bÅS> ApqgepÞT

a¸rdgu Lµ$faõV®$

tkNg l¡ë\ CÞíepμfÞk sdpfp A_¡ sdpfp`qfhpf dpV¡$.

· Å¡ fuÞe|Ag dpV¡$_u âõsprhs hudp fL$d âhs®dp_ hudp fL$d L$fsp h^pf¡ lp¡e sp¡ `pμrgku_y„ fuÞe|Ag d¡çbf(fp¡) Üpfp Adpfu A„X$ffpCqV„$N S>ê$qfepsp¡_y„ `pg_ L$fhp_¡ Ap^u_ fl¡i¡. L„$`_u hudp fL$ddp„ L$fpsp Aphp L$p¡C`Z h^pfp_¡ AõhuL$pf L$fhp_p¡ Ar^L$pf ^fph¡ R>¡.

· `pR>gu `pμrgku dyv$s |fu \ep_p 30 qv$hk_p A„s¡ `pμrgku fuÞe| L$fphhp_p¡ sdpfp¡ Ar^L$pf kdpá \C S>i¡.

� lpµ[õ`V$gpCT¡i_ gpc dpV¡$_p A`hS>®_p¡

Å¡ lpμ[õ`V$gpCT¡i_ A\hp sbubu MQp® A\hp ¼g¡çk _uQ¡_pdp„\u L$p¡C `Z_¡ gu ¡ \ep lp¡e A\hp _¡ Ap^pqfs lp¡e A\hp dp„\u `qfZçep lp¡e A\hp âÐen L¡$ `fp¡n fus¡ s¡_u kp\¡ k„L$mpe¡gp lp¡e sp¡ Ad¡ L$p¡C`Z QyL$hZu L$fhp dpV¡$ S>hpbv$pf _l] fluA¡:i) X$pμ¼V$f Üpfp cgpdZ A_¡ dpÞe _ L$fpe¡gu lpμ[õ`V$gpCT¡i_ A_¡

lpμ[õ`V$g krh®kuk;ii) hpõsrhL$ _ lp¡e A_¡ sbubu fus¡ S>ê$fu _ lp¡e A¡hp MQp®Ap¡;iii) hS>_ OV$pX$hp A\hp hS>_ ky pfhp dpV¡$_u kpfhpfp¡;iv) Ap„M_p `funZp¡, Ap„Mp¡_u fuä¡[¼V$h MpduAp¡ A_¡ AàgpeÞkuk_u

Å¡NhpCAp¡ krls Qídp, g¡Þk, kp„cmhp_p kp^_p¡ A_¡ ìlugQμk®;

v) v$p„s_u L$p¡C kpfhpf A\hp L$põd¡qV$L$ õhê$`_u i÷q¾$ep, âcprhs v$p„s/v$p„sp¡ L$Y$phhp, Apμ\p£X$p¡[ÞV$L$ i÷q¾$ep, A\hp V¡$ç`fp¡d¡[ÞX$åeygf kp„ p_p rhL$pf rkhpe L¡$ L$p¡C AL$õdpsdp„ CÅ_¡ gu ¡ s¡ S>ê$fu b_¡;

vi) AamÖy sp (C_aqV®$rgV$u) dpV¡$_p„ r_v$p_pÐdL$ `funZp¡, C_aqV$®rgV$u A\hp _ |„kL$sp_u kpfhpf, tgN `qfhs®_ A\hp s¡_¡ gNsu kpfhpf, Nc® ps, õV$qfgpCT¡i_ A_¡ L$pÞV²$pk¡ài_ krls s¡_¡ gNsu S>qV$gspAp¡;

vii) Ncp®hõ\p_¡ gu ¡ S>ê$fu b_su kpfhpf S>¡dp„ bpmL$_p¡ S>Þd A\hp L$k|hphX$ (rkhpe L¡$ AL$õdps_¡ gu ¡ \C lp¡e) kpd¡g R>¡, A¡¼V$p¡r`L$ â¡N_Þku A`hS>®_ R>¡.

viii) L$p¡ÞS>¡q_V$g rõ\rs krls S>Þd\u S> fl¡gu ipfuqfL$ Mp¡X$ dpV¡$_u kpfhpf;

ix) S>_gf â¡[¼V$i_f_¡ dmhp_p, kpdpÞe õhpõÕe s`pk, kphQ¡su sfuL¡$ d¡mh¡gu k¡hpAp¡, A¡¼ey „¼Qf A_¡ C_p¡¼e|g¡i_, ardgu qarTrie__u f¡afg au_p MQp® s¡dS> V¡$guap¡_, V¡$rgrhT_, hs®dp_`Óp¡ A_¡ AÞe N¡fgpeL$ _pμ_-dμqX$L$g ApCV$dp¡ S>¡ C_- ¡i„V$ sfuL¡$ D`ep¡Ndp„ gu^u lp¡e A\hp Ap ky u dep®rv$s _ fl¡sp s¡_p krls_u i÷q¾$ep L$fphu lp¡e ;

i. S>ê$fu _ lp¡e A¡hu s`pkp¡/kpfhpfp¡ dpV¡$_p MQp® ii. L$p¡C`Z âL$pf_p bpü/V$L$pD dμqX$L$g A\hp _pμ_-dμqX$L$g

D`L$fZp¡ S>¡ r_v$p_/kpfhpf dpV¡$ D`ep¡N L$fpsp lp¡e s¡_p krls CPAP, CAPD, CÞãeyT_ `çd CÐepqv$.

iii. kp^_p¡ S>¡hp„ L¡$ hpμL$f, L$pM Op¡X$u (¾$Quk), b¡ëV¹$k, L$pμgk®, Lμ$àk, [õàg„V¹$k, [õg„Ák, b°¡kuk, õV$p¡q¼„Ák, X$peprbV$uL$ a|V$hμf, ÁgyL$p¡duV$f, \dp£duV$f A_¡ k„b„r^s kdp_ ApCV$dp¡ s¡dS> L$p¡C`Z sbubu D`L$fZ S>¡ Ðepfbpv$ Of¡ `Z D`ep¡N L$fu iL$pe.

iv. ìe[¼sNs Apfpd/kNhX$_u hõsyAp¡ S>¡hu L¡$ Of_p¡L$f (k¡hp L$f_pf), lÅd, åeyV$u krh®kuk, X$pe¡V$ QprS>®k, bμbu awX$, L$põd¡qV$¼k, _`qL$Þk, V$p¡Cg¡V$fuT, Arsr\ k¡hp CÐepqv$.

v. L$p¡C`Z âL$pf_p krh®k QprS>®k, kfQpqS>®k, A¡X$rdi_ au, frS>õV²¡$i_ QprS>®k CÐepqv$ S>¡ lpμ[õ`V$g Üpfp g¡hpdp„ Apìep lp¡e.

x) lpμ[õ`V$gpCT¡i_ dy¿eÐh¡ r_v$p_, A¡¼k-f¡ s`pk, S>_fg qarTrie_ A\hp dμqX$L$g Q¡L$-A` dpV¡$_p MQp® S>¡_p `R>u lpμ[õ`V$gpCT¡i__u dyv$s v$frdep_ kq¾$e kpfhpf _ d¡mhu lp¡e;

xi) Of¡gy L$pfZkf lpμ[õ`V$gdp„ fl¡h„y S>¡dp„ rhi¡jo sbubu â¡[¼V$i_f

Üpfp L$p¡C S> kr¾$e r_erds kpfhpf _ Ap`hpdp„ Aphu lp¡e;xii) âep¡NpÐdL$ A\hp rkÙ _ \e¡gu âq¾$epAp¡ A\hp kpfhpfp¡,

kp^_p¡ A\hp L$p¡C`Z qX$[õ¾$ài__p apdp®L$p¡gpμÆL$g f¡rS>d¡Þk (C[ÞX$e_ dμqX$L$g L$pDÞkug Üpfp dpÞespâpá _\u)

xiii) _pμ_-âuõ¾$pCåX$ X²$Ák A\hp dμqX$L$g kàgpexiv) Aμgp¡ \u rkhpe AÞe L$p¡C rkõV$d l¡W$m kpfhpf.xv) L$p¡C N¡qfApqV²$L$, kpeL$p¡-N¡qfepqV²$L$ A\hp kpeqL$epqV²$L$ [õ\rs,

dp_rkL$ A[õ\fsp, d¡ÞV$g A\hp _h®k b°¡L$X$pD_/rhL$pf A\hp ""f¡õV$ ¼ep¡k®'' _¡ gu ¡ S>ê$fu b_su kpfhpf.

xvi) L$Þhgk„V$ lp¡çk A_¡ _rkN lp¡çk, _Qf ¼ep¡f [¼gr_¼k A_¡ kdp_ k„õ\pAp¡dp„ d¡mh¡gu k¡hpAp¡ dpV¡$_p MQp®;

xvii) ApëL$p¡lp¡g A\hp X²$N g¡hp_p ku^p L¡$ ApX$L$sfp `qfZpd õhê$` g¡hu `X¡$gu kpfhpf A_¡ L$p¡C budpfu A\hp AL$õdpsdp„ \e¡gu ipfuqfL$ CÅ S>¡ T¡fu v$pê$ A\hp X²$Ák_p k¡h_ `R>u \C lp¡e;

xviii) gX$pC, Ap¾$dZ, rhv¡$iu iÓy_u Nrsrhr^App¡, AOp¡rjs eyÙ (eyÙ_u Op¡jZp \pe L¡$ _ `Z \pe), _pNqfL$ bmhp¡, Aps„L$hpv$, bmhp¡, lX$spmdp„ kq¾$e klcpN, sp¡ap_p¡ A\hp S>_ Ap„v$p¡g_, ¾$p„rs. b„X$ A\hp rdrgV$fu A\hp kÑp L$bS>¡ L$fhu, A_¡ Lp¡C`Z ki÷v$m dp„ azg V$pCd k¡hp Ap`hp_p ku^u L¡$ ApX$L$sfp `qfZpd õhê$` Dv$ch¡gu kpfhpf;

xix) A¡¼hpeX®$ Cçey_p¡ X¡$qarieÞku rkÞX²$p¡d (A¡CX¹$k) A_¡ üyd_ Cçey_p¡ X¡$qarieÞku hpefk_¡ gu ¡ \e¡g A\hp k„b„r^s budpfuAp¡;

xx) k¡¼kyAgu V²$pÞkrdV¡$X$ X$uTukxxi) L$p¡C AÞe `pV$} Üpfp A`pe¡gu k¡hpAp¡ A\hp kpfhpfp¡ dpV¡$_p MQp®

A\hp S>¡ hL®$d¡Þk L$ç`_k¡i_ hudp l¡W$m v$php ep¡Áe lp¡e; Ap qL$õkpdp„, Ad¡ Adpfp Üpfp fuCçbk® L$fhp ep¡Áe MQp® hÃQ¡_p¡ saphs fuCçbk® L$fuiy„ Å¡ ANf AÞe L$p¡C `pV$} A\hp hL®$d¡Þk L$ç`_k¡i_ CÞíepμfÞk k„L$mpe¡g _ lp¡e A_¡ fL$d `l¡gp S> fuCçbk® L$fpC lp¡e A\hp AÞe `pV$} L¡$ hL®$d¡Þk L$ç`_k¡i_ CÞíepμfÞk Üpfp fuCçbk® ep¡Áe lp¡e.

xxii) L$põd¡qV$L$ A\hp àgp[õV$L$ kS>®fu rkhpe L¡$ Aphu kS>®fu dpÓ AL$õdpsdp„ \e¡gu CÅAp¡_¡ gu ¡ \e¡gp _yL$kp__¡ ky pfhp dpV¡$ S>ê$fu lp¡e; T¡Þ\ug¡kdp, kpeqfÞNp¡dp, Mug A_¡ A¡gp¡ ¡rkep_u kpfhpf;

xxiii) õgu` Aà_p¡Ap_p¡ Aæepk A_¡ kpfhpf;xxiv) Akp^pfZ Å¡Md_¡ ÅZu Å¡C_¡ hlp¡fu g¡hy„ (rkhpe L¡$ dp_h

Æh_ bQphhp_p¡ âepk L$fpep¡ lp¡e);xxv) Þe|¼guAf qX$TpõV$f, f¡qX$ep¡A¡[¼V$h L$ÞV$rd_¡i_ A_¡/A\hp

Þe|¼guAf A\hp AμV$rdL$ A¡_rS>® R|>V$u `X$hu;xxvi) Apdp„\u A\hp s¡_¡ k„b„r^s \e¡gu CÅAp¡ i. L$dpÞX$p¡ A\hp bpμçb qXõ`p¡Tg X$éyV$u A\hp spgud, kq¾$e

rdrgV$fu A_¡ `p¡guk X$éyV$uT S>¡hu L$¡ kpdprS>L$ kdsygp Åmhu fpMhu, gX$pCdp„ k„L$mpe¡gp lp¡hy„, gX$pC Op¡rjs \C lp¡e L¡$ _ \C lp¡e A_¡ rdrgV$fu Aμf¾$pãV$ A\hp hpμV$fbp¡_® h¡k¡gdp„ âhpk L$fhp; A\hp

ii. ip„rs-L$pm õhê$`_u rdrgV$fu X$éyV$uT, dy¿eÐh¡ kpdpÞe spgud f¡ÞS> L$pe® A_¡ rdrgV$fu L$pep£.

xxvii) AL$õdpsdp„ \e¡gu ipfuqfL$ CÅ_u kpfhpf A\hp Cfpv$p |h®L$ Ås¡ `lp¢QpX¡$gu CÅAp¡_¡ gu ¡ \e¡gu budpfu_u kpfhpf A\hp dp_rkL$ õhõ\sp L¡$ Aõhõ\sp kp\¡ ApÐdlÐep_p L$fpe¡gp L$p¡C âepkp¡;

xxviii) AL$õdps_¡ gu ¡ \e¡gu ipfuqfL$ CÅ A\hp budpfu_u kpfhpf S>¡ L$pev$p_p c„N A\hp c„N_p L$r\s âepk_p `qfZpd õhê$` A\hp ^f`L$X$_p¡ rhfp¡ L$fhp\u \C lp¡e;

xxix) AL$õdps_¡ gu ¡ \e¡gu ipfuqfL$ CÅ A\hp budpfu_u kpfhpf S>¡ âp¡a¡i_g õ`p¡Vk®, L$p¡C `Z âL$pf_u f¡k, õL|$bp X$pCthN, Aμqfeg õ`p¡V¹$k®, âh©rÑAp¡ S>¡hu L¡$ l¡ÞX$ ÁgpCqX„$N, bg|q_„N A_¡ AÞe L$p¡C Å¡Mdu âh©qÑAp¡ A\hp õ`p¡V¹$k® rkhpe L¡$ rhi¡j d„S|>fu Üpfp klds

\e¡g lp¡e;xxx) qfàg¡kd¢V$ Aheh d¡mhhp_p¡ MQ®, qfàg¡kd¢V$ Aheh_p

`qfhl__p¡ MQ® A_¡ k„b„r^s r_ed_ MQ® s¡dS> v$psp_¡ \e¡gp b^p S> MQp®;

xxxi) Adpfp Üpfp gpNy L$fpe¡g ârsnp dyv$s A\hp AÞe ifsp¡ A_¡ dep®v$pAp¡\u R>V$L$hp kdekf sbubu kgpl d¡mhhp_u r_óamsp kp\¡ k„L$mpe¡g;

xxxii) kL®$drkT_ rkhpe L¡$ L$p¡C budpfu_u kpfhpf A\hp AL$õdps_¡ gu ¡ S>ê$fu b_¡;

xxxiii) h¡ÞV²$g/C_rki_g lr_®ep_¡ gu ¡ \e¡gp sbubu MQp® rkhpe L$¡ Ad¡ `l¡gp Apμ f¡i_ dpV¡$ QyL$hZu L$fu lp¡e;

xxxiv) ârsnp dyv$s_u A„v$f _uQ¡ epv$udp„ S>Zpìep dyS>b r_v$p_, lpμ[õ`V$gpCT¡i_ A_¡/A\hp kpfhpf:

budpfu/dp„v$Nu / fp¡N A\hp kpfhpf / i÷q¾$epAp¡ / âq¾$epAp¡

L$p¡C budpfu/dp„v$Nu / fp¡N A\hp kpfhpf / i÷q¾$epAp¡/ âq¾$epAp¡

L$p¡C`Z âL$pf_u lμ ¡V$pCqV$k, V$éybf¼eygp¡rkk

V$p[ÞkgpCqV$k, Ap\°p®CqV$k; L$p¡C `uW$, bfp¡m A\hp L$fp¡X$f y>_p rhL$pf (C_hqV²¡$®bg qX$õL$ X$uTuk rkhpe); lr_®ep dpV¡$_u kpfhpf (C[ÞÁh_g lq_®ep krls)

L$p¡C`Z âL$pf_y„ Lμ$Þkf, kp„ p_p L$p¡C rhL$pf_u kpfhpf (Ap\°p®CqV$k, V$p¡V$g _u A_¡ rl` rfàg¡kd¢V$ A_¡ Ap\°p®õL$p`u rkhpe), qL$X$_udp„ `\fu/d|Ópiedp„ `\fu/rg\p¡qV²$àku, dp¡qsep¡, rlõV$f¡¼V$p¡du, L$pg¡rgr\eprkk, L$pg¡X$p¡L$prgr\eprkk, õhpvy$r „X$ A_¡ bpCg X$¼V¹$k_u i÷qL°ep rkhpe L¡$ d¡rg‚Þku, rb_pC_ âp¡õV¡$qV$L$ lpC`fV²$p¡au_u iõÓq¾$ep, lr_®ep (C[ÞÁh_g), lμdfp¡CX¹$k, Nyv$pdp„ rakf, Nyv$pdp„ qaõQygp, A¡¼kàgp¡f¡V$fu g`fp¡V$p¡du, g`L$pgu, X$pe‚p¡[õV$L$ gâp¡õL$p`u, L$p¡C Npe_¡L$p¡gpμÆL$g budpfu, lpCX²$p¡L$pCgu, apCb°p¡CX¹$k

ârsnp dyv$s

30 qv$hk

R> drl_p

A¡L$ hj®

b¡ hj®

· ârsnp dyv$s A¡V$g¡ `pμrgku iê$ \ep_u spfuM\u A\hp qfhpChg_u spfuM\u iê$Aps_u dyv$s S>¡ v$frdep_ d¡çbf(fp¡)A¡ epv$udp„ S>Zph¡gu budpfuAp¡ A\hp kpfhpfp¡ dpV¡$ Å¡Md kyfnp iê$ \hp fpl Å¡hu AphíeL$ R>¡.

· AL$õdps_¡ gu ¡ \e¡gp lpμ[õ`V$gpCT¡i_/i÷q¾$ep dpV¡$ âqsnp dyv$s gpNy _\u \su.

fuÞe| L$fpe¡gu `pμrgku dpV¡$ ârsnp dyv$s d¡çbf(fp¡) Ap àgp_ A\hp Adpfp AÞe kdp_ àgp_ l¡W$m Adpfu kp\¡ S>¡V$gp hjp£\u hudp¡ fph¡ R>¡ A¡ hjp£_u k„¿ep\u OV$pX$hpdp„ Aphi¡ Å¡ ANf `pμrgku `pR>gu `pμrgku dyv$s kdpá \ep_p 30 qv$hk_u A„v$f fuÞe| L$fhpdp„ Aphu lp¡e.

� dpÓ â\d fuÞe|Ag `R>u S> Aphfu g¡hpdp„ Aph¡gu budpfuAp¡/ kpfhpfp¡* :· Ad¡ L$p¡C ùv$e k„b„r^s budpfu qV$ç ¡_p¡àgpõV$u; hpëh qfàg¡kd¢V$;

hpëhp¡V$p¡¡¡du, k¡fub°g lμdf¡S>; A¡[ÞÄep¡N°pau, A¡[ÞÄep¡àgpõV$u (õV¡$ÞV$ kp\¡ A\hp hNf), L$pfp¡_fu ApV®$fu bpe`pk N°pãV$ rkhpe L¡$ AL$õdps `R>u L$fph¡g lp¡e A_¡ â\d fuÞe|Ag_u spfuM `R>u S> \C lp¡e*.

· Ad¡ V$p¡V$g _u qfàg¡kd¢V$, V$p¡V$g rl` qfàg¡kd¢V$, qX$kL¡$¼V$p¡du, Ap\°p£õL$p`u_¡ gu ¡ \e¡gp lpμ[õ`V$gpCT¡i__p MQp® qfCçbk® L$fuiy„ rkhpe L¡$ Ap v$f¡L$ kpfhpfp¡/iõÓq¾$epAp¡/ °q¾$epAp¡ AL$õdps `R>u \C lp¡e A\hp ¡[ëhL$ CÞãg¡d¡V$fu X$uTuk, h¡qfLp¡T h¡CÞk, X$peprbV$uk lpCågX$ â¡if krls L¡$ rh_p A_¡ s¡_u S>qV$gspAp¡, s¡_p ku^p `qfZpdp¡ A\hp s¡_u kp\¡ k„L$mpe¡g, qL$X$_u _L$pdu \hu,

guhf kp¡fperkk, Aõ\dp dpV¡$ \e¡g lpμ[õ`V$gpCT¡i__p MQp® Å¡ ANf s¡ â\d fuÞe|Ag_u spfuM\u A¡L$ hj® `R>u \ep lp¡e*.

· Ad¡ L$p¡C kpfhpfp¡/i÷q¾$epAp¡/âq¾$epAp¡ _¡ gu ¡ \e¡gp lpμ[õ`V$gpCT¡i__p MQp®_y„ hmsf Ap`uiy„ S>¡ L$p¡C |h®âhs®dp_ budpfu/dp„v$Nu/fp¡N_¡ gu ¡ \ep lp¡e Å¡ ANf Aphu kpfhpfp¡/i÷q¾$epAp¡/âq¾$epAp¡ â\d fuÞe|Ag_u* spfuM\u A¡L$ hj® `R>u \ep lp¡e. |h®âhs®dp_ fp¡Ndp„ L$p¡C L$pÞS>¡r_V$g fp¡N A\hp Mp¡X$ kpd¡g _ lp¡hu Å¡CA¡.

*â\d fuÞe|Ag `pμrgku iê$ \ep_p 3 hj® `R>u `pL$i¡.

� ¼g¡d v$pMg L$fhp¡:

· Ap `pμrgku l¡W$m ¼g¡d v$pMg L$fhp dpV¡$ d¡çbf(fp¡) kss 24 L$gpL$\u h y kde dpV¡$ C_- ¡i„V$ sfuL¡$ lpμ[õ`V$gdp„ v$pMg \ep lp¡hp Å¡CA¡. Å¡L¡$, X¡$ Lμ$f kpfhpfp¡_p qL$õkpdp„ Ap kdekudp gpNy _\u \su.

· Å¡ sd¡ L„$`_u sfa\u L$μk g¡k krh®kuk (CLS) dpV¡$ Ar^L©$ssp d¡mhu lp¡e sp¡ sdpfp dS>f¡ Ap`hp (rfCçbk£bg) ep¡Áe lpμ[õ`V$g_p MQp® ku^p S> _¡V$hL®$ lpμ[õ`V$gp¡ (NWH) kp\¡ kdp^p_ L$fu g¡hpi¡ AÞe\p Å¡ sdpfu CLS AdpÞe W$fi¡ A\hp sd_¡ _pμ_-NWH lpμ[õ`V$gdp„ v$pMg L$fhpdp„ Apìep lp¡e sp¡ Ad¡ dS>f¡ Ap`hp ep¡Áe MQp® sd¡ ¼g¡d L$ep®_p A_¡ Adpfu S>ê$qfeps âdpZ¡ b^p S> AphíeL$ v$õsph¡Å¡ Adpfu Apμqakdp„ S>dp L$fpìep_p 7 qv$hk_u A„v$f sd_¡ QyL$hu v$Ciy„.

· sdpf¡ b^p S> v$õsph¡Å¡ A_¡ dprlsu fSy> L$fhp_u fl¡i¡ S>¡ Ap |fsu kurds _ fl¡sp s¡dp„ kpd¡g R>¡ ApμqfrS>_g `pμrgku, b^p S> dμqX$L$g qf`pμV¹$k®, ApμqfrS>_g rbgp¡ A_¡ fkuv$p¡, CÞh¡rõVN¡i_ qf`pμV¹$k®, kpfhpf_p ¡ fp¡, qX$õQpS>® L$pX®$, lpμ[õ`V$g kdfu, X$pμ¼V$f_y„ âdpZ`Ó S>¡dp„ r_v$p_ A_¡ kpfhpf rhNsp¡ kpd¡g lp¡e s¡ lpμ[õ`V$gdp„\u qX$õQpS>® d¡mìep_p 60 qv$hk_u A„v$f fSy> L$fhp_p fl¡i¡.

� L$f gpcp¡

Ap àgp_ l¡W$m QyL$h¡gp âurded AphL$ h¡fp pfp¡, 1961 _u L$gd 80D l¡W$m L$f gpcp¡ dpV¡$ `pÓ W$fi¡ A_¡ L$f L$pev$p a¡fapf_¡ Ap^u_ R>¡.

� 15 qv$hk_p¡ äu gyL$ `uqfeX$:

sd_¡ `pμrgku dþep_u spfuM\u 15 qv$hk_u A„v$f sd¡ `pμrgku_p r_edp¡ A_¡ ifsp¡_u kdunp L$fhp_p¡ A_¡ Å¡ sd¡ L$p¡C`Z r_edp¡ A_¡ ifsp¡ kp\¡ klds _ \sp lp¡ sp¡ sdpfp hp„ p_y„ L$pfZ v$ip®hu_¡ pμrgku pR>u Ap`hp_p¡ rhL$ë` fphp¡ R>p¡. sd¡ QyL$h¡gy„ âurded pRy>„ d¡mhhp lL$v$pf fl¡ip¡, Å¡L¡$ Ap L$hf d¡mh¡gu dyv$s dpV¡$ kf¡fpi âurded s¡dS> sbubu s`pk dpV¡$ \e¡gp MQp® A_¡ õV¡$ç` X$é|V$u QprS>®k L$`ps L$fhp_¡ Ap^u_ fl¡i¡.

� bÅS> AprgepÞT gpBa CÞíepµfÞk ip dpV¡$ ?

bÅS> AprgepÞT A¡ bÅS> qa_kh® rgrdV¡$X$ A_¡ AprgepÞT SE hÃQ¡ \e¡gy„ k„ey¼s kplk R>¡. Ap b„_¡ r_ |Zsp, [õ\fsp A_¡ kndsp_u ârsóW$p ^fph¡ R>¡. Ap k„ey¼s kplk L„$`_u õ\pr_e A_ych kp\¡ h¥rðL$ r_ |Zsp_p¡ kdÞhe L$f¡ R>¡. kh®N°plu, AprhóL$pfu D`pep¡ 119 hj® S|>_u AprgepÞT SE_u V¡$L$r_L$g r_ |Zsp A_¡ A_ych kp\¡ cpfsdp„ ""bÅS> b°pÞX$'' _p Nl_ dpL£$V$ op_ A_¡ NyX$rhg_p¡ kyd¡m ^fph¡ R>¡. õ`^p®ÐdL$ qL„$dsp¡ A_¡ âpdprZL$ ârscph \L$u L$„ _u \p¡X$p„ S> kdedp„ N°plL$p¡_p¡ rhðpk A_¡ dpL£$V$dp„ dp¡Mfp_y„ õ\p_ âpá L$fu iL$u R>¡.

� fubµV$ `f ârsb„^: CÞíepµfÞk Aµ¼V$ 1938_u L$gd 41 S>Zph¡ R>¡ L¡$ :

· L$p¡C`Z ìe[¼sA¡ L$p¡C`Z ìe[¼s_¡ Æh_ A\hp cpfsdp„ rdgL$s k„b„r^s L$p¡C`Z âL$pf_p Å¡Mdp¡ k„v$c£ hudp¡ g¡hp A\hp fuÞe| L$fhp A\hp Qpgy fpMhp âÐen A\hp `fp¡n fus¡ QyL$hhp`pÓ L$rdi__u `|f¡`|fu A\hp Ap„riL$ fL$d_y„ hmsf A\hp `pμrgkudp„ v$ip®h¡gp âurded_u L$p¡C`Z R|>V$ âgp¡c_ sfuL¡$ Ap`hy„ L¡$ Ap`hp _ v¡$hy„ Å¡CA¡, _ sp¡ `pμrgku g¡_pf, fuÞe| L$f_pf A\hp Qpgy fpM_pf ìe[¼sA¡ Aphu L$p¡C`Z R|>V$ õhuL$pfhu Å¡CA¡ rkhpe L¡$ s¡ hudp¡ L$f_pf_p âL$pris L$fpsp âp¡õ`¡¼V$k A\hp V¡$bgp¡ A_ykpf dpÞe R|>V$ lp¡e.

· Ap k¸L$i_dp„ L$f¡gu Å¡NhpC_u Apop A_ykpf _l] hs£ s¡d_¡ `p„Qkp¡ ê$r`ep ky^u_p¡ v$„X$ cfhp_u kÅ \C iL¡$.

� L$gd 45

Ap L$pev$p¡ gpNy \ep `R>u Adgu \e¡gu Æh_ hudp_u L$p¡C `pμrgku s¡ Adgu \ep_u spfuM\u b¡ hj® `|fp \pe `R>u hudp¡ L$f_pf Üpfp A¡ bpbs¡ âñp\® _l] L$fu iL$pe L¡$ hudp dpV¡$_p âõsphdp„ A\hp d¡qX$L$g Apμqakf_p L$p¡C qf`pμV®$dp„ A\hp f¡afu, A\hp hudpL©$s_p rdÓ A\hp `pμrgku Ap`hp dpV¡$ S>ê$fu AÞe L$p¡C v$õsph¡S>dp„ L$fpe¡gy„ r_h¡v$_ Aep¡Áe A\hp Mp¡Vy„$ lsy„ rkhpe L¡$ hudp¡ L$f_pf A¡hy„ v$ip®h¡ L¡$ Ap r_h¡v$_ sÕe`|Z® bpbs A\hp Ry>`ph¡gu lL$uL$s lsu S>¡ Ål¡f L$fhu sÕe`|Z® lsu A_¡ A¡ L¡$ `pμrgku ^pfL$ Üpfp s¡ R>¡sfhp_p l¡sykf L$fpey„ lsy„ A_¡ `pμrgku^pfL$ A¡ r_h¡v$_ L$fsu hMs¡ ÅZsp¡ lsp¡ L¡$ s¡ Mp¡Vy„$ lsy„ A\hp s¡Z¡ lL$uL$s Ry>`phu lsu S>¡ Ål¡f L$fhu sÕe`|Z® lsu.

bÅS> AprgepÞT ardguLμ$f aõV®

l¡ë\ q¾$qV$L$g Cg_¡k fpCX$f

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k„ L®$ rhNsp¡bÅS> AprgepÞT gpCa CÞíepμfÞk L„$`_u rgrdV¡$X$,G.E. àgpTp, Aμf`p¡V®$ fp¡X$, e¡fhX$p, |Z¡-411006.ap¡_: (020) 6602 6777. aμ¼k: (020) 6602 6789.

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h^y dprlsu dpV¡$:h^y dprlsu dpV¡$: L©$`p L$fu Adpfp ""CÞíepμfÞk L$ÞkgV$ÞV$$'' _p¡ k„`L®$ L$fp¡ A\hp Ad_¡ ApS>¡ S> D`f S>Zph¡gp V$pμg äu _„bfp¡ `f L$pμg L$fp¡. Ap b°p¡if b¡r_qaV$ Cëe|õV²¡$i_ A_¡ `pμrgku A`hS>®_p¡ kp\¡ hp„Qhy„ Å¡CA¡. L©$`p L$fu ¼hp¡V¡$i_ kp\¡ Ap `Z dpNu g¡ip¡.

12%

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25,000

150,000

175,000

30,000

bÅS> AprgepÞT a¸rdguLμ$f aõV®$

� a¸rdguLµ$f aõV®$sdpfp `qfhpf_y„ õhpõÕe sdpfp dpV¡$ OÏ„ S> dlÐh_y„ R>¡. `qfhpf_p A¡L$ L¡$ h^y kv$õe_¡ lpμ[õ`V$gdp„ v$pMg L$fhp_u S>ê$f Dcu \pe Ðepf¡ \sp sbubu MQp®Ap¡ sdpfu bQsdp„ _p¢^`pÓ OV$pX$p¡ L$fu iL¡$ R>¡. lpμ[õ`V$gdp„ v$pMg \hp kp\¡ k„L$mpe¡gp¡ MQ® OZp¡ DÃQ lp¡C iL¡$ R>¡ A_¡ Aphu L$V$p¡L$V$u dpV¡$ sdpf¡ `l¡g¡\u s¥epf fl¡hy„ S>ê$fu b_¡ R>¡.

`qfhpf_p v$f¡L$ kv$õe dpV¡$ dμqX$L$g CÞíepμfÞk Mfuv$hp¡ T„TV$ce®y„ A_¡ MQp®m b_u iL¡$ R>¡. `f„sy Å¡ sd_¡ Lp¡C A¡hp¡ D`pe dmu Åe S>¡ A¡L$ S> `pμrgkudp„ sdpfp `|fp„ `qfhpf_¡ Aphfu g¡ sp¡ L¡$hy„ fl¡i¡?

bÅS> AprgepÞT ardguLμ$f aõV®$ fSy> L$f¡ R>¡ AprhóL$pfu R>sp hpõsrhL$sp cep£ l¡ë\Lμ$f àgp_, sdpfp `qfhpfdp„ bpmL$p¡ A_¡ dpsp-r`sp krls b^p dpV¡$. Ap A_p¡Mp¡ lpμ[õ`V$gpCT¡i_ àgp_ sd_¡ sdpfp |fp„ `qfhpf dpV¡$ 3 hj®_u õhpõÕe hudp kyfnp |fu `pX¡$ R>¡ A_¡ sdpfp `qfhpf_¡ 74 hj®_u Jdf ky u Ap hudp kyfnp |fu `pX$hp v$f 3 hj® `R>u sd_¡ Ap `pμrgku fuÞe| L$fhp_u sL$ `Z Ap ¡ R>¡. sp¡ lh¡, v$f¡L$ kv$õe dpV¡$ AgN AgN A¡L$pDÞV$, hpf„hpf_y„ ¡ fhL®$ L¡$ `R>u ¡d¡ÞV$ A¡X¹$S>õV$d¢V$_u T„TV$\u R|>V$L$pfp¡ d¡mhp¡. sdpfp |fp„ `qfhpf_¡ A¡L$ S> ip¡V$dp„ kyfnp |fu `pX$p¡.

� Ap àgp_ L$C fus¡ L$pe® L$f¡ R>¡?Ap `pμrgku ê$p.1.5 gpM \u ê$p.10 gpM ky u_p lpμ[õ`V$g_p MQp® kpd¡ kyfnp |fu `pX¡$ R>¡. Ap_p¡ A\® R>¡ L¡$ Å¡ sdpfp `qfhpf dpV¡$ sd¡ ê$p.5 gpM_u hudp fL$d (kd A¡íepμX®$) `k„v$ L$fp¡ sp¡ sdpfp lpμ[õ`V$g_p MQp®Ap¡_¡ `lp¢Qu hmhp sd¡ A_¡ sdpfp¡ `qfhpf kp\¡ dmu_¡ v$f hj£ ê$p.5 gpM ky u gpc d¡mhu iL$p¡ R>p¡, Å¡L¡$ Ap MQp®_p qfCçbk®d¢V$_u dep®v$pAp¡, ârsnp dyv$s A_¡ _uQ¡ S>Zpìep dyS>b_p A`hS>®_p¡_¡ Ap^u_ R>¡.`pμrgku A„sN®s kpd¡g L$fpe¡gu b^u S> hurds ìe[¼sAp¡_¡ d¡çbf(fp¡) sfuL¡$ D‰¡M L$fhpdp„ Aphi¡.âõsphL$ A\hp s¡_u `Ð_u, Å¡ kpd¡g lp¡e sp¡ b¡dp„\u S>¡ `Z h^y Jdf_p lp¡e s¡ âpedfu d¡çbf sfuL¡$ Ap¡mMpi¡ A_¡ AÞe b^u S> hurds ìe[¼sAp¡ Aprîs d¡çbfp¡ sfuL¡$ Ap¡mMpi¡.âpedfu d¡çbf_p bpmL$p¡_¡ `Z kpd¡g L$fpi¡ Å¡ ANf s¡Ap¡ rhhprls _ lp¡e A_¡ Apr\®L$ fus¡ s¡d_p dpsp-r`sp `f Aprîs lp¡e.

� dy¿e gpcp¡ · Nμf„V$¡X$ fuÞe|Aëk kp\¡ 3 drl_p\u 74 hj®_u Jdf ky^u hudp kyfnp

(L$hf¡S>).· v$f¡L$ `pμrgku dyv$s dpV¡$ 3 hj® âurded Nμf„V$u· v¡$icfdp„ AN°Zu lpμ[õ`V$gp¡dp„ lpμ[õ`V$gpCT¡i_ L$hf· v$f¡L$ fuÞe|Ag `f âhs®dp_ âurded `f 15% R|>V· hudp fL$ddp„ v$f hj£ 5% v$f¡ h©qÙ õhê$`¡ _p¡ ¼g¡d bp¡_k · 140 qv$hk X¡$ Lμ$f âr¾$epAp¡ dpV¡$ X¡$ Lμ$f kpfhpf· âu-lpμ[õ`V$gpCT¡i_ A_¡ `p¡õV$-lpμ[õ`V$gpCT¡i_ gpcp¡· A¸çåeygÞk MQp®_y„ hmsf· l¡ë\ q¾$qV$L$g Cg_¡k fpCX$f `k„v$ L$fhp_p¡ rhL$ë`· sdpfu `Ð_u, bpmL$p¡ A_¡ dpsp-r`sp_¡ kpd¡g L$fhp_p¡ rhL$ë`· v¡$i cfdp„ AN°Zu lpμ[õ`V$gp¡dp„ Lμ$i g¡k krh®k kyrh^p

� lpµ[õ`V$gpCT¡i_ L$hflpμ[õ`V$gdp„ v$pMg lp¡hp v$frdep_ (Ap¡R>pdp„ Ap¡R>p kss 24 L$gpL$ dpV¡$) C_-`¡i„V$ kpfhpf dpV¡$ \e¡gp _uQ¡ S>Zph¡gp MQp® `pμrgku l¡W$m Aphfu g¡hpdp„ Aphi¡.· ê$d_y„ cpXy„$ A_¡ fl¡hp_p¡ MQ®· _rk¯N MQp®· X$pμ¼V$f_u au· Apμ`f¡i_ \ue¡V$f_p¡ QpS>®· A¡_¡õ\¡rkep, ågX$, Apμ[¼kS>_, v$hpAp¡, r_v$p_ kpdN°u, A¡¼k-f¡,

krS>®L$g AàgpeÞkuk, L$p¡C qX$õ`p¡T¡bg krS>®L$g L$ÞÈeyd¡bëk, X$peprgrkk, f¡qX$ep¡\¡f`u, L©$rÓd Ahehp¡, õV¡$ÞV¹$k A_¡ Cçàgp„V¹$k s¡dS> `μkdμL$f_p¡ MQ®.

� X¡$ Lµ$f kpfhpf

Ap àgp_ _uQ¡ S>Zpìep dyS>b 140 budpfuAp¡ A\hp âq¾$epAp¡ kpd¡ hudp kyfnp `|fu `pX¡$ R>¡ S>¡dp„\u sdpf¡ Ap¡R>pdp„ Ap¡R>p 24 L$gpL$ dpV¡$ lpμ[õ`V$gdp„ v$pMg fl¡hy„ S>ê$fu _ lp¡e s¡_¡ ep¡Áe lpμ[õ`V$gpCT¡i_ dp_hpdp„ Aphi¡.

� âu-lpµ[õ`V$gpCT¡i_ A_¡ `p¡õV$-lpµ[õ`V$gpCT¡i_ gpcp¡v$f¡L$ lpμ[õ`V$gpCT¡i_ ¼g¡d `f âu-lpμ[õ`V$gpCT¡i_ A_¡ `p¡õV$- lpμ[õ`V$gpCT¡i_ dpV¡$ qfCçbk£bg lpμ[õ`V$g MQp®_p 3% S>¡V$gp¡ gpc QyL$hhpdp„ Aphi¡.

� AçåeygÞk QprS>®kÅ¡ lpμ[õ`V$gpCT¡i_ dpV¡$ A¸çåeygÞk_u S>ê$f `X¡$ sp¡ A¸çåeygÞk dpV¡$_p MQp® `pμrgku hj®dp„ d¡çbf v$uW$ h^ydp„ h^y ê$p.1000 _p

1 krS>®L$g qX$b°pCX$d¢V$ Apμa hpDÞX$

2 \fpàeyqV$L$ A¡rkqV$L$ V$t`N

3 \fpàeyqV$L$ àgyfg V$r „N 4 \fpàeyqV$L$ Å¡CÞV$ A¡[õ`f¡i_

5 AëV²$pkpDÞX$ dpN®v$i®_l¡W$m CÞV$_®g Aåk¡k_y„ A¡[õ`f¡i_

6 l¡dpV$p¡dp_y„ A¡[õ`f¡i_

7 A¡ÞX$p¡õL$pr`L$ ap¡f¡_ bpμX$u fud|hg- V²¡$qL$ep/-a¡rfÞ¼k- g¡qfÞ¼k/ b°p¡Þ¼k/A¡kp¡a¡Nk/õV$dL$/f¡¼V$d

8 V³$ L$V$ bpep¡àku-b°¡õV$/guhf/ qL$X$_u-qgça _p¡X$/àgyfp/g„N/ dkg bpep¡àku/_h® bpep¡àku/ rk_p¡rheg bpep¡àku/bpμ_ V²¡$apC_ bpep¡àku/ ¡qfL$pqX®$eg bpep¡àku

9 õ¼g¡fp¡\¡f`u

10 X$peg¡V¡$i_ Apμa qX$S>¡[õV$h V²¡$¼V$ [õV²$¼Qk®

11 A¡ÞX$p¡õL$pr`L$ AëV²$pkp¡_p¡N°pau A_¡ bpep¡àku

12 _peku_ aÞX$p¡[àgL¡$i_ ap¡f lpCV$k lr_®ep/NμõV²$p¡ A¡kp¡a¡Ng fuãg¼k X$uTuk

13 A¡ÞX$p¡õL$pr`L$ àg¡kd¢V$/fud|hg Apμa õV¡$ÞV¹$k

14 A¡ÞX$p¡õL$pr`L$ NμõV²$p¡õV$p¡du

15 qfàg¡kd¢V$ Apμa NμõV²$p¡õV$p¡du V$é|b

16 A¡ÞX$p¡õL$pr`L$ `pμrg ¡¼V$p¡du

17 A¡ÞX$p¡õL$pr`L$ X$uL$çâ¡i_ Apμa L$p¡gp¡_

18 \fpàeyqV$L$$ ERCP

19 b°p¡L$p¡õL$pr`L$ V²$uV$d¢V$ Apμa åguqX„$N guT_

20 b°p¡L$p¡õL$pr`L$ V²$uV$d¢V$ Apμa qaõQygp/õV¡$[ÞV„$N

21 b°p¡ÞL$p¡A¡ëhuAp¡gf g¡h¡S> AμÞX$ bpep¡àku

22 V$p¡ÞkpCg¡¼V$p¡du rh^pDV$ A¡X¡$_p¡ApCX¡$¼V$p¡du

23 V$p¡ÞkpCg¡¼V$p¡du rh^ A¡X¡$_p¡ApCX¡$¼V$p¡du

24 A¡[¼Ti_ AμÞX$ X$uõV²$¼i_ Apμa rg„Áhg V$p¡[Þkg

25 dperf„Np¡V$p¡du

26 dpeqf„Np¡V$p¡du rh^ N°p¡d¡V$ CÞki®_

27 dpeqf„Np¡àgpõV$u/qV$ç ¡_p¡àgpõV$u

28 A¡ÞV²$g hpμi AÞX$f LA

29 [¼hÞku X²¡$_¡S>

30 X$pef¡¼V$ gqfÞNp¡õL$p`u rh^ bpep¡àku

31 qfX$¼i_ Apμa _¡Tg 䡼Qf

32 dpõV$p¡ApCX¡$¼V$p¡du

33 qfd|hg Apμa qV$ç ¡r_L$ X²¡$C_

34 qfL$ÞkV²$¼i_ Apμa rdX$g CAf

35 C[Þki_ Apμa dpõV$p¡CX$ âp¡k¡k AμÞX$ rdX$g CAf

36 A¡r¼Ti_ Apμa _p¡T N°¡Þeygp¡dp

37 \fpàeyqV$L$ ãg¡bp¡V$p¡du

38 lμdp¡X$peprgrkk/ ¡qfV$p¡r_eg X$peprgrkk

39 Lμ$dp¡\f`u

40 f¡qX$ep¡\f`u

41 L$p¡fp¡_fu A¡[ÞS>ep¡àgpõV$u (PTCA)

42 ¡qfL$pqX®$ep¡k¡ÞV¡$rkk

43 CÞki®_ Apμa qaëV$f C_ CÞauqfef h¡_p L$php

44 ^d_u A\hp _kdp„ S>¡g õhê$` v$pMg L$fhy„

45 Lμfp¡qV$X$ A¡[ÞÄep¡àgpõV$u

46 fu_g A¡ÞÄep¡àgpõV$u

47 V$éydf A¡çbp¡gpCT¡i_

48 `p¡V®$g lpC`fV¡$Þi_ dpV¡$ V$uApC`uA¡k âq¾$ep

49 õeyXp¡ ¡_¾$uApqV$L$ rkõV$_y„ A¡ÞX$p¡õL$pr`L$ X²¡$_¡S>

50 rg\p¡qV²$àku

51 PCNS (`¼e®yV¡$_uAk _¡äp¡õV$p¡du)

52 PCNL (`¼ey®V¡$_uAk _¡äp¡rg\p¡V$p¡du)

53 kyâpàeyrbL$ rkV$p¡õV$p¡du

54 d|Ópie_p Ve|df_y„ V²$pÞk eyf¡\°g qfk¡¼i_

55 lpCX²$p¡kug (h^fphm) _u iõÓq¾$ep

56 A¡r`qX$X$ped¡¼V$p¡du

57 ApμqL®$X¡$¼V$p¡du

58 lr_®ep£lpau

59 lr_®ep¡àgpõV$u

60 ¡qfA¡_g qfS>_dp„ qV$íe|_y„ C[Þki_ A_¡ A¡[¼ki_

61 Nyv$pdp„ qaõQygp_u iõÓq¾$ep kpfhpf

62 lμdf¡S>_u iõÓq¾$ep kpfhpf

63 õauÞõV¡$fp¡V$p¡du/qaõeyf¡¼V$p¡du

64 gâp¡õL$pr`L$ A¡ ¡ÞX$uk¡¼V$p¡du

65 gâp¡õL$pr`L$ L$p¡g¡rkõV¡$¼V$p¡du

66 TURP (A¡ÞX$p¡õL$pr`L$ qfk¡¼i_ âp¡õV¡$V$)

67 h¡qfL$p¡T h¡C_ [õV²$t`N A\hp rgN¡i_

68 A¡[¼ki_ Apμa X$éy peV²$uÞk L$pÞV²$p¼Qf

69 L$p ®g V$_g X$uL$çâ¡i_

70 Ap\°p£õL$pr`L$ \f`u

71 rgNpd¢V$ apV$u S>hp_u i÷q¾$ep

72 d¡r_õL$k apV$u S>hp_u iõÓq¾$ep

73 lμdp¡Ap\°p£rkk/ `pep¡Ap\°p£rkk_u i÷q¾$ep

74 䡼Qf r`Þk/_¡Cëk L$pY$hp

75 d¡V$g hpef L$pY$hp

76 lpX$L$p„dp„ L$p`p¡, k¡ràV$L$ A_¡ A¡k¡ràV$L$$

77 ¼gp¡ÈX$ qfX$¼i_ Apμa 䡼Qf, kbg¼k¡i_ A\hp A¡r`qarTep¡rgrkk rh\ ApμõV$uAp¡rkÞ\¡rkk

78 õV²$¼Qf A_¡ AÞe Apμ f¡iÞk V¡$ÞX$Þk A_¡ V¡$ÞX$_ iu\

79 GA l¡W$m qX$kgp¡L¡$i_ OV$pX$hp

80 dp¡rsep (Lμ$V$f¡¼V$)_u i÷q¾$ep

81 gq¾$dg rkõV$_y„ A¡[¼ki_

82 V¡$qfÆed_y„ A¡[¼ki_

83 ÁgyL$p¡dp_u i÷q¾$ep

84 f¡qV$_g qX$V¡$Qd¢V$ dpV¡$_u i÷q¾$ep

85 Q¡gprTep¡_ fud|hg (Ap„M)

86 gq¾$dg Ágp„X¹$k `f L$p`p¡ d|L$hp¡

87 fp¡NN°õs Ap„M_u `p„ Zp¡ `f L$p`p¡ d|L$hp

88 ApC rgX$ N°¡Þeygp¡dp_y„ A¡[¼ki_

89 L¡$Þ\k A_¡ A¡r`L¡$Þ\k_u iõÓq¾$ep

90 A¡ÞV²$p¡r`ep¡_ A_¡ A¡¼V²$p¡r`ep¡__u ky pfpÐdL$ i÷q¾$ep

91 åg¡apfp¡àV$p¡rkk dpV¡$_u ky pfpÐdL$ i÷q¾$ep

92 L„$S>„[¼V$hpdp„\u bpü hõsy v|$f L$fhu

93 L$p¡r_®epdp„\u bpü hõsy v|$f L$fhu

94 L$p¡r_®ep `f L$p`p¡ d|L$hp¡

95 Ap„M_u L$uL$u dp„\u bpü hõsy v|$f L$fhu

96 Ap„M_u `p¡õV$urfef Q¡çbf dp„\u bpü hõsy v|$f L$fhu

97 Apμrb®V$ A_¡ ApC bpμg dp„\u bpü hõsy v|$f L$fhu

98 õs_dp„ \e¡gp NÌ$p/qab°p¡ A¡X$u_p¡dp_u L$p`L|$`

99 r_à`g (õs_pN° cpN) _y„ Apμ f¡i_

100 õs_ Aåk¡k `f L$p`p¡ d|L$hp¡/v|$f L$fhy„

101 `pegp¡r_X$g kpe_k `f L$p`p¡ d|L$hp¡

102 ÐhQp_p fp¡NN°õs L$p¡jp¡ A_¡ ÐhQp _uQ¡_p L$p¡jp¡_u õ\pr_e L$p`L|$`

103 ÐhQp A_¡ ÐhQp _uQ¡_p L$p¡jp¡_u k`pV$u_y„ kfm qfõV$p¡f¡i_

104 äu [õL$_ V²$pÞk`p¡V£$i_, v$psp_p õ\m¡\u

105 äu [õL$_ V²$pÞk`p¡V£$i_, âpáL$sp®_p õ\m¡

106 [õL$_ àgpõV$u_y„ y_fphs®_ rkhpe L¡$ v$pTu S>hp/CÅ_¡ gu ¡ \ey„ lp¡e

107 ÐhQp A_¡ ÐhQp _uQ¡_p L$p¡jp¡dp„ fp¡NN°õs L$p¡jp¡_¡ _pi L$fhp

108 Æc_p fp¡NN°õs L$p¡jp¡_u L$p`L|$` L$fhu, v|$f L$fhp

109 kgpChfu N°„r\ A_¡ kgpChfu X$¼V$_u L$p`L|$` A_¡ g[Þk„N>

110 kgpChfu X$¼V$_y„ qfk¡¼i_

111 kgpChfu N°„r\ A_¡ kgpChfu X$¼V$_y„ fuL$ÞõV²$¼i_

112 dp¢, S>X$by„ A_¡ Ql¡fp_p cpNdp„ bpü L$p`L|$` A_¡ X²¡$_¡S>

113 kMs A_¡ _fd ¡g¡V$ `f L$p`p¡ L$fhp¡

114 fp¡NN°õs kMs A_¡ _fd ¡g¡V$_u L$p`L|$` A_¡ _pi L$fhp¡

115 dp¢dp„ C[Þki_, A¡[¼ki_ A_¡ X$uõV²$¼i_

116 ãgp¡f Apμa dpD\_u iõÓq¾$ep

117 μg¡V$p¡àgpõV$u

118 a¡qfÞS>g Aåk¡k_y„ V²$pÞkAp¡fg C[Þki_ A_¡ X²¡$_¡S>

119 X$peg¡V¡$i_ A_¡ ¼eyfuV¡$S>, dpep¡d¡¼V$p¡du, rlõV$fp¡õL$pr`L$ A\hp gâp¡õL$pr`L$ bpep¡àku A\hp qfd|hg

120 L$fX$ép `R>u_u kpfhpf_p cpN ê$ ¡ h¡[¼k_¡i_/C_p¡¼e|g¡i_

121 L$p¡fp¡_fu A¡[ÞS>ep¡N°pau

122 A¡[¼kX$ÞV$_¡ gu ¡ L$fhu `X$su v$p„s_u i÷q¾$ep

123 kpdpÞe A¡_¡õ\¡rkep l¡W$m OT_u S>ê$f ^fphsu i÷q¾$ep

124 S>¡r_V$g i÷q¾$ep

125 gâp¡õL$pr`L$ \fpàeyqV$L$ i÷q¾$epAp¡

126 LA A\hp GA l¡W$m õeyQqf„N-CLW

127 C[Þki_ A_¡ X²¡$_¡S>

128 A¡ÞX$p¡õL$pr`L$ rgN¡i_/ b¡[ÞX„$N

129 _pL$dp„\u bpü hõsy v|$f L$fhu

130 N°¡Þeygp¡dp krls _p¡T N°¡Þeygp¡dp_y„ A¡[¼ki_

131 Ágp¡¡k¡¼V$p¡du

132 qfL$ÞõV²$¼i_ Apμa v$ V$ÞN

133 dp¡ep¡d¡¼V$p¡rdk

134 rkç`g Ap¡ap¡f¡¼V$p¡rdk

135 d¼eygf X$uS>_f¡i_ dpV¡$ CÞV²$prhV²$Ak IS>¡¼i_ A¡hp[õV$_

136 lμ ¡V$pCqV$k B_u kpfhpf dpV¡$ CÞV²$phu_k IS>¡¼i_ ¡Nprkk

137 f¡qV$_g X$uV¡$Qd¢V$ dpV¡$ ¾$pep¡ ¡[¼k A_¡ g¡Tf ap¡V$p¡L$p¡A¡Áeyg¡i_

138 rhV²¡$¼V$p¡du

139 hpõ¼e|gf X$uTuk dpV¡$ i¡g¡i_ \f`u

140 CÞV²$p ApqV®$¼e|gf, CÞV²$phqV®b°g A`psp õV$ufp¡CX¹$k

qfCçbk®d¡„V$_¡ Ap^u_ QyL$hhpdp„ Aphi¡, Ap dpV¡$ d¡çbf kss 24 L$gpL$\u h y kde dpV¡$ lpμ[õ`V$gpCT \ep lp¡hp Å¡CA¡.

� Lµ$i g¡k krh®k kyrh^p

· Lμi g¡k krh®k (CLS) sd_¡ lpμ[õ`V$gdp„ L$p¡C`Z A¡X$hpÞk QyL$ìep rh_p lpμ[õ`V$gpCT¡i__p gpcp¡ d¡mhhp i¼e b_ph¡ R>¡ A_¡ _¡V$hL®$ lpμ[õ`V$gp¡ (NWH) dpfas TX$`u k¡hpAp¡ d¡mhhpdp„ klpe L$f¡ R>¡.

· `pμrgku Cíe| \hp `f L„$`_u Üpfp d¡çbf(fp¡)_¡ ap¡V$p¡ Ap¡mM L$pX® A_¡ NpCX$ byL$ Ap`hpdp„ Aphi¡ S>¡dp„ NWH_u epv$u, CLS_u AfÆ dpV¡$_u âq¾$ep hZ®hsu rhNsp¡ s¡dS> lpμ[õ`V$gpCT¡i_ C[ÞV$d¡i_ ap¡d® / âu-Apμ\p¡fpCT¡i_ ap¡d® S>¡ sdpfp kpfhpfL$sp® X$pμ¼V$f¡ NWHdp„ lpμ[õ`V$gpCT¡i_ dpV¡$ cfhp_„y fl¡ R>¡ s¡ |fp„ `pX¡$ R>¡.

· L„$`_u Üpfp L$p¡C`Z sbubu L$V$p¡L$V$u_u [õ\rsdp„ Ðhrfs klpesp dpV¡$ V$pμg äu _„bf `f 24/7 l¡ë`gpC_ s¡dS> dp¡bpCg _„bf fpMhpdp„ Aphi¡.

· CLS kyrh^p_p¡ gpc d¡mhhp sdpf¡ Adpfu L$p¡C`Z ipMpAp¡ `f L„$`_u_p¡ k„ L®$ L$fhp_u A_¡ lpμ[õ`V$gpCT¡i_ C[ÞV$d¡i_ ap¡d®/âu-Apμ\p¡fpCT¡i_ ap¡d® cfhp_u S> S>ê$f R>¡.

· L$V$p¡L$V$u_u [õ\rsdp„ d¡çbf¡ A¡X$rdi_ d¡mhhp NWHdp„ ap¡V$p¡ Ap¡mM L$pX®$ S> fSy> L$fhp_y„ fl¡ R>¡ A_¡ lpμrõ`V$gdp„ v$pMg \ep_p 48 L$gpL$_u A„v$f sdpf¡ L„$`_u_p¡ k„ L®$ L$fu_¡ CLS Apμ\p¡fpCT¡i_ d¡mhu g¡hp_y„ fl¡i¡. Å¡ CLS dpÞe L$fhpdp„ Aph¡ sp¡ Ðepfbpv$ lpμ[õ`V$g_p sdpfp b^p S> MQp® L„$`_u Üpfp ku^p S> NWH kp\¡ qfCçbk® kudp ky u k¡V$g L$fu g¡hpdp„ Aphi¡ A_¡ bpL$u_p lpμ[õ`V$gpCT¡i_ MQp® sdpf¡ qX$õQpS>® d¡mhhp kde¡ QyL$hhp_p fl¡i¡.

� _p¡ ¼g¡d bp¡_k· Å¡ hus¡gp `pμrgku hj®dp„ L$p¡C`Z d¡çbf ¼g¡d _ L$f¡ sp¡ àgp_

l¡W$m_u hudp fL$d d|m hudp fL$d_p 5% bfpbf fL$d dpV¡$ Ðepf`R>u_p `pμrgku hj®dp„ h^pfhpdp„ Aphi¡, Ap `pμrgku_u dyv$s v$frdep_ fuÞe|Ag krls d|m hudp fL$d_p h ydp„ h y 25% h^pfp_¡ Ap^u_ fl¡i¡ A_¡ S>¡dp„ d|m hudp fL$d `pμrgku iê$ \ep_u spfuM¡ `k„v$ L$fpe¡gu hudp fL$d R>¡.

· Å¡L¡$, L$p¡C d¡çbf(fp¡) Üpfp Ap Å¡NhpC Adgu \ep `R>u ¼g¡d L$fhpdp„ Aph¡ sp¡ Ðepf`R>u_p `pμrgku hj®dp„ `pμrgku l¡W$m_u hudp fL$d OV$pX$u_¡ `pμrgku iê$ \ep_u spfuM¡ `k„v$ L$fpe¡gu hudp fL$d S>¡V$gu L$fu v¡$hpdp„ Aphi¡.

� sd_¡ D`gå^ rhL$ë`p¡

· l¡ë\ q¾$qV$L$g Cg_¡k fpCX$f · Ap L$hf q_qv®$ô$ q¾$qV$L$g budpfuAp¡_y„ q_v$p_ \hp `f sbubu

MQp®_p qfCçbk®d¡„V$ õV¡$V$k_¡ Ýep_dp„ gu^p rh_p `k„v$ L$f¡gu hudp fL$d bfpbf gç`kd gpc |fp¡ `pX¡$ R>¡.

· dpÓ âpedfu d¡çbf A_¡ s¡_u `Ð_u/`rs_¡ S> kyfnp |fu `pX$hpdp„ Aph¡ R>¡.

(L©$`p L$fu h y rhNsp¡ dpV¡$ l¡ë\ q¾$rV$L$g Cg_¡k fpCX$f b°p¡if Sy>Ap¡)

· ardgu d¡çbfp¡_p¡ kdph¡i · L$p¡C`Z `pμrgku hj®Np„W¡$ sd¡ sdpfu `Ð_u, dpspr`sp A\hp

bpmL$p¡_¡ ardgu `pμrgku l¡W$m kpd¡g L$fhp_p¡ rhL$ë` ^fphp¡ R>p¡. · `pμrgkudp„ _hp d¡çbfp¡_p¡ kdph¡i Ap_¡ Ap^u_ fl¡i¡ _hp

d¡çbfp¡_y„ A„X$ffpCqV„$N A_¡ s¡d_u dpV¡$_u ârsnp dyv$s s¡Ap¡

`pμrgkudp„ kpd¡g \pe s¡ `pμrgku hj®Np„W$\u _h¡kf\u gpNy \i¡. · _hp d¡çbf(fp¡)_¡ kpd¡g L$fhp `f ky pqfs âurded gpNy \i¡.

· g¡V$fg riãV$ · Ap àgp_dp„ âõsprhs hurds ìe[¼s kdp_ õhê$`_p AÞe

L$p¡C`Z ìe[¼sNs / ardgu l¡ë\ qfCçbk®d¢V$ àgp_ (Adpfu L„ _u_p A\hp AÞe L$p¡C L„$`_u_p) dp„\u Ap àgp_dp„ riãV$ \hp_p¡ rhL$ë` ^fph¡ R>¡, Ap dpV¡$ Ap `pμrgku dpV¡$ AfÆ L$fsu hMs¡ `l¡gp_u `pμrgku Adgu lp¡hu S>ê$fu R>¡. Ap rhL$ë` âõsprhs hurds ìe[¼s_¡ `Z AÞe L$p¡C d¡çbf(fp¡)_¡ kpd¡g L$fhp `f D`gå^ \pe R>¡.

· Ap Ap^pf¡ õhuL©$qs L„$`_u Üpfp L¡$k-Vy$-L¡$k ^p¡fZ¡ _½$u L$fhpdp„ Aphi¡ A_¡ sv¹$_ykpf ârsnp dyv$s OV$pX$hpdp„ Aphu iL¡$ R>¡.

`2251/- ` 31,351

`150,000 `1,000,000

âh¡i kde¡ Jdf*

âpedfu d¡çbf A_¡ âpedfu d¡çbf_u á_u

dpsp-r`sp 61 hj® - _hu `pμrgku dpV¡$71 hj® - fuÞe| L$f¡gu `pμrgku dpV¡$

`°urded (rk„Ng gpCa dpV¡$) krh®k Vμ$¼k rh_p

hudp fL$d (kd A¡íepμX®$)**

qfõL$ L$hf kdpá \hp_u dlÑd Jdf*

`pμrgku_u dyv$s

âL$pf

3 hj®

âpedfu d¡çbf, âpedfu d¡çbf_u `Ð_u A_¡ dpspr`sp dpV¡$ 74 hj®l¡ë\ q¾$qV$L$g Cg_¡k fpCX$f A`_pìep¡ lp¡e sp¡ 65 hj® bpmL$p¡ dpV¡$ 21 hj®

hprj®L$, A^®-hprj®L$, Ó¥dprkL$ A_¡ dprkL$dprkL$ âL$pf dpÓ k¡g¡fu qX$X$¼i_ A_¡ ECS

Üpfp S> dpÞe R>¡.

bpmL$p¡ 18 hj®

18 hj®

3 drl_p

56 hj® - _hu `pμrgku dpV¡$Å¡ l¡ë\ q¾$qV$L$g Cg_¡k fpCX$f A`_pìep¡ lp¡e sp¡ 50 hj®fuÞe| L$f¡gu `pμrgku dpV¡$ 71 hj®Å¡ l¡ë\ q¾$qV$L$g Cg_¡k fpCX$f A`_pìep¡ lp¡e sp¡ fuÞe| L$f¡gu `pμrgku dpV¡$ 62 hj®

* Jdf_u NZsfu R>¡‰p S>Þdqv$hk A_ykpf L$fhpdp„ Aph¡ R>¡.

** hudp fL$d lpμ[õ`V$gpCT¡i_ gpc k„„b„r^s R>¡. Ap àgp_ l¡W$m L$p¡C X¡$\ L$hf _\u.

� MQp®Ap¡_p qfCçbk®d¢V$_u dep®v$pAp¡

· `pμrgku hj®dp„ dμqX$L$g MQp®Ap¡_p qfCçbk®d¡¢V$ dpV¡$_u Adpfu Ly$g S>hpbv$pfu `pμrgku l¡W$m AÞe gpc_u QyL$hZu krls dpÓ hudp fL$d ky^u S> dep®qv$s fl¡i¡.

· Å¡ lpμ[õ`V$gpCT¡i_ _uQ¡ S>Zph¡gu budpfuAp¡/fp¡Np¡/ âq¾$epAp¡/budpfuAp¡_p kd|l _¡ gu^¡ \ey„ lp¡e sp¡ Ad¡ _uQ¡ Ap`¡gp L$p¡ô$L$dp„ v$ip®h¡gu d¡çbf v$uW$ dlÑd qfCçbk®d¢V$ dep®v$p_¡ Ap^u_ sbubu MQp®_p 95% ky^u qfCçbk® L$fuiy„:

A_y._„.$ budpfu/fp¡N/âq¾$epAp¡/ budpfuAp¡_p¡ kd|l

1 dp¡rsep¡ (Lμ$V$f¡¼V$)

2 _u qfàg¡kd¢V$

3 rl` qfàg¡kd¢V

4 A¡¼V$p¡r`L$ â¡N_Þku_y„ rdkL$f¡S> (AL$õdps_¡ gu ¡)

· Å¡ D`f epv$udp„ S>Zph¡g rkhpe_u AÞe L$p¡C budpfu/fp¡N/ âq¾$epAp¡/budpfuAp¡_p kd|l_¡ gu ¡ lpμ[õ`V$gpCT¡i__u S>ê$f `X$u lp¡e sp¡ Ad¡ _uQ¡ S>Zph¡gp MQp®Ap¡_p 95% qfCçbk® L$fuiy„:

_pμ_-CÞV¡$[Þkh Lμ$f eyr_V$ (ICU) dpV¡$ hudp fL$d_p h^ydp„ h^y 1.5% A_¡ CÞV¡$[Þkh Lμ$f eyr_V$ (ICU) dpV¡$ hudp fL$d_p 3%. ê$d_y„ cpXy„$ A_¡ fl¡hp_p MQ®dp„ frS>õV$X®$ dμqX$L$g Apμqakf_p QprS>®k, ApChu ãgyX¹$k/ågX$ V²$pÞkãeyT_/IS>¡¼i_ Ap`hp_p QprS>®k kpd¡g R>¡.

C_-`¡i„V$ kpfhpf dpV¡$ \e¡gp Ly$g sbubu MQp®_p h^ydp„ h^y 25%

Apμ`f¡i_ \ue¡V$f `f \e¡gp hpõsrhL$ MQp® _rk¯N dpV¡$_p hpõsrhL$ MQp® A¡_¡õ\¡rkep, ågX$, Apμ[¼kS>_, v$hpAp¡, r_v$p_ kpdN°uAp¡, A¡¼k-f¡, krS>®L$g AàgpeÞkuk, L$p¡C qX$õ`p¡T¡bg krS>®L$g L$ÞÈeyd¡bëk, X$peprgrkk, f¡qX$ep¡\¸f`u, L$pqX®$epL$ `μkdμL$f, L©$rÓd Ahehp¡, õV¡$ÞV¹$k A_¡ Cçàgp„V¹$k dpV¡$_p hpõsrhL$ MQp®

ârs rv$hk ê$d_y„ cpXy„$ A_¡ fl¡hp_p¡ MQ®

X$pμ¼V$f_u au

AÞe

� N°¡k `uqfeX$, g¡àk A_¡ qfC_õV¡$V$d¢„V$>· Å¡ `pL$su spfuM ky udp„ L$p¡C CÞõV$p¡gd¢V$ âurded |f¡ |fy„ _ âpá

\pe sp¡ Ad¡ b^p S> âurded QyL$hZu âL$pfp¡ l¡W$m |f¡ |fy„ âurded âpá L$fhp 15 qv$hk_p¡ N°¡k `uqfeX$ Ap`uiy„. Å¡ N°¡k `uqfeX$_u A„v$f âurded âpá _ \pe sp¡ `pμrgku L$p¡C`Z kfÞX$f h¡ëe| A\hp ¡CX$ A` h¡ëe| d¡mìep rh_p g¡àk \C S>i¡.

· Å¡ Ap N°¡k dyv$s v$frdep_ d¡çbf(fp¡)_¡ lpμ[õ`V$gpCT L$fhpdp„ Aph¡ sp¡ `pμrgku_¡ C_ap¡k® dp_hpdp„ Aphi¡ A_¡ `pμrgku^pfL$_¡ QyL$hhp`pÓ L$p¡C gpcp¡ dp„\u Ad¡ s¡ QyL$hhp_u spfuM¡ `pL$su _ QyL$h¡gp âurded_u fL$d L$p`u gCiy„.

· g¡àk \e¡gu `pμrgku â\d _ QyL$h¡gp âurded_u `pL$su spfuM\u 30 qv$hk_u A„v$f Ad_¡ AphíeL$sp lp¡hp `f sdpfp MQ£ dμqX$L$g A¡¼Tprd_¡i_ A_¡ bpL$u _uL$msp âurded QyL$hhp_¡ Ap^u_ qfhpCh L$fphu iL$pe R>¡. `pμrgku_y„ qfhpChg `pμrgku iê$ \ep_u spfuM¡ A\hp Ðepf`R>u_u qfÞe|Ag spfuM¡ gpNy \su ifsp¡_¡ Ap^u_ _ \sp qfhpChg kde¡ âhs®dp_ ifsp¡_¡ Ap^u_ \C iL¡$ R>¡. Å¡ â\d _ QyL$h¡gp âurded_u spfuM\u 30 qv$hk_u A„v$f `pμrgku qfhpCh _ L$fhpdp„ Aph¡ sp¡ `pμrgku L$p¡C`Z bpL$u fl¡su/kfÞX$f h¡ëe| hNf fv$ \C S>i¡.

� fuÞe|Aëk:· `pμrgku_¡ hs®dp_ `pμrgku dyv$s `|fu \ep `R>u 30 qv$hk_u A„v$f

fuÞe|Ag kde¡ âhs®dp_ âurdef v$f s¡dS> r_edp¡ A_¡ ifsp¡_¡ Ap^u_ fuÞe| L$fphu iL$pe R>¡.

· v$f¡L$ fuÞe|Aëk L¡$ S>¡ `pR>gu `pμrgku V$d® `|fu \ep `R>u 30 qv$hk_u A„v$f \pe s¡_u dpV¡$ _hu `pμrgku_p gpNy \sp âurded `f 15% R|>V$ Ap`hpdp„ Aphi¡. R|>V$_p Ap v$fdp„ crhóedp„ IRDA_u d„S|>fu_¡ Ap^u_ a¡fapf L$fhpdp„ Aphu iL¡$ R>¡.

h^y dprlsu dpV¡$: