October Real Estate Showcase 2010

Denton Record-Chronicle

Buying a home? Here’s alist Page 24

Tips for selling your homePage 6

Container gardens addcolor in winter Page 12

Look inside for a list of areacities and schools Page 18

HOWCASESNovember 2010DentonRC.com

Real EstateReal Estate

A monthly guide of Denton County property for sale & information on buying, selling and enhancing property

To advertise in Showcase, please call 940.566.6823

02Real

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When it’s time to

upsize, downsize or customize,

let our TEAM of professional agents

work for you.

View the MLS or contact us at

[email protected]

www.realtteam.com

940-243-7653 (SOLD)

Working to serve ALL your real estate needs!

• Existing Homes • New Construction

• Lots & Acreage • 1031 Exchanges

• Personal & Investment Property

• Foreclosures & Short Sales

Denton County’s Largest Independent Real Estate Company

Be a Real T Team

FAN!

KC

03Real

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1392 Krahl Road, Valley View * UNBELIEVABLE $ forRANCH * Located 1.5 miles E. of I-35, N. of Valley View, &3 miles from Lake Ray Roberts * 1,556+sf * Single-story* ’87 blt * 3 bdrms * 2 baths * 2-car carport * Huge liv-ing * Dining w/FP * Gleaming hardwood flrs * Large wooddeck * 400+ ft well * Fenced & cross-fenced w/smoothwire perfect for horses * $150’s * WANDA, 940-736-8776

5-ACRE VALLEY VIEW RANCH PARADISE...SPARKLING POND

SHOP

&BA

RN

1823 Vintage. Just Listed! To settle estate! Only$199,900!! BEST BUY in prestigious Eagle Pass Additionat Oakmont. One-owner 1-story 4-2-2 with 2,514 sq ft cus-tom built home by Morrison. 2 living, 2 dining, fullscreened sun porch, beautiful landscaped gorunds andmuch, much more!! Huge estate sale of all contents onOctober 15th and 16th!! Won’t Last! See and buy Today!Call Brent 940-453-5159

2100 Knob Hill Drive, Corinth* $214,900 * $83/sf *2,561+ sf * 4 bdrms * 2.5 bas * 2-car garage * 3Living-formal Living; Family Rm w/gorgeous colonialgas log fp * Upstairs Spectacular GameRm * MasterWing down w-jetted tub, sep shower, his-&-her dressingareas * Formal Dining * Chef's delight Kitchen, eatingbar, Refrig incl * Morning Rm * 3 large secondarybdrms up * Exquisite detailing thruout...MLS#11424696, JIM, 940-594-4000

'KNOB HILL KNOCKOUT IN OAKMONT'S KNOLL'...

SPAR

KLING B

LUE

HAVEN

HEA

T PO

OL/SPA RELO * 1-OWNER

Kathy Rogers 940-206-3032 Cell

Brent Chow 940-453-5159 Cell

Jim Miller 940-594-4000 Cell

Wanda Perry 940-736-8776 Cell

Mace Renfro 940-391-2286 Cell

Merry Sklar 940-891-5878 Pager

Ed Williams 940-566-2712

“Eddie” Williams III 940-368-2043 Cell

Virginia Williams 940-391-2379 Cell

Rex Hand 940-594-9145 Cell

Evelyn Hand 940-595-1609 Cell

Sonya Smith 940-366-0315

1-800-6-DENTON (outside TX)williamsandwilliams.realtor.com

WILLIAMS & WILLIAMSR E A L T O R S®

Lone Star Pride • Superstar Service

1000 N. CHICO AVENUE, DECATUR * Unbelievable *Updated * Brick * 1,210+ sf * 3 bdrms * 2 baths *Spectacular Master * Wood laminated & Certile flrs thru-out * Recent DW & Range * Oversized Utility Rm *Designer paint * Trees galore * Covered Patio & stg bldg* Just a short ride to Metroplex * MLS #11471184 *EVELYN/REX, 940-595-1609

DECATUR LIVING AT ITS BEST...GREAT FOR

COMM

UTERS.357

+ AC

LANDS

CAPE

D GRO

UNDS

"HIGH QUALITY 4 BDRM HOME ON CORDELL"...TO

SETTLE

ESTATECLO

SE TO

UNT

& S

AM’S

1815 Clark * Call Sonya, 940-366-0315 for more info.

REDUCEDDI

RECT

LAK

E

ACCE

SS

2.02-AC SANGER RANCH...$5,000 PIPE FENCING

W/GATES

$8,00

0 HORS

E BA

RN

W/GUTT

ERS

8920 Chisum Rd., Sanger, TX * HORSE PROPERTY,U.S.A... Totally Updated * 1,287+ sf * 3 bdrms * 2 baths* 2-car garage * Brick * New wood & vinyl flrs, paint, lightfixtures & clng fans, inside & outside AC units, MW, DW,Kitchen cntrtops, Stovetop, blinds * Awesome sandy soil *MLS #11494181 * Eddie, 940-368-2043

8172 Country View * Call Rex/Evelyn Hand, 940-595-1609 for more info.

•DENTON:• 3637 Palmetto Court, Windstone at Oakmont, 4-3.5-2, $141,900• 8712 Seven Oaks, 2,086+ sf, 4-2-2, blt 2000, $111,900• 1702 N. Haven, 3-2, 1,784sf, Blt 1979, $108,900• 3716 Logan Dr., 1,698+ sf, 3-2-2, blt 2005, $115,000

FLOWER MOUND• 2921 Hugo Ct, 1 Acre, 4-3-3, Pool, $310,900

FORT WORTH:• 5541 Smokethorn, 3,619+ sf, 5-3.5-3, blt 2003, Corner Lot, $224,900

LAKE DALLAS• 409 Stoneleigh, 2,208+sf, 3-2.5-2, blt ‘99, $157,900

LITTLE ELM:• 2701 White Oak, 2,917+ sf, 4-2.5-2, Blt 2003, $139,900

SANGER:• 8172 Country View, 2 Acres, 4-2.5-3, Pool, $251,900

UPCOMING CORP OWNED/RELO LISTINGSCORINTH * Brampton Dr.DENISON * 525 E. TexasHASLET * 11817 Buffalo Hollow Ct.LEWISVILLE * 1232 WinnipegKELLER * 11700 Latania Ct.

MAKE A SPLASH...DIVING POOL & LAKE LEWISVILLE included...

KC

NEW CORP OWNED/RELO LISTINGS

2912 Savill Gardens * Call Mace, 940-391-2286 for moreinfo.

We Know Denton County...its people, its land, & its opportunities! Let us put our knowledge & expertise to work for you!

(940) 383-2712

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November 2010 Advertiser Index

Real Estate

HOWCASESSHOWCASE

Calloway’s ....................................................................................................................................................10

Carpets Plus ..................................................................................................................................................28

Century 21, Judge Fite Co ..............................................................................................................................9

CRS Page ......................................................................................................................................................15

Ebby Halliday, REALTORS®. ........................................................................................................................27

Ebby Halliday, REALTORS®, Flower Mound ................................................................................................26

First American Title ......................................................................................................................................11

First State Bank ............................................................................................................................................30

Gohlke Building Products ............................................................................................................................29

Jimmy Brown, REALTORS® ............................................................................................................................8

Keller Williams Realty ..................................................................................................................................32

Keller Williams Realty - Marianne Lamb ..............................................................................................23

Keller Williams Realty - Rahna Raney, Toni Martin, Fran Hannah, Belle Speir, Nancy Hundley,

Nora Matheny, Sarah Fitzpatrick, Nancy McMinn................................................................................21

Ken Stockdale, REALTOR® ..........................................................................................................................22

Lane Real Estate - Myra Oliver, Eddie Lane..................................................................................................31

Morelle Miller, REALTOR® ............................................................................................................................9

Real T Team ....................................................................................................................................................2

Real T Team - Results Team ..................................................................................................................20

Sendera Title..................................................................................................................................................14

Vanderlaan Real Estate ..................................................................................................................................17

Williams & Williams, REALTORS® ................................................................................................................3

Williams & Williams REALTORS®..........................................................................................................5

Real Estate Showcase is published by The Denton Publishing Co., a

subsidiary of A. H. Belo Corporation. Sales Representatives may be

reached at 314 E. Hickory St., Denton, TX 76201 (9-5 M-F);

940.566.6823; or at [email protected]

KC

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LAKE TEXOMA TREASURE W/LAKE VIEWS

RELO

$53/SF

WILLIAMS & WILLIAMSR E A L T O R S®

Virginia Williams, ABR,

CCIM, CIPS, CRB, CRP, CRS,

GRI, LTG, RCC, RRC, SRES

Cell (940) 391-2379

Lone Star Pride • Superstar ServiceW.E. “Eddie” Williams, III, Broker

Specializing in Farms & Ranches, Acreage, Residential & Commercial

Cell (940) 368-2043

We know Denton County—its people, its land, its opportunities! Let us put our knowledge & expertise to work for you!

PERFECT FOR HOME BUSINESS SETUP...

10169 FM 455, PILOT POINT * $500’s * Horse

Country, USA * Great for commercial and/or horse

property * Built 2007 * 2,500+ sf home * 3-2

1400 sf wraparound porches * Stained concrete

floors, ss appls * Refrigerator remains * Well * Price

Reduced. Seller will look at all offers. * 1 Mile from

Lake Ray Roberts * EDDIE, (940) 368-2043

REDUCED12

ACR

ES

FRON

TING

FM 455

20-AC. WORKING RANCH NO. TX. HILL COUNTRY...

12 CR 2114, GAINESVILLE, TX * Prime Butler’s HillRanch in North TX Hill Country * 3 bdrms * 2 bas *Great Rm w-stunning stone fp * Spacious IslandGourmet Kitchen w-KitAid refrig, blt-in China Hutch,beam clngs * Upstairs Balconies * Cov verandas w-spectacular sunrises, sunsets * Wkshop w-Guest Qtrs* 1,200+sf Barn * 2nd Barn w-pens * Well+WoodbineWtr * Abundance of Wildlife * RELO * Reduced$95,000 - NEW PRICE $329,900 * MLS #11457081* VIRGINIA, 940-391-237

2 BARNS

GUNIT

E PO

OL

& LAK

E

YOUR VERY OWN LAKE TEXOMA RESORT...

505 NORTH DRIVE, GORDONVILLE, TX * "ONLY$149,900 & FULLY FURNISHED"...Loc in exclusiveCedar Point Boat Club gated community * 1,344+ sf *4 bdrms * 2 1/2 bas * 2-story * Screened-in frontporch * Wood Deck * Updated * Just walk in w-yourswimsuit * Everything interior & exterior stays *Common features--Boat, Fishing, Swimming Ramps,Park Pavillon * Across from famous Texoma's Islands *MLS #11494290...VIRGINIA, 940-391-2379

40X25 2-B

AY D

RY

BOAT S

TG W

/ELE

CTM

ILLIO

N $ L

AKE

FRONT VIE

WS

1852 HILLCREST CR, GORDONVILLE * $99,900 *1,860+sf * 2 or 3 bdrms * 2 baths * 2+ car garage *Up-Huge Living Rm w/wood-burning fp, Well-equipKitchen, Dining, balcony all overlook gorgeous Lake *Down-Bdrms, 2nd Living (could be 3rd bdrm) * BonusRm * Garden Rm w/work counter * Spacious Utility *Free-standing wood stove * Storage galore * Manyupdates * Room for the big Boat, RV in 38x24 insulat-ed Workshop * Fish in morning * Come home for lunch* Ski in afternoon * Set Sail in evening. * MLS#11429811 * VIRGINIA, 940-391-2379

3851 ELM BOTTOM CR * Money makingmachine...Approx. $3,500 per month income stallrentals * Exquisitely decorated brick, stone, 3-2.5-2+ *Living, stone fp * Formal dining * Morning rm * Well-equip kit * Exceptional bldgs, 7-stall barn, 24x23 tackrm, hot & cold water, hay stg, 14’ isleway, automaticwater * 10’ lean-to * 120x180 arena * Pipe, cablefenced, cross fenced * Adjoining 3-Ac country est canalso be purchased other separately or together. *$459,900 * Also for lease $2500 per mo. * EDDIE,(940) 368-2043

PREMIER HORSE TRAINING FACILITY-AUBREY...

7 ACRES2,40

0+/- SF

BARN

940-383-2712800-6-Denton (outside of Texas)

virginiawilliams.realtor.com

1817 AZALEA * $104,900 * 3/2/2 w/rear entrygarage * Family room w/corner fireplace * Sunrm orstudy overlooking grounds * Spacious kitchen w/well-equipped appliances, including gas cooktop stove,oven, & generous work surfaces * Master suite, com-plete w/wardrobe room & outside doors leading toporch * Large banks of windows illuminate the interior *Spectacular sprinklered grounds... MLS #11359241 *Short sale subject to lender approval * VIRGINIA, 940-391-2379

BEST $ IN SAVANNAH...

2 L

IVIN

G

1 O

WNER

$49 sf * 1.5+ AC N DALLAS RANCH...

13601 HWY 5, VAN ALYSTYNE, TX 75495 "NESTLED INSECLUDED POCKET OF VAN ALYSTYNE"... * Perfect forHome/Business, Car Collector, Horses & Treasured Pets,Dog Boarding...Endless Possibilities * 3 bdrms * 2 bas* Old World Charm & Character * Living Rm w-gas fp,antique Colonial mantel, banks of sunlit wndws * Studyw-knotty pine panel * Orig wood flrs * Lender approvalrequired * $106,900...VIRGINIA, 940-391-2379

2,140+ SF

NO

RESTRIC

TIO

NS

563 CR 1452, BONHAM * $590’s* Exceptional Foyerw-imported 12' entrance dbl iron custom drs leads youinto 4 bdrms * 3 bas * 3 car garage * Formal Diningw-turret, exquisite chandelier * Huge Gourmet Chef'sdelight Island Kitchen w-granite cntrtops, Viking gasrange, KitAid appls * Butler's Pantry * Study w/blt-ins,rich millwork * Family Rm w-gas fp, Octang clg, round-ed wall of windows * Sumptuous Master Wing * Up-Projection Media Rm * Outdr Kitchen w-wbfp, flag-stone*Elect avg $200 per month * MLS #11423074 *VIRGINIA, 940-391-2379

"3.98-AC TUSCAN VILLA EST IN N TX HILL COUNTRY"...1,800+ S

F DET

WO

RKSHO

P

4,01

8+ S

F L

IVIN

G

407 E BROADWAY STREET, GAINESVILLE * $69,900 *1 blk N of Historic Downtown Gainesville *Located inCentral Business District * Perfect for home/businesssetup * Endless possibilities--Professional, MedicalOffices * Resting upon magnificent coveted .21+-Acgrounds * Updated 1,518+ sf * 3 generous-size bdrmsperfect for offices * 2 baths * Renovations maintain OldWorld charm w-updated amenities * Orig wood flrs, base-boards * Spacious wrap-around porch * Wood Deck *Stg Bldg * MLS #11384340 * VIRGINIA, 940-391-2379

"JAGUAR CAR INCL W-FULL $"...

HISTORIC

VICTORIAN, C. 1896

$46 SF

KC

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REAL ESTATE SHOWCASE

Six steps to selling a homeFrom the

Texas Association of REALTORS®SStteepp 11:: CChhoooossiinngg aa RREEAALLTTOORR®®

Selling a home is one of thelargest decisions of your life.The first thing to do is to find aTexas REALTOR® you trust.

Ask your friends and rela-tives who have sold homesrecently for their recommenda-tions. Or, you can use the find-a-REALTOR® search to locateone in your area.

Before working with a TexasREALTOR®, you should knowthat their duties depend onwhom the they represent.

The REALTOR® who liststhe property for sale representsthe owner. Your REALTOR®’ssole duty is to ensure that yourhome sells quickly, easily, andat a suitable price.

All brokers must treat youhonestly and fairly regardlessof whom they represent.

If you choose to have aREALTOR® represent you,you should enter into a writtencontract that clearly establishesthe obligation of both partiesand specifies how your REAL-TOR® will be compensated.SStteepp 22:: SSeettttiinngg aa pprriiccee

When setting a price, theimportant thing is to be realis-tic. If the price is too high, youmay not find a buyer. Too low,and you cheat yourself out ofmoney. AApppprraaiissaall

Regardless of what you orig-inally paid for your home andthe cost of improvements youhave made, the only price thatmatters is what the market willbear at the time you decide tosell. You may consider hiringan independent real estateappraiser with specializedtraining and experience. Don’trely on assessed valuationsmade for tax purposes. Suchvaluations may not be reliableindicators of value, as they areusually made using massappraisal techniques. CCoommppaarraattiivvee mmaarrkkeett aannaallyyssiiss

Whether or not you get anappraisal, your REALTOR®

can develop a comparativemarket analysis. This analysiswill describe homes in yourarea that have recently with-drawn from the market andmay compare specific featuresof your home to others—thevalue of a corner lot, a city view,or an extra bedroom, for exam-ple. The analysis may alsopoint out market fluctuationscaused by the opening of a newschool or business, as well aslong-term trends.NNeett pprroocceeeeddss

Once you’ve decided on aprice range, the REALTOR®can help you calculate an esti-mated amount you might netfrom the sale.

If you have owned yourhome for several years, youmay have built up sizable equi-ty. Equity is the differencebetween the value of yourhome and the balance on yourmortgage. After subtractingwhat you owe on your mort-gage, ask your REALTOR®what costs you will incur inclosing.

These may include title fees,taxes, a penalty for prepayingyour mortgage, brokeragecommission, attorney fees, andcharges for preparing andrecording documents. Finally,ask your tax adviser or attorneyabout the tax implications ofyour proposed sale.SStteepp 33:: SSiiggnniinngg aa lliissttiinngg aaggrreeeemmeenntt

After you choose a REAL-TOR®, you will most likely signa listing agreement—a contractin which you agree to allow aREALTOR® to sell your homeduring a given period and paythe REALTOR® a fee whenyour home sells. Most REAL-TORS® are independent con-tractors who work for a compa-ny operated by a licensed realestate broker.

The amount of compensa-tion you pay a broker is nego-tiable, but the REALTOR® willgenerally follow the company’spolicy regarding compensa-tion. The amount of the fee willbe spelled out in the listing

FILE PHOTO

These tips can help you realize your goal for selling your home.

agreement. Make sure youunderstand how the fee will bepaid before signing. EExxcclluussiivvee lliissttiinngg

Most REALTORS® will askfor an exclusive right-to-selllisting. This means that youwill owe the broker a commis-sion regardless of who finds abuyer during the listing period.In other words, if you decide tosell the house to your cousin,your broker still gets a commis-sion. In an exclusive listing, thebroker is usually motivated towork harder to sell your home.

It’s possible that a REAL-TOR® from another companywill find a buyer for your home.In that case, your broker is thelisting broker, and the secondagent is the cooperating broker.Many times the listing brokerwill agree to pay the cooperat-ing broker a fee from theamount you pay the listing bro-ker. Your listing broker cooper-ates with other brokers whoprocure buyers interested inyour property and offers tocompensate the other brokersfor procuring a buyer.Cooperating and compensat-ing other brokers is discussedin the listing agreement yousign with the listing broker.LLeennggtthh ooff lliissttiinngg

The listing agreement willspecify how long you agree tolist your house with a company.You want a period that’s long

enough to motivate yourREALTOR® to advertise yourhome and respond to buyers,yet short enough to allow youto change to a different compa-ny if you become unhappy withthe REALTOR®’s service.

Remember that the listingagreement is a contract. Youshould get a copy for yourrecords. Your REALTOR® isbound to the terms just as youare. You can expect the REAL-TOR® to keep appropriateinformation confidential andeffectively market your proper-ty.SStteepp 44:: MMaarrkkeettiinngg yyoouurr pprrooppeerrttyy

Preparing your homeIn preparing your home forviewing by prospective buyers,remember that people buy onemotions. Your home has tofeel right, or buyers will lookelsewhere. Ask your REAL-TOR® and some honest friendsto look at your home objective-ly and suggest ways to makeyour home more inviting andsellable. Consider both theexterior and interior. Since youwill be appealing to buyers’feelings, you need to pay atten-tion to detail. An extra $50 youspend on red geraniums or newbath towels might mean a sig-nificant increase in a buyer’soffer.

Clean your home thoroughlyand make minor repairs such

as tightening towel racks andgluing wallpaper edges. Forlarger repairs, consult yourREALTOR® as to whetherrepairing the item will generatea good return on the sale.Repainting the woodwork maybe worth it, but replacing thecarpet may not. Hire a profes-sional inspector to examineyour house for structural andmechanical defects. Get aninspection early, and you canavoid surprises.HHoonneessttyy aanndd ccaannddoorr

If your home has a majorproblem you don’t intend tocorrect, be candid about it.Don’t paint over the watermarks on the ceiling to hide aleaky roof. Buyers will find outabout the problems anyway,especially if they are smartshoppers and hire a profession-al to inspect your home. In anage when lawsuits are as com-mon as family sit-down din-ners, it pays to be open abouteverything.

You should consider includ-ing a one-year residential serv-ice contract with the sale ofyour home. This buyer perk is acommon practice and helpsease concerns. Typically, afterthe first year, the buyer has theoption of renewing the cover-age at his or her expense. A res-idential service contract is sim-

See SELLING on Page 7

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From Page 6

Selling

FILE PHOTO

Keep your lawn mowed and ready for showing when selling your home.

ply an agreement with acompany to repair certainitems on the property if suchitems fail to function or arein need of repair (for exam-ple, air conditioning unit,heating equipment, plumb-ing system, etc.).AAttttrraaccttiinngg aanndd ssccrreeeenniinnggbbuuyyeerrss

As part of the overall mar-keting strategy, your REAL-TOR® may arrange a tour ofyour home for local REAL-TORS® and perhaps sched-ule an open house for thepublic. Your REALTOR®may also run ads in localnewspapers, Web sites, andother publications tailoredspecifically for the type ofhome you are selling. Asresponses come in, yourREALTOR® will screen outsightseers and half-heartedinquirers and make appoint-ments with the seriousprospects.

When the showings begin,keep your home clean andready. Your REALTOR® willtry to give you advance warn-ing before showing yourhome but be prepared any-way. If people drop by andare not with a REALTOR®,it’s best not to show themyour home. Ask for theirnames and phone numbersand refer them to yourREALTOR®.PPuurrppoosseeffuull aabbsseennccee

When a REALTOR®comes to show your home,it’s best if you are not there.Many buyers feel like intrud-ers when the owner is pres-ent; they tend to hurry away.Letting the buyers walkthrough your property attheir own pace will help putthem at ease. They will feelfree to look around and askquestions. If you must bethere, let the REALTOR®handle the showing. Sit qui-etly and be courteous, butavoid engaging the buyer inconversation. The REAL-TOR® needs the buyer’scomplete attention to show

your home properly. FFaaiirr hhoouussiinngg

REALTORS® are requiredby law to make your propertyavailable to all persons withoutregard to race, color, religion,national origin, sex, disability,or familial status. Your REAL-TOR® will not discuss any mat-ter that may potentially dis-criminate against any person.SStteepp 55:: TThhee ooffffeerr

When a buyer makes an offeron your home, your REAL-TOR® will contact youpromptly. The REALTOR®will scrutinize the document,review it with you carefully, andanswer your questions. Thewritten offer lays out all theterms of the proposed transac-tion—the price the buyer iswilling to pay and the financingterms—and becomes a bindingcontract if you sign it.

The offer may be contingenton the buyer selling a homefirst or obtaining an inspection.Ask your REALTOR® howthese terms affect you andwhether the offer is in line withthe market. The offer describesthe property, states who paysfor which closing costs, andspecifies dates of closing andpossession. Along with makingthe offer, the buyer may placesome earnest money with theescrow agent as a sign of good

faith. The earnest money willbe kept in an escrow accountand applied to the buyer’sdown payment or closing costswhen the sale closes.YYoouurr ooppttiioonnss

In reviewing the offer, youhave three options: accept,reject, or make a counteroffer.A counteroffer is a rejection of abuyer’s offer with a simultane-ous offer from you to the buyer.Carefully review the figurescompiled earlier to determineyour net proceeds—closingcosts may be quite differentfrom earlier calculations.Discuss the possibilities withyour REALTOR®, your attor-ney, and a tax adviser. SSeelllleerr’’ss ddiisscclloossuurree

In most residential sales,Texas law requires that the sell-er deliver a seller’s disclosurenotice to the buyer on or beforethe effective date of purchase.This document providesimportant information aboutthe seller’s knowledge of thecondition of the property.Complete the notice to the bestof your knowledge and belief.Your REALTOR® will mostlikely ask that you complete thenotice at the time the listing isfirst taken. Copies of the com-pleted notice will be madeavailable to those looking atyour property.

LLeeaadd--bbaasseedd ppaaiinntt ddiisscclloossuurreeIf your property was built

before 1978, federal lawrequires that before a buyer isobligated under a contract tobuy the property, the sellershall: 1) provide the buyer witha lead hazard informationpamphlet (as prescribed byEPA); 2) disclose the presenceof any known lead-based paintor hazard; 3) provide the buyerwith a lead hazard evaluationreport or records available tothe seller; and 4) permit thebuyer to conduct a risk assess-ment or inspection for the pres-ence of lead-based paint or haz-ards.

A contract for the sale ofproperty built before 1978must contain a statutorily pre-scribed Lead WarningStatement to the buyer. YourREALTOR® will provide youwith the forms necessary tocomply with the law and willsuggest procedures to follow inorder to comply. AAcccceeppttiinngg tthhee ooffffeerr

Once you and the buyeragree on terms and sign thecontract, the buyer will gener-ally have to find a lender andapply for a loan. Your REAL-TOR® may monitor the loanprocess, which could last sever-al weeks. During this time, yourREALTOR® will also be busy

coordinating other arrange-ments to prepare for the finalsale.TTiittllee sseeaarrcchh

As part of the process, thetitle company may order a sur-vey of your property andresearch the title to your home,making sure the chain of title isclear. Clearing the title mayrequire paying off liens—thatis, any monetary claims againstyour property. Examples are:mechanic’s liens, unpaid stateand federal tax liens, courtjudgments, and probate con-siderations (if a co-owner hasdied). The product of the titlesearch can be in the form oftitle insurance, abstract of title,or certificate of title, dependingon what is commonly used inyour area. IInnssppeeccttiioonn aanndd rreeppaaiirrss

If the buyer requires it, yourREALTOR® can coordinate aninspection of your home. Abuyer may hire an inspector toreview many items in the prop-erty such as the structural com-ponents, mechanical items,electrical systems, and plumb-ing systems. The inspector willreport to the buyer the itemsthat the inspector finds to be inneed of repair. Most likely, thebuyer will provide a copy of theinspection report to you andmay ask you to complete cer-tain repairs.

Don’t be surprised if theinspection notes some items inneed of repair. An inspector istrained to see items and defectsthat are not obvious to you andyour REALTOR®. No matterhow new or well-maintained ahome is, an inspector may findsome items in need of repair.SStteepp 66:: CClloossiinngg tthhee ddeeaall

The sale formally ends at theclosing table.

In most transactions, theclosing lasts less than an hourand often occurs at the titlecompany office.

Your REALTOR® and thebuyer’s agent may be present. Atitle company officer or escrowagent will preside. Be sure tobring your driver’s license tothe closing.

08Real

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KC

714 BernardNeed property near the UNT campus? This beautifully

treed 0.53 acre tract has an older frame house and is

zoned DR-2. Be sure to consider this property if it

meets your criteria. $225,000.

Bernie Kay Brown Ernest Briggs Terry Roberts Ronnie Roberts

Serving Denton Over 40 Years1800 N. Carroll Blvd., Ste. F, Denton, TX 76201

www.jimmybrownrealtor.com 940-566-1515 [email protected]

Professional guidance...Personal service...

Everyday...

09Real

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Denton–940-320-4355Sanger–940-458-7007

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Make your NEXT move YOUR BEST MOVE!#1 Century 21 in Texas

21 Offices in North Texaswww.century21judgefite.com

8920 Tucker, Cross Roads 76227 – 4/2.5/2 - Open living areasdownstairs and bedrooms are up. Formal living & dining havewood laminate floors. Oversized family room opens to thekitchen and breakfast area. One bedroom is large enough for apool table! Small covered porch in large fenced backyard.$120,000 MLS - #11482011

3910 Teal Drive, Denton 76208 – 3/2/2 – Amazing kitchen,huge pantry, black appl., c-tile, abundant cabinets & counters.Ceiling fans throughout, designer paint, spacious living w/ caststone FP & built-ins; flexible 2nd living or dining space; largemaster has jetted tub & separate shower; large yard w/ fence &sprinkler. $139,500 – MLS #11491978

219 S. 2nd Street, Sanger 76266 – 3/2/2 - Precious historic 2-story home was built in 1915 and completely restored in 2003!Wraparound porch, wood floors, oversized garage. Double gatesto RV, boat or trailer storage. Corner lot. Updated kitchen com-plete with custom cabinets. $139,900 – MLS #11492302

2009 Barton Springs, Corinth 76210 – 3/2/2 - Fresh paint &carpet; ready for move-in! Covered front porch w/ fan & largeback deck with entrance from dining or master bedroom (roomfor hot tub!). Airy island kitchen has gas range & pantry-utilitycombo. Spacious open living/dining w/ fireplace; split 3rd bed-room could be office. Plenty of storage space, easy access to I-35. Come see! $129,900 – MLS #11492002

2400 Miranda Place, Denton 76210 – 3/2/2 - Beautiful, one-story home in Forest Meadows features decorative lighting, 10'ceilings, lots of arched doorways. Open living & dining areas.Kitchen has SS appliances, island, lots of cabinets and counter-top space. Master has sitting area. Master Bath has walk-in clos-et, double sink, garden tub & oversized shower. Large backyardhas covered patio. $155,000 – MLS #11487750

2501 Timber Ridge Lane, Flower Mound 75028 – 5/2.5/2 –Investors! Property located in the heart of desirable FlowerMound. Three living areas, large kitchen, master bedroom onfirst floor, mature trees, and easy access to shopping & airport.Home is waiting for your cosmetic TLC. $192,000 – MLS#11485823

1801 Manchester Way, Corinth 76210 – 4/2.5/3 – Backyardparadise on corner lot! Spacious rotunda w/ arches; cook’sdelight island kitchen w/ granite counters & 2 pantries; hard-woods; 2 fireplaces; extensive built-ins, recent carpet & design-er paint; large master w/ bay window seating; mature trees,stamped concrete patio; attic storage, too! - $274,895 – MLS#11483364

208 Royal Oaks Place, Denton 76210 – 4/3/3 - Great floorplan, elegant finish! Tiled entry, circular staircase, formals, wetbar, butler's pantry, great room; island kitchen, double ovens,gas cooktop, built-in desk; master w/ sitting area; master bathhas loads of storage, jetted tub for 2, & dual vanities; 4th bed-room or study down w 2nd full bath. Upstairs are 2 beds, 1 bath,game room & balcony! Wooded lot; sun room & hot tub!$339,000 – MLS #11485225

Corner lot, Ponderosa Valley (FM 2449), Ponder 76259 – Lot1R, Block B – Beautiful residential lot, approx. 5 acres, readyfor you to BUILD YOUR DREAM HOME! Conveniently locat-ed near I-35W, US 380 & Hwy 287 - no city taxes! When youenter Ponderosa Valley, turn right on Cartwright Trail; the lot isthe first lot on the right. Fronts both FM-2449 & CartwrightTrail. $135,000 – MLS #11481904

1600 Buena Vista Drive, Denton 76210 – 4/2/2 – Multi-tieredbackyard paradise w/ lush landscaping, flagstone patios & walk-ways, pool & spa, pergola, covered outdoor kitchen & grill!Recent carpet & paint, fireplace, great kitchen, master bath w/separate shower & dual vanities; bedroom w/ wall of built-insmakes a great study; radiant barrier & solar screens for low util-ity bills! - $194,900 – MLS #11488087

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CAN U R S E RY®LLOWAY’S

CAN U R S E RY®LLOWAY’S

The future value of your homeFrom season to season, generation to generation the value of your home remains a principal asset.

From roof to foundation you care for it. You paint, spackle and polish. You hire tradespeople for the toughtasks. And you mow, rake and prune...because the outside is as important to your home as the inside.Garden surroundings give life to the stone, concrete and wood. They create outdoor rooms for family

and friends...spaces to gather, picnic, play and contemplate. Your garden areas expand your home, beau-tify it and make it part of the land.Plants do more than provide “curb appeal” and your lifestyle is richer for it. Everyone in the neighbor-

hood knows.And so does every prospective buyer. So if ever you decide a move is required, your gardenswill help you fetch full value.

17 Stores in North Texas. In Denton: 1601 Dallas Drive 940-591-8865

Stop by today and enjoy the most beautiful plants in Texas!Join theGarden Clubmytexasgarden.com

OpenDaily

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Scott HugleyBusiness Development

Marlena laneescrow officer St acie Holber tBranch manager

racHael How ardescrow officerrmhowar

3541 Teasley, Suite 100, Denton, TX 76210

O F F I C E 940.383.2357 q F A X 866.373.9048

Things are looking upat First American!

SCOTT HUGLEYBUSINESS [email protected]

MARLENA LANEESCROW [email protected]

STACIE HOLBERTBRANCH [email protected] HOWARDESCROW [email protected]

KC

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CCoonnttaaiinneerrss sspprruuccee uupp iinnddoooorrss aanndd oouuttddoooorrss

FILE PHOTO/STORY FROM TDMN ARCHIVES

Millions of us grew vegetables

in 2009, and retail nurseries,

publishers and manufacturers

of garden products clearly

believe the trend will not abate

in 2010.

In response to a potential

audience that includes some 41

million households (according

to stats from the Garden

Writers Association

Foundation), retailers are stock-

ing aisles with new varieties of

herbs and vegetables as well as

compact selections suitable for

small-space gardening.

The range of containers in

which to grow vegetables has

expanded, too. From classical

glazed and footed urns and

upside-down tomato and pep-

per baskets to $5 party tubs

drilled with drainage holes,

mixed containers that supply

food as well as ornamentation

top today's gardening trends.

A Georgia landscape archi-

tect and author of four books on

container gardening, Pamela

Crawford, recently published a

colorful how-to manual that

addresses the questions of

beginners as well as longtime

gardeners intrigued by the idea

of combo containers whose

"thrillers" are vegetable plants.

Easy Container Combos:

Vegetables & Flowers (Color

Garden Publishing, $19.95) is

more, however, than an idea

book. Crawford tested 1,768

plants in 221 containers; 1,376

failed. She faults her own lack of

knowledge about vegetables -

Crawford is a lifelong flower

gardener - for most of the prob-

lems. But she also says she

could find no research about

how vegetable plants respond-

ed to being raised in containers.

The book details 18 common

vegetables that are easy to

grow in containers and seven

that are difficult to cultivate in

containers or just plain difficult.

SSoommee ssttaannddoouuttss:: a cherry

tomato vine climbing an orna-

mental obelisk and underplant-

ed with Dragon Wing begonias,

heliotrope and sweet potato

vines; a cool-season window

box with ornamental cabbages,

pansies and spiky juncus, of the

rush family; and a 31-inch-tall,

cobalt-blue glazed urn over-

flowing with a single summer

squash plant, its yellow fruits

dangling like Christmas orna-

ments.

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Provides homeownership opportunities forlow and moderate-income families to becomefirst time homebuyers.

Assistance is in the form of a forgivable loanthat is due and payable upon the sale, homeequity loan, lease or transfer of title. The maxi-mum amount of assistance per household isdetermined by program guidelines. Funds canalso be used to lower monthly payments. Pleasenote that the following are an overview of theguidelines.

For the comprehensive program guidelines,please call the Community DevelopmentDivision.

MMiinniimmuumm EElliiggiibbiilliittyy QQuuaalliiffiiccaattiioonnssLive in the city limits of Denton for the past

12 monthsBe a U.S. citizen or a legal residentMust be a first-time homebuyer or have not

owned a home in the past three years.Cannot have more than $10,000 in liquid

assets. An amount above $5,000 must beinvested in the home.

Household income cannot exceed incomelimits for family size (see chart below).

1 - family size $37,850 maximum yearly income

2 $43,3003 $48,7004 $54,1005 $58,4506 $62,7507 $67,1008 $71,400

WWhhaatt TTyyppee ooff HHoouussee QQuuaalliiffiieess??Single-family home must be in the city limits

of Denton (condos and town homes are accept-able)

Sales price of the house cannot exceed$125,000 and be within Denton city limits.The maximum sale price increased to $145,000if the newly constructed home is Energy Star-qualified.

House must be safe, decent and sanitaryRecommend that the house contain sufficient

living/sleeping space Property must be occupied by the seller,

buyer or vacant for at least 60 days.Independent home inspection by a state

licensed inspector is requiredPre 1978 house must be free of any deterio-

rated paint.HAP offers three forgivable loans at zero

interest (See chart below for the three loansavailable).

WWhhaatt CCoossttss WWiillll TThhee PPrrooggrraamm CCoovveerr??The program will assist with the buyer’s

down payment, closing costs and prepaidsBuyer has to contribute 1.125% of the sales

price, a portion of their own money to buy thehome

Gap funds may also be available for low-income households to help with the differencebetween the sales price and the maximum loanamount

BBuuyyeerr’’ss CCoonnttrriibbuuttiioonn aanndd MMaaxxiimmuumm HHAAPP AAssssiissttaannccee

The following are the three levels of assistancethrough the program and minimum amount

that a buyer has to contribute to the purchase oftheir home.

FFaammiillyy SSiizzee:: 11$37,850 - $30,751 mmooddeerraattee iinnccoommee

$30,750-23,651 llooww iinnccoommee$23,650 or below vveerryy llooww iinnccoommee

FFaammiillyy ssiizzee:: 22$43,300 - $35,151

$35,150 - $27,051 $27,050 or below


$39,550 - $30,401 $30,400 or below


$43,950 - $33,801 $33,800 or Below

FFaammiillyy ssiizzee:: 55$58,450 - $47,451 $47,450 - $36,501$36,500 or below

Family size: 6$62,750 - $50,951

$50,950 - $39,201 $39,200 or Below

Buyer’s Minimum Contribution: 1.125 percentof sales price

HHooww ttoo rreecceeiivvee aassssiissttaanncceeAttend a homebuyer education workshop.

Workshops and one-to-one pre-purchase coun-seling are available through Consumer CreditCounseling of North Central Texas at (800)856-0257.

Contact a lender from the List ofParticipating Lenders (See below).

Find your “dream home” and enter into apurchase agreement

HAP lender will submit your application forassistance

When the buyers application is received, theCommunity Development Division will beginprocessing the request for assistance

Several steps of eligibility must be met beforeapplicant qualifies. Applicant is subject to allguideline changes.

Community Development Division(2nd. Floor of City Hall East)601 E. Hickory Street, Suite B

Denton, TX 76205(940) 349-7726(940) 349-7753

email address:[email protected]

—Information provided by the

City of Denton

Find out about the homebuyers assistance program

FILE PHOTO

Contact Editor Dawn Cobb to

submit info at 940-566-6879

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S EN D ERAT I T L E

Aubrey Office

958 Hwy 377 South Ste. 100, Aubrey, TX 76227

Phone 940-440-0201 Fax 940-440-0901

Serving the Surrounding Areas

Our knowledgeable escrow officers are here to provide you with excellent service!

Naomi HamptonBranch Manager/Escrow Officer

Kristen KromerEscrow Officer

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Certified Residential Specialists offerunique expertise due to advanced study

and a proven record of experience.

Barbara Russell,CRB, CRS, GRI

O: 940/566-2730H: 940/368-7672Barbara Russell,

REALTORS

Virginia A. Williams,CRS, CCIM, CRP, CRB,

GRI, LTG, RRCO: 940/383-2712 M: 972/434-SELL

Williams & Williams,REALTORS

Jim & Linda McKissack,CRS

O: 940/484-9441M: 940/383-6683

Keller Williams Realty

Myra Oliver,CRS, GREEN, GRI

O: 940/594-6466Lane Real Estate

Rahna Raney,CRS, ABR940/391-0016


Wanda L. Perry,CRS, GRI

O: 940/383-2712 X238 M: 940/736-8776

Williams & Williams,REALTORS

Mariella Cudd,CRS, GRI, CDRS,

SRESO: 940/484-0036H: 940/595-5540

Cudd Realty

Kaye Spence, CRSO: 940/591-6609H: 940/387-8690


Toni Martin, CRSM: 940/391-6844


Marianne Lamb,CRS, ABR

D: 940/591-0616 O: 940/484-9411


Helping you navigatethe road home

Helping you navigatethe road home

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Shady Shores and N Corinth2 acres on the corner of Shady Shores and N. Corinth

$150,000. Please call Josh White - 940-390-9518 for moreinformation.

916 Dixon ~ Denton3/2/2 Great home located within close proximity to Loop288. $117,000. Please call Josh White 940-390-9518 formore information.

905 Skylark ~ DentonMid-century modern home meets California contemporary. Largehome on beautifully treed lot. Home has 2 living areas, 2 diningareas, spacious bedrooms, master bedroom has private sittingarea and private balcony. Kitchen has been updated with tile coun-tertop, tumbled Travertine backsplash, new sink. Wonderful stor-age throughout this home.You will feel like you are on vacation inyour own home. $225,000. Call Marla 940-395-0414.

802 Lake Bridge ~ Lake DallasNice 3 bedroom, 2 bath home near the lake. Homeincludes marble countertops in kitchen, lots of closets, lotsof storage. $144,000. Call Marla 940-395-0414.

2600 Church Drive ~ CorinthExecutive 4 bedroom, 3 bath home on 3 acres surrounded by oak trees with 2 deluxe

freestanding 2 bedroom guest homes complete with fireplace and laundry facilities.

Property has superior horse facilities with 5 stalls, tackrooms, paddock, AC, full bath, and

hay storage. There are 14 garages, plus an additional homestead barn with electricity,

shop, and plenty of room for equipment storage. $625,000. Call Marla 940-395-0414.

11866 FM 2153 ~ SangerGracious country estate with 4 bedrooms, 4 and a half bath-rooms, on 2 acres. Home features hardwood floors, wood-burn-ing fireplace, media room, second master bedroom, crown mold-ing, gated entry, playground, in-ground gunite pool with sun plat-form. Energy features include radiant barrier, solar screens, 3 acunits, 2 hot water heaters. $499,000. Call Marla 940-395-0414.

14721 Eaglemont Drive ~ Little ElmPristine 3 bedroom, 2 bath house in Frisco Ranch. Beautiful archesand art niches add wonderful character to this open concept home.Kitchen is large with lots of cabinets, countertop space, breakfast barand tile backsplash. Master suite has separate sitting room and hugewalk-in closet. Master bath includes 2 sinks with vanity space, gar-den tub and shower. The backyard has a covered porch to enjoy yourevenings. This is a must see. $184,500. Call Marla 940-395-0414.

LAND AVAILABLE• 0 Hartlee Field Rd, 9 acres, $490,050, off 428 near Denton water park.

• 0 FM 2153, 2 acres, $99,000, beautiful treed acreage on hill overlooking Sanger.

1605 Mallard ~ CorinthPristine 4-2-2, split bedroom home in coveted Hawk-Crownover-Guyer dis-trict. 2 living & 2 dining areas, large rooms, large closets. HUGE kitchen hasbrkfst bar, island, pantry, tile floors, huge skylight, lots of cabinets, lots ofcounter space, new gas range. Open to den, with gas-log fireplace. Masteris large with sep. tub and shower, two sinks, vanity space, and large walk-incloset. 8 ft. privacy fence, covered back patio, hot tub, sprklr. syst. $169,000.Call Marla 940-395-0414.

1451 Trent ~ KrumCustom-built country estate on 4 acres, 4.8 miles from intersection of 380at I35. Hardwood floors, soapstone countertops, stainless steel appli-ances, high-end cabinetry, walk-in pantry, open concept floorplan, splitbedrooms, porte-cochere, media room, exercise room. Fourth bedroomhas French doors and could be an office. Each bedroom has its own bath-room. Horses are permitted. Quality throughout, move-in ready. $359,500.Call Marla 940-395-0414.

112 McCubin ~ Valley ViewBuilding for sale. Located on the Square of Valley View and close to I-35.Great for anyone wanting to start a restaurant. Appliances also for sale.$199,000. Please call Josh White 940-390-9518 for more information.

Marla CarricoRealtor®

[email protected]

(940) 395-0414 (940) 390-9518

Morelle MillerBroker

(940) 387-75141811 Bolivar, Denton,TXwww.marlacarrico.com www.dentonhomeguide.com

KC

Josh WhiteBroker

[email protected]

1222 Emerson ~ DentonCustom-built 1955 colonial charmer has the updates you are looking for.Brick floors in family room with wood beams and estate-sized fireplace.Gorgeous master bathroom with Travertine floors, marble countertops, jet-ted tub, huge shower. Kitchen has granite countertops and lots of cabinets.Large rooms with lots of storage. Large treed yard with covered deck thatoverlooks the pool. Poolhouse out back and circle drive in the front.$175,000. Call Marla 940-395-0414.

IN C

ONTRACT

209 Joshua Street ~ DentonCute, clean, and ready to go. This darling 3-2-1 has new paint, new carpet, andlooks fabulous. Lovely backyard has covered back patio, trees, and is just downthe street from some new construction. Lovely tile in the foyer and in the din-ing room. Ceiling fans in bedrooms and den. Garage has an automatic garagedoor opener. Close to shopping, schools, etc. Great opportunity for an excel-lent home at an affordable price! $89,900. Call Marla 940-395-0414.

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(940) 591-7963David Vanderlaan

BrokerAccredited Land Consultant

Debbie VanderlaanBroker

Visit Our New Website www.northtexascountryliving.com

10638 Rector Road, Sanger $525,000* 22 Acres Featuring 2 Residences* Trees, Creek and Abundant Deer & Turkey* 41 Acres Available for $625,000

5309 Bristol, Flower Mound $379,000* Gorgeous Home in Bridlewood* Custom Features Throughout* 3,503 sf, 4/3.1/2

3513 Granada Trail, Denton $349,000* Custom 3,722sf Residence w/ 4/3.1/3* Large Heavily Treed Lot* Backyard Features Gunite Swimming Pool

3113 Triple Crown Court, Denton $649,500* Stunning 5,222 sf, 4 bd, 4.1 bath* Rests On Over .5 Acre in South Denton* Open Floor Plan Perfect For Entertaining

10120 Hilltop Road, Argyle $4,875,000* 20.8 Private Acres Covered With Trees & 4 Ponds* Gorgeous Custom 8,500 sf Residence* Golf Greens, Sand Volleyball, Tennis Courts

991 Lakeview Ct, Copper Canyon $1,109,000* Stunning 5,222 sf, 4 bd, 4.1 bath* 10+ Acres Fronting Shared Private Lake* 6-Stall Barn w/Workshop & Living Quarters

3470 Shepard Road, Aubrey $2,800,000* 101.9 Acres in Sought-After Green Valley Area* 2 Custom Austin Stone Residences* Deep Water Well, Co-op Water, Unimproved Pastures

10902 Clear Creek, Sanger $695,000* 61.1 Acres Offering 360-Degree Panoramic Views* 6-Stall Barn, Equipment Barn, Outdoor Arena* 3,616 sf, 4 Bedroom Residence

KC

Selling Denton & the North Texas Area For Over 30 Years

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Denton County communi-ties range in size from nearly100,000 to just over 500 —from the suburban areas insouthern Denton County to thesmaller, agriculturally sur-rounded communities in thenorth.

In the central part of thecounty, Denton and the LakeCities (Corinth, Hickory Creek,Lake Dallas and Shady Shores)continue to deal with thegrowth flowing north and westfrom Dallas and Collin coun-ties, respectively.

The following informationfrom the North Central TexasCouncil of Governmentsincludes population estimatesand contact information foreach of the county’s many com-munities.

AArrggyyllee2010 pop. est.: 3,400506 N. Highway 377P. O. Box 609Argyle, TX 76226940-464-7273Fax: 940-464-7274www.argyletx.com

AAuubbrreeyy2010 pop. est.: 2,600107 S. Main St.Aubrey, TX 76227940-440-9343www.aubreytx.net

BBaarrttoonnvviillllee2010 pop. est.: 1,4001941 E. Jeter RoadBartonville, TX 76226817-430-4052Fax: 817-430-9433www.townofbartonville.com

CCoorriinntthh2010 pop. est.: 19,7503300 Corinth ParkwayCorinth, TX 76208940-498-3200Fax: 940-498-3247www.cityofcorinth.com

CCrroossss RRooaaddss2000 census pop.: 6031401 FM424

Cross Roads, TX 76227940-365-9693Fax: 940-665-6898www.crossroadstx.gov

DDeennttoonn2010 pop. est.: 110,300215 E. McKinney St.Denton, TX 76201940-349-8200972-434-2520 (metro)Fax: 940-349-8236www.cityofdenton.com

DDoouubbllee OOaakk2010 pop. est.: 2,600320 WaketonDouble Oak, TX 75077972-539-9464Fax: 972-539-9613www.double-oak.com

FFlloowweerr MMoouunndd2010 pop. est.: 62,9502121 Cross Timbers RoadFlower Mound, TX 75028972-874-6000Fax: 972-874-6460www.flower-mound.com

HHiicckkoorryy CCrreeeekk2010 pop. est.: 3,7501075 Ronald Reagan Ave.Hickory Creek, TX 75065940-497-2528Fax: 940-497-3531www.hickorycreek-tx.gov

HHiigghhllaanndd VViillllaaggee2010 pop. est.: 15,2501000 Highland Village RoadHighland Village, TX 75077972-899-5132www.highlandvillage.org

JJuussttiinn2010 pop. est.: 3,150415 N. College Ave.P.O. Box 129Justin, TX 76247940-648-2541www.cityofjustin.com

KKrruumm2010 pop. est.: 4,000102 W. McCart St.P.O. Box 217Krum, TX 76249940-482-3491www.ci.krum.tx.us

LLaakkee DDaallllaass2010 pop. est.: 7,300212 Main St.P.O. Box 368Lake Dallas, TX 75065940-497-2226www.lakedallas.com

LLeewwiissvviillllee2010 pop. est.: 96,450151 W. Church St.P.O. Box 299002Lewisville, TX 75057972-219-3400972-434-1112 (metro)www.cityoflewisville.com

LLiinnccoollnn PPaarrkk2000 census pop.: 517110 Parker ParkwayAubrey, TX 76227940-365-2839

LLiittttllee EEllmm2010 pop. est.: 24,000100 W. Eldorado ParkwayLittle Elm, TX 75068214-975-0400www.littleelmtx.us

NNoorrtthhllaakkee2010 pop. est.: 2,300

1301 FM407P.O. Box 729Northlake, TX 76247940-648-3290www.town.northlake.tx.us

OOaakk PPooiinntt2010 pop. est.: 2,700100 Naylor RoadOak Point, TX 75068972-294-2312www.oakpointtexas.com

PPiilloott PPooiinntt2010 pop. est.: 4,100102 E. Main St.P.O. Box 457Pilot Point, TX 76258940-686-2165www.cityofpilotpoint.org

PPoonnddeerr2010 census pop.: 1,150405 Shaffner St.P.O. Box 297Ponder, TX 76259940-479-2396www.pondertx.com

RRooaannookkee2010 pop. est.: 7,500108 S. Oak St.

Roanoke, TX 76262817-491-2411www.roanoketexas.com

SSaannggeerr2010 pop. est.: 7,050201 Bolivar St.P.O. Box 1729Sanger, TX 76266940-458-7930www.sangertexas.org

SShhaaddyy SShhoorreess2010 pop. est.: 2,450P.O. Box 362101 S. Shady Shores RoadLake Dallas, TX 75065940-498-0044www.shady-shores.com/

TThhee CCoolloonnyy2010 pop. est.: 40,1006800 Main St.The Colony, TX 75056972-625-1756www.thecolonytx.gov

SSOOUURRCCEE:: North CentralTexas Council of Governments

Who to contact for cities and schools

FILE PHOTO

Denton County communities range in population from 500 to more than 100,000.

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HHiigghh SScchhoooollssDDeennttoonn HHiigghh SScchhooooll — 1007 N. Fulton St.,

940-369-2000, enrollment: 1,339JJoohhnn GGuuyyeerr HHiigghh SScchhooooll — 7501 Teasley Lane,

940-369-1000, enrollment: 2,128BBiillllyy RRyyaann HHiigghh SScchhooooll — 5101 E. McKinney

Ave., 940-369-3000, enrollment: 1,700FFrreedd MMoooorree HHiigghh SScchhooooll — 815 Crosstimbers,

940-369-4000, enrollment: 29

MMiiddddllee SScchhoooollssCCaallhhoouunn MMiiddddllee SScchhooooll — 709 Congress St.,

940-369-2400, enrollment: 611RRoonnnniiee CCrroowwnnoovveerr MMiiddddllee SScchhooooll — 1901

Creekside Drive, Corinth, 940-369-4700,enrollment: 864

MMccMMaatthh MMiiddddllee SScchhooooll — 1900 Jason Drive,940-369-3300, enrollment: 764

NNaavvoo MMiiddddllee SScchhooooll – 1701 Navo Road,Aubrey, 972-347-7500, enrollment: 887

SSttrriicckkllaanndd MMiiddddllee SScchhooooll — 324 E. WindsorDrive, 940-369-4200, enrollment: 871

TToomm HHaarrppooooll MMiiddddllee SScchhooooll— 9601 StaceeLane, Argyle, 940-369-1700, enrollment: 738

EElleemmeennttaarryy SScchhoooollssBBoorrmmaann EElleemmeennttaarryy SScchhooooll — 1201 Parvin St.,

940-369-2500, enrollment: 434EEvveerrss PPaarrkk EElleemmeennttaarryy SScchhooooll — 3300 Evers

Parkway, 940-369-2600, enrollment: 583GGiinnnniinnggss EElleemmeennttaarryy SScchhooooll — 2525

Yellowstone, 940-369-2700, enrollment: 569HHaawwkk EElleemmeennttaarryy SScchhooooll — 2300 Oakmont,

Corinth, 940-369-1800, enrollment: 770HHooddggee EElleemmeennttaarryy SScchhooooll — 3900 Grant

Parkway, 940-369-2800, enrollment: 561HHoouussttoonn EElleemmeennttaarryy SScchhooooll — 3100 Teasley

Lane, 940-369-2900, enrollment: 666LLeeee EElleemmeennttaarryy SScchhooooll — 800 Mack Place,

940-369-3500, enrollment: 643MMccNNaaiirr EElleemmeennttaarryy SScchhooooll — 1212 Hickory

Creek Road, 940-369-3600, enrollment: 611EEuuggeenniiaa PPoorrtteerr RRaayyzzoorr EElleemmeennttaarryy SScchhooooll —

377 Rayzor Road, Argyle, 940-369-4100 enroll-ment: 621

NNeewwttoonn RRaayyzzoorr EElleemmeennttaarryy SScchhooooll — 1400Malone, 940-369-3700, enrollment: 536

PPeeccaann CCrreeeekk EElleemmeennttaarryy SScchhooooll — 4400Lakeview Blvd., 940-369-4400, enrollment:590

PPrroovviiddeennccee EElleemmeennttaarryy SScchhooooll – 1000FM2931, Aubrey, 940-369-1900, enrollment:740

SSaavvaannnnaahh EElleemmeennttaarryy SScchhooooll — 1101 CottonExchange Drive, Aubrey, 972-347-7400, enroll-ment: 491

TToommaass RRiivveerraa EElleemmeennttaarryy SScchhooooll — 701Newton St., 940-369-3800, enrollment: 633

WWaayynnee SSttuuaarrtt RRyyaann EElleemmeennttaarryy SScchhooooll — 201W. Ryan Road, 940-369-4600, enrollment: 499

WWiillssoonn EElleemmeennttaarryy SScchhooooll — 1306 WindsorDrive, 940-369-4500, enrollment: 707

AAnnnn WWiinnddllee SScchhooooll ffoorr YYoouunngg CChhiillddrreenn — 901Audra Lane, 940-369-3900, enrollment: 334

WWeebbbb--BBllaannttoonn EElleemmeennttaarryy — 9501 StaceeLane, Argyle, 940-369-0700, enrollment: 451

OOlliivvee SStteepphheennss EElleemmeennttaarryy — 133 GarzaRoad, Shady Shores, 940-369-0800, enroll-ment: 305

AArreeaa sscchhooooll ddiissttrriiccttssAArrggyyllee IISSDD — 800 Eagle Drive, Argyle, TX

76226, 940-464-7241AAuubbrreeyy IISSDD — 415 Tisdell Lane, Aubrey, TX

76227, 940-365-2721KKrruumm IISSDD — 809 E. McCart St., Krum, TX

76249, 940-482-6000LLaakkee DDaallllaass IISSDD — 315 E. Hundley, Lake

Dallas, TX 75065, 940-497-4039PPiilloott PPooiinntt IISSDD — 829 S. Harrison, Pilot Point,

TX 76258, 940-686-8700 PPoonnddeerr IISSDD —400 W. Bailey St., Ponder, TX

76259, 940-479-8200 SSaannggeerr IISSDD — P.O. Box 2399, 601 Elm St.,

Sanger, TX 76266, 940-458-7438

PPrriivvaattee sscchhoooollssCCoommmmuunniittyy SScchhooooll — 2046 Scripture St.,

940-382-3216CCoouunnttrryyssiiddee MMoonntteessssoorrii — 610 Dallas Drive,

940-483-1133DDeennttoonn CCaallvvaarryy AAccaaddeemmyy — 1910 E.

University Drive, 940-320-1944IImmmmaaccuullaattee CCoonncceeppttiioonn CCaatthhoolliicc SScchhooooll -

2301 Bonnie Brae St., 940-381-1155, parochial;3 years old to eighth grade

LLiibbeerrttyy CChhrriissttiiaann SScchhooooll — 1301 S. U.S.Highway 377, Argyle, 940-294-2000

TThhee SSeellwwyynn SScchhooooll — 3333 W. UniversityDrive, 940-382-6771

HHiigghheerr--eedduuccaattiioonn UUnniivveerrssiittyy ooff NNoorrtthh TTeexxaassWith 151 buildings on 500 acres, the

University of North Texas campus is a city with-in the city of Denton. UNT enrolls more than30,000 undergraduate and graduate students.

For more information, visit www.unt.edu.

TTeexxaass WWoommaann’’ss UUnniivveerrssiittyyTWU is a major university, the largest one pri-

marily for women in the United States, withenrollment of more than 10,000.

TWU’s high-rise residence halls, academicfacility and administrative buildings dominateDenton’s skyline.

For more information, visit www.twu.edu.

NNoorrtthh CCeennttrraall TTeexxaass CCoolllleeggeeLocated off Interstate 35E at 1500 N. Corinth

St. in Corinth, the Denton County branch ofNorth Central Texas College has seen enrollmentrise to more than 4,000 students.

The three-story, 75,000-square-foot facility,opened in 2000, can accommodate 6,000 stu-dents.

NCTC also serves Cooke and Montague coun-ties, with its main campus in Gainesville.

For more information, visit www.nctc.edu/.

NNOOTTEE:: Enrollment numbers are from June2010.

FILE PHOTO

This year, the Popo and Lupe Gonzalez School for YoungChildren opened in the Denton school district on LongRoad near the LaGrone Advanced Technology Complex.

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8727 Dayton Dr. – Lantana4/3.5/2 in the Heritage Addition of Lantana. Light& open floor plan with over 3,500 sq. ft. Tile,hardwoods, frieze carpet, designer paint, ironstaircase spindles, brick & stone fireplace.Kitchen has huge granite island, granite coun-ters, tumbled marble backsplash, 42-inch cabi-nets. Master bedroom down, 3 bedrooms up,media room, game room, & bonus room in attic.$319,900

6804 Riverchase Tr. – Denton4/2/2 in Ryan Ranch Subd. All new in 2010: paintinside & out, cpt, ceiling fans, fixtures, door hard-ware, faucets, sink, dishwasher, stove, blinds &more. 2 living, 2 dining, fireplace, tile in all areasexcept bedrooms, split bedrooms, master bathhas his & her sink, garden tub & shower, largewalk-in closet. $159,900

1209 Triangle Rd. – Valley View

3/2.5/2 on 4.55 acres with lake view. 30x50 barn

w/5 stalls and 2 tack rooms, additional 3 stall

barn, guest house, fenced and cross fenced.

Light & open floorplan, huge rooms, chef’s

kitchen, wood floors, floor-to-ceiling brick fire-

place, covered patio, upstairs deck with spectac-

ular views. $249,900

IMMACULA

TE

REMO

DELED

IN C

ONTRACT

Ron Hebert & Lance Yuzbick

The Results Team“Creating Customers For Life!”

940-898-8815

Lance YuzbickREALTOR®

Ron HebertREALTOR®

904 Barbara St. – Denton

Custom new construction home by Jay Johnson

Homes. 3/2/2, light & open floor plan, split bed-

rooms, large fenced yard with landscaping pack-

age. Buy now and you can make your own per-

sonal choices to make this dream home all

yours. Choose this home or pick any lot in the

subdivision. $118,900

More pictures and virtual tours atwww.results-team.com

NEW

CONSTRUCTIO

N

4617 Indian Paint Way – Denton3/2/2 immaculate & barely lived in home w/a light& open floorplan. Tile in kitchen, breakfast, utility& both bathrooms. Rounded corners, 2-inchblinds, security, sprinklers, tons of countertops &cabinets, huge utility & pantry are just a few ofthe highlights. Split bedrooms, master bath hashis & her sinks, formal dining can be used as astudy/office. Great location close to schools,shopping & parks. $139,900

IMM

ACULATE

2612 Chancellor Dr. – Flower Mound4/2.5/2 with a light & open floorplan. Wood floors,tile, frieze carpet. Large kitchen w/island and tilebacksplash overlooks the breakfast & familyrooms. Brick fireplace, built-ins, 2-inch blinds,security, sprinklers, updated fixtures. The masterbath has just been updated with all new tilefloors, new tile shower, new tile surround the gar-den tub, new cabinet & 2 sinks. Two-tier wooddeck, wood fence, great location close toschools, shopping & parks. $189,900

NEW L

ISTIN

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KC

&

8100 Hidden Path – Denton6 bedrooms, 2.5 baths, 2-car garage, 2 livingareas plus a bonus room. 3,078 sq. ft., light &open floorplan, master bedroom downstairs, mas-ter bath has his & her sinks, garden tub & sep.shower, walk-in closet. Tile in kitchen, breakfast,bathrooms, utility rm & entry. Large fenced back-yard, close to schools, parks & shopping.$149,900

IN C

ONTRACT

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Toni Martin,REALTOR®

(940)391-6844

Rahna Raney,REALTOR®

(940)391-0016

Fran Hannah,REALTOR®

(940)391-6050

Nora Matheny,REALTOR®

(940)453-4358

Nancy McMinn,REALTOR®

(940)367-2987

Belle Speir,REALTOR®

(281)467-6552

Sarah Fitzpatrick,REALTOR®

(940)206-5575

Nancy Hundley,REALTOR®

(281)467-6552

PROVID

ENCE

PLACE

1051 Providence Blvd.Southern charmer - 3 living areas, French doors,screened-in back porch. Large backyard, beautifullandscaping. Call Fran Hannah 940.391.6050. Greatservice is priceless!

201 Diane DriveDiane Drive has redone the kitchen with stainless five-burner cook-top, dishwasher, microwave, granite counters, new center island. Allflooring downstairs is new with tile in the foyer, downstairs bedroom,kitchen and wood scraped flooring in den, living/dining area.Beautiful corner treed double lot with wrapped porch. Lovely curbappeal and upgrades are fabulous. $229,500. Nancy McMinn

2225 SouthwayImmaculate, bright and open. Kitchen w/island,multiple cabinets, formal dining could easily bestudy. Large breakfast area, nice landscaping.Close to UNT and new Walmart. 3/2.5/2.$123,900. Toni Martin & Rahna Raney

Bringing You & Your Home Together Bringing You & Your Home Together

KC

PROVID

ENCE

1125 Oakcrest A vacation every day on the lake.Call Fran Hannah 940.391.6050. Great service ispriceless!

AUBREY

1105 Ellison ParkElegant 3/3/2 in gated Ellison Park. Great floorplan,corner lot. $214,900. Imogene Evans

RED

UCED

306 Wilson3/2/2 Lakeview home. Many mature trees.Beautifully maintained, corner lot. Remodeled,balcony. $140,000. Belle Speir

3512 Lipizzan Dr.– Wheeler Ridge Sub.Can’t beat this price per sq ft. Seller wants aquick sale for this pretty 3/2/2. Very open flr.plan. Spacious living rm w/corner fireplace,good sized bedrooms, lg. eat-in kit. Close to pool& club house. $121,500. Rahna Raney, ToniMartin

3933 MiramarBeautiful 2-story Mercedes. Corian countertops,open kitchen, gas appliances. Sun room and cov-ered patio. Shows like a model. $229,000, 4-2.5-2. Nora Matheny

Wilson100 Acres, horse country. Pasture, trees. 10 min-utes from Lake Ray Roberts. Nice area. RahnaRaney

2 Lots (Pearl Cove and Crow)1831 Crow - Close to UNT..75 acre.$64,000.761 Pearl Cove - Beautiful wooded acre + lot in EmeraldSound at Lake Lewisville - $99,000.Toni Martin

11 Puddin Hill Huge price reduction! $399,000. Quiet and seclud-ed horse country property with barn, workshop,storage building and separate mobile home onproperty. 3 septic systems. Home is cozy and com-fortable. Master down and 2 bedrooms up. ToniMartin & Rahna Raney

408 BrockettJust reduced to $124,900. Lovely Aubrey countryhome on .7 acre, perfect for garden. 4/2/2 plus 2living areas, two dining. Large covered porch,corner lot, trees, storage and shop. Rahna Raney

3956 OverlakeCute one owner home. Large family room withfireplace. Covered deck, mature trees. Great forentertaining. 3-2-2. $104,500. Belle Speir

2129 Crestmeadow$125,000. Beautiful home with many extras. Lowe-dbl. hung windows, solar screens, ceramic tile,recent carpet, paint and microwave. Bkft bar,fireplace and open kitchen make a charmingcombination. 2nd bath has been remodeled.Rahna Raney

1625 Victoria – N.E. DentonNeed a workshop? This well-kept 4/2/2 homeoffers you a 2-car gar. plus a sep. 24x32 brick shopwith porch, 220 wiring, window unit, shower,sink, commode also installed. Lg. corner lot –Wilson & Ryan schools. $239,900. Rahna Raney,Toni Martin

RED

UCED

SANGER

NEW

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TING

RED

UCED

RED

UCED

NEW

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7516 Sunburst Trail – Ryan RanchLovely popular legacy flr plan – Very bright &open. Beautiful kit. w/cherrywood cab. A lot ofcab. & counter space. Bkfst bar, skylight, kit opensto family rm. 2 liv. & 2 eating areas. Split bdrms –designer colors, tiled flrs, close to schools & shop-ping & park. $159,900. Toni Martin

22Real

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KC

940-387-8677

Ken Stockdale,REALTOR®

See these homes on REALTOR.COM

513 W. WINDSOR – 3/2/2 with formal dining.Seller will pay for new carpet. MLS# 11204314.$139,900

PENDING

1815 WILLOWWOOD – 4/2.5/2 Huge treed lot(.64 acre), circle drive. Close to UNT. MLS#11398638. $145,000

1 ACRE LOT

1516 WILLOWWOOD – 3/2 nice home on oneacre lot w/trees. Room for garden. MLS#11410121. $144,900

REDUCED

1900 LE SAGE – 3/2/2 2 living and 2 eatingareas, split master, quality home w/ceramic tile.MLS# 11424098. $147,000

601 W. WINDSOR – 3/2/2 on nice corner lot ingreat neighborhood. Highlights include splitmaster, large fireplace in family room, woodendeck in beautiful fenced yard, sprinklered, andsome trees. MLS# 11424104. $139,000

“Celebrating 37 years in Denton!”

Kathy and I want to thank you for 37 wonderful years in Denton. Our mission is still to provide quality service at a fair price. Please ask about ourreduced real estate fee program by calling 940.387.8677 or emailing us at [email protected]! Thank you, Ken Stockdale

TREES

SOLD

1926 LAURELWOOD – 4/3 Detached garage.Great for RV parking. Wilson School. Ownerwill help w/repairs. MLS# 11380147. $100,000

REDUCED

35 OAK FORREST CR. – 5/3.5/3 Great family Forrestridge home w/beautiful details,large kitchen, lots of living areas, lovely yard w/pool. MLS# 11470773. $349,000

NEW O

N MARKET

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KC

In Celebration of Thanksgiving

Gavin and Marianne Lamb APPRECIATE the 100 + families we have assisted in 2010 andall our past clients who have faithfully referred their friends and families to us for the past 19 years!

PLEASE ACCEPT OUR

SINCERE THANKS!

3820 Granada Trail-$569,900-5/5.5/5 home on corner w

POOL/ Montecito

3913 Andrew Avenue-$339,000-4/3.5/3 Great Deal-Thistle Hill

8716 Wyatt Circle-$296,000-4/3.5/2 Lantana

6705 Smoketree Trail-$259,500- 3/2.5/2 The Preserve/

All the upgrades

8723 Cherry Lee Lane-$248,000- 4/2.5/2 Lantana

2645 Whispering Trail-$209,900- 5/3.5/2 Foreclosure in Little Elm

2107 Vintage Drive-$209,900- 4/2.5/2 Short Sale-Oakmont

4509 Black Walnut-$179,900- 4/2/2 Custom Upgrades/The Preserve

2513 Great Bear-$172,500- 4/2.5/2 Best Deal/ Wind River

1231/1232 Cordell Street-$162,500 2/2 Duplex w Carport

1303/1305 Cordell Street- $162,500 2/2 Duplex w Carport

1302/1304 Crescent Street- $162,500 2/2 Duplex w Carport

7412 Riverchase Trail- $154,500 4/2/2 Corner lot in Ryan Ranch

6749 Red Rock Trail- $109,900 3/2/2 Foreclosure in Fort Worth

3015 Mason Avenue- $118,900 4/2/2 Foreclosure in Corinth-

Contract Pending

254 Country Court- $754,900 4/4.5/3 Foreclosure in Bartonville-

Contract Pending

709 Skylark- $166,900 3/2/2 Southridge Beauty/Sold

10260 Los Barrow- $120,900 3/2/2 Foreclosure coming in Fort Worth

187 Castleridge A & B- 3/2/2 New Duplex Foreclosure

coming in Little Elm

3801 Huckle Berry- 3/2/2 Foreclosure coming in Fort Worth

4265 Jenny Lake- 5/2.5/2 Foreclosure w/POOL coming in Keller

4668 Park Bend- 4/2.5/2 Foreclosure coming in Fort Worth

4004 Quail Run- 8 Acres Foreclosure coming in Flower Mound

1618 Suncrest- 3/2/2 Foreclosure coming in Fort Worth

These great homes are available for your holiday happiness:

Lamb’s Real Estate

Connection

940 591-0616www.mlamb.com

Marianne Lamb,

Owner/Agent

Gavin Lamb,

Agent/Buyer Consultant

Jennifer Titterington,

Listings Coordinator

24Real

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Six steps to buying a homeFrom the

Texas Association of REALTORS®

SStteepp 11:: CChhoooossiinngg aa RREEAALLTTOORR®®

Buying a home is one of thelargest purchases and biggestdecisions of your life. The firstthing to do is to find a TexasREALTOR® you trust.

Ask your friends and rela-tives who have bought homesrecently for their recommenda-tions. Or, you can use the find-a-Texas REALTOR® search tolocate one in your area.

Before working with one,you should know that theduties of the REALTOR®depend on whom they repre-sent.

Many REALTORS® special-ize as buyer’s agents, represent-ing clients who are searchingfor their next home. Theseagents can save you time andmoney by researching proper-ties based on your criteria,helping you secure the bestmortgage rates, counseling youon the offer amount and termsmost favorable to you, andnegotiating on your behalf.

For buyers, there’s really nodownside to hiring a REAL-TOR® because the seller gener-ally pays buyer’s-agent com-missions. Many buyer’s agentshave earned the AccreditedBuyer Representative (ABR®)designation from the NationalAssociation of REALTORS®Real Estate BUYER’S AGENTCouncil. Learn more aboutABR® and other designations.

If you choose not to use abuyer’s agent, you could negoti-ate directly with the listingagent representing the owner.

All brokers must treat youhonestly and fairly regardlessof whom they represent.

If you choose to have aREALTOR® represent you,you should enter into a writtencaontract that clearly establish-es the obligation of both partiesand specifies how your TexasREALTOR® will be compen-sated.

SStteepp 22:: DDeecciiddiinngg wwhhaatt yyoouunneeeedd aanndd wwaanntt

NNeeeeddss aanndd wwaannttss lliissttBefore you start looking,

make a list of what you wantand need. Once your list ismade, go back over it anddecide what is most impor-tant—which items are mustsand which you are willing togive up. Assign each item a pri-ority so that you will knowwhat to look for as you beginhouse hunting. LLooccaattiioonn

Deciding where you want tolive may be the single mostimportant factor in choosing ahome. Location to employmentcenters, shopping centers,schools, major traffic arteries,and other attractions areimportant and have significantinfluences on value.

Your choice of location maybe limited somewhat by theprice you can afford. Even so,make sure you consider suchthings as:

� prices of properties andproperty taxes;

� distance to work, schools,shopping, and entertainment;

� proposed changes in landuse such as commercial shop-ping centers and roads, andpotential hazards such as flood-ing and noise from a nearbyairport or highways. TTyyppee ooff hhoommee aanndd lloott

A single-family detachedhome typically provides moreliving space and land area thanother types of living units andpermits you greater freedom(less restrictions) to remodel,expand, paint, and alter theappearance.

If you don’t like spendingleisure time on yard work, con-sider a condo or garden (patio)home. Condos and gardenhomes often offer sharedgreenbelts and garden areas ormembership in private recre-ational facilities such as swim-ming, golf, and tennis. NNeeww vvss.. oollddeerr hhoommeess

Preowned homes usuallyhave established yards, and theneighborhood or subdivision is

FILE PHOTO

Follow these few steps to buy a new family home in today’s market.

usually built-out. On the otherhand, they may require moremaintenance.

New homes are not withoutproblems. Although theyrequire less maintenance in thefirst few years, you may have toput in landscaping and call thebuilder back to correct faults.And if buildings are still activein the area, you may have toendure nearby construction.

You could already have yourdream home in mind. Thenagain, you might not knowwhat you like until you see it.Either way, your Texas REAL-TOR® will listen to your pref-erences and help you find theperfect home.

SStteepp 33:: WWhhaatt ccaann yyoouu aaffffoorrdd?? There are typically three

major areas of concern whendeciding what you can afford:down payment, qualifying for aloan, and closing costs.DDoowwnn ppaayymmeenntt

A conventional loan typicallyrequires a down payment. It isnot uncommon for buyers toplace a down payment of 10%to 20% of the purchase price.For example, on an $80,000home, a down payment of$8,000 to $16,000 in cashmay be warranted.

Government-backed loans,insured by the Federal HousingAdministration (FHA) and theVeterans Administration (VA)are particularly useful to first-time buyers and often require

5% or less as a down payment.Generally, a higher down

payment means better loanterms and a lower interestexpense on the mortgage. QQuuaalliiffyyiinngg ffoorr aa llooaann

A lender will determine howmuch they think you canafford. But remember, justbecause the lender says you canafford one price doesn’t meanthat’s what you should spend.Be wise and thoroughly exam-ine how much you shouldspend on a home.

Be prepared to provide thelender with a two- to five- yearfinancial history that containsthe following:

IInnccoommee—gross monthlyincome as well as employmenthistory, education, and any sec-ondary income such as bonus-es, dividends, and child sup-port. The lender may require aletter from your employer, W-2forms, or, if you are self-employed, recent tax returns.

AAsssseettss—current checkingaccount balances, savingsaccounts, stocks and bonds,certificates of deposit, otherproperty, insurance policies,and pension funds.

CCrreeddiitt—debts on cars andappliances, debts on all creditcards, and history of debtrepayment. Your lender mayask for a credit report, so youmay want to clear up anyknown negative terms inadvance.

Your Texas REALTOR® can

help you determine what pricerange and monthly paymentyou can afford. The monthlypayment typically consists ofprincipal, interest, taxes andinsurance—PITI, for short.

SStteepp 44:: TThhee ooffffeerrWWhhaatt ttoo ooffffeerr

A REALTOR® can help youfind your perfect home, butonly you can decide how muchyou are willing to offer for it.Ask your REALTOR® aboutthe selling prices and market-ing time of other houses in thearea.

Once you have determinedthe amount you are willing tospend, your REALTOR® willhelp you prepare a writtenoffer.

In most transactions you willoffer to deposit earnest moneywith the escrow agent, showingyour sincerity in making a rea-sonable offer and abiding bythe terms of the written con-tract. CCoonnttrraacctt ffoorrmmss

Your REALTOR® will helpyou prepare an offer usingstandard forms. The offer, ifaccepted, will become a bind-ing contract.

This document is the mostimportant paper you will signbecause it lays out all the termsof the transaction. It contains:

� a legal description of theproperty,

See BUYING on Page 25

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� any property that will betransferred with the home,(blinds, curtains, fireplacescreens, etc.)

� the price � financing conditions and

contingencies � amount of earnest money

deposit � name of the escrow agent

and title company � proration of insurance,

taxes, and interest � fees to be paid and who

pays for which � rights to inspect the prop-

erty and for repairs to be made � dates of closing and pos-

session � what happens if either

party defaults on the contract IInnssppeeccttiioonnss aanndd wwaarrrraannttiieess

Before signing the contract,take precautions to protectyourself against unseen defectsin the home. An inspection bya qualified inspector can pro-vide you with unbiased opin-ions about the condition of thefoundation, mechanical sys-tems, plumbing systems,appliances, etc. If you can,accompany the inspector at thetime the inspection is conduct-ed.

It’s also a good idea to get atermite and other wood-destroying insect inspection.

You may also want to haveyour REALTOR® request thatthe seller furnish you with aone-year residential servicecontract as part of the deal.This is common practice withthe purchase of existing homes(after the first year, you’ll havethe option of renewing cover-age at your expense) andensures that certain items willbe repaired by the company ifthey fail to function after youmove in. If you buy a newhome, the builder may offer awarranty as well. Whether youget a residential service con-tract or receive any other war-ranty, find out how claims willbe processed and how any nec-essary repairs will be made.SSeelllleerr’’ss ooppttiioonnss

The REALTOR® workingwith you will present the con-

tract to the seller’s agent orseller. The seller has threeoptions: accept, reject or makea counteroffer—a rejection ofthe offer with a simultaneousoffer from the seller to thebuyer. If the seller makes acounteroffer, you then have thesame three options. Thisprocess goes on until a suitableprice is agreed upon by bothparties.BBiinnddiinngg ccoonnttrraacctt

Once you and the selleragree to the written terms andboth of you sign, the documentbecomes a binding contract.Be sure that you pay closeattention the terms.Otherwise, you may waivesome contractual rights.

The contract may also setout other contingencies thathave to be satisfied, so read thecontract carefully and complywith its requirements.

If repairs are required, thecontract will specify who willbear the cost of the repairs,who will arrange for therepairs, and when the repairsmust be made. Before youclose, be sure that the condi-tion of the property meets therequired condition specified inthe contract.

SStteepp 55:: FFiinnaanncciinngg FFiinnddiinngg ffiinnaanncciinngg

Once a contract becomesbinding, you’ll probably haveto arrange for financing.Depending on the terms of thecontract, the purchase of thehome may be contingent uponyou finding the right financing.LLeennddeerrss

Most homebuyers get loansthrough savings institutionsand mortgage bankers and, toa lesser extent, from commer-cial banks, credit unions, otherprivate sources, or even theseller. Sellers often can offer acompetitive interest rate andattractive terms. Check onspecifics. TTyyppeess ooff llooaannss

In general, three broad cate-gories of loans are available:

11.. PPrriivvaattee vvss.. ggoovveerrnnmmeennttllooaannss.. Most mortgage loans aremade by savings institutions,

banks and mortgage compa-nies. Generally, a lender willrequire you to buy mortgageinsurance, particularly if youmake a low down payment.This insurance may be paid atclosing or added to the loanamount. VA loans require nomortgage insurance, but onlyqualified veterans may applyfor them. Mortgage insuranceprotects the lender, to a degree,in the event of default.

On government (FHA andVA) loans, the governmentdoes not actually loan themoney but rather guarantees(or insures) to repay the lenderif you default for some reason.Government loans haveimportant advantages—theygenerally require a lower downpayment than conventionalloans and often have a lowerinterest rate or points. On thedown side, government loanslimit the amount you can bor-row, often take longer toprocess, and sometimes havehigher closing costs.

22.. FFiixxeedd rraattee vvss.. aaddjjuussttaabblleerraattee.. On a fixed rate mortgage,the interest rate stays the sameover the life of the loan, usual-ly 15 or 30 years. That meansyour payment will not changeexcept for adjustments ontaxes and insurance.

Adjustable rate mortgages(ARMS) have interest rates ormonthly payments that can goup or down over time. Thesemortgages typically start outwith a lower interest rate,lower monthly payments, andlower fees and points thanfixed rate mortgages and oftenappeal to first-time homebuy-ers, younger couples whoexpect their incomes to growin the coming years, and peo-ple who might not have muchcash for down payment andclosing costs.

If you consider an adjustablerate mortgage, ask the lenderto explain the terms fully. Askabout the interest-rate cap (themaximum rate you will becharged no matter how highrates go in the market), theindex that will be used to cal-

culate future interest rates, andhow index charges will affectyour mortgage.

3. AAssssuummaabbllee vvss.. nneeww llooaann..Some loans, particularly FHAand VA loans as well as someadjustable rate mortgages, areassumable. That means abuyer can assume an existingloan usually on the same termsas the previous owner.

Assuming a loan may savesome costs and time. As thebuyer, you would typically paythe lender a fee at closing forprocessing the assumption. TThhee ttrruuee pprriiccee ooff ffiinnaanncciinngg

When shopping for a loan,don’t judge the loan by theinterest rate alone. Compareseveral items in the entire loanpackage, including:

Points on a low-interest-rateloan can be double those for aloan with a higher interest rate,causing you to pay more upfront.

Total fees charged by thelender. Some lenders willabsorb the cost of many servic-es, while others do not, so askin advance.

TTeerrmm.. In general, the longerthe life of the loan and themore fixed the payment, themore you can expect to payover the life of the loan. Forexample, a 30-year, fixed-rateloan will cost more in interestthan a 15-year, fixed-rate loan.

PPeennaallttiieess.. Ask what penal-ties will be charged if you payoff the note early. A prepay-ment clause could require youto pay a penalty if you pay offthe loan early, such as refi-nancing the loan at a latertime. LLooaann aapppprroovvaall pprroocceessss

From the lender’s viewpoint,approving the loan, based onyour financial standing, is onlypart of the risk; the other partis the property itself. Thelender may require an apprais-al to verify that the home isworth the loan as well as aphysical survey to discover anyencroachments on the proper-ty. Repairs may be required.Insurance must be purchased.Verifications of employment,

deposits, and other mattersmust be obtained. Loan docu-mentation and conveyanceinstruments must be drawnand approved. In addition, thetitle company must researchthe title and arrange for payingoff any liens, taxes, and othercosts. All these conditions andothers must be satisfied beforea transaction can close. HHaazzaarrdd iinnssuurraannccee

As another protection, thelender may require insuranceto protect against fire andstorms. (Flood insurance couldbe required if the house is in aflood plain.) Even if notrequired by a lender, it’s proba-bly a good idea for you to con-sider all types of insurance.

SStteepp 66:: CClloossiinngg tthhee ddeeaall The closing is the end of

weeks or even months ofresearch and decision making.The closing could last less thanan hour but may take longer,depending on the complexityof the transaction. It oftenoccurs at the title company’soffice. The title company offi-cer will explain each documentbefore you sign. You may wantyour attorney present as well. TTwwoo bbaassiicc kkiinnddss ooff ddooccuummeennttss

If buying a home were stict-ly a cash transaction, youwould simply hand over themoney and receive the deed.More than likely, however, youare borrowing money for thehome, which means that youare actually making two trans-actions—acquiring the loanand buying the home.

As a borrower, you will signa note promising to repay theloan and a deed of trust (alsoknown as the mortgage) pledg-ing the house (or other collat-eral) as security for the note.You will also sign numerousother papers includingacknowledgments, disclosures,surveys, certificates, etc. Besure to read each documentcarefully. Ask questions if youdo not understand anything.There are no dumb questions.Seriously consider having your


From Page 24

Buying

See BUYING on Page 30

26Real

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SANGER 10862 Gregory Rd.$800,000. 3/2/4, approximately 75 acres. Fabulous

kitchen w/brick accents around gas cooktop and sur-

rounding eating bar. 70 x 80 metal insulated bldg (air-

plane hangar) w/ apartment with 2 baths. Adaptable to

many uses!

Dianne Otwell . . . . . . . . . . . . . . . . . (214)354-0720

JUSTIN 6562 Tim Donald$459,900. 3/2/2, on 30 beautiful acres in Ponder

School District. Split bedrooms, wood and tile floors. 3-

stall barn with workshop. Updated kitchen. Long cov-

ered back patio.

Jill Bridges . . . . . . . . . . . . . . . . . . . (214)704-0679

DENTON 113 Old Alton Dr. $430,000. 4/3.1/2 single-story on 4.83 acres.

Fenced/cross-fenced for horses. Barn, tack room. Split

master, high ceilings, gourmet kitchen w/granite coun-

ters. Lots to see!

James Chastain . . . . . . . . . . . . . . . (972)355-5633

PONDER 12281 Hill Country Cr. $299,900. 3/3.1/3, sitting on 1.25 acres! All bedrooms

down with master split. Austin stone FP opens to SS

kitchen w/walk-in pantry. Upstairs game room has half

bath. Many upgrades. Bring horses!

Jill Bridges . . . . . . . . . . . . . . . . . . . (214)704-0679

HICKORY CREEK 222 Barkley Dr.$259,900. 4/3/2, incredible view! Island kitchen

w/granite countertops looks over family room & FP.

Private backyard w/open patio & fountain has beauti-

ful view of Lake Lewisville. Master has sitting area.

Michelle Atkins . . . . . . . . . . . . . . . . (972)355-5671

JUSTIN 511 S. Hardeman Cir.$259,900. 5/3.2/4, on 1 acre! Home features separate

living for two families. #1 is 3 bdrm, 2.1 baths wtih 3-

car gar. & 2nd home is two bedroom, 1.1 bath w/over-

sized 1-car gar. + climate controlled storage. A must-

see! Both have great amenities!

Donna Robichaux . . . . . . . . . . . . . . (972)355-5639

HICKORY CREEK 244 Barkley$227,000. 3/2/2, charming 1-story on fabulous lot with

views of pond & mature trees in back. Recent

updates: wood floor, carpet, paint, textured paint, fans,

c-tile around shower & tub in master. See-through FP

between master & living area.

Jeannie Seth . . . . . . . . . . . . . . . . . . (214)215-0895

DENTON 2124 Savannah Trl.$189,900. 4/3/2 in Northridge has living room w/vault-

ed ceiling, brick FP, wet bar, wood floors. Master has

access to backyard. Loaded with upgrades, great stor-

age, sprinkler system, solar power system & panels.

Mitzy Ferguson . . . . . . . . . . . . . . . . (972)355-5641

JUSTIN 6028 Tim Donald$199,900. 3/2/0, tri-level home on 6 acres. Wood plank

flooring, balcony off master, covered back area. Close

to Alliance, TX Motor Speedway. All pastures cross

fenced, 3-stall barn + loafing sheds. Updated home.

Jill Bridges . . . . . . . . . . . . . . . . . . . (214)704-0679

JUSTIN 411 Silver Mine$157,900. 3/2/2, open kitchen, family room w/bay win-

dow in breakfast area. Corner FP & large picture win-

dow. Brushed nickel hardware, granite, raised ceilings.

Loaded kitchen. Sitting area in master.

Lois Lyles . . . . . . . . . . . . . . . . . . . . .(214)215-4656

JUSTIN 1317 Valley Dr.$167,500. 4/2/2 on pie-shaped lot. Great kitchen

w/recent tile and easy access to both living areas for

entertaining. Tile in all wet areas. Large yard w/trees

backs to beautiful open pasture.

Kay T. Moore . . . . . . . . . . . . . . . . . . (940)391-3058

PONDER 201 N. Frederick$164,900. 3/2.1/0, custom home on .75 acre. Split

bedrooms, clean, bright, open floor plan. Huge trees,

small barn in back. RV/boat parking. Enclosed back

porch & separate office or storage room.

Jill Bridges . . . . . . . . . . . . . . . . . . . (214)704-0679

DENTON 4713 Fox Sedge$163,900. 3/2/2, one-owner home. Upgrades include

custom quality light fixtures, wood floors, 41” cabinets

& more! C-tiles in walkways. Master planned commu-

nity w/pool & playground, scenic trails.

Kathey Anthony . . . . . . . . . . . . . . . (972)355-5636

PONDER 202 Southpeak Ln.$159,900. 4/2/2, split bedrooms, 4th bedroom could be

study. Living-dining area open to kitchen w/breakfast

room & bar. Oversized master with privacy off the

breakfast area with suite bath, separate shower.

Jill Bridges . . . . . . . . . . . . . . . . . . . (214)704-0679

DENTON 928 Beechwood Dr. $125,000. 3/2/2, eat-in kitchen opens to family room

w/brick FP. Nice kitchen w/center island. French doors

from living area lead to patio and large yard. Separate

utility room.

Brenda Taylor . . . . . . . . . . . . . . . . . (972)489-4050

Flower Mound Office • 972-539-30006000 Long Prairie Road, Flower Mound, TX 75028

The Best Address

In Real Estate

27Real

Estate

110310

940-891-3229denton.ebby.com

3201 Teasley Lane, Suite 601Denton, TX

Ebby...The First Name In Real Estate!

KC

DENTON

CROSS ROADS

SAGINAW

3600 Bentley Ct. $543,000Quality custom home in prestigious Shadow Brook

Place. 4 bdrm, 4 bath, 2 living areas, 3.5- car garage.

Jack Ragsdale 972-989-2716

2500 W. Oak Shores $548,500Contemporary home in Oak Shores Estates. Open flr

plan, 2.5 baths; Master has see-thru fireplace.

Incredible amenities! Patrice Easley 817-797-1449

516 S. Hampshire $78,5003 bedroom, 1 bath, fireplace, covered front and back

porch. Jamie K. Miller 817-505-6886

SHADY

SHORES

1151 Cogburn Ct. $307,750This 5 bd, 4 living area, 4 bath, 3-car garage in exclu-

sive Cielo Ranch has ample space for your needs.

Come see for yourself! Patrice Easley 817-797-1449

PILOT

POINT

OAK POIN

T

DENTON

1012 Berend Rd. $299,900Very nice approx 15.5 acres. 4 bd, 2 bath home, large

2-car garage, covered patio, storm shelter, barn. Great

horse property! Jack Ragsdale 972-989-2716

501 Diamond Point Dr. $259,000Custom home on 2 ac. 3 bd, 2 bath, 2-car garage. Light

and bright open floorplan. No need to preview. This

home has it all! Shawn Strodoski 469-233-0641

1901 Canyon Ct. $189,900Open, bright 3/2/2. Tropical landscape with awesome

pool. Easy access to I35, TWU, UNT. This is a MUST-

SEE! Patrice Easley 817-797-1449

DECATUR

180 Greathouse $149,9003 bedroom, 2.5 bath, luxury townhome, 1 mile north of the

square in Decatur. No other like it in Wise County, would

make Highland Park residence envious. Stone front, high

ceilings, granite c-tops, tile backsplash, black upgraded

appl. including refrig, master bedroom suite includes sepa-

rate shower and garden tub. Separate utility room and large

21' x 21' garage. Unmatched covered back porch and deck

with wisteria-covered arbor. Jack Ragsdale 972-989-2716

PONDER

AUBREY

DENTON

3647 Sweet Lee Ln $169,500Enjoy 2 acres of country living! Ponder 3/2/2 manufac-

tured home w/loads of amenities! Bring your horses!

Anna Blalock 940-458-3348

1234 Mallard Creek $136,000Great starter home! Open floor plan, garden spa tub in

master bath. Covered patio. Sherry Harris-Bryant 936-

336-0895

621 E. University Dr. $150,000Spacious 4 bd, close to TWU and UNT, wet bar, large

sun room and living areas. A little TLC makes this one

a fabulous buy! Alana Hosea 214-796-4684

DENTON

4501 Rhone Dr. $140,000What a deal! 4 bd home in great condition

on a large landscaped corner lot! Includes a communi-

ty pool and playground. Alana Hosea 214-796-4684

KELLER

1407 Sweetgum $249,900Fantastic 4 bedroom, 3 bath, quality-built home -recent-ly updated - in prestigious Highland Oaks. Beautiful.26-acre heavily treed lot that backs up to creek andgreenbelt, with rear-entry oversized garage and privacygate for beauty and security. Very elegant home with alldesired amenities. Huge privacy deck in back to enjoynature at its best. Great for entertaining. A MUST SEEfor the nature lover. Jack Ragsdale 972-989-2716

AUBREY

602 Magnolia $94,500Nice, well-maintained 3 bedroom, 2 bath, brick home

with wood-burning fireplace (gas starter), utility room,

covered patio, 2-car garage, fenced yard, and storage

building. Great location close to everything. Jack

Ragsdale 972-989-2716

PROVIDENCE

VILLAGE

9915 Birch Dr. $107,900Great 3-2-2 in Providence Village! Open floor plan,

designer colors throughout, fabulous kitchen upgrades!

Shawn Strodoski 469-233-0641

PROVIDENCE

VILLAGE

863 Post Oak $120,000Previous model home with four 10' x 10' office spaces

in enclosed garage area. 2 bedrooms, 2 baths, 3 living

areas, 2 dining areas, including 10' x 34' game-media

room up. Home could be changed to a 3 bedroom and

2-car garage with a little modification. Great invest-

ment property. Great location. Jack Ragsdale 972-989-

2716

28Real

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110310

Make your home

12 MONTHS NO INTERESTwith approved credit

OPEN: Mon. - Thurs.

8 - 5:30 Fri. 9 - 4 Sat. 9 - 4

Closed Sunday

2303 Colorado Blvd., Denton, Tx

940.382.4340

Visit us on the web at www.CarpetsPlusTx.com

Bamboo

Solid Woods

Laminate Woods

Hand-Scraped Hard Woods

Tile Wood Counters Shutters� � �

Beautiful

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29Real

Estate

110310

KC

612 E McKinneyDenton, Texas 76201

940-382-1502

GENE GOHLKEBUILDING PRODUCTS

• Vinyl Windows • Window Glass Replacement• Screen Repair • Solar Screens

(See Gohlke First)


Take your home’s temperature with

Thermal Imaging Audits from Denton

Municipal Electric. DME’s free Thermal

Imaging audits are a powerful way to

diagnose your home’s energy efficien-

cy. The auditor uses a thermal imaging

camera to quickly identify thermal

flaws in your home’s shell. Some exam-

ples of flaws are: improper wall insula-

tion, open areas in the attic that may

disturb loose fill insulation, uncon-

trolled air infiltration through windows,

doors, ducts, and both plumbing and

electrical holes. As a bonus, each cus-

tomer who schedules a Thermal

Imaging Audit also receives a Water

Audit. The Water Audit consists of

detecting leaks in the home, how to

read your water meter, and water con-

servation information.

The Thermal Imaging Audit can last

about one hour, depending on the home

and curiosity of the home owner. When

the audit is complete, our Energy

Auditor will discuss all the findings with

the home owner, show any infrared pic-

tures that may have been taken, and

make any necessary recommendations

for your home to be more efficient.

Denton Municipal Electric’s Energy

Audit Program has been designed to

increase energy efficiency awareness

and help lower monthly utility bills by

providing energy-saving tips for homes

and businesses. Sign up for a Thermal

Imaging audit by calling 940-349-7137.

HHooww iitt WWoorrkkss

Denton Municipal Electric offers two

ways for customers to participate in

the Energy Audit Program:

Customers can schedule a home or

business appointment with a DME

Energy Auditor. The Energy Auditor will

conduct a walk-through audit of the

customer’s home or business and dis-

cusses personal energy usage habits

while pointing out areas that can be

improved to help increase energy effi-

ciency. Increasing a home or business-

es energy efficiency can also help to

lower electric bills. To schedule an

appointment with an Energy Auditor,

please call (940) 349-7137 or fill out the

form listed below.

FFoorr HHoommee

For residential customers who want

to take advantage of the Energy Audit

Program, but simply do not have the

time to meet with an Energy Auditor,

DME now offers an online home audit

that can be completed from the com-

fort of the customer’s home or busi-

ness. Denton Municipal Electric is

pleased to offer Energy Depot for

Homes®, an online tool to help home-

owners better understand and manage

energy usage and costs. This free serv-

ice is a one-stop resource for energy

information where homeowners can:

Create a personalized Energy Profile

report on your home’s annual energy

use and cost of each energy system

and major appliance in your home. The

report also provides recommendations

on how to lower energy use and cost at

your home. - City of Denton

FILE

PHOTO

How tosave onenergy

costs

30Real

Estate

110310

KC


From Page 25

Buyingattorney present at closing.

As a homebuyer, you willpresent a cashier’s check (orother good funds) to the seller,sign a document that itemizesclosing costs (the lender willhave given you an estimate in

advance), and pay your share ofthe closing costs. In return, youwill receive a deed, transferringownership rights to you. TThhee hhoommee iiss yyoouurrss

At the end of the meeting,you will likely receive keys to

the property. At that moment,the home will be yours.Occasionally, possession of theproperty will occur after clos-ing. Some other points to keepin mind: BBuuyyeerr//sseelllleerr aaggeennccyy..It’s important to understand

who your REALTOR® repre-sents—buyer or seller. TheREALTOR® will provide youwith information. As a buyeryou may sign a buyer represen-tation agreement with a REAL-TOR®. PPrreeppaaiiddss.. You should be

aware that your closing costswill include prepayment of anescrow account to cover insur-ance and taxes. And, seek theadvice of an attorney beforeentering into a binding agree-ment

31Real

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110310

1622 Nightingale Lane – Immaculate home with avery open floorplan, 3-car garage, ceramic tile, gasfireplace, and eat-in kitchen. Home has an extraroom that could be used as a 4th bedroom, addition-al living area or office space. Master suite has awonderful oversized walk-in closet, garden tub, sep-arate shower with double vanities. This home won'tlast long! $169,900. Call Myra!

922 Bayfield Dr. – Lovely 3 bedroom, 2 bath, 2-car

garage, all brick home with fireplace, open floor

plan, fenced backyard, and high ceilings. $112,900.

8302 FM 2450 – Great view from your back porch.Wonderful country property on 1.13 acres. Thishome has wood floors in the living area. Master suiteis oversized wtih a great walk-in closet and stainedconcrete floors. Covered back porch with a storageshed and a fenced in yard. Call Myra! $129,900.

11 Highview Circle – Prestigious Forrestridge.Remarkable one-story on almost half-acre treed lot.Amenities include wood floors in the living area,granite countertops with island and tiled backsplash,very spacious bedrooms, sprinkler system, wet bar,plantation shutters, carpet replaced 2010, 3-cargarage, brick fireplace, gated covered front porcharea and covered back porch. This home has it alland won't last long. $250,000. Call Myra!

3201 Windridge Lane – Wonderful family home oncorner lot. This home was recently painted inside andceramic tile installed in bathrooms and laundry room.Open floorplan with large eat-in kitchen, split bed-rooms, and large living area with fireplace. Beautifullydone in neutral colors. $139,900. Call Myra!

2329 Lookout Ln. – Impeccably mantained andpride in ownership shows in this home. Great openfloorplan, 18-inch ceramic tile in kitchen and entry-way, backyard has an open patio with removablecover and a built-in sandbox, great corner lot, openand bright with 2 living areas. Outside painted inJune 2010 and interior painted in July 2010.$139,900. Call Myra!

2001 Whitefish Court – Great location in a neigh-borhood with a community pool. Home is in a cul-de-sac and has an open floorplan with kitchen open toliving room. $164,900. Call Myra!

1414 Hunters Ridge – Exclusive Hunters Ridge cus-tom home on a wooded lot featuring a beautiful pool andbackyard paradise. A private natural setting with cityamenities. Very open floorplan with an abundance ofwindows showing off the wonderful outdoor space.Large eat-in kitchen with granite countertops, island anddesk area. Upstairs one bedroom, bath and extra livingarea. The formal dining can also be used as a study.Oversized laundry room and garage. $359,900. CallMyra!

3533 Sundown Boulevard – Fabulous one-storyhome in Sundown Ranch. This home has a split floorplan,wood floors, ceramic tile entryway and kitchen. Backyardis a great outdoor space with a covered flagstone patio,storage building, and an eight-foot privacy fence. Thishome shows like a model home. $199,900. Call Myra!

Eddie LaneBROKER

940-384-7378www.eddielanerealestate.com

Myra OliverBroker Associate

REALTOR®

CRS, GREEN, GRI

940-594-6466www.myraoliver.com

Lane111 W. McKinney

Denton, TX 76201

HUD Broker

SOUTHRIDGE

CORINTH

HUNTERS

RIDGE

CORINTH

9 Chukar Lane — Shows like a model home.Wonderful one-story with a very open floorplan, 3-cargarage, ceramic tile, vaulted ceilings, garden tub,covered porch and split bedrooms. Kitchen has anabundance of cabinets, excellent countertop spaceand a sit-down desk area. $134,900. Call Myra!

SANGER

12ACRES

DENTON

DENTON

DENTON

SANGER

DENTON

DENTON

1042 W. Sherman – Your own oasis on 11 acres,minutes out of Denton and Aubrey. Log cabinaccents and river rock fireplace add to the warmthand charm. Great house for entertaining inside andout. Covered BBQ and fire pit are awesome for out-door gatherings with lots of trees and 3 ponds. Ahand-crafted wraparound island is the focal point ofthe grand kitchen. The custom wood finishes aremagnificent. Must see! $359,900. Call Myra!

613 Sun Valley – This home has 3 bedrooms and 1.5

baths with an efficiency apartment or mother-in-law

suite attached to main house. Garage has been con-

verted to a one-bedroom, one-bath apartment. Great

deal for two families or a large family. $119,900.

KC

32Real

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110310

J.D. Power & Associates Reports:Keller Williams Realty is

#1 in Customer Satisfaction! 940-484-9411

KC

Denton Area Market Share Totals

Documents

October Real Estate Showcase 2010