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Volume 65 Number 39 September 25, 2014

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Pennysaver, Moneysaver & The Bi-Weekly

2014 Fall & Winter

CALLING YOUNG ADULTS! (AGE 18-30)LATHAM - Are you seeking direction for your life? Do you wonder what God has to say to you? Are you interested in ministry? You are not alone. Join other young adults who are also feeling called to a life of service in the Church as a lay minister, religious sister, brother or priest? You are invit-ed to Catholics on Call in Albany. Get away from the hectic pace of your lives and come together to share stories, dreams and concerns. When: Oc-tober 10-12; Where: Carondelet Hospitality Center, Latham. Deadline for application / registration is October 6. http://albanyvocations.org/catho-licsoncall/onlinereg.html. More info: Call Sister Rosemary at 518-674-3818.

LARGEST FLEA MARKET IN THE TOWN OF NISKAYUNA

NISKAYUNA - The 38th Annual Flea Market at the Niskayuna Reformed Church, 3041 Troy Schenectady Road (Route 7), Niskayuna will be held Saturday, September 27th from 9:00am to 4:00pm, rain or shine. The fl ea market is 4 miles west of Northway Exit 6 on Route 7. Parking donation is $2. Homemade hot soups, pies, cakes, chili, as well as delicious luncheon selections. For information, call 785-5575. Come join the fun with over 80 vendors.

KNIGHTS OF COLUMBUS BOOK SALELATHAM The Latham-Colonie Knights of Columbus will be holding a Book Sale at the council hall on Saturday, October 4 from 9am-4pm. Come in and browse. Large selection of hard cover and paperbacks, by assort-ed titles, types and authors. Reading material for all ages. Food and re-freshments will be available for purchase. Music will be provided for your browsing enjoyment. Hope to see you there! Latham Colonie Knights of Columbus is located at 328 Troy Schenectady Road, Latham, NY 12110. Phone: 783-0572. www.lathamcoloniekofc.com

SINGLE SQUARES OF ALBANY ANNOUNCES SQUARE DANCE

LATHAM - Wednesday, October 1, 7:30-10pm - Single Squares of Albany (modern western square dancing); Colonie Elks Club, Watervliet-Shaker Road, Latham. Caller: Hip Boot Boys (Ron Brown); Cuer: Hip Boot Boys (Ron Brown). Cost: $6. For additional information, call 518-674-2076.

RUMMAGE SALELATHAM - The Women of St. Matthews Church, 129 Old Loudon Rd., Latham will hold their rummage sale on Friday, October 10th from 4 to 7 pm and on Saturday, October 11th - a Bag Sale from 9am to noon. Please no rummage drop-off until the week of October 5th.

ON CALL FOR LIFELATHAM The Vocation Offi ce of the Roman Catholic Diocese of Albany is of-fering a Catholics on Call in Albany weekend for young adults (ages 18-30) on October 10-12 at the Carondelet Hospitality Center in Latham. Register to-day at http://albanyvocations.org/catholicsoncall/onlinereg.html before the October 6 deadline, for space is limited. Call Sister Rosemary at 518-674-3818 or email [email protected] for more information.

BASKETBALL SKILLS CLINICCAPITAL DISTRICT - Sage Gators Columbus Day Basketball Skills Clinic for boys: Monday, October 13th. Ages 10-17. Please contact Brian Barnes at 518-292-1969 or by email [email protected] for more information. Free early drop off and late pick up available.

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OFFICERSLATHAM The Capital District Chapter Columbiettes will host the Installation of Officers for 2014-2015 on Sunday September 28th, 12 noon, at Latham-Colonie Council (328 Troy-Schenectady Rd., Latham). Meeting and Dinner to fol-low. Please RSVP to your Auxiliary President.

FORGIVENESS IS FREEING WORKSHOP

SLINGERLANDS - Tuesday, September 30, 6:30-9 p.m. The gift of forgiveness is for yourself. It frees you from the past and allows you to live and make decisions based on the present. Come experience the gifts of forgiveness. $30 for pre-regis-tered attendees; $40 at the door. Hosted by New Thought New York at the Pine Hollow Arboretum, Slingerlands, Pre-register by calling Regina Wagner-Garhartt, 518-466-6846. For more information, visit www.newthoughtnewyork.org.

ROTARY CLUB OF ALBANY IS SELLING 2015 ENTERTAINMENT

BOOKSALBANY Rotary Club of Albany is once again selling 2015 Entertainment Books with many new savings coupons and ideas. It is the Rotarys fundraising project as they have done for more than 25 years. These books make a great gift for em-ployees and friends and can be used from now until the end of 2015. Book has printed value of $35 but you can purchase them for 30% discount. Call 371-3737 for more information. Start Saving as soon as you get the book.

FLEA MARKET TROY - Will Be Held Saturday, September 27 from 8:00am-4:00pm at Powers Park, 3rd Ave & 111th Street, North Troy. Delicious luncheon foods will be served. Please no food ven-dors. The Flea Market is to benefit Prince of Peace Lutheran Church Community Outreach Ministries. Vendors wanted. $15 a Space, $20 with Car. For information, call: 237-3050.

STORYTIME AT LIBRARYWATERVLIET Storytime at the Watervliet Public Library ev-ery Wednesday at 6pm. The Library is located at 1500 Broad-way. Registration is required; call 274-4471.

9TH ANNUAL FUNDRAISER FOR SUDDEN ARRHYTHMIA DEATH

SYNDROME CAPITAL DISTRICT The 9th annual Christies Heartoberfest will be held in memory of Christie Tolosky, local graduate of Shenendehowa High and Siena College, who died suddenly in 2005 at the age of 24. The Tolosky family will host an Octo-berfest-style event at the Columbia Pavilion in the Saratoga State Park on Saturday September 27, at 1:00pm with beer, food, auctions and raffles. The event is open to the public. All proceeds benefit the SADS Foundation. Heartoberfest raises awareness for Long QT Syndrome, which unexpect-edly claimed Christies life in 2005. Long QT Syndrome is an electrical disturbance of the heart, which causes an abnor-mal heart rate. This can lead to fainting episodes and can lead to sudden cardiac death. Once diagnosed, Long QT is treatable. A common treatment is the prescription of a beta-blocker, while sometimes an Implantable Cardioverter Defibrillator (ICD) is neces-sary. Christies Heartoberfest has raised over $100,000 and last year had 240 attendees. The event boasts a friendly atmosphere. Community in-volvement continues to be high, with many local busi-nesses supporting the event. Donated items include food, drinks and items for the auc-tion and raffles. For more information on Christies Heartoberfest visit www.christiesheartoberfest.com or email [email protected] Information on the SADS foundation can be found at www.StopSADS.org.

SPINDLE CITY CELEBRATES 20

YEARSCOHOES The Spindle City Historic Society will be celebrating their 20th An-niversary and the public is invited to come and help them celebrate. During their 20-year existence, SCHS has provided free educational programming highlighting the history of Cohoes. The reception and retrospective begins at 3:00pm on Sep-tember 27 at the Cohoes Visitors Center at 58 Remsen St. Copies of the books pub-lished by the Society will be available for purchase. Addi-tional information about the Society and their activities is available on their website at www.SpindleCity.net & on Facebook.

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CHURCHWATERVLIET Please NOTE Trinity Church is now back into the regular fall, winter and spring schedule. Sundays - Chris-tian Education - 9:30am; Mass - 10:10am; followed by Coffee Hour. All are welcome. Trinity Church is located at 1336 First Ave., Watervliet, NY 12189.

NEW THRIFT SHOP

ALBANY - Come shop for bargains and visit our Bou-tique-Vintage room. We are located at 1229 Central Ave., Albany - off Freder-ick Ave. Hours are Tuesday 10:00am-3:00pm and Satur-day 10:00am-1:00pm. Dona-tions accepted during those hours. For further informa-tion, call 435-1979. All pro-ceeds go to the American Italian Heritage Association and Museum.

DOLL SHOWALBANY Shaker Doll Club will hold their annual Antique and Collectable Doll Show and Sale on Saturday, Octo-ber 4, from 10am-3:30pm at St. Sophias Greek Orthodox Church, 440 Whitehall Road, in Albany, New York. Admis-sion is $5, children under 12 are admitted free. Lunch is of-fered at the Greek Cafe. There will be a childrens workshop, for an additional $2, to make a vest and hat for an 18-inch doll. For additional informa-tion, please contact Diane at 518-842-4549.

COMMUNITY DAYLOUDONVILLE A Community Day will be held at Good Shep-herd Lutheran Church, 510 Albany Shaker Road, Loudonville on Sat., September 27 from 11:00am to 3:00pm. The event is all free and open to the public. Hot dogs, chips & beverages from 11:00am to 2:00pm. Pony rides and petting zoo from noon to 2:00pm. Games for children. Some of the organizations pro-viding information about their services are: Attorney Generals office, highlighting issues like consumer fraud and scams, Otto the Auto from AAA, providing safety tips, MiSci Museum, Mo-hawk Hudson Human Society with cats and dogs for adoption, Rite Aid Pharmacy providing flu shots (insurance needed) and blood pressure checking, Umbrella of Colonie, with informa-tion on their services. All are welcome. For more information call the Church Office at 458-1562.

VENDOR & CRAFT FAIRTROY Our Lady of Victory Columbiettes of Troy will be hosting a Vendor & Craft Fair on, Saturday, October 4, from 9am-4pm. Spaces are $25 per space, and include 1 table & 2 chairs, and a donation of 1 item for the basket to be raffled off. Those who are interested may contact us for a registra-tion form. Louise at (518) 708-4342 or you may e-mail us at [email protected]. 55 North Lake Ave., Troy. We are handicap accessible.

RACE AGAINST LYMECOLONIE On Sat., October 4, Lyme Research Alliance will host its first upstate Race Against Lyme, a 5k run/walk to be held at The Crossings Park in Colonie. This event is part of LRAs commitment to prevention, education, and cutting-edge research aimed at ending Lyme and other tick borne disease. We welcome all who would like to walk, run, or do-nate at https://lymeresearchalliance.ejoinme.org/RALLoud-onville For more information, contact Heidi Buono at 518-577-3316 or [email protected].

RR WALKING TOURCOHOES As part of the Hudson River Ramble, on Septem-ber 27, the Spindle City Historic Society is conducting a walk-ing tour of the former Schenectady & Troy RR from the site of the Crescent Station to Alexander St. in Cohoes (3.25 miles). It starts at 58 Remsen St. at 11am. Along the way, there will be discussions of the stations, crossings & bridges. This is a moderate walk that will take about 2.5 hrs. Additional infor-mation about the walk and carpooling is available on www.SpindleCity.net or on their Facebook page. The tour is free and open to all.

GENEALOGICAL RESEARCH DIS-CUSSION AND CELEBRATION

COHOES As part of the Hudson River Ramble on Septem-ber 27, at the Visitors Center at 58 Remsen St., the Spindle City Historic Society will host a free discussion on genealogi-cal research focusing on Adelaide Dickey, a Vaudeville Star who performed at the Cohoes Music Hall. The genealogical research discussion starts at 2pm and is free and open to all. At 3pm, there will be a reception celebrating the 20th An-niversary & Retrospective of the Spindle City Historic Society. Books published by the Society will be available for purchase.

RECYCLING EVENT

LATHAM - Perfect time to discard unwanted or non-working items Electronic s & metals. Please visit www.calvaryumclatham.org for a list of acceptable items/click on upcoming events. A $10 per carload is suggested. All proceeds for this event will fund Skye Farm Campership and other mission work. Any questions please call church office at 785-5142. October 4, 9:00am till noon. Rain or shine. Calvary United Meth-odist Church in collabora-tion with JGS Recycling, 15 Ridge Road, Latham. Upper front parking lot.

CRAFT FAIRCOLONIE Shaker Road Loudonville Fire Department Ladies Auxiliary Annual Craft Fair will be held on Saturday, October 18th, from 10am-4pm at 550 Albany-Shaker Rd. Free Admis-sion. Free Parking. Lots of great crafters and vendors, great food, a bake sale, raffles and more!!!


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KOREAN WAR VETERANS OCTOBER LUNCHEON

CAPITAL DISTRICT The October luncheon for the Adirondack Chapter 60 of Korean War Veterans Association will be held at noon on Thursday, October 9th, at the Homefront Cafe in Altamont, N.Y. This is a very interesting place, with many sou-venirs from WWII, including ration stamps, music sheets, a flag made by a prisoner of war, hidden during his several years of captivity, etc. Reservations may be made by phoning Roger and Terry Calkins at 584-3037 by October 7th. Veterans of all wars, spouses, widows and friends are all invited to attend. New members and associates are always invited to join.

GREENBUSH GARDEN CLUBEAST GREENBUSH The Greenbush Garden Club will meet Tuesday, October 7th at 6:30pm at the East Greenbush Li-brary. The topic will be Amulets and Talismans and will be presented by Master Gardener Keith Austin. All are welcome.

B.H./B.L. CLASS OF 64CAPITAL DISTRICT - The Class of 1964 Burnt Hills-Ballston Lake High School 50th Reunion Committee is gathering informa-tion from classmates to share details of our upcoming celebra-tion. The 50th Reunion weekend will be October 10-12, 2014. We will have our usual get together on Fri., October 10th at Carneys. The Saturday night event will be held at the Clifton Park Elks Club. It will be a great weekend. Plan to be there. Please send your contact information to Barb (Ross) Oberdieck [email protected] or Bill Wigley [email protected]

BREAKFAST BUFFET & OM-ELET STATION

WATERFORD Knights of Co-lumbus will be hosting an All You Can Eat Breakfast Buffet on Sunday, October 5th from 8:30-11:30am at the Council, 76 Grace St. in Waterford (Northside). Public invited. Breakfast includes omelet station, scrambled eggs, home fries, French toast, ba-con, sausages, toast, pastry, coffee, juice and milk. Cost is $7 for adults and $4 for chil-dren under 12 years of age. Children under age 5 are Free. Please bring a canned good for the local food pan-try. Free drawing for a Break-fast Buffet. For more infor-mation call 237- 9330.

GRASSLAND BIRDS

COLONIE - Monday, Octo-ber 6, 7:00pm at the William K. Sanford (Colonie) Town Library. Saratoga Battle-field represents important grassland habitat for birds. In this talk, National Park Service Ranger Linda White will describe Inventory and Monitoring in conjunction with the Northeast Temper-ate Network and Manage-ment of park fields with a combination of prescribed fire, mowing, and herbicide program. Linda is a long-time park ranger in the natu-ral resource division at the Battlefield.

SARATOGA SPRINGS HOLISTIC HEALING AND SPIRITUAL ARTS

EXPOSARATOGA SPRINGS The 2nd Annual Saratoga Springs Holistic Healing and Spiritual Arts Expo will be held on Sat-urday, October 4, from 9am-5pm at the Saratoga Springs City Center, 522 Broadway, Saratoga Springs. The expo will include exhibitors booths and ongoing presentations by lo-cal and regional professionals. Exhibitors will include areas of expertise such as nutrition, massage, acupuncture, healing oils, naturopathy, homeopathy, intuitive readings, yoga and more. Cost: $7, Children under 12 free. For more information go to www.holisticspiritualexpo.com

TEEN CRAFT NIGHT AT LIBRARY

TROY Join us for Sewing, Crochet and other Craft proj-ects at the Lansingburgh Branch of the Troy Public Library on Wednesday eve-nings from 5-6:30pm. For additional information or to sign up, call 274-7071. 114th Street and 4th Avenue in Troy. www.thetroylibrary.org


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KOREAN WAR VETERANS OCTOBER LUNCHEON

CAPITAL DISTRICT The October luncheon for the Adirondack Chapter 60 of Korean War Veterans Association will be held at noon on Thursday, October 9th, at the Homefront Cafe in Altamont, N.Y. This is a very interesting place, with many sou-venirs from WWII, including ration stamps, music sheets, a fl ag made by a prisoner of war, hidden during his several years of captivity, etc. Reservations may be made by phoning Roger and Terry Calkins at 584-3037 by October 7th. Veterans of all wars, spouses, widows and friends are all invited to attend. New members and associates are always invited to join.

GREENBUSH GARDEN CLUBEAST GREENBUSH The Greenbush Garden Club will meet Tuesday, October 7th at 6:30pm at the East Greenbush Li-brary. The topic will be Amulets and Talismans and will be presented by Master Gardener Keith Austin. All are welcome.

B.H./B.L. CLASS OF 64CAPITAL DISTRICT - The Class of 1964 Burnt Hills-Ballston Lake High School 50th Reunion Committee is gathering informa-tion from classmates to share details of our upcoming celebra-tion. The 50th Reunion weekend will be October 10-12, 2014. We will have our usual get together on Fri., October 10th at Carneys. The Saturday night event will be held at the Clifton Park Elks Club. It will be a great weekend. Plan to be there. Please send your contact information to Barb (Ross) Oberdieck [email protected] or Bill Wigley [email protected]

ANGELS NEEDED!

CAPITAL REGION Soldiers Angels is a non-profi t organi-zation with the sole mission of aiding and supporting the brave men and women of the military, wherever we raise the fl ag of the United States of America. Many dif-ferent levels of volunteering are needed. If you can help, please e-mail Bertha at [email protected] or Amy at [email protected]

FAMILY STORYTIME

TROY Family Storytime will be off ered at the Troy Public Library at 10:30am on Wednesdays for children up to age 5, accompanied by parents and caregivers. Well share stories, rhymes and songs and simple crafts. Please call the Young Peoples Dept. at 274-7071 to sign up. Visit us online at thetroylibrary.org

WORLDQUEST INTERNATIONAL GLOBAL TRIVIA

CHALLENGE FOR ADULTS

COLONIE - Come test your knowledge of the world at the WorldQuest Internation-al Global Trivia Challenge organized by the Interna-tional Center of the Capital Region. The event is taking place on Thursday, October 16 at 6:00pm. Teams of up to eight (8) individuals will be competing for trophies and other prizes including brag-ging rights. The evening will be fun and question catego-ries will include geography, fl ags and capitals, interna-tional food and international music. The event will take place at the Celtic Hall, 430 New Karner Road in Colonie. Tickets are $35/ per person or $250 for a team of eight. All proceeds will go towards the International Centers K-12 educational initiatives. For more information, please call Diane at (518) 708-7608.

K OF C ALL YOU CAN EAT BREAKFAST

LATHAM Latham Colonie Knights of Columbus will hold an All You Can Eat Breakfast on Sunday, October 12, from 8:30-11:30am. Menu includes: juice, coff ee, tea or hot chocolate, fruit cup, scrambled eggs, pancakes with hot syrup, French toast, home fries, corned beef hash, bacon, sausage, cereals & banana, Danish pastries, bagels, toast plus an omelet station. Come relax and let us do the cooking! All you can eat for only $9.00, children ages 5-10 $4.00, under 5 free. Latham Colonie Knights of Columbus, 328 Troy Schenectady Rd., Latham, NY 12110; 518-783-0572; www.lathamcoloniekofc.com The best deal in town!

SINGLE SQUARES OF ALBANY ANNOUNCES SQUARE DANCE

LATHAM - Wednesday, October 15, 7:30-10pm - Single Squares of Albany (modern western square dancing); Colonie Elks Club, Watervliet-Shaker Road, Latham. Caller: Cliff Brode-aur; Cuer: Dolores Randall. Cost: $6. For additional informa-tion, call 518-674-2076.

NEWTONVILLE UMC SPONSORS BROOKS BBQ

NEWTONVILLE - The Newtonville United Methodist Church, located on the corner of Maxwell Rd. & Rt. 9 near Siena Col-lege will sponsor Brooks BBQ on Thursday, October 16, from 4:00pm until sold out. Menu includes chicken or 3 ribs, baked potato, snowfl ake roll, applesauce and home baked brownie. Price-- Chicken Dinner: $9.50; Chicken Only: $7. Rib Dinner: $11.50; ribs only: $9. Take-out only; no reservations. For information, call the church offi ce at 785-6789.

COMMUNITY CLOSET

COHOES Community Clos-et - a diff erent kind of Thrift Store. Good selection of win-ter coats and clothes for siz-es infants to adults still avail-able. Located at 158 Remsen St., Cohoes. Hours: Tuesday and Thursday 1-4pm. Also open the 2nd Tuesday of the month until 7pm. Sponsored by the Greater Albany Sev-enth-Day Adventist Church.

ARTHRITIS FOUNDATION

ALBANY We are looking for volunteers to give 3-4 hours per week to help out with general offi ce duties, light maintenance, or program and event related projects. Train-ing is provided. Make your own hours. Call Terry for more information at 456-1203.

SEARCH & RESCUE VOLUNTEERS NEEDED

CAPITAL DISTRICT - Northeast Mobile Search and Rescue (NEMSAR) is looking for a few good women and men to join our team. NEMSAR is a 501 (c) (3) not for profi t, all volunteer search team located in Clifton Park. We search for lost people of all ages working with the NYS Police, County Sheriff , Local Police, Fire Departments, and the NYS DEC Forest Rangers. A love of the outdoors is a must for interested volunteers and we will provide all of the additional training to help you be-come a meaningful part of our search team. Also, if youre not up to working in the woods we have several team posi-tions that support our searches to include Radio Communi-cations, Logistics, Equipment, and Vehicle Maintenance.


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ICE SKATING LESSONSEnjoy the Sport of Ice Skating!

d Over The Edge, Inc. Ice Skating SchoolOver The Edge, Inc. Ice Skating SchoolOver The Edge, Inc. Ice Skating SchoolOver The Edge, Inc. Ice Skating SchoolOver The Edge, Inc. Ice Skating SchoolPam Tallent, Director (518) Pam Tallent, Director (518) Pam Tallent, Director (518) Pam Tallent, Director (518) Pam Tallent, Director (518) 922-7652922-7652922-7652922-7652922-7652Lessons for all ages and skill levels ~Hudson Valley Community College Ice RinkMondays, starting OCTOBER 20thOCTOBER 20thOCTOBER 20thOCTOBER 20thOCTOBER 20thLearn-To-Skate, for preschoolers: 6:45-7:10pm6:45-7:10pm6:45-7:10pm6:45-7:10pm6:45-7:10pmBasic Skating Skills, 5 and up: 7:10-8pm7:10-8pm7:10-8pm7:10-8pm7:10-8pmSunday Classes at the Albany County Hockey FacilityCheck out our website: www.overtheedgeiceskating.com

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HEALING SERVICELATHAM William M. Champine will conduct a Healing Ser-vice on Sunday, October 5, 12, 19, & 26 at 3:00pm, at the Days Inn and Suites Hotel, 954 New Loudon Rd. (Rt.9), Latham. Come, bring your families, friends, and children. William has had the gift of healing since 8-9-91. For information see www.williaminthelightofj esus.com or call (518) 237-6378. Free ad-mission; free will donation. All are welcome in the hope that those in need of the healing power of Jesus will receive it.

7TH ANNUAL HOMETOWN HEROES 5K

RUNCOLONIE The New York Na-tional Guard Family Readi-ness Council will hold its an-nual 5K Hometown Heroes Run on Sunday, October 19, at 9:15am at The Crossings of Colonie, 580 Albany Shaker Road. All proceeds benefi t military members and their families. Free performance T-shirts to fi rst 250 paid reg-istrations. Early registration is $20, after October 15th, $25. We are a non-profi t 501 (c) (3). To register go to www.NYFRC-INC.ORG.

SEARCH AND RESCUE VOLUNTEERS NEEDED

CAPITAL DISTRICT - The Tri-State Emergency team is recruit-ing volunteers to provide wildland and underwater searches. This includes all aspects of fi eld and underwater search. The tri-state emergency team responds when requested by NYS forest rangers and other police agencies throughout New York State, Western Vermont and Massachesettes. We are looking for certifi ed scuba divers, experienced boat handlers, and people who enjoy hiking and the outdoors in general who wish to help people in need. The team will provide train-ing and complete support as needed. Our headquarters is located in Waterford. Applicants need not live in Waterford to volunteer. If interested, please call 518-237-6744 or visit our website at www.tri-stateemergencyteam.org

VOLUNTEER DIVERS NEEDEDCAPITAL DISTRICT - The Tri-State Emergency Team (One of the oldest organized dive teams in America) located in Water-ford, NY is looking for BASIC CERTIFIED SCUBA DIVERS to help with underwater search and recovery operations throughout western Vermont, western Massachusetts, and NY. To learn more simply call: (518) 237-6744 OR download an applica-tion from our website at: www.tri-stateemergencyteam.org

TROY HIGH SCHOOL CLASS OF 1959 55TH REUNION

CAPITAL DISTRICT Troy High School, Class of 1959 (the 100th graduating class) is having its 55th reunion! A 3-day aff air beginning on Friday evening October 24, at 7:00pm at Franklin Terrace, 126 Campbell Ave., Troy. On Saturday, Octo-ber 25th, beginning at 6:30pm at the Marriott Hotel, 189 Wolf Road, Colonie. On Sunday, October 26th, at 12:30pm on the Dutch Apple Cruise Line from the Port of Albany. Advanced reservations required for all events. Contact Ralph F. Pas-sonno Jr. at (518) 274-6464 or [email protected]

43RD FESTIVAL OF NATIONSALBANY The 43rd annual Festival of Nations will take place at the Empire State Plaza, Convention Center, Albany, on Sun-day, October 26 from noon to 5:00pm. About 25 countries from around the world will present extravaganza of Foods, arts/crafts and Dances throughout the event. There will also be crowning of Miss Festival of Nations. If any not-for-profi t ethnic group would like to join the Festival, or, for more in-formation, call Festival Chairman, Manoj Ajmera at 371-3737.

OCTOBER 2014 ART SHOWCAPITAL DISTRICT - Southern Saratoga Artists Society is sponsoring an Art show in the month of October 2014. It is held at the Shenendehowa Adult Community Center, 6 Clif-ton Common Court, Clifton Park, NY 12065. It is open to the public. Go to our website www.southernsaratogaartist.com for the entry form which has all information on the form or call Angela at 399-1824.

SARATOGA NATIONAL CEMETERY HONOR GUARD ASSOCIATION

SCHUYLERVILLE The Saratoga National Cemetery Honor Guard Association is a VOLUNTEER organization. Membership in the organization is restricted to active duty, reservists, National Guard and any honorably discharged veterans of war and/or peace time service of all branches of service. You MUST have proof of eligibility. Please feel free to visit our web site at: www.snchga.com or contact our Adjutant at: [email protected] . We are always looking for volunteers (male or female) to become members. You will be trained and issued our uniform.

BIG BROTHERS BIG SISTERS

LOOKING FOR MENTORS

CAPITAL DISTRICT - Big Brothers Big Sisters is look-ing for mentors in Albany, Schenectady, Saratoga, and Rensselaer Counties. We are the oldest and largest pro-vider of one-to-one youth mentoring services in the United States. In the Capi-tal Region, we have been matching caring adults with local children for 50 years. Our mentoring relationships are proven to be a posi-tive infl uence on the life of a child. Currently, we serve over 500 children, but there are over 100 more waiting

for mentors. If you want to learn more about volun-teering, contact Brigette Callahan at 862-1250 x15, or by email at [email protected].

LITTLE PEOPLE OF AMERICACAPITAL REGION A newly formed chapter of Little People of America is now in your area. Little People of America, Inc., is a national non-profi t organization that provides support and infor-mation to people of short stature and their families. We are the only dwarfi sm support organization that includes all 200+ forms of dwarfi sm. Call Nicole at 209-8833 for more information. You can also check out our national website at www.lpaonline.org.


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FROM OUR DELICATESSENLand O Lakes - WhiteAMERICAN CHEESE ................................ 3.49 lbWhole MilkSHREDDED MOZZARELLA 5 Lb. Bag 3.49 lbMargheritaSTICK PEPPERONI .....................................5.99 lbFreds FamousSMOKED PORK CHOPS ........................ 4.99 lbFreds Own BLACK PEPPER TURKEY, HOT PEPPER TURKEY or CAJUN TURKEY Your Choice ........................ 8.99 lbFreds Own - Sliced To OrderHICKORY SMOKED BACON .............. 5.99 lb

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SEEKING HOST FAMILIES

CAPITAL DISTRICT - Since 1952, International Fellow-ship, Inc. a non-profi t organi-zation has been successfully exchanging students to and from the United States. Fam-ilies in this area are invited to reach across the boarders and host a high school aged exchange student for the se-mester or the academic year. The students come with their own spending money and are covered by health/accident insurance. All that is required of a host family is to provide room, board, laun-dry facilities and some ten-der loving care. Host families can be married, single, have kids, no kids- even grandpar-ents can apply. Please visit our website for more infor-mation at www.internation-alfellowship.org, write to In-ternational Fellowship, Inc., P.O. Box 130, Westfi eld, New York 14787, email [email protected], or call 1-800-647-8839.

DO YOU ENJOY KNITTING OR CROCHETING?

WATERVLIET - Do you enjoy knitting or crocheting? Maybe you have admired someone elses scarf and wished you could do that. You can. In Stitches is a group of knitters and crochet-ers of all ages and skill levels. We meet weekly to share ideas and patterns and have some fun. We also help new needle crafters with projects and patterns. Join us at the Watervliet Public Library on Wednesdays at 6:30 pm. The library is lo-cated at 1501 Broadway in Watervliet. Find directions on our website at watervlietpubliclibrary.org Or call us at 274-4471.

ELKS HOOP SHOOTCOLONIE Colonie Elks will sponsor competition for the Elks Hoop Shoot for youngsters ages 8 through 13 at the Rudy Ciccotti Center, 30 Aviation Road, Albany on November 8th 2014. Registration begins 8:45am to 9:15am with competi-tion beginning 9:30am. Competition is free and open to all boys and girls 8 through 13. Age groups determined by ages April 1, 2015. Each contestant has 25 foul shots at the hoop. Trophies for fi rst, second and third in each boy-girl category. First place winners go on to compete in higher level competi-tion. For more information, contact Ron Galinski at 783-1487.

HELP FOR SCHOOL-AGE

CHILDREN WHO STUTTER

CAPITAL DISTRICT - Stutter-ing is a frustrating and em-barrassing problem for mil-lions of people, but it can be especially tough on elemen-tary school-age children. Help is available for parents, teachers, and speech-lan-guage pathologists at most public libraries in the form of a DVD designed to help school-age children who stutter. Some libraries have an older video version. The DVD features students from fi rst through sixth grade, some of whom talk about their experiences with stut-tering. They talk openly about the teasing they face from classmates and how their stuttering sometimes makes them feel about themselves. The 38-minute DVD, entitled Therapy in Ac-tion: The School-age Child Who Stutters, produced by the 67-year-old nonprofi t Stuttering Foundation is available free of charge to public libraries nationwide. Other libraries that will shelve it can contact the Foundation at 1-800-992-9392, e-mail [email protected], or visit www.stutteringhelp.org or www.tartarmudez.org.

THE INTERNATIONAL CENTER OF THE CAPITAL REGION (ICCR) IS

SEEKING LOCAL HOST FAMILIES FOR FLEX STUDENTS

CAPITAL DISTRICT - Created in 1992 by the US Department of State, the Future Leaders Exchange Program (FLEX) is a scholarship exchange program for high school students (ages 15-17) from Eurasia. The programs goal is to provide an opportunity for the students to spend an academic year in the United States, living with a host family and attend-ing an American high school, while engaging in activities to learn about American society and values to experience life in a democratic society. If you would possibly consider hosting a student, the International Center would like to hear from you. For further information, call (518) 708-7608.


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For further information on adopting please call 434-8128 or visit www.mohawkhumane.org

Adopt A Pet...Pets of the WeekAdopt A Pet...Pets of the Week

FergusonTerrier, Pit Bull Mix,

1 Year Old Male, Black/WhiteOh hey everybody, my name is Mr. Ferguson! Im a 7 month old pittie pup looking for my forever family! I came to the shelter as a stray, but am hoping Ill never be alone again!

Im the most popular guy at the Mohawk Hudson Humane Society! Everyone that needs a friend comes to me! Ive

made so many! Im also a really smart and well mannered little guy. ey say puppies dont know anything, but Ill

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Come on down and take me home today!

MauricePoodle, Miniature Mix, 3 Year Old Male, Black

HonoluluDomestic Short Hair Mix,

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Pretty GirlDomestic Short Hair Mix,

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ZONE TWO - Mailed to these Zip Codes: Luzerne - 12846 Hadley - 12835 Corinth - 12822 Greenfield Center - 12833 Middle Grove - 12850 Rock City Falls - 12863 Ballston Spa - 12020 Round Lake - 12151 Gansevoort - 12831 Saratoga Springs - 12866 Porters Corners - 12859

ZONE THREE - Mailed to these Zip Codes: Stillwater - 12170 Mechanicville - 12118 Northern Clifton Park - 12065 Halfmoon North - 12065 Southern Clifton Park - 12065 Halfmoon South - 12065 Waterford - 12188 Cohoes - 12047 Latham - 12110 Watervliet - 12189 Loudonville - 12211

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Adopt A Pet...Pets of the WeekAdopt A Pet...Pets of the Week

ADIRONDACK SAVE A STRAY518-654-6220

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For our full pet listing please visit our petfinder page at www.petfinder.com/shelters/ny61.html

Francisco & Francisca

Bella and Lou Lou

We happen to be lucky and have some very super cute small breeds right

now. ese 2 young adults are await-ing furever homes. Vet checked, up to date on shots, and heart worm nega-tive. eir adoption comes with heart

worm and ea control. ese guys were rescued from a high kill shelter in Georgia and our rescue team did

ese guys are young adults. Lou Lou is about a 7 month old Beagle mix and Bella

is a 6 month old Black Lab mix. Both of these beautiful dogs had a bit of a rough

beginning and we are committed to nding them furever homes, If you're looking for a great family pet then either one would

make a great addition to your family. ey

not want to see them euthanized. We committed to take them. ey are best friends and not related so they do not have to go together. Francisco is a Yorki Terrier/Chihuahua mix and Francisca is Chihuahua mix. Please

come and visit, they love to cuddle and receive hugs.

have age appropriate shots, health checked,

heart worm and ea control and are

desperately seeking a home. ey are part of our juvenile program.

Both of them are super fabulous with

children.

PATROON TOASTMASTERSCAPITAL DISTRICT - Become a competent communicator and confident leader. Patroon Toastmasters offers an educational and supportive environment to our members. We meet ev-ery 1st and 3rd Tuesday of the month at 510 Albany-Shaker Road in Loudonville, NY to hone our communication skills for personal or professional reasons. Check out http://Patroon.TastmastersClubs.org for more information. Get started to-day. We welcome guests!


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PREP THE YARD FOR WINTER WEATHER

As quickly as autumn weather arrives it seems to move aside for the blustery, cold days of winter. Winter can catch a per-son off guard and the seasons are now less predictable than ever before.

It's never too early to begin preparing your yard and outdoor living spaces for winter. Homeowners may be sad to bid fare-well to the furniture and accessories of the fair-weather sea-son, but time is of the essence when prepping for impending ice and snow.

* Clean patio furniture. Give cushions and structures a thor-ough cleaning and allow to dry completely. Cleaning items before storing them for the winter saves time and energy next year when it's time once again to set up the yard for recreation. If anything is damaged beyond repair, discard it

and look for replacements during end-of-season sales when savings can be had.

* Move things indoors. The more items you can store in a safe and secure location the better. Load the garage, basement or storage shed with outdoor gear. Leaving items exposes them to the elements, and such expo-sure can cause rust, wear and damage. Flower pots and lawn ornaments also can blow around in winter wind or collapse under the

weight of the snow, so col-lect these items and store them for the winter. Take out patio umbrellas and put them in the shed. If some-thing is too large to move indoors, such as a barbecue or a pool filter, cover it with a durable tarp and secure it with rope.

* Cover delicate trees. De-pending on where you live, certain fruit trees, including fig trees, may need to be covered for the winter. Cov-ering protects them from subfreezing temperatures and helps ensure they will rebound in the spring. Tropi-cal plants should be moved indoors where they can thrive in a heated home. Do not rip out chrysanthemum plants. Contrary to popular belief, these are not annuals. They will rebloom year after year if allowed to do so.

* Remove water collectors. Bring in or cover anything that may accumulate water, such as bird baths or kids' toys. Water expands when frozen, and that means wa-ter trapped in any ceramic, glass or even plastic vessel can expand and cause the container to crack.

* Clean up leaves and debris. Piles of leaves not only can suffocate a lawn and cause discoloration, but also can be attractive homes for ro-dents and insects looking for a warm place to spend their winters. Keep your yard neat and clean to discourage wildlife from taking up resi-dence near your home.

* Cover vegetable and flower beds. Invest in some burlap to lay down over planting beds. This helps to keep the ground from freezing over and minimize weeds for next season.

* Care for outdoor ponds. If you have a pond on your property, remove any weeds around it and fish out any leaves from the water.

Leaves will decay in the water and build up ammonia levels that can harm fish. If the pond is small, cover it for the win-ter. Also, start cutting back on feeding outdoor fish. These aquatic animals' bodies begin to prepare for winter by slow-ing down metabolism. Continuing to feed them can harm the fish when the temperature drops.

* Wrap up pool season. It's wise to close the pool and cover it before leaves start to drop. Otherwise you will have a hard time of keeping the water clean.

* Plant spring bulbs now. Now is a good time to plan where you want to put spring bulbs. Once you have mapped things out, get the bulbs in the ground. Bulbs are relatively inexpen-sive and will provide that first punch of color when winter finally skips town.

Autumn is a busy time for preparing your home and yard for the arrival of winter weather.





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FALL CHIMNEY CLEANING TIPSHomeowners whose homes have fireplaces understand that a little more maintenance goes into autumn prep work for their homes than for those homeowners without fireplaces. Readying the fireplace for another season of use requires some upkeep.

A clean fireplace and chimney is the best defense against hazardous conditions that can cause a chimney or home fire. For those who did not clean their chimneys in the spring after extensive winter use, it is imperative to handle cleaning prior to lighting your first fire in the coming winter.

Chimney cleaning can be a do-it-yourself job. Rods and brushes can cost as much as $150, depending on where you live. That is roughly equivalent to the cost of hiring a profes-sional chimney sweep once. But if you have a fear of heights or prefer not to climb up on the roof to inspect the chimney, you may just want to hire a professional.

When cleaning your chimney, first place plastic sheeting in the fireplace and around the opening to the fireplace inside the home. Then climb up on the roof and remove the chim-ney cap inspecting the chimney for soot and creosote, which tends to be thickest at the mouth of the chimney where it

DID YOU KNOW?Before saying "so long" to yard work at the end of autumn, homeowners should remove thatch from their lawns. Thatch is dead grass that's often identifiable by its yellowish tint, and this dead grass, if left to loom in the lawn over the winter, can block air and moisture from making its way into the soil. That can make it difficult for a lawn to recover come the spring and may even cost homeowners a substantial amount of money to address when winter finally skips town. When removing thatch, resist the temptation to rake with lots of physical force, as raking too hard can harm the lawn. Instead, commit to three or four easy passes with the rake, as this will collect the thatch without damaging the lawn. Many people rent

will cool and stick to the inside of the masonry. Use the cor-rect size brush for your chimney to make adequate surface contact to sweep out the debris. Go inside and clean up the residual mess, then reach up into the chimney from the fire-place side and remove any other soot before moving into the basement (or wherever the chimney reaches the bottom) to remove any soot that has dropped from that area as well.

Cleaning a chimney is a messy task that will take some work, but it is a task that needs to be done to safeguard a home before the arrival of winter.

a dethatcher from a nearby lawn and garden supply store, and such a device can make the process of removing thatch much easier. However, be sure to clean the machine before using it on your lawn, as there is no way of telling what con-dition the previous renter's lawn was in when he or she used the device. Failing to clean the dethatcher can spread disease from a previous renter's lawn onto your own, and that can prove another costly mistake come the spring when your lawn is looking to rebound. If seeding the lawn in early fall, which can be a great time to reseed, remove the thatch be-fore laying down any new seed. If you wait to remove thatch until after you have laid down new seed, then the lawn likely won't benefit from the seed and you will likely just rake the new seed away when it comes time to remove thatch.





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GET THE 411 ON FLOORINGChoosing the right flooring for a home is no small task. Floor-ing is expensive, so homeowners want to make the best deci-sion possible so their choice of flooring is not one they regret and ultimately replace in the years to come.

When choosing flooring for their homes, many homeowners are overwhelmed by the options at their disposal. Each type of flooring can look great in its own way, which is why home-

owners may struggle to find the right fit for their homes. Educating yourself about flooring is a great way to make the process of choos-ing your next floor much less overwhelming and more enjoyable. The following are some of the more popular flooring options you will no doubt en-counter as your search for a flawless floor begins.

Hardwood

Nearly everyone is familiar with hardwood floors, which are durable, warm and a favorite of homeowners aiming for a tra-ditional look. Homes with open floor plans often benefit from hardwood flooring, as it creates the feeling of continuity that homeowners hope to achieve with open floor plans. Various species, including oak, maple and cherry, of hardwood floor-ing are available, and they typically vary in price, with more exotic imported options carrying hefty price tags. More tra-ditional hardwood flooring is less expensive, and solid wood flooring can be refinished several times to increase its lifes-pan.

Engineered wood

Engineered wood is less susceptible to temperature changes and humidity than solid wood, and some new varieties of engineered wood include substrates made from recycled wood fiber and stone dust, which may appeal to eco-friendly homeowners. Men and women who want to install their own floors may prefer engineered wood, which is now available in self-locking parquet or plank squares that can be installed without using glue or nails.

Bamboo

Bamboo is another flooring alternative that's popular among eco-conscious homeowners, as it comes from plants that

regenerate quickly and is therefore considered a sus-tainable material. Bamboo flooring is made of strands of bamboo that are glued to-gether, forming engineered planks or solid strips. Bam-boo flooring is strong and able to resist the negative ef-fects of fluctuating humidity, which include swelling and contraction. Many people prefer the fresh, bright feel of bamboo flooring.

Laminate

Laminate flooring is among the less expensive flooring mate-rials to buy and install. Homeowners who purchase laminate flooring have an array of options to choose from, and float-ing laminate flooring systems can be installed over existing floors without glue or nails. Some feel laminate flooring is in-distinguishable from real wood, but the plastic coating that makes up the top layer of laminate flooring is often a give-away that the floors are laminate and not real wood. Similar in construction to engineered wood, laminate flooring differs because its top layer is a photographic imprint on the face of each board, whereas engineered wood is made up of real hardwood veneer attached to several layers of plywood.

Cork

Cork is another sustainable flooring material that's a favorite among homeowners looking to make their homes more eco-friendly. The appearance of cork floors is unlike many flooring materials, as it is speckled thanks to unusual grain patterns of the trees from which it is harvested. Cork flooring is popular in kitchens and bathrooms because cork tiles have a naturally nonslip surface that makes areas of a home where floors get wet safer. Cork flooring may need to be resealed every few years to guard against stains and potential moisture issues.

Flooring choices vary greatly, and it's easy for homeowners to become overwhelmed by all of the options at their disposal. But taking time to understand each of those options can make the process of choosing a floor that much more fun.





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TWO SIDES OF CURB APPEAL: BEAUTY AND PERFORMANCE

(NewsUSA) - If your house is starting to look a little scruffy, you could re-caulk and re-paint, but that's a lot of work. Plus, you'd be out there again in a few years doing it all over again. And would it really make that much of a difference in the overall look? To really jolt your curb appeal, maybe it's time to re-side.

If so, you'll want to balance beauty and performance, says designer, and home improvement expert Vicki Payne.

"On the beauty side, when you mix materials, incorporate a variety of shapes, use rich colors to accentuate windows and doors or the whole house, the synergies are spectacu-lar," she said. "On the performance side, choice of materials is critical -- make sure you go with something that will retain long-lasting beauty but not require a lot of effort to main-tain."

In the past, homeowners, designers, builders and remod-elers frequently chose vinyl siding on its own and in combi-nation with brick, stone and even other styles of vinyl and polymeric siding for its durability, low maintenance and val-ue. It has the lowest installed cost of any exterior cladding, never needs painting or caulking and can be cleaned with just a garden hose, long-handled bristle brush and soapy wa-ter. Vinyl and insulated siding consistently rank among the highest return on investments for remodeling projects.

That's partly why vinyl siding has been the number-one choice in exterior cladding for the last 20 years, according to the U.S. Census Bureau. But with improved aesthetic qualities and performance of today's vinyl siding, trim and accesso-ries, it's increasingly popular for its ability to suit a sweeping range of architectural styles and design tastes.

In fact, vinyl siding is available in more profiles than any other cladding on the market. Using the latest technology,

vinyl siding manufacturers can recreate the fine wood exteri-ors of the past that work beautifully with many architectural styles from historic to contemporary. And vinyl siding is avail-able in a broad and ever-increasing spectrum of colors.

To see what your home might look like with a facelift, many home improvement companies offer online tools that allow you to mix and match trim and accessories to accent details specific to the architectural style of your home. Just search "siding visualizer" for a list of sites.

"No matter the age or type of house, whatever your bud-get, looking to sell or just make your neighbors jealous, there are many ways to transform your house into something spec-tacular," Payne said. To see examples of homes beautifully sid-ed with vinyl, visit www.vinylsiding.org/homeowners/photo-gallery/.

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BUDGET-FRIENDLY BATHROOM TRANSFORMATION TIPS

The allure of a spa-style bathroom is something few homeowners can resist. Such bathrooms can make for a welcome retreat after a long day at the office or an afternoon spent chasing kids around the yard.

But as appealing as such a sanctuary may seem, the cost of creating a luxury washroom is more than many homeowners' budgets can withstand. Fortunately, a dream bathroom does not have to break the bank. In fact, there are several ways to make a bathroom worthy of the most comforting spa without stretching your budget.

* Install a wall-hung mirror. If your idea of a luxury bathroom harkens back to a time before the advent of recessed medicine cabinets, then a wall-hung mirror can give the bathroom an entirely new feel without much of a financial commitment. Flush-mount mirrors need not require the services of a contractor, but they can provide a sense of elegance that recessed cabinets cannot.

* Replace bathroom countertops. A countertop replacement job may sound expensive, but such an undertaking is not very costly in the washroom, where counter space is typically lim-ited. Since the cost of countertop materials is by the square foot, you can replace bathroom surfaces for a relatively small amount of money. Granite countertops can be beautiful, but such surfaces do not create the warm feel that many prefer in a luxury bathroom. A material such as soapstone is warm and inexpensive and can quickly give the bathroom a new look.

* Embrace calm colors. Painting the bathroom is another inexpensive way to give the room an entirely new look. If the walls of your washroom are currently a vibrant color, consider a more calming tone to give the room the luxurious and relaxing feel you're aiming for. If your bathroom includes a clawfoot tub, you also can make it a two-tone tub to add a touch of re-laxing elegance. Paint the tub's exterior in a calming tone such as soft gray, and you will have transformed the washroom at little cost and even less effort.

* Transform your double vanity. Many homeowners prefer a double vanity in their bathrooms, as such a setup allows both men and women the space to get ready for bed or work without getting in one another's way. But instead of a traditional vanity with a counter between the sinks, consider installing matching pedestal sinks to surround an antique washstand. This can give the washroom a feel of antique luxury, and such washstands can found for a few hundred dollars.

* Replace old fixtures. Though they are often overlooked, cabinet and door fixtures as well as towel racks can greatly influence the feel of a washroom. If the cabinet and drawer handles are old or outdated, replace them with more modern options. Such a job might be even more effective if you repaint or reface existing cabinetry. Neither task is terribly expensive, but both can give the washroom a more luxurious feel. The same goes for replacing old towel racks, which can be an eyesore if they're especially dated.

Transforming a bathroom may seem like a significant and costly undertaking, but savvy homeowners can give their washrooms a new and luxurious look without spending much money.

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DEFEATING ODORS AND DAMPNESS(NAPS)If your basement is like many in America, its all wet. The American Society of Home Inspectors estimates that 60 percent of U.S. homes have wet basements, and 38 percent run the risk of basement mold.

The Causes

Moisture is the most common problem in basements and crawl spaces, either because it comes in from the outside or is being produced inside the home by your family. The soil around walls may have lots of moisture that seeps in through cracks in the foundation or be-cause of hydrostatic pressure from the soil outside the walls or floor.

In addition, basements tend to be cooler than the rest of the house, and because cool air holds less moisture than warm air, basements usually have higher relative humidity than the rest of the house.

Other reasons for excess moisture include:

Missing, broken or poorly installed gutters ordownspouts

Poorgradingaroundthefoundationofthehousethat causes water to drain toward the house rather than away

Clothesdryerandbathroomsarentproperlyventilated

Windowsleak

Sumppumphasfailed.

The Problem

While some signs of excess moisture may be obvious, such as the appearance of condensa-tion on windows, theyre also often invisible in that theyre hidden in crawl spaces and base-ments. As studies have shown, up to 50 percent of the air in a house comes from underground areas, and this damp, moldy air rises and eventually makes its way into the rest of the house. There, it can cause poor indoor air quality and uncomfortably high humidity levels.

A Solution

Fortunately, you can control dampness and odors due to high humidity in basements: Use a dehumidifier. The most energy efficient on the market are Santa Fe high-capacity dehumidi-fiers.

According to the Environmental Protection Agency, Energy Starcertified dehumidifiers can remove the same amount of moisture as similarly sized conventional units but will use at least 15 percent less energy. Santa Fe offers a dehumidifier that exceeds the Energy Star standard by using 50 percent less energy.

These dehumidifiers will also help maintain the structural integrity of your home, will mini-mize mold growth, and will improve the indoor air quality of the whole house by removing odor-causing moisture.

An energy-efficient dehumidifier can help your home avoid the mold, pests, allergens and odors a damp basement can encourage.




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Insulation is one of the best investments a homeowner can make, but too often people overlook insulation in favor of more eye-catching renovations. Insulation is not something to be ignored, as it contributes to year-round comfort in the home while reducing energy costs along the way.

According to the Energy Star program, you should add more insulation if the existing insula-tion is just level with or below the floor joists of your attic. If you cannot see any of the floor joists because the insulation is well above them, you probably have enough and adding more may not be cost-effective. In ad-dition, check to see if the insula-tion is an even thickness across the entire attic. Sometimes it can be thicker in the middle and then peter out toward the eaves.

Attic insulation is measured according to its R-Value, which measures the insulation's ability to resist heat flow. The higher the R-Value, the better the thermal performance

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