The Money Merge Account Guiding You To The Fastest Way To Zero

The Money Merge AccountThe Money Merge Account

Guiding You To TheFastest Way To Zero

mmaaCapital ResourcesCapital Resources™™mmaaCapital ResourcesCapital Resources™™

• Most everyone is trying to look for ways to save money:

– Cheapest gas– Lowest rates on insurance – Cutting Living expenses– Clipping Coupons– Refinance to a lower interest rate– Trying to squeeze every dollar out of

everything you do?

• Where does it get you?– A few dollars ahead?– A few thousand dollars ahead?


• Mortgage, Credit Cards, Auto Loans, Student Loans, etc.

– This is where most of our income goes each month.

– What if you could drastically change this scenario?

– What if these were all ZERO?

• How would having ZERO DEBT impact your financial situation?

Most of us Have……


• What if you could take the money you are currently giving to the banks to repay

your loans and fund your retirement?

• If you didn’t have to pay for a mortgage, credit cards, or student loans, how much money would you have each month?

• Would your quality of life be different?


Buying a home for $200,000 with a 6% mortgage over 30 years

actually costs

$431, 676.38!

You will pay $231, 676.38

in INTEREST ALONE!

What if you could put the majority of that $231,676.38 back in your pocket?


• Would you invest $3,500 to keep $110,398?– If this was an “investment”, this would equate to

a 23.1% average annual rate of return.– No mortgage, auto loan, credit card, etc.

payment after 15.1 years vs. 30 years.

• Do you know anyone that might be willing to do the same?

– Would you share this program with someone if you knew it could change their lives forever?

CONVENTIONAL PROGRAM ma Money Merge Account

$200,000 TOTAL INTEREST SAVED USING THE MONEY MERGE ACCOUNT

51 YEARS OLD 51 YEARS OLD

28.5 YEARS TO ZERO 10.4 YEARS TO ZERO

$255,000 IN INTEREST $55,000 IN INTEREST

What Can the Money Merge Account Do For You?

What Can the Money Merge Account Do For You?

Active Client Example

A PARADIGM SHIFTA PARADIGM SHIFT

WHAT IS THE MONEY MERGE ACCOUNT®?

WHAT IS THE MONEY MERGE ACCOUNT®?

THE POWER TO MANAGE YOUR PERSONAL FINANCES LIKE A BANK

IN THE PRIVACY OF YOUR OWN HOME

A SYSTEM ALLOWING YOU TO LIVE LIFE AND MAKE FINANCIAL DECISIONS KNOWING HOW

THEY WILL IMPACT YOUR FUTURE

SOPHISTICATED MATHEMATICAL FORMULAS IN A POINT-AND-CLICK USER-FRIENDLY

INTERFACE

Financial GPS

IT GUIDES YOU TO: PAY OFF DEBTS

SAVE FOR RETIREMENT

STAY FOCUSED

TRACK SUCCESS

THE MONEY MERGE ACCOUNT® PROGRAM IS YOUR FINANCIAL GPS

THE MONEY MERGE ACCOUNT® PROGRAM IS YOUR FINANCIAL GPS

DO I QUALIFY FOR THE MONEY MERGE ACCOUNT PROGRAM®?

DO I QUALIFY FOR THE MONEY MERGE ACCOUNT PROGRAM®?

DEBT

ADVANCED LINE OF CREDIT (ALOC)

CHECKING AND SAVINGS ACCOUNT

MONEY MERGE ACCOUNT PROGRAM

MORTGAGE, CREDIT CARD, STUDENT LOAN, CAR LOAN, BOAT LOAN …

HOME EQUITY LINE OF CREDITPERSONAL OR BUSINESS LINE OF CREDITCREDIT CARD ALL WOULD WORK AS LONG AS IT HAS THE FUNCTIONAL CHARACTERISTICS THE MONEY MERGE ACCOUNT PROGRAM REQUIRES.YOUR BANK, YOUR IN CONTROL

COACHING AND CUSTOMER SUPPORT

ADDITIONAL QUALIFICATIONSADDITIONAL QUALIFICATIONS

THE DESIRE TO…

… GET OUT OF DEBT

… TAKE CONTROL OF YOUR FINANCES

… MAKE EDUCATED DECISIONS WITH FINANCIAL FORESIGHT

… DISCIPLINE TO STAY ON TRACK

THE MONEY MERGE ACCOUNT®

IS NOT…THE MONEY MERGE ACCOUNT®

IS NOT…

BI-WEEKLY PAYMENT PROGRAM

DEBT ROLL DOWN PROGRAM

CONCEPT OR THEORY

LIABILITY STRUCTURE

DEBT AMOUNT RATE PAYMENT TERM

MORTGAGE $200,000 6% $1199.10 360

CREDIT CARD $8,000 9% $72.00 240

CREDIT CARD $0 12% $0.00 240

LOAN $10,700 7% $125.00 120

AUTO LOAN $20,000 5% $377.00 60

INCOME STRUCTURE

INCOME EXPENSE DISCRETIONARY

$5,000 $4,800 $200

JOHN & REBECCA JONESJOHN & REBECCA JONES

WHAT IS “INTEREST?”WHAT IS “INTEREST?”

ITS WHAT WE PAY ON OUR DEBTS

ITS WHAT WE EARN ON OUR MONEYWHAT BROUGHT YOU

TO THIS PRESENTATION?

ITS WHAT WE NEED TO UNDERSTAND TO TAKE CONTROL

OF YOUR FUTURE!

HOW DOES THE MONEY MERGE ACCOUNT® WORK?

HOW DOES THE MONEY MERGE ACCOUNT® WORK?

INTEREST ACCUMULATION YOUR MONEY MAKING YOU MONEY 24 HOURS A DAY

INTEREST FLOAT USING OTHER PEOPLES MONEY FOR A SHORT PERIOD OF TIME

INTEREST CANCELLATION KNOWING WHAT TO PAY & WHEN TO PAY IT, TO CANCEL THE

MOST AMOUNT OF INTEREST

STRATEGIC PAYOFF EVALUATION OF EVERY DEBT AND THEIR DIFFERENT VARIABLES

TO FIND THE FASTEST WAY TO ZERO

INTEREST ACCUMULATION & INTEREST FLOAT

INTEREST ACCUMULATION & INTEREST FLOAT

LETTING MORE OF YOUR MONEY WORK FOR

THE LONGEST PERIOD OF TIME (BANK LIKE A BANK)

OPM (OTHERS PEOPLES MONEY) LET YOUR MONEY WORK FOR YOU WHILE

YOU MAXIMIZE INTEREST FLOAT

ORIGINAL LOAN AMOUNT$200,000.00

$1,199 First monthly payment

$5,000 Additional principal payment

$6,199 Total first payment

Interest Cancellation

$195,000 New principal loan balance 6% Interest rate

$ 1,199 Monthly payment 359 Months

$231,677 Original interest paid$203,373 New interest paid$ 28,304-$ 5,000 Additional principal payment

$ 23,304 Total Interest Savings

Interest Cancellation

STRATEGIC PAYOFFSTRATEGIC PAYOFF

$10,7007%Installment Loan

$4,80012%Credit Card

$8,0009%Credit Card

$20,0007%Auto Loan

$200,0006%Mortgage

12624120THE FASTEST WAY TO ZERO

A SOLUTION FOR EVERY SITUATIONA SOLUTION FOR EVERY SITUATION

• MA PRO• FOR YOUR MORTGAGE• FAMILIES WITH MORE THAN $80,000 IN

CONSUMER DEBT• INCLUDING BUT NOT LIMITED TO; CAR LOANS,

STUDENT LOANS, CREDIT CARD DEBT…

• MA EXPRESS• LESS THAN $80,000 IN CONSUMER DEBT

AND NO MORTGAGE DEBT

MAKING THE RIGHT DECISIONMAKING THE RIGHT DECISION

IF YOU CHOOSE TO OVERRIDE THE SYSTEM, IT WILL IMMEDIATELY TELL YOU WHAT THE IMPACT OF YOUR

EMOTIONAL DECISION WILL BE.

CONVENTIONAL PROGRAMMONEY MERGE ACCOUNT ®

SYSTEM


30 YEARS TO ZERO 15.1 YEARS TO ZERO



$126,486 TOTAL INTEREST SAVED WITH THE MONEY MERGE ACCOUNT SYSTEM

THE POWER OF THE MONEY MERGE ACCOUNT® PROGRAM

THE POWER OF THE MONEY MERGE ACCOUNT® PROGRAM

JOHN & REBECCA JONES $200,000 / 30-YEAR FIXED-RATE MORTGAGE AT 6% = $1199 PER MONTH

TRADITIONAL REPAYMENT• INTEREST PAID $231,667• PAYOFF 360 MO / 30 YEARS• SAVINGS = $0.00

BI-WEEKLY • INTEREST PAID $182,053• PAYOFF 294 MO / 24.5 YEARS• SAVINGS = $49,614

EXTRA PAYMENT $200.00 MONTH • INTEREST PAID $151,876• PAYOFF 251 MO / 20.9 YEARS• SAVINGS = $79,791

MONEY MERGE ACCOUNT ($200)• INTEREST PAID $119,242• PAYOFF 179 MO / 14.9 YEARS• SAVINGS = $112,425

THE CHOICE IS YOURS!

CONVENTIONAL PROGRAMMONEY MERGE ACCOUNT ®

SYSTEM


30 YEARS TO ZERO 15.1 YEARS TO ZERO



$126,486 TOTAL INTEREST SAVED WITH THE MONEY MERGE ACCOUNT SYSTEM

ACHIEVING YOUR FINANCIAL GOALS BEGINS WITH DEBT ELIMINATION

ACHIEVING YOUR FINANCIAL GOALS BEGINS WITH DEBT ELIMINATION

WILL IT WORK FOR YOU?

THERE IS ONLY ONE WAY TO FIND OUT. ASK YOUR LOCAL MA INDEPENDENT AGENT

WHO INTRODUCED YOU TO THE PROGRAM TO RUN A FREE, NO OBLIGATION ANALYSIS ON YOUR

TOTAL CONSUMER DEBT.

THERE ARE NO CREDIT CHECKS OR ACCOUNT NUMBERS REQUIRED TO SEE WHAT YOUR POTENTIAL SAVINGS COULD

BE.

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The Money Merge Account Guiding You To The Fastest Way To Zero