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T6 Session 4/16/2015 1:00 PM " Wearables and Contactless Technologyfor Payment Processing and Much More" Presented by: Shadi Saifan FIS Mobile Brought to you by: 340 Corporate Way, Suite 300, Orange Park, FL 32073 8882688770 9042780524 [email protected] www.sqe.com

Wearables and Contactless Technology—for Payment Processing and Much More

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Page 1: Wearables and Contactless Technology—for Payment Processing and Much More

 

T6 Session  4/16/2015  1:00  PM  

     

" Wearables and Contactless

Technology—for Payment

Processing and Much More"  

Presented by:

Shadi Saifan

FIS Mobile          

 Brought  to  you  by:  

 

   

340  Corporate  Way,  Suite  300,  Orange  Park,  FL  32073  888-­‐268-­‐8770  ·∙  904-­‐278-­‐0524  ·∙  [email protected]  ·∙  www.sqe.com

Page 2: Wearables and Contactless Technology—for Payment Processing and Much More

Shadi Saifan

FIS Mobile Director of engineering at FIS Mobile, Shadi Saifan is leading solution strategy and solution engineering and QA for all FIS Mobile client initiatives. Shadi is a professional technology leader with fifteen years of experience in delivering distributed, mobile, and enterprise solutions—with a focus on architecture, design, and development. With extensive knowledge in mobile technologies and platforms, he has worked with a large number of clients, cross-functional teams, and a network of service providers to implement highly scalable distributed projects for the mobile channel. Shadi previously worked for Deloitte Consulting, IBM Global Services, and Hewlett-Packard in various design and technical roles.  

Page 3: Wearables and Contactless Technology—for Payment Processing and Much More

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Next Generation Mobile WEARABLES AND CONTACTLESS TECHNOLOGY

David Meyer Director of Product Development, FIS Mobile

AGENDA: INNOVATION

•  Google Glass

•  Beacon

•  Apple Watch

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Google Glass

So easy, even a…

 

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Glass Interaction Design Paradigms  

Layout: Card-Based Timeline

Navigation and Action: Voice Recognition

Navigation Gestures: Tap and Swipe

Category A Category B Category C

B. Sub-Menu -1 B. Sub-Menu 0 Application 1

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Navigation Gestures: Voice Recognition

“OK Glass, {action} {input}” “OK Glass, show me my accounts.”

Dismiss Timeline

Past Future

Tap: Drill Down

Same as Tap

Navigation Gestures: Tap and Swipe

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Application A Application B Application C

B. Sub-Menu -1 B. Sub-Menu 0 Application 1

“OK Glass, {action} {input}” (tap) Drill Down

Present (swipe forward) Future (swipe back) Past

Account 1 Account 3

(tap) Drill Down

Present (swipe forward) Future (swipe back) Past

“OK Glass, show me my accounts.”

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Google discontinued Google Glass Explorer Program

on January 19, 2015…

with promises that the glass future is coming.

Beacons

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Three Questions  

1. What are beacons?

2. How do they work?

3. Why do they matter?

What are beacons?  

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Proximity Advertising Indoor Mapping

Point of Interest and Museums Home Automation

What about GPS??  

Longer mobile battery life

Allows indoor micro-location

Increased precision

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Apple is in the driver’s seat:

•  All devices 4s and newer

•  Third generation iPad and newer

•  >200MM devices?  

Android is lagging:

•  Requires JellyBean 4.3 or newer ≈13% (receiver only)?  

Beacons!≈ = iBeacon  

iBeacon:

Apple Trademark and part of the MFI Program

•  Beacons and iBeacon use Bluetooth Low Energy (BLE)

- Aka Bluetooth Smart  

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HOW DO BEACONS WORK?

(1) Bluetooth-LE {rssi, time-interval,

battery, temp}

(2) Trigger

Offline Interaction

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Load Campaign

Bluetooth-LE {rssi, time-interval,

battery, temp}

Trigger

“Cloud” CMS/ Interaction Service Pre-load App With: *Content *Interaction Instructions

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rssi

time interval

arrival

sighting

exit

used to determine distance or proximity

used to determine dwell time

triggered first time a mobile device sights beacon

triggered for all subsequent beacon interactions

triggered when beacon is no longer sighted

Registration: beacon owner registers the beacon in order to manage and configure the device

Discoverability: developer/beacon owner can make beacon public or private

The beacon owner determines beacon discoverability and managed application access

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Apple Watch

Watch Kit

Watch Kit Extension

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Innovation in Progress: Available in April?  

Relevant Financial Functions

Security

Non-repudiation

Other Contactless Payment  

Payment FOB: Magnetic Strip Transmission

QR Code

BLE