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Youth-at-risk now at college are FICO score deficient
P2P lending
Co-sign loans
Financial literacy that is preachy
CARD Act semi-backfired
Need $100 to prime the pump
$100 line +
CARD ACT compliant
No other financial commitment
College students are helpingcollege students
(but only at rich schools)
These undergrads are under“Deep UndergroundCredit Knowledge”
orDuck9
17-year foundation in credit card analysis industry
Provides decision-making for credit card banks that sell credit cards to college students
Evaluated over 30 million college students in 1,200+ schools
Provides deep underground credit knowledge
Sends text reminders to college students to hack credit score (using a 5-digit short code service)
Sends reminders to manipulate FICO score to 750
Don’t
forget
Connects with the real world
Holds contests, roping contestants into doing something educational
Hones unit economics
7 5 5
???
Come tothe Westin
andRSVP
atDuck9.com/TED
11-11-2011,is Larry Chiang Day:11-11-11 11:11 PMis good for credit
because 1s aregood for credit
9s are badDuck the 9s = Duck9
