Phoenix Estate Agents Property Magazine September 2012

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Cover photo: Sir Peter Scott East lighthouse, Wingland/Sutton Bridge.

206 Bridge Road, Sutton Bridge, Spalding, Lincolnshire, PE12 9SG Tel: 01406 359131 Fax: 01406 359939 Email: [email protected]

Open: Monday to Friday 9am – 6pm. Saturday 9am – 4pm. Closed: Sundays & Bank Holidays

Phoenix Property Magazine September 2012 Free

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Beginning on 7th September, Sutton Bridge Community Centre Fund will be holding a new regular coffee morning every Friday morning between 09:30 and 10:30 at The Curlew Centre. Everyone is welcome to pop in for a coffee and a chat. On Friday 28th September the event will be extra special as SBCCF will be hosting a MacMillan Big Coffee Morning in aid of Macmillan Cancer Support. If you would like to volunteer for the event, donate a raffle prize or bake a cake please call 01406 351122. Alternatively just turn up at The Curlew Centre between 10am and midday on 28th and join in the fun over a cup of coffee and help to raise money for cancer support. In October the regular coffee mornings will resume each Friday between 09:30 and 10:30 and all funds will go towards the running costs of the centre. You can find out more information about all the events at The Curlew Centre by visiting www.thecurlewcentre.co.uk You will not only find art, craft, dance and fitness classes, but also a number of drop-in sessions hosted by service providers like Citizen's Advice and various social activities, which anyone is welcome to attend. If you fancy a game of cards, lunch and perhaps a sing-a-long, then the Diamond Luncheon Club, every Monday between 10:30am and 3pm is for you. Alternatively the Diamond Social Club meets every Tuesday evening between 7:30 and 9:30pm. For information about both groups please call Hazel Phillippo on 01406 350276. Sutton Bridge Friendship Club meet every 2nd and 4th Friday between 2 - 4pm and The Ladybirds meet the first Tuesday each month between 7 - 9pm. Even if you have never tried it before, everyone is welcome at Zumba Fitness on Wednesday nights between 7 - 8pm - wear trainers and bring a drink if you fancy getting in shape ahead of the Christmas party season. Alternatively, if you are interested in taking up line dancing, then the Streamline Dancers run a class for beginners every Tuesday between 1:15 and 2:30pm. If you are thinking of taking up a hobby this autumn or perhaps just want to catch up on your reading as the nights draw in, why not join the Community Library? It has a host of books on every topic and is open within the centre on Mondays and Tuesdays between 10:00 - 14:00, Wednesdays and Fridays 14:00 - 18:00 and on Saturdays between 09:00 - 13:00. If you belong to a group or club who need a venue then why not call 01406 351122? There is plenty of parking and easy disabled access at The Curlew Centre which is ideally situated just off the A17 in the heart of Sutton Bridge. There are a number of rooms which can accommodate groups of any size and with a kitchen, toilets and lift, it will be the ideal location for your activity.

The Curlew Centre Memorial Park, Bridge Road, Sutton Bridge, Lincolnshire, PE12 9SA

Tel: 01406 351122 Email:[email protected] www.thecurlewcentre.co.uk

YOUNGS ROW, SUTTON BRIDGE

OIRO £55,000

2 Bedroom end terraced house requiring extensive renovation offering 2 reception rooms, upstairs bathroom & downstairs cloakroom, gas central heating, rear

garden, no upward chain & partial field views to the rear.

TAVERNERS MEWS, LONG SUTTON

OIEO £56,000

Modern (2006) 2 Bedroom terraced house available on a 50% shared ownership

scheme, situated convenient for town centre amenities benefiting from

kitchen/diner, downstairs cloakroom, upvc double glazing, gas central heating, allocated parking space, enclosed rear

garden & no upward chain.

PEACOCK COURT, SUTTON BRIDGE

£59,950

Ground floor leasehold apartment convenient for bus stop & local amenities offering open plan

lounge/kitchen, double bedroom, shower room, residents communal car

park with allocated parking space, residents communal garden area,

double glazing & no upward chain. View Now!

MAIN ROAD, FRIDAY BRIDGE

£60,000

Building Plot on the outskirts of the popular village of Friday Bridge. Full

planning permission for a 3 bed detached house, Plot measures approx. 37ft/11.2m frontage x 59ft/17.9m depth (sts). Field

views front & rear. No upward chain.

WITHINGTON STREET, SUTTON BRIDGE

OIEO £65,000

2-3 bedroom terraced house requiring redecoration offering, 2 reception rooms, kitchen, utility, downstairs Bathroom, upvc double glazing, gas central heating with refitted boiler, re-wired, enclosed rear garden with

decking feature & 2 sheds. No upward chain. View now!

QUEEN STREET, SUTTON BRIDGE

OIEO £65,000 Victorian terraced house requiring some

further cosmetic updating, 2 double bedrooms, lounge/diner, rear

lobby/utility, refitted white bathroom suite, gas central heating, part UPVC

double glazing, off road parking, enclosed south facing patio garden with 2 outbuildings & no upward chain.

GARNERS WHARF, SUTTON BRIDGE

£72,750

Ground floor leasehold flat in a converted Victorian granary convenient for local

amenities & nearby River Nene. 2 bedrooms, open plan kitchen/diner &

lounge, bathroom, allocated parking space, electric heating & double glazing.

Internal viewing essential!


£74,995

Recently updated 2-3 bedroom terraced house benefiting from refitted kitchen & downstairs bathroom, utility room, gas

central heating with refitted boiler, upvc double glazing, & enclosed low

maintenance rear garden. Viewing advised!

ANNE ROAD, SUTTON BRIDGE

£75,000

3 Bedroom semi detached house close to local primary school & within walking

distance of local amenities offering majority upvc double glazing, gas

central heating, utility/rear lobby, off road parking, generous enclosed rear

garden & no upward chain. View now!

INDIVIDUAL CONVERSION DEVELOPMENT OF 12 PROPERTIES WITH ALLOCATED OFF ROAD PARKING SITUATED IN CONVENIENT WALKING

DISTANCE OF LOCAL AMENITIES AND BUS STOPS. SHOW HOME NOW OPEN. *DISCOUNTS AVAILABLE ON SELECTED PLOTS

* SUBJECT TO STATUS

PLOT 1: £69,950 1 bedroom end terraced coach house (approx 54.1 sqm) Open plan lounge/diner and kitchen, downstairs cloakroom, upstairs en-suite bathroom to the bedroom & 2 allocated parking spaces. PLOT 2: £72,500 1 bedroom terraced coach house (approx 59.3 sqm) Open plan lounge/diner and kitchen, downstairs cloakroom, upstairs en-suite bathroom to the bedroom & 2 allocated parking spaces. PLOT 3: £77,500 2 bedroom terraced coach house (approx 78.8 sqm) Open plan lounge and kitchen plus downstairs bathroom & 2 allocated parking spaces. PLOT 4: £79,950 2 bedroom ground floor apartment (approx 45.7 sqm) Double aspect open plan lounge & kitchen, private garden & 2 allocated parking spaces. PLOT 5: £67,500 2 bedroom ground floor apartment (approx 40.8 sqm) Open plan lounge & kitchen plus 2 allocated parking spaces. PLOT 6: £75,000 2 bedroom ground floor apartment (approx 56.0 sqm) Double aspect lounge and separate kitchen plus 2 allocated parking spaces. PLOT 7: £59,995 1 bedroom ground floor bedsit apartment (approx 34.4 sqm) Open plan lounge and kitchen plus en-suite shower room to the bedroom & 1 allocated parking space. PLOT 8: £ 86,950 2 bedroom ground floor apartment (approx 65.8 sqm) Double aspect open plan lounge and kitchen plus 2 allocated parking spaces. PLOT 9: £86,950 2 bedroom ground floor apartment (approx 64.3 sqm) Open plan lounge and kitchen, en-suite shower room to master bedroom plus further bathroom. 2 allocated parking spaces. PLOT 10: £67,500 2 bedroom first floor apartment (approx 42.0 sqm) Open plan lounge and kitchen. 2 allocated parking spaces. PLOT 11: £69,950 2 bedroom first floor apartment (approx 43.1 sqm) Double aspect open plan lounge and kitchen. 2 allocated parking spaces. PLOT 12: £69,950 2 bedroom first floor apartment (approx 49.3 sqm) Open plan lounge and kitchen. 2 allocated parking spaces.

SPECIFICATION: - Kitchens: Fitted units plus oven, hob with extractor, space for fridge/freezer, space/plumbing for washing machine. - Bathroom/Cloakroom/En-Suite: Fitted with white suite. - Double glazing & Gas central heating - Carpets/floor coverings included. *All information subject change.


£75,000

Victorian 2 bedroom terraced house benefiting from lounge/diner, modern kitchen & downstairs bathroom, upvc double glazing, gas central heating,

enclosed low maintenance rear garden with 3 room outbuilding & no upward

chain. Viewing essential!

GAULTREE SQUARE, EMNETH

£79,950

2 Bedroom semi detached house situated in a popular village requiring further

updating and benefiting from 2 reception rooms, conservatory, upvc double glazing, enclosed rear garden with part field view

& no upward chain. View now!


£79,995

ATTENTION BUY TO LET INVESTORS - PROPERTY WITH TENANT IN PLACE!

Recently refurbished 2 bedroom terraced house, UPVC conservatory, refitted

kitchen & bathroom, lounge/ diner, UPVC double glazing, gas central heating &

enclosed rear garden.

NEW ROAD, SUTTON BRIDGE

£80,000

Building plot. Approx 0.5 acre site, outline planning permission for a single

storey dwelling. Popular residential location, field view to one side, mature

trees on site. Golf course nearby.

RAILWAY LANE, SUTTON BRIDGE

£89,950 3 Bedroom terraced house benefiting from modern kitchen/breakfast room,

study, utility/sun room, downstairs bathroom with separate cloakroom, upvc

double glazing, gas central heating, feature extensive garden with outbuildings. No upward chain.

HOCKLESGATE, FLEET HARGATE

£89,950

Modern 2 bedroom semi detached house requiring updating situated in a popular village and offering double glazing, kitchen/diner, upstairs bath/shower room, enclosed rear garden, garage, off road parking & no upward chain.

ST MARKS ROAD, HOLBEACH ST MARKS

OFFERS OVER £90,000

Modern 3 bedroom semi detached house in a rural village location benefiting from kitchen/diner, oversized integral single garage, off road parking, enclosed rear garden, upvc double glazed windows, solid fuel central heating & no upward

chain. Viewing advised!

CHESTNUT TERRACE, SUTTON BRIDGE

£92,950

Edwardian terraced house benefiting from 2 double bedrooms, 2 reception

rooms, modern refitted kitchen & bathroom, gas central heating, upvc double glazing & approx 100ft long

enclosed rear garden. Internal viewing essential.

GOOSE GREEN, SUTTON BRIDGE

£97,000

Modern 1 bedroom semi detached bungalow in a popular residential location

benefiting from conservatory, upvc double glazing, gas central heating, low maintenance enclosed rear garden &

2 allocated parking spaces. Viewing advised!

TToopp ttiippss ffoorr FFiirrsstt ttiimmee bbuuyyeerrss?? By Jaimie Rice, Phoenix Estate Agents

Many first time buyers don’t know where to start when it comes to buying a property. I am commonly asked what are the first steps you should take? Here are a few tips to help you get through those first stages of looking through to the point of starting the buying process: GET MORTGAGE ADVICE: The first step is to get some mortgage advice to establish what your borrowing abilities & limits are. This will also establish how much deposit you will need to have saved up for the purchase. A mortgage advisor will also be able to give you a rough idea what the mortgage valuation or survey fees are likely to be. It’s no good registering on estate agents mailing lists or getting excited about a property if you don’t know if you are in a financial position to buy. I’m a strong advocate of getting advice from an independent broker who can search the whole mortgage market for all the deals that might be suitable & also check first if they charge you for their advice, as many charge a fee whether you go with them or not. Hit it lucky & you will find an independent advisor who doesn’t charge up front for their advice. Don’t be afraid to say if you don’t understand! GET A SOLICITOR/CONVEYANCING QUOTE: Most solicitors will give you a no obligation rough quote for their fees and often also give you a broken down quote showing the other fees you will need to pay on the legal side of buying a property like search fees and other legal disbursements. Once you have done those two things you will have a good idea what costs you will need to take into account and what your financial boundaries are. The other addition cost to consider aside from buying, survey and legal costs are the removals and most removal firms can give you a rough quote based on the size of the property/van you will need and the distance they will be travelling etc. REGISTER WITH LOCAL AGENTS & START YOUR PROPERTY SEARCH: Assuming you are in a position to buy (deposit in place & mortgage potentially available/agreed in principal), then it is time to register begin your property search. Don’t be afraid in telling the agents what your maximum budget is & what sort of property you are really wanting to find in that budget, the more they understand your property requirements the better they can help you. GET OUT & VIEW: You can only get a true impression of a property when you see it with your own eyes. Don’t be afraid to ask questions, that is what the agent or seller are there for. If you find a property you like or work down to a couple on a shortlist go back for a 2nd look to help in making a decision. BE ‘READY’ TO MAKE AN OFFER: When you make an offer on a property the estate agent will need some information from you in order to ‘qualify you as a buyer’. It’s handy to have it all prepared when you reach the stage of viewing properties, in case you find one you are interested in & want to offer on. This is standard & legal procedure under money laundering regulations, so don’t be alarmed if it feels like they want everything bar your inside leg measurement, the more thorough they are, the chances are, the more professional they are being! They will ask you to prove your ability as a buyer by way of giving them evidence: 1) Confirmation of deposit: show them a current bank statement with funds in place. 2) Confirmation of mortgage: an agreement in principal from the lender. 3) Solicitors details: give them the name, address, phone number & email address of the solicitor you have chosen. 4) Proof of identity: usually 2 forms of current/valid id for each person: 1 showing your photo most commonly photo drivers licence or passport. 2nd showing proof of address most commonly a recent utility bill or bank statement. MAKING AN OFFER: Have looked at other properties in the area or what price similar properties have sold for recently? The rightmove website has useful tools where you can put in a postcode & bring up the recent sold price data. Have you decided what price you wish to offer? Remember it is a negotiation, but also remember the agent is employed by the seller & to get the seller the best price. Every property & seller are different & one seller may have different financial boundaries to the next. Most sellers allow a set margin for negotiation in their asking price, others may advertise it as low as they can go. Be cautious in going in with a too cheeky initial offer, you may offend the seller & minimise their receptiveness to further offers. After all you want your offer to be put over nicely & positively to increase your chances of the sellers considering it in the best light. Set your limit & don’t be afraid in stating your limit as a full & final offer. Don’t be afraid to ask what the seller would take/their bottom line? I would always advise you to provide the agent with the info suggested above so they can advise the seller fully of your position when putting your offer over, it enables the agent to put your offer over in the best possible light. Sometimes if you are competing with another potential buyer on the same property, the difference can be how forthcoming you have been with the necessary information to put in a qualified offer & have everything in place. OFFER ACCEPTED – SOLICITORS & MORTGAGE LENDER START THEIR WORK: Once your offer is accepted, the agent will get a sales memo over to both your solicitor and the sellers solicitor giving them details of the sale that has been agreed so that the solicitors can start work. Have you instructed your mortgage advisor to commence the full mortgage application and given them any requested valuation/survey fee/s? Have you confirmed with the solicitor that you wish for them to act on your behalf and provided them with any necessary funds and information that they require? Both the mortgage lender & solicitor will require the same Money Laundering identity and financial information from you as the agent. With these done there should be minimal delays on your part. Hopefully you will have a good solicitor and agent working with you who will keep you updated as the sales process proceeds, but if you don’t hear anything or have any concerns, don’t be afraid to get in touch and ask, these people are employed to help you through it after all.

For any further information or advice please do not hesitate to contact us. Tel: 01406 359131

.

THE HOLIIES, HOLBEACH £99,950

Modern 2 bedroom end terraced house offering lounge/diner, refitted kitchen & bathroom, upvc double glazing, gas

central heating, off road parking spaces, enclosed rear garden &

no upward chain.

WEST PARADE, WISBECH

£102,500

3 Bedroom end-terraced house situated close to the town centre, 2 reception

rooms, downstairs shower room, majority double glazing & gas central heating, off road parking, rear garden & no upward

chain.

BRUCE CLOSE, WISBECH

£103,000

New build 2 bedroom terraced house situated in a small development of 9 houses benefiting from lounge/diner, downstairs cloakroom, upvc double

glazing, gas central heating, low maintenance enclosed rear garden, allocated off road parking space &

no upward chain. View now!

PRINCES STREET, SUTTON BRIDGE

£105,000

1920’s 3 Bedroom semi detached house, lounge/diner, downstairs bathroom, generous enclosed rear garden with

off road parking & outbuildings include utility, store & coal store, UPVC double

glazing, gas central heating with refitted boiler.


£105,000





£105,000

New build 2 bedroom end terraced house situated in a small development of 9 houses benefiting from lounge/diner, downstairs cloakroom, upvc double


no upward chain. View now

PEBBLE CLOSE, SUTTON BRIDGE

£106,950




BRIDGE ROAD, SUTTON BRIDGE

£112,000

Modern 3 Bedroom semi detached house conveniently located for local amenities.

UPVC double glazing, Electric night storage heating, Off road parking,

Kitchen/Diner & Enclosed south facing low maintenance patio garden. No

Upward Chain.

LONDON ROAD, LONG SUTTON

£115,000

Detached 19th

century character cottage benefiting from lounge/diner, sun room, modern kitchen/breakfast room, utility

room, 2 double bedrooms, refitted shower room, majority upvc double

glazing, gas central heating, enclosed garden & off road parking. View now!

HARRIET CLOSE, SUTTON BRIDGE

£117,950

Modern 2 bedroom semi detached bungalow situated in a popular area

offering wet room/shower room, conservatory, upvc double glazing, gas central heating, garage with electric

remote control entrance door, driveway, enclosed rear garden & no upward chain.

View now!

RAILWAY LANE SOUTH, SUTTON BRIDGE

£119,950

3 Bedroom end terraced house benefiting from refitted kitchen/breakfast room, utility room, downstairs bathroom with separate cloakroom, double glazing, gas

central heating, off road parking, enclosed courtyard garden & further

92ft/28m (sts) long lawned garden area with decking feature. Viewing essential!

MARSHLAND DRIVE, HOLBEACH

£123,000

Modern semi detached bungalow offering 2 double bedrooms, lounge/diner,

conservatory, modern fitted kitchen & bathroom, garage & extensive driveway, enclosed walled front courtyard garden &

generous rear garden, majority upvc double glazing & recently installed gas

central heating. Viewing essential!

BRIDGE ROAD, LONG SUTTON

£124,950

Edwardian 3 bedroom semi detached house convenient for bus stop benefiting from lounge/diner, refitted downstairs bathroom, gas central heating, UPVC

double glazing, approx 180ft long enclosed rear garden (sts) & no upward

chain. Internal viewing essential to appreciate fully.

STANLEY DRIVE, SUTTON BRIDGE

OIEO £125,000

Modern 3 bedroom semi detached house in a sought after residential area offering

kitchen/diner, conservatory, refitted upstairs bath/shower room & downstairs

cloakroom, upvc double glazing, gas central heating, garage, driveway & enclosed rear garden. View now!

WRIGHTS LANE, SUTTON BRIDGE

£126,000

Residential development opportunity. Popular residential location with field view. Approx 0.5 acre site with full

planning permission to demolish existing buildings & erect 4 dwellings & integral

garages. View Now!

GEDNEY ROAD, LONG SUTTON

£129,950 1930s 3 Bedroom semi detached house with rear field views on the outskirts of Long Sutton offering 2 reception rooms,

modern kitchen/breakfast room, gas central heating, upvc double glazing,

garage, extensive driveway & enclosed rear garden. Internal viewing essential!


£134,950

End terraced 3 storey house with accommodation providing, 4 bedrooms,

bathroom, wet room/shower, 2+ reception rooms, utility room, enclosed rear garden, garage/workshop, majority

upvc double glazing & gas central heating. Needs to be seen inside to

appreciate layout & space of accommodation offered.

CHURCH DROVE, OUTWELL

£134,995

3 Bedroom detached house situated convenient for local primary school and village amenities, 2 reception rooms, conservatory, downstairs cloakroom

lpg central heating, part upvc double glazing, attached garage, extensive off

road parking, enclosed gardens & no upward chain.

HIGH ROAD, WISBECH ST MARY

£135,000

3 Bedroom semi detached house in a popular village, 2 reception rooms,

modern kitchen & downstairs bath/shower room, en-suite cloakroom to

master bedroom, extensive off road parking, approx. 150ft long enclosed rear garden, gas central heating, upvc double

glazing & no upward chain.


£135,000

3 Bedroom detached bungalow convenient for local bus stop and

amenities requiring further updating and benefiting from kitchen/breakfast room, upvc double glazing, gas central heating, garage and off road parking, lawned rear

garden & no upward chain.

WEST STREET, LONG SUTTON

OIRO £135,000

Detached circa Edwardian cottage in a town centre location with permitted use as chiropody clinic on the ground floor with reception room, treatment room, kitchen, utility & cloakroom. Plus self

contained residential 1 bedroom apartment on the first floor. UPVC

double glazing, gas central heating, off road parking, gardens & no upward chain.

STURTON WAY,LONG SUTTON

£139,995

Detached bungalow situated in a popular location requiring further updating benefiting from 3 double bedrooms,

kitchen/breakfast room, utility room, upvc double glazing, gas central heating,

garage, driveway, enclosed low maintenance gardens & no upward chain.


£139,995

Detached bungalow situated in a popular location, 2 double bedrooms,

conservatory/utility, majority UPVC double glazing, gas central heating,

bathroom with corner bath & separate shower, garage & off road parking, good

size rear garden.

OLD MAIN ROAD, FLEET HARGATE

£145,000

Recently refurbished Period semi detached cottage offering 3 double

bedrooms, 2 reception rooms, modern kitchen/diner with integrated appliances,

feature fireplaces, bath/shower room, upvc double glazing, gas central heating, enclosed rear garden, off road parking &

no upward chain.


OIEO £145,000

Refurbished 3 Bedroom detached house, en-suite to master bedroom, downstairs cloakroom, utility, 2 reception rooms,

UPVC double glazing, gas central heating, garage & driveway, rear garden with field view. Planning permission for 1

st

floor extension. Internal viewing essential to appreciate fully!


£149,950

Detached bungalow in a popular location offering 2 double bedrooms, modern

fitted kitchen & bathroom, sun room/utility, pantry, garage, block paved

driveway, upvc double glazing, gas central heating, feature enclosed rear

garden. Viewing essential to appreciate presentation!

LANCASTER DRIVE, LONG SUTTON

£149,950

3 Bedroom detached house situated in a popular area offering open plan

lounge/diner, kitchen with pantry, utility, downstairs cloakroom, majority

upvc double glazing, gas central heating, garage, off road parking, enclosed rear

garden & no upward chain. Internal viewing advised.

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aass ssmmooootthhllyy aass ppoossssiibbllee.. By Anna Hall, Ward Gethin Archer Solicitors

It’s a good idea to instruct your Conveyancer as soon as you put your property on the market rather than waiting until you have accepted an offer. This will give you time to go through the relevant forms from your Conveyancer carefully and put together a package of all the documents your solicitor needs including:

Your identity documents

Title Deeds if there are any

Mortgage Account details

Drainage and Water accounts

Latest central heating certificates

Details of any works done to the property including any Planning Permissions and Building Regulation Certificates Getting this information to your Conveyancer early will allow them the opportunity to run through the information you have provided and ensure that a fully detailed package of information is available to provide to your buyer when you find one. It also means any potential problems can be ironed out early on; any missing documents can be located or duplicates obtained. This will help avoid last minute enquiries and hitches which can be very frustrating when you feel you want to be working towards a completion date. It is inevitable that there will be some queries that arise from a buyer and it is important that you answer these as fully and quickly as you can with your Conveyancer so that the replies can be returned to the buyer allowing the matter to progress. If there are problems that you think you can’t answer you should speak with your Conveyancer who will be able to offer practical solutions. Once contracts are exchanged there is a binding contract between both parties. Often the focus is on what the buyer is obliged to do under the terms of the contract but there are also obligations on the seller. The contract will usually place an obligation to insure the property on the buyer but you as the seller will still have a duty to take care of the property and advise the buyer of any damage that occurs between exchange and completion. It is important to ensure that on the date of completion you take meter readings and inform all of your utility companies of your forwarding address and the relevant readings. You should make sure that any items you included in the sale on the fixtures and fitting form that you completed at the outset of the transaction are left at the property. All other items including any rubbish must be removed from the property. This includes making sure that any loft spaces or sheds and garages are cleared of items too. If you are removing any of the fixtures and fittings you must make good any damage caused by their removal – this may include filling holes in walls where shelves cupboards or pictures have been removed. If you are removing light fittings you should replace the fitting with a ceiling rose and socket, flex, bulb holder and bulb. The contractual time for completion is usually 2pm although this is not always strictly adhered to and can sometimes be difficult to achieve when there is a long chain. The time should be considered and every effort should be made to ensure that everything is packed and ready to move in a timely manner. Whilst delays are sometimes inevitable on the day being organised can help minimise any disruption. If you are considering putting your property on the market then contact us for an outline of the process and an idea of what questions you might be asked. Ward Gethin Archer take a proactive approach to conveyancing and we are always happy to hear from potential sellers early in the process to offer helpful advice and information and ensure that the transaction gets off to a quick start and timely conclusion.

Ward Gethin Archer are happy to speak to you at the beginning of your transaction to give you an outline of the kind of documents your buyer will be looking for. We can also offer advice to clients buying a property with a private drainage system for the first time. If you would like further advice please contact Anna Hall at Ward Gethin Archer on 01553 660033.

CHURCHGATE, GEDNEY SOUTH)

£149,950

Detached bungalow in a popular village location requiring some cosmetic updating & garden re-landscaping

benefiting from 2 double bedrooms, kitchen/breakfast room, utility,

conservatory, modern fitted bathroom, upvc double glazing, gas central

heating, garage & driveway.

VILLA CLOSE, LUTTON (LONG SUTTON)

£149,995

Modernised detached bungalow in a popular cul de sac with field views to one side, 2 double bedrooms, individual open

plan layout, modern refitted kitchen/breakfast room, dining

room/study, refitted bathroom, enclosed rear garden, off road parking, upvc

double glazing & gas central heating.

LUTTON GOWTS, LONG SUTTON

OIEO £150,000

3 Bedroom detached bungalow situated on the outskirts of Long Sutton, 2 reception rooms & conservatory,

bathroom, shower room, UPVC double glazing, gas central heating, off road parking , feature enclosed garden. No

upward chain.

LONDON ROAD, LONG SUTTON

OIEO £155,000

3 Bedroom detached house benefiting from rear field view,2 reception rooms

plus conservatory, downstairs cloakroom, modern upstairs bathroom,

detached single garage with utility room, driveway, parking area, upvc

double glazing, gas central heating & rear garden. Internal viewing essential!

FAIRFIELDS, HOLBEACH

£157,995

2-3 Bedroom detached bungalow situated in a popular cul-de-sac close to the town

centre benefiting from conservatory, utility room/bedroom 3, shower room, UPVC

double glazing, gas central heating with refitted combi boiler, south facing low

maintenance rear garden & off road parking. View Now!

LIME WALK, LONG SUTTON

£165,000

Modern extended 4 bedroom detached house on a corner plot, convenient for

local amenities, 38ft long lounge/diner, majority UPVC double glazing, gas central heating, enclosed rear garden, garage &

driveway.

THE BIRCHES, SUTTON BRIDGE

£165,000

Modern (2002) 3 bedroom detached bungalow situated down a private drive

convenient for bus stop & local amenities offering kitchen/diner, conservatory, bath/shower room, detached garage, driveway, enclosed rear garden, gas

central heating & upvc double glazing. Viewing essential to appreciate!

CHURCH ROAD, TILNEY ST LAWRENCE

£169,950

Extended & renovated 4 bedroom end terraced cottage offering en-suite & dressing room to master bedroom, 3 reception rooms, kitchen/breakfast room, utility room, upstairs bath &

shower room, downstairs cloakroom, upvc double glazing, oil central heating,

off road parking & low maintenance rear garden.

DELPH ROAD, LONG SUTTON

£169,950

3 bedroom detached chalet style cottage on the outskirts of Long Sutton.

Downstairs 2 bedrooms, bathroom, lounge, kitchen/diner, utility and

conservatory. Upstairs bedroom, shower room & reception room. Garage, off road

parking & established gardens. Field views to the front. Viewing a must!

DELPH ROAD, LONG SUTTON

£174,950

Modernised detached bungalow, 2 double bedrooms, 2 reception rooms,

conservatory, modern kitchen & bath/shower room, oversized single

garage with office, extensive parking, enclosed rear garden, majority upvc

double glazing, gas central heating & no upward chain. Viewing essential!


OIEO £175,000

Modern 4 bedroom detached house, 3 reception rooms, modern kitchen, refitted bathroom, refitted en-suite

shower room & downstairs cloakroom, garage, off road parking, enclosed rear garden, gas central heating & majority

wood effect upvc double glazing.

EAU DYKE BANK, TYDD ST GILES

OIEO £175,000

4 Bedroom semi detached cottage, edge of village rural location, overall plot of

3/4 acre (sts), feature views, 3 reception rooms, downstairs wet room, upstairs bathroom, kitchen/breakfast room, utility, wash room, double glazing,

double garage, workshop & gardens.


£177,950

3 Bedroom 1930s detached house on an overall plot of 0.15 acre (sts), 2 reception

rooms, conservatory, refitted kitchen with integral appliances, utility, refitted upstairs bathroom & downstairs shower room, gas central heating with refitted

boiler, upvc double glazing, garage, extensive parking & enclosed rear garden

with part field views.

STANLEY DRIVE, SUTTON BRIDGE

£184,950

Modern detached bungalow in a popular location benefiting from 4 double bedrooms, en-suite, conservatory,

kitchen/breakfast room, utility room, garage & driveway, low maintenance

enclosed rear garden, wood effect upvc double glazing, gas central heating & no

upward chain. Viewing a must!

MAIN ROAD, TYDD GOTE

£184,995

Period detached cottage with layout giving potential to separate into 2 parts. 5

bedrooms, 4 reception rooms, 2 bathrooms, downstairs cloakroom, central heating, separate workshop/garage building &

enclosed garden.

CHURCH END, GEDNEY

£185.000

2-3 Bedroom detached bungalow, popular village location, overall plot of approx. 0.2 acre (sts), 2 reception rooms plus

study/3rd bedroom, conservatory, kitchen

diner, en-suite to master bedroom, bath/shower room, detached double garage, double glazing, oil central

heating & feature rear garden.

CHURCH STREET, GEDNEY DAWSMERE

£188,000

3 Bedroom detached former school masters house in a rural village location

with field views, overall plot approaching 0.3 acre (stms), character features, 2

reception rooms, majority UPVC double glazed windows, oil central heating, extensive parking, detached barn:

workshop & garage.


£189,950

Edwardian 5 bedroom semi detached house offering 3 reception rooms, conservatory/utility, downstairs

cloakroom, upstairs bathroom & en-suite shower room, 150ft (sts) long rear

garden, outbuildings, gas central heating, upvc double glazing, feature fireplaces, garage, driveway & no upward chain.

LLeeggaall AAddvviiccee:: MMoonneeyy wwoorrrriieess

mmoouunntt ffoorr tthhee oovveerr 5500ss…… By Jo Wheatley-Johnson, Fosters Law

Fresh research has confirmed the opinions that were expressed by many following the publication of last week’s Government White Paper on Care and Support, namely that the elderly hold grave concerns about the ability to fund their old age. A survey undertaken by Fosters Law at the recent 50 Plus Show in London, has indicated that many of the UK’s retired population, or those soon to be retiring, are not necessarily concerned about their health or welfare, but simply that they might not have the necessary means to maintain a reasonable standard of living in the future. Rising house prices and a responsible attitude to saving have ensured that the general perception of today’s over fifties is that they have never had it so good. However failing pensions, a crash in saving and investment returns and Government cuts, have conspired to dramatically diminish income levels. Additionally, inflation and rising commodity prices have ensured even the basic cost of living has increased. With limited access to new sources of income, this perfect storm is forever squeezing the beleaguered over fifty market and concerns are mounting. In addition to this, forever thinking of the future, this prudent generation are aware that the austerity measures now in place are likely to further reduce the value of their assets and savings. Furthermore, they are also likely to experience a worrying increase in the cost of medical and social care to the point where the assets they have spent their lives working and saving for, can be lost in a matter of years and, as a consequence, they will be left at the mercy of an inadequate or expensive care system. Sadly, their concerns are worryingly accurate. A growing elderly population and a diminishing public purse will mean greater demands will be placed on private funds. Moreover many of those now approaching retirement will be burdened with high levels of debt and possibly negative equity. So what can be done? Ed Foster, Senior Partner at Fosters Law, comments “The concerns I hear are that having saved for decades, it appears there simply might not now be the opportunity to enjoy a decent standard of living in retirement. Moreover as health deteriorates, costs will increase.” “And yes, things are hard now and they are realistically unlikely to get any easier for this or any future generation. That said, up to a point, people of all ages can still make provision. It is never too early, or too late, to save.” “Anyone now approaching retirement should review their future income and expenditure. Be practical. If it doesn’t stack up, is it the right time to put your feet up or would continued employment, in one way shape or form, actually lead to a less stressful lifestyle in retirement? This does not mean you need to keep slogging away from the nine to five. It is now an accepted norm that experienced older workers are seen as valuable, flexible business assets. It is also understood that working into your sixties and seventies not only provides an all important source of income but a valuable mental and physical workout.” “Plans can be put in place to manage your financial and legal affairs so that when the time comes, you can enjoy your latter years with knowledge and confidence.”

If you need advice, contact Jo Wheatley Johnson at our Long Sutton office: 14 Market Street, Long Sutton, Lincolnshire, PE12 7QU. Email: [email protected] or call 01406 455014.


£189,950

Period (1850) 3 bedroom detached house, 2 reception rooms, utility, downstairs

bathroom, en-suite to master bedroom, cloakroom facilities to guest bedroom,

garage, off road parking, feature established gardens, upvc double glazing

& gas central heating with refitted boiler. Internal viewing a must!

WOAD LANE, LONG SUTTON

£189,950

Modern4 bedroom detached chalet house, front field views, lounge/diner, family

room, kitchen, utility, downstairs cloakroom, upstairs bath/shower room, en-suite & walk in wardrobe to master

bedroom, en-suite shower/sink to ground floor bedroom, double glazing, oil central heating, off road parking & enclosed rear

garden. Internal viewing essential!

LONGDON CLOSE, SUTTON BRIDGE

£189,995

Modern (1997) detached bungalow in a popular cul de sac benefiting from 3-4

double bedrooms, en-suite, conservatory, refitted kitchen/breakfast room, utility room, garage & driveway, south facing enclosed rear garden, wood effect upvc double glazing & gas central heating.

GREBE CLOSE, SUTTON BRIDGE

£199,995

Modern (2004) Allison ‘Ely’ design detached bungalow in a sought after cul-

de-sac, 3-4 double bedrooms, lounge, dining room, conservatory,

kitchen/breakfast room, utility, en-suite, upvc double glazing, gas central heating,

integral garage, driveway, feature enclosed rear garden.

WRIGHTS LANE & NEW ROAD, SUTTON BRIDGE £205,000

Residential development opportunity,

2 sites together. Total of 5 plots. Popular residential location with field view.

Approx 0.5 acre site with full planning permission to demolish existing buildings & erect 4 dwellings & integral garages. Plus further approx 0.5 acre site with

outline planning permission for a single storey dwelling and separate access

FIRDALE CLOSE, PEAKIRK

£220,000

Detached chalet bungalow in a cul-de-sac location with rear field views, 2-3

bedrooms, 2 reception rooms, garden room, UPVC double glazing, oil central heating, garage & driveway, en-suite cloakroom, downstairs cloakroom.

STATION ROAD, LONG SUTTON

OIRO £239,950

Detached house, original part dating back to mid 1800s, part field views,

4 double bedrooms, 4 reception rooms, upstairs bath/shower room, downstairs

cloakroom, majority UPVC double glazing, gas central heating, off road parking, side

gardens, no upward chain.

NIGHTINGALE WAY, SUTTON BRIDGE

£249,950

Detached Allison 'Mayfield' design house built 2005 and situated in a sought after

location benefiting from 4 double bedrooms, en-suite, 3 reception rooms, kitchen/breakfast room, utility room,

cloakroom, double garage, upvc double glazing, gas central heating & low

maintenance gardens

NIGHTINGALE WAY, SUTTON BRIDGE

£259,950

Detached Allison 'Canterbury' design house built 2005, sought after location,

5 double bedrooms, 2 en-suites, 3 reception rooms, kitchen/breakfast

room, utility room, cloakroom, integral double garage, upvc double glazing, gas central heating & enclosed rear gardens.

STONEGATE, GEDNEY (SOUTH)

OIEO £270,000

Executive detached bungalow, 4 bedrooms, en-suite cloakroom,

2 conservatories, kitchen/diner, utility, bath/shower room, double garage with

office & cloakroom, extensive block paved driveway, landscaped low

maintenance gardens, non-estate village location with rear field view.

CHALK ROAD, WALPOLE ST PETER

£279,995

Modern detached house, 4 double bedrooms, dressing room & en-suite to master bedroom, 2

nd bedroom with en-

suite, downstairs cloakroom, 3 reception rooms & conservatory, kitchen, utility

room & breakfast room, integral double garage, established enclosed rear garden, UPVC double glazing & no upward chain.

BACK ROAD, MURROW

£289,995

Modern 6 bedroom house situated in a rural village location benefiting from 3 reception rooms, 3 en-suites, family

bath/shower room & downstairs cloakroom, utility room, detached garage, off road parking, enclosed

garden, upvc double glazing & oil central heating. Viewing essential!

ROMAN BANK, LONG SUTTON

£290,000

4+ bedroom detached house, 4 attic rooms, 2-3 bedroom annex with wet room en-suite, kitchen with integral

appliances, utility, 3+ reception rooms, cloakroom, UPVC double glazing, gas central heating, workshop, extensive

parking & overall plot of 0.5 acre (sts).

SALTS ROAD, WEST WALTON

OIEO £294,995

Modern 5 bedroom detached house, overall plot 0.19 acre (sts), 2 en-suites,

kitchen/diner, conservatory, study, utility, downstairs cloakroom, workshop, double garage & extensive parking, oil central heating, UPVC double glazing & secluded rear garden with decking area.

IInnssuurraannccee aaddvviiccee:: DDoo yyoouu kknnooww wwhhaatt yyoouu aarree ccoovveerreedd ffoorr?? By Liz Spriggs, Coversure Insurance Wisbech

A recent investigation carried out by which? magazine has discovered that websites comparing insurance companies generally do not offer the best value or the most suitable policies.

A survey of 11 of the most popular sites revealed many use pre-selected answers and assumptions to make the quotes seem cheaper than they really are. For example quotes for car insurance often exclude legal cover, courtesy vehicles and personal injury cover.

The results also found that 93% of people compare the features of different products - However, 50% of those people don't understand what the product features really mean.

Although price will always play a role in consumers' decision making, particularly in the current economic climate, it’s also important to carefully consider whether the features and benefits of the product they're considering actually meets their needs.

The research concluded that if you want to get the best deal in terms of cover and value for money you should always consult an independent broker.

Coversure Insurance are independent insurance brokers who are not tied to any particular insurance provider.

We work with the UK’s largest insurance providers to ensure that your quote is not only competitively priced but offers the most appropriate cover to suit your individual needs.

Please keep Coversure in mind for any insurance you have coming up as we cover all aspects of insurance and will scan the market to get you a competitive premium and hopefully better cover. If you would like us to assist or advise you please contact Jane, Kat or Liz. Tel: 0800 308 1140

JJUUSSTT FFOORR FFUUNN:: LLOOCCAALL AARREEAA WWOORRDD SSEEAARRCCHH

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Phoenix Estate Agents Property Magazine September 2012