Life and Homes Northern New York

Northern NY FreeOctober 2010 Life and

HomesYour Inside Guide to CNY Homes

Versatile Living Spaces

Bold & Beautiful Fall Trends

Complete Real Estate Listing Directory @ LifeandHomes.com

jefferson-lewis co. nY, editionPublished By

LISI MERCHANT SOLUTIONS, INC.

Publication franchisee, rMcDAvID P. LISI

corporate editorKIM LISI

[email protected]

How to reach Us

Press Releases or Letters to the Editor Our e-mail address is [email protected](Please do not send attachments)

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lifeandHomes MagazinePO Box 18 Holland Patent, NY 13354

Account executive DAvID P. LISI

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[email protected]

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Advertising Deadline November Issue

October 22, 2010

corporate office lisi Merchant solutions, inc.

PO Box 18 Holland Patent, NY 13354

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Life and Homes is published monthly by Lisi Merchant Solutions, Inc.

Every effort has been made to ensure that home listings, advertisements and

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accuracy of the submitted information to Life and Homes Magazine and assumes no liability.

this information has been compiled from public records and other sources we believe

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Copyright © 2010 LifeandHomes, Inc.

Life and

Homes

David P. Lisi

David P. Lisi , RMCReal Estate Marketing Consultant315-865-5845 • [email protected]

Welcome to LifeandHomes™Low interest rates are being credited for luring potential buyers into the housing market. Unprecedented tax incentives and affordable housing seem to be contributing as well. Whether you’re shopping for your first home or are a veteran home buyer, it’s important to go into the game equipped and informed. Start with the basics:

* Aim to get yourself into the best possible financial position before you begin your home search. If you are looking for a step-by-step process, I highly recommend Dave Ramsey’s book, The Total Money Makeover.

* Make it your job to learn about the local market. Understanding pricing, location, school districts, and zoning regulations aide in making an informed decision when it’s time to buy. Now’s a great time to investigate alternative buying options such as foreclosure and short sale properties. Keep it real, though. Foreclosures and short sales require extra time and expertise. Know when to seek professional assistance.

* Ask friends, family and neighbors to recommend real estate professionals they have worked with. Do your due diligence and select a qualified professional who knows the market and is willing to listen to your wishes and concerns. You’ll be working closely with them in the coming months, so finding an agent you can relate to personally is key.

* Make a list of features and preferences that are non-negotiable, then move on to your wish list - the features you’d like but may be willing to compromise on if the right property comes on the market. Choosing the right home, especially in a buyer’s market, can seem overwhelming. Knowing your “must have” features will help narrow your options and save you time.

At LifeandHomes™ we enjoy working with Realtors®, For Sale By Owners, investors, contractors, developers, business owners and community members to promote community and boost the local economy. We make it our job to connect buyers and sellers, professionals and the public - which in turn benefits LifeandHomes readers and our local area. Look inside and online at www.LifeandHomes.com for great deals on properties and professional services along with relevant, informative editorial. Welcome to LifeandHomes™ and thank you for your patronage.

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2 We bring people and homes together.

Don’t miss that Special Home you’ve been looking for.Have a PDF sent right to your email.

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newsshortsIs Your Home Under-Protected?Just when you think you’re safe, a recent nationwide survey has uncovered that a majority of American homes are dangerously under-protected when it comes to fire and carbon monoxide (CO) poisoning.

Even those equipped with smoke and CO alarms are at risk according to the study, which revealed that two thirds of U.S. households are not in compliance with the national recommendation for the number of smoke alarms set by the National Fire Protection Association (NFPA). Even more alarming is the 90 percent of homes that do not meet the recommendation for number of carbon monoxide detectors, including 40 percent that report having zero working carbon monoxide detectors.

“These statistics confirm what we’ve feared for years - that far too many homes in this country are not as well protected as they should be against the dangers of fire and CO,” says Deborah Hanson, director of external affairs for First Alert, a leader in residential fire and CO detection devices. “What’s more troubling is that many people don’t realize that their families are at risk.”

For those in need of new smoke and CO alarms, a wide variety of innovative products are available with an assortment of features to meet different needs. First Alert products range from combination smoke and CO units to smoke alarms with escape lights, along with basic battery-powered products. These smoke and CO alarms are available at national retailers or for purchase through the First Alert online store at www.firstalertstore.com. (ARA)

Fall Tile Trends Go Bold & BeautifulHome renovation and building go on year-round, but as with any design statement, each season brings new looks and trends. This autumn’s ceramic tile trends share a flair for

boldness and innovation. The ceramic tile experts at Tile of Spain point to the hot trends to watch this fall:

color: Strong saturated tones such as midnight blue, royal purple and deep chartreuse will join autumn’s traditional power hues of rich reds and burnt sienna. Reds are especially dominant, appearing in every shade from fiery orange-reds to deep merlot. These powerful colors are paired with linear and neutral whites, creams and soft grays to provide a high-contrast punch.

Pattern: Fall pattern trends include micro and macro patterns within a single tile, larger-than-life designs that incorporate multiple tiles, and optical illusions. Drawing on consumers’ continuing interest in the environment, tile makers are presenting entire collections inspired by nature. You can find tiles that mimic the texture of sand dunes, waves, tree bark and even rain.

texture: Texture lends nuances of shade and tone through the play of light and shadow. Ceramic tiles have always been a good medium for textures. Digital technology has made it easy for tile makers to apply texture to a ceramic surface. New possibilities have emerged, such as tiles that mimic the look of antique distressed wood and bush-hammered or chiseled stone. (ARA)

Before You Flip That SwitchWhen the temperatures plummet, you shut the windows, flip the air switch to heat and plug any leak you can find in an effort to keep your house warm. But what you’re also doing is sealing the air inside your house.

While a good tight seal is very important to staying warm and keeping your energy bill in check, it also can really have an impact on indoor air quality.

“When you flip that switch on your heater, there is a lot of dust and debris - collected in the coils over the summer months - that either burns into fumes or gushes into the house through your vents,” says Aaron Marshbanks, board member of the National Air Duct Cleaners Association (NADCA).

Heating, ventilation and air conditioning (HvAC) systems can act as a collection source for a variety of contaminants that have the potential to affect health, such as mold, fungi, bacteria and very small particles of dust. The removal of such contaminants from your HvAC system is crucial to improve indoor air quality.

NADCA has published an internationally recognized standard that specifies requirements for proper cleaning. For more information about HvAC cleaning and to find a certified and knowledgeable contractor, visit www.NADCA.com. (ARA)

win A Home “Cleanover”You can win a “makeover” for your home by entering the ProMist™ Home cleanover contest. Cleaning expert and noted “Oprah” contributor Peter Walsh will visit the grand-prize winner to clean and reorganize his or her home. Three monthly winners will get a mini Home CleanOver with a ProMist™ Cleaning Team. From now through January 31, 2011, you may enter by visiting www.homecleanover.com to upload your video and explain why you or someone you know needs a Home CleanOver. (NAPSI)

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newsshortsProtect Your vehicle & travel safely This WinterSimple steps to prepare your vehicle for changing weather conditions

As cooler temperatures arrive, so does the opportunity to prepare your vehicles for winter driving conditions. Although you may not want to think the warm weather is behind you, taking time now to prepare and protect vehicles can save significant time, money and hassle later. A few tips for vehicle winterization and safe travels this season:

clear vision: Having full view of what’s ahead and behind your vehicle at all times is vital, so be sure to check your windshield wiper blades and washer fluid before winter precipitation hits. For colder climates where you may experience ice or frost, you may want to keep a bottle of de-icing windshield spray handy. Simply spray your icy windshield with the fluid, turn on your vehicle defroster and your windows will clear quickly and easily.

Auto armor: Did you know that within 30 days, a small scratch or nick in a vehicle’s paint finish can rust? Add some freezing temperatures and a small problem can quickly escalate to a larger, more expensive one. Luckily, fixing scratches is quick, easy and affordable, thanks to products such as Dupli-Color’s Scratch Fix 2in1 touch-up paint. Available in thousands of colors to perfectly match your vehicle’s paint, and featuring a patented applicator for precision and control, anyone can achieve professional looking results that will repair and protect your vehicle’s appearance … and help you avoid an ugly problem next spring.

tired out: One of the most important aspects of winterization is ensuring you have a safe grip on the road. Like the soles of shoes that prevent you from slipping, quality tires help keep your vehicle securely on the road, especially in slippery rain or snow conditions. Checking tire tread and pressure is important to ensure you have optimal traction. If you live in a particularly snow-prone or rural area, you might also consider buying snow tires and/or chains.

engine protection: Extreme temperatures can cause major issues in a vehicle’s engine, so testing

your coolant system before winter is very important. Checking the level and concentration of anti-freeze in your vehicle could save you costly engine repair and should be done twice every year. Choose an extended life coolant for ultimate protection, which can be used in nearly any year, make or model vehicle worldwide.

travel prepared: In case something does happen to your vehicle this winter and you’re stranded for an extended period of time, it’s important to keep a few essential items on board. Assemble an emergency kit containing a blanket, gloves, ice scraper, flares, flashlight, jumper cables and basic first aid items. Make sure to also carry a cell phone when you travel, particularly if bad weather is expected. (ARA)

With a few simple steps, you can feel safe and secure for the cooler temperatures ahead. For more information on Dupli-Color products, visit www.duplicolor.com.

“Check Out” The Kitchen When Shopping For A New HomeAlthough buying a home is the largest investment most people will ever make, the decision doesn’t have to be as daunting as it may seem to many. There are some simple guidelines that can help you find a home you will be happy with for a very long time. A recent study conducted by Merillat, a leading manufacturer of cabinetry, found that the kitchen is the most influential room when deciding to buy a home, followed by the great room and then the master bedroom.

The kitchen deserves special attention when shopping for a new home and has many aspects not always visible with a quick glance. Follow these two simple guidelines and you’ll be better able to decide if the kitchen is right for you.

Keep A checklistAsk yourself: • Do I like the layout of the kitchen? (Keep in mind all the items that will require storage.) • Does the kitchen feel comfortable when I’m in it? • Does the kitchen help facilitate interactions with family and friends? (Do the spaces enable you to easily associate with family and friends?) • Is the cabinetry durable and well built? • Does the kitchen have visual impact or a good focal point such as an island, cooking grotto or other unique feature?

(Identify the tasks or storage functions of the island to ensure it will meet your needs.) • Does the kitchen have adequate storage space and built-in features? (The study found the biggest regret homeowners have after a kitchen remodel is that they didn’t include enough storage features.)

test-drive the Kitchen• Open and close the drawers several times to be sure they roll in and out smoothly and quietly.• Open the wall and base cabinets, because you may discover unique storage solutions. • Role-play the necessary steps involved to see if the space is laid out as efficiently as possible. • Examine the thickness of the wood on the drawer fronts and sides, as well as the cabinet doors. • See if the hinges are adjustable to make for a correctly aligned cabinet door. • Check to see that the color of the interior complements the exterior.

Most importantly, when shopping for a new home, take your time and analyze all aspects of the home to ensure it is perfect for you and your family. To learn about kitchen design and storage features, visit Merillat, a leading manufacturer of cabinetry, at www.Merillat.com. (NAPSI)

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Guillaume RealtyBrantingham 348-4206 • Floyd 865-5257PO Box 365, Brantingham, NY 13312

[email protected]

Marian E. GuillaumeBroker

Dotie Clarkin Mark Scheidelman

Jim Gillen Jr. Julie Mandry

Sales Associates

4 Bedroom raised ranch situated on a corner lot with mature shade trees. Rear deck leads to fenced yard, garage. Call for details (315) 348-4206

North Utica $109,000

SPACE. 10 room home with 3.5 baths. All on 6 acres with barn that features 5 box stalls. Call for your showing.

Barneveld $259,000

Sleepy Hollow Road. This comfort-able 2 bedroom, 1 bath ranch with full basement and attached garage features an eat-in kitchen plus a for-mal dining room. Desirable 112x115 corner lot. Brand new on the market.

Town of Lee $85,000

Available Now! 4 bedroom, 2 bath home with eat-in kitchen, living room with stone fi replace, spacious rooms with fi nished basement, wonderful views and afternoon sun. 180’ of waterfront with boat house, deck and dock. LARGE lot.

Brantingham Lake $340,000

Luxurious waterfront home. Master bedroom suite with whirlpool. 100’ of waterfront. 3/4 bedrooms, cape with attached 2 car garage, full basement, central air, available now!

Kayuta Lake $250,000

Brantingham $249,900 Custom Log Home - Situated on a 1 acre, cedar wooded lot in down-town Brantingham! A bit of a contemporary design - this home features 3 bedrooms, 3 full baths with granite vanities, 1st fl oor laundry area. 1st fl oor area is 1200 sq. ft. with second fl oor 650 sq. ft. master bedroom plus a 1000 sq. ft. fi nished basement space. There is a new gas furnace with Hepa

air cleaner and built in humidifi er. Hot tub, circular black top drive, 28x36 garage with a full second fl oor. This is all close to the golf course, Brantingham Lake, cross country + downhill skiing and snowmobile trails. You name it, we have it. May we show you? Guillaume Realty 315-348-4206.

Sweet Satisfactions

StephanieLisi - 315-941-2533 RachelLange - 315-525-2994www.SweetSatisfactions.com

Were two cousins who grew up with a family that loves food. We love to bake and create delicious designs that put a smile on your face. Have a special occasion, party or wedding coming up?Give us a call...

Life is Delicious

Steph & Rach

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newsshorts

Spotlight on our Talk Radio Shows • Home Business show - Successful entrepreneurs working from home

• Home improvements show - Design and technology that enhances our lives

• Home Buying and selling show - Tip and tricks for a diffi cult real estate market

• lifestyles at Home - Birthdays, Holidays and Special Events

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Should I Use a realtor If I Am in Foreclosure? When a property owner is trying to avoid foreclosure, there are many options available. Some of them may work and others may just be a waste of time in a given situation. The person facing foreclosure needs to look at the circumstances and the availability of various options. One option that makes a lot of sense is to list the home with a realtor.

There are few things to realize when listing a home in foreclosure with a realtor. The amount of time available to list and market the house is crucial to making it work. If the house is in foreclosure and going to auction in a week, listing with a realtor may not be a hopeful option. But if the foreclosure process has just begun, listing with a realtor may be the way to go.

The first step to take is to call the lender and communicate your intentions. Contrary to popular belief, most lenders do not actually want to foreclose on a home. It is costly and time-consuming. Because of this, if the borrower is willing to work with the lender and keep the lines of communication open, a lender will generally work the borrower.

Ask for a mortgage forbearance and list the house with a competent realtor as soon as you decide this is what you want to do. A forbearance means that the lender is giving a short time to bring the mortgage current before proceeding with the foreclosure. Usually the time period will be around 60 days, but some lenders will give more or less time.

Realtors have many tools at their fingertips and a good realtor can give a property owner a realistic idea of how feasible it is to sell the home before it is foreclosed upon. A realtor will have access to the average number of days on the market (DOM) it takes for a home to sell in a particular neighborhood.

Be sure to ask the realtor for an adjusted DOM for the home that is in foreclosure. An adjusted DOM will give you an idea of how long it will take to the sell the home and at what price it should be listed given the unique qualities the home has.

For example, if most homes similar to your property are being sold in 45 days at the price of $120,000, then that gives a starting point for what the house should be listed at and how long it will take to sell. Adjusting for differences in the property is crucial because a major problem or major renovations can affect these calculations.

Listing with a realtor is best for someone with a small amount of equity in the home. In fact, the more equity there is in the home, the more likely that an offer will be made on the home that is sufficient enough to accept. An ideal situation would entail enough equity to cover the amount of any liens against the property and closing costs.

To get started, look for a realtor who has experience in the business and who has a good track record for selling homes without the listed properties spending too many days on the market.

Most realtors will charge a commission fee of about six percent. Nevertheless, the benefits definitely outweigh the expense here. Get the best realtor available who is willing to work with you. It is better to sell the home than to end up with nothing...

Source: http://www.bestmanagementarticles.com Author Ameen Kamadia helps Texas homeowners face the difficulties of foreclosure. That’s why he has created an informational site that lists all the options homeowners have. Get an unbiased, educated opinion about How To Stop Foreclosure at http://www.foreclosure-stoppers.net

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9003 State Route 289 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42103EXIT More Real EstateMichael Clark • 315-783-8864

Lic. R.E Salesperson • [email protected]

Home Loan Solutions • Northern FCU • 315-771-4783

Adams $149,900

71 Anthony Street Prime Development Property

For more details visit www.LifeandHomes.comType in Quick Search #33015Front Porch RealtyDeborah Schaefer • 315-836-3578

LIc. R.E. Broker • [email protected]


Alexandria Bay $699,000

5 Harbor Villas - Townhouse 2 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42106Christensen Realty USAPatrick Henry • 315-778-9955

Licensed RE Assoc Broker • [email protected]



Brantingham Lake 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42116Guillaume RealtyMirian Guillaume • 315-348-4206

Lic RE Broker/Owner • [email protected]


Brantingham $340,000

694 South James Street 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41880Bowes RealtyJames Wiley • 315-778-1360

Agent • [email protected]


Cape Vincent $158,900

2672 Ponds Shores 2 Bedrooms / 1.0 Baths





Barneveld 3 Bedrooms / 3.5 Baths




Barneveld $259,000

346 James Street 4 Bedrooms / 2.0 Baths





9220 NYS Rte 289 5 Bedrooms / 4.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42074Century 21 Millennium RealtyLinda Waring • 315-408-6835

Lic. R.E Agent • [email protected]


Adams $170,000

71 Anthony Street Riverfront Investment Property

For more details visit www.LifeandHomes.comType in Quick Search #33596Front Porch RealtyDeborah Schaefer • 315-836-3578

LIc. R.E. Broker • [email protected]



Open Market Listing Service™ lifeandHomes.com

Barbara Dunn Realty

215 N. James Street Rome315-337-1677 • [email protected]

Call Dean Case 315-942-4949 • Cell 315-534-3319 • Fax 315-942-2527

Several log home plans are available, with many different log styles to choose from. We offer 3 species of wood and optional roof systems. The possibilities are endless...

Adirondack Builders, Inc. is an independently owned and authorized dealer/builder for Tennesee Log Homes.

Q Log HomesQ Timber Frame ConstructionQ FireplacesQ BasementsQ DecksQ Custom KitchensQ Additions

Q General ContractingQ CarpentryQ PlumbingQ MasonryQ RoofingQ Electrical work

"Our goal is to provide you with a no pressure, turn-key home building experience -

log or stick built."

START LIVING YOUR DREAM TODAY!

We would like to thank everyone for a wonderful year in Real Estate!

If you are thinking of listing your home or want to buy please feel free to call us at 315-493-2134, we are full time Realtors

and available 7 days a week.

Welcome home the 3rd BCT from Afghanistan and the Apache Unit to Fort Drum

ROME RSA REALTY LLC315 493 2134

located at 11006 State Rte 26, Carthage, NY

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lifeandHomes.com Open Market Listing Service™

861 State Street 3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41351Elliott Realty, Inc.George Briggs • 315-782-8498



Carthage $153,900

410 South James Street 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42127T.L.C Real Estate, LLCLori Nettles • 315-493-1111

Lic. R.E Broker/Owner • [email protected]


Carthage $148,800

41573 Kehoe Tract Road 1+ Acre Lot

For more details visit www.LifeandHomes.comType in Quick Search #41899Front Porch RealtyKatharine Dickson • 315-783-2104

Licensed R.E. Agent • [email protected]


Clayton $375,000

3706 Sweeney Road / 15 Acres 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41545Barbara Dunn RltyBarbara Dunn • 315-337-1677

Broker/Owner • [email protected]


Constableville $127,000

18700 Evans Road 5 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41757Coldwell Banker-Rimada RealtyJune E. O'Brien • 315-788-4444



Dexter $289,900

16955 County Rte 59 4 Bedrooms / 2.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42131Lake Ontario RealtyAmanda Miller • 315-649-3434

Lic. R.E. Broker • [email protected]


Dexter $399,900

35369 State Route 12 3 Bedrooms / 2.0 Baths




Clayton $219,000

3708 Sweeney Road 2 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41546Barbara Dunn RltyBarbara Dunn • 315-337-1677



Constableville $99,900

32322 State Route 12E 2 Bedrooms / 1.0 Baths





25 High Sreet 5 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42128T.L.C Real Estate, LLCLori Nettles • 315-493-1111



Carthage $169,900

I’m a native of Alexandria Bay, NY. I’ve enjoyed helping both buyers and sellers with their real estate needs for 13 years.I’m very familiar with the St. Lawrence River market as well as the surrounding areas. I take pride in taking that, ‘Extra Step’ to assure the best end result in any transaction I’m part of. Feel free to contact me at [email protected].

Kenneth M. CatlinLicensed R.E. Associate Broker Front Porch Realty

Phone: 315-608-1785 Web: www.kmcfrontporchrealty.com

I consider this region an excellent place to reside and would love to share with you my enthusiasm for the many neighborhoods that encompass it. I pride myself on provid-ing unparalleled service and look forward to developing a long-term relationship with you. I am also an AccreditedStaging Professional TM able to advise you on preparingyour home to sell quickly and for top dollar.

Ruth VarleyLicensed Associate Real EstateGarlock Realty Broker

Phone: 315-375-7860 Email: [email protected]

Allen is a native of Watertown, NY, after four years of military service in the US Coast Guard. A homeowner in Clayton and Cape Vincent for 30 years, he is very familiar with the Lake and St. Lawrence River area. Retired from Niagara Mohawk, Allen works his real estate career full time and is always available to be of service.

Allen WalkerLicensed R.E. Salesperson Bowes Realty


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Deborah Schaefer, GRI, CBRLIC. R.E. BROKER/OWNER

42781 NYS Route 12Alexandria Bay, NY 13607

(315) 836-3578 Offi ce(315) 836-3539 Fax(315) 778-9280 Cell

[email protected]

WWW.THOUSANDISLANDHOMES.COM

Thousand Island Area Property

Price Reduced on St. Lawrence Riverfront Investment Property

$35,000 • County Route 100 • Wellesley IslandVery nice building lot over 1/2 acre. Level, treed, and backing up on a golf course, and only minutes from the St. Lawrence River, this is a great place to build your home. There is access to sewer and water from the Wellesley Island Subdivision,as well high speed internet. Priced below assessment!

$699,000 • Anthony Street • Alexandria BayPrime development property! 240’ St. Lawrence River waterfront with 440’ of dockage. Two acre property with a 24 unit seasonal motel with good repeat business located directly across from fabulous Boldt Castle. There are an additional 3 acres with more waterfront available. What a terrifi c spot for condos or townhouses, or even a private estate or several single fam-ily homes. All utilities are there including public sewer and water. Few parcels of this size and location come available on the river. Listing agent is part owner.

$950,000 • Anthony Street • Alexandria BayGorgeous view of Boldt Castle and the main channel from the property with development potential. Includes “boat house studio apartment”, plus 3 motel type rentals, 2 boaters baths, large waterside deck, and two-three bedroom two bath fl oating houses which can be used year around. There is plenty of good sheltered dockage and the property has access to public sewer and water.

22368 County Route 16 3 Bedrooms / 2 Baths

Pamelia $249,700

This home is the first NAHB Green & Energy Star certified home in northern NY and the tri counties. This is a must see. Please log onto our web site at www.RasoRealEstate.com for a complete list of this home’s credentials or call Randy T. Raso 783-3350 Lic. RE Broker/Owner. MLS # S227222

7 Maple Ave3 Bedrooms / 1 Bath

Antwerp $90,000

This home is totally re-done. Already has a new roof and siding, new paint new carpets being put down. The kitchen has a lot of cabinets and they’ve all been made by hand. So many improvements! Call (Team Zippy) James & Tina Lacombe 523-3935 or our Office 786-7276.

877 Main St 4 Bedrooms / 1.5 Baths

Watertown $49,900

Handy persons special!Home features on the 1st floor a very large kitchen, dining & living room, & 1/2 bath. 2nd floor features 3 large bedrooms and a full bath. There is a full attic with a finished room that could be a fourth bedroom. Don’t pass this one up!!! Call Randy T. Raso 783-3350 Lic. Re Broker/Owner MLS # S239827

9810 Main (NYS RTE 812)4 Bedrooms / 2 Baths

Croghan $109,900

Lovely Two Story Colonial with lots of character. The first floor features a large kitchen & dining area that overlooks the back yard, Formal dining room, Large living room with fireplace, enclosed front porch/den and full bath. Hardwood floors throughout the home. Call Randy T. Raso 783-3350 Lic. RE Broker/Owner.

339 California3 Bedrooms / 2 Baths

Watertown $134,900

Pictures just can’t do this home justice, this is a must see in person. You won’t be disappointed. This home is MOVE- IN condition. Beautiful hardwood floors and newer appliances. Call (Team Zippy) James & Tina Lacombe 523-3935 or our Office 786-7276. MLS # S240628

27691 New York Route 37 4 Bedrooms / 2 Baths

Watertown $259,900

Your own private hideaway! This home features on the 1st floor- beautiful kitchen with oak cabinets and lots of counter space, formal dining room with sliding glass doors to backyard, living room with fireplace, & more.Call Randy T. Raso 783-3350 Lic. Re Broker/Owner. MLS # S239207

Our office location(s) is: 24692 NYS Rte. 12, Watertown, NY. Our Philosophy is Simple... be Honest & be Reliable.www.rasorealestatellc.com

randy & suzanne raso

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Charming 4 Bedroom WaterfrontPillar Point - RECENTLY REDUCED -Absolutely charming 4bed/2bath home! Many updates: New siding, new roof, & new gas stove. Open fl oor plan w/gorgeous knotty pine fl oors & a cozy cottage feeling. Property features 2 car garage, 2 permanent docks & boat slip! Features stunning sunsets, come make this beauty all yours! Call AmandaLic. R. E. Broker @ 315-778-1191 MLS #S238788

$256,900

Absolutely Stunning Ranch HomePhiladelphia - Come fall in love with this gorgeous 3bed/1bath home! This newer construction has spacious rooms and a beautiful stone fi replace, partially fi nished basement, some hardwood fl oors, and sits on a nice country setting! This home is a must see! Call Brenda Lic. R. E. Sales-person @ 315-771-3194 MLS#S241474

$229,900

Spectacular Waterfront Lakehome!DexterCome see this spacious 4-5bed/2.5 bath home boasting 150’ of pristine waterfront! Home has brand new gorgeous wood burning FP, cherry hardwwod, granite countertop, 2 car garage & so much more. call today!Call Amanda Lic. R. E. Broker @ 315-778-1191 MLS#S239711

$399,900

13 Acre FarmetteDexter- Well kept farmhouse on 13+ acres. 3 stall garage, barn & sheds. Country kitchen, spacious living room, 4/5 bedrooms, 1.5 baths, enclosed porch & much more!

Call Kim Lic. R. E. Salesperson @ 315-778-1191MLS #S240664

$165,000

Great Country HomeLaFargevilleCome check out this unique home with much to offer. 3bed/1bath with open fl oor plan & many upgrades. Home sits on almost two acres, perfect for gardening or enter-taining with a nice back deck!Call Amanda Lic. R. E. Broker @ 315-778-1191 MLS# S240992

$99,900

Level Building LotLorraine - Come walk this 2 acre building lot with a well & septic! Lot has some mature trees & a private setting on a dead end road. Perfect for a growing family!

Call Amanda Lic. R. E. Broker @ 315-778-1191 MLS#S230664

$27,500Amanda J. MillerLicensed R.E. Broker

315.778.1191

“The Name You Know & Trust in Real Estate”

“No one knows the lake country like US!” Free Market Analysis!

(P) 315-649-3434 (F) 315-649-343612396 NYS Rte. 12E, Chaumont, NY 13622 • WWW.LAKEONTARIOREALTY.COM

Available With Answers To Your Questions!NNY HOMES Staff: Buying, Selling, Renting? Let’s Talk Today!

Key Bank, Patty Houghtaling: Home equity loans and mortgages

Fairport Mortgage, Julie Derrigo: VA-FHA-Conventional Loans

FREE access to your credit report!Pillar to Post, Rickey Martin: Home Inspector, saving energy info.

You’re Invited to our Fall Home Extravaganza

Stop in today! 315-782-4476 Offi ceThere’s No Place Like NNY HOMES

Food ~ Door Prizes ~ Home & Financing Information!

Sunday, Oct. 17, 2010 ~ 12 – 4 pmWhere: NNY HOMES 18242 State Rt. 3, Watertown 3 miles past Salmon Run Mall on way to Sackets Harbor

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$179,900judy A. condino, GriLicensed Real Estate Broker 1035 B Coffeen Street Watertown, NY 13601 www.condinorealty.comCell: 315-408-5968 [email protected]

(315) 405-8127

$199,900 • Mls #s242335428 Paddock st, watertown

• 3 bedrooms, 1½ baths• Family room with gas fi replace• Hardwood fl oors• Great 2nd fl oor space

Call Judy Condino, Lic. R.E. Broker 315-408-5968

$134,900 • Mls #s24005817707 co. rte 65, watertown

• 4 Bedroom, 2 full bath• Sunken LR with wood fi replace• Central vac• 2.10 acres, 2 stall garage


$339,900 • Mls #s2404071240 Harris drive, watertown

• 5 bedrooms, 2 ½ baths, 2911 sq feet• Greatroom, family room, formal DR• Woodmode kitchen with granite counters• Second fl oor loft & storage area• Golden Oak Floors


$169,900 • Mls #s223108208 Brown Blvd, Brownville

• 3 bedroom, 1½ baths• LR & Parlor with pocket doors and refi nished HW fl oors• Large eat-in Kitchen• New carpet and fl ooring• Garage with wash bay


$164,900 • Mls #s238353522, d-1 weldon drive, watertown

• 2 Bedroom, 2 full bath, Townhome• LR w/ gas fi replace• First fl oor laundry• Second fl oor loft & storage area• Two stall garage w/ many built-ins

Call Donald Rickett, Lic. R. E. Agent 315-775-6622

$174,900 - Mls # s239509522, B-1 weldon drive, watertown

$9,900 - Mls # s23848928/29 starbuck Avenue, watertown

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If you are thinking of

listing your home or want to buy

please feel free to call us at 315-493-2134,

we are full time Realtors

and available 7 days a week.

315.493.2134located at 11006 State Rte 26, Carthage, NY

RomeRSA

RealtyWatertown $258,000Could have 5 to 7 bedroom, 4 full baths, 2 fi replaces; one in living rm and one in master suite. Stained glass windows in attic, 3rd fl oor partially fi nished- could be a guest area. Hdwd fl rs thruout. Prism glass windows, built in buff et in DR, 2nd fl porch.

MLS#s239167

Carthage $125,000What a wonderful setting close to Fort Drum and on a dead end road. Custom fl oor plan includes a very open spacious central living area with a gas fi replace, 3 bedrooms, 2 full baths, large living room & spacious kitchen.

MLS#s236614

Carthage $268,500What a beautiful home, private setting with 2.73 acres of land. Home built in Canada -so many nice features. Kitchen has a pantry, lots of cupboards, glass sunroom, large deck off back, large FR in lower level, lots of storage room, move in ready.

MLS#s241195

Carthage $99,000Owner has done updates, including vinyl siding, windows, heating system, fl oor in family room, deck railing, overhead garage door, upstairs bath & appliances. Owner anxious to sell - will look at all off ers.

MLS#s241264

Watertown $129,900Move in condition 2 family home. Owner lives in bottom apt which has ceramic fl oors in kitchen and bath, living room and dining area has hdwd fl oors. There is an inground pool with pond in fenced in backyard. Large enclosed sun porch.

MLS#s236751

Wellesley Island $183,500A beautiful 4 bedroom, 2.5 bath home - family room with fi replace, living room, formal dining room, large 2 stall garage, deck off the back, private setting with 200 x 183 lot. Home is being sold as is. Good size kitchen, paved driveway.

MLS#s241182

AFFORDABLE WINDOWS

CLJobson CUSTOM BUILDERS

783-8864WATERTOWN, NY

[email protected]

• Save $$$ on air conditioning and heating• Eliminate those old hard-to-clean hard-to-open windows• Integrity, Quality, Professional, Insured• Windows & Doors• Kick out the energy hogs!

20 YEARS!

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30300 Rockbrook Rr - 2 homes 3 Bedrooms / 1.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42073Century 21 Millennium RealtyKathy Cook • 315-629-5770

Lic. R.E Agent • [email protected]


Evans Mills $229,900

159 Park Street 3 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42126T.L.C Real Estate, LLCTania Sterling • 315-287-1010



Gouverneur $143,500

450 US Highway 11 5 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42125T.L.C Real Estate, LLCTania Sterling • 315-287-1010



Gouverneur $235,000

7257 Bull Rock Point Road 5 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #33410Garlock RealtyRuth Varley • 315-375-7860

Lic. Assoc. R.E. Broker • [email protected]


Harrisville $190,000

Kayuta Lake Waterfront




Kayuta Lake $250,000

Madison County Free Stall 7 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42112Posson RealtyDavid Posson • 607-316-3758



Madison $499,900

7425 Bull Rock Point Loop Road 3 Bedrooms / 1.5 Baths




Harrisville $225,000

177 Mitchell Road 2 Bedrooms / 1.0 Baths




Heuvelton $119,900

22929 County Rte 59 4 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42129Lake Ontario RealtyAmanda Miller • 315-649-3434

Lic. R.E. Broker • [email protected]


Dexter $259,900

181 Grove Street 3 Bedrooms / 1.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #41544Century 21 Millennium RealtyBetty Bork • 315-404-8242

Licensed Associate Broker • [email protected]


Gouverneur $86,700

Open Market Listing Service™ lifeandHomes.com

jenn's Property ManagementYear Round Management ServicesI Can Handle it All, From Move In to Move OutCredit Checks, Tenant Issues, Emergencies 24 Hour Maintenance Available10 Years ExperienceDependable

Contact Jenn315-649-2709 • [email protected]

Attention Homeowners

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39 McEwen Rd - Building Lot Private River Frontage




Morristown $189,000

Chenango Cty Equine Facility 4 Bedrooms / 2.0 Baths




Chenango County $450,000

Chenango County Dairy Farm 4 Bedrooms / 2.0 Baths




Chenango County $350,000

Custom Built Homes Post & Beam

For more details visit www.LifeandHomes.comType in Quick Search #33356Custom Home Masterpieces, Inc.Al Roy • 315-458-4256

0 • [email protected]


Syracuse

1300 Woodberry Drive 4 Bedrooms / 2.0 Baths




Utica $109,000

630 Grant Street - 2 Units 6 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42101Coldwell Banker-Rimada RealtyDoris L. Olin • 315-783-0241

Lic. R.E Associate Broker • [email protected]


Watertown $127,700

236-238 Dodge Ave Multi-Family




Sackets Harbor $97,000

31529 Boat Launch Road 5+ Acre Lot




Theresa $49,000

River Drive - Building Lot Waterfront Acres




Massena $25,000

Jack Street Price Slashed Almost $10,000

For more details visit www.LifeandHomes.comType in Quick Search #41956Front Porch RealtyKenneth Catlin • 315-608-1785

Lic. R.E. Assoicate Broker • [email protected]


Orleans $15,000

Whether buying or selling I would be glad to assist in your real estate needs. Specializing in residential and seasonal properties. Military Relocation Specialist.

June O'BrienLic. R.E. SalespersonColdwell Banker Rimada Realty


George BriggsLic. R.E. Agent

[email protected]

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Betty BorkAssociate Broker

404-8242 [email protected]

For more information on any of these homes, visit

www.c21nny.com and type in the MLS#

www.c21nny • 1256 Arsenal Street Watertown, NY 13601

MILLENNIUM REALTY

A name that everyone has come to trust!Gouverneur $86,700Newly remodeled home for sale. Wonderful layout. 3 bedrooms, 1 full bath, full basement with work area, storage sheds in backyard. Nice sized yard. Call for your appointment today!

MLS#S232963

Alexandria Bay $89,000Wow! Motivated seller, just reduced price! Now being sold way under assessed value. Wonderful village home for sale being sold as is. 3 Bedrooms, library, living room,laundry room, 2.5 baths, lots of closet space, 2 stall garage with extra rooms above.

MLS#S233392

Oswegatchie $189,000Wonderful motel that has 8 units with an apartment to live in that has 3 bedrooms. Great business opportunity! Motel is a running business. You could build your home in the back with own private driveway.

MLS#S239136

Philadelphia $237,500Attractive ranch home 10 miles from Fort Drums main gate. Great 30X40 garage capable of holding up to 4 cars. Also includes a large 16X18 storage shed. Kitchen is fully applianced. Living room has a beautiful cobble-stone fireplace. 2 large bedrooms have w/w carpeting.

MLS#S239909

Oswegatchie $210,000If an Auto Repair Shop is what you are looking for, then I found it for you. Just grab your hand tools and get busy. This repair shop will come with some equipment. This has 2 bays one with having an auto lift. This sits on 3.90 acres of land. Let your imagination run wild!

MLS#S239142

Watertown $93,000Very nice 2 Unit for sale with large yard. Being sold as is. Has a horse barn in back for lots of storage. This is a nice income property, live in one and let the other pay your mortgage. Call for your appointment today!

MLS#S235520

Watertown $25,000MLS S224480 Cape Vincent $39,000MLS S239287 Three Mile Bay $18,000MLS S238356 Watertown $36,500MLS S234153

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15755 Pheasant Run Road 4 Bedrooms / 3.5 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42102Coldwell Banker-Rimada RealtyDoris L. Olin • 315-783-0241

Lic. R.E Associate Broker • [email protected]


Watertown $379,800

522, D-1 Weldon Drive 2 Bedrooms / 2.0 Baths

For more details visit www.LifeandHomes.comType in Quick Search #42123Condino Realty NY, LLCJudy A. Condino, GRI • 315-405-8127

Lic. R. E. Broker • [email protected]


Watertown $164,900

1240 Harris Drive 5 Bedrooms / 2.5 Baths




Watertown $339,900

17707 County Route 65 4 Bedrooms / 2.0 Baths




Watertown $134,900

337 Flower Ave 4 Bedrooms / 1.5 Baths




Watertown $122,000

193221 Woodside 4 Bedrooms / 2.5 Baths




Watertown $279,900

428 Paddock Street w3 Bedrooms / 1.5 Baths




Watertown $199,900

302 Flower Ave 4 Bedrooms / 2.0 Baths




Watertown $209,900

Bronson Street - 2 Family Income Property




Watertown $99,500

774 Salisbury Street 3 Bedrooms / 1.5 Baths




Watertown $139,000

Bowes Realty isthe oldest active Real Estate Agency in the Thousand Islands Area.

James WileyLicensed R.E. Assoc. BrokerBowes Realty

Bowes Realty: 315-686-3315Phone: 315-778-1360 Email: [email protected]

Come Hometo the

Thousand Islands!

Katharine DicksonLicensed R.E. SalespersonFront Porch Realty

Cell: 315-783-2104 Email: [email protected]

Lisa WatsonLicensed Real Estate SalespersonRimada Realty


Rimada Realty1063 C Arsenal StreetWatertown, NY 13601(P) 315-788-4444(F) 315-788-5235

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Northern NY’s largest independent appliance

dealer. Guaranteed low prices on top name

kitchen and laundry appliances. Package

pricing. Open 7 days a week.

315-782-0333 Member Since 03/06

AppliancesWATERTOWN APPLIANCE

Serving Jefferson, Lewis and St Lawrence

counties. FHA approved. Over 35 years expe-

rience. Call today.

315-782-4030 Member Since 04/08

AppraisalDAS APPRAISAL SERVICE

Serving Jefferson, Lewis and St Lawrence

counties, Banks, Attorneys Divorces, Property

Tax Grievance, FHA Approved.

315-482-9358Member Since 04/08

THOUSAND ISLANDS APPRAISALS

Quality Appraisals at a fair price! Call today

for a fast and friendly service.

315-482-9076Member Since 08/08

APPRAISAL USA

Easy Track Closet Systems - Estimates, Design,

Installation. The More Economical, Easy Installa-

tion System on the Market.

315-337-3340315-732-2350 Member Since 02/08

ClosetsTHE HEARTH SHOP @ UNIV. BLDG SUPPLY

Carpentry, plumbing, electrical, decks, garages,

boat houses, remodel cottage openings closings.

24/7 on call service.

315-686-3083Member Since 04/08

ContractingBACH & CO

Serving NNY. For more information visit www.

battlefi eldhome.com or www.sacketsmeadows.

com

315-646-2220 Member Since 09/08

Custom Home BuilderBATTLEFIELD COMMONS/ SACKETS MEADOWS

Residential, commercial, and industrial. Free

estimates, new installations and upgrades.

Generator systems, licensed and insured,

emergency service. Authorized guardian

generator sales and service.

315-788-0324 Member Since 04/08

Electrical ContractorsCA ELECTRIC

Serving all of the North Country. From the

Adirondacks to Lake Ontario. We come to you!

315-285-5074Member Since 04/10

EnergyENERGY & INSULATION SOLUTIONS

Excavation, site work, septic systems, complete

manufactured home set-up, shorewells, docks,

sand and gravel delivery.

315-686-3083 Member Since 04/08

ExcavatingBACH & CO

Serving NNY. We service and repair all brands-

Gas, oil, propane, boilers, water heaters, fi replaces,

central air conditioners.

315-782-8067 Member Since 03/07

Heating & Central AirCOMBS HEATING & AIR CONDITIONING

Buy with confi dence! Call or email Tim today for

your home inspection needs.

[email protected]

315-783-0207Member Since 08/08

Home InspectionLAKE ONTARIO HOME INSPECTION

Serving the Tri-County area. Complete home

inspections • radon testing • water testing • lead

testing.

315-783-2432Member Since 08/08

CLAYTON HOME INSPECTION

Station: WWTI-ABC 50

Website: www.myabc.50.com

315-785-8850Member Since 09/09

TV StationWWTI NEWS WATCH 50

Specializing in home, auto, business, life, boats,

cycles, RV, and snowmobiles.

315-387-5321Member Since 04/08

InsuranceASSOCIATED INSURANCE

Meeting all of your insurance needs. Call today

for information and questions.

315-779-1990Member Since 08/08

ALL STATE

From small residential touchups to full scale

commercial makeovers, call today or visit us on

the web at www.designwithgoodtaste.com

315-654-2007Member Since 08/08

Interior DesignTASTE OF DESIGN

Approved DEC Certifi ed Septic Systems for water

frontage properties. Nautical stone wall erected

to pressure eroded shoreline. Hydraulic rock-

breaker on excavator available for special jobs,

cellars, etc. Pump truck service available.

315-778-9892Member Since 10/10

Landscape RestorationNEAL TOOLEY CONSTRUCTION

Serving NNY. Specializing in modular homes,

manufactured homes, land/home financing pack-

ages, transportation of individual homes, awning

sales and much more.

315-788-1243Member Since 04/08

Manufactured HomesWALKER’S MANUFACTURED HOUSING

Serving the home lending needs in Jefferson,

Lewis, & southern St. Lawrence counties. An Equal

Housing Lender NCUA

315-771-4783Member Since 09/09

MortgagesNORTHERN FEDERAL CREDIT UNION

All of Central & Northern NY. Prevent bats from

returning. Guaranteed DEC Licensed & Insured.

24 Hour Emergency service

www.acewildlifesolutions.com

315-391-5682Member Since 06/08

Pest ControlACE WILDLIFE SOLUTIONS

The Missing Pieces to a Hassle-Free Home

Home service network Exclusive Members That Have Shown Exceptional Customer Service

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UnlimitedPre-Paid with More Coverage

Lower Prices and a Better Network

www.globalmobile1.com • 315-865-7418

No ContractNo Credit CheckUnlimited Local CallingUnlimited Long DistanceDigital Features

UnlimitedINDIVIDUAL PLANSStartingAt Only

$49.99per mo.

Need A Phone?HOT DEAL ON PHONES!

StartingAt Only

$59.00each

Global Verge is excited to announce “Global Verge-VoIP” bringing you quality, high tech, low cost (VoIP) phone solution to your home or offi ce at the most competitive prices.

Global Verge-VoIP utilizes a High Speed internet connection through any traditional phone (with the use of an analog phone adapter, available through Global Verge that is easy to install) or VoIP ready phone. Global Verge-VoIP can save you up to 80% off of your current home or offi ce hard line costs. Talk around town, around the nation, or around the world for one low monthly fee.

Global Verge Business VoIP BasicNo Term contract $21.99 (month to month)Call 315-865-7418

Fathom Worldwide’s Video conferencing gives you the capability of holding an online conference and presentation with as many as 11 people. With video it is almost like being there and it communicates your message far better than text or audio. - Retail: $109.00

Unlimited video email monthly, Two meeting/presentation rooms at your disposal 24/7, One holds an unlimited number of attendees, Up to three moderators (each has full duplex audio/video), and much more!

Fathom Worldwide Video ConferencingCall 315-865-7418

Curtis L. Burgess - LifeandHomes™ ConsultantGraduate of Southern Arkansas University BBAHe is a highly sought after consultant in the direct sales fi eld. In the network marketing arena, he is considered one of the foremost experts on compensation plans. As a published author, his advice is regularly sought by many of the top leaders and team builders in the industry.

work@HomeO

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25 High Street # 1 5 Bedrooms / 2 Baths

Open House: Oct 10 from 1-3 p.m.

T.L.C Real Estate, LLC Lori Nettles • 315-493-1111

Lic. R.E Broker

MLS # S232606

West Carthage $169,900

20 Vincent St 3 Bedrooms / 1 Bath


T.L.C Real Estate, LLC Lori Nettles • 315-493-1111

Lic. R.E Broker

MLS # S237571

West Carthage $163,500

509 Budd 3 Bedrooms / 1.5 Baths


T.L.C Real Estate, LLCLori Nettles • 315-493-1111 Lic. R.E Broker

MLS # S230842

Carthage $129,990

410 South James Street 3 Bedrooms/ 1 Bath

Open House: Oct 10 from 12-2 p.m. T.L.C Real Estate, LLCLori Nettles • 315-493-1111 Lic. R.E Broker

MLS # S235473

Carthage $148,800

618 State St 6 Bedrooms / 2 Baths

Open House: Oct 10 from 2-4 p.m. T.L.C Real Estate, LLC Lori Nettles • 315-493-1111

Lic. R.E Broker

MLS # S236324

Carthage $199,900

710 Fulton St 4 Bedrooms / 2 Baths


T.L.C Real Estate, LLCLori Nettles • 315-493-1111

Lic. R.E Broker

MLS # S239440

Carthage $162,500 450 US HWY 11 5 Bedrooms / 2 Baths

Open House: Oct 10 from 1-3 p.m. T.L.C Real Estate, LLC Tania Sterling • 315-287-1010

Lic. R.E Broker/Owner

MLS # 24486

Gouverneur $235,000

28 Howard 4 Bedrooms / 3 Baths



MLS # 24445

Gouverneur $150,000

Special Open House Event!10.10.10

83 Clinton Street 4 Bedrooms / 1.5 Baths



MLS # 24901

Gouverneur $94,800

25 Rock Island Street 6 Bedrooms / 2.5 Baths



MLS # 24824

Gouverneur $124,900

159 Park Street 3 Bedrooms / 2 Baths



MLS # 24592

Gouverneur $143,500

Tania J. SterlingLic. R.E. Broker/Owner105 East Main StreetGouverneur, NY 13642315-287-1010 (Offi ce)315-778-4387 (Cell)

Lori A. NettlesLic. R.E. Broker/Owner522 Fulton Street

Carthage, NY 13619315-493-1111 (Offi ce)

315-783-6455 (Cell)

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Life and Homes Northern New York