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Wonderful Opportunities available now at The Assurance Group Inc.
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ARE YOU READY TO GET STARTED?ARE YOU READY TO GET STARTED?
The Assurance Group
WANTS YOU ON OUR
MANAGEMENT TEAM!
The Assurance Group
WANTS YOU ON OUR
MANAGEMENT TEAM!
$411,939 $297,027 $294,026 $253,250 $251,580
$411,939 $297,027 $294,026 $253,250 $251,580
$231,378 $215,679 $188,805 $183,813 $182,169
$231,378 $215,679 $188,805 $183,813 $182,169
What Would the “Perfect Company”
Have to Offer?
Income OpportunitiesIncome Opportunities
Passive IncomePassive Income
Financial StrengthFinancial StrengthIntegrityIntegrity
Advancement OpportunitiesAdvancement Opportunities
IncentivesIncentives
TrainingTraining
Flexible MarketsFlexible Markets
Defining The Assurance Group Defining The Assurance Group
• Founded in 1988 by an ambitious young entrepreneur
• National Leader in the Senior Marketplace
• Licensed to operate in all 50 states
• Production totals of over $2 billion in carrier revenue
• Full Service ‘One Stop’ insurance shop with 7 market divisions to meet everyone’s insurance needs.
• Founded in 1988 by an ambitious young entrepreneur
• National Leader in the Senior Marketplace
• Licensed to operate in all 50 states
• Production totals of over $2 billion in carrier revenue
• Full Service ‘One Stop’ insurance shop with 7 market divisions to meet everyone’s insurance needs.
Market leader & innovatorMarket leader & innovator
Serving over 600,000 customers
Serving over 600,000 customers
Defining Liberty NationalDefining Liberty National
• A+ (Superior) from A.M. Best Company (as of 6/08).
• AA- “Very Strong” by Standard & Poor’s (as of 12/08).
• A1 by Moody’s (as of 1/09).
• AA “Very Strong” Insurer’s Financial Strength Rating from Fitch (as of 6/08).
• A+ (Superior) from A.M. Best Company (as of 6/08).
• AA- “Very Strong” by Standard & Poor’s (as of 12/08).
• A1 by Moody’s (as of 1/09).
• AA “Very Strong” Insurer’s Financial Strength Rating from Fitch (as of 6/08).
StabilityStability
Customers expect their insurance company to be there when they need them.
Customers expect their insurance company to be there when they need them.
2008 Liberty National Performance Record*
Total Policies In Force 4,154,825
Total Claim Transactions 180,568
Policies Issued 192,583
Customer Calls Serviced 469,283
Customer Calls Answered (within 20 Seconds) 90%
Turnaround Times (in Calendar Days):
Life Claims 10.43
Health Claims 8.33
All Policies Issued 6.5
* Based on Company statistics.
Defining Liberty NationalDefining Liberty NationalServiceService
Why Insurance Sales?Why Insurance Sales?
Why would insurance be one of the highest paid sales professions?
Most people would respond …
“Everybody needs it”
Actually, it’s not just because of need.
Why would insurance be one of the highest paid sales professions?
Most people would respond …
“Everybody needs it”
Actually, it’s not just because of need.
And it’s Not “Just” Insurance Sales...And it’s Not “Just” Insurance Sales...
The big difference – Passive Income!• Insurance agents are paid each WEEK for
referrals to our other divisions – In addition to regular weekly earnings!!!
• Over 46 Million people do not have Health Insurance…
• How many of those same people would like lower car insurance rates? Or homeowner’s insurance??
The big difference – Passive Income!• Insurance agents are paid each WEEK for
referrals to our other divisions – In addition to regular weekly earnings!!!
• Over 46 Million people do not have Health Insurance…
• How many of those same people would like lower car insurance rates? Or homeowner’s insurance??
Why Insurance Sales?Why Insurance Sales?
At The Assurance Group –
• Agents are trained in the field and classroom to help ensure ongoing success
• Earn weekly pay
• Passive Income
• Can earn thousands of dollars each month before other new sales ever occur
• Expansion / Opening New Markets Nationwide
At The Assurance Group –
• Agents are trained in the field and classroom to help ensure ongoing success
• Earn weekly pay
• Passive Income
• Can earn thousands of dollars each month before other new sales ever occur
• Expansion / Opening New Markets Nationwide
What is important to you?What is important to you?
OpportunityOpportunity
What is Important to You?What is Important to You?
• Strong Earning Potential
• Financial Stability of Company
• Broad Product Range/Flexible Markets
• Support/Training
• Earn According to Your Efforts
• Passive Income
• Advancement
• Incentives
• Strong Earning Potential
• Financial Stability of Company
• Broad Product Range/Flexible Markets
• Support/Training
• Earn According to Your Efforts
• Passive Income
• Advancement
• Incentives
TrainingTraining
Education Opportunities
• Live, individualized training - both field and classroom
• Internet Training and Testing, 24/7
• Home Office sponsored Training Seminars
• Audio-visual aids
• Management assistance and advice
• Web Portal Resource Center
Education Opportunities
• Live, individualized training - both field and classroom
• Internet Training and Testing, 24/7
• Home Office sponsored Training Seminars
• Audio-visual aids
• Management assistance and advice
• Web Portal Resource Center
IF $100,000 PER YEAR JOBS WERE EASY…..IF $100,000 PER YEAR JOBS WERE EASY…..
EVERYBODY WOULD HAVE ONE!
WORK THE BUSINESS MODEL!
EVERYBODY WOULD HAVE ONE!
WORK THE BUSINESS MODEL!
Whole LifeWhole Life
PAY EXAMPLE
• $38 Monthly Premium
• = $422 Annual Premium
• x 43% Commission
• x 40% Bonus – 4th Week
= $351.00 PAY!
PAY EXAMPLE
• $38 Monthly Premium
• = $422 Annual Premium
• x 43% Commission
• x 40% Bonus – 4th Week
= $351.00 PAY!Assuming $50,000 policy purchased on Bank Budget, Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
Assuming $50,000 policy purchased on Bank Budget, Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
The Business Model That Works!The Business Model That Works!
240 Contacts x 10% = 24 Appointments per Week
5 sales per week x $351 = $1,755
$1,755 x 52 weeks = $91,260
WILL YOU DO WHAT IT TAKES?
240 Contacts x 10% = 24 Appointments per Week
5 sales per week x $351 = $1,755
$1,755 x 52 weeks = $91,260
WILL YOU DO WHAT IT TAKES?
Assuming $50,000 policy purchased on Bank Budget, Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
Assuming $50,000 policy purchased on Bank Budget, Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
Income (Whole Life): 4 apps per weekIncome (Whole Life): 4 apps per week
Monthly Premium per
Sale
1st Year Income Net 4 apps per Week
Production Bonus
Total Income
$27.00 $40,560 $24,96010% / 20% / 30% / 40% $65,520
$50.00 $75,111 $46,22210% / 20% / 30% / 40% $121,333
$72.00 $108,160 $66,56010% / 20% / 30% / 40% $174,720
ARE YOU READY TO GET STARTED?ARE YOU READY TO GET STARTED?
THE ASSURANCE GROUP
WANTS YOU ON OUR
MANAGEMENT TEAM!
THE ASSURANCE GROUP
WANTS YOU ON OUR
MANAGEMENT TEAM!
YOU ARE HERE TO BECOME MANAGERS!!YOU ARE HERE TO BECOME MANAGERS!!
At The Assurance Group theAGENCY DIRECTOR
POSITION IS
“THE GROWTH POSITION”
At The Assurance Group theAGENCY DIRECTOR
POSITION IS
“THE GROWTH POSITION”
ASSUME A New AGENT SELLS FIVE $38 POLICIES IN ONE WEEK AND that the agent is at the 40% Bonus Level Weekly (4 weeks in)
ASSUME A New AGENT SELLS FIVE $38 POLICIES IN ONE WEEK AND that the agent is at the 40% Bonus Level Weekly (4 weeks in)
Assuming $50,000 policy purchased on Bank Budget, Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
AGENCY DIRECTOR PAY EXAMPLEAGENCY DIRECTOR PAY EXAMPLE
5 Sales x $38 = $190 divided by .09 (discount factor)
= $2,111 AP sold by that agent this week …
Commission PaymentOverride of 10% for AGENCY DIRECTOR (assuming Agent onboard 6 months or less)
$2,111 AP x 10% = $211.11FROM THAT ONE AGENT!!!
REMEMBER - The Agent was at the 40% Bonus Level … The Agent is paid 40% of the $2,111 or $844.40…
5 Sales x $38 = $190 divided by .09 (discount factor)
= $2,111 AP sold by that agent this week …
Commission PaymentOverride of 10% for AGENCY DIRECTOR (assuming Agent onboard 6 months or less)
$2,111 AP x 10% = $211.11FROM THAT ONE AGENT!!!
REMEMBER - The Agent was at the 40% Bonus Level … The Agent is paid 40% of the $2,111 or $844.40…
AGENCY DIRECTOR PAY EXAMPLEAGENCY DIRECTOR PAY EXAMPLE
Assuming $50,000 policy purchased on Bank Budget, Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
Bonus PaymentAgency Director Will Get:
A WEEKLY PRODUCTION BONUS of 25% (assuming Agent has been contracted 13 weeks or less)
of whatever the agents Bonus is.
So …
$844.40 Agent bonus x 25% =
$211.00 ADDITIONAL PAY!
Bonus PaymentAgency Director Will Get:
A WEEKLY PRODUCTION BONUS of 25% (assuming Agent has been contracted 13 weeks or less)
of whatever the agents Bonus is.
So …
$844.40 Agent bonus x 25% =
$211.00 ADDITIONAL PAY!
AGENCY DIRECTOR PAY EXAMPLEAGENCY DIRECTOR PAY EXAMPLE
Assuming $50,000 policy purchased on Bank Budget, Company standards achieved,Direct Pay, BASED ON MAXIMUM BONUS AND MAXIMUM COMMISSION
1st Pay Method = $211.112nd Pay Method = $211.00
That’s $422.11 from 1 Agent this week!!!
But what if you had just 10 agentsproperly working the business model???
AGENCY DIRECTOR PAY EXAMPLEAGENCY DIRECTOR PAY EXAMPLE
10 agents working the business model each week…
10 x $422.11 =
$4,221.10
Weekly Earnings Potential!!!!!
10 agents working the business model each week…
10 x $422.11 =
$4,221.10
Weekly Earnings Potential!!!!!
AGENCY DIRECTOR PAY EXAMPLEAGENCY DIRECTOR PAY EXAMPLE
What is Important to You?What is Important to You?
• Strong Earning Potential
• Financial Stability of Company
• Broad Product Range/Flexible Markets
• Support/Training
• Earn According to Your Efforts
• Advancement
• Incentives
• Strong Earning Potential
• Financial Stability of Company
• Broad Product Range/Flexible Markets
• Support/Training
• Earn According to Your Efforts
• Advancement
• Incentives
AdvancementAdvancement
100% MERIT BASED PROMOTIONS THROUGHTHE “PROMOTE PROMOTION” PROGRAM
“A FAST TRACK MANAGEMENT TRAINING PROGRAM”
Agent
Agency Director
Regional Director
Regional Vice PresidentVice PresidentPresident
WHERE DO YOU WANT TO BE?
100% MERIT BASED PROMOTIONS THROUGHTHE “PROMOTE PROMOTION” PROGRAM
“A FAST TRACK MANAGEMENT TRAINING PROGRAM”
Agent
Agency Director
Regional Director
Regional Vice PresidentVice PresidentPresident
WHERE DO YOU WANT TO BE?
What is Important to You?What is Important to You?
• Strong Earning Potential
• Financial Stability of Company
• Broad Product Range/Flexible Markets
• Support/Training
• Earn According to Your Efforts
• Benefits/Retirement
• Advancement
• Incentives
• Strong Earning Potential
• Financial Stability of Company
• Broad Product Range/Flexible Markets
• Support/Training
• Earn According to Your Efforts
• Benefits/Retirement
• Advancement
• Incentives
ARE YOU READY TO GET STARTED?ARE YOU READY TO GET STARTED?
THE ASSURANCE GROUP
WANTS YOU ON OUR
MANAGEMENT TEAM!
THE ASSURANCE GROUP
WANTS YOU ON OUR
MANAGEMENT TEAM!