1st Quarter 2016 Quarterly Fact Sheet

Wells Fargo Today

Participants in the Grand Teton National Park Foundation’s Youth Conservation Program prepare to work on a historical site in Wyoming. With financial support from Wells Fargo, the program pays 16- to 19-year-olds to work on the park’s 300 – 400 miles of trails — improving access, protecting animal habitats, preserving historical sites, and learning about overall park management.

© 2016 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801

Investment and Insurance Products:

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

We’re strong for our customers and communities

Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with $1.8 trillion in assets. Founded in 1852, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial financial services through 8,800 locations, 13,000 ATMs, online (wellsfargo.com), and mobile devices.

We’re headquartered in San Francisco, but we’re decentralized so every local Wells Fargo store is a headquarters for satisfying our customers’ financial needs and helping them succeed financially. We do business with 70 million customers and one in three U.S. households. Wells Fargo has approximately 269,000 team members in 36 countries across our more than 90 businesses.

At the end of first quarter 2016, Wells Fargo ranked third in assets among U.S. banks and was the world’s most valuable bank by market capitalization. In 2015, Wells Fargo was named “Most Respected Bank” by Barron’s magazine, “Most Admired” among the world’s largest banks by Fortune magazine, and “Best U.S. Bank” by The Banker magazine.

Our vision: “We want to satisfy our customers’ financial needs and help them succeed financially.”

Company

3rd Total Deposits (2015) FDIC data

7th Most Respected Company in the World (2015) Barron’s

10th Biggest Public Company in the World* (2015) Forbes

25th Most Admired Company in the World (2016) Fortune

30th Biggest Company by Revenue in the U.S. (2015) Fortune

2015 CEO of the Year Morningstar, Inc.

Best Global and U.S. Bank of the Year (2015) The Banker magazine

Best Bank in the U.S. (2012–2015) Euromoney

Best Bank in North America (2016) Global Finance magazine

Best Trade Finance Bank in North America (2016) Global Finance magazine

*Based on sales, profits, assets, and market value.

Innovation leadership Monarch Innovation Awards, Most Innovative Feature: Wells Fargo’s CEO Mobile® biometric authentication, Barlow Research Associates

The Innovators: Transaction Services 2015: CEO Mobile® biometric authentication, Global Finance magazine

#1 in Overall Mobile Perfor­mance, Ease of Use, Function­ality, Quality and Availability (1Q16) Keynote Competitive Research

Best Digital Bank in North America (World’s Best Cor­porate/Institutional Digital Banks Global, 2015) Global Finance magazine

North America: Best in Mobile Banking, Best InvestmentServices, Best Website Design,Best Information SecurityInitiatives; Global Best in Social Media (World’s Best Corporate/Institutional Digital Banks in North America, 2015) Global Finance magazine

Brand

Best Bank in the U.S Most Valuable Bank Brand in (2016) Global Finance magazine the World (2013–2015)

Best Bank for Payments and Brand Finance®

Collections (North America) (2010–2016) Global Finance magazine

Distinguished Provider for Global Transaction Services (2013–2015) 2015 FImetrix Global Stats

#1 in Overall Institutional Satis­faction among Global Financial Institutions (2012–2015) 2015 FImetrix Global Stats

#1 for Clear and Simple Security and Privacy Information, Exten­sive Money Management Tools, and Wide Variety of Alerts – 2014 U.S. Online Banking Bench­mark (2015) Forrester Research

Wells Fargo Mobile Banking “Most Complete Alerting Platform” in the annual Mobile Banking FI Scorecard (2015) Javelin Research

Diversity

No. 4 Top Company For LGBT (2016) DiversityInc 12th Top Company For Diversity (2016) DiversityInc

8th Best Company For Latinas (2015) LATINA Style Perfect Score – 100 Corporate Equality Index (2016, 13th year) Human Rights Campaign

Corporate social responsibility

Largest workplace employee Perfect Score – 100 giving campaign in the U.S. for S&P 500 Climate Disclosure seventh consecutive year, based Leadership Index (2015) on 2015 donations (2016) United Carbon Disclosure Project Way Worldwide

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We’re an industry leader

In supporting homeowners and consumers #1 #1

Used auto lender (February (2015) Inside Mortgage Finance Retail mortgage lender

2016) AutoCount

#2#1 Overall auto lender (February 2016 excluding leases)

Home loan originator to minority and low- to moderate-income

AutoCount borrowers, and in low- to moder­ate-income neighborhoods #1 (2014) HMDA data Provider of private student

loans among banks (2015) #1 Company and Competitor Home loan servicer reports (2015) Inside Mortgage Finance #2#1 Provider of student loans overall Debit card transaction volume (2015) Company and Nilson Report* Competitor reports

*April 2016, total 2015 debit and prepaid transaction volume for consumer and small business

In insurance #1 Best Insurance Broker in the U.S. (2015) Global Finance magazine

In helping small businesses

#1 #1 Small business lender (U.S. in SBA 7(a) lender in dollars and dollars 2014) Community Reinvest- units (2015) Small Business ment Act government data Administration federal fiscal

year-end data

In wealth and investment management

#1 in U.S. #4 in U.S. Annuity sales (2015) Wealth management provider, Transamerica Roundtable Survey assets under management of

accounts greater than $5 million #3 in U.S. (2015) Barron’s Full-service retail brokerage

provider (4Q15) Company and #6 in U.S. competitor reports IRA provider (4Q15)

Cerulli Associates

In commercial and residential real estate

#1 #1 U.S. Bank Lender of the Year In total commercial real estate (2014–2015) Real Estate originations in the U.S. (2015) Capital Awards MBA Commercial/Multifamily

Mortgage Origination Rankings #1 Asset-based Lender of the Year #1 (2015) Real Deals Trustee for GNMA Multiclass

REMIC Program (3Q15) Government National Mortgage Association

Key facts as of 03/31/2016

$1.8 trillion Assets

Approximately 269,000 Team members

70 million Customers

8,800* Locations

13,000 ATMs

$245 billion Market value of stock *Includes domestic and global locations.

#1 In overall performance and best in functionality for providing a positive small business banking experience through digital channels (2015) Keynote Competitive Research

In treasury management

#8 in U.S. #1 Institutional retirement plan Fastest Wholesale Lockbox record keeper, based on Network in the U.S. assets as of 12/31/14 (2015) (Fall 2015) Phoenix-Hecht PLANSPONSOR Magazine Mail Study

#11 internationally Best Bank for Payments and Family wealth provider Collections in North America (2015) Bloomberg (2016) Global Finance magazine

#1 #1 Largest servicing portfolio of Affordable housing lender commercial real estate loans in (2015) MBA Commercial/ the U.S. (Year-end 2015) Multifamily Origination MBA Commercial/Multifamily Rankings Servicer Rankings

#1 Home loan servicer (2015) Inside Mortgage Finance

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We have a broad range of expertise

#1

• Transfer agent in client satisfaction (2015) Group 5

• High grade trading (1Q16) MarketAxess

#2• Real estate loan syndications

(1Q16) Thomson Reuters LPC

• Financial Institution Receiver of Automated Clearing House Payments (2016) NACHA– The Electronic Payments Association

Additional recognition • Wells Fargo recieved 16 As

out of 22 grades total (2016) Phoenix-Hecht Middle Market Quality Index

• Middle Market Banking awards for Digital Functionality and Investment Banking (2015) Greenwich Excellence Awards

• Largest Financial Institution Originator of Automated Clearing House Payments (2016) NACHA–The Electronic Payments Association

• Wells Fargo agency trading (1Q16) Bloomberg

• Non-investment grade loan syndications (1Q16) Thomson Reuters LPC

• Wells Fargo received the most A+ grades of any bank (2016) Phoenix-Hecht Large Corporate Quality Index

• #1 on Bloomberg, #1 on Knight Bond Point, and #3 on Tradeweb Direct for total par traded in March 2016 (1Q16) Bloomberg, Knight Bond Point, Tradeweb Direct

• Lead in middle-market banking relationships in the U.S. and total middle-market banking market share in the U.S.**

#3• Trustee for high yield debt

(2015) Thomson Reuters LPC

• Trustee for investment grade debt (2015) Thomson Reuters LPC

• Municipal bond bookrunner (1Q16) Thomson Reuters

• Loan syndications (1Q16) Thomson Reuters LPC

• Top 3 credit and liquidity provider in municipal market (Moody’s Investors Service “Municipal VRDBs and CP: Q4 Up-tick in Bank Support Activity Following Lackluster First Half of 2015,” February 10, 2016, and Bloomberg, March 31, 2016)

• Global top 10 in investment banking revenue (1Q16) Dealogic IB Strategy Review

• Asset-based left lead arranger (1Q16) Thomson Reuters LPC

• Preferred stock underwriter (1Q16) Bloomberg

• Trustee for convertible debt (2015) Thomson Reuters LPC

#4 • Municipal bond underwriter

(1Q16) Thompson Reuters

• Most-often mentioned additional middle market bank used, making Wells Fargo #1 in total banking (primary + up to 3 additional banks)**

• Of the companies that added a new middle market bank other than primary in the last year, Wells Fargo was the most often mentioned new bank added**

**Barlow Research Middle Market Rolling 8 Quarter Data 1Q2014-4Q2015, showing Wells Fargo’s competitive market performance with companies $25MM-<$500MM in sales

International recognition • Best Trade Finance Bank in the

U.S. (2014–2016) Global Finance magazine

• Best International Trade Finance Bank in Asia Pacific (2016) Global Finance magazine

• Best International Trade Finance Bank in Asia Pacific (2015) The Asian Banker

Participants in the Youth Conservation Program peel logs to be used for new bridges along Cascade Creek. To learn more about the program, visit: http://stories.wellsfargobank.com/tetons-treasures-take-teen-career-path/

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Creating solutions for stronger communities

Corporate Social Responsibility (CSR) is rooted in a culture of caring for our communities that has guided our company’s growth and success for more than 160 years. To continue to succeed as a financial services company, we must address the social, eco­nomic, and environmental challenges of our time and strengthen the communities in which we operate for future and current generations. Please visit our 2015 CSR report to learn more about our performance and progress, which focus on three priorities: diversity and social inclusion, economic empowerment, and environmental sustainability.

Diversity and social inclusion

• 41% of U.S. workforce is ethnically/racially diverse

• 56% of global workforce is women

• 8,200 military veterans

Economic empowerment

• $18.8 billion in new loan commitments to small business customers*

• $68.5 million in grants and home donations to military veterans since November 2012

• 12% of total procurement budget spent with diverse suppliers

• 165,700 people participated in Hands on Banking® financial education workshops

Environmental sustainability

• $52 billion in environmental loans and investments for

“greener” buildings, clean technology, and other environmentally sustainable businesses since 2012

• 30% reduction in absolute greenhouse gas emissions since 2008

• 47% increase in water efficiency

The time frame for all data on this page is January-December 2015 unless otherwise noted. *Primarily businesses with annual revenues less than $20 million.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Wells Fargo Advisors is the trade name used by two separate registered broker-dealers: Wells Fargo Advisors, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, non-bank affiliates of Wells Fargo & Company.

CAR-0616-00490

• 1.8 million volunteer hours

• 40,000+ team members participate in 130 Volunteer Chapters

• 30% increase in Team Member Network membership

• $278 million committed to Wells Fargo LIFT programs since 2012, helping more than 10,725 new homeowners in 39 communities

• $1.4 million in aid donated to disaster relief and recovery

• 26% increase in energy efficiency since 2012

• 20% of total square footage in leased and owned buildings is LEED®-certified

16% 5%5%

42% 28%

4%

Philanthropy Donated $281.3 million to 16,300 nonprofits in 2015

Arts and culture

Civic

Community development

Education

Environmental

Human services

16%16%

• $98.8 million in team member donations to nonprofits and schools, marking the 13th consecutive year of increased giving

• $7.6 billion in community development loans and investments in low-and moderate-income neighborhoods

• 5,000+ team members participated in 40 Green Teams

• $53 million in grants to environmental nonprofits since 2012

To learn more, read our 2015 Corporate Social Responsibility Report wellsfargo. com/about/csr/re­ports/.

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