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FORTIFIED Agent Training

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Webinar Agenda

  Review of NC mitigation credit program   Who is IBHS and what do we do?   What are the FORTIFIED building

programs?   FORTIFIED for Safer Living®   FORTIFIED for Existing Homes™

  Review   Questions

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North Carolina Mitigation Credits

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Hardening the North Carolina Building Stock An

nual

Pro

babi

lity

of E

xcee

danc

e

Loss amount in $Billions (single family homes only)

Baseline: Current Building Stock What if: Year built Pre-1974 What if: Year built = 2008 What if: Rebuilt to IBHS Fortified Home Standard

0.0%

1.0%

2.0%

3.0%

4.0%

5.0%

6.0%

7.0%

0 2 4 6 8 10 12 14

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Key North Carolina Risk Metrics - Percent reduction in State Wide Loss

(Single family homes only)

Scenario Average Annual Loss

10 yr loss 100 yr loss 1,000 yr loss

Current Bldg Stock - - - -

What if: Pre-1974 30.7% 37.3% 25.4% 19.3%

What if: 2008 -46.9% -53.7% -42.6% -31.3%

What if: Fortified Home -74.1% -78.6% -71.5% -64.6%

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•  Analysis of Wood or Masonry Residential Construction in High Hazard areas in Florida.

•  Relativities for other locations and configurations may be different than those shown here.

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Design FORTIFIED

Plan Review FORTIFIED Inspection FORTIFIED

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Hurricane and Flood

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Bronze: Improve the anchorage of gable end outlookers

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All Bronze Hurricane requirements (Option 1 or 2) completed, plus address:

•  Glazed opening protection. •  Entry doors and garage door protection •  Strengthen gable end walls over 4 feet •  Improve anchorage of attached structures

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Silver Garage doors pressure-rated or protected by

impact-rated screen/shutter

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•  Goal: Minimal damage and loss in Category 3 storm

•  Basic requirements –

•  Limit damage to roof and related water intrusion (Bronze)

•  Protect all openings, improve anchorage of attached structures (Silver)

•  Strengthen large gable end walls (Silver)

•  Improve structural connections throughout structure (Gold)

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