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FreeSeptember 2010 Life and

Homes

jefferson-lewis co. nY, editionPublished By

LISI MERCHANT SOLUTIONS, INC.

Publication franchisee, rMcDAvID P. LISI

corporate editorKIM LISI

[email protected]

How to reach Us

Press Releases or Letters to the Editor Our e-mail address is [email protected](Please do not send attachments)

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lifeandHomes MagazinePO Box 18 Holland Patent, NY 13354

Account executive DAvID P. LISI

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Advertising Deadline October Issue

September 24, 2010

corporate office lisi Merchant solutions, inc.

PO Box 18 Holland Patent, NY 13354

315-865-5845Fax 1-315-865-7418

www.LifeandHomes.comfor franchise information call,

315-865-5845

Life and Homes is published monthly by Lisi Merchant Solutions, Inc.

Every effort has been made to ensure that home listings, advertisements and

information are free of errors or omissions. The publisher does not guarantee the

accuracy of the submitted information to Life and Homes Magazine and assumes no liability.

this information has been compiled from public records and other sources we believe

to be reliable, but we make no guarantee with respect to its accuracy or completeness or

the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly,

from using the contents of this site.

Copyright © 2010 LifeandHomes, Inc.

Life and

Homes

David P. Lisi

David P. Lisi , RMCReal Estate Marketing Consultant315-865-5845 • [email protected]

Fresh PerspectiveYou’ve probably heard the saying; “What you focus on becomes dominant.” That saying crossed my mind as I recently scanned real estate headlines. There were more than the usual amount of discouraging headlines but tucked in between the negatives was some encouraging news; “Local Housing Sales Stronger Than National Sales”, and “4 Weeks of Rising Mortgage Activity”. It sure was nice to see some good news and it made me wonder why more positive reporting isn’t being done.

Why not write about the agent who listed and sold a home in just three days? How about asking her to share some of her tips on pricing a house to sell, and the importance of knowing exactly what clients are looking for. Or, how about an article on that young couple down the street who settled for a small apartment for three years so they could save money for a down payment on a house? We could include some wonderful photos of the new home they bought thanks to their foresight and incredibly low mortgage rates. Let’s not forget about the gutsy investor who determined to take back his faltering city block. After negotiating some amazing deals on neighboring properties he’s revitalizing the block house-by-house and generating respectable income. They are all true-life stories that bring much needed hope and encouragement in trying times. It does a soul good to focus on the positive, don’t you think?

Growing a real estate related business, especially during economically challenging times, has brought us face-to-face with some of the most resilient, remarkable people you’d ever hope to meet. They’re the ones doing the real work of keeping our area moving forward - sometimes simply by shear gut and determination. They’re the face of every Realtor, Investor, For-Sale-By-Owner, Contractor, Manufactured Home Builder, Developer, and community member who continues to invest in the local community. At LifeandHomes and online at LifeandHomes.com, we’re committed to bringing the best of the best together to help with your every real estate need.

As you look through this issue and see the wide range of for-sale properties and professional services, I hope you’ll gain a fresh appreciation for this great place we call home and for the gifted people who make it that way. It’s time to focus on the positives.

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2 We bring people and homes together.

Don’t miss that Special Home you’ve been looking for.Have a PDF sent right to your email.

visit www.LifeandHomes.comClick on the magazine

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Clock Ticking for Garage door tax creditThe tax credit eligibility for qualified garage doors will expire on Dec. 31. Now is your last chance to save 30 percent off the price of an energy-saving curb-appeal-inspiring garage door, courtesy of the U.S. government.

The savings come from a federal income tax credit, which is more valuable than an equivalent tax deduction, because a tax credit reduces your tax dollar-for-dollar, while a deduction only decreases the amount of income that is taxed. Through the end of this year, the U.S. government is offering up to a $1,500 tax credit for homeowners who buy and install qualifying insulated garage doors. Full details can be found at GarageWowNow.com, a non-commercial home improvement resource dedicated to garage doors and garage door openers.

Getting your share of the tax credit A taxpayer may claim a maximum of 30 percent of qualifying home improvement products, and a maximum of $1,500 for qualifying purchases in 2009 and 2010. For example, if you replace two garage doors with two new qualifying insulated doors that cost $1,000 each, you may claim a tax credit of $300 per door, or a total of $600, provided you have not exceeded the $1,500 total over the two years of the tax credit period. (ARA)

Easy Rejuvenation For summer weary GrassAs summer winds down, heat and drought may have left your grass a little tired. Luckily, because of cooler temperatures and an increase in precipitation, fall is the best time for lawn rescue.

With these simple tips, you can ensure an inviting gathering space for next year.

1. Bare and thin spots provide an opportunity for weeds to get a foot-hold on your lawn. To fill in bare patches in a smaller area, apply

Scotts EZ Seed, an all-in-one seeding mix, fertilizer and mulch.

2. Be sure to feed your grass. Use compost, an organic or conventional lawn food – avoid all-purpose fertilizers labeled for gardening on your grass. Always use fertilizers labeled for grass.

3. In early fall, feeding is a simple step, which can be repeated about a month to six weeks later. Feeding grass with a lawn food like Organic Choice Lawn Food will yield great results for minimum effort.

4. Leaves are your lawn’s best friend. Use your lawnmower to “mulch” leaves into dime-sized pieces, then top with winter lawn food.

5. Keep your mower on the highest setting to encourage root growth deep into the soil to lock out weeds. Keep mowing to summer height until grass stops growing. (ARA)

Bank Fees You Should never Pay If you’re tired of getting nickeled and dimed by your bank, it’s time to switch. “Stopping useless fees forever is a smart way to make your money go further,” says J.J. Montanaro, a certified financial planner with USAA.

If you’re paying these five fees, it’s time to look for a bank that doesn’t charge them.

1. overdraft fees New legislation requires financial institutions to notify customers of their options on overdraft fees. Some banks – like USAA – have eliminated overdraft fees on ATM and debit transactions entirely.

2. AtM fees ATM fees may seem nominal, but they can add up quickly. Take advantage of fee-free, cash-back options offered at grocery or convenience stores when making a purchase, or switch to a bank that reimburses you those fees.

3. check fees Switch to paying bills electronically. This usually fee-free service allows you to pay bills anytime and anywhere without paying for checks.

4. Minimum balance fees Your bank may require a minimum balance in your account – charging a fee for slipping below. Side-step this by carefully matching your situation with the account requirements. For instance, look for an account that waives fees for directly depositing your paycheck, or find an account with no minimum balance requirement.

5. fine print fees Are you charged a fee for monthly account maintenance? Does that monthly paper bill cost extra? It pays to sweat the small stuff and fully understand what your bank is charging you. (ARA)

Home Prices Predicted to InflateThe housing market continues its effort for recovery under the pressure of the sagging economy. Lawrence Yun, chief economist for the National Association of Realtors reports that home prices will go up by 4 percent in 2010, as home resales will continue on the upswing as the the market tries to recover. He foresees that home resales will reach 5.7 million next year, a rise from a projected 5 million in 2009.According to the AP, “He sees unemployment peaking at 10.5 percent before dropping down to around 9 percent this time next year.” Mortgage rates, in the interim, will average approximately 5.7 percent. (CaymanMama.com)

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technology Advances Home Improvement Projects Home remodeling projects can become overwhelming to even the most experienced DIYers. By doing the proper research and using these new resources, homeowners will find that technology can make home improvement projects faster, and more painless and precise.

Virtual design tools While some homeowners have a natural instinct and vision for how they want their homes to look, others need a little guidance. With seemingly limitless options, a homeowner could come up with literally millions of color and style combinations. The tools to narrow in on the perfect elements are crucial.

Lumber Liquidators, the largest specialty retailer of hardwood flooring in the United States, recently created the “Room Designer” on its website for homeowners to view different varieties of floors within a number of different types of rooms and setups. Users can swap out the flooring, change the cabinet and wall colors, save their designed rooms and even e-mail the combination to themselves or friends. The site also allows visitors to view before and after pictures from actual customers in order to get ideas for their own homes. visit LumberLiquidators.com to begin. (ARA)

laminate floors- ‘Real’ Wood Alternative You love the look of natural wood flooring but are afraid to install hardwood because you know the floor will take a beating from the kids, dogs and the heavy day-to-day traffic all too common in modern family life.

But you don’t have to sacrifice high style looks for boring sensibility when considering a new flooring option in your home - not if you choose laminate, that is.

Today’s best laminates combine the realistic grain and texture of wood with high durability and scratch and indentation resistance that “authentic” wood floors don’t provide, according to Jeff Katz, director - laminate for Tarkett Residential, a leading provider of innovative and sustainable flooring. And not only are today’s laminates available at a fraction of the cost of real wood floors, but they’re right in sync with the latest designs.

“There’s always a new decorating trend around the corner,” Katz says. “It’s imperative for manufacturers to respond to market demand, keeping up with the most up-to-date trends to ensure consumers are getting the latest in style and design, as well as technology.”

One such line is Tarkett’s Trends laminate, a durable new collection featuring eight of the hottest flooring designs, including Old World-inspired antique-stained planks and soft, hand scraped wood grains. Colors and styles in this line will continually rotate out with new introductions to give homeowners the newest, most popular looks in flooring, ultimately providing them with the high style of premium wood floors without the fuss.

“That’s the beauty of laminate products,” Katz says. “They’re the new normal - great-looking products that deliver great performance at a great value.

When shopping for laminate products consumers should look for flooring that is engineered with sturdy inner core board layers - preferably ones that deliver high impact resistance (at least an IC3 rating). This type of rating helps provide excellent indentation resistance, and when combined with highly rated top surface protection (AC3 or better) kids and pets can run and play freely on laminate floors without making a dent or marring up the surface’s good looks. As a result, laminate flooring is so durable versus real wood products that some laminates come with up to a full lifetime warranty.

What’s more, creating a laminate flooring trans-formation in your home is a relatively simple DIY project. Many of today’s new laminate floors

come in easy-to-install planks that simply snap together without the need for messy glue or nails to pound. Laminates can even be used over several types of existing flooring, often eliminating the need for costly sub-floor preparation. For more information, visit www.tarkettna.com. (ARA)

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Owners will spend more than $1 billion on pet insurance by 2010 to pay for things like root canals, antidepressants & grief counseling for their pets. (IIABA)

FASTEST GAME OF OPERATIONThe fastest time to complete the game of Operation was 21.87 seconds achieved by Maharoof Decibels (India) at the Guinness World Records Pavilion in Global village, Dubai, UAE, on 28 November 2008.

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WWW.LAKEONTARIOREALTY.COM“No one knows the lake country like US!”

Free Market analysis!Call US today, we can show you aNY property listed with aNY company!

Now is a great time to buy! email or Text!

12396 NYS Rte 12e, Chaumont, NY 13622

(315) 778-8042 • [email protected]

April Marvin Lic. R.E. Salesperson

3 Bed/2 Bath Split Level home on 5.14 acre lot with fi nished basement, eat-in kitchen, vinyl siding and attached garage. In-ground pool also!

Watertown $269,900

Beautiful wood lot on Lake ontario build your dream cabin or house.100ft of Waterfront with dock great for fi sh-ing boating or swimming it is located in Sackets Harbor on very private road.

Sacketts Harbor $49,900

Beautiful 4 bedroom home in Water-town with fi nished attic as game room. Fenced yard. Unbelievable privacy in the backyard. open layout and large bedrooms must see today

Watertown $139,900

Un-imaginable dream piece of property here! one of the last larger lakefront parcels, we are offering for sale 57 acres of land with over 900` of waterfront and around 1200` of total shoreline which includes a little peninsula! The potential here is amazing!

Three Mile Bay $399,000

Brite Orange Realty The Time You Spend With Us Will Change Where You Live

8440 Willow Street Evans Mills, NY 13637Tel: 315-629-2200 Cell: 315-380-8784 [email protected]

Beautiful, recently remodeled georgian Colonial in village. original hardwoods and mold-ing. Treed perimeter creates sense of privacy. gathering on huge screen porch likely a daily activity. Unique butlers entrance in rear of house. Spa-cious 2 car detached garage. Could potentially qualify for historic site and grants associated with such.

philadelphia is a small, friendly village on the Indian River in a very desirable school district. The village provides municipal power at a very reduced rate compared to national electric and gas providers. There are several homes available with varying highlights to each including waterfront property. if you are looking for a home in the fT drum area you need to consider philadelphia and the beautiful homes we currently have on the market. Call for a showing today.315-380-8784 Dan McIlroy

Charming Victorian home with many modern updates, hardwood and laminate fl oors throughout. roof and vinyl windows less than 10 years old. newly renovated kitchen, all appliances, fuel oil furnace and tank less than 3 years old. Wonderful renovated sunroom with all new side sliding vinyl windows, ceiling fan and pellet stove.

Beautiful secluded , land-scaped retreat on the indian river. Cleared shoreline and dock on deep portion of river. price reduced by aggressive seller. Home also has a rental unit (trailer) next door that currently produces $7200 annually. must see this lot to appreciate.

nice philadelphia village home close to ft . drum and local schools. This 5 bedroom home has a fi rst fl oor bedroom that could be offi ce with separate entrance and bathroom. formal dining room. four large bedrooms on second fl oor. all original hardwoods and molding inside. detached garage and cement patio off of the back of the home.

87 main Stphiladelphia, nY$168,000mLS #S234234

16 antwerp Stphiladelphia, nY$180,000mLS #S238549

34774 US route 11philadelphia, nY$179,000mLS #S240175

31 main Stphiladelphia, nY$144,900mLS #S226521

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Top Ways to Add Warmth to Your Home in the Fall Just as animals use the fall to prepare for winter, now’s the perfect time to transform your home into a cozy nest where your family and friends will love to gather.

Ginny Bean, publisher of Ginny’s catalog, suggests the following simple decorating touches to add seasonal warmth.

* Put out the welcome mat - literally. Make visitors feel welcome from the moment they step through your door. Decorate your front door with a seasonal accent and an attractive mat.

* A crackling fire naturally draws people to it. Rearrange your furniture to create a conversation area around your hearth. If your home doesn’t have a built-in fireplace, there are a number of attractive electric fireplaces on the market that provide warmth with no mess or outside vent. Some even hang right on the wall.

* Light the candles. Choose candlesticks in metallics (gold is popular now) or in warm colors. For a unique look when entertaining, Bean suggests making your own votives from apples or gourds with a votive carver.

* Bring the beauty of outside, in. Add richness to your home by using fall’s palette of warm colors. Select fabrics and accessories in warm shades of browns, reds, oranges and yellows. Increase the feeling of coziness by adding layers - think table runners on top of cloths or rugs over carpets - and texture in the form of nubby throws and pillows scattered throughout the room.

* Drape your home in warmth. Now is also the time to replace the summer sheers for more substantial curtains, which can keep out drafts and add color and texture to a room. For added energy savings, check out the variety of thermal window treatments available.

* Think back to black. A touch of black can add sophistication to your home decor. Use it sparingly though, perhaps in a few picture frames, a ceramic vase or a throw or pillows, because too much black can make the room look dreary.

* Continue the theme with decorative accents inspired by nature. Brighten the mantel with a swag of fall flowers and leaves or use artificial flowers to make your own autumn centerpiece. Bean likes to use mums or natural dried grass

in unexpected containers such as baskets, terra cotta pots or chipped china pitchers or bowls. Scatter a few gourds, ceramic pumpkins or a leaf-shaped accent piece throughout the room to complete the look.

Ginny’s catalog is dedicated to showcasing fun and unique items for everyday life. The Fall 2010 catalog includes more than 100 pages of products for the home, yard, kitchen and beyond, including housewares, appliances, furniture and accessories. You can also find seasonal recipes, and helpful tips at www.Ginnys.com. To request a catalog or place an order, visit www.Ginnys.com or call (800) 693-0809. (ARA)

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71 Anthony Street Prime Development Property

For more details visit www.LifeandHomes.comType in Quick Search #33015Front Porch RealtyDeborah Schaefer • 315-836-3578

LIc. R.E. Broker • [email protected]

Home Loan Solutions • Northern FCU • 315-771-4783

Alexandria Bay $750,000

90 Walton Street 3 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41543Century 21 Millennium RealtyBetty Bork • 315-404-8242

Licensed Associate Broker • [email protected]



208 Brown Blvd 3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #33946Condino Realty NY, LLCJudy A. Condino, GRI • 315-405-8127

Lic. R. E. Broker • [email protected]


Brownville $169,900

273 E James St 3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #33793Bowes RealtyAllen Walker • 315-771-8189

Lic. R.E Salesperson • [email protected]


Cape Vincent $119,900

2672 Ponds Shores 2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41879Bowes RealtyJames Wiley • 315-778-1360

Agent • [email protected]



32322 State Route 12E 2 Bedrooms / 1.0 Baths





27738 Dablon Point Road 0.81 Acres





346 James Street 4 Bedrooms / 2.0 Baths





18466 Cty Rte 189 - Riding Stables 40 Acres

For more details visit www.LifeandHomes.comType in Quick Search #41750Coldwell Banker-Rimada RealtyJune E. O'Brien • 315-788-4444



Adams $267,000

19597 Collins Landing -Waterfront 5 Bedrooms / 3.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41642Bowes RealtyChuck Burlingame • 315-771-3421




Open Market Listing Service™ lifeandHomes.com

Lisa WatsonLicensed Real Estate SalespersonRimada Realty

Phone: 315-286-9682 Email: [email protected]

Rimada Realty1063 C Arsenal StreetWatertown, NY 13601(P) 315-788-4444(F) 315-788-5235

HardWood fLooring • STair parTS • moLding

266 manwaring road, pulaski, nY 13142 • 315-298-6407

We StockKiLn driEd

cherry, walnut, maple, butternut, ash, oak, exotics and woodworking supplies

Visit our website anytimewww.lakeshorehardwoods.com

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lifeandHomes.com Open Market Listing Service™

21378 County Route 47 3 Bedrooms / 2.0 Baths




Carthage $165,000

29411 County Rt 179 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41656Lake Ontario RealtyAmanda Miller • 315-649-3434

Lic. R.E. Broker • [email protected]


Chaumont $219,900

Ledgewood Lane - Building Lot 4.09 Acres




Clayton $246,000

3708 Sweeney Road 2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41546Barbara Dunn RltyBarbara Dunn • 315-337-1677

Broker/Owner • [email protected]


Constableville $99,900

10014 NYS RTE 12 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41541Rome RSA Realty L.L.C.Nancy Rome • 315-493-2134

Lic. R.E. Broker/Owner • [email protected]


Copenhagen $149,900

18700 Evans Road 5 Bedrooms / 2.5 Baths




Dexter $298,300

41573 Kehoe Tract Road 1.05 Acres w/ Private Right-of-Way

For more details visit www.LifeandHomes.comType in Quick Search #41899Front Porch RealtyKatharine Dickson • 315-783-2104

Licensed R.E. Agent • [email protected]


Clayton $375,000

3706 Sweeney Road / 15 Acres 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41545Barbara Dunn RltyBarbara Dunn • 315-337-1677



Constableville $127,000

694 South James Street 3 Bedrooms / 2.0 Baths





861 State Street 3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41351Elliott Realty, Inc.George Briggs • 315-782-8498



Carthage $153,900

Call Dean Case 315-942-4949 • Cell 315-534-3319 • Fax 315-942-2527

Several log home plans are available, with many different log styles to choose from. We offer 3 species of wood and optional roof systems. The possibilities are endless...

Adirondack Builders, Inc. is an independently owned and authorized dealer/builder for Tennesee Log Homes.

Q Log HomesQ Timber Frame ConstructionQ FireplacesQ BasementsQ DecksQ Custom KitchensQ Additions

Q General ContractingQ CarpentryQ PlumbingQ MasonryQ RoofingQ Electrical work

"Our goal is to provide you with a no pressure, turn-key home building experience -

log or stick built."

STarT LiVing YoUr drEam TodaY!

We would like to thank everyone for a wonderful year in Real Estate!

If you are thinking of listing your home or want to buy please feel free to call us at 315-493-2134, we are full time Realtors

and available 7 days a week.

Welcome home the 3rd BCT from Afghanistan and the Apache Unit to Fort Drum

ROME RSA REALTY LLC315 493 2134

located at 11006 State Rte 26, Carthage, NY

Allen is a native of Watertown, NY, after four years of military service in the US Coast Guard. A homeowner in Clayton and Cape Vincent for 30 years, he is very familiar with the Lake and St. Lawrence River area. Retired from Niagara Mohawk, Allen works his real estate career full time and is always available to be of service.

Allen WalkerLicensed R.E. Salesperson Bowes Realty


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Deborah Schaefer, GRI, CBRLIC. R.E. BROKER/OWNER

42781 NYS Route 12Alexandria Bay, NY 13607

(315) 836-3578 Offi ce(315) 836-3539 Fax(315) 778-9280 Cell

[email protected]

WWW.THOUSANDISLANDHOMES.COM

Thousand Island Area Property

$125,000 • Orleans Ave • Fishers LandingSummer and Winter Get-A-Way! Can’t aff ord to be on the river? Immaculate mobile with 12 X 12 dining room addition with waterview and free use of the waterfront for swimming and fi shing. Custom kitchen new in ‘08, new windows and 3 decks (2 covered). Marinas nearby for dockage. Large landscaped lot and a detached garage plus a storage shed for all you lawn equipment. Well maintained and ready for you to move into; Seasonal or year around. The taxes are cheaper than most mobile home parks.

$750,000 • Anthony Street • Alexandria BayPrime development property! 240’ St. Lawrence River waterfront with 440’ of dockage. Two acre property with a 24 unit seasonal motel with good repeat business located directly across from fabulous Boldt Castle. There are an additional 3 acres with more waterfront available. What a terrifi c spot for condos or townhouses, or even a private estate or several single fam-ily homes. All utilities are there including public sewer and water. Few parcels of this size and location come available on the river. Listing agent is part owner.

$1,200,000 • 71 Anthony Street • Alexandria BayGorgeous view of Boldt Castle and the main channel from the property with development potential. Includes “boat house studio apartment”, plus 3 motel type rentals, 2 boaters baths, large waterside deck, and two-three bedroom two bath fl oating houses which can be used year around. There is plenty of good sheltered dockage and the property has access to public sewer and water.

Lisa Watson Lic RE SalespersonColdwell Banker Military Markets Specialist(P) 315-286-9682(E) [email protected](W) softmls.com/realtorwatson

Rimada Realty1063 C Arsenal Street

Watertown, NY 13601(P) 315-788-4444(F) 315-788-5235

25083 County Route 1973 Bedrooms / 1.5 Baths

Great Bend $154,900

Wonderful 3 bedroom home close to Ft. drum, shopping, and schools. Large living room and dining room. New paint throughout, new boiler system and security system installed. Welcoming front porch. detached 2 car garage.Go to nnymls.com and Type in MLS#S238183

919 Academy St4 Bedrooms / 2 Baths

Watertown $164,900

enter through the enclosed porch to a large 4 bed-room, possibly 5 bedroom home. Lots of updates to include a remodeled kitchen and bathroom. Kitchen features all new cabinets, countertops, appliances, and flooring. Mudroom at the back.Go to nnymls.com and Type in MLS#S232230

8737 Factory S3 Bedrooms / 1.5 Baths

Evans Mills $119,900

Minutes to Ft. drum!Screened-in porch as you enter that`s great to enjoy the summer months open floor plan. Living room is cozy and opens to a nice dining room that has a comforting gas fireplace.open kitchen/dining area has a nice bar area as well.Go to nnymls.com and Type in MLS#S239977

28549 Elm St4 Bedrooms / 2 Baths

Redwood $179,000

**1 Year Free Home Warranty Included** Great 4 bedroom 2 full bath home approximately 20 min. to Ft. drum Beautiful kitchen was skillfully created by lo-cal amish. Lots of cabinets and counter space. Newer appliances included as well.Go to nnymls.com and Type in MLS#S238760

13115 County Route 1563 Bedrooms / 2 Baths

Rodman 189,000

This home sits on a wonderful lot. approximately 5 acres with two stocked trout ponds. 2 Car detached garage.New wood stove to enjoy in the open living room with vaulted ceilings.Sliding glass doors that lead to a porch that overlooks the ponds and woods!Go to nnymls.com and Type in MLS#S221137

Carthage 35892 Line School Rd$229,900 MLS S240003

Felts Mills 30139 Burnash ave$110,000 MLS S229758

Watertown 942 Salina St$174,900 MLS S234584

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Alexandria Bay

For more information go to www.nnymls.com and type in MLS # S226560

Charles Burlingame Lic. R. E. Salesperson

Cell: 315-771-3421Office: 315-686-3315

Price redUced! Fantastically built, one owner mainland year-round home on shipping channel. Protected deep water dockage with good swimming area. Both the dock and wraparound deck on the home are redwood & cedar. Custom kitchen cabinets & Corian countertops. Built in oven and triple stainless steel sink. Large great room, sliders to deck and river views. All large bedrooms with lighted closets & lots of storage space. Marble windowsills, ceiling fans in each room. Walkout basement has area where you can store small boat, jet ski and fish cleaning sink. 4 zone heat with electric backup in each room. Great natural light, river views in each room.

Featured Home19597 Collins Landing $474,900 5 Bedrooms/5 Baths

RIMADA REALTYBoWES

rEaLTY, LLC

Historic 6 Bedroom VictorianThree Mile BayHistoric and tastefully renovated 6 bed/3Bth home in the heart of lake country! over 3400SF of living space, many original features, cupola, landscaped gardens, fenced yard, pub water and a carriage house! a must see!Call Gail Miller, Lic. R.e Salesperson 315-767-3084 $245,000 MLS #S237690

$245,000

Spectacular Waterfront Lakehome!dexterCome see this spacious 4-5bed/2.5 bath home boasting 150’ of pristine waterfront! Home has brand new gorgeous wood burning FP, cherry hardwwod, granite countertop, 2 car garage & so much more. call today!Call amanda Lic. R. e. Broker @ 315-778-1191 MLS#S239711

$399,900

Beautiful Country Cape Cod HomeCopenhagen- 2000 SF 3Bed/2.5Bath home is as charming as can be and has an awesome 3 car garage, beautiful hardwood fl oors, vaulted ceilings, a wonderful kitchen w/ breakfast bar, absolutely beautiful! The Home sits on a nicely landscaped lot with beautiful shade trees to enjoy a summer day. Call today!Call amanda Lic. R. e. Broker @ 315-778-1191 MLS #S238705

$219,900

Charming Montonna Shores Cottage!Three Mile Bay2Bed/2bath cozy cottage recently updated w/hickory cabi-nets, knotty pine, new carpet, siding,roof, decks,shed and more! Limestone seawall, gorgeous area and rare 80X280 lot w/ no road between! Call amanda Lic. R. e. Broker @ 315-778-1191 MLS# S238269

$169,000

Charming VictorianSackets Harbor - Charming Victorian village home just a few blocks from downtown Sackets! 1700 SF 3bed/1bath home that has been tastefully renovated, boasting original hardwood floors, gorgeous bath w/spa tub, custom tile spacious country kitchen w/walk-in pantry, lg. mud/laundry rm, heated 2 story garage. Call amanda Lic. R. e. Broker @ 315-778-1191 MLS#S230191

$185,000

Amanda J. MillerLicensed R.E. Broker

315.778.1191

“The Name You Know & Trust in Real estate”

“No one knows the lake country like US!”Free Market Analysis!

(P) 315-649-3434 (F) 315-649-343612396 NYS Rte. 12E, Chaumont, NY 13622 • WWW.LAKEONTARIOREALTY.COM

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2400 Sunset Ave Utica, NY 13502 (P) 797.2400

New Hartford 2A King Fisher Lane

$959,900

Truly a masterpiece built with the fi nest materials and

impeccable craftsmanship. extremely energy effi cient.

Unlike any other home of its kind, a must see! MLS#1002067

• Situated on 1.7 Acres• 2,700 Sq ft ranch style home• 2,900 Sf ft lower level with walk out• 1,200 Bonus space 2nd fl r.• Radiant heating• Oversized 2 stall garage heated, fi nished, 12ft cedar doors• Veranda, cedar decks, • 2 Fireplaces• Integrated audio/visual system• Oversized master bath

Built by:

Brought to market by:Alexander SenLicensed Real Estate BrokerSenshine Real Estate LLC (C) 725.7167

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$179,900judy A. condino, GriLicensed Real Estate Broker 1035 B Coffeen Street Watertown, NY 13601 www.condinorealty.comCell: 315-408-5968 [email protected]

(315) 405-8127

$139,900 • Mls #s24005817707 co. rte 65, watertown

• 4 Bedroom, 2 full bath• Large eat-in kitchen• Sunken LR w/ wood fi replace, central vac• 2.10 acres

Call Judy Condino, Lic. R.E. Broker 315-408-5968

$169,900 • Mls #s238353522, d-1 weldon drive, watertown

• 2 Bedroom, 2 full bath, Townhome• LR w/ gas fi replace• First fl oor laundry• Second fl oor loft & storage area• Two stall garage w/ many built-ins• Central air

Call Donald Rickett, Lic. R. E. Agent 315-775-6622

$174,900 - Mls # s239509522, B-1 weldon drive, watertown

IN CONTRACT

$169,900 - Mls # s223108208 Brown Blvd, Brownville

BACK ON MARKET

$24,900 - Mls #s237448county route 59, dexter

IN CONTRACT

$9,900 - Mls # s23848928/29 starbuck Avenue, watertown

IN CONTRACT

$150,000 - Mls # s22706522765 Us route 11, watertown

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7051 Walnut Road 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #33068Century 21 Gentry RealtyPhyllis Chase • 315-942-3361



Forestport $74,900

181 Grove Street 3 Bedrooms / 1.0 Baths




Gouverneur $86,700

14138 South Shoure Building Lot- 5.4 Acres

For more details visit www.LifeandHomes.comType in Quick Search #41402Byrns RealtyLarry Boliver • 315-346-6015

Licensed RE Agent • [email protected]


Harrisville $35,900

47 Sparrowhawk 2 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41643Century 21 Millennium RealtyCarol Adler • 315-778-4457



Lisbon $279,000

26 Dockside Drive - Waterfront Condo 2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41397Coldwell Banker Prime PropertiesDebra Roberts • 315-796-2830

Lic RE Associate Broker • [email protected]


Morristown $195,000

2020 County Route 194 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41405All American Real EstateJames Conlin • (315) 681-6914

Lic RE Broker/Owner • [email protected]


Copenhagen $159,900

186 Osborne Rd 3 Bedrooms / 1.5 Baths




Harrisville $59,900

27127 Montonna Shores Rd North 3 Bedrooms / 2.0 Baths




Lyme $169,000

2433 Little Beaver Lake Road W 2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #33481Century 21 Gentry RealtyElizabeth Miller • 315-796-3910



Forestport $75,500

120 Beckwith 3 Bedrooms / 1.0 Baths




Gouverneur $74,500

Open Market Listing Service™ lifeandHomes.com

jenn's Property ManagementYear Round Management ServicesI Can Handle it All, From Move In to Move OutCredit Checks, Tenant Issues, Emergencies 24 Hour Maintenance Available10 Years ExperienceDependable

Contact Jenn315-649-2709 • [email protected]

Attention Homeowners September ■

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Chenango County Dairy Farm 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41534Posson RealtyDavid Posson • 607-316-3758



Chenango Cty $350,000

25030 Co. Rte. 53 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41518Lake Ontario RealtyApril Marvin • 315-778-8042

Lic. R. E. Salesperson • [email protected]


Pamelia $269,000

30139 Burnash Ave 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41398Coldwell Banker-Rimada RealtyLisa Watson • 315-286-9682



Rutland $110,000

Custom Built Homes Post & Beam

For more details visit www.LifeandHomes.comType in Quick Search #33356Custom Home Masterpieces, Inc.Al Roy • 315-458-4256

0 • [email protected]


Syracuse

6921 Failing Shores 2 Bedrooms / 1.0 Baths





28467 BayView Drive - Lakefront 3 Bedrooms / 2.0 Baths





316 Dodge Avenue w3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41749Century 21 Millennium RealtyKathy Cook • 315-629-5770

Lic. R.E Agent • [email protected]


Sackets Harbor $188,000

41763 Clear Lake Road 2 Bedrooms / 2.0 Baths - Waterfront Access

For more details visit www.LifeandHomes.comType in Quick Search #33529Garlock RealtyJocelyn Merritt • 315-482-8670



Theresa $142,500

Chenango Cty Equine Facility 4 Bedrooms / 2.0 Baths




Chenango Cty $450,000

Greene County Gentlemans Farm 4 Bedrooms / 2.0 Baths




Greene County $350,000

Bowes Realty isthe oldest active Real Estate Agency in the Thousand Islands Area.

James WileyLicensed R.E. Assoc. BrokerBowes Realty

Bowes Realty: 315-686-3315Phone: 315-778-1360 Email: [email protected]

A Watertown native having been born and raised here. My real estate career started upon graduation from high school first, a work field of doing Abstracts of Title, I had my own tax business for over 20 years & did accounting for several businesses in the area. Raising 4 children with my husband & now enjoying our 9 grand-children. We have been summer residents of Wellesley Island since the 60’s. We also owned our own business there. In 1985 I started selling Real Estate again & have been a top listing & selling agent with Coldwell Banker Rimada Realty since that time.

Doris OlinLic. R.E. Associate BrokerColdwell Banker Rimada Realty


Whether buying or selling I would be glad to assist in your real estate needs. Specializing in residential and seasonal properties. Military Relocation Specialist.

June O'BrienLic. R.E. SalespersonColdwell Banker Rimada Realty


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Betty BorkAssociate Broker

404-8242 [email protected]

For more information on any of these homes, visit

www.c21nny.com and type in the MLS#

www.c21nny • 1256 Arsenal Street Watertown, NY 13601

MILLENNIUM REALTY

A name that everyone has come to trust!Gouverneur $86,700Newly remodeled home for sale. Wonderful layout. 3 bedrooms, 1 full bath, full basement with work area, storage sheds in backyard. Nice sized yard. Call for your appointment today!

MLS#S232963

Gouverneur $74,500Beautiful Cape Cod that has many features. The kitchen has many cupboards and is eat-in. Very nice dining room, larger living room. Master bedroom on main floor. Two bedrooms upstairs. Bathroom downstairs. Partial cellar is under garage. Very large back yard.

MLS#S229213

Alexandria Bay $89,000Wow! Motivated seller, just reduced price! Now being sold way under assessed value. Wonderful village home for sale being sold as is. 3 Bedrooms, library, living room,laundry room, 2.5 baths, lots of closet space, 2 stall garage with extra rooms above.

MLS#S233392

Philadelphia $237,500Attractive ranch home 10 miles from Fort Drums main gate. Great 30X40 garage capable of holding up to 4 cars. Also includes a large 16X18 storage shed. Kitchen is fully applianced. Living room has a beautiful cobble-stone fireplace. 2 large bedrooms have w/w carpeting.

MLS#S239909

Oswegatchie $210,000If an Auto Repair Shop is what you are looking for, then I found it for you. Just grab your hand tools and get busy. This repair shop will come with some equipment. This has 2 bays one with having an auto lift. This sits on 3.90 acres of land. Let your imagination run wild!

MLS#S239142

Watertown $93,000Very nice 2 Unit for sale with large yard. Being sold as is. Has a horse barn in back for lots of storage. This is a nice income property, live in one and let the other pay your mortgage. Call for your appointment today!

MLS#S235520

Watertown $25,000MLS S224480 Oswegatchie $189,000MLS S239136 Cape Vincent $39,000MLS S239287 Three Mile Bay $18,000MLS S238356 Watertown $36,500MLS S234153

BENN REALTYBENN REALTY 5584 Lake Shore driveKayuta Lake, rEmSEn, nY

H. EdWard BEnn, BroKEr“HErB” BEnn - Sales person

(315) 831-5061Visit our offi ce site on the web @

www.bennrealty.com

KaYUTa LaKe $395,000Relax and enjoy all the amenities and opportunities of the Kayuta Lake area, on your own private peninsula with large shady lawn area for your games, & over 400’ of lake frontage w/ sandy beach. Large 3 bedroom, 2 bath, main house with a smaller, 2 bedroom guest cottage. Cottage needs some tlc. MLS #1001993

PoLaNd $375,000Beautiful home on expansive, professionally landscaped 8.4 acre property w/ 405’ frontage on the west canada stream. Great kayaking/tubing right from your dock. 12 Kw auto-start standby generator. 2 Story barn has 2 rv drive-through oh doors. expansion attic could provide 2 more bedrooms & bath. Mls #1001426

KaYUTa LaKe $139,000Immaculate 2 bedroom, year round home, in like new condition nestled into a 5+ acre wooded setting. Full poured wall basement w/ bilco door to yard. Hi-effi ciency gas furnace. Full width, deep, covered porch. Very secluded setting. MLS #1001300

KaYUTa LaKe $285,000Large 5 bedroom cottage on a picturesque waterfront lot, with a fantastic view overlooking the islands. 100’ Sandy beach. This is a true turn key sale. Just bring your tooth-brush! Fully furnished, right down to the dishes and linens. Year round access.MLS #1001600

ReMSeN $215,000Nearly new, quality built custom home by dean case. extra high icf basement walls to accommodate fi nished rooms in the basement. High effi ciency boiler with 3 zone in-fl oor radiant heating, including basement. Private secluded setting w/ woods lined yard area, offering good visual barrier from road.MLS #1002141

NoRTH LaKe $325,000enjoy the seclusion, solitude, and ambience of a pristine,wilderness lake, deep in the heart of the beautiful adirondacks. The 3br cottage is nestled into a very heavily wooded, 1.4 acre site. W/ 289 prime lakefront. Solar power w/ generator back-up. MLS #1002621

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1016 Sherman Street 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41896Coldwell Banker-Rimada RealtyDoris L. Olin • 315-783-0241

Lic. R.E Associate Broker • [email protected]


Watertown $189,800

919 Academy Street 4 Bedrooms / 2.0 Baths




Watertown $164,900

942 Salina Street 5 Bedrooms / 1.5 Baths




Watertown $174,900

324 Keyes Ave 6 Bedrooms / 4.0 Baths




Watertown $2,580,000

18723 Rock Baie Road 8 Bedrooms




Wellesley Island $599,000

42905 Co. Route 100 3 Bedrooms / 1.0 Baths




Wellesley Island $82,500

13115 County Rt 156 w3 Bedrooms / 2.0 Baths




Watertown $189,000

620 Lillian Street 4 Bedrooms / 3.0 Baths




Watertown $139,900

Bronson Street - 2 Family Plus Single Family

For more details visit www.LifeandHomes.comType in Quick Search #41382Front Porch RealtyKatharine Dickson • 315-783-2104

Licensed R.E. Agent • [email protected]


Watertown $99,500

143 Bishop Street 3 Bedrooms / 1.5 Baths




Watertown $177,500

Barbara Dunn Realty

215 N. James Street Rome315-337-1677 • [email protected]

I was a summer resident of the Lake of the Isles until my husband and I moved to Alexandria Bay in 2001. Finding homes on the river for my friends was a hobby of mine. The river has been my playground since I was a kid. I pursued my real estate license one year and qualified and passed my Broker's course the next. I affiliated with Garlock Realty as they were always my river realtor of choice. If you can't find what you are looking for. call me. If you can describe it... I can locate it!

Jocelyn MerrittLicensed Real Estate Associate BrokerGarlock Realty


Perhaps the most important quality in a real estate salesperson is their ability to listen to and understand what their clients are looking for. There is no point in taking a client through homes they can’t aff ord, areas that are out of their preferred driv-ing distances, or away from schools they want to be a part of. A salesperson is very much a matchmaker. I will listen to what you are looking for and then make the match to the home of your dreams.misty@mistyfl eur.com

Misty AtwoodLic. R.E. Salesperson Front Porch Realty

Phone: 315-777-6543 Web: www.mistyfleur.com

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Unfortunately few operating businesses are immune to the effects of the recent credit crunch. As the threat of inflation continues and prices rise, oftentimes available credit doesn’t. Small business owners are left to restock inventories with less liquidity. This effect can quickly snowball and cause serious liquidity and credit problems. Keeping lines of credit open and maintaining an additional cash buffer may ease the pressure a bit. Business owners can also look for loans from less traditional sources. A permanent life insurance policy, for

example, provides death benefit protection, but can build equity in the form of cash value you can borrow against should you need to. opportunity: Retirement Contribution Tax DeductionsMany business owners are so certain they will be able to fund their retirement through the sale of their business that they don’t bother to make any other retirement plans. The reality is, a sale might not be easy and there are attractive opportunities for current tax deductions through qualified retirement plans. Traditional plans remain popular and include IRA’s, 401(k)s, SEP’s, and SIMPLEs. They allow employers to take a tax deduction on contributions. Other IRS-approved plans are increasing in popularity such as the 412(e)(3) plan. This plan may allow certain small business owners to make potentially higher initial tax deductible contributions. You should consult your tax or legal advisor prior to establishing a qualified retirement plan. opportunity: Increased Unemployment Results in Larger Employee PoolFor employers looking to bring on new employees, the down economy may actually benefit their business. Increased unemployment has flooded the employee pool with more highly qualified candidates than ever before. Employers shouldn’t overlook potential candidates because of the stigma of having been laid off. The job market presents the opportunity for small business owners to attract and retain big business talent at small business costs. It may also be wise to hire commission-based employees, often known as “pay for performance.” Employers will find an increasing number of qualified individuals that may have never considered commission-based compensation before, willing to give it a try.

This educational third-party article is being provided as a courtesy by Gary Sunada, Financial Services Professional, New York Life Insurance Company. For additional Information on the topic discussed, please contact Gary at 315.738.2612. Neither New York Life, nor its agents, provides tax, legal, or accounting advice. Please consult with your professional adviser for tax, legal, or accounting advice.

"Bank" on whole life for Your financial needs - right nowIn our volatile financial world, it seems like there are no safe havens. The stock market continues to fluctuate. Plummeting real estate values in certain markets have yet to recover. So, where’s the worried consumer to go for fi-nancial stability?

Read MoRe (Read Complete Article at: www.LifeandHomes.com/nny. Click on Financial Planning tab at

top of page.

what to do with rollover fundsAt some point, many people with retirement or employer-sponsored investment accounts will find themselves faced with the decision of what to do with rollover funds.

Read MoRe (Read Complete Article at: www.LifeandHomes.com/nny. Click on Financial Planning tab at

top of page.

FinancialPlanningAfter the Recession: Threats & Opportunities for Entrepreneurs Gary Sunada

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Northern NY’s largest independent appliance

dealer. Guaranteed low prices on top name

kitchen and laundry appliances. Package

pricing. Open 7 days a week.

315-782-0333 Member Since 03/06

AppliancesWATERTOWN APPLIANCE

Serving Jefferson, Lewis and St Lawrence

counties. FHA approved. Over 35 years expe-

rience. Call today.

315-782-4030 Member Since 04/08

AppraisalDAS APPRAISAL SERVICE

Serving Jefferson, Lewis and St Lawrence

counties, Banks, Attorneys Divorces, Property

Tax Grievance, FHA Approved.

315-482-9358Member Since 04/08

THOUSAND ISLANDS APPRAISALS

Quality Appraisals at a fair price! Call today

for a fast and friendly service.

315-482-9076Member Since 08/08

APPRAISAL USA

Easy Track Closet Systems - Estimates, Design,

Installation. The More Economical, Easy Installa-

tion System on the Market.

315-337-3340315-732-2350 Member Since 02/08

ClosetsTHE HEARTH SHOP @ UNIV. BLDG SUPPLY

Carpentry, plumbing, electrical, decks, garages,

boat houses, remodel cottage openings closings.

24/7 on call service.

315-686-3083Member Since 04/08

ContractingBACH & CO

Serving NNY. For more information visit www.

battlefi eldhome.com or www.sacketsmeadows.

com

315-646-2220 Member Since 09/08

Custom Home BuilderBATTLEFIELD COMMONS/ SACKETS MEADOWS

Residential, commercial, and industrial. Free

estimates, new installations and upgrades.

Generator systems, licensed and insured,

emergency service. Authorized guardian

generator sales and service.

315-788-0324 Member Since 04/08

Electrical ContractorsCA ELECTRIC

Serving all of the North Country. From the

Adirondacks to Lake Ontario. We come to you!

315-285-5074Member Since 04/10

EnergyENERGY & INSULATION SOLUTIONS

Excavation, site work, septic systems, complete

manufactured home set-up, shorewells, docks,

sand and gravel delivery.

315-686-3083 Member Since 04/08

ExcavatingBACH & CO

Serving NNY. We service and repair all brands-

Gas, oil, propane, boilers, water heaters, fi replaces,

central air conditioners.

315-782-8067 Member Since 03/07

Heating & Central AirCOMBS HEATING & AIR CONDITIONING

Buy with confi dence! Call or email Tim today for

your home inspection needs.

[email protected]

315-783-0207Member Since 08/08

Home InspectionLAKE ONTARIO HOME INSPECTION

Serving the Tri-County area. Complete home

inspections • radon testing • water testing • lead

testing.

315-783-2432Member Since 08/08

CLAYTON HOME INSPECTION

Station: WWTI-ABC 50

Website: www.myabc.50.com

315-785-8850Member Since 09/09

TV StationWWTI NEWS WATCH 50

Specializing in home, auto, business, life, boats,

cycles, RV, and snowmobiles.

315-387-5321Member Since 04/08

InsuranceASSOCIATED INSURANCE

Meeting all of your insurance needs. Call today

for information and questions.

315-779-1990Member Since 08/08

ALL STATE

From small residential touchups to full scale

commercial makeovers, call today or visit us on

the web at www.designwithgoodtaste.com

315-654-2007Member Since 08/08

Interior DesignTASTE OF DESIGN

Serving NNY. Specializing in modular homes,

manufactured homes, land/home financing pack-

ages, transportation of individual homes, awning

sales and much more.

315-788-1243Member Since 04/08

Manufactured HomesWALKER’S MANUFACTURED HOUSING

Serving the home lending needs in Jefferson,

Lewis, & southern St. Lawrence counties. An Equal

Housing Lender NCUA

315-771-4783Member Since 09/09

MortgagesNORTHERN FEDERAL CREDIT UNION

All of Central & Northern NY. Prevent bats from

returning. Guaranteed DEC Licensed & Insured.

24 Hour Emergency service

www.acewildlifesolutions.com

315-391-5682Member Since 06/08

Pest ControlACE WILDLIFE SOLUTIONS

The Missing Pieces to a Hassle-Free Home

Home service network Exclusive Members That Have Shown Exceptional Customer Service

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1st Carriage House Realty, Inc.

Just Reduced: Parish Colonial with 5 bed-rooms, 2 bath. All season room with sliders to deck with hot tub. Motivated sellers.

$85,000

Pulaski Village: Three bedrooms 2 1/2 baths. Home wired for generator. Quiet village street and within walking distance to Pulaski Elementary School.

$165,900

Three bedroom home in the Village of Pulaski. Nice hardwood floors. 1st floor bedroom,bath and laundry room.

$74,900

Just Listed: Totally remodeled home with five bedrooms 2 baths. In-law apt with two bedrooms, 1 bath , kitchen and living room with deck. Bonus room over garage.

$134,900

Two family home in Village of Sandy Creek. Each unit has two bedrooms,1bath and laundry hookups. Each has private backyard. Both in excellent condition.

$110,000

3958 Port Street Pulaski NY 13142

1-800-697-1860315-298-2212

www.1stcarriagehouserealty.com

• 5 bedroom, 2 1/2 baths, 2,911 sq ft home located on quiet cul-de-sac. • 750’ family room with access to yard and inground kidney shaped pool. • 4 fi replaces located in LR, Great Room, Family room and Master Suite. • Great room with vaulted ceilings and spiral staircase to loft, Formal Living Room & Dining Room.• Fantastic Woodmode Kitchen with black granite counters and customized breakfast nook.• Golden Oak Hardwood fl oors• Relatively new furnaces with central air• $339,900

new Listing! 1240 Harris driveWatertown, nY

$339,900

mLS # S240407

judy A. condino, GriLicensed Real Estate Broker 1035 B Coffeen Street Watertown, New York 13601 www.condinorealty.comCell: 315-408-5968 [email protected]

Offi ce: (315) 405-8127

Priced right:sold

in just

3 dAYs! September ■

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Documents

Life and Homes Northern New York