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SBI CLERK M.T. EXPLANATION - 12

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GENERAL AWARENESS3. Ans: 3

The scheme provides for a monthly pensionof 500 rupes to each rural family for theyear 2014-15

7. Ans: 5At the close of play written by RickyPonting.

9. Ans: 2South Korean President Park Geun-hye,the country’s first woman president, is inIndia on a four-day State visit, providing avaluable opportunity to New Delhi andSeoul to impart new dynamism to theirbilateral relations. After ignoring eachother for years, India and South Korea arealso now beginning to recognise theimportance of tighter ties. Despiteestablishing diplomatic ties in 1973, thetwo nations hardly figured in each other’sforeign policy calculus.

11. Ans: 1The department is entrusted withformulating and implementing the foreigntrade policy and responsibilities relatingto multilateral and bilateral commercialrelations, state trading, export promotionmeasures, and development andregulation of certain export orientedindustries and commodities.

12. Ans: 4Dr Reddy was selected for the award for hisextensive efforts in basic and appliedresearch which resulted in thedevelopment of novel catalysts for airpollution control, bio-mass conversion tovalue-added products, synthesis of finechemicals and solar fuels, and theconversion of greenhouse gases to usefulchemicals.

13. Ans: 1ENBA Awards’ also known asexchange4media News BroadcastingAwards are given for best talent in newstelevision in India. Exchange4mediaformulated these awards in 2008 with theobjective of recognizing the best inTelevision news, to reward broadcastersand industry leaders who are responsiblefor shaping the future of TelevisionBroadcasting in India.

15. Ans: 1Perhaps the best written of all the slavenarratives, Twelve Years a Slave is aharrowing memoir about one of thedarkest periods in American history. It

recounts how Solomon Northup, born a freeman in New York, was lured to Washington,D.C., in 1841 with the promise of fastmoney, then drugged and beaten and soldinto slavery. He spent the next twelve yearsof his life in captivity on a Louisiana cottonplantation.

17. Ans: 3Provisioning coverage ratio refers to theratio of outstanding provision to gross NPAs(non-performing assets).So, Provisioning Coverage Ratio (PCR) isessentially the ratio of provisioning togross non-performing assets and indicatesthe extent of funds a bank has kept asideto cover loan losses.It works as a macro-prudential measure,with a view to augmenting provisioningbuffer in a counter-cyclical manner whenthe banks were making good profits.

18. Ans: 130 January is the date observed at thenational level as marty’s day also knownas sarvodaya day. The date was chosen asit marks theassassination of MohandasKaramchand Gandhi in 1948.

19. Ans: 3The Padma Vibhushan is the second high-est-civilian award in the Republic of In-dia. It consists of a medal and a citationand is awarded by the President of India.It ranks behind the Bharat Ratnaandcomes before the Padma BhushanandPadma Shri. It is awarded to recognizeexceptional and distinguished service tothe nation in any field, including govern-ment service.

21. Ans: 1Wriddhiman is an Indian cricketer. He isa right-handed batsman and specialistwicket-keeper. Saha has played Testcricket forIndia and represents Bengal andthe Kings XI Punjab inIndian PremierLeague.He is also the first cricketer toscore a century for the Kings XI Punjab inthe Indian Premier League finals playedagainst the Kolkata Knight Riders in theIPL-7.

23. Ans: 4The Sword and the Sickle is anovel byMulk Raj Anand first published in 1942.Like his other novels, this one also dealswith the topic of social and political struc-tures, specifically, the rise ofCommunism.

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25. Ans: 2Google is acquiring connected device com-pany Nest for $3.2 billion. Google sent outan email to employees noting the acquisi-tion today and later issued a press release. In the release, Google noted that Nesthas been offering its best-selling thermo-stat since 2011 and recently began offer-ing the Protect smoke alarm, which net-works with its other devices. NestFounders Tony Fadell and Matt Rogers willboth join Google. Rogers was one of the firstengineers on the iPhone team at Apple.

26. Ans: 3Retirement fund body EPFO on Monday de-cided to increase the rate of interest onProvident Fund deposits to 8.75% for 2013-14, a move that will benefit about 5 croresubscribers. “We have decided to recom-mend to the government 8.75% rate of in-terest for 2013-14 to its subscribers,” labourminister Oscar Fernandes told reportersafter a meeting of the EPFO trustees. TheCentral Board of Trustees, which is theapex decision-making body of the Employ-ees’ Provident Fund Organization (EPFO),approved the interest rate.

27. Ans: 1POSCO, the South Korean steel maker gi-ant in January 2014 received environ-ment clearance from the Union Ministryof Environment and Forest (MoEF) for asteel plant worth 52000 crore rupees inOdisha. The project was in the pipeline forclearance and all for past eight years.POSCO India Private Limited is a subsid-iary of POSCO, the world’s fourth largeststeel producer and one of the most com-petitive steel companies. POSCO signed aMemorandum of Understanding (MoU) withthe Government of Orissa in June 2005,to set up a 12 MTPA green field steel plantnear Paradip, Jagatsinghpur District,Orissa, with an estimated investment ofUSD 12 billion. The company will build 4million-tonnes per annum capacity steelplant in Orissa, during Corporate Overviewthe first phase of its project, and expandthe final production volume to 12 milliontons per annum. POSCO-India Pvt. Ltd. wasincorporated in August 2005.

28. Ans: 1Global Family Day, One Day of Peace andSharing, is celebrated every January 1 inthe United States as a global day of peaceand sharing. Global Family Day grew out

of the United Nations Millennium celebra-tion, “One Day In Peace”. Originally sup-ported in the United States by LindaGrover, the source of the idea itself is dif-ficult to pin down because many grassrootsefforts around the world had independentlytargeted this date as a day for peace andhad worked separately to prevail on localgovernments and the U.N. to establishsuch a day.These efforts included a 1996children’s book One Day In Peace, Janu-ary 1, 2000 by Steve Diamond and RobertAlan Silverstein, which was translated into22 languages, and a utopian novel Tree Is-land by Glover herself.

29. Ans: 3An Emmy Award, or simply Emmy, recog-nizes excellence in the television indus-try, and corresponds to the Academy Award(for film), the Tony Award (for theatre), andthe Grammy Award (for music). BecauseEmmy Awards are given in various sectorsof the American television industry, theyare presented in different annual ceremo-nies held throughout the year. The twoevents that receive the most media cov-erage are the Primetime Emmys and theDaytime Emmys, which recognize out-standing work in American primetime anddaytime entertainment programming, re-spectively. Other notable Emmy Award cer-emonies are those honoring nationalsports programming, national news anddocumentary shows, national business andfinancial reporting, and technological andengineering achievements in television.Regional Emmy Awards are also presentedthroughout the country at various timesthrough the year, recognizing excellencein local and statewide television. In addi-tion, International Emmys are awarded forexcellence in TV programming producedand initially aired outside the UnitedStates.

30. Ans: 1State Bank Day - State Bank of Indiawhich started on July 1, 1955 will be cel-ebrating State Bank day on July 1 acrossthe country. To mark this occasion, thebranches of the bank, including the mainbranch here are conducting various com-munity service banking activities. Themain branch here will adopt 14 very poorgirl children - either orphans or with singleparents and sponsor their educational ex-penses, honour senior pensioners, and

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donate a vehicle to Govanithashraya Trust,an NGO on this occasion.

31&32. Ans: 2, 3Repo rate is the rate at which the centralbank of a country (Reserve Bank of Indiain case of India) lends money to commer-cial banks in the event of any shortfall offunds. Repo rate is used by monetary au-thorities to control inflation. In the eventof inflation, central banks increase reporate as this acts as a disincentive forbanks to borrow from the central bank. Thisultimately reduces the money supply in theeconomy and thus helps in arresting in-flation. The central bank takes the con-trary position in the event of a fall in infla-tionary pressures. Repo and reverse reporates form a part of the liquidity adjust-ment facility.

33. Ans: 2Cash reserve Ratio (CRR) is the amount offunds that the banks have to keep with RBI.If RBI decides to increase the percent ofthis, the available amount with the bankscomes down. RBI is using this method (in-crease of CRR rate), to drain out the ex-cessive money from the banks.

34. Ans: 1Reverse Repo rate is the rate at which Re-serve Bank of India (RBI) borrows moneyfrom banks. Banks are always happy tolend money to RBI since their money arein safe hands with a good interest. An in-crease in Reverse repo rate can cause thebanks to transfer more funds to RBI due tothis attractive interest rates. It can causethe money to be drawn out of the bankingsystem. Due to this fine tuning of RBIusing its tools of CRR, Bank Rate, Repo Rateand Reverse Repo rate our banks adjusttheir lending or investment rates for com-mon man.

35. Ans: 3Statutory liquidity ratio (SLR) refersamount that the commercial banks re-quire to maintain in the form of gold orgovt. approved securities before providingcredit to the customers. SLR is determinedand maintained by the RBI in order to con-trol the expansion of bank credit. SLR isused by bankers and indicates the mini-mum percentage of deposits that the bankhas to maintain in form of gold,cash orother approved securities.Thus, we can saythat it is ratio of cash and some other ap-

proved liabilities(deposits). It regulates thecredit growth in India .

36. Ans: 2Prime Lending Rate: The interest rate thatcommercial banks charge their mostcredit-worthy customers. Generally abank’s best customers consist of large cor-porations. The prime interest rate, orprime lending rate, is largely determinedby the federal funds rate, which is the over-night rate which banks lend to one an-other. The prime rate is also important forretail customers, as the prime rate directlyaffects the lending rates which are avail-able for mortgage, small business and per-sonal loans.

37. Ans: 2An open market operation (also known asOMO) is an activity by a central bank tobuy or sell government bonds on the openmarket. A central bank uses them as theprimary means of implementing monetarypolicy. The usual aim of open market op-erations is to manipulate the short terminterest rate and the supply of base moneyin an economy, and thus indirectly con-trol the total money supply, in effect ex-panding money or contracting the moneysupply. This involves meeting the demandof base money at the target interest rateby buying and selling government securi-ties, or other financial instruments. Mon-etary targets, such as inflation, interestrates, or exchange rates, are used to guidethis implementation.

39. Ans: 5Saving accounts are one of the most popu-lar deposit accounts for individuals in In-dia. In such accounts, the depositor is nor-mally issued cheque books and the cus-tomer is allowed the flexibility of depositsof any amount and withdrawal of fundsfrom the account at any time. Although,most of the banks have rules for the maxi-mum number of withdrawals in a periodand the maximum amount of withdrawal,yet no bank strictly enforces these owingto competition in the banking circles.However, banks have every right to enforcesuch restrictions if it is felt that the ac-count is being misused as a current ac-count.

40. Ans: 3Base rate is the minimum rate below inwhich bank’s are not permitted to lendbarring certain exceptions. It is minimum

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SBI CLERK M.T. EXPLANATION - 12

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rate of interest that a bank is allowed tocharge from its customers. Reserve Bankof India stipulates that no banker can of-fer loans at a rate lower than the base rateto any of its customers.

ENGLISH41. Ans: 1

Option (1), the problems of the world canbest be solved by rationality andenlightened self - interest, suits the centralidea.

42. Ans: 4One of concern about their harmfulpotential

43. Ans: 2Refer to second passage.

44. Ans: 2from the passage the intension is that,altruism is weaker than rationality

45. Ans: 1populace = that means the inhabitants ofa nation

46. Ans: 2Ordered = ArrangementStructured = The overall form oforganization or something

47. Ans: 4Solid = strong or unyieldingcommendable = admirable

48. Ans: 3thwart = to prevent; to cause to fail

49. Ans: 5immeasurably= as in greatlysuperficially = lightly, without care

50. Ans: 4sane = being in a healthy conditionbrutish = laking human sensibility

56. Ans: 2put a before noise is section 2

57. Ans: 1write ‘saw’ in place of ‘have seen’ in section‘1’ when in a sentence ‘last’ is used, theverb, used in the sentence, should be inpast (V2)

58. Ans: 3the idiom tooth and nail is not used withany preposition.

59. Ans: 4Use of ‘word by word’ is slang. The correctuse is ‘word for word.’

60. Ans: 2write ‘upon’ in place of ‘with’ in section ‘2’

QUANTITATIVE APTITUDE81. Ans: 1

965 753 = 72664582. Ans: 2

666 1852.4 ?

666? 1.52.4 185

83. Ans: 30.09 6.8 ? 2.142

2.142? 3.50.09 6.8

84. Ans: 221 14 44 ?

12.4 4.5 15.5

294 44 ? 100 ?18 15.5

85. Ans: 4

23

64?

32768

4096 ?32

?=12886. Ans: 4

12.36 18.15 21.52 ?

224.334 21.52 ?

245.854 ?87. Ans: 2

2 2 299 ? 38 8436

2 2 2? 99 38 8436 2? 9801 1444 8436

22? 2809 53

? = 5388. Ans: 3

9865 + ? + 3174 + 2257 = 1942515296 + ? = 19425? = 19425 - 15296 = 4129

89. Ans: 3

2

2

? 5.6 1177400.04

2 11740 0.0016?5.6

22? 33.64 5.8 ? = 5.8

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90. Ans: 43 804357 ?? = 93

91. Ans: 4666 66 6 = ?? = 263736

92. Ans: 360 20 3 ? 450

100 100 5

450 100 100 5?60 20 3

=6250

93. Ans: 2

3 29 ?1701

21

2? 49? = 7

94. Ans: 33.5 2.4 ? 42

42? 53.5 2.4

95. Ans: 2

12 8 4 ?19 19 19 19

12 8

?4

1919

19

20 4 ?19 19

? = 1696. Ans: 3

Let the numbers = 29x and 29yH.C.F. = 29, L.C.M. = 4147Productionof numbers = H.C.F. L.C.M29x 29y = 29 4147

29 4147 14329 29

xy

Pair of co.primes (1,143) (11, 13)Both the numbers greater than 29So suitable pair is (29 11, 29 13)= (319, 377)Sum of numbers = 319 + 377 = 696

97. Ans: 2Month begins with Sunday. So there willbe five Sundays in the monthNo. of week days = 25

420 5 240 25Average=30

2100 6000 8100 27030 30

98. Ans: 4Total number of candidates = x

Then 1 1100 62 % of 37 % of 3422 2

x

75 1 75 1 3422 100 2 100

x

342 64 24329

x

Number of boys failed

1100 75 % of 100 37 % of 24322

25 125 1 2432 380100 2 100

99. Ans: 4Cost price of 50 kg wheat= Rs. (30 11.50 + 20 14.25)=Rs. (345+285) = Rs. 630

Profit = 130 630 Rs.819100

S.P. per kg. = 819Rs.50

= Rs. 16.38100. Ans: 4

Let the money invested at 4% 6% and 8%be x, y and z

Then 4 1 6 1 8 1

100 100 100x y z

4x = 6y =8z2x = 3y = 4zNow x+y+z = 2600

2x = 3y 3 4 and 3 42 3

zx y y z y

3 4 22 3

x z z

42 2600 6 4 3 78003

z z z z z z

13z = 7800 z = Rs. 600x = 2 600 = Rs. 1200

101. Ans: 3Difference b/n C.I. and S.I. for 3 years

2

3

300C.I.-S.I.=

100pr r

226000 3002994.134

100 100 100r r

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2 2994.134 100 100 10030026000

r r

2 300 115153.84r r

r = 19102. Ans: 1

Let the present age be x years then

3 3 3 3x x x

3 9 3 9 18yearsx x x x 103. Ans: 2

Let B Joined the business for x months.then

85000 12 342500 1x

24 3 3 24 8 months1

x xx

104. Ans: 4

Rate up stream = 750 10m/sec= m/sec675 9

Rate down stream = 750 5m/sec= m/sec450 3

Rate in still water = 1 10 5 m/sec2 9 3

25 18 km/hr18 5

=5 km/hr105. Ans: 2

Total distance travelled=(600+800+500+100)km=2000 kmTotal time taken

=600 800 500 100 123hrs= hrs80 40 400 50 4

Average speed = 20004 hrs

123

8000 km/hr123

=655 km/hr

123106. Ans:2

Work done by the third pipe in 1 min

1 1 1 1 3 150 60 75 50 100 100

-ve means emptying

The third pipe alone can empty the cisternin 100 min

107. Ans: 3For 9 kg of zinc mixture melted = (9+11) kgFor 28.8 kg zinc mixture melted

=20 28.8 kg9

= 64 kg

108. Ans: 3112 kg of wheat for a week (7 days)

wheat for one day = 112 16 kg

7

Wheat required for 69 days = 16 69 kg= 1104 kg

109. Ans: 5

22070.50 15.004 39.001 4.999 x

2070 39 2515

x

138+975 = xx = 1113

110. Ans: 4883.721-602.521 + 277.25 = 102.561 + x558.45 = 102.561 + xx= 455.889

111. Ans: 332 70 350

100x

32 280 100280100 32

875

x

x

112. Ans: 1

2 2108 13033x

11664+x2= 13033 x2=1369x = 37

113. Ans: 2

21 24 12323

r

2 7 11232 322 24

r

2 49r r = 7 cmcurved surface area of cone

= 2 2r r h

2 222 7 7 247

22 7 257

=550 cm2

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114. Ans: 3

No. of solid spheres =

3

3

4 434 13 4

64164

= 4096115. Ans: 1

Suppose x men must leaveRemaining No. of men = 2200-xMen EM per day weeks2200 45 162200-x 33 242200 45 16 = 24 33 (2200-x)

2200 - x = 2200 45 16

24 33

2200 - x = 2000x = 2200 - 2000= 200

116. Ans: 2Marks scored by A man= 60 + 68 + 106.80 + 118.50+51.75+38=443.05

117. Ans:2Average percentage marks of all studentsin maths

89 92 76 62 75 956

=81.5%118. Ans: 4

Marks obtained by Diwakar in differentsubjects are

History 69 75 51.75

100

Geography 72 80 57.6

100

Maths 62 120 74.4

100

Science 90 150 135

100

English 78 75 58.5

100

Hindi68 50 34

100

Total = 411.25

119. Ans: 3Marks obtained by chandan inMaths = 0.76 120 = 91.2Science = 9.82 150 = 123Hindi = 0.87 50 = 43.5Percentage of marks obtained by chandanin Science, Maths, Hindi together

2577 100320

= 80%120. Ans: 1

marks obtained by Aman in differentsubject areHistory 0.80 75 = 60Geography 0.85 80 = 68Maths 0.80 120 = 106.8Science 0.79 150 = 118.5English 0.69 75 = 51.75Hindi 0.76 50 = 38___________________________________Total 443.05Maximum marks = 550

Required % =443.05 100

550

= 80.55%

REASONING121. Ans: 3

Two meaningful words TRAIL, TRIAL

122. Ans: 3

There are two pairs of letters RU, QT

123. Ans: 3

6-4 = 2

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124. Ans: 4

125. Ans: 320 16 4 3 2 ? After rearrangement of the symbols= 20+16 4 - 3 2= 20 + 4 -6 = 18

126. Ans: 4Maternal grandfather’s only child meansmother of Sudhir. Therefore, the boy in thephotograph is either Sudhir or his brother.

127. Ans: 2G U E S T M E A N5 3 @ $ 2 6 @ 4 #ThereforeS A M E$ 4 6 @

128. Ans: 5 B > E, D

A, C > B > E, DTherefore data inadequate

129. Ans: 39 7 5 3 1 1 8 6 4 2 29 7 5 3 1 8 6 4 2 29 7 5 3 1 8 6 4 2

9 7 5 3130. Ans: 3

According to Mohit his father’s birthdaymay be on 1st or 18th AprilAccording to Mohit’s sister their father’sbirthday may be on 18th or 19th April.So answer is 18th April.

(131-135)here > , <, <, >, =

131. Ans: 1A 2C and 2A 3B A>2C and 2A = 3B2A> 4C and 2A = 3B3B > 4C C < B i.e. C B

132. Ans: 23A B and 3B 2C3A > B and 3B > 2C

3A > B and 32 B > C

92 A >

32 B and

32 B > C

92 A >C

5A > C i.e. 5A C133. Ans: 4

B 2C and 3C A B=2C and

3C A B=2C and 3C < AB = 2C < 3C < AB < A i.e, B A

134. Ans: 23C 2A and B C 3C 2A and B >C3C > 2A and B > C3B > 3C and 3C > 2A3B > 2A i.e., 3B 2A

135. Ans: 33B 2C and 2A 3C3B = 2C and 2A > 3C

92 B = 3C and 3C < 2A

92 B < 2A

B< 49 A

B < A i.e, B A136. Ans: 3

Conclusions :I. II. III. IV.

So, only III and IV follow

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SBI CLERK M.T. EXPLANATION - 12

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137. Ans: 2

Conclusions :I. II. III. IV.

So, only I and II follow138. Ans: 4

Conclusions :I. II. III. IV.

only III follows139. Ans: 5

Conclusions :I. III.

II and IV are complementaryEither II or IV and I follow140. Ans: 5

I & IV are complementary

So, either I or IV and II follow is answer141. Ans: 2

MK$N@LM is mother of K, Who is father of N, who issister of LN is daughter of K.

142. Ans: 2U R # S # TR is brother of S, who is brother of TSo, R is brother of T

143. Ans: 4K # X Z # L $ YX is mother of Z, who is brother of L who isfather of Y,Hence X is real grandmother of Y

144. Ans: 1K L @ M # NK is mother of L, Who is sister of M, who isbrother of N K is mother of N

145. Ans: 5From option (1) : M is father of KFrom option (2) : M is nephew of KFrom option (3) : M is father of KFrom option (4) : M # N $ L # K $ OM is brother of father of brother of K who isfather of OSo, K is uncle of MSo, none is answer

(146-150)

From eqs. (i) and (ii), economics kafrom eqs. (i) and (iii), money lafrom eqs. (ii) and (iv) demand/supply mo / tafrom eq. (iii) and (iv) makes zifrom eqs (i) is / not ho / gafrom eqs. (ii) and pafrom eqs. (iii) only / part ne / ki

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146. Ans: 4147. Ans: 5148. Ans: 2

149. Ans: 5150. Ans: 4

(151-154)

Morning Noon Afternoon 9.00-10.00 10.00-11.00 11.00-12.00 12.00-1.00 2.00-3.00 3.00-4.00 4.00-5.00 5.00-6.00

P

Q

R

S

T

U

V

W

Lunch break = 1 - 2 P.M

(155-160)

Person Dramatics Computer Science

Physics History Mathamatics

Madhu

Shobha

Anjali

Poonam

Nisha

151. Ans: 2152. Ans: 4153. Ans: 4154. Ans: 5155. Ans: 3156. Ans: 4157. Ans: 4158. Ans: 4159. Ans: 3160. Ans: 2

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MARKETING/ COMPUTERS161. Ans: 5

All the qualities given are required.162. Ans : 4

A debit card (also known as a bankcard or check card) is a  plastic paymentcard that provides the cardholder electronicaccess to his or her bank account(s) at afinancial institution.Generally debit cardis issued by bank or any other agencyauthorized by bank .

163. Ans: 4164. Ans: 5

Wireless marketing is (also known as m-marketing or mobile marketing) the useof text messaging via a mobile telephoneas a means of marketing communication.So none suits the answer.

165. Ans: 5 Consumer only

166. Ans: 5As a verb, it means to assign a ratingaccording to quality. As a noun, it refers tothe rating assigned to an individual .sohere grading is related to different productsof services.

167. Ans: 4Geolocation is the identification of the real-world geographic location of an object, suchas a radar, mobile-phone,or an internet-connected computer terminal. Geolocationmay refer to the practice of assessing thelocation, or to the actual assessed location.

168. Ans: 4Selling is an act in completion of acommercial activity. Selling is the way thatyou help customers to buy products andservices from your business. You need tobe able to meet the needs of yourcustomers and provide value for moneysolutions.

169. Ans: 5170. Ans: 4

Good supervision affects organizationalresults and the overall work environment.A strong supervisory team that contributesto a positive work environment andenables employees to be and feelsuccessful can provide your organizationwith a competitive advantage in attractingand retaining talented employees - whichis critical in a sector that faces challengesin recruiting and retaining top employees.Good supervision is based on clearlydefining the role of supervisors in yourorganization, and ensuring supervisors

have the requisite competencies to carryout their role effectively.

171. Ans: 4172. Ans: 3173. Ans: 4174. Ans: 4175. Ans: 5

In economics, the break-even point is thepoint at which revenues equal expenses.In investing, the break-even point is thepoint at which gains equal losses.

176. Ans: 5177. Ans: 2

A test market, in the field of business andmarketing, is a geographic regionor demographic group used to gauge theviability of a product or service in the massmarket prior to a wide scale roll-out. Thecriteria used to judge the acceptability ofa test market region or group includes:

178. Ans: 4A specialty product is a product thatcertain consumers will actively seek topurchase because of uniquecharacteristics or loyalty to a specificbrand.

179. Ans: 2A psychological tendency that is expressedby evaluating a particular entity with somedegree of favor or disfavor.

180. Ans: 4181. Ans: 1

Del is a command used to delete files fromthe computer.

182. Ans: 1A scroll bar’s orientation determines thedirection in which scrolling occurs whenthe user operates the scroll bar. Ahorizontal scroll bar enables the user toscroll the content of a window to the left orright. A vertical scroll bar enables the userto scroll the content up or down.

183. Ans: 3184. Ans: 4

The term “LCD” stands for “liquid crystaldisplay,” and refers to a specific type of flatTV screen in which cells filled with liquidcrystals are sandwiched between twosheets of polarized glass.

185. Ans: 5An object database (also object-orienteddatabase management system) is a database management system in whichinformation is represented in the form of objects as used in  object-orientedprogramming. Object databases are

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SBI CLERK M.T. EXPLANATION - 12

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MODEL TEST KEY - 121.3 2.2 3.3 4.1 5.3 6.1 7.5 8.4 9.2 10.1 11.1 12.4 13.1 14.2 15.116.3 17.3 18.1 19.3 20.1 21.1 22.3 23.4 24.3 25.2 26.3 27.1 28.1 29.3 30.131.2 32.3 33.2 34.1 35.3 36.2 37.2 38.1 39.5 40.3 41.1 42.4 43.2 44.2 45.146.2 47.4 48.3 49.5 50.4 51.3 52.2 53.1 54.3 55.4 56.2 57.1 58.3 59.4 60.261.3 62.1 63.5 64.2 65.1 66.5 67.3 68.1 69.5 70.2 71.3 72.4 73.2 74.1 75.376.1 77.4 78.2 79.1 80.3 81.1 82.2 83.3 84.2 85.4 86.4 87.2 88.3 89.3 90.491.4 92.3 93.2 94.3 95.2 96.3 97.2 98.4 99.4 100.4 101.3 102.1 103.2 104.4 105.2106.2 107.3 108.3 109.5 110.4 111.3 112.1 113.2 114.3 115.1 116.2 117.2 118.4 119.3 120.1121.3 122.3 123.3 124.4 125.3 126.4 127.2 128.5 129.3 130.3 131.1 132.2 133.4 134.2 135.3136.3 137.2 138.4 139.5 140.5 141.2 142.2 143.4 144.1 145.5 146.4 147.5 148.2 149.5 150.4151.2 152.4 153.4 154.5 155.3 156.4 157.4 158.4 159.3 160.2 161.5 162.4 163.4 164.5 165.5166.5 167.4 168.4 169.5 170.4 171.4 172.3 173.4 174.4 175.5 176.5 177.2 178.4 179.2 180.4181.1 182.1 183.3 184.4 185.5 186.3 187.1 188.4 189.2 190.3 191.2 192.1 193.2 194.3 195.1196.1 197.3 198.3 199.1 200.5

different from relational databases    whichare table-oriented. 

186. Ans: 3187. Ans: 1

In computer networking, a port is anapplication-specific or process-specificsoftware construct serving as acommunications endpoint in a computer’shost operating system. The purpose of portsis to uniquely identify different applicationsor processes running on a single computerand enable them to share a single physicalconnection to a packet –switched networklike the internet.

188. Ans: 4189. Ans: 2190. Ans: 3

A digital computer designed to solve anarrow range of problems. Special-purposecomputers are simpler and cheaper thangeneral-purpose computers but have morelimited logical and computationalcapabilities.

191. Ans: 2LIFO stacks, also known as “push down”stacks, are the conceptually simplest wayof saving information in a temporarystorage location for such commoncomputer operations as mathematicalexpression evaluation and recursivesubroutine calling.

192. Ans: 1193. Ans: 2

Sequential file techniques provides astraightforward way to read and write files. PowerBASIC’s sequential file commandsmanipulate text files: files of ANSI or WIDE  characters with carriage-return/linefeedpairs separating records.

194. Ans: 3HTML, or Hypertext Markup Language, isused to create web pages. Site authors useHTML to format text as titles and headings,to arrange graphics on a webpage, to linkto different pages within a website, and tolink to different websites.

195. Ans: 1The control unit is a component of acomputer’s central processing unit (CPU)which directs operation of the processor.It controls communication and co-ordination between input/output devices.It reads and interprets instructions anddetermines the sequence for processingthe data.

196. Ans: 1197. Ans: 3

A modem (modulator-demodulator) is adevice that modulates an analog carriersignal to encode digital infor-mation and demodulates  the signal todecode the transmitted information. Thegoal is to produce a signal that can betransmitted easily and decoded toreproduce the original digital data.

198. Ans: 3199. Ans: 1

In computing, a firewall is software orhardware-based network security systemthat controls the incoming and outgoingnetwork traffic based on applied rule set.A firewall establishes a barrier between atrusted, secure internal network andanother network (e.g., the Internet) thatis not assumed to be secure and trusted.

200. Ans: 5