allows you to cancel or discharge your debts but in return, you must give up whatever non-exempt assets you may have. The good news is that most people don’t have much and whatever

little they have, they are often protected by the exemption laws in bankruptcy. So it is a misconception that “once you file bankruptcy, you will automatically lose everything.” The truth is that most people keep everything they have (homes, cars, bank accounts, retirement plans, etc) and they lose nothing at all. An experienced and knowledgeable attorney can evaluate your case and help you plan so that you can maximize your exemptions and claim the full benefits allowed by law.

Chapter 13, on the other hand, is a debt reorganization or debt consolidation plan. The court requires you to submit all your income information as well as a monthly budget to assess your ability to pay. Your Chapter 13 plan payments will be based on the surplus income as determined by the Court. Chapter 13 allows you to keep valuable property such as your home or car (although you were behind on your mortgage and car payments at the time of filing) and will stop foreclosure and repos-session immediately on the day your case is filed. Credit card debts are included in your monthly payment under Chapter 13 and, in most cases, they can be significantly reduced or even totally eliminated.

If you have a 2nd mortgage on your property that is wholly unsecured due to the fact that your property is “upside down”, you may even qualify to reduce

or eliminate it in Chapter 13 through a process called “lien stripping”. This can help a lot of people who are struggling with more than one mortgage payment as it makes their home more affordable while at the same time reducing what is owed on the property. This is something that even a loan modification will not be able to do as principal reductions are very rare when doing a loan modification.

The only way to know if bankruptcy is right for your situation is to consult with a professional who has the knowledge and

experience to advise you regarding your options under bankruptcy law. For a free office consultation, please call Toll-Free 1-866-477-7772. We have offices in Pasa-dena, Valencia and Cerritos.

(None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 4,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call Ray Bulaon Law Offices at TOLL FREE 1-866-477-7772).

Bankruptcy: When fi nancial stress becomes unbearableAre you having problems paying your debts? Are credi-

tors calling you day and night threatening you with a wage garnishment, repossession or foreclosure? Are you starting to feel hopeless and depressed about your situation and don’t know where to turn for help?

The last few years have been tough for a lot of people. You may have suffered a job loss, foreclosure, lawsuit, divorce or other unexpected calamity

FACLA, under the leadership of Mr. Austin Baul, Jr., has a new member of the Board of Directors in the person of Ms. Susan Oca, seen here being congratulated by her mentor, Ms. Glo Resurreccion, a former member of FACLA Board of Directors. Susan reaches out to various organizations to help provide badly-needed services to Filipino American communities in Los Angeles. She envisions, and will soon launch, projects that will address some of FACLA constituents’ needs.


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easy to sweep this topic under the rug and continue to make high mortgage payments and high maintenance cost for a oversize home. But stressing out over a high cost of living with a fixed income is very solv-able, I think. Everyone must reach their own comfort level, but let us suggest the reasons you should face this inevitable decision. Focus now on the positives of change. Change is good in many ways.

First, many seniors sense they may face increasing health concerns. Mobility issues may start slowly but they will affect all of us. Moreover, we must recognize that a more serious health crisis may occur at any time. Would it not be better to control the process and deal with change with sound mental and physical abilities?

The second obstacle to any decision is the question: “Where will I/we move? Of course, there are many options. Buy a (smaller) condo. Move to a rental apart-ment. Relocate to a new area. Move to some level of assisted living. As investment advisors we can only suggest looking for an option which will provide enduring satisfaction. The Atlantic (December 2013) notes that “between 2002 and 2012, the number of (US) renters ages 55 to 64 increased by 80%.” Maybe conflicting but also true from LA Times 9/2014 “The

number of mortgage holding households headed by someone 65 or older rose from 3.8 Mil in 2001 to 6.1 mil a decade later.” This only means seniors are living longer and its either you are living within your means or you are struggling with a mort-gage debt that will not get paid off in your lifetime.

Now, a third and crucial question is: “What will happen to my/our financial po-sition and stability?” If you sell your home and invest the net proceeds, you may well be able to live “rent free” indefinitely. We have seen many cases where the income generated from a stable and balanced portfolio will cover all or nearly all the cost of alternative accommodation. The investment income is taxable, of course, but usually at moderate rates. Your invest-ment professional can work through the numbers with you.

Beyond the investment side, just con-sider the out-of-pocket expenses of home ownership you will avoid. There are real estate taxes, insurance, heating, security services, property services and all manner of minor and major maintenance problems amounting to thousands of dollars per year. Add these up to see the real annual cost of ownership. A home sale is a major

Are you a senior soon to retire or retired? Is home ownership for you?

Best option for a senior retiring is to retire without a mortgage payment, right? Of course, but the great recession put a lot of seniors back a decade of savings and debt free independence. Now if you are a homeowner, one of the most confounding questions many seniors face is “Should I/we sell the family home?” You have lived there for decades. It is full of memories. It is comfort-able. And moving means a lot of change and unknowns. It is

I look forward to help you: discharge debts; stop foreclosures; wage garnishments; stop harassments from collectors; stop repossessions.

Have you mortgaged your grandchildren to Mastercard and Visa? Snowed under by a mountain of debt? Worried about losing your home and car? Call me immediately today! Yes, I speak Tagalog. No, I won’t charge you for consultation. I can help you keep your home, car

BANKRUPTCYWE ARE A DEBT RELIEF AGENCY. WE REPRESENT DEBTORS IN CHAPTER 7, 13, 11 AND 12 OF THE NEW BANKRUPTCY LAW. THIS INCLUDES RELIEF FROM MORTGAGE PAYMENT DEFAULTS AND PRE-FORECLOSURE RELIEF FOR RESIDENCESAND OTHER REAL ESTATE PROPERTIES.

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and other personal properties.

See KEN GO, page 31


Financing is subject to NMAC Tier 1 through Tier 3 credit approval. $13.89 per month per $1,000 financed at 0.0% for 72 months, subject to credit approval. Down payment may be required. See Carson Nissan for details. Good thru 10/31/14.

reduction in expenses as well as your time and effort. It is a useful goal to simplify your affairs.

Next, consider your reduction in ex-posure to real estate markets. Remember what happened in 2001 and 2008. The real estate market is strong now. A home sale can be a major reduction of financial risk, especially if you also own a country property. The Atlantic (December 2013) cites a study showing that between 2015 and 2030 approximately 20.1 million (US) senior households will attempt to sell their homes and 7.4 million or more than one in three, won’t be able to find people

to buy them, “an imbalance that could be extreme enough to trigger a reprise of the 2008 panic.”

On another quick note: La Times 9/2014 in a very important topic about Mortgage Fraud. Its still very much prac-ticed and being done in California and Nationwide, be very careful. Read article about “ Mortgage Fraud is alive and well” some fraud from an Atlanta based online company called “ Amerisave Mortgage Corp. and another company called Ocwen Financial.

Thanks for your continued support, please call me Ken Go at 1st Innovative Finance Group at 800-508-7048 or write to [email protected]. Like us on Facebook : 1st Innovative Finance Group.

SPORTSGENERAL SANTOS, September 18,

2014 (AFP) – Philippine boxing superstar Manny Pacquiao threw down a fresh chal-lenge to Floyd Mayweather Jr. on Thurs-day, daring the American world champion to “fight me” instead of setting terms that could torpedo the dream bout.

“He’s all talk. Until now he has not yet agreed to fight me. Instead of blabbing, he should face me atop the ring,” Pacquiao told AFP in an interview.

Ring fans the world over have been baying for a mega-fight between two of the world’s greatest boxers of their genera-tion, but previous talks have always broken down before a deal could be signed.

Pacquiao, 35, has held world titles in eight separate weight divisions.

He is training to defend his World Box-ing Organization welterweight title against another undefeated American, Chris Alg-

ieri, in Macau in November. Mayweather, who scored a lopsided victory over Mar-cos Maidana in a rematch in Las Vegas on Saturday, pushing his record to 47-0, later denied he was trying to safeguard his unblemished record by avoiding Pacquiao.

However, he said a Pacquiao bout would have to be on the American’s terms.

Pacquiao retorted Thursday that great fighters did not duck facing the best and did not let any challenge pass by.

“I’m tired of his alibis. If he really wants to fight me, he knows how to reach me. We can fight anytime, anywhere,” Pacquiao added.

The Filipino, who has won 56, lost five and drawn two fights, also dismissed the manner of Mayweather’s second Maidana win, in which the American retained his World Boxing Council and World Boxing Association welterweight titles.

“To me, Maidana won that fight. May-weather’s face and lips were swelling compared to Maidana’s unblemished face,” Pacquiao said.

Ahead of his bout in Macau, Pacquiao said he would not underestimate Algieri, 30. “I’m not taking Algieri lightly. He’s taller than me and moves around the ring with savvy. That’s why I started my train-ing early,” Pacquiao said.

His assistant trainer Buboy Fernandez said they would focus on developing a game plan, as well as honing Pacquiao’s technique and footwork.

“Algieri uses the ring well and he loves to lean on the ropes. We must devise a strategy to counter this,” Fernandez added, warning Pacquiao to beware of the Ameri-can’s left uppercut.

“He’s fast, but not as fast as Timothy Bradley. So he can be an easy target for

our boxer,” Fernandez said.American Bradley beat Pacquiao in a

controversial split decision in 2012, but lost the rematch by unanimous decision last April.

Meanwhile, Algieri may be in training camp learning how to beat Pacquiao, but this weekend it will be his alma mater that takes him to school. Stony Brook Univer-sity, where Algieri graduated with Honors, in 2007, with a Bachelor of Science degree in Health Care Management (Algieri also earned a Masters degree in Clinical Nutri-tion from New York Institute of Technol-ogy), will host Chris as the Alumni Fan of the Game at tomorrow’s annual Wolfstock Homecoming celebration among 11,000 fans and present to him a proclamation from Suffolk County Supervisor Steven Ballone declaring September 27th “Chris Algieri Day.”

when the 1.69-metre (5ft 7in) Pacquiao starts playing next month.

“I have no intention of hurting him, but I will play my normal game against him. I don’t have to change it just because he’s Manny Pacquiao,” the 27-year-old centre-forward of the league’s Rain or Shine team added.

“This is basketball. He won’t get an open shot or (be) allowed to drive past me,” Belga added.

Pacquiao, 35, has won world boxing titles in eight different weight divisions and was drafted by expansion team Kia in August even though he has no experience in high-level basketball.

He is known for playing intense pick-up games during breaks in training for bouts, and remains in top physical condition while enjoying a successful sunset to his career in the ring.

The boxer was hired as player and coach for Kia, which will open their account on October 19 in a league that has produced players of enough calibre to see the Philip-pines qualify for this year’s World Cup.

Kia face another expansion team on opening day, and are scheduled to play Belga’s Rain or Shine later in the tour-nament. Kia team manager Eric Pineda told Spin.ph the would-be pro-basketball star has been forced to skip much of the team’s daily training to fit in his boxing workouts. “They (Kia) know they cannot compete for time with Manny’s boxing career. They know how important Manny’s next fight is,” Pineda added.

Belga, known by Filipino basketball fans as “Extra Rice” for his heft, told the website he had played against Pacquiao previously, and suggested he was none too impressed.

“People are saying he has improved, probably because he was challenged by the fans’ criticism,” Belga said.

“He’s the rookie, I am the veteran,” he added. Pacquiao, who is also an elected member of the Philippine parliament, is in training for the defence of his World Boxing Organization welterweight title against undefeated American Chris Algieri in Macau in November.

Stop blabbing and fi ght me, Pacquiao tells Mayweather

Basketball: Rival vows no easy ride for Pacquiao debut

KEN GOFrom page 30

MANILA, September 21, 2014 (AFP) – Manny Pacquiao will receive no special treatment on his first foray into profes-sional basketball, a rival player has vowed, as the Philippine boxing superstar struggles with a hectic training schedule for both

sports.B e a u B e l g a , a 11 3 - k i l o g r a m

(250-pound), 1.95-metre (6 foot 5 inch) Philippine Basketball Association bruiser, told Manila’s sports news website Spin.ph on Friday that he will be no walkover


MOTORING

Fleet/Internet/Special Finance Director of Norwalk Toyota Tommy Uy Cruz extends his congratulations to Ms. Theresa S. and daughter Justine S., who just purchased a new car at Norwalk Toyota. You can also buy your new Toyota now by calling Tommy toll free at 1-866-253-1083. Norwalk Toyota is located at 11404 Imperial Hwy, Norwalk, CA 90650.

(NewsUSA) – Indications are rosy for U.S. auto sales now that the recession is in the rearview mirror.

According to analysts – who are bullish on the industry – new vehicle sales will hit their highest level since 2006, as consumers look to replace aging cars and trucks. In fact, estimated sales are expected to land somewhere between 16 million and 16.5 million, near pre-recession levels, which would mean an increase of around 5.8 percent.

Experts caution that this number is down from last year’s 7.6 percent growth, and would be the industry’s smallest increase since sales bottomed out at 10.4 million vehicles in 2009. The takeaway? Automakers can afford to be cautiously optimistic about sales for the remainder of the year, but also need to understand that as growth sales slow, they will have to be diligent with their marketing and incentive offerings.

Rick Baranski, director of publisher relations for U.S. Suburban Press (USSPI), maintains that the most effec-tive auto-marketing strategies use local newspaper and targeted email to increase sales. USSPI is an advertising network of community newspapers around the U.S. and is now a recognized leader of nationally aggregated email campaigns delivering targeted quantities of 50K and under through its eZIPs program.

“Local newspapers are the primary information source

Dealers make smart moves in bullish auto market

Following their first full month on sale, the all-new Subaru Legacy and Outback each set sales records for the month. Outback had its best August ever while Legacy posted its best month since August 1995. Additionally, August 2014 saw the best month ever for the Subaru Forester and XV Crosstrek.

“We are thrilled to have hit this mile-stone in August”, said Thomas J. Doll, president and chief operating officer, Subaru of America, Inc. “Thanks to our strong products and continued accolades, our sales momentum is strong and I am confident that Subaru will achieve an all-time sales record for 2014.”“We are very pleased with the strong retail traffic and demand for our vehicles,” said Jeff Walters, senior vice president of sales. “Our retailers continue to sell at record levels of efficiency and we cannot thank them enough for their outstanding sales efforts,” Walters continued.

But while we all ponder as to why Subaru continues to become a favorite of many, come to Subaru Glendale where you will find that indeed these cars are selling like hotcakes just get in touch with our kababayans at Subaru Glendale, who have been serving the Filipino-American market and who have made Filipinos love the Subaru brand and the Subaru vehicles’ versatility.

What are you waiting for, come on down to Subaru Glendale and our kababay-ans Christian Marilla, Bobby Cheng, Chris Garchitorena, Rico Dagohoy and Jojo Diala will be more than happy to inform you why Subaru is becoming a favorite of Filipinos and the whole American market. Subaru of Glendale is located at 1308 S Brand Blvd, Glendale, CA 91204. You can reach them at 1-855-230-1547 or you can visit their website at www.subaruof-glendale.net.

From left: Christian Marilla, Chris Garchitorena, Bobby Cheng and Jojo Diala of Subaru of Glendale.

Best Legacy, Forester and XV Crosstrek month ever

Cherry Hill, N.J. September 3, 2014 – Subaru of America, Inc. today reported 50,246 vehicle sales for August 2014, a 22 percent increase over August 2013 sales of 41,061. August marks the best-ever sales

month in company history, breaking the previous record set in July 2014 (45,714). Year-to-date Subaru sales totaled 333,968 – a 19 percent increase over the same period in 2013. Marking the company’s consistent growth, August 2014 is the 33rd consecutive month that Subaru has seen year-over-year growth.

Subaru of America reports best-ever sales month

used during the car-buying process,” says Baranski. “The eZIPS email program that we offer complements the print ads by reaching individuals who are most likely to be shopping for a vehicle at the moment.”

And this is exactly what our kababayan Tommy Uy Cruz is doing to the local auto market, coming back to the industry that is very close to his heart, not because he just wants to make a sale, it is because he knows that his expertise is what our kababayans need in choosing the right vehicle for them. Tommy, who has at least two de-cades of car sales tucked under his belt, is one of the better known car specialist in the whole of Southern California.

As a matter of perspective, the National Automobile Dealers Association estimates that the national marketing cost per vehicle sold is $644, while the eZIPs program delivers on average $250, and as little as $88.

But Tommy can very well explain this in layman terms. And if you need a vehicle now, what can be bet-ter than a Toyota brand – the brand that Filipinos have grown to love and accustom to for decades.

You can reach Tommy, who serves as the Fleet/In-ternet/Special Finance Director at Norwalk Toyota, toll free at 1-866-253-1083. Norwalk Toyota is conveniently located at 11404 Imperial Hwy, Norwalk, CA 90650.



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September 02, 2014 – The family van is alive and thriving, especially when it’s the 2015 Toyota Sienna debuting refreshed exterior styling packed with added safety, convenience and multi-media features. The 2015 Sienna, the only family van to offer an all-wheel drive option, is the ideal choice for hauling a large family, or loading up all your stuff for a weekend getaway. Inside, Sienna really shines with an array of upgraded interior ap-pointments and new convenience features allow the family hauler to remain kid-friendly, but in a parents rule environment.After the new and enhanced safety fea-tures, the one new Sienna feature for 2015 that will have parents talking is the new Driver Easy Speak option. If you’ve ever had the urge to use a bullhorn to carry your voice to back seat passengers, Driver Easy Speak is your dream come true. Us-

ing the microphone from the Sienna’s voice-command multi-media system, Driver Easy Speak conveys your voice through the audio system’s rear speakers.Combined with a standard conversation mirror integrated into the overhead console, Driver Easy Speak is the next best thing to having a hallway monitor in the van.Subtle exterior styling refinements give the Sienna a more upscale look, with a revised front grille, and new slimmer headlight units with an advanced design for the SE and Limited grades. New LED daytime running lamps (DRLs), standard for the SE and Limited, give the Sienna a more aggressive appearance. All grades except the SE get redesigned taillight clusters, too. It’s not all about appear-ance. A stiffer platform, with 142 addi-tional spot welds, translates to a driving experience unexpected from a minivan.

The Sienna is powered exclusively by a silky-smooth 266-horse-power, 3.5-liter V6 teamed with a six-speed automatic transmission. This combination gives the Sienna confident power for urban trek-king or highway merging while using fuel efficiently. Combined with the standard Tow Prep Pack-age, the V6 gives the Sienna a 3,500-pound towing capacity. Electronic Power Steering (EPS) and a wide stance help deliver a sol-id, direct on-road feel. Aerodynamic under-body elements also contrib-ute to Sienna’s dynamic performance.If you want to check out the new Toyota Sienna or buy one now, come and visit our friends and kababayans at Toyota of Glendale. Toyota of Glendale has Cecille Benitez, Richard Cruz, and Kay Cajulis,

A family van affair: 2015 Toyota Sienna, the only van with all-wheel drive

You may have been unaware, but the affordably-priced and fun-to-drive 2014 Lancer compact sports sedan has been named a “Top Safety Pick” by the Insur-ance Institute for Highway Safety (IIHS).

In its latest evaluation, the IIHS sub-jected a total of twelve “small cars” to their small overlap front crash test that has 25 percent of the vehicle’s frontal area on the driver’s side impact a barrier at 40 mph.

Introduced in 2012, the small overlap front crash test “replicates what happens when the front corner of a vehicle collides with another vehicle or an object such as a tree or utility pole,” according to the IIHS. Half of the vehicles evaluated achieved non-passing grades of “mar-ginal” or “poor”; the IIHS requires that a vehicle earn a grade of “good” or “ac-ceptable” to pass the test.

According to the IIHS, their small overlap front crash test is “more difficult than either the head-on crashes conducted by the National Highway Traffic Safety Administration (NHTSA) or the long-standing IIHS moderate overlap test.”

“It is great to see our very popular Mitsubishi Lancer once again named as a “Top Safety Pick” by the Insurance Institute for Highway Safety,” said Don Swearingen, Executive Vice President of MMNA. “Lancer is a versatile compact sports sedan that has an exceptional de-gree of safety, excellent fuel economy, sporty performance and plentiful stan-dard features all at price to fit almost any budget.”

The “Top Safety Pick” designation by the Insurance Institute for Highway Safety (IIHS) – a U.S.-based non-profit agency that performs research and crash

test evaluations of production vehicle models marketed in America – is also applicable to the new 2015 model year Mitsubishi Lancer making its way to Mitsubishi Motors dealerships across the country this summer.

For those who are loyal or have been wanting to own a Mitsubishi, you can now avail of your favorite

Mitsubishi brand by visiting Cerritos Mitsubishi where our kababayans will help you choose the right car for you, whether it’s the Mitsubishi Outlander, Lancer or other Mitsubishi vehicle.

Come and visit our kababayan Mark and his Fil-Am crew at the Cerritos Mit-subishi, where kababayans are always treated as special customers. Even their marketing thrust is anchored on that magical Tagalog word: Kababayan. They also have a Kabayan Price.

“We have the best lease payment program, we offer huge discounts on many of our mod-els,” said Mark. “And for new im-migrants, first time buyers, and those without credit or are now having a bad credit just like everybody else, approval is not a big deal. We have a way of doing it.”

Along with Mark, Eugene C., Alfie A. and Arvin backstop the sales operation for the Filipino market. Call now toll free at 1-888-887-6090 to get the same Number 1 customer service from our very own kababayans.

Mitsubishi Lancer is a ‘Top Safety Pick’

Cerritos Mitsubishi GSM Mark Mercado

Toyota Sales Society Gold Award in 2013 Cecille Benitez (left) with Richard Cruz and Kay Cajulis make up the Filipino Sales Team of Toyota of Glendale.

all of whom can help you get into a new Sienna or any other Toyota vehicle of your choice. Toyota of Glendale is located at 1260 S. Brand Blvd. Glendale CA 91204. You can reach them toll free at 1- 866-522-5154.


NASHVILLE, Tenn. – A consumer favorite and Nissan’s top-selling model in the U.S., the Nissan Altima continues to impress with its premium exterior and in-terior design and functionality. This week, the 2014 Altima was named one of the “10 Most Comfortable Cars Under $30,000” by Kelley Blue Book’s KBB.com. The Altima finished sixth on the list, with KBB.com editors specifically citing its “notably com-fortable” NASA-inspired “Zero Gravity” front seats as a selling-point.

To create the “10 Most Comfortable Cars Under $30,000” list, KBB.com edi-tors selected cars offering comfort-oriented features that “debuted upmarket just a few years ago.” Each of the 10 vehicles start below $30,000 according to Kelley Blue Book’s Fair Purchase Price (FPP), a tool designed to show shoppers what others are paying for a specific new car. The 2014 Al-tima’s current FPP is $21,223 USD, among the top three most affordable on the list.

“In addition to its advanced ‘Zero Gravity’ front seats, the 2014 Altima fea-tures soft-touch armrests as well as noise absorption materials to help reduce cabin noise and improve the overall experience inside the vehicle,“ said Fred Diaz, senior vice president, Nissan Sales & Marketing and Operations. “Coupled with its inno-

vative, stylish design and wide range of available technology features, the Altima is the perfect home-away-from-home. This honor from Kelley Blue Book’s KBB.com further reaffirms our commitment to com-fortable, quality products and the needs of our customers.”

With a starting MSRP of only $22,170*, the Nissan Altima is the centerpiece of the Nissan lineup. One of the top selling cars in the U.S., it offers a premium exterior and interior and driver-focused technology. Its many attributes include outstanding fuel economy of 38 mpg highway (2.5-liter engine only) and an outstanding balance of ride comfort, stability and a fun-to-drive demeanor.

Altima is offered in five well-equipped models to meet a wide range of needs and

budgets – and with a choice of a 182-horse-power 2.5-liter DOHC inline 4-cylinder engine or 270-horsepower 3.5-liter V6. Both engines are matched with a smooth, efficient Xtronic transmission.

If you want to find out more about Nissan Altima, Rogue or Nissan Quest, get in touch with our kababayans Augusto

Montemayor and Mariefe Alipio of Nissan of Van Nuys, each of whom are experts in helping customers choose the best Nissan vehicle for their use. You may reach them on their mobile phones at 818-943-5471 (for Augusto) and 818-442-1983 (for Ma-rie). Nissan of Van Nuys is located at 5425 Van Nuys Blvd., Van Nuys, CA CA 91401.

Nissan Altima one of the ‘10 Most Comfortable Cars Under $30,000’

expensive models on the drawing board, according to the company’s founder bil-lionaire Elon Musk.

Parman noted the Nissan Leaf is the best-selling electric vehicle in the US, hav-ing set records for 18 consecutive months. Leaf sales are up 34 percent through Au-gust. In addition, electric-powered Leaf sales have topped 3,000 units in three of the last four months, Parman said.

‘No Charge to Charge’Nissan is promoting the Leaf through a

“No Charge to Charge” incentive offering two years of no-cost charging to new Leaf buyers, in 11 key markets around the US such as Los Angeles, San Francisco and Seattle.

Nissan has helped install more than 650 quick chargers in markets across the US, and Nissan is working with partners on 500 additional chargers over the next year, Parman said.

Nissan has also announced plans for introducing for a battery electric cargo van in the US.

The Nissan battery plant in Smyrna. opened in the spring of 2013 and is the larg-est Li-ion automotive battery plant North America and the only plant controlled by a carmaker.

The heavily automated plant covers 475,000-square feet and is capable of mak-ing as many as 200,000 batteries annually.

The battery plant sits next to the Nis-san assembly plant, which was retooled in 2012 to accommodate Leaf production. The Leaf is manufactured on the same line as the Altima and Maxima so volume can readily be adjusted among the vehicles to meet demand. But electric vehicle sales continue to struggle.

“There are many different options for consumers to choose from to power their cars. Electricity and pure battery cars have some advantages but also major hurdles to win over consumers,” noted Art Wheaton, automotive industry expert at Cornell University. “It is also very difficult to change the mindset of drivers after more than 115 years of gasoline dominance. Without major technological innovation, new legislation or tax incentives, batteries still fall short.” In addition, gas prices have decreased or stabilized in many areas.

Even though Tesla’s new factory may help electrical battery development, the technology remains overall “too heavy, too costly, and rely on Lithium, which is not as readily available as gasoline,” Wheaton said.

By Joe SzczesnyWASHINGTON, September 20, 2014

(AFP) – Japanese automaker Nissan is dismissing speculation that it intends to scale back electric car battery production at its US plant in Tennessee.

Nissan’s ambitious electric vehicle program has been a signature initiative of Carlos Ghosn, the chief executive at both Renault and Nissan.

“The Renault-Nissan Alliance remains 100 percent committed to its industry-leading EV program,” spokesman Travis Parman said in a statement.

“This global commitment continues for the foreseeable future, and we have not taken any decision whatsoever to modify battery sourcing allocation.”

Parman said Nissan has no plans to “im-

pair” its battery investments in the United States or Britain.

His comments came after media reports suggested that the Renault-Nissan alliance was re-evaluating its battery strategy.

The proposal under consideration includes curtailing production at Nissan-operated battery plants in England and the United States in order to instead purchase electric vehicle batteries from the Korean company LG Chem.

The speculation about Nissan’s cut-backs circulated as Tesla, the electric ve-hicle maker based in Palo Alto, outside San Francisco, joins with Panasonic to build a new $5 billion battery factory in Nevada set to build 500,000 batteries a year by 2020.

Tesla currently sells about 1,500 ve-hicles per month but has new smaller, less

Nissan USA aims to keep electric battery production

i li h d i d id f




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reuse. recycle.reduce.

APT. FOR RENTHollywood. 1 BR $1,150; Single $990; Bachelor $800. Brand new hardwood r, in-tercom entry, a/c, TFC cable ready, gated parking, pool, near Sunset & Wilcox, no pets. Manager speak Taga-log. 323-462-3573

TORRANCE APT.Large 3 BR 2 BA, hook-up stove & d/washer, walk-in closet $1,500 and 2 BR, 1 bath , hook-up stove & dish-washer $1,200. 1612 West 209 St. Torrance. Tel. (310) 977-3736.

ROOM -NORTH HILLS$400/mo. furnished, free utilities, cable & internet. Near Seafood market Nord-hoff branch. Available start-ing 9/22/14. Welcome stu-dents, caregivers & single female. Call after 3pm (818) 693-1358.

ROOM FOR RENTNorthridge/Canoga Park. Big, bright & private. Fur-nished, free utilities, cable, internet & Filipino chan-nel. Very clean and in quiet area. $520 per month. 818-477-2027.

APTS. FOR RENTMid-Wilshire- 322 N. Oxford Ave., Beverly / Western. 1 BR 1 BA $1,095, a/c, new paint, carpet, w/ parking. Filipino mngr. 626-795-7888. Close to bus stop.

RENTAL HOUSE3 BR - 2 BA. Duarte area, nice neighborhood. $1700/month. Utilities not included. Call (626) 487-6327.

ROOMS $325-$485Furnished, basic utilities incld. except A/C & heater. No Parking. Western/Mel-rose, L.A. Call 323-868-8333.

ROOM FOR RENTIn Panorama. Free misc. & others. Available by Oct. 1st. Pls call 818-366-6148; (626) 318-2001

WEST L.A.-ROOMIn the house, female pre-ferred. Free utilities, fur-nished, $490/mo. Call Maria (Sat. Sun.) 323-549-0119 after 5pm; cel# 323-481-4641 anytime.

ECHO PARK/ W. COVINARoom for rent for 1 per-son only. $500 per month. Convenient location, good neighborhood. Call Manny 626-806-6509.

ROOM FOR RENTAlexandria Ave. bet Santa Monica Blvd. & Fountain. Has own entrance. W/ bed & fridge. Use of kitchen, wash/dryer. Single mature woman only. $480/mo. Call Joel (323) 304-1136.

ROOMS IN SYLMARRooms for rent in a brand new house with own bathroom. Quiet commu-nity. Close to 210 frwy / LA Mission College. $650 including utilities. Female only. Call 818-970-2869; 818-970-6137.

LADY ROOM MATE$300/Month, some utili-ties included, internet, cable, TFC, water/power. Roscoe and Van Nuys close to WalMart, Food 4 Less. Call / text: Beth 818-644-1712.



NISSAN OF VAN NUYSNISSAN OF VAN NUYSNEW NEW NEW• OWNERSHIP • MANAGEMENT • ATTITUDENEW NEW NEW

AUGUSTO MONTEMAYOR

Filipino Sales Professional

AUGUSTO MONTEMAYOR

Filipino Sales Professional

[email protected]

[email protected]

[email protected]

[email protected]“Tumawag lang po at pagusapan natin ang kaya nyo.”“Tumawag lang po at pagusapan natin ang kaya nyo.”

1.818.943.5471 • 1.818.442.1983Hanapin lang po si Augusto at Marie ! 5425 Van Nuys Blvd., Van Nuys nissanofvannuys.com

MAGNOLIA AVE.Interstate

101

VAN NU

YS BLV

D.BURBANK BLVD.Interstate

405

PRE-OWNED MANAGER SPECIALS

PRE-OWNED MANAGER SPECIALS

MARIE ALIPIOFilipino Sales Professional

MARIE ALIPIOFilipino Sales Professional

818.442.1983818.442.1983CELL:CELL:

Basta may trabaho, OK lang!

Basta may trabaho, OK lang!

OK dito!OK dito!Bad Credit/No CreditNo Driver’s LicenseNo SS? TIN is OK

Bad Credit/No CreditNo Driver’s LicenseNo SS? TIN is OK

818.943.5471818.943.5471CELL:CELL:



mbzlongbeach.com2300 East Spring St. • Signal Hill, CA 90755

*All prices plus government fees and taxes, any finance charges, dealer preparation charges and any emission testing charges. All vehicles subject to prior sale.**1 month Payment Credit up to $450 applies to 2011, 2012, and 2013 Certified Pre-Owned C-Class vehicles. 1 month Payment Credit up to $600 applies to 2011, 2012, and 2013 Certified Pre-Owned E-Class and M-Class vehicles. 1 month Payment Credit up to $1,000 applies to 2011, 2012, and 2013 Certified Pre-Owned GL-Class vehicles. Vehicles must be financed through Mercedes-Benz Financial Services. ***2.99% APR for up to 66 months applies to Mercedes-Benz Model Year 2011, 2012 and 2013 Certified Pre-Owned C, E, M and GL-Class vehicles. 2.99% APR for up to 72 months applies to Mercedes-Benz MY11/12/13 Certified Pre-Owned S-Class vehicles. Excludes leases and balloon contracts. Available only at participating authorized Mercedes-Benz dealers. Subject to credit approval by Mercedes-Benz Financial Services. Qualified customers only. Not everyone will qualify. Must take delivery of vehicle between 9/3/14 and 9/30/14. Minimum finance term applies. See Mercedes-Benz of Long Beach for complete details. Offers expire close of business 9/30/14.

866.870.2966

Nelson SiosonFilipino Fleet Manager

Mercedes-Benz of Long Beach

We have one of the largest Certified Pre-Owned Mercedes-Benz selections to choose from. Visit www.mbzlongbeach.com/vehicle/search/preowned

Certified Pre-Owned

Mercedes-Benzby

$2791All prices are Manufacturer’s Suggested Retail Price (MSRP). MSRP excludes destination and handling charges, tax, title, license and options. Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through September 30, 2014. Advertised lease rate based on a gross capitalized cost of $37,693. Includes destination charge and Premium 1 Package. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $7,533. Cash due at signing includes $2,999 capitalized cost reduction, $795 Acquisition fee, and first month’s lease payment of $279. Total payments equal $11,327. At lease end, lessee pays for any amounts due under the lease, any official fees and taxes related to the scheduled termination, excess wear and use plus $0.25/mile over 22,500 miles, and $595 vehicle turn-in fee. Subject to credit approval. No security deposit required. Offer expires 9.30.14.

2014 Mercedes-Benz C250 Sport Sedan

per monthfor 27 months1

$4993All prices are Manufacturer’s Suggested Retail Price (MSRP). MSRP excludes destination and handling charges, tax, title, license and options. Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through September 30, 2014. Advertised lease rate based on a gross capitalized cost of $54,388. Includes Destination Charge and Premium 1 Package. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $13,473. Cash due at signing includes $3,499 capitalized cost reduction, $795 Acquisition fee, and first month’s lease payment of $499. Total payments equal $17,767. At lease end, lessee pays for any amounts due under the lease, any official fees and taxes related to the scheduled termination, excess wear and use plus $0.25/mile over 22,500 miles, and $595 vehicle turn-in fee. Subject to credit approval. No security deposit required. Offer expires 9.30.14.

2014 Mercedes-Benz E350 Sport Sedan


$3792All prices are Manufacturer’s Suggested Retail Price (MSRP). MSRP excludes destination and handling charges, tax, title, license and options. Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through September 30, 2014. Advertised lease rate based on a gross capitalized cost of $40,206. Includes Destination Charge and Premium 1 Package. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $13,644. Cash due at signing includes $3,399 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $379. Total payments equal $17,838. At lease end, lessee pays for any amounts due under the lease, any official fees and taxes related to the scheduled termination, excess wear and use plus $0.25/mile over 30,000 miles, and $595 vehicle turn-in fee. Subject to credit approval. No security deposit required. Offer expires 9.30.14.

2014 Mercedes-Benz GLK350


1 MONTH 2.99% APRfor up to 66 months***

PaymentCredit**

2012 Mercedes-Benz C250

CPO, Sport Package, Sport Sedan Package, Navigation, Moonroof, Low APR

$27,516*

599559/L8915

2012 Mercedes-Benz GLK350

CPO, Premium 1 Package, Multimedia Package, Rear-View Camera, Navigation

$32,990*

868677/L8907

2012 Mercedes-Benz E350

CPO, AMG® Sport Package USA, Premium 1 Package, Rear-View Camera

$33,274*

536687/L8861

2013 Mercedes-Benz Sprinter 2500 High Roof Cargo CPO, Only 109 Miles, Remote Keyless

Entry, Traction Control, Illuminated Entry

$38,595*

768520/P8869

Model Year-End

Now Through September 30THSALES EVENT