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I In ns si id de e t th hi is s i is ss su ue e F Fi in na an nc ce es s: : U Un nd de er rs st ta an nd di in ng g e eq qu ui it ty y r re el le ea as se e. . P Pr ro op pe er rt ty y: : T To o v vi ie ew w o or r n no ot t t to o v vi ie ew w? ? L Le eg ga al l: : M Ma ak ki in ng g c ch ha an ng ge es s t to o y yo ou ur r p pr ro op pe er rt ty y. . C Co on nv ve ey ya an nc ci in ng g: : S Su ur re eM Mo ov ve e P Pr ro op pe er rt ty y L La aw wy ye er rs s. . I In ns su ur ra an nc ce e: : C Co ov ve er rs su ur re e I In ns su ur ra an nc ce e. . P Pr ro op pe er rt ty y: : F Fl lo oo or rp pl la an ns s h he el lp p s se el ll l y yo ou ur r p pr ro op pe er rt ty y. . J Ju us st t f fo or r f fu un n: : p pr ro op pe er rt ty y w wo or rd d s se ea ar rc ch h. . P PL LU US S: : F Fu ul ll l p pr ro op pe er rt ty y l li is st ti in ng gs s. . Cover photo: Long Sutton Church Spire. 206 Bridge Road, Sutton Bridge, Spalding, Lincolnshire, PE12 9SG Tel: 01406 359131 Fax: 01406 359939 Email: [email protected] Open: Monday to Friday 9am 6pm. Saturday 9am 4pm. Closed: Sundays & Bank Holidays Phoenix Property Magazine October 2012 FREE

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Page 1: Phoenix Estate Agents Property Magazine October 2012

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Cover photo: Long Sutton Church Spire.

206 Bridge Road, Sutton Bridge, Spalding, Lincolnshire, PE12 9SG Tel: 01406 359131 Fax: 01406 359939 Email: [email protected]

Open: Monday to Friday 9am – 6pm. Saturday 9am – 4pm. Closed: Sundays & Bank Holidays

Phoenix Property Magazine October 2012 FREE

Page 2: Phoenix Estate Agents Property Magazine October 2012

FFiinnaanncceess:: UUnnddeerrssttaannddiinngg eeqquuiittyy rreelleeaassee BByy SSiimmoonn CCoommppttoonn,, IInnddeeppeennddeenntt FFiinnaanncciiaall AAddvviisseerr,, TToopp HHoouussee MMoorrttggaaggee SSoolluuttiioonnss LLttdd..

Equity Release is a way of using the value of your property to release cash and in one form or another has been around for many years. Over the last decade it has become fully regulated with various safeguards and protections in place for consumers and it is now possible to safely release capital from your home.

However it is an area commonly misunderstood and has sometimes been subject to an inaccurate and unfair press. As with any industry, before proper regulation and governance was introduced there were unscrupulous practices and individuals in operation but thankfully this has not been the case for many years and the Equity Release market is now strictly regulated. As an Equity Release specialist I have to have additional qualifications and FSA authorisation over than that required for general financial advice which can only be a good thing.

You don't have to sell your home to unlock equity, you could benefit from no monthly payments and you are able to continue to live in your home for the rest of your life. In addition, through the Equity Release Council (previously SHIP) there is a guarantee that you will never lose your home and will never owe more than its value or leave a debt on your estate (even if you live to 150!). Again, I welcome this guarantee and will only ever recommend equity release products from companies that are members of the Equity Release Council.

With pension income reducing and bills increasing plus a stagnant housing market, Equity Release is now a key consideration in retirement planning and continues to grow very year. Providing you are aged 55 or above and own your own home, you are probably able to release equity.

Top House Mortgage Solutions believe that for anyone considering Equity Release, the most important first step is to obtain quality independent advice as it is not for everyone and it is crucial to understand all of your options. Prior to proceeding with anything we will always insist on a full consultation to establish whether it is suitable for you and that all other options have been considered. We of course cover the cost of this meeting and there is absolutely no obligation.

Equity Release can be used to raise cash for any purpose. It is commonly used to increase retirement income and generally improve quality of life, for instance to pay for home improvements, buy a car or have that holiday of a lifetime! It can also be used to pay off existing mortgages and other debts or as a mortgage for a new purchase or to assist family members with a deposit.

For a free no obligation consultation please call: 01945 773945

Page 3: Phoenix Estate Agents Property Magazine October 2012

TAVERNERS MEWS, LONG SUTTON

OIEO £56,000

Modern (2006) 2 Bedroom terraced house available on a 50% shared ownership

scheme, situated convenient for town centre amenities benefiting from

kitchen/diner, downstairs cloakroom, upvc double glazing, gas central heating, allocated parking space, enclosed rear

garden & no upward chain.

PEACOCK COURT, SUTTON BRIDGE

£59,950

Ground floor leasehold apartment convenient for bus stop & local amenities offering open plan

lounge/kitchen, double bedroom, shower room, residents communal car

park with allocated parking space, residents communal garden area,

double glazing & no upward chain. View Now!

MAIN ROAD, FRIDAY BRIDGE

£60,000

Building Plot on the outskirts of the popular village of Friday Bridge. Full

planning permission for a 3 bed detached house, Plot measures approx. 37ft/11.2m frontage x 59ft/17.9m depth (sts). Field

views front & rear. No upward chain.

WITHINGTON STREET, SUTTON BRIDGE

OIEO £60,000

2-3 bedroom terraced house requiring redecoration offering, 2 reception rooms, kitchen, utility, downstairs Bathroom, upvc double glazing, gas central heating with refitted boiler, re-wired, enclosed rear garden with

decking feature & 2 sheds. No upward chain. View now!

WITHINGTON STREET, SUTTON BRIDGE

£74,995

Recently updated 2-3 bedroom terraced house benefiting from refitted kitchen & downstairs bathroom, utility room, gas

central heating with refitted boiler, upvc double glazing, & enclosed low

maintenance rear garden. Viewing advised!

ANNE ROAD, SUTTON BRIDGE

£75,000

3 Bedroom semi detached house close to local primary school & within walking

distance of local amenities offering majority upvc double glazing, gas

central heating, utility/rear lobby, off road parking, generous enclosed rear

garden & no upward chain. View now!

WITHINGTON STREET, SUTTON BRIDGE

£75,000

Victorian 2 bedroom terraced house benefiting from lounge/diner, modern kitchen & downstairs bathroom, upvc double glazing, gas central heating,

enclosed low maintenance rear garden with 3 room outbuilding & no upward

chain. Viewing essential!

GAULTREE SQUARE, EMNETH

£79,950

2 Bedroom semi detached house situated in a popular village requiring further

updating and benefiting from 2 reception rooms, conservatory, upvc double glazing, enclosed rear garden with part field view

& no upward chain. View now!

WITHINGTON STREET, SUTTON BRIDGE

£79,995

ATTENTION BUY TO LET INVESTORS - PROPERTY WITH TENANT IN PLACE!

Recently refurbished 2 bedroom terraced house, UPVC conservatory, refitted

kitchen & bathroom, lounge/ diner, UPVC double glazing, gas central heating &

enclosed rear garden.

Page 4: Phoenix Estate Agents Property Magazine October 2012

INDIVIDUAL CONVERSION DEVELOPMENT OF 12 PROPERTIES WITH ALLOCATED OFF ROAD PARKING SITUATED IN CONVENIENT WALKING

DISTANCE OF LOCAL AMENITIES AND BUS STOPS. SHOW HOME NOW OPEN. *DISCOUNTS AVAILABLE ON SELECTED PLOTS

* SUBJECT TO STATUS

PLOT 1: £69,950 1 bedroom end terraced coach house (approx 54.1 sqm) Open plan lounge/diner and kitchen, downstairs cloakroom, upstairs en-suite bathroom to the bedroom & 2 allocated parking spaces. PLOT 2: £72,500 1 bedroom terraced coach house (approx 59.3 sqm) Open plan lounge/diner and kitchen, downstairs cloakroom, upstairs en-suite bathroom to the bedroom & 2 allocated parking spaces. PLOT 3: £77,500 2 bedroom terraced coach house (approx 78.8 sqm) Open plan lounge and kitchen plus downstairs bathroom & 2 allocated parking spaces. PLOT 4: £79,950 2 bedroom ground floor apartment (approx 45.7 sqm) Double aspect open plan lounge & kitchen, private garden & 2 allocated parking spaces. PLOT 5: £67,500 2 bedroom ground floor apartment (approx 40.8 sqm) Open plan lounge & kitchen plus 2 allocated parking spaces. PLOT 6: £75,000 2 bedroom ground floor apartment (approx 56.0 sqm) Double aspect lounge and separate kitchen plus 2 allocated parking spaces. PLOT 7: £59,995 1 bedroom ground floor bedsit apartment (approx 34.4 sqm) Open plan lounge and kitchen plus en-suite shower room to the bedroom & 1 allocated parking space. PLOT 8: £ 86,950 2 bedroom ground floor apartment (approx 65.8 sqm) Double aspect open plan lounge and kitchen plus 2 allocated parking spaces. PLOT 9: £86,950 2 bedroom ground floor apartment (approx 64.3 sqm) Open plan lounge and kitchen, en-suite shower room to master bedroom plus further bathroom. 2 allocated parking spaces. PLOT 10: £67,500 2 bedroom first floor apartment (approx 42.0 sqm) Open plan lounge and kitchen. 2 allocated parking spaces. PLOT 11: £69,950 2 bedroom first floor apartment (approx 43.1 sqm) Double aspect open plan lounge and kitchen. 2 allocated parking spaces. PLOT 12: £69,950 2 bedroom first floor apartment (approx 49.3 sqm) Open plan lounge and kitchen. 2 allocated parking spaces.

SPECIFICATION: - Kitchens: Fitted units plus oven, hob with extractor, space for fridge/freezer, space/plumbing for washing machine. - Bathroom/Cloakroom/En-Suite: Fitted with white suite. - Double glazing & Gas central heating - Carpets/floor coverings included. *All information subject change.

Page 5: Phoenix Estate Agents Property Magazine October 2012

NEW ROAD, SUTTON BRIDGE

£80,000

Building plot. Approx 0.5 acre site, outline planning permission for a single

storey dwelling. Popular residential location, field view to one side, mature

trees on site. Golf course nearby.

CHESTNUT TERRACE, SUTTON BRIDGE

£92,950

Edwardian terraced house benefiting from 2 double bedrooms, 2 reception

rooms, modern refitted kitchen & bathroom, gas central heating, upvc double glazing & approx 100ft long

enclosed rear garden. Internal viewing essential.

GOOSE GREEN, SUTTON BRIDGE

£97,000

Modern 1 bedroom semi detached bungalow in a popular residential location

benefiting from conservatory, upvc double glazing, gas central heating, low maintenance enclosed rear garden &

2 allocated parking spaces. Viewing advised!

THE HOLIIES, HOLBEACH £99,950

Modern 2 bedroom end terraced house offering lounge/diner, refitted kitchen & bathroom, upvc double glazing, gas

central heating, off road parking spaces, enclosed rear garden &

no upward chain.

WEST PARADE, WISBECH

£102,500

3 Bedroom end-terraced house situated close to the town centre, 2 reception

rooms, downstairs shower room, majority double glazing & gas central heating, off road parking, rear garden & no upward

chain.

BRUCE CLOSE, WISBECH

£103,000

New build 2 bedroom terraced house situated in a small development of 9 houses benefiting from lounge/diner, downstairs cloakroom, upvc double

glazing, gas central heating, low maintenance enclosed rear garden, allocated off road parking space &

no upward chain. View now!

BRIDGE ROAD, SUTTON BRIDGE

OIEO £105,000

Modern 3 Bedroom semi detached house conveniently located for local amenities.

UPVC double glazing, Electric night storage heating, Off road parking,

Kitchen/Diner & Enclosed south facing low maintenance patio garden. No

Upward Chain.

PRINCES STREET, SUTTON BRIDGE

£105,000

1920’s 3 Bedroom semi detached house, lounge/diner, downstairs bathroom, generous enclosed rear garden with

off road parking & outbuildings include utility, store & coal store, UPVC double

glazing, gas central heating with refitted boiler.

BRUCE CLOSE, WISBECH

£105,000

New build 2 bedroom terraced house situated in a small development of 9 houses benefiting from lounge/diner, downstairs cloakroom, upvc double

glazing, gas central heating, low maintenance enclosed rear garden, allocated off road parking space &

no upward chain. View now!

Page 6: Phoenix Estate Agents Property Magazine October 2012

PPrrooppeerrttyy:: TToo vviieeww oorr nnoott ttoo vviieeww?? By Tonia Humberstone, Phoenix Estate Agents

Very often when customers put their property on the market or register on the mailing list we are asked: ‘’Is it appropriate to go and view other properties now my own house is on the market or should I wait?’’ There are two sides to this: TO VIEW:

The 1st being that by getting out & viewing properties you are at the advantage because you can put together a shortlist of ‘potentials’, know what your money will buy, start to rule out unsuitable locations/properties, establish the upward chain position of the ones you like/which ones can move fast etc & your are more prepared to proceed swiftly if you get a buyer with a strict/prompt timescale desire. Plus you will come across to potential buyers of your own property as a much more motivated seller. Seriously interested viewers may try to establish on the viewing how motivated you are by asking if you have somewhere to go ready or what your plans are for moving on – they will judge your reaction to determine how motivated you are and how accommodating you are likely to be for a swift transaction. It shows you are motivated seller & doesn’t put them off that you aren’t serious or in a hurry – which they might be!

The dis-advantages of viewing before being ‘ready to buy’ are you could get attached to a property only to find out it sells before you do, and then often nothing else compares to that one & your further search becomes harder. So don’t let yourself get emotionally attached to one property. Another dis-advantage is feeling like you have wasted your time and the other property owners time viewing properties when you aren’t in a position to offer & proceed or which might not still be available when you are. A risk you take?

Further dis-advantage of this is that some sellers are apprehensive in accepting unproceedable viewers. May buyers who are refused an appointment as they aren’t in a position to proceed are offended by the seller not letting them look. Don’t be offended – it doesn’t mean the seller is necessarily any less motivated, it could be they lead a very busy life & are pushed for time. We have several very motivated sellers who would move out at the drop of a hat if a buyer wished, who give us those very instructions regarding proceedable only viewers. Some sellers on the other hand wouldn’t care if you are in a position to proceed or not & would be grateful of the interest & feedback – so that they know if their property & it’s marketing are in the right direction or if there is anything else they should do to improve their chance of getting a sale and in turn make them feel more confident to go out & view themselves. NOT TO VIEW:

The main advantage being that you don’t get attached to one property and can’t be disappointed when it sells. The other being that you don’t waste time looking at properties that might not even still be available when you are in a position to buy.

The main dis-advantage is that you are less prepared with your onward move search so when you do actually get an offer on your own property you then feel under pressure to hurry to find a suitable property to keep your buyer happy, can’t then find anything suitable and are left in a dilemma or even end up buying a property in haste which isn’t right and then regretting it.

A big disadvantage too is that to some buyers who come & view your property, you may come over unmotivated or that you wouldn’t accommodate a quick timescale, because you come over to them as though you haven’t taken your property search /move seriously – which could put them off your property if they are motivated! Sometimes there is nothing worse or more off putting than telling a serious buyer on your property that you haven’t even started looking!

My advice if you do not wish to view properties would be to at least register with agents & have a shortlist of potentials ready for when you do get an offer on your own property so that you feel less pressurised in your initial search & shortlist process. Plus if a buyer viewing your property asks you will them also be able to show that you are a motivated seller still by advising them that you have a shortlist of suitable properties ready to view the moment you get an acceptable offer on your own.

As a seller you will know how it feels to have viewings that are unproceedable & feel like a waste of time, but at the same time you will also understand that by not getting viewings you aren’t getting as much constructive feedback. Some sellers would be grateful for any viewing and any feedback. Others just want people who are serious & ready to go. There is no right or wrong answer. Every buyer & seller has different opinions on what is right for them. For any further information or advice please do not hesitate to contact us. Tel: 01406 359131

.

Page 7: Phoenix Estate Agents Property Magazine October 2012

BRUCE CLOSE, WISBECH

£105,000

New build 2 bedroom end terraced house situated in a small development of 9 houses benefiting from lounge/diner, downstairs cloakroom, upvc double

glazing, gas central heating, low maintenance enclosed rear garden, allocated off road parking space &

no upward chain. View now

PEBBLE CLOSE, SUTTON BRIDGE

£106,950

New build 2 bedroom terraced house situated in a small development of 9 houses benefiting from lounge/diner, downstairs cloakroom, upvc double

glazing, gas central heating, low maintenance enclosed rear garden, allocated off road parking space &

no upward chain. View now!

DANIELS CRESCENT, LONG SUTTON

£114,950

3 Bedroom semi detached house in a cul de sac location offering kitchen/diner, modern white bathroom suite, attached

workshop, off road parking, enclosed rear garden, upvc double glazing & gas

central heating. Internal viewing recommended!

HARRIET CLOSE, SUTTON BRIDGE

£117,950

Modern 2 bedroom semi detached bungalow situated in a popular area

offering wet room/shower room, conservatory, upvc double glazing, gas central heating, garage with electric

remote control entrance door, driveway, enclosed rear garden & no upward chain.

View now!

LONDGON CLOSE, SUTTON BRIDGE

£117,950

Modern semi detached bungalow in a popular location benefiting from 2 double

bedrooms, shower room, upvc double glazing, gas central heating - refitted combi condensing boiler July 2011,

garage with remote control electric door, driveway & south facing enclosed rear

garden. Viewing advised!

RAILWAY LANE SOUTH, SUTTON BRIDGE

£119,950

3 Bedroom end terraced house benefiting from refitted kitchen/breakfast room, utility room, downstairs bathroom with separate cloakroom, double glazing, gas

central heating, off road parking, enclosed courtyard garden & further

92ft/28m (sts) long lawned garden area with decking feature. Viewing essential!

RAILWAY LANE, SUTTON BRIDGE

£124,950

Semi detached bungalow situated in a semi rural location offering 2 double

bedrooms, lounge/diner, refitted kitchen, modern bathroom, upvc double

glazing, gas central heating, off road parking and approx. 140ft long rear garden with field views. Viewing

essential!

THE CHASE, LONG SUTTON

OIEO £125,000

1930s 3 bedroom semi detached house situated convenient to town centre

amenities offering 2 reception rooms, kitchen/breakfast room, downstairs cloakroom, upvc double glazing, gas central heating, original fireplaces,

approx. 100ft long rear garden, off road parking & no upward chain. View now!

STANLEY DRIVE, SUTTON BRIDGE

OIEO £125,000

Modern 3 bedroom semi detached house in a sought after residential area offering

kitchen/diner, conservatory, refitted upstairs bath/shower room & downstairs

cloakroom, upvc double glazing, gas central heating, garage, driveway & enclosed rear garden. View now!

Page 8: Phoenix Estate Agents Property Magazine October 2012

WRIGHTS LANE, SUTTON BRIDGE

£126,000

Residential development opportunity. Popular residential location with field view. Approx 0.5 acre site with full

planning permission to demolish existing buildings & erect 4 dwellings & integral

garages. View Now!

GEDNEY ROAD, LONG SUTTON

£129,950 1930s 3 Bedroom semi detached house with rear field views on the outskirts of Long Sutton offering 2 reception rooms,

modern kitchen/breakfast room, gas central heating, upvc double glazing,

garage, extensive driveway & enclosed rear garden. Internal viewing essential!

BRIDGE ROAD, SUTTON BRIDGE

£129,995

3 Bedroom detached bungalow convenient for local bus stop and

amenities requiring further updating and benefiting from kitchen/breakfast room, upvc double glazing, gas central heating, garage and off road parking, lawned rear

garden & no upward chain.

BRIDGE ROAD, SUTTON BRIDGE

£134,950

End terraced 3 storey house with accommodation providing, 4 bedrooms,

bathroom, wet room/shower, 2+ reception rooms, utility room, enclosed rear garden, garage/workshop, majority

upvc double glazing & gas central heating. Needs to be seen inside to

appreciate layout & space of accommodation offered.

RAILWAY LANE, SUTTON BRIDGE

£134,995

Link-detached bungalow in a semi rural location with field views to the rear,

lounge/diner, 2 double bedrooms, wet room style shower room, garage,

extensive off road parking, enclosed rear garden, upvc double glazing & gas

central heating with refitted boiler. Viewing a must!

HIGH ROAD, WISBECH ST MARY

£135,000

3 Bedroom semi detached house in a popular village, 2 reception rooms,

modern kitchen & downstairs bath/shower room, en-suite cloakroom to

master bedroom, extensive off road parking, approx. 150ft long enclosed rear garden, gas central heating, upvc double

glazing & no upward chain.

CHAPELGATE, SUTTON ST JAMES

£135,000

Modern (2005) detached bungalow situated convenient for village

amenities offering 2 double bedrooms, kitchen with integrated appliances, off

road parking & enclosed low maintenance rear patio garden, upvc double glazing, oil central heating.

Viewing essential!

WEST STREET, LONG SUTTON

OIRO £135,000

Detached circa Edwardian cottage in a town centre location with permitted use as chiropody clinic on the ground floor with reception room, treatment room, kitchen, utility & cloakroom. Plus self

contained residential 1 bedroom apartment on the first floor. UPVC

double glazing, gas central heating, off road parking, gardens & no upward chain.

PRINCES STREET, HOLBEACH

£139,950

Modern detached bungalow situated convenient for local amenities & bus stop

offering 2 double bedrooms, kitchen/diner, double glazing, gas central heating, garage, 2 off road parking areas, established & secluded rear garden with

patio areas. Internal viewing a must!

Page 9: Phoenix Estate Agents Property Magazine October 2012

STURTON WAY,LONG SUTTON

£139,995

Detached bungalow situated in a popular location requiring further updating benefiting from 3 double bedrooms,

kitchen/breakfast room, utility room, upvc double glazing, gas central heating,

garage, driveway, enclosed low maintenance gardens & no upward chain.

WRIGHTS LANE, SUTTON BRIDGE

£139,995

Detached bungalow situated in a popular location, 2 double bedrooms,

conservatory/utility, majority UPVC double glazing, gas central heating,

bathroom with corner bath & separate shower, garage & off road parking, good

size rear garden.

CHURCHGATE, GEDNEY SOUTH)

£140,000

Detached bungalow in a popular village location requiring some cosmetic updating & garden re-landscaping

benefiting from 2 double bedrooms, kitchen/breakfast room, utility,

conservatory, modern fitted bathroom, upvc double glazing, gas central

heating, garage & driveway.

WRIGHTS LANE, SUTTON BRIDGE

£149,950

Detached bungalow in a popular location offering 2 double bedrooms, modern

fitted kitchen & bathroom, sun room/utility, pantry, garage, block paved

driveway, upvc double glazing, gas central heating, feature enclosed rear

garden. Viewing essential to appreciate presentation!

LANCASTER DRIVE, LONG SUTTON

£149,950

3 Bedroom detached house situated in a popular area offering open plan

lounge/diner, kitchen with pantry, utility, downstairs cloakroom, majority

upvc double glazing, gas central heating, garage, off road parking, enclosed rear

garden & no upward chain. Internal viewing advised

VILLA CLOSE, LUTTON (LONG SUTTON)

£149,995

Modernised detached bungalow in a popular cul de sac with field views to one side, 2 double bedrooms, individual open

plan layout, modern refitted kitchen/breakfast room, dining

room/study, refitted bathroom, enclosed rear garden, off road parking, upvc

double glazing & gas central heating.

LUTTON GOWTS, LONG SUTTON

OIEO £150,000

3 Bedroom detached bungalow situated on the outskirts of Long Sutton, 2 reception rooms & conservatory,

bathroom, shower room, UPVC double glazing, gas central heating, off road parking , feature enclosed garden. No

upward chain.

LONDON ROAD, LONG SUTTON

OIEO £155,000

3 Bedroom detached house benefiting from rear field view,2 reception rooms

plus conservatory, downstairs cloakroom, modern upstairs bathroom,

detached single garage with utility room, driveway, parking area, upvc

double glazing, gas central heating & rear garden. Internal viewing essential!

FAIRFIELDS, HOLBEACH

£157,995

2-3 Bedroom detached bungalow situated in a popular cul-de-sac close to the town

centre benefiting from conservatory, utility room/bedroom 3, shower room, UPVC

double glazing, gas central heating with refitted combi boiler, south facing low

maintenance rear garden & off road parking. View Now!

Page 10: Phoenix Estate Agents Property Magazine October 2012

LLeeggaall AAddvviiccee:: MMaakkiinngg

cchhaannggeess ttoo yyoouurr pprrooppeerrttyy By Anna Hall, Ward Gethin Archer Solicitors

Often home owners may want to make changes to their property rather than move or may feel like changes to their property will add value in the long term. There are a number of matters to consider when making changes to your property and although some might not be relevant it is always worth making enquiries to ensure that you obtain the necessary consents. On a future sale of the Property your buyer will be interested in knowing more about the changes you have made and whether the relevant consents have been obtained. It will be helpful to your Conveyancer if you have kept a record of any consent obtained or any confirmations from bodies such as the Local Authority that consents were not necessary. You should give the following consideration: Planning Permission There are a number of changes that can be made to a property under permitted development rights without having to apply for Planning Permission. However it is always worth checking with the planning office as sometime the original Planning Permission allowing the property to be built removes or limits permitted development rights. It is a home-owners responsibility to ensure that any works do comply with relevant planning laws and they may have to deal with the consequences should they not carry out works in accordance with the relevant rules. Of course there are time limits within which enforcement action can be taken but it is always worth considering the relevant regulations before starting a project rather than waiting hopefully for the time limits to expire. The planning portal shows an interactive house which give brief guidance on a number of projects and whether or not they require Planning Permission. http://www.planningportal.gov.uk/permission/ Building Regulation Consent A lot of changes to properties will require Building Regulation consent. This can be the case even when converting part of your property such as a garage into living accommodation. Things such as electrical installations or new windows may require Building Regulation consent unless the work is carried out by an approved installer. Conservation Area Consent If your property is in a Conservation Area then you may in addition to obtaining planning and building control consent, need to obtain Conservation Area Consent. Usually this will be the case when the changes you are intending to make affect the exterior of the property. Listed Building Consent If your property is listed then there will be a number of restrictions on what you can and cannot change in order to preserve the original and important features of the property. You will probably have to work quite closely with the planning department as well as the listing officer when making changes. Covenant Consent There may be covenants within the title to your property which require the consent of the original seller or builder to extensions or external alterations. It is worth checking with your conveyancer before commencing your project. You may then be able to ascertain whether the covenant is still enforceable and where you can get the relevant consent and at what price. Consent from your Mortgage Lender This may not always be relevant and is unlikely to be an issue on the sale of a property but it is worth considering if you are embarking on a large scale project. The installation of Solar Panels is certainly an issue that Lenders will want to hear about. Of course many people do not obtain the relevant consents, it is possible in some cases to apply after the event but this can be a costly and time consuming process. Often the issues only come to light when a property is being sold and at that point both the seller and the buyer usually want matters to move swiftly. At that point your conveyancer will be able to suggest the best way to proceed. Sometimes a lack of consent can be covered with an indemnity insurance policy but this can also be costly and should not be relied upon as a fix all solution.

At Ward Gethin Archer we are always happy to advise on the legal implications of your proposed works and the best solution in the event that consents have not been obtained. For any further information please contact Anna Hall at Ward Gethin Archer on 01553 660033.

Page 11: Phoenix Estate Agents Property Magazine October 2012

LIME WALK, LONG SUTTON

OIEO £160,000

Modern extended 4 bedroom detached house on a corner plot, convenient for

local amenities, 38ft long lounge/diner, majority UPVC double glazing, gas central heating, enclosed rear garden, garage &

driveway.

THE BIRCHES, SUTTON BRIDGE

£165,000

Modern (2002) 3 bedroom detached bungalow situated down a private drive

convenient for bus stop & local amenities offering kitchen/diner, conservatory, bath/shower room, detached garage, driveway, enclosed rear garden, gas

central heating & upvc double glazing. Viewing essential to appreciate!

DELPH ROAD, LONG SUTTON

£169,950

3 bedroom detached chalet style cottage on the outskirts of Long Sutton.

Downstairs 2 bedrooms, bathroom, lounge, kitchen/diner, utility and

conservatory. Upstairs bedroom, shower room & reception room. Garage, off road

parking & established gardens. Field views to the front. Viewing a must!

DELPH ROAD, LONG SUTTON

£174,950

Modernised detached bungalow, 2 double bedrooms, 2 reception rooms,

conservatory, modern kitchen & bath/shower room, oversized single

garage with office, extensive parking, enclosed rear garden, majority upvc

double glazing, gas central heating & no upward chain. Viewing essential!

BRIDGE ROAD, SUTTON BRIDGE

OIEO £175,000

Modern 4 bedroom detached house, 3 reception rooms, modern kitchen, refitted bathroom, refitted en-suite

shower room & downstairs cloakroom, garage, off road parking, enclosed rear garden, gas central heating & majority

wood effect upvc double glazing.

GEDNEY ROAD, LONG SUTTON

£177,950

3 Bedroom 1930s detached house, overall plot of 0.15 acre (sts), 2 reception rooms,

conservatory, refitted kitchen with integral appliances, utility, refitted

upstairs bathroom, downstairs shower room, gas central heating with refitted

boiler, upvc double glazing, garage, extensive parking & enclosed rear garden

with part field views.

STANLEY DRIVE, SUTTON BRIDGE

£179,950

Modern 3 bedroom detached bungalow in a sought after location benefiting from 2

reception rooms plus conservatory, kitchen/diner, utility room, en-suite to

master bedroom, upvc double glazing, gas central heating, double garage & off road parking, enclosed front & rear gardens.

Viewing a must!

STANLEY DRIVE, SUTTON BRIDGE

£184,950

Modern detached bungalow in a popular location benefiting from 4 double bedrooms, en-suite, conservatory,

kitchen/breakfast room, utility room, garage & driveway, low maintenance

enclosed rear garden, wood effect upvc double glazing, gas central heating & no

upward chain. Viewing a must!

MAIN ROAD, TYDD GOTE

£184,995

Period detached cottage with layout giving potential to separate into 2 parts. 5

bedrooms, 4 reception rooms, 2 bathrooms, downstairs cloakroom, central heating, separate workshop/garage building &

enclosed garden.

Page 12: Phoenix Estate Agents Property Magazine October 2012

CHURCH END, GEDNEY

£185.000

2-3 Bedroom detached bungalow, popular village location, overall plot of approx. 0.2 acre (sts), 2 reception rooms plus

study/3rd bedroom, conservatory, kitchen

diner, en-suite to master bedroom, bath/shower room, detached double garage, double glazing, oil central

heating & feature rear garden.

KENZIE DRIVE, SUTTON BRIDGE

£185.000

Modern (2006) 4 bedroom detached house offering 3 reception rooms,

kitchen/diner, utility, en-suite, family bathroom, downstairs cloakroom, garage, 2 off road parking spaces,

feature side/rear garden, upvc double glazing, gas central heating & no upward chain. Viewing a must!

CHURCH STREET, GEDNEY DAWSMERE

£188,000

3 Bedroom detached former school masters house in a rural village location

with field views, overall plot approaching 0.3 acre (stms), character features, 2

reception rooms, majority UPVC double glazed windows, oil central heating, extensive parking, detached barn:

workshop & garage.

WOAD LANE, LONG SUTTON

£189,950

Modern4 bedroom detached chalet house, front field views, lounge/diner, family

room, kitchen, utility, downstairs cloakroom, upstairs bath/shower room, en-suite & walk in wardrobe to master

bedroom, en-suite shower/sink to ground floor bedroom, double glazing, oil central heating, off road parking & enclosed rear

garden. Internal viewing essential!

LONGDON CLOSE, SUTTON BRIDGE

£189,995

Modern (1997) detached bungalow in a popular cul de sac benefiting from 3-4

double bedrooms, en-suite, conservatory, refitted kitchen/breakfast room, utility room, garage & driveway, south facing enclosed rear garden, wood effect upvc double glazing & gas central heating.

GREBE CLOSE, SUTTON BRIDGE

£199,995

Modern (2004) Allison ‘Ely’ design detached bungalow in a sought after cul-

de-sac, 3-4 double bedrooms, lounge, dining room, conservatory,

kitchen/breakfast room, utility, en-suite, upvc double glazing, gas central heating,

integral garage, driveway, feature enclosed rear garden.

WRIGHTS LANE & NEW ROAD, SUTTON BRIDGE £205,000

Residential development opportunity,

2 sites together. Total of 5 plots. Popular residential location with field view.

Approx 0.5 acre site with full planning permission to demolish existing buildings & erect 4 dwellings & integral garages. Plus further approx 0.5 acre site with

outline planning permission for a single storey dwelling and separate access

MAGDALEN ROAD, TILNEY ST LAWRENCE

OIEO £225,000 New detached house in a popular village with front views over village play area & convenient for access to A17. 4 Double

bedrooms, 3 reception rooms, downstairs cloakroom, en-suite to

master bedroom, family bath/shower room, off road parking, enclosed garden, upvc double glazing & oil

central heating. No upward chain.

STATION ROAD, LONG SUTTON

OIRO £239,950

Detached house, original part dating back to mid 1800s, part field views,

4 double bedrooms, 4 reception rooms, upstairs bath/shower room, downstairs

cloakroom, majority UPVC double glazing, gas central heating, off road parking, side

gardens, no upward chain.

Page 13: Phoenix Estate Agents Property Magazine October 2012

JJUUSSTT FFOORR FFUUNN:: PPRROOPPEERRTTYY WWOORRDD SSEEAARRCCHH

N Q K Z V B C M Y W O Z N I Y

D I N I N G R O O M A E N R R

I S G U S E S C L O H R O D T

C S H S T N G A G C R T H E N

E H O O U I N A T H A T O T A

C A K G W D L I R V I B O A P

A L B H I E K I R A U L T C K

R L L N M K R E T N G H S H N

R W G F J C S R G Y L G B E Y

E A F M T N F A O X S T U D Y

T Y L Q O E L M O O R H T A B

I L A C S O L R P O M S J D V

I V T U W B E D R O O M E O B

H M O E G N U O L I E C R M C

T H W J I L Y V F I W U O X I

BATHROOM BEDROOM

BUNGALOW CONSERVATORY

COT ROOM DETACHED

DINING ROOM FLAT

GARAGE HALLWAY

HOUSE KITCHEN LANDING LOUNGE PANTRY

SEMI SHOWER ROOM

SNUG STUDY

TERRACE UTILITY

LANDLORD

MORTGAGE

PURCHASER

REGISTRY

RELEASE

SALE

SEARCHES

SOLD

SOLICITOR

STAMP

STRUCTURAL

CCoonnvveeyyaanncciinngg:: SSuurreeMMoovvee PPrrooppeerrttyy LLaawwyyeerrss

INTRODUCTION Based in Bourne, Lincolnshire SureMove Property Lawyers are specialist in Conveyancing and all legal aspects selling, buying, remortgaging and transferring of property. SureMove offer a modern fresh approach to conveyancing through our knowledgeable friendly and professional staff utilising the latest technology. Our staff are not only professional and knowledgeable, but friendly fast and efficient. We offer a first class conveyancing service both locally and nationally. Moving house can be a very stressful time. SureMove's professional team of conveyancing experts will help guide you through the process explaining the landmark stages in plain English and ensuring 100% commitment to you our client. Whether you are a first time buyer, moving home, purchasing a new build or just re-mortgaging, you can be assured Suremove will offer you the service you demand. The SureMove Method... Costs At the outset of the transaction we will provide you with a fixed price quotation, giving you the comfort of knowing exactly what the conveyancing is going to cost you. As an extra bonus if you do not complete your purchase we will waive any further costs. Contact We can deal with everything by post, email or telephone - whichever you prefer. We appreciate the difficulties you may have getting time off work, so you do not need to attend our offices for unnecessary meetings. However if you do wish to see us you may call in without having to make an appointment beforehand. Our aim is to make everything as easy for you as possible. On-Line Tracking If you have PC access you will be given a password to view your case at anytime by using our online tracking software 'E-Progress'. If you have any questions you can call us and speak to your conveyancer or the residential team to obtain the best independant advice. Peace of Mind Leave the job to us and we will move you quickly and with the minimum of hassle giving you true value for your money. Instructing SureMove will be the best move you have made - that is, until you move into your new home! WWW.SUREMOVE.UK.COM [email protected]

Page 14: Phoenix Estate Agents Property Magazine October 2012

NIGHTINGALE WAY, SUTTON BRIDGE

£249,950

Detached Allison 'Mayfield' design house built 2005 and situated in a sought after

location benefiting from 4 double bedrooms, en-suite, 3 reception rooms, kitchen/breakfast room, utility room,

cloakroom, double garage, upvc double glazing, gas central heating & low

maintenance gardens

NIGHTINGALE WAY, SUTTON BRIDGE

£259,950

Detached Allison 'Canterbury' design house built 2005, sought after location,

5 double bedrooms, 2 en-suites, 3 reception rooms, kitchen/breakfast

room, utility room, cloakroom, integral double garage, upvc double glazing, gas central heating & enclosed rear gardens.

STONEGATE, GEDNEY (SOUTH) OIEO £270,000

Executive detached bungalow,

4 bedrooms, en-suite cloakroom, 2 conservatories, kitchen/diner, utility, bath/shower room, double garage with

office & cloakroom, extensive block paved driveway, landscaped low

maintenance gardens, non-estate village location with rear field view.

CHALK ROAD, WALPOLE ST PETER

£279,995

Modern detached house, 4 double bedrooms, dressing room & en-suite to master bedroom, 2

nd bedroom with en-

suite, downstairs cloakroom, 3 reception rooms & conservatory, kitchen, utility

room & breakfast room, integral double garage, established enclosed rear garden, UPVC double glazing & no upward chain.

BACK ROAD, MURROW

£289,995

Modern 6 bedroom house situated in a rural village location benefiting from 3 reception rooms, 3 en-suites, family

bath/shower room & downstairs cloakroom, utility room, detached garage, off road parking, enclosed

garden, upvc double glazing & oil central heating. Viewing essential!

ROMAN BANK, LONG SUTTON

£290,000

4+ bedroom detached house, 4 attic rooms, 2-3 bedroom annex with wet room en-suite, kitchen with integral

appliances, utility, 3+ reception rooms, cloakroom, UPVC double glazing, gas central heating, workshop, extensive

parking & overall plot of 0.5 acre (sts).

SALTS ROAD, WEST WALTON

OIEO £294,995

Modern 5 bedroom detached house, overall plot 0.19 acre (sts), 2 en-suites,

kitchen/diner, conservatory, study, utility, downstairs cloakroom, workshop, double garage & extensive parking, oil central heating, UPVC double glazing & secluded rear garden with decking area.

Page 15: Phoenix Estate Agents Property Magazine October 2012

CCoovveerrssuurree IInnssuurraannccee By Liz Spriggs, Coversure Insurance Wisbech

We are a local company who have access to a whole wide range of products that are available on the market so we can find you the best type of insurance to fit your needs. Whether you’re looking for the cheapest premium or high levels of cover we can assist you all the way to achieving what you require from your insurance.

We cover all types of insurances household, liability, commercial, vehicles and travel to name a few. Any insurance you require we will endeavour to find you a premium for it.

Customer service is our top priority we ensure that the customer is happy at all times and do our upmost to maintain that, we keep our customer informed every step of the way making them aware of everything we are doing for them from quoting there insurance to handling any claims or queries they have. We concentrate on our customer’s needs from start to finish which carries on the whole time for years to come as we pride ourselves in our repeat business and customers recommendations to there family and friends and even there own customers.

Please keep Coversure in mind for any insurance you have coming up as we cover all aspects of insurance and will scan the market to get you a competitive premium and hopefully better cover. If you would like us to assist or advise you please contact Jane, Kat or Liz.

Tel: 0800 308 1140

Page 16: Phoenix Estate Agents Property Magazine October 2012

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hheellpp ttoo sseellll yyoouurr pprrooppeerrttyy By Graham Law, Independent EPC provider.

It is now recognised that floor plans play in important role in the selling of property. Potential buyers can easily see the room layouts, door and window locations and some key features such as fitted cupboards and bathroom fittings etc. A clear accurate plan is essential to ensure your home is seen to its best possible advantage. The initial sketch for the floor plan is usually done at the same time as the EPC. This normally takes about an hour, but can take longer depending on the size and complexity of the property. Room type, size and layout details are noted. The position and size of windows is also recorded, as is the type of door, it’s hinge position and swing. Careful note is made of the stair position and direction. With this information it is then possible to draw professional floor plans using a computer. The quality and look of the floor plan depends on the type of software used. I have used three or four different makes of software and eventually settled on Metropix, not the cheapest but certainly the best , it can be customised, its downloadable and has a good library of furniture and features. It is also more English than American in its descriptions. More recently Metropix have introduced an interactive feature which allows potential buyers to populate the plan online with a pallet of items such as sofas, beds, tables and hundreds of other items. This feature called the Space Planner is proving a very popular addition to the standard two dimensional floor plans (2D). It is accessed by pasting the plan link provided into your browser. It is very intuitive and easy to use. The Space Planner comes at no additional cost to the 2D floor plan. To really make an impression the floor plan can be converted into 3 dimensional (3D) layout. This adds real impact and is available for a small additional charge of £15. The colours and the impression of being able to look inside the property make it come to life. This is also coupled to Space planner so you get 3D sofas, fireplaces and kitchen units for that real life like in look.

Above are typical 2D and 3D plans. For some real fun type into your web browser

http://content.metropix.com/p/4215525 and see for yourself how it works.

For any further information including a quote for EPC and/or floorplan costs please speak to a member of the Phoenix Estate Agents team or call Graham direct on 01406 350559