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Active RainFor consumer direct results!
What is Active Rain
• ActiveRain is the best real estate blog on the market because it was designed specifically to suit the needs of the real estate industry. This is your one-stop-shop if you are interested in blogging for business within the real estate industry or to consumers seeking real estate knowledge. Our blogs include built-in lead capture systems, social sharing tools, SEO structured content, and the ability to post your blog on a website with extremely high domain authority.
What is Active Rain• Because of the activity level and size of the community Active Rain
provides fast results in SEO ranking• RainMaker account is required to make your “posts” public
How we use it• Create SEO friendly mortgage related blog posts• Use “long tail” keyword terms• Use local SEO to tap into areas outside your normal market
How we use it
• Write articles about what you know• Pretend a borrower asked you a question about a specific product• Be descriptive to make sure you have plenty of content• You only need three or four basic articles
The Result
• Organic SEO for our search terms• Only 30% of searches are for generic key words
home loan mortgage real estate• 70% are a variety of specific questions users are asking Google
how to get a home loan in Dallas Desoto Texas mortgage rates buying real estate in Arlington….etc
The Result
A Special Government Home Renovation Loan Program with Renovation FHA 203K Loans in Fort Worth Texas. Many are not aware of a special government loan program that is actually a part of FHA (Federal Housing Administration- a department within HUD). Existing home owners or potential home buyers can remodel and update their homes without having a higher cost second lien because of this FHA loan program. "Luxury items" like a hot tub and a swimming pool are not allowed by this FHA loan program. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms. One of the biggest advantages to this government loan program is you have all of your acquisition or refinance loan with your improvement loan in one low interest rate, government guaranteed loan instead of two loans- including a first and a second lien loan (which is always at a higher interest rate). The Federal Housing Administration callas this FHA Loan program a 203K loan. Visit the FHA website for more information: http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/203k/203kabou In order to do this loan program, lenders must be approved by HUD. It is important that you go with a lender that offers in house underwriting and expertise instead of a mortgage broker due to the intricacies of the loan program and to avoid long delays that brokered loans in this niche create. There are two types of loan programs within the Renovation FHA 203K Loan in Fort Worth Texas. A streamline 203K loan is the first. 203K streamline loans tend to have lower dollar amounts and you can not make any improvements on structure. Other than basic cosmetics and various other items. that are allowed on a streamline 203K Rehab Loan. The second type of 203K loan is called a Full 203K loan. The ability for the home owner to renovate or rehab their property include improvements to structure such as foundation work or adding another room are offered by full 203K loans. When looking for your dream home you can envision a remodeled kitchen and bathrooms, new carpeting, lighting and paint with this Full 203K loan which may allow you much more flexibility in your home purchase or to remodel your existing home. For more information on renovation or rehabilitation of your home using a Renovation FHA 203K Loan in Fort Worth Texas or the surrounding area please contact Joy Bates , Senior Mortgage Banker at 817-860-3232 or 1-888-860-3232 or log on to http://fortworhhomemortgageloan.com and request more information. Joy does loans all over the state of Texas.
The Result
The benefits of a preapproval for Grapevine Texas Home Loans A lot of consumers are not educated enough on how they should go about buying a home. This can be extremely stressful or enjoyable depending on how you choose to go about the home buying process for homes in Grapevine TX and surrounding areas. It is essential that you take the proper steps to keep your self educated on the initial investment, the buying power, and to take some time to think about your lifestyle choices. Each of these will be discussed in this article. Education There are many steps to buying a home in Grapevine, TX, this is one and it begins with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choose a mortgage banker that offers no cost preapprovals and homebuyer counseling. During the course of this process, you will provide two years of tax returns, one month's full paystubs from recent job, and two months of all your liquid assets accounting statements that include-checking, savings, stocks, 401K' and IRA's so that you can authorize your mortgage lender to pull your credit report. It is important to note you will need to provide all pages of the bank statements, and will need to explain (source- as in prove up where money for deposits came from that went into your liquid asset accounts). Your mortgage banker needs to analyze the date to establish: 1. How much home you can afford. 2. What type of initial investment and loan structure that is best for you and 3. What house payment you qualify for and how much you can afford to pay each month. Initial Investment Numerous types of loan programs are available in the mortgage industry that range from Conventional loans with 5% down payment options to FHA loans with a 3.5% down payment as well as 100% financing on VA and USDA loans. Depending on the way your pre-approval and loan is structured, you should have your mortgage banker estimate the remaining initial investment, calculate your taxes and insurance on your new home payment, look at your closing costs and determine whether or not there are lender or seller contributions. This is just one reason why you should consult with an experienced mortgage professional who can help you decide the best loan program for you and your unique needs. You will know what price range you should start looking in with comfort after you get pre-approved and you have your mortgage counseling session. Also, you will have a "head start" on your Grapevine Texas Home Loans and the surrounding areas that gives you the ability to have the "buying power of a cash buyer". After you submit your offer, have your mortgage banker send a pre-approval letter that matches your offer to let the seller know that you are cleared to be pre-approved for inspections, for title work to come back clean, and to get an appraisal. You will also have much less stress- as you will not be wondering if you can qualify or if something shows up on your credit report that may cause a delay or for you to be turned down. Lifestyle Choices It is important for you to not underestimate the budget of your entire house payment and all other monthly obligations. You have numerous options. For those whose income is projected to increase (like a younger professional getting started in their career), you may elect to buy at the upper end of your qualifying range in terms of house purchase knowing more discretionary income is on the way. If you are on a flatter income, you want to choose what level of discretionary income you want to reserve for new cars, for you to travel, for you to eat out, and for money to furnish and update your home. It is essential to consider what the final purchase that are you comfortable with to enhance your lifestyle after purchasing your new home. Our team is standing by to assist you with all of the above. Just go to http://legacyfinancial.com or call Joy Bates with the Legacy Group of LeaderOne Financial at 817-860-3232. You may also send Joy an email: [email protected].
The Result
VA Mortgage Loans Southlake Texas and 100% Southlake TX VA Loans - the best loan program in Texas! VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans. Here are some of the highlights of this incredible program: - Zero Down Payment, 100% financing. - Monthly mortgage insurance is not tacked on to your payment. - Easier credit qualifying compared to other types of mortgage loans. - VA Mortgage Rates are low compared to other types of home loans. How do you know if you qualify for VA Mortgage Loans Southlake Texas? The first step is to verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. You can work with an approved Texas VA mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. If discharged, you will need your DD214. Next, you must get pre-approved with an experienced VA lender. It is critical that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other loan programs. Get pre-approved here: http://legacyfinancial.com/ The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements. Although there is no down payment required for VA Mortgage loans, it's important not to forget that there are VA closing costs involved in every transaction. Your lender should prepare you for this, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for this, and your lender can help you with these options. You can find out more about your VA Home Loan benefits by visiting the Texas Regional VA Location Office Website or in person: http://www2.va.gov/directory/guide/state.asp?STATE=TX It is very important that you work with a local lender who understands the unique aspects of VA Mortgage Loans. Our specialty for over 23 years have been VA Mortgage Loans Southlake Texas and 100% VA Mortgage Loans and would be happy to answer any questions you may have. It doesn't cost a penny to call! Call Joy Bates at 817-860-3232, email Joy: [email protected], or visit our website athttp://southlakehomemortgageloan.com.
Why we do it
• Produces 3 to 5 calls every week• Allows easy marketing outside the normal market area• These become pre-approved leads • The real power is you now have a buyer to refer to your target
Real Estate agent.
Questions?
• Need more info on SEO? Go to the Daily Mastermind Archive and check out the “SEO Knowledge” or “YouTube SEO for Google results” Both will give you a great insight on how to structure your content. www.facebook.com/MortgageMastermindGroup
