GTA New Home Guide - Mar 5, 2016

Mattamy unveils new contemporary condos in the GTA

INSIDE THIS ISSUE

5 REASONS 2016 IS A GOOD YEAR TO BUY A HOME

‘THE BIG SHORT’? NOT IN CANADA

STORMWATER CONTROL TECHNIQUESKEY TO COMMUNITY DEVELOPMENT

MAR 5 - 19, 2016VOLUME 24, ISSUE 5, FREE

GTA EDITION

LIVELAUGHEXPLOREDESIGNSTYLESHOPCHATOUR AWARD-WINNING SOURCE FOR IDEAS & ASPIRATIONS HAS GONE ONLINE.Check it out at AspireOnline.ca.

L I V E L A U G H E X P L O R E D E S I G N S T Y L E S H O P C H A T







001-Aspen-Corp 11-14-15.indd 1 2016-02-29 6:54 PM

MARCH 5 - 19, 2016 | NEW HOME GUIDE 3 2 YPNEXTHOME.CA

Mattamy Homes Off ering contemporary living in the GTA

ON THE COVER

contentsMAR 5 - MAR 19, 2016 | VOLUME 24 ISSUE 5

30+ online

SEARCHHOME

NEIGHBOURHOOD

WITHDYNAMIC

MAPSLOOK FOR THE CIRCLE

+PHOTOS+VIDEOS+ADVICE+INSPIRATION+TRENDING

MORE

property profi les

24 Fieldgate HomesA new collection of homes at Valleylands in Brampton

34 Tribute CommunitiesGates of Nobleton – estate home community

50 Gold Park HomesLuxury homes at Kleinburg Glen

neighbourhood profi le

32 Old OakvilleOff ering all the benefi ts of a waterfront community

trending

20 New Home MarketGTA home sales off to a slow start in January

28 Rosehaven Homeswins Canadian President’s Award for Energy Effi ciency

38 The Big ShortWhy its unlikely Canada will ever be starring in a sequel

42 Leap Year 2016Canada’s historical home price growth

54 Housing MarketFive reasons 2016 is a good year to buy a home

advice

10 BILD ReportStormwater control key to community developmentby Bryan Tuckey

14 Fundamentally SpeakingOntario 2016 budget good, not great, for housingby Wayne Karl

18 Mortgage AdviceThree steps required to get into the marketby Alyssa Richard

46 Legally SpeakingWhy foreign investors love Canadian real estateby Jayson Schwarz

buyers’ resource section

82 Hot Properties New releases, openings and preview registrations

85 Mortgage Rates

in every issue

4 Editor’s Note

6 Contributors

86 Advertiser Index

88 What’s Online

50

28

54

24

38

14

34

TNH 03-05-16_master.indd 2 2016-03-01 5:46 PM


Mattamy Homes Off ering contemporary living in the GTA

ON THE COVER

contentsMAR 5 - MAR 19, 2016 | VOLUME 24 ISSUE 5

30+ online

SEARCHHOME

NEIGHBOURHOOD

WITHDYNAMIC

MAPSLOOK FOR THE CIRCLE

+PHOTOS+VIDEOS+ADVICE+INSPIRATION+TRENDING

MORE

property profi les

24 Fieldgate HomesA new collection of homes at Valleylands in Brampton

34 Tribute CommunitiesGates of Nobleton – estate home community

50 Gold Park HomesLuxury homes at Kleinburg Glen

neighbourhood profi le

32 Old OakvilleOff ering all the benefi ts of a waterfront community

trending

20 New Home MarketGTA home sales off to a slow start in January

28 Rosehaven Homeswins Canadian President’s Award for Energy Effi ciency

38 The Big ShortWhy its unlikely Canada will ever be starring in a sequel

42 Leap Year 2016Canada’s historical home price growth

54 Housing MarketFive reasons 2016 is a good year to buy a home

advice

10 BILD ReportStormwater control key to community developmentby Bryan Tuckey

14 Fundamentally SpeakingOntario 2016 budget good, not great, for housingby Wayne Karl

18 Mortgage AdviceThree steps required to get into the marketby Alyssa Richard

46 Legally SpeakingWhy foreign investors love Canadian real estateby Jayson Schwarz

buyers’ resource section

82 Hot Properties New releases, openings and preview registrations

85 Mortgage Rates

in every issue

4 Editor’s Note

6 Contributors

86 Advertiser Index

88 What’s Online

50

28

54

24

38

14

34



Smaller households, smaller homes

Welcome to spring, a little early

Canadian households are shrinking,

according to Stats Canada.

Seven decades ago, the average

household consisted of 4.3 people, by

2011, the average size had dropped

to 2.5 people per household, albeit,

there’s plenty more of us to house.

While the majority of Canadian

homes built over the last century

were created to support larger

households, traditionally comprised

of two parents with children,

nowadays one or two people make

up the majority of households, which

is why apartment and condo living, in

urban areas in particular, has become

increasingly popular.

The impact of smaller families on

the Canadian housing market has

been signifi cant, spurring a dramatic

change. The introduction of more

rental properties and housing options

of all shapes and sizes is e� ectively

servicing smaller households who

need a� ordable options. While larger

Spring is just around the corner – no,

it really is, later this month! – a period

in the real estate industry normally

associated with busy season.

It’s that time of year when, after

what’s turned out to be a pretty mild

winter, many Canadians emerge from

hibernation and want to get out and

search for a new home. Builders, too,

often use this period to launch new

developments, and add incentives

to entice buyers into snapping up

remaining inventory in existing

communities.

In Ontario, spring this year comes

with the additional characteristics that

other markets in Canada can

only hope for – a decently strong

economy, healthy job growth and

housing markets that are among the

leaders across the country.

Combine this promise with what

are expected to be continuing low

interest rates, and you have a pretty

welcoming environment to begin

your new home search.

And if it takes a little longer than

the spring season, take your time –

homebuying opportunities will likely

still be there later in 2016.

+ get social

Editors' Notes

OLD OAKVILLE

TAKE A TOUR ONLINEypnexthome.ca/old-oakville

Interact with us on social media: ypnexthome

SUSAN LEGGEEditor-in-Chief / Director of ContentYellow Pages NextHomeEmail: [email protected]: @SusanLegge

WAYNE KARLSenior EditorYellow Pages NextHomeEmail: [email protected]: @WayneKarl

dwellings are still a need, the next

time you see another crane in the air

keep this new demographic dynamic

in mind. While Canada continues

to grow, new housing needs will

continue to reshape the cities and

homes we live in.


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DESIGNER ADVICE JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

Contributors

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Moe Lalani

ASSOCIATE PUBLISHER, NEW HOME GUIDE GTA, NEW CONDO GUIDE

Anne-Marie Breen

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE,SOUTHWESTERN ONTARIO

Susan Maxwell

EDITOR

Wayne Karl

ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

Sara Duck (on leave), Elisa Krovblit, Lydia McNutt (on leave)

SENIOR ACCOUNT EXECUTIVE

Nina Downs [email protected]

SENIOR ACCOUNT EXECUTIVE

Dionne Fraser [email protected]

DISTRIBUTION & SALES CO-ORDINATOR

Terry Basset

NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Bala Gnanapandithan

PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic

GRAPHIC DESIGNERS

Miguel Cea, Mike Terentiev

Published by

#500-401 The West MallEtobicoke, ON M9C 5J5T 416.626.4200 F 416.784.5867ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-tra� c street boxes, stores, banks, fi nancial institutions and select condominium sales o� ces.COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and o� enders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor [email protected]

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

LEGALLY SPEAKINGJAYSON SCHWARZ, Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law fi rm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at [email protected] or phone at 416.486.2040

BILD REPORTBRYAN TUCKEYBryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s o� cial online blog (bildblogs.ca)

MONEY MATTERS GAIL VAZ-OXLADEGail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

more onlineWe have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

MORTGAGE ADVICEALYSSA RICHARDAlyssa Richard is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart fi nancial decisions

TARION REPORTHOWARD BOGACHHoward Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or fi nd us on Facebook at facebook.com/TarionWarrantyCorp.

DESIGNER ADVICE YANIC SIMARD Yanic Simard is the principal designer of the award-winning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine


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All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1 pm - 6 pm; Saturday, Sunday and Holidays 11am - 6pm

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FEB 20 - MAR 5, 2016 | NEW HOME GUIDE 11 10 YPNEXTHOME.CA

New stormwater control techniques key to community development

Advice | BILD REPORT

DURING A RAINSTORM or after

the snow melts, have you’ve ever

wondered where does all that

water go?

It’s a good question and engineers

and environmental science

professionals use many techniques

to help control stormwater within a

neighbourhood to ensure water fl ows

to the right places.

Prior to the 1980s, not a lot of

attention was paid to stormwater

management. The main challenge

then became water quantity –

containing and re-directing water,

especially during major storms. A

common strategy used then was

dry stormwater ponds that could

be incorporated in parks, soccer

pitches or baseball diamonds. These

recreation facilities do double duty by

controlling stormwater during major

storms when the parks weren’t being

used due to inclement weather. You

can still fi nd them in places such as

the Ada Mackenzie Park in Richmond

Hill, the Aldergrove Park in Markham

and the Copland Park in Aurora.

Since then, things have changed.

Rules and regulations for water quality

control and environmental protection

have been legislated and a variety of

stormwater management techniques

have been invented and integrated

into new communities across the GTA.

As the focus of stormwater

management techniques shifted to

water quality, one of the most visible

tools used has been wet stormwater

ponds. Found in many communities

across the GTA, they are designed

to look like a natural greenspace

and while collecting, retaining and

treating stormwater.

The building and development

industry designs and builds

them as part of developing new

communities and municipalities are

responsible for maintaining them.

The maintenance alone can be

challenging and expensive.

In recent years, engineers and

environmental scientists have been

innovative in creating alternative

strategies to collect, move and treat

stormwater after a rainstorm or

snow melt.

One such alternative is referred to

as low impact development (LID). It

is a planning and engineering design

approach that seeks to mitigate

the impact of stormwater and is a

toolkit of sorts with technologies and

techniques to harvest, fi lter, detain

and infi ltrate stormwater.

It’s an attractive approach

because the technology and

techniques can use both private

and public property and many

help to achieve environmental

sustainability targets.

The industry sees an opportunity

in enhancing and evolving the use

of recreational parks. Improving on

the techniques used in the 1980s,

integrating stormwater management

and low impact development tools

while maximizing the land use can be

a win-win.

One of the fi rst new neighbourhoods

to integrate this improved technique

is The Vales of Glenway project, a

residential development with 185

new homes under construction

now in Newmarket.

The team led by developers Bazil

Developments and builders Mosaik

Homes worked closely with municipal

and conservation authority sta� to

fi nd innovative solutions to manage

stormwater using LID techniques

on both private and public property,

including a park, setting a new

precedent for years to come.

By Bryan Tuckey

MORE ADVICE ONLINEypnexthome.ca/news/advice

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s o� cial online blog (bildblogs.ca).


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MARCH 5 - 19, 2016 | NEW HOME GUIDE 13

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Advice | FUNDAMENTALLY SPEAKING

WITH A FOCUS OF “Jobs for today and

tomorrow,” the 2016 Ontario budget

aims to do just that by growing

the economy and employment

opportunities. For that it scores

passing marks from the housing

industry and other sources.

Where it may come up a little

short is a couple years down the

road as it tries to balance the books.

Proof that its plan is working, the

Ontario ministry of finance points to:

» Ontario’s economic growth is

outpacing national growth and is

expected to continue to be among

the strongest in Canada for the

next two years.

» Ontario has created more than

600,000 jobs since the recession

in 2009 and is projected to create

more than 300,000 additional jobs

by the end of 2019, bringing total

job creation to more than 900,000

net new jobs over a 10-year period.

For 2015-16, the defi cit is forecast to

be $5.7 billion, which is $2.8 billion

lower than projected in the 2015

Budget. The government is projecting

a defi cit of $4.3 billion in 2016-17.

Ontario says it will balance

the budget in 2017-18, while

continuing its focus on investments

that stimulate economic and

employment growth.

Ontario 2016 budget good, not great, for housing

By Wayne Karl


There wasn’t much in the budget

specifi cally on housing, with the

exception of giving more people access

to adequate and a� ordable housing

through a three-year investment of

$178 million, as part of the Long-

Term A� ordable Housing Strategy.

In addition, the Green Investment

Fund will help almost 40,000 families

conduct energy audits and retrofi ts on

their homes, reducing their energy bills.

Another focus was reducing

commute times and making travel

more convenient by implementing

Regional Express Rail, improving

GO Transit services and continuing

to roll out the PRESTO fare card

system on Toronto transit.

For its part, the Ontario Home

Builders’ Association (OHBA) says

it appreciates the climate change

initiatives to shift towards a low-

carbon economy. The infrastructure

investments and transit funding

will support the development

of complete communities and

reduce greenhouse gas emissions

from both the building and the

transportation sector.

“People need better transportation

options in communities across

Ontario and the province’s massive

transit investment should support

the creation of location e� cient

and complete communities,” says

OHBA CEO Joe Vaccaro. “Building

complete communities along

transit lines makes sense and these

investments in transit are a golden

opportunity for municipalities to do

the pro-active planning work and

pre-zone appropriate intensifi cation

along transit corridors. The quid

pro quo for provincial investment

in transit should be a requirement

for municipalities to modernize

decades out-of-date zoning to

properly align land-use planning

with transportation planning.”

The Conference Board of Canada,

while acknowledging the economy

has improved over the last three

years and is now among the growth

leaders in Canada – says there are

risks with this budget.

Among them is that, beginning in

2017, households and businesses will

begin paying more for gasoline and

home heating under the government’s

plan to fi ght climate change. This, at a

time when consumer spending, a robust

housing sector and business investment

are key drivers of the economy.

“On the expenditure side, the

government has been able to keep

spending under control as it had

budgeted,” the Board says. “However,

the toughest cuts are still to come.

Budget 2016 allows for small

increases in spending on health care,

social services, and education over

the next two years. But in order to

rein in spending even more than what

was achieved in the last two years,

other program spending will have to

be cut by four per cent in 2016-17.”

The budget provides few

details on how these cuts will be

implemented, the Board says.

“Indeed, one of the biggest

challenges going forward as the

province attempts to balance

its books will be sticking to its

ambitious spending targets.”

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at [email protected] or follow him on Twitter at Twitter.com/WayneKarl.


SALES OFFICE LOCATED AT

655 Cornell Centre Boulevard (at 16th Avenue)

Open Monday to Thursday from 1 to 8 p.m.Friday by appointment only

Weekends & Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept. Prices and specifi cations are subject to change without notice. See sales representatives for details. E & O.E.

cornellrouge.com 905.472.9556

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created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium,high rise and low rise developments in the GTA.

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A LIFE OF COLOUR:

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Sitting pretty:Sitting pretty:living the high life in the GTA’s

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FALL 2015 | GTA EDITION

Cover photo courtesy of

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For directions, hours & community info. call our hotline (1-888/416) 410-0175

Visit RosehavenHomes.comPrices and specifications correct at press time.

Prices quoted are in thousands except for Kleinburg & Randall pricing. E. & O.E.

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PURCHASING A HOME will be one of

the biggest investments you’ll ever

make. If you’re just starting to look,

there are a few steps you’ll need to

take before you can buy a home.

Determine how much you can a� ord

First, you have to determine what you

can a� ord. Your a� ordability is based

on your household income, your

current monthly debt payments and

the costs associated with owning a

home (such as property taxes, heating

costs, and condo fees).

A lender will also look at two

ratios to fi gure out how large your

mortgage can be. The fi rst is called

the gross debt service ratio. Your

monthly housing costs for (principal

and interest, taxes, and heating costs)

shouldn’t be more than 32 per cent

of your gross income. The second

is called the total debt service ratio,

which includes your housing costs

as well as any loan expenses (such

as credit card and line of credit

payments, and car loans or leases).

This ratio shouldn’t be higher than 40

per cent of your gross income.

You also have to come up with

enough money to make a down

payment. You’ll need to have a

minimum of fi ve per cent. If you’re

able to come up with a down

payment of 20 per cent or more, you

won’t need mortgage loan insurance.

And you should also have money

saved for closing costs, which could

be between 1.5 and four per cent of

the purchase price of your property.

First-time homebuyers 3 steps required to get into the market

Dip into savings

Once you’ve determined how much

you’ll need, you’ll have to fi nd a

source for your down payment and

closing costs, one of which can be

your RRSP.

Under the Home Buyers’ Plan,

you can withdraw up to $25,000

from your RRSP on a tax-free basis

as long as the funds have been

in the plan for more than 90 days.

If you’re purchasing a property

with a partner who’s also a fi rst-

time buyer, you’ll each be able with

withdraw $25,000.

Keep in mind that the money

has to be paid back starting the

second year after you make the

withdrawal and you have up to

15 years to repay the amount. If

you don’t make an annual payment,

you’ll have to declare it as taxable

income on your tax return for

that year.

If your RRSPs or other savings

aren’t enough, your family may

be able to help you. In fact, an April

2015 BMO survey found 42 per cent

of fi rst-time buyers expect their

parents or relatives to help pay for

their fi rst home.

Shop for a mortgage

It can pay to shop around. If you

and your partner go with the

fi rst mortgage rate you fi nd, you

could end up paying a lot more.

Let’s assume the following: you

plan on buying a $500,000 home

with a $400,000 mortgage, your

amortization period will be 25 years,

and you have a fi ve-year fi xed rate

of 3.5 per cent. That means your

total mortgage payment will be

$1,997 a month.

But if you do a little research, you

could save some money. If you’re

able to get a mortgage with a fi ve-

year fi xed rate of 2.5 per cent, your

payments will be $1,792, a di� erence

of $205 a month or $2,460 a year.

That’s why you should look for the

best mortgage rates.

You need to be ready fi nancially

before you’re able to purchase a

property. Knowing what steps are

involved to become a fi rst-time

homebuyer will allow you to start

your search for buying a home.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart fi nancial decisions.

Advice | MORTGAGE ADVICE

By Alyssa Richard


R E G I S T E R AT A R B O R P E A KS . CO MBRITTANIA RD

LOUIS ST L. AVE

TREM

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RR

25

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A new community of towns, semis, and singles in the vibrant town of Milton

S P R I N G 2 0 1 6 | F RO M T H E H I G H $ 4 0 0 s

Nature reaches new heights at Arbor Peaks. Celebrating escarpment living and one of the world’s

most unique landscapes. Walk, run, climb, bike, ski, snowboard or simply savour the inspiring

views from the heights of the Niagara Escarpment at nearby Rattlesnake Point and Kelso

Conservation Area. Then come home to all of the modern comforts of urban living.

Close to the city and closer to nature, Arbor Peaks is home to endless adventure.

home toendless

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GTA NEW HOME SALES are o� to a

slow start so far in 2016. Following

one of the biggest years ever for new

homes in the GTA, in January, sales

of new homes were down, prices

were mostly fl at and new inventory

was limited, according to the Building

Industry and Land Development

Association (BILD).

Last year was the third-highest

volume sales year on record in the

GTA. The average price of new homes

hit record highs, particularly in the

lowrise market where the average

price eclipsed the $800,000 mark for

the fi rst time ever.

This year has started o� slower.

In January, there were 1,614 new

homes purchased in the GTA,

down 10 per cent from the long-

term average and 22 per cent

below January 2015. Prices remain

relatively unchanged.

BILD president and CEO Bryan

Tuckey attributes the sales to reduced

inventory of new homes available for

sale in January.

“While the number of new projects

Trending

GTA new home sales o� to a slow start in January

launched in January was similar

to last year, the number of actual

units in these projects was

signifi cantly lower,” he says. “You

can’t sell what you don’t have, so

fewer new homes brought to

market means fewer sales.”

The industry brought 1,379 new

homes to market in January 2016,

compared to 2,011 in the same period

last year.

Sales of highrise condominiums

were 17 per cent below the long-

term average in January, while sales

of lowrise homes (detached, semi-

detached and townhomes), were fi ve

per cent below average.

“It is important to understand that

one month does not a trend make,”

Tuckey says. “The next few months

will tell a more accurate story about

the market with the introduction of

additional new projects across

MORE TRENDING ONLINEypnexthome.ca/news

the GTA.”

The average price of new lowrise

homes was down by one per cent

from December 2015. However,

the $822,926 January average is 17

per cent above the January 2015

average of $710,628. The price of a

new detached home in the GTA was

$985,899, down less than 0.5 per cent

from December 2015.

The average price of a new

highrise home in the GTA declined

one per cent from December 2015

to $449,199 in January 2016, but

that is in part the result of units’ size

continuing to get smaller.

The price per square foot of

highrise homes increased four per

cent over the last 12 months from

$558 to $581. The average size of a

highrise suite in January 2016 was

773 sq. ft., compared to 796 sq. ft.

the year prior.

SOURCE: REALNET CANADA INC.

January ’16 Lowrise Highrise Total

2014

140

281

259

47

372

1,099

2015

147

337

291

25

331

1,131

2016

265

129

259

47

372

1,099

2014

7

92

34

869

95

1,097

2015

10

154

43

615

120

942

2016

53

39

39

391

118

640

2014

147

373

293

916

467

2,196

2015

157

491

334

640

451

2,073

2016

318

168

276

489

363

1,6149

Region

Durham

Halton

Peel

Toronto

York

GTA


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Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept. *Limited time only, some conditions apply, see sales representative for details.

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Property Profile | FIELDGATE HOMES

WHEN DRIVING ALONG Chinguacousy Road

in southwest Brampton, one gets the feeling

that they’re in the midst of a very special

community. It’s a place where the valleys of

the Credit River offer a breathtaking outdoor

playground of lush green parkland. It’s in

the heart of this exquisite neighbourhood

that Fieldgate Homes has created one of

Brampton’s finest family communities,

Valleylands of the Credit River.

A new collection of 38- and 41-ft. detached

homes has been released, located near

Queen Street West and Chinguacousy Road.

Also, there are 50-ft. inventory homes, some

with closings available in as little as 30 days

at Valleylands. For those looking to move in

soon, Valleylands’ current inventory

homes run from 2,944 to 3,470 sq.

ft., have four and five bedrooms

and start from the low $800’s. It’s

never been easier to come home to

Valleylands!

The 3,470-sq.-ft., two-garage,

five-bedroom Hudson Elevation B

is an exceptional family home that

boasts a wide array of impressive

features and finishes. The front

of the home offers a breathtaking

elevation of stone and brick that

features a covered front porch as

well as a covered second floor

A new collection of 38- and 41-ft. homes now released near Queen Street West and Chinguacousy Road at Valleylands

ValleylandsLocationWest Brampton

BuilderFieldgate Homes

DevelopmentValleylands

Home Type38, 41-, 45- and 50-ft. singles from the upper $600’s

Sales Centre8676 Chinguacousy Rd.

Contact905.457.0445 fieldgatehomes.com

Hudson Elevation ‘A’ offers a five-bedroom plan and great entertainment areas on the ground floor.

…continued on page 26



025-Fieldgate-Corp 03-05-16.indd 25 2016-02-29 6:54 PM


balcony. The interior of the home is both

stunning and spacious, with the main floor

offering a gourmet kitchen, a large living

room, a family room with gas fireplace and

more. Upstairs, the master suite includes

features such as his and hers walk-in closets,

a soaker tub and a separate shower. The

remaining bedrooms offer an abundance of

space for the whole family. The second and

third bedrooms share an ensuite bathroom,

as do the fourth and the fifth. There’s also

a conveniently located upstairs laundry

room that’s sure to make life easier. Those

looking for even more room have the option

of adding a guest bedroom with a full

bathroom on the main floor. Priced from the

upper $800’s, the Hudson delivers luxury

family living at its finest.

For most families, school is a top priority,

so it’s nice to know that Valleylands is ideally

situated to take advantage of many of

Brampton’s wonderful educational facilities.

Churchville Elementary School – a

new elementary school serving grades

K-8 – is now open right in the Valleylands

community, and Queen Street elementary

school and Brampton Centennial Secondary

School are both close by. There are also a

number of other fi ne public and Catholic

primary and secondary schools within a

short distance.

In addition to excellent proximity to

schools, Valleylands is also in a great location

to take advantage of a whole host of other

lifestyle amenities. The Heartland Town

Centre is only fi ve minutes away, off ering

major retailers such as Best Buy, Home

Depot and Costco. Nearby Erin Mills Town

Centre, Trinity Common Mall and Bramalea

City Centre also off er wonderful selections

of shops and restaurants. For those in search

of live entertainment, there’s the Rose

Theatre, off ering a year-round calendar

of musical and theatrical performances.

Golfi ng enthusiasts will be impressed with

the great selection of golf courses within a

short driving distance, and the commute to

Toronto is a breeze with Hwys. 401 and 407

just minutes away.

For more information, call the sales centre

at 905.457.0445 or visit fi eldgatehomes.com

…continued from page 24

Second fl oor Plan5 bedroom Elevation ‘B’

Ground fl oor PlanElevation ‘A’



027-Brookfield-Corp 02-06-16.indd 27 2016-02-29 6:54 PM


IN THE RECENT 2016 Cross Border

Builder Challenge held by RESNET

(Residential Energy Services Network)

in conjunction with Canadian

counterpart CRESNET, Rosehaven

Homes was presented the Canadian

President’s Award for the most homes

rated HERS 53 or lower.

In deciding the award, Rosehaven

was deemed to have built 187 homes

in Ontario with HERS rating of 53 or

under. A number of state of the art

energy e� cient features are o� ered

by the respected builder.

Trending

“With this esteemed award, Rosehaven Homes is

a winner – and Rosehaven homebuyers are too.

That’s because energy e� ciency in new home building

benefi ts every one of us, and our home planet too,”

says Heather Weeks, marketing manager at

Rosehaven Homes.

The HERS Index is a measurement of a home’s

energy e� ciency and the lower score indicates superior

energy e� ciency achieved for the residence

or commercial building.

The RESNET and CRESNET Cross Border Challenge is

a friendly competition between American and Canadian

builders for seven awards available to be won for energy

e� cient home building.

Rosehaven wins RESNET Cross Border Builder ChallengeBuilder wins the Canadian President’s Award for Energy E� ciency



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Property Profile | MATTAMY HOMES

offers the GTA some refreshing new options in contemporary condominium living

Mattamy Homes

MATTAMY IS JUST about to welcome

an intriguing variety of modern living

options to the GTA. Open now, you

can explore Oakville’s The Residences

of Creekshore Common. And

coming soon, Markham will offer The

Condominiums of Cornell. The two

properties, as you may expect, feature

Mattamy’s signature thoughtful

design. Both buildings exist within

robust communities. And both feature

spacious, livable suites plus desirable,

community enhancing amenities.

The Residences of Creekshore

Common – Mattamy’s newest

and arguably most desirable

Oakville address – has opened

up-to-date appointments include an

elegant, welcoming Lobby designed

to impress the most discerning

purchaser. Residents are invited

to make full use of the common

lounge that connects to a sublime

rooftop terrace that, in addition to

its spectacular view, encourages

all to cook out on the barbecues

and mingle socially, if they desire.

Naturally, a fully appointed fitness

facility makes staying healthy and fit

simple and convenient.

Each condo suite thoughtfully

includes many luxurious features

as standard. A peek in through the

generous floor-to-ceiling windows

with a remarkably inviting, upscale

boutique condo.

The neighbourhood amenities

are well established and include an

abundance of convenient shopping

and dining nearby plus many

destinations within easy strolling

distance. The community itself

features scenic ponds and a creek,

plus proximity to the charming

Preserve Promenade.

Boutique condo elegance at The Residences of Creekshore Common

The striking lines of the boutique

condominium building promise

modernity and don’t disappoint. The

cover story

Residences Of Creekshore Common lobby

countertops and breakfast bars,

plus sophisticated Stainless Steel

Appliances. Secondary bedrooms

sport their own exterior windows. And

linen closets, a rare luxury in modern

design, are thoughtfully included.

Building facilities also include a fi tness

centre, outdoor barbecue area and

entertainment room.

For those wishing to get an early

look prior to sale, the model suite is

now open in the Cornell Sales Centre.

The sales centre is located at 3150

Bur Oak Ave., Markham.

Mattamy Homes is BILD’s six-time GTA Builder of the Year

Mattamy was recently named the

GTA Builder of the Year Award for

an unprecedented sixth time by

the Building Industry and Land

Development Association (BILD).

Mattamy is particularly proud of this

award as it’s based on comments

from current Mattamy homeowners.

And the company remains adamant

in their belief that nothing is better

than a satisfi ed homeowner. Their

intelligent and innovative approach

to modern living will surely become

a modern standard. We recommend

you soon see for yourself how

elegant living can be had today.

For more information, visit

mattamyhomes.com

Presentation centre hours are

Monday to Thursday 1 to 8 p.m.,

Friday 1 to 6 p.m., Saturday, Sunday

and holidays 11 a.m. to 6 p.m.

MORE PHOTOS ONLINEypnexthome.ca/mattamy-gta

might reveal the superior hardwood

fl ooring, nine-ft. ceilings throughout

– combined with soaring 14-ft. living

room ceilings on the penthouse

fl oor. Granite countertops are

found in every Kitchen, and ensuite

baths are paired with double sinks.

Plus, stainless steel appliances are

complemented by a stacked

washer/dryer unit. The Residences

of Creekshore Common start at a

remarkable $405,990.


Dundas St. W., Oakville.

Mattamy will soon return to Markham with the Condominiums of Cornell

Mattamy’s six-storey building in its

lauded Cornell community beautifully

marries effi ciency of living with a real

sense of community. The company has

always prided itself on choice and this

is no exception. An inspiring variety of

fl oorplans ensure that homeowners

can select just the right suite to

accommodate their lifestyle needs. The

Condominiums of Cornell also balance

aff ordability with the luxuries of modern

living. Innovation is part of the story

as Mattamy has introduced ingenious,

retractable solarium-style window

enclosures on every balcony. Further

enhancing the fl exibility of choice, this

European engineered system allows

a homeowner to adapt their home’s

usage to need, in any season.

Of course, luxurious standard

features abound. Like Mattamy’s

signature oversized windows that

usher loads of natural light into

wide, bright rooms. Nine-ft. ceilings

contribute to the open feeling.

Upscale kitchens feature granite

Cornell outdoor barbecue area

Cornell fi tness facility



Property Profile | MATTAMY HOMES

offers the GTA some refreshing new options in contemporary condominium living

Mattamy Homes

MATTAMY IS JUST about to welcome

an intriguing variety of modern living

options to the GTA. Open now, you

can explore Oakville’s The Residences

of Creekshore Common. And

coming soon, Markham will offer The

Condominiums of Cornell. The two

properties, as you may expect, feature

Mattamy’s signature thoughtful

design. Both buildings exist within

robust communities. And both feature

spacious, livable suites plus desirable,

community enhancing amenities.

The Residences of Creekshore

Common – Mattamy’s newest

and arguably most desirable

Oakville address – has opened

up-to-date appointments include an

elegant, welcoming Lobby designed

to impress the most discerning

purchaser. Residents are invited

to make full use of the common

lounge that connects to a sublime

rooftop terrace that, in addition to

its spectacular view, encourages

all to cook out on the barbecues

and mingle socially, if they desire.

Naturally, a fully appointed fitness

facility makes staying healthy and fit

simple and convenient.

Each condo suite thoughtfully

includes many luxurious features

as standard. A peek in through the

generous floor-to-ceiling windows

with a remarkably inviting, upscale

boutique condo.

The neighbourhood amenities

are well established and include an

abundance of convenient shopping

and dining nearby plus many

destinations within easy strolling

distance. The community itself

features scenic ponds and a creek,

plus proximity to the charming

Preserve Promenade.

Boutique condo elegance at The Residences of Creekshore Common

The striking lines of the boutique

condominium building promise

modernity and don’t disappoint. The

cover story

Residences Of Creekshore Common lobby

countertops and breakfast bars,

plus sophisticated Stainless Steel

Appliances. Secondary bedrooms

sport their own exterior windows. And

linen closets, a rare luxury in modern

design, are thoughtfully included.

Building facilities also include a fi tness

centre, outdoor barbecue area and

entertainment room.

For those wishing to get an early

look prior to sale, the model suite is

now open in the Cornell Sales Centre.


Bur Oak Ave., Markham.

Mattamy Homes is BILD’s six-time GTA Builder of the Year

Mattamy was recently named the

GTA Builder of the Year Award for

an unprecedented sixth time by

the Building Industry and Land

Development Association (BILD).

Mattamy is particularly proud of this

award as it’s based on comments

from current Mattamy homeowners.

And the company remains adamant

in their belief that nothing is better

than a satisfi ed homeowner. Their

intelligent and innovative approach

to modern living will surely become

a modern standard. We recommend

you soon see for yourself how

elegant living can be had today.

For more information, visit

mattamyhomes.com

Presentation centre hours are

Monday to Thursday 1 to 8 p.m.,

Friday 1 to 6 p.m., Saturday, Sunday

and holidays 11 a.m. to 6 p.m.

MORE PHOTOS ONLINEypnexthome.ca/mattamy-gta

might reveal the superior hardwood

fl ooring, nine-ft. ceilings throughout

– combined with soaring 14-ft. living

room ceilings on the penthouse

fl oor. Granite countertops are

found in every Kitchen, and ensuite

baths are paired with double sinks.

Plus, stainless steel appliances are

complemented by a stacked

washer/dryer unit. The Residences

of Creekshore Common start at a

remarkable $405,990.


Dundas St. W., Oakville.

Mattamy will soon return to Markham with the Condominiums of Cornell

Mattamy’s six-storey building in its

lauded Cornell community beautifully

marries effi ciency of living with a real

sense of community. The company has

always prided itself on choice and this

is no exception. An inspiring variety of

fl oorplans ensure that homeowners

can select just the right suite to

accommodate their lifestyle needs. The

Condominiums of Cornell also balance

aff ordability with the luxuries of modern

living. Innovation is part of the story

as Mattamy has introduced ingenious,

retractable solarium-style window

enclosures on every balcony. Further

enhancing the fl exibility of choice, this

European engineered system allows

a homeowner to adapt their home’s

usage to need, in any season.

Of course, luxurious standard

features abound. Like Mattamy’s

signature oversized windows that

usher loads of natural light into

wide, bright rooms. Nine-ft. ceilings

contribute to the open feeling.

Upscale kitchens feature granite

Cornell outdoor barbecue area

Cornell fi tness facility



Neighbourhood Profi le

Old OakvilleBy Betty Debeljevic

MORE PHOTOS ONLINEypnexthome.ca/old-oakville

LOCATED JUST 30 minutes west

of Toronto, Old Oakville (otherwise

known as downtown Oakville) rests

on the shores of Lake Ontario,

embracing all the advantages

that come with being a part of a

waterfront community. Quiet and

safe, Old Oakville combines nature

and city life.

Vibe

Old Oakville o� ers the best of many

worlds. Arts, culture, festivals and

events catered to kids, there is always

something fun to take part in as a

community. The neighbourhood’s real

estate o� ers something for everyone,

with trendy, one-of-a-kind dwellings,

heritage homes, lowrise condos and

rentals above storefronts available.

Meet the neighbours

The residents of the downtown area

are predominately well established

and settled older professionals who

may prefer a slower pace while still

enjoying convenience. Younger

residents like the downtown feel

of the community without the big

city bustle. Slowly, Old Oakville is

beginning to attract a more artistic

and culturally in-tune group of

residents.

In the area

Residents in this community are in the

market for something a little high end.

Lakeshore Road is a hub for designer

stores with not-so-low prices where

shoppers can fi nd one-of-a-kind

luxury items. If you are looking to

spend a night out for dinner, expect

to pay above average prices, but

experience something special.

Planes, trains & automobiles

For residents living downtown, the

QEW is your best bet for travelling

east or west. The bus system is very

user friendly, with the depot located

at the GO train station just o� of

Trafalgar Road at Cornwall Road,

conveniently located for access

downtown, ideal for city commuters.

The good, the bad & the rest

Old Oakville is a dynamic, growing

community that caters to older

professionals and young families.

It is a place where people

congregate for major events or

just for a stroll down the main strip.

Accordingly, there is concern with

overcrowding in the downtown core

during peak times. This is especially

evident on weekends and during

major town events, when the masses

fl ock here, making tra� c and parking

a nightmare.

Real estate

Real estate in Old Oakville is

thriving in the area stretching

along the lakeshore from east

Oakville to the boundary of Bronte.

This community has a mix of houses

and condos, with prices that range

but tend to cater to a more a� uent

buyer. There are rentals on top

of shops and restaurants right on

Lakeshore Road as well as a few

highrise apartments buildings.


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Property Profile | TRIBUTE COMMUNITIES

THE ROAD TO NOBLETON — a quiet

country highway winds its way

through rolling pastures of pristine

farmland. Surrounded by such rich,

natural beauty, it’s hard to believe

that all of Vaughan’s amenities are

only minutes away, and local schools,

shops and restaurants can be found

just steps from the community.

Discover a tranquil oasis, free

from the noise and hustle of the city.

And in the heart of this picturesque

setting, you’ll find private cul-de-

sacs, expansive greenway parkettes

as hardwood flooring, Irpina brand

kitchens with granite countertops,

nine- or 10-ft. main floor ceilings,

freestanding oval soaker tubs in the

lavish master spa ensuites and much

more. Created with a painstaking

attention to detail, the luxurious

interior spaces of these exquisite

homes reflect the highest possible

standards of luxury design. With

homes priced from $1.2 million, you

can be part of an elite luxury lifestyle

at Gates of Nobleton.

and a beautiful wood lot that add to

the luxury and prestige for this new

community setting.

Gates of Nobleton features a

remarkable collection of 60-, 70-

and 80-ft. detached homes, most

on traditional full-depth lots. The

homes feature brick, stone and stucco

exteriors that reflect this community’s

classic country atmosphere. The

interiors of the homes at The Gates

of Nobleton are brilliantly appointed

with an impressive selection of

distinctive features and finishes, such

Nobleton’s premier luxury all detached estate home community

Gates of Nobleton




035-Tribute-Nobleton 03-05-16.indd 35 2016-02-29 6:54 PM


When you visit Gates of Nobleton,

you can enjoy an immersive fi rst

hand experience of the community’s

singular luxury lifestyle by touring its

spectacular designer decorated show

homes. Starting your tour, you will be

pleasantly surprised by the dramatic

scale and sophistication of the 60-ft.,

4,550-sq.-ft. Turnberry. Additionally,

the positively remarkable 70-ft.,

5,059-sq.-ft Castleton model is a true

revelation of prestige and distinction.

See these for yourself this weekend.

In the midst of Gates of Nobleton’s

pristine setting, it’s hard to believe

that an abundance of exceptional

amenities can be found just minutes

away. Local shops, schools and

restaurants can be found just steps

from the community. There are also

many opportunities to enjoy the

great outdoors at nearby Cold Creek

Conservation Area, The Kortright

Centre for Conservation, Edelweiss

Park and Boyd Conservation Area.

And golfers are sure to enjoy nearby

Nobelton Lakes Golf Club and

Copper Creek Golf Club. Not to

LocationNobleton

BuilderTribute Communities

DevelopmentGates of Nobleton

Home Type60-, 70- and 80-ft. detached estate homes from $1.2 million

Contactmytribute.ca

MORE PHOTOS ONLINEypnexthome.ca/tribute-nobleton

mention, the many conveniences of

Vaughan and the surrounding area

are all nearby, such as Vaughan Mills,

Canada’s Wonderland, Kleinburg’s

McMichael Canadian Art Collection

and so much more.

Tribute Communities is a builder/

developer with more than 30 years

experience who has built more than

30,000 homes across southern

Ontario. The company’s reputation

has been earned through its

architecturally distinct and exquisitely

designed homes and communities

that incorporate unique streetscapes,

classic fi nishes and the very fi nest

materials. Tribute has garnered

numerous major industry accolades,

including the Greater Toronto Home

Builder Association’s Builder of the

Year Award, The Desjardins Business

Excellence Award, the prestigious

JD Power and Associates Customer

Satisfaction Award and the Tarion

Warranty Homebuilder of the Year, as

well as countless other awards for our

many communities.

To learn more about The Gates of

Nobleton, visit mytribute.ca today

“ In the midst of Gates of Nobleton’s pristine setting, it’s hard to believe that an abundance of exceptional amenities can be found just minutes away.”



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ARE YOU WORRIED that the Canadian

market is in for its own “Big Short”?

With fi ve Oscar nominations, The Big

Short was one of the blockbusters of

2015. Not your typical hit, it was more

of interest to market watchers and

fi nancial types. It was an intense movie,

doing its best to explain why banks

needed bailouts and homeowners

found themselves in foreclosure with

the U.S. market crash in 2008. If you’re

worried that we’re next for a Big Short

in Canada, you can relax.

The circumstances are di� erent

and we’re not at a risk for a Canadian

Big Short. The di� erence is in our

banking practices.

Of course, the hysterics may point

to the slumping dollar, the potential

of rising interest rates, the new rules

on mortgages and the non-stop

talk of a bubble as signs that we’re

headed for fi nancial crisis, but I

doubt we’ll see any broad fi nancial

disaster. There’s no bubble. Infl ated

prices? That’s market value — supply

and demand at work. New mortgage

rules are a safeguard.

The 411

The Big Short was predicated on

greed, irresponsibility and opportunity.

Real estate markets were hot and

banks were making massive amounts

of money on mortgages. Bonuses

were given based on the number

of mortgages approved, so there

was huge motivation for mortgage

approval. The banks were stacking

these mortgages together to back

bonds. Between obscene bonuses,

great business on the books and happy

new homeowners, it seemed like a

win-win-win all around.

Except a huge number of those

mortgages were given to people

who should never have been

approved. Bonds that were backed

by what should have been solid

AAA mortgages were actually being

Trending

The Big Short? Not in Canada

backed by mortgages that were likely

to default.

And that’s precisely what happened.

Mortgages defaulted and, as the

market plummeted, homes became

worth much less than their mortgage

value. Short sales were common for

banks to try to recoup whatever they

could, but they lost a lot of money

on these mortgages that couldn’t be

recouped.

To make it worse, in 2005, one

multi-millionaire surgeon-turned-

hedge fund manager dug deep into

this data and discovered the disparity,

predicting the crash. He realized that

these mortgages weren’t strong and

that the foundation of the money

market was much, much weaker than

anyone realized or wanted to admit.

So he did what any renegade

hedge fund manager would do — he


saw an opportunity to make a lot of

money and he bet against the banks.

The banks took his bet — what they

perceived to be a high-stakes-no-

risk bet – because this scenario

seemed incredulous, completely

impossible to them. In fact, two

other fringe investor groups found

out what he was doing and opted to

do it too.

And we know what happened next

— the “impossible” happened.

Have you ever tried to get a

mortgage in Canada? You need

to qualify. You need to provide tax

assessments, pay slips, T4s — you

need to prove your income and verify

in triplicate that you’ll be able to pay

the mortgage. With good income

and great credit, you’re not a huge

credit risk. With big banks bound by

minimum down payments and very

specifi c approval criteria, mortgages

in Canada are stable.

As an additional safeguard to the

health of the Canadian mortgage

industry, the government introduced

new legislation in February of

2016, raising the minimum down

payment on mortgages. The ratio of

borrowing to value is lower this way,

enabling the banks to sell properties

for what is owed on them to recoup

loss in the case of mortgage default

and foreclosure. Even if the market

were to downturn, the borrow-to-

value ratio would compensate the

banks appropriately.

While we may experience market

volatility — and we have in the past

— our market is stable. As for The

Big Short? Grab some popcorn. It’s a

really interesting movie, but it’s highly

unlikely Canada will ever be starring

in a sequel.

By Elisa Krovblit



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SINCE 2016 IS A LEAP YEAR, we thought it would be

interesting to examine Canadian home price growth using

four-year intervals.

We’ve gone all the way back to 1984, and the home

price growth is, well… You won’t believe it.

If you’ve ever heard the axiom, “Don’t wait to buy real

estate, buy real estate and wait,” this story defines its

meaning. It also underlines the value of real estate over

the long term.

We show you where — market by major Canadian

market — and by how much.

WHAT DRIVES REAL ESTATE?Strong historical home price growth might be expected,

given that real estate is a proven performer over the

long term. But looking at the growth in these four-year

windows shows some pretty staggering appreciation.

It’s important, however, to take inflation and other

factors into account.

Housing market activity can fluctuate greatly over

short time frames, Bob Dugan, chief economist, Canada

Mortgage and Housing Corp. (CMHC), told New Home

Guide. Over the course of a given four-year period, for

example, housing market activity will reflect temporary

factors such as swings in supply and demand that

accompany normal economic ups-and-downs, as well as

other macroeconomic factors.

CANADA

Canada: Average prices, all home types (% growth)

1984

$76,351

1988

$129,702(70%)

1992

$149,864(16%)

1996

$150,899(1%)

2000

$164,374(9%)

2004

$226,604(38%)

2008

$304,663(34%)

2012

$363,606(19%)

2016

$442,264(21%)

“While it is true that nominal house price growth was

very strong in the four-year window of 1984 to 1988,

this coincided with a period of strong overall inflation.

Similarly, if we calculate house price growth over the

entire period of 1984 to the present using nominal

measures, it would be surprising not to see spectacular

results for growth, since we are not accounting for the

impact of overall inflation over that span of time.”

It’s also important to note that mortgage rates have

declined significantly since 1984, which, combined with

income growth, has increased the borrowing capacity of

homebuyers. “As a result, homebuyers could increasingly

afford more expensive homes, which in turn contributed

to the rise in average prices.”

Trending

Leap year 2016Canada’s historical home price growth

GREATER VANCOUVER

Great Vancouver: Average prices, all home types (% growth)

1984

$113,722

1988

$160,376(41%)

1992

$245,260(53%)

1996

$288,268(18%)

2000

$295,978(3%)

2004

$373,877(26%)

2008

$593,767(59%)

2012

$730,063(23%)

2016

$897,158(23%)

Sticking with the unadjusted numbers, looking at

Greater Vancouver, there was huge growth – 53 per cent

– from 1988 to 1992. What happened in this market over

that period to contribute to such growth?

Hello, Expo 86, the world exposition that showcased the

city and the province.

“Demand to live in the region picked up in the late 1980s

and early 1990s,” thanks to this international event, says

Richard K. Sam, principal market analyst for Vancouver at

CMHC.

“An expanding economy and employment opportunities

attracted people to Vancouver and fueled population-

based demand for housing. Migration to the area was high,

especially interprovincial migration.”

BC recorded a net gain of 125,880 people from other

provinces between 1986 and 1991, Sam says. Along with

job growth, wages and salaries grew at a faster pace,

particular from 1988 to 1990.

“With these fundamental drivers in place, the demand

for housing increased. Vacancy rates in the rental market

were below one per cent from 1988 to 1990, and existing

home sales reached relatively high levels. Home prices

increased as demand exceeded supply.”

So how to explain the 59-per-cent growth in Greater

Vancouver from 2004 to 2008, well after Expo 86?

“After a period of flat home sales and prices between

1996 and 2000, demand for housing started to pick up

during the latter half of 2001,” Sam says. “This coincided

with improving economic fundamentals (growth in

employment, population and incomes), but also with

relatively low interest rates.”

Along with low mortgage rates, international and

interprovincial migration into the region increased, with

the city recording a net population gain of 144,348 from

2004 to 2008.

One of the main drivers of economic and job growth

was the infrastructure needed to support the 2010

Olympic Games, which led to labour shortages in the

construction field. “Resales reached their highest level

at 42,222 in 2005, while rental vacancy rates, which had

climbed to two per cent in 2003, moved back down below

one per cent from 2006 to 2008.”

By Wayne Karl



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WESTERN CANADA

Vancouver wasn’t the only market in western Canada that

was booming from 2004 to 2008. Average home prices

in Calgary grew by 82 per cent, and in Edmonton 85 per

cent. Even Winnipeg saw 62-per-cent growth.

Calgary: Average prices, all home types (% growth)

1984

$86,724

1988

$100,687(16%)

1992

$129,506(29%)

1996

$134,643(4%)

2000

$176,305(31%)

2004

$222,860(26%)

2008

$405,267(82%)

2012

$412,315(2%)

2016

$453,936(10%)

Edmonton: Average prices, all home types (% growth)

1984

79,215

1988

$82,123(4%)

1992

$109,602(33%)

1996

$109,042(-1%)

2000

$124,203(14%)

2004

$179,203(45%)

2008

$332,852(85%)

2012

$334,318(0%)

2016

$370,010(11%)

Strong economic growth in Alberta and Manitoba

generated employment opportunities and attracted many

migrants to these provinces, according to Lai Sing Louie,

regional economist, Prairies and Territories, for CMHC.

Winnipeg: Average prices, all home types (% growth)

1984

$58,755

1988

$81,931(39%)

1992

$81,990(0%)

1996

$86,142(5%)

2000

$88,553(3%)

2004

$121,925(38%)

2008

$196,940(62%)

2012

$255,058(30%)

2016

$279,365(10%)

“Alberta’s economy generated many jobs in this period,

with a peak annual growth rate of five per cent in 2006.

In Calgary and Edmonton, the unemployment rates were

below four per cent for large periods and temporary

foreign workers began to help fill the labour shortage.”

As result of strong economic and demographic growth,

housing demand increased, lifting housing prices.

GREATER TORONTO

While Vancouver achieved huge gains from 1988 to 1992,

and the rest of Canada saw decent growth, the GTA was

the only market in Canada to decline, by four per cent,

(and again by three per cent from 1992 to 1996). What

happened?

Great Toronto: Average prices, all home types (% growth)

1984

$95,423

1988

$212,373(123%)

1992

$203,323(-4%)

1996

$196,476(-3%)

2000

$243,249(24%)

2004

$315,266(30%)

2008

$379,943(21%)

2012

$498,973(31%)

2016

$622,707(25%)

“All indicators pointed to a bubble in the Toronto

housing market during the late 1980s and early 1990s,”

says Dana Senagama, principal market analyst for GTA.

“The market overheated, which led to an acceleration

in house price growth. House prices then became

overvalued, and overbuilding was observed before a

significant decline in house prices was noted.”

Hamilton-Burlington: Average prices, all home types (% growth)

1984

$65,995

1988

$135,221(105%)

1992

$151,038(12%)

1996

$142,267(-6%)

2000

$164,168(15%)

2004

$215,922(32%)

2008

$280,790(30%)

2012

$360,059(28%)

2016

$443,388(23%)

Toronto’s housing market faced significant macro-

economic headwinds, from a recession in 1990-91.

Mortgage rates were increasing at the same time.

“These headwinds resulted in significant job losses, and

the subsequent years saw very slow job growth,” says

Senagama. “Leading up to the recession, Toronto’s real

estate market had gone through a fairly exuberant period

that resulted in rapid price growth and home construction.

Between 1986 and 1989, home prices were growing at

20 to 30 per cent per year, on average. This encouraged

builders to increase supply based on speculation that the

previously strong demand would still be there.”

But by 1990, Toronto’s new-home market had a large

overhang of unsold inventory. The weak recovery in

Toronto’s job market and higher mortgage rates led to

a lack of buyers, and the market was unable to absorb

inventory fast enough to maintain price levels.

EASTERN CANADA

Looking across the country, markets in eastern Canada

have quietly hummed along nicely over the years.

Newfoundland and Labrador, and Halifax-Dartmouth, saw

pretty steady though unspectacular growth. What does

that say about these markets?

Saint John: Average prices, all home types (% growth)

1984

$53,257

1988

$73,502(38%)

1992

$81,560(11%)

1996

$82,066(1%)

2000

$93,697(14%)

2004

$116,836(25%)

2008

$158,117(35%)

2012

$168,048(6%)

2016

$164,155(-3%)

Halifax-Dartmouth: Average prices, all home types (% growth)

1984

$78,474

1988

$92,204(17%)

1992

$99,975(8%)

1996

$105,869(6%)

2000

$128,003(21%)

2004

$175,132(37%)

2008

$232,106(33%)

2012

$270,742(17%)

2016

$280,672(4%)

Price growth was strongest in Halifax between 1998 and

2008, according to Guillaume Neault, CMHC regional

economist, Atlantic, coinciding with a period of residential

growth in the resale and new-home markets.

Newfoundland & Labrador: Average prices, all home types (% growth)

1984

$60,629

1988

$76,828(27%)

1992

$91,590(19%)

1996

$93,661(2%)

2000

$99,525(6%)

2004

$131,499(32%)

2008

$178,477(36%)

2012

$268,776(51%)

2016

$276,302(3%)

“Between 2008 and today, price growth stabilized,” he

says. “(Last year) was the third consecutive year where

sales volume and new home starts were 20 per cent less

than the 10-year historical average. Construction activity,

however, has not subsided. Apartment construction,

typically offered in rental tenure, has grown exponentially

since 2008. Most of the units cater to households wishing

to downsize.”

Data provided by Canadian Real Estate Association. 2016

figures are as of Dec. 31, 2015.



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Advice | LEGALLY SPEAKING

TORONTO IS ONE OF the “hottest”

cities in the world among the rich

and famous looking to purchase

real estate. According to Christie’s

International Real Estate, the luxury

housing market here saw a staggering

37-per-cent surge in purchases from

so called “high-net worth” individuals

in 2014.

Toronto was tops for growth

among desirable urban destinations

from more than 80 global markets

examined by Christie’s. It was

capitulated into the Top 10 “Best of

the Best” cities in the world along

with Dubai, Hong Kong, London, Los

Angeles, Miami, New York, Paris, San

Francisco and Sydney.

What do you need to know about

purchasing property in Toronto? First

and foremost, there is no restriction

on foreign individuals purchasing

property in Canada, unless it a� ects

the national interest. Let’s take a

closer look:

Tax treaties

Depending on your country

of residence, there may be an

international tax treaty in place with

Canada. In this case, there will be

provisions governing the e� ect of

income earned on rental and sale

proceeds of property in Canada. This

translates to withholding tax and

other questions, and allows you to

avoid double taxation. This also allows

you and your advisers to properly

plan and structure your transaction.

Why foreign investors love Canadian real estate

By Jayson Schwarz


Legal structures

There are various legal structures

available to foreign investors in

Canada:

» Real Estate Investment Trust – a

trust established to consolidate

capital for the purpose of real estate

investment

» Joint Venture – these are

advantageous due to fl exibility

in allowing for varied and non-

proportionate sharing of profi ts

» Partnership, Limited Partnership

» Corporation

» Personal Ownership

Being taxed in Ontario

A purchase of new residential

property in Ontario is subject to

13-per-cent HST. Rebates are

available for resident Canadians who

will occupy the premises or rent them

out. Non-residents may not qualify,

so professional advice is key.

The purchase of new residential

property in Toronto is also subject to

LTT from two levels of government,

municipal and provincial. Outside

Toronto, only the provincial LTT

is payable.

Real estate brokers

For those wishing to buy or sell

property, a qualifi ed real estate broker

is essential. Brokers are subject to

special regulation in Canada. In

Ontario, the Real Estate Council of

Ontario is responsible for regulating

real estate and administering brokers.

A broker can assist in identifying a

target for acquisition, preparing o� ers

and negotiating the deal. A qualifi ed

broker has access to one of the

best multiple listing services in the

world to help identify the right

property for clients.

UK investors, for example…

Tax treaties between Canada and

the UK make Canada an attractive

investment prospect for UK

developers.

Double taxation treaties mean that

subject to certain criteria, investors

will not be taxed on income gained

in one of the contracting states.

If tax rates are di� erent in the two

countries, you get credit for tax paid,

and an adjustment if the tax in your

home country is less than where you

are earning the income. A company

resident in Canada which receives

income from interest, royalties,

pensions or purchased annuities from

UK sources may be able to apply for

relief from UK tax and vice versa.

With the benefi t of double taxation

treaties, companies can take

advantage of the booming real estate

market in Canada.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law fi rm Schwarz Law LLP. Visit schwarzlaw.ca or email [email protected] and give us your questions, concerns, critiques and quandaries.


*Certain Terms and Conditions shall apply. Full disbursement disclosure.

TORONTO OFFICE1984 Yonge St.,Toronto

Ontario M4S 1Z7

416.486.2040 Toll Free: 1.888.609.8888

Fax 416.486.3325

BRAMPTON BRANCH OFFICE10 Wilkinson Rd. Unit 22.,

Brampton, Ontario L6T 5B1

905.455.5777Toll Free: 1.888.609.8888

Fax 905.452.8135

Quality legal services at the right price*

$849plus HST

BUYING, SELLING OR REFINANCING A HOME?YOU NEED A LAWYER!

Helping YOU make your home buying dream a reality.

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048-GreatGulf_ModelHome_March2016.indd 39 2016-03-01 7:21 PM


central north

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE CENTRAL AND NORTH REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE CENTRAL AND NORTH REGION

MARCH 5 - 19, 2016

SHOWCASING NEW HOMES IN THE GTA’S CENTRAL & NORTH REGIONS



Property Profile | GOLD PARK HOMES

annual Binder Twine Festival featuring

crafts, food and entertainment.

Kleinburg is situated at the crest

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means that breathtaking views are

part of everyday life. Located in

Vaughan, the Village is part of one of

Canada’s fastest-growing cities and

one of its most ethnically diverse.

There is a certain cachet

that comes along with living in

ONE OF SOUTHERN ONTARIO’S most

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artists including the Group of Seven.

It is also a popular spot for boutique

shopping, fine dining and the charming

Discover luxury homesin a picture perfect setting at Kleinburg Glen



At Kleinburg Glen, Gold Park proudly presents a collection of Luxury Homes in a stunning natural setting.

Distinguished architecture. Luxurious interiors. Meticulous craftsmanship.

All bearing Gold Park’s signature quality and all minutes from the amenities of the historic village.

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905.417.7483from 1,849 to 3,623 sq. ft.

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Gold Park Homes has been

building fi ne new home communities

for more than 30 years. Quality,

superb service, approachability and

meticulous attention to detail are at

the heart of Gold Park’s customer

commitment. A hands-on attitude

means your home will be built with

individual care rather than through

an assembly-line approach.

The presentation centre is located

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Major Mackenzie Drive. Stop by

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Friday. For more information,

call 905.417.7483 or visit

goldparkhomes.com

LocationKleinburg

BuilderGold Park Homes

DevelopmentKleinburg Glen

Home TypeLuxury single-family homes 1,849 to 3,623 sq. ft., from the upper $600,000s

Sales Centre9990 Weston Rd., in Woodbridge (southwest corner Weston and Major Mackenzie Drive), open Monday to Thursday 1 to 8 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m., closed Friday

Contact905.417.7483 goldparkhomes.com

MORE PHOTOS ONLINEypnexthome.ca/gold-park-kleinburg


Kleinburg, and at Kleinburg Glen,

Gold Park Homes captures that

magic beautifully with home

exteriors characterized by varying

combinations of architectural

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Homes at Kleinburg Glen range in

price from the upper $600,000s to

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sq. ft. Each comes with luxurious

standard appointments including

nine-ft. ceiling heights on the main

and second fl oors in most plans;

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sided precast limestone type mantel;

plank engineered oak hardwood

fl ooring; granite kitchen countertop;

and porcelain fl oor tiles throughout.

“ Homes at Kleinburg Glen range in price from the upper $600,000s to more than $900,000...”


* See Sales Rep. for all the details.Prices and specifi cations are subject to change without notice. All renderings are artist’s concept. E. & O. E.

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Trending

WHY IS 2016 A GOOD YEAR to buy

a home in Canada? Let us count

the ways.

1. Low interest rates

In its latest rate announcement on

Jan. 20, the Bank of Canada held its

target for the overnight rate at 0.50

per cent, citing a setback brought on

by a decline in oil and commodities

prices. BoC expects the economy to

grow by about 1.5 per cent in 2016

and 2.5 per cent in 2017.

Some experts, such as Benjamin

Tal, deputy chief economist at CIBC

World Markets, even anticipated the

Bank would reduce the rate. Though

it didn’t happen then, he still expects

interest rates to remain low through

2016, if not fall.

5 reasons 2016 is a good yearto buy a home in Canada


The key thing to look for when

you see such news, however, is

what’s happening in your market.

Real estate is local, not national.

You don’t buy the Canadian market,

or even a provincial or regional

one. You buy one home in one

location.

Excluding British Columbia and

Ontario from CREA’s January stats,

the national average sale price actually

declined slightly, by 0.3 per cent.


By Wayne Karl

At least one lender, in Ontario, even

recently introduced what it says is the

lowest posted fi xed mortgage rate

on the market – at 1.69 per cent for a

one-year term.

The BoC’s next rate announcement

is March 9.

2. The upside of down prices

When the The Canadian Real Estate

Association (CREA) released its latest

statistics on Feb. 16, one number jumped

off the page and into the headlines:

17 per cent – the rate by which the

national average sale price rose on

a year-over-year basis in January.

“Holy,” prospective homebuyers

might have thought, “how will I ever

be able to buy a home if this keeps

happening?”


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057-Montevello-Heritage 02-20-16.indd 57 2016-02-29 6:55 PM


Economies and housing sectors in

markets such as Calgary, Edmonton

and Saskatoon are feeling the pinch

of the extended slowdown in oil

and gas. For existing homeowners,

of course, this isn’t great news, as

average home prices in Calgary

dropped 3.05 per cent year-over-year

in January; in Saskatoon, they fell

2.11 per cent.

For prospective buyers, however,

this means opportunity.

Naturally, buyers might not too

jazzed about getting in when prices

are dropping, fearing their home’s

value will go down after they

purchase. But look at the longer term.

In Calgary, prices have increased

14.29 per cent over the last three

years; in Saskatoon, 2.07 per cent.

3. The hot gets hotter

The Toronto and Vancouver housing

markets continue to roll along,

recording record sales and prices. If

you live there and you’re fortunate

enough to be able to buy, particularly

in the lowrise category, the forecasts

for 2016 are for more growth.

Again looking at the CREA’s stats

MARKET January 2016 % change 1 month % change 12 months % change 3 years

BC Lower Mainland $681,500 1.8% 19.6% 28.22%

Greater Vancouver $775,300 1.76% 20.56% 31.58%

Calgary $444,000 -0.93% -3.05% 14.29%

Regina $281,600 1.27% -0.68% -7.69%

Saskatoon $303,100 -0.48% -2.11% 2.07%

Greater Toronto $578,400 0.74% 10.69% 27.44%

Ottawa $328,400 0.07% 1.10% 1.59%

Greater Montreal $302,000 -0.25% 1.48% 4.04%

Greater Moncton $159,900 0.67% 6.57% 7.16%

CANADA $512,600 0.60% 7.73% 18.71%

SOURCE: CANADIAN REAL ESTATE ASSOCIATION

Home Price Index Benchmark Price


for January, B.C.’s Lower Mainland

and the GTA contributed most to the

national increase. Greater Vancouver

(20.56 per cent) and the Fraser Valley

(16.94 per cent) posted the largest

gains, followed by Greater Toronto

(10.69 per cent).

Longer-term performance for these

markets is off the charts. Greater

Vancouver average home prices rose

20.56 per cent in the last year, 31.58

per cent over the last three years. For

the GTA, the figures are 10.69 and

27.44 per cent, respectively.

Housing starts – an important

indicator of economic health –

continue to hum along in Ontario,

up slightly in January, according to

Canada Mortgage and Housing Corp.

Vancouver’s are a little more

challenged, holding steady overall,

but increasing in single-detached

starts and declining slightly in multi-

family units in January.

4. History is on your side

Have you ever heard the adage,

“Don’t wait to buy real estate, buy real

estate and wait,” but aren’t sure what

it means, exactly?

While there are no guarantees,

in short, real estate in Canada is a

proven performer over time.

Sure, Vancouver and Toronto

have shown the most spectacular

historical growth, but even unsung

markets in eastern Canada have

performed well over time, thank you

very much.

5. Spring is around the corner

Spring in real estate is typically “busy

season.” While it’s largely been a

mild winter in much of Canada, the

warmer weather and longer days

generally encourage more activity in

the market. Those who were thinking

of selling but delayed through the

winter months might now throw up

that “For Sale” sign.

Those looking to buy are similarly

more enthused about getting out and

looking around when the weather

is nicer, and when, coincidentally,

listings usually increase.

Even on the new-home front,

builders often use the spring season

to launch new developments, and

to add incentives for any remaining

inventory in existing communities.


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Dovercourt Rd.Ossington Ave.

Christie St.

Bathurst St.

Spadina

University Ave.

Don Valley Pkwy

Logan Ave.

Pape Ave.

Bay St.Yonge St.

Jarvis St.Sherbourne St

Parliament St

Lansdowne Rd.

Roncesvalles Ave.

Keele St.

Vaug

han

Rd

Black Creek Rd

Scarlett Rd

Wes

ton R

d

Caledonia Rd

Weston Rd

Jane St

Keele St

Wils

on

Ave

York

Mill

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Signet Dr

Allen Expressway

Dufferin StAlness St

Dre

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Fin

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401

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Shep

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Law

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Allen Expressway

Dufferin St

Eglin

ton

Ave

E

Leslie St

Laird Dr

Don Mills Rd

Don Valley Pkwy

Pharmacy Rd

Warden Ave

Elle

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e R

d

Birchmount Rd

Victoria ParkSt

Cla

ir A

ve E

Eglin

ton

Ave

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King

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Law

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ve E

Danfo

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dBrimley Rd

Bellamy Rd

Brim

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r Markham Rd

McCowan Rd

Scarborough Golf Rd

Orton Park Rd

Sylv

an A

ve

Galloway Rd

East Ave

Centennial

Kings

ton

RD

Manse Rd

Morrish Rd

McL

evin

Ave

Pro

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ss A

ve

Miln

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E

Conlins Rd

Morningside Ave

Beare Rd

Reesor Rd

Sewells Rd

Meadowvale RdPa

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Neilson Rd

McCowan Rd

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60

060-CentralRegion_Etob_Map.indd 64 2016-03-02 3:15 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo

Builder Site Tel Price RangePageNo.

7 MADISON HOMES Briar Hill madisonhomes.ca • from $490,000 11 6E

86 MENKES Dwell City Town 416-259-2525 • from $590,000 7 3I

1 ARISTA HOMES Goddard on the Valley aristahomes.com • • from $1150,000 7B

2 NATIONAL HOMES The Churchill Collection in Forest Hill 416-922-1414 • from $1400,000 7G

3 CONSERVATORY GROUP Weston Village 416-748-7001 • • from $490,000 4C

4 GEORGIAN CORPORATION Lex Towns 416-428-3419 • • • from $495,000 12G

5 TIFFANY PARK HOMES Westhaven 416-792-6655 • from $633,000 3G

5 GRAYWOOD DEVELOPMENTS LTD Westhaven 416-792-6655 • from $633,000 3G

6 COVENTRY HOMES Danforth’s Crossing 416-924-8338 • from $450,000 12G

8 EMSATEC CANADA INC. The Brownstones 5 416-531-7760 • • from $350,000 6G

9 LINDVEST The Brownstones at Westown lindvest.com • • from $330,000 4C

9 LINDVEST Grand Cornell Brownstones in Markham lindvest.com • • from $340,000 4C

9 LINDVEST Corporate lindvest.com • • 4C

10 FIELDGATE HOMES 90 Niagara 416-981-0036 • • from $346,000 7H

11 TRIBUTE COMMUNITIES Canterbury 647-352-2130 • from $767,000 9E

12 NATIONAL HOMES The Townes of Richview 416-746-1234 • from $570,000 3E

13 INSOHO DEVELOPMENTS Highland Creek Collection ownhighlandcreek.com • • from $650,000 17D

14 DUNPAR HOMES The Ossington 416-253-5888 • from $700,000 7G

15 MATTAMY HOMES Downsview Park mattamyhomes.com from $270,000 6C

16 CONSERVATORY GROUP Oakdale Village 416-243-0567 • from $429,000 5C

17 FIELDGATE HOMES Zigg 416-545-0223 • • 8F

18 MATTAMY HOMES Lago monarchgroup.net • from $220,000 4I

18 MATTAMY HOMES Riva del Lago monarchgroup.net • from $300,000 4I

19 CONSERVATORY GROUP Upper Beach Villas 416-698-7796 • from $415,000 11G

20 BEAVERBROOK HOMES Evolution 416-747-9691 • from $270,000 2G

21 MATTAMY HOMES Heron Park mattamyhomes.com • • from $400,000 17E

22 AVERTON HOMES Evolution averton.ca • from $320,000 3G

23 MATTAMY HOMES Upper Summerside mattamyhomes.com • • 12G

24 MATTAMY HOMES Picasso on Richmond monarchgroup.net • from $550,000 8I

28 PEMBERTON GROUP Park Lake Residences 416-769-4343 • from $180,000 5H

34 H&R DEVELOPMENTS Westown hr-newhomes.com • • • from $190,000 5C

43 ASPEN RIDGE HOMES Scenic On Eglinton 416-805-1781 • • from $190,000 10F

49 TRIBUTE COMMUNITIES RCMI 416-363-4800 • from $324,000 8H

77 ASPEN RIDGE HOMES Seventy Seven Charles 416-203-7034 • • from $2100,000 8G

78 YOUR HOME DEVELOPMENTS Nature’s Path 647-340-6972 • from $280,000 17E

83 ARISTA HOMES Lilly Factory Towns 416-792-4872 • • from $395,000 12G

86 MENKES Humber Mews 416-259-2525 • 3I

87 MENKES Bloom Park Towns 416-730-1600 • from $690,000 8B

89 DECADE HOMES Yorkdale Village Phase II 416-638-5656 • from $320,000 6D

90 SUNDANCE HOMES Braeburn Lane sundancehomes.ca • from $430,000 15D

Map

Finder

cen

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: To

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tob

ico

ke, Y

ork

, No

rth

Yo

rk, E

ast

York

, Sca

rbo

rou

gh

61

061-CentralRegion_Etob_index.indd 73 2016-03-02 3:50 PM

1

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Stee

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Test

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62

062-Cent North1_Vaughn_Map.indd 66 2016-03-02 3:52 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo

Builder Site Tel Price RangePage No.

2 TRIBUTE COMMUNITIES Gates of Nobleton 647-633-3500 • from $1200,000 35 4A

3 ARISTA HOMES IMPRESSIONS impressionskleinburg.com • • • from $850,000 5 & 39 4E

3 FIELDGATE HOMES IMPRESSIONS 905-893-9500 • • • from $725,000 insert, 25 & 39 4E

3 PARADISE HOMES IMPRESSIONS impressionskleinburg.com • • • from $850,000 39 4E

5 ASPEN RIDGE HOMES Upper West Side uwscommunity.com • from $1099,000 IFC 14D

6 PRIMONT HOMES Renaissance Townes 905-417-3363 • from $750,000 13 8D

11 TREASURE HILL HOMES Victory Heights treasurehill.com • 29 13F

24 ARISTA HOMES Vaughan Valley Estates aristahomes.com • from $1200,000 5 8F

32 ASPEN RIDGE HOMES Chelsea Maple Station aspenridgehomes.com • from $700,000 IFC 11E

1 COUNTRY WIDE HOMES Kleinburg Hills KleinburgHills.com • 4E

1 ASPEN RIDGE HOMES Kleinburg Hills aspenridgehomes.com • 4E

3 TIFFANY PARK HOMES Valleybrooke Estates 905-303-1620 • from $870,000 8E

4 ARISTA HOMES Vellore Woods aristahomes.com • from $750,000 8F

5 CONSERVATORY GROUP Upper West Side 289-553-4156 • from $1099,000 14D

5 COUNTRY WIDE HOMES Upper West Side uwscommunity.com • from $1099,000 14D

5 REGAL CREST HOMES Upper West Side uwscommunity.com • from $1099,000 14D

5 TOWNWOOD HOMES Upper West Side uwscommunity.com • from $1099,000 14D

7 LORMEL HOMES La Viva lavivatowns.com • from $350,000 5J

9 TREASURE HILL HOMES Moda Urban Village treasurehill.com • 8E

10 FOREST HILL HOMES Bridle Path of Thornhill foresthillhomes.ca • from $2000,000 13F

12 ROSEBURY HOMES Riverside in Pine Grove 416-746-1234 • from $400,000 6I

15 GREENPARK HOMES Urban Towns of Upper Thornhill Woods greenparkhomes.com • 13G

20 ANDRIN HOMES Claridge Gate andrinhomes.com • from $670,000 14D

32 ANDRIN HOMES Chelsea Maple Station 905-553-0288 • from $700,000 11E

42 DUNPAR HOMES Riverside Village 416-253-5888 • from $519,000 5I

44 MADISON HOMES Thornhill Ravines 905-417-1203 • from $1800,000 13G

46 COUNTRY WIDE HOMES The Point at Woodbridge 905-907-1500 • from $700,000 8E

47 COUNTRY WIDE HOMES Upper Thornhill Estates 905-907-1500 • from $900,000 14E

48 BEAVERHALL HOMES Regency Estates 905-265-2634 • from $1301,000 6H

48 GRAYWOOD DEVELOPMENTS LTD Regency Estates 905-265-2634 • from $1250,000 6H

51 ASPEN RIDGE HOMES King Oaks 905-539-0181 • from $1100,000 11B

51 GREAT GULF King Oaks 905-833-6413 • from $1300,000 11B

52 ZANCOR HOMES Royal Collection 905-833-0883 • • from $550,000 12A

53 TREASURE HILL HOMES Thornhill Woods treasurehill.com • from $950,000 13G

55 OSKAR GROUP Le Sedici lesedici.com from $600,000 10E

56 SENATOR HOMES Bathurst 9130 289-597-4381 • • from $720,000 13G

Map

Finder

cen

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reg

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: Vau

gh

an, M

aple

, Wo

od

bri

dg

e, T

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ill

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063-Cent North1_Vaugh_index.indd 77 2016-03-02 6:25 PM

404

404

404

King Rd Yon

ge St

Jefferson Sideroad

Bloomington Sideroad

Leslie St

Bayview

Ave

19th Ave.Yo

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St Neal D

r

Leslie St

Elgin Mills Rd

Regent St

Major MacKenzie

Mill St

Gamble Rd

Bath

urst St

Den

ham

Dr

Weldrick Rd W

Strathearn Ave

16th Ave.

8

1

2

93

28

22

141615

10

5

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26

11

6

7

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27

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1 2 3 4 5 6 7 8 9 10 11 12

Attention Builders - Want to add your

community to our maps? Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions loca-tors are approximate. Please see builder’s ads for exact locations.ce

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64

064-Cent. Richmond_RH_Map.indd 68 2016-03-02 4:12 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo


Map

Finder

IFC

-In

sid

e fr

on

t co

ver

2 PRIMONT HOMES Uptowns on Bayview primonthomes.com • 12 6I

10 IDEAL DEVELOPMENTS Modern Manors idealdevelopments.com • from $650,000 45 4H

11 IDEAL DEVELOPMENTS Richmond Towns idealdevelopments.com • from $800,000 45 5M

1 HEATHWOOD HOMES Hampshire Mews heathwood.com from $485,000 5I

3 CENTRA HOMES The Mills Collections 416-238-2404 • from $940,000 5J

4 ASPEN RIDGE HOMES Kettle Lakes Club 289-231-2849 • from $550,000 6D

5 ST. REGIS HOMES Mission Hill on Bayview 905-884-8885 from $850,000 6C

7 HIGHMARK HOMES Nuvo 647-206-2276 • from $1100,000 2E

8 TREASURE HILL HOMES Urbantowns on Bayview treasurehill.com from $730,000 7Q

9 MATTAMY HOMES Richmond Green mattamyhomes.com • • 9J

14 ARISTA HOMES Jefferson Forest jeffersonforest.ca • • from $586,000 4H

15 MADISON HOMES Jefferson Forest jeffersonforest.ca • • from $586,000 4H

15 FOREST HILL HOMES Jefferson Forest foresthillhomes.ca • • from $800,000 4H

20 NORTH STAR HOMES King’s Crossing 416-291-9666 • from $530,000 2E

22 YORKWOOD HOMES Hillside Manors 905-770-4662 • from $472,000 4I

26 ARTEN DEVELOPMENT GROUP The Manors of Roseview Grand roseviewgrand.com • • from $650,000 4L

27 ACORN HOMES Oak Knoll acornhomes.ca • from $650,000 3C

28 SENATOR HOMES Richvale senatorhomes.com • • from $800,000 2J cen

tral

reg

ion

: R

ich

mo

nd

Hill

65

065-Cent. Richmond_RH_index.indd 81 2016-03-02 4:15 PM

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66

066-Cent. North2_Nmrkt_Map.indd 70 2016-03-02 4:16 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo

Builder Site Tel Price RangePage No.

4 FIELDGATE HOMES BlueSky Stouffville fieldgatehomes.com • from $600,000 25 18F

12 IDEAL DEVELOPMENTS Pinnacle on the 14th Avenue idealdevelopments.com • from $1800,000 45 5I

15 ARISTA HOMES Aurora Trails aristahomes.com • • from $700,000 5 13F

23 ARISTA HOMES Boxgrove Village Markham aristahomes.com • 5 7H

30 MADISON HOMES Cornell Rouge 905-472-9556 • • from $720,000 15 8G

30 FOREST HILL HOMES Cornell Rouge 905-472-9556 • from $720,000 15 8G

50 GERANIUM HOMES Trails at Cardinal Point 905-640-9999 • • from $950,000 37 7F

1 MARYDEL HOMES Woodland Hills 905-898-7380 • from $400,000 10B

2 BEAVERBROOK HOMES The Terrace On Rouge Creek 905-640-7360 • • from $390,000 18F

3 MATTAMY HOMES St. John Forest mattamyhomes.com from $630,000 14E

4 GERANIUM HOMES Trails at Cardinal point fieldgatehomes.com • from $850,000 18F

5 TREASURE HILL HOMES Accolades in Markham 416-798-7705 • from $830,000 6F

6 PRIMONT HOMES Heirloom in Markham 905-201-2804 • • from $510,000 7F

7 LEBOVIC HOMES Bovaird Trail 905-640-7361 • • • from $2597,000 14H

8 COUNTRY WIDE HOMES Wismer Commons 905-907-1500 • • from $450,000 6G

8 COUNTRY WIDE HOMES Wismer Commons 905-907-1500 • • from $450,000 6G

9 BROOKFIELD RESIDENTIAL The Arbors 905-503-0992 • from $650,000 14F

9 COUNTRY WIDE HOMES The Arbors 905-907-1500 • from $720,000 14F

10 BRIARWOOD HOMES Havelock Town Manors 289-301-0077 • from $560,000 6I

11 MADISON HOMES Greensborough 905-201-7700 • • from $1000,000 7G

11 GREENPARK HOMES Markham Meadows greenparkhomes.com • 7G

13 NATIONAL HOMES Stonehaven 416-746-1234 • from $730,000 13D

13 NATIONAL HOMES Stonehaven 416-746-1234 • from $730,000 13D

14 ASPEN RIDGE HOMES Woodland Hills 416-270-9484 • from $450,000 9C

15 FIELDGATE HOMES Aurora Trails fieldgatehomes.com • • from $620,000 13F

15 PARADISE HOMES Aurora Trails auroratrails.com • • from $620,000 13F

15 OPUS HOMES Aurora Trails auroratrails.com • • from $620,000 13F

16 LINDVEST Auroraglen lindvest.com • • 14E

17 CONSERVATORY GROUP Heritage Estates 905-640-2274 • • from $283,000 18F

18 KYLEMORE COMMUNITIES Angus Glen West Village 905-887-9950 • from $2000,000 4G

19 NEW ERA HOMES Landmark Estates 905-953-9046 from $550,000 11D

20 STARLANE HOME CORPORATION BlueSky Stouffville starlanehomes.com • from $434,000 18F

21 ANDRIN HOMES Glenway andrinhomes.com • 10E

22 CONSERVATORY GROUP Heritage Collection 905-640-2274 • • from $680,000 18F

22 GERANIUM HOMES Pace on Main 905-591-1071 • from $330,000 18F

24 BALLANTRY HOMES Cornell ballantryhomes.com • • from $520,000 8G

25 ANDRIN HOMES Glenway In Newmarket glenwayliving.com • • from $500,000 10C

25 LAKEVIEW HOMES Glenway In Newmarket glenwayliving.com • • from $890,000 10C

26 GERANIUM HOMES Bloomington Woods 905-642-1900 • from $1400,000 18D

28 PRESTON HOMES Copper Hills 905-954-4050 • from $500,000 14E

30 MADISON HOMES Forest Hill cornellrouge.com • from $400,000 8G

41 ASPEN RIDGE HOMES Upper Cornell 905-554-3446 • • from $495,000 7F

42 NATIONAL HOMES Wismer Woods 416-746-1234 • • • from $680,000 6G

50 GERANIUM HOMES Trails at Cardinal Point 905-640-9999 • • from $600,000 7F

50 GERANIUM HOMES Trails at Cardinal Point 905-640-9999 • • from $420,000 7F

50 GERANIUM HOMES Bloomington Woods 905-640-1900 • • from $1.1,000 7F

51 OXFORD HOMES Coventry Valley 905-836-8902 from $600,000 10D

53 H&R DEVELOPMENTS Castle Square hr-newhomes.com • 6G

54 BEAVERBROOK HOMES Victoria Highlands 416-924-0110 • from $450,000 10H

55 COUNTRY WIDE HOMES Woodland Hills 905-907-1500 • 10C

59 PRIMONT HOMES Harmony 905-305-8871 • 5I

62 NORTH STAR HOMES Mill Fair Village NorttStarHomesInc.com • from $500,000 5T

64 STARLANE HOME CORPORATION Upper Unionville 905-534-0493 • • • from $520,000 5G

64 PARADISE HOMES Upper Unionville 905-477-6464 • • from $520,000 5G

66 TREASURE HILL HOMES Aurora Woods on Bayview 905-727-5794 • from $769,000 13H

70 MATTAMY HOMES Cornell mattamyhomes.com • • from $490,000 8G

86 CHERRYWOOD HOMES Glengrove on the Park 905-640-7571 • • from $250,000 19F

Map

Finder

cen

tral

reg

ion

: Mar

kham

, Au

rora

, New

mar

ket,

Wh

itch

urc

h-S

tou

ffvi

lle

67

067-Cent. North2_Nmrkt_index.indd 83 2016-03-02 4:26 PM

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68

068-FurtherNorth Barrie_Map.indd 72 2016-03-02 4:27 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo


6 MANCINI HOMES West Ridge Place Orillia 905-773-9997 • from $300,000 56 8C

14 ASPEN RIDGE HOMES King Country Estates 905-558-0255 • from $780,000 IFC 7K

15 GOLD PARK HOMES Encore Brampton goldparkhomes.com from $650,000 41 6N

71 BRIARWOOD HOMES Mill Street Village millstreethomes.com • • from $520,000 53 8J

71 BALLYMORE HOMES Mill Street Village millstreethomes.com • • from $520,000 53 8J

1 PACIFIC HOMES LIMITED MarlLake Village 1-877-428-5115 • from $210,000 5F

1 RED BERRY HOMES MarlLake Village 1-877-428-5115 • from $210,000 5F

2 DELPARK HOMES Cedar Ridge 905-722-7210 • • • from $275,000 10G

3 LOSANI HOMES Summit Shores losanihomes.com/readybuilt from $390,000 2E

4 MANCINI HOMES Princeton Woods 705-730-1978 • from $330,000 14E

5 NATIONAL HOMES The Forest 416-746-1234 • from $480,000 7I

6 MARIPOSA HOMES Trailside 705-329-3330 • • from $249,000 8C

7 GRANDVIEW HOMES Mayberry Estates 705-735-0732 • from $460,000 9G

8 FANDOR HOMES Hamptons on Big Bay Point 705-792-6807 • from $250,000 18E

9 GRANDVIEW HOMES Big Bay Point 705-735-0732 • from $355,000 13E

10 SUMMERHILL HOMES West Shore Lakeside Community 705-689-0001 • • from $350,000 9C

11 BALLYMORE HOMES Lakeside Meadows 1-877-455-0201 • • from $290,000 9G

11 BALLYMORE HOMES Lakeside Meadows 1-877-455-0201 • from $293,000 9G

12 PREVIN COURT HOMES Victorian Village 1-855-777-3846 • • from $335,000 6I

13 AVERTON HOMES Victoria Highlands averton.ca • from $550,000 10H

13 ROSEHAVEN HOMES Victoria Highlands 905-473-3225 • 9H

14 ROSEHAVEN HOMES King Country Estates 905-558-0098 • from $700,000 7K

14 COUNTRY WIDE HOMES King Country Estates 905-907-1500 • from $750,000 7K

15 MARYDEL HOMES Seven Meadows marydelhomes.com • • from $290,000 11F

16 GREAT GULF Summerlyn Village 905-775-3461 • from $560,000 8I

17 BROOKFIELD RESIDENTIAL Grand Central 905-778-0873 • from $600,000 8I

18 GRANDVIEW HOMES Cromwell Place 705-735-0732 • 7G

20 OXFORD HOMES The Fairgrounds in Sutton 905-235-7744 • • from $320,000 9G

20 ASPEN RIDGE HOMES Simcoe Landing Keswick 647-921-0381 • from $490,000 9H

22 STERLING HOMES Blue Horizon bluehorizonluxury.com • from $700,000 4E

24 KAITLIN CORPORATION Blue Shores 1-866-625-2583 • from $380,000 3E

28 DEMOCRAT HOMES Maplewood 705-835-0354 • from $430,000 8E

28 GEORGIAN INTERNATIONAL Braestone Horseshoe Valley 705-727-5656 • from $450,000 8E

32 COUNTRY HOMES Alcona by the Lake 1-866-531-3424 • • from $300,000 7H

33 SANDIEGO HOMES Lakeside Living in Innisfil 705-436-5445 • • from $285,000 8G

37 PRISTINE HOMES Pebbleshores 705-436-5547 • from $240,000 7G

39 STONEBRIDGE BUILDING GROUP Stonebridge by The Bay 1-877-420-0880 • from $200,000 5E

40 ROYALPARK HOMES Emerald Forest royalpark.com • • from $200,000 6H

41 DELPARK HOMES Pretty River on Georgian Bay 1-888-257-1999 from $298,000 3E

42 RAYMAC HOMES Brennan Enclave 705-516-0681 • from $252,000 6H

43 BREMONT HOMES Centretown 1-877-855-1122 • from $234,000 5E

44 BROOKFIELD RESIDENTIAL Treetops 1-855-590-3577 • from $370,000 7I

44 SORBARA GROUP OF COMPANIES Treetops 1-855-590-3577 • from $360,000 7I

45 ROSEHAVEN HOMES Dreamfields in Bradford dreamfieldsbradford.com • • from $490,000 8I

45 REGAL CREST HOMES Dreamfields in Bradford dreamfieldsbradford.com • • from $490,000 8I

45 COUNTRY WIDE HOMES Dreamfields in Bradford dreamfieldsbradford.com • • from $490,000 8I

45 ASPEN RIDGE HOMES Dreamfields in Bradford dreamfieldsbradford.com • • from $490,000 8I

46 DEVONLEIGH HOMES INC. Creekside 705-444-0555 • • from $210,000 2E

47 DEVONLEIGH HOMES INC. Parkside by Devonleigh 705-435-9991 • from $275,000 6H

48 DEVONLEIGH HOMES INC. Brownley Meadows 705-423-9662 • • from $225,000 7G

55 BRIARWOOD HOMES Briarwood Estates 705-294-2288 • from $420,000 8G

58 LAKEVIEW HOMES Greenbrook Village 519-306-0665 • from $280,000 4I

59 BROOKFIELD RESIDENTIAL Fieldstone 1-855-379-1495 • from $600,000 5J

59 DELPARK HOMES Fieldstone MyFieldstone.ca • from $570,000 5J

60 BRIARWOOD HOMES Pretty River Collingwood 1-888-257-1999 • from $310,000 3E

65 BROOKFIELD RESIDENTIAL Willow Glen Tottenham 905-406-1044 • from $400,000 7J

70 FAR SIGHT HOMES Greenfields 1-855-299-7929 • from $310,000 7I

Map

Finder

IFC

-In

sid

e fr

on

t co

ver

no

rth

reg

ion

: B

arri

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olli

ng

wo

od

, Was

aga,

In

nis

fil,

Kes

wic

k

69

069-FurtherNorth Barrie_index.indd 85 2016-03-02 4:34 PM

5

3

2

6

24

1

2

3 4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


* D

ue

to s

cale

res

tric

tio

ns

loca

tors

are

ap

pro

xim

ate.

Ple

ase

see

bu

ilder

’s a

ds

for

exac

t lo

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on

s.

Att

enti

on

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ilder

s -

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ant

to a

dd

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co

mm

un

ity

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s?

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) 78

9-9

55

4

wes

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gio

n: M

issi

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70

070-West Mississauga_Map.indd 86 2016-03-02 4:35 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo


Map

Finder

IBC

-In

sid

e b

ack

cove

r

3 IDEAL DEVELOPMENTS Meadowvale Lane idealdevelopments.com • from $776,000 45 4C

1 VANDYK COMMUNITIES Windows on the Green vandykcommunities.com • from $300,000 5H

2 AMACON The Towns at Parkside Village 705-435-9991 • from $550,000 8F

4 CONSERVATORY GROUP Central Park North 905-890-0195 • • from $465,000 7F

5 DUNPAR HOMES Heritage Gate heritagegate.ca • from $720,000 6F

6 COUNTRY HOMES Lakeshore Village 1-866-746-2999 • • from $550,000 9J

7 GREAT GULF Hot 905-828-4257 • from $420,000 5K

8 DUNSIRE DEVELOPMENTS Crown Collection 1-888-519-2346 x201 • from $1750,000 7B

19 DEZEN HOMES McLaughlin 905-696-7938 • from $544,000 8B

20 FOREST HILL HOMES Derry Village Mississauga foresthillhomes.ca • from $690,000 8B

23 DUNPAR HOMES Park View Trail 416-253-5888 • from $500,000 11G

24 DUNSIRE DEVELOPMENTS Barca Verde barcaverde.ca • from $690,000 10I

24 DUNSIRE DEVELOPMENTS Anchors at lakeview 905-990-1745 • from $420,000 10I

wes

t re

gio

n:

Mis

siss

aug

a

71

071-West Mississauga_index.indd 61 2016-03-02 4:38 PM

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

1 2 3 4 5 6 7 8 9 10 11 12

* Due to scale restrictions locators are approximate. Please

see builder’s ads for exact locations.




Orangeville

Zina St

Hanse

n Bv

Elizabeth St

Blin

d Lin

e

First St

Fifth Ave

Second StThird St

Wellington St

Second Ave

First Ave

Chur

ch S

t

Broadway

Dufferin

Rd #3

County Road #23

Alder

Str

eet

Diane D

r

Cent

enni

al R

dM

adiso

n Ave

C Line

Park

view

Dr

Bythia St

Lawrence Ave

John St

99

10

10

58

wes

t re

gio

n: B

ram

pto

n, C

aled

on

, Bo

lto

n

Caledon

Bolton

Brampton

Hurontario St

25th

Sid

eroa

d

Winston Churchill Blvd

1st Line W

Fork

s of t

he C

redi

t Rd

Bramalea Rd

Wal

ker R

d

4th Line

Heart Lake Rd

McLaughlin Rd

Bost

on M

ills R

d

10th

Side

road

Old

Sch

ool R

d

Heritage Rd

Mississauga Rd

Creditview Rd

Chinguacousy Rd

Heart Lake Rd

50

20th

Sid

eroa

d

Sixth Line

9th Line

10th Line

3rd Line2nd Line

5th Line4th Line

King

St E

Airport Rd

Torbram Rd

Goreway Dr

Dixie Rd

Bramalea Rd

McVean Dr

Clarkway Dr

Gore Rd

Bova

ird D

r.

Coun

trys

ide

Dr

Airport Rd


Wan

less

Driv

e/Co

nser

vatio

n Dr

Sand

alw

ood

Pkw

y

Que

en S

t W

Que

en S

t W

Main St N

East

Dr

Hwy 10

Stee

les A

ve W

Kennedy Rd S

McM

urchy Ave SHwy

7

Embleton Rd

410

55

13

64

19

1767

2

1411

62

21

65

10

32

45

37

6

1824

3

15

1

16

4

5

51

12

7

8

6020

9

48

23

72

072-West Bolton-Cal-Brp Map.indd 88 2016-03-02 4:39 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo


2 MATTAMY HOMES The Village of Southfields 905-843-0707 • • • from $730,000 8-9 6L

7 ASPEN RIDGE HOMES Mayfield Village 905-230-2592 • • • from $360,000 IFC 11L

9 MATTAMY HOMES Mount Pleasant North mattamyhomes.com • • from $500,000 BC 7O

55 PRIMONT HOMES Newtowns at Mount Pleasant primonthomes.com • from $390,000 12 6P

62 FIELDGATE HOMES Valley Lands 905-457-0445 • • • from $685,000 insert & 25 8P

62 FIELDGATE HOMES City Towns Valley Lands in Brampton fieldgatehomes.com • • • from $420,000 insert & 25 8P

67 PRIMONT HOMES Seasons in Caledon 905-843-8686 • • 12-13 7M

1 LIV COMMUNITIES The Classics [email protected] • from $600,000 6O

2 COSCORP INC. The Village of Southfields thevillageofsouthfields.ca • • • from $490,000 6L

2 MONARCH CORPORATION The Village of Southfields 905-843-0707 • • • from $690,000 6L

3 EMPIRE COMMUNITIES Lakeside empirelakeside.com • • from $350,000 7N

4 VANMAR HOMES Credit Ridge Estates 416-746-1234 • from $550,000 8P

5 TIFFANY PARK HOMES The Estates of Spring Valley 905-216-5620 • from $583,000 6P

6 REGAL CREST HOMES Countryside Meadows countrysidemeadows.ca • from $346,000 8M

7 GREENPARK HOMES Mayfield Village 905-230-2592 • • • from $360,000 11L

8 TREASURE HILL HOMES Vales of the Humber Estates valesofthehumber.com • from $780,000 11L

8 STARLANE HOME CORPORATION Vales of the Humber Estates valesofthehumber.com • from $946,000 11L

8 GREENPARK HOMES Vales of the Humber Estates valesofthehumber.com • from $780,000 11L

8 QUEENSGATE HOMES Vales of the Humber queensgateavalee.com • from $640,000 11L

8 AVALEE Vales of the Humber queensgateavalee.com • from $640,000 11L

9 MATTAMY HOMES Mount Pleasant Village mattamyhomes.com • • • from $255,000 7O

10 STARLANE HOME CORPORATION Mount Pleasant Meadows meadowsbrampton.com • from $464,000 6O

10 VALERY HOMES Mount Pleasant Meadows meadowsbrampton.com • from $464,000 6O

11 GREENPARK HOMES Lotus Pointe Caledon LotusPointeCaledon.ca • from $450,000 6M

11 STARLANE HOME CORPORATION Lotus Pointe Caledon LotusPointeCaledon.ca • from $636,000 6M

11 ROSEHAVEN HOMES Lotus Pointe Caledon LotusPointeCaledon.ca • from $450,000 6M

11 FIELDGATE HOMES Lotus Pointe Caledon fieldgatehomes.com • • 6M

12 GREAT GULF Westfield 905-866-6876 • from $500,000 10K

13 STANFORD HOMES The Ravines of Credit Woods 905-453-4200 • from $570,000 6P

14 TREASURE HILL HOMES Southfield Meadows treasurehill.com • from $420,000 6M

16 ROSEHAVEN HOMES Urban Towndominiums at Mount Pleasant rosehavenurban.com • • from $320,000 6O

16 TOWNWOOD HOMES Urban Towndominiums at Mount Pleasantrosehavenurban.com • • from $320,000 6O

17 PEMBERTON GROUP Rosedale Village Golf & Country Club 905-799-5000 • • • • from $190,000 8M

18 SABERWOOD HOMES Heart Lake Village 905-773-6549 • from $300,000 8N

19 LINDVEST Spring Valley Junction lindvest.com/svj • from $620,000 7P

20 LIV COMMUNITIES Casablanca 905-915-5227 • from $700,000 9J

21 PRIMONT HOMES Centretown 905-495-5067 • • • from $410,000 6P

23 HEATHWOOD HOMES Meadow Green 647-287-7042 • • from $650,000 8R

24 CONSERVATORY GROUP Trinity Village 905-846-2930 • • from $440,000 7N

25 HEATHWOOD HOMES Terracotta Village at The Credit Valley 905-874-4741 • from $430,000 9Q

32 FOREST HILL HOMES Ravines of Castlemore 905-794-8875 • from $650,000 8K

37 OXFORD HOMES Adena Ridge 905-584-6444 from $600,000 37O

38 ANDRIN HOMES Turnberry Townhomes AndrinTowns.com • from $350,000 9M

45 BROOKFIELD RESIDENTIAL Pathways 905-584-2225 • from $490,000 8K

48 ASPEN RIDGE HOMES Credit Manor Heights yourkingdom.ca • • from $1100,000 8Q

48 REGAL CREST HOMES Credit Manor Heights yourkingdom.ca • • from $1100,000 8Q

48 COUNTRY WIDE HOMES Credit Manor Heights yourkingdom.ca • from $1100,000 8Q

51 ACORN HOMES Castlegate acornhomes.ca • from $575,000 11K

55 ROSEHAVEN HOMES The Neighbourhoods of Mount Pleasant 416-410-0175 • • from $450,000 6P

55 TOWNWOOD HOMES The Neighbourhoods of Mount Pleasant LoveMountPleasant.com • • from $270,000 6P

55 TOWNWOOD HOMES The Neighbourhoods of Mount Pleasant LoveMountPleasant.com • • from $487,000 6P

55 PARADISE HOMES Upper Mount Pleasent paradisedevelopments.com • • from $400,000 6P

58 DEVONLEIGH HOMES INC. Meadowlands 519-942-3312 • • from $339,000 3C

60 PRIMONT HOMES Castlemore 905-856-5777 • • from $430,000 9K

62 PARADISE HOMES City Towns Valley Lands in Brampton mycitytowns.ca • • • from $400,000 8P

64 MERIDIAN HOMES Credit Valley Manors 905-216-5186 • • from $400,000 8P

65 GREAT GULF Mount Pleasant 905-459-5772 • from $640,000 6P

66 BALLANTRY HOMES Spring Valley Village ballantryhomes.com • from $420,000 9M

Map

Finder

IFC

-In

sid

e fr

on

t co

ver;

IB

C-I

nsi

de

bac

k co

ver

wes

t re

gio

n: B

ram

pto

n, C

aled

on

, Bo

lto

n

73

073-West Bolton_Cal_Brpt_index.indd 63 2016-03-02 6:29 PM

Waterdown

Burlington

Milton

Halton HillsGeorgetown

Acton

Erin

Hillsburg

401

403

401

QEW

22 S

ider

oad

17 S

ider

oad

10 Line Rd


Mountainview Rd/9th Line

6 Line Rd

Trafalgar Rd

Main St

9th Line

8th Line

10th Line

4 Line Rd

5 Line Rd

6 Line Rd

20 S

ider

oad

15 S

ider

oad Arg

yll R

d.

10th

Sid

eroa

d5t

h Si

dero

ad

Bronte Rd

Hwy

7

30 S

ider

oad

25 S

ider

oad

1 Line Rd

2 Line Rd

15 S

ider

oad

Guelph LineSt

eele

s Ave

E

James Snow Parkway

Millburough Line

McNiven Rd

Twiss RdSi

dero

ad 2

Rd

Kilbrid

e Rd

Walkers Li

Brita

nnia

Rd

Colli

ng R

d

Mai

n St

Tremaine Rd

Low

er B

asel

ine

Rd

Side

road

1 R

d

Appleby Line

Bronte Rd 3 Line Rd

4 Line Rd

5 Line Rd

Derry

Rd

8 Line RdTrafalgar Rd

Brita

nnia

Rd

W

Dundas St E

Jerseyville Rd.Governor©s Rd

14th

Conce

ssion R

d E

8 Conce

ssion R

d E

5th

Conc

essio

n Rd

E

7th C

oncessi

on Rd

6th C

oncessi

on Rd E

10th

Conce

ssion E

11th

Con

cessi

on R

d E

Campbel

lville

Rd

12th

Conce

ssion R

d E

Hw

y 8

Carlis

le Rd

Centre Rd

Main St N

Dundas St

EPa

rksid

e Dr

Hwy 6

Mountsb

erg R

d

Hw

y 2

Twenty

Rd

Mohawk

Snake Rd

North Sh

ore Blvd E

Dunda

s St

Brant St

Hwy.

7

Wallace St

Acton Blvd

Coles Court 4 Line Rd

Churchill Rd

Hwy 25

8 Line Rd

Clay

hill

Rd

Coun

ty R

d 12

4

Burloak Dr.

Fairv

iew

StNew

StQEW

King Rd

Town Li

8

5

11

33

7 19

17

14

6

12

5 46

9

22

26

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

1 2 3 4 5 6 7 8 9 10 11 12

Burlington Bay

Hannon

Hamilton

Flamborough

Waterdown Burlington

Stoney Creek Grimsby

St. Catharines

Niagara on the Lake

Niagara420

403

403

6

407

20

1

3 42

3736 35

44

38

4142

40

45

43

15




* Due to scale restrictions loca-tors are approximate. Please see builder’s ads for exact locations.

wes

t re

gio

n: A

cto

n, H

alto

n H

ills,

Milt

on

, Bu

rlin

gto

n, W

ater

do

wn

39

74

074-West Acton-Halton_Map.indd 90 2016-03-02 4:52 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo


33 MENKES The Enclaves of Upper Canada 289-891-9103 • • from $520,000 7 9C

46 GREAT GULF Arbor Peaks arborpeaks.com • from $490,000 19 9H

1 SCHUIT HOMES Perth Park 905-628-9559 • 2Q

2 GREAT GULF Edgewood 905-356-9408 • from $305,000 11Q

3 SPALLACCI HOMES Simona Place spallaccihomes.com • 2Q

4 SPALLACCI HOMES Eden Park 905-381-4280 • from $320,000 2Q

4 SPALLACCI HOMES Eden Park spallaccihomes.com • from $320,000 2Q

5 STARLANE HOME CORPORATION Mountainview Heights Waterdown starlanehomes.com • 8M

6 COUNTRY GREEN HOMES The Uptowns of waterdown 905-690-7600 • • from $250,000 10K

7 LAKEVIEW HOMES Cannery Park 1800-565-5150 • from $320,000 9G

8 MATTAMY HOMES Cranberry Hill mattamyhomes.com from $325,000 8M

9 BEAVERHALL HOMES Forestwood 905-636-1365 • • from $518,000 9G

10 GREAT GULF Rolling Meadows 905-680-0841 • from $300,000 12R

11 BRANTHAVEN HOMES Jazz Condos jazzcondos.ca • from $200,000 9N

12 TOBYN PARK HOMES Park City parkliving.ca • from $180,000 10L

13 HEATHWOOD HOMES The Village at Traditions 905-876-3140 • • from $441,000 8H

14 AVERTON HOMES Averton Square avertonsquare.com • from $650,000 9H

15 HOMES BY DESANTIS Aquablu Lakeshore Condos 289-235-8541 • • from $220,000 5R

17 MATTAMY HOMES Hawthorne South Village mattamyhomes.com • from $634,000 9G

19 CONSERVATORY GROUP Jasper Village 905-636-1942 • • from $520,000 10G

20 PARKBRIDGE LIFESTYLE COMMUNITIES INC. Cherry Hill at Vineland 1-800-479-9777 • from $194,000 12R

22 COUNTRY GREEN HOMES Park Place Village 905-690-7600 • • • from $250,000 8M

26 EDEN OAK Weaver’s Mill weaversmill.com/nh • from $336,000 6B

35 PHELPS HOMES Jordan Village phelpshomes.com • from $345,000 8R

36 PHELPS HOMES Brookside phelpshomes.com • from $236,000 7R

37 PHELPS HOMES Streamside phelpshomes.com • from $316,000 6R

38 LOSANI HOMES Ancaster Glen 289-239-7629 from $370,000 2Q

39 LOSANI HOMES The Fairgrounds 289-286-0928 from $250,000 2Q

40 LOSANI HOMES Greenhill Glen 905-538-8752 from $270,000 4Q

41 LOSANI HOMES Sherman Oaks 905-574-0828 from $290,000 3R

42 LOSANI HOMES Paramount 905-560-2061 from $230,000 3R

43 LOSANI HOMES Orchard Park 905-930-9943 from $390,000 5Q

44 LOSANI HOMES Discovery 905-563-0666 from $330,000 8R

45 ROSEHAVEN HOMES On the Ridge liveontheridge.ca • • from $390,000 3R

45 HOMES BY DESANTIS On the Ridge liveontheridge.ca • • from $390,000 3R

out of range HOMES BY DESANTIS Lyon’s Creek lyonscreekchippawa.com • • • from $280,000

out of range ROSEHAVEN HOMES Lyon’s Creek lyonscreekchippawa.com • • • from $280,000

Map

Finder

IBC

-In

sid

e b

ack

cove

r

wes

t re

gio

n:

Act

on

, Hal

ton

Hill

s, M

ilto

n, B

url

ing

ton

, Wat

erd

ow

n

75

075-West Acton_Halton_index.indd 65 2016-03-02 4:57 PM

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

1 2 3 4 5 6 7 8 9 10 11 12

Oakville 403

25

QEW

QEW

4 Line Rd

Burn

ham

thor

pe R

d W

Bronte Rd

6 Line RdBurn

ham

thor

pe R

d E

Dunda

s St W

Upper

Mid

dle

Rd

Tremaine Rd

Nottinghill Gate

Maple Grove Dr

9 Line Rd

Morrison Rd

Lake

shor

e Rd

E

Upper

Mid

dle

Rd W

3 Line Rd4 Line Rd

Spee

rs Rd

Rebe

cca

St

Lake

shor

e Rd

W

Burloak Rd

Mac

Donal

d Rd

Kerr St

Reynolds St

Trafalgar Rd

8 Line Rd

Chartwell Rd

Ford Dr

Devon Rd

Roya

l Win

dsor

Dr

Corn

wal

l Rd

Watson Ave

Brid

ge R

d

4

2

6

5

15

3

2

1

Cambridge

401

8

24

24

Middle Block Rd Co

ncessio

n R

d

Fountain St

Gu

elph

Ave

Beaverd

ale Rd

Langs Dr

Coronation Blvd

Pinebush Rd

Hesp

eler Rd

Franklin

Blvd

Avenue Rd

Clyde Rd

Blenheim Rd

Myers RdSt. A

ndre

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Main St

Elgin

wes

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lle, C

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* Due to scale restrictions locators are approximate. Please see builder’s

ads for exact locations.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

76

076-West Oakville Map.indd 92 2016-03-02 4:59 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo


Map

Finder

wes

t re

gio

n: O

akvi

lle, C

amb

rid

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5 DUNPAR HOMES Trafalgar Ridge 905-464-0754 • from $750,000 43 6D

1 MATTAMY HOMES The Preserve mattamyhomes.com • • 4E

2 STARLANE HOME CORPORATION Woodland Trails liveonoakville.ca • from $590,000 5D

2 ROSEHAVEN HOMES Woodland Trails liveonoakville.ca • from $590,000 5D

3 MARKAY HOMES Bronte Park Town Manors 416-746-1234 • from $590,000 3H

4 GREAT GULF Trafalgar Landing 905-844-1605 • from $200,000 5C

6 BRANTHAVEN HOMES Oakvillage oakvillage.ca • from $410,000 5C

6 MINTO Oakvillage oakvillage.ca • from $410,000 5C

6 EMSHIH DEVELOPMENTS INC Oakvillage 905-639-9006 • from $410,000 5C

15 MENKES Millstone On The Park 905-825-3619 • from $420,000 3G

SEARCH ONLINEypnexthome.ca

77

077-West Oakville_index.indd 67 2016-03-02 5:04 PM

1

2 3

4 5

6 7

8 9

10

11

12

13

14

15

16

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18

19

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20 Sideline

16 Sideline

Central St Brock Rd

16 Sideline

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30 Sideline

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24 Sideline

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5 C

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16 Sideline

Brock Rd

Greenwood Rd

Church St N

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Lakeridge Rd

Salem Rd

Audley Rd

Westney Rd N

Coronation R

Country Lane

Salem Rd Tau

nto

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Rosebank Rd

Altona Rd

Whites Rd

4 C

on

cess

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4 C

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Altona Rd

3 C

on

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ion

Fairport Rd

Dixie Rd

Liverpool Rd

Major Oaks R

Valley Farm

Brock RdRo

ssla

nd

Rd

Riverside Dr Notion Rd

Brock Rd

Squires Beach Rd

Sandy Beach

Mo

ntg

om

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Appleview Rd

Stro

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Whites Rd

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Harwood Ave

Wes

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Del

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Audley Rd

Ajax-Whitby

Tau

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McQuay BvRo

ssla

nd

Rd

Garden St

Baldwin St S

Thornton Rd

Thickson Rd

Co

nlin

Rd

Stevenson Rd

Tau

nto

n R

d W

Co

nlin

Rd

Ritson Rd N

Townline Rd.

Mary St N

Bea

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Central Park

Grandeview S

Ad

elai

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Ave

Kin

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Harmony Rd S

Grandeview S

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St

Park Rd S

Ad

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Kin

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Kendalwood R

Gib

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Man

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Anderson St

Garden St

Hopkins St

Phill

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Stevenson Rd

Park Rd S

Blo

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St

Simcoe St S

Wilson Rd S

Brock St S

Wen

two

rth

St

Blair St

Thornton Rd

Henry StBrock St N

Blair StCedarbrook T

Baldwin St NDuffs Rd

12

Garrard Rd

Harmony Rd N

Wilson Rd N

Stevenson Rd

Garrard Rd

Grandeview S

8 C

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Ro

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/Win

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7

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Shoal Point Rd

Pickering Beach Rd

Church St S

Kin

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Shep

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Ritson Rd S

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Simcoe St N

Cochrane St

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78

078-East_Ajax.Map.indd 78 2016-03-02 5:05 PM

Site

#

Detac

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Sem

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2 ARISTA HOMES Whitby Meadows aristahomes.com • • 5 9F

2 FIELDGATE HOMES Whitby Meadows fieldgatehomes.com • • 25 9F

14 HEATHWOOD HOMES Country Lane in Whitby CountryLaneWhitby.com • • • 23 9G

14 ANDRIN LTD. Country Lane in Whitby CountryLaneWhitby.com • • • 23 9G

1 TRIBUTE COMMUNITIES Charing Cross 905-571-1011 • from $390,000 14E

3 GREAT GULF Stonecrest greatgulf.com • • from $298,000 14G

4 MENKES Somerset 905-428-0500 • from $690,000 7G

5 TRIBUTE COMMUNITIES The Village of Brooklin West 905-425-0539 • from $400,000 11D

6 EMERY HOMES Town Central 1-877-953-6379 • from $350,000 4J

7 HIGHMARK HOMES Triumph whitbytriumph.ca • from $390,000 10G

8 LAKEVIEW HOMES The Forest of Lyndebrook 416-746-1234 • from $490,000 10F

9 STAFFORD HOMES Elements Townhomes elementsajax.com from $390,000 7H

10 FERNBROOK HOMES Altona Woods fernbrookhomes.com • from $450,000 1I

11 MATTAMY HOMES Seaton mattamyhomes.com • • from $350,000 5G

12 AVERTON HOMES Main Street Seaton averton.ca from $280,000 4F

13 LIFETIME HOMES Folkstone 1-877-365-9555 • • from $335,000 10G

15 KANTIUM DEVELOPMENT & CONSTRUCTION Trafalgar Green 905-493-8820 • from $320,000 11I

16 TRIBUTE COMMUNITIES U.C. Towns 905-571-0222 • from $350,000 13F

21 GREAT GULF Grandview Oshawa 1-888-579-7235 • from $334,000 14F

31 PRESTON HOMES Prestonvale Heights 905-432-2800 • • from $350,000 15J

34 TRIBUTE COMMUNITIES The Neighbourhoods of Park Ridge 905-723-2344 • from $339,000 15G

34 DELPARK HOMES The Brook thebrookhomes.com • from $400,000 15G

45 SUNDIAL HOMES LIMITED Mulberry Meadows 905-427-8255 • from $500,000 6J

47 SENATOR HOMES Harbourside Condominiums 905-493-3823 • • from $270,000 9J

48 SENATOR HOMES Whitby by the Lake senatorhomes.com • • from $250,000 10J

54 BAYCLIFFE HOMES The Gates of Whitby 905-668-9828 • • from $250,000 9G

60 GREYCREST HOMES the fields of conlin 905-725-4539 • from $310,000 15G

67 MIDHAVEN HOMES Breeze 1-877-773-6888 • • from $300,000 15F

68 STORYBOOK HOMES Brookstone Estates 905-438-9516 • from $1050,000 11C

90 LEBOVIC HOMES Old Taunton in Pickering 905-428-3434 • • • 5H

91 SUNDANCE HOMES The Towns of Nichol Green Phase 2 905-441-3312 • from $350,000 11J

Map

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east

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79

079-East_Ajax.index_index.indd 115 2016-03-02 5:10 PM

1

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80

080-FurtherEast_Uxb_Map.indd 80 2016-03-02 5:12 PM

Site

#

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hed

Sem

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Condo

Builder Site Tel. Price RangePage No.

Map

Finder

1 MASON HOMES Port Hope Lakeside Village 905-885-6565 • from $229,000 15J

2 FAR SIGHT HOMES King’s Bay Golf & Country Club Estates 905-642-8383 • from $460,000 16B

3 FAR SIGHT HOMES The Estates at Sunset Ridge 905-642-9015 • from $930,000 2E

4 PARKVIEW HOMES Jackson Creek Meadows 705-748-4663 • 2I

4 PARKVIEW HOMES Jackson Creek Meadows Townhomes 705-748-4663 • 2I

5 AVERTON HOMES Beacon Hill Bowmanville averton.ca • from $450,000 13B

7 BROOKFIELD RESIDENTIAL Foxtrail foxtraillife.ca • from $470,000 5C

8 KAITLIN GROUP LTD. Port of Newcastle 1-800-305-6849 • • • from $260,000 14E

8 KYLEMORE COMMUNITIES Port of Newcastle 905-987-5146 • from $479,000 14E

8 STORYBOOK HOMES Bond Head Estates 905-438-9516 • from $850,000 14E

9 PARKVIEW HOMES Harmony Condominiums 705-748-4663 • from $189,000 2I

14 RICE DEVELOPMENTS Willmot Creek On The Lake 905-697-5806 • from $225,000 11D

18 B.G. SCHICKEDANZ Lake Scugog Estates 1-888-894-9888 • from $330,000 18B

20 GERANIUM HOMES Verandas Port Hope 905-885-0555 • from $327,000 10I

26 KAITLIN GROUP LTD. Aspen Heights 905-697-0513 • from $165,000 10C

26 KAITLIN GROUP LTD. Condominiums at Clarington Centre 905-697-4513 • from $210,000 10C

26 KAITLIN GROUP LTD. Country Classics 1-866-514-3573 • • from $300,000 10C

30 EMPIRE COMMUNITIES Estates of Wyndance 905-649-8197 • from $900,000 3E

34 CARRINGTON HOMES Woodlands of Upper Courtice 905-787-0963 • from $260,000 9I

35 MASON HOMES Parklands 1-866-443-7900 • from $269,000 3H

39 H&R DEVELOPMENTS Gracefields hr-newhomes.com • from $322,000 4C

39 THORNRIDGE HOMES Gracefields 1-877-361-4226 • from $320,000 4C

39 LINDVEST Gracefields 1-877-361-4226 • from $320,000 4C

45 HIGHCASTLE HOMES Northglen northglen.ca • • from $221,000 11B

45 DELPARK HOMES Northglen 905-419-7222 • • • from $221,000 11B

45 ESQUIRE HOMES Northglen northglen.ca from $245,000 11B

48 JEFFERY HOMES BrookHill 905-697-0765 • • • from $300,000 10B

72 VANDYK COMMUNITIES West Park Village vandykcommunities.com • • • from $210,000 3I

east

reg

ion

: U

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81

081-FurtherEast_index.indd 105 2016-03-02 5:16 PM


Hot Properties

LATEST LISTINGS Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

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Housing type: Modern freehold townhomes

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new releases

TRAFALGAR GREEN By: Kantium Development

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TRUST COMPANIES

ATB Financial 2.6 4 2.94 2.64 2.69 2.74 2.99 4.00op 4.00op 4.00op Alterna Svgs/Alterna Bk 2.7 4 2.85 2.79 2.59 2.74 2.88 6.30op 6.30op Bank of Montreal 2.7 4 2.89 2.99 3.39 3.89 2.89 6.75op 6.75op Bank of Nova Scotia 2.9 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74 6.45op 6.30op CFF Bank 2.69 2.24 2.39 2.59 2.74CIBC 2.7 2.84 2.79 2.59 2.79 4.79 6.95op 6.35op ICICI Bank Canada 2.75 3.15 3.65 3.64 3.69 3.69Manulife Bank 2.4 4.45 3 2.94 2.84 2.79 2.89 3.20op National Bank n/a 4.4 3.14 3.04 3.39 2.79 2.99 6.70op 6.70op President’s Choice Financial 2.7 2.79 3.34 3.99 4.44Royal Bank 2.6 3.14 2.39 2.64 4.39 2.99 6.75op 6.75op TD Canada Trust 2.6 2.99 2.84 2.49 3.89 2.84 6.30op Tangerine 2.7 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.39 4.64Concentra Financial n/a 5 2.89 2.59 3.39 3.89 4.64 6.70op 6.30op Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35 6.30op 6.30op Home Trust Company 2.35 3.95 2.69 2.24 2.39 2.59 2.74Investors Group Trust n/a 4.2 3.14 3.09 3.39 3.89 2.84 6.50op 6.30op MTCC 2.9 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op

Comtech Credit Union 2.45 6.2 2.84 2.89 2.95 2.99 2.89 6.40op 6.30op First National Fin. LP 3.1 2.29 2.24 2.49 2.64 2.69IC Savings 2.7 4.25 2.89 2.79 2.89 2.95 2.89 6.50op 6.50op London Life n/a 4.2 3.14 3.09 3.39 3.89 4.74 6.50op 6.30op Luminus Financial 3.25 3.25 3.2 3.65 4 4.5 6.25op Meridian Credit Union 2.4 4 2.84 2.79 3.39 3.89 2.59 6.30op Parama Credit Union 2.65 2.8 2.85 2.95 3.05 3.15 2.95op Steinbach Credit Union 2.25 2.45 2.55 2.55 2.65 2.65

ONLINE CALCULATORypnexthome.ca/mortgage-calculator

Homebuyers’ Help

COUNTRY LANE By: Andrin Homes & Heathwood Homes

City: Whitby

Housing type: Master-planned community

of 36- and 45-ft. detached homes

countrylanewhitby.com

BOXGROVE VILLAGE By: Arista Homes

City: Markham

Housing type: Family sized freehold

townhomes and live/work towns

boxgrovevillage.com

ANCHOR WOODS By: Rosehaven Homes, Andrin Homes

& Regal Crest Homes

City: Holland Landing

Housing type: 45- and 38-ft. detached

and semi-detached homes

anchorwoods.ca

UPPER SUMMERSIDE By: Mattamy Homes

City: Scarborough

Housing type: New townhome designs in

established family-friendly neighbourhood

mattamyhomes.com

SEATON TAUNTON By: Mattamy Homes

City: Pickering

Housing type: Affordable townhomes

alongside greenspaces and other amenities

mattamyhomes.com

THE LOGGIAS IN RICHDALE By: Senator Homes

City: Richmond Hill

Housing type: Luxurious 40-, 50- and 60-ft.

detached homes on deep lots

senatorhomes.com

ST. JOHN’S FOREST By: Mattamy Homes

City: Aurora

Housing type: 45- and 50-ft. lots in a

wooded enclave

mattamyhomes.com

WHITBY CENTRAL By: Brookfield Residential

City: Whitby

Housing type: Single-detached homes

in an established family neighbourhod

brookfieldhomes.ca

THE BROOK By: Delpark Homes

City: Oshawa

Housing type: Single-family homes

on 30-, 36- and 40-ft. lots

thebrookhomes.com

NEW SEATON By: Brookfield Residential

City: Pickering

Housing type: Coming in 2016 –

register to be among the first to

learn about this new community

brookfieldhomes.ca

HERON PARK By: Mattamy Homes

City: Scarborough

Housing type: Townhomes and

semi-detached homes

mattamyhomes.com

9130 BATHURST By: Senator Homes

City: Richmond Hill

Housing type: Modern townhomes

senatorhomes.com

SPRING VALLEY JUNCTION By: Lindvest

City: Brampton

Housing type: 38- and 41-ft.

detached homes

lindvest.com

MEADOWGREEN By: Heathwood Homes

City: Brampton

Housing type: Townhomes, semis

and singles on Mississauga Road

heathwood.com

CREDIT RIVER GOLF ESTATES By: Bremont Homes

City: Brampton

Housing type: Estate homes on

Creditview Road from more

than $1 million

mybremont.ca

GREEN VALLEY ESTATES By: Bayview-Wellington Homes

City: Bradford


and singles

greenvalleyestates.com

THE ARBOURS By: CountryWide Homes

City: Aurora


countrywidehomes.ca

DREAMFIELDS By: CountryWide Homes

City: Bradford


and townhomes

countrywidehomes.ca

OAK PARK By: Ballantry Homes

City: Oakville

Housing type: Urban townhomes and

midrise condominiums

ballantryhomes.com

HAWTHORNE VILLAGE ON THE ESCARPMENT By: Mattamy Homes

City: Milton

Housing type: Exclusive townhomes

mattamyhomes.com

MOUNT PLEASANT By: Great Gulf

City: Brampton

Housing type: Full-depth lots with

unique standard features

greatgulf.com

UPTOWNS AT BAYVIEW By: Treasure Hill Homes

City: Richmond Hill

Housing type: Freehold townhomes

at Bayview and Hwy. 7

treasurehill.com

BuildersIf you would like to include your preview

registration, new release or site opening

in this feature, just email the details to

[email protected]


ARISTA HOMES’ BOXGROVE VILLAGE

LATEST LISTINGS Find your next home! Find more properties at ypnexthome.ca



Compare mortgage rates for your best dealCHARTERED BANKS variable 6 months 1 year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE

February 16, 2016. Prepared By Fiscal Agents Financial Information Services 905.844.7700

OTHER FINANCIAL INSTITUTIONS

TRUST COMPANIES

ATB Financial 2.6 4 2.94 2.64 2.69 2.74 2.99 4.00op 4.00op 4.00op Alterna Svgs/Alterna Bk 2.7 4 2.85 2.79 2.59 2.74 2.88 6.30op 6.30op Bank of Montreal 2.7 4 2.89 2.99 3.39 3.89 2.89 6.75op 6.75op Bank of Nova Scotia 2.9 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74 6.45op 6.30op CFF Bank 2.69 2.24 2.39 2.59 2.74CIBC 2.7 2.84 2.79 2.59 2.79 4.79 6.95op 6.35op ICICI Bank Canada 2.75 3.15 3.65 3.64 3.69 3.69Manulife Bank 2.4 4.45 3 2.94 2.84 2.79 2.89 3.20op National Bank n/a 4.4 3.14 3.04 3.39 2.79 2.99 6.70op 6.70op President’s Choice Financial 2.7 2.79 3.34 3.99 4.44Royal Bank 2.6 3.14 2.39 2.64 4.39 2.99 6.75op 6.75op TD Canada Trust 2.6 2.99 2.84 2.49 3.89 2.84 6.30op Tangerine 2.7 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.39 4.64Concentra Financial n/a 5 2.89 2.59 3.39 3.89 4.64 6.70op 6.30op Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35 6.30op 6.30op Home Trust Company 2.35 3.95 2.69 2.24 2.39 2.59 2.74Investors Group Trust n/a 4.2 3.14 3.09 3.39 3.89 2.84 6.50op 6.30op MTCC 2.9 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op

Comtech Credit Union 2.45 6.2 2.84 2.89 2.95 2.99 2.89 6.40op 6.30op First National Fin. LP 3.1 2.29 2.24 2.49 2.64 2.69IC Savings 2.7 4.25 2.89 2.79 2.89 2.95 2.89 6.50op 6.50op London Life n/a 4.2 3.14 3.09 3.39 3.89 4.74 6.50op 6.30op Luminus Financial 3.25 3.25 3.2 3.65 4 4.5 6.25op Meridian Credit Union 2.4 4 2.84 2.79 3.39 3.89 2.59 6.30op Parama Credit Union 2.65 2.8 2.85 2.95 3.05 3.15 2.95op Steinbach Credit Union 2.25 2.45 2.55 2.55 2.65 2.65

ONLINE CALCULATORypnexthome.ca/mortgage-calculator

Homebuyers’ Help

COUNTRY LANE By: Andrin Homes & Heathwood Homes

City: Whitby

Housing type: Master-planned community

of 36- and 45-ft. detached homes

countrylanewhitby.com

BOXGROVE VILLAGE By: Arista Homes

City: Markham

Housing type: Family sized freehold

townhomes and live/work towns

boxgrovevillage.com

ANCHOR WOODS By: Rosehaven Homes, Andrin Homes

& Regal Crest Homes

City: Holland Landing

Housing type: 45- and 38-ft. detached

and semi-detached homes

anchorwoods.ca

UPPER SUMMERSIDE By: Mattamy Homes

City: Scarborough

Housing type: New townhome designs in

established family-friendly neighbourhood

mattamyhomes.com

SEATON TAUNTON By: Mattamy Homes

City: Pickering

Housing type: Affordable townhomes

alongside greenspaces and other amenities

mattamyhomes.com

THE LOGGIAS IN RICHDALE By: Senator Homes

City: Richmond Hill

Housing type: Luxurious 40-, 50- and 60-ft.

detached homes on deep lots

senatorhomes.com

ST. JOHN’S FOREST By: Mattamy Homes

City: Aurora

Housing type: 45- and 50-ft. lots in a

wooded enclave

mattamyhomes.com

WHITBY CENTRAL By: Brookfield Residential

City: Whitby


in an established family neighbourhod

brookfieldhomes.ca

THE BROOK By: Delpark Homes

City: Oshawa

Housing type: Single-family homes

on 30-, 36- and 40-ft. lots

thebrookhomes.com

NEW SEATON By: Brookfield Residential

City: Pickering

Housing type: Coming in 2016 –

register to be among the first to

learn about this new community

brookfieldhomes.ca

HERON PARK By: Mattamy Homes

City: Scarborough

Housing type: Townhomes and

semi-detached homes

mattamyhomes.com

9130 BATHURST By: Senator Homes

City: Richmond Hill

Housing type: Modern townhomes

senatorhomes.com

SPRING VALLEY JUNCTION By: Lindvest

City: Brampton

Housing type: 38- and 41-ft.

detached homes

lindvest.com

MEADOWGREEN By: Heathwood Homes

City: Brampton


and singles on Mississauga Road

heathwood.com

CREDIT RIVER GOLF ESTATES By: Bremont Homes

City: Brampton

Housing type: Estate homes on

Creditview Road from more

than $1 million

mybremont.ca

GREEN VALLEY ESTATES By: Bayview-Wellington Homes

City: Bradford


and singles

greenvalleyestates.com

THE ARBOURS By: CountryWide Homes

City: Aurora


countrywidehomes.ca

DREAMFIELDS By: CountryWide Homes

City: Bradford


and townhomes

countrywidehomes.ca

OAK PARK By: Ballantry Homes

City: Oakville

Housing type: Urban townhomes and

midrise condominiums

ballantryhomes.com

HAWTHORNE VILLAGE ON THE ESCARPMENT By: Mattamy Homes

City: Milton

Housing type: Exclusive townhomes

mattamyhomes.com

MOUNT PLEASANT By: Great Gulf

City: Brampton

Housing type: Full-depth lots with

unique standard features

greatgulf.com

UPTOWNS AT BAYVIEW By: Treasure Hill Homes

City: Richmond Hill

Housing type: Freehold townhomes

at Bayview and Hwy. 7

treasurehill.com

BuildersIf you would like to include your preview

registration, new release or site opening

in this feature, just email the details to

[email protected]


ARISTA HOMES’ BOXGROVE VILLAGE

LATEST LISTINGS Find your next home! Find more properties at ypnexthome.ca


ANDRIN HOMES - Hillsborough Holland Landing 33

ANDRIN LTD. - Country Lane in Whitby 23

ARISTA HOMES - Aurora Trails 5

ARISTA HOMES - Boxgrove Village Markham 5

ARISTA HOMES - IMPRESSIONS 5 & 39

ARISTA HOMES - Vaughan Valley Estates 5

ARISTA HOMES - Whitby Meadows 5

ASPEN RIDGE HOMES - Chelsea Maple Station IFC

ASPEN RIDGE HOMES - Corporate IFC & 1

ASPEN RIDGE HOMES - King Country Estates IFC

ASPEN RIDGE HOMES - Mayfield Village IFC

ASPEN RIDGE HOMES - Queensville 55

ASPEN RIDGE HOMES - Upper West Side IFC

AVERTON HOMES - Corporate 21

BALLYMORE HOMES - Mill Street Village 53

BRIARWOOD HOMES - Mill Street Village 53

BROOKFIELD RESIDENTIAL - Corporate 53

COM FREE - Promo 40

COUNTRY WIDE HOMES - Queensville 55

DUNPAR HOMES - Trafalgar Ridge 43

FAMILY OF MAGAZINES - Promo 83

FIELDGATE HOMES - BlueSky Stouffville 25

FIELDGATE HOMES - City Towns Valley Lands in Brampton Insert & 25

FIELDGATE HOMES - IMPRESSIONS Insert, 25 & 39

FIELDGATE HOMES - Valley Lands Insert & 25

FIELDGATE HOMES - Whitby Meadows 25

FOREST HILL HOMES - Cornell Rouge 15

GERANIUM HOMES - Trails at Cardinal Point 37

GOLD PARK HOMES - Encore Brampton 41

GOLD PARK HOMES - Kleinburg Glen 51

GREAT GULF - Arbor Peaks 19

HEATHWOOD HOMES - Country Lane in Whitby 23

ADVERTISERINDEX

86-87-Advertiser Index.indd 101 2016-03-02 6:16 PM

HI RISE (WEST) INC. - Spice Urban Towns on Danforth Rd 59

IDEAL DEVELOPMENTS - Meadowvale Lane 45

IDEAL DEVELOPMENTS - Modern Manors 45

IDEAL DEVELOPMENTS - Pinnacle on the 14th Avenue 45

IDEAL DEVELOPMENTS - Richmond Towns 45

LAKEVIEW HOMES - Queensville 55

LUXURY LIVING MAGAZINE - Promo 16

MADISON HOMES - Briar Hill 11

MADISON HOMES - Cornell Rouge 15

MANCINI HOMES - West Ridge Place Orillia 56

MATTAMY HOMES - Model Home of the Month 48

MATTAMY HOMES - Mount Pleasant North BC

MATTAMY HOMES - The Village of Southfields 8-9

MENKES - Dwell City Town 7

MENKES - Hometown Sharon Village 7

MENKES - The Enclaves of Upper Canada 7

MIKEY - Promo 22

MONTEVELLO DEVELOPMENTS - Heritage Towns On The Trail 57

PARADISE HOMES - IMPRESSIONS 39

PRIMONT HOMES - JadeGarden at Cornell 12

PRIMONT HOMES - Newtowns at Mount Pleasant 12

PRIMONT HOMES - Renaissance Townes 13

PRIMONT HOMES - Seasons in Caledon 12-13

PRIMONT HOMES - Uptowns on Bayview 12

ROSEHAVEN HOMES - Corporate 17

SCHWARZ LAW LLP - Barristers & Solicitors 47

TREASURE HILL HOMES - Acacia Estates 29

TREASURE HILL HOMES - Aurora Views on Wellington 29

TREASURE HILL HOMES - Tiara Estate Collection 29

TREASURE HILL HOMES - Victory Heights 29

TRIBUTE COMMUNITIES - Gates of Nobleton 35

WHAT’S ONLINE - Promo 88

YP NEXT HOME - Promo IBC

86-87-Advertiser Index.indd 103 2016-03-02 6:16 PM

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MATGTA - Mount Pleasant North - GTA New Homes & Condos - Back Cover - Magazine Due: 24/02/2016

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