1 – 31 July 2018

New Business Premium MTL ranked No. 2 in life insurance industry

equivalent to 1,936.86 MB, with growth of 56.49% (YoY), with market share at 14.97%

Renewal PremiumMTL ranked No. 3 in life insurance industry

equivalent to 4,002.04 MB, with growth of -12.56% (YoY), with market share at 12.09%

Total Premium MTL ranked No. 3 in life insurance industry

equivalent to 5,938.90 MB, with growth 2.14% (YoY), with market share at 12.90%

Overall Life Insurance Industry

New Business Premium of 12,941.56 MB with growth of 14.30% (YoY)

First Year Premium of 33,111.96 MB with growth of -1.41% (YoY)

Total Premium of 46,053.51 MB with growth of 2.55% (YoY)

Vision

“ To be the customers’ trusted lifetime partner through innovative life and health solutions

by putting customers at the heart of everything we do ”

Mission

We are the regional life insurance leader with financialand brand strength under corporate governance andrisk management frameworks of international standard.

We strive to understand the ever-changing customers’needs and behaviors in order to provide superior productsand relevant services that help our customers attainfinancial security and lead healthy and fulfilling lives.

We give our priority to long-term sustainability togetherwith delivering happiness to our customers, employees,partners, shareholders and society.

Company Profile:6 April 1951 Date of establishment

1 October 2012 Conversion to public company limited

Registered Capital: 1,000 million Baht

Shareholding Proportion:

Chairman: Mr. Photipong Lamsam

President & CEO: Mr. Sara Lamsam

No. of Branches: 174 (exclude Head Office)

No. of Agent Offices: 54 (As of 17 Sep 18)

No. of Care Service Network: Hospital (304), Clinic (160)

Representative Office: Yangon, Myanmar

Credit ratings:

296,030

362,328

426,922455,411

449%

408%398% 385%

2015 2016 2017 Q2/18

Key information Financial Highlight

Market Position

2015 2016 2017 Q2/18

Muang Thai Group Holding Co., Ltd.

Ageas Insurance International N.V.

Others

Muang Thai Group Holding Co., Ltd.

Ageas Insurance International N.V.

Others

0.01%

24.99%

75.00%

Rating Outlook

BBB+ Stable

AAA (tha) Stable

Rating Outlook

BBB+ Stable

- -

International

National

(As of 8 Nov 17) (As of 27 Nov 17)

Total Asset¹ Capital Adequacy Ratio²

Unit: Million Baht

Remarks: 1. Asset data has been reviewed by the Certified Public Account.2. Calculation of the Company’s capital is in accordance with

Risk-Based Capital (RBC) regime.

Renewal Premium

Total Premium

Investor Relations Team - Corporate Secretariat Department

Source: The Thai Life Assurance Association

MTL14.60%

The Company for Forward Thinking People Vol. 44 : September 2018

IR Fact Sheet

AIA24.24%

MTL12.09%

TLI15.11%

SCBLife9.21%

KTAL8.90%

Others30.45%

AIA21.98%

MTL12.90%

TLI14.83%

SCBLife7.78%

KTAL8.95%

Others33.56%

Industry: 9.17% growth (YoY)

Industry: -7.59% growth (YoY)

Industry: 2.99% growth (YoY)

Industry: 4.69% growth (YoY)

Market Position (Cont’d)

Investor Relations Team - Corporate Secretariat Department

January – July 2018

MTL No. 4 New Business Premiumwhich was equivalent to 12,231.52 MB,

with market share at 11.89%

Life insurance industry recorded New Business Premium of 102,911.62 MB

MTL No. 4 First Year Premiumwhich was equivalent to 6,238.82 MB,

with market share at 11.81%

Life insurance industry recorded First Year Premium of 52,818.43 MB

MTL No. 2 Renewal Year Premiumwhich was equivalent to 44,309.60 MB,

with market share at 17.33%

Life insurance industry recorded Renewal Year Premium of 255,672.18 MB

MTL No. 2 Total Premiumwhich was equivalent to 56,541.12 MB,

with market share at 15.77%

Life insurance industry recorded Total Premium of 358,583.82 MB

Source: The Thai Life Assurance Association

KTAL15.73%

AIA15.63%

TLI12.97%

MTL11.89%

PLT7.74%

Others36.04%

AIA21.17%

TLI16.72%

KTAL12.42%

MTL11.81%

BLA7.80%

Others30.08%

AIA21.65%

MTL17.33%

TLI13.27%

KTAL10.06%

SCBLife9.82%

Others29.13%

AIA19.92%

MTL15.77%

TLI13.18%

KTAL11.68%

SCBLife8.93%

Others30.52%

Bancassurance channel has continued to gain popularity with total premium in the first half of 2018 accounting for 47.72% of total premium from all channels. Growth was 7.15% compared to the same period of last year (according to statistics of OIC) and the trend is likely to continue.

As such, to ensure maximum benefit for those interested in purchasing insurance through Bancassurancechannel, here are recommendations on buying insurance products via Bancassurance.

Recommendations for purchasing insurance via banks

1. Buyers should understand that life insurance is not a savings deposit.

2.Buyers should require to see the life insurance broker license of bank staff based on types of insurance policy.

3. Buyers should choose the insurance plan that meets their needs.

4. Buyers should plan and estimate income andexpensestoensurethatpremiumisaffordablethroughoutthecontractterm.

5.Buyers should understand coverages andexclusions. If buyers do not understand, theyshouldaskquestionsbeforemakingapurchase.

6.Buyers have the right to voluntarily buy

insurance policy and to decline if it does notmeettheirneeds.

7. Buyers should fill in the insurance application

formthemselvesandcheck correctnessbeforesigningtheapplicationform.

8.Buyers are able to exercise the right to

terminate insurance policy within 15 days after receiving the life insurance policy

9.Premiumshouldbedirectlypaidtotheinsurancecompany’saccountand buyers should keep thereceiptfromthebankasevidence.

10. Buyers should inquire about channels for claiming policy benefits from the insurer.

11. After receivingthepolicy, buyersshould checkwhether the policy is correct and in line withthesalespresentationofthesalesperson.

12. Salespersons must comply with the law and must not take advantage of customers.

For more information, please contact OIC. 1186 or www.oic.or.th

Find MTL on

Awards & RecognitionHighlight Products

MTL Happenings

10 Aug 2018 : Mr. PhotipongLamsam, Chairman of Muang Thai Life Assurance PCL and Mr. Sara Lamsam, President and Chief Executive Officer of Muang Thai Life Assurance PCL presented scholarships to students from 17 schools and 165 scholarships to the children of staff of Huaykwang District Office, Din DaengDistrict Office, and Pathumwan District Office as part of the “Muang Thai Life Assurance 29th Youth Scholarships” according to the policy of the Company for Forward Thinking People which has operated its business and giving back to society. The event at Muang Thai Auditorium was honored by Mr. Kriangyos Sudlabha, Deputy Governor of Bangkok.

7 Sep 2018: Mr. Aphisak Tantiworawong, Minister of Finance, chaired the Prime Minister’s Insurance Awards Ceremony 2018 hosted by the Office of the Insurance Commission (OIC). Mr. Sara Lamsam, President and Chief Executive Officer of Muang Thai Life Assurance PCL (MTL), received 2 major awards including “Life Insurance Company with Outstanding Management 1st Place Award of 2017” and “Micro Insurance Award of 2017” at the Ballroom, Queen Sirikit National Convention Center.

Muang Thai Life Assurance

“Wins 2 Major Awards from OIC”

Muang Thai Life Assurance “29th Youth Scholarship”

Honorary Outstanding Insurance Company Award of 2017

Winner and Honor of the Prime Minister’s Insurance Award

3 consecutive times (2008 2011 & 2015)Life Insurance Company with Outstanding Management

1st Place Award for 12 consecutive years (2006-2017)From Office of Insurance Commission

Life Insurance Company of the Year 2014 & 2017Corporate Social Responsibility Award 2017

From Asia Insurance Review Magazine

Brand of the Year 2015-2016 Life Insurance Industry

From World Branding Forum

Information Security Management System ISO 27001:2013 Ref. No. IND17.0416/U

Business Continuity Management SystemISO 22301:2012 Ref. No. 44 756 150640

International Standard CertificationISO 9001:2015 Ref. No. TH98/1709

Superbrands Awards 2006-2017 from Superbrands Thailand

Investor Relations Team - Corporate Secretariat Department

More Products

Remark:

- Underwriting is subject to the Company's regulations.- Benefit, conditions and coverage in details are subject to the terms and conditions as

stated in the policy.- Note: Consumer should have an understanding in the details of coverage and

conditions every time before making a decision to purchase insurance.

Muang Thai Good Choice 10/6Short-Term Premium PaymentOnly 6-year premium payment period

Life CoverageMaximum life coverage of 600% (1)

Simply ApplyNo health check (2)

* Receive life coverage at 600% of the initial sum insuredat the end of policy year 6-10

**Consumer must provide health declaration in the insuranceapplication form and the health declaration is one ofthe factors for underwriting or contractual payment.

CI Perfect Care Rider

Cover Critical Illness since the Early StageUp to 36 critical illnessesTotaling Maximum of 100%*

Receive Death CoverageFrom both illness and accidentTotaling Up To 100%*

Receive additional**

More Detail * % of the initial sum insured** Receive additional benefits, if

- Having illness due to complications of diabetes, receive 10%*- Having balloon angioplasty, receive 10%*