Workability in Michigan - Distortion and Abuse Reduction

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    Workability In Michigan

    Distortion and Abuse

    Reduction in theStay At Work/Return To Work

    Process

    Revision: March 29, 2012

    Author: WIM Workability In Michigan Distortion and Abuse Subgroup

    Preventing Needless Work Disability byHelping People Stay Employed

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    Workability In Michigan

    What is WIM Workability in Michigan?

    Advocacy group with a wide variety ofstakeholders.

    Grass-roots approach to transform:

    Disability benefits

    Workers compensation systems and the

    outcomes they produce.

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    Workability In Michigan

    ACOEM GUIDELINES

    American College of Occupational andEnvironmental Medicine (ACOEM)

    Preventing Needless Work Disability by

    Helping People Stay Employed

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    Workability In Michigan

    Recommendation 1

    Adopt a Disability Prevention Model

    1. Increase awareness of how rarely disability ismedically required

    2. Urgency is required because prolonged time awayfrom work is harmful

    NOTE: After 12 weeks off, an employee has only a50% chance of ever returning to work.

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    Workability In Michigan

    Recommendation 2

    Address Behavioral and CircumstantialRealities That Create and Prolong WorkDisability

    3. Acknowledging and dealing with normal humanreactions

    4. Investigating and addressing social and workplacerealities

    5. Finding a better way to effectively address

    psychiatric conditions6. Reducing distortion of the medical treatment

    process by hidden financial agendas

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    Workability In Michigan

    Recommendation 3

    Acknowledge the Contribution ofMotivation on Outcomes and Make changesto Improve Incentive Alignment

    7. Paying physicians for disability prevention work toincrease their professional commitment

    8. Supporting appropriate patient advocacy by gettingtreating physicians out of a loyalties bind

    9. Increasing real-time availability of on-the-jobrecovery, transitional work programs, andpermanent job modifications

    10. Being rigorous, yet fair in order to reduce minorabuses and cynicisms

    11. Devising better strategies to deal with bad-faithbehaviors

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    Recommendation 4

    Invest in System and InfrastructureImprovements12. Educating physicians on Why and How to play a

    role in preventing disability13. Disseminating medical evidence regarding recovery

    benefits of staying at work and being active14. Simplifying/standardizing information exchange

    methods between Employers/payers and medicaloffices

    15. Improving/standardizing methods and tools that

    provide data for Stay-at-work and Return to-workdecision-making

    16. Increasing the study of and knowledge about Stay-at-work and Return-to-work

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    Distortion and Abuse Prevention

    6. Reduce distortion of the medical treatmentprocess by hidden financial agendas;

    7. Pay/reward physicians for DisabilityPrevention Work to increase ProfessionalCommitment; and

    10. Be rigorous, yet fair in order to reduceminor abuses and cynicism.

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    Workability In Michigan

    Top 4 Abuses and Distortions

    1. There is limited or no financial, productivity or other benefitto a manager or supervisor to participate in the Stay-at-Work/Return-to-Work process;

    2. Physicians are often not paid or rewarded for their

    participation in Stay-at-Work/Return-to-Work managementprocess;

    3. The reimbursement/liabilities gaps between work-relatedand non-work-related benefits results in abuses to achieve

    the most beneficial option; and

    4. Treatment providers are chosen to manipulate the desiredoutcome.

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    Workability In Michigan

    #1: There is limited or no financial, productivity orother benefit to a manager or supervisor toparticipate in the Stay-at-Work/Return-to-Work

    process.

    TYPICAL ABUSES AND DISTORTIONS:

    Restricted workers are more burden than value in thework place.

    Restrictions increase the burden on the employer

    Managing disabilities requires extra time

    Disability management is not reflected in departmentperformance assessment.

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    Workability In Michigan

    #1: There is limited or no financial, productivity orother benefit to a manager or supervisor toparticipate in the Stay-at-Work/Return-to-Work

    process.

    REALITIES:

    Supervisors/Managers lack RTW/SAW education. Duration of the absence changes motivations &

    behaviors

    Focusing only on financial and productivity demands

    may not improve disability management. Disability management can often be inconsistent with

    organizational culture

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    Workability In Michigan

    #1: There is limited or no financial, productivity orother benefit to a manager or supervisor toparticipate in the Stay-at-Work/Return-to-Work

    process.

    RECOMMENDATIONS:

    Educate managers and supervisors in SAW/RTW Establish measurable standards of performance

    Hold managers & supervisors accountable formeasureable quality disability management.

    Provide appropriate integrated programs to supportmanagers

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    Workability In Michigan

    #2: Physicians are often not paid or rewarded fortheir participation in Stay-at-Work/Return-to-Workmanagement process

    TYPICAL ABUSES AND DISTORTIONS:

    Extra or fair compensation is not provided

    Lack of a perceived value for participating

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    Workability In Michigan

    #2: Physicians are often not paid or rewarded fortheir participation in Stay-at-Work/Return-to-Work

    management process

    REALITIES:

    We should be compensating and rewardingPhysicians for efforts

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    Workability In Michigan

    #2: Physicians are often not paid or rewarded fortheir participation in Stay-at-Work/Return-to-Work

    management process

    RECOMMENDATIONS:

    Remember to say Thank You

    Reward Physicians with repeat business

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    Workability In Michigan

    #3: The reimbursement/ liabilities gaps betweenwork-related and non-work-related benefits results

    in abuses to achieve the most beneficial option

    TYPICAL ABUSES AND DISTORTIONS:

    Workers Compensation versus disability plans

    Benefit Durations Social Security Disability Insurance Impacts Medical Reimbursements

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    Workability In Michigan

    #3: The reimbursement/ liabilities gaps betweenwork-related and non-work-related benefits results

    in abuses to achieve the most beneficial option

    REALITIES:

    Workers compensation is statutory

    Solutions are limited

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    Workability In Michigan

    #3: The reimbursement/ liabilities gaps betweenwork-related and non-work-related benefits results

    in abuses to achieve the most beneficial option

    RECOMMENDATIONS:

    Discourage plans that provide 100% pay while off

    work

    Consider Employee Funded Buy-Ups

    Narrow gap between disability pay and WC

    Manage time-off on non-work related disability topay for increased benefit

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    Workability In Michigan

    #4: Treatment providers are chosen to manipulatedesired outcomes

    TYPICAL ABUSES AND DISTORTIONS:

    Employees choose providers who conform to their

    needs and wants; and

    Employers choose providers who conform to theirneeds and wants.

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    #4: Treatment providers are chosen to manipulatedesired outcomes

    REALITIES:

    There are treatment providers:

    Who will keep employees off of work when notmedically necessary; and

    Who will provide medical opinions that enablesystem manipulation.

    There are also treatment providers: Who are reputable, skilled, and objective.

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    #4: Treatment providers are chosen to manipulatedesired outcomes

    RECOMMENDATIONS:

    Identify and only select treatment providers who

    are reputable, skilled, and objective; and

    Educate employees.

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    Workability In Michigan

    THANK YOU!

    For more information or to get involved:

    www.workabilityim.org

    http://www.workabilityim.org/http://www.workabilityim.org/