The Home Builders' Annual - GTA 2013

20132013The Only Complete Resource Directory of GTA Home Builders

AN IN-DEPTH LOOK AT THE

GTA’s top builders and new-home communities

Residential construction

industrydrives the economy

Get peace of mind with

your Tarion warranty

ON ANY DEVICEVIEWUS NewHomeGuide.ca

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32013 Home Builders’ Annual


4 2013 Home Builders’ Annual


Editor’s Note

Knowledge & confi dence

When you’re out shopping for a new home, it’s easy to be swept up by appearances. But, as they say, beauty is only skin deep. The best way to discover

the home of your dreams is to seek out the right builder – which is one with experience, vision and know-how.

The 2013 Home Builders’ Annual is a great research tool and resource to help with you with this task. It showcases not only who is building what and where, it also features background information on each company and where you can fi nd more information about them. We’ve included a social media directory in this issue, too, so you can see any promotions, updates and information builders are sharing.

Once you’ve narrowed your search for a new home or condo, it’s time to visit some sales offi ces and models – and you should prepare to be impressed!

Always carry a notebook to record information and questions you may have about the places you’re visiting, to make it easier to digest later.

If there’s a model suite to tour, be sure to inspect the quality of everything – from the cabinetry, carpeting, drywall and fi xtures. Note which features are standard and which are upgrades, to get a sense of what the basic home will include.

Questions you might want to ask while shopping include:- How long has the company been in business?- How does the after-sales service program work?- Who will be responsible for after-sales service?- Does the builder include energy-saving features inits homes?

A new home is one of the biggest and most important purchases you will make in your lifetime. You will be able to shop for a new home with a sense of confi dence, using the knowledge you’ll glean from this publication as well as online research and site visits. Best of luck in your search!

Susan Legge, editor-in-chiefWall2Wall [email protected]

Twitter: @susanlegge

When shopping for a new home, both are critical


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2013 table of contents

12

05 Editor’s Note

11 Legally Speaking Not every lawyer is a real estate lawyer by Jayson Schwarz

12 OHBA Report Residential construction the engine that drives Ontario’s economy by Joe Vaccaro

17 Social Media Directory A list of social media accounts from GTA builders and developers to help you share and stay connected

24 Tarion Report Your new home comes with a Tarion-backed warranty by Howard Bogach

36 Mortgage Finesse What you need to know about the Bank of Canada and interest rates by Calum Ross

42 Trends 2013 Style file: The looks of 2013 and where to find them by Silvana Longo

46 Expert Panel Executive advice: What are the truly important factors buyers should focus on when looking to buy a home in today’s market?

51 The GTA Home Builders’ Roster A comprehensive list of new-home builders in the GTA

62 Market Outlook Housing market ‘soft landing’ to dissipate by mid-year: BMO

62

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2013 GTA Home Builders’ Annual

401 The West Mall Etobicoke, Ontario M9C 5J5 416.626.4200

AdverTisinG: Call 416.784.5060 for advertising rates and information.

CirCulATion : Polybagged with the March 17 issue of New Home Guide. Available at GTA home shows, through direct distribution in the GTA market and by consumer request.

CopyriGHT 2013 All rights reserved by Wall2Wall Media Inc., Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law.

Terms Advertisers, Editorial Content and 2012 GTA Home Builders’ Annual are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

PUBLISHED BY:

vice-president, wall2wall media

Jacqueline Hill

sales manager, gta new homes, condo guide, home and décor

Conni Robinson

associate publisher, swo new homes, lifestyle communities

Susan Maxwell

editor-in-chief, real estate

Susan Legge

senior account executives

Nina Downs Dionne Fraser Suzana Zarovski

editor

Wayne Karl

sales & merchandising co-ordinator

Antoinette Jackson

manager of production Bala Gnanapandithan

art director

Julie Yoo

production co-ordinator

Mohammad Haidarpour

42

46

2013The Only Complete Resource Directory of Southwestern Ontario Home Builders

gta new-home builders’ index

2-4 Fieldgate Homes

8-10 Monarch Corporation

14-16 Great Gulf Homes

18-20, 63 Aspen Ridge Homes

21-23 Menkes Developments

26-28 Tribute Communities

29-31 Rosehaven Homes

32-34 Geranium Homes

37-39 CountryWide Homes

40-41 National Homes

Back cover Mattamy Homes

industry and décor centre suppliers

25 Brampton Brick

builders helping to heal

44 Sick Kids Foundation

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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Buy Monarch. Be happy.

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

monarchgroup.net Prices, specifi cations and promotions are subject to change without notice. Some restrictions may apply. E.&O.E. March 2013. 20676

Over ninety-five years ofbuilding better communities.

Founded in Toronto in 1917, Monarch is Canada’s oldest and one of

its largest, most diversified and successful real estate companies. Since

building our first home over ninety-five years ago in the former village of

Forest Hill in Toronto, Monarch has earned a reputation for delivering

outstanding homes in sought-after locations, award-winning customer

service and exceptional value.

Our over ninety-five years of innovation and experience has taught us that

offering the GTA’s most desirable locations and exceptional value are only

part of the equation in being a reputable homebuilder. The most important

part is the homeowner. That’s why we are continuously recognized by our

industry for achieving a high level of customer satisfaction. Thanks to our

customers, we remain committed to building homes Inspired By You.

As Canada’s most experienced builder, Monarch constructs homes

that place an emphasis on style, design, quality and livability, creating

communities that our buyers can be proud of. Communities like Birkdale,

Bronte Creek, Kleinburg Crown Estates, SouthFields, Topper Woods and

Tranquility. Each of these communities embraces Monarch’s commitment to

customer satisfaction and creates dynamic living environments in Ontario’s

greatest cities and towns.

Always Home with Monarch.Headquartered in Toronto, Canada, Monarch has consistently been recognized in the homebuilding industry and by its customers for superior quality and

outstanding customer satisfaction for nearly 100 years. Monarch operates in Ontario where the Company builds and develops single-family detached and

attached homes in Toronto and Ottawa and builds high-rise condominiums in the Greater Toronto Area. Monarch serves a wide segment of homebuyers

through its innovative product mix that emphasizes exceptional style, design, quality and livability. Monarch, combined with its U.S. affiliate, Taylor Morrison,

is the largest North American privately-owned homebuilder as reported by Hanley Wood based on 2011 revenues. Headquartered in Scottsdale, Arizona,

Taylor Morrison is a builder and developer of single-family detached and attached homes and operates in Arizona, California, Colorado, Florida and Texas.

monarchgroup.net

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Buy Monarch. Be happy.

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

monarchgroup.net Prices, specifi cations and promotions are subject to change without notice. Some restrictions may apply. E.&O.E. March 2013. 20676

Over ninety-five years ofbuilding better communities.

Founded in Toronto in 1917, Monarch is Canada’s oldest and one of

its largest, most diversified and successful real estate companies. Since

building our first home over ninety-five years ago in the former village of

Forest Hill in Toronto, Monarch has earned a reputation for delivering

outstanding homes in sought-after locations, award-winning customer

service and exceptional value.

Our over ninety-five years of innovation and experience has taught us that

offering the GTA’s most desirable locations and exceptional value are only

part of the equation in being a reputable homebuilder. The most important

part is the homeowner. That’s why we are continuously recognized by our

industry for achieving a high level of customer satisfaction. Thanks to our

customers, we remain committed to building homes Inspired By You.

As Canada’s most experienced builder, Monarch constructs homes

that place an emphasis on style, design, quality and livability, creating

communities that our buyers can be proud of. Communities like Birkdale,

Bronte Creek, Kleinburg Crown Estates, SouthFields, Topper Woods and

Tranquility. Each of these communities embraces Monarch’s commitment to

customer satisfaction and creates dynamic living environments in Ontario’s

greatest cities and towns.

Always Home with Monarch.Headquartered in Toronto, Canada, Monarch has consistently been recognized in the homebuilding industry and by its customers for superior quality and

outstanding customer satisfaction for nearly 100 years. Monarch operates in Ontario where the Company builds and develops single-family detached and

attached homes in Toronto and Ottawa and builds high-rise condominiums in the Greater Toronto Area. Monarch serves a wide segment of homebuyers

through its innovative product mix that emphasizes exceptional style, design, quality and livability. Monarch, combined with its U.S. affiliate, Taylor Morrison,

is the largest North American privately-owned homebuilder as reported by Hanley Wood based on 2011 revenues. Headquartered in Scottsdale, Arizona,

Taylor Morrison is a builder and developer of single-family detached and attached homes and operates in Arizona, California, Colorado, Florida and Texas.

monarchgroup.net

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9

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Topper Woods – KitchenerLuxurious 40’ singles located by the Doon Creek Ravine near the shores of the historic Grand River.

Only 7 homes remain. Move in soon.Starting from mid $500’s

Bronte Creek – OakvilleDiscover Luxury townhomes with 2 car garage located on the cusp of nature nestled amongst Bronte Creek Provincial Park.

Only 3 homes remain. Move in soon.Thousands in designer upgrades.Priced from $684,990.

Village of SouthFields – CaledonNew name. New designs. Same great community. Strawberry Fields has now flourished into the Village of Southfields offering all the vibrancy and charm you would expect from an established community, with a new, more all-embracing name.

New 43’ designs and limited collection of towns.Spacious loft plans and deep lots available.Register today. Townhomes priced from the high $300’s.Singles priced from the high $500’s.

Birkdale – ScarboroughIntroducing Birkdale, Monarch’s exciting community of Executive Townhomes.

Final release now available. Last chance to own.Three-storey townhomes from 1,881 to 2,309 sq. ft.Priced from the mid $400’s.

Tranquility – AjaxIf you are looking for something new and exciting, Ajax’s latest community offers families a relaxed lifestyle. Tranquility is surrounded by lush and natural green space.

New release of homes.40’ designs up to 4,534 sq. ft.Priced from the low $500’s.

Kleinburg Crown Estates – KleinburgThe jewel in our crown of charming, upscale communities is Kleinburg Crown Estates. Set within the scenic village of Kleinburg, our Monarch-built homes reside on 42’ and 50’ lots.

New designs.Incentive packages valued up to $65k. Ranging from 2,350 sq. ft. to 4,505 sq. ft.Priced from the low $800’s.

monarchgroup.netmonarchgroup.netAlways home.Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Extras noted above are as per plan and as specified by Vendor. Some restrictions may apply. E.&O.E. March 2013. 20676

Like us on:facebook.com/monarchcorp

Follow us on:twitter@monarch_group

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Who is making the referral? Is it coming from a real estate agent, a mortgage broker or a bank? This is not necessarily bad, but you have to be careful. Quite often, lawyers develop relationships with various groups over the years and receive referrals because they do a great job. On the other hand, ensure that your lawyer is independent and will represent your interests even if it puts him/her into an adversarial position with one of those parties. This is quite important, so make sure you get comfortable with this issue before you hire someone.

Now, to bring this back to the original idea, what you need to understand is that there are general law practitioners just like there are family doctors. What this means is that a lawyer may have a wide-ranging practice comprising many areas. The smart lawyer who falls into this category knows that if there is a serious issue that arises outside of their expertise they should bring in a specialist, just like your family doctor would. The bad lawyers try to do it all. The general practitioner can probably handle your real estate deal just fine, but make sure he/she understands any complicated offers and that he/she reviews them carefully, pointing out any problems. Ensure that he/she knows what can be negotiated and what cannot, or you may lose your deal.

Remember, your lawyer is a very important part of the process, so take your time and find the right one.

by Jayson schwarz

not all lawyers are created equal. If you needed a heart surgeon, you certainly would not go to see a podiatrist. By the same token, lawyers generally have expertise in one area greater than another. Do not believe that the granting of a law degree instantly bestows knowledge of all laws on the head of a lawyer.

The first thing you need to do to find a lawyer is the same thing you ought to be doing to find a home – research! Where do you look? Start with media and look in magazines (editor’s note – you already have this magazine, so you’re off to a good start!), newspapers, listen to radio, watch real estate television. Generally speaking, the lawyers who appear in public, speaking or writing about real estate, are thought to be experts in the area. Go to seminars and listen to the speakers. Generally, if a lawyer is taking the time to participate in a seminar, he/she knows what he/she is talking about and is happy to take on new clients who come out of those events.

Next, go online and check out the websites of different real estate lawyers. Look to see whether they give good, informative advice; whether they give you pricing; and whether they make you feel comfortable.

Call the Law Society of Upper Canada, Lawyer Referral Service, which can be found in the telephone book. This service keeps lists of lawyers and refers requesting members of the public to lawyers who practice in the area requested. This just gets you someone in the area. You really need to check them out when referred.

Speak to friends who have used a lawyer for a similar service and ensure they did the job professionally, courteously and for the price quoted.

Legally Speaking

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email [email protected] and give us your questions, concerns, critiques and quandaries.

Not every lawyer is a real estate

lawyer


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For most oF us, buying a home is generally the

largest financial purchase we will ever make. As consumers, you do a lot of prep work before signing on the dotted line to purchase – researching what style of home, which community and what price best suits your needs.

And for many families, that means choosing a newly constructed home or condominium. Last year, there were

71,316 new home starts in Ontario, and we expect at least 65,000 housing starts in 2013.

Each new home built in Ontario is not only a roof over the head of a family, but it provides thousands of jobs and generates significant dollars in taxes, fees and levies for all three levels of government. This important economic contribution ensures our high quality of life and supports the

The residential construction industry

by Joe Vaccaro, coo OntariO HOme Builders’ assOciatiOn

OHBA Report

tHe engine tHat drives OntariO’s ecOnOmy


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Joe Vaccaro is the Chief Operating Officer (COO) of the Ontario Home Builders’ Association (OHBA). The Ontario Home Builders’ Association represents 4,000 member companies organized into a network of 30 local associations across the province. Together we build 80 per cent of the new housing in Ontario. ohba.ca

EACH nEw HOmE BuilT in OnTAriO is nOT Only A rOOf OVEr THE HEAd Of A fAmily, BuT iT prOVidEs THOusAnds Of JOBs And gEnErATEs signifiCAnT dOllArs in TAxEs, fEEs And lEViEs fOr All THrEE lEVEls Of gOVErnmEnT.

education and health care systems so valued by Ontarians.

consider these interesting facts about the residential construction industry in ontario:

325,800 Jobs – The new housing and renovation sector is the largest industry in Ontario. Tens of thousands of high paying direct and indirect jobs are provided every year by the residential construction industry.

$17.1 billion in Wages – The average weekly wage in Ontario’s construction sector is $1,016, which is slightly higher than the $1,002 in all industries. The average construction wage is one per cent higher than the overall average industry wage for full-time employment.

$42 billion - In 2011 the value of new housing, residential renovations and impacts of other expenditures related to residential construction in Ontario totaled $42 billion.

the thousands of housing starts, renovations and related expenditures across ontario also generate plenty of income for our governments and their agencies annually, including:

$3.17 billion – total income taxes for the federal and provincial governments $2.68 billion – total GST revenue generated$3.38 billion – Total provincial share of HST revenue generated from this

sector. The harmonized sales tax significantly increased provincial sales tax revenue on new homes and renovations when it was implemented on July 1, 2010

$1.45 billion – total Canada Pension Plan premiums paid$610 million – total Employment Insurance premiums generated$149 million – total WSIB premiums billed the Home Builder Rate in Ontario

Given these facts, it’s easy to understand why the residential construction industry is considered to be the engine that drives Ontario’s economy.

So, if you have purchased or plan to purchase a new home, or are renovating an existing home, be assured you are contributing to the economic health of our province. Your neighbour down the street may have a job thanks to the strength of the residential construction industry. Seniors in your community benefit from a strong Canada Pension Plan, in part from the contributions paid to the plan from the residential construction industry. We all benefit from a myriad of government services, thanks in part, to the tax revenue generated from Ontario housing starts and renovations.

So when you purchase your new home or renovate your existing home, you are buying much more than bricks and mortar and a roof over your family’s head – you are playing a vital role in ensuring the continued health of the residential construction industry and the economic well-being of our province as a whole.


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DesignTechnologyExperience

Great Gulf builds every home with the same principle in mind – to live greatly. For over 35 years, multi-award winning Great Gulf has exceeded customer expectations and embodied a spirit of innovation within each of its 40,000 homes. With projects across the GTA and North America, Great Gulf is highly experienced at identifying, anticipating and responding to our customer’s needs and aspirations. For this reason, over 1/3 of our residential home buyers have purchased more than one Great Gulf home, and over 90% of our buyers recommend Great Gulf. Learn more about Great Gulf and our commitment to design technology and customer experience.

VISIT US AT GREATGULF.COM

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DesignTechnologyExperience

Great Gulf builds every home with the same principle in mind – to live greatly. For over 35 years, multi-award winning Great Gulf has exceeded customer expectations and embodied a spirit of innovation within each of its 40,000 homes. With projects across the GTA and North America, Great Gulf is highly experienced at identifying, anticipating and responding to our customer’s needs and aspirations. For this reason, over 1/3 of our residential home buyers have purchased more than one Great Gulf home, and over 90% of our buyers recommend Great Gulf. Learn more about Great Gulf and our commitment to design technology and customer experience.

VISIT US AT GREATGULF.COM


Changing the way people think about homes.

GREATGULF.COMVISIT US AT


Fieldgate Homesfacebook.com/fi eldgatehomes

Monarch Corporationfacebook.com/monarchcorp

Aspen Ridge Homesfacebook.com/AspenRidgeHomes

Menkesfacebook.com/MenkesLife

Geranium Homesfacebook.com/geraniumhomes

Rosehaven Homesfacebook.com/rosehavenhomes

National Homesfacebook.com/NationalHomesCanada

Mattamy Homesfacebook.com/MattamyHomesGTA

Fieldgate Homes@Fieldgatehomes

Monarch Corporation@monarch_group

Aspen Ridge Homes@aspenridgehomes

Tribute Communities@mytributehome

Menkes@MenkesLife

Geranium Homes@geraniumhomes

Rosehaven Homes@ThisIsRosehaven

Fieldgate Homesfi eldgatehomesblog.com

A LIST OF SOCIAL MEDIA PAGES FROM GTA BUILDERS

AND DEVELOPERS TO HELP YOU STAY CONNECTED

social media directory and STAY

CONNECTED

GETSOCIAL

Geranium Homespinterest.com/geraniumhomes


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aspenridgehomes.com

Racer. Daredevil.

The stylish urbanity of Richmond Hill has met its match with the urban

perfection of MOTO Modern Towns by Aspen Ridge. Exhilarating new

townhomes are taking shape at the new Kettle Lakes Club on

Bayview – the first low-rise, ultra modern townhome community

Aspen Ridge has ever built.

The modern lines and smart elegance of these strikingly fresh

townhomes will be fully appreciated this Fall when the first model

home is open and ready for viewing. The spectacular MOTO Modern

Towns at Kettle Lakes Club on Bayview are as vibrant and vivacious

as Richmond Hill itself.

Close by in the Town of Richmond Hill are numerous large parks,

public swimming pools, Canada's largest indoor Wave Pool, skating

and hockey arenas, a 300-person amphitheatre and a skateboard

park. The community is close to Highways 400 and 404, as well as

GO Transit and York Region Transit. For banks, shopping and dining,

Yonge St. is just five minutes away.

If you love the sleek beauty and clean lines of modern design and

have been longing for a non-traditional approach to a townhome

community in Richmond Hill, then the outstanding new Kettle Lakes

Club is precisely what you’ve been waiting for.

Ultra modern modelhome makes a splashat Kettle Lakes.

ASPIRE.aspenridgehomes.com

© Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. March 2013. 20719

MODEL HOME VIEWING HOURS: SATURDAY – SUNDAY | 11 AM – 6 PM

DARE TO LIVE THE LIFE YOU’VE ALWAYS DREAMED OF.

Richmond Hill

Kettle Lakes ClubNOW OPEN

Bayview Ave. &Bethesda Side Rd.

Executive Towns from the mid $500’s

289.231.2849

A prestigious newcommunity nestledamong the manykettle lakes that dotthe beautiful OakRidges Moraine.Shopping,amenities andentertainment areonly minutes away.Easy highway andtransit access.

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aspenridgehomes.com

Racer. Daredevil.

The stylish urbanity of Richmond Hill has met its match with the urban

perfection of MOTO Modern Towns by Aspen Ridge. Exhilarating new

townhomes are taking shape at the new Kettle Lakes Club on

Bayview – the first low-rise, ultra modern townhome community

Aspen Ridge has ever built.

The modern lines and smart elegance of these strikingly fresh

townhomes will be fully appreciated this Fall when the first model

home is open and ready for viewing. The spectacular MOTO Modern

Towns at Kettle Lakes Club on Bayview are as vibrant and vivacious

as Richmond Hill itself.

Close by in the Town of Richmond Hill are numerous large parks,

public swimming pools, Canada's largest indoor Wave Pool, skating

and hockey arenas, a 300-person amphitheatre and a skateboard

park. The community is close to Highways 400 and 404, as well as

GO Transit and York Region Transit. For banks, shopping and dining,

Yonge St. is just five minutes away.

If you love the sleek beauty and clean lines of modern design and

have been longing for a non-traditional approach to a townhome

community in Richmond Hill, then the outstanding new Kettle Lakes

Club is precisely what you’ve been waiting for.

Ultra modern modelhome makes a splashat Kettle Lakes.





Richmond Hill



Executive Towns from the mid $500’s

289.231.2849

A prestigious newcommunity nestledamong the manykettle lakes that dotthe beautiful OakRidges Moraine.Shopping,amenities andentertainment areonly minutes away.Easy highway andtransit access.


19


Where Country is King.


King Country Estates are located in the idyllic village of Nobleton, adjacent to the breathtaking Oak Ridges

Moraine. A fascinating blend of old and new, the community boasts picturesque parks, lookouts and trails

that enable residents to stay rooted with nature.

With Model Homes available to view, discover 50, 56 or 63 foot lots featuring an exterior of traditional brick,

stone and stucco with an assortment of accent features.

In Nobleton’s first master-planned community, designed to preserve and enhance the area’s natural beauty.

Aspen Ridge has built luxury homes that meld innovation with tradition. Remaining true to their trademark of

offering buyers signature home designs and floorplans. Aspen Ridge has one again set the standard in

upscale, community living.

Nobleton

Model Homes to View

Mike Niven Model

East side of Hwy 27,just north of King Rd.

Starting from the low $900’s

905.558.0255

Nestled into KingTownship, one of theprettiest and mostprestigious regions in Ontario, KingCountry Estates offers a lifestyle fit for royalty.In the midst of thisarea’s beautiful rollinghills and pastoralcountryside, Nobleton’sfirst master-plannedcommunity is designedto preserve andenhance theenvironment.





20


Where will your life storey take you?

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Start a new chapter of your life storey.Looking to write the next stage of your life storey? Make the move to a community built by Menkes. Where elegant family homes exude charm, character and warmth in a welcoming neighbourhood. Let our passion for superior design and lasting value shape your life storey.

THE ENCLAVES OF UPPER CANADA

Experience a private, inviting

community in the Norval hamlet of

East Georgetown, where virtually

everything you need is only minutes

away. From all the amenities of

a major town to the beautifully

landscaped suburban streets and

wooded walking trails of the Niagara

escarpment, the Enclaves has it all.

Semi Links & 30’ Detached Homes

Guelph St. & MacFarlane Dr.

Georgetown

NOW OPEN


289.891.9103

BLOOM PARK TOWNS

In the centre of an established

North York neighbourhood, a

vibrant, master-planned community

of townhomes is taking root. Next

to the recreational parklands of

G. Ross Lord Park, BLOOM Park

Towns is the perfect setting for life’s

milestones to be celebrated, and new

memories to be created.

Townhomes

Bathurst St. & Finch Ave.,

North York

NOW OPEN


416.730.1600

SOMERSET SOUTH

In a serene and convenient area

of Ajax, Somerset offers a wide

range of homes to suit any family’s

tastes. Choose from 37’ and 42’ fully

detached homes situated on quiet

streets in a warm, friendly community.

37’ & 42’ Detached Homes

Salem Rd. N. &

Williamson Dr. E., Ajax

UNDER CONSTRUCTION

Starting from $469,990

905.428.0500

MILLSTONE ON THE PARK

Millstone’s new Urban Town

Collection features an attractive

blend of one and two-storey

designs featuring spectacular

roof-top terraces. Millstone on the

Park is ideally located in Oakville,

giving you instant access to schools,

shopping, entertainment, nature

and major highways.

Urban Townhomes

Dundas St. W., east of

Bronte Rd., Oakville

UNDER CONSTRUCTION


905.825.3619

The storey of satisfaction.Founded nearly 60 years ago, Menkes builds homes with exceptional craftsmanship that provide a timeless sense of style and lasting value. Today, Menkes continues to raise the standard for outstanding quality and design as a fully integrated, multi-disciplinary real estate development company.

HUMBER MEWS

This private and intimate townhome

enclave in south Etobicoke is just

minutes from Highway 427, the

QEW and Sherway Gardens. A

prestigious Menkes community,

Humber Mews will feature upscale

executive townhomes adorned

with � ne architecture and exquisite

� nishes.

Browns Line & Evans Ave.

Etobicoke

COMING SOON

Register now at menkes.com416.642.8955

DWELL CITY TOWNS

Dwell City Towns will offer two

distinctive townhome collections with

bright, contemporary architecture,

open living spaces, and easy access

to Sherway Gardens, Etobicoke Civic

Centre, and Highways 427, 401 and

the QEW.

North of Burnhamthorpe Rd.

Off The West Mall, Etobicoke

COMING SOON


Prices and speci� cations are subject to change. E.&O.E. March 2013

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MEN 20717 Home Builder Annual 2013 V2.indd 2-3 13-03-04 5:10 PM


021-023 Menkes 2013.indd 22 3/5/13 12:55:20 PM

Start a new chapter of your life storey.Looking to write the next stage of your life storey? Make the move to a community built by Menkes. Where elegant family homes exude charm, character and warmth in a welcoming neighbourhood. Let our passion for superior design and lasting value shape your life storey.

THE ENCLAVES OF UPPER CANADA

Experience a private, inviting

community in the Norval hamlet of

East Georgetown, where virtually

everything you need is only minutes

away. From all the amenities of

a major town to the beautifully

landscaped suburban streets and

wooded walking trails of the Niagara

escarpment, the Enclaves has it all.

Semi Links & 30’ Detached Homes

Guelph St. & MacFarlane Dr.

Georgetown

NOW OPEN


289.891.9103

BLOOM PARK TOWNS

In the centre of an established

North York neighbourhood, a

vibrant, master-planned community

of townhomes is taking root. Next

to the recreational parklands of

G. Ross Lord Park, BLOOM Park

Towns is the perfect setting for life’s

milestones to be celebrated, and new

memories to be created.

Townhomes

Bathurst St. & Finch Ave.,

North York

NOW OPEN


416.730.1600

SOMERSET SOUTH

In a serene and convenient area

of Ajax, Somerset offers a wide

range of homes to suit any family’s

tastes. Choose from 37’ and 42’ fully

detached homes situated on quiet

streets in a warm, friendly community.

37’ & 42’ Detached Homes

Salem Rd. N. &

Williamson Dr. E., Ajax

UNDER CONSTRUCTION

Starting from $469,990

905.428.0500

MILLSTONE ON THE PARK

Millstone’s new Urban Town

Collection features an attractive

blend of one and two-storey

designs featuring spectacular

roof-top terraces. Millstone on the

Park is ideally located in Oakville,

giving you instant access to schools,

shopping, entertainment, nature

and major highways.

Urban Townhomes

Dundas St. W., east of

Bronte Rd., Oakville

UNDER CONSTRUCTION


905.825.3619

The storey of satisfaction.Founded nearly 60 years ago, Menkes builds homes with exceptional craftsmanship that provide a timeless sense of style and lasting value. Today, Menkes continues to raise the standard for outstanding quality and design as a fully integrated, multi-disciplinary real estate development company.

HUMBER MEWS

This private and intimate townhome

enclave in south Etobicoke is just

minutes from Highway 427, the

QEW and Sherway Gardens. A

prestigious Menkes community,

Humber Mews will feature upscale

executive townhomes adorned

with � ne architecture and exquisite

� nishes.

Browns Line & Evans Ave.

Etobicoke

COMING SOON


DWELL CITY TOWNS

Dwell City Towns will offer two

distinctive townhome collections with

bright, contemporary architecture,

open living spaces, and easy access

to Sherway Gardens, Etobicoke Civic

Centre, and Highways 427, 401 and

the QEW.

North of Burnhamthorpe Rd.

Off The West Mall, Etobicoke

COMING SOON


Prices and speci� cations are subject to change. E.&O.E. March 2013

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MEN 20717 Home Builder Annual 2013 V2.indd 2-3 13-03-04 5:10 PM

021-023 Menkes 2013.indd 23 3/5/13 12:55:20 PM

Continued on pg. 72

Tarion Report

When buying a neW home, there are many

decisions to make: downtown or suburbs, two bedroom or three, hardwood or laminate? But the one decision you don’t have to make is about your new home’s warranty. That’s because almost every new home sold in Ontario comes with a builder’s warranty, backed by Tarion Warranty Corp.

The warranty process starts before your builder even breaks ground, and lasts for seven years from when your new home is completed and ready for possession. Although it is often lumped into one warranty for simplicity’s sake, in reality, just about all new homes in Ontario come with deposit and delayed closing protection in addition to three separate warranties that provide different types of coverage at different points in the life cycle of your home.

Your deposit protection and delayed closing protection begins before you move in. Deposits are protected up to a maximum of $40,000 for freehold homes in the event that your builder goes bankrupt, breaches the purchase agreement or in situations where you are legally entitled to back out of the purchase agreement before closing.

The delayed closing and occupancy provision means your builder guarantees that your home will be ready for move-in either by a date specified in the purchase agreement or by a date that has been properly extended if circumstances occur that delay the home’s completion. In many cases, your builder will be required to compensate you if a delay occurs.

The one-, two- and seven-year warranties begin when your home is complete and ready for possession. The one-year warranty covers defects in work and material, protects against unauthorized substitutions and ensures your home is fit for habitation and constructed according to the Ontario Building Code. The first-year warranty includes almost everything inside and outside your home that was

provided by the builder, from flooring to drywall to heating and air conditioning systems and is in place for one year from your home’s date of possession.

The two-year warranty protects against water penetration through the basement or foundation walls, defects in materials that affect windows, doors and caulking and defects in work that result in water penetration into the building envelope. It also covers defects in work or materials in the electrical, plumbing and heating delivery and distribution systems, and defects in work or materials that result in the detachment, displacement or deterioration of exterior cladding, such as brickwork, aluminum or vinyl siding. It continues to provide protection against violations of the Ontario Building Code that affect health and safety and applies for two years, beginning on the home’s date of possession.

The seven-year warranty, referred to as the Major Structural Defect Warranty, provides coverage for any defect in work or materials that results in failure of a structural, load-bearing element of the building or one that would reduce the expected life span of a structural element. It also includes protection against a defect that adversely affects the use of the home.

by Howard BogacH

Howard Bogach is President and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

Your new home comes with a Tarion-backed warranty


024 Tarion Report_JY-WK.indd 24 3/5/13 3:19:06 PM

1.800.GO.BRICK (462.7425) BramptonBrick.com

Feel the difference.Brick & Stone Masonry Products

231173_BB_2013 HOMEBUILDERS ANNUAL_Ad.indd 1 13-02-27 1:23 PM


025-Brampton Brick 2013.indd 25 3/5/13 12:55:27 PM

026-028 Tribute 2013.indd 1 3/5/13 12:55:39 PM

026-028 Tribute 2013.indd 2 3/5/13 12:55:40 PM

026-028 Tribute 2013.indd 3 3/5/13 12:55:42 PM

rosehavenhomes.com

It’s the feeling Rosehaven designs into some of the most desirable homes

in Southern Ontario. Homes that are as unique as you are. So choose

Rosehaven and every time you step through the front door you’ll say

I am happy, I am comfortable…

029-031 Rosehaven 2013.indd 1 3/5/13 12:55:50 PM

current communities

Garner Rd. E. & Raymond Rd., east of Hwy. 6

Parkside Dr & Wimberly Ave, east of Hwy 6

The Randall Residences in Oakville The Randall Residences is another prestigious Roshaven Platinum Home Collection. Inspired by the timeless elegance of Paris, this landmark condominium brings classic Beaux Arts architecture to the heart of Oakville, with 36 majestic suites from 1,800 to over 3,000 sq. ft. priced from $1.8 to over $3 million. The Richard Wengle architecture captures the romance of Belle Epoch Paris with understated grandeur, graceful proportions, classic symmetry and the finest of materials. Each suite is designed to feel as spacious as living in a grand home. Interiors designed by Ferris Rafauli with an eye towards opulence, are overtly elegant with wide gallery hallways, superb sight lines, soaring ceiling heights, rich millwork, Juliette balconies and gracefully proportioned principle rooms. The Randall Residences will feature retail and services, lobby with concierge, lounge, library, mailroom, and Roof Top terraces. Within walking distance are restaurants, cafés, unique shops, the Centre for the Performing Arts and the Oakville Yacht Club. Visit TheRandallResidences.com or call 905-849-1033 for a private appointment to view our Sales Suite.

Kleinburg Heritage Estates In the prestigious Village of Kleinburg, Rosehaven debuts the Platinum Homes Collection at Kleinburg Heritage Estates, homes of distinction on unique lots from 60’ to 70’

and priced from $1.3 to over $1.8 million from 2,900 sq. ft. to over 4,800 sq. ft. This desirable enclave is set on a private cul-de-sac that traces the natural contours of the terrain, providing panoramic vistas of evergreen meadows and rolling pastures. Each lot has been individually selected and configured to offer the ultimate views. These estate homes define grandeur and architectural distinction with fine brick and stone detailing, impressive columns, porticoes and pediments. Interiors are rich with custom features and finishes with a grand array of options that allow you to create the ultimate statement in personalized elegance. To book a private appointment, visit KleinburgHeritageEstates.com or call 905-552-0672.

Communities across Southwestern Ontario For a more relaxed pace of life, Rosehaven also has neighbourhoods throughout Southwestern Ontario including Ancaster’s #1 selling community of Tiffany Hill with Phase 2 Coming, Thorold’s big selection at Gibson Heights, Lyon’s Creek where construction’s underway in historic Chippawa near Niagara Falls - and soon to be released On the Ridge in Stoney Creek featuring Detached 40’, 35’ and Semi’s. To be connected directly to any Rosehaven Sales Office call the hotline 1-888/416-410-0175 or visit RosehavenHomes.com.

STONEY CREEK

coming soon

Platinum collection

ANCASTER - PHASE 2

WATERDOWN - PHASE 2

OAKVILLE

NOBLETON

rosehaven Homes is excited about 2013After their successful 20th Anniversary,

Rosehaven Homes continues to build success upon success, and 2013 is lining up to be one of their busiest ever with outstanding new projects across Ontario. Rosehaven has become one of the leading builders in Southern Ontario, with a reputation for innovative community plans, exquisite designs, superior craftsmanship and unparalled customer service. Rosehaven offers extraordinary homes for every family and buyers should keep informed by visiting RosehavenHomes.com

The Neighbourhoods of Mount Pleasant a Big Success

Families are flocking to Roshaven’s new community in Brampton to check out what makes “The Neighbourhoods” so refreshingly different. Elegant home designs include beautiful stone, stucco and brick detached homes up to 4,000 sq. ft. on 30’, 38’, and 41’ lots available in 3- and 4-bedrooms. Buyers can also choose from attached singles and stunning freehold townhomes that are ideal for new families. Affordable Condo Townes Coming Fall.

The Neighbourhoods of Mount Pleasant has taken the concept of New Urbanism to the next level, creating a forward-thinking community with a major greenbelt, acres of parks, trails, woodlands and wildlife habitat. The pedestrian-friendly community design means village squares and local transit are never farther than a few minutes walk. There’s a new Regional Mall planned and with the Mount Pleasant GO Station so close by, downtown Toronto is just 46 minutes away. Major thoroughfares get you to Hwys 407, 410 and the 401 in minutes. Visit the Sales Office at 10585 Mississauga Rd., north of Bovaird. Call Rosehaven Homes at 647–261-1416 or visit LoveMountPleasant.com.

Live in royal splendour in NobletonRosehaven’s King Country Estates is

a prestigious neighbourhood of stately manor homes from 2,800 to over 4,500 sq. ft. on 63’, 56’ and 50’ lots, some backing onto ravine lands, nestled amidst the scenic pastoral landscape of the Oak Ridges Moraine. Elegant stone and brick exteriors are complemented with stucco and real copper parapets and roofs. The interiors feature spacious floor plans, expansive family rooms, gourmet kitchens, master bedrooms with spa-inspired ensuites, and more. Close by are primary and secondary schools, great golf courses and hiking and horseback riding trails. With quick access to Hwy’s 400 and 27, access is easy. For the King Country Presentation Centre and models, take Hwy 27 north, past King Rd. and turn right on Parkheights Trail. Rosehavenhomes.com

THOROLD

BRAMPTON

CHIPPAWA / NIAGARA

KLEINBURG

Call the Rosehaven Hotline for hours and community information. Go to our website for printable maps

*prices correct at press time

(1-888 / 416) 410-0175 rosehavenhomes.com

Upper Centennial Pkwy & Mud St. W, south of the QEW

Lyon’s Creek Blvd. & Sodom Rd., east of the QEW

Richmond St. & Winterberry Blvd., south of Hwy. 58

On Mississauga Rd., north of Bovaird Rd.

Hwy 27 & Park Heights Tr., north of King Rd.

Randall St. & Reynolds St. east of Trafalgar

Hwy 27, north of Nashville Rd.


current communities

Garner Rd. E. & Raymond Rd., east of Hwy. 6

Parkside Dr & Wimberly Ave, east of Hwy 6

The Randall Residences in Oakville The Randall Residences is another prestigious Roshaven Platinum Home Collection. Inspired by the timeless elegance of Paris, this landmark condominium brings classic Beaux Arts architecture to the heart of Oakville, with 36 majestic suites from 1,800 to over 3,000 sq. ft. priced from $1.8 to over $3 million. The Richard Wengle architecture captures the romance of Belle Epoch Paris with understated grandeur, graceful proportions, classic symmetry and the finest of materials. Each suite is designed to feel as spacious as living in a grand home. Interiors designed by Ferris Rafauli with an eye towards opulence, are overtly elegant with wide gallery hallways, superb sight lines, soaring ceiling heights, rich millwork, Juliette balconies and gracefully proportioned principle rooms. The Randall Residences will feature retail and services, lobby with concierge, lounge, library, mailroom, and Roof Top terraces. Within walking distance are restaurants, cafés, unique shops, the Centre for the Performing Arts and the Oakville Yacht Club. Visit TheRandallResidences.com or call 905-849-1033 for a private appointment to view our Sales Suite.

Kleinburg Heritage Estates In the prestigious Village of Kleinburg, Rosehaven debuts the Platinum Homes Collection at Kleinburg Heritage Estates, homes of distinction on unique lots from 60’ to 70’

and priced from $1.3 to over $1.8 million from 2,900 sq. ft. to over 4,800 sq. ft. This desirable enclave is set on a private cul-de-sac that traces the natural contours of the terrain, providing panoramic vistas of evergreen meadows and rolling pastures. Each lot has been individually selected and configured to offer the ultimate views. These estate homes define grandeur and architectural distinction with fine brick and stone detailing, impressive columns, porticoes and pediments. Interiors are rich with custom features and finishes with a grand array of options that allow you to create the ultimate statement in personalized elegance. To book a private appointment, visit KleinburgHeritageEstates.com or call 905-552-0672.

Communities across Southwestern Ontario For a more relaxed pace of life, Rosehaven also has neighbourhoods throughout Southwestern Ontario including Ancaster’s #1 selling community of Tiffany Hill with Phase 2 Coming, Thorold’s big selection at Gibson Heights, Lyon’s Creek where construction’s underway in historic Chippawa near Niagara Falls - and soon to be released On the Ridge in Stoney Creek featuring Detached 40’, 35’ and Semi’s. To be connected directly to any Rosehaven Sales Office call the hotline 1-888/416-410-0175 or visit RosehavenHomes.com.

STONEY CREEK

coming soon

Platinum collection

ANCASTER - PHASE 2

WATERDOWN - PHASE 2

OAKVILLE

NOBLETON

rosehaven Homes is excited about 2013After their successful 20th Anniversary,

Rosehaven Homes continues to build success upon success, and 2013 is lining up to be one of their busiest ever with outstanding new projects across Ontario. Rosehaven has become one of the leading builders in Southern Ontario, with a reputation for innovative community plans, exquisite designs, superior craftsmanship and unparalled customer service. Rosehaven offers extraordinary homes for every family and buyers should keep informed by visiting RosehavenHomes.com

The Neighbourhoods of Mount Pleasant a Big Success

Families are flocking to Roshaven’s new community in Brampton to check out what makes “The Neighbourhoods” so refreshingly different. Elegant home designs include beautiful stone, stucco and brick detached homes up to 4,000 sq. ft. on 30’, 38’, and 41’ lots available in 3- and 4-bedrooms. Buyers can also choose from attached singles and stunning freehold townhomes that are ideal for new families. Affordable Condo Townes Coming Fall.

The Neighbourhoods of Mount Pleasant has taken the concept of New Urbanism to the next level, creating a forward-thinking community with a major greenbelt, acres of parks, trails, woodlands and wildlife habitat. The pedestrian-friendly community design means village squares and local transit are never farther than a few minutes walk. There’s a new Regional Mall planned and with the Mount Pleasant GO Station so close by, downtown Toronto is just 46 minutes away. Major thoroughfares get you to Hwys 407, 410 and the 401 in minutes. Visit the Sales Office at 10585 Mississauga Rd., north of Bovaird. Call Rosehaven Homes at 647–261-1416 or visit LoveMountPleasant.com.

Live in royal splendour in NobletonRosehaven’s King Country Estates is

a prestigious neighbourhood of stately manor homes from 2,800 to over 4,500 sq. ft. on 63’, 56’ and 50’ lots, some backing onto ravine lands, nestled amidst the scenic pastoral landscape of the Oak Ridges Moraine. Elegant stone and brick exteriors are complemented with stucco and real copper parapets and roofs. The interiors feature spacious floor plans, expansive family rooms, gourmet kitchens, master bedrooms with spa-inspired ensuites, and more. Close by are primary and secondary schools, great golf courses and hiking and horseback riding trails. With quick access to Hwy’s 400 and 27, access is easy. For the King Country Presentation Centre and models, take Hwy 27 north, past King Rd. and turn right on Parkheights Trail. Rosehavenhomes.com

THOROLD

BRAMPTON

CHIPPAWA / NIAGARA

KLEINBURG

Call the Rosehaven Hotline for hours and community information. Go to our website for printable maps

*prices correct at press time

(1-888 / 416) 410-0175 rosehavenhomes.com

Upper Centennial Pkwy & Mud St. W, south of the QEW

Lyon’s Creek Blvd. & Sodom Rd., east of the QEW

Richmond St. & Winterberry Blvd., south of Hwy. 58

On Mississauga Rd., north of Bovaird Rd.

Hwy 27 & Park Heights Tr., north of King Rd.

Randall St. & Reynolds St. east of Trafalgar

Hwy 27, north of Nashville Rd.


2012 was a year of signifi cant milestone achieve-ments for Geranium Homes. � e company won top honours in back-to-back housing

industry awards. In March, Geranium accepted the prestigious Grand SAM Award at the 2011 Canadian Home Builders’ Association (CHBA) Nationals. In April, the company was named “Home Builder of the Year” by the Building Industry and Land Development (BILD) Association. Geranium also received the 2012 BILD Award for Best Design SingleDetached home 2,500 – 4,000 square feet for � e Alderley Model atForest Trail Estates; and a second design, � e Chatsworth was a fi nalist.

In November, Geranium successfully unveiled the fi rst ownership opportunity at Friday Harbour a meticulously planned resort development on Lake Simcoe in Innisfi l. Friday Harbour is the fruition of 10 years of detailed planning. � e resort encompasses 600 acres and features an inland destination marina; a year-round Lake Club; waterfront pedestrian marina village; 18-hole Carrick-designed championship golf course; a seasonal Beach & Tennis Club; a 200-acre pristine nature preserve and a variety of resort homes to suit many lifestyles and budgets. In 2013, construction of the fi rst of many amenities such as Stonefences Golf Club, and excavation of the marina will continue along with sales for resort homes.

Geranium was the fi rst builder to enroll homes under the newly released ENERGY STAR 2012 for New Homes program. � ese fi ve

homes are now built and Geranium has opened three as Model Homes to showcase its housing opportunities within the Village at Sally Creek adult lifestyle neighbourhood in Woodstock, Ontario.

In 2013 Geranium will continue its successful sales and building program at its fl agship master-planned ravine community, � e Neighbourhoods

of Cardinal Point in Stouff ville. Since 2009, Geranium has off ered a wonderful housing selection, built-in value and aff ordability to new home buyers and today almost 600 families call this established community home. Cardinal Point is characterized by stone entry features, a large central park plus smaller parks, two ponds, treed boulevards, 40 acres of preserved valley, ravine and a trail system. � e neighbourhood is close to the many shops, dining establishments, recreation and cultural amenities, schools, parks, GO Transit and public transportation off ered within Stouff ville.

Cardinal Point’s extremely popular townhomes have now sold out. Sales remain brisk on Phase V family-sized detached homes on 38- and 42-foot lots. Sizes range from 1,957 to 3,378 sq. ft. with prices starting at $574,900. Two beautiful fully furnished Model Homes by acclaimed Bryon Patton & Associates Interior Design not only showcase how Geranium’s homes are designed for real life, but also provide an array of amazing design ideas that visitors can use in their current home.

Uptownes - Geranium’s loft-inspired urban towns aimed at fi rst time buyers is coming soon to Stouff ville. In 2014, Pace on Main, a mid-rise luxury condominium situated on Main Street, is planned to be released for sale.

� is spring the fi rst buyers at � e Verandas in Port Hope will move into their new Geranium bungalow homes. Set on 42- and 48-lots, ten diff erent fl oorplans of two- and three-bedrooms are available; many also have optional plans which include fi nished basement areas. Sizes range from 1,118 sq. ft. up to 2,397 sq. ft. (with optional fi nished basement plan). Prices off er incredible value, starting from $259,900.

� e Verandas is ideally situated close to Port Hope’s picturesque downtown and within walking distance of local shopping, golf and yacht clubs. � e neighbourhood is only a 10-minute drive from big-box stores and the Northumberland Hills Hospital in Cobourg. � ere are more than 200 acres of parkland including trails, ball diamonds, gardens, naturalized areas, playgrounds, and soccer pitches nearby. � e Ganaraska River fl ows through town to the lake, off ering residents some of the best fi shing in the Province. � e Waterfront Trail, a short walk from � e Verandas, is just one of numerous hiking, walking and cycling trails in Northumberland County.

Port Hope off ers a wide variety of culture, live entertainment, recreation, clubs, dining, shopping as well as conveniences, including municipal transit and VIA rail. � e Verandas location is just south of

the 401, a 50 minute drive to Toronto and half an hour from Oshawa and Peterborough.

Forest Trail Estates in Ballantrae is Geranium’s award-winning enclave of estate lots where only a handful remain. � is architecturally controlled neighbourhood of English country and Chateau-infl uenced executive bungalows and two-storey manor homes will soon be complete and the opportunity to live bordering the Oak Ridges Moraine will have passed. Neighbourhood streets off er gorgeous views and trails lead into the woodlands. Purchasers who are seeking to enjoy living in a custom home environment with the convenience of a well-serviced location will need to act quickly. Just minutes to urban amenities in Aurora and Stouff ville, Forest Trail is also nearby equestrian centres, golf courses and farmer’s markets.

Register today for Copperstone, Geranium’s next new neighbourhood of luxury estate homes located on Lakeshore Road in Ballantrae.

Geranium Homes is the Housing Division of Geranium Corporation, one of Ontario’s few fully integrated land development and building companies, Geranium has been developing and building family communities across Southern Ontario for 35 years.

LEADING THE WAY...GERANIUM HOMES

Friday HarbourLake Simcoe

Forest Trail EstatesBallantrae

Artist’s Concept

32

032-034 Geranium 2013.indd 32 3/5/13 3:11:18 PM

2012 was a year of signifi cant milestone achieve-ments for Geranium Homes. � e company won top honours in back-to-back housing

industry awards. In March, Geranium accepted the prestigious Grand SAM Award at the 2011 Canadian Home Builders’ Association (CHBA) Nationals. In April, the company was named “Home Builder of the Year” by the Building Industry and Land Development (BILD) Association. Geranium also received the 2012 BILD Award for Best Design SingleDetached home 2,500 – 4,000 square feet for � e Alderley Model atForest Trail Estates; and a second design, � e Chatsworth was a fi nalist.

In November, Geranium successfully unveiled the fi rst ownership opportunity at Friday Harbour a meticulously planned resort development on Lake Simcoe in Innisfi l. Friday Harbour is the fruition of 10 years of detailed planning. � e resort encompasses 600 acres and features an inland destination marina; a year-round Lake Club; waterfront pedestrian marina village; 18-hole Carrick-designed championship golf course; a seasonal Beach & Tennis Club; a 200-acre pristine nature preserve and a variety of resort homes to suit many lifestyles and budgets. In 2013, construction of the fi rst of many amenities such as Stonefences Golf Club, and excavation of the marina will continue along with sales for resort homes.

Geranium was the fi rst builder to enroll homes under the newly released ENERGY STAR 2012 for New Homes program. � ese fi ve

homes are now built and Geranium has opened three as Model Homes to showcase its housing opportunities within the Village at Sally Creek adult lifestyle neighbourhood in Woodstock, Ontario.

In 2013 Geranium will continue its successful sales and building program at its fl agship master-planned ravine community, � e Neighbourhoods

of Cardinal Point in Stouff ville. Since 2009, Geranium has off ered a wonderful housing selection, built-in value and aff ordability to new home buyers and today almost 600 families call this established community home. Cardinal Point is characterized by stone entry features, a large central park plus smaller parks, two ponds, treed boulevards, 40 acres of preserved valley, ravine and a trail system. � e neighbourhood is close to the many shops, dining establishments, recreation and cultural amenities, schools, parks, GO Transit and public transportation off ered within Stouff ville.

Cardinal Point’s extremely popular townhomes have now sold out. Sales remain brisk on Phase V family-sized detached homes on 38- and 42-foot lots. Sizes range from 1,957 to 3,378 sq. ft. with prices starting at $574,900. Two beautiful fully furnished Model Homes by acclaimed Bryon Patton & Associates Interior Design not only showcase how Geranium’s homes are designed for real life, but also provide an array of amazing design ideas that visitors can use in their current home.

Uptownes - Geranium’s loft-inspired urban towns aimed at fi rst time buyers is coming soon to Stouff ville. In 2014, Pace on Main, a mid-rise luxury condominium situated on Main Street, is planned to be released for sale.

� is spring the fi rst buyers at � e Verandas in Port Hope will move into their new Geranium bungalow homes. Set on 42- and 48-lots, ten diff erent fl oorplans of two- and three-bedrooms are available; many also have optional plans which include fi nished basement areas. Sizes range from 1,118 sq. ft. up to 2,397 sq. ft. (with optional fi nished basement plan). Prices off er incredible value, starting from $259,900.

� e Verandas is ideally situated close to Port Hope’s picturesque downtown and within walking distance of local shopping, golf and yacht clubs. � e neighbourhood is only a 10-minute drive from big-box stores and the Northumberland Hills Hospital in Cobourg. � ere are more than 200 acres of parkland including trails, ball diamonds, gardens, naturalized areas, playgrounds, and soccer pitches nearby. � e Ganaraska River fl ows through town to the lake, off ering residents some of the best fi shing in the Province. � e Waterfront Trail, a short walk from � e Verandas, is just one of numerous hiking, walking and cycling trails in Northumberland County.

Port Hope off ers a wide variety of culture, live entertainment, recreation, clubs, dining, shopping as well as conveniences, including municipal transit and VIA rail. � e Verandas location is just south of

the 401, a 50 minute drive to Toronto and half an hour from Oshawa and Peterborough.

Forest Trail Estates in Ballantrae is Geranium’s award-winning enclave of estate lots where only a handful remain. � is architecturally controlled neighbourhood of English country and Chateau-infl uenced executive bungalows and two-storey manor homes will soon be complete and the opportunity to live bordering the Oak Ridges Moraine will have passed. Neighbourhood streets off er gorgeous views and trails lead into the woodlands. Purchasers who are seeking to enjoy living in a custom home environment with the convenience of a well-serviced location will need to act quickly. Just minutes to urban amenities in Aurora and Stouff ville, Forest Trail is also nearby equestrian centres, golf courses and farmer’s markets.

Register today for Copperstone, Geranium’s next new neighbourhood of luxury estate homes located on Lakeshore Road in Ballantrae.

Geranium Homes is the Housing Division of Geranium Corporation, one of Ontario’s few fully integrated land development and building companies, Geranium has been developing and building family communities across Southern Ontario for 35 years.

LEADING THE WAY...GERANIUM HOMES

Friday HarbourLake Simcoe

Forest Trail EstatesBallantrae

Artist’s Concept

33

032-034 Geranium 2013.indd 33 3/5/13 3:11:19 PM

NEW COMMUNITIES COMING SOON - Register at geraniumhomes.com

U P T O W N E S

D O W N T O W N C O M E S U P T O W N

D8-1001-Uptownes Logo Final_Alt

L O F T - I N S P I R E D T O W N H O M E S

A T C A R D I N A L P O I N T

U P T O W N E SL O F T - I N S P I R E D T O W N H O M E S


U P T O W N E SL O F T - I N S P I R E D T O W N H O M E S


L O F T - I N S P I R E D T O W N H O M E S


UPTOWNES

Luxury Estate Homes on

Lakeshore Road

STOUFFVILLEBALLANTRAE STOUFFVILLE

Condominium Residences at

Main and Lloyd

Loft-Inspired Urban Townes at Cardinal Point

P A C E O N M A I NS T O U F F V I L L E

P A C E M A I NS T O U F F V I L L E

N O

P A C E O N M A I NW H I T C H U R C H - S T O U F F V I L L E

P A C E M A I NW H I T C H U R C H - S T O U F F V I L L E

N O

P A C E O N M A I NL U X U R Y C O N D O M I N I U M S

P A C E M A I NL U X U R Y C O N D O M I N I U M S

N O

P A C E O N M A I NL U X U R Y C O N D O M I N I U M S

R E S I D E N C E S

P A C E M A I NL U X U R Y C O N D O M I N I U M S

R E S I D E N C E S

N O

P A C E O N M A I NB O U T I Q U E C O N D O M I N I U M S

R E S I D E N C E S

P A C E M A I NB O U T I Q U E C O N D O M I N I U M S

R E S I D E N C E S

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A Master-Planned Ravine Community

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BRINGING FAMILIES HOME SINCE 1977

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The VerandasPort Hope

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SPOTLIGHT ON THE SURREY HOTEL IN NYC

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In 1934 when Canada’s Central

bank was founded, the Bank of Canada’s (BoC) role was deemed to be,

“generally to promote the economic and financial well-being of Canada.” Today, its function continues to centre around the economic and financial well-being of the country through its control of monetary policy.

For those who have never had the misfortune of suffering through economics courses, “the goal of Canadian monetary policy is to contribute to rising living standards for all Canadians through low and stable inflation,” according to the BoC. Specifically, the BoC tries to keep the rate of inflation stable, measured by the rate of increase in the consumer price index. Back in 1995, this target inflation range was established to be between one and three per cent.

The key monetary policy mechanism that the Bank has is its ability to impact short-term interest rates through the bank’s target for the overnight rate, which then impacts the rate that banks pay to borrow from the BoC. Unfortunately, while the ability to change these rates is implemented almost immediately, the impact of these rate changes on the economy can take 18 to 24 months to have full effect.

why the Bank of Canada overnight rate mattersThe target for the overnight rate, gives member financial institutions (mostly banks and trust companies) the average interest rate the BoC wants to achieve when lending to them. Changes in this rate are what other

what you need to know about the Bank of Canada

and interest rates

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

rates (especially bank prime rate) move in response to. Prime rate moves in perfect unison with this change.

Lower interest rates encourage borrowing and spending and are intended to stimulate the economy. Higher interest rates discourage borrowing and spending and are intended to cool off the economy. If the economy is left in a low interest rate environment then this can lead to rapid growth and thus cause inflation.

what the Bank of Canada watchesHere are some of the key indicators the BoC monitors to decide what to do with rates. Importantly, the relevance of each is determined by Canada’s economic environment.

1. Consumer Price Index (CPI): a continued change in this will cause rate changes.2. The Canadian dollar: changes in its value compared to currencies of key trading partners impact the BoC changes.3. The unemployment rate: the difference between the “natural” or “full” employment rate of joblessness and the actual jobless rate. Canada’s “full” rate of unemployment is currently 7.0 per cent. 4. Real GDP: the rate at which the “output gap” (the difference between the potential GDP of the economy and the actual GDP) widens or narrows is determined by growth in real GDP relative to growth in potential GDP. 5. The output Gap: the BoC believes this gap dominates other influences on inflation. When there is a negative output gap (GDP below potential), this indicates unused capacity and often results in downward pressure on inflation. Conversely, a positive output gap is indicative of a high demand on “productive” resources and thus puts upward pressure on inflation.

Other important factors to watch include inflation expectations, the U.S. Federal Funds Rate (as set by the U.S. Federal Reserve), housing prices and a few others that are beyond the scope of this article. To further complicate things, there are literally hundreds of other minor indicators that can influence rates.

If a lot of this information goes over your head, don’t feel bad. Even Canada’s leading economists can’t predict the BoC movements with any degree of long-term success. Still, even a basic understanding of what changes in these variables mean will position you to make better mortgage decisions.

by Calum ross

Mortgage Finesse


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THE LOOKS OF 2013 AND WHERE TO FIND THEM

stylefile1 ZILLI HOME INTERIORS

The Drake sofa is a lovely 91-in. long sofa with a casual skirt and slim arms. A double line of individually applied brass nail studs extend from the wing down to the arm. Upholstered in a warm chocolate brown tweed and contrasted with a zest of red for some fun. Available in your choice of fabric.SOFA $1,399, ALSO AVAILABLE AS A LOVESEAT $1,359

VISIT ZILLIHOME.COM

3 WEST ELMPoufs are popular. Embrace it and add some to your décor this year. The Courtyard Dhurri pouf features an intricate geometric pattern inspired by Moroccan tilework. Arrange a few around a coffee table for casual seating, or rest a tray on top for a temporary side table. $249

VISIT WESTELM.COM

4 EQ3Take geometric style from the floor to the table and dress up your bedside or end table with the Tuxedo lamp. The wire frame and faux leather shade inject a room with a sartorial edge. $84.99

VISIT EQ3.COM

2 ELTECapturing the spirit of 1970s California Modern, the Caffrey buffet from Mitchell Gold + Bob Williams offers an elegance that’s easy to live with. It features a thick top with quarter-sawn white-oak veneer in a parquetry pattern and polished stainless-steel base. Drawers have simple cube pulls, and the interiors sport their signature red lacquer. $2,685 VISIT ELTE.COM

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Trends 2013

by SILVANA LONGO

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5 RESTORATION HARDWARENothing says design decadence quite like statement lighting like this 1920s Glass Fringe Chandelier. Inspired by the Art Deco style of 1920s Paris, the design is handcrafted with a careful arrangement of optical-quality prisms in concentric rings. Each hangs in sparkling counterpoint to an iron frame that bears the marks of a welder’s torch. Available in three, five and seven ring sizes. $1,695 TO $4,995 U.S.

VISIT RESTORATIONHARDWARE.COM

8 BOCONCEPTThe Ogi chair with swivel function has a stylish and contemporary look. Its delicate lines make it suitable for small spaces. With a wide selection of fabric and leather to choose from, you can customize it to your personal taste. STARTS AT $1,125

VISIT BOCONCEPT.CA

7 SHELTER FURNITUREThe Aura cabinet is inspired by the past with a deep Nordic design influence. The result: a collection full of memories that gives off a very modern aura. The metal and wood legs reinforce that retro and timeless appeal. Walnut and oak wood with a hyper-natural finish and a lacquered look meld perfectly with the wood.All pieces in the Aura collection are fully customizable and available in a large selection of quality veneers and high-quality durable lacquer colours. All wood veneers used in the Aura pieces are hand-selected to ensure only the best quality veneers are used. All wood veneers come from the same trunk, thus ensuring a greater uniformity of colours. Made in Spain 52-in. W by 18.5-in. D by 56-in. H.$2,699VISIT SHELTERFURNITURE.CA

6 DECORIUMDine in style on the Endura Dining Table. This table suits a variety of spaces and remarkably well. Hammered stainless steel top with gorgeous sand-blasted mindi wood in driftwood finish. $1,799 VISIT DECORIUM.COM

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When Scott was diagnosed at The Hospital for Sick Children (SickKids), little was known about cancer and survival rates with treatment were less than 10 per cent. Today, more than 80 per cent of children diagnosed with cancer will live. The approach to patient care was also very different. Every morning, Scott would be dropped off at the front doors of SickKids and picked up in the afternoon. Six months into treatment, he succumbed to the disease.

Upon receiving Hudson’s diagnosis of t-cell acute lymphoblastic leukemia (ALL) in August 2011, his parents uprooted their life in Guelph and moved to Toronto to be closer to SickKids.

“We would have gone anywhere in the world to receive the best treatment,” said Les. “And we ended up where we would have gone.”

Throughout the fi ve rounds of high-dose chemotherapy and the many days spent at SickKids, it was Hudson who brought the most comfort to Les and his wife. Les recalls one experience at the hospital when he felt overwhelmed by the situation. Sensing his father’s emotion, Hudson put his hand on his father’s shoulder and gave him a hug. He similarly had a positive effect on everyone involved in his circle of care at SickKids and knows each team member by name.

In May 2012, Hudson entered the maintenance stage of his treatment and now takes chemo pills orally from home. Although Hudson has tolerated treatment well so far, Les recognizes there is still a need for continued research into diseases like cancer.

“Growing up knowing my brother’s story made hearing the recent breakthroughs in cancer survival rates sound great before Hudson was diagnosed. Now being a parent of a child with cancer, 80 per cent isn’t good enough.

Thanks in part to ground-breaking research conducted at SickKids, children like Hudson are able to beat cancer. Survival rates have doubled in the last 25 years alone but cancer still remains the most common cause of disease-related death in children in Canada. For that reason, cancer research is a priority at SickKids.

SickKids is currently building a new facility to house this research. Designed by world-renowned Diamond and Schmitt Architects with LEED gold certifi cation, the new SickKids Centre for Research & Learning will, for the fi rst time, house all SickKids researchers in the same location, allowing them to collaborate like never before. The vision of the Cancer Stem Cell and Regenerative Medicine area of the Centre is Better Outcomes, Better Lives - ensuring treatments that help kids like Hudson survive cancer with no long-term side effects.

In 1968, Les Campbell’s two-year-old brother, Scott, lost his courageous battle with leukemia. Forty years and one generation later his two-year-old son, Hudson, is fi ghting a variation of the same cancer.

HudsonMeet our hero


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BUILDERS HELPING TO HEALWall2Wall Media, the publisher of New Home Guide, New Home & Condo Guide and New Condo Guide, is teaming up with builders and their suppliers to help raise money for SickKids Foundation. The following companies have contributed generously to help give Ontario's children the world-class care they deserve. These pages honour these special people, and we thank them for their generous support.

Builders Helping to Heal and Friends of the Industry are Wall2Wall Media initiatives stemming from SickKids Leaders, a program at SickKids which draws on the support of over 150 volunteers over 30 industry sectors. www.sickkidsleaders.com

Again, we thank our generous sponsors and appreciate their ongoing commitment. These companies not only build housing, but they support the families in the communities in which they build.

PLATINUM SPONSORS

SILVER SPONSORS

www.fi eldgatehomes.com

www.primonthomes.com

www.mattamyhomes.com

www.streetcar.ca

1. SickKids sees approximately 25 percent of the children

diagnosed with cancer in Canada making us the largest paediatric cancer centre in the country. Kids travel from across Canada to receive cutting edge treatment at SickKids.

2. Over $200,000 has been raised by Builders

Helping to Heal. Donations have helped fund research that explains why some treatments fail to cure a form of brain cancer and points to a new method of treatment that may change the future for these kids.

Readers looking to support SickKids Foundation can go to www.sickkidsleaders.com

Why SickKids?

HudsonMeet our hero


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What are the truly important factors buyers should focus on when looking to buy a new home in today’s market?

Expert Panel

Who could blame prospective new-home buyers today if they are a little confused? There is a lot of misinformation in the marketplace – reports of declining sales and prices and lots of uncertainty – but much of

Simona annibaleVice-President of Marketing, the daniels corP.

The purchase of a new home will likely be the largest financial investment you make in your life. Whether you are a first-time buyer or a seasoned homeowner, you should research carefully before making your decision. Of course, there are many parameters to consider, but be sure to cover these four basic aspects before you sign on the dotted line.

The first is affordability. Rather than looking at potential new homes that may not be within your financial reach, find out ahead of time what you can comfortably afford. Work with a mortgage specialist to get pre-approved for a mortgage early in your search. Ask questions about the interest rates being offered and the length of time you will be locked into a rate or have a rate capped in relation to your closing date. Be open to various designs within your price range; often, layout is more important than square footage.

Location is the second major consideration. Remember that “home” is more than the house you live in; it’s also your neighbourhood. The area should be home to the amenities that are important to you. Take a good look at what public transportation and highways are close by, and try your commute during rush hour before you buy.

You know where you want to live and what you can afford, now think about what your lifestyle goals are for the next few years. Shop for a home that you will not outgrow too quickly. What features are important to you for your day-to-day living? Do you long for a backyard, a lawn mower and a garage to keep it in? Then a lowrise home may be the right choice. Or do you prefer a maintenance-free lifestyle with amenities under your roof? If so, a condominium is the way to go. Look for a condominium

that applies to resale, not new homes and condos.We went to the experts – executives at some of the

top builders in the GTA – to help decipher fact from fiction, and to help answer: What are the truly important factors buyers should focus on when looking to buy a new home or condo in today’s market?

executive advice

that has amenities you will actually use, such as a well-equipped gym and theatre room and are not too costly to maintain long-term. If you have a green thumb, ask about urban agriculture opportunities.

Last, but not least, do your homework when it comes to researching builders, so you can purchase with confidence from a company with a proven track record for excellence. An educated consumer is a happy consumer. Shop with as much knowledge as possible, and enjoy the search for your new home!


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Jim andrewSdirector of sales and Marketing, fieldgate hoMes

Buying a new home is one of the most important decisions you can make in life. This is going to be the place that you’ll raise your family and create financial security. It will also probably be the place that you’ll spend the majority of your free time outside of work, so you want to make sure that you make the right choice. The most important consideration with any new home purchase is location. Ideally, your home should be in the heart of a great community setting – a place where parks, restaurants and shopping, schools and other essential amenities are all nearby. The community you live in really dictates your lifestyle, so it’s smart shopping to make this your number one priority.

Another important consideration is to find a builder with the experience and commitment to quality construction necessary to make sure that your expectations are met on moving day. You also want the confidence that comes with knowing that, if anything does go wrong, you have the benefit of a great customer service team to correct anything. If there are already homes in a community you are considering that have been built by a builder on your short list, knock on previous purchasers’ doors and ask about their experience.

For most people, purchasing a home will probably be the single biggest financial investment they ever make in their lives, so it’s important as a homebuyer to consider what your budget is and what your needs are. You should buy a home that is designed for your current needs. Many people purchase with an eye to the future, but each additional bedroom in a home leads to additional costs in heating, cooling, electricity and taxes, so your monthly after-tax expenses are higher and leave you with less disposable income. It’s best to buy a home that fits your life now, and you can always move or renovate later if needed.

Your mortgage is another important component in a new-home purchase. Prior to starting your search, you should speak with a bank representative to learn the amount of funds that you are qualified to borrow. This may avoid future disappointment. As for paying down the mortgage, you need to remember that the cost to buy a home at the outset is very different from the cost to own a home over the long term. Using approximate numbers as an example, if you buy a $500,000 home and have an annual $350,000 mortgage at three per cent, you can save more than $60,000 in interest by reducing the amortization period and paying off your mortgage in 15 years instead of 25. That’s money that can be used for education, retirement savings or even a cottage down payment. Most builders work with a financial institution and have a representative at the new home sales centre who can offer discounted rates to their buyers that are lower than what bank branches can offer. Another method of saving interest paid to the bank is by making payments every two weeks (accelerated bi-weekly) instead of monthly. This can help you own sooner and save more over the long term.



mimi ngVice-President sales & Marketing, Menkes

Today’s buyers are faced with a multitude of options and decisions when trying to purchase a new home, and it can easily feel like an overwhelming process. One of the best ways to tackle this challenge is to narrow your focus by determining your key priorities and using them to guide the decision-making process.

For example, you may decide that finding a new home in a specific neighbourhood or school district is your absolute top priority. Use this criteria to guide your search and to narrow down the number of possible choices. From there, you can begin to compare the smaller set of options based on secondary considerations, such as the layout of the home.

For most new-home buyers, top priorities will include one or more of the following factors:

Price/budget: The cost of your new home is usually the number one consideration for buyers. One of the best things you can do for yourself in advance of your new home search is to secure mortgage pre-approval so that you have a clear understanding of how much you can afford to spend.

Also, try to create a realistic budget that takes into account all the costs of buying your new home. This should any work that you plan to do before moving in (such as

painting and upgrades), closing costs and legal fees, as well as moving expenses and the cost of new furniture.

Location: After price, neighbourhood is often the most important consideration for a homebuyer. When studying a location, think about how it works for you and your family from a commuting perspective, whether it is close to your workplace, or if there are transit options and major highways nearby. Look at the quality of the neighbourhood, in terms of shopping, community services, parks and schools.

If you are considering an area you do not know very well, try to spend time there with your family. Visit the neighbourhood on multiple occasions at different times of the week or day to understand how it changes, and how it may feel differently on weekends or in the evenings.

Builder: For any new home or condo project you are considering, do your research on the builder. Visit the builder’s website and ask the sales staff about their past experience and previous projects. How long have they been building new homes? Are they very active with multiple projects or do they focus on one development at a time? Do they have a dedicated customer care team? What can you expect in terms of after sales service? Do not be afraid to ask these kinds of questions so that you feel reassured and confident that you are buying with a professional and experienced organization.

Also, visit the Tarion Warranty Corp. website, tarion.com, to confirm that you are buying from a licensed builder and while you are there, you can look up statistics about how many homes they have built in the past, and their after sales service record.



When you buy a brand neW hoMe, you get to

choose your builder based on their rePutation

and track record.

bryan TuckeyPresident and ceo, building industry & land deVeloPMent association

Almost every day I’m asked about the new home market in the GTA. Here’s my five top reasons to buy a new home, as well as what to look for when you’re in the process.

Choosing the right builder: When you buy a brand new home, you get to choose your builder based on their reputation and track record. You can search the BILD website to find out if the company is a member, which means they agree to a Code of Ethics outlining compliance with standards, fair treatment of employees and consumers and a commitment to learning.

Quality of construction and design: New homes are built by BILD members using the latest construction techniques and attention to detail ensuring the most up-to-date quality workmanship. Not only that, but numerous communities across the GTA have received international recognition for designs that combine function and style. Ask the sales representative if the community received any recent recognition or awards.

Energy efficiency: Homes are built in accordance with the Ontario Building Code, which was updated to include

more energy efficient standards in 2012. Combine that with advanced construction techniques, higher levels of insulation and energy-efficient heating and cooling systems, you not only save money on your energy bills, you also enjoy a far more comfortable home.

Affordability: Review your budget to find out how much you can afford to pay for your new home. If you’re a first-time homebuyer, condominiums are still the most affordable path to homeownership in the GTA, with the average price of a highrise suite nearly $200,000 less than the average lowrise home. The condo market in the GTA is also the most active in North America, so buyers have plenty of choice when it comes to finding their new home.

Location, location, location: From Halton and Peel Regions in the west to Durham Region in the east, throughout the City of Toronto and north in York Region and Simcoe County, our members are building vibrant, well-planned and well-designed complete communities across the GTA where you can live, work and play. Choosing a neighbourhood that fits your lifestyle and a home that fits your budget is a big decision, but once you find what you’re looking for, you’ll feel right at home.



boaz FeinerPresident, geraniuM hoMes

Being in the frontlines and talking to our homebuyers, I see the real situations that we encounter, not what industry experts tell us. What seems to be the biggest issue is that buyers get confused with what is right for them. Instead of looking at plans, they need to look at the longevity of a home and what is right for them and right for tomorrow, not the latest industry trend or hot design.

Homes are for stages of life – singles, parents and kids, the sandwich generation – and we’ve been forced to address all segments of the population and its life cycles and where they fit into it. We need to be creative so they can have a home that works for them.

In our small enclave of family-oriented homes in Pickering, we removed the living room from the equation and redistributed it to the living areas of the main floor to where we live – larger kitchens and family rooms, home office, mud rooms with lockers and covered porches.

The GTA has become expensive due to land cost, construction costs and levies, so there’s a greater appreciation that every square foot needs to work for you. We need to make it functional. It’s a math equation where we add and subtract from the equation and replace space with something more practical; less space allotted to occasional and more to the every day.

I don’t use my living room. It’s where we’re supposed to store the fancy furniture which we don’t own. Make the space useful. I have a family of six and live in city so space is valuable. A real estate agent said I’d never sell the house without a living room. I gave it a lot of thought and realized there is a comfort level in selling what you know. People will realize the value of their home and the useful living space they’ve created. In the future, we’ll be looking at joint living room/dining rooms as dated and know they were from the ‘90s. Today’s bigger living spaces that address where we live and breathe and work – that’s what is important to buyers without them knowing it.

Now is a great time to buy a new home, since mortgage rates are unbelievably low and homes are being built to higher construction standards than ever before.

Getting pre-approved for a mortgage is a key first step, so you know what price range you can afford. Financial institutions have mortgage specialists who can discuss your specific needs. Once you have this information, you’re ready to go. As you shop, ask about any financial programs builders may offer to help with affordability, such as capped mortgage rates.

Shop where you’d like to live. Location is usually at the top of the list when it comes to selecting a new home. Consider your work commute, and also think about travel time to the various clubs and organizations you belong to, and the distance to your family and friends. Municipalities have all sorts of information available on the amenities they offer, so check where you will shop, where the kids will go to school and where the closest medical facilities are. In addition, consider buying in an emerging area, where prices are lower than established neighbourhoods. As well as being more affordable, as the areas build up, the homes increase in value.

Purchase from a reputable builder. Read builder stories on their websites and in their sales offices. Check with Tarion Warranty Corp. (tarion.com) to research a builder’s new-home warranty track record.

When you’re ready to look at homes in your chosen area, check out who is offering what, and when you compare, be fair. Two homes of similar size may be priced differently, because one builder offers a higher level of standard features. Take advantage of any model homes available to tour, to get a first-hand feel for the look and quality of a builder’s designs.

Anyone who has purchased a home will tell you the best closing day is one with no surprises. To ensure that’s the case, take your Agreement of Purchase and Sale to a lawyer who knows real estate and make sure you know exactly what costs you are expected to cover and when. Ask questions. Know what will be expected of you financially on that day.

HugH HeronPresident, heathWood hoMes



2013GTA Home Builders’ Annual Roster


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Acorn Development Corp., The*3520 Pharmacy Ave., Suite 2Scarborough, Ontario M1W 2T8416-499-4900 | www.acornhomes.ca

Alliance Homes Inc.71 Marycroft Ave., Suites 28 & 29Woodbridge, Ontario L4L 5Y6905-761-7086 | www.alliancehomes.ca

Alterra Group of Companies, The*920 Yonge St., Suite 1000Toronto, Ontario M4W 3C7416-964-1800 | www.alterra.com

AMR Homes4305 Fairview St., Suite 216Burlington, Ontario L7L 6E6289-288-0295 | www.amrhomes.ca

Andrin Ltd.*26 Lesmill Rd., Suite 3Toronto, Ontario M3B 2T5416-733-3128 | www.andrinhomes.com

Angus Glen Development Ltd.*Kylemore Homes10080 Kennedy Rd.Markham, Ontario L6C 1N9905-887-5799www.kylemorecommunities.com

Aragon Development (Ontario) Ltd.101 – 262 Carlaw Ave.Toronto, ON. M4M 3L1416-531-6361 | www.aragon.ca

Arista Homes Ltd.*600 Applewood Cres.Vaughan, Ontario L4K 4B4905-660-5000 | www.aristahomes.com

Armour Heights Developments 81 Zenway Blvd., Suite 24Vaughan, Ontario L4H 0S5905-303-7800 | www.armourhd.com

Aspen Ridge Homes Ltd.*29 Floral Pkwy.Concord, Ontario L4K 5C5905-669-9292 | www.aspenridgehomes.com

B.G. Schickedanz Homes Inc.3100 Steeles Ave. W., Suite 500Vaughan, Ontario L4K 4Y4905-695-1953 | www.bgshomes.com

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Bachly Construction 27 Nixon Rd.Bolton, Ontario L7E 1J7905-951-3100 | www.bachly.com

Baghai Development Ltd. 1131 A Leslie St., Suite 220Toronto, Ontario M3C 2K6416-449-5994 | www.shanebaghai.ca

Ballantry Homes Inc.*20 Cachet Wood Cres., Suite 6Markham, Ontario L6C 3G1905-887-7100 | www.ballantryhomes.com

Ballygarven Homes30 Wertheim Crt., Suite 22, Main FloorRichmond Hill, Ontario L4B 1B9905-881-6084 | www.ballygarvenhomes.com

Ballymore Building Corp.*12840 Yonge St., Suite 200Richmond Hill, Ontario L4E 4H1905-773-1048 | www.ballymorehomes.com

Baycliffe Homes Inc.*1 Ashbridge Circle, Suite 3CWoodbridge, Ontario L4L 3R5905-264-2229 | www.baycliffehomes.com

Baycrest Homes668 Millway Ave., Suite 10Concord, Ontario L4K 3V2905-326-3200

Bayfield Homes 4300 Steeles Ave. W., Suite 15 Woodbridge Ontario L4L 4C2905-851-8889 | www.bayfieldhomes.ca

Bayview-Wellington Homes*111 Creditstone Rd.Concord, Ontario L4K 1N3905-695-0661 | www.bwhomes.ca

Baywood Homes*1140 Sheppard Ave. W., Suite 12North York, Ontario M3K 2A2416-633-7333 | www.baywoodhomes.com

Beaverbrook Homes Inc.*161 Pennsylvania Dr., Suite 5 Vaughan, Ontario L4K 1C3416-740-5544 | www.beaverbrookhomes.com

Beaverhall Homes*40 Vogell Rd., Suite 17Richmond Hill, Ontario L4B 3N6905-770-9983 | www.beaverhall.com

Belpark Homes Inc.160 Applewood Cres., Suite 29Concord, Ontario L4K 4H2905-760-0507

Belsito Homes 48 Pike Rd.Oakville, Ontario L6H 6C3905-257-6740

Berkley Homes20 Rivermede Rd., Suite 204Concord, Ontario L4K 3N3905-669-8399www.berkleydevelopments.com

Berkshire Homes19 Lesmill Rd.Toronto, Ontario M3B 2T3416-485-7860 | www.berkshirenewhomes.ca

Best Homes221 Helen Ave.Markham, Ontario L3R 1J7905-479-9600 | www.besthomescanada.com

Bice BuildersP.O. Box 938Virgil, Ontario L0S 1T0905-933-3848 | www.bicebuilders.com

BLVD Developments270 Drumlin Circle, Suite 5Concord, Ontario L4K 3E2905-738-7850 | www.blvddevelopments.com

Boddy, John Developments Ltd.409 Kingston Rd. W.Ajax, Ontario L1S 6L7905-428-1000 | www.johnboddyhomes.com

Bond Homes Ltd.370 Queen St. S.Mississauga, Ontario L5M 1M2905-812-2172 | www.bondhomes.ca

Brandy Lane Homes*4580 Dufferin St., Suite 307Toronto, Ontario M3H 5Y2 416-636-4111 | www.brandylanehomes.com

Fieldgate Development & Construction 5400 Yonge St., Second FloorToronto, Ontario M2N 5R5416-227-2220 | www.fieldgatehomes.com

Monarch Corporation2550 Victoria Park Ave., Suite 200Toronto, Ontario M2J 5A9416-491-7440www.monarchgroup.net

Great Gulf Homes3751 Victoria Park Ave.Toronto, Ontario M1W 3Z4416-449-1340www.greatgulfhomes.com



Branthaven Homes*720 Oval Crt.Burlington, Ontario L7L 1A9905-333-8364 | www.branthaven.com

Bremont Homes Corp.4370 Steeles Ave. W., Unit 19, Suite 203Woodbridge, Ontario L4L 4Y4905-266-1851 | www.bremonthomes.com

Brenner Construction112 Jennifer Cres.Sharon, Ontario L0G 1V0905-478-2058

Broadway Homes7501 Keele St., Suite 101Vaughan, Ontario L4K 1Y2905-761-9072 | www.broadwayhomes.com

Brookfield Homes (Ontario) Ltd.*7303 Warden Ave., Suite 100Markham, Ontario L3R 5Y6905-477-5111 | www.brookfieldhomes.ca

Brookstone Homes115 Sheppard Ave. W.Toronto, Ontario M2N 1M7416-222-0932 | www.brookstonehomes.ca

Build Toronto Inc.200 King St. W., Suite 200Toronto, Ontario M5H 3T4416-981-3889 | www.buildtoronto.ca

Cachet Estate Homes Inc.*361 Connie Cres., Suite 200Concord, Ontario L4K 5R2905-764-1983 | www.cachethomes.com

Cadorin Homes189 Maplehurst AvenueToronto, ON M2N 3C1416-782-6002 | www.cadorinhomes.com

Caliber Homes Inc.*51 Royson Rd., Suite 8Woodbridge, Ontario L4L 8P9905-264-0100 | www.caliberhomes.ca

CanAlfa*80 Lynn Williams St.Toronto, Ontario M6K 3R6416-537-2321 | www.liveinliberty.com

Canderel-Stoneridge Equity Group Ltd.*1075 Bay St., Suite 400Toronto, Ontario M5S 2B1416-593-6366 | www.canderelstoneridge.com

Carrington Homes Ltd.101 Regent St.Richmond Hill, Ontario L4C 9P4905-787-0963 | www.carringtonhomes.ca

Cedar Valley Homes40 Hanlan Road, Unit #43 Woodbridge, ON L4L 3P6 905-265-9595 | www.cedarvalleyhomes.com

Centro Homes Ltd.12830 Yonge St., Suite 202Richmond Hill, Ontario L4E 4H1905-313-0455

Century Grove Homes Ltd.30 Moyal Crt.Concord, Ontario L4K 4R8905-669-2843 | www.centurygrovehomes.ca

Charleston Homes148 Dennis St., P.O. Box 760Rockwood, Ontario N0B 2K0519-856-4054 | www.charlestonhomes.ca

Chateau Fine Homes94 Brockport Dr.Etobicoke, Ontario M9W 5C5416-201-9912

Chestnut Hill Homes150 Ferrand Dr., Suite 801, Toronto M3C 3E5416-499-9995 | www.chestnuthillhomes.ca

Chiavatti Homes Ltd.7725 Birchmount Rd., Suite 17Unionville, Ontario L3R 9X3905-940-0528

Christina Homes85 Kilkenny TrailBradford, Ontario L3Z 5C5905-778-1600 | www.christinahomesltd.com

City Homes1333 Boundary Rd., Suite 4-AOshawa, Ontario L1J 6Z7905-723-2815 | www.mycityhome.ca

Cityview Homes Inc.6 Bradwick Dr., Suite BConcord, Ontario L4K 2T3905-761-9944 | www.cityviewhomes.ca

Clemmensen & Associates Ltd.17 Oakland Ave.Weston, Ontario M9M 2H9416-747-6266

Colewood Construction Ltd.313 Horner Ave.Toronto, Ontario M8W 1Z5416-252-2226

Colonial Woods50 Samor Rd., Suite 205Toronto, Ontario M6A 1J6416-256-3890 | www.colonialwoodshomes.com

Concert Properties Ltd.*RBC Plaza, South Tower200 Bay St., Suite 2100, P.O. Box 56Toronto, Ontario M5J 2J2416-361-2686 | www.concertproperties.com

Conservatory Group, The80 Tiverton Crt., Suite 300Markham, Ontario L3R 0G4905-477-7609 | www.conservatorygroup.com

Context Development Inc.*229 Yonge St., Suite 500Toronto, Ontario M5B 1N9416-863-0202 | www.context.ca

Coram Construction Group200 Ronson Dr., Suite 305Etobicoke, Ontario M9W 5Z9416-243-9019 | www.coram.com

Coscorp Inc.6625 Kitimat Rd., Suite 58 Mississauga, ON L5N 6J1 905-821-3666 | www.coscorp.ca

Coughlan Homes2700 Audley Rd. N.Ajax, Ontario L1Z 1T7905-427-7703 | www.coughlanhomes.com

Country Glen Homes4000 Steeles Ave. W., Suite 203Woodbridge, Ontario L4L 4V9905-851-9367

26Tribute Communities1815 Ironstone Manor, Unit 1Pickering, Ontario L1W 3W9905-839-3500www.tributecommunities.com

21Menkes Developments Inc.4711 Yonge St., Suite 1400Toronto, Ontario M2N 7E4416-491-2222www.menkes.com

* See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today!

18, 63Aspen Ridge Homes Ltd.29 Floral Pkwy.Concord, Ontario L4K 5C5905-669-9292www.aspenridgehomes.com



29see Ad on pAge...

Country Homes 741 Rowntree Dairy Rd., Suite 2Woodbridge, Ontario L4L 5T9416-213-7191 | www.countryhomes.ca

CountryWide Homes Ltd.*1500 Hwy. 7Concord, Ontario L4K 5Y4905-907-1500 | www.countrywidehomes.ca

Crystal Glen Homes (2000) Inc.418 Hanlan Rd., Suite 3Woodbridge, Ontario L4L 4Z1905-856-7666 | www.crystalglenhomes.com

Dalerose Country64 Broadway Ave.Orangeville, Ontario L9W 1V9519-938-8417 | www.dalerosehomes.ca

Daniels Corp., The*20 Queen St. W., Suite 3400Toronto, Ontario M5H 3R3416-598-2129 | www.danielshomes.ca

Darcel Developers 3625 Dufferin St., Suite 105North York, Ontario M3K 1Z2416-638-3111 | www.darcelhomes.com

Dawn Victoria Homes1550 Yorkton Court, Unit 18Burlington, Ontario, L7P 5B7905-637-1777 | www.dawnvictoria.com

Decade Group1806 Avenue Road, Suite 2;Toronto, ON, M5M 3Z1416-781-0623 | www.decadegroup.ca

Delpark Homes*11685 Yonge Street Suite A 304 Richmond Hill, ON L4E, 0K7416-309-2009 | delparkhomes.com

DelRidge Homes Inc.1151 Denison St., Unit 18Markham, Ontario L3R 3Y4905-479-5448 | www.delridgehomes.com

Democrat Homes Ltd.*155 Romina Dr.Thornhill, Ontario L4K 4Z9905-532-9230 | www.democrathomes.com

DeNoble Homes600 Euclid St., Suite 5Whitby, Ontario L1N 5C2905-444-9668 | www.denoblehomes.com

Desini Fine Homes Inc.20 Craighurst Ave.Toronto, Ontario M4R 1J8416-642-0580 | www.desini.ca

Desousa Homes Inc.1122 Brock St. S.Whitby, Ontario L1N 4L9905-668-2331 | www.desousahomes.com

Devonleigh Homes Inc. P.O. Box 70, Stn AOrangeville, Ontario L9W 2Z5519-942-3311 | www.devonleighhomes.com

DeZen Homes*23 Windsor St.Etobicoke, Ontario M8Y 2V9416-255-0890 | www.dezenhomes.com

Di Battista Gambin Developments1090 Dundas St. E., Suite 201Mississauga, Ontario L4Y 2B8416-747-9437

Di Blasio Homes6620 Rothschild TrailMississauga, Ontario L5W 0A6905-565-9844 | www.diblasiohomes.com

Diamante Urban Corp.100 Davenport Rd. Toronto, Ontario M5R 1H7416-741-7207 | www.diamantedevelopment.com

Dorsay Development Corp.150 York St., Suite 1701Toronto, Ontario M5H 3S5416-368-1460 | www.dorsay.ca

Double Oak Homes/First Edition Homes 2121 Olde Baseline Rd.Caledon, Ontario L7C 0K7905-838-0550

Doug Tarry Homes*358 Elm St.St. Thomas, Ontario N5R 1K1519-631-9300 | www.dougtarryhomes.com

Dreamland Homes Construction1310 Kerrisdale Blvd., Suite 100Newmarket, Ontario L3Y 8V6905-657-4663 | www.dreamlandhomes.ca

Dunbury Homes Ltd.325 Denison St.Markham, Ontario L3R 1B7905-474-3600 | www.dunburyhomes.com

Dunpar Developments Inc.*105 Six Point Rd.Etobicoke, Ontario M8Z 2X3416-236-9800 | www.dunparhomes.com

Durham Homes 200 Bond St. W., Suite 201Oshawa, Ontario L1J 2L7905-576-8805 | www.kingswayforest.ca

Eaglebay Estates163 Buttermill Ave., Suite 9Concord, Ontario L4K 3X8905-660-5471 | www.eaglebayestates.com

Eden Oak*1443 Hurontario St.Mississauga, Ontario L5G 3H5905-274-5500 | www.edenoak.com

Eldin Building Corp.30 Wertheim Crt., Building A, Unit 3Richmond Hill, Ontario L4B 1B9905-731-5069 | www.eldin.ca

Elm Development Corp. 30 Wertheim Court, Suite 15Richmond Hill, Ontario L4B 1B9905-709-8232

Emer Developments Ltd.5 Silver Springs Cres.Uxbridge, Ontario L9P 1R4905-852-3129 | www.emerdevelopments.com

Emery Homes620 Wilson Ave., Suite 350Toronto, Ontario M3K 1Z3416-636-7200 | www.emeryhomes.net

Empire Communities*125 Villarboit Cres.Vaughan Ontario L4K 4K2905-307-8102 | www.empirecommunities.com

37CountryWide Homes Ltd.1500 Hwy. 7Concord, Ontario L4K 5Y4905-907-1500www.countrywidehomes.ca

Rosehaven Homes Ltd.145 Reynolds St., Suite 300Oakville, Ontario L6J 0A7905-849-1166www.rosehavenhomes.com

32Geranium Corp.3190 Steeles Ave. E., Suite 300Markham, Ontario L3R 1G9905-477-1177www.geraniumhomes.com



40 64

Erin Mills Development7501 Keele St., Suite 500Concord, Ontario L4K 1Y2416-736-1809

Esquire Homes Inc.145 Royal Crest Crt., Unit 20Markham, Ontario L3R 9Z4 905-415-1880 | www.esquirehomes.ca

Fairglen Homes Ltd.10148 Warden Ave.Markham, Ontario L6C 1N3905-887-4818 | www.fairglenhomes.com

Fairgate Homes P.O. Box 370Stouffville, Ontario L4A 7Z6905-642-1600 | www.fairgatehomes.com

Falconcrest Homes *955 Wilson Ave., Unit 1Toronto, Ontario M3K 2A8416-638-5980 | www.falconcresthomes.com

Fandor Homes Inc.68 Romina Dr.Concord, Ontario L4K 4Z7905-669-5820 | www.fandorhomes.com

Farsight Homes*117 Ringwood Drive Unit 18Stouffville, ON L4A 8C1905-642-8383www.farsight.ca

Flato Developments Inc.*3601 Hwy. 7 E., Suite 309Markham, Ontario L3R 0M3905-479-9292 | www.flatogroup.com

Fernbrook Homes Ltd.2220 Hwy. 7 W., Unit 5Concord, Ontario L4K 1W7416-667-0447 | www.fernbrookhomes.com

Fieldgate Development & Construction*5400 Yonge St., Second FloorToronto, Ontario M2N 5R5416-227-2220 | www.fieldgatehomes.com

Fifthshire Homes241 Applewood Cres., Suite 3Concord, Ontario L4K 4E6905-660-7415 | www.fifthshire.com

Firstview Homes81 Zenway Blvd unit 14Concord M9L 1X9905-850-0022 | www.firstview.ca

Forest Green Homes*5332 Hwy. 7, Second FloorWoodbridge, Ontario L4L 1T3905-850-8500 | www.forestgreenhomes.com

Forest Hill Homes/State Building Group*2700 Dufferin St., Suite 34Toronto, Ontario M6B 4J3416-787-0256 | www.foresthillhomes.ca

Forum and Amandus Developments291 Edgeley Blvd., Suite 1Concord, Ontario L4K 3Z4905-660-7859 | www.livinglifegroup.ca

Fram Building Group141 Lakeshore Rd. E., Second Floor, Suite 200Mississauga, Ontario L5G 1E81-800-916-3726 | www.framhomes.com

Frantom Homes Inc.396 Chrislea Rd.Woodbridge, Ontario L4L 8A8905-265-0540 | www.frantomhomes.com

Frederick G. Reynolds Group13 South Harbour DriveBobcaygeon, Ontario K0M 1A0705-738-5555 | www.port32.com

Freed Development Corp.*66 Portland St., Suite 801Toronto, Ontario M5V 2M6416-781-5699

Freure Homes Ltd.501 Krug St., Suite 201Kitchener, Ontario N2B 1L3519-578-7771 | www.freure.com

Garden Homes Inc.35 West Pearce St., Unit 9Richmond Hill, Ontario L4B 3A9905-882-2320 | www.gardenhomes.ca

Gareene Homes Ltd./ VHL Developments Inc. 255 Duncan Mill Rd., Suite 812North York, Ontario M3B 3H9416-391-4870 | www.gareenhomes.com

National Homes291 Edgeley Blvd., Suite 1Concord, Ontario L4K 3Z4905-669-9199www.nationalhomes.com

Mattamy Homes Ltd.2360 Bristol CircleOakville, Ontario L6H 6M5905-829-2424www.mattamyhomes.com

Generation Homes10034 Keele St.Maple, Ontario L6A 0J6416-748-0098 | www.generationhomes.ca

Genesis Homes1 Yorkdale Rd., Suite 214Toronto, Ontario M6A 3A1416-229-9757 | www.genesishomes.ca

Georgian Corp.1175 Meyerside Dr., Suite 2Mississauga, Ontario L5T-1H3905-405-7272 | www.georgiangroup.com

Geranium Corp.*3190 Steeles Ave. E., Suite 300Markham, Ontario L3R 1G9905-477-1177 | www.geraniumhomes.com

Ghods Builders Inc.333 Sheppard Ave. E., Suite 300Toronto, Ontario M2N 3B3416-229-9966 | www.ghodsbuilders.com

Glen Orchard Homes6415 Northwest Dr., Suite 4Mississauga, Ontario L4V 1X1905-677-7207 | www.glenorchardhomes.com

Glen Rouge Homes2061 McCowan Rd., Suite 203Scarborough, Ontario M1S 3Y6416-282-2296 | www.glenrougehomes.com

Gold Park Homes3300 Hwy. 7, Suite 400Concord, Ontario L4K 4M3905-760-9595 | www.goldparkhomes.com

Goldribbon Homes5400 Yonge St., Suite 300Toronto, Ontario M2N 5R5416-221-3335 | www.goldribbonhomes.com

Golfvest Communities (Sawmill Creek) Inc.56 Aberfoyle Cres., Suite 500Toronto, Ontario M8X 2W4416-248-6206 | www.sawmill-creek.com

Grajen Homes140 Caster Ave.Vaughan, Ontario L4L 5Y7905-850-2752 | www.grajenhomes.com




Great Gulf Homes*3751 Victoria Park Ave.Toronto, Ontario M1W 3Z4416-449-1340 | www.greatgulfhomes.com

Great Lands Corp.25 Torbarrie Rd.Toronto, Ontario M3L 1G5416-748-2600 | www.greatlandscorp.com

Greenfield Quality Builders Inc.132 Gorman Park Rd.Toronto, Ontario M3H 3K9416-226-1020 | www.greenfieldcorp.com

Greenleaf Inv. Corp.620 Wilson Ave., Suite 330Toronto, Ontario M3K 1Z3416-781-9101

Greenpark Homes*8700 Dufferin St.Vaughan, Ontario L4K 4S6416-661-5329 | www.greenparkhomes.com

Greenvilla Homes7880 Keele St., Suite 100Concord, Ontario L4K 4G7905-761-8899 | www.greenvillahomes.com

Gregor Homes39 Churchill Dr., Suite 2Barrie, Ontario L4N 8Z5705-721-3354 | www.gregorhomes.com

H&R Developments*3625 Dufferin St., Suite 500Downsview, Ontario M3K 1N4416-635-9921 | www.hr-newhomes.com

Habitat for Humanity Toronto155 Bermondsey RdToronto, Ontario M4A 1X9416-755-7353 | www.torontohabitat.on.ca

Halminen Homes1748 Baseline Rd. W. Suite 100Courtice, Ontario L1E 2T1905-436-2600 | www.halminenhomes.com

Heathwood Group of Companies, The*245 Yorkland Blvd., Suite 100Toronto, Ontario M2J 4W9416-490-1400 | www.heathwood.com

Highcastle Homes*7600 Hwy. 27, Unit 1Woodbridge, Ontario L4H 0P8905-264-5565 | www.highcastlehomes.com

Highmark Homes*9000 Keele St., Unit 13Concord, Ontario L4K 0B3905-760-2631 | www.highmarkhomes.ca

Huntingwood Developments Ltd.152 Dalemount Ave.Toronto, Ontario M6B 3C9416-989-4423

Hush Communities and Fine Homes75 International Blvd, Suite 400Toronto, Ontario M9W 6L9416-987-6500 | www.hush.ca

Hyde Park Homes Ltd.*7 King St. E., Suite 911Toronto, Ontario M5C 3C5416-306-2283 | www.hydeparkhomes.com

Inaugural Source Inc.*82 Birch Ave.Toronto, Ontario M4V 1C8416-920-8880 | www.inauguralsourcehomes.com

Intracorp Projects Ltd.*25 Centurian Dr., Suite 201Markham, Ontario L3R 5N8905-940-6555 | www.intracorp.ca

Jeffery Homes1200 Airport Blvd., Suite 201Oshawa, Ontario L1J 8P5905-433-4701 | www.jefferyhomes.com

Jourdan Group Inc.9 Woodlawn Ave. E.Toronto, Ontario M4T 1B9416-920-0111

Kaitlin Group Ltd., The 28 Sandiford Dr., Suite 201Stouffville, Ontario L4A 1L8905-642-7050 | www.kaitlingroup.com

Kaneff Properties Ltd.8501 Mississauga Rd., Suite 200Brampton, Ontario L6Y 5G8905-454-0221 | www.kaneff.com

Karvon Homes Ltd.11 Sims Cres., Unit BRichmond Hill, Ontario L4B 1C9905-764-1900 | www.karvonhomes.com

Kerbel Group Inc.26 Lesmill Rd., Suite 3Toronto, Ontario M3B 2T5416-733-2202

Kylemore Communities*10080 Kennedy Rd.Markham, Ontario L6C 1N9905-887-5799 | www.kylemorecommunities.com

LSJ Homes Ltd.95 Barber Greene Rd., Suite 305Don Mills, Ontario M3C 2A2416-445-9920

Lakeview Homes*200 Bridgeland Ave.Toronto, Ontario M6A 1Z4416-785-8172 | www.lakeviewhomesinc.com

Lancaster Homes Inc.9251 Yonge St., Suite 306Richmond Hill, Ontario L4C 9T3905-731-6099 | www.lancasterhomes.ca

Lanterra Developments*3625 Dufferin St., Suite 215Toronto, Ontario M3K 1Z2416-635-7424 | www.lanterradevelopments.com

Lanterna Group Ltd. 175 Willowdale Ave., Suite 204North York, Ontario M2N 4Y9416-226-4044 | www.lanterna.ca

Laurel View Homes Inc.*4001 Chesswood Dr.North York, Ontario M3J 2R8416-635-6663 | www.laurelviewhomes.com

Laurier Homes Ltd.150 Connie Cres., Suite 4Concord, Ontario L4K 1L9905-738-2009 | www.laurierhomes.com

Lavandale Homes44 Libra Ave.Richmond Hill, Ontario L4S 2J7416-603-7111 | www.lavandale.com



Lebovic Enterprises*P.O. Box 1240Stouffville, Ontario L4A 8A2905-640-7361 | www.lebovichomes.com

Legend Creek Homes1660 North Service Rd. E.Oakville L6H 7G3905-849-1234 | www.legendcreekhomes.com

Legend Homes Inc.1660 North Service Rd. E., Suite 113 Oakville, Ontario L6H 7G3905-849-1234 | www.legendhomes.net

Lexis-Bayview Developments255 Duncan Mill Rd., Suite 202North York, Ontario M3B 3H9416-449-7501

Liberty Development Corp.*1 Steelcase Rd, W, Unit 8Markham, Ontario, L3R 0T3905-731-8687 | www.libertydevelopment.ca

Liberty Home Group161 Pennsylvania Ave., Suite 4Concord, Ontario L4K 1C3905-761-6000 | www.libertyhomegroup.com

Lifetime Homes (1037411 Ontario Inc.)*270 Drumlin Circle, Suite 5Concord, Ontario L4K 3E2905-738-7850 | www.lifetimegroup.com

Liza Communities30 Wertheim Crt., Suite 9Richmond Hill, Ontario L4B 1B9905-881-1026 | www.mansourigroupinc.com

Logan Homes Ltd.(333568 Ontario Ltd.)2 Risebrough Ave.Toronto, Ontario M2M 2E1416-222-6118

Longo Development Corp.2527 Lake Shore Boulevard WestToronto, Ontario, M8V 1E5416-249-8181 | www.longocorp.com

Lormel Homes Ltd.331 Cityview Blvd., Suite 300Vaughan, Ontario L4H 3M3905-832-2023 | www.lormelhomes.com

Luvian Homes588 Edward Ave., Suite 47&48Richmond Hill, Ontario L4C 9Y6905-737-8890 | www.luvianhomes.com

MacPherson Builders Ltd.40 West Wilmot Street, Unit 6Richmond Hill, Ontario, L4B 1H8905-882-8000 | www.macphersonbuilders.com

Madison Homes*369 Rimrock Rd.Toronto, Ontario M3J 3G2416-661-4000 | www.madisonhomes.ca

Mancini Homes Ltd.452 Nineteenth Avenue Richmond Hill, ONL4E 3P7905-773-9997 | www.mancinihomes.ca

Mariposa Homes 3127 Stone Ridge Blvd.Orillia ON L3V 6H2705-329-3330 | www.mariposahomes.ca

Marshall Homes Corp. 1295 Wharf St., Suite 9Pickering, Ontario L1W 1A2905-420-1500 | www.marshallhomes.ca

MaryDel Homes*8600 Keele St., Unit 49Concord, Ontario L4K 4H8905-761-1900 | www.marydelhomes.com

Marz Homes115 Hwy. 8Stoney Creek, Ontario L8G 1C1905-662-3039www.marzhomes.com

Mason Homes*30 Pennsylvania Ave., Suite 6Concord, Ontario L4K 4A5905-761-2050 | www.masonhomes.ca

Matanda Homes Ltd.31 Brimwood Cres.Richmond Hill, Ontario L4B 4B6416-823-4930

Mattamy Homes Ltd.*2360 Bristol CircleOakville, Ontario L6H 6M5905-829-2424 | www.mattamyhomes.com

Medallion Developments970 Lawrence Ave. W., Suite 304Toronto, Ontario M6A 3B6416-256-3900 | www.medalliondevelopments.com

Melody Homes Corp. 40 Bradwick Dr., Unit 22Concord, Ontario L4K 1K9905-660-6266 | www.melodyhomes.com

Menkes Developments Inc.*4711 Yonge St., Suite 1400Toronto, Ontario M2N 7E4416-491-2222 | www.menkes.com

Meridian Homes1051 Meyerside Drive Unit 11Mississauga, Ont L5T 1J6905-565-7417 | www.meridanhomes.ca

Millwood Homes1136 Centre St., Unit 3, Suite 236Thornhill, Ontario L4J 3M8905-731-8630

Minto Development Inc./Minto Urban Communities Inc. *2239 Yonge St.Toronto, Ontario M4S 2B5416-977-0777 | www.minto.com

Moldenhauer Developments1554 Dundas St, E, 2nd FloorMississauga, Ontario L4X 1L4416-410-5051 | www.moldenhauer.ca

Monarch Corporation*2550 Victoria Park Ave., Suite 200Toronto, Ontario M2J 5A9416-491-7440 | www.monarchgroup.net

Monmar Developments Ltd./Honeyfield Communities333 Humberline Dr.Toronto, Ontario M9W 5X3416-675-4174 | www.honeyfield.ca

Morguard Residential Inc.55 City Centre Dr., Suite 800Mississauga, Ontario L5B 1M3905-281-3800 | www.morguard.com




Mosaik Homes8800 Jane St.Vaughan, Ontario L4K 2M9905-738-6444www.mosaikhomes.com

National Homes*291 Edgeley Blvd., Suite 1Concord, Ontario L4K 3Z4905-669-9199 | www.nationalhomes.com

New Age Homes Ltd.30 Intermodal Dr., Suite 3Brampton, Ontario L6T 5K1905-790-9000 | www.newagehomes.ca

New Era Homes Ltd.P.O. Box 215Newmarket, Ontario L3Y 4X1905-778-1818

Noik Group, The3410 Sheppard Ave. E., Suite 300Toronto, Ontario M1T 3K4416-291-6665 | www.noikhomes.com

Norstar Building Corp./Willowfield Homes*7077 Keele St., Suite 102Concord, Ontario L4K 0B6905-738-0754 | www.norstarcompanies.com

North Star Homes Inc.361 Four Valley Dr.Concord, Ontario L4K 5Z3905-761-1320 | www.northstarhomesinc.com

Options For Homes Non-Profit Corp.468 Queen St. E., Suite 310P.O. Box 28Toronto, Ontario M5A 1T7416-867-1501 | www.optionsforhomes.ca

Opus Homes331 Cityview Boulevard, Suite 201Vaughan, ON L4H 3M3905-832-2522www.opushomes.com

Orchard Ridge Homes*3700 Steeles Ave. W., Suite 800Woodbridge, Ontario L4L 8M9905-850-6154 | www.orchardridgehomes.com

Orchid Valley Homes Ltd.165 Charlotte St. S., Suite BNewmarket, Ontario L3Y 3S7905-898-2623

Oskar Group* 3660 Midland Avenue, Suite 200, Toronto, ON M1V 0B8416.293.9588 x 511 | www.oskargroup.com

Oxnard Homes9140 Leslie St., Unit 210Richmond Hill, Ontario L4B 0A9905-762-9200 | www.oxnardhomes.ca

PCM Construction Inc.1020 Matheson Blvd. E., Unit 16Mississauga, Ontario L4W 4J9905-625-6666www.pcmconstruction.com

Pacific Homes Ltd.2 Holland Dr., Unit 1Bolton, Ontario L7E 1E1905-857-5633 | www.pacifichomes.ca

Paradise Homes Corp. 625 Cochrane Dr., Suite 801Markham, Ontario L3R 9R9905-940-2933 | www.paradisehomescorp.com

Parkbridge Lifestyle Communities690 River Rd. W.Wasaga Beach, Ontario L9Z 2P1705-429-8559 | www.parkbridge.ca

Peak Garden Developments Inc.18 Crown Steel Dr., Suite 213Markham, Ontario L3R 9X8905-940-3339

Pemberton Group*50 Confederation Pkwy.Concord, Ontario L4K 4T8905-326-4100 | www.pembertongroup.com

Philmor Developments Ltd.2 Hunters Point Dr., Suite 5Richmond Hill, Ontario L4C 9Y4905-882-0030

Picture Homes (1478876 Ontario Inc.)180 Jardin Dr., Suite 8Concord, Ontario L4K 1X8905-760-0404 | www.picturehomesonline.com

Pratt Development Inc.301 King St.Barrie, Ontario L4N 6B5 705-792-3883 | www.pratthomes.ca

Presidential Homes27 Paxtonia Blvd., Suite 1North York, Ontario M3K 1V9416-635-8105

Prestonvale Heights Ltd.11 Curity Ave.Toronto, Ontario M4B 1X4416-429-0969 | www.prestongroup.ca

Preston Group, The 11 Curity Ave.Toronto, Ontario M4B 1X4416-429-0969 | www.prestongroup.ca

Previn Court Homes265 King St. N.Box 1, Comp. 9, Unit 3Alliston, Ontario L9R 1N3705-435-5712www.previncourt.com

Princess Group, The*25 Sable St.Toronto, Ontario M6M 3K8416-787-6633www.theprincessgroup.com

Primont Homes Corp.*25 Brodie Dr., Suite 2Richmond Hill, Ontario L4B 3K7905-770-7002 www.primonthomes.com

Pristine Homes131 Whitmore Rd., Unit 21Woodbridge, Ontario L4L 6E4905-851-1224www.pristinehomes.ca

Queenscorp Group2 Queen Elizabeth Blvd.Toronto, Ontario M8Z 1L8416-253-6909www.queenscorp.com



Queensgate Homes Inc.3800 Steeles Ave. W., Suite 401w West BuildingWoodbridge, Ontario L4L 4G9905-264-0600www.queensgatehomes.com

Quintessa Homes Corp.8201 Weston Rd., Suite 6Vaughan, Ontario L4L 1A6905-893-1988www.quintessa.ca

Ramtin Sotoadeh Homes Ltd./LSI Engineering15 Wertheim Crt., Suite 204Richmond Hill, Ontario L4B 3H7905-709-8100www.Isiengineering.com

Regal Crest Homes*171 Basaltic Rd., Unit 1Concord, Ontario L4K 1G4905-669-5003www.regalcresthomes.com

RegalCraft Homes Inc.*6991 Millcreek Dr., Unit 12Mississauga, Ontario L5N 5B9905-814-9800www.regalcrafthomes.com

Regency Heights Homes151 Spinnaker Way, Suite 5Concord, Ontario L4K 4C3905-738-4709www.regencyheightshomes.com

Reid’s Heritage Homes*6783 Wellington Rd. 34, R.R. 22Cambridge, Ontario N3C 2V4519-658-6656www.reidsheritagehomes.com

Remington Homes*7501 Keele St., Suite 100Vaughan, Ontario L4K 1Y2905-761-8200www.remingtonhomes.com

Ristic Homes Inc.6 McKelvey Dr.Thornhill, Ontario L3T 5X7905-886-8707 | www.ristichomes.com

Rivera Home Builders1681 Langstaff Road, #1 Vaughan, Ontario L4K 5T3905-326-6138

Riverfield Homes110 Trowers Rd.Woodbridge, Ontario L4L 5Z4905-850-9550www.riverfield.com

Rivermill Homes14 Connie Cres., Suite 17Concord, Ontario L4K 2W8905-761-9465 | www.rivermillhomes.com

Robynwood Homes 371 Bradwick Dr., Suite 8Concord, Ontario L4K 2P4905-660-8720www.robynwoodhomes.com

Rockport Group, The*170 The Donway West, Suite 307North York, Ontario M3C 2G3416-444-7391www.rockportgroup.net

Rodeo Fine Homes70 Gibson Dr., Unit 13Markham, Ontario L3R 4C2905-475-7893www.rodeofinehomes.com

Rose Valley Homes115 Woodstream Blvd., Unit 13Woodbridge, Ontario L4L 8K5905-851-6402 www.rosevalleyhomes.com

Rosehaven Homes Ltd.*145 Reynolds St., Suite 300Oakville, Ontario L6J 0A7905-849-1166www.rosehavenhomes.com

Royalcliff Homes100 Regina Rd.Woodbridge, Ontario L4L 8L9905-265-1611

Royal Lane Homes 620 Wilson Ave., Suite 202Toronto, Ontario M3K 1Z3416-630-5263 | www.royallanehomes.com

Royal Park Homes 65 Royalpark WayWoodbridge, Ontario L4H 1J5416-736-8635 | www.royalpark.com

Royal Pine Homes Ltd.3550 Langstaff Rd., Suite 200Woodbridge, Ontario L4L 9G3905-856-2150 | www.royalpinehomes.com

Royalcliff Homes Inc.100 Regina Rd., Unit 3Woodbridge, Ontario L4L 8M7905-265-1611www.royalcliffhomes.com

Running Brook Homes Ltd.173 Foxhill Dr.Maple, Ontario L6A 1J9416-402-4848www.runningbrookhomes.com

Saberwood Homes400 Creditstone Rd., Unit 6AConcord, Ontario L4K 3Z3905-761-8690www.saberwoodhomes.com

Saddlebrook ManagementConsultants Inc.40 Snidercroft Rd., Suite 1Concord L4K 0B505-760-1111www.smc1991.com

Schickedanz Brothers Ltd.3311 Bayview Ave., Suite 105Willowdale, Ontario M2K 1G4416-223-0710www.schickedanzbros.com

Senarra Homes Inc.1090 Aerowood Dr., Unit 1Mississauga, Ontario L4W 1Y5866-624-8668www.senarra.ca

Senator Homes250 Lesmill Rd.North York, Ontario M3B 2T5416-445-8552 | www.senatorhomes.com




Sentex Development Inc.55 St. Clair Ave. W., Suite 205Toronto, Ontario M4V 2Y7416-636-8596 | www.sentexdev.com

Sequoia Grove Homes Inc.8611 Weston Rd., Suite 18Vaughan, Ontario L4L 9P1905-265-0455www.sequoiagrovehomes.com

Sierra Homes Inc.*8965 Woodbine Ave.Markham, Ontario L3R 0J9905-947-1116www.sierra.ca

Silver Streams Homes Inc.103 Naughton Dr.Richmond Hill, Ontario L4C 8B3416-819-1650

Sky Homes Corp.3300 Steeles Ave. W., Suite 9Concord, Ontario L4K 2Y4416-663-9334 | www.skyhomes.ca

Solmar Development Corp.122 Romina Dr.Concord, Ontario L4K 4Z7905-660-9222www.solmar.ca

Solotex Corp.3830 Bathurst St., Suite 115Toronto, Ontario M3H 6C5416-398-1171

Somerset Homes1030 Sheppard Ave. W., Suite 5Toronto, Ontario M3H 6C1416-638-8663

Spring Town Homes1415 Bonhill Rd., Suite 1Mississauga, Ontario L5T 1R2905-670-6666www.springtown.com

Spruce Tree Resorts Inc.5300 Yonge St., Suite 205Toronto, Ontario M2N 5R2416-228-1200www.sprucetreeresorts.com

Stafford Homes Ltd.55 St. Clair Ave. W., Suite 408Toronto, Ontario M4V 2Y7416-461-6100www.staffordhomes.ca

Stanford Homes Ltd.40 Vogel Rd., Suite 1Richmond Hill, Ontario L4B 3N6905-780-9610www.stanfordhomes.ca

Starcrest Homes Ltd.217 Queen’s Plate Dr., Unit DToronto, Ontario M9W 6Z7416-746-9555www.starcresthomes.ca

Starlane Home Corp.*8600 Dufferin St.Vaughan, Ontario L4K 5P5416-736-8854www.starlanehomes.com

Stonebridge Building Group Inc.*2458 Dundas St. W.Mississauga, Ontario L5K 1R8905-823-2615

Storybook Homes27-1300 King St. E., Box 229Oshawa, Ontario L1H 8J4905-438-9516

Summerhill Homes Ltd.20 Wertheim Crt., Suite 17Richmond Hill, Ontario L4B 3A8905-886-6900www.homesbysummerhill.com

Summit View Homes Ltd.9120 Leslie St., Suite 101Richmond Hill, Ontario L4B 3J9905-886-8287 | www.summitviewhomes.com

Sundance Development Corp.3190 Steeles Ave. E., Suite 304Markham, Ontario L3R 1G9905-307-2220www.sundancehome.com

Sundial Homes Ltd.4576 Yonge St., Suite 500Toronto, Ontario M2N 6N4416-224-1200www.sundialhomes.com

Sunfield Homes120 Whitmore Rd., Unit 8, Suite 800Woodbridge, Ontario L4L 6A5905-851-2424www.sunfieldhomes.com

TAS DesignBuild1 Valleybrook Dr., Suite 300Toronto, Ontario M3B 2S7416-510-8181www.tasdesignbuild.com

Terra Brook Homes Inc.241 Applewood Cres., Unit 3Concord, Ontario L4K 4E6905-660-7417www.terrabrookhomes.ca

Terra View Homes 45 Speedvale Ave. E., Unit 5Guelph, Ontario N1H 1J2519-763-6458www.terra-view.com

Thomas Feeley Construction Ltd.371 Bradwick Dr., Suite 8Concord, Ontario L4K 2P4905-660-8720

Thornridge Homes Ltd.*225 Bradwick Dr., Unit 18Concord, Ontario L4K 1K7905-669-4483www.thornridgehomes.com

Tice River Estates Inc.1919 Albion Rd.Toronto, Ontario M9W 5S8416-674-5717

Tiffany Park Homes601 Magnetic Dr., Unit 1 & 2North York, Ontario M3J 3J2416-665-8880www.tiffanyparkhomes.com

Times Group Corp.330 Hwy. 7 E., Suite PH3Richmond hill, Ontario L4B 3P8905-882-6286www.timesgroupcorp.com



Touchstone Homes (Laredo Construction Inc.)15 Lesmill Rd., Suite 1North York, Ontario M3B 2T3416-798-7220

Townwood Homes Inc.*1 Bradwick Dr., Suite 1Concord, Ontario L4K 2T4905-669-1615www.townwoodhomes.com

Treasure Hill Homes*1681 Langstaff Road,Vaughan, Ontario L4K 5T3 416-987-5500www.treasurehillhomes.com

Trevcor Management Inc.11 Cidermill Ave., Suite 200Vaughan, Ontario L4K 4B6416-398-0771 | www.trevcor.com

Tribute Communities*1815 Ironstone Manor, Unit 1Pickering, Ontario L1W 3W9905-839-3500www.tributecommunities.com

VHL Developments*255 Duncan Mill, Suite 812Toronto, Ontario M3B 3H9416-391-4870www.markhamplace.com

Valemont Communities Inc.120 Homewood Ave., Suite 2009Toronto, Ontario M4Y 2J3416-230-9951 | www.valemont.com

Vandyk Group of Companies1944 Fowler DriveMississauga, Ontario L5K 0A1905-823-4606www.vandyk.com

Verdiroc Development Corp.1 Valleybrook Dr., Suite 201Toronto, Ontario M3B 2S7416-486-4270www.verdiroc.com

Victoria Wood Development Corp. Inc.8500 Leslie St., Suite 210Markham, Ontario L3T 7M8905-889-5510

Vista Homes 15 Belfield Rd., Suite 2Toronto, Ontario M9W 1E8416-663-0330

Vogue Development Group Inc., The1118 Centre St., Suite 208Thornhill, Ontario L4J 7R9905-886-8500

Walgreen Homes Inc.399-A Spadina Ave., Suite 1Toronto, Ontario M5T 2G6416-598-2811

Weldan Properties Inc.2212 Oneida Crt.Mississauga, Ontario L5C 1V6905-281-8579www.weldanproperties.com

Windemere Heights Homes Ltd./Windemere Custom Homes130 LePage Crt., Suite 15Toronto, Ontario M3J 3J1416-630-1500www.windemerehomes.ca

Winzen Homes Ltd.*30 Algie Ave.Toronto, Ontario M8Z 5J8416-253-5900 | www.winzen.ca

Wycliffe Group Ltd., The*34 Doncaster Ave., Suite 201Thornhill, Ontario L3T 4S1905-881-3040www.wycliffehomes.com

Your Home Developments4965 Steeles Ave W.North York, ON, M9L 1R4416-745-6686

Zancor Homes137 Bowes Rd.Concord, ON L4K 1H3905-738-7010www.zancorhomes.com

Zoran Properties Inc.940 The East Mall, Suite 303Toronto, Ontario M9B 6J7416-620-5696www.zoranproperties.com

BUILDER’S CHOICE SUPPLIERS

Appliance Canada8701 Jane St. Unit 1Concord, ON L4K 2M6800-374-3437 | www.appliancecanada.com

BradstoneP.O. Box 1060Stouffville, Ontario L4A 8A1(416) 798-7809 | bradstone.ca

Brampton Brick225 Wanless DriveBrampton, Ontario L7A 1E9(905)8401011 | www.bramptonbrick.com

Reliance Home Comfort2 Lansing SquareScarborough, Ontario M2J 4P8416-499.7600 | www.reliancecomfort.com

Stonerox5291 Bethesda Side RoadStouffville, OntarioCanada, L4A 7X3(416) 798-7809 | www.stonerox.ca




ExpErts on thE Canadian housing markEt from Bmo Financial Group and the industry participated in the inaugural BMO Housing Panel for 2013 to discuss the past year and provide their outlook over the next 12 months.

According to Sal Guatieri, senior economist, BMO Capital Markets, after a decade-long boom, the so-called soft landing appears to be underway in most regions; the expectation is that this trend will continue into 2013.

“Home sales and housing starts will continue to moderate and prices will generally stabilize in most regions in 2013,” says Guatieri. “In the year ahead, the housing market will be supported by moderate job growth, steady immigration, growing demand from echo boomers entering their prime first-time home buying years, and a gradual shift toward more single-person households.”

The real estate market will benefit from continued low interest rates, with the Bank of Canada’s target rate likely on hold for most of this year, he adds.

Guatieri also notes that Alberta and Saskatchewan could buck the national trend and see higher prices due to continued healthy economic growth and wage increases. Meanwhile, pricier Toronto and Vancouver are likely to have a bumpier landing than most other regions, with some prices declining moderately.

affordability and consumer preferenceConrad Zurini, Broker of Record, ReMax Escarpment Realty, says affordability is in question in major cities including Calgary, Toronto and Montreal, with first-time buyers likely staying out of the market for the first half of the year.

Zurini adds that those looking to upgrade will still dominate, given lower interest rates. “People who are into walking, lifestyle and entertainment, the farm-to-table trend and buying local are going to fuel that market for the first half of the year.

“These consumers are all about amenities and lifestyle – they’re very established economically,” says Zurini.

Consumers buying for the first time will likely look to other cities in search of greater value.

“These buyers move with opportunity, following employment and searching out homes with their desired space, ultimately single-family residential homes,” he says.

“In 2013, consumers will be paying close attention to the investment side of their buying decision.”

Housing market ‘soft landing’ to dissipate by mid-year:

Bmo Canadian housing outlook 2013

mortgage and financing adviceJohn Turner, national director, specialized lending, BMO Bank of Montreal, outlined a number of factors buyers should keep in mind for financing the purchase of a home.

“The pre-approved process remains a very important keystone in the home buying process, whether you’re a first-time homebuyer or a move-up buyer,” says Turner.

“Generally speaking, most folks will need to borrow most of the purchase price of the home, so getting a pre-approved mortgage is a smart thing to do even before the home search starts.”

Turner adds that the down payment buyers are able to afford is another important aspect, and that there are strategies buyers should put in place to ensure they can maximize that amount – ultimately lowering their overall housing costs.

“There are a number of different strategies to save for a down payment. With RRSPs, for instance, customers can withdraw up to $25,000 for the purchase of a home,” he says.

Turner also reminds that consumers who pay off their debt quicker pay less interest, and that most mortgages have options embedded in them that help to save money in this way.

“At BMO, we’ve been encouraging customers to take a shorter amortization for some time,” he says. “In addition, rates are as low as they’ve ever been, so it’s certainly a good time to take advantage of this to pay off your debt sooner so you can retire comfortably and with as little debt as possible.”

Market Outlook


062 News BMO Canadian Housing Outlook 2013_JY-WK.indd 62 3/5/13 3:20:09 PM

Markham

Upper Cornell MODEL HOMES TO VIEW

Northeast corner of 9thLine & Bur Oak Ave.

Semis & Singles from the mid $400’s

905.554.3446

Brampton

Credit Manor Heights NOW OPEN

Mississauga Rd. & Steeles Ave.

Towns from $400’sSingles from $600’s

905.216.5155

Richmond Hill



Executive Towns From the mid $500’s

289.231.2849

King City

King OaksMIKE NIVEN MODELHOME TO VIEW

East side of Keele St.,south of King Rd.

60', 70' & 80' SinglesFrom $1.2 million

905.539.0181

Kleinburg

Kleinburg HillsNOW OPEN

Hwy. 27 & MajorMackenzie Dr.

40', 50' & 60' LotsSingles from $800’s

647.921.0381

Nobleton

King Country EstatesTWO MIKE NIVENMODEL HOMES TO VIEW

East side of Hwy. 27 justnorth of King Rd. Singles from $900’s

905.558.0255

Dare to live the life you’vealways dreamed of.




Hero.Daredevil.


063 Aspen Ridge Ad 2013.indd 1 3/5/13 12:56:49 PM

Mattamy Homes. Our Experience Helps Us Build

Better Homes And Communities.It’s amazing what you can learn from building

homes and communities for more than 30 years. One of the major pieces of learning is the planning required to be in the right locations at the right time.

You’ll fi nd Mattamy communities everywhere around the GTA. Always in the places you have probably determined you’d like your family to live.

The experience we’ve gathered in building more than 50,000 homes in over 150 communities across North America, allows us to use what we’ve learned along the way to fi nd locations that serve the needs of families. We think about the size of the community, access to transportation, schools, shopping, recreation and cultural opportunities.

We also lean towards locations that allow for distinctive natural elements to be part of the

community and we plan our homes and streets around these features. We also try to make sure that the neighbourhoods we build have lots of features that make the experience of living there completely enjoyable.

We offer many advantages by being both the builder and developer. The homes on the streets aren’t jammed together. Homes are closer to the street for more community interaction. There is lots of architectural diversity. And plenty of room to mix and mingle. We try to make each community feel like a small town.

If it’s true that the three most important things in searching for a new home are location, location, location, then the single most important tool we use to fi nd the right location is experience.

For information on all Mattamy communities visit www.mattamyhomes.com

GTA_OBC_Annual_2013.indd 1 2013-03-05 9:19 AM

064-Mattamy 2013.indd 1 3/5/13 2:43:24 PM

Documents

The Home Builders' Annual - GTA 2013