Wisconsin Commissioner of Insurance Annual Report ... · The Office of the Commissioner of Insurance was made elective in 1881. In 1911 the office was made appointive instead of elective

Jim DoyleGovernor

Jorge GomezCommissioner of Insurance

Business of

2002

Insurance Report

Wisconsin

Jim DoyleGovernor

Jorge GomezCommissioner of Insurance

Business of

2002

Insurance Report

Wisconsin

Our Mission. . .

Leading the way in informing and

protecting the public

and

responding to their insurance needs

Wisconsin Insurance Report Business of 2002Mission Statement

Secretaries of State*

Ex Officio Commissioners of Insurance

TermName Residence From To

Llewelyn Breese Prairie du Chien January 3, 1870 January 5, 1874Peter Doyle Prairie du Chien January 5, 1874 January 7, 1878Hans B. Warner Ellsworth January 7, 1878 April 1, 1878

Commissioners of Insurance

Philip L. Spooner Madison April 1, 1878 January 3, 1887Philip Cheek, Jr. Baraboo January 3, 1887 January 5, 1891Wilbur M. Root Sheboygan January 5, 1891 January 7, 1895William A. Fricke Milwaukee January 7, 1895 October 15, 1898Emil Giljohann Milwaukee October 15, 1898 January 5, 1903Zeno M. Host Milwaukee January 5, 1903 January 1, 1907George E. Beedle Embarrass January 7, 1907 January 2, 1911Herman L. Ekern Whitehall January 2, 1911 July 1, 1915M. J. Cleary Blanchardville July 1, 1915 April 10, 1919Plat Whitman Highland April 10, 1919 July 17, 1923W. Stanley Smith Ashland July 17, 1923 June 2, 1926Olaf H. Johnson Gratiot June 2, 1926 January 10, 1927M.A. Freedy Wauwatosa January 10, 1927 July 1, 1931H. J. Mortensen New Lisbon July 1, 1931 October 1, 1939Morvin Duel Fond du Lac October 1, 1939 August 8, 1948J. L. Sonderegger Madison October 1, 1948 December 1, 1948John R. Lange Madison December 1, 1948 July 15, 1955Alfred Van DeZande Campbellsport July 15, 1955 November 1, 1955Paul J. Rogan Ladysmith November 1, 1955 July 2, 1959Charles Manson Wausau July 2, 1959 September 15, 1965Robert D. Haase Marinette September 15, 1965 September 7, 1969S. C. DuRose Madison October 1, 1969 April 8, 1975Harold R. Wilde Madison April 8, 1975 March 18, 1979Susan M. Mitchell Madison March 19, 1979 July 31, 1982Ann J. Haney Madison August 1, 1982 February 28, 1983Thomas P. Fox Madison March 1, 1983 April 27, 1987Robert D. Haase Marinette April 28, 1987 December 31, 1992Josephine W. Musser Madison March 8, 1993 January 2, 1998Randy Blumer Madison January 6, 1998 January 2, 1999Connie L. O'Connell Sun Prairie January 4, 1999 January 6, 2003Jorge Gomez Milwaukee February 17, 2003

*By chapter 56, section 32, General Laws of 1870, the Secretary of State was Commissioner of Insurance ex officiountil 1878. The Office of the Commissioner of Insurance was made elective in 1881. In 1911 the office was madeappointive instead of elective.

Wisconsin Insurance Report Business of 2002Wisconsin Insurance Commissioners

Introduction

Every individual and business in Wisconsin dependsupon insurance. Whether it is auto, home, life, or health,insurance plays an important role in people’s lives. TheOffice of the Commissioner of Insurance (OCI) wascreated by the legislature in 1870 and vested with broadpowers to ensure that the insurance industry meets theinsurance needs of Wisconsin citizens responsibly andadequately.

The importance of fair, effective, and timelyregulation of the insurance industry, as well as continuingefforts toward health care reforms offer OCI a specialchallenge in meeting its public mission of leading the wayin informing and protecting the public and responding totheir insurance needs.

The major functions of the office include:

• Reviewing insurance policies that are sold inWisconsin to determine if they meet therequirements of Wisconsin’s laws.

• Conducting financial examinations of domesticand foreign insurers to assure compliance withWisconsin regulations and rules.

• Monitoring the financial status of licensedcompanies and applicant companies to provideearly warning of financial difficulty.

• Issuing licenses to companies, agents, brokers,surplus lines brokers, managing general agents,reinsurance brokers and managers, andorganizations including employe benefit planadministrators.

• Examining and analyzing rates filed by insurancecompanies to determine if they are excessive,inadequate, or unfairly discriminatory.

• Investigating and processing consumercomplaints against agents and insurancecompanies and attempting to bring the matter toa fair and reasonable conclusion.

• Researching special insurance problems throughdata collection and analysis and publishingconclusions and recommendations in specialreports.

• Developing legislation and promulgatingadministrative rules that ensure a stronginsurance market through proactive policy andskillful enforcement.

• Investigating and pursuing administrative actionsagainst agents and insurers who violateWisconsin insurance laws and regulations.Penalties include suspension or revocation oflicenses and fines.

• Conducting a comprehensive program ofconsumer education and public information toeducate consumers about insurance throughpublic speaking and distribution of informationbooklets and comparison guides.

• Operating a state life insurance fund, a propertyfund for the property owned by local units ofgovernment, and a patients compensation fundinsuring health care providers for medicalmalpractice.

Wisconsin Insurance Report Business of 2002Introduction

Table of Contents

Page

I. Administration of the Office ........................................................................................ 9

Organizational Chart ....................................................................................................... 11Organizational Structure ................................................................................................. 12Office Personnel ............................................................................................................. 13Office Finances ............................................................................................................... 17

II. Executive Actions .......................................................................................................... 19

Regulatory Developments and Trends ........................................................................... 21Legislation ....................................................................................................................... 23Administrative Rules ...................................................................................................... 25National Association of Insurance Commissioners' (NAIC) Activities ........................ 29Advisory Boards and Councils ...................................................................................... 30Bulletins to Insurers ....................................................................................................... 32Administrative Actions ................................................................................................... 34

III. Segregated Funds .......................................................................................................... 57

Local Government Property Insurance Fund ................................................................. 59Patients Compensation Fund ......................................................................................... 62State Life Insurance Fund .............................................................................................. 66

IV. Division of Administrative Services ............................................................................ 67

Information Services Section ......................................................................................... 69Services Section .............................................................................................................. 70Business Services Section .............................................................................................. 72Human Resources Section .............................................................................................. 73Alternative Work Patterns .............................................................................................. 74

V. Division of Regulation and Enforcement .................................................................... 75

Bureau of Financial Analysis and Examinations .......................................................... 77Companies Examined ............................................................................................... 78Changes in Corporate Licenses ................................................................................ 79Companies in Liquidation ........................................................................................ 84

Bureau of Market Regulation ........................................................................................ 86Agent Licensing Section .......................................................................................... 96Commercial Liability Insurance Reports ................................................................. 97Medical Malpractice Insurance Reports .................................................................. 101Product Liability Insurance Reports ........................................................................ 103

Consumer Publications ................................................................................................... 105

Wisconsin Insurance Report Business of 2002Table of Contents

VI. Financial and Statistical Data ...................................................................................... 107

Notes to Tables ............................................................................................................... 109Explanation of Terms Used in Tables ........................................................................... 110Table A Insurers Authorized to Write Insurance in Wisconsin ................................. 111Table B Wisconsin Operations of All Insurers by Type of Company ...................... 111Table C Nationwide Financial Operations of Wisconsin Insurers ............................. 112Table D Wisconsin Operations of All Insurers by Line of Insurance ........................ 113Table E Wisconsin Market Shares .............................................................................. 115Table F Property and Casualty Insurers ..................................................................... 129Table G Life Insurers ................................................................................................... 155Table H Other Health Insurers ..................................................................................... 171Table I Town Mutual Insurers ................................................................................... 175

VII. Directory of Licensed Insurers .................................................................................... 179

VIII. Directory of Insurance Commissioners ...................................................................... 277

Wisconsin Insurance Report Business of 2002Table of Contents

9

Our Vision. . .

♦ Ensure a strong insurance market

through proactive policy and skillful

enforcement.

♦ Enjoy a positive public image and a

position of national leadership.

Administration of the Office

Wisconsin Insurance Report Business of 2002Administration of the Office

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Wisconsin Insurance Report Business of 2002Administration of the Office, Organizational Chart

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The office is divided into the InsuranceAdministrator area, the Legal Unit and two divisions,the Division of Regulation and Enforcement and theDivision of Administrative Services.

Insurance Administrator

This unit provides advice on executive mattersaffecting the office's goals and initiatives, directs theoffice's legislative initiatives, communications activities,and provides advice on technical insurance-related issues.

The OCI managed care specialist, who serves as anombudsman for consumers who have questions orproblems with their managed care plans, is assigned tothis unit. The managed care specialist investigatescomplex managed care complaints received by OCI andeducates consumers on their rights under managed careplans. Implementing and administering the state’sindependent review program is the responsibility of themanaged care specialist.

This unit also has administrative responsibilities forthree segregated funds: the Local Government PropertyInsurance Fund, the Patients Compensation Fund, andthe State Life Insurance Fund.

The Local Government Property Insurance Fundoffers property insurance protection to qualified localgovernment units.

The Patients Compensation Fund provides medicalmalpractice protection to health care providers for claimsin excess of $1,000,000 per claim or $3,000,000 annualaggregate for each policy year.

The State Life Insurance Fund offers life insuranceto Wisconsin residents in amounts not exceeding $10,000per person.

Organizational Structure

Legal Unit

The Legal Unit represents the office inadministrative proceedings, provides legal advice to staff,represents or supervises representation of the office inlitigation and insurance company receiverships, provideslegal services for the Patients Compensation Fund,Wisconsin Health Care Liability Insurance Plan, LocalGovernment Property Insurance Fund and State LifeInsurance Fund, and develops legislative proposals andadministrative rules.

Division of Regulation and Enforcement

Bureau of Financial Analysis and Examinations.This bureau monitors the financial solvency of insurerslicensed to do business in Wisconsin. It conducts fieldfinancial examinations of domestic insurer operations,administers insurer rehabilitations and liquidations, au-dits and collects insurer taxes and fees, licenses insurancecompanies, and administers the fire department duesprogram.

Bureau of Market Regulation. This bureau reviewsthe rates, forms, and contracts filed with the agency byinsurers; determines compliance with applicable lawsand rules; initiates appropriate administrative actions;examines insurer underwriting and rating procedures,advertising files, claims processes and policyholderservices; staffs several risk-sharing plans; providesassistance to consumers in resolving problems withinsurers and agents; disseminates information to thepublic; investigates agent activities; conducts fieldreviews of insurer operations; and administers theinsurance intermediaries testing and licensing program.

Division of Administrative Services

This division is responsible for all general admin-istrative functions of the agency including informationtechnology, budget, accounting, contracting, purchas-ing, human resources, facilities management, recordsmanagement, mail, publications, and support services.

Wisconsin Insurance Report Business of 2002Administration of the Office, Organizational Structure

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Office Personnel

Jorge Gomez, CommissionerRandy Blumer, Deputy Commissioner

Judy Arawinko Executive Staff AssistantBonnie Collins Executive Staff SecretaryJames Guidry Legislative LiaisonAlice Shuman-Johnson Attorney

Insurance AdministratorEileen Mallow Insurance AdministratorBarbara Belling Managed Care Specialist

Local Government Property Insurance FundDanford Bubolz Insurance Program Officer

Patients Compensation FundTheresa Wedekind ChiefCecelia Dobbs Financial SpecialistAudrey Hawk Program AssistantJeffrey Kohlmann Insurance Program SpecialistRodney Orr Regulatory SpecialistInez Paynter Insurance Program SpecialistThomas Raymakers Accountant

State Life Insurance FundMary Sprague ChiefGreg Luft AccountantAlice Sundt Program AssistantJean Wendlick Program Assistant

Legal UnitFred Nepple General CounselSheila Becker Legal SecretaryJames Harris AttorneyRobert Luck AttorneyJulie Walsh Attorney

Division of Regulation and EnforcementGuenther Ruch AdministratorMary Sue Gilardi Executive Staff AssistantBetsey Rewey Program AssistantJean Terry Program and Planning Analyst

Bureau of Financial Analysis and ExaminationsRichard Anderson Insurance Financial ExaminerStephen Caughill Insurance Financial Examiner ChiefLori Cretney Insurance Financial ExaminerJerry DeArmond Insurance Financial ExaminerSonja Dedrick Insurance Financial ExaminerRebecca Easland Insurance Financial ExaminerAndrew Fell Insurance Financial ExaminerCruz Flores Insurance Financial ExaminerDonald Gasser Insurance Financial ExaminerWilliam Genne Insurance Financial ExaminerDavid Grinnell Insurance Financial Examiner

Wisconsin Insurance Report Business of 2002Administration of the Office, Office Personnel

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Sarah Haeft Insurance Financial ExaminerRyan Hanson Insurance Financial ExaminerRichard Hinkel Insurance Financial ExaminerThomas Janke Insurance Financial ExaminerSteven Junior Insurance Financial ExaminerJackie Karls Program AssistantMark Knievel Insurance Financial ExaminerDuWayne Kottwitz Insurance Financial ExaminerRussell Lamb Insurance Financial ExaminerCindy Lawton Program AssistantJohn Litweiler Insurance Financial ExaminerPenny Marten Program AssistantPeter Medley Insurance Financial Examiner ChiefKerri Miller Insurance Financial ExaminerRandal Milquet Insurance Financial ExaminerEleanor Oppriecht Insurance Financial ExaminerRoger Peterson Insurance Financial Examiner ChiefBridgot Quandt Insurance Financial ExaminerDanielle Rogacki Insurance Financial ExaminerThomas Rust Insurance Financial ExaminerSarah Salmon Insurance Financial ExaminerYvonne Sherry Records Management SupervisorJean Suchomel Insurance Financial ExaminerFrederick Thornton Insurance Financial ExaminerTimothy VandeHey Insurance Financial ExaminerJulie Wipperfurth Program AssistantAmy Wolff Insurance Financial ExaminerSheur Yang Insurance Financial Examiner

Bureau of Market RegulationSusan Ezalarab DirectorFlorence DeLuca Program AssistantJamie Key Insurance ExaminerJo LeDuc Insurance ExaminerAshley Natysin Insurance Examiner

Complaints UnitAnnette Byrnes Insurance SupervisorKaren Becker Program AssistantMonica Hale Program AssistantJennifer Harris Program AssistantKaren Osborne Program AssistantGerilyn Schneider Program AssistantYamiris Torres Program Assistant

Property and Casualty UnitPhilip Kress Insurance Examiner ChiefLaura Andreasson Insurance ExaminerPenny Fitzgerald Insurance ExaminerDrew Hunkins Insurance ExaminerJane Kovacik Insurance ExaminerGary Morris Insurance ExaminerKatherine Otis Insurance ExaminerRhonda Peterson Insurance ExaminerRebecca Rebholz Insurance Examiner


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Life and Health UnitMichael Honeck Insurance Examiner ChiefBob DeZonia Insurance ExaminerRenee Fabry Insurance ExaminerKenneth Hendree Insurance ExaminerKristy Jacobson Insurance ExaminerJohn Kitslaar Insurance ExaminerLauren Schlinkert Insurance ExaminerMatthew Syens Insurance Examiner

Accident and Health UnitDiane Dambach Insurance Examiner ChiefStephanie Cook Insurance ExaminerPamela Ellefson Insurance ExaminerLinda Low Insurance ExaminerGerald Zimmer Insurance ExaminerMarcia Zimmer Insurance ExaminerKevin Zwart Insurance Examiner

Agent Licensing SectionLaurna Landphier ChiefLaura Adkins Program AssistantLinda Goad Program AssistantDonald Peckham Program AssistantPhyllis Scott Program Assistant

Division of Administrative ServicesClare Stapleton Concord AdministratorJohn Montgomery Deputy AdministratorPatrick Bass Executive Staff Secretary

Bureau of Staff Services

Business Services SectionJacquelynn Gernetzke Purchasing AgentJoseph Hilgendorf AccountantTimothy Mero Budget and Policy AnalystAndrea Nelson Contract Specialist

Human Resources SectionCandace Buckles Human Resources Program OfficerLouise Karpinski Human Resources SpecialistKathleen Keleher Training OfficerJudith Wagaman Payroll and Benefits Specialist

Information Services SectionJudith Werner ChiefJames Angus IS (N) Network SpecialistScott Bradach IS (N) LAN CoordinatorRobert Climie IS (C) Comprehensive ProfessionalTheresa Daggett IS (C) Comprehensive ProfessionalJackson Ellis IS (C) Comprehensive SpecialistSteve Nickell IS (S) Systems SpecialistBenjamin Schilling IS (C) Comprehensive ProfessionalBee Vang IS (S) Systems Development SpecialistKaz Wojtkow IS (C) Comprehensive Professional


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Services SectionMatthew Berigan Records Management Program SupervisorMarcia Elliott IS (C) Comprehensive ProfessionalSarah Green Program AssistantFran Treinen Clerical AssistantInger Williams Program AssistantAntonia Wilson Program Assistant


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Office of the Commissioner of Insurance—Office FinancesGeneral Fund—Supervision of the Insurance Industry

Fiscal Year 2002 (Amounts in $000s)

Retained by Transferred toOffice of the State’s General

Total Commissioner Purpose & OtherRevenue of Insurance Revenue Funds *

Premium Taxes $ 96,055 $ $96,055Fire Department Dues 11,230 11,230Liquidation Account Interest 937 937Forfeitures 202 202Insurance Company Examination Charges 3,919 3,527 392Agent Initial Appointment Billing 1,619 1,457 162Agent Appointment Renewal 6,760 6,084 676Agent Continuing Education Fees 637 573 64Producer License Issuance 849 764 85Producer License Renewal 2,368 2,131 237Company Licenses, Admissions, and Renewals 146 131 15Certifications/Clearances 183 165 18Miscellaneous** 58 52 6 Total Revenue $124,963 14,884 $110,079Insurance Company Conversion Reimbursements ____24Total Revenue and Conversion Reimbursements 14,908Less Total Operating Expenditures 12,167 Net Operating Revenue $ 2,741

* The Office of the Commissioner of Insurance retains 90% of licenses, services, and various other revenues.Taxes plus 10% of licenses, services, and various other revenues are remitted to the State of Wisconsin GeneralPurpose Revenue Fund. Fire Department Dues are remitted to Wisconsin Fire Departments. LiquidationAccount Interest accrues to liquidation account bank balances. Forfeitures are remitted to the Common SchoolFund.

** Miscellaneous collections include: 1) photocopying, 2) service of process, and 3) publications.

Office of the Commissioner of Insurance—Office FinancesSegregated Funds

Fiscal Year 2002 (Amounts in $000s)

NetTotal Admin. Operating Operating

Revenue Expenses Expenses Revenue***

Patients Compensation Fund $51,271 $820 $72,120 $(21,669)

Local Government Property Insurance Fund 11,703 936 14,301 (3,534)

State Life Insurance Fund 7,502 620 7,691 (809)

*** During fiscal year 2002, each of the segregated funds experienced a net operating loss. This happened dueprimarily to an agency management decision to maintain low premium rates for fund insureds. Low pre-mium rates were justified due to the adequacy of cash and fund reserve balances. Each of the fundscontinues to operate with adequate cash and fund reserves.

Wisconsin Insurance Report Business of 2002Administration of the Office, Office Finances

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19

Executive Actions

Wisconsin Insurance Report Business of 2002Executive Actions

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Regulatory Developments and Trends

Wisconsin Insurance Report Business of 2002Executive Actions, Regulatory Developments and Trends

For more than a century, OCI has regulatedWisconsin’s insurance industry, meeting the challengesand opportunities of evolving financial markets andtechnological innovations. In all lines of insurance,market demands and consumer preferences have forcedregulators, policymakers and industry representatives torethink many ways of doing business.

During 2002, OCI was involved in many significantevents throughout all areas of the regulatory process. Inthe progressive Wisconsin tradition, much wasaccomplished to improve upon our mission of protectingWisconsin insurance consumers and efficientlyperforming our regulatory function.

Health care reform continues to influence insurancediscussions as escalating health care costs and problemswith health care accessibility have become the coreproblem facing Wisconsin’s employers and families. OCIwas involved in discussions with policymakers, healthcare providers and insurers that focused on employeewellness, Medicare reimbursements, health carepurchasing, workforce shortages; health care data; andinnovation and collaboration.

Wisconsin has some of the strongest laws in thecountry protecting our managed care consumers. A veryimportant part of the state’s consumer protection net wassecured when OCI certified two independent revieworganizations to provide external review services.Wisconsin residents with health insurance are now ableto appeal denials of their claims to an external third party.

One of the best indications of a state’s ability to createan insurance market that positively serves insuranceconsumers is the cost of insurance policies to its residents.Wisconsin continues to have among the lowestautomobile and homeowner insurance rates in the country.

Educating and Informing the Insurance Consumer

OCI has had a long-standing policy of providinginformation to consumers on insurance products and is-sues through consumer publications. A knowledgeableconsumer is key to assuring the consumer is purchasingproducts that meet their needs. In 2002 the office addedtwo new brochures to its extensive list of consumer pub-lications including Understanding How InsuranceCompanies Use Credit Information and Fact Sheet onCredit Insurance.

The Internet offers unique opportunities in ourcontinued efforts to increase our education and outreachefforts to small employers. In 2002 OCI developed smallemployer Web pages to assist small employers becomemore informed insurance customers and make wisechoices regarding their insurance needs. The smallemployer Web pages will give small employers anotherreference, available 24 hours a day, to help them maneuversuccessfully through a sometimes complicated health caresystem, learn what insurance products are available forsmall business owners and tips on what to look for whenbuying an insurance policy.

Protecting the Public

OCI fulfills its regulatory responsibilities concerningthe fair treatment of policyholders, claimants, and insurersin a number of ways. One way for the office to assesswhether or not consumers are treated fairly and equitably,is through the complaint process. In 2002 OCI investigatedand resolved approximately 9,000 written consumercomplaints recovering over $4.4 million for Wisconsinconsumers from insurers.

Another important regulatory tool available to OCIis the market conduct examination. In response totechnological advances in the business world OCI hascontinued to work with other states to achieve moreuniformity in the examination process across states. Someof the proposals include calling all examinations in theNAIC Examination Tracking System, working with otherstates on common areas of concern, using uniform datacalls, standardizing the examination selection and reportprocess, and publishing adopted examination reports onthe OCI Web site.

Enhancing Industry Professionalism

As part of its mission to foster a competitive market-based economy, OCI has been involved in a number ofefforts to enhance the ability of insurance professionalsto efficiently and fairly provide a range of businessservices. Efforts in 2002 included:

• Implementation of a requirement that licensedinsurers provide electronic appointment andtermination requests rather than paper filings. Thisnew system provides immediate updates to agentrecords allowing them to practice immediately.

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Wisconsin Insurance Report Business of 2002Executive Actions, Regulatory Developments and Trends

• Involvement with the NAIC in the enhancement ofthe National Insurance Producer Registry (NIPR). Thedatabase is speeding up and simplifying thelicensing process and provides benefits to bothregulators and industry.

• Wisconsin began accepting electronic nonresidentlicense applications and electronic payments forservice requests. These options provide fasterturnaround in the licensing process.

Regulating the Business of Insurance

The financial services marketplace is changingrapidly and insurance companies need the flexibility torespond to those changes. Insurers are looking for waysto raise capital, to bring new products to its customers,and react to the ever-changing face of the insurancemarketplace. The increasing complexities of financialregulation of insurers require OCI to continually developand enhance the existing analysis and examinationprocess. Among the major accomplishments in 2002 were:

• Development of automated applications used infinancial analysis and examinations through the useof TeamMate 2000 (an electronic workpapersoftware) and ACL ( an audit software tool).

• Enhancement of a process for insurance companiesto file Wisconsin-specific forms electronically withOCI.

• Use of the NAIC I SITE program to improve andexpedite access by examiners to the NAIC databasethrough applications that produce reports forfinancial analysis and examinations.

Regulatory Trends

Health care reform will continue to be a major focusof OCI. The rapid rise in the cost of health insurance willcontinue to be the public policy issue for governments,business and consumers as they search to find a solidsolution.

The business of insurance is primarily regulated bystate governments. OCI will continue to workcollaboratively with other state regulators to be respon-sive to consumers and adapt to meet the changing needsthe market brings.

The insurance industry is financially strong andgrowing and is a significant part of the state’s economy.OCI will continue to work cooperatively with all ourpartners—governors, legislators, the NAIC, consumersand other state regulators—to promote effective andefficient state regulation while continuing to protectconsumers. OCI is well positioned to continue its longrecord of service and is committed to ensuring that thistradition continues.

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Legislation

During 2002, the Governor signed legislation thataffects the business of insurance in Wisconsin.Legislative materials may be obtained from the Revisorof Statutes, 1 E. Main St. (Lower Level), Madison, WI53703, or by calling (608) 266-2011.

Legislative material also can be found on the Internetat http://www.legis.state.wi.us/

The list of Wisconsin laws follows:

2001 Act 52 – Practice of Nurse-Midwifery

Section: ss. 655.001 (7t) and 655.005 (2) (a) ,Wis. Stat.

Adds the practice of nurse-midwifery to the definition ofhealth care practitioner for the Patients CompensationFund (PCF). Also, does not require nurse-midwives to becovered by the PCF if they are not in collaberation with aphysician or under the direction of a physician or nurseanesthetist.

Effective November 1, 2002

2001 Act 65-Various Changes to Insurance Law

Section: s. 600.03 (19) (b) 1, Wis. Stat.

Changes the definition of extraordinary dividend toinclude total net income instead of the total net gainfrom operations.

Section: s. 601.41 (3) (b), Wis. Stat.

Allows the commissioner to adopt standards of theNational Association of Insurance Commissioners byincorporating by reference in rules promulgated by thecommissioner without reproducing the standards in full.

Section: s. 604.04 (8) , Wis. Stat.

Allows managers of state insurance funds to refuse todisclose and may prevent any other person from disclosingany personally identifiable information in the course ofadministering the funds.

Section: s. 612.33 (2) (a) and (b), Wis. Stat.

Allows the commissioner to specify the amount of stop-loss reinsurance to be carried by a town mutual thatprovides coverage against windstorm or hail, or otherperils designated by the commissioner by rule. Also allowsthe commissioner to require other reinsurance by rule.

Section: s. 618.39 (3), Wis. Stat.

Allows the office to promulgate standards for establishingthat a person should know that the result of insurancebusiness is or might be illegal placement of insurancewith an unauthorized insurer or the servicing of anillegally placed policy.


Removes the requirement that premium taxes collectedby an agent, broker, or insurer, be kept in a separateaccount.

Section: s. 628.09, Wis. Stat.

Extends the period of a temporary license as anintermediary to 12 months to the personal representativeof a deceased or mentally disabled intermediary orotherwise disabled or on active duty in the U.S. armedforces. The temporary license is not renewable.


Removes the requirement for timely payment ofchiropractic claims (30 days) from worker’s compensationand any line of property and casualty insurance exceptdisability insurance. Disability insurance does notinclude uninsured motorist, underinsured motorist ormedical payment coverage.

Section: s 632.68, Wis. Stat.

Requires that a viatical settlement provider or broker’slicense be renewed annually on July 1st of each year.


Permits an insurer to provide notice to an insured of rightof independent review of adverse determination once theinternal grievance process has been completed.


Requires any claim against the Patients CompensationFund to be commenced within the same time limitationwithin which the action against a health care provider oremployee of the health care provider must be commenced.

Effective April 24, 2002

Wisconsin Insurance Report Business of 2002Executive Actions, Legislation

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2001 Wisconsin Act 82 – Coverage of prescriptions totreat diabetes


Adds prescription medication as covered expense in thetreatment of diabetes.

Effective January 1, 2003

2001 Wisconsin Act 109 – Budget Repair Bill


Reduces the premium percentage for eligible participantsin the Health Insurance Risk Sharing Plan to 140% of therate that a standard risk would be charged under anindividual policy providing substantially the samecoverage that is being provided under the plan.


Transfers $850,000 to general fund from OCI operationsbudget as a loan and provides provisions for repaymentof the loan.

Section: s. 601.41(8), Wis. Stat.

Requires OCI to promulgate a rule that creates a uniformemployee application form that a small employer insurermust use when a small employer applies for coverageunder a group health benefit plan offered by a smallemployer insurer.

Section: s. 601.41,(9), Wis. Stat.

Requires OCI to develop, by rule, a uniform claimsprocessing form by December 31, 2003, if the federalgovernment does not develop a uniform claims processingform by July 1, 2003. The claims form will be used by allhealth care providers for submitting claims to insurersand used by insurers to process claims.


Provides that any person who intentionally violates orpermits to violate any insurance statute or order of thecommissioner is guilty of a Class I Felony, unlessotherwise provided for in the statutes.

Effective February 1, 2003

Wisconsin Insurance Report Business of 2002Executive Actions, Legislation


Provides that any person who intentionally violates orpermits to violate any provision of ch. 641, Wis. Stat.,intentionally makes a false statement, false representationof material fact in any examination, or fails to disclose amaterial fact, or embezzles, steals or otherwiseappropriates any funds from an employee welfare fund isguilty of a Class H Felony.

Effective Feburary 1, 2003

Effective July 30, 2002 (unless otherwise noted)

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Administrative Rules

In 2002, OCI promulgated the following changesin the Wisconsin Administrative Code:

Ins 3.37, Wis. Adm. Code—Relating to Revision ofTransitional Treatment Arrangements

Section 632.89 (4), Wis. Stat., requires the OCI todefine services for which insurance coverage applies tovarious transitional treatment of mental health andalcohol and other drug abuse treatment services. Dueto recent changes in regulations issued by theDepartment of Health and Family Services (DHFS),several cross reference cites within s. Ins 3.37, Wis. Adm.Code, are invalid and require amendment andmodification.

In addition, developments in mental healthtreatment options have created additional transitionaltreatment options, including crisis intervention, thatshould be incorporated within the scope of servicescovered under transitional treatment. Coordinatedemergency mental health intervention treatmentprovides immediate treatment options to personsexperiencing a mental health crisis or are in a situationthat if left untreated would likely become a crisis ifproper support is not provided. These coordinatedemergency mental health treatment services are notprovided within a hospital setting, rather the treatmentand intervention occurs where the crisis is occurring. Ifthe person is at risk for repeated need for intervention,intervention plans would be developed with the goal ofdecreasing the frequency and intensity of future crises.Coordinated emergency mental health programs, alsoknown as crisis intervention programs, have been foundto be effective both in terms of care to consumers andas a cost efficient alternative to traditional urgent oremergency treatment.

Crisis intervention programs must be certified bythe DHFS and may be utilized by insurers as an alternatetransitional treatment program.

Effective January 1, 2003

Ins 6.50, 6.57, 6.58, 6.59, 6.595, 6.61, 6.63, 26 & 28,Wis. Adm. Code—Relating to Revising Wisconsin AgentLicensing Rules to be Reciprocal and More UniformUnder Gramm Leach Bliley Act and the NAIC ProducerModel

Under the recently enacted federal Gramm LeachBliley Act (the “GLBA”), Wisconsin and other states

Wisconsin Insurance Report Business of 2002Executive Actions, Administrative Rules

must become reciprocal or uniform in certain licensingpractices. These changes would accomplish reciprocity.

The changes would also attempt to make insuranceproducer licensing more uniform and simplify multi-state licensing. If Wisconsin and at least 27 other statesdo not enact “reciprocal” or “uniform” rules regardinglicensing, a federal licensing body similar to the“National Association of Securities Dealers” would becreated to take over insurance agent licensing functionsfrom the states. The National Association of InsuranceCommissioners (the “NAIC”) model Producer Act wasdeveloped by state insurance regulatory bodies toaccomplish this and this rule adopts many provisionsof the NAIC model.


Ins 6.60, Wis. Adm. Code—Agents Financial Transactionswith Customers

In general insurance agents occupy a position oftrust and credibility with their customers. Customerspermit these agents to enter their homes and to acquirefinancial and other personal information. Most agentsmerit this trust and respect the responsibility itengenders. Unfortunately a few agents abuse thisconfidence and engage in noninsurance transactions withcustomers that are not in the customer’s best interest.

There are recent examples of this type of abuse:

Out of state promoters of illegal “corporatepromissory note” programs have specificallyrecruited insurance agents (most not licensedas securities agents) to illegally market mil-lions of dollars in illiquid unregisteredsecurities to their customers in Wisconsin.These programs resulted in devastating finan-cial loss to Wisconsin citizens who placed theirtrust in the agents relying in part on their sta-tus as licensed insurance agents.

Several insurance agents have sold investmentsin viatical settlements to their customers forcommissions without exploring or understand-ing the risks and securities law implications ofthese sales.

Several agents borrowed money from customersor encouraged customers to invest in businessescontrolled by the agents. Often the funds loaned

26


or invested are derived from life insurancesettlements or liquidated annuities.

Wisconsin and federal securities law prohibitscertain personal financial transactions with customersby securities agents as “dishonest or unethical businesspractices” or “taking unfair advantage of a customer.”This conduct includes borrowing from a customer andacting as custodian for money or securities of acustomer. Securities agents are required to disclose allsecurities transactions to their employing broker-dealersand obtain the broker-dealer’s written authorization forany “off the books” transactions. Some insurers alsoprohibit their listed insurance agents from borrowingfrom customers. The proposed rule incorporates normalstandards of ethical behavior that prudent agentspractice and their customers deserve and expect. Thisrule does not place an unnecessary burden on thelegitimate business of insurance.

Section 628.10 (2) (b), Wis. Stat., allows the com-missioner to “. . . revoke, suspend, . . . the license of anyintermediary if the commissioner finds that the licenseeis unqualified as an intermediary, is not of good charac-ter or has repeatedly or knowingly violated an insurancestatute or rule . . . of the commissioner . . ., or if theintermediary’s methods and practices in the conduct ofbusiness endanger, or financial resources are inadequateto safeguard, the legitimate interests of customers andthe public . . . .” The proposed rule will specificallyprohibit conduct that falls within the proscriptions ofthis statute without limiting the types of conduct thatconstitute grounds for license sanction. The rule willassist agents and others to determine when conduct withcustomers is prohibited and places an agent’s insurancelicense at risk.

The rule defines personal financial transactions andprohibits agents from engaging in such transactions withpersons with whom they have conducted insurancebusiness within 3 years prior to the transaction.Transactions with relatives and bona fide businesstransactions with customers are allowed as long as thereare sufficient safeguards to protect the customer’sinterests. The rule incorporates violations of state andfederal securities and other related laws and prohibitsmisleading statements regarding an agent’s training andqualifications.

This proposed rule incorporates specific guidelinesconcerning insurance agents who engage in sales ofillegal multiple employer welfare trusts and other formsof group health insurance by unauthorized insurers.Typically conducted under the false guise of being

“ERISA” or federally-governed and thus exempt fromstate regulation these plans frequently are self-fundedand fail, leaving unpaid claims and lost premiums. OCIhas held agents who participate in these programs tostrict standards of accountability. This rule codifies theposition of OCI that agents may not escaperesponsibility by citing their reliance on thepronouncements of the promoters that the program is“exempt from state regulation” under ERISA. This strictstandard is in keeping with the professional standardsthat everyone expects from their insurance professionals.This rule makes it clear that an agent who participatesin sales of these illegal plans commits an unfair tradepractice in violation of s. 628.34 (12), Wis. Stat., andviolates s. 618.39, Wis. Stat., by assisting anunauthorized insurer.

Section 628.34, Wis. Stat., defines and prohibitsunfair marketing (trade) practices. Sub. (11) prohibits“other unfair trade practices” including “any other unfairor deceptive act or practice in the business of insurance,as defined in sub. (12).” Sub. (12) allows thecommissioner to define additional “ specific unfair tradepractices by rule, after a finding that they are misleading,deceptive, unfairly discriminatory, provide an unfairinducement, or restrain competition unreasonably.” Thisis the statutory authority for the proposed rule. Whilethe conduct proscribed by this rule may involvemisrepresentation or unfair inducement as described ins. 628.34 (1) and (2), Wis. Stat., it also constitutes unfairtrade practices and unfair or deceptive acts or practicesin the business of insurance within the meaning ofs. 628.34 (11), Wis. Stat.

The commissioner finds that the conduct prohibitedby this rule is misleading, deceptive, unfairlydiscriminatory, provides an unfair inducement andrestrains competition unreasonably within the meaningof s. 628.34 (12), Wis. Stat., and finds further that salesof unauthorized insurance as ERISA-exempt in violationof s. 618.39, Wis. Stat., are harmful to the public andthat agents who become involved in the marketing orplacement of these plans must be held strictlyaccountable for their actions.


Ins 8.52, Wis. Adm. Code—Relating to Publication ofHealth Insurance Premium Rates for Small Employers

Analysis: Section 635.12, Wis. Stat., (2001Wisconsin Act 16) requires every small employer insurerto annually publish current new business premium ratesin the manner and according to categories required byrule of the commissioner. The purpose of this proposed

27


rule is to comply with this legislative mandate. Thecommissioner has determined that the most practicalmethod of accomplishing this is to require smallemployer insurers to annually report their rates to thecommissioner based on uniform criteria reported in aconsistent format. Therefore the commissioner willprovide a form for the small employer insurers to reportrates. The form will follow the reporting criteriaspecified in this rule. The commissioner will publishthe information gathered from all small employerinsurers in a manner that will assist small employers toreadily compare the rates. This publication will, byplacing the information on OCI’s Web site and inpamphlet form, be similar to other rate comparisondocuments currently in use for other forms of insurance.Small employer insurers who file rates with thecommissioner as described in this rule will be incompliance with the requirements of s. 635.12, Wis. Stat.,and need not publish the rates themselves.

Effective November 1, 2002

Ins 17.01(3), 17.25(3)(d)3 and 4 and 17.28(6) and (6a),Wis. Adm. Code—Relating to Annual PatientsCompensation Fund and Mediation Fund Fees forFiscal Year Starting July 1, 2002, and Primary Limitsfor the Wisconsin Health Care Liability Insurance Plan

The commissioner of insurance, with the approvalof the board of governors (board) of the PatientsCompensation Fund (fund), is required to establish byadministrative rule the annual fees which participatinghealth care providers must pay to the fund. This ruleestablishes those fees for the fiscal year beginning July 1,2002. These fees represent a 5% decrease comparedwith fees paid for the 2001-02 fiscal year. The boardapproved these fees at its meeting on February 27, 2002,based on the recommendation of the board’s actuarialand underwriting committee.

The board is also required to promulgate by rulethe annual fees for the operation of the patientscompensation mediation system, based on therecommendation of the director of state courts. Thisrule implements the funding level recommendation ofthe board’s actuarial and underwriting committee byestablishing mediation panel fees for the next fiscal yearat $19.00 for physicians and $1.00 per occupied bedfor hospitals, representing a 50% decrease from 2001-02 fiscal year mediation panel fees.

This rule also amends s. Ins 17.25(3)(d), Wis. Adm.Code, to reflect the increased primary limit of$1,000,000/$3,000,000 for occurrences on and afterJuly 1, 1997, for the Wisconsin Health Care Liability

Insurance Plan as required by s. 655.23 (4) (b), Wis.Stat.

Effective October 1, 2002

In 2002, OCI had the following emergency rulesin effect:

Ins 3.39, Wis. Adm. Code—Relating to MedicareSupplement Insurance Policies

Due to changes in federal law as a result of theMedicare, Medicaid and SCHIP Benefits Improvementand Protection Act (“BIPA”), amendments are necessaryin order that Wisconsin Medicare supplement insuranceregulation is in compliance with the NationalAssociation of Insurance Commissioners (“NAIC”)Medicare supplement insurance minimum standardsmodel act modifications.

Under the previous federal law and model act apotential timing gap was created such that persons whowere provided notice of cessation or termination ofemployee welfare benefit plans in excess of 63 dayswere put in an untenable position of withdrawing earlyfrom the employee welfare benefit plan that may haveattractive insurance features (such as more comprehen-sive coverage) and switching to the Medigap policy soas not to risk losing their guaranteed issue rights asthey are unable to simultaneously keep a Medigap ap-plication current and delay the effective date of thepolicy beyond the 63-day window. The modificationsto BIPA and the NAIC model act, and regulation and asreflected in the changes made to s. Ins 3.39, Wis. Adm.Code, altered time periods to provide the broadest ap-plication of when and how the guaranteed issue periodis triggered and calculated for eligible persons as de-fined within s. Ins 3.39 (34) (b), Wis. Adm. Code, toalleviate most of the potential problems.

Specifically, s. Ins 3.39 (34) (c), Wis. Adm. Code, asnewly created, provides that the guaranteed issue periodfor persons enrolled in an employee welfare benefit planbegins on the later of two dates: (1) the date theindividual receives a notice of termination or cessationof all supplemental health benefits and ends 63 daysafter the date of termination of the coverage. Or, (2) ifthe individual was not directly notified, the date theindividual received notice that a claim has been deniedbecause the plan terminated or ceased offering insuranceand ends 63 days after the date of the actual notice ofthe denied claim.

Section Ins 3.39 (34) (b), Wis. Adm. Code, describesseveral additional distinct groups of persons who may

28

be eligible for guaranteed issue of Medicare supple-ment or Medigap coverage. Several subsections withins. Ins 3.39 (34) (b), Wis. Adm. Code, were modifiedslightly without significant changes. Section Ins 3.39(34) (c), Wis. Adm. Code, as newly created, referencesthe different groups of eligible persons and specific situ-ations that then trigger guaranteed issue rights andprovide time periods specific to each situation.

Modifications were also made for extendedMedicare supplement insurance guaranteed issue as aresult of interrupted trial periods. Section Ins 3.39 (34)(d), Wis. Adm. Code, as newly created, describes thecircumstances of how and when such an extension isapplicable for eligible persons who had a Medicaresupplement policy and subsequently enrolled, for thefirst time, in a Medicare+Choice or other described planunder s. Ins 3.39 (34) (b) 5. and 6., Wis. Adm. Code, themanner in which the guaranteed issue period of timewill be treated.

Other modifications made in this proposed ruleinclude clarification of eligible expenses that are toinclude outpatient services paid under the prospectivepayment system and correcting references to Medicaresupplement insurance and federal provisions.

Effective December 16, 2002

Ins 17.01(3), 17.25(3)(d)3, 17.25(3)(d)4, 17.28(6), and17.28(6a), Wis. Adm. Code—Relating to Annual PatientsCompensation Fund and Mediation Fund Fees for theFiscal Year Beginning July 1, 2002, and Relating to theWisconsin Health Care Liability Insurance PlanPrimary Limits

The commissioner of insurance, with the approvalof the board of governors (board) of the PatientsCompensation Fund (fund), is required to establish byadministrative rule the annual fees which participatinghealth care providers must pay to the fund. This ruleestablishes those fees for the fiscal year beginning July 1,2002. These fees represent a 5% decrease comparedwith fees paid for the 2001-02 fiscal year. The boardapproved these fees at its meeting on February 27, 2002,based on the recommendation of the board’s actuarialand underwriting committee.

The board is also required to promulgate by rulethe annual fees for the operation of the patientscompensation mediation system, based on therecommendation of the director of state courts. Thisrule implements the funding level recommendation of


the board’s actuarial and underwriting committee byestablishing mediation panel fees for the next fiscal yearat $19.00 for physicians and $1.00 per occupied bedfor hospitals, representing a 50% decrease from 2001-02 fiscal year mediation panel fees.

This rule also amends s. Ins 17.25 (3) (d), Wis. Adm.Code, to reflect the increased primary limit of$1,000,000/$3,000,000 for occurrences on and after July1, 1997, for the Wisconsin Health Care LiabilityInsurance Plan as required by s. 655.23 (4) (b), Wis.Stat.

Effective June 19, 2002

The Wisconsin Administrative Code - Rules of the Officeof the Commissioner of Insurance and the WisconsinAdministrative Register are available from the WisconsinDepartment of Administration - Document Sales at(608) 266-3358 and available on the Internet at: http://www.legis.state.wi.us/rsb/code/ins/ins.html. Informationregarding the status and text of OCI rules pending orpromulgated is available on the Internet at: http://oci.wi.gov/ocirules.htm.

29

National Association ofInsurance Commissioners’ (NAIC) Activities

OCI actively participates in the NAIC. During 2002 Commissioner O’Connell and her representatives weremembers of the following committees, task forces, and working groups of the NAIC.

Committees

Financial Condition (E) CommitteeMarket Conduct & Consumer Affairs (D) CommitteeNAIC/CMS Liaison Committee (Vice Chair)NAIC/Industry Liaison CommitteeNAIC/State Legislative Liaison Committee

Task Forces

Accounting Practices & Procedures (E) Task ForceExamination Oversight (E) Task Force (Vice Chair)Financial Services Modernization (G) Task ForceHealth Insurance (B) Task ForceInternational Holocaust Commission (H) Task ForceMarket Regulation (D) Task ForceRegulatory Framework (B) Task Force (Chair)Risk-Based Capital (E) Task ForceSenior Issues (B) Task Force (Chair)

NAIC Working/Study Groups/Sub Groups

Accounting Practices & Procedures (E) Task ForceEmerging Accounting Issues Working GroupProperty and Casualty Reinsurance Study GroupStatutory Accounting Principles Working Group

Examination Oversight (E) Task Force (Vice Chair)Analyst Team System Oversight Working GroupAudit Software SubgroupAudit Software Working GroupFinancial Analysis Working Group (Chair)Financial Analysis Handbook Working Group (Chair)Financial Analysis Research & Development

Working Group (Chair)Financial Examiners Handbook Technical GroupGeneral Handbook Revisions SubgroupHealth Entities Working Group

Executive (EX) CommitteeCARFRA Working GroupConsumer Protections Working GroupDatabase SubgroupFiling Submission Uniformity/Metrics Subgroup

(Chair)Improvements to State-Based Systems Working

GroupInterstate Compact Working Group (Vice Chair)

Legal Issues Ad Hoc GroupLife Accident & Health Product Coding SubgroupNational Treatment of Companies Working GroupPrivacy Issues Working GroupReview Standards Checklists SubgroupSERFF Enhancements Subgroup (Co-Chair)

Financial Condition (E) CommitteeConfidentiality Issues SubgroupInsurance Holding Company Working GroupInsurance Group Review SubgroupRating Agency Working GroupRisk Assessment Working Group

Financial Services Modernization (G) Task ForceCoordinating with the Federal Regulators Working

GroupFunctional Regulation Working Group

Health Insurance & Managed Care (B) CommitteeERISA Working Group (Chair)

Information Systems (G) Task ForceFinancial Data Repository (FDR) Working GroupStrategic Systems Planning Working Group

Market Conduct & Consumer Affairs (D) CommitteeAgent Licensing Working GroupCredit Scoring Working GroupMarket Analysis Working GroupResource Guidelines Working GroupSelf Critical Analysis Working GroupUniformity Working Group

Regulatory Framework (B) Task Force (Chair)Managed Care Organization Working GroupPharmaceutical Issues Working Group

Risk-Based Capital (E) Task ForceAd Hoc Subgroup of the Risk Based Capital (E) Task

ForceHealth Risk-Based Capital Working GroupProperty and Casualty Risk-Based Capital Working

Group

Senior Issues (B) Task Force (Chair)Medicare Supplement Working GroupSenior Counseling Activities Working Group

Wisconsin Insurance Report Business of 2002Executive Actions, NAIC Activities

30

Advisory Boards and Councils

Wisconsin law, s. 15.04, Wis. Stat., provides thatheads of independent agencies may create and appointsuch councils and committees as the operation of theagency requires. The insurance law, s. 601.20, Wis. Stat.,authorizes the Commissioner to create advisory councilsand committees to assist in dealing with regulatory prob-lems. The Commissioner is to provide by rule for thecreation, governance, duties, and termination of any councilor committee that is established. The expert adviceprovided the Commissioner through these councils re-sults in more efficient regulation of the insurance industryto the benefit of insurance consumers and insurers.

The Commissioner and staff members also serve onvarious councils and boards and thus aid Wisconsinresidents by providing advice and suggestions on mattersrelated to insurance regulation.

A description of the various councils and boards withwhich OCI is involved follows:

Group Insurance Board (Board)

Section 15.165 (2), Wis. Stat., created a GroupInsurance Board in the Department of Employee TrustFunds. The Commissioner or designee is a member of theBoard. The Group Insurance Board is authorized to enterinto contracts with insurers to provide group insuranceplans or to provide the benefits on a self-insured basis. Italso provides general administrative policy for the groupinsurance programs for health care, income disabilitybenefits, and life insurance authorized for state and otherpublic employees under ch. 40, Wis. Stat. The specificpowers of the Board are enumerated under s. 40.03 (6),Wis. Stat.

Insurance Security Fund Board (Board)

This Board administers the Insurance Security Fundestablished by ch. 646, Wis. Stat., to provide a mechanismfor protecting insureds in the event of liquidation ofinsurers and to assess the cost of such protection amonginsurers. The Commissioner, along with the AttorneyGeneral, and the State Treasurer, are members of thisBoard and serve with ten representatives of insurersappointed by the Commissioner upon consideration of therecommendation of insurance organizations.

Patients Compensation Fund Board (Board)

The Board was created by s. 619.04 (3), Wis. Stat. Itis a 13-member Board that consists of 3 insurance industryrepresentatives, a member named by the WisconsinAcademy of Trial Lawyers, a member named by the StateBar Association, 2 members named by the State MedicalSociety of Wisconsin, a member named by the WisconsinHospital Association, 4 public members appointed by theGovernor, and the Commissioner who serves as the chair.The members as of December 31, 2002, were:

Mark Adams, State Medical SocietyMark Femal, Public MemberBarbara Kuhl, Public MemberDavid Maurer, Industry RepresentativePaul Mestelle, Industry RepresentativeWalter Moritz, M.D., State Medical SocietyKermit Newcomer, M.D., Public MemberGeorge Quinn, Wisconsin Hospital AssociationDennis Robertson, Wisconsin Academy of Trial

LawyersJoan Schmit, Public MemberChristopher Spencer, Industry RepresentativeDonald Taitelman, State Bar Association

Wisconsin Retirement Board

The Wisconsin Retirement Board is created in theDepartment of Employee Trust Funds by s. 15.165 (3) (b),Wis. Stat. It is a nine-member Board. Six membersrepresent employers or employees who participate in theWisconsin retirement system, one is a participating stateemployee, one is a public member, and one is theCommissioner or an experienced actuary in OCI. TheBoard studies and recommends alternative administrativepolicies, authorizes and terminates disability annuitypayments, and considers administrative rules that relate toparticipants in the retirement system other than teachers.

Wisconsin Insurance Report Business of 2002Executive Actions, Advisory Boards and Councils

31

Council on Fire Service Training Programs

This body, authorized by s. 15.947, Wis. Stat., functionsunder the State Board of Vocational, Technical and AdultEducation, and furnishes advice and guidance to theBoard in the establishment and maintenance of trainingprograms in fire prevention and protection. The councilis comprised of representatives from the Division ofEmergency Government (Bureau of Civil Defense andDisaster Control), the Department of WorkforceDevelopment, and OCI, together with six members of firedepartments appointed by the Governor for staggered six-year terms.

Joint Survey Committee on Retirement Systems

This committee performs duties mandated unders. 13.50, Wis. Stat. The committee is comprised of twomajority party senators, one minority party senator, twomajority party representatives to the assembly, one minorityparty representative to the assembly, an assistant attorneygeneral, a member of the public selected by the Governor,the Commissioner or a designated experienced actuary inOCI, and the Secretary of the Department of EmployeeTrust Funds.

This committee evaluates all legislative proposalsthat would create or modify any system of retirement forpublic officers or employes. No such bill may be actedupon by the legislature until it has been referred to thiscommittee for preparation of a written report. The reportmust indicate the probable cost involved, the effect of theproposal upon the actuarial soundness of existingretirement systems, and the desirability of the proposal asa matter of public policy.

Retirement Research Committee

This committee performs duties mandated unders. 13.51, Wis. Stat. Its membership represents employeeand employer groups having vested interests in variousstate retirement programs. The committee has investigatorypowers over all state retirement systems for publicemployees. In addition, it may require any public pensionor retirement system to furnish it with periodic financialreports and records. The committee conducts a continuousreview of retirement benefits afforded to public employeesunder the existing state system. It maintains a currentreference library of all public employee pension andretirement plans throughout the United States and makesits findings and recommendations available to the Governorand the legislature.

Life and Disability Advisory Council

This council, created by s. Ins 6.79, Wis. Adm. Code,advises the Commissioner on regulatory matters in theareas of life and disability insurance. The council has fourinsurance company members, two agent members, andthree public members. The members during 2002 were:

Russ Cain, MadisonSteve Frankel, Northwestern Mutual Life Ins. Co.,

MilwaukeeRobert Palmer, Dean Health Plan, MadisonRoberta Riportella-Muller, UW Dept. of Consumer

Sciences, MadisonJohn Sheski, Wisconsin Physicians

Service Insurance Corporation, MadisonArvid Tillmar, T. E. Brennan, MadisonCarol Trocinski, Midwest Security Ins. Co.,

OnalaskaRobert Walker, MadisonBarbara Zabawa, Center for Public Representation,

Madison

Property and Casualty Advisory Council

This council, created by s. Ins 6.79, Wis. Adm. Code,advises the Commissioner on regulatory matters in theareas of property and casualty insurance. The council hasfour insurance company members, two agent members,and three public members. The members during 2002were:

James Thomas, Society Insurance a MutualCompany, Fond du Lac, Chair

Jeffrey Cole, Wausau Insurance Companies, WausauDoug Dittmann, The Neckerman Agency, MadisonJohn Duwell, West Bend Mutual Insurance Company,

West BendLemuel Eaton, Neighborhood Housing Services,

MilwaukeeMary Kaiser, RJF Agencies Inc., Eau ClaireBill Smith, National Federation of Independent

Business, MadisonSteve Tauke, Marshall & Ilsey Corporation,

MilwaukeeJoseph Zwettler, American Family Mutual

Insurance Company, Madison

Wisconsin Insurance Report Business of 2002Executive Actions, Advisory Boards and Councils

32

Bulletins to Insurers

March 27, 2002: To all insurers licensed to transactbusiness in Wisconsin regarding electronic appointment/termination of insurance agents. This bulletin advisesinsurers that beginning on July 1, 2002, the Office of theCommissioner of Insurance (OCI) will only acceptinsurance agent appointments and terminationselectronically. The OCI is making an exception to thisrequirement for those companies that annually appointand terminate, in the aggregate, 25 or fewer agents.Additionally, companies that do not meet the foregoingexception and are unable to meet the July 1implementation date should contact the OCI to requestan extension.

April 11, 2002: To all insurers authorized to do businessin the State of Wisconsin regarding the “Uniting andStrengthening America by Providing Appropriate ToolsRequired to Intercept and Obstruct Terrorism (USAPATRIOT) Act of 2001” (the Act). The purpose of thisbulletin is to advise insurers of important newresponsibilities under the Act. In particular, s. 352 of theAct amends the Bank Secrecy Act (“BSA”) to require thatall financial institutions establish an anti-moneylaundering program, and s. 326 amends the BSA to requirethe Secretary of the Treasury (Treasury) to adoptminimum standards for financial institutions regardingthe identity of customers that open accounts.

April 26, 2002: To all insurers licensed to do healthinsurance business in Wisconsin regarding ch. Ins 18,Wis. Adm. Code, Health Benefit Plan Grievances andIndependent Review Organizations (IRO) Certificationand Review Procedures. This bulletin informs insurersthat the commissioner has certified an IRO and highlightsthe requirements that insurers must use to establishinternal grievance procedures and independent reviewprocedures. This bulletin also discusses the section of2001 Wisconsin Act 65 (Act 65) that amended s. 632.835(2), Wis. Stat., and has an effective date of April 24, 2002.

May 3, 2002: To all insurers offering HMO plans inWisconsin regarding data collection. On November 10,2000, the office issued a bulletin that outlines the datacollection requirements for calendar year 2001, whichmust be submitted to the OCI no later than June 17, 2002.This bulletin responds to insurers’ requests for clarificationon the data requirements. As stated in the November 10,2000, bulletin, the Health Employer Data and InformationSet (HEDIS) data should be collected according to HEDISguidelines, although an independent audit of the HEDISdata is not required. The HMO should either follow

Wisconsin Insurance Report Business of 2002Executive Actions, Bulletins to Insurers

National Committee for Quality Assurance (NCQA)guidelines for the Consumer Assessment of Health Plans(CAHPS) survey, or report any variations in its surveyprocess.

June 21, 2002: To all Wisconsin licensed property andcasualty insurers regarding mold coverage. This bulletinadvises insurers of the standards that the office will usewhen reviewing personal lines and commercial linespolicies under s. 631.20 (2) (a) 1., Wis. Stat., with respectto mold coverage in property and casualty insurancepolicies.

September 25, 2002: To all insurers authorized to writecredit life and/or credit accident and sickness insuranceregarding revised prima facie credit life and creditaccident and sickness insurance rates. This bulletinadvises insurers pursuant to s. Ins 3.25 (13) (c), Wis. Adm.Code, on or before October 1, 1990, and each three yearsafter that, the commissioner shall give written notice toall authorized insurers specifying the prima facie creditlife and credit accident and sickness rates to be effectivefor the three-year period beginning on the next January1. The periodic adjustments of the credit life rates areonly based on differences in claim costs. The result is anew basic loss ratio that fulfills the presumption thatbenefits are reasonable to the premiums charged, asrequired by s. 424.209 (1), Wis. Stat. Therefore, thisbulletin should be considered as written notice of thenew basic loss ratio of 38% for credit life insurance andthe new prima facie rates for credit life and credit accidentand sickness insurance to become effective for the three-year period beginning on January 1, 2003.

October 9, 2002: To all insurers writing small employergroup health insurance in Wisconsin regarding thepublication of small employer insurers’ current newbusiness premium rates. This bulletin advises insurersthat s. 635.12, Wis. Stat., requires every small employerinsurer to annually publish the small employer insurer’scurrent new business premium rates in the manner andaccording to categories required by rule under s. 635.05(7), Wis. Stat. Small employer insurers who complete formOCI 26-500 as required by s. Ins 8.52 (4), Wis. Adm. Code,and who return it to the OCI on or before December 1,each year, will be in compliance with the requirements ofs. 635.12, Wis. Stat., and need not publish the ratesthemselves. The commissioner will publish theinformation gathered from all small employer insurers onthe OCI’s Web site and in pamphlet form, to assist smallemployers in comparing the rates.

33

Wisconsin Insurance Report Business of 2002Executive Actions, Bulletins to Insurers

October 16, 2002: To all insurers licensed to transact thebusiness of health insurance in Wisconsin regardingequipment and supplies for the treatment of diabetes,s. 632.895(6), Wis. Stat. 2001 Wisconsin Act 82 amendeds. 632.895(6), Wis. Stat., to include prescription drugs forthe treatment of diabetes. In addition, the words“exclusions” and “limitations” were added to the secondsentence of the statute. The amendments becomegenerally effective on January 1, 2003.

November 25, 2002: To all insurers licensed to transactthe business of health insurance in Wisconsin regardingamendments to s. Ins 3.37, Wis. Adm. Code, regardingtransitional treatment arrangements. Effective January 1,2003, insurers offering group health insurance productswill be required to provide coverage for emergency mentalhealth services under a coordinated emergency mentalhealth services plan. Insurers should carefully review thenew law and this memorandum to determine whether thelaw applies to them. It is each insurer’s responsibility toensure that its policy forms and procedures are incompliance with the new law. Insurers may obtain copiesof the new law from Legislative Documents, 1 East MainStreet, Madison, Wisconsin 53703, (608) 266-2400.Copies of legislation are also available on the Internet athttp://www.legis.state.wi.us.

December 19, 2002: To all Wisconsin licensed propertyand casualty insurers regarding updated guidance oncoverage issues concerning mold. On June 21, 2002, theOCI issued a bulletin concerning coverage for mold inproperty and casualty insurance policies. The bulletincan be found on OCI’s Web site at http://oci.wi.gov/bulletin/0606mold.htm. The purpose of the bulletin wasto provide information to insurers on what guidelines theoffice was using in its review of property and casualtypolicy form filings relating to mold. Since the OCI issuedits June 21 bulletin, the office has obtained additionalinformation concerning the issue of coverage for mold inpersonal lines property and casualty policies. The purposeof this bulletin is to clarify the OCI’s June 21 bulletin onthis topic based on this additional information.

December 20, 2002: To all Wisconsin licensed propertyand casualty insurers regarding expedited filingprocedures for compliance with the Terrorism RiskInsurance Act of 2002 (the Act). This federal law providesa federal backstop for defined acts of terrorism and imposescertain obligations on insurers. The intent of this bulletinis to advise insurers of certain provisions of the Act thatmay require insurers to submit a filing in Wisconsin and

to inform insurers of a voluntary procedure this officewill implement in order to expedite the filing and timelyreview of policy language and the applicable rates thatare discussed in the Act. The use of disclosure notices isalso discussed.

Copies of the bulletins are available on OCI’s Web siteat http://oci.wi.gov/bulletin.htm.

Wisconsin Insurance Report Business of 2002Executive Actions, Administrative Actions

34

Administrative Actions(As Reported by the Legal Unit)

In many of the proceedings listed below, the Respondentdenied the allegations but consented to the action taken.

Allegations and Actions Against Agents:

Jeffrey J. Adamec4010 S. Katherine Dr., New Berlin, WI 53151Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2002

Mark J. Anderson316 Shelley Dr., Racine, WI 53405Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Mark R. Anderson3640 Flynn Pl., Eau Claire, WI 54703Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Jerome A. Andryczak3620 E. Layton Ave., Ste. 17, Cudahy, WI 53110Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Debra J. Arnold5300 W. Hemlock Rd., Milwaukee, WI 53223Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Alan W. AuthierP.O. Box 2593, Appleton, WI 54913Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Tyson A. Ballos7207 N. Tichigan Rd., Waterford, WI 53185Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalbackground. August 2002

Jason R. Bartlein1447 S. 73rd St., Milwaukee, WI 53214Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalbackground. August 2002

Brian D. Bates5103 N. 21st St., Milwaukee, WI 53209Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct and nonresponse to OCI’s request forinformation. November 2002

Scott W. Baumann220 S. Van Buren St., Apt. 2, Green Bay, WI 54301Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Simone Bell511A W. Maple, Milwaukee, WI 53204Has had her application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct and nonresponse to OCI’s request forinformation. December 2002

Joel R. Bement, Sr.E19835 County Rd. ND, Augusta, WI 54722Paid a forfeiture of $250.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. August 2002

Joel R. Bement, Sr.N7035 Hwy. 27 North, Black River Falls, WI 54615Agreed to surrender his insurance agent’s license. Thisaction was based on allegations of failing to respondpromptly to inquiries from OCI. October 2002

James J. BethelP.O. Box 451, Spooner, WI 54801Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. Bethel did not appear at thehearing or prehearing. January 2002


35

Kathleen A. BiermanW4449 Countryview Dr., Appleton, WI 54915Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Brian H. Blacher8940 N. Regent Rd., Milwaukee, WI 53217Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Christina L. Blake2802 Jason Ave., Apt. 2, Schofield, WI 54476Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2002

Kevin J. Blake2802 Jason Ave., Apt. 2, Schofield, WI 54476Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2002

Delisa M. Bond4892 N. 24th Pl., Milwaukee, WI 53209Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Robert B. Boust III5335 Walnut St., Philadelphia, PA 19139Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding child supportarrearage and nondisclosure of previous Wisconsinaction. November 2002

Gerald Wayne Bradford751 Adams St., Rockton, IL 61072Paid a forfeiture of $1,000.00. This action was based onallegations of failing to report actions against him bythe state of Illinois and the National Association ofSecurities Dealers (NASD). February 2002

Denise Marie Bretz2351 W. Sonoma Ave., Stockton, CA 95204Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding judgment ofbankruptcy. January 2002

Patrick J. Bulman310 Rose Ct., Horicon, WI 53032Agreed to a revocation of his insurance license. Thisaction was based on allegations of utilizing premiumsfor his own use and not submitting applications to theinsurer. September 2002

Joy Theresa Callahan5424 W. 129th Pl., Crestwood, IL 60445Has had her application for an insurance license denied.This action was based on allegations of failing todisclose administrative action taken by the state ofIllinois on an insurance license application andnonresponse to OCI. November 2002

Robert J. Campbell2444 Wander Ct., Eau Claire, WI 54703Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Gino J. CariniLawyers Title, 21075 Swenson Dr. #900Waukesha, WI 53186Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding a criminalconviction. January 2002

Mary Kaye Carroll391 17th Ave. N., Wisconsin Rapids, WI 54495Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2002

Kevin Eugene Chambers8218 Solano Bay Loop #628, Tampa, FL 33635Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of California on an insurance license application.January 2002

Matthew A. Chromey2412 Pine Ridge Rd., Apt. 6, Eau Claire, WI 54701Has had his application for an insurance license denied.This action was based on allegations of failing todisclose previous criminal convictions on an insurancelicense application and conviction of a crimesubstantially related to insurance marketing typeactivities. September 2002


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Jeremy J. Claxton1130 Weatheridge Rd., Apt. 4Chippewa Falls, WI 54729Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct and nonresponse to OCI’s request forinformation. November 2002

John S. Clayton2114 Laura Ln., Waukesha, WI 53186Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Harry E. Coombs207 Maple Ave., Clinton, WI 53525Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Jeffrey P. Couper127 S. Stephenson Ave., Iron Mountain, MI 49801Paid a forfeiture of $500.00 and has had his licensesuspended for 60 days. This action was based onallegations of failure to report a state of Michiganadministrative action based on utilizing premiums forhis own use and failing to submit premiums to theinsurer. September 2002

Jimmy L. Covington6810 N. Barien St., Apt. 4, Milwaukee, WI 53209Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. May 2002

Thomas L. Croft902 Gerald Ave., Beloit, WI 53511Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2002

Patrick J. Cunningham1043 W. 185th Pl., Naperville, IL 60430Has had his application for an insurance license denied.This action was based on allegations of failing todisclose administrative action taken by the state ofIndiana on an insurance license application and failingto respond to a request for information. January 2002

David Russell Delozier13451 Bryson, Van Nuys, CA 91402Paid a forfeiture of $200.00 and has had his insurancelicense revoked. This action was based on allegationsof failing to report a felony criminal conviction on hisoriginal application. Delozier did not appear at thehearing or prehearing. February 2002

Garrett J. DownsN51 W14266 Lancaster Ave.Menomonee Falls, WI 53051Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalbackground. August 2002

Heather A. Drake1815 E. Becker Rd., Marshfield, WI 54449Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Michael J. Dwyer6876 S. 109th St., Franklin, WI 53132Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Darline Easter235 Beaver Creek Dr., Bolingbrook, IL 60490Has had her application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of Illinois on an insurance license application.September 2002

Scott E. Eiting8 Easthaven Ct., Apt. 10, Appleton, WI 54915Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Anne Eliason2531 W. Kathleen Rd., Phoenix, AZ 85023Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Eugene A. Eusanio5565 Westfall Rd. SW, Lancaster, OH 43130Has had his application for an insurance license denied.This action was based on allegations of administrative


37

actions taken by the state of Ohio Division of Securitiesand the National Association of Securities Dealers(NASD). October 2002

Kenneth R. Fischer825 Weslyn Ct. #3, West Bend, WI 53095Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Doris M. FisherP.O. Box 1076, Green Bay, WI 54302Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2002

Angela Brooke Fisk819 9th St., Beloit, WI 53511Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Loren S. Fix1013 Pasadena Pkwy., Waunakee, WI 53597Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Mary K. Foss2801 W. 5th St., Marshfield, WI 54449Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Peter V. Foster3965 N. 71st St., Milwaukee, WI 53216Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Vicky FoxP.O. Box 104, Burlington, WI 53105Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Ross Sean Freedman5505 Royce Dr., Duluth, MN 30097Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to report administrative actions taken by the stateof Georgia on an insurance license application.September 2002

Robert N. Froment19275 Stone Oak Pky., P.O. Box 817San Antonio, TX 78258Has had his application for an insurance license denied.This action was based on allegations of failing to paypast child support due and no response to a request forinformation. January 2002

Maureen Gallagher6513 Basswood Dr., Troy, MI 48098Has had her application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of Michigan on an insurance license application.August 2002

Richard N. GardnerP.O. Box 342, Mukwonago, WI 53149Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2002

Shari J. Gartzke2119 Kilps Dr., Waukesha, WI 53188Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Melissa Ann Garza503 Terra Cotta, San Antonio, TX 78253Has had her application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action by the state ofNew Jersey on an insurance license application.December 2002

James E. GeibW7270 CTH F, Cascade, WI 53011Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Jane A. GerbigW12379 Gerbig Rd., Marion, WI 54950Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2002

Harvey J. Goldstein230 W. Suburban Ct., Milwaukee, WI 53217Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2002


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Igor A. Golovin209 Williamsburg Dr., Apt. 8, Thiensville, WI 53092Has had his application for an insurance license denied.This action was based on allegations of failing to respondto a request for information relating to felony ormisdemeanor convictions. January 2002

Edwin Robert Haag III650 N. 11th St., Breese, IL 62230Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose two administrative actions taken byIllinois on an insurance license application. July 2002

Robert Edward Haley6801 Rivulet, San Antonio, TX 78239Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding child supportarrearage. April 2002

Anna T. Harbort1983 N. Summit Ave. #B-1, Milwaukee, WI 53202Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. June 2002

James V. HarpoldW1256 Foster Rd., Oostburg, WI 53070Was ordered to not apply for any Wisconsin insurancelicense before October 11, 2007, and surrendered hisinsurance agent’s license. This action was based onallegations of knowingly submitting a disabilityapplication that misrepresented the date on which itwas signed and forging a signature on a separateapplication for insurance. October 2002

Maurice O. Hart841 W. Morton #23, Jacksonville, IL 62650Agreed to pay a forfeiture of $250.00 and agreed torespond promptly to all written inquiries from OCI. Thisaction was based on allegations of a criminal convictionand no response to request for information. February2002

Alan J. Harvey3900 Vinburn Rd., De Forest, WI 53532Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Clementine Ross Haynes5847 N. 40th St., Milwaukee, WI 53209Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Corey Hedgspeth4265 Van Buren St., Gary, IN 46408Has had his application for an insurance license denied.This action was based on allegations of failing to re-spond promptly to inquiries from OCI regardingnondisclosure of previous Wisconsin administrative ac-tion. January 2002

James Robert Heineman1962 Waterbury Dr. SE, Kentwood, MI 49508Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of Florida on an insurance license application.July 2002

John R. HeintzkillW220 S1417 Springdale Rd. #3, Waukesha, WI 53186Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Robert Thomas Heusinkveld5508 Cavendish Cir., Plano, TX 75093Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative actions taken by thestates of Virginia, Texas and Georgia on an insurancelicense application. April 2002

Vernon F. Hickman10315 Within Heights Dr., Bakersville, CA 93311Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose 1995 state of Illinois administrativeaction for failing to pay taxes. May 2002

Lonnie L. Hiley540 Normandin Ct., Sun Prairie, WI 53590Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Dennis H. HoelzelW5861 Manitowoc Rd., Appleton, WI 54915Was ordered to pay a forfeiture of $5,000.00 and hashad his insurance license revoked. This action was based


39

on allegations of assisting an unauthorized insurer andmaking false or misleading statements to OCI. April 2002

Jeff A. Huston60686 CSAH 28, Litchfield, MN 55355Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of Minnesota on an insurance license application.February 2002

John P. IllianN62 W15679 Skyline Dr., Menomonee Falls, WI 53051Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Amy S. Imhoff130 Kent St., Wausau, WI 54403Has had her application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct and nonresponse to OCI request forinformation. May 2002

David H. Janson4202 Summerfield Rd., Champaign, IL 61822Has had his application for an insurance license denied.This action was based on allegations of administrativeaction taken by the United States Commodity FuturesBrokers. September 2002

Thomas M. Jaworski6715 Hwy. 153, Hatley, WI 54440Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Steve M. Jenkins1012 W. Capitol Dr., Milwaukee, WI 53206Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Collin D. Jeschke492 S. Lake Dr., Watertown, SD 57201Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to an insurancemarketing type activity and failing to respond to arequest for information. January 2002

James Jimenez9216 S. Roadrunner St., Highlands Ranch, CO 80129Paid a forfeiture of $250.00 and was ordered to respondpromptly to all inquiries from OCI. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI regarding judgment for overdue monies orbankruptcy. March 2002

Erica M. Johnson4700 W. Villard Ave., Milwaukee, WI 53218Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Linda Y. Kearney13984 Settlement Acres Dr., Brook Park, OH 44142Has had her application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of Florida on an insurance license application.April 2002

Andre T. Keller11653 Main St., P.O. Box 138, Stitzer, WI 53825Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2002

Linda Kirkpatrick2006 Porter, Beloit, WI 53511Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

John T. Krezowski3435 Fairfax St. # 20, Eau Claire, WI 54701Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Carrie J. Kroll1317 McKinley Ave., Beloit, WI 53511Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Dennis Joseph Kyne, Jr.305 E. Empire St., San Jose, CA 95112Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of California on an insurance license application.October 2002


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Mark R. Laemmrich1856 Cricket Ct., Neenah, WI 54956Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype activities and administrative action taken by thestate of Wisconsin, Department of Regulation andLicensing, Funeral Director Examining Board, and notpromptly responding to an OCI request for information.March 2002

Carissa M. Laksbergs4601 Dezavala Rd. #918, San Antonio, TX 78249Has had her application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose a New Jersey administrative actionon an insurance license application. December 2002

Natlie N. Lancaster905 N. Walnut Ave., Marshfield, WI 54449Has had her application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype activities and administrative action taken byWisconsin Department of Health and Family Services,Caregiver Misconduct Registry. January 2002

Maryjo L. LandwehrR5348 Sahara Dr., Ringle, WI 54471Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Nicole J. Laux4832 Indian Hills Dr. #201, Racine, WI 53406Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Alan C. Ledesma1901 S. 93rd St., West Allis, WI 53227Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Raymond A. Levy4034 N. Elmhurst Rd., Milwaukee, WI 53216Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Susan A. Liebert245 Longwood Dr., Janesville, WI 53545Has had her application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. July 2002

Nicolas A. Liogas34181 N. Rt. 45, Grayslake, IL 60030Agreed to pay a forfeiture of $250.00 and agreed toreport any administrative action regarding anoccupational license as required by s. Ins 6.61(16), Wis.Adm. Code. This action was based on allegations offailing to report an administrative action taken by Illinoisin 1999. January 2002

Timothy R. Lloyd6913 W. Herbert Ave., Milwaukee, WI 53218Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct and nonresponse to OCI’s request forinformation. November 2002

Joseph Lopez-Wilson1004 Day Dr., Bellevue, NE 68005Has had his application for an insurance license denied.This action was based on allegations of administrativeaction taken by the Supreme Court of Nebraskasuspending his law license for 2 years. October 2002

Richard D. LundyP.O. Box 1988, Waukesha, WI 53187Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Melyssa J. Maciejczak11314 N. Glenwood Cir., West Bend, WI 53090Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Cynthia A. Macklin8030 S. Champlain Apt. 1, Chicago, IL 60619Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding overduemonies due to an insurer, insured, or producer. April 2002


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Laquanda A. Madison2927 N. Holton St., Milwaukee, WI 53212Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconviction. August 2002

Donald Joseph Magdon, Jr.15837 S. 13th Way, Phoenix, AZ 85048Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose an administrative action taken bythe state of California on an insurance licenseapplication. July 2002

David H. Maiman10625B N. Ivy Ct. #60, Mequon, WI 53092Agreed to pay a forfeiture of $500.00 and agreed torespond promptly to all future requests for informationfrom the commissioner and maintain detailed records ofinsurance sales. This action was based on allegations offailing to respond promptly to inquiries from OCI.October 2002

Herschell Edward Manning90 Yale Ave., Frostproof, FL 33843Has had his application for an insurance license denied.This action was based on allegations of failing to re-spond promptly to inquiries from OCI to a Floridaadministrative action, child support obligations, judg-ments for overdue monies, and information aboutlawsuits. April 2002

Timothy James Manson130 N. River Park Dr., Guttenberg, IA 52052Has had his application for an insurance license denied.This action was based on allegations of signingsignatures on documents without proper authority andadministrative action taken by the National Associationof Security Dealers (NASD). December 2002

William J. MartinW338 S5048 Fox Hollow Dr., Dousman, WI 53118Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2002

Charles E. Mason2740 N. 37th St., Milwaukee, WI 53210Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconviction. November 2002

Felicia Lynne McAllister82 Lane Rd., Mechanics Falls, ME 04256Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalarrests/convictions. August 2002

Kathleen Ann McGrath31 Country Walk, Cherry Hill, NJ 08003Has had her application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of New Jersey on an insurance license application.August 2002

Linda McKenna2319 W. Tripoli Ave., Milwaukee, WI 53221Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2002

Thomas L. McMahon1645 Preble Ave., Green Bay, WI 54302Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2002

Mark A. Meglic2646 Van Beek Rd., Green Bay, WI 54311Paid a forfeiture of $1,000.00 and has had his licensesuspended for 15 days. This action was based onallegations of having another agent sign a Medicaresupplement application when the agent did not makethe sale and respondent was not properly appointed withthe insurer. August 2002

Craig A. Mengeling12139 Meadow Ct., Wauwatosa, WI 53222Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Roland F. MontezonP.O. Box 426, Eagle River, WI 54521Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Sally Muholland952 S. 56th St., Milwaukee, WI 53214Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2002


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Jeffrey P. Murphy4028 Amherst, Janesville, WI 53546Has had his license summarily suspended. This actionwas based on allegations of misappropriating ofpremiums from customers. January 2002

Jeffrey P. Murphy6320 Monona Dr. #206A, Madison, WI 53716Has had his insurance license revoked. This action wasbased on allegations of theft from customers andutilizing premiums for own use. May 2002

Blake S. Murray474 Cardinal Oaks Ct., Lake Mary, FL 32746Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding administrativeaction taken by the state of Florida Department ofBanking and Finance. November 2002

Christopher A. Musso3013 Fairfax St., Eau Claire, WI 54701Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Charlene I. NasgovitzW8417 County Rd. Q, Pound, WI 54161Has had her application for an insurance license denied.This action was based on allegations of administrativeactions taken by the state of Wisconsin, Department ofRegulation and Licensing, Real Estate Examining Board.December 2002

Leroy Nichols Sr.4661 N. 27th St. #101, Milwaukee, WI 53209Has had his application for an insurance license denied.This action was based on allegations of failing to paystate of Wisconsin taxes, a criminal convictionsubstantially related to insurance marketing typeconduct, and not reporting a criminal conviction within30 days. Nichols did not appear at the hearing orprehearing. August 2002

Rolland E. Nielson14010 W. Park Ave., New Berlin, WI 53151Paid a forfeiture of $1,000.00. This action was based onallegations of doing business as Aim Institute of MoneyManagement, American Finance, and Tax & InvestmentAdvisory, licensed in securities with InnovativeSecurities Inc, selling viaticals to 11 persons, receivingan order from Wisconsin Division of Securities

Department of Financial Institutions on January 18,2001, and failing to report this action to OCI. April 2002

Jessica C. NowickiP.O. Box 426, Fox Lake, WI 53933Has had her application for an insurance license deniedfor 31 days. This action was based on allegations offailing to report a previous Wisconsin administrativeaction on an insurance license application.December 2002

Anthonia C. Nwagbaraocha4528 N. 84th St., Milwaukee, WI 53225Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Gloria A. Olson2122 Edgewood Dr., Grafton, WI 53024Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. July 2002

Christopher S. Parnham14 Powers Ave., Madison, WI 53714Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Roger S. Patovisti2389 Omro Rd., Oshkosh, WI 54904Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Todd E. PattenW237 N6520 Orchard Dr., Sussex, WI 53089Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Judy C. Paul1924 River Park Ct., Wauwatosa, WI 53226Has had her license summarily suspended. This actionwas based on allegations of utilizing premiums for ownuse and not submitting applications to the insurer.January 2002

Judy C. Paul1924 River Park Ct., Wauwatosa, WI 53266Was ordered to pay a forfeiture of $500.00 and has hadher insurance license revoked. This action was based


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on allegations of utilizing premiums for own use andnot submitting applications to the insurer.December 2002

Bernard E. Perez1365 17th Ave., Grafton, WI 53024Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Joseph P. Perry6179 Marshview Ct., Hartford, WI 53027Paid a forfeiture of $4,000.00 jointly with FHKCorporation and was ordered to cease and desist fromreferencing the SeniorCare prescription drug programin any and all solicitations, including telemarketing anddirect mail, and shall clearly identify the agency forwhich he works by name and state that the purpose ofthe solicitation is to sell insurance, including theproduct to be solicited. This action was based onallegations of using telemarketers and otherrepresentatives who failed to indicate that insurancewould be solicited, made misleading references to agovernment program, SeniorCare, and misrepresentedthat OCI had approved the telemarketing script.September 2002

Shirley A. Pitts4437 N. 64th St. Apt. Lower, Milwaukee, WI 53218Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

John J. Poehling5708 Pembroke, Madison, WI 53711Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Dianna Dale PoindexterRR 1 Box 502, East Lynn, WV 25512Has had her application for an insurance license denied.This action was based on allegations of failing todisclose administrative actions taken by Iowa on aninsurance license application and nonresponse to OCI’srequest for information. April 2002

Terry M. Poquette2991 Caravan Ct., Green Bay, WI 54313Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding bankruptcyproceedings. December 2002

Barbara J. Porter1530 E. 8th St., Superior, WI 54880Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2002

Carol V. Preszler127131 W. Bridge Rd., Aberdeen, SD 57401Was ordered to pay a forfeiture of $250.00 and has hadher insurance license revoked. This action was basedon allegations of failing to report an administrativeaction taken by Mississippi. Preszler did not appear atthe hearing or prehearing. June 2002

Maria C. Pullara11321 N. Shore Cliff Ln., Mequon, WI 53092Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Randall A. Rathburn1008 Willard Dr., Apt. 11, Green Bay, WI 54304Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Cherryl L. Redding11901 W. Lynx Ave., Milwaukee, WI 53225Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Eddie G. Reierson1920 Wilson Ave., Oshkosh, WI 54903Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2002

Penny C. ReissN5904 Pioneer Rd., Plymouth, WI 53073Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2002

Curt W. RichasonP.O. Box 18263, Milwaukee, WI 53218Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Kelly S. Roberts2435 N. 52nd St., Milwaukee, WI 53210Has had her application for an insurance license denied.This action was based on allegations of failing to respond


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promptly to inquiries from OCI regarding criminalconvictions. November 2002

Donald R. Rose501 Polzin Rd., Cornell, WI 54732Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Douglas P. Saeger410 5th St. N., Wisconsin Rapids, WI 54494Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Leonard Carlos Salazar16650 Huebner #1633, San Antonio, TX 78248Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of New Jersey on an insurance license application.December 2002

Julie L. Samuels2732 Allouez Ave., Green Bay, WI 54311Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2002

Douglas L. Sanford1309 N. 21st St., Bismarck, ND 58503Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of South Dakota on an insurance licenseapplication. January 2002

Jeffery William Schlitz1824 75th St., Kenosha, WI 53143Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Bruce C. Schroeder620 N. Spring St. #1, Port Washington, WI 53074Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Steven R. Schude544 N. Ogden Ave., Apt. 155, Milwaukee, WI 53202Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Chris N. Schwarck13597 Thrush Ave., Mason City, IA 50401Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding nondisclosureof administrative actions taken by the states of Coloradoand Iowa on an insurance license application.January 2002

Michael A. Sebald1610 S. Wisconsin Dr., Howards Grove, WI 53083Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Peter L. Serwe1200 Richardine Ct., Green Bay, WI 54304Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Jeffrey D. Seymour2019 N. Farwell Apt. 110, Milwaukee, WI 53202Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Barney Sidler2453 Seville Cir., Northbrook, IL 60062Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding nondisclosureof administrative actions taken by the states of Wisconsinand Illinois. November 2002

David N. Silk2123 Ginger Creek Dr., Palatine, IL 60074Has had his application for an insurance license denied.This action was based on allegations of failing todisclose administrative action taken by the state ofIllinois on an insurance license application andnonresponse to OCI’s request for information. July 2002

Latosha C. Skinner7847 S. Yale Ave. #D, Tulsa, OK 74136Has had her application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. May 2002

Henry L. Smith5871 N. 65th St., Milwaukee, WI 53218Has had his application for an insurance license denied.This action was based on allegations of a criminal


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conviction substantially related to insurance marketingtype conduct. August 2002

Mamie Smith9010 W. Portage St., Milwaukee, WI 53224Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Paula Marie Snowden4196 Vilas Rd. #2, Cottage Grove, WI 53527Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Earle Solomonson8933 W. Phillips Dr., Littleton, CO 80128Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI relating to lawsuit orarbitration. November 2002

Mark D. Sommers9000 N. White Oak Ln., Milwaukee, WI 53217Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Gerald E. SonnesonN2873 County B, Kewaunee, WI 54216Has had his license suspended for 180 days. This actionwas based on allegations of failing to report twoWisconsin Department of Financial Institutionsadministrative orders to OCI, selling unregisteredsecurities of Capital Acquisitions, Inc. (promissorynotes), PCO, Inc. (viatical settlements), LASCO(promissory notes), and Inrock (promissory notes), andassisting an unauthorized insurer, New EnglandInternational Surety, totaling $700,000. All investmentsfailed or were frauds. Sonneson invested and lost hisown money in LASCO with his compensation beingsales commissions. He was also sued by some customers.May 2002

Brian J. StauffW239 N2374 Pewaukee Rd., Waukesha, WI 53188Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Brian P. Stedl805 Keyes St., Menasha, WI 54952Has had his insurance license revoked. This action was

based on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Francis L. Steinbrecher1499 Plymouth Ln. Apt. D, Green Bay, WI 54303Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Robert J. Stellflue6054 Blaska Dr., Sun Prairie, WI 53590Paid a forfeiture of $250.00 and has had his licensesuspended for 14 days. This action was based onallegations of failing to accurately and fully respond toinquiries from OCI. May 2002

James D. Stevenson12629 Fillyside, Dunlap, IL 61525Agreed to pay a forfeiture of $250.00 and agreed toreport any administrative action regarding anoccupational license as required by s. Ins 6.61 (16),Wis. Adm. Code. This action was based on allegationsof failing to report an administrative action taken byIllinois in 1999. January 2002

Orlando L. Stokes714 W. Vliet St. #335, Milwaukee, WI 53205Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding a criminalconviction. August 2002

James R. Stolz961 Shelly Ct., Oconomowoc, WI 53066Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Teresa A. Tanking6327 27th Ave., Kenosha, WI 53143Has had her application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct and her Huber privileges having beenrevoked. September 2002

Bruce P. TateraW5247 Wisconsin Dr., Elkhorn, WI 53121Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. December 2002


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John William Tesseyman III1680 Frostwood Dr., Tyler, TX 75703Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding Texasadministrative action. August 2002

Michael Thomas Thompson135 Southmayd Rd., Waterbury, CT 06705Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding child supportobligations. November 2002

John A. Titterington Sr.10897 Pinewood Dr., Parker, CO 80138Has had his application for an insurance license denied.This action was based on allegations of failing todisclose administrative actions taken by the states ofWisconsin, Idaho, Nebraska, and Iowa on an insurancelicense application. January 2002

William T. Tucker12901 W. Wyndridge Dr. #104, New Berlin, WI 53151Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2002

Thomas J. Utecht971 Armour Rd., Oconomowoc, WI 53066Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Jason A. Vansleet1218 Prospect Ave., Wausau, WI 54403Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconviction. November 2002

Reynaldo X. Velez Jr.1145 W. Baseline Rd. # 1037, Tempe, AZ 85283Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding child supportobligation arrearage. January 2002

Paul A. Venema4155 Finch Ln., Delavan, WI 53115Has had his application for an insurance license denied.This action was based on allegations of a criminal

conviction substantially related to insurance marketingtype conduct. February 2002

Lawrence L. Ventresca3627 N. Pacific Ave., Chicago, IL 60634Has had his application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken by thestate of Illinois on an insurance license application.April 2002

Lee A. VolzP.O. Box 1214, Appleton, WI 54912Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Gregory J. Walsh3002 164th Pl. N., Clearwater, FL 33760Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding nondisclosureof administrative action taken by the state of Florida onan insurance license application. January 2002

Lynn S. Weis31029 Bushnell Rd., Burlington, WI 53105Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

John A. White805 S. 7th St., P.O. Box 3233, La Crosse, WI 54602Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding civiljudgments or bankruptcy. January 2002

Rufus D. Wilkerson8737 W. Dogwood St., Milwaukee, WI 53224Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. December 2002

Gary L. WilsonP.O. Box 39, Coon Valley, WI 54623Paid a forfeiture of $500.00 and was ordered to truthfullyanswer all questions on insurance applications. Thisaction was based on allegations of failing to disclose a1976 criminal conviction on an insurance application.February 2002


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Terry E. Wiseman637 10th Ct., Onalaska, WI 54650Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. May 2002

Michael J. Wolters9242 W. National Ave., West Allis, WI 53277Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalbackground substantially related to insurance typeactivities. Wolters did not appear at the hearing orprehearing. October 2002

Barry M. Wood3210 E. Parkside Blvd., Apt. 6, Appleton, WI 54915Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2002

Maggie Young8253 N. Teutonia Ave., Milwaukee, WI 53209Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

David B. Ziegahn640 E. Johnson St. # 7, Madison, WI 53703Paid a forfeiture of $250.00 and was ordered to avoidthe use of misleading terms in connection with insurancebusiness and has had his license suspended for 45 days.This action was based on allegations of signing orstamping another agent’s name on annuity applicationswhen he had not witnessed the applicant’s signaturesand using a misleading marketing term of “senioradvisor” in his insurance business. December 2002

Allegations and Actions Against Companies:

1Source Auto Warranty Com, Inc.5600 S. Quebec St., Ste. 300BGreenwood Village, CO 80111Agreed to pay a forfeiture of $7,500.00 and agreed toprovide the information requested and cease and desistfrom issuing extended warranties in Wisconsin unlessand until it has obtained a limited certificate of authorityto solicit warranty business in Wisconsin. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI and doing a warranty businesswithout proper authority. December 2002

Allstate Indemnity Company3075 Sanders Rd. Ste. H1B, Northbrook, IL 60062Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. January 2002

American Bankers Insurance Company of Florida11222 Quail Roost Dr., Miami, FL 33157Was ordered to comply with previous examination order.This action was based on allegations of failing to complywith a previous examination order. November 2002

American Bankers Life Assurance Company of Florida11222 Quail Roost Dr., Miami, FL 33157Paid a forfeiture of $71,173.00 and was ordered tocomply with previous examination order. This actionwas based on allegations of failing to comply with aprevious examination order. November 2002

American Investors Life Insurance Company, Inc.555 S. Kansas Ave., Topeka, KS 66601Was ordered to accept business only from a properlyappointed agent and to properly represent informationto insureds regarding its products. This action was basedon allegations of accepting business from anunappointed agent who misstated terms of an annuity,omitted material information, and converted a policywithout consent. September 2002

AMEX Assurance Company3500 Packerland Dr., DePere, WI 54115Paid a forfeiture of $500.00 and was ordered to ceaseand desist from issuing nonrenewal notices less than60 days prior to the renewal date. This action was basedon allegations of issuing an improper nonrenewal of aninsurance policy. April 2002

Aon Home Warranty Services, Inc.1000 Milwaukee Ave., Glenview, IL 60025Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. March 2002

Aon Innovative Solutions1000 Milwaukee Ave., Glenview, IL 60025Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. April 2002


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Automotive Warranty Services, Inc.1000 Milwaukee Ave., Glenview, IL 60025Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. March 2002

Benmark, Inc.1100 Circle 75 Pky., Ste. 320, Atlanta, GA 30339Has had its application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative action taken againstStephen D. Whipple by the state of South Dakota on aninsurance license application. September 2002

Brown & Brown of Lehigh Valley Inc.3893 Adler Pl., Bethlehem, PA 18017Has had its application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative actions taken againstWilliam Lehr by the states of Massachusetts andWisconsin on an insurance corporation licenseapplication. November 2002

Butlerandco Com Inc.3144 Country Rd. S, Little Suamico, WI 54141Has had its insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. October 2002

Commercial Union Insurance CompanyOne Beacon St., Boston, MA 02108Paid a forfeiture of $500.00 and was ordered to ceaseand desist from accepting business from agents untilthey have been properly appointed. This action wasbased on allegations of allowing an agent to submitapplications prior to appointing the agent. June 2002

Compcare Health Services Insurance Corp.20855 Watertown Rd. Ste. 140, Waukesha, WI 53186Paid a forfeiture of $500.00. This action was based onallegations of failing to comply with a previousexamination order. September 2002

Connecticut General Life Insurance Company900 Cottage Grove Rd., Hartford, CT 06152Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. August 2002

Conseco Life Insurance CompanyP.O. Box 1970, Carmel, IN 46032Paid a forfeiture of $500.00 and was ordered to providethe information requested and in the future promptlyreply in writing. This action was based on allegationsof failing to respond promptly to inquiries from OCI.August 2002

Conseco Senior Health Insurance Company11815 N. Pennsylvania St., Carmel, IN 46032Paid a forfeiture of $500.00 and was ordered to providethe requested information and promptly reply in writingto requests from the commissioner. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. July 2002

Consumer Program Administrators, Inc.1000 Milwaukee Ave., Glenview, IL 60025Paid a forfeiture of $500.00 and was ordered to providethe requested information and promptly reply to allfuture requests from the commissioner. This action wasbased on allegations of failing to respond promptly toinquiries from OCI. October 2002

Continental Casualty CompanyCNA Plaza, Chicago, IL 60685Agreed to pay a forfeiture of $2,500.00 and agreed toprovide the requested information. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI and failing to promptly comply with an order.January 2002

Continental Casualty CompanyCNA Plaza, 333 S. Wabash, Chicago, IL 60685Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. April 2002

Continental Casualty CompanyCNA Plaza, Chicago, IL 60685Paid a forfeiture of $4,000.00 and was ordered to providethe information requested and to promptly reply in thefuture to information requests from the commissioner.This action was based on allegations of failing to respondpromptly to inquiries from OCI. June 2002

Continental Casualty CompanyCNA Plaza, Chicago, IL 60685Paid a forfeiture of $10,000.00 and was ordered toprovide the requested information and promptly replyin writing to all future requests. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. October 2002


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Economy Premier Assurance Company385 Washington St., St. Paul, MN 55102Paid a forfeiture of $1,000.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. April 2002

Eldorado Claims Services, Inc.5353 N. 16th St. #100, Phoenix, AZ 85016Paid a forfeiture of $500.00 and was ordered to providethe information requested within ten days and promptlyreply in writing to all future requests from thecommissioner. This action was based on allegations offailing to respond promptly to inquiries from OCI.September 2002

Employee Benefit Plan Administration, Inc.263 Drakeside Rd., Hampton, NH 03842Agreed to pay a forfeiture of $500.00. This action wasbased on allegations of failing to respond promptly toOCI regarding the cancellation of their performancebond and failing to obtain and maintain a performancebond. February 2002

FHK Corporation5990 N. Green Bay Ave., Milwaukee, WI 53209Paid a forfeiture of $4,000.00 jointly with Joseph Perryand was ordered to cease and desist from referencingthe SeniorCare prescription drug program in any andall solicitations, including telemarketing and direct mail,and shall clearly identify the agency by name and statethat the purpose of the solicitation is to sell insurance,including the product to be solicited. This action wasbased on allegations of using telemarketers and otherrepresentatives who failed to indicate that insurancewould be solicited, made misleading references to agovernment program, SeniorCare, and misrepresentedthat OCI had approved the telemarketing script.September 2002

Fidelity and Guaranty Life Insurance Company1001 Fleet St. 7th Fl., Baltimore, MD 21202Paid a forfeiture of $500.00 and was ordered to complywith s. Ins 25.30 (1), Wis. Stat. and demonstrate whatcorrective action has been taken. This action was basedon allegations of disclosure of an insured’s nonpublicfinancial information. September 2002

Frascona Buick11221 W. Burleigh St., Wauwatosa, WI 53222Paid a forfeiture of $500.00 and was ordered to ceaseand desist from soliciting and submitting insuranceapplications for Wisconsin residents until the dealershiphas a properly licensed agent employed. This action

was based on allegations of doing an insurance businesswithout proper authority. September 2002

Future Benefits of Wisconsin, Inc.P.O. Box 7, Oregon, WI 53575Was ordered to cease and desist conducting an insurancebusiness and cease from associating with Jeffrey Murphyand Future Benefits of Wisconsin, Inc. This action wasbased on allegations of marketing firm associated withtheft from customers and misappropriation of premiums.January 2002

GE Warranty Management Inc.Appliance Park AP6-218, Louisville, KY 40225Paid a forfeiture of $500.00 and was ordered to providethe information requested and promptly reply in writingto all future requests from the commissioner. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI. December 2002

GEICO Casualty Insurance CompanyOne GEICO Plaza, Washington, DC 20076Agreed to pay a forfeiture of $4,000.00 and agreed toaccept applications only from properly appointedagents. This action was based on allegations of allowingagents to submit applications prior to appointing theagent. June 2002

GEICO General Insurance CompanyOne GEICO Plaza, Washington, DC 20076Agreed to pay a forfeiture of $10,000.00 and agreed toaccept applications only from properly appointedagents. This action was based on allegations of allowingagents to submit applications prior to appointing theagent. June 2002

GEICO Indemnity Insurance CompanyOne GEICO Plaza, Washington, DC 20076Agreed to pay a forfeiture of $2,000.00 and agreed toaccept applications only from properly appointedagents. This action was based on allegations of allowingagents to submit applications prior to appointing theagent. June 2002

General Electric Capital Assurance CompanyP.O. Box 320, Lynchburg, VA 24505Paid a forfeiture of $1,500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. April 2002

General Insurance Company of AmericaP.O. Box 34920, Seattle, WA 98124Paid a forfeiture of $500.00 and was ordered to cease


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and desist from utilizing the services of an intermediaryagent who is not properly listed. This action was basedon allegations of allowing an agent to submitapplications prior to appointing the agent. May 2002

Globe American Casualty Company350 E. 96th St., Indianapolis, IN 46206Was ordered to cease and desist from returning apremium that is less than the pro rata unearned premiumwithout providing proper notice to policyholders. Thisaction was based on allegations of issuing an improperrefund for an insurance policy. May 2002

Golden Rule Insurance Company712 11th St., Lawrenceville, IL 62439Paid a forfeiture of $10,000.00 and was ordered tocomply with the multi-state examination settlementagreement. This action was based on allegationscontained in a multi-state market conduct examinationsettlement agreement. November 2002

Government Employees Insurance CompanyOne GEICO Plaza, Washington, DC 20076,Agreed to pay a forfeiture of $1,000.00 and agreed toaccept applications only from properly appointedagents. This action was based on allegations of allowingagents to submit applications prior to appointing theagent. June 2002

Great American Insurance Company580 Walnut St. 10th Fl., Cincinnati, OH 45202Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. April 2002

Ideal Electronics of Wisconsin, Inc.621 Ridgeway Dr., Hartland, WI 53029Was ordered to cease and desist from issuing warrantiesin Wisconsin until it has obtained a limited certificateof authority to solicit warranty business. This actionwas based on allegations of doing an insurance businesswithout proper authority. June 2002

Illinois National Insurance CompanyConnell Corporate Center 1, One Connell Dr.Berkeley Heights, NJ 07922Paid a forfeiture of $500.00 and was ordered to providethe information requested and in the future promptlyreply in writing. This action was based on allegationsof failing to respond promptly to inquiries from OCI.August 2002

Interstate Fire and Casualty Company55 E. Monroe St. Ste. 3300, Chicago, IL 60603Agreed to pay a forfeiture of $1,000.00 and agreed tocease and desist from issuing a policy without anapproved form and without filing certificate of insurancewith the Patients Compensation Fund and agreed to filethe policy forms for OCI approval. This action was basedon allegations of failing to have approved medicalmalpractice policy form and failing to file a certificateof insurance with the Patients Compensation Fund.November 2002

Kenosha County Mutual Insurance CompanyP.O. Box 115, Bristol, WI 53104Paid a forfeiture of $500.00 and was ordered to ceaseand desist from nonrenewing policies unless a propernonrenewal notice is sent at least 60 days prior to theexpiration date. This action was based on allegations ofissuing an improper nonrenewal of an insurance policy.May 2002

Lawyers Title Insurance CorporationP.O. Box 27567, Richmond, VA 23261Paid a forfeiture of $500.00 and was ordered to providethe information requested and in the future promptlyreply in writing. This action was based on allegationsof failing to respond promptly to inquiries from OCI.August 2002

Life Insurance Company of GeorgiaP.O. Box 105006, Atlanta, GA 30348Was ordered to comply with a multi-state regulatorysettlement agreement specifying relief for policyholders.This action was based on allegations of usingdiscriminatory race-based underwriting procedures inlife insurance. November 2002

Lincoln Benefit Life CompanyP.O. Box 80469, Lincoln, NE 68501Paid a forfeiture of $1,000.00 and was ordered to providethe requested information and promptly reply in writingto requests from the commissioner. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. July 2002

Lincoln Benefit Life CompanyP.O. Box 80469, Lincoln, NE 68501Agreed to pay a forfeiture of $3,500.00 and agreed toprovide the information requested and promptly replyin writing to requests from the commissioner. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI and failing to comply promptlywith an order. July 2002


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Lincoln Benefit Life CompanyP.O. Box 80469, Lincoln, NE 68501Paid a forfeiture of $5,000.00 and was ordered to providethe requested information and in the future to promptlyreply in writing to all requests. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. September 2002

Lincoln Heritage Life Insurance Company4343 E. Camelback Rd., Phoenix, AZ 85018Paid a forfeiture of $500.00 and was ordered to ceaseand desist from utilizing the services of an intermediaryagent who is not properly listed. This action was basedon allegations of allowing an agent to submitapplications prior to appointing the agent. May 2002

Massachusetts Mutual Life Insurance Company1295 State St., Springfield, MA 01111Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. April 2002

Metropolitan Insurance and Annuity CompanyP.O. Box 350, Warwick, RI 02887Paid a forfeiture of $2,500.00 and was ordered to providethe information requested. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI and failing to promptly comply with an order.January 2002

Metropolitan Life Insurance Company334 Madison Ave., P.O. Box 633Convent Station, NJ 07961Paid a forfeiture of $2,500.00 and was ordered to providethe information requested. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI and failing to promptly comply with an order.January 2002

Metropolitan Life Insurance Company334 Madison Ave., P.O. Box 633Convent Station, NJ 07961Paid a forfeiture of $1,000.00 and was ordered to replypromptly in writing to requests from the commissioner.This action was based on allegations of failing to respondpromptly to inquiries from OCI. July 2002

Metropolitan Property and Casualty Insurance CompanyP.O. Box 350, Warwick, RI 02887Paid a forfeiture of $500.00 and was ordered to ceaseand desist from utilizing the services of intermediaryagent who is not properly listed. This action was based

on allegations of allowing an agent to submitapplications prior to appointing the agent. April 2002

MONY Life Insurance Company of America1740 Broadway, New York, NY 10019Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. April 2002

Mt. Morris Mutual Insurance CompanyN1211 Cty. Rd. B, Coloma, WI 54930Was ordered to pay a forfeiture of $500.00 and wasordered to provide the requested information. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI. July 2002

National Auto Care Corp.101 Green Meadows Dr. S., Westerville, OH 43081Paid a forfeiture of $500.00. This action was based onallegations of failing to file a required financialstatement by the due date. December 2002

National Union Fire Insurance Company of Pittsburgh70 Pine St., New York, NY 10270Paid a forfeiture of $500.00 and was ordered to providethe requested information and reply promptly in writingto all requests from the commissioner. This action wasbased on allegations of failing to respond promptly toinquiries from OCI. September 2002

National Union Fire Insurance Company of Pittsburgh70 Pine St., New York, NY 10270Paid a forfeiture of $1,500.00 and was ordered to providethe requested information and reply promptly in writingto all future requests. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. September 2002

National Union Fire Insurance Company of Pittsburgh70 Pine St., New York, NY 10270Paid a forfeiture of $1,000.00 and was ordered to providethe requested information and reply promptly in writingto all future requests. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. September 2002

Nationwide Mutual Insurance Company1 Nationwide Plaza, Columbus, OH 43215Paid a forfeiture of $500.00 and was ordered to providethe information requested and promptly reply in writingto requests from the commissioner. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. July 2002


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Native American Insurance Company, Inc. N\K\A NativeAmerican Mutual Insurance897 Chelsea Rd., Poplar, MT 59255Was ordered to cease and desist from soliciting anyinvestment, contribution, or subscription until anorganization permit is obtained from the commissioner.This action was based on allegations of doing aninsurance business without proper authority. June 2002

Network Health Plan of Wisconsin, Inc.1570 Midway Rd., Menasha, WI 54952Paid a forfeiture of $10,000.00. This action was basedon allegations of failing to comply with a previousexamination order. August 2002

Nissan Motor Ins. Services Corp.18501 S. Figueroa St., Gardena CA 90248Paid a forfeiture of $500.00. This action was based onallegations of failing to file a required financialstatement by the due date. December 2002

Nissan North America, Inc.18501 S. Figueroa St., Gardena, CA 90248Paid a forfeiture of $500.00. This action was based onallegations of failing to file a required financialstatement by the due date. December 2002

North Central Life Insurance Company1000 Woodfield Rd, Schaumburg, IL 60173Paid a forfeiture of $500.00 and was ordered to ceaseand desist from utilizing the services of an intermediaryagent who is not properly licensed. This action wasbased on allegations of utilizing the services of anunlicensed agent. September 2002

North River Insurance Company, TheP.O. Box 1943, Morristown, NJ 07960Paid a forfeiture of $500.00 and was ordered to providethe information requested and reply promptly in writingto all requests. This action was based on allegations offailing to respond promptly to inquiries from OCI.November 2002

NWC Service Corporation616 N. Eckhoff St., Orange, CA 92868Paid a forfeiture of $1,000.00 and was ordered to providethe information requested and provide proof of financialsecurity for the in-force contracts. This action was basedon allegations of doing a warranty business withoutproper authority. July 2002

Old Republic Insurance CompanyP.O. Box 789, Greensboro, PA 15601Paid a forfeiture of $1,000.00 and was ordered to provide

the information requested and promptly reply to allinquiries from the commissioner. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. May 2002

OneBeacon Midwest Insurance CompanyOne Beacon St., Boston, MA 02108Paid a forfeiture of $500.00 and was ordered to ceaseand desist from accepting business from agents untilthey have been properly appointed. This action wasbased on allegations of allowing an agent to submitapplications prior to appointing the agent. June 2002

PHL Variable Insurance CompanyOne American Row, Hartford, CT 06115Paid a forfeiture of $500.00 and was ordered to providethe information requested and promptly reply in writingto requests from the commissioner. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. July 2002

Pre-Paid Legal Casualty, Inc.P.O. Box 145, Ada, OK 74820Paid a forfeiture of $500.00 and was ordered to ceaseand desist from utilizing the services of an intermediaryagent for types of insurance that the agent is notauthorized to solicit. This action was based onallegations of allowing an agent to submit applicationsfor types of insurance that the agent was not authorizedto solicit. September 2002

Principal Life Insurance Company711 High St., Des Moines, IA 50392Paid a forfeiture of $500.00 and was ordered to providethe requested information and reply promptly in writingto all future requests. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. August 2002

Progressive Casualty Insurance Company6300 Wilson Mills Rd. W33, Mayfield Village, OH 44143Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. May 2002

Progressive Halcyon Insurance Company6300 Wilson Mills Rd. #W33, Mayfield, OH 44143Paid a forfeiture of $3,500.00 and was ordered to providethe information requested and in the future promptlyreply in writing. This action was based on allegationsof failing to respond promptly to inquiries from OCIand failing to comply promptly with an order issued.September 2002


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Protective Life Insurance CompanyP.O. Box 2606, Birmingham, AL 35223Paid a forfeiture of $500.00 and was ordered to ceaseand desist from using the services of an intermediaryagent who is not properly listed. This action was basedon allegations of allowing an agent to submitapplications prior to appointing the agent.September 2002

Prudential Insurance Company of America, The213 Washington St., 9th Fl., Newark, NJ 07102Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. March 2002

Prudential Insurance Company of America, The213 Washington St., 9th Fl., Newark, NJ 07102Paid a forfeiture of $1,000.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. March 2002

Royal & SunAlliance Personal Insurance CompanyP.O. Box 1000, Charlotte, NC 28201Paid a forfeiture of $500.00 and was ordered to providethe requested information and promptly reply to allfuture requests from the commissioner. This action wasbased on allegations of failing to respond promptly toinquiries from OCI. October 2002

Royal & SunAlliance Personal Insurance CompanyP.O. Box 1000, Charlotte, NC 28201Paid a forfeiture of $2,000.00 and was ordered to providethe requested information and promptly reply in writingto future requests from the commissioner. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI and failed to promptly complywith an order issued by OCI. December 2002

Royal Indemnity Insurance CompanyP.O. Box 1000, Charlotte, NC 28201Paid a forfeiture of $5,000.00 and was ordered tocontinue the policy issued to Gorman & Company, Inc.because of an improper cancellation notice and toprovide the information requested. This action was basedon allegations of issuing improper mid-termcancellations of an insurance policy and failing topromptly respond to request for information. May 2002

Royal Warranty Services, Inc.9300 Arrowpoint Blvd., Charlotte, NC 28273Paid a forfeiture of $500.00. This action was based onallegations of failing to file a required financialstatement by the due date. October 2002

Safeco Life Insurance Company10785 Willows Rd. NE, Bldg. D, Redmond, WA 98052Paid a forfeiture of $500.00 and was ordered to providethe information requested and promptly reply in writingto requests from the commissioner. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. July 2002

Secura Insurance, A Mutual CompanyP.O. Box 819, Appleton, WI 54912Agreed to pay a forfeiture of $1,500.00. This action wasbased on allegations of failing to comply with a previousexamination order. October 2002

Sentry Insurance a Mutual Company1800 N. Point Dr., Stevens Point, WI 54481Paid a forfeiture of $500.00 and was ordered to providethe requested information and promptly reply in writingto future requests. This action was based on allegationsof failing to respond promptly to inquiries from OCI.August 2002

Shell Motorist Club, Inc.P.O. Box 8610, Elmhurst, IL 60126Paid a forfeiture of $500.00 and was ordered to providethe information requested and respond promptly to allfuture inquiries. This action was based on allegationsof failing to respond promptly to inquiries from OCI.May 2002

Southland Life Insurance CompanyP.O. Box 105006, Atlanta, GA 30348Paid a forfeiture of $1,000.00 and was ordered to complywith a multi-state regulatory settlement agreementspecifying relief for policyholders. This action was basedon allegations of using discriminatory race-basedunderwriting procedures in life insurance.November 2002

Standard Guaranty Insurance Company260 Interstate N. Cir. NW, Atlanta, GA 30339Paid a forfeiture of $500.00 and was ordered to providethe information requested and respond promptly to allfuture requests for information from OCI. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI. December 2002


54

Sun Life Assurance Company of Canada (US)12 Worcester St., P.O. Box 9133Wellesley Hills, MA 02481Paid a forfeiture of $500.00 and was ordered to providethe information requested and in the future promptlyreply in writing. This action was based on allegationsof failing to respond promptly to inquiries from OCI.August 2002

SunAmerica Life Insurance Company1 SunAmerica Center, Los Angeles, CA 90067Paid a forfeiture of $500.00 and was ordered to providethe requested information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. August 2002

Travelers Life and Annuity Company, The1 Tower Square, Hartford, CT 06183Paid a forfeiture of $500.00 and was ordered to ceaseand desist from utilizing the services of an intermediaryagent who is not properly listed. This action was basedon allegations of allowing an agent to submitapplications prior to appointing the agent. April 2002

Travelers Life and Annuity Company, The1 Tower Sq., Hartford, CT 06183Paid a forfeiture of $500.00 and was ordered to providethe information requested and in the future promptlyreply in writing. This action was based on allegationsof failing to respond promptly to inquiries from OCI.August 2002

Tridell Financial, Inc.400 N. Central Ave., Ste. 104, Phoenix, AZ 85004Was ordered to cease and desist from advertising, doing,or purporting to do, an insurance business in Wisconsinunless it obtains a certificate of authority. This actionwas based on allegations of doing an insurance businesswithout proper authority. May 2002

Ultimate Warranty Corporation21360 Center Ridge Rd., Rocky River, OH 44116Paid a forfeiture of $7,500.00 and was ordered to ceaseand desist from issuing vehicle service contracts inWisconsin until it has obtained proper authority tosolicit warranty business. This action was based onallegations of doing insurance business without properauthority and failure to respond to request forinformation. June 2002

United Healthcare Insurance Company450 Columbus Blvd., Hartford, CT 06103Paid a forfeiture of $500.00 and was ordered to providethe information requested and reply promptly in writingto all requests from the commissioner. This action wasbased on allegations of failing to respond promptly toinquiries from OCI. August 2002

United States Life Insurance Company in the City ofNew YorkP.O. Box 1580, Neptune, NJ 07754Paid a forfeiture of $500.00 and was ordered to providethe information requested and promptly reply in writingto requests from the commissioner. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. July 2002

United Wisconsin Insurance CompanyP.O. Box 2013, Milwaukee, WI 53201Paid a forfeiture of $500.00 and was ordered to ceaseand desist from canceling worker’s compensationpolicies mid-term unless the reason for cancellation fallswithin one of the acceptable grounds set forth in ch. Ins21, Wis. Adm. Code, and is accurately stated in thenotice. This action was based on allegations of issuingan improper mid-term cancellation of a worker’scompensation insurance policy. May 2002

Universal Surety CompanyP.O. Box 80468, Lincoln, NE 68501Paid a forfeiture of $500.00 and was ordered to ceaseand desist from utilizing the services of an intermediaryagent who is not properly listed. This action was basedon allegations of allowing an agent to submitapplications prior to appointing the agent. August 2002

USAA Casualty Insurance Company9800 Fredericksburg Rd., San Antonio, TX 78288,Agreed to pay a forfeiture of $500.00 and agreed toprovide the requested information. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. June 2002

Vehicle Protection Plus, LLC268 Christian Church Rd., Ste. 1Johnson City, TN 37615Paid a forfeiture of $1,300.00 and was ordered to ceaseand desist from using forms unless and until they havebeen approved for use in Wisconsin. This action wasbased on allegations of using unapproved policy forms.August 2002


55

Warranty Gold, Ltd.7501 Hwy. 290E, Ste. #101, Austin, TX 78723Paid a forfeiture of $1,500.00 and was ordered to ceaseand desist from issuing vehicle service contracts inWisconsin until it has obtained a limited certificate ofauthority to solicit warranty business and provide proofof financial security for the in-force service contracts.This action was based on allegations of doing aninsurance business without proper authority. June 2002

Wausau Benefits, Inc.115 W. Wausau Ave., Wausau, WI 54401Agreed to pay a forfeiture of $500.00 and agreed toprovide the requested information and promptly replyto all future requests from the commissioner. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI. October 2002

WEA Insurance CorporationP.O. Box 7338, Madison, WI 53707Was ordered to cease and desist from changing aninsured’s rating basis from pool to individual as a directconsequence of the request of the insured to obtainclaims data. This action was based on allegations ofviolating group health insurance laws. May 2002

Webster Insurance112 S. Turnpike Rd., Wallingford, CT 06492Has had its application for an insurance license deniedfor 31 days. This action was based on allegations offailing to disclose administrative actions taken againstJohn Klecha by the states of Kansas and Oklahoma onan insurance license application. July 2002

Western Diversified Life Insurance CompanyP.O. Box 770, Deerfield, IL 60015Paid a forfeiture of $500.00 and was ordered to ceaseand desist from utilizing the services of an intermediaryagent who is not properly listed. This action was basedon allegations of allowing an agent to submitapplications prior to appointing the agent.September 2002

Western National Mutual Insurance Company5350 W. 78th St., Edina, MN 55439Paid a forfeiture of $500.00 and was ordered to ceaseand desist from utilizing the services of an intermediaryagent who is not properly listed. This action was basedon allegations of allowing an agent to submitapplications prior to appointing the agent. June 2002

Wisconsin A.U.L. Inc.1325 Imola Ave. W. PMB 318, Napa, CA 94559Paid a forfeiture of $500.00. This action was based onallegations of failing to file a required financialstatement by the due date. September 2002

Wolf Financial Services Inc.6822 W. North Ave., Wauwatosa, WI 53213Has had its insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2002

Copies of administrative actions taken by the Office ofthe Commissioner of Insurance on insurance companiesand agents starting in the year 2002 can be viewed andprinted from OCI’s Web site at http://oci.wi.gov/admact/admact.htm. For older actions, contact [email protected].

56

57

Segregated Funds

Wisconsin Insurance Report Business of 2002Segregated Funds

58

59

The purpose of the Fund is to make reasonably pricedproperty insurance available for tax-supported localgovernment property such as government buildings,schools, libraries, and motor vehicles. The Fund providespolicy and claim service to the policyholders.

As of June 30, 2002, the Fund insured 1,183policyholders: 72 counties, 323 schools, 162 cities,268 towns, 247 villages, and 111 miscellaneous (libraries,etc.). The number of policyholders increased by 50 (4.4%)since the previous fiscal year-end. Two graphs areincluded that reflect growth in the Fund’s policyholderbase and growth in its insurance coverage in force.

The Fund’s insurance in force represents propertythat is insured against loss. The more property insured,the greater the potential for a loss. The total amount ofinsurance in force as of June 30, 2002, was $29.7 billion,up from $27.6 billion as of the previous fiscal year-end.The Fund’s total insurance in force increased $2.1 billionover the June 30, 2001, level while its surplus (total assetsminus total liabilities) actually decreased approximately$3.9 million, over the same time period.

Two pie charts reflecting premium earneddistribution by type of policyholder and the breakdownby type of policy purchased are also attached. Themajority of the Fund’s insureds are using the valuationproject service that began in 1988. This unique methodof valuing buildings, contents, property in the open andcontractor’s equipment was developed to promote equityin premiums and the proper reporting of values.

Participants not only have broader coverage, but alsoenjoy the benefits of automatic computer-generatedstatements of values.

During 1998 the Fund modified its valuation policyform coverage with respect to replacement coverage forfine arts, collectible items, and museum collections. Thesechanges were necessary to permit the Fund to better assessits exposure relative to fine arts, collectible items, andmuseum collections, which can have substantialreplacement costs. Effective January 1, 1999, the mostthe Fund will pay for any one item is $50,000. If theinsured desires higher amounts of coverage on a per itembasis, it must either schedule the individual property andprovide an estimated replacement value, or purchase anendorsement that offers coverage subject to per item, perexhibit, and per occurrence limitations. Also as ofJanuary1, 2002 the Fund changed the contractadministrator to The ASU Group. As a result of this change,the policy and claims administration services office hasbeen relocated to Madison, Wisconsin.

The Fund’s balance sheet and income statement forthe fiscal year ending June 30, 2002, are included withthis report. The Fund experienced an underwriting lossof $5.2 million and a net loss of almost $3.9 million afterinvestment income was taken into consideration. Ratesprior to 2001 had remained relatively stable. However,due to the anticipated net loss and changes in the Fund’sreinsurance program’s retention levels, the Fundimplemented a 24% increase in building and contentrates effective July 1, 2001, with an additional rate

Local Government Property Insurance Fund (Fund)

Wisconsin Insurance Report Business of 2002Segregated Funds, Local Government Property Insurance Fund

Number of PolicyholdersFiscal Years 1990 - 2002

0

200

400

600

800

1000

1200

1400

Policyholders 666 683 721 738 866 960 1046 1099 1138 1128 1113 1133 1183

1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002

60


increase of 24% for all lines of coverage to be effectiveJuly 1, 2002. In addition, as of the year-end 2001, theFund engaged an independent actuarial consulting firmto assist it with loss analysis and rating issues. Apreliminary recommendation is pending for an overall89% rate increase to be effective January 1, 2003, whichwill be updated in next year’s fiscal year 2003 report.

Fund management will continue to monitor insurance inforce, claims trends and Fund surplus when evaluatingthe Fund’s rating structure. Claims costs coupled withhigher self-insured Fund reinsurance retention levels andhigher reinsurance premium continue to be a factor in therate-setting analysis.

Local Government Property Insurance FundGrowth in Coverage in-Force

0

5

10

15

20

25

30

35

In-F

orce

(in

Bill

ions

)

In-Force 12.686 14.055 15 14.95 15.4 16.4 17.8 18.824 19.4 21.48 22.767 25.08 27.563 29.682

1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002

Direct Premium Earned by Entity TypeFiscal Year Ending June 30, 2002

Schools34%

Cities23%

Counties27%

Other5%Villages

7%Tow ns

4%

Percent of Policies by Policy Type

Policy w /Coinsurance

11%

Valuation Policy83%

First Year Policy6%

61

Following are financial statements—balance sheet and income statements—for the Fund for the fiscal year endingJune 30, 2002.

Local GovernmentProperty Insurance Fund

Balance Sheet—Statutory BasisJune 30, 2002

AssetsBonds - Amortized Cost $14,632,853Investment Fund 12,021,000Cash at Treasury 869Premiums Receivable 717,253Reinsurance Recoverable 348,257Interest Receivable 327,108

Total Assets $28,047,340

Liabilities and Surplus

LiabilitiesNet Loss Reserves $ 7,008,272Loss Adjustment

Expenses Payable 59,200Net Unearned Premiums 3,328,130Other Expenses Payable 704,464

Total Liabilities $11,100,066

SurplusSurplus - Beginning of Year 20,819,224Net Income (3,871,950)

Surplus - End of Year 16,947,274

Total Liabilities and Surplus $28,047,340

Local GovernmentProperty Insurance Fund

Income Statement—Statutory BasisJune 30, 2002

Premiums EarnedDirect Premium Earned $12,832,890Reinsurance Ceded (2,815,158)

Net Premium Earned $10,017,732

Losses IncurredDirect Losses Incurred 13,759,879Reinsurance Loss Recoveries (221,222)

Net Losses Incurred 13,538,657

Loss Adjustment Expenses 620,493

Other Underwriting Expenses 1,078,182

Total Net Lossesand Expenses 15,237,332

Underwriting Loss (5,219,600)

Investment & Other IncomeInterest on Bonds 1,101,544Investment Fund Earnings 291,612Realized Capital Gain 159Other Income 293Investment Expenses (45,958)

Net Investment Income 1,347,650

Net Loss Before Dividends (3,871,950)

Dividends to Policyholders (0)

Net Income $(3,871,950)


62

Patients Compensation Fund (Fund)

The Fund was created in 1975 to provide excessmedical malpractice insurance for Wisconsin health careproviders. The Fund is governed by a 13-member Boardof Governors (Board) that consists of 3 insuranceindustry representatives, a member named by theWisconsin Academy of Trial Lawyers, a member namedby the State Bar Association, 2 members named by theState Medical Society of Wisconsin, a member namedby the Wisconsin Hospital Association, 4 publicmembers appointed by the Governor, and theCommissioner of Insurance who serves as the chair. TheFund’s administrative staff is provided by OCI.

Wisconsin Insurance Report Business of 2002Segregated Funds, Patients Compensation Fund

The Board is assisted by an Underwriting andActuarial Committee, a Legal Committee, a ClaimsCommittee, an Investment/Finance and AuditCommittee, a Risk Management Steering Committee,and a Peer Review Council. The Board and itscommittees meet quarterly.

The Fund operates on a fiscal year basis—July 1through June 30. Administrative costs, operating costs,and claim payments are funded through assessments onparticipating health care providers.

8,495

9,076 9,114

9,6599,822 9,816

10,201 10,08810,418

10,767

7,000

8,000

9,000

10,000

11,000

12/31/1993 12/31/1995 12/31/1997 12/31/1999 12/31/2001

Physicians in Patients Compensation Fund1993-2002

1,4921,454

1,3071,253 1,204 1,241 1,207

1,267 1,2671,292

1,000

1,100

1,200

1,300

1,400

1,500

1,600

12/31/1993 12/31/1995 12/31/1997 12/31/1999 12/31/2001

Corporations in Patients Compensation Fund1993-2002

63


Patients Compensation Fund CompositionDecember 31, 2002

Corporations10%

All Other Partcipants

5%

Physicians85%

10,556

11,127 11,009

11,485 11,626 11,71112,059 12,006

12,34412,750

9,000

10,000

11,000

12,000

13,000

12/31/1993 12/31/1995 12/31/1997 12/31/1999 12/31/2001

Patients Compensation Fund Participants1993-2002

455122

52

28

2210

2

0 50 100 150 200 250 300 350 400 450 500

Nurse Anesthetists

Hospitals

Partnerships

Affiliated Nursing Homes

Hosptial-Owned or Controlled Entities

Ambulatory Surgery Centers

Cooperatives

*All Other Participants in Patients Compensation FundDecember 31, 2002

64


As of December 31, 2002, the vast majority of Fundparticipants were physicians at 85% with corporationscomprising another 10% and the remaining 5%comprised of various other participant types, asillustrated in the chart on the previous page. At year-end 2002, Fund participants totaled 12,750 comprisedof 10,767 physicians, 1,292 corporations, 455 nurseanesthetists, 122 hospitals with 28 affiliated nursinghomes, 52 partnerships, 22 hospital-owned or controlledentities, 10 ambulatory surgery centers, and 2cooperatives.

From July 1, 1975, through December 31, 2002,4,799 claims had been filed in which the Fund wasnamed. During this period, the Fund’s total number ofpaid claims increased to 597, totaling $535,168,653.Of the total number of claims in which the Fund hasbeen named, 3,888 claims have been closed with noindemnity payment. Of the remaining open claims re-ported as of December 31, 2002, 29 cases carriedaggregate case reserves of $32,117,721, while 285 caseshad no reserves established.

Major Activities for 2002:

• Fund administration, in conjunction with legalcounsel, closely monitored claims filed whichchallenge the constitutionality of the noneco-nomic and wrongful death caps. This is anongoing issue and will be closely monitored.

• Fund administration closely monitored the useof outside counsel. Pursuant to a court decisionin 2000, the Fund hires separate defense counselon each claim. Fund staff monitors the claimsand the use of these outside counsel to ensurethat while the Fund receives the necessaryrepresentation, that legal fees are controlled.

• Extensive work continued during 2002 to verifyand process up-to-date exemption status forproviders that held a license to practice inWisconsin but for which a current exemption orcertificate was not on file with the Fund.Providers that remain in noncompliance arereferred to their respective licensing boards forenforcement action by that board. As ofDecember 31, 2002, 9,577 providers claimed anexemption from the Fund. The various basis forthe exemptions are illustrated in the chart below:

Patients Compensation Fund Exemptions December 31, 2002

State, County, or Municipal Employee

12.8%

Practice Out ofThe State

24.6%

Federal Employee4.6% Not Yet Practicing

15.8%

Less Than 240 Hours25.4%

Retired15.5%

Temporarily Ceasing Practice

1.2%

65

Following are financial statements—balance sheet and income statement—for the Fund for the fiscal year endingJune 30, 2002. The figures reported are on an unaudited basis.

Patients Compensation FundBalance SheetJune 30, 2002

Unaudited

AssetsCash $ 228,563State Investment Fund Shares (market value) 16,903,518

Long-term Investments (market value) 560,906,806

Bond Investment Income Receivable 8,652,887 Short-term Interest Receivable 36,068 Assessments Receivable 200,453 Less: Allowance for Uncollectible Accounts (451) Prepaid Items 6,499 Furniture & Equipment (net of depreciation) 16,460 Office Supplies 1,415 Other Receivables 1,871,210


LiabilitiesLoss Liabilities:

Liability for Incurred ButNot Reported Losses $748,722,897

Liability for Reported Losses 35,421,362Liability for Loss Adjustment

Expense 34,850,220

Estimated Unpaid Loss Liabilities 818,994,479Amount Representing Interest 239,965,382

Discounted Loss Liabilities 579,029,097Liabilities for Future Medical Expenses 486,468

Total Loss Liabilities 579,515,565

Other Liabilities:Contributions Being Held 625,000Unearned Assessments Levied 1,643,638Provider Refunds Payable 230,095Medical Mediation Panels Payable 3,998Gen & Adm Expense Payable 43,748Vouchers Payable 133,031Compensated Absences 24,252

Total Liabilities 582,219,326

Fund Balance 6,604,102

Total Liabilities and Fund Balance $588,823,428

Patients Compensation FundStatement of Income

June 30, 2002Unaudited

Operating Revenues:Assessments Levied (net of unearned) $ 29,544,069Investment Income 19,004,469Unrealized gain (adjustment to market value) 420,742Change in Bond Premium (Discount) 1,567,831Assessment Interest Income 295,687Administrative Fee Income 39,384Surcharge Income 0Other Income 402,384

Total Operating Revenues 51,274,565

Operating Expenses:Underwriting Expenses: Net Losses Paid $ 34,375,725 Interest on Loss Payments 299,935 LAE Paid 4,087,172 Risk Mgt Exp 60,264 Medical Expense Paid 125,427 Change in Liability for IBNR 47,222,479 Change in Liability for Reported Losses (17,095,592) Change in Liability for LAE 2,413,756 Change in Amount Representing Interest 689,492 Change in Liability for Future Med Expenses (58,371) Total Underwriting Expenses 72,120,287General and Administrative Expenses 817,242Depreciation Expense 6,040

Net Operating Income (Loss) (21,669,003)

Non-Operating Revenues and Expenses:Loss on Disposal of Fixed Assets 0Net Gain (Loss) (21,669,003)

Retained EarningsRetained Earnings, Begining of Period 28,273,105 Other Adjustments

Retained Earnings, End of Year $ 6,604,102


66

State Life Insurance Fund (Fund)

The Fund is a segregated fund located within OCI.The Fund offers a maximum of $10,000 of life insuranceto state residents. Operating as a mutual insurancecompany, the Fund is supervised by the Commissioner.

Section 607.15, Wis. Stat., requires the Fund todistribute annually among the policyholders its net profitsand to the extent practicably possible, maintain a ratio ofsurplus to assets between 7% and 10%. In 2002, a

distribution of $3.9 million was paid to policyholders inthe form of dividends.

Wisconsin is the only state in the nation that offers alife insurance program to residents. All policies issued areparticipating and there is no marketing of the Fund. Thelapse rate on Fund policies is a low .6%. As of December 31,2002, there were 30,173 policies in force.

State Life Insurance FundBalance Sheet

December 31, 2002

AssetsBonds $66,460,670Policy Loans 3,774,523Cash and Bank Deposits 212,613State Investment Fund 5,804,000Premiums Deferred &

Uncollected 102,271Investment Income Due

& Accrued 1,350,940Amount Recoverable

from Reinsurer 6,569


Liabilities and SurplusReserves for Life Policies

& Contracts $53,437,583Interest Maintenance

Reserve 1,044,067Policy Claims 231,818Dividends Due and

Unpaid (2002) 15,094Dividends - Provision

for 2003 3,995,098Deposit Type Contracts 13,256,269Unclaimed Property 96,039Taxes, Licenses, Fees

Accrued 500Suspense and CANC Drafts 82,480Expenses Due & Accrued 57,299Back Up Withholding 732Premiums Received in

Advance 39,883Asset Valuation Reserve 323,306

Total Liabilities $72,580,168

Surplus 5,131,418

Total Liabilities and Surplus $77,711,586

State Life Insurance FundIncome StatementDecember 31, 2002

IncomePremiums $2,361,403Investment Income 4,651,473Miscellaneous Income 1,706Amortization of Interest

Maintenance Reserve 181,710

Total Income $ 7,196,292

ExpensesDeath Benefits 936,590Matured Endowments 243,500Other Policy Benefits 891,099Increase in Reserve 1,505,716General Operating Expense 728,398

Expenses before Dividends 4,305,303

Net Gain before Dividends 2,890,989

Dividends to Policyholders 3,952,345

Net Gain (Loss) from Operations $(1,061,356)

Wisconsin Insurance Report Business of 2002Segregated Funds, State Life Insurance Fund

67

Division of Administrative Services

Wisconsin Insurance Report Business of 2002Division of Administrative Services

68

69

On the application side of the Information ServicesSection, the following list was accomplished to improveuser applications:

• Piloted the use of J2EE as a software developmentplatform to develop in-house applications. ThePremium Tax system redesign was used as the pilotapplication.

• Completed work on redesigning the Premium Taxsystem including Premium Tax payments.

• Designed and implemented a Financial Database formultiple agency tasks that involved using financialdata, such as the Wisconsin Insurance Report.

• Generated reports for the Wisconsin Insurance Reportusing the new Financial Database.

• Completed most programming for the conversion ofthe Legal System from Access to Oracle.

• Put agent lists on the OCI Web site to provide free,24/7 access to this information.

• Began work to replace the manual companyexamination billing assessment process.

• Completed more than 25 reports in the COSMOS orComplaints systems.

• Implemented statutory requirement to provide agentlicense data to the Department of Revenue for theiruse in matching tax records to facilitate suspensionof insurance licenses for nonpayment of taxes.

• Began converting Company reports to the commonreport architecture.

• Put out several new builds of the OCI Enterprise toincorporate continuous improvements in systemssuch as Complaints and Rates and Forms.

• Performed system improvements or providedmaintenance work for the Patients CompensationFund system including maintenance on the billingprogram; fund account maintenance; maintainingthe nightly assessment program on the Linux server;and moving and recreating the test database.

On the technical side of the Information ServicesSection, the following list was accomplished to improveuser access:

• Disconnected and declared OCI’s obsolete WANGmainframe mini-computer to be surplus.

Information Services Section

• Updated the agency’s contingency plan for IT appli-cations.

• Purchased new anti-spam software to control spame-mail.

On the management side of the Information ServicesSection, the following list was accomplished to improveprogram management:

• Entered into agreements with iITS, our regulatorysoftware vendor, to undertake several additionalenhancements to the COSMOS system.

• Contracted for the development of a telecommuni-cations plan used to plan and budget for changes toOCI telecommunications equipment and infrastruc-ture needed as part of the physical move of the office.

• Prepared the OCI Information Technology StrategicPlan for the 2003-05 biennium in May.

• Prepared budget estimates for the IT items in theagency’s 2003-05 budget request.

• Prepared the Charter document for the CompanyImaging System.

• Hired three temporary employees to eliminate thebacklog of Agent Licensing files awaiting imagingtechnology.

• Updated the OCI Information Technology StrategicPlan in October.

• Obtained and tested flat panel monitor hardware.• Purchased a new server and database license for

implementing Internet applications.• Purchased a data modeling software tool to replace

an outdated tool.• Set up a work station in the reception area to test

optimal computer monitor/tower placement for theoffice move to GEF III.

• Published expectations for Help Desk support onthe OCI Intranet.

• Set up a work station in the training room for testingnew software upgrades.

• Handled 480 calls to the IT help desk (a 40% reduc-tion from last year due to better system stability andgreater familiarity with new systems) and resolvedall but 30 of the problems within one day of notifica-tion.

The administrator of the Division of Administrative Services supervises the division and is responsible for thesupervision and monitoring of the agency budget, personnel activities, data processing, and general administrativeservices.

Wisconsin Insurance Report Business of 2002Division of Administrative Services, Information Services Section

70

Services Section

Wisconsin Insurance Report Business of 2002Division of Administrative Services, Services Section

The Services Section provides basic and essentialoffice services that not only facilitate the work ofOCI staff, but assist the insurance industry and thegeneral public as well. Service areas include recordsmanagement, forms management, mail services, walk-in and telephone reception, Web site maintenance andmanagement, service of process, and general officesupport.

Records Management

By providing records management for the entireagency, the records manager maintains agency-widerecords and makes available public records.

The records manager is a liaison to agencybusiness areas for issues involving records in all media,and the position is a liaison to outside agenciesincluding the State Historical Society, the Departmentof Administration’s Records Management Section, theDepartment of Electronic Government, and on cross-agency teams resolving records issues. The recordsmanager attends meetings of the Wisconsin InformationResources Council, the State Web Administrator’sGroup, the E-Records Committee, and the Licensingand Permitting Portal team. The records manager isalso part of agency committees and workgroups,including the Information Technology (IT) StrategicPlanning Committee.

Responses to open records requests for informationare tracked closely by central files. The office expendsgreat effort to respond quickly and efficiently to themany public requests we receive, and retainingstatistics helps track our effectiveness. Records areprovided to requesters via numerous formats: paper,microfilm, and electronic. Conversion of records toelectronic format brings different challenges to fulfillopen records requests. OCI has met that challenge headon and has installed a workstation from which ratesand forms records can be viewed and queued forprinting for those wishing copies. Additional work willcontinue in providing access to requested records byelectronic means.

The records manager also works with the databaseadministrator and other IT staff, which allows inputfrom a records viewpoint relating to the impact thatthe process of changing how our electronic data andrecords are stored has on records management issues.In this process, not only the content of the data is

examined, but discussion also takes place regardingthe migration of data between media and how thepotential purchase of software/hardware might impactrecords.

Effective records management practices allow usto better serve the insurance industry and the generalpublic, as well as our staff. Through operation of ourCentral Files Section, the records manager makespublic records available. Examples of these recordsincludes:

• insurance company rates, approved policy forms,articles and bylaws, biographical sketches ofofficers and directors, financial examinationreports, holding company registration, contracts,correspondence, and financial statements

• consumer complaint information (closed files only)

Forms Management

The office is required by statute to administer andmaintain a Forms Management program. All office formsand brochures are reviewed for statutory requirementsand standards (i.e., need, cost, plain English). An inven-tory and history file is kept for each form, brochure, andspecial report. Forms, brochures, and special reports arecomposed in-house using PageMaker or Microsoft Word.Several forms, including financial annual statement pack-ets, have been converted to pdf format for inclusion onthe OCI Web site. These forms are available in hard copyformat as well from OCI. The Forms Manager is a liaisonwith office staff, the agency Printing Coordinator, otherstate agencies and is a representative to the WisconsinInformation Resources Council.

Publications Distribution

Also available through Staff Services are publi-cations with helpful information for people shoppingfor insurance. Titles in greatest demand include:

• Guide to Long-Term Care• Long-Term Care Insurance Policies Approved in

Wisconsin• Medicare+Choice Questions and Answers• Medicare Supplement Insurance Approved Policies• Wisconsin Guide to Health Insurance for People

with Medicare

While publications access is increasingly morepopular via direct access on our Web site (oci.wi.gov)

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Wisconsin Insurance Report Business of 2002Division of Administrative Services, Services Section

many constituents still require or desire hard copy pub-lications. Hard copies are requested in person, overthe telephone, via e-mail to [email protected], and via an on-line publications order form.

The volume of hard copy distribution variesgreatly based upon industry or regulatory changes. On-line access to publications is rapidly becoming a popu-lar way to access agency publications.

Mail Service

By offering centralized mail service to the agency,staff provides an essential office function. Mail centerstaff handles all incoming mail for the entire agency.The process involves receiving, opening, determiningappropriate business area for response, date stamping,and sorting to mailboxes. The mail center is also acentral area where incoming faxes are received anddistributed and package deliveries are accepted andannounced. Mail center staff accumulates agency-wideoutgoing mail in this area and prepares it for pick-up aswell.

Reception Service

The first people met by visitors to the agency areour receptionists. These individuals greet all comersto our office and assist them in their business needs.As well as greeting and referring visitors, thereceptionists take incoming telephone calls to thecentral switchboard, determine the needs of the callers,and transfer calls to appropriate staff. When callers

encounter problems or wish to avoid voice mail theyeasily return to our main reception area where theyare treated to personalized assistance. Our goal is tofind an agency staff person that can provide directassistance when feasible. The reception area alsomaintains quite a few other responsibilities. Receptionstaff have additional tasks that complement theirreception duties. Scheduling, editing, mail preparationare among the many other responsibilities handledhere.

Web Service

The OCI internal and external Web sites aremanaged within Staff Services. In coordination withother agency staff, via the OCI Web Committee, andwith significant involvement with other state agencyWeb efforts (participation on subcommittees of thePortal Board), we focus on providing informationuseful to our audiences 24 hours a day. We frequentlyreassess the value of the information provided on oursites and strive to assure fresh content consistent withcurrent themes.

2002 Statistics

The service of process section has seen a decline in serviceof process requests. There has also been a decline intelephone inquiries for registered agent names andaddresses. Registered agent contact information is morefrequently found directly on OCI’s Web site. There were247 processes served by OCI in 2002. See the tablebelow for Web site statistics regarding registered agentlookups.

Services Section Production Statistics (Monthly Averages)

1999 2000 2001 2002Telephone inquiries for Central Files 186 181 241 183Walk-in inquiries for Central Files 83 68 64 51Requests for files (annual statements, rates, etc.) 2,498 2,041 1,279 301Incoming calls to agency switchboard 5,105 5,022 4,344 4,711Processed mail (inbound and outbound) 55,404 52,855Reception publications sent to requesters 3,187 1,960Web—unique visitors1 12,768 11,250Web—publications1 10,330 17,388Web—registered agent lookup1 8,176 2,296

1 From Web logs.

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Business Services Section

Business Services staff process all agency requestsfor printing, furniture, office supplies and contracts forservices according to state procurement requirements withthe intent of providing a most effective workingenvironment for all agency staff. Business Services staffalso provide accounts receivables cashiering service,processing of vouchers for accounts payable, biennialand operating budget preparation, including monitoring,analysis and projections, and recording, analysis andreporting of all agency revenues and expenditures.Additionally, the Business Services Section, with thecooperation of building management, strives to achievephysical accommodations for maximum comfort, security,and safety, for staff and visitors alike.

Some of the accomplishments of the BusinessServices Section during the past year include:

• Prepared cost allocations for the company annualexamination assessment.

• Converted company billings to a common annualbilling cycle.

• Converted to a “revenue management” modulewhich is a portion of the new COSMOS agencywideintegrated regulatory information system.

• Revised the OCI Strategic Business Plan.

Wisconsin Insurance Report Business of 2002Division of Administrative Services, Business Services Section

• Developed the agency’s 2003-05 Biennial Budgetrequest.

• Developed the agency’s Continuity of OperationsPlan.

• Improved building security through the placementof signs, new check-in procedures, and the refinementof the building evacuation plan.

• Established a representative structure to allowparticipation in the design of downtown office spaceto which we will move during April 2003.

• Created an Intranet resources page to answer employeequestions, report progress, and to provide design plansand related information about the relocation of theagency.

• Scheduled and held meetings and visits to coordinatethe agency’s planned move to the GEF III building incalendar 2002.

• Provided training sessions on ordering supplies andpurchase cards.

• Processed 149 purchase orders, a reduction from 2001due to expansion of the procurement card program.

• Centralized all cashiering to include transactionsformerly processed by Agent Licensing.

• Oriented new supervisors to agency health and safetyprograms to improve early incident reporting, supportfor ergonomic equipment, and loss prevention.

• Contracted for services worth $973,800.

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Human Resources Section

The Human Resources Office is responsible forproviding leadership and services to achieve a qualityworkforce to support the mission of the agency. TheHuman Resources Section provides support in therecruitment, hiring and retention of a skilled, committedand diverse workforce needed to provide high qualityservices to Wisconsin citizens. The function of the HumanResources Section encompasses personnel, payroll,benefits, employee education and training.

Some of the accomplishments of the HumanResources Section during the past year include:

• Spearheaded the redesign of the agency’s intranet.The OCI Intranet was published on October 7, 2002.

• Conducted Fair Labor Standards Act (FLSA) jobanalyses.

• Conducted classification survey audits for certainpositions in the Administrative Support BargainingUnit.

• Participated in the development of the stateWISCJOBS system. Assisted the Department of Em-ployment Relations with WISCJOBS training.

• Participated in the Employee Assistance Programpresentation to the new Secretary of the Departmentof Employment Relations.

• Participated in agency relocation efforts. Served onand chaired various committees and coordinatedtraining on managing change.

• Continued the agency’s ongoing supported workefforts by renewing the employment of disabled in-dividuals through the organization Community WorkServices, Inc.

• Conducted/coordinated a number of training andinformation sessions including:

WISCJOBS Demonstration to SupervisorsInvestment Board Practices and ReturnsCustomer Service TrainingPower of Attorney InfoManaging ChangeLayoff - Change & Sensitivity to Employees

Wisconsin Insurance Report Business of 2002Division of Administrative Services, Human Resources Section

74

OCI is cognizant of the need to offer a flexible workenvironment in order to maximize the employmentoptions available to existing and potential state employeesand to meet the needs of our constituents. OCI encouragesthe utilization of alternative work patterns such as flextime, part-time, and shared-time schedules to increaseproductivity, extend services, reduce absenteeism,improve employee morale, allow for employeedevelopment, and maximize energy conservation throughridesharing and use of mass transit systems. Currentlyour staff includes two job-share arrangements and four

Alternative Work Patterns

part-time permanent employees. The agency also reviewsrequests, on a case-by-case basis, from staff who wish totemporarily work from their home. The agency recognizesthat alternative work pattern schedules may provideopportunities for individuals to productively utilize theirskills, talents, and abilities. It recognizes that a traditional,full-time, work schedule may not meet the needs ofindividuals whom, due to age, health, or familycircumstances, find such a schedule in conflict withresponsibilities outside of work.

Wisconsin Insurance Report Business of 2002Division of Administrative Services, Alternative Work Patterns

75

Division of Regulation and Enforcement

Wisconsin Insurance Report Business of 2002Division of Regulation and Enforcement

76

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The Division of Regulation and Enforcement, through its Bureau of Financial Analysis and Examination and Bureauof Market Regulation, and in conjunction with the office’s Legal Unit, is responsible for enforcing the state’s insurancelaws. In addition, the Division has primary responsibility in developing and maintaining the office’s consumerpublications and providing information and material to the office’s Web site. In compliance with s. 601.01(5), Wis. Stat.,the Division works with other state and federal regulatory agencies in carrying out the purposes of the Wisconsininsurance laws and the mission of the office.

Bureau of Financial Analysis and Examinations (Bureau)

The principal function of the Bureau of FinancialAnalysis and Examinations is to monitor the financialcondition of all insurers licensed to do business inWisconsin and determine whether their financialcondition meets the minimum requirements for continuedoperation in Wisconsin. Monitoring includes theexamination of the accounts and records of insurancecompanies headquartered in Wisconsin and the analysisof financial statements of all insurers licensed to dobusiness in the State of Wisconsin submitted to OCI, thereview of CPA audit reports, and updates to the companyprofile database.

The Bureau maintains and reviews holding companyfilings required by ch. Ins 40, Wis. Adm. Code, reviewsfinancial reports for surplus lines insurers, administersinsurer applications for admission to Wisconsin, processesmerger and acquisition plans, and reviews holdingcompany transactions. The Bureau also collects andprocesses all premium taxes submitted by insurers.

Among the major accomplishments in 2002 were:

• Examined 61 domestic insurers.• Analyzed the financial statements of over 1,800

insurers.• Licensed 3 nondomestic insurers, 13 gift annuities,

12 warranty plans, 3 domestic insurers, and2 viatical settlement providers.

• Reviewed and amended the Wisconsin certificateof authority for 4 nondomestic insurers thatconverted from mutual to stock form.

• Reviewed changes of control of 8 domesticinsurers, pursuant to holding company regulations,7 of which were approved and 1 of which wasultimately withdrawn.

• Reviewed and approved mergers of 3 domesticinsurers.

• Approved 2 changes of domicile into Wisconsinand 2 changes of domicile out of Wisconsin.

• Completed review of the proposed merger ofEmployers Insurance of Wausau Mutual HoldingCompany with and into Liberty Mutual HoldingCompany, Inc.

Wisconsin Insurance Report Business of 2002Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

• Continued the review of the mutual holdingcompany restructuring of Milwaukee MutualInsurance Company.

• Approved a stock offering by Cobalt Corporationon behalf of Wisconsin United for HealthFoundation, Inc.

• Approved the transfer of certain personal linesbusiness from Lumbermens Mutual CasualtyCompany and its affiliates to Trinity UniversalInsurance Company and its affiliates.

• Approved an affiliation agreement by and betweenMilwaukee Mutual Insurance Company and FirstNonprofit Insurance Company.

• Reviewed and enhanced the procedures forfinancial analysis and monitoring of licensedinsurers.

• Continued the enhancement and use of TeamMate2000 (an electronic workpaper software) tofacilitate the financial examination process.

• Continued the enhancement and use of ACL (anaudit software tool) in the financial examinationprocess.

• Continued the development of a process forinsurance companies to file Wisconsin-specificforms electronically with OCI.

• Continued the development of automatedapplications used in financial analysis andexaminations.

• Maintained insurer financial and demographic dataon the OCI Internet Web site.

• Continued participation in OCI InformationTechnology Planning and Standards Committeecharged with the development of comprehensiveplans and standards for the bureau and the office.

• Continued the use of the NAIC I SITE Program.This PC-based technology improves and expeditesaccess by examiners to the NAIC database throughapplications that produce reports for financialanalysis and examinations.

• Continued the reengineering of OCI’s financialdatabase and applications (with IT bureau).

• Participated in NAIC task forces and workinggroups, including: Financial Condition (E)Committee, Accounting Practices and Procedures

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Companies Examined

Alpha Property & Casualty Ins. Co.Ambac Assurance Corp.American Family Life Ins. Co.American Family Mutual Ins. Co.American Standard Ins. Co. of WIBankers Reserve Life Ins. Co. of WIBaraboo Farmers’ Mutual Ins. Co.Berry & Roxbury Mutual Ins. Co.Capitol Indemnity Corp.Capitol Specialty Corp.Care Plus Dental Plans, Inc.Catholic Family Life Ins.Connie Lee Ins. Co.Dean Health Plan, Inc.Emphesys Wisconsin Ins. Co.Epic Life Ins. Co., TheFederation Life Ins. of AmericaFranklin Farmers Mutual Ins. Co.Group Health Coop. of Eau ClaireGroup Health Coop. of South Central WIHelenville Mutual Ins. Co.Humana Ins. Co.Humana Wisconsin Health Org. Ins. Corp.Lebanon Clyman Mutual Ins. Co.Liberty Mutual Fire Ins. Co.Managed Health Services Ins. Corp.Manitowoc Mutual Ins. Co.Medical Assoc. Clinic Health Plan of WI, TheMercyCare Ins. Co.


Middleton Ins. Co.Milwaukee Casualty Ins. Co.Milwaukee Mutual Ins. Co.Moraine Mutual Ins. Co.Mt. Morris Mutual Ins. Co.National Casualty Co.National Insurance Co. of WI, Inc.Nationwide Assurance Co.Nationwide Ins. Co. of AmericaNew Hope Mutual Ins. Co.Northeastern Mutual Ins. Co.Northern Finnish Mutual Ins. Co.Northwestern National Ins. Co. of MilwaukeePacific Indemnity Co.Paris Mutual Fire Ins. Co.Pella Mutual Ins. Co.PHP Insurance Plan, Inc.Premier Medical Ins. Group, Inc.Southeast Mutual Ins. Co.State Auto Ins. Co. of WisconsinStockholm Town Mutual Ins. Co.United Wisconsin Life Ins. Co.Washington Town Mutual Ins. Co.WEA Ins. Corp.WEA Property & Casualty Ins. Co.Wisconsin Physicians Services Ins. Corp.Wisconsin Vision Service Plan, Inc.Yorkville & Mt. Pleasant Mutual Ins. Co.

Task Force, Examination Oversight Task Force,Risk-Based Capital Task Force, Analyst TeamSystem Oversight, Audit Software, EmergingAccounting Issues, Financial Analysis Handbook(Chair), Financial Analysis Working Group,Financial Analysis Research and Development(Chair), Financial Examiners Handbook, HealthEntities, Health Risk-Based Capital, InsuranceGroup Review, Insurance Holding Company, Life

Risk-Based Capital, National Treatment, Propertyand Casualty Risk-Based Capital, Property andCasualty Reinsurance, Risk-Based Capital Ad Hoc,Statutory Accounting Principles, Risk Assessment,Risk Assessment Confidentiality.

• Participated in the office’s Web Committee inorder to continually update the office’s Web sitepertaining to bureau processes and procedures.

79

Insurance Corporations of Other States AdmittedJanuary 1, 2002 - December 31, 2002

Hartford Steam Boiler Inspection and Ins. Co. of CT Hartford, CTPeerless Indemnity Ins. Co. Lisle, IL

Wisconsin Insurance Corporations Organized and LicensedJanuary 1, 2002 - December 31, 2002

Community Ins. Corp. Madison, WILeague of Wisconsin Municipalities Mutual Ins. Madison, WIUnimerica Ins. Co. Minnetonka, MN


Organizations Licensed to Issue Gift AnnuitiesJanuary 1, 2002 - December 31, 2002

American Lung Association New York, NYBethany Lutheran College and Seminary, Inc. Mankato, MNCatholic Medical Mission Board, Inc. New York, NYChristian Children’s Fund, Inc. Richmond, VADiocese of La Crosse La Crosse, WIDodge Health Foundation, Inc. Beaver Dam, WIGeneral Board of the Church of Nazarene Kansas City, MOLions Clubs International Foundation Oak Brook, ILMarquette University High School Milwaukee, WINational Foundation, Inc. Colorado Springs, COUnited Way of America Alexandria, VAUniversity of Connecticut Foundation, Inc. Storrs, CTWisconsin Masonic Foundation Dousman, WI

Organizations Licensed to Issue Warranty PlansJanuary 1, 2002 - December 31, 2002

Electrolux Warranty Corp. Cleveland, OHFABCO Equipment, Inc. Milwaukee, WIFirst American Home Buyers Protection Corp. Van Nuys, CAFirst Extended Service Corp. of Florida Dallas, TXlock/line Warranty Service, LLC Prairie Village, KSOld Republic Home Protection Co., Inc. San Ramon, CAPrizm Administrative Solutions, Inc. Wheat Ridge, CORoyal Administration Services, Inc. Hanover, MAService Net Solutions, LLC Louisville, KYService Saver, Inc. Chicago, ILServicePlan of Florida, Inc. Chicago, ILWorld Wide Warranty, Inc. Reno, NV

80

Insurance Corporation Mergers, Consolidations, Dissolutions,Withdrawals, Rehabilitations, Liquidations, or Redomestications

January 1, 2002 - December 31, 2002

Conversions from Mutual to Stock

Liberty Mutual Fire Ins. Co. 05/10/2002Liberty Mutual Ins. Co. 01/29/2002Manhattan Life Ins. Co. 04/19/2002Nationwide Life Ins. Co. of America 10/02/2002Pioneer Mutual Life Ins. Co. 06/12/2002Prudential Ins. Co. of America, The 01/30/2002

Dissolutions

Professional Dental Plan, Inc. 07/31/2002

Withdrawals

Aristar Ins. Co. 08/13/2002Frigidaire Company, A Division of White Consolidated Industries, Inc. 01/30/2002IGF Ins. Co. 06/06/2002Intercontinental Marine Service Corp. 09/19/2002Medical Center Foundation of Hartford, Inc. 04/04/2002National Foundation for Cancer Research, Inc. 05/06/2002National Spiritual Assembly of the Baha’is of the United States 04/04/2002Roadway Protection Auto Club, Inc. 11/01/2002Sigma Theta Tau International Honor Society of Nursing, Inc. 05/13/2002Viaticus, Inc. 12/30/2002

Rehabilitations

Acceptance Insurance Company 12/20/2002American Growers Insurance Company 12/20/2002Casualty Reciprocal Exchange 12/19/2002Legion Ins. Co. 03/28/2002London Pacific Life & Annuity Co. 08/06/2002Villanova Ins. Co. 03/28/2002

Liquidations

American Horizon Ins. Co.. 07/11/2002PHICO Ins. Co. 02/01/2002


81

Mergers

Company Name Merged Into Date

ALL AMERICAN LIFE Ins. Co. American General Life Ins. Co. 12/31/2002American Franklin Life Ins. Co. Franklin Life Ins. Co., The 12/31/2002American General Life Ins. Co. of New York United States Life Ins. Co. in the

City of New York, The 12/31/2002American General Life Ins. Co. of Pennsylvania American General Assurance Co. 12/31/2002Atlas Assurance Co. of America Peerless Indemnity Ins. Co. 12/31/2002Chartwell Ins. Co. Trenwick America Reinsurance Corp. 12/31/2002Delta Life and Annuity Co. American Investors Life Ins. Co., Inc. 12/31/2002Design Professionals Ins. Co. Security Ins. Co. of Hartford 12/31/2002Franklin Life Ins. Co., The American General Life Ins. Co. 12/31/2002Fremont Compensation Ins. Co. Fremont Indemnity Co. 05/31/2002General Life Ins. Co. General American Life Ins. Co. 07/01/2002Inter-State Assurance Co. Protective Life Ins. Co. 07/01/2002International Ins. Co. TIG Ins. Co. 02/16/2002Investors Life Ins. Co. of Indiana Investors Life Ins. Co. of North America 02/19/2002LifeUSA Ins. Co. Allianz Life Ins. Co. of North America 07/01/2002Lutheran Brotherhood Aid Association for Lutherans 01/01/2002Manufacturers Life Ins. Co. of North America Manufacturers Life Ins. Co. (USA) 01/01/2002MGIC Surety Corp. Mortgage Guaranty Ins. Corp. 11/30/2002Midland Life Ins. Co., The Reassure America Life Ins. Co. 01/01/2002Millers Casualty Ins. Co. Millers Ins. Co., The 03/31/2002NN Ins. Co. Northwestern National Casualty Co. 07/25/2002Northern Life Ins. Co. ReliaStar Life Ins. Co. 10/01/2002Stonebridge Ins. Co. Stonebridge Life Ins. Co. 01/01/2002

Redomestications

EffectiveCompany Name From To Date

Acacia National Life Ins. Co. VA DC 03/31/2002Allmerica Financial Life Ins. and Annuity Co. DE MA 12/30/2002Allstate Assurance Co. TN IL 11/07/2001Amalgamated Labor Life Ins. Co. IL MO 02/27/2002American Family Life Assurance Co. GA NE 12/26/2001American Summit Ins. Co. IA TX 09/17/2002Chase Life & Annuity Co. OH DE 08/21/2001Greenwich Ins. Co. CA DE 12/24/2002John Alden Life Ins. Co. MN WI 07/15/2002Liberty Ins. Corp. VT IL 12/27/2002Mapfre Reinsurance Corp. CA NJ 04/12/2002Northwestern National Casualty Co. WI TX 12/31/2002Provantis Ins. Co. AZ DE 09/30/2002QBE Ins. Corp. DE PA 09/05/2002Redland Ins. Co. IA NJ 12/31/2001Response Worldwide Direct Auto Ins. Co. KY OH 06/28/2002SAFECO Ins. Co. of Indiana PA IN 01/30/2002United Financial Casualty Co. MO OH 12/30/2002


82


Insurance Corporations Which Changed Their NamesJanuary 1, 2002 - December 31, 2002

Previous Name New Name

AM Life Ins. Co. First International Life Ins. Co.Abeille General Ins. Co. (US Branch) Abeille General Ins. Co., Inc.Abeille Paix General Ins. Co. Abeille General Ins. Co. (US Branch)Accident Fund Co. Accident Fund Ins. Co. of AmericaAetna Fire Underwriters Ins. Co. CIGNA Fire Underwriters Ins. Co.Aetna Ins. Co. CIGNA Property and Casualty Ins. Co.Aetna Ins. Co. of America ING Insurance Co. of AmericaAetna Life Ins. And Annuity Co. ING Life Insurance and Annuity Co.Aid Association for Lutherans Thrivent Financial for LutheransAlaska Pacific Assurance Co. CIGNA Indemnity Ins. Co.Alexander Hamilton Ins. Co. of America Household Ins. Co.American Business & Mercantile Ins. Mutual, Inc. American Business & Personal Ins. Mutual, Inc.American Continental Life Ins. Co. C N A Group Life Assurance Co.American General Annuity Ins. Co. AIG Annuity Ins. Co.Anchor National Life Ins. Co. SunAmerica National Life Ins. Co.Asset Guaranty Ins. Co. Radian Asset Assurance, Inc.Automobile Club Ins. Co. American Commerce Ins. Co.CitiCapital Ins. Co. Associates Ins. Co.Colonial Penn Franklin Ins. Co. GE Casualty Ins. Co.Colonial Penn Ins. Co. GE Property & Casualty Ins. Co.Colonial Penn Madison Ins. Co. GE Indemnity Ins. Co.Conseco Direct Life Ins. Co. Colonial Penn Life Ins. Co.Croatian Catholic Union of the U.S.A. and Canada Croatian Catholic Union of USAEmployers Health Ins. Co. Humana Ins. Co.Enhance Reinsurance Co. Radian Reinsurance, Inc.First American Ins. Co. Arch Insurance Co.Hartford Memorial Hospital Foundation, Inc. Medical Center Foundation of Hartford, Inc.HomePlus Ins. Co. Securian Casualty Co.J.C. Penney Casualty Ins. Co. Stonebridge Casualty Ins. Co.J.C. Penney Life Ins. Co. Stonebridge Life Ins. Co.Kenosha Hospital and Medical Center, Inc. United Hospital System, Inc.Lincoln National Health and Casualty Ins. Co. Fort Wayne Health & Casualty Ins. Co.Lyndon Life Ins. Co. XL Life Insurance and Annuity Co.Lyndon-DFS Warranty Services, Inc. Protective Administrative Services, Inc.Mid-Continent Life Ins. Co. Mid-Continent Preferred Life Ins. Co.Midwest Security Ins. Co. State Auto Insurance Co. of WI

Redomestications (continued)

EffectiveCompany Name From To Date

United Life & Annuity Ins. Co. TX IA 12/31/2001West Coast Life Ins. Co. CA NE 12/20/2002Worldwide Direct Auto Ins. Co. KY OH 06/28/2002XL Insurance America, Inc. WI DE 12/24/2002XL Life Ins. and Annuity Co. MO IL 03/29/2002XL Specialty Ins. Co. IL DE 09/06/2002

83

Insurance Corporations Which Changed Their Names (continued)

Previous Name New Name

Ministers Life Ins. Co., The Securian Life Ins. Co.NCM Americas, Inc. Gerling NCM Credit Ins., Inc.Nonprofits’ Insurance Assoc., An Interinsurance Exchange Nonprofits Ins. Co.Ordesco, Inc. Old Republic Insured Automotive Services, Inc.PaineWebber Life Ins. Co. UBS PaineWebber Life Ins. Co.Prevea Health Ins. Plan, Inc. PHP Ins. Plan, Inc.Protective DentalCare, Inc. Fortis Benefits DentalCare of WI, Inc.Provident Mutual Life Ins. Co. Nationwide Life Ins. Co. of AmericaProvident National Assurance Co. Allstate Assurance Co.Providentmutual Life and Annuity Co. of America Nationwide Life and Annuity Co. of AmericaReliant Ins. Co. Bristol West Ins. Co.Rock River Ins. Co. Arch Specialty Ins. Co.SAFECO Ins. Co. of Pennsylvania SAFECO Insurance Co. of IndianaSBLI USA Financial Services Life Ins. Co., Inc. S.USA Life Ins. Co., Inc.Sorema North America Reinsurance Co. General Security National Ins. Co.SunAmerica National Life Ins. Co. AIG SunAmerica Life Assurance Co.Tower Ins. Co., Inc. Hawkeye-Security Ins. Co.Underwriters Ins. Co. Platte River Ins. Co.Virginia Surety Co., Inc. Combined Specialty Ins. Co.Western Security Life Ins. Co. Provantis Ins. Co.Winterthur International America Ins. Co. XL Ins. America, Inc.Yasuda Fire & Marine Ins. Co. of America, The Sompo Japan Ins. Co. of AmericaZC Ins. Co. Converium Ins. (North America), Inc.Zurich Reinsurance (North America), Inc. Converium Reinsurance (North America), Inc.


84

Companies in Liquidation

American Star Insurance Company, In Liquidation

American Star Insurance Company was placed intoliquidation on November 16, 1992. Matthew C. Mandtis appointed as special deputy liquidator.

American Star is headquartered in Lafayette, California,and had business in force mainly in Arizona, California,Idaho, Nevada, Oregon, and Washington state. There wasno business in force in Wisconsin. American Star wrotecommercial multi-peril, property, auto, liability, and suretybusiness.

American Star filed a September 30, 1992, quarterlyfinancial statement indicating capital and surplus ofapproximately $5.5 million. A preliminary review ofAmerican Star’s reserves for losses and loss adjustmentexpenses showed them to be deficient by about$15.9 million, implying a negative net worth of about$10.4 million. Furthermore, American Star had notobtained reinsurance coverage for policies it had writtenor renewed for December 1, 1992. Due to the foregoingfactors, further transaction of business was hazardous toits policyholders and the general public, and AmericanStar’s owners consented to the liquidation.

Under the liquidation order, policies in force wereterminated the earliest of: December 1, 1992, the datethe policy expired, or the date new coverage was obtainedby the agent. Certain guaranty funds extended the periodof coverage for residents of their respective states, if suchextension was required by law or administrative action.Ancillary liquidation proceedings were established inCalifornia, Idaho, Oregon, and New Mexico, and all havenow been closed. The California ancillary liquidationproceeding was reopened on March 30, 2001, to allow adistribution of Proposition 103 rebates to Californiapolicyholders in the amount of $1,750,000, but has sincebeen closed. The Proposition 103 settlement wassubstantially below the $10,362,838 reserved as ofDecember 31, 1999.

At least 64,511 notices were mailed to agents,policyholders, state insurance commissioners, guarantyfunds, claimants, former policyholders, and other partieswhose interests may in some way be affected by theliquidation. The deadline for filing claims with theliquidator was November 16, 1993. Unexcused latefilings will not be considered for payment.

On January 28, 1994, the liquidation court approveda plan to provide state guaranty funds with $20,000,000in early access payments to be used for the return of un-expired premiums to policyholders and payment ofclaims. Early access payments were made during 1994after each participating guaranty fund gave its writtenassent to the terms of the plan. Altogether the estate hasadvanced $34,256,799.62 to participating guarantyfunds under four early access agreements, of which$29,403,159.43 has been converted into nonrefundabledividends.

The liquidation court has approved additionaldividends, over and above the foregoing $29,403,159.43,for full or partial payment of various class 1, 3, 4, 5, 7 and8 claims filed with state guaranty funds and directly withthe estate, as recommended by the liquidator. Suchadditional dividends aggregated to $13,191,241.87 asof December 31, 2002.

The liquidator has recommended partial payment ordenial of certain class 1, 3, and 5 claims filed directlywith the estate. The liquidator reviews objections topartial payments or denials in the normal course of therun-off, and hearings are held before the liquidation courtto adjudicate objections when necessary.

The most recent comprehensive Report on Claimswas filed on March 27, 2002. This report includes theliquidator’s recommendations for full payment, partialpayment, and denial on certain class 3, 5, 7, and 8 claims.Pursuant to s. 645.65 (1), Wis. Stat., the liquidatorforwarded notice of these recommendations to all affectedclaimants and advised them that they had 60 days toobject to the recommendations. One claimant hasobjected. The liquidator will schedule hearings withrespect to this claimant’s objections.

In 2002, the estate initiated a claim reserve study inorder to assist the liquidator in a determination regardinga Class 10 distribution and to plan a course of action forclosure of the estate. This claim reserve study is expectedto conclude during 2003.

As of December 31, 2002, the estate reported assetsof $43,754,072. Claims in classes 1 through 10 were esti-mated at $31,423,316, resulting in an estimated surplusof $12,330,756.


85

Master Plumbers' Limited Mutual Liability Company, In Rehabilitation

Master Plumbers' Limited Mutual LiabilityCompany was placed in rehabilitation on March 29,1994, by the Circuit Court for Dane County, Wisconsin.Matthew C. Mandt was appointed as Special DeputyRehabilitator. Society Insurance, a Mutual Company,performs claim adjustment and administrative servicesfor the rehabilitator pursuant to a contract approved bythe court.

Master Plumbers' issued assessable policies andwas licensed only in Wisconsin. The company wroteworker's compensation, other liability, and auto liabilitycoverage for plumbers. All policies were written on anannual basis with January 1 effective dates.

In December 1993, pursuant to an order issued bythe Commissioner, the company levied an assessmentupon its policyholders equal to one additional annualpremium. Collection of this assessment has been de-ferred until such future time as the funds may be needed.It has not been necessary to collect this assessment todate.

As of December 31, 2002, Master Plumbers' reportsassets of $1,270,559, liabilities of $1,336,795 and adeficit of $66,236. Liabilities include a provision of$300,000 for 1993 and prior losses that may haveoccurred but have not yet been recorded.

Family Health Plan Cooperative, In Liquidation

Family Health Plan Cooperative was placed intoliquidation on October 16, 2000. Matthew C. Mandtwas appointed as special deputy liquidator.

Family Health Plan was headquartered in Brook-field, Wisconsin, and had business in force only inWisconsin. Family Health Plan wrote health mainte-nance organization business and had just over 72,000enrollees.

Under the liquidation order, policies in force wereterminated the earliest of November 1, 2000, the datethe policy expired, or the date new coverage wasobtained by the enrollee. The liquidator assumed anOmnibus Agreement by and among Family HealthPlan, Aurora Health Care (Aurora), United WisconsinServices, Inc. (UWS), and Family Health Systems,Inc. The following provisions of the OmnibusAgreement approved by the court and the liquidatorproceeded to:

• Transfer the assets of Family Health Plan to Auroraand/or UWS as set forth in the agreement;

• Transfer of certain liabilities to Aurora and UWS;

• Retain certain designated excluded liabilities bythe estate;

• Establish claims procedures and other provisions ofthe agreement.

On October 31, 2000, 6,958 notices were mailedto creditors and other parties whose interests may insome way be affected by the liquidation. The deadlinefor filing claims with the liquidator was May 1, 2001.

Pre-liquidation claims for benefits under FamilyHealth Plan policies, with the exception of Medicareselect policies, were assumed by Compcare HealthServices Insurance Corporation. Medicare selectpolicies were assumed by Blue Cross Blue ShieldUnited of Wisconsin. Virtually all these claims havebeen settled.

Fifty-two claims were filed relating to potentialliabilities not related to insurance policy benefits.Twenty-two claims were approved by the Court forpayment, three claims were approved in part and theremaining claims were denied. Seven claimants filedobjections to the Court’s denial. One of the deniedclaims has been settled and the Court has dismissedfour other denied claims. Three other actions arecurrently proceeding outside of the Liquidation Courtrelating to medical malpractice claims. Hearings willbe held to resolve the remaining claims to whichobjections have been received.


86

Bureau of Market Regulation (Bureau)

The Bureau of Market Regulation consists of fivesections: Complaints and Central Services, Accident andHealth Insurance, Health and Life Insurance, Propertyand Casualty Insurance, and Agent Licensing. Agentlicensing activities are described in a separate section.

The Bureau of Market Regulation is responsible forthe administration and enforcement of laws and rulesrelating to all market conduct activities of insurers andagents. In order to accomplish its duties, the Bureauconducts targeted market conduct examinations ofinsurers in the areas of underwriting and rating; marketing,advertising and sales; claims; and policyholder servicesand grievances. The Bureau is also responsible forinvestigating and resolving approximately 9,000 writtenconsumer complaints each year and answering 39,000telephone and electronic mail inquiries. The Bureau alsoprocesses approximately 4,000 rate and rule filings andapproves approximately 6,000 policy form filings eachyear.

During 2002, the Bureau of Market Regulationcontinued to focus on market analysis and improvementsin the market conduct examination process. There arenow three advanced examiner positions staffing themarket conduct and market analysis unit of the Bureau.TeamMate, software to organize and documentexaminations, is used on all examinations and paperdocuments are scanned into the file. TeamMate is alsoused to create market analysis files on each insurer.

Among the major accomplishments in 2002 were:

• Continued to improve the market conduct examina-tion program by working with other states to achievemore uniformity in the process across states, includ-ing calling all examinations in the NAICExamination Tracking System, working with otherstates on common areas of concern, using uniformdata calls, standardizing the examination selectionand report process, and publishing adopted exami-nation reports on the OCI Web site.

• Participated as one of nine states in the MarketConduct Annual Statement pilot project, collectingand analyzing information on life and personal linesbusiness.

• Improved the investigation of complaints againstagents by analyzing complaints against agents,collecting the information in a TeamMate file,developing an agent watch list and expediting thehandling of consumer complaints involving agents.

Wisconsin Insurance Report Business of 2002Division of Regulation and Enforcement, Bureau of Market Regulation

• Assisted the legal unit in investigating and preparingactions against insurance agents who were targetingelderly consumers.

• Improved the rate and form filing process by pub-lishing review standards checklists and providingforms and instructions on the OCI Web site.

• Continued to be a leader in the number of filingsreceived through the System for Electronic Rate andForm Filing (SERFF) and successfully implementeda second option for submitting rate and form filingsover the Internet resulting in faster approvals andreduced errors in filings.

• Participated in promulgating rules on independentreview organizations and grievances; Medicaresupplemental and long-term care insurance;transitional treatment arrangements; small employerhealth insurance premiums; small employerinsurance uniform application; and producerlicensing and continuing education.

• Continued the urban outreach project by participat-ing as liaison to the Insurance Services Committeeof the Neighborhood Housing Services, providingstaff to conduct training sessions for consumer groupsin cooperation with the Community Insurance Infor-mation Center in Milwaukee and facilitated meet-ings between insurers and consumer groups.

• Participated in the Wisconsin Insurance Plan and theWisconsin Automobile Insurance Plan meetings;quarterly meetings with the Workers CompensationRating Bureau and the Department of WorkForceDevelopment; and provided technical assistance tothe Small Employer Insurance Task Force.

• Served on the following NAIC committees, taskforces and working groups: Market Regulation andConsumer Affairs Committee, SERFF Enhancementssubgroup, Improvements to State-Based SystemsWorking Group, CARFRA Working Group, InterstateCompact Working Group, Filing Submission/Uni-formity Subgroup, Market Conduct Annual StatementSubgroup, Market Analysis Working Group, MarketConduct Uniformity Working Group, ResourcesGuidelines Working Group, Market Conduct Exami-nation Oversight Task Force, the Uniform ProducerLicensing Working Group, the Senior CounselingActivities Working Group, the Life and AnnuityHandbook Working Group, the Property and Casu-alty Examination Handbook Working Group,Race-based Premium Working Group, and the SERFFBoard of Directors.

87

Table INumber of Policy Forms Received

By Line of Business in 2002

Health and LifeCredit Accident & Health 66Credit Life 123Group Accident & Health 2,233Group Annuity 254Group Life 448Health & Life Miscellaneous 125Health Maintenance Organization 621Individual Accident & Health 1,973Individual Annuity 1,262Individual Life 1,924Limited Service Health Organization 13Preferred Provider Plan 268Variable 1,005Viatical 64Total Health and Life 10,379

Property and CasualtyAviation 78Bonds 212Commercial Property & Multiperil 4,803Commercial Motor Vehicle 1,188Credit Property 13Credit Unemployment 50Excess Managed Care 6Legal Expense 76Liability 7,927Mechanical Breakdown 2Mortgage Guaranty 12Motor Clubs 15Other Personal Property 3Personal Property, Multiperil, Farm 2,515Personal Motor Vehicle 699Title 133Travel Accident 11Warranty and Vehicle Service 650Worker’s Compensation 11Total Property and Casualty 18,404

Subtotal 28,783Forms Received Through SERFF 548

Grand Total 29,331

The following tables summarize the policy formsubmission data for 2002. Table I shows the number ofpolicy forms received in 2002 by line of business for eachtype of insurance. Table II shows the number of policyforms received in 2002 by type of filing for each type of

Policy Form and Rate Filings


insurance. Table III shows the number of policy formsapproved in 2002 by line of business for each type ofinsurance. Table IV shows the number of rate filingsreceived for each type of insurance. Due to the conversionto a new coding system, the comparison with the previousyear is not shown.

88

Table IINumber of Policy Forms Received

By Type of Filing For 2002

Type of BusinessProperty & Life &

Type of Filing* Casualty Health Total

Application 988 1,868 2,856Binder 7 8 15Certificate 231 454 685Declaration/Schedule/Data Page 1,244 365 1,609Informational Filing 11 520 531Jacket 137 10 147Matrix 3 820 823Notice 185 130 315Outline of Coverage 92 235 327Policy 1,348 1,049 2,397Rider/Endorsement/Amendment 13,994 3,662 17,656Single Page 77 1,205 1,282

Totals 18,317 10,326 28,643

*Does not include SERFF filings.

Table IIIPolicy Forms Approved By Line of Business

For 2002

Health and LifeCredit Accident & Health 61Credit Life 118Group Accident & Health 1,626Group Annuity 210Group Life 342Health & Life Miscellaneous 79Health Maintenance Organization 505Individual Accident & Health 1,303Individual Annuity 1,172Individual Life 1,601Limited Service Health Organization 11Preferred Provider Plan 246Variable _ _912Total Health and Life 8,186

(continued on next page)


89

Table III (continued)Policy Forms Approved By Line of Business

For 2002

Property and CasualtyAviation 41Bonds 207Commercial Property & Multiperil 4,516Commercial Motor Vehicle 1,142Credit Property 13Credit Unemployment 38Excess Managed Care 5Legal Expense 76Liability 7,284Mechanical Breakdown 2Mortgage Guaranty 8Motor Clubs 11Personal Property, Multiperil, Farm 1,821Personal Motor Vehicle 573Title 131Travel Accident 4Warranty and Vehicle Service 555Worker’s Compensation 1Total Property and Casualty 16,428

Subtotal 24,614Forms Approved Through SERFF 452

Grand Total 25,066


90

Table IVRate Filings Received

By Product Category for 2002

Accident and Health SectionCredit Accident & Health 35Credit Life 14Group Accident & Health 23Group Life 1Health Maintenance Organization 23Individual Accident & Health 251Preferred Provider Plan 9Total Accident and Health Section 356

Property and Casualty SectionAviation 3Bonds 72Commercial Property & Multiperil 941Commercial Motor Vehicle 380Credit Property 3Credit Unemployment 13Excess Managed Care 1Legal Expense 8Liability 722Mechanical Breakdown 3Mortgage Guaranty 22Motor Clubs 3Other Personal Property 6Personal Property, Multiperil, Farm 753Personal Motor Vehicle 425Title 6Travel Accident 1Warranty and Vehicle Service 9Worker’s Compensation 11Total Property and Casualty Section 3,382

Subtotal 3,738Filings Received Through SERFF 71

Grand Total 3,809


91

Trends in Complaints

In 2002, there were a significant number ofcomplaints involving illegal multiple employer welfareassociations (MEWA) along with concerns about therapidly increasing price of health insurance for individualsand small employers. OCI also received and investigatedserious complaints about abusive marketing of annuitiesto the elderly. The implementation of an independentreview process for health plans resulted in many inquiries.OCI continued to receive complaints about the increasingcost of homeowners insurance. OCI also noted an increasein complaints about the use of insurance credit scores asmore insurers began to use credit scores in underwritingand rating for homeowners’ and auto insurance.

The following tables summarize the bureau’scomplaint data. Table I shows a comparison of complaintactivity over the last six years. A complaint is defined asa written expression of dissatisfaction with an insurancecompany or agent. Complaints may initially be receivedeither in person, by telephone, by e-mail, or in writing.To be considered a formal complaint that initiates an

inquiry or investigation, a complaint should be in writing.The data presented is based upon formal complaints.

In addition to the formal complaints, the Bureau alsohandled over 39,000 general inquiries or requests forinformation in 2002. Most such inquiries were bytelephone, with the remainder being writtencommunications, including e-mail, and “walk-ins.”

Table II shows 2001 and 2002 complaints by type ofinsurance. When reviewing this information, it is importantto note that a complaint may involve more than one typeof insurance. Table III shows the area of insuranceoperations that generated the complaint. As with Table II,a complaint may involve more than one area of insuranceoperations.

Table III shows the basis for complaints. Over halfthe complaints involve claim problems. Policyholderservice is the second most common reason for filing acomplaint.

Table ITotal Complaint Files

Year Received Closed

1997 9,169 9,2941998 8,834 9,5511999 9,559 9,5062000 9,295 9,0052001 9,265 8,8742002 9,158 10,585

1997 1998 1999 2000 2001 2002

Health 4,876 4,810 5,495 5,118 5,182 5,070

P&C 3,339 3,327 3,350 3,482 3,448 3,508

Life 1,122 867 896 838 840 762


92

Table IIIReasons for Complaints*

Through Through4th Quarter Percent 4th Quarter Percent

Basis for Complaint 2001 of Total 2002 of Total

Claim Handling 7,112 61% 7,865 58%Policyholder Service 1,837 16 2,436 18Marketing and Sales 1,170 10 1,379 10Underwriting 1,432 12 1,838 13Other 160 1 180 1

*A complaint may have more than one basis.

Table IIComplaints Filed By Type of Insurance*

2001 2002Accident and Health

Group Accident and Health 334 600Individual Accident and Health 397 634Medicare Supplement 299 256Long-Term Care 75 105HMO 832 860PPO 1,621 1,115LSHO 21 26Credit 121 94Self-Funded Health Plans 1,482 1,542Total Accident and Health 5,182 5,232

Property and CasualtyAutomobile 1,364 1,419Homeowner’s, Tenant’s, Farmowner’s 953 905Fire, Allied Lines, Other Property 244 243General Liability 84 148Worker's Compensation 344 414All Other Lines 459 459Total Property and Casualty 3,448 3,588

Life, Including Credit and Annuities 840 804

Grand Total 9,470 9,624

*A complaint may involve more than one type of insurance.


93

The Bureau keeps track of the amount of money recovered by complainants who filed a complaint with ouroffice. From January 1 through the 4th quarter of 2002, the office assisted complainants in recovering $4,408,425from insurers as follows:

Table IVAmounts Recovered for Complainants by Types of Coverage and Complaint Reason

Coverage Claim Policyholder MarketingType Handling Service and Sales Underwriting Other Total

Group Health $ 225,335 $ 1,047 $ 7,270 $ 3,122 $1,800 $ 238,574Ind. Accident and Health 152,036 11,763 2,440 4,137 0 170,376Ind. Medicare Supplement 77,823 6,477 11,603 2,462 0 98,365Long-Term Care 87,043 845 2,844 0 0 90,732HMO/PPO/LSHO 1,173,858 7,445 277 3,067 938 1,185,585Credit Health 25,446 8,417 885 0 0 34,758Automobile 221,623 5,025 22,288 16,008 0 264,944Life, Including Credit and Annuities 740,913 127,865 587,652 11,330 0 1,467,760Homeowner’s, Tenant’s, Farmowner’s 88,960 305 24,389 27,706 0 141,360Fire, Allied Lines, Other Property 79,387 6,987 30,464 99,313 0 216,151General Liability 51,844 2,893 4,809 7,433 0 66,979Worker’s Compensation 5,150 32,842 5,294 16,429 0 59,715All Other Lines 329,945 8,457 9,474 25,260 0 373,136

Total $3,259,363 $220,368 $709,689 $216,267 $2,738 $4,408,425

Complainants may appeal the results of the Bureau’s determination on their complaints when the complaints werenot resolved as originally requested. The appeal gives the complainants an opportunity to have their complaints reviewedby the office’s management staff or to provide additional information on their complaint to office management. Table Vreflects the complaint appeal activity.

Table V2002 Complaint Appeals Filed by Section

Property & Life & Casualty Health Complaints Total

Number of Complaint FilesAppealed in 2002* 91 130 7 228

*An appeal may be on a file closed prior to the period under review.


94

Table VIComplainant Survey

2002

Survey Cards Sent 1,410Survey Cards Returned 719Response Rate 51%

Results

Yes % No %2. Did we respond to your

complaint promptly? 653 92% 55 8%

3. Do you feel your complaintwas handled fairly by our office? 545 81% 129 19%

4. Do you feel you were givenan adequate explanation onyour complaint? 533 80% 136 20%

5. If you called our office, do youfeel we treated you courteously? 446 97% 15 3%

6. If you have another insuranceproblem, would you contactour office again? 594 90% 65 10%

1. How did you hear about the Office of the Commissioner of Insurance?

Word of Mouth 218Insurance Agent 126Insurance Company 49Phone Book 21Lawyer 34Health Care Provider 66Other 224No Answer 106


95

Companies Examined in 2002

CUNA Mutual Ins. Co.General Casualty Co. of WisconsinGroup Health Cooperative of Eau ClaireMercyCare Ins. Co.National States Ins. Co.Oxford Life Ins. Co.Physicians Plus Ins. Corp.Regent Ins. Co.Society Ins. A Mutual Co.Thrivent Financial for LutheransUnited Wisconsin Life Ins. Co.Vision Ins. Plan of America, Inc.Wisconsin Mutual Ins. Co.


96

Agent Licensing Section

The Agent Licensing Section conducts licensingexaminations for insurance agents; licenses agents,reinsurance intermediaries, managing general agents,certain corporations and firms, employee benefit planadministrators, viatical settlement brokers; and reviewsand approves prelicensing and continuing educationproviders and courses.

During 2002, there were 12,106 tests administeredin all lines of insurance to candidates seeking a residentagent license. In all, a total of 20,800 new licenses wereissued to resident and nonresident agent candidates.

As of December 31, 2002, there were 77,948 licensedinsurance agents and 623,476 active appointments byinsurance companies authorizing the licensed agents tomarket their products.

Projects within the section for 2002 included:

• Biennial regulation fees were collected from allactive agents during the first quarter of 2002.An option to renew licenses and pay fees on-line was also implemented.

• Required licensed insurers (with a few excep-tions) to provide electronic appointment andtermination requests rather than paper filings.This new system provides immediate updates toagent records, allowing them to begin practic-ing immediately, and virtually eliminatingkeying errors.

• The fourth continuing education biennialreporting period for agents began January 1,2001. Promissor, Inc. (formerly ASI) continuesto administer the entire program, which includesprovider, instructor, and course approval, as wellas course tracking. To satisfy the biennialrequirements, agents affected must earn 24 credithours by February 15, 2003.

• Continued involvement with the NAIC in theenhancement of the National Insurance ProducerRegistry (NIPR). The database is speeding upand simplifying the licensing process andprovides benefits to both regulators and industry.Wisconsin participated as a pilot state for theproject, and provides daily updates to thedatabase along with all other states.

• Continued participation in the NAIC’s ProducerInformation Network (PIN) Project. The goal ofthis committee, comprised of state regulators andindustry representatives, is to improve theeffectiveness and efficiency of the state licensingprocess through increased coordination,automation, standardization, and reciprocity.

• Wisconsin began accepting electronic nonresi-dent license applications and electronicpayments for service requests. These optionsprovide faster turnaround in the licensing pro-cess.


97

Commercial Liability Insurance ReportsSection 601.422, Wis. Stat.

The following tables summarize the reports on commercial liability insurance required by s. 601.422, Wis. Stat.,that were received in 2001. All of the information is for commercial liability insurance written in Wisconsin by authorizedinsurers. The data required by this statute were collected from the following three sources:

1. the insurers themselves,2. statistical agents utilized by the insurers, and3. the NAIC database.

Reporting threshholds were established by this office in conjunction with the statistical agents to eliminate insurers whowrite marginal amounts of insurance.

Tables IA and IB include information required for policy years 1999 and 2000, respectively. Lines one and twowere calculated by applying the ratios of investment gain and other expenses to net premium earned for other liabilityas reported in the Insurance Expense Exhibit to direct premiums earned. The Insurance Expense Exhibit informationis on a calendar year basis, therefore the ratios applied represent the average of the two calendar years included in theapplicable policy year. The number of policies written, the number of claims closed without payment, and the numberof legal actions filed were provided by the insurers. The remaining policy year information was provided by statisticalagents.

It should be noted that the liability for claims incurred but not reported (IBNR) is calculated differently dependingon the market. In particular, approximations for the IBNR liability for excess and umbrella insurance are based on thegeneral liability expected loss ratio. The long-tailed nature of these two lines can create difficulty when attempting toestablish an accurate liability for claims IBNR even after three or four years of development.

As noted previously, much of the data is from individual insurers and the statistical agents they utilize. These reportshave been accepted by this office without audit.

Table II summarizes key ratios and averages for supplemental commercial liability data for the most recentfive policy years. Several cells in this table are incomplete due to lack of activity for selected categories in certain policyyears. Incomplete cells are indicated by an asterisk.

Wisconsin Insurance Report Business of 2002Division of Regulation and Enforcement, Commercial Liability Insurance Reports

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51,2

087,

040

37,4

5672

23,

322

1,62

81,

369

516

15.

Ulti

mat

e in

curr

ed l

osse

s in

clud

ing

all

loss

adj

ustm

ent

expe

nse

and

incu

rred

but

not

rep

orte

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sses

103,

965

13,0

6521

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206,

165

25,7

4562

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787

3,57

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960

3,52

956

9

16.

Num

ber

of c

laim

s cl

osed

with

out

paym

ent

4,11

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070

2829

3775

56

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820

12

17.

Num

ber

of l

egal

act

ions

file

d24

468

86

1270

05

21

1

*00

0's

omitt

ed i

n ite

ms

1, 2

, 4,

7,

8, 9

, 10

, 12

, 14

, an

d 15

.

TABL

E IB

CO

MM

ER

CIA

L L

IAB

ILIT

Y IN

SUR

AN

CE

RE

POR

T, S

. 601

.422

, WIS

. ST

AT

.E

NT

RIE

S A

RE

FO

R IN

SUR

ER

S R

EPO

RT

ING

CO

MM

ER

CIA

L L

IAB

ILIT

Y IN

SUR

AN

CE

IN W

ISC

ON

SIN

*


100

TA

BL

E I

IC

OM

ME

RC

IAL

LIA

BIL

ITY

IN

SUR

AN

CE

RE

PO

RT

, S. 6

01.4

22, W

IS. S

TA

T.

SUM

MA

RY

OF

SU

PP

LE

ME

NT

AL

DA

TA

Law

yers

All

Oth

erP

rodu

cts

&P

rofe

s-P

rofe

s-P

rem

ises

&C

ompl

eted

sion

alsi

onal

Day

Rec

rea-

Liq

uor

Ope

rati

ons

Ope

rati

ons

Exc

ess

Um

brel

laL

iabi

lity

Lia

bilit

yC

are

tion

alM

unic

ipal

Pol

luti

onL

iabi

lity

Los

s R

atio

s2

00

08

4.9

%5

3.7

%1

24

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59

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61

.7%

38

.7%

89

.1%

72

.3%

37

.3%

86

.9%

47

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19

99

74

.19

0.8

32

5.2

13

2.6

59

.55

2.4

10

3.7

71

.94

7.2

53

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3.4

%1

99

87

6.0

58

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07

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50

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3.8

54

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0.3

53

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6.2

25

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5.1

%1

99

75

8.4

66

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8.2

12

8.5

47

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8.1

6.1

24

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7.7

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19

96

55

.94

0.2

43

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7.4

41

.04

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24

3.8

22

.71

2.9

60

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6.7

%F

ive-

year

ave

rage

75

.96

9.4

18

2.9

10

2.9

52

.54

7.7

88

.66

3.9

34

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6.8

38

.8%

Ave

rage

In

curr

ed

Los

s P

er

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00

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11

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39

7,5

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41

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1,6

62

5,6

67

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2,5

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19

99

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6,4

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43

5,5

00

29

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93

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03

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86

91

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71

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19

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Fiv

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52

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71

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rage

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e R

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ve P

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laim

20

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19

97

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15

8,5

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15

1,6

81

21

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13

8,2

84

11

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2,4

99

9,9

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5

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cate

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AE

: P

rem

ium

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3.9%

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0.6%

19

99

2.7

6.2

2.0

4.5

7.5

15

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8.7

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19

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13

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00

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86

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47

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19

99

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0.8

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5.2

13

2.6

59

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2.4

10

3.7

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7.2

53

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99

82

6.2

32

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3.9

31

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4.3

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1.0

9.1

25

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%1

99

79

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6.2

25

.12

3.3

11

.88

.95

.44

.76

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9.2%

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96

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15

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23

.47

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.72

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2.9

9.1

8.9

6.4%

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ge3

1.2

33

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5.9

31

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1.3

15

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0.8

27

.62

0.1

46

.43

0.7

%

Perc

enta

ge

Cha

nge

In

Pre

miu

m

Ear

ned

1999

to

2000

11

.1%

-1.6

%-3

.9%

5.8%

-14.

5%1

6.0

%2

0.7

%6.

2%-4

6.7%

0.2%

13.4

%19

98 t

o 19

993

76

.48

07

.62

24

.32

14

.61

06

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44

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38

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40

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33

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19

.010

21.2

%19

97 t

o 19

98-6

.41

.74

5.8

5.5

-23

.9-4

.8-4

.01

3.4

-2.7

23

.0-5

.3%

1996

to

1997

5.5

-28

.2-8

.11

0.5

-4.1

-17

.27

37

.92

4.1

5.6

-21

.24

2.4

%

*Inf

orm

atio

n in

com

plet

e.

See

narr

ativ

e.


101

Medical Malpractice Insurance ReportsSection 601.427, Wis. Stat.

The following table summarizes the reports on medical malpractice insurance required by s. 601.427, Wis. Stat.,that were received in 2002. All of the information is for medical malpractice insurance written in Wisconsin by authorizedinsurers. Insurers that wrote less than $300,000 annually in medical malpractice insurance premiums in Wisconsin werenot required to report.

The first three lines are for the calendar years indicated by the column headings. The Average Written Premiumper Policy is calculated from the entries in the previous two lines. The next fifteen lines are for the policy years shownby the column headings.

This report includes the experience of the Wisconsin Health Care Liability Insurance Plan. It does not include theexperience of the Patients Compensation Fund.

It should be noted that the data are from individual insurer reports and have been accepted by this office withoutaudit. In addition, the data do not separate occurrence policy experience from claims-made policy experience. Thesetwo types of policies have different claims payment experience patterns.

This report combines the experience for all physician and surgeon classifications, other health care professionals,hospital, and other health care facilities. The individual classification reports by company, from which the summarytable was derived, have been maintained in this office.

Wisconsin Insurance Report Business of 2002Division of Regulation and Enforcement, Medical Malpractice Insurance Reports

102

19

91

19

92

19

93

19

94

19

95

19

96

19

97

19

98

19

99

20

00

2001

**

1.

Inve

stm

ent

and

othe

r in

com

e***

$2

3,9

66

$2

6,4

93

$2

6,6

74

$2

2,6

77

$2

7,1

49

$2

4,7

36

$2

2,0

15

$1

9,5

45

$2

1,8

50

$1

6,9

72

$1

4,8

68

2.

Incu

rred

los

s ad

just

men

t ex

pens

e***

24

,01

53

0,7

98

22

,72

32

3,3

89

17

,64

71

5,9

44

13

,01

96

,93

71

1,5

92

14

,60

06

,72

1

3.

All

oth

er i

ncur

red

expe

nses

***

11

,86

91

2,7

30

13

,78

31

4,3

77

13

,88

71

6,4

32

15

,15

11

5,8

21

15

,42

11

3,2

61

11

,45

6

4.

Pol

icie

s w

ritt

en3

1,1

48

31

,16

43

2,3

05

32

,21

22

9,7

48

17

,54

03

1,6

29

43

,16

04

4,5

68

46

,59

7

5.

Dir

ect

prem

ium

s w

ritt

en7

1,9

14

82

,72

07

8,1

71

73

,25

37

1,4

71

69

,87

56

8,9

93

70

,06

06

8,5

03

57

,54

6

6.

Ave

rage

wri

tten

pre

miu

m p

er p

olic

y2

,30

92

,65

42

,42

02

,27

42

,40

33

,98

42

,18

11

,62

31

,53

71

,23

5

7.

Num

ber

of o

pen

clai

ms

74

16

16

29

40

99

14

81

86

40

4

8.

Dir

ect

case

res

erve

s fo

r op

en c

laim

s4

02

23

13

40

51

72

,79

22

,35

45

,61

74

,87

66

,84

29

,26

3

9.

Pai

d cl

aim

s1

9,2

36

23

,64

52

4,6

53

19

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51

9,1

75

20

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72

0,5

34

9,7

79

4,7

50

3,9

81

10

.IB

NR

res

erve

s6

,41

84

,26

64

,22

14

,75

04

,74

85

,01

15

,90

97

,84

78

,26

09

,27

8

11

.P

ure

loss

rat

io3

6.2

%3

4.0

%3

7.4

%3

4.0

%3

7.4

%4

0.4

%4

6.5

%3

2.1

%2

9.0

%3

9.1

%

12

.C

laim

s re

port

ed1

,69

31

,90

21

,62

61

,39

24

4,9

04

76

,36

73

00

,84

31

,17

77

03

94

5

13

.C

laim

s cl

osed

wit

hout

pay

men

t1

,29

51

,64

31

,43

21

,11

61

,24

39

83

80

38

36

59

14

44

14

.C

laim

s cl

osed

wit

h pa

ymen

t4

02

33

82

84

29

23

25

30

13

10

21

41

39

90

15

.L

egal

act

ions

fil

ed4

24

44

63

97

39

54

45

40

12

95

31

12

03

16

7

16

.V

erdi

cts/

judg

emen

ts f

or d

efen

dant

s1

52

14

31

26

94

84

69

46

33

16

10

17

.V

erdi

cts/

judg

emen

ts f

or p

lain

tiff

s4

23

92

92

61

81

01

15

00

18

.A

mou

nt a

war

ded

to p

lain

tiff

s3

,71

04

,34

23

,24

76

,43

14

,23

41

,71

14

,51

02

,46

80

0

*00

0's

omitt

ed i

n ite

ms

1, 2

, 3,

5,

8, 9

, 10

, an

d 18

.*

*Po

licy

year

200

2 w

as n

ot c

ompl

ete

at t

ime

of w

ritin

g.*

**

The

se e

lem

ents

are

rep

orte

d on

a c

alen

dar

year

bas

is;

all

othe

r ro

ws

are

on a

pol

icy

year

bas

is.

ME

DIC

AL

MA

LP

RA

CT

ICE

IN

SUR

AN

CE

RE

PO

RT

, S. 6

01.4

27, W

IS. S

TA

T.

EN

TR

IES

AR

E

Wisconsin Insurance Report Business of 2002Division of Regulation and Enforcement, Medical Malpractice Insurance Reports

103

Product Liability Insurance ReportsSection 601.425, Wis. Stat.

The following table summarizes the reports on product liability insurance required by s. 601.425, Wis. Stat., thatwere received in 2002. All of the information is for product liability insurance written in Wisconsin by authorizedinsurers. Insurers that wrote less than $50,000 annually in product liability insurance premiums in Wisconsin were notrequired to report.

The first three lines are for the calendar years indicated by the column headings. The Average Written Premiumper Policy is calculated from the entries in the previous two lines. The next fifteen lines are for the policy years shownby the column headings.

It should be noted that the data are from reports provided by individual insurers. These reports have been acceptedby this office without audit. In addition, the data do not separate occurrence policy experience from claims-made policyexperience. These two types of policies have different claims payment experience patterns.

Wisconsin Insurance Report Business of 2002Division of Regulation and Enforcement, Product Liability Insurance Reports

104

PR

OD

UC

T L

IAB

ILIT

Y I

NSU

RA

NC

E R

EP

OR

T, S

. 601

.425

, WIS

. ST

AT

.E

NT

RIE

S A

RE

FO

R I

NSU

RE

RS

RE

PO

RT

ING

PR

OD

UC

T L

IAB

ILIT

Y I

NSU

RA

NC

E I

N W

ISC

ON

SIN

*

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

**

1.

Inve

stm

ent

and

othe

r in

com

e ne

t ga

in o

r lo

ss**

*$

10

,82

6$

12

,56

1$

12

,68

8$

12

,18

5$

12

,19

7$

19

,76

6$

20

,16

2$

18

,52

3$

15

,40

0$

14

,39

9$

18

,10

6

2.

Incu

rred

los

s ad

just

men

t ex

pens

es**

*1

9,9

40

21

,64

82

1,8

03

16

,24

41

6,4

91

15

,69

16

,94

89

,36

75

,04

72

4,4

02

51

,63

8

3.

All

oth

er i

ncur

red

expe

nses

***

18

,81

32

7,4

40

15

,62

71

6,8

46

14

,82

51

9,0

94

8,8

77

12

,59

61

2,5

66

12

,84

31

2,7

11

4.

Pol

icie

s w

ritt

en4

3,0

15

41

,82

74

0,9

24

39

,94

88

5,7

64

12

1,2

28

75

,13

66

6,6

77

65

,15

06

8,6

47

5.

Dir

ect

wri

tten

pre

miu

ms

45

,83

54

8,1

88

47

,94

64

8,1

64

53

,92

45

0,9

32

45

,28

13

6,0

57

36

,19

53

6,8

07

6.

Ave

rage

wri

tten

pre

miu

m p

er p

olic

y1

,06

61

,15

21

,17

21

,20

66

29

42

06

03

54

15

56

53

6

7.

Num

ber

of o

pen

clai

ms

11

60

34

47

31

41

85

89

14

53

72

8.

Dir

ect

case

res

erve

s fo

r op

en c

laim

s1

14

97

67

01

,24

71

,77

32

,34

43

,37

63

,30

65

,59

88

,76

3

9.

Am

ount

pai

d on

pro

duct

lia

bili

ty c

laim

s2

4,7

21

18

,87

02

6,9

42

15

,70

92

7,3

63

17

,10

01

7,2

24

15

,68

71

7,6

43

4,2

66

10

.R

eser

ves

for

IBN

R C

laim

s2

,82

11

,51

43

,96

01

,41

81

,85

62

,28

04

,95

44

,59

74

,19

71

7,4

74

11

.P

ure

loss

rat

io6

0.1

%4

3.3

%6

5.8

%3

8.1

%5

7.5

%4

2.7

%5

6.4

%6

5.4

%7

5.8

%8

2.9

%

12

.C

laim

s re

port

ed6

6,4

13

60

,23

01

50

,26

61

66

,72

91

50

,47

61

84

,31

02

90

,11

56

01

,01

44

48

,31

22

,40

0

13

.C

laim

s cl

osed

wit

hout

pay

men

t1

,52

31

,54

14

,31

01

,54

72

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Wisconsin Insurance Report Business of 2002Division of Regulation and Enforcement, Product Liability Insurance Reports

105

The following consumer publications are availablefrom OCI. Copies of all brochures are available on-lineon OCI's Web site: http://oci.wi.gov/pub_list.htm.

Auto

• Consumer’s Guide to Auto Insurance (PI-057)—Explains the types of coverage provided in an autoinsurance policy, how to shop for insurance, collisiondamage waiver coverage for rental cars, and containspremiums for five hypothetical examples.

• Teenagers and Auto Insurance (PI-200)—Providesinformation on buying car insurance, saving money,and how underage drinking affects your insurancepremium.

Health

Long-Term Care

• Guide to Long-Term Care (PI-047)—Explainsdifferent types of long-term care insurance and thetypes of policies sold in WI to cover long-term careexpenses.

• Long-Term Care Insurance Policies Approved inWisconsin (PI-046)—Lists individual, group andtax-qualified long-term care insurance policies,nursing home policies, and home health care policiesincluding information regarding benefits and samplepremiums.

Medicare Supplement

• Medicare Supplement Insurance ApprovedPolicies (PI-010)—Lists policies available inWisconsin including benefits and current premiums.

• Medicare+Choice - Questions and Answers (PI-099)—Explains new options available to Medicare-eligible persons age 65 and over, and some Medicare-eligible disabled individuals under age 65, who arelooking for information about the Medicare+Choiceprogram.

• Wisconsin Guide to Health Insurance for Peoplewith Medicare (PI-002)—Explains Medicare andsupplemental insurance to cover those expenses notpaid by Medicare.

General

• ANSI Codes (OCI 17-007)—American NationalStandards Institute (ANSI) claim disposition codesthat must be used by providers and their narrativeexplanation.

• A Guide to Health Insurance and Worker’sCompensation Insurance for Farm Families (PI-072)—Provides information about health insuranceand limitations for work-related injuries.

Consumer Publications

Wisconsin Insurance Report Business of 2002Division of Regulation and Enforcement, Consumer Publications

• A Shopper’s Guide to Cancer Insurance (PI-001)—Describes cancer insurance policies and thelimitations many of these policies have.

• Consumer’s Guide to Managed Care Health Plansin Wisconsin (PI-044)—Provides information onall HMO and Limited Service Health OrganizationPlans in Wisconsin.

• Fact Sheet on Continuation and Conversion inHealth Insurance Policies (PI-023)—Describes aconsumer’s rights under Wisconsin law and the federalCOBRA law to continue or convert group healthinsurance coverage after losing previous eligibilityfor health insurance coverage.

• Fact Sheet on the Independent Review Process inWisconsin (PI-203)—Describes a consumer's rightto appeal a health plan's decision to an independentmedical expert.

• Fact Sheet on Managed Care Consumer Protectionsin Wisconsin (PI-102)—Describes consumerprotections available to Wisconsin residents enrolledin managed care plans.

• Fact Sheet on Mandated Benefits in HealthInsurance Policies (PI-019)—Gives a briefdescription of current mandated benefits.

• Fact Sheet on Mandated Benefits for the Treatmentof Nervous and Mental Disorders, Alcoholism andOther Drug Abuse (PI-008)—Summarizes requiredcoverages in group health insurance policies.

• Group Health Insurance Index (July PI-081 andJanuary PI-080)—Survey results listing themonthly premiums for group health insurancepolicies for four hypothetical groups.

• Health Insurance Coverage in Wisconsin (PI-094)—Survey results listing the number of peoplecovered by an HMO, Preferred Provider Organization,Point-of-Service Plan and traditional health insurancein Wisconsin.

• The Health Insurance Portability andAccountability Act of 1996 and 1997 WisconsinAct 27 (PI-096)—Provides a general overview ofthe new federal law as well as the changes made tostate health insurance laws.

• Insurance Coverage and AIDS PI-064—Summa-rizes rules regarding health and life insuranceunderwriting and coverage for AIDS and includesResources for Persons with a Positive HIV Test/TheImplications of Testing Positive for HIV (OCI 17-001).

• Mammograms: Mandated Insurance Coverage(PI-056)—Summarizes required coverage formammograms under health insurance policies.

106

Wisconsin Insurance Report Business of 2002Division of Regulation and Enforcement, Consumer Publications

Homeowner's

• Buying a Home and Your Insurance Needs (PI-100)—Provides information on title, homeowner’s,flood and private mortgage insurance and discussesother insurance options to consider when buying ahome.

• Consumer’s Guide to Homeowner’s Insurance (PI-015)—Explains the basic coverages included inhomeowner's and tenant's insurance policies, thetypes of policies, what you should do if you have aloss, the Wisconsin Insurance Plan, and containspremium tables for four hypothetical examples.

• Guía del Consumidor para Seguros de Vivienda(PI-115)—Explica las coberturas básicas incluidasen las pólizas de seguros de propietarios de viviendase inquilinos, los tipos de pólizas, qué debe hacer encaso de pérdida, el plan de seguros de Wisconsin ycontiene tablas de tarifas para cuatro ejemploshipotéticos.

• Settling Property Insurance Claims (PI-084)—Provides information on what to do after a loss, howto settle an insurance claim, flood insurance, andtips on what to do before a loss.

Liability

• Consumer’s Guide to Commercial LiabilityInsurance (PI-045)—Contains basic informationon commercial liability insurance, risk management,legal protections, required coverages, and optionalcoverages.

• Consumer’s Guide to Day Care Liability Insurance(PI-054)—Answers questions about liabilityinsurance coverage for day care facilities.

• Consumer’s Guide to Insurance for Small BusinessOwners (PI-085)—Provides information aboutbusiness, worker’s compensation, health, and autoinsurance.

• Consumer’s Guide to Worker’s CompensationInsurance for Employers (PI-065)—Providesinformation on worker’s compensation insurancerequirements and answers frequently asked questions.

• Warranties (PI-069)—Discusses the Magnuson-Moss Warranty Act, the federal law that coverswarranties, and answers questions about extendedwarranties.

Life Insurance and Annuities

• NAIC Life Insurance Buyer’s Guide— A copy ofThe NAIC Life Insurance Buyer's Guide is availableby calling (608) 267-4397 (bulk copies may beobtained by calling the NAIC Office at 816-783-8301).

• State Life Insurance Fund—Information about theState Life Insurance Fund that offers life insuranceto Wisconsin residents. This also includes a ratetable and an application. For more information, call1-800-562-5558 (Wisconsin residents only).

• Wisconsin Buyer’s Guide to Annuities (PI-016)—Describes annuities and provides consumerinformation.

Other

• Consumer’s Guide to Insurance (PI-051)—Provides general information about health, life, auto,homeowner's, and worker's compensation insurance.

• Fact Sheet on Credit Insurance (PI-205)—Providesinformation on credit insurance.

• Fact Sheet on Insurance Terminations, Denials,and Cancellations (PI-024)— Summarizes the lawsdealing with notice requirements when insurancecoverage is terminated.

• Insurance Complaints and Administrative Actions(PI-030)—An annual report listing companies withan above-average number of complaints inautomobile, homeowner’s and tenants, individualaccident and health, group accident and health, andlife and annuities insurance.

• Learning about the Office of the Commissioner ofInsurance on the World Wide Web (PI-095)—Provides information about OCI's home site on theInternet.

• Other Sources of Help (OCI 51-051)—Providesinformation on Small Claims Court.

• Understanding How Insurance Companies UseCredit Information (PI-204)—Tips to help you un-derstand how your credit information may be usedand how it may affect your insurance premiums.

• The Wisconsin Office of the Commissioner ofInsurance (PI-059)—Summarizes OCI's mainfunctions, discusses employment opportunities, thecivil service system, and pay and employe benefits..

107

Financial and Statistical Data

Wisconsin Insurance Report Business of 2002Financial and Statistical Data

108

109

Notes to Tables

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Notes to Tables

The financial information was obtained from theNAIC database downloaded on July 9, 2003, for thosecompanies filing electronically with the NAIC andannual statements filed with OCI for those companiesnot filing electronically with the NAIC. The tablesreport the financial position of companies licensed todo business in Wisconsin as of December 31, 2002,and the results of their 2002 operations. Companies inrehabilitation and liquidation may not be included inthe financial data.

Limited Service Health Organizations and HospitalMedical Dental Indemnity Plans were combined in 2001as Other Health Insurers.

Starting in 2002, direct premiums and deposits forlife business reported in Tables B and D includes directpremiums written, annuity, deposit, and other consider-

ations and policyholder dividends used for paid-up ad-ditions. Direct premiums written reported in Table Eexcludes dividends, and deposit and other considerations.Direct benefits and dividends paid includes both ben-efits paid and dividends paid or applied during the year.

Direct premiums written in Table E includes insurerswith negative premiums written. This results in premi-ums written for the 20 ranked insurers in certain lines ofbusiness to be greater than all insurers writing that line ofbusiness.

All of the amounts in Tables F-I, except ratio amounts,have been rounded to thousands. Ratios in excess of“999” were reported as “999” and ratios less than “0”were reported as “0”. Ratio results outside these thresh-olds are meaningless.

110

Explanation of Terms Used in Tables

The “Wisconsin Operations” columns report thedirect premiums and losses for Wisconsin only businessfor 2002. The “Nationwide Operations” columns reportthe net premiums and losses for all operations for 2002.

“Direct” business refers to business for which theinsurer issued an insurance policy and accepted thepremium. “Net” business is direct business plusreinsurance assumed and less reinsurance ceded.

“Reinsurance” is the transfer of risk betweeninsurance companies. Almost all direct writing companiesuse reinsurance to transfer risk. Reinsurance assumed isaccepting the risk of other insurers, while reinsuranceceded is transferring the risk to other insurers. Somecompanies specialize in providing reinsurance to othercompanies versus writing business directly.

“Premium Written” is usually defined as premiumbilled by fire and casualty companies. Rules of lifeinsurance accounting require reporting premiumsactually collected. Premium written is a measure of salesactivity in the state for the year.

“Premium Earned” is the result of premiums writtenin the current and previous years, and in some instances,premiums to be written in the future for current coverages.It is approximately the pro-rata portion of the premiumcharged for each policy for the portion of coverageprovided within the calendar year.

“Losses Incurred” equals losses paid, plus anestimate at the close of the current year of the amounts tobe paid in the future for all unsettled claims as of thefinancial statement date, less the corresponding estimatemade at the end of the prior year. If the estimates wereexactly correct, then the incurred losses would be theactual cost of all claims arising from coverage providedduring the current year. The estimates would also includeamounts for IBNR claims (incurred but not reported). Loss

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Explanation of Terms Used in Tables

adjustment expenses are also included in the lossesincurred for nationwide operations of Title Companies.

“Annuity Considerations” is revenue received forannuity contracts during the year. The amount correspondsto premiums written on insurance contracts.

“Deposits” are amounts placed with the insurer thatdo not incorporate risk from the death or disability of thepolicyholder and are more comparable to financial orinvestment instruments than insurance contracts.

“Other Considerations” are annuity considerationsor other deposits, which are not allocated to a specificpolicy, but include an insurable risk.

The “Net Loss Ratio” is equal to net losses incurredplus net loss adjustment expenses incurred, divided bynet premiums earned. The “Expense Ratio” is equal tounderwriting expenses divided by net premiums written.The loss ratio is determined based on net premiums earnedas losses occur randomly throughout the policy termwhich matches the period the premiums are earned. Theexpense ratio is determined using net premiums written,because most underwriting expenses (commissions, homeoffice underwriting, and clerical expenses) are incurredat the time the policy is written, not evenly throughoutthe policy term.

The “Wisconsin Direct Loss Ratio” is a pure lossratio equal to the direct losses incurred divided by thedirect premiums earned for Wisconsin business. This ratiodoes not include Loss Adjustment Expenses. For insurerswith small direct premiums earned, this ratio may not bea meaningful representation of their overall operations.Negative losses incurred would result from the companyoverestimating the cost to settle open claims as of theend of the prior year or the receipt of salvage or otherrecoveries from claims paid in prior years which were inexcess of amounts incurred for the current year claims.

111

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Tables A and B

TABLE ASummary of Insurers Authorized to Write Insurance in Wisconsin

as of December 31, 2002Counts by Type and Domicile

TABLE B2002 Summary of Wisconsin Operations of All Insurers by Type of Company

DOMESTIC NONDOMESTICTYPE OF COMPANY COMPANIES COMPANIES TOTAL

STOCK LIFE AND HEALTH 27 443 470MUTUAL LIFE AND HEALTH 4 31 35FRATERNALS 9 43 52HEALTH MAINTENANCE ORGANIZATIONS 20 0 20OTHER HEALTH INSURERS 16 0 16STOCK PROPERTY AND CASUALTY 67 736 803MUTUAL PROPERTY AND CASUALTY 35 69 104RECIPROCAL EXCHANGES 0 20 20TOWN MUTUALS 73 0 73

TOTALS 251 1,342 1,593

DIRECT PREMIUMSTYPE OF COMPANY AND DEPOSITS*

STOCK LIFE AND HEALTH $10,840,125,130MUTUAL LIFE AND HEALTH 1,532,652,312FRATERNALS 634,918,287

TOTALS $13,007,695,729

DIRECT BENEFITSTYPE OF COMPANY AND DIVIDENDS PAID*

STOCK LIFE AND HEALTH $7,007,092,197MUTUAL LIFE AND HEALTH 1,068,234,843FRATERNALS 425,196,989

TOTALS $8,500,524,029

DIRECT DIRECTPREMIUMS LOSSES LOSS

TYPE OF COMPANY EARNED INCURRED RATIO

HEALTH MAINTENANCE ORGANIZATIONS $ 3,940,112,550 $3,514,711,868 89OTHER HEALTH INSURERS 400,303,698 327,419,946 82STOCK PROPERTY AND CASUALTY 3,939,536,212 2,405,972,969 61MUTUAL PROPERTY AND CASUALTY 2,612,497,958 1,528,858,090 59RECIPROCAL EXCHANGES 149,159,158 87,815,555 59TOWN MUTUALS 56,918,884 28,944,150 51

TOTALS $11,098,528,460 $7,893,722,578 71

* See Notes to Tables.

112

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Table C

TABLE C2002 Summary of Nationwide

Financial Operations of Wisconsin Insurers

LIFE AND HEALTH INSURERS

ASSETS $160,342,353,338CAPITAL AND SURPLUS 12,681,699,064NET PREMIUMS AND ANNUITY CONSIDERATIONS 22,010,430,547NET BENEFITS INCURRED 21,299,202,369NET INCOME 136,609,949

DIRECT PREMIUMS, ANNUITY CONSIDERATIONS, AND DEPOSITS 23,621,235,489

PROPERTY AND CASUALTY INSURERS

ASSETS $ 44,097,671,814CAPITAL AND SURPLUS 14,851,782,797NET EARNED PREMIUMS 14,934,245,229NET LOSSES INCURRED 8,801,679,748NET INCOME 1,065,480,796

DIRECT PREMIUMS WRITTEN 17,261,184,238

HEALTH MAINTENANCE ORGANIZATIONS AND OTHER HEALTH INSURERS

ASSETS $ 1,228,508,736CAPITAL AND SURPLUS 506,166,709NET EARNED PREMIUMS 4,446,488,453NET LOSSES INCURRED 3,874,885,007NET INCOME 91,179,874

DIRECT PREMIUMS WRITTEN 4,336,169,864

ALL INSURERS COMBINED

ASSETS $205,668,533,888CAPITAL AND SURPLUS 28,039,648,570NET PREMIUMS AND ANNUITY CONSIDERATIONS 22,010,430,547NET BENEFITS INCURRED 21,299,202,369NET EARNED PREMIUMS 19,380,733,682NET LOSSES INCURRED 12,676,564,755NET INCOME 1,293,270,619

DIRECT PREMIUMS, ANNUITY CONSIDERATIONS, AND DEPOSITS 45,218,589,591

113

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Table D

TABLE D2002 Summary of Wisconsin Operations

of All Insurers by Line of Insurance

DIRECT PREMIUMSLINE OF INSURANCE AND DEPOSITS*

LIFE INSURANCEORDINARY $ 2,063,437,272CREDIT 35,234,002GROUP 406,292,526INDUSTRIAL 5,245,679

TOTAL $ 2,507,980,403

ANNUITIES $ 5,046,723,501DEPOSITS 1,130,407,689OTHER 1,126,484,382

DIRECT BENEFITSBENEFIT TYPE AND DIVIDENDS PAID*

DIVIDENDS $ 583,341,117DEATH BENEFITS 1,001,498,059ANNUITY BENEFITS 1,477,533,130ALL OTHER BENEFITS 3,069,628,872


LINE OF INSURANCE EARNED INCURRED RATIO

ACCIDENT AND HEALTHGROUP $ 6,741,044,793 $ 5,783,507,724 86CREDIT 72,003,746 35,739,419 50INDIVIDUAL 976,133,610 641,559,828 66

TOTAL $ 7,789,182,149 $ 6,460,806,971 83

MULTIPLE PERILFARMOWNERS $ 91,361,551 $ 50,098,887 55HOMEOWNERS 581,817,029 363,350,490 62COMMERCIAL 459,927,799 211,540,189 46

TOTAL $ 1,133,106,379 $ 624,989,566 55

AUTOMOBILEPRIVATE PASSENGER CARS $ 2,114,866,087 $ 1,363,537,360 64COMMERCIAL VEHICLES 505,113,170 302,058,394 60

TOTAL $ 2,619,979,257 $ 1,665,595,754 64

* See Notes to Tables.

114

TABLE D (continued)


LINE OF INSURANCE EARNED INCURRED RATIO

ALL OTHER LINESFIRE $ 113,275,673 $ 60,458,261 53MEDICAL MALPRACTICE 75,621,233 32,925,267 44WORKERS COMPENSATION 1,302,983,727 812,752,269 62OTHER LIABILITY 503,586,255 308,583,286 61FIDELITY 15,886,100 15,926,802 100SURETY 32,715,452 -483,777 -1CREDIT 9,103,877 1,639,667 18TITLE 121,903,577 3,414,429 3MORTGAGE GUARANTY 78,153,213 40,017,666 51ALL OTHER 491,532,748 301,328,631 61

TOTAL $ 2,744,761,855 $ 1,576,562,501 57

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Table D

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Table E

115

Table E

Wisconsin Market Shares(Business of 2002)

116


117

O R D I N A R Y L I F E

% OF PREMIUMSRANK INSURER MARKET WRITTEN

1 NORTHWESTERN MUTUAL LIFE INS CO THE 17.5 $ 297,540,2432 THRIVENT FINANCIAL FOR LUTHERANS 6.5 111,550,6973 PRUDENTIAL INS CO OF AMERICA THE 3.7 62,300,2164 AMERICAN FAMILY LIFE INS CO 3.4 57,595,0645 METROPOLITAN LIFE INS CO 2.7 46,735,5236 EQUITABLE LIFE ASSURANCE SOCIETY OF THE US THE 2.4 41,670,5527 STATE FARM LIFE & ACCIDENT ASSURANCE CO 1.8 31,177,3108 PRINCIPAL LIFE INS CO 1.8 31,114,3979 NEW YORK LIFE INS CO 1.8 31,067,950

10 PACIFIC LIFE INS CO 1.6 26,544,88711 IDS LIFE INS CO 1.4 23,942,35712 MASSACHUSETTS MUTUAL LIFE INS CO 1.4 23,021,54813 AMERUS LIFE INS CO 1.2 20,051,88214 CATHOLIC KNIGHTS 1.1 19,352,47415 PRIMERICA LIFE INS CO 1.1 19,317,34416 PRUCO LIFE INS CO 1.1 18,379,37217 VALLEY FORGE LIFE INS CO 1.1 18,148,42718 JEFFERSON PILOT LIFE INS CO 1.1 18,114,53219 MANUFACTURERS LIFE INS CO U S A 1.0 17,687,00820 FORTIS BENEFITS INS CO 1.0 17,614,775

TOTALS FOR 20 RANKED INSURERS 54.7 $ 932,926,558TOTALS FOR 422 RANKED INSURERS WRITING THIS LINE 100.0 $1,704,150,935

C R E D I T L I F E


1 AMERICAN GENERAL ASSUR CO 16.5 $ 5,807,2432 CUNA MUTUAL INS SOCIETY 13.3 4,669,4103 NORTH CENTRAL LIFE INS CO 9.7 3,420,6024 UNION SECURITY LIFE INS CO 6.7 2,360,5435 CENTRAL STATES HEALTH & LIFE CO OF OMAHA 6.4 2,249,2326 RESOURCE LIFE INS CO 6.2 2,171,4497 PEKIN LIFE INS CO 6.1 2,158,7328 UNIVERSAL UNDERWRITERS LIFE INS CO 4.9 1,716,7429 PROTECTIVE LIFE INS CO 4.3 1,499,192

10 AMERICAN MODERN LIFE INS CO 4.2 1,486,59811 JMIC LIFE INS CO 4.1 1,430,38412 MINNESOTA LIFE INS CO 3.7 1,311,75513 AMERICAN NATIONAL INS CO 3.5 1,222,91514 HOUSEHOLD LIFE INS CO 3.0 1,043,81115 MADISON NATIONAL LIFE INS CO INC 2.2 791,28516 CENTURION LIFE INS CO 1.9 676,24817 MERIT LIFE INS CO 1.5 528,45118 LIFE INVESTORS INS CO OF AMERICA 1.4 484,92319 NORTH AMERICAN INS CO 1.3 460,45820 ALLSTATE LIFE INS CO 0.6 215,153

TOTALS FOR 20 RANKED INSURERS 101.3 $ 35,705,126TOTALS FOR 47 RANKED INSURERS WRITING THIS LINE 100.0 $ 35,234,002


118

G R O U P L I F E


1 MINNESOTA LIFE INS CO 15.0 $ 60,531,0462 METROPOLITAN LIFE INS CO 11.6 46,709,8283 SUN LIFE ASSURANCE CO OF CANADA U S 8.7 35,028,6794 UNUM LIFE INS CO OF AMERICA 5.7 23,156,2565 HARTFORD LIFE & ACCIDENT INS CO 5.7 22,886,8096 PRUDENTIAL INS CO OF AMERICA THE 5.0 20,171,6027 HARTFORD LIFE INS CO 4.8 19,405,5398 UNITED WISCONSIN LIFE INS CO 3.8 15,263,1089 FORTIS BENEFITS INS CO 3.5 14,271,998

10 AETNA LIFE INS CO 3.1 12,635,14611 RELIASTAR LIFE INS CO 2.7 10,753,26912 CUNA MUTUAL INS SOCIETY 1.9 7,743,26013 NEW YORK LIFE INS CO 1.7 6,914,42514 JEFFERSON PILOT FINANCIAL INS CO 1.7 6,766,66215 PRINCIPAL LIFE INS CO 1.4 5,603,75816 STANDARD INS CO 1.2 4,829,35517 SUN LIFE ASSURANCE CO OF CANADA 1.2 4,760,55618 GREAT WEST LIFE & ANNUITY INS CO 1.1 4,508,11519 CONNECTICUT GENERAL LIFE INS CO 1.1 4,370,63420 CONTINENTAL ASSURANCE CO 1.0 4,211,907


A N N U I T I E S


1 CUNA MUTUAL LIFE INS CO 7.7 $ 389,117,7282 ALLIANZ LIFE INS CO OF NORTH AMERICA 5.3 268,593,8093 LINCOLN NATIONAL LIFE INS CO THE 5.0 252,049,5984 TRANSAMERICA LIFE INS CO 4.6 229,208,0865 THRIVENT FINANCIAL FOR LUTHERANS 4.3 216,792,6286 MANUFACTURERS LIFE INS CO U S A 3.9 197,339,5607 SENTRY LIFE INS CO 3.2 161,095,2718 ING LIFE INS AND ANNUITY CO 3.2 158,321,0839 GOLDEN AMERICAN LIFE INS CO 2.7 133,263,674

10 IDS LIFE INS CO 2.6 131,948,01111 JACKSON NATIONAL LIFE INS CO 2.5 125,910,33212 EQUITABLE LIFE ASSURANCE SOCIETY OF THE US THE 2.3 115,408,67113 LINCOLN BENEFIT LIFE CO 2.3 113,601,34814 LIBERTY LIFE ASSURANCE CO OF BOSTON 2.1 107,290,79215 METROPOLITAN LIFE INS CO 2.0 102,762,79416 FIDELITY & GUARANTY LIFE INS CO 1.9 96,895,90717 TEACHERS INS & ANNUITY ASSN OF AMER 1.9 96,039,05918 CUNA MUTUAL INS SOCIETY 1.9 95,974,92719 AIG ANNUITY INS CO 1.8 92,191,53820 OHIO NATIONAL LIFE INS CO 1.7 86,386,900

TOTALS FOR 20 RANKED INSURERS 63.1 $3,170,191,716TOTALS FOR 303 RANKED INSURERS WRITING THIS LINE 100.0 $5,024,185,860


119

F I R E


1 FACTORY MUTUAL INS CO 7.4 $ 9,016,5172 WEST BEND MUTUAL INS CO 6.8 8,281,7073 ACUITY A MUTUAL INS CO 4.9 6,008,1324 ALLIANZ INS CO 4.6 5,681,4265 AMERICAN GUARANTEE & LIABILITY INS CO 4.4 5,424,4526 LOCAL GOVERNMENT PROPERTY INS FUND 3.8 4,601,1417 TRAVELERS INDEMNITY CO THE 3.3 3,988,4258 ZURICH AMERICAN INS CO 3.0 3,641,5079 AUTO OWNERS INS CO 2.9 3,590,242

10 EMPLOYERS INS CO OF WAUSAU 2.8 3,423,90411 ROYAL INDEMNITY CO 2.3 2,786,62812 ST PAUL FIRE & MARINE INS CO 1.7 2,056,58013 AMERICAN SECURITY INS CO 1.6 2,003,39114 AMERICAN HOME ASSURANCE CO 1.5 1,842,85115 TRAVELERS INDEMNITY CO OF IL 1.5 1,838,43516 AMERICAN FAMILY MUTUAL INS CO 1.4 1,729,83517 WESTPORT INS CORP 1.3 1,590,44618 GERMANTOWN MUTUAL INS CO 1.3 1,563,25719 AFFILIATED FM INS CO 1.2 1,488,46220 XL INS AM INC 1.2 1,474,329


F A R M O W N E R S M U L T I P L E P E R I L


1 RURAL MUTUAL INS CO 28.2 $ 26,815,5362 AMERICAN FAMILY MUTUAL INS CO 15.1 14,346,3273 SECURA INS A MUTUAL CO 9.3 8,793,9184 HASTINGS MUTUAL INS CO 6.2 5,877,0165 WILSON MUTUAL INS CO 5.8 5,544,7326 AUTO OWNERS INS CO 5.1 4,880,8097 MT MORRIS MUTUAL INS CO 4.4 4,139,9228 STATE FARM FIRE & CASUALTY CO 4.3 4,119,9999 MCMILLAN-WARNER MUTUAL INS CO 3.6 3,444,444

10 GERMANTOWN MUTUAL INS CO 2.2 2,044,03911 MAPLE VALLEY MUTUAL INS CO 2.0 1,945,16612 NATIONWIDE MUTUAL INS CO 1.9 1,816,18313 MANITOWOC MUTUAL INS CO 1.8 1,710,73714 FARMINGTON MUTUAL INS CO 1.3 1,224,53015 WISCONSIN MUTUAL INS CO 1.2 1,124,15016 LITTLE BLACK MUTUAL INS CO 1.2 1,123,91717 ONEBEACON MIDWEST INS CO 1.1 1,056,13618 WISCONSIN AMERICAN MUTUAL INS CO 1.1 1,030,71319 MERIDIAN SECURITY INS CO 0.7 665,68720 ELLINGTON MUTUAL INS CO 0.7 641,854



120

H O M E O W N E R S M U L T I P L E P E R I L


1 AMERICAN FAMILY MUTUAL INS CO 25.6 $ 160,794,0532 STATE FARM FIRE & CASUALTY CO 14.8 92,514,7853 ACUITY A MUTUAL INS CO 4.0 24,916,3244 ALLSTATE INS CO 3.3 20,878,6465 GENERAL CASUALTY CO OF WI 3.0 18,873,3146 FIRE INS EXCHANGE 2.6 16,423,7437 WEST BEND MUTUAL INS CO 2.5 15,942,8038 AUTO OWNERS INS CO 2.0 12,529,3169 BADGER MUTUAL INS CO 1.6 10,307,881

10 RURAL MUTUAL INS CO 1.6 10,307,20611 REGENT INS CO 1.6 10,246,91712 SENTRY INS A MUTUAL CO 1.6 10,063,22813 SECURA INS A MUTUAL CO 1.5 9,707,71714 WISCONSIN MUTUAL INS CO 1.4 8,777,11215 ECONOMY PREMIER ASSURANCE CO 1.4 8,646,67016 GERMANTOWN MUTUAL INS CO 1.4 8,554,84617 FOREMOST INS CO 1.1 7,088,13718 GLENS FALLS INS CO THE 1.1 7,084,16419 WILSON MUTUAL INS CO 1.1 6,957,47420 CINCINNATI INS CO THE 1.0 6,268,313


C O M M E R C I A L M U L T I P L E P E R I L


1 AMERICAN FAMILY MUTUAL INS CO 6.8 $ 34,116,6972 SOCIETY INS A MUTUAL CO 6.3 31,548,4283 GENERAL CASUALTY CO OF WI 4.7 23,461,1444 REGENT INS CO 4.6 23,215,5885 CINCINNATI INS CO THE 4.5 22,717,4666 ACUITY A MUTUAL INS CO 3.6 18,194,1687 CAPITOL INDEMNITY CORP 3.5 17,750,8868 TRAVELERS INDEMNITY CO OF IL 2.8 14,217,7909 RURAL MUTUAL INS CO 2.7 13,709,761

10 FEDERAL INS CO 2.5 12,550,98811 STATE FARM FIRE & CASUALTY CO 2.5 12,461,82512 SECURA SUPREME INS CO 2.1 10,354,81813 WEST BEND MUTUAL INS CO 1.9 9,740,55614 CHURCH MUTUAL INS CO 1.4 7,187,99915 HARTFORD FIRE INS CO 1.3 6,389,97716 ST PAUL FIRE & MARINE INS CO 1.3 6,362,94717 INTEGRITY MUTUAL INS CO 1.3 6,333,43318 OWNERS INS CO 1.2 6,021,67919 AUTO OWNERS INS CO 1.1 5,704,61520 ACE AMERICAN INS CO 1.0 5,086,934



121

M E D I C A L M A L P R A C T I C E


1 PHYSICIANS INS CO OF WI INC 39.8 $ 31,196,7372 MEDICAL PROTECTIVE CO THE 19.5 15,252,2033 OHIC INS CO 10.4 8,175,5014 PREFERRED PROFESSIONAL INS CO 7.5 5,883,4115 CONTINENTAL CASUALTY CO 4.5 3,542,1736 WISCONSIN HEALTH CARE LIABILITY INS PLAN 2.6 2,047,1687 NCMIC INS CO 1.9 1,524,5908 CHICAGO INS CO 1.9 1,465,2819 CINCINNATI INS CO THE 1.7 1,344,243

10 AMERICAN CASUALTY CO OF READING PA 1.7 1,323,48311 ST PAUL FIRE & CASUALTY INS CO 1.5 1,159,44612 ST PAUL FIRE & MARINE INS CO 1.4 1,087,61513 PODIATRY INS CO OF AMERICA (RISK RETENTION GROUP)

A MUTUAL CO 0.8 648,03614 MIDWEST MEDICAL INS CO 0.8 635,52215 ST PAUL MERCURY INS CO 0.7 557,05516 GULF INS CO 0.6 489,26117 DOCTORS CO AN INTERINSURANCE EXCHANGE THE 0.5 414,54318 PHARMACISTS MUTUAL INS CO 0.3 264,91619 TIG INS CO 0.3 247,91320 AMERICAN PHYSICIANS ASSURANCE CORP 0.3 215,452


G R O U P A C C I D E N T & H E A L T H


1 UNITEDHEALTHCARE OF WISCONSIN INC 10.1 $ 688,055,3062 WEA INS CORP 10.1 683,687,1723 DEAN HEALTH PLAN INC 7.4 500,801,1624 BLUE CROSS & BLUE SHIELD UNITED OF WI 6.9 470,884,6355 COMPCARE HEALTH SERVICES INS CORP 5.7 385,468,1186 TOUCHPOINT HEALTH PLAN INC 4.4 301,479,1687 SECURITY HEALTH PLAN OF WI INC 4.2 283,362,8458 HUMANA WISCONSIN HEALTH ORGANIZATION INS CORP 3.6 247,162,3749 NETWORK HEALTH PLAN OF WI INC 3.5 234,558,933

10 PHYSICIANS PLUS INS CORP 3.3 225,978,99211 WISCONSIN PHYSICIANS SERVICE INS CORP 3.3 223,721,76912 UNITY HEALTH PLANS INS CORP 2.9 193,864,89213 UNITED HEALTHCARE INS CO 2.5 169,064,74414 MANAGED HEALTH SERVICES INS CORP. 2.3 155,508,62515 HUMANA INS CO 2.1 141,755,65916 GROUP HEALTH COOP OF SOUTH CENTRAL WI 1.9 127,828,98617 MIDWEST SECURITY LIFE INS CO 1.6 110,937,52118 PRINCIPAL LIFE INS CO 1.3 88,337,22119 VALLEY HEALTH PLAN INC 1.2 82,915,91320 DELTA DENTAL PLAN OF WI INC 1.1 73,947,396



122

C R E D I T A C C I D E N T & H E A L T H


1 CUNA MUTUAL INS SOCIETY 16.1 $ 9,591,9152 AMERICAN SECURITY INS CO 15.1 8,994,6603 AMERICAN GENERAL ASSUR CO 9.5 5,671,8414 AMERICAN BANKERS INS CO OF FLA 7.6 4,508,8655 RESOURCE LIFE INS CO 7.0 4,132,0646 PEKIN LIFE INS CO 5.4 3,189,0447 NORTH CENTRAL LIFE INS CO 4.2 2,482,5528 JMIC LIFE INS CO 4.0 2,351,0849 UNION SECURITY LIFE INS CO 4.0 2,349,238

10 PROTECTIVE LIFE INS CO 4.0 2,347,17611 UNIVERSAL UNDERWRITERS LIFE INS CO 3.2 1,925,26512 CENTRAL STATES HEALTH & LIFE CO OF OMAHA 3.1 1,824,98913 MADISON NATIONAL LIFE INS CO INC 2.6 1,552,45014 MINNESOTA LIFE INS CO 2.2 1,280,84515 HOUSEHOLD LIFE INS CO 2.0 1,210,42816 AMERICAN MODERN LIFE INS CO 1.9 1,114,04817 AMERICAN HEALTH & LIFE INS CO 1.9 1,107,82418 CENTRAL STATES INDEMNITY CO OF OMAHA 1.8 1,053,43219 AMERICAN NATIONAL INS CO 1.6 969,48620 LIFE INVESTORS INS CO OF AMERICA 1.6 953,883


I N D I V I D U A L A C C I D E N T & H E A L T H


1 BLUE CROSS & BLUE SHIELD UNITED OF WI 13.2 $ 129,973,9832 WISCONSIN PHYSICIANS SERVICE INS CORP 6.6 64,899,2823 AMERICAN FAMILY MUTUAL INS CO 5.4 53,158,6414 BANKERS LIFE & CASUALTY CO 5.0 49,484,4855 AMERICAN REPUBLIC INS CO 4.6 45,499,8996 PHYSICIANS MUTUAL INS CO 4.1 40,226,0137 THRIVENT FINANCIAL FOR LUTHERANS 3.9 37,826,0718 GUNDERSEN LUTHERAN HEALTH PLAN INC 3.6 35,746,6399 AMERICAN FAMILY LIFE ASSURNC CO OF COLUMBUS 3.5 34,233,539

10 UNITEDHEALTHCARE OF WISCONSIN INC 3.2 31,390,96411 MUTUAL OF OMAHA INS. CO. 3.0 29,446,97712 STATE FARM MUTUAL AUTOMOBILE INS CO 2.4 23,623,75113 COMBINED INS CO OF AMER 2.2 21,518,59314 DEAN HEALTH PLAN INC 2.0 19,766,29215 FORTIS INS CO 2.0 19,158,93016 NORTHWESTERN MUTUAL LIFE INS CO THE 1.9 19,082,42317 CONSTITUTION LIFE INS CO 1.9 18,360,55218 CONSECO HEALTH INS CO 1.9 18,316,78219 GENERAL ELECTRIC CAPITAL ASSURANCE CO 1.8 17,490,55520 NATIONAL STATES INS CO 1.2 12,243,477



123

W O R K E R S C O M P E N S A T I O N


1 WEST BEND MUTUAL INS CO 5.8 $ 79,309,1262 ACUITY A MUTUAL INS CO 5.4 73,697,0383 EMPLOYERS INS CO OF WAUSAU 4.7 64,216,0504 ZURICH AMERICAN INS CO 4.3 58,522,8165 SENTRY INS A MUTUAL CO 4.1 56,628,9056 SOCIETY INS A MUTUAL CO 3.4 46,404,3957 LIBERTY MUTUAL FIRE INS CO 3.2 43,546,5008 REGENT INS CO 3.1 42,319,9199 AMERICAN PROTECTION INS CO 2.5 34,147,016

10 UNITED WISCONSIN INS CO 2.4 33,342,04311 TRANSPORTATION INS CO 2.4 33,177,90512 COMBINED SPECIALTY INS CO 2.1 28,262,01413 TRAVELERS INDEMNITY CO OF IL 2.0 27,529,59114 FIDELITY & GUARANTY INS CO 1.8 25,048,54815 PACIFIC EMPLOYERS INS CO 1.6 21,943,66516 WAUSAU UNDERWRITERS INS CO 1.5 21,134,73217 LIBERTY MUTUAL INS CO 1.5 20,315,72318 WAUSAU BUSINESS INS CO 1.5 19,950,88219 GENERAL CASUALTY CO OF WI 1.3 17,459,69620 CINCINNATI INS CO THE 1.2 17,141,298

TOTALS FOR 20 RANKED INSURERS 55.6 $ 764,097,862TOTALS FOR 298 RANKED INSURERS WRITING THIS LINE 100.0 $1,373,372,500

O T H E R L I A B I L I T Y


1 WEST BEND MUTUAL INS CO 5.8 $ 28,248,5182 NATIONAL UNION FIRE INS CO OF PITTSBURGH 5.4 26,470,3253 FEDERAL INS CO 5.2 25,553,6994 ACE AMERICAN INS CO 4.9 23,968,9315 ACUITY A MUTUAL INS CO 3.7 18,386,4866 ST PAUL FIRE & MARINE INS CO 3.3 16,124,7287 AMERICAN FAMILY MUTUAL INS CO 3.3 16,022,7788 CONTINENTAL CASUALTY CO 3.0 14,839,9429 AMERICAN GUARANTEE & LIABILITY INS CO 2.9 14,366,365

10 CINCINNATI INS CO THE 2.6 12,761,67211 ZURICH AMERICAN INS CO 2.3 11,139,75812 STATE FARM FIRE & CASUALTY CO 2.1 10,100,45313 LUMBERMENS MUTUAL CASUALTY CO 1.9 9,303,38114 ST PAUL MERCURY INS CO 1.6 7,748,82915 SENTRY INS A MUTUAL CO 1.6 7,689,82716 VIGILANT INS CO 1.5 7,555,37417 EMPLOYERS INS CO OF WAUSAU 1.5 7,540,97718 GENERAL CASUALTY CO OF WI 1.4 6,923,63319 FEDERATED MUTUAL INS CO 1.4 6,712,04120 WESTPORT INS CORP 1.4 6,649,427



124

P R I V A T E P A S S E N G E R C A R S


1 AMERICAN FAMILY MUTUAL INS CO 21.3 $ 460,976,4382 STATE FARM MUTUAL AUTOMOBILE INS CO 12.3 265,189,0503 AMERICAN STANDARD INS CO OF WI 4.8 103,969,4144 PROGRESSIVE NORTHERN INS CO 4.3 93,592,4065 ACUITY A MUTUAL INS CO 3.7 80,018,0636 ALLSTATE INS CO 2.8 59,859,8997 REGENT INS CO 2.7 58,560,1008 WEST BEND MUTUAL INS CO 2.0 43,236,4359 GENERAL CASUALTY CO OF WI 2.0 42,698,685

10 FARMERS INS EXCHANGE 1.9 41,005,31011 RURAL MUTUAL INS CO 1.9 40,792,66912 SENTRY INS A MUTUAL CO 1.7 37,754,03713 WISCONSIN MUTUAL INS CO 1.6 34,885,86014 PROGRESSIVE HALCYON INS CO 1.3 27,216,93215 BADGER MUTUAL INS CO 1.2 26,823,94316 STATE FARM FIRE & CASUALTY CO 1.1 22,747,47617 SECURA INS A MUTUAL CO 0.9 19,675,41418 MSI PREFERRED INS CO 0.9 19,266,01219 STATE AUTO INS CO OF WISCONSIN 0.9 18,729,72620 GLENS FALLS INS CO THE 0.9 18,527,880


C O M M E R C I A L V E H I C L E S


1 ACUITY A MUTUAL INS CO 7.6 $ 39,922,1042 WEST BEND MUTUAL INS CO 6.1 31,671,4253 GREAT WEST CASUALTY CO 5.5 28,886,7304 GENERAL CASUALTY CO OF WI 5.4 28,256,6585 ST PAUL FIRE & MARINE INS CO 3.7 19,338,5966 NORTHLAND INS CO 3.1 16,352,2907 CINCINNATI INS CO THE 2.7 14,018,9188 REGENT INS CO 2.3 12,022,0329 STATE FARM MUTUAL AUTOMOBILE INS CO 2.2 11,466,234

10 ZURICH AMERICAN INS CO 2.1 10,951,30811 PROGRESSIVE NORTHERN INS CO 2.1 10,924,86212 AUTO OWNERS INS CO 1.8 9,626,40313 RURAL MUTUAL INS CO 1.8 9,172,07414 SENTRY INS A MUTUAL CO 1.4 7,567,13015 UNIVERSAL UNDERWRITERS INS CO 1.4 7,240,92016 TRAVELERS INDEMNITY CO OF IL 1.3 6,884,01117 EMPLOYERS MUTUAL CASUALTY CO 1.3 6,829,13618 SECURA SUPREME INS CO 1.2 6,525,56019 AMERICAN FAMILY MUTUAL INS CO 1.2 6,419,23720 SOCIETY INS A MUTUAL CO 1.2 6,402,362



125

F I D E L I T Y


1 FEDERAL INS CO 18.1 $ 2,996,8082 CUMIS INS SOCIETY INC 15.1 2,502,2793 TRAVELERS CASUALTY & SURETY CO OF AMERICA 8.2 1,359,6474 NATIONAL UNION FIRE INS CO OF PITTSBURGH 7.5 1,250,9975 FIDELITY & DEPOSIT CO OF MD 7.1 1,176,8946 ST PAUL MERCURY INS CO 4.7 787,9377 ST PAUL FIRE & MARINE INS CO 3.5 578,8788 CAPITOL INDEMNITY CORP 2.9 482,9339 KANSAS BANKERS SURETY CO THE 2.4 391,944

10 WESTERN SURETY CO 2.1 346,20111 HARTFORD FIRE INS CO 2.0 334,24612 WEST BEND MUTUAL INS CO 1.9 321,99613 ZURICH AMERICAN INS CO 1.9 312,99214 ACUITY A MUTUAL INS CO 1.9 310,98815 BANC INSURE INC 1.5 256,38316 HANOVER INS CO THE 1.5 244,72817 OHIO CASUALTY INS CO THE 1.2 204,88818 UNIVERSAL UNDERWRITERS INS CO 1.1 188,83219 LIBERTY INS UNDERWRITERS INC 1.1 184,50220 FEDERATED MUTUAL INS CO 1.0 173,572


S U R E T Y


1 NATIONAL FIRE INS CO OF HARTFORD 10.4 $ 3,602,2342 FIDELITY & DEPOSIT CO OF MD 9.8 3,399,6463 CAPITOL INDEMNITY CORP 8.9 3,057,3954 LIBERTY MUTUAL INS CO 8.4 2,894,1435 TRAVELERS CASUALTY & SURETY CO OF AMERICA 6.4 2,225,0226 ST PAUL FIRE & MARINE INS CO 6.4 2,218,7377 UNITED STATES FIDELITY & GUARANTY CO 4.5 1,537,4058 WEST BEND MUTUAL INS CO 3.5 1,217,6949 OHIO CASUALTY INS CO THE 3.2 1,112,214

10 WESTERN SURETY CO 3.0 1,049,91111 CONTINENTAL CASUALTY CO 2.7 933,66812 UNITED FIRE & CSLTY CO 1.7 571,73313 SAFECO INS CO OF AMERICA 1.6 565,97214 WESTCHESTER FIRE INS CO 1.4 486,09315 EVERGREEN NATIONAL INDEMNITY CO 1.3 440,04716 KANSAS BANKERS SURETY CO THE 1.2 416,94817 OLD REPUBLIC SURETY CO 1.2 407,71418 HARTFORD FIRE INS CO 1.2 407,04419 GRANITE RE INC 1.2 399,80520 UNIVERSAL SURETY CO 1.1 396,303



126

C R E D I T


1 OLD REPUBLIC INS CO 47.1 $ 4,417,5802 CONTINENTAL CASUALTY CO 10.2 960,3263 EULER AMERICAN CREDIT INDEMNITY CO 10.1 942,6394 GREAT AMERICAN INS CO 9.7 908,5445 WESCO INS CO 7.8 729,5706 GERLING NCM CREDIT INS INC 5.1 479,6907 BANC INSURE INC 3.8 357,8688 ACE AMERICAN INS CO 2.9 275,9299 LYNDON PROPERTY INS CO 1.6 147,638

10 ONEBEACON AMERICA INS CO 0.9 84,03711 NORTHBROOK INDEMNITY CO 0.6 55,02512 ARCH INS CO 0.3 25,52613 ASSOCIATES INS CO 0.3 25,29914 INSURANCE CO OF NORTH AMERICA 0.1 7,32915 CONTINENTAL INS CO THE -0.5 -44,466


T I T L E


1 CHICAGO TITLE INS CO 27.6 $ 35,338,3212 FIRST AMERICAN TITLE INS CO 26.1 33,329,9053 STEWART TITLE GUARANTY CO 11.5 14,667,0194 TICOR TITLE INS CO 8.5 10,896,3035 OLD REPUBLIC NATL TITLE INS CO 6.2 7,867,1656 COMMONWEALTH LAND TITLE INS CO 5.8 7,384,8597 LAWYERS TITLE INS CORP 5.7 7,288,0808 SECURITY UNION TITLE INS CO 2.1 2,637,9419 FIDELITY NATIONAL TITLE INS CO OF NY 1.8 2,333,545

10 TRANSNATION TITLE INS CO 1.7 2,212,19311 TITLE INS CO OF OREGON 1.5 1,860,62212 AMERICAN PIONEER TITLE INS CO 1.2 1,571,45113 ATTORNEYS TITLE GUARANTY FUND INC 0.3 381,34214 UNITED GENERAL TITLE INS CO 0.0 35,36415 INVESTORS TITLE INS CO 0.0 10,776



127

M O R T G A G E G U A R A N T Y


1 MORTGAGE GUARANTY INS CORP 37.9 $ 29,299,2222 GENERAL ELECTRIC MORTGAGE INS CORP 15.5 11,959,9163 PMI MORTGAGE INS CO 11.9 9,181,2114 UNITED GUARANTY RESIDENTIAL INS CO 10.9 8,394,4485 MGIC CREDIT ASSURANCE CORP 8.8 6,832,2436 RADIAN GUARANTY INC 6.4 4,930,0487 REPUBLIC MORTGAGE INS CO 5.3 4,072,7858 CMG MORTGAGE INS CO 3.0 2,337,0549 UNITED GUARANTY MORTGAGE INDEMNITY CO 0.1 104,734

10 UNITED GUARANTY RESIDENTIAL INS CO OF NC 0.1 82,12711 TRIAD GUARANTY INS CORP 0.0 34,24112 CMG MORTGAGE ASSURANCE CO 0.0 20,84613 MGIC INDEMNITY CORP 0.0 19,93814 GE RESIDENTIAL MORTGAGE INS CORP OF NC 0.0 14,66015 VEREX ASSURANCE INC 0.0 9,68916 UNITED GUARANTY CREDIT INS CO 0.0 7,84017 COMMERCIAL LOAN INS CORP 0.0 2818 GENERAL ELECTRIC MORTGAGE INS CORP OF NC 0.0 -2


128

Table F

2002 Financial Dataof

Property and Casualty Insurers

Includes: Fire and Casualty InsurersReciprocal ExchangesTitle Insurers

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Table F

129

130

FIN

AN

CIA

L

DA

TA

NA

TIO

NW

IDE

O

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RA

TIO

NS

WIS

CO

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TN

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DIR

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PU

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AD

MIT

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MS

LO

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CU

RR

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DR

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131

AC

A F

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NC

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GU

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30

4,9

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3,6

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8,7

94

11

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66

00

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CC

EP

TAN

CE

CA

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ALT

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24

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61

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11

1,8

78

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NC

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61

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7-7

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21

,64

45

1Y

OR

K I

NS

CO

48

,54

51

3,0

92

-97

42

1,7

89

14

,00

08

53

52

01

4Y

OS

EM

ITE

IN

S C

O3

41

,89

02

27

,41

62

8,6

95

55

,64

51

5,1

44

26

27

1,2

81

23

91

9Z

EN

ITH

IN

S C

O1

,24

5,7

47

30

9,8

10

19

,22

05

44

,16

83

24

,80

37

92

52

28

18

58

1Z

UR

ICH

AM

ER

ICA

N I

NS

CO

15

,14

5,4

91

2,6

17

,85

0-2

79

,14

75

,75

9,3

46

4,0

02

,39

08

82

09

8,6

56

52

,87

15

4Z

UR

ICH

AM

ER

ICA

N I

NS

CO

OF

IL

31

,80

73

1,8

07

2,5

08

00

00

54

26

42

11

9

154

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Table G

Table G


Life Insurers

Includes: Fraternal InsurersLife Insurers

155

156


FIN

AN

CIA

L D

AT

AN

AT

ION

WID

E O

PE

RA

TIO

NS

WIS

CO

NSI

N O

PE

RA

TIO

NS

CA

PIT

AL

PRE

MIU

M &

DIR

EC

TD

IRE

CT

AD

MIT

TE

DA

ND

NE

TA

NN

UIT

YIN

CU

RR

ED

PRE

MIU

MS

BE

NE

FIT

SL

IFE

/HE

AL

TH

IN

SUR

ER

(000

s OM

ITT

ED

)A

SSE

TS

SUR

PLU

SIN

CO

ME

CO

NSI

DE

RA

TIO

NS

BE

NE

FIT

SW

RIT

TE

NPA

ID

157

AA

A L

IFE

IN

S C

O2

62

,32

82

5,0

42

-8,2

61

76

,37

11

22

,93

93

,92

06

40

AC

AC

IA L

IFE

IN

S C

O1

,03

2,8

33

15

3,0

98

8,9

73

36

,45

74

2,5

61

96

55

18

AC

AC

IA N

AT

ION

AL

LIF

E I

NS

CO

59

7,9

97

36

,80

33

,28

38

8,2

22

82

,14

21

,37

92

,35

2A

CC

EL

ER

AT

ION

LIF

E I

NS

CO

7,4

46

7,3

50

44

40

00

0A

DM

IRA

L L

IFE

IN

S C

O O

F A

ME

RIC

A8

,54

48

,48

51

65

00

00

AD

VA

NTA

LIF

E I

NS

CO

9,9

58

8,9

93

48

01

,50

25

58

00

AE

TN

A H

EA

LTH

& L

IFE

IN

S C

O1

,21

7,1

61

12

9,5

26

15

,51

22

16

,07

62

20

,83

80

0A

ET

NA

LIF

E I

NS

CO

25

,35

1,1

71

1,6

69

,31

98

4,5

32

4,2

60

,80

54

,13

0,4

38

46

,61

73

6,6

40

AG

L L

IFE

AS

SU

RA

NC

E C

O8

90

,84

31

0,0

56

-3,0

71

36

6,2

16

51

,68

40

0A

IG A

NN

UIT

Y I

NS

CO

33

,83

1,3

68

2,1

09

,02

6-2

62

,16

18

,52

3,2

81

9,6

57

,80

29

2,6

09

31

,38

0A

IG L

IFE

IN

S C

O1

3,3

52

,80

34

33

,99

8-8

0,0

01

94

6,0

71

1,3

32

,87

02

3,9

54

9,2

02

AIG

SU

NA

ME

RIC

A L

IFE

AS

SU

R C

O2

2,0

68

,13

24

63

,90

5-1

80

,73

72

,91

1,0

56

3,0

49

,61

05

2,8

13

66

,00

1A

LL

SA

VE

RS

IN

S C

O3

,67

93

,03

82

97

12

01

80

00

AL

LIA

NZ

LIF

E I

NS

CO

OF

NO

RT

H A

ME

RIC

A2

2,7

45

,49

31

,66

3,9

34

-32

6,7

51

8,4

39

,39

16

,61

2,6

16

29

9,2

77

78

,67

7A

LL

ME

RIC

A F

INA

NC

IAL

LIF

E I

NS

& A

NN

UIT

Y C

O1

3,5

90

,80

14

27

,05

1-3

14

,05

92

,71

9,7

44

2,6

92

,88

96

3,6

75

54

,59

6A

LL

STA

TE

AS

SU

RA

NC

E C

O1

3,5

74

10

,61

72

32

00

01

20

AL

LS

TAT

E L

IFE

IN

S C

O4

9,8

28

,44

03

,24

4,8

97

10

0,4

55

7,8

53

,80

36

,74

6,8

85

34

,37

21

2,9

93

ALT

A H

EA

LTH

& L

IFE

IN

S C

O1

14

,73

91

00

,21

63

,90

21

56

41

28

63

84

AM

AL

GA

MA

TE

D L

IFE

& H

EA

LTH

IN

S C

O8

,47

54

,51

61

,36

99

,09

76

,44

30

0A

MA

LG

AM

AT

ED

LIF

E I

NS

CO

40

,76

91

6,9

83

1,5

33

24

,98

91

9,5

02

00

AM

ER

IBE

ST

LIF

E I

NS

CO

29

7,2

59

14

,76

8-2

,65

17

,64

32

8,2

56

-17

87

02

AM

ER

ICA

N A

MIC

AB

LE

LIF

E I

NS

CO

OF

TX

23

1,8

12

36

,97

61

2,2

60

46

,98

61

9,3

79

35

45

0A

ME

RIC

AN

BA

NK

ER

S L

IFE

AS

SU

R C

O O

F F

LA

92

4,6

51

16

1,1

88

8,1

07

21

1,5

13

97

,25

67

38

2,7

38

AM

ER

ICA

N C

OM

MU

NIT

Y M

UT

UA

L I

NS

CO

14

9,0

31

64

,11

01

8,5

03

25

1,8

26

18

2,3

85

51

29

AM

ER

ICA

N E

NT

ER

PR

ISE

LIF

E

INS

CO

7,6

24

,05

74

93

,33

9-8

5,1

13

2,1

59

,02

52

,26

3,5

03

31

,59

81

7,2

44

AM

ER

ICA

N E

QU

ITY

IN

VE

ST

ME

NT

LIF

E I

NS

CO

5,4

30

,91

92

27

,19

92

5,8

77

1,5

63

,14

01

,60

4,6

02

75

,90

61

2,0

58

AM

ER

ICA

N F

AM

ILY

LIF

E A

SS

UR

NC

CO

OF

CO

LU

MB

US

36

,28

7,1

37

2,1

12

,70

85

05

,45

58

,62

4,9

53

6,6

23

,03

53

5,5

37

15

,02

9A

ME

RIC

AN

FA

MIL

Y L

IFE

IN

S C

O2

,76

9,8

04

23

7,8

96

3,8

76

33

7,5

30

30

5,6

45

82

,99

54

7,3

56

AM

ER

ICA

N F

IDE

LIT

Y A

SS

UR

CO

2,1

17

,94

61

46

,66

11

9,6

56

36

9,4

03

25

3,7

22

6,1

99

2,4

77

AM

ER

ICA

N F

IDE

LIT

Y L

IFE

IN

S C

O4

09

,24

36

4,4

91

1,9

66

18

,33

69

,74

31

51

55

AM

ER

ICA

N F

INA

NC

IAL

SE

CU

RIT

Y L

IFE

IN

S C

O2

,16

12

,05

01

,48

71

61

10

0A

ME

RIC

AN

FO

UN

DE

RS

LIF

E I

NS

CO

62

4,5

30

30

,68

3-1

5,3

04

41

,32

24

9,9

96

85

61

,32

8A

ME

RIC

AN

FR

AT

ER

NA

L U

NIO

N2

2,0

08

79

5-2

1,9

16

2,1

19

46

AM

ER

ICA

N G

EN

ER

AL

AS

SU

R C

O1

,29

4,2

71

13

8,5

96

11

,82

76

86

,37

14

80

,35

81

4,5

58

10

,03

5A

ME

RIC

AN

GE

NE

RA

L L

IFE

& A

CC

IDE

NT

IN

S C

O8

,43

9,8

97

44

3,4

66

37

6,8

30

82

8,5

99

75

9,9

80

15

74

19

AM

ER

ICA

N G

EN

ER

AL

LIF

E I

NS

CO

20

,83

2,0

14

2,8

63

,22

15

38

,26

51

,78

7,6

79

2,2

30

,28

31

9,6

94

18

,34

4A

ME

RIC

AN

HE

ALT

H &

LIF

E I

NS

CO

1,2

83

,86

52

65

,39

21

32

,00

21

64

,06

51

8,4

40

68

21

,49

1A

ME

RIC

AN

HE

RIT

AG

E L

IFE

IN

S C

O1

,72

3,2

27

16

2,9

50

-12

,99

84

04

,99

42

86

,05

87

,35

63

,07

3A

ME

RIC

AN

HO

ME

LIF

E I

NS

CO

TH

E1

08

,13

01

1,4

42

35

41

2,7

32

10

,87

69

41

6A

ME

RIC

AN

IN

CO

ME

LIF

E I

NS

CO

1,0

47

,74

71

31

,39

45

3,8

15

34

2,2

31

16

1,5

98

12

,13

32

,68

2A

ME

RIC

AN

IN

TE

RN

AT

ION

AL

LIF

E A

SS

UR

NC

CO

OF

NY

7,9

62

,83

64

41

,06

2-6

2,7

60

1,2

26

,98

21

,58

8,4

61

27

52

,24

4


FIN

AN

CIA

L D

AT

AN

AT

ION

WID

E O

PE

RA

TIO

NS

WIS

CO

NSI

N O

PE

RA

TIO

NS

CA

PIT

AL

PRE

MIU

M &

DIR

EC

TD

IRE

CT

AD

MIT

TE

DA

ND

NE

TA

NN

UIT

YIN

CU

RR

ED

PRE

MIU

MS

BE

NE

FIT

SL

IFE

/HE

AL

TH

IN

SUR

ER

(000

s OM

ITT

ED

)A

SSE

TS

SUR

PLU

SIN

CO

ME

CO

NSI

DE

RA

TIO

NS

BE

NE

FIT

SW

RIT

TE

NPA

ID

158

AM

ER

ICA

N I

NV

ES

TO

RS

LIF

E I

NS

CO

7,5

57

,97

03

35

,41

5-1

2,0

14

1,2

24

,73

61

,27

8,9

25

24

,18

91

7,7

31

AM

ER

ICA

N L

IFE

& H

EA

LTH

IN

S C

O1

9,1

38

12

,68

22

,09

53

,93

23

,52

23

3A

ME

RIC

AN

LIF

E I

NS

CO

OF

NY

TH

E1

12

,18

82

9,8

01

-10

,53

84

,65

46

,83

33

43

2A

ME

RIC

AN

MA

TU

RIT

Y L

IFE

IN

S C

O7

8,4

31

35

,72

59

95

19

01

,87

04

23

00

AM

ER

ICA

N M

EM

OR

IAL

LIF

E I

NS

CO

1,0

74

,63

29

3,8

83

7,7

55

30

3,1

80

25

3,3

43

3,7

56

2,8

90

AM

ER

ICA

N M

OD

ER

N L

IFE

IN

S C

O5

6,7

39

14

,45

22

93

11

,50

98

,95

22

,60

15

92

AM

ER

ICA

N N

AT

ION

AL

IN

S C

O8

,05

9,0

65

1,6

13

,89

74

17

,74

11

,17

1,9

15

1,1

84

,91

58

6,8

81

10

,36

9A

ME

RIC

AN

NA

TIO

NA

L L

IFE

IN

S C

O O

F T

X1

50

,18

34

9,9

81

3,1

98

11

7,3

10

91

,86

72

,81

31

,27

2A

ME

RIC

AN

PA

RT

NE

RS

LIF

E I

NS

CO

41

8,9

76

40

,24

3-2

,61

87

3,1

69

94

,34

93

68

20

4A

ME

RIC

AN

RE

PU

BL

IC I

NS

CO

45

6,0

13

18

7,9

42

31

,01

53

94

,14

32

65

,66

55

5,4

75

38

,65

0A

ME

RIC

AN

SK

AN

DIA

LIF

E A

SS

UR

AN

CE

CO

RP

22

,46

4,9

24

27

9,9

57

-19

2,4

74

3,3

48

,01

13

,26

1,9

17

84

,82

76

9,0

18

AM

ER

ICA

N S

LO

VE

NIA

N C

AT

HO

LIC

UN

ION

(K

SK

J)5

7,6

63

6,2

11

-16

47

,33

88

,24

13

11

12

2A

ME

RIC

AN

STA

TE

S L

IFE

IN

S C

O5

54

,17

67

9,1

63

16

,40

35

3,4

63

55

,14

97

58

1,1

17

AM

ER

ICA

N U

NIT

ED

LIF

E I

NS

CO

9,1

17

,84

66

18

,72

6-4

2,1

47

1,7

00

,13

28

97

,32

62

1,1

19

19

,65

0A

ME

RIC

O F

INA

NC

IAL

LIF

E A

ND

AN

NU

ITY

IN

S C

O1

,62

2,6

43

13

0,0

95

3,2

26

33

5,3

50

32

1,1

37

2,4

40

44

6A

ME

RIC

OM

LIF

E &

AN

NU

ITY

IN

S C

O1

53

,70

51

1,8

21

-7,5

63

11

2,2

86

80

,36

77

,20

62

12

AM

ER

ITA

S L

IFE

IN

S C

OR

P.2

,30

2,7

71

58

6,6

72

41

,48

04

44

,97

93

34

,49

21

9,6

44

5,7

23

AM

ER

ITA

S V

AR

IAB

LE

LIF

E I

NS

CO

2,0

04

,96

37

2,7

02

-21

,37

63

08

,83

84

59

,98

41

3,7

83

14

,11

7A

ME

RU

S L

IFE

IN

S C

O5

,31

0,5

58

24

1,4

77

-55

,43

97

41

,92

27

33

,58

44

0,2

28

34

,43

7A

MIC

A L

IFE

IN

S C

O6

68

,48

39

7,2

45

9,0

11

11

8,4

10

11

7,6

71

17

86

3A

NN

UIT

Y &

LIF

E R

EA

SS

UR

AN

CE

AM

ER

ICA

IN

C8

1,4

45

14

,04

6-5

,21

01

7,7

79

18

,80

61

,34

74

,70

6A

NN

UIT

Y I

NV

ES

TO

RS

LIF

E I

NS

CO

96

8,5

11

38

,58

8-1

7,6

71

24

6,4

83

22

5,3

97

5,3

98

2,4

00

AN

TH

EM

AL

LIA

NC

E H

EA

LTH

IN

S C

O8

7,8

17

76

,25

01

,19

10

2,6

80

00

AN

TH

EM

LIF

E I

NS

CO

24

4,8

30

64

,26

21

2,3

07

97

,45

96

5,2

47

31

1A

SS

OC

IAT

ES

FIN

AN

CIA

L L

IFE

IN

S C

O8

80

,58

54

19

,66

61

10

,57

1-3

6,5

47

-10

0,6

26

-97

21

,34

9A

SS

UR

ED

LIF

E A

SS

OC

IAT

ION

58

,43

86

,86

9-1

,53

61

0,1

15

10

,47

72

32

71

AS

SU

RIT

Y L

IFE

IN

S C

O1

73

,95

13

0,7

92

3,2

57

46

,44

42

9,1

28

1,4

15

59

2A

TL

AN

TA L

IFE

IN

S C

O9

9,9

06

28

,13

81

,29

05

6,5

13

46

,46

24

76

0A

UR

OR

A N

AT

ION

AL

LIF

E A

SS

UR

NC

CO

3,8

47

,56

53

05

,91

98

,02

62

,59

8-8

1,5

49

92

67

,37

5A

US

A L

IFE

IN

S C

O I

NC

12

,05

7,3

58

52

1,2

78

-10

4,6

64

1,8

10

,65

62

,08

8,4

16

5,5

92

10

,53

7A

UT

O C

LU

B L

IFE

IN

S C

O3

44

,45

12

3,5

59

-1,0

40

67

,61

36

7,0

34

99

66

AU

TO

OW

NE

RS

LIF

E I

NS

CO

1,1

58

,59

11

53

,30

61

3,8

62

13

1,8

78

15

6,9

43

2,9

96

1,2

11

AX

A C

OR

PO

RA

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27

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ITY

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UT

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UC

K D

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P8

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14

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54

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50

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06

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22

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OD

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N O

F T

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RL

D L

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OC

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Y5

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4,9

59

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72

1,5

99

72

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81

29

02

14

WO

RK

ME

NS

BE

NE

FIT

FU

ND

OF

TH

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SA

33

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82

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22

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61

17

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OR

LD

IN

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12

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66

5,8

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7,1

24

19

3,3

66

13

7,2

07

7,0

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66

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LIF

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32

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8-1

2,2

50

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88

73

ZU

RIC

H L

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IN

S C

O O

F A

ME

RIC

A3

29

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47

9,2

05

19

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13

7,3

11

10

,92

02

,34

51

,33

5

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Table H

Table H


Other Health Insurers

Includes: Health Maintenance OrganizationsLimited Service Health OrganizationsHospital Medical Dental Indemnity Plans

171

172

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Table H

FIN

AN

CIA

L D

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AT

IO

173

AM

ER

ICA

N D

EN

TAL

PL

AN

OF

WIS

CO

NS

IN I

NC

27

51

05

02

,92

12

,49

88

61

52

,80

32

,49

88

9A

TR

IUM

HE

ALT

H P

LA

N I

NC

13

,76

37

,10

21

,68

11

53

,75

33

1,2

20

21

43

7,6

10

33

,60

18

9C

AR

E P

LU

S D

EN

TAL

PL

AN

S I

NC

1,3

68

00

15

,13

91

5,0

25

99

11

5,1

39

15

,02

59

9C

HIR

OP

RA

CT

IC S

ER

VIC

ES

NE

TW

OR

K I

NC

32

2-5

5-2

13

1,6

89

99

92

01

31

07

6C

OM

PC

AR

E H

EA

LTH

SE

RV

ICE

S I

NS

CO

RP

15

5,0

27

76

,22

28

12

38

3,4

90

34

5,2

76

96

73

85

,46

83

45

,27

69

0D

EA

N H

EA

LTH

PL

AN

IN

C9

9,3

90

39

,12

92

,21

35

29

,03

74

92

,60

89

46

52

9,0

37

49

2,6

08

93

DE

LTA

DE

NTA

L P

LA

N O

F W

I IN

C5

3,3

09

43

,39

46

,20

07

0,8

45

57

,70

78

28

70

,84

55

7,7

07

81

DE

NTA

L P

RO

TE

CT

ION

PL

AN

IN

C6

-28

67

40

09

26

90

0D

OR

AL

DE

NTA

L P

LA

N O

F W

I IN

C3

49

12

27

88

96

02

68

32

88

96

02

68

EY

E C

AR

E O

F W

I IN

C3

66

15

72

12

77

69

92

52

39

17

20

0F

IRS

T C

OM

MO

NW

EA

LTH

LIM

ITE

D H

EA

LTH

S

ER

VIC

E C

OR

P3

,15

81

,76

21

69

9,8

39

7,9

73

81

17

9,8

39

7,9

73

81

FO

RT

IS B

EN

EF

ITS

DE

NTA

LC

AR

E O

F W

ISC

IN

C4

87

45

71

04

39

11

97

50

29

39

11

97

50

GR

OU

P H

EA

LTH

CO

OP

OF

EA

U C

LA

IRE

26

,59

25

,29

34

59

57

,86

88

7,9

75

15

31

05

8,1

40

88

,11

21

52

GR

OU

P H

EA

LTH

CO

OP

OF

SO

UT

H C

EN

TR

AL

WI

56

,11

32

7,1

07

10

,57

81

29

,49

91

08

,02

78

41

01

29

,49

91

08

,02

78

3G

UN

DE

RS

EN

LU

TH

ER

AN

HE

ALT

H P

LA

N I

NC

18

,08

56

,51

41

,60

81

08

,44

79

7,7

50

94

51

08

,57

89

7,7

50

90

HE

ALT

H T

RA

DIT

ION

HE

ALT

H P

LA

N1

5,1

18

6,0

26

13

56

6,6

86

59

,12

19

38

67

,42

46

0,2

49

89

HU

MA

NA

WIS

C H

EA

LTH

OR

GA

NIZ

AT

ION

IN

S C

OR

P6

3,6

80

21

,47

7-6

,44

72

46

,29

52

23

,65

39

31

02

47

,16

22

23

,65

39

0M

AN

AG

ED

HE

ALT

H S

ER

VIC

ES

IN

S C

OR

P.4

3,0

48

13

,31

45

,88

71

53

,87

91

65

,99

71

12

10

15

5,5

09

12

7,1

27

82

ME

DIC

A H

EA

LTH

PL

AN

S O

F W

I3

,33

11

,78

5-4

28

10

,54

29

,80

29

41

11

0,5

42

9,8

02

93

ME

DIC

AL

AS

SO

C C

LIN

IC H

EA

LTH

PL

AN

OF

W

I T

HE

2,5

81

1,4

98

28

17

,18

91

5,6

12

91

10

17

,18

91

5,6

12

91

ME

RC

YC

AR

E I

NS

CO

14

,44

46

,89

54

37

67

,19

66

1,4

75

91

86

8,2

10

62

,10

69

1N

ET

WO

RK

HE

ALT

H P

LA

N O

F W

I IN

C4

4,9

75

19

,67

55

,88

82

32

,13

02

03

,70

09

26

23

4,3

21

20

4,8

74

87

PH

P I

NS

PL

AN

IN

C1

5,6

39

3,8

26

1,1

94

63

,86

35

5,4

31

87

11

63

,86

35

5,7

25

87

PH

YS

ICIA

NS

PL

US

IN

S C

OR

P4

6,3

89

26

,05

39

,17

32

33

,08

11

91

,87

38

31

02

33

,55

21

92

,34

58

2R

AC

INE

DE

NTA

L P

LA

N I

NC

22

06

31

55

68

81

26

31

00

SE

CU

RIT

Y H

EA

LTH

PL

AN

OF

WI

INC

77

,56

02

2,1

89

7,3

48

28

5,8

01

25

5,2

15

91

72

85

,80

12

55

,21

18

9T

OU

CH

PO

INT

HE

ALT

H P

LA

N I

NC

63

,49

11

6,2

39

3,3

11

30

0,3

14

27

2,6

51

92

83

01

,78

32

73

,34

99

1U

NIT

ED

HE

ALT

HC

AR

E O

F W

ISC

ON

SIN

IN

C1

73

,61

15

6,1

93

14

,04

37

14

,47

46

12

,19

88

91

07

20

,50

86

14

,65

28

5U

NIT

Y H

EA

LTH

PL

AN

S I

NS

CO

RP

46

,85

31

7,8

79

4,3

61

19

7,0

43

17

3,3

88

89

81

97

,82

91

73

,37

98

8V

AL

LE

Y H

EA

LTH

PL

AN

IN

C1

8,5

93

8,3

93

1,0

66

88

,08

98

0,7

79

95

48

8,0

89

81

,25

59

2V

ISIO

N C

AR

E N

ET

WO

RK

IN

S C

OR

P4

04

01

91

08

55

51

31

10

85

55

1V

ISIO

N I

NS

PL

AN

OF

AM

ER

IN

C9

82

37

22

40

3,5

82

1,8

85

53

38

3,5

82

1,8

85

53

WIS

CO

NS

IN P

HY

SIC

IAN

S S

ER

VIC

E I

NS

CO

RP

16

5,4

30

74

,38

72

0,5

43

29

4,8

70

23

4,1

19

84

10

28

7,5

25

23

3,3

38

81

WIS

CO

NS

IN V

ISIO

N S

ER

VIC

E P

LA

N I

NC

4,1

30

2,6

43

52

78

,23

38

,12

91

00

18

,29

78

,12

99

8

174

Wisconsin Insurance Report Business of 2002Financial and Statistical Data, Table I

Table I


Town Mutual Insurers

Includes: Town Mutual Insurers

175

176


FIN

AN

CIA

L D

AT

AW

ISC

ON

SIN

O

PE

RA

TIO

NS

CA

PIT

AL

NE

TN

ET

DIR

EC

TD

IRE

CT

PU

RE

AD

MIT

TE

DA

ND

NE

TP

RE

MIU

MS

LO

SSE

SL

OSS

EX

PP

RE

MIU

MS

LO

SSE

SL

OSS

TO

WN

MU

TU

AL

IN

SUR

ER

(00

0s O

MIT

TE

D)

ASS

ET

SSU

RP

LU

SIN

CO

ME

EA

RN

ED

INC

UR

RE

DR

AT

IOR

AT

IOE

AR

NE

DIN

CU

RR

ED

RA

TIO

177

AL

L-S

TAR

MU

TU

AL

IN

S C

O1

,72

16

34

16

78

64

40

62

44

1,3

88

60

14

3A

RL

ING

TO

N M

UT

UA

L F

IRE

IN

S C

O3

,93

92

,92

74

17

42

44

06

44

11

,26

87

13

56

AS

HL

AN

D C

OU

NT

Y T

OW

N I

NS

CO

47

51

99

-88

17

31

68

10

24

64

20

44

91

07

BA

RA

BO

O F

AR

ME

R’S

MU

TU

AL

IN

S C

O1

,15

18

96

56

24

51

25

54

37

43

32

08

48

BA

RR

ON

MU

TU

AL

IN

S C

O1

,35

36

63

30

51

,04

33

54

40

28

1,5

80

55

63

5B

ER

RY

& R

OX

BU

RY

MU

TU

AL

IN

S C

O1

,77

11

,58

94

71

55

27

22

60

35

63

41

0B

LO

OM

ING

TO

N F

AR

ME

RS

MU

TU

AL

IN

S C

O1

,42

76

18

81

84

24

74

59

37

1,2

99

59

84

6B

RIS

TO

L T

OW

N I

NS

CO

91

18

61

86

51

63

29

61

70

33

19

CA

LE

DO

NIA

MU

TU

AL

FIR

E I

NS

CO

49

34

73

-41

19

57

31

48

85

71

23

21

6C

AL

UM

ET

EQ

UIT

Y M

UT

UA

L I

NS

CO

1,5

60

46

4-5

48

74

18

10

12

35

31

,37

31

,09

28

0C

LA

RN

O M

UT

UA

L I

NS

CO

1,9

19

1,5

19

88

33

11

20

39

35

57

72

07

36

CO

LU

MB

US

MU

TU

AL

TO

WN

IN

S C

O1

,90

21

,63

59

02

09

60

33

45

35

17

42

1C

ON

CO

RD

MU

TU

AL

FIR

E I

NS

CO

35

32

99

-66

62

74

96

91

34

20

15

CO

UR

TL

AN

D-S

PR

ING

VA

LE

TO

WN

IN

S C

O3

36

30

15

27

11

51

69

74

12

16

DA

RL

ING

TO

N M

UT

UA

L I

NS

CO

1,4

33

38

0-2

86

93

37

82

87

44

1,5

84

1,7

69

11

2D

UP

ON

T M

UT

UA

L I

NS

CO

1,5

76

81

75

57

55

43

36

63

61

,39

67

04

50

EA

GL

E P

OIN

T M

UT

UA

L I

NS

CO

2,2

79

1,6

02

70

49

62

57

65

35

1,0

57

40

43

8E

TT

RIC

K M

UT

UA

L I

NS

CO

92

37

07

10

74

59

20

34

73

87

34

16

62

3FA

LL

CR

EE

K M

UT

UA

L I

NS

CO

2,0

34

1,4

85

36

45

12

39

60

39

82

34

84

59

FAR

ME

RS

TO

WN

MU

TU

AL

IN

S C

O1

,85

21

,58

85

51

59

76

58

51

40

41

27

31

FLY

WA

Y M

UT

UA

L I

NS

CO

2,7

99

2,3

56

48

37

41

44

46

68

82

34

64

56

FO

UN

TAIN

CIT

Y M

UT

UA

L I

NS

CO

1,1

26

33

7-1

16

51

23

35

72

47

1,1

12

72

26

5F

RA

NK

LIN

FA

RM

ER

S M

UT

UA

L I

NS

CO

1,5

08

92

81

88

76

11

98

30

44

1,1

02

61

85

6G

RE

EN

CO

UN

TY

MU

TU

AL

IN

S C

O1

,52

79

93

-16

41

83

13

78

30

75

04

90

65

HA

MB

UR

G S

TAR

K M

UT

UA

L I

NS

. C

O.

2,3

79

86

16

21

,59

48

38

56

35

2,2

01

1,0

88

49

HE

LE

NV

ILL

E M

UT

UA

L I

NS

CO

2,1

92

1,1

46

18

61

,05

23

78

47

38

1,4

80

44

03

0H

EN

RIE

TTA

GR

EE

NW

OO

D &

UN

ION

MU

TU

AL

F

IRE

IN

S C

O5

05

44

62

91

43

40

09

92

72

7H

OL

LA

ND

MU

TU

AL

FIR

E I

NS

CO

49

52

81

-79

12

29

38

17

52

78

11

14

0H

OM

ES

TE

AD

MU

TU

AL

IN

S C

O3

,79

23

,04

9-4

09

50

64

60

10

29

31

,08

91

,20

81

11

IXO

NIA

MU

TU

AL

IN

S C

O2

,90

02

,37

03

94

64

25

26

63

77

14

43

76

1JA

ME

ST

OW

N M

UT

UA

L I

NS

CO

1,6

59

94

41

39

69

62

44

39

32

1,0

46

35

73

4K

EN

OS

HA

CO

UN

TY

MU

TU

AL

IN

S C

O3

,00

22

,81

84

81

07

11

11

13

71

24

21

27

52

LA

PR

AIR

IE M

UT

UA

L I

NS

CO

1,5

87

1,3

37

-62

83

14

15

75

94

37

17

44

0L

EB

AN

ON

CLY

MA

N M

UT

UA

L I

NS

CO

1,0

93

76

99

36

31

29

40

54

60

71

48

24

LIB

ER

TY

MU

TU

AL

FIR

E I

NS

CO

1,5

56

1,0

07

-16

34

30

34

28

55

98

26

64

27

8L

IND

INA

TO

WN

MU

TU

AL

IN

S C

O1

,02

79

62

10

50

11

36

98

79

10

12

LO

DI

MU

TU

AL

IN

S C

O6

74

53

13

09

01

62

65

62

25

30

13

LU

CK

MU

TU

AL

IN

S C

O1

,14

66

41

51

52

92

82

58

35

78

55

88

75

MA

RC

EL

LO

N T

OW

N M

UT

UA

L F

IRE

IN

S C

O1

,20

41

,19

36

11

02

61

64

29

16

22

27

14

0M

ED

INA

MU

TU

AL

IN

S C

O1

,53

87

85

64

59

02

34

43

40

1,0

30

33

23

2


FIN

AN

CIA

L D

AT

AW

ISC

ON

SIN

O

PE

RA

TIO

NS

CA

PIT

AL

NE

TN

ET

DIR

EC

TD

IRE

CT

PU

RE

AD

MIT

TE

DA

ND

NE

TP

RE

MIU

MS

LO

SSE

SL

OSS

EX

PP

RE

MIU

MS

LO

SSE

SL

OSS

TO

WN

MU

TU

AL

IN

SUR

ER

(00

0s O

MIT

TE

D)

ASS

ET

SSU

RP

LU

SIN

CO

ME

EA

RN

ED

INC

UR

RE

DR

AT

IOR

AT

IOE

AR

NE

DIN

CU

RR

ED

RA

TIO

178

ME

RR

IMA

C M

UT

UA

L I

NS

CO

2,6

73

2,3

41

12

63

06

11

74

34

35

60

43

37

7M

IDD

LE

TO

N I

NS

CO

1,2

31

53

54

07

74

51

77

27

41

1,0

79

25

02

3M

OR

AIN

E M

UT

UA

L I

NS

CO

2,1

84

1,4

23

15

07

58

24

53

94

51

,25

64

61

37

MT

CA

LVA

RY

MU

TU

AL

IN

S C

O2

,00

11

,80

74

11

44

70

54

59

31

27

02

3M

T P

LE

AS

AN

T-P

ER

RY

MU

T I

NS

CO

2,2

09

1,3

77

14

73

24

78

68

34

1,3

12

84

36

4N

EW

HO

PE

MU

TU

AL

IN

S C

O4

63

23

5-5

92

70

18

47

45

15

01

19

84

0N

EW

AR

K M

UT

UA

L I

NS

CO

52

82

31

46

26

17

13

25

25

50

16

83

1N

OR

TH

EA

ST

ER

N M

UT

UA

L I

NS

CO

1,6

74

1,1

43

-13

04

08

34

39

14

57

94

69

18

7N

OR

TH

ER

N F

INN

ISH

MU

TU

AL

IN

S C

O6

51

32

63

05

43

18

74

15

39

44

23

62

5PA

RIS

MU

TU

AL

FIR

E I

NS

CO

48

34

54

-43

22

27

88

36

35

18

2P

EL

LA

MU

TU

AL

IN

S C

O2

,08

87

72

-20

01

,08

99

27

95

31

2,1

38

1,8

20

85

PR

ICE

CO

UN

TY

TO

WN

MU

TU

AL

IN

S C

O8

86

52

81

02

37

21

64

48

36

69

72

79

40

RA

CIN

E C

OU

NT

Y M

UT

UA

L I

NS

CO

1,9

79

1,7

05

60

22

24

83

16

44

25

56

13

RE

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1

Directory of Licensed Insurers

Wisconsin Insurance Report Business of 2002Directory of Licensed Insurers

179

180

This directory includes all companies, fraternal benefitsocieties, associations, and town mutuals licensed orotherwise authorized to transact the business of insurancein this state as of December 31, 2002. (For current

Directory of Licensed Insurers

information, see OCI's Web site at http://oci.wi.gov/dir_ins.htm.) The codes used to designate the kind ofcompany and a brief description of each follows.

BP—Blue Plan. A domestic insurance corporation incorporatedunder ch. 611 or ch. 613, Wis. Stat. Blue plans offer healthinsurance to individual or group subscribers on an indemnitybasis, or offer services through an embedded health maintenanceorganization using contracted service providers. Blue plans filethe NAIC Health annual statement blank.

CC—Continuing Care Organization. Organized under ch. 647,Wis. Stat. Continuing care organizations provide nursing, medical,or personal care services, and maintenance services, for a periodover one year or the duration of a person’s life, conditioned uponpayment of an entrance fee or a portion of the person’s estate.Continuing care organizations file a financial statement, on aGAAP basis, which is audited by an independent CPA.

DP—Dental Plan. Similar to a blue plan, except that indemnityor services are limited to dental services.

FC—Fire and Casualty Company. A domestic insurer organizedand operating under ch. 611, Wis. Stat., or a nondomestic insurerlicensed under ch. 618, Wis. Stat., and may be a mutual or stockcompany. Fire and casualty companies write a wide range ofproperty and liability coverages, and individual and grouphealth insurance. Fire and casualty companies file the NAIC Fireand Casualty annual statement blank.

FR—Fraternal Benefit Society (or Mutual Benefit Society). Maybe a domestic benefit society organized and operating under ch.614, Wis. Stat., or a nondomestic benefit society operating underch. 618, Wis. Stat. A fraternal benefit society is a nonstockcorporation which exists for social, educational, charitable, orreligious purposes, and also may sell individual life or healthinsurance to its members. A fraternal is governed through a lodgesystem and a representative form of government, and membersvoluntarily perform charitable, educational, etc. services forother members or the public. Fraternal benefit societies file theNAIC Fraternal Orders annual statement blank.

GA—Gift Annuity Corporation. Established by a domestic orforeign nonprofit corporation under ch. 615, Wis. Stat. Giftannuities receive gifts of money or property, in return foragreeing to pay an annuity to the donor. Remaining income maybe transferred to the nonprofit corporation for its charitable,religious, etc. purposes. Gift annuities file the NAIC CharitableAnnuity Corporations annual statement blank.

HM—Health Maintenance Organization (HMO). Establishedunder chs. 185, 611, 613, or 618, Wis. Stat., and operates underch. 609, Wis. Stat. HMOs may be for profit, nonprofit, or acooperative. An HMO makes available comprehensive healthcare services (performed by providers contracted by the HMO)to enrolled participants for predetermined fixed payments. AnHMO may hire medical service providers as employes, or maycontract with existing hospitals and clinics to provide services toparticipants. HMOs file the NAIC Health annual statement blank.

LC—Life and Accident and Health Company. May be adomestic insurer organized and operating under ch. 611, Wis.Stat., or a nondomestic insurer licensed under ch. 618, Wis. Stat.,and may be a mutual company or a stock company. Life andaccident and health companies write a wide range of life, annuity,individual, and group health insurance. Life and accident andhealth companies file either the NAIC Life and Accident andHealth annual statement blank or the NAIC Health annualstatement blank.

LH—Limited Service Health Organization (LSHO). Similar toan HMO, except that it provides a limited range of health careservices (such as vision or dental) to participants. LSHOs file theNAIC Health annual statement blank.

MC—Motor Club Plan. Established under ch. 616, Wis. Stat. Amotor club plan may provide emergency road service, towing,bail bonds, map and touring service, etc. to members. Motor clubplans file a financial statement which has been audited by anindependent CPA.

MX—Miscellaneous Other Insurer.

RE—Reciprocal Exchange. A nondomestic insurer licensedunder ch. 618, Wis. Stat. Reciprocals are unincorporatedassociations, operating through an attorney-in-fact, by whichsubscribers with similar interests (e.g., lumberyards, dry cleaners)provide fire and casualty insurance to each other through theexchange of insurance contracts. Reciprocals file the NAIC Fireand Casualty annual statement blank.

TC—Title Company. May be a domestic insurer organized andoperating under ch. 611, Wis. Stat., or a nondomestic insureroperating under ch. 618, Wis. Stat. Title companies notify aprospective purchaser of recorded liens or easements on a parcelof real estate, and provide insurance against loss due to otherdefects in title to property (e.g., due to forgery, fraud, errors inpublic records, wills not probated, etc.). Title companies file theNAIC Title Insurance annual statement blank.

TM—Town Mutual of Wisconsin. A domestic fire and casualtyinsurer subject to ch. 612, Wis. Stat., as an assessable mutual.Town mutuals are authorized to write a limited range of propertyand liability coverage, in a limited number of counties inWisconsin. Town mutuals may file either the NAIC Fire andCasualty annual statement blank or the Wisconsin Town Mutualannual statement blank.

VP—Vision Plan. Similar to a blue plan, except that indemnityor services provided are limited to eye care services.

WP—Warranty Plan. Established under ch. Ins 15, Wis. Adm.Code. A warranty plan is a third party which provides repair,replacement, or maintenance services in connection with the saleof goods from seller to buyer (e.g., automobiles, homes,appliances, etc.). (Warranties by the seller, manufacturer, orprovider of service directly to the buyer are exempted fromregulation by this office.) Warranty plans file audited GAAPbased financial statements with this office.


181

182


Incor- CommencedCom- porated Business

State of pany or inName of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

AAA LIFE INS CO MI LC 17250 NEWBURGH RD STE 100 1969 1971LIVONIA MI 48152(734) 779-2085

AAA WISCONSIN INC MI MC 1 AUTO CLUB DR 1997 1997DEARBORN MI 48126-9982(800) 222-6424

AAGI INC IL WP 350 W KENSINGTON RD #108 1999 2000MT PROSPECT IL 60056(847) 506-9012

ABT LLC WI WP 4100 S 27TH ST 1997 1997MILWAUKEE WI 53221(414) 281-5000

ACA FINANCIAL GUARANTY CORP MD FC 140 BROADWAY 47TH FL 1986 1989NEW YORK NY 10005(888) 427-2833

ACACIA LIFE INS CO DC LC 5900 O ST 1869 1923LINCOLN NE 68510(402) 467-1122

ACACIA NATIONAL LIFE INS CO DC LC 5900 O ST 1974 1975LINCOLN NE 68510(402) 467-1122

ACCELERATION LIFE INS CO OH LC 520 MARYVILLE CENTRE DR 1973 1988 STE 500ST LOUIS MO 63141(314) 275-5200

ACCEPTANCE CASUALTY INS CO NE FC P O BOX 10800 1920 1970RALEIGH NC 27605(919) 833-1600

ACCEPTANCE INS CO NE FC 300 W BROADWAY STE 1600 1979 1993COUNCIL BLUFFS IA 51503(712) 329-3600

ACCIDENT FUND INS CO OF AM MI FC P O BOX 40790 1994 2000LANSING MI 48901-7990(517) 342-4200

ACE AMERICAN INS CO PA FC P O BOX 41484 1945 1971PHILADELPHIA PA 19101-1484(215) 640-1000

ACE AMERICAN REINSURANCE CO PA FC P O BOX 41484 1971 1972PHILADELPHIA PA 19101-1484(215) 640-1000

ACE FIRE UNDERWRITERS INS CO PA FC P O BOX 41484 1941 1967PHILADELPHIA PA 19101-1484(215) 640-2324

ACE INDEMNITY INS CO PA FC P O BOX 41484 1967 1989PHILADELPHIA PA 19101(215) 640-2324

ACE PROPERTY AND CASUALTY INS CO PA FC P O BOX 41484 1819 1851PHILADELPHIA PA 19101-1484(215) 640-1000

ACORD NY RS P O BOX 1529 1994 1994PEARL RIVER NY 10965-8529(800) 444-3341

ACSTAR INS CO IL FC P O BOX 2350 1970 1981NEW BRITAIN CT 06050-2350(860) 224-2000

ACUITY A MUTUAL INS CO WI FC P O BOX 58 1925 1925SHEBOYGAN WI 53082-0058(920) 458-9131

ADDISON INS CO IL FC P O BOX 73909 1855 1996CEDAR RAPIDS IA 52407-3909(319) 399-5700

ADMIRAL INDEMNITY CO DE FC 1255 CALDWELL RD 1992 2001CHERRY HILL NJ 08034(856) 429-9200

183




ADMIRAL LIFE INS CO OF AMERICA AZ LC P O BOX 30416 1958 1986LANSING MI 48909-7916(517) 349-6000

ADVANTA INS CO AZ FC P O BOX 429 1986 1990SPRING HOUSE PA 19477-0429(877) 250-6245

ADVANTA LIFE INS CO AZ LC P O BOX 429 1972 1990SPRING HOUSE PA 19477(877) 250-6245

ADVANTAGE WARRANTY CORP THE FL WP P O BOX 770 1985 1993DEERFIELD IL 60015(800) 323-5771

ADVANTAGE WORKERS COMPENSATION INS CO IN FC P O BOX 571918 1981 1984SALT LAKE CITY UT 84157-1918(801) 288-8750

AEGIS SECURITY INS CO PA FC P O BOX 3153 1977 1990HARRISBURG PA 17105-3153(717) 657-9671

AETNA HEALTH & LIFE INS CO CT LC 151 FARMINGTON AVE RT21 1971 1972HARTFORD CT 06156(860) 273-7126

AETNA INS CO OF CT CT FC 151 FARMINGTON AVE RT21 1990 1990HARTFORD CT 06156-0417(860) 273-0123

AETNA LIFE INS CO CT LC 151 FARMINGTON AVE MC64 1853 1858HARTFORD CT 06156-0001(860) 273-0123

AFFILIATED FM INS CO RI FC P O BOX 7500 1949 1950JOHNSTON RI 02919-0500(401) 275-3000

AFFINITY ROAD & TRAVEL CLUB INC TX MC 64 INVERNESS DRIVE EAST 1978 1979ENGLEWOOD CO 80112(303) 790-2267

AFFIRMATIVE INS CO IL FC P O BOX 43360 1983 1988BIRMINGHAM AL 35243(800) 443-1573

AFI MANAGEMENT CO INC TX WP P O BOX 268847 1983 1994OKLAHOMA CITY OK 73126-8847(405) 523-2000

AGL LIFE ASSURANCE CO PA LC 610 W GERMANTOWN PIKE 1960 1994 STE 460PLYMOUTH MEETING PA 19462(800) 734-3280

AGRI GENERAL INS CO IA FC 9200 NORTHPARK DR #350 1983 1991JOHNSTON IA 50131(515) 559-1000

AIG ANNUITY INS CO TX LC 2929 ALLEN PKWY L11-02 1944 1973HOUSTON TX 77019-7100(806) 345-7400

AIG LIFE INS CO DE LC P O BOX 1591 1962 1979HOUSTON TX 77251(713) 522-1111

AIG NATIONAL INS CO INC NY FC 4501 NORTHPOINT PKWY 1938 1985 STE 500ALPHARETTA GA 30022(770) 753-8300

AIG SUNAMERICA LIFE ASSUR CO AZ LC 1 SUNAMERICA CTR 1965 1969CENTURY CITYLOS ANGELES CA 90067-6022(310) 772-6000

AIG WARRANTY GUARD INC DE WP 70 PINE ST 1996 2000NEW YORK NY 10270(212) 770-7000

184




AIU INS CO NY FC 70 PINE ST 1851 1915NEW YORK NY 10270(212) 770-7000

ALAMANCE INS CO IL FC 238 INTERNATIONAL RD 1998 2000BURLINGTON NC 27215(336) 586-2500

ALEA NORTH AMERICAN INS CO NY FC 55 CAPITAL BLVD 1932 1982ROCKY HILL CT 06067(860) 513-4180

ALEXIAN VILLAGE OF MILWAUKEE WI CC 9255 N 76TH ST 1974 1974MILWAUKEE WI 53223-1055(414) 355-9300

ALFA MUTUAL INS CO AL FC P O BOX 11000 1947 1999MONTGOMERY AL 36191-0001(334) 288-3900

ALL AMERICA INS CO OH FC 800 S WASHINGTON ST 1961 1974VAN WERT OH 45891-2357(419) 238-1010

ALL MOTORISTS INS AGENCY CA WP 5230 LAS VIRGENES RD STE 100 1959 1993CALABASAS CA CA 91302(800) 242-9442

ALL NATION INS CO MN FC 29621 NORTHWESTERN HWY 1961 1979SOUTHFIELD MI 48034(248) 358-4010

ALL SAVERS INS CO IN LC 7440 WOODLAND DR 1986 1987INDIANAPOLIS IN 46278-1719(317) 297-4123

ALL-STAR MUTUAL INS CO WI TM 100 N BUSINESS PK CIRCLE 1882 1882 STE 102STOUGHTON WI 53589(608) 877-9750

ALLEGHENY CASUALTY CO PA FC 485 CHESTNUT ST 1936 1956MEADVILLE PA 16335-4407(814) 336-2521

ALLIANCE ASSURANCE CO OF AMERICA NY FC 325 DONALD J LYNCH BLVD 1991 1992MARLBOROUGH MA 01752-4729(508) 303-1000

ALLIANCE OF AMERICAN INSURERS IL RS 3025 HIGHLAND PKY STE 800 1983 1983DOWNERS GROVE IL 60515(630) 724-2100

ALLIANZ INS CO CA FC P O BOX 7780 1977 1977BURBANK CA 91510(818) 260-7500

ALLIANZ LIFE INS CO OF NORTH AMERICA MN LC P O BOX 1344 1896 1899MINNEAPOLIS MN 55440-1344(763) 765-6500

ALLIED PROPERTY AND CASUALTY INS CO IA FC 1100 LOCUST ST 1983 1999DES MOINES IA 50391-1100(515) 280-4211

ALLMERICA FINANCIAL ALLIANCE INS CO NH FC 440 LINCOLN ST 1995 1996WORCESTER MA 01605(508) 853-7200

ALLMERICA FINANCIAL BENEFIT INS CO MI FC 645 W GRAND RIVER AVE 1976 1993HOWELL MI 48843(508) 853-7200

ALLMERICA FINANCIAL LIFE INS & ANNUITY CO MA LC 440 LINCOLN ST 1974 1975WORCESTER MA 06153(508) 855-1000

ALLSTATE ASSURANCE CO IL LC 3075 SANDERS RD STE H1A 1978 1978NORTHBROOK IL 60062-7127(847) 402-5000

ALLSTATE FIRE AND CASUALTY INS CO IL FC 2775 SANDERS RD 1972 1981NORTHBROOK IL 60062-7127(847) 402-5000

185




ALLSTATE INDEMNITY CO IL FC 3075 SANDERS RD STE H1A 1960 1964G IL 60062-7127(847) 402-5000

ALLSTATE INS CO IL FC 3075 SANDERS RD STE H1A 1931 1936NORTHBROOK IL 60062-7127(847) 402-5000

ALLSTATE LIFE INS CO IL LC 3075 SANDERS RD STE H1A 1957 1958NORTHBROOK IL 60062-7127(847) 402-5000

ALLSTATE MOTOR CLUB INC DE MC 1500 W SHURE DR 1982 1983ARLINGTON HTS IL 60004-1443(847) 632-8711

ALLSTATE PROPERTY & CASUALTY INS CO IL FC 3075 SANDERS RD STE H1A 1985 1987NORTHBROOK IL 60062-7127(847) 402-5000

ALPHA PROPERTY & CASUALTY INS CO WI FC P O BOX 223687 1979 1979DALLAS TX 75222(972) 690-5500

ALTA HEALTH & LIFE INS CO IN LC 8515 E ORCHARD RD 1963 1982GREENWOOD VILLAGE CO 80111(303) 737-3000

ALVERNO COLLEGE WI GA P O BOX 343922 1940 1993MILWAUKEE WI 53234-3922(414) 382-6000

ALZHEIMERS DISEASE AND RELATED DE GA 919 N MICHIGAN AVE STE 1100 1980 1997 DISORDERS INC CHICAGO IL 60611-1676

(312) 335-8700AMALGAMATED LIFE & HEALTH INS CO IL LC 333 S ASHLAND AVE 1939 1963

CHICAGO IL 60607(212) 539-5000

AMALGAMATED LIFE INS CO NY LC 730 BROADWAY 1943 1995NEW YORK NY 10003(212) 539-5000

AMBAC ASSURANCE CORP WI FC 1 STATE ST PLZ 15TH FL 1970 1970NEW YORK NY 10004(212) 668-0340

AMCO INS CO IA FC 1100 LOCUST ST 1958 1974DES MOINES IA 50391-1100(515) 280-4211

AMCOMP ASSURANCE CORP FL FC P O BOX 88806 1979 1980NORTH PALM BEACH FL 33408-8806(561) 840-7171

AMERICAN & FOREIGN INS CO DE FC P O BOX 1000 1979 1980CHARLOTTE NC 28201-1000(704) 522-2000

AMERICAN AGRICULTURAL INS CO IN FC 225 W TOUHY AVE 1948 1972PARK RIDGE IL 60068-4202(847) 685-8600

AMERICAN ALTERNATIVE INS CORP DE FC P O BOX 5241 1995 1997PRINCETON NJ 08543(609) 243-4200

AMERICAN AMBASSADOR CASUALTY CO IL FC 62 MAPLE AVE 1963 1993KEENE NH 03431(603) 352-3221

AMERICAN AMICABLE LIFE INS CO OF TX TX LC P O BOX 2549 1981 1986WACO TX 76702-2549(800) 736-7311

AMERICAN ASSOC OF INS SERVICES IL RS 1745 S NAPERVILLE RD 1970 1970WHEATON IL 60187-8132(800) 564-2247

AMERICAN AUTOMOBILE INS CO MO FC 777 SAN MARIN DR 1911 1916NOVATO CA 94998(415) 899-2000

186




AMERICAN BANKERS INS CO OF FLA FL FC 11222 QUAIL ROOST DR 1947 1961MIAMI FL 33157-6543(305) 253-2244

AMERICAN BANKERS LIFE ASSUR CO OF FLA FL LC 11222 QUAIL ROOST DR 1952 1959MIAMI FL 33157-6543(800) 852-2244

AMERICAN BAPTIST BD OF EDUCATION PA GA P O BOX 851 1964 1981 & PUBLICATION VALLEY FORGE PA 19482-0851

(610) 768-2344AMERICAN BAPTIST FOREIGN MISSION SOCIETY PA GA P O BOX 851 1821 1978

VALLEY FORGE PA 19482-0851(610) 768-2205

AMERICAN BAPTIST HOMES OF THE MIDWEST MN GA 11985 TECHNOLOGY DR 1930 1992EDEN PRAIRIE MN 55344-3622(952) 941-3175

AMERICAN BIBLE SOCIETY NY GA 1865 BROADWAY 1841 1978NEW YORK NY 10023-7503(212) 408-1200

AMERICAN BUSINESS & PERSONAL INS MUT INC DE FC 307 N MICHIGAN AVE 1981 1985CHICAGO IL 60601-3701(312) 346-8100

AMERICAN CANCER SOCIETY NY GA 1599 CLIFTON RD NE 1922 1997ATLANTA GA 30329(404) 329-7513

AMERICAN CASUALTY CO OF READING PA PA FC CNA PLZ 1902 1944CHICAGO IL 60685-0001(312) 822-5000

AMERICAN CENTENNIAL INS CO DE FC 3501 SILVERSIDE RD 1970 1979203 NAAMANS BLDGWILMINGTON DE 19810(302) 479-2100

AMERICAN CENTRAL INS CO MO FC ONE BEACON ST 1979 1983BOSTON MA 02108(617) 725-6000

AMERICAN COMMERCE INS CO OH FC 211 MAIN ST 1946 1960WEBSTER MA 01570-0758(508) 949-4310

AMERICAN COMMUNITY MUTUAL INS CO MI LC 39201 W SEVEN MILE RD 1947 1995LIVONIA MI 48152-1094(800) 233-3444

AMERICAN COMPENSATION INS CO MN FC 8500 NORMANDALE LAKE BLVD 1991 1997 STE 1400BLOOMINGTON MN 55437(952) 893-0403

AMERICAN COUNTRY INS CO IL FC 500 W MADISON ST STE 600 1997 1997CHICAGO IL 60661-4544(312) 373-7100

AMERICAN DENTAL PLAN OF WISCONSIN INC WI LH P O BOX 44966 1993 1994MADISON WI 53744-4966(608) 831-1047

AMERICAN ECONOMY INS CO IN FC SAFECO PLZ 1959 1962SEATTLE WA 98185(206) 545-5000

AMERICAN EMPIRE INS CO OH FC P O 5370 1979 1981CINCINNATI OH 45201(513) 369-3000

AMERICAN EMPLOYERS INS CO MA FC 1 BEACON ST 1923 1924BOSTON MA 02108-3100(617) 725-6000

AMERICAN ENTERPRISE LIFE INS CO IN LC 227 AXP FINANCIAL CTR 1981 1982MINNEAPOLIS MN 55474(612) 671-3131

187




AMERICAN EQUITY INVESTMENT LIFE INS CO IA LC P O BOX 71216 1980 1981DES MOINES IA 50325(515) 221-0002

AMERICAN EQUITY SPECIALTY INS CO CA FC ONE TOWER SQUARE 1997 1998HARTFORD CT 06183(860) 277-0111

AMERICAN FAMILY HOME INS CO FL FC P O BOX 5323 1965 1984CINCINNATI OH 45102-5323(800) 543-2644

AMERICAN FAMILY LIFE ASSURNC CO NE LC 1932 WYNNTON RD 1955 1970 OF COLUMBUS COLUMBUS GA 31999-0001

(706) 323-3431AMERICAN FAMILY LIFE INS CO WI LC 6000 AMERICAN PKY 1957 1957

MADISON WI 53783-0001(608) 249-2111

AMERICAN FAMILY MUTUAL INS CO WI FC 6000 AMERICAN PKY 1927 1927MADISON WI 53783-0001(608) 249-2111

AMERICAN FEDERATION INS CO FL FC P O BOX 2450 1983 1998GRAND RAPIDS MI 49501-2450(616) 942-3000

AMERICAN FIDELITY ASSUR CO OK LC P O BOX 25523 1960 1980OKLAHOMA CITY OK 73125-0523(405) 523-2000

AMERICAN FIDELITY LIFE INS CO FL LC 4060 BARRANCAS AVE 1956 1965PENSACOLA FL 32507-3467(850) 456-7401

AMERICAN FINANCIAL SECURITY LIFE INS CO MO LC 323 W EIGHTH ST STE 202 1957 1981KANSAS CITY MO 64105(816) 842-6605

AMERICAN FIRE & CASUALTY CO OH FC 9450 SEWARD RD 1906 1979FAIRFIELD OH 45014-5456(513) 603-2250

AMERICAN FOUNDERS LIFE INS CO TX LC P O BOX 52121 1977 1986PHOENIX AZ 85072-2121(480) 425-5100

AMERICAN FRATERNAL UNION MN FR P O BOX 59 1900 1964ELY MN 55731(218) 365-3143

AMERICAN FRIENDS SERVICE COMMITTEE INC DE GA 1501 CHERRY ST 1949 1978PHILADELPHIA PA 19102-1479(215) 241-7000

AMERICAN FUJI FIRE & MARINE INS CO IL FC 2 LOGAN SQUARE 6TH FL 1981 1990PHILADELPHIA PA 19103(877) 514-3542

AMERICAN GENERAL ASSUR CO IL LC 3600 ROUTE 66 1929 1964NEPTUNE NJ 60173-4793(732) 922-7000

AMERICAN GENERAL INDEMNITY CO NE FC 1000 WOODFIELD RD 1986 1993SCHAUMBURG IL 60173-4793(847) 517-6000

AMERICAN GENERAL LIFE & ACCIDENT INS CO TN LC 458 N AMERICAN GENERAL CTR 1900 1970NASHVILLE TN 37250(615) 749-1000

AMERICAN GENERAL LIFE INS CO TX LC P O BOX 1591 1917 1966HOUSTON TX 77251(713) 522-1111

AMERICAN GENERAL PROPERTY INS CO TN FC 458 N AMERICAN GENERAL CTR 1974 1975NASHVILLE TN 37250(615) 749-1000

AMERICAN GROWERS INS CO NE FC 300 W BROADWAY STE 1600 1946 1997COUNCIL BLUFFS IA 51503(712) 329-3600

188




AMERICAN GUARANTEE & LIABILITY INS CO NY FC 1400 AMERICAN LN TOWER 1 1939 1939 19TH FLSCHAUMBERG IL 60196-1056(847) 605-6000

AMERICAN GUARDIAN WARRANTY SERVICES INC IL WP 800 ROOSEVELT RD STE C-1 1998 2000GLEN ELLYN IL 60137(800) 579-2233

AMERICAN HARDWARE MUTUAL INS CO OH FC 471 E BROAD ST 1899 1918COLUMBUS OH 43215(614) 225-8211

AMERICAN HEALTH & LIFE INS CO TX LC 2400 W 75TH ST 1954 1959PRAIRIE VILLAGE KS 66208-3509(913) 432-1451

AMERICAN HEALTH ASSISTANCE FOUNDATION DC GA 22512 GATEWAY CTR DR 1973 1996CLARKSBURG MD 20871(301) 948-3244

AMERICAN HEALTHCARE INDEMNITY CO DE FC 1888 CENTURY PARK E STE 800 1980 1986LOS ANGELES CA 90067-1708(310) 551-5900

AMERICAN HEART ASSOCIATION INC NY GA 7272 GREENVILLE AVE 1924 1993DALLAS TX 75231-4596(214) 706-1589

AMERICAN HERITAGE LIFE INS CO FL LC 1776 AMERICAN HERITAGE 1956 1962 LIFE DRJACKSONVILLE FL 32224(904) 992-1776

AMERICAN HOME ASSURANCE CO NY FC 70 PINE ST 1899 1930NEW YORK NY 10270(212) 770-7000

AMERICAN HOME LIFE INS CO THE KS LC P O BOX 1497 1909 1998TOPEKA KS 66601(785) 235-6276

AMERICAN HOME SHIELD OF MAINE INC ME WP 860 RIDGELAKE BLVD 1990 1993MEMPHIS TN 38120(901) 537-8030

AMERICAN INCOME LIFE INS CO IN LC P O BOX 76710 1954 1966WACO TX 76710(800) 433-3405

AMERICAN INDEMNITY CO TX FC P O BOX 73909 1913 1934CEDAR RAPIDS IA 52407-3909(319) 399-5700

AMERICAN INSTITUTE FOR CANCER RESEARCH THE DC GA 1759 R ST NW 1981 2000WASHINGTON DC 20009(202) 328-7744

AMERICAN INS CO THE NE FC 777 SAN MARIN DR 1846 1880NOVATO CA 94998-0001(415) 899-2000

AMERICAN INTERNATIONAL INS CO NY FC 3 BEAVER VALLEY RD 1824 1979WILMINGTON DE 19803-1115(302) 252-2000

AMERICAN INTERNATIONAL LIFE ASSURNC NY LC P O BOX 727 1962 1964 CO OF NY NEW YORK NY 10268

(212) 770-7000AMERICAN INTERNATIONAL SOUTH INS CO PA FC 70 PINE ST 1946 1986

NEW YORK NY 10270(212) 770-7000

AMERICAN INTERSTATE INS CO LA FC 2301 HIGHWAY 190 W 1973 1995DERIDDER LA 70634-6005(800) 256-9052

AMERICAN INVESTORS LIFE INS CO KS LC 699 WALNUT ST STE 1400 H73 1965 1985DES MOINES IA 50309(785) 232-6945

189




AMERICAN LEBANESE SYRIAN ASSOC IL GA 501 ST JUDE PLACE 1957 1996 CHARITIES INC MEMPHIS TN 38105-1942

(901) 578-2010AMERICAN LIFE & HEALTH INS CO MO LC 27725 SANTA MARGARITA PKY 1925 1969

#220MISSION VIEJO CA 92691-6704(949) 380-0233

AMERICAN LIFE INS CO OF NY THE NY LC 3 CORPORATE CTR STE 1000 1955 19589920 CORPORATE CAMPUSLOUISVILLE KY 40223(502) 587-7626

AMERICAN LIVE STOCK INS CO IL FC P O BOX 520 1952 1962GENEVA IL 60134-0520(630) 232-2100

AMERICAN LUNG ASSOCIATION NY GA 1740 BROADWAY 1918 2002NEW YORK NY 10019-4374(212) 315-8700

AMERICAN MANUFACTURERS MUTUAL INS CO IL FC 1 KEMPER DR 1974 1974LONG GROVE IL 60049-0001(800) 833-0355

AMERICAN MATURITY LIFE INS CO CT LC P O BOX 2999 1972 1987HARTFORD CT 06104-2999(860) 843-5867

AMERICAN MEMORIAL LIFE INS CO SD LC P O BOX 2730 1959 1980RAPID CITY SD 57709-2730(605) 719-0999

AMERICAN MERCHANTS CAS CO OH FC 471 E BROAD ST 1986 1988COLUMBUS OH 43215(614) 225-8211

AMERICAN MERCURY INS CO OK FC P O BOX 268847 1962 1980OKLAHOMA CITY OK 73126-8847(405) 523-5142

AMERICAN MODERN HOME INS CO OH FC P O BOX 5323 1965 1981CINCINNATI OH 45201-5323(800) 543-2644

AMERICAN MODERN HOME SERVICE CO OH WP P O BOX 5323 1988 1998CINCINNATI OH 45201(513) 943-7200

AMERICAN MODERN LIFE INS CO OH LC P O BOX 5323 1956 1995CINCINNATI OH 45201-5323(800) 543-2644

AMERICAN MOTORISTS INS CO IL FC 1 KEMPER DR 1926 1927LONG GROVE IL 60049-0001(800) 833-0355

AMERICAN MUTUAL REINSURANCE CO IL FC C/O OFC DEPUTY RECVR 1941 1964 STE 1450222 MERCHANDISE MART PLZCHICAGO IL 60654(312) 836-9500

AMERICAN NATIONAL GENERAL INS CO MO FC 1949 E SUNSHINE 1980 1984AMERICAN NATIONAL CORPORATE CENTRESPRINGFIELD MO 65899-0001(417) 887-4990

AMERICAN NATIONAL INS CO TX LC 1 MOODY PLZ 1905 1957GALVESTON TX 77550-7948(409) 763-4661

AMERICAN NATIONAL LIFE INS CO OF TX TX LC 1 MOODY PLZ 1954 1992GALVESTON TX 77550-7999(409) 763-4661

190




AMERICAN NATIONAL PROPERTY & CASUALTY CO MO FC AMERICAN NATIONAL CORPORATE CENTRE 1973 19801949 E SUNSHINESPRINGFIELD MO 65899-0001(417) 887-4990

AMERICAN NUCLEAR INSURERS CT RS TOWN CENTER STE 300S 1973 197329 S MAIN STWEST HARTFORD CT 06107-2430(203) 561-3433

AMERICAN PARTNERS LIFE INS CO AZ LC 227 AXP FINANCIAL CENTER 1981 1982MINNEAPOLIS MN 55474(612) 671-3131

AMERICAN PHYSICIANS ASSURANCE CORP MI FC 1031 N HAGADORD RD 1975 1996E LANSING MI 48823(517) 324-6748

AMERICAN PIONEER TITLE INS CO FL TC 493 E SEMORAN BLVD 1980 1995CASSELBERRY FL 32707(407) 260-8050

AMERICAN PREMIER INS CO IN FC P O BOX 105091 1989 1991ATLANTA GA 30348-5091(678) 627-6000

AMERICAN PROTECTION INS CO IL FC 1 KEMPER DR 1962 1964LONG GROVE IL 60049-0001(847) 320-2000

AMERICAN REINSURANCE CO DE FC P O BOX 5241 1917 1978PRINCETON NJ 08543-5241(609) 243-4200

AMERICAN RELIABLE INS CO AZ FC 8655 E VIA DE VENTURA 1952 1987SCOTTSDALE AZ 85258(408) 483-8666

AMERICAN REPUBLIC INS CO IA LC P O BOX 1 1929 1958DES MOINES IA 50301-0001(800) 247-2190

AMERICAN ROAD INS CO THE MI FC THE AMERICAN ROAD 1959 1960DEARBORN MI 48121(313) 337-1102

AMERICAN SAFETY CASUALTY INS CO DE FC 1845 THE EXCHANGE STE 200 1981 1983ATLANTA GA 30339(800) 388-3647

AMERICAN SECURITY INS CO DE FC 260 INTERSTATE NORTH CIR NW 1983 1984ATLANTA GA 30339(770) 763-1000

AMERICAN SELECT INS CO OH FC P O BOX 5001 1959 1995WESTFIELD CTR OH 44251-5001(330) 887-0101

AMERICAN SKANDIA LIFE ASSURANCE CORP CT LC P O BOX 883 1969 1977SHELTON CT 06484-0883(800) 628-6039

AMERICAN SLOVENIAN CATHOLIC UNION (KSKJ) IL FR 2439 GLENWOOD AVE 1898 1917JOLIET IL 60435-5441(815) 741-2001

AMERICAN SOUTHERN INS CO KS FC P O BOX 723030 1936 1988ATLANTA GA 31139-0030(404) 266-9595

AMERICAN SPECIALTY HEALTH INS CO IL LC 777 FRONT ST 1972 1979SAN DIEGO CA 92101(619) 578-2000

AMERICAN STANDARD INS CO OF WI WI FC 6000 AMERICAN PKY 1961 1961MADISON WI 53783-0001(608) 249-2111

AMERICAN STATES INS CO IN FC SAFECO PLZ 1929 1961SEATTLE WA 98185(206) 545-5000

191




AMERICAN STATES LIFE INS CO IN LC P O BOX 34690 1957 1961SEATTLE WA 98124-1690(425) 867-8000

AMERICAN STATES PREFERRED INS CO IN FC SAFECO PLZ 1979 1980SEATTLE WA 98185(206) 545-5000

AMERICAN STERLING INS CO CA FC 9800 MUIRLANDS BLVD 1979 1995IRVINE CA 92618(949) 206-6200

AMERICAN SUMMIT INS CO TX FC P O BOX 2650 1955 1996WACO TX 76703-2028(254) 399-0626

AMERICAN TRAVELER MOTOR CLUB INC THE DE MC P O BOX 1299 1979 1981SARASOTA FL 34230(800) 621-5287

AMERICAN UNITED LIFE INS CO IN LC P O BOX 368 1877 1955INDIANAPOLIS IN 46206-0368(317) 285-1877

AMERICAN WEST INS CO ND FC P O BOX 2502 1990 1991FARGO ND 58108-2502(701) 298-4200

AMERICAN ZURICH INS CO IL FC 1400 AMERICAN LN TOWER 1 1981 1983 19TH FLSCHAUMBURG IL 60196-1056(847) 605-6000

AMERICO FINANCIAL LIFE AND ANNUITY INS CO TX LC P O BOX 13487 1946 1957KANSAS CITY MO 64199-3487(816) 391-2000

AMERICOM LIFE & ANNUITY INS CO TX LC P O BOX 17401 1985 1998BALTIMORE MD 21297-1401(410) 895-0100

AMERIN GUARANTY CORP IL FC 1601 MARKET ST 1974 1991PHILADELPHIA PA 19103(800) 523-1988

AMERISURE INS CO MI FC P O BOX 2060 1968 1981FARMINGTON HILLS MI 48333-2060(248) 615-9000

AMERISURE MUTUAL INS CO MI FC P O BOX 2060 1912 1937FARMINGTON HILLS MI 48333-2060(248) 615-9000

AMERITAS LIFE INS CORP NE LC P O BOX 81889 1887 1984LINCOLN NE 68501(402) 467-1122

AMERITAS VARIABLE LIFE INS CO NE LC P O BOX 82550 1983 1987LINCOLN NE 68501-2550(402) 467-1122

AMERUS LIFE INS CO IA LC 699 WALNUT ST STE 1400 H73 1896 1902DES MOINES IA 50309(515) 283-2371

AMEX ASSURANCE CO IL FC 3500 PACKERLAND DR 1973 1980DE PERE WI 54115(920) 330-5100

AMGUARD INS CO PA FC P O BOX A-H 1982 2001WILKES-BARRE PA 18703(570) 825-9900

AMICA LIFE INS CO RI LC P O BOX 6008 1968 1982PROVIDENCE RI 02940-6008(800) 652-6422

AMICA MUTUAL INS CO RI FC P O BOX 6008 1972 1972PROVIDENCE RI 02940-6008(800) 652-6422

192




AMNESTY INTERNATIONAL OF THE U S A INC NY GA 322 EIGHTH AVE 1996 1998NEW YORK NY 10001-8001(212) 633-4224

AMOCO MOTOR CLUB A DIV OF AMOCO DE MC 200 N MARTINGALE RD 1965 1967 ENTERPRISES INC SCHAUMBURG IL 60173-2096

(847) 605-3000ANNUITY & LIFE REASSURANCE AMERICA INC CT LC 280 TRUMBULL ST 21ST FL 1963 1971

HARTFORD CT 06103(860) 256-2122

ANNUITY INVESTORS LIFE INS CO OH LC P O BOX 5423 1981 1984CINCINNATI OH 45201-5423(513) 357-3300

ANTHEM ALLIANCE HEALTH INS CO TX LC 120 MONUMENT CIR 1974 1982INDIANAPOLIS IN 46204(317) 488-6130

ANTHEM INS COS INC IN FC 120 MONUMENT CIR 1944 1991INDIANAPOLIS IN 46204-4903(317) 488-6000

ANTHEM LIFE INS CO IN LC 1801 WATERMARK DR STE 200 1953 1986COLUMBUS OH 43215(614) 436-0688

AON HOME WARRANTY SERVICES INC DE WP 1000 N MILWAUKEE AVE 5TH FL 1996 1996GLENVIEW IL 60025(847) 953-1000

AON INNOVATIVE SOLUTIONS MO WP 1000 MILWAUKEE AVE 1985 1992GLENVIEW IL 60025(847) 953-1000

ARAG INS CO IA FC 400 LOCUST ST STE 480 1989 2001DES MOINES IA 50309(515) 246-1200

ARCH INS CO MO FC ONE LIBERTY PLAZA 53RD FL 1971 1987NEW YORK NY 10006(212) 651-6500

ARCH SPECIALTY INS CO WI FC ONE LIBERTY PLZ 53RD FL 1964 2000NEW YORK NY 10006(212) 651-6500

ARCHDIOCESE OF MILWAUKEE WI GA P O BOX 070912 1903 1994MILWAUKEE WI 53207-0912(414) 769-3319

ARGONAUT GREAT CENTRAL INS CO IL FC 3625 N SHERIDAN RD 1967 1969PEORIA IL 61633(309) 688-8571

ARGONAUT INS CO CA FC 10101 REUNION PL STE 500 1957 1959SAN ANTONIO TX 78216(650) 326-0900

ARGONAUT MIDWEST INS CO IL FC 10101 REUNION PL STE 500 1962 1972SAN ANTONIO TX 78216(650) 326-0900

ARKWRIGHT INS CO MA FC P O BOX 7500 1974 1975JOHNSTON RI 02919(401) 275-3000

ARLINGTON MUTUAL FIRE INS CO WI TM P O BOX 199 1873 1873ARLINGTON WI 53911-0199(608) 635-4754

ARMED FORCES INS EXCHANGE KS FC P O BOX G 1982 1988FT LEAVNWRTH KS 66027(913) 727-5500

ASBURY THEOLOGICAL SEMINARY KY GA 204 N LEXINGTON AVE 1931 1993WILMORE KY 40390-1199(859) 858-3581

ASHLAND COUNTY TOWN INS CO WI TM P O BOX 142 1901 1901BUTTERNUT WI 54514(715) 769-3650

193




ASSEMBLIES OF GOD FOUNDATION MO GA 1445 N BOONVILLE AVE 1960 1981SPRINGFIELD MO 65802-1805(417) 862-2781

ASSOCIATED INDEMNITY CORP CA FC 777 SAN MARIN DR 1922 1937NOVATO CA 94998(415) 899-2000

ASSOCIATED SERVICE CORP MO WP 655 CRAIG RD STE 100 1980 1999ST LOUIS MO 63141(314) 567-6162

ASSOCIATES FINANCIAL LIFE INS CO TN LC P O BOX 2548 1959 1979FORT WORTH TX 76113(817) 348-7500

ASSOCIATES INS CO IN FC P O BOX 222038 1919 1939DALLAS TX 75222-2038(972) 650-2800

ASSURANCE CO OF AMER NY FC 1400 AMERICAN LANE TOWER 1 1945 1948 19TH FLSCHAUMBURG IL 60196-1056(847) 605-6000

ASSURED LIFE ASSOCIATION CO FR P O BOX 266000 1891 1995HIGHLANDS RANCH CO 80163-6000(303) 792-9777

ASSURITY LIFE INS CO NE LC 1526 K ST 1964 1969LINCOLN NE 68508(800) 627-7212

ATHENA ASSURANCE CO MN FC 385 WASHINGTON ST 1982 1984ST PAUL MN 55102(651) 310-7066

ATLANTA CASUALTY CO OH FC P O BOX 105091 1972 1989ATLANTA GA 30348(800) 225-8930

ATLANTA INTERNATIONAL INS CO NY FC 7230 MCGINNIS FERRY RD 1929 1930 STE 300SUWANEE GA 30024(770) 813-6220

ATLANTA LIFE INS CO GA LC 100 AUBURN AVE N E 1916 1992ATLANTA GA 30303(770) 659-2100

ATLANTA SPECIALTY INS CO OH FC P O BOX 105091 1974 1974ATLANTA GA 30348-5091(800) 225-8930

ATLANTIC MUTUAL INS CO NY FC 140 BROADWAY 1842 1949NEW YORK NY 10005-1101(212) 943-1800

ATLANTIC SPECIALTY INS CO NY FC 140 BROADWAY 1986 2001NEW YORK NY 10005-1101(973) 408-6000

ATRIUM HEALTH PLAN INC WI HM P O BOX 64179 1984 1984ST PAUL MN 55164-0179(800) 535-4041

ATTIC ANGEL NURSING HOME WI CC 8301 OLD SAUK RD 1926 1984MIDDLETON WI 53562(608) 662-8842

ATTORNEYS TITLE GUARANTY FUND INC IL TC 2408 WINDSOR PL 1964 1994CHAMPAIGN IL 61820(217) 359-2000

AURORA FOUNDATION INC WI GA 3031 W MONTANA ST 1987 2000MILWAUKEE WI 53215(414) 389-5828

AURORA NATIONAL LIFE ASSURNC CO CA LC 1290 SILAS DEANE HWY 1961 1984WETHERSFIELD CT 06109(860) 513-6090

194




AUSTIN MUTUAL INS CO MN FC 10 2ND ST NE STE 300 1896 1934MINNEAPOLIS MN 55413-2282(612) 378-8600

AUTO CLUB GROUP INS CO MI FC 1 AUTO CLUB DR 1969 1996DEARBORN MI 48126(313) 336-1234

AUTO CLUB INS ASSOC MI FC 1 AUTO CLUB DR 1922 1996DEARBORN MI 48126(313) 336-9002

AUTO CLUB LIFE INS CO MI LC 17250 NEWBURGH RD STE 100 1974 1981LAVONIA MI 48152(734) 591-9422

AUTO CLUB OF AMERICA CORP OK MC 9411 N GEORGIA 1986 1995OKLAHOMA CITY OK 73120(800) 411-2007

AUTO HELP LINE OF AMERICA INC NY MC 7007 13TH AVE 1976 1992BROOKLYN NY 11228(718) 331-1436

AUTO OWNERS INS CO MI FC P O BOX 30660 1916 1957LANSING MI 48909-8160(517) 323-1200

AUTO OWNERS LIFE INS CO MI LC P O BOX 30660 1965 1968LANSING MI 48901-8160(517) 323-1200

AUTOMOBILE INS CO OF HARTFORD CT THE CT FC ONE TOWER SQ 1968 1970HARTFORD CT 06183-6014(860) 277-0111

AUTOMOBILE PROTECTION CORP-APCO GA WP 6010 ATLANTIC BLVD 1987 1995NORCROSS GA 30071-1303(800) 458-7071

AUTOMOTIVE PROFESSIONALS INC WI WP 1701 GOLF RD STE 1200 1992 1996 TOWER 2ROLLING MEADOWS IL 60008(847) 806-0002

AUTOMOTIVE WARRANTY SERVICES INC DE WP 1000 N MILWAUKEE AVE 5TH FL 1977 1992GLENVIEW IL 60025(847) 953-1000

AUTOMOTIVE WARRANTY SERVICES OF FL WP 1000 N MILWAUKEE AVE 5TH FL 1997 2001 FLORIDA INC GLENVIEW IL 60025

(847) 953-1000AVEMCO INS CO MD FC 411 AVIATION WAY 1960 1968

FREDERICK MD 21701(301) 694-5700

AVIVA LIFE INS CO DE LC 108 MYRTLE ST 1958 1958NORTH QUINCY MA 02171(800) 225-8073

AVOMARK INS CO IN FC 9450 SEWARD RD 1996 2001FAIRFIELD OH 45014(513) 603-2400

AXA ART INS CORP NY FC 4 W 58TH ST 8TH FL 1986 1989NEW YORK NY 10019-2515(212) 415-8421

AXA CORPORATE SOLUTIONS INS CO NY FC 17 STATE ST 1839 1979NEW YORK NY 10004(212) 493-9300

AXA CORPORATE SOLUTIONS LIFE REINS CO DE LC 17 STATE ST 1981 1983NEW YORK NY 10004-1501(212) 859-0555

AXA CORPORATE SOLUTIONS REINS CO DE FC 17 STATE STREET 1978 198829TH & 30TH FLOORSNEW YORK NY 10004-1501(212) 493-9300

195




AXA RE AMERICA INS CO DE FC 17 STATE ST 1919 1981NEW YORK NY 10004-1501(212) 493-9364

AXA RE PROPERTY AND CASUALTY INS CO DE FC 17 STATE ST 29TH FL 1971 1977NEW YORK NY 10004-1501(212) 493-9300

AXIS REINSURANCE CO NY FC 11680 GREAT OAKS WAY 1991 1992 STE 500NEW YORK NY 10022(678) 746-9400

BADGER MUTUAL INS CO WI FC 1635 W NATIONAL AVE 1887 1891MILWAUKEE WI 53204-1130(414) 383-1234

BALBOA INS CO CA FC P O BOX 19702 1948 1964IRVINE CA 92623-9702(949) 222-8000

BALBOA LIFE INS CO CA LC P O BOX 19702 1968 1973IRVINE CA 92623-9702(949) 222-8000

BALTIMORE LIFE INS CO THE MD LC 10075 RED RUN BLVD 1882 1990OWINGS MILLS MD 21117-6050(410) 581-6600

BANC INSURE INC OK FC P O BOX 26104 1985 1987OKLAHOMA CITY OK 73126-0104(405) 290-5678

BANKERS FIDELITY LIFE INS CO GA LC P O BOX 105185 1955 1999ATLANTA GA 30348(404) 266-5500

BANKERS LIFE & CASUALTY CO IL LC 222 MERCHANDISE MART PLZ 1880 1960CHICAGO IL 60654(312) 396-6000

BANKERS MULTIPLE LINE INS CO IL FC P O BOX 749005 1883 1897DALLAS TX 75374(972) 364-7000

BANKERS NATIONAL LIFE INS CO TX LC 11815 N PENNSYLVANIA ST 1953 1982CARMEL IN 46032(317) 817-6300

BANKERS RESERVE LIFE INS CO OF WI WI LC 7711 CARONDELET AVE STE 800 1961 1964ST LOUIS MO 63105(314) 725-4477

BANKERS STANDARD INS CO PA FC P O BOX 41484 1962 1979PHILADELPHIA PA 19101-1484(215) 640-1000

BANNER LIFE INS CO MD LC 1701 RESEARCH BLVD 1981 1982ROCKVILLE MD 20850-3171(301) 279-4800

BAPTIST GENERAL CONFERENCE IL GA 2002 S ARLINGTON HEIGHTS RD 1900 1998ARLINGTON HEIGHTS IL 60005(847) 228-0200

BAPTIST LIFE ASSN NY FR 8555 MAIN ST 1899 1924BUFFALO NY 14221(716) 633-4393

BARABOO FARMERS MUTUAL INS CO WI TM S5335 HWY 113 1876 1877BARABOO WI 53913(608) 356-5000

BARRON MUTUAL INS CO WI TM P O BOX 205 1891 1891BARRON WI 54812-0205(715) 537-5141

BCS INS CO OH FC 676 N ST CLAIR ST 1950 1979CHICAGO IL 60611(312) 951-7700

BCS LIFE INS CO IL LC 676 N ST CLAIR ST 1949 1953CHICAGO IL 60611(312) 951-7710

196




BENCHMARK INS CO KS FC 6701 W 64TH ST STE 125 1964 1974 BLDG 5SHAWNEE MISSION KS 66202(800) 283-0622

BENEDICTINE MONKS INC WI GA 12605 224TH AVE 1946 1978BENET LAKE WI 53102(262) 396-4311

BENEFICIAL LIFE INS CO UT LC 36 S STATE ST 1905 1991SALT LAKE CITY UT 84136(801) 933-1100

BERKLEY INS CO DE FC 475 STEAMBOAT RD 1975 1996GREENWICH CT 06830(203) 542-3800

BERKLEY REGIONAL INS CO DE FC P O BOX 1594 1985 1988DES MOINES IA 50306(515) 278-3000

BERKSHIRE HATHAWAY LIFE INS CO OF NE NE LC 3024 HARNEY ST 1993 1995OMAHA NE 68131-3580(402) 536-3000

BERKSHIRE LIFE INS CO OF AMERICA MA LC 700 SOUTH ST 1968 1974PITTSFIELD MA 01201-8285(413) 499-4321

BERRY & ROXBURY MUTUAL INS CO WI TM 4766 HIGHWAY KP 1876 1876CROSS PLAINS WI 53528(608) 798-4766

BETHANY LUTHERAN COLLEGE AND MN GA 700 LUTHER DR 1927 2002 SEMINARY INC MANKATO MN 56001

(507) 344-7000BETHESDA LUTHERAN HOMES AND SERVICES INC WI GA 600 HOFFMANN DR 1903 1977

WATERTOWN WI 53094-6204(920) 261-3050

BIBLE LITERATURE INTERNATL INC OH GA P O BOX 477 1941 1977COLUMBUS OH 43216-0477(614) 267-3116

BIG M AGENCY INC IA RS INTERSTATE 80 AT HWY 146 1991 1991GRINNELL IA 50112(800) 362-2041

BILLY GRAHAM EVANGELISTIC ASSN MN GA 1300 HARMON PL 1950 1977MINNEAPOLIS MN 55403-1925(612) 338-0500

BIRMINGHAM FIRE INS CO OF PA PA FC 70 PINE ST 1871 1929NEW YORK NY 10270(212) 770-7000

BITUMINOUS CASUALTY CORP IL FC 320 18TH ST 1928 1939ROCK ISLAND IL 61201-8716(309) 786-5401

BITUMINOUS FIRE & MARINE INS CO IL FC 320 18TH ST 1942 1950ROCK ISLAND IL 61201-8716(309) 786-5401

BLAU PLUMBING INC WI WP 12221 W FAIRVIEW AVE 1964 1997MILWAUKEE WI 53226(414) 258-4040

BLOOMINGTON FARMERS MUTUAL INS CO WI TM P O BOX 98 1874 1874BLOOMINGTON WI 53804-0098(608) 994-2683

BLUE CROSS & BLUE SHIELD UNITED OF WI WI LC 401 W MICHIGAN ST 1939 1939MILWAUKEE WI 53203-2896(414) 226-5000

BLUE RIDGE INS CO WI FC ONE GENERAL DR 1928 1968SUN PRAIRIE WI 53596(608) 837-4440

BOARD OF TRUSTEES OF BELOIT COLLEGE WI GA 700 COLLEGE ST 1846 1997BELOIT WI 53511-5595(608) 363-2000

197




BOSTON MUTUAL LIFE INS CO MA LC 120 ROYALL ST 1891 1980CANTON MA 02021-1098(781) 828-7000

BOSTON OLD COLONY INS CO MA FC CNA PLAZA 1906 1907CHICAGO IL 60685(312) 822-5000

BOY SCOUTS OF AMERICA DC GA 1325 W WALNUT HILL LANE 1916 1995IRVING TX 75015-2079(972) 580-2000

BRICKELL FINANCIAL SERVICES MOTOR CLUB INC FL MC 3081 SALZEDO ST 1978 1985CORAL GABLES FL 33134(305) 446-4690

BRISTOL TOWN INS CO WI TM 6338 HIGHWAY VV 1875 1875SUN PRAIRIE WI 53590(608) 837-5894

BRISTOL WEST INS CO PA FC 5701 STIRLING RD 1968 1968DAVIE FL 33314(800) 338-2560

BROTHERHOOD MUTUAL INS CO IN FC P O BOX 2227 1935 1999FORT WAYNE IN 46801-2227(260) 482-8668

BUCKEYE STATE MUTUAL INS CO OH FC ONE HERITAGE PL 1897 1994PIQUA OH 45356(937) 778-5000

BUILDERS MUTUAL INS CO NC FC P O BOX 150005 1997 2001RALEIGH NC 27624(919) 845-1976

BUSINESS MENS ASSURNC CO OF AMER MO LC P O BOX 419458 1909 1916KANSAS CITY MO 64141(815) 751-5641

CALEDONIA MUTUAL FIRE INS CO WI TM N5725 HWY 78 1873 1873PORTAGE WI 53901(608) 742-4885

CALIFORNIA CASUALTY & FIRE INS CO CA FC P O BOX M 1973 1995SAN MATEO CA 94402-0080(650) 574-4000

CALIFORNIA CASUALTY GENERAL INS CO CA FC P O BOX M 1977 1995SAN MATEO CA 94402-0800(650) 574-4000

CALIFORNIA CASUALTY INDEMNITY EXCHANGE CA FC P O BOX M 1914 1995SAN MATEO CA 94402-0080(650) 574-4000

CALIFORNIA CASUALTY INS CO CA FC P O BOX M 1967 1995SAN MATEO CA 94402-0080(650) 574-4000

CALIFORNIA INDEMNITY INS CO CA FC P O BOX 14910 1987 1995LAS VEGAS NV 89114-4910(702) 838-8233

CALUMET EQUITY MUTUAL INS CO WI TM 1828 WISCONSIN AVE 1873 1873NEW HOLSTEIN WI 53061-1344(920) 898-4488

CAMDEN FIRE INS ASSOCIATION THE NJ FC ONE BEACON ST 1841 1901BOSTON MA 02108-3100(617) 725-6000

CAMICO MUTUAL INS CO CA FC 1235 RADIO RD 1986 1998REDWOOD CITY CA 94065-1217(650) 802-2500

CANADA LIFE ASSURNC CO THE MI LC 6201 POWERS FERRY RD NW 1849 1986ATLANTA GA 30339(770) 953-1959

CANADA LIFE INS CO OF AMER MI LC 6201 POWERS FERRY RD NW 1988 1989ATLANTA GA 30339(770) 953-1959

198




CANAL INS CO SC FC P O BOX 7 1939 1959GREENVILLE SC 29601(864) 242-5365

CAPITAL MARKETS ASSURNC CORP NY FC 113 KING ST 1928 1928ARMONK NY 10504(914) 273-4545

CAPITAL WARRANTY SERVICES INC WI WP 22 NE 22ND AVE 2000 2001POMPANO BEACH FL 33062(954) 784-9400

CAPITOL INDEMNITY CORP WI FC P O BOX 5900 1959 1960MADISON WI 53705-0900(608) 231-4450

CAPITOL LIFE INS CO THE CO LC P O BOX 1200 1905 1959DENVER CO 80201-1200(303) 237-9303

CAPITOL SPECIALTY INS CORP WI FC P O BOX 5900 1961 1961MADISON WI 53705-0900(608) 231-4450

CARE PLUS DENTAL PLANS INC WI LH 11711 W BURLEIGH ST 1983 1983WAUWATOSA WI 53222-3108(414) 771-1711

CAROLINA CASUALTY INS CO FL FC P O BOX 2575 1951 1966JACKSONVILLE FL 32203-2575(904) 363-0900

CARROLL COLLEGE INC WI GA 100 N EAST AVE 1846 1977WAUKESHA WI 53186-5517(262) 524-7201

CARTHAGE COLLEGE IL GA 2001 ALFORD PARK DR 1870 1992KENOSHA WI 53140(262) 551-6200

CASUALTY RECIPROCAL EXCHANGE MO FC 9201 STATE LINE RD 1912 1913KANSAS CITY MO 64114-3234(816) 361-3400

CATERPILLAR INS CO MO FC P O BOX 340001 1963 1969NASHVILLE TN 37203-0001(615) 341-8147

CATHOLIC AID ASSOCIATION THE MN FR 3499 LEXINGTON AVE N 1892 1967ST PAUL MN 55126-8017(651) 490-0170

CATHOLIC CHURCH EXTENSION SOCIETY OF THE IL GA 150 S WACKER DR 20TH FL 1912 2001 UNITED STATES OF AMERICA THE CHICAGO IL 60606

(312) 236-7240CATHOLIC DIOCESE OF GREEN BAY WI GA P O BOX 23825 1907 1982

GREEN BAY WI 54305-3825(920) 437-7531

CATHOLIC FAMILY LIFE INS WI FR P O BOX 11563 1869 1869SHOREWOOD WI 53211-0563(414) 961-0500

CATHOLIC KNIGHTS WI FR 1100 W WELLS ST 1885 1885MILWAUKEE WI 53233-2316(414) 273-6266

CATHOLIC MEDICAL MISSION BOARD INC NY GA 10 W 17TH ST 1928 2002NEW YORK NY 10011(212) 242-7757

CATHOLIC NEAR EAST WELFARE ASSOC NY GA 1011 FIRST AVE 1942 1999NEW YORK NY 10022-4195(212) 826-1480

CATHOLIC ORDER OF FORESTERS IL FR P O BOX 3012 1883 1895NAPERVILLE IL 60566-7012(800) 552-0145

CATHOLIC RELIEF SERVICES USCC INC DC GA 209 W FAYETTE ST 1943 1996BALTIMORE MD 21201-3443(410) 625-2220

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CATHOLIC WORKMAN MN FR P O BOX 47 1891 2000NEW PRAGUE MN 56071(952) 758-2229

CEDAR CAMPUSES FOUNDATION INC THE WI GA 5595 COUNTY RD Z 1953 1977WEST BEND WI 53095-9285(414) 334-9487

CELTIC INS CO IL LC 233 S WACKER DR STE 700 1949 1959CHICAGO IL 60606-6393(312) 332-5401

CENTAUR INS CO IL FC C/O SPEC DEP RECEIVER 1973 1983 STE 1450222 MERCHANDISE MART PLZCHICAGO IL 60654(312) 836-9500

CENTENNIAL INS CO NY FC 140 BROADWAY 1941 1949NEW YORK NY 10005-1101(212) 943-1800

CENTRAL BENEFITS NATL LIFE INS CO OH LC P O BOX 16526 1956 1971COLUMBUS OH 43215(614) 797-5200

CENTRAL MUTUAL INS CO OH FC 800 S WASHINGTON ST 1876 1894VAN WERT OH 45891-2357(419) 238-5551

CENTRAL NATIONAL INS CO OF OMAHA THE NE FC 11128 JOHN GALT BLVD STE 200 1946 1950OMAHA NE 68137-2321(402) 344-7600

CENTRAL NATIONAL LIFE INS CO OF OMAHA THE DE LC 501 SILVERSIDE RD STE 3 1953 1957WILMINGTON DE 19809(800) 926-7599

CENTRAL RESERVE LIFE INS CO OH LC 17800 ROYALTON RD 1963 1988STRONGSVILLE OH 44136-5197(440) 572-8843

CENTRAL STATES HEALTH & LIFE CO OF OMAHA NE LC 1212 N 96TH ST 1932 1962OMAHA NE 68114-2274(402) 397-1111

CENTRAL STATES INDEMNITY CO OF OMAHA NE FC P O BOX 34350 1977 1984OMAHA NE 68134-0350(402) 397-1111

CENTRAL UNITED LIFE INS CO TX LC 10700 NORTHWEST FREEWAY 1962 1985HOUSTON TX 77092(713) 529-0045

CENTRE INS CO DE FC ONE CHASE MANHATTAN PLZ 1969 1969NEW YORK NY 10005-0000(212) 898-5300

CENTRE LIFE INS CO MA LC ONE CHASE MANHATTAN PLZ 1926 1959NEW YORK NY 10005(212) 898-5300

CENTRIS INS CO IN FC 13403 NORTHWEST FREEWAY 1979 1989HOUSTON TX 77040-6094(713) 996-1146

CENTURION CASUALTY CO IA FC 800 WALNUT ST 1983 1990DES MOINES IA 50309-3636(515) 557-2131

CENTURION LIFE INS CO MO LC 800 WALNUT ST 1956 1979DES MOINES IA 50309-3636(515) 557-2131

CENTURY INDEMNITY CO PA FC P O BOX 41484 1963 1969PHILADELPHIA PA 19101-1484(215) 640-1000

CENTURY NATIONAL INS CO CA FC P O BOX 3999 1955 1995NORTH HOLLYWOOD CA 91609(818) 760-0880

200




CENTURY SURETY CO OH FC P O BOX 163340 1978 1991COLUMBUS OH 43216-3340(614) 895-2000

CHARTER NATIONAL LIFE INS CO IL LC 3075 SANDERS RD STE H1A 1955 1963NORTHBROOK IL 60062(847) 402-5000

CHARTER OAK FIRE INS CO THE CT FC 1 TOWER SQ 1931 1935HARTFORD CT 06183-6014(860) 277-0111

CHASE LIFE & ANNUITY CO DE LC 2-OPS-1 500 STANTON- 1925 1961 CHRISTIANA RDNEWARK DE 19713(302) 634-1453

CHEROKEE INS CO MI FC 34200 MOUND RD 1946 1980STERLING HEIGHTS MI 48310(800) 201-0450

CHESAPEAKE LIFE INS CO THE OK LC P O BOX 548801 1956 1970OKLAHOMA CITY OK 73154-8801(405) 848-0179

CHEVRON TRAVEL CLUB INC CA MC 2001 DIAMOND BLVD RM 1170 1968 1988CONCORD CA 94520(925) 827-6851

CHICAGO INS CO IL FC 55 E MONROE ST 1956 1969CHICAGO IL 60603(312) 346-6400

CHICAGO MUTUAL INS CO IL FC 300 S WACKER DR STE 1250 1920 1921CHICAGO IL 60606(312) 347-1200

CHICAGO TITLE INS CO MO TC 171 N CLARK ST 8TH FL 1961 1961CHICAGO IL 60601-3294(312) 223-2000

CHILDREN INTERNTL MO GA 2000 E RED BRIDGE RD 1951 1978KANSAS CITY MO 64131-3610(816) 942-2000

CHILDRENS HOSPITAL FOUNDATION INC WI GA P O BOX 1997 1984 1998MILWAUKEE WI 53201-1997(414) 266-6225

CHIROPRACTIC SERVICES NETWORK INC WI LH P O BOX 2602 1994 1994APPLETON WI 54912-2602(920) 832-9950

CHRISTIAN AND MISSIONARY ALLIANCE THE CO GA P O BOX 35000 1992 2000COLORADO SPRINGS CO 80935-3500(719) 599-5999

CHRISTIAN APPALACHIAN PROJECT INC KY GA 322 CRAB ORCHARD RD 1964 1995LANCASTER KY 40446(859) 792-3051

CHRISTIAN BROADCASTING NETWORK INC THE VA GA 977 CENTERVILLE TURNPIKE 1960 1993C/O PLANNED GIVING DEPT - CSB 112VIRGINIA BEACH VA 23463(757) 226-3815

CHRISTIAN CHILDRENS FUND INC VA GA 2821 EMERYWOOD PKWY 1938 2002RICHMOND VA 23294(804) 756-2777

CHUBB INDEMNITY INS CO NY FC P O BOX 1615 1922 1925WARREN NJ 07061-1615(908) 903-2000

CHUBB NATIONAL INS CO IN FC 15 MOUNTAIN VIEW RD 1993 1997WARREN NJ 07061-1615(908) 903-2000

CHURCH INS CO THE NY FC 445 FIFTH AVE 1929 1954NEW YORK NY 10016(800) 223-6602

201




CHURCH MUTUAL INS CO WI FC P O BOX 357 1897 1897MERRILL WI 54452(715) 536-5577

CIGNA LIFE INS CO CT LC TWO LIBERTY PLACE TL18A 1981 19891601 CHESTNUT STPHILADELPHIA PA 19192-2362(215) 761-1000

CIM INS CORP MI FC 300 GALLERIA OFFICENTRE 1998 1999 STE 200SOUTHFIELD MI 48034-8461(248) 263-6900

CINCINNATI CASUALTY CO THE OH FC P O BOX 145496 1972 1979CINCINNATI OH 45250-5496(513) 870-2625

CINCINNATI INDEMNITY CO THE OH FC P O BOX 145496 1988 1990CINCINNATI OH 45250-5496(513) 870-2000

CINCINNATI INS CO THE OH FC P O BOX 145496 1950 1974CINCINNATI OH 45250-5496(513) 870-2604

CINCINNATI LIFE INS CO THE OH LC P O BOX 145496 1987 1988CINCINNATI OH 45250-5496(513) 870-2000

CIRCUIT CITY STORES INC VA WP P O BOX 42304-STORE #3175 1949 1995RICHMOND VA 23242-2304(804) 527-4000

CITICORP LIFE INS CO AZ LC P O BOX 990027 1971 1984HARTFORD CT 06199-0027(860) 308-1000

CITIES & VILLAGES MUTUAL INS CO WI FC 1250 S SUNNY SLOPE RD 1987 1987BROOKFIELD WI 53005-7025(262) 784-5666

CITIZENS INS CO OF AMER MI FC 645 W GRAND RIVER AVE 1974 1984HOWELL MI 48843-2151(517) 546-2160

CLARENDON NATIONAL INS CO NJ FC 1177 AVE OF THE AMERICAS 1941 196044TH & 45TH FLNEW YORK NY 10036(212) 805-9700

CLARICA LIFE INS CO US ND LC P O BOX 2907 1930 1982FARGO ND 58108(701) 433-6276

CLARICA LIFE REINSURANCE CO MI LC 700 KARNES BLVD 1982 1984KANSAS CITY MO 64108-3302(816) 751-5641

CLARNO MUTUAL INS CO WI TM 1922 10TH ST 1874 1874MONROE WI 53566-2042(608) 325-1303

CLEMENT MANOR INC WI CC 9339 W HOWARD AVE 1963 1985GREENFIELD WI 53228(414) 546-7374

CM ASSURANCE CO CT LC 1295 STATE ST 1986 1991SPRINGFIELD MA 01111(413) 788-8411

CM LIFE INS CO CT LC 1295 STATE ST 1981 1982SPRINGFIELD MA 01111(413) 788-8411

CMG MORTGAGE ASSURANCE CO WI FC 5910 MINERAL POINT RD 1969 2000MADISON WI 53705(608) 238-5851

CMG MORTGAGE INS CO WI FC 5910 MINERAL POINT RD 1968 1972MADISON WI 53705(608) 238-5851

202




CMG MORTGAGE REINSURANCE CO WI FC 5910 MINERAL POINT RD 1999 1999MADISON WI 53705(800) 937-2644

CNA GROUP LIFE ASSURANCE CO IL LC CNA PLZ 36S 1960 1990CHICAGO IL 60685(312) 822-5000

CNA NATIONAL WARRANTY CORP AZ WP 4150 N DRINKWATER BLVD 1995 1995 STE 400SCOTTSDALE AZ 85251(480) 941-1626

COLLEGE RETIREMENT EQUITIES FUND NY FC 730 3RD AVE 1972 1987NEW YORK NY 10017-3206(212) 490-9000

COLOGNE REINSURANCE CO OF AMER CT FC 695 E MAIN STS 1975 1979STAMFORD CT 06901-2141(203) 328-5000

COLONIAL AMERICAN CAS & SURETY CO MD FC P O BOX 10650 1977 1996JACKSONVILLE FL 32247(800) 364-3947

COLONIAL LIFE & ACCIDENT INS CO SC LC 1200 COLONIAL LIFE BLVD 1939 1963COLUMBIA SC 29210(803) 798-7000

COLONIAL PENN LIFE INS CO PA LC 399 MARKET ST 5TH FL 1957 1967PHILADELPHIA PA 19181-0001(215) 928-8000

COLORADO BANKERS LIFE INS CO CO LC 5990 GREENWOOD PLZ BLVD 1974 1985 #325GREENWOOD VILLAGE CO 80111(303) 220-8500

COLORADO CASUALTY INS CO CO FC P O BOX 173636 1980 1995DENVER CO 80217-3636(720) 873-9200

COLUMBIA HOSPITAL INC WI GA 2025 E NEWPORT AVE 1909 1990MILWAUKEE WI 53211-2906(414) 961-3300

COLUMBIA UNIVERSAL LIFE INS CO TX LC 3075 SANDERS RD STE H1A 1954 1998NORTHBROOK IL 60062(847) 402-5000

COLUMBIAN LIFE INS CO IL LC P O BOX 1381 1988 1990BINGHAMTON NY 13902-1381(607) 724-2472

COLUMBIAN MUTUAL LIFE INS CO NY LC P O BOX 1381 1882 1989BINGHAMTON NY 13902(607) 724-2472

COLUMBUS LIFE INS CO OH LC 400 EAST 4TH ST 1986 1991CINCINNATI OH 45202-3302(513) 361-6700

COLUMBUS MUTUAL TOWN INS CO WI TM N7022 OWL RD 1873 1873BEAVER DAM WI 53916(920) 885-9409

COMBINED INS CO OF AMER IL LC 1000 N MILWAUKEE AVE 1919 1962GLENVIEW IL 60025(888) 971-5050

COMMERCE & INDUSTRY INS CO NY FC 70 PINE STREET 1957 1966NEW YORK NY 10270(212) 770-7000

COMMERCIAL CASUALTY INS CO CA FC P O BOX 14910 1986 1992LAS VEGAS NV 89114-4910(702) 838-8223

COMMERCIAL INS CO OF NEWARK NJ NJ FC CNA PLZ 1909 1921CHICAGO IL 60685(312) 822-5000

203




COMMERCIAL LOAN INS CORP WI FC 3003 OAK RD 1966 1966WALNUT CREEK CA 94597(925) 658-7878

COMMERCIAL TRAVELERS MUTUAL INS CO NY LC 70 GENESEE ST 1883 1967UTICA NY 13502-3502(800) 422-6200

COMMONWEALTH LAND TITLE INS CO PA TC 101 E GATEWAY CENTRE PKY 1944 1962GATEWAY ONERICHMOND VA 23235(804) 267-8000

COMMUNITY INS CORP WI FC C/O WIS COUNTIES ASSOC 2002 200222 E MIFFLIN ST STE 900MADISON WI 53703(608) 224-5330

COMMUNITY MEMORIAL FOUNDATION OF WI GA P O BOX 408 1988 1999 MENOMONEE FALLS INC MENOMONEE FALLS WI 53052

(262) 532-3769COMPANION COMMERCIAL INS CO SC FC P O BOX 100165 1997 1999

COLUMBIA SC 29202(803) 735-0672

COMPANION LIFE INS CO SC LC P O BOX 100102 1970 1979COLUMBIA SC 29202(803) 735-1251

COMPANION PROPERTY & CASUALTY INS CO SC FC P O BOX 100165 1984 1999COLUMBIA SC 29202(803) 735-0672

COMPASS INS CO NY FC 709 CURTIS ST 1968 1972MIDDLETOWN OH 45044-3999(513) 727-5962

COMPCARE HEALTH SERVICES INS CORP WI HM 20855 WATERTOWN RD STE 140 1984 1984WAUKESHA WI 53186(800) 242-7312

COMPUTER INS CO RI FC 10 WEYBOSSET ST STE 502 1989 1992PROVIDENCE RI 02903-2818(800) 424-8526

CONCORD MUTUAL FIRE INS CO WI TM N6427 CTH E 1875 1875OCONOMOWOC WI 53066(262) 593-8910

CONGRESS LIFE INS CO AZ LC 111 E WISCONSIN AVE STE 1250 1965 1988MILWAUKEE WI 53202(414) 765-3235

CONNECTICUT GENERAL LIFE INS CO CT LC TWO LIBERTY PLACE TL18A 1865 19361601 CHESTNUT STPHILADELPHIA PA 19192-2362(215) 761-1000

CONNECTICUT INDEMNITY CO THE CT FC P O BOX 1000 1917 1931CHARLOTTE NC 28201-1000(704) 522-2000

CONNIE LEE INS CO WI FC ONE STATE ST PLZ 15TH FL 1968 1968NEW YORK NY 10004(800) 221-1854

CONSECO ANNUITY ASSURANCE CO IL LC 11815 N PENNSYLVANIA ST 1951 1974CARMEL IN 46032(800) 888-4918

CONSECO HEALTH INS CO AZ LC 11815 N PENNSYLVANIA ST 1970 1984CARMEL IN 46032(800) 888-4918

CONSECO LIFE INS CO IN LC 11815 N PENNSYLVANIA ST 1962 1965CARMEL IN 46032(317) 817-6400

CONSECO MEDICAL INS CO IL LC 11815 N PENNSYLVANIA ST 1981 1983CARMEL IN 46032(800) 888-4918

204




CONSECO SENIOR HEALTH INS CO PA LC 11815 N PENNSYLVANIA ST 1887 1992CARMEL IN 46032(317) 817-3700

CONSOLIDATED INS CO IN FC 62 MAPLE AVE 1955 1973KEENE NH 03431(603) 352-3221

CONSTITUTION INS CO NY FC 717 FIFTH AVE 1992 2000NEW YORK NY 10022(212) 754-7500

CONSTITUTION LIFE INS CO TX LC 600 COURTLAND ST 1929 1959ORLANDO FL 32804(800) 789-6364

CONSUMER PROGRAM ADMINISTRATORS INC IL WP 1000 MILWAUKEE AVE 1994 1994GLENVIEW IL 60025(847) 953-1000

CONTINENTAL AMERICAN INS CO SC LC P O BOX 427 1968 2000COLUMBIA SC 29202(803) 256-6265

CONTINENTAL ASSURANCE CO IL LC CNA PLZ 1911 1922CHICAGO IL 60685-0001(312) 822-5000

CONTINENTAL CAR CLUB INC TN MC P O BOX 451 1983 1993DAYTON TN 37321(800) 544-3895

CONTINENTAL CASUALTY CO IL FC CNA PLZ 1897 1898CHICAGO IL 60685-0001(312) 822-5000

CONTINENTAL DIVIDE INS CO CO FC P O BOX 3126 1978 1992ENGLEWOOD CO 80155-3126(402) 393-7255

CONTINENTAL GENERAL INS CO NE LC P O BOX 247007 1961 1980OMAHA NE 68114(402) 397-3200

CONTINENTAL INS CO THE NH FC CNA PLAZA 1977 1977CHICAGO IL 60685(312) 822-5000

CONTINENTAL LIFE INS CO OF BRENTWOOD TN TN LC P O BOX 1188 1983 2000BRENTWOOD TN 37024(615) 377-1300

CONTINENTAL NATIONAL INDEMNITY CO OH FC CNA PLZ 1986 1990CHICAGO IL 60685(312) 822-5000

CONTINENTAL REINSURANCE CORP CA FC CNA PLZ 1942 1990CHICAGO IL 60685(312) 822-5000

CONTINENTAL SERVICE PLAN INC NJ WP 4150 N DRINKWATER BLVD 1992 1992 STE 400SCOTTSDALE AZ 85251(480) 941-1626

CONTINENTAL WESTERN CASUALTY CO IA FC P O BOX 1594 1977 1984DES MOINES IA 50306(515) 278-3000

CONTINENTAL WESTERN INS CO IA FC P O BOX 1594 1907 1959DES MOINES IA 50306(515) 278-3000

CONTRACTORS BONDING & INS CO WA FC P O BOX 9271 1979 1989SEATTLE WA 98109-0271(800) 765-2242

CONVERIUM INS (NORTH AMERICA) INC NJ FC ONE CHASE MANHATTAN PLZ 1986 1991NEW YORK NY 10005(800) 294-9242

CONVERIUM REINSURANCE (NORTH AMERICA) INC CT FC P O BOX 29 1990 1996STAMFORD CT 06904-0029(203) 965-8800

205




COOPERATIVE MUTUAL INS CO NE FC 3905 S 148TH ST STE 100 1935 1985OMAHA NE 68144(402) 408-2177

CORE INS CO VT FC 501 MERRITT 7 CORP PK 5TH FL 1996 1997NORWALK CT 06851(203) 229-2000

COREGIS INS CO IN FC 525 W VAN BUREN ST #400-500 1939 1962CHICAGO IL 60697-3823(913) 676-6723

CORNHUSKER CASUALTY CO NE FC 9290 W DODGE RD STE 300 1970 1992OMAHA NE 68114-3363(402) 393-7255

CORPORATE HEALTH INS CO PA LC 151 FARMINGTON AVE MC64 1956 1967HARTFORD CT 06156(800) 872-3862

CORPORATION FOR NATIONAL ASSOCIATION WI GA 8473 S HOWELL AVE 1961 1978 OF CONGREGATIONAL CHRISTIAN CHURCH OAK CREEK WI 53154-2922

(414) 764-1620COUNTRY CASUALTY INS CO IL FC P O BOX 2100 1999 1999

BLOOMINGTON IL 61702-2100(309) 821-3000

COUNTRY INVESTORS LIFE ASSURANCE CO IL LC P O BOX 2000 1981 1999BLOOMINGTON IL 61702-2000(309) 821-3000

COUNTRY LIFE INS CO IL LC P O BOX 2000 1928 1965BLOOMINGTON IL 61702-2000(309) 821-3000

COUNTRY MUTUAL INS CO IL FC P O BOX 2100 1925 1999BLOOMINGTON IL 61702(309) 821-3000

COUNTRY PREFERRED INS CO IL FC P O BOX 2100 1999 1999BLOOMINGTON IL 61702-2100(309) 821-3000

COURTESY INS CO FL FC 500 JIM MORAN BLVD 1987 1995DEERFIELD BEACH FL 33442(954) 429-2541

COURTLAND-SPRINGVALE TOWN INS CO WI TM N7112 FORDEG RD 1874 1874CAMBRIA WI 53923-9686(920) 326-3450

COVENTRY FIRST LLC DE VI 7111 VALLEY GREEN RD 1999 2001FT WASHINGTON PA 19034(877) 317-5100

COVENTRY HEALTH & LIFE INS CO DE LC 6705 ROCKLEDGE DR STE 900 1968 1990BETHESDA MD 20817(301) 581-5631

CROATIAN CATHOLIC UNION OF USA IN FR P O BOX 602 1922 1951HOBART IN 46342-0602(219) 942-1191

CROATIAN FRATERNAL UNION OF AMER PA FR 100 DELANEY DR 1897 1917PITTSBURGH PA 15235-5416(412) 843-0380

CROSS COUNTRY MOTOR CLUB OF CALIFORNIA INC CA MC 4040 MYSTIC VALLEY PKWY 1976 1981MEDFORD MA 01255(800) 833-5500

CROWN LIFE INS CO MI LC 1874 SCARTH ST STE 1900 1900 1964REGINA S4P 4-B3(306) 751-6770

CRUM & FORSTER INDEMNITY CO NY FC 305 MADISON AVE 1987 1992MORRISTOWN NJ 07960(973) 490-6600

CSA FRATERNAL LIFE IL FR P O BOX 3039 1854 1938OAK BROOK IL 60522-3039(630) 472-0500

206




CUMIS INS SOCIETY INC WI FC P O BOX 1084 1960 1960MADISON WI 53701-1084(608) 238-5851

CUNA MUTUAL INS SOCIETY WI LC P O BOX 391 1935 1935MADISON WI 53701-0391(608) 238-5851

CUNA MUTUAL LIFE INS CO IA LC 2000 HERITAGE WAY 1882 1898WAVERLY IA 50677(319) 352-4090

DAIMLERCHRYSLER CORP DE WP 26001 LAWRENCE AVE 1986 1991CENTER LINE MI 48015(810) 497-9960

DAIMLERCHRYSLER INS CO MI FC P O BOX 9217 CIMS:405-26-10 1964 1965FARMINGTON HILLS MI 48333(800) 782-9164

DAIRYLAND INS CO WI FC 1800 N POINT DR 1965 1965STEVENS POINT WI 54481(715) 346-6000

DAKOTA WESLEYAN UNIV SD GA 1200 W UNIVERSITY AVE 1885 1977MITCHELL SD 57301-4358(605) 995-2600

DARLINGTON MUTUAL INS CO WI TM P O BOX 165 1875 1875DARLINGTON WI 53530-0165(608) 776-2319

DEALERS ALLIANCE CORP OH WP 3518 RIVERSIDE DR 1977 1998COLUMBUS OH 43221(800) 282-8913

DEALERS ASSURANCE CO OH FC 3518 RIVERSIDE DR 1935 1996UPPER ARLINGTON OH 43221-0185(800) 282-8913

DEAN HEALTH PLAN INC WI HM 1277 DEMING WAY 1995 1995MADISON WI 53717(608) 836-1400

DEERBROOK INS CO IL FC 3075 SANDERS RD STE H1A 1979 1996NORTHBROOK IL 60062-7127(847) 551-2000

DEERFIELD INS CO IL FC TEN PARKWAY N 1911 1989DEERFIELD IL 60015(847) 572-6000

DEGREE OF HONOR PROTECTIVE ASSN MN FR 445 MINNESOTA ST 1971 1971ST PAUL MN 55101-1080(651) 228-7600

DELAWARE AMERICAN LIFE INS CO DE LC P O BOX 1591 1964 1979HOUSTON TX 77251(713) 522-1111

DELTA DENTAL PLAN OF WI INC WI LC P O BOX 828 1962 1965STEVENS POINT WI 54481-0841(715) 344-6087

DENTAL PROTECTION PLAN INC WI LH 7130 W GREENFIELD AVE 1987 1987WEST ALLIS WI 53214-4708(414) 259-9522

DENTISTS INS CO THE CA FC P O BOX 1582 1979 1995SACRAMENTO CA 95812(800) 733-0634

DEPOSITORS INS CO IA FC 1100 LOCUST ST 1983 1986DES MOINES IA 50391-1100(515) 280-4211

DEUTSCHE FINANCIAL SERVICES CORP NV WP 655 MARYVILLE CENTRE DR 1969 1993ST LOUIS MO 63141-5832(314) 523-3000

DEVELOPERS SURETY & INDEMNITY CO IA FC P O BOX 19725 1956 1974IRVINE CA 92623(949) 263-3300

207




DIAMOND STATE INS CO IN FC THREE BALA PLZ E STE 300 1981 2000BALA CYNWYD PA 19004(610) 664-1500

DIMENSION HOLDINGS INC OH WP 400 METRO PL #300 1993 1994DUBLIN OH 43017(614) 895-1161

DIOCESE OF LA CROSSE WI GA 3710 EAST AVE S 1914 2002LA CROSSE WI 54601(608) 788-7700

DISABLED AMERICAN VETERANS CHARITABLE DC GA 3725 ALEXANDRIA PIKE 1986 2001 SERVICE TRUST COLD SPRINGS KY 41076

(859) 441-7300DISCOVER PROPERTY & CASUALTY INS CO IL FC 385 WASHINGTON ST 1978 1980

ST PAUL MN 55102(651) 310-7911

DOCTORS CO AN INTERINSURANCE EXCHANGE THE CA FC 185 GREENWOOD RD 1975 1989NAPA CA 94558(707) 226-0100

DODGE HEALTH FOUNDATION INC WI GA 707 S UNIVERSITY AVE 1984 2002BEAVER DAM WI 53916(920) 887-4077

DORAL DENTAL PLAN OF WI INC WI LH 12121 N CORPORATE PKWY 1995 1995MEQUON WI 53092(262) 241-7140

DORINCO REINSURANCE CO MI FC 1320 WALDO AVE STE 200 1977 1989MIDLAND MI 48642(989) 636-0047

DUPONT MUTUAL INS CO WI TM P O BOX 175 1883 1883MARION WI 54950-0175(715) 754-2525

EAA AVIATION FOUNDATION INC WI GA P O BOX 3065 1962 1984OSHKOSH WI 54903-3065(920) 426-4800

EAGLE POINT MUTUAL INS CO WI TM P O BOX 456 1879 1879CHIPPEWA FALLS WI 54729-0456(715) 723-9333

EASTCASTLE PLACE INC WI CC 2449 N DOWNER AVE 1884 1985MILWAUKEE WI 53211(414) 332-8610

EASTGUARD INS CO PA FC P O BOX A-H 1827 2001WILKES-BARRE PA 18703(570) 825-9900

ECONOMY FIRE & CASUALTY CO IL FC 700 QUACKER LANE 1935 1954WARWICK RI 02886-6669(401) 827-2400

ECONOMY PREFERRED INS CO IL FC 700 QUAKER LANE 1979 1980WARWICK RI 02887(401) 827-2400

ECONOMY PREMIER ASSURANCE CO IL FC 700 QUAKER LANE 1980 1986WARWICK RI 02887-6669(800) 638-4208

ELECTRIC INS CO MA FC P O BOX 1029 1966 1972BEVERLY MA 01915-0729(978) 921-0660

ELECTROLUX WARRANTY CORP NV WP 18013 CLEVELAND PKWY 2001 2002 STE 100CLEVELAND OH 44135(216) 898-2343

ELLINGTON MUTUAL INS CO WI FC P O BOX 356 1878 1878HORTONVILLE WI 54944-0356(920) 779-4515

EMC PROPERTY & CASUALTY CO IA FC P O BOX 712 1953 2000DES MOINES IA 50303-0712(800) 362-2227

208




EMCASCO INS CO IA FC P O BOX 712 1958 1962DES MOINES IA 50303-0712(515) 280-2511

EMPHESYS INS CO TX LC 500 W MAIN ST 1978 1984LOUISVILLE KY 40202(502) 580-1000

EMPIRE FIRE & MARINE INS CO NE FC 13810 FNB PKWY 1954 1973OMAHA NE 68154-5202(402) 963-5000

EMPIRE GENERAL LIFE ASSURANCE CORP TN LC P O BOX 2606 1981 1993BIRMINGHAM AL 35202(205) 268-1000

EMPLOYEES LIFE CO MUTUAL IL LC 916 SHERWOOD DR 1946 1946LAKE BLUFF IL 60044-2285(847) 295-6000

EMPLOYERS FIRE INS CO THE MA FC 1 BEACON ST 1921 1923BOSTON MA 02108-3100(617) 725-6000

EMPLOYERS INS CO OF WAUSAU WI FC P O BOX 8017 1911 1911WAUSAU WI 54402-8017(715) 845-5211

EMPLOYERS MODERN LIFE CO IA LC P O BOX 712 1962 1967DES MOINES IA 50303-0712(515) 280-2511

EMPLOYERS MUTUAL CASUALTY CO IA FC P O BOX 712 1911 1945DES MOINES IA 50309-3872(515) 280-2511

EMPLOYERS REASSURANCE CORP KS LC P O BOX 2991 1986 1986OVERLAND PARK KS 66201-1391(913) 676-5200

EMPLOYERS REINSURANCE CORP MO FC P O BOX 2991 1981 1981OVERLAND PARK KS 66202(913) 676-5200

EMPLOYES MUTUAL BENEFIT ASSN WI FR 231 W MICHIGAN ST 1912 1914MILWAUKEE WI 53203(414) 221-2701

ENTERPRISE FINANCIAL GROUP INC TX WP 122 W JOHN CARPENTER FWY 1977 1992 6TH FLIRVING TX 75039(800) 527-1984

ENTERPRISE LIFE INS CO TX LC P O BOX 167667 1978 1992IRVING TX 75016-7667(972) 445-8300

EPIC LIFE INS CO THE WI LC P O BOX 14196 1984 1984MADISON WI 53714-0196(608) 221-6882

EPISCOPAL CHURCH FOUNDATION NY GA 815 SECOND AVE 3RD FL 1949 1998NEW YORK NY 10017-4564(212) 697-2858

EQUIGUARD INC IL WP 600 JOLIET RD 1991 1995WILLOW BROOK IL 60521(800) 886-9363

EQUITABLE LIFE ASSURANCE SOCIETY NY LC 1290 AVE OF THE AMERICAS 1859 1915 OF THE US THE NEW YORK NY 10104

(212) 554-1234EQUITABLE LIFE INS CO OF IA IA LC 5780 POWERS FERRY RD NW 1867 1947

ATLANTA GA 30327(515) 698-7000

EQUITABLE OF COLORADO INC THE CO LC 1290 AVE OF THE AMERICAS 1984 1986NEW YORK NY 10104(212) 314-5648

EQUITABLE RESERVE ASSN WI FR P O BOX 448 1897 1897NEENAH WI 54957-0448(920) 722-1574

209




EQUITRUST LIFE INS CO IA LC 5400 UNIVERSITY AVE 1966 1969WEST DES MOINES IA 50266-5997(515) 225-5400

ERIE FAMILY LIFE INS CO PA LC 100 ERIE INSURANCE PLACE 1967 2000ERIE PA 16530(814) 870-2000

ERIE INS CO PA FC 100 ERIE INSURANCE PLACE 1972 2000ERIE PA 16530(800) 458-0811

ERIE INS EXCHANGE PA FC 100 ERIE INSURANCE PLACE 1925 2000ERIE PA 16530(800) 458-0811

ERIE INS PROPERTY & CASUALTY CO PA FC 100 ERIE INSURANCE PLACE 1993 2000ERIE PA 16530(800) 458-0811

ETTRICK MUTUAL INS CO WI TM P O BOX 35 1877 1877ETTRICK WI 54627-0353(608) 525-3201

EULER AMERICAN CREDIT INDEMNITY CO NY FC 100 E PRATT ST 5TH FL 1893 1899BALTIMORE MD 21202-1008(800) 866-5551

EVANGELICAL COVENANT CHURCH THE IL GA 5101 N FRANCISCO AVE 1885 1998CHICAGO IL 60625-3611(773) 784-9911

EVANGELICAL FREE CHURCH OF AMERICA THE MN GA 901 E 78TH ST 1908 1987MINNEAPOLIS MN 55420(952) 854-1300

EVANGELICAL LUTHERAN CHURCH IN AMERICA MN GA 8765 W HIGGINS RD 1987 1988CHICAGO IL 60631-4101(773) 380-2901

EVANGELICAL LUTHERAN GOOD SAMARITAN ND GA 4800 W 57TH ST 1922 2000 SOCIETY THE SIOUX FALLS SD 57117-5038

(605) 362-3100EVEREST NATIONAL INS CO AZ FC P O BOX 830 1985 1995

LIBERTY CORNER NJ 07938-0830(908) 604-3000

EVEREST REINSURANCE CO DE FC P O BOX 830 1973 1975LIBERTY CORNER NJ 07938-0830(908) 604-3000

EVERGREEN NATIONAL INDEMNITY CO OH FC P O BOX 163340 1939 1957COLUMBUS OH 43216-3340(614) 895-2000

EVERGREEN RETIREMENT COMMUNITY INC WI CC P O BOX 1720 1965 1984OSHKOSH WI 54902-1720(414) 233-2340

EXCESS REINSURANCE CO DE FC TWO LOGAN SQ 9TH FL 1934 1955PHILADELPHIA PA 19103-2772(215) 864-3600

EXECUTIVE RISK INDEMNITY INC DE FC P O BOX 1615 1977 1993WARREN NJ 07061-1615(908) 903-2000

EYE CARE OF WI INC WI LH 8633 N PORT WASHINGTON RD 1986 1986FOX POINT WI 53217(414) 351-3030

FABCO EQUIPMENT INC WI WP 11200 W SILVER SPRING RD 1982 2002MILWAUKEE WI 53225-3198(414) 461-9100

FACTORY MUTUAL INS CO RI FC P O BOX 7500 1968 1968JOHNSTON RI 02919-0500(401) 275-3000

FAIRFIELD INS CO CT FC P O BOX 10350 1991 1994STAMFORD CT 06904-2350(203) 328-5000

210




FAIRHAVEN CORP WI GA 435 W STARIN RD 1960 1977WHITEWATER WI 53190-1125(414) 473-2140

FAIRHAVEN CORP WI CC 435 W STARIN RD 1960 1977WHITEWATER WI 53190-1125(414) 473-2140

FAIRMONT INS CO CA FC P O BOX 152870 1970 1984IRVING TX 75015-8830(972) 831-5000

FALL CREEK MUTUAL INS CO WI TM P O BOX 186 1875 1875FALL CREEK WI 54742(715) 877-2771

FAMILY LIFE INS CO WA LC 6500 RIVER PLACE BLVD 1949 1960 BLDG 1AUSTIN TX 78730-1113(512) 404-5000

FAMILY SERVICE LIFE INS CO TX LC 7 HANOVER SQ 1955 1987NEW YORK NY 10004-2616(212) 598-8924

FARM BUREAU LIFE INS CO IA LC 5400 UNIVERSITY AVE 1944 1993WEST DES MOINES IA 50266-5977(515) 225-5400

FARMERS & TRADERS LIFE INS CO NY LC P O BOX 1056 1912 1963SYRACUSE NY 13201-1056(315) 471-5656

FARMERS ALLIANCE MUTUAL INS CO KS FC P O BOX 1401 1888 1986MCPHERSON KS 67460(620) 241-2200

FARMERS AUTOMOBILE INS ASSN THE IL FC 2505 COURT ST 1921 1964PEKIN IL 61558-0001(309) 346-1161

FARMERS INS EXCHANGE CA FC P O BOX 2478 1928 1954LOS ANGELES CA 90051-0478(323) 932-3200

FARMERS MUTUAL HAIL INS CO OF IA IA FC 2323 GRAND AVE 1893 1932DES MOINES IA 50312-5307(515) 282-9104

FARMERS NEW WORLD LIFE INS CO WA LC 3003 77TH AVE SE 1910 1921MERCER ISLAND WA 98040-2890(206) 232-8400

FARMERS TOWN MUTUAL INS CO WI TM 24884 COUNTY HWY A 1876 1876TOMAH WI 54660(608) 372-6685

FARMINGTON CASUALTY CO CT FC ONE TOWER SQ 1982 1985HARTFORD CT 06183-6014(860) 277-0111

FARMINGTON MUTUAL INS CO WI FC 264 STATE RD 35 1878 1878OSCEOLA WI 54020(715) 294-3186

FARMLAND MUTUAL INS CO IA FC 1963 BELL AVE 1909 1948DES MOINES IA 50315-1030(515) 245-8800

FATHER FLANAGANS BOYS HOME NE GA 14100 CRAWFORD ST 1920 1978BOYS TOWN NE 68010(402) 498-1111

FEDERAL HOME LIFE INS CO VA LC 6604 W BROAD ST 1910 1958RICHMOND VA 23230(804) 662-2400

FEDERAL INS CO IN FC P O BOX 1615 1901 1903WARREN NJ 07061-1615(908) 903-2000

211




FEDERAL KEMPER LIFE ASSURANCE CO IL LC 1600 MCCONNOR PKY 1967 1968SCHAUMBURG IL 60196(847) 874-7403

FEDERAL LIFE INS CO MUTUAL IL LC 3750 DEERFIELD RD 1899 1950RIVERWOODS IL 60015(847) 520-1900

FEDERAL WARRANTY SERVICE CORP CA WP 14025 RIVEREDGE DR STE 400 1993 1995TAMPA FL 33637(813) 977-7600

FEDERATED LIFE INS CO MN LC 121 E PARK SQ 1958 1966OWATONNA MN 55060-3046(507) 455-5200

FEDERATED MUTUAL INS CO MN FC 121 E PARK SQ 1904 1914OWATONNA MN 55060(507) 455-5200

FEDERATED RURAL ELECTRIC INS EXCHANGE KS FC P O BOX 15147 1957 1959LENEXA KS 66285-5147(913) 541-0150

FEDERATED SERVICE INS CO MN FC 121 E PARK SQ 1972 1998OWATONNA MN 55060(507) 444-7133

FEDERATION LIFE INS OF AMER WI FR 6011 S 27TH ST 1913 1915GREENFIELD WI 53221-4804(414) 281-6281

FFG INS CO TX FC P O BOX 130745 1981 1993DALLAS TX 75313(214) 965-9076

FIDELITY & CASUALTY CO OF NY THE NH FC CNA PLAZA 1977 1977CHICAGO IL 60685(312) 822-5000

FIDELITY & DEPOSIT CO OF MD MD FC P O BOX 10650 1969 1982JACKSONVILLE FL 32247(847) 605-6000

FIDELITY & GUARANTY INS CO IA FC 385 WASHINGTON ST MC 510T 1977 1979ST PAUL MN 55102(651) 310-7911

FIDELITY & GUARANTY INS UNDERWRITERS INC WI FC 385 WASHINGTON ST 1951 1959ST PAUL MN 55102(800) 328-2189

FIDELITY & GUARANTY LIFE INS CO MD LC P O BOX 1137 1959 1960BALTIMORE MD 21203-1137(888) 697-5433

FIDELITY INVESTMENTS LIFE INS CO UT LC 82 DEVONSHIRE ST H4C 1981 1984BOSTON MA 02109-3614(617) 563-4395

FIDELITY LIFE ASSN IL LC 1600 MCCONNOR PKWY 1896 1899SCHAUMBURG IL 60196-6801(847) 874-4000

FIDELITY LIFE INS CO PA LC 250 KING OF PRUSSIA RD 1981 1982RADNOR PA 19087(800) 325-2532

FIDELITY MUTUAL LIFE INS CO THE PA LC 250 KING OF PRUSSIA RD 1878 1967RADNOR PA 19087-5220(610) 964-7000

FIDELITY NATIONAL TITLE INS CO OF NY NY TC 17911 VON KARMAN AVE 1928 1993 STE 300IRVINE CA 92614(805) 696-7000

FIDELITY SECURITY LIFE INS CO MO LC 3130 BROADWAY ST 1969 1975KANSAS CITY MO 64111-2452(816) 756-1060

FIDELITY WARRANTY SERVICES INC FL WP 190 NW 12TH AVE 1978 1993DEERFIELD BEACH FL 33442(954) 429-2535

212




FINANCIAL AMERICAN LIFE INS CO IL LC 5900 MONONA DR 1964 1970MADISON WI 53716(608) 222-9986

FINANCIAL BENEFIT LIFE INS CO KS LC 699 WALNUT ST STE 1400 H73 1983 1990DES MOINES IA 50309-3948(785) 232-6945

FINANCIAL GUARANTY INS CO NY FC 125 PARK AVE 1972 1972NEW YORK NY 10017(212) 312-3000

FINANCIAL INDEMNITY CO CA FC P O BOX 223687 1945 1995DALLAS TX 75222(818) 313-8500

FINANCIAL PACIFIC INS CO CA FC P O BOX 292220 1986 1999SACRAMENTO CA 95829-2220(916) 630-5000

FINANCIAL SECURITY ASSURANCE INC NY FC 350 PARK AVE 1984 1988NEW YORK NY 10022-6022(212) 339-0897

FIRE & CASUALTY INS CO OF CT THE CT FC P O BOX 1000 1923 1963CHARLOTTE NC 28201(704) 522-2000

FIRE INS EXCHANGE CA FC P O BOX 2478 1942 1954LOS ANGELES CA 90051-2478(323) 932-3441

FIREMANS FUND INS CO CA FC 777 SAN MARIN DR 1958 1967NOVATO CA 94998(415) 899-2000

FIREMANS FUND INS CO OF NE NE FC 777 SAN MARIN DR 1979 1991NOVATO CA 94998(402) 346-6000

FIREMANS FUND INS CO OF WI WI FC 777 SAN MARIN DR 1979 1979NOVATO CA 94998(415) 899-2000

FIREMENS INS CO OF NEWARK NJ NJ FC CNA PLAZA 1855 1875CHICAGO IL 60685(312) 822-5000

FIRST ALLMERICA FINANCIAL LIFE INS CO MA LC 440 LINCOLN ST 1844 1947WORCESTER MA 01653(508) 855-1000

FIRST AMERICAN HOME BUYERS PROTECTION CORP CA WP P O BOX 10180 1984 2002VAN NUYS CA 91410-0180(818) 781-5050

FIRST AMERICAN PROPERTY & CASUALTY INS CO CA FC 114 E FIFTH ST 1977 1992SANTA ANA CA 92701(888) 474-7500

FIRST AMERICAN TITLE INS CO CA TC 1 FIRST AMERICAN WAY 1968 1990SANTA ANA CA 92707(714) 800-3000

FIRST AUTO & CASUALTY INS CO WI FC P O BOX 7988 1991 1991MADISON WI 53707-7988(608) 242-4500

FIRST CATHOLIC SLOVAK LADIES ASSOCIATION OF OH FR 24950 CHAGRIN BLVD 1899 1941 THE UNITED STATES OF AMERICA CLEVELAND OH 44122-5634

(800) 464-4642FIRST CATHOLIC SLOVAK UNION USA OH FR 6611 ROCKSIDE RD 1892 1940

INDEPENDENCE OH 44131(216) 642-9406

FIRST COLONIAL INS CO FL FC 1776 AMERICAN HERITAGE 1987 2001 LIFE DRJACKSONVILLE FL 32224-6688(904) 992-1776

FIRST COLONY LIFE INS CO VA LC 6604 W BROAD ST 1955 1972RICHMOND VA 23230(888) 325-5433

213




FIRST COMMONWEALTH LIMITED HEALTH WI LH 444 N WELLS ST STE 600 1996 1996 SERVICE CORP CHICAGO IL 60610-4522

(312) 644-1800FIRST COMMUNITY INS CO NY FC 360 CENTRAL AVE 1971 1989

ST PETERSBURG FL 33701(727) 823-4000

FIRST CONTINENTAL LIFE & ACCIDENT INS CO UT LC P O BOX 27008 1979 1979SALT LAKE CITY UT 84127-0008(801) 972-7555

FIRST EXTENDED SERVICE CORP TX WP P O BOX 130745 1976 1992DALLAS TX 75313-0745(800) 527-3448

FIRST EXTENDED SERVICE CORP OF FL FL WP 2001 BRYAN ST STE 200 1995 2002DALLAS TX 75201(800) 527-3448

FIRST FINANCIAL INS CO IL FC 238 INTERNATIONAL RD 1970 1983BURLINGTON NC 27215-5129(336) 586-2500

FIRST HEALTH LIFE & HEALTH INS CO TX LC 3200 HIGHLAND AVE 1978 1980DOWNERS GROVE IL 60515(630) 737-2075

FIRST INVESTORS LIFE INS CO NY LC 95 WALL ST 1962 1991NEW YORK NY 10005(212) 858-8200

FIRST LIBERTY INS CORP THE IA FC 175 BERKELEY ST 1989 1990BOSTON MA 02117(617) 357-9500

FIRST MARINE INS CO MO FC P O BOX 369 1982 1998OSAGE BEACH MO 65065-0369(573) 348-2743

FIRST NATIONAL INS CO OF AMERICA WA FC SAFECO PLZ 1928 1930SEATTLE WA 98185-0001(206) 545-5000

FIRST PENN PACIFIC LIFE INS CO IN LC 10 N MARTINGALE RD 1963 1981SCHAUMBURG IL 60173-2268(260) 455-2000

FIRST SEALORD SURETY INC PA FC 33 ROCK HILL RD 1991 2000BALA CYNWYD PA 19004(610) 664-2259

FIRST VARIABLE LIFE INS CO AR LC P O BOX 830765 1968 1974BIRMINGHAM AL 35283-0765(800) 866-3555

FLAGSHIP CITY INS CO PA FC 144 E SIXTH ST 1992 2000ERIE PA 16530(814) 428-7554

FLORISTS MUTUAL INS CO IL FC #1 HORTICULTURAL LANE 1887 1953EDWARDSVILLE IL 62025(618) 656-4240

FLYWAY MUTUAL INS CO WI TM 918 W MAIN ST 1874 1874WAUPUN WI 53963(920) 324-2571

FOCUS ON THE FAMILY CA GA 8605 EXPLORER DR 1977 1998COLORADO SPRINGS CO 80920(719) 531-3400

FOLKSAMERICA REINSURANCE CO NY FC ONE LIBERTY PLZ 1979 1983NEW YORK NY 10006(212) 312-2500

FORD AUTO CLUB INC MI MC P O BOX 224688 1981 1987DALLAS TX 75222-4688(800) 348-5220

FORD MOTOR SERVICE CO MI WP THE AMERICAN RD 1997 1998DEARBORN MI 48121(312) 845-0676

214




FOREIGN CREDIT INS ASSOC NY RS 125 PARK AVE #14 1961 1991NEW YORK NY 10017(212) 306-5000

FOREMOST INS CO MI FC P O BOX 2450 1952 1955GRAND RAPIDS MI 49501-2450(616) 956-3515

FOREMOST PROPERTY & CASUALTY INS CO MI FC P O BOX 2450 1984 1990GRAND RAPIDS MI 49501-2450(616) 942-3000

FOREMOST SIGNATURE INS CO MI FC P O BOX 2450 1982 1984GRAND RAPIDS MI 49501-2450(616) 942-3000

FOREST PRODUCTS INS EXCHANGE MN FC P O BOX 9165 1917 1920FRAMINGHAM MA 01701(508) 620-9575

FORETHOUGHT LIFE ASSURANCE CO IN LC FORETHOUGHT CENTER 1972 1974BATESVILLE IN 47006(812) 934-7139

FORETHOUGHT LIFE INS CO IN LC FORETHOUGHT CTR 1980 1982BATESVILLE IN 47006-1279(812) 934-7139

FORT DEARBORN LIFE INS CO IL LC 300 E RANDOLPH ST 1966 1979CHICAGO IL 60601-5099(312) 653-6500

FORT WAYNE HEALTH & CASUALTY INS CO IN FC P O BOX 7808 1980 1982FORT WAYNE IN 46801-7808(260) 455-2000

FORTIS BENEFITS DENTALCARE OF WISCONSIN INC WI LH 2323 GRAND BLVD 1987 1987KANSAS CITY MO 64108(816) 474-2345

FORTIS BENEFITS INS CO MN LC P O BOX 419052 1962 1963KANSAS CITY MO 64141-6052(800) 733-7879

FORTIS INS CO WI LC P O BOX 3050 1910 1910MILWAUKEE WI 53201-3050(414) 271-3011

FOUNDERS INS CO IL FC 1645 E BIRCHWOOD AVE 1972 1994DES PLAINES IL 60018(800) 676-7603

FOUNTAIN CITY MUTUAL INS CO WI TM 2 S SHORE DRIVE 1874 1874FOUNTAIN CITY WI 54629-0116(608) 687-3221

FRANKENMUTH MUTUAL INS CO MI FC 1 MUTUAL AVE 1921 1972FRANKENMUTH MI 48787-0001(989) 652-6121

FRANKLIN FARMERS MUTUAL INS CO WI TM 146 W JEFFERSON ST 1877 1877SPRING GREEN WI 53588(608) 588-2081

FREE METHODIST FOUNDATION OK GA P O BOX 580 1987 1998SPRING ARBOR MI 49283(800) 325-8975

FREEDOM VILLAGE INC WI CC 8616 N 72ND ST 1988 1989MILWAUKEE WI 53223-0172(414) 357-8086

FREMONT INDEMNITY CO CA FC 500 N BRAND BLVD 1920 1967GLENDALE CA 91203-3392(818) 549-4600

FRIENDSHIP VILLAGE WI CC 7300 W DEAN RD 1972 1984MILWAUKEE WI 53223-2637(414) 354-3700

FRONTIER INS CO NY FC 195 LAKE LOUISE MARIE RD 1962 1991ROCK HILL NY 12775-8000(845) 796-2100

215




FUNERAL DIRECTORS LIFE INS CO TX LC P O BOX 5649 1981 1998ABILENE TX 79606(915) 695-3412

GARDEN STATE LIFE INS CO TX LC ONE MOODY PLZ 1956 1964GALVESTON TX 77550(409) 766-6448

GARRISON PROPERTY AND CASUALTY ASSOC TX FC 9800 FREDERICKSBURG RD 1900 1913SAN ANTONIO TX 78288-0344(800) 531-8100

GATEWAY INS CO MO FC 1401 S BRENTWOOD BLVE 1986 1999 STE 1000ST LOUIS MO 63144(314) 373-3333

GE CAPITAL ADMINISTRATIVE SERVICES INC FL WP 7125 W JEFFERSON ST STE 200 1993 2001LAKEWOOD CO 80235(818) 706-6988

GE CAPITAL MANAGEMENT CORP CA WP P O DRAWER 3199 1980 1991WESTLAKE VILLAGE CA 91359(818) 597-5962

GE CAPITAL WARRANTY CORP CA WP P O BOX 3199 1992 1992WESTLAKE VILLAGE CA 91359(818) 597-5962

GE CASUALTY INS CO PA FC 500 VIRGINIA DR 1910 1911FORT WASHINGTON PA 19034(267) 468-2366

GE GROUP LIFE ASSURANCE CO CT LC 6604 W BROAD ST 1973 1976RICHMOND VA 06082(860) 737-1000

GE INDEMNITY INS CO PA FC 500 VIRGINIA DR 1984 1984FORT WASHINGTON PA 19034(800) 523-1700

GE LIFE AND ANNUITY ASSURANCE CO VA LC 6610 W BROAD ST 1871 1981RICHMOND VA 23230(804) 662-2400

GE PROPERTY & CASUALTY INS CO PA FC 500 VIRGINIA DR 1981 1982FORT WASHINGTON PA 19034(267) 468-2366

GE REINSURANCE CORP IL FC 540 W NORTHWEST HIGHWAY 1969 1969BARRINGTON IL 60010(847) 277-5300

GE RESIDENTIAL MORTGAGE INS CORP OF NC NC FC P O BOX 177800 1972 1973RALEIGH NC 27619-1800(800) 334-9270

GE SERVICE MANAGEMENT INC IL WP GENERAL ELECTRIC APPLIANCE 1996 1997 PK #API-148LOUISVILLE KY 40225(812) 981-2456

GE WARRANTY MANAGEMENT INC IL WP APPLIANCE PARK AP6-218 1998 1999LOUISVILLE KY 40225(502) 452-3014

GE-ZURICH WARRANTY MANAGEMENT INC IL WP 1400 AMERICAN LANE 2000 2001SCHAUMBURG IL 60196(847) 605-6000

GEICO CASUALTY CO MD FC 1 GEICO PLZ 1982 1996WASHINGTON DC 20076-0001(301) 986-3000

GEICO GENERAL INS CO MD FC ONE GEICO PLZ 1978 1978WASHINGTON DC 20076-0001(301) 986-3000

GEICO INDEMNITY CO MD FC ONE GEICO PLZ 1961 1963WASHINGTON DC 20076-0001(301) 986-3000

216




GENERAL & COLOGNE LIFE RE OF AMERICA CT LC 695 E MAIN ST 1967 1987STAMFORD CT 06904-0300(203) 352-3000

GENERAL AMERICAN LIFE INS CO MO LC 4100 BOY SCOUT BLVD 1933 1968TAMPA FL 33607(314) 843-8700

GENERAL BOARD OF THE CHURCH OF THE MO GA 6401 THE PASEO 1923 2002 NAZARENE KANSAS CITY MO 64131

(816) 333-7000GENERAL CASUALTY CO OF IL IL FC ONE GENERAL DR 1972 1991

SUN PRAIRIE WI 53596(608) 837-4440

GENERAL CASUALTY CO OF WI WI FC 1 GENERAL DR 1925 1925SUN PRAIRIE WI 53596-0001(608) 837-4440

GENERAL ELECTRIC CAPITAL ASSURANCE CO DE LC 6604 W BROAD ST 1956 1979RICHMOND VA 23230(804) 662-2400

GENERAL ELECTRIC CO NY WP APPLIANCE PARK -AP6-218 1965 1995LOUISVILLE KY 40225(502) 452-7765

GENERAL ELECTRIC HOME EQUITY INS CORP NC FC P O BOX 177800 1982 1984 OF NC RALEIGH NC 27619-1800

(919) 846-4100GENERAL ELECTRIC MORTGAGE INS CORP NC FC P O BOX 177800 1980 1981

RALEIGH NC 27615(800) 334-9270

GENERAL ELECTRIC MORTGAGE INS CORP OF NC NC FC P O BOX 177800 1961 1979RALEIGH NC 27619-1800(919) 846-4100

GENERAL FIDELITY LIFE INS CO CA LC 201 N TYRON ST 1980 1982NC1-022-19-02CHARLOTTE NC 28255(704) 386-8814

GENERAL FIRE & CASUALTY CO ID FC 2710 SUNRISE RIM RD STE 100 1979 1991BOISE ID 83705(208) 345-6658

GENERAL INS CO OF AMERICA WA FC SAFECO PLZ 1923 1926SEATTLE WA 98185-0001(206) 545-5000

GENERAL REINSURANCE CORP DE FC P O BOX 10350 1970 1971STAMFORD CT 06904-2350(203) 328-5000

GENERAL SECURITY NATIONAL INS CO NY FC 199 WATER ST 21ST FL 1980 1985NEW YORK NY 10038(212) 480-1900

GENERAL STAR NATL INS CO OH FC P O BOX 10360 1864 1922STAMFORD CT 06904-2360(203) 328-5700

GENERALI UNITED STATES BRANCH NY FC 1 LIBERTY PLZ 1831 1984NEW YORK NY 10006(212) 602-7600

GENESIS INS CO CT FC P O BOX 10354 1976 1984STAMFORD CT 06904-2354(203) 328-5000

GERBER LIFE INS CO NY LC 1311 MAMARONECK AVE 1967 1971WHITE PLAINS NY 10605(914) 272-4000

GERLING AMERICA INS CO NY FC 717 5TH AVE 1981 1984NEW YORK NY 10022(212) 756-2600

GERLING GLOBAL LIFE INS CO (US BRANCH) CA LC 480 UNIVERSITY AVE 1956 1984TORONTO M5G 1-V6(416) 598-4677

217




GERLING GLOBAL LIFE REINSURANCE CO CA LC 480 UNIVERSITY AVE 1977 1985TORONTO M5G 1-V6(416) 598-4677

GERLING GLOBAL REINSURANCE CORP OF AM NY FC 717 FIFTH AVE 1940 1971NEW YORK NY 10022-8101(212) 754-7500

GERLING NCM CREDIT INS INC MD FC 5026 CAMPBELL BLVD STE C 1993 1998BALTIMORE MD 21236(800) 423-6624

GERMANTOWN INS CO PA FC 212 S FOURTH ST 1843 1961PHILADELPHIA PA 19106-3704(215) 627-1752

GERMANTOWN MUTUAL INS CO WI FC P O BOX 1020 1854 1854GERMANTOWN WI 53022-8220(262) 251-6680

GLENBROOK LIFE & ANNUITY CO AZ LC 3075 SANDERS ROAD STE H1A 1965 1986NORTHBROOK IL 60062-7127(847) 402-5000

GLENS FALLS INS CO THE DE FC CNA PLZ 1977 1977CHICAGO IL 60685(312) 822-5000

GLOBE AMERICAN CASUALTY CO OH FC 62 MAPLE AVE 1951 1984KEENE NH 03431(317) 816-3400

GLOBE INDEMNITY CO DE FC 9300 ARROWPOINT BLVD 1979 1980CHARLOTTE NC 28201-1000(704) 522-2000

GLOBE LIFE & ACCIDENT INS CO DE LC GLOBE LIFE CTR 1979 1979OKLAHOMA CITY OK 73184-0001(405) 270-1400

GM MOTOR CLUB INC NC MC 300 GALLERIA OFFICENTRE 1995 1996 STE 200MAIL CODE 480-300-216SOUTHFIELD MI 48034(248) 263-6900

GMAC INS CO ONLINE INC MO FC P O BOX 66937 2000 2001ST LOUIS MO 63166-6937(314) 493-8000

GMAC SERVICE AGREEMENT CORP MI WP 300 GALLERIA OFFICENTRE 1998 2001 STE 200SOUTHFIELD MI 48034(248) 263-6900

GOLDEN AMERICAN LIFE INS CO DE LC 5780 POWERS FERRY RD NW 1973 1974ATLANTA GA 30327(770) 980-5100

GOLDEN RULE INS CO IL LC 712 11TH ST 1940 1983LAWRENCEVILLE IL 62439-2395(618) 943-8000

GOVERNMENT EMPLOYEES INS CO MD FC ONE GEICO PLZ 1937 1947WASHINGTON DC 20076-0001(301) 986-3000

GOVERNMENTAL INTERINSURANCE EXCHANGE IL FC P O BOX 157 1977 1995BLOOMINGTON IL 61702-0157(309) 663-1393

GRACE LUTHERAN CHURCH WI GA 202 W GRAND AVE 1911 1991EAU CLAIRE WI 54703-5396(715) 832-9713

GRAIN DEALERS MUTUAL INS CO IN FC P O BOX 1747 1902 1922INDIANAPOLIS IN 46206(317) 923-2453

GRANGE INDEMNITY INS CO OH FC P O BOX 1218 1995 1996COLUMBUS OH 43216-1218(800) 422-0550

218




GRANGE LIFE INS CO OH LC P O BOX 1218 1968 1996COLUMBUS OH 43216-1212(614) 445-2900

GRANGE MUTUAL CASUALTY CO OH FC P O BOX 1218 1935 1996COLUMBUS OH 43216-1218(614) 445-2900

GRANITE RE INC OK FC 14001 QUAILBROOK DR 1986 2001OKLAHOMA CITY OK 73134(405) 752-2600

GRANITE STATE INS CO PA FC 70 PINE ST 1885 1908NEW YORK NY 10270(212) 770-7000

GRAY INS CO THE LA FC P O BOX 6202 1977 2000METAIRIE LA 70009-6202(504) 888-7790

GREAT AMERICAN ALLIANCE INS CO OH FC 580 WALNUT ST 1945 1979CINCINNATI OH 45202(513) 369-5000

GREAT AMERICAN ASSURANCE CO OH FC 580 WALNUT ST 1905 1905CINCINNATI OH 45202-3110(513) 369-5000

GREAT AMERICAN INS CO OH FC 580 WALNUT ST 1942 1947CINCINNATI OH 45202(513) 369-5000

GREAT AMERICAN INS CO OF NY NY FC 580 WALNUT ST 1947 1948CINCINNATI OH 45202(513) 369-5600

GREAT AMERICAN LIFE INS CO OH LC P O BOX 5420 1959 1961CINCINNATI OH 45201(513) 357-3300

GREAT AMERICAN SECURITY INS CO OH FC 580 WALNUT ST 1987 1991CINCINNATI OH 45202-3110(513) 369-5000

GREAT AMERICAN SPIRIT INS CO IN FC 580 WALNUT ST 1988 1989CINCINNATI OH 45202(513) 369-5000

GREAT DIVIDE INS CO ND FC 7273 E BUTHERUS DR 1986 1986SCOTTSDALE AZ 85260(480) 951-0905

GREAT MIDWEST INS CO MI FC 9821 KATY FREEWAY STE 850 1985 1991HOUSTON TX 77024(713) 935-7400

GREAT NORTHERN INS CO MN FC P O BOX 1615 1952 1953WARREN NJ 07061-1615(908) 903-2000

GREAT SOUTHERN LIFE INS CO TX LC P O BOX 13487 1979 1982KANSAS CITY MO 64199-3487(816) 391-2000

GREAT WEST CASUALTY CO NE FC P O BOX 277 1956 1972S SIOUX CITY NE 68776(402) 494-2411

GREAT WEST LIFE & ANNUITY INS CO CO LC 8515 E ORCHARD RD 1907 1964GREENWOOD VILLAGE CO 80111(303) 737-3000

GREAT WEST LIFE ASSURANCE CO THE MI LC 8515 E ORCHARD RD 1891 1967GREENWOOD VILLAGE CO 80111(303) 737-3000

GREAT WESTERN INS CO UT LC P O BOX 3428 1983 1999OGDEN UT 84409-1428(801) 621-5688

GREATER BENEFICIAL UNION OF PITTSBURGH PA FR 4254 CLAIRTON BLVD 1892 1935PITTSBURGH PA 15227-3394(412) 884-5100

219




GREATER MILWAUKEE FOUNDATION INC WI GA 1020 N BROADWAY 1989 1995MILWAUKEE WI 53202(414) 272-5805

GREATER NEW YORK MUTUAL INS CO NY FC 200 MADISON AVE 1927 1963NEW YORK NY 10016-6023(212) 683-9700

GREATWAY INS CO WI FC 2800 S TAYLOR DR 1987 1987SHEBOYGAN WI 53081(800) 242-7611

GREEK CATHOLIC UNION OF THE USA PA FR 5400 TUSCARAWAS RD 1893 1995BEAVER PA 15009-9513(724) 495-3400

GREEN COUNTY MUTUAL INS CO WI TM 1003 6TH AVE WEST 1873 1873MONROE WI 53566(608) 325-3416

GREENWICH INS CO DE FC SEAVIEW HOUSE 1946 197370 SEAVIEW AVESTAMFORD CT 06902-6040(203) 964-5200

GRINNELL MUTUAL REINS CO IA FC P O BOX 790 1909 1980GRINNELL IA 50112-0790(641) 269-8000

GRINNELL SELECT INS CO IA FC P O BOX 790 1984 1995GRINNELL IA 50112-0790(641) 269-8000

GROCERS INS CO OR FC P O BOX 1000 1981 1995CHARLOTTE NC 28201-1000(704) 522-2000

GROUP HEALTH COOP OF EAU CLAIRE WI HM P O BOX 3217 1972 1976EAU CLAIRE WI 54702-3217(715) 552-4300

GROUP HEALTH COOP OF SOUTH CENTRAL WI WI HM P O BOX 44971 1972 1975MADISON WI 53744(608) 251-4156

GUARANTEE INS CO DE FC 650 NAAMANS RD STE 307 1965 1979CLAYMONT DE 19703(302) 792-1444

GUARANTEE RESERVE LIFE INS CO IN LC 530 RIVER OAKS W DR 1945 1973CALUMET CITY IL 60409(708) 868-4232

GUARANTEE TRUST LIFE INS CO IL LC 1275 MILWAUKEE AVE 1936 1966GLENVIEW IL 60025-2425(800) 338-7452

GUARANTY NATIONAL INS CO CO FC P O BOX 1000 1973 1987CHARLOTTE NC 28201-1000(704) 522-2000

GUARDIAN INS & ANNUITY CO INC THE DE LC 7 HANOVER SQUARE 1970 1971NEW YORK NY 10004(212) 598-8000

GUARDIAN LIFE INS CO OF AMER THE NY LC 7 HANOVER SQUARE 1860 1920NEW YORK NY 10004-2616(212) 598-8000

GUIDEONE AMERICA INS CO IA FC 1111 ASHWORTH RD 1983 1983WEST DES MOINES IA 50265-3538(515) 267-5000

GUIDEONE ELITE INS CO IA FC 1111 ASHWORTH RD 1983 1988WEST DES MOINES IA 50265-3536(515) 267-5000

GUIDEONE LIFE INS CO IA LC 1111 ASHWORTH RD 1957 1963WEST DES MOINES IA 50265(515) 267-5000

220




GUIDEONE MUTUAL INS CO IA FC 1111 ASHWORTH RD 1946 1953WEST DES MOINES IA 50265-3538(515) 267-5000

GUIDEONE SPECIALTY MUTUAL INS CO IA FC 1111 ASHWORTH RD 1948 1958WEST DES MOINES IA 50265-3538(515) 267-5000

GUIDEPOSTS A CHURCH CORP NY GA 66 E MAIN ST 1974 1979PAWLING NY 12564-1409(845) 225-3681

GUILDERLAND REINSURANCE CO NY FC 52 CORPORATE CIRCLE 1969 1979ALBANY NY 12203(800) 472-1854

GULF INS CO CT FC P O BOX 131771 1940 1949DALLAS TX 75313-1771(972) 650-2800

GUNDERSEN LUTHERAN HEALTH PLAN INC WI HM 1836 SOUTH AVE 1995 1995LA CROSSE WI 54601(608) 782-7300

GUNDERSEN LUTHERAN MEDICAL WI GA 1910 SOUTH AVE 1976 1994 FOUNDATION INC LA CROSSE WI 54601

(608) 791-4712HABITAT FOR HUMANITY INTERNATIONAL INC GA GA 121 HABITAT ST 1977 2001

AMERICUS GA 31709-3498(229) 924-6935

HAMBURG STARK MUTUAL INS CO WI TM P O BOX 369 1867 1867COON VALLEY WI 54623-0369(608) 452-3275

HANOVER INS CO THE NH FC 440 LINCOLN ST 1972 1973WORCESTER MA 01653(508) 853-7200

HARCO NATIONAL INS CO IL FC P O BOX 68309 1954 1959SCHAUMBURG IL 60168(800) 448-4642

HARLEYSVILLE INS CO MN FC P O BOX 1233 1930 1930EDINA MN 55440-1233(952) 829-1400

HARLEYSVILLE LAKE STATES INS CO MI FC 12935 S W BAY SHORE DR 1915 1994TRAVERSE CITY MI 49684(800) 632-0690

HARLEYSVILLE LIFE INS CO PA LC 355 MAPLE AVE 1960 2001HARLEYSVILLE PA 19438-2297(215) 256-5000

HARLEYSVILLE MUTUAL INS CO PA FC 355 MAPLE AVE 1917 1983HARLEYSVILLE PA 19438-2200(215) 256-5000

HART LIFE INS CO CT LC P O BOX 2999 1965 1966HARTFORD CT 06104-2999(860) 843-5867

HARTFORD ACCIDENT & INDEMNITY CO CT FC HARTFORD PLZ 1913 1913HARTFORD CT 06115(860) 547-5000

HARTFORD CASUALTY INS CO (NEW JERSEY) IN FC HARTFORD PLAZA 1987 1987HARTFORD CT 06115(860) 547-5000

HARTFORD FIRE INS CO CT FC HARTFORD PLZ 1810 1851HARTFORD CT 06115(860) 547-5000

HARTFORD INS CO OF THE MIDWEST IN FC HARTFORD PLZ 1979 1984HARTFORD CT 06115(860) 547-5000

221




HARTFORD LIFE & ACCIDENT INS CO CT LC P O BOX 2999 1967 1969HARTFORD CT 06104-2999(860) 843-5867

HARTFORD LIFE AND ANNUITY INS CO CT LC P O BOX 2999 1955 1956HARTFORD CT 06104-2999(860) 843-5867

HARTFORD LIFE INS CO CT LC HARTFORD PLZ 1978 1979HARTFORD CT 06115(860) 843-5867

HARTFORD STEAM BOILER INSPECTION & CT FC P O BOX 299 1988 2002 INS CO OF CT HARTFORD CT 06141

(860) 722-5057HARTFORD STEAM BOILER INSPECTION & CT FC P O BOX 5024 1866 1871 INS CO THE HARTFORD CT 06102-5024

(860) 722-1866HARTFORD UNDERWRITERS INS CO CT FC HARTFORD PLZ 1987 1988

HARTFORD CT 06115(860) 547-5000

HASTINGS MUTUAL INS CO MI FC 404 E WOODLAWN AVE 1885 1984HASTINGS MI 49058-1091(800) 442-8277

HAWKEYE SECURITY INS CO WI FC 400 LOCUST ST STE 500 1979 1979DES MOINES IA 50309(515) 471-3713

HCC LIFE INS CO IN LC 13403 NORTHWEST FREEWAY 1981 1982HOUSTON TX 77040-6094(800) 582-9621 5555

HCSC INS SERVICES CO IL LC 300 E RANDOLPH 1958 1994CHICAGO IL 60601-5099(312) 653-6361

HEALTH TRADITION HEALTH PLAN WI HM 4001 41ST ST NW 1986 1986ROCHESTER MN 55901(877) 832-1823

HEALTHY ALLIANCE LIFE INS CO MO LC 1831 CHESTNUT ST 1971 1984ST LOUIS MO 63103-2275(314) 923-4689

HELENVILLE MUTUAL INS CO WI TM P O BOX 67 1876 1876HELENVILLE WI 53137-0067(920) 674-5188

HEMLOCK FOUNDATION THE CO GA P O BOX 101810 1981 2000DENVER CO 80250-1810(800) 247-7421

HENRIETTA GREENWOOD & UNION MUTUAL WI TM E237 CTY HWY EE 1883 1883 FIRE INS CO WONEWOC WI 53968

(608) 464-7642HERITAGE FOUNDATION THE DC GA 214 MASSACHUSETTS AVE NE 1973 2000

WASHINGTON DC 20002(202) 546-4400

HERITAGE INDEMNITY CO CA FC 7125 W JEFFERSON AVE #200 1979 1989LAKEWOOD CO 80235(303) 987-4391

HERITAGE LIFE INS CO AZ LC 500 VIRGINIA DR 1957 1967FORT WASHINGTON PA 19034(267) 468-2000

HIGHLANDS INS CO TX FC 10370 RICHMOND AVE 1957 1969HOUSTON TX 77042-4123(713) 952-9555

HIGHMARK LIFE INS CO CT LC P O BOX 535061 1981 1982PITTSBURGH PA 15253-5061(800) 328-5433

HIGHWAY LOSS DATA INSTITUTE DC RS 1005 N GLEBE RD STE 800 1973 1973ARLINGTON VA 22201-4751(703) 247-1600

222




HILLSBORO DEVELOPMENT CO LLC WI CC 8605 FAIRWAY PL STE 100 2000 2001MIDDLETON WI 53562(608) 256-9046

HOLLAND MUTUAL FIRE INS CO WI TM 265 S MAIN ST 1870 1870CEDAR GROVE WI 53013(920) 668-8948

HOLY FAMILY SOCIETY OF THE U S OF AMERICA IL FR P O BOX 2909 1915 1995JOLIET IL 60434(815) 725-5880

HOME BUYERS RESALE WARRANTY CORP MI WP 2675 S ABILENE ST 1981 2001AURORA CO 80014(303) 368-4805

HOME INS CO NH FC 59 MAIDEN LN 5TH FL 1973 1973NEW YORK NY 10038-3714(212) 530-7000

HOME MISSIONERS OF AMERICA THE OH GA P O BOX 465618 1940 1979CINCINNATI OH 45246-5618(513) 874-8900

HOME OWNERS LIFE INS CO IL LC 307 N MICHIGAN AVE 1962 1984CHICAGO IL 60601(312) 346-8100

HOME SECURITY ASSOC INC WI WP 310 N MIDVALE BLVD 1993 1993MADISON WI 53705(608) 231-0010

HOME WARRANTY OF AMERICA LLC IL WP 1549 BARCLAY BLVD 1996 2000BUFFALO GROVE IL 60089(888) 492-7359

HOME-OWNERS INS CO MI FC P O BOX 30660 1863 2001LANSING MI 48909-8160(517) 323-1200

HOMELAND CENTRAL INS CO IA FC ONE BEACON ST 1919 1958BOSTON MA 02108(617) 725-6000

HOMESITE INS CO CT FC 99 BEDFORD ST 1985 1989BOSTON MA 02111-2217(617) 832-1300

HOMESTEAD MUTUAL INS CO WI TM 7093 COUNTY RD T 1873 1873OSHKOSH WI 54904-9610(920) 836-3577

HOMESTEADERS LIFE CO IA LC P O BOX 1756 1906 1999DES MOINES IA 50306(800) 777-3633

HOMESURE OF AMERICA INC FL WP P O BOX 551540 1978 1985FT LAUDERDALE FL 33325-1540(800) 327-9787

HORACE MANN INS CO IL FC 1 HORACE MANN PLZ 1963 1964SPRINGFIELD IL 62715-0001(217) 789-2500

HORACE MANN LIFE INS CO IL LC 1 HORACE MANN PLZ 1949 1968SPRINGFIELD IL 62715-0001(217) 789-2500

HORACE MANN PROPERTY & CASUALTY INS CO CA FC #1 HORACE MANN PLZ 1965 1974SPRINGFIELD IL 62715(217) 789-2500

HOUSEHOLD LIFE INS CO MI LC 200 SOMERSET CORP BLVD 1980 1988 STE 100BRIDGEWATER NJ 08807(908) 203-2127

HOUSTON GENERAL INS CO TX FC ONE BEACON ST B07-11 1980 1987BOSTON MA 02108-3100(617) 725-6522

HUDSON INS CO DE FC 22 CORTLANDT ST 18TH FL 1918 1999NEW YORK NY 10007(212) 978-2700

223




HUMANA INS CO WI LC P O BOX 740036 1968 1968LOUISVILLE KY 40201-7436(800) 558-4444

HUMANA WISCONSIN HEALTH ORGANIZATION WI HM P O BOX 740036 1985 1985 INS CORP LOUISVILLE KY 40201-7436

(502) 580-1000HUMANADENTAL INS CO WI LC P O BOX 740036 1908 1908

LOUISVILLE KY 40201-7436(800) 233-4013

ICM INS CO NY FC 100 COMMONS WAY STE 210 1981 1992HOLMDEL NJ 07733(732) 706-7888

IDEALIFE INS CO CT LC 695 E MAIN ST 1981 1988STAMFORD CT 06904-0300(203) 352-3000

IDR STATISTICAL SERVICES INC (IDRSS) FL RS 5200 TOWN CENTER CIR 1996 1997 STE 500BOCA RATON FL 33486(561) 416-3075

IDS LIFE INS CO MN LC 227 AXP FINANCIAL CTR 1957 1963MINNEAPOLIS MN 55474(612) 671-3131

IDS PROPERTY CASUALTY INS CO WI FC 3500 PACKERLAND DR 1972 1973GREEN BAY WI 54115(920) 330-5100

IL ANNUITY & INS CO KS LC P O BOX 82594 1966 1981LINCOLN NE 68501-2594(800) 634-8353

ILLINOIS FARMERS INS CO IL FC P O BOX 948 1968 1971AURORA IL 60507(630) 907-3205

ILLINOIS MUTUAL LIFE INS CO IL LC 300 SW ADAMS ST 1912 1926PEORIA IL 61634-0001(309) 674-8255

ILLINOIS NATIONAL INS CO IL FC 500 W MADISON ST 1933 1979CHICAGO IL 60606-2511(312) 930-5417

IMPERIAL CASUALTY & INDEMNITY CO NE FC ONE LIBERTY PLZ 19TH FL 1954 1962NEW YORK NY 10006(212) 312-2500

IMT INS CO MUTUAL IA FC P O BOX 1336 1883 1997DES MOINES IA 50305-1336(515) 327-2777

INDEMNITY INS CO OF NORTH AMERICA PA FC P O BOX 41484 1977 1984PHILDADELPHIA PA 19101(215) 640-2324

INDEPENDENCE LIFE & ANNUITY CO RI LC ONE SUN LIFE EXEC PK 1934 1951WELLESLEY HILLS MA 02481(781) 237-6030

INDEPENDENT ORDER OF FORESTERS THE NY FR 789 DON MILLS RD 1877 1967TORONTO M3C 1-T9(416) 429-3000

INDEPENDENT ORDER OF VIKINGS IL FR P O BOX 5147 1895 1972SPRINGFIELD IL 62705-5147(877) 881-1777

INDIANA INS CO IN FC 62 MAPLE AVE 1960 1972KEENE NH 03431(603) 352-3221

INDIANA LUMBERMENS MUTUAL INS CO IN FC 3600 WOODVIEW TRCE 1897 1978INDIANAPOLIS IN 46268-0600(800) 428-1441

INDIANAPOLIS LIFE INS CO IN LC 699 WALNUT ST STE 1400 H73 1905 1955DES MOINES IA 50309-3948(317) 927-6500

224




INDIVIDUAL ASSURANCE CO LIFE HEALTH MO LC 2400 W 75TH ST 1973 1980 & ACCIDENT PRAIRIE VILLAGE KS 66208

(816) 842-8842INFINITY INS CO IN FC P O BOX 830189 1978 1981

BIRMINGHAM AL 35283(800) 782-2040

INFINITY NATIONAL INS CORP IN FC P O BOX 830189 1992 1999BIRMINGHAM AL 35283-0189(205) 870-4000

INFINITY SELECT INS CO IN FC P O BOX 830189 1991 1995BIRMINGHAM AL 35283-0189(205) 870-4000

ING INS CO OF AMERICA FL LC 5780 POWERS FERRY RD NW 1990 1990ATLANTA GA 30327(770) 980-5100

ING LIFE INS AND ANNUITY CO CT LC 151 FARMINGTON AVE 1976 1976HARTFORD CT 06156-0001(860) 723-4646

INSURA PROPERTY & CASUALTY INS CO IL FC P O BOX 43360 1980 1984BIRMINGHAM AL 35243(205) 970-7000

INSURANCE ADMINISTRATION SERVICES INC IL WP 4415 W HARRISON ST STE 201 2000 2001HILLSIDE IL 60162(800) 462-2452

INSURANCE CO OF IL IL FC SAFECO PLAZA 1970 1989SEATTLE WA 98185(206) 545-5000

INSURANCE CO OF NORTH AMERICA PA FC P O BOX 41484 1794 1864PHILADELPHIA PA 19101-1484(215) 640-2324

INSURANCE CO OF STATE OF PA THE PA FC 70 PINE ST 1794 1906NEW YORK NY 10270(212) 770-7000

INSURANCE CO OF THE AMERICAS FL FC P O BOX 855 1976 1980ORISKANY NY 13424(315) 768-2726

INSURANCE CO OF THE WEST CA FC P O BOX 85563 1972 1991SAN DIEGO CA 92186-5563(858) 350-2400

INSURANCE CORP OF NY THE NY FC ONE CANTERBURY GREEN 1968 1968STAMFORD CT 06901-2032(203) 705-2500

INSURANCE CORP OF HANNOVER IL FC 333 S HOPE ST STE 2400 1979 1983LOS ANGELES CA 90071(213) 613-0108

INSURANCE DATA RESOURCES INC (IDR) FL RS 5200 TOWN CTR RD STE 500 1994 1997BOCA RATON FL 33486(561) 416-3075

INSURANCE RESEARCH COUNCIL IL RS 1200 HARGER RD APT 310 1979 1979OAK BROOK IL 60521-1817(708) 572-1177

INSURANCE SERVICES OFFICE INC NY RS 545 WASHINGTON BLVD 1971 1971JERSEY CITY NJ 07310(212) 898-6000

INTEGON GENERAL INS CORP NC FC P O BOX 3199 1960 1996WINSTON-SALEM NC 27102-3199(336) 770-2000

INTEGON INDEMNITY CORP NC FC P O BOX 3199 1946 1996WINSTON-SALEM NC 27102-3199(336) 770-2000

INTEGON NATIONAL INS CO NC FC P O BOX 3199 1988 1988WINSTON-SALEM NC 27102-3199(314) 770-2000

225




INTEGRITY LIFE INS CO OH LC 515 W MARKET ST 8TH FL 1966 1996LOUISVILLE KY 40202(502) 582-7900

INTEGRITY MUTUAL INS CO WI FC P O BOX 539 1933 1933APPLETON WI 54912-0539(920) 734-4511

INTERCONTINENTAL WARRANTY SERVICES INC FL WP 600 W HILLSBORO BLVD 1991 1999 STE 200DEERFIELD BEACH FL 33441(800) 333-3028

INTERNATIONAL BIBLE SOCIETY FOUNDATION NY GA 1820 JET STREAM DR 1866 1987COLORADO SPGS CO 80921(719) 488-9200

INTERNATIONAL BUSINESS & MERCANTILE IL FC 307 N MICHIGAN AVE 1960 1984 REASSURANCE CO CHICAGO IL 60601-3701

(312) 346-8100INTERNATIONAL FIDELITY INS CO NJ FC ONE NEWARK CTR 1904 1998

NEWARK NJ 07102-5207(973) 624-7200

INTERSTATE INDEMNITY CO IL FC 55 E MONROE ST 1961 1982CHICAGO IL 60603(312) 346-6400

INTERSTATE NATIONAL DEALER SERVICES INC DE WP 333 EARLE OVINGTON BLVD 1991 1997 STE 700UNIONDALE NY 11553-9340(800) 942-0400

INVESTORS GUARANTY LIFE INS CO CA LC 48 MONROE TURNPIKE 1962 1966TRUMBULL CT 06611(203) 459-6000

INVESTORS LIFE INS CO OF NORTH AMERICA WA LC 6500 RIVER PLACE BLVD 1963 1969 BLDG 1AUSTIN TX 78730-1113(512) 404-5000

INVESTORS PARTNER LIFE INS CO DE LC P O BOX 717 1981 1982BOSTON MA 02117-0001(800) 732-5543

INVESTORS TITLE INS CO NC TC P O DRAWER 2687 1972 1997CHAPEL HILL NC 27514(919) 968-2200

IOWA MUTUAL INS CO IA FC P O BOX 60 1900 1962DEWITT IA 52742(563) 659-3231

ISO DATA INC NY RS 545 WASHINGTON BLVD 1988 1988JERSEY CITY NJ 07310(212) 898-6000

IXONIA MUTUAL INS CO WI TM P O BOX 326 1875 1876IXONIA WI 53036-0326(920) 261-6616

JACKSON NATIONAL LIFE INS CO MI LC 1 CORPORATE WAY 1961 1981LANSING MI 48951(517) 381-5500

JAMESTOWN MUTUAL INS CO WI TM P O BOX 188 1885 1885KIELER WI 53812(608) 568-3278

JEFFERSON INS CO NY FC NEWPORT TOWER 1950 1967525 WASHINGTON BLVDJERSEY CITY NJ 07310-1693(201) 222-8666

JEFFERSON NATIONAL LIFE INS CO TX LC 9920 CORPORATE CAMPUS DR 1937 1967 STE 1000LOUISVILLE KY 40223(502) 587-7626

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JEFFERSON PILOT FINANCIAL INS CO NE LC 100 N GREENE ST 1903 1956GREENSBORO NC 27401(336) 691-3000

JEFFERSON PILOT LIFE INS CO NC LC P O BOX 21008 1890 1986GREENSBORO NC 27420-2507(800) 487-1485

JEFFERSON PILOT LIFEAMERICA INS CO NJ LC 100 N GREENE ST 1897 1959GREENSBORO NC 27401(603) 691-3000

JEWELERS MUTUAL INS CO WI FC P O BOX 468 1913 1914NEENAH WI 54957(920) 725-4326

JMIC LIFE INS CO FL LC 500 JIM MORAN BLVD 1979 1991DEERFIELD BEACH FL 33442(954) 429-2333

JOHN ALDEN LIFE INS CO WI LC P O BOX 3050 1973 1973MILWAUKEE WI 53203(414) 271-3011

JOHN HANCOCK LIFE INS CO MA LC P O BOX 111 1862 1928BOSTON MA 02117-0111(617) 572-6000

JOHN HANCOCK VARIABLE LIFE INS CO MA LC P O BOX 717 1979 1981BOSTON MA 02117-0717(617) 572-6000

JUVENILE DIABETES FOUNDATION INTERNATIONAL PA GA 120 WALL ST 19TH FL 1970 2001NEW YORK NY 10005(212) 785-9500

KANAWHA INS CO SC LC P O BOX 610 1958 1990LANCASTER SC 29721-0610(803) 283-5300

KANSAS BANKERS SURETY CO THE KS FC P O BOX 1654 1909 1981TOPEKA KS 66601-1654(785) 228-0000

KANSAS CITY FIRE & MARINE INS CO MO FC CNA PLAZA 1929 1947CHICAGO IL 60685(312) 822-5000

KANSAS CITY LIFE INS CO MO LC P O BOX 219139 1895 1922KANSAS CITY MO 64121-9139(816) 753-7000

KEMPER AUTO & HOME INS CO IL FC 5220 BELFORT RD STE 400 1998 1999JACKSONVILLE FL 32256(904) 245-5600

KEMPER CASUALTY INS CO IL FC 1 KEMPER DR 1970 1984LONG GROVE IL 60049-0001(847) 320-2000

KEMPER EMPLOYERS INS CO IL FC 1 KEMPER DR 1962 1989LONG GROVE IL 60049(847) 320-2000

KEMPER INDEPENDENCE INS CO IL FC 5200 BELFORT RD STE 400 1998 1999JACKSONVILLE FL 32256(904) 245-5600

KEMPER INVESTORS LIFE INS CO IL LC 1600 MCCONNOR PKY 1979 1981SCHAUMBURG IL 60196(847) 874-7403

KENOSHA COUNTY MUTUAL INS CO WI TM P O BOX 115 1860 1860BRISTOL WI 53104-0115(262) 857-2876

KEY LIFE INS CO IN LC P O BOX 1646 1976 1995INDIANAPOLIS IN 46206-1646(317) 231-2700

KEYPORT LIFE INS CO RI LC ONE SUN LIFE EXECUTIVE PARK 1957 1970WELLESLEY HILLS MA 02481-9133(781) 237-6030

227




KNIGHTS OF COLUMBUS CT FR P O BOX 1670 1882 1900NEW HAVEN CT 06507-0901(203) 752-4000

LAFAYETTE COLLEGE PA GA 202 MARKLE HALL 1826 2001EASTON PA 18042-1779(888) 457-6783

LAFAYETTE LIFE INS CO THE IN LC P O BOX 7007 1905 1955LAFAYETTE IN 47903(765) 477-7411

LAKELAND COLLEGE WI GA P O BOX 359 1868 1983SHEBOYGAN WI 53082-0359(920) 565-2111

LANCER INS CO IL FC 370 W PARK AVE 1945 1947LONG BEACH NY 11561-3245(516) 431-4441

LAPRAIRIE MUTUAL INS CO WI TM 460 S RANDALL AVE 1873 1873JANESVILLE WI 53545-4224(608) 752-2724

LAURIER INDEMNITY CO GA FC 3169 HOLCOMB BRIDGE RD 1988 1995 STE 750NORCROSS GA 30071(770) 903-4040

LAWRENCE UNIVERSITY OF WI WI GA 115 S DREW ST 1847 1977APPLETON WI 54911(920) 832-6543

LAWYERS TITLE INS CORP VA TC 101 GATEWAY CENTRE PKWY 1925 1948RICHMOND VA 23235(804) 267-8000

LE MARS MUTUAL INS CO OF IA IA FC P O BOX 1608 1901 1996LE MARS IA 51031-1608(712) 546-7847

LEADER INS CO OH FC 4100 HARRY HINES BLVD 1963 1979DALLAS TX 75219(214) 526-3876

LEAGUE OF WISCONSIN MUNICIPALITIES WI FC 7633 GANSER WAY STE 200 2002 2002 MUTUAL INS MADISON WI 53719

(608) 833-9595LEBANON CLYMAN MUTUAL INS CO WI TM P O BOX 86 1887 1887

LEBANON WI 53047-0086(920) 925-3755

LEGACY BENEFITS CORP NY VI EMPIRE STATE BLDG 1991 2002350 FIFTH AVE STE 4320NEW YORK NY 10118(212) 643-1190

LEGION INS CO PA FC ONE LOGAN SQ STE 1400 1925 1926PHILADELPHIA PA 19103(215) 963-1200

LEUKEMIA & LYMPHOMA SOCIETY INC THE NY GA 1311 MAMARONECK AVE 1949 2001WHITE PLAINS NY 10605(914) 949-5213

LEXON INS CO TX FC 9025 N LINDBERGH DR 1984 2000PEORIA IL 61615(309) 692-1000

LIBERTY BANKERS LIFE INS CO IA LC P O BOX 9214 1957 1998DES MOINES IA 50306(515) 222-1736

LIBERTY INS CORP IL FC 175 BERKELEY ST 1983 1984BOSTON MA 02117(617) 357-9500

LIBERTY INS UNDERWRITERS INC NY FC 55 WATER ST 18TH FL 1811 1922NEW YORK NY 10041(212) 208-4220

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LIBERTY LIFE ASSURANCE CO OF BOSTON MA LC 100 LIBERTY WAY 1963 1966DOVER NH 03820(617) 357-9500

LIBERTY LIFE INS CO SC LC P O BOX 789 1905 1973GREENVILLE SC 29602-0789(864) 609-8111

LIBERTY MUTUAL FIRE INS CO MA FC 175 BERKELEY ST 1908 1926BOSTON MA 02117(617) 357-9500

LIBERTY MUTUAL FIRE INS CO WI TM P O BOX 58 1872 1872STITZER WI 53825-0058(608) 943-8333

LIBERTY MUTUAL INS CO MA FC 175 BERKELEY ST 1912 1919BOSTON MA 02117(617) 357-9500

LIBERTY NATIONAL LIFE INS CO AL LC P O BOX 2612 1929 1982BIRMINGHAM AL 35202(205) 325-2722

LIBERTY PERSONAL INS CO MI FC 175 BERKELEY ST 1960 1972BOSTON MA 02117(617) 357-9500

LIFE INS CO OF GEORGIA GA LC 5780 POWERS FERRY RD NW 1891 1994ATLANTA GA 30327(770) 980-5100

LIFE INS CO OF NORTH AMERICA PA LC TWO LIBERTY PLACE TL18A 1956 19581601 CHESTNUT STPHILADELPHIA PA 19192-2362(215) 761-1000

LIFE INS CO OF THE SOUTHWEST TX LC P O BOX 569080 1955 1981DALLAS TX 75356-9080(214) 638-7100

LIFE INVESTORS INS CO OF AMERICA IA LC 4333 EDGEWOOD RD NE 1930 1969CEDAR RAPIDS IA 52499-0001(319) 398-8511

LIFE SETTLEMENTS INTERNATIONAL LLC MI VI 1499 W PALMETTO PK RD 1995 1998 STE 420BOCA RATON FL 33486-3324(800) 327-8222

LINCOLN BENEFIT LIFE CO NE LC 3075 SANDERS RD STE H1A 1938 1979NORTHBROOK IL 60062(847) 402-5000

LINCOLN DIRECT LIFE INS CO NE LC P O BOX 82448 1896 1998LINCOLN NE 68501(402) 423-7191

LINCOLN GENERAL INS CO PA FC P O BOX 3709 1977 1992YORK PA 17402(717) 840-2408

LINCOLN HERITAGE LIFE INS CO IL LC 4343 E CAMELBACK RD 1963 1994PHOENIX AZ 85018(602) 957-1650

LINCOLN MEMORIAL LIFE INS CO TX LC P O BOX 160050 1936 1970AUSTIN TX 78716-0050(512) 328-0075

LINCOLN MUTUAL LIFE & CASUALTY INS CO ND LC P O BOX 1918 1935 1956FARGO ND 58107-1918(701) 282-1807

LINCOLN NATIONAL LIFE INS CO THE IN LC 1300 S CLINTON ST 1905 1921FORT WAYNE IN 46802-3506(260) 455-2000

LINDINA TOWN MUTUAL INS CO WI TM N 4982 HWY Q 1879 1879MAUSTON WI 53948(608) 847-7565

229




LIONS CLUBS INTL FOUNDATION IL GA 300 W 22ND ST 1968 2002OAK BROOK IL 46202(630) 571-5466

LITTLE BLACK MUTUAL INS CO WI FC P O BOX 129 1889 1889STETSONVILLE WI 54480-0129(715) 678-2682

LM INS CORP IA FC 175 BERKELEY ST 1989 1990BOSTON MA 02117(617) 357-9500

LOCAL GOVERNMENT PROPERTY INS FUND WI FC 701 CHERRY ST 1882 1903GREEN BAY WI 54305-3004(920) 431-6380

LOCK/LINE WARRANTY SERVICES LLC KS WP 7400 STATE LINE RD 2001 2002PRAIRIE VILLAGE KS 66208(913) 676-9502

LODI MUTUAL INS CO WI TM 519 WOODLAWN AVE 1877 1877LODI WI 53555-1039(608) 592-2500

LONDON LIFE REINS CO PA LC P O BOX 1120 1969 1984BLUEBELL PA 19422-0319(215) 542-7200

LONDON PACIFIC LIFE & ANNUITY CO NC LC 3101 POPLARWOOD CT STE 300 1927 1984RALEIGH NC 27604(800) 827-2730

LOYAL AMERICAN LIFE INS CO OH LC P O BOX 559004 1955 1971AUSTIN TX 78755(513) 412-1168

LOYAL CHRISTIAN BENEFIT ASSN PA FR P O BOX 13005 1890 1906ERIE PA 16514-1305(814) 453-4331

LUCK MUTUAL INS CO WI TM P O BOX 437 1881 1881LUCK WI 54853(715) 472-2861

LUMBER MUTUAL INS CO MA FC P O BOX 9165 1895 1987FRAMINGHAM MA 01701-9165(508) 620-9575

LUMBERMENS MUTUAL CASUALTY CO IL FC 1 KEMPER DR 1912 1913LONG GROVE IL 60049-0001(847) 320-2000

LUMBERMENS UNDERWRITING ALLIANCE US MO FC 2501 N MILITARY TRL 1905 1913BOCA RATON FL 33431-6398(561) 994-1900

LUTHER MANOR TERRACE WI CC 4545 N 92ND ST 1957 1984MILWAUKEE WI 53225-4807(414) 464-3880

LUTHERAN BROTHERHOOD VARIABLE INS MN LC 625 4TH AVE S 1982 1984 PRODUCTS CO MINNEAPOLIS MN 55415-1624

(612) 340-7000LUTHERAN CHURCH MISSOURI SYNOD MO GA P O BOX 229008 1958 1990 FOUNDATION ST LOUIS MO 63122-9008

(800) 325-7912LUTHERAN SOCIAL SERVICES OF WI & WI GA 647 W VIRGINIA ST STE 300 1977 1993 UPPER MI INC MILWAUKEE WI 53204-1535

(414) 325-3024LUTHERAN UNIVERSITY ASSOCIATION INC THE IN GA KRETZMANN HALL 1925 1998

VALPARAISO IN 46383-6493(219) 464-5215

LYNDON AMERICAN INC MO WP 520 MARYVILLE CENTRE DR 1998 1998 STE 500WINNETKA IL 60093-1283(847) 419-7750

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LYNDON PROPERTY INS CO MO FC 520 MARYVILLE CTR DR 1978 1981 STE 500ST LOUIS MO 63141-5814(800) 950-6060

MADISON NATIONAL LIFE INS CO INC WI LC P O BOX 5008 1961 1962MADISON WI 53705-0008(608) 238-2691

MANAGED HEALTH SERVICES INS CORP WI HM 7711 CARONDELET AVE STE 800 1990 1990ST LOUIS MO 63105(314) 725-4706

MANHATTAN LIFE INS CO THE NY LC 10700 NORTHWEST FREEWAY 1850 1959HOUSTON TX 77092(713) 529-0045

MANHATTAN NATIONAL LIFE INS CO IL LC P O BOX 5416 1956 1956CINCINNATI OH 45201(513) 412-1030

MANITOWOC MUTUAL INS CO WI FC P O BOX 430 1874 1874REEDSVILLE WI 54230(920) 754-4440

MANOR PARK FOUNDATION INC WI GA 3023 S 84TH ST 1976 1993MILWAUKEE WI 53227-3798(414) 607-4100

MANUFACTURERS LIFE INS CO OF AMER THE MI LC P O BOX 633 1977 1984BUFFALO NY 14201-0633(416) 926-0100

MANUFACTURERS LIFE INS CO U S A MI LC P O BOX 640 1955 1979BUFFALO NY 14201-0640(416) 926-0100

MAPFRE REINSURANCE CORP NJ FC 100 CAMPUS DR 1985 1995FLORHAM PARK NJ 07932-1006(973) 443-0443

MAPLE VALLEY MUTUAL INS CO WI FC P O BOX 59 1891 1891LENA WI 54139(920) 829-5525

MARANATHA BAPTIST BIBLE COLLEGE WI GA 745 MAIN ST 1968 1998WATERTOWN WI 53094(920) 261-9300

MARCELLON TOWN MUTUAL FIRE INS CO WI TM W3294 GROUSE RD 1889 1889PARDEEVILLE WI 53954-9801(608) 429-4164

MARINE INNOVATIONS WARRANTY CORP MN WP 5125 COUNTY RD 101 STE 200 1995 1995MINNETONKA MN 55345(800) 950-3808

MARKEL AMERICAN INS CO VA FC 4600 COX RD 1986 1995GLEN ALLEN VA 23060(804) 527-2700

MARKEL INS CO IL FC 4600 COX RD 1980 1984GLEN ALLEN VA 23060(800) 431-1270

MARQUETTE NATIONAL LIFE INS CO TX LC 600 COURTLAND ST 1967 1982ORLANDO FL 32804(407) 628-1776

MARQUETTE UNIVERSITY WI GA 915 W WISCONSIN AVE 1864 1978STE 215MILWAUKEE WI 53233(414) 288-7280

MARQUETTE UNIVERSITY HIGH SCHOOL WI GA 3401 W WISCONSIN AVE 1975 2002MILWAUKEE WI 53208(414) 933-7220

MARSHFIELD CLINIC WI GA 1000 N OAK AVE 1916 1994MARSHFIELD WI 54449-5790(715) 389-3868

231




MARYLAND CASUALTY CO MD FC 1400 AMERICAN LANE 1898 1898SCHAUMBURG IL 61906-1056(847) 605-6000

MARYLAND INS CO TX FC 1400 AMERICAN LANE TOWER 1 1961 1996 19TH FLSCHAUMBURG IL 60196-1056(847) 605-6000

MASONIC VILLAGE ON THE SQUARE INC WI CC 36225 SUNSET DR 1989 1990DOUSMAN WI 53118-9349(414) 965-2111

MASSACHUSETTS BAY INS CO NH FC 440 LINCOLN ST 1956 1958WORCESTER MA 01653(508) 853-7200

MASSACHUSETTS MUTUAL LIFE INS CO MA LC 1295 STATE ST 1851 1916SPRINGFIELD MA 01111-0001(413) 788-8411

MASTER PLUMBERS LTD MUTUAL LIABILITY CO WI FC P O BOX 585 1911 1912FOND DU LAC WI 54936(414) 922-3569

MAXIMUS INC VA IRO 1 FISHERS RD 2ND FL 1997 2002PITTSFORD NY 14534(716) 586-1770

MAYFLOWER INS CO LTD THE IN FC CNA PLZ 1911 1984CHICAGO IL 60685(312) 822-5000

MAYO FOUNDATION FOR MED EDU & RESEARCH MN GA 200 FIRST ST SW 1984 2000ROCHESTER MN 55905(507) 284-8540

MBIA INS CORP NY FC 113 KING ST 1967 1986ARMONK NY 10504-1610(914) 273-4545

MBIA INS CORP OF IL IL FC 113 KING ST 1959 1979ARMONK NY 10504-1610(914) 273-4545

MCMILLAN-WARNER MUTUAL INS CO WI FC P O BOX 429 1898 1898MARSHFIELD WI 54449(715) 387-8454

MECHANICAL BREAKDOWN ADMINISTRATORS INC DE WP 9419 E SAN SALVADOR STE 105 1989 1998SCOTTSDALE AZ 85258(602) 860-2288

MECHANICAL BREAKDOWN PROTECTION INC MO WP 250 NE MULBERRY 1982 1992LEES SUMMIT MO 64086(800) 325-7484

MEDAMERICA INS CO PA LC P O BOX 41930 1966 1986ROCHESTER NY 14604(585) 238-4209

MEDCO CONTAINMENT LIFE INS CO PA LC 100 PARSONS POND DR 1954 1979FRANKLIN LAKES NJ 07417(201) 269-3400

MEDICA HEALTH PLANS OF WI WI HM 5601 SMETANA DR 1996 1996MINNETONKA MN 55343(952) 992-3100

MEDICA INS CO MN FC P O BOX 9310 1984 1996MINNEAPOLIS MN 55440-9310(952) 992-2900

MEDICAL ASSOC CLINIC HEALTH PLAN OF WI THE WI HM 1605 ASSOCIATES DR STE 101 1984 1984DUBUQUE IA 52002(563) 556-8070

MEDICAL ASSURANCE CO INC THE AL FC P O BOX 590009 1976 1995BIRMINGHAM AL 35259-0009(205) 877-4400

MEDICAL COLLEGE OF WI INC THE WI GA 8701 WATERTOWN PLANK RD 1925 1995MILWAUKEE WI 53226-0509(414) 456-4400

232




MEDICAL LIABILITY MUTUAL INS CO NY FC TWO PARK AVE RM 2500 1976 1997NEW YORK NY 10016(212) 576-9801

MEDICAL LIFE INS CO OH LC 20445 EMERALD PKY STE 400 1973 1993CLEVELAND OH 44135(216) 898-0300

MEDICAL PROTECTIVE CO THE IN FC 5814 REED RD 1909 1915FORT WAYNE IN 46835-0000(219) 485-9622

MEDICAL REVIEW INSTITUTE OF AMERICA INC UT IRO P O BOX 25547 2002SALT LAKE CITY UT 84125-0547(801) 261-3003

MEDICO LIFE INS CO NE LC P O BOX 3477 1967 1971OMAHA NE 68103(800) 228-6080

MEDINA MUTUAL INS CO WI TM P O BOX 477 1875 1875MARSHALL WI 53559-0477(608) 655-4161

MEDMARC CASUALTY INS CO VT FC P O BOX 10809 1950 1981CHANTILLY VT 20153-0809(800) 356-6886

MEDMARC MUTUAL INS CO VT FC P O BOX 10809 1991 1995CHANTILLY VA 20153-0809(703) 273-1995

MEGA LIFE & HEALTH INS CO THE OK LC 9151 GRAPEVINE HWY 1981 1984NORTH RICHLAND HILLS TX 76180(817) 255-3100

MEMBERS LIFE INS CO WI LC P O BOX 391 1976 1976MADISON WI 53701-0391(608) 238-5851

MEMORIAL SLOAN KETTERING CANCER CTR NY GA 633 THIRD AVE 1960 1996NEW YORK NY 10017(646) 227-3519

MENDAKOTA INS CO MN FC P O BOX 64816 1985 1999ST PAUL MN 55164-0816(651) 688-4500

MENDOTA INS CO MN FC P O BOX 64816 1989 1992ST PAUL MN 55164-0816(651) 688-4500

MERASTAR INS CO TN FC P O BOX 181101 1974 1981CHATTANOOGA TN 37414-6101(423) 296-7913

MERCHANTS BONDING CO MUTUAL IA FC 2100 FLEUR DR 1933 1991DES MOINES IA 50321-1158(515) 243-8171

MERCYCARE INS CO WI HM P O BOX 2770 1993 1993JANESVILLE WI 53547-2770(800) 752-3431

MERIDIAN CITIZENS MUTUAL INS CO IN FC P O BOX 1980 1914 1970INDIANAPOLIS IN 46206(317) 931-7000

MERIDIAN CITIZENS SECURITY INS CO IN FC P O BOX 1980 1986 1989INDIANAPOLIS IN 46206(317) 931-7000

MERIDIAN SECURITY INS CO IN FC P O BOX 1980 1967 1993INDIANAPOLIS IN 46206(800) 777-7324

MERIT LIFE INS CO IN LC P O BOX 39 1957 1980EVANSVILLE IN 47701(812) 424-8031

MERITER FOUNDATION INC WI GA 309 W WASHINGTON AVE 1970 1978MADISON WI 53703-2701(608) 258-3280

233




MERITER HEALTH INS CO WI LC 22 E MIFFLIN ST STE 200 2000 2001MADISON WI 53715(608) 260-7006

MERITER RETIREMENT SERVICES INC WI CC 110 S HENRY ST 1966 1984MADISON WI 53703-3172(608) 258-2500

MERITPLAN INS CO CA FC P O BOX 19702 1952 1979IRVINE CA 92623-9702(949) 222-8000

MERRILL LYNCH LIFE INS CO AR LC P O BOX 9060 1986 1988PRINCETON NJ 08543-9060(609) 274-6900

MERRIMAC MUTUAL INS CO WI TM S8628 CTY HWY PF 1873 1874PLAIN WI 53577(608) 544-2691

METHODIST MANOR INC WI CC 3023 S 84TH ST 1956 1984MILWAUKEE WI 53227-3703(414) 541-2600

METLIFE INVESTORS INS CO MO LC 4100 BOY SCOUT BLVD 1981 1986TAMPA FL 33607(813) 801-2036

METLIFE INVESTORS USA INS CO DE LC 4100 BOY SCOUT BLVD 1960 1986TAMPA FL 33607(813) 801-2100

METRIS WARRANTY SERVICES INC DE WP 10900 WAYZATA BLVD 1999 2001MINNETONKA MN 55305(952) 593-4720

METROPOLITAN CASUALTY INS CO RI FC P O BOX 350 1981 1982WARWICK RI 02887-0350(401) 827-2400

METROPOLITAN DIRECT PROPERTY & RI FC P O BOX 350 1949 1961 CASUALTY INS CO WARWICK RI 02887-0350

(401) 827-2400METROPOLITAN GENERAL INS CO RI FC P O BOX 350 1980 1982

WARWICK RI 02887-0350(401) 827-2400

METROPOLITAN GROUP PROP & CASUALTY INS CO RI FC P O BOX 350 1976 1994WARWICK RI 02887-0350(401) 827-2400

METROPOLITAN INS & ANNUITY CO DE LC 4100 BOY SCOUT BLVD 1976 1979TAMPA FL 33607(813) 801-2100

METROPOLITAN LIFE INS CO NY LC 4100 BOY SCOUT BLVD 1866 1884TAMPA FL 10010(212) 578-2211

METROPOLITAN PROPERTY & CASUALTY INS CO RI FC P O BOX 350 1972 1973WARWICK RI 02886-0350(401) 827-2400

METROPOLITAN TOWER LIFE INS CO DE LC 4100 BOY SCOUT BLVD 1982 1983TAMPA FL 33607(813) 801-2100

MGA INS CO INC TX FC P O BOX 2933 1981 1989FORT WORTH TX 76113-2933(817) 336-2500

MGIC ASSURANCE CORP WI FC P O BOX 756 1937 1996MILWAUKEE WI 53201(800) 558-9900

MGIC CREDIT ASSURANCE CORP WI FC P O BOX 756 1997 1997MILWAUKEE WI 53201(800) 558-9900

MGIC INDEMNITY CORP WI FC P O BOX 756 1956 1961MILWAUKEE WI 53201(800) 558-9900

234




MGIC MORTGAGE INS CORP WI FC P O BOX 756 1987 1987MILWAUKEE WI 53201(800) 558-9900

MGIC MORTGAGE REINSURANCE CORP WI FC P O BOX 756 1996 1996MILWAUKEE WI 53201-0756(800) 558-9900

MGIC REINSURANCE CORP WI FC P O BOX 756 1985 1985MILWAUKEE WI 53201(800) 558-9900

MGIC REINSURANCE CORP OF WI WI FC P O BOX 756 1996 1996MILWAUKEE WI 53201(800) 558-9900

MGIC RESIDENTIAL REINSURANCE CORP WI FC P O BOX 756 1996 1996MILWAUKEE WI 53201(800) 558-9900

MHA INS CO MI FC 6215 W ST JOSEPH HWY 1976 1999LANSING MI 48917(517) 323-3443

MIC GENERAL INS CORP MI FC P O BOX 66937 1980 1981ST LOUIS MO 63166(314) 493-8000

MIC LIFE INS CORP DE LC 300 GALLERIA OFFICENTRE 1975 1978SOUTHFIELD MI 48034(248) 263-6900

MIC PROPERTY & CASUALTY INS CORP MI FC 300 GALLERIA OFFICENTRE 1980 1981SOUTHFIELD MI 48034(248) 263-6900

MIC SERVICES CORP DE WP P O BOX 5074 1978 1992SOUTHFIELD MI 48086(888) 601-0110

MICHIGAN MILLERS MUTUAL INS CO MI FC P O BOX 30060 1881 1900LANSING MI 48909(517) 482-6211

MID AMERICAN FIRE & CASUALTY CO OH FC 6281 TRI-RIDGE BLVD 1980 1996LOVELAND OH 45140(513) 576-3200

MID CENTURY INS CO CA FC P O BOX 2478 1949 1956LOS ANGELES CA 90051-0478(323) 932-3200

MID-CONTINENT PREFERRED LIFE INS CO OK LC 1800 VALLEY VIEW LANE 1909 1988 STE 300DALLAS TX 75234(972) 484-6063

MIDDLESEX INS CO WI FC 1800 N POINT DR 1826 1994STEVENS POINT WI 54481-8020(715) 346-6000

MIDDLETON GLEN INC WI CC C/O ESSEX CORP 1997 199811606 NICHOLAS ST STE 100OMAHA NE 68154(402) 431-0500

MIDDLETON INS CO WI TM 6924 UNIVERSITY AVE 1876 1877MIDDLETON WI 53562(608) 831-5642

MIDLAND NATIONAL LIFE INS CO IA LC 1 MIDLAND PLZ 1906 1959SIOUX FALLS SD 57193-0001(605) 335-5700

MIDSTATE SURETY CORP MI FC 102 KERCHEVAL AVE 1990 1997GROSSE POINTE FARMS MI 48236(313) 886-2200

MIDSTATES REINSURANCE CORP IL FC 3495 NEWMARK DR 1941 1951MIAMISBURG OH 45342(937) 428-6218

235




MIDWEST ASSURANCE CO MN FC P O BOX 1309 1991 1997MINNEAPOLIS MN 55440-1309(952) 883-6000

MIDWEST DENTAL PLAN LTD WI LH 680 HEHLI WAY 1988 1988MONDOVI WI 54755-1738(715) 926-5050

MIDWEST EMPLOYERS CASUALTY CO DE FC 13801 RIVERPORT DR STE 200 1986 1989MARYLAND HEIGHTS MO 63043-4810(314) 298-7332

MIDWEST FAMILY MUTUAL INS CO MN FC P O BOX 9425 1891 1922MINNEAPOLIS MN 55440-9425(952) 545-6000

MIDWEST MEDICAL INS CO MN FC 7650 EDINBOROUGH WAY 1980 1996 STE 400MINNEAPOLIS MN 55435-5978(952) 838-6700

MIDWEST NATIONAL LIFE INS CO OF TN TN LC 9151 GRAPEVINE HWY 1965 1986NORTH RICHLAND HILLS TX 76180(817) 255-3100

MIDWEST SECURITY LIFE INS CO WI LC 2700 MIDWEST DR 1972 1986ONALASKA WI 54650-8764(608) 783-7130

MIDWESTERN INDEMNITY CO THE OH FC 62 MAPLE AVE 1947 1983KEENE NH 03431(513) 576-3200

MIDWESTERN UNITED LIFE INS CO IN LC 5780 POWERS FERRY RD NW 1948 1962ATLANTA GA 30327(800) 525-9852

MII LIFE INC MN LC P O BOX 64560 1954 1989ST PAUL MN 55164-0560(651) 662-8000

MILBANK INS CO SD FC 518 E BROAD ST 1982 1982COLUMBUS OH 43215(800) 645-2265

MILL AND ELEVATOR RATING BUREAU IL RS 1745 S NAPERVILLE RD 1970 1970WHEATON IL 60187(800) 564-2247

MILLERS CLASSIFIED INS CO WI FC P O BOX 9006 1981 1994ALTON IL 62002-9006(618) 463-3636

MILLERS FIRST INS CO IL FC P O BOX 9006 1877 1900ALTON IL 62002-9006(618) 463-3636

MILWAUKEE ART MUSEUM WI GA 750 N LINCOLN MEMORIAL DR 1910 1996MILWAUKEE WI 53202-4018(414) 224-3200

MILWAUKEE CASUALTY INS CO WI FC P O BOX 1237 1973 1973BROOKFIELD WI 53008-1237(262) 207-8500

MILWAUKEE CATHOLIC HOME WI CC 2462 N PROSPECT AVE 1913 1984MILWAUKEE WI 53211-4462(414) 224-9700

MILWAUKEE INS CO WI FC P O BOX 1237 1916 1917BROOKFIELD WI 53008-1237(262) 207-8500

MILWAUKEE JEWISH FEDERATION INC WI GA 1360 N PROSPECT AVE 1938 2001MILWAUKEE WI 53202-3094(414) 390-5700

MILWAUKEE SAFEGUARD INS CO WI FC P O BOX 1237 1982 1982BROOKFIELD WI 53008-1237(262) 207-8500

236




MILWAUKEE SERVICE CONTRACT CORP WI WP 6001 W CAPITAL DR 1991 1992MILWAUKEE WI 53216(414) 447-5125

MINNEHOMA AUTOMOBILE ASSOCIATION INC FL WP 8282 S MEMORIAL DR STE 202 1980 2000TULSA OK 74133(918) 307-1000

MINNESOTA INS CO MN FC 3 BEAVER VALLEY RD 1987 1992WILMINGTON DE 19803(302) 252-2000

MINNESOTA LAWYERS MUTUAL INS CO MN FC 333 S 7TH ST STE 2200 1981 2001MINNEAPOLIS MN 55402(612) 341-4530

MINNESOTA LIFE INS CO MN LC 400 ROBERT ST N 1880 1946ST PAUL MN 55101-2098(651) 665-3500

MISSION AMERICAN INS CO CA FC P O BOX 5810 1949 1955LONG BEACH CA 90805-0750(310) 605-3300

MITSUI MARINE AND FIRE INS CO OF AMERICA NY FC P O BOX 4602 1988 1988WARREN NJ 07059-4602(908) 604-2900

MML BAY STATE LIFE INS CO CT LC 1295 STATE ST 1935 1982SPRINGFIELD MA 01111(413) 788-8411

MOBIL AUTO CLUB INC DE MC 200 N MARTINGALE RD 1981 1982SCHAUMBURG IL 60173-2236(847) 605-3000

MODERN SERVICE INS CO MN FC P O BOX 64035 1968 1968ST PAUL MN 55164-0035(800) 345-2436

MODERN WOODMEN OF AMERICA IL FR 1701 FIRST AVE 1884 1895ROCK ISLAND IL 61201-8779(309) 786-6481

MONARCH LIFE INS CO MA LC 1 MONARCH PL 1901 1949SPRINGFIELD MA 01133-0001(413) 784-2000

MONROE GUARANTY INS CO IN FC 6300 UNIVERSITY PARKWAY 1974 1999SARASOTA FL 34240(941) 907-7536

MONTGOMERY WARD AUTO CLUB INC DE MC 200 N MARTINGALE RD 1973 1974SCHAUMBURG IL 60173-2236(847) 605-3000

MONTGOMERY WARD INS CO IL FC 200 N MARTINGALE RD 1974 1982SCHAUMBURG IL 60173-2096(847) 605-3000

MONUMENTAL LIFE INS CO MD LC 2 E CHASE ST 1858 1979BALTIMORE MD 21202-2540(410) 685-2900

MONY LIFE INS CO OF AMERICA AZ LC 1740 BROADWAY 1969 1982NEW YORK NY 10019(212) 708-2000

MONY LIFE INS CO NY LC 1740 BROADWAY 1842 1915NEW YORK NY 10019(212) 708-2000

MORAINE MUTUAL INS CO WI TM P O BOX 43 1880 1880JACKSON WI 53037-0043(262) 677-9044

MORTGAGE GUARANTY INS CORP WI FC P O BOX 756 1979 1979MILWAUKEE WI 53201(800) 558-9900

MOTOR CLUB OF AMERICA ENTERPRISES INC DE MC P O BOX 02689 1968 1974OKLAHOMA CITY OK 73156-0689(800) 227-6459

237




MOTORCYCLE MANAGEMENT CONSULTING CA WP P O BOX 546 1986 1992 SERVICES INC CORONA DEL MAR CA 92625

(800) 832-3237MOTORISTS LIFE IN CO OH LC 471 E BROAD ST 1965 1996

COLUMBUS OH 43215(614) 225-8211

MOTORS INS CORP MI FC 300 GALLERIA OFFICENTRE 1998 1999SOUTHFIELD MI 48034(248) 263-6900

MOUNT MARY COLLEGE WI GA 2900 N MENOMONEE 1928 1996 RIVER PKYMILWAUKEE WI 53222-4545(414) 258-4810

MPP CO INC KS WP P O BOX 634 1978 1995SHAWNEE MISSION KS 66201(800) 747-4400

MRP SERVICE AGREEMENT CORP MI WP 300 GALLERIA OFFICENTRE 1998 2001 STE 200SOUTHFIELD MI 48034(248) 263-6900

MSI PREFERRED INS CO WI FC P O BOX 64035 1984 1984ST PAUL MN 55164-0035(651) 631-7000

MT CALVARY MUTUAL INS CO WI TM 923 FOND DU LAC ST 1874 1874MOUNT CALVARY WI 53057-9772(920) 753-3131

MT PLEASANT-PERRY MUT INS CO WI TM P O BOX 38 1876 1876MONTICELLO WI 53570-0038(608) 938-4008

MT MORRIS MUTUAL INS CO WI FC N1211 COUNTY RD B 1876 1876COLOMA WI 54930-9795(715) 228-5541

MTL INS CO IL LC 1200 JORIE BLVD 1904 1917OAK BROOK IL 60522-9060(630) 990-1000

MUNICH AMERICAN REASSURNC CO GA LC P O BOX 3210 1959 1982ATLANTA GA 30302-3210(770) 350-3200

MUNICIPAL BOND INS ASSOC NY RS 113 KING ST 1974 1974ARMONK NY 10504(914) 765-3912

MUTUAL OF AMERICA LIFE INS CO NY LC 320 PARK AVE 1945 1980NEW YORK NY 10022(212) 224-1600

MUTUAL OF OMAHA INS CO NE LC MUTUAL OF OMAHA PLZ 1909 1939OMAHA NE 68175-0001(402) 342-7600

MUTUAL PROTECTIVE INS CO NE FC P O BOX 3477 1930 1967OMAHA NE 68103(402) 391-6900

MUTUAL SERVICE CASUALTY INS CO MN FC P O BOX 64035 1919 1947ST PAUL MN 55164-0035(800) 345-2436

MUTUAL SERVICE LIFE INS CO MN LC P O BOX 64035 1934 1947ST PAUL MN 55164(651) 631-7000

NATIONAL ACADEMY OF SCIENCES DC GA 2101 CONSTITITION AVE NW 1863 1995WASHINGTON DC 20418(202) 334-2000

NATIONAL ALLIANCE INS CO MO FC P O BOX 66937 1972 1988ST LOUIS MO 63166-6937(314) 493-8000

238




NATIONAL AMERICAN INS CO OK FC 1010 MANVEL AVE 1919 1971CHANDLER OK 74834-0009(405) 258-0804

NATIONAL AMERICAN INS CO OF CA CA FC P O BOX 5808 1966 1989LONG BEACH CA 90805-0750(310) 605-3300

NATIONAL AUTO CARE CORP OH WP 101 GREEN MEADOWS DR S 1984 2001LEWIS CENTER OH 43035(800) 548-1875

NATIONAL BEN FRANKLIN INS CO OF IL IL FC CNA PLZ 1968 1971CHICAGO IL 60685(312) 822-5000

NATIONAL BENEFIT LIFE INS CO NY LC 333 W 34TH ST 1962 1968NEW YORK NY 10001(212) 615-7500

NATIONAL CASUALTY CO WI FC P O BOX 4110 1904 1905SCOTTSDALE AZ 85261-4110(480) 365-4000

NATIONAL CATHOLIC SOCIETY OF FORESTERS IL FR 320 S SCHOOL ST 1894 1896MT PROSPECT IL 60056(847) 342-4500

NATIONAL CONTINENTAL INS CO NY FC 6300 WILSON MILLS RD W33 1897 1920MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

NATIONAL COUNCIL OF COMPENSATION INS NY RS 750 PARK OF COMMERCE DR 1982 1982BOCA RATON FL 33487(407) 997-4399

NATIONAL CROP INS SERVICES INC KS RS 7201 W 129TH ST STE 200 1970 1970OVERLAND PARK KS 66213(800) 951-6247

NATIONAL FARMERS UNION LIFE INS CO TX LC P O BOX 13487 1937 1953KANSAS CITY MO 64199-3487(816) 391-2000

NATIONAL FARMERS UNION PROPERTY & CO FC 11900 E CORNELL AVE 1984 1986 CASUALTY CO AURORA CO 80014-3194

(800) 347-1961NATIONAL FARMERS UNION STANDARD INS CO CO FC 11900 E CORNELL AVE 1968 1968

AURORA CO 80014-3194(800) 347-1961

NATIONAL FIRE & CASUALTY CO IL FC P O BOX 157 1980 1994BLOOMINGTON IL 61702-0157(309) 663-1393

NATIONAL FIRE AND INDEMNITY EXCHANGE MO FC P O BOX 39903 1915 1980 JOHN L CORLEY INC ATTORNEY-IN-FACT ST LOUIS MO 63139

(314) 832-1118NATIONAL FIRE INS CO OF HARTFORD CT FC CNA PLZ 1869 1925

CHICAGO IL 60685-0001(312) 822-5000

NATIONAL FOUNDATION INC MD GA 2925 PROFESSIONAL PL STE 201 1983 2002COLORADO SPRINGS CO 80904-8105(719) 447-4715

NATIONAL FRATERNAL SOCIETY OF THE DEAF IL FR 1118 S 6TH ST 1907 1917SPRINGFIELD IL 62703(217) 789-7429

NATIONAL GENERAL ASSURANCE CO MO FC P O BOX 66937 1983 1995ST LOUIS MO 63166-6937(314) 493-8000

NATIONAL GENERAL INS CO MO FC P O BOX 66937 1966 1971ST LOUIS MO 63166-6937(314) 493-8000

239




NATIONAL GRANGE MUTUAL INS CO NH FC 55 WEST ST 1923 1937KEENE NH 03431-3374(603) 352-4000

NATIONAL GUARDIAN LIFE INS CO WI LC P O BOX 1191 1909 1910MADISON WI 53701-1191(608) 257-5611

NATIONAL HEALTH INS CO TX LC P O BOX 619999 1965 1986DALLAS TX 75261-9999(817) 640-1900

NATIONAL INDEMNITY CO NE FC 3024 HARNEY ST 1940 1956OMAHA NE 68131-3580(402) 536-3000

NATIONAL INDEPENDENT STATISTICAL SERVICE IL RS 3601 VINCENNES RD 1970 1970P O BOX 68950INDIANAPOLIS IN 46268-0950(317) 876-6210

NATIONAL INS ASSN IN FC 62 MAPLE AVE 1972 1987KEENE NH 03431(317) 816-3400

NATIONAL INS CO OF WI INC WI FC 250 S EXECUTIVE DR 1895 1895BROOKFIELD WI 53005-4272(262) 785-9995

NATIONAL INS UNDERWRITERS AR FC 13403 NORTHWEST FREEWAY 1945 1953HOUSTON TX 77040-6094(713) 996-1145

NATIONAL INTERSTATE INS CO OH FC 3250 INTERSTATE DR 1989 1996RICHFIELD OH 44286(330) 659-8900

NATIONAL JEWISH MEDICAL AND CO GA 1400 JACKSON ST 1900 1999 RESEARCH CENTER DENVER CO 80206

(303) 388-4461NATIONAL KIDNEY FOUNDATION INC NY GA 30 E 33RD ST 1950 1997

NEW YORK NY 10016(212) 889-2210

NATIONAL LIABILITY & FIRE INS CO CT FC 3024 HARNEY ST 1957 1979OMAHA NE 68131-3580(402) 536-3000

NATIONAL LIFE INS CO VT LC 1 NATIONAL LIFE DR 1848 1927MONTPELIER VT 05604(802) 229-3333

NATIONAL MOTOR CLUB OF AMERICA THE TX MC 6500 N BELTLINE RD STE 200 1956 1981IRVING TX 75063(972) 999-4430

NATIONAL MULTIPLE SCLEROSIS SOCIETY NY GA 700 BROADWAY STE 810 1946 2001DENVER CO 80203(303) 813-1052

NATIONAL MUTUAL BENEFIT WI FR 6522 GRAND TETON PLZ 1916 1916MADISON WI 53719(608) 833-1936

NATIONAL PRODUCT CARE CO IL WP 1000 MILWAUKEE AVE 1984 1995GLENVIEW IL 60025(847) 953-1000

NATIONAL REINSURANCE CORP DE FC P O BOX 10350 1806 1977STAMFORD CT 06904-2350(203) 328-5000

NATIONAL SLOVAK SOCIETY OF THE USA PA FR 333 TECHNOLOGY DR STE 112 1894 1918CANONSBURG PA 15317-9581(800) 488-1890

NATIONAL STATES INS CO MO LC 1830 CRAIG PARK CT 1964 1969ST LOUIS MO 63146-6925(314) 878-0101

NATIONAL SURETY CORP IL FC 233 S WACKER DR STE 2000 1970 1972CHICAGO IL 60606-6308(312) 441-5400

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NATIONAL TEACHERS ASSOCIATES LIFE INS CO TX LC 4949 KELLERE SPRINGS RD 1938 1999ADDISON TX 75001(888) 682-5433

NATIONAL TITLE INS OF NEW YORK INC NY TC 1111 E KATELLA STE 220 1929 1961ORANGE CA 92867(800) 421-8111

NATIONAL TRAVELERS LIFE CO IA LC 4095 NW URBANDALE DR 1907 1956URBANDALE IA 50322-7914(515) 645-4000

NATIONAL UNION FIRE INS CO OF PITTSBURGH PA FC 70 PINE ST 1901 1901NEW YORK NY 10270(212) 770-7000

NATIONAL WESTERN LIFE INS CO CO LC 850 E ANDERSON LN 1956 1966AUSTIN TX 78752-1638(512) 836-1010

NATIONAL WILDLIFE FEDERATION DC GA 11100 WILDLIFE CENTER DR 1939 1990RESTON VA 20190(800) 332-4949

NATIONS TITLE INS OF NEW YORK INC NY TC 4050 CALLE REAL STE 120 1927 1974SANTA BARBARA CA 93110(805) 696-7000

NATIONWIDE AFFINITY INS CO OF AMERICA KS FC ONE NATIONWIDE PLZ 1924 1926COLUMBUS OH 43215-2220(614) 249-7111

NATIONWIDE AGRIBUSINESS INS CO IA FC 1963 BELL AVE 1973 1989DES MOINES IA 50315-1030(515) 245-8800

NATIONWIDE ASSURANCE CO WI FC ONE NATIONWIDE PLZ 1942 1984COLUMBUS OH 43215(614) 249-1545

NATIONWIDE GENERAL INS CO OH FC ONE NATIONWIDE PLZ 1957 1998COLUMBUS OH 43216(614) 249-7111

NATIONWIDE INS CO OF AMER WI FC 1100 LOCUST ST 1960 1962DES MOINES IA 50391-1100(515) 280-4211

NATIONWIDE LIFE & ANNUITY CO OF AM DE LC P O BOX 15750 1958 1980WILMINGTON DE 19850-5750(610) 407-1717

NATIONWIDE LIFE & ANNUITY INS CO OH LC 1 NATIONWIDE PLZ 1981 1983COLUMBUS OH 43215-2220(800) 882-2822

NATIONWIDE LIFE INS CO OH LC 1 NATIONWIDE PLZ 1929 1976COLUMBUS OH 43215-2220(800) 882-2822

NATIONWIDE LIFE INS CO OF AM PA LC P O BOX 1717 1865 1927VALLEY FORGE PA 19482-1717(610) 407-1717

NATIONWIDE MUTUAL FIRE INS CO OH FC 1 NATIONWIDE PLZ 1933 1966COLUMBUS OH 43215-2220(614) 249-7111

NATIONWIDE MUTUAL INS CO OH FC 1 NATIONWIDE PLZ 1925 1966COLUMBUS OH 43215-2220(614) 249-7111

NATIONWIDE PROPERTY & CASUALTY INS CO OH FC 1 NATIONWIDE PLZ 1979 1984COLUMBUS OH 43215-2220(614) 249-7111

NATURE CONSERVANCY THE DC GA 4245 N FAIRFAX DR STE 100 1951 2001ARLINGTON VA 22203-1606(703) 841-4539

NAU COUNTRY INS CO MN FC 6701 HWY 10 NW 1985 1987RAMSEY MN 55303-4548(763) 427-3770

241




NAVIGATORS INS CO NY FC ONE PENN PLZ 55TH FL 1981 1986NEW YORK NY 10119(212) 244-2333

NCMIC INS CO IA FC P O BOX 9118 1946 1967DES MOINES IA 50306-9118(515) 313-4500

NETHERLANDS INS CO THE NH FC 62 MAPLE AVE 1979 1979KEENE NH 03431-1625(603) 352-3221

NETWORK HEALTH INS CORP WI LC P O BOX 120 2001 2001MENASHA WI 54952(800) 826-0940

NETWORK HEALTH PLAN WI HM P O BOX 120 1986 1986MENASHA WI 54952(920) 720-1200

NEUMA INC IL VI 7366 N LINCOLN AVE STE 202 1991 2002LINCOLNWOOD IL 60172(847) 674-1165

NEW ENGLAND INS CO CT FC 150 FEDERAL ST 1954 1969BOSTON MA 02110-3213(617) 526-8500

NEW ENGLAND LIFE INS CO MA LC 4100 BOY SCOUT BLVD 1980 1981TAMPA FL 33607(617) 578-2000

NEW ENGLAND PENSION & ANNUITY CO DE LC 4100 BOY SCOUT BLVD 1980 1981TAMPA FL 33607(617) 578-2000

NEW ERA LIFE INS CO OF THE MIDWEST TX LC P O BOX 4884 1960 1971HOUSTON TX 77210-4884(281) 368-7200

NEW HAMPSHIRE INDEMNITY CO INC PA FC 4501 N POINT PKWY 1951 1979ALPHARETTA GA 30022(770) 753-8300

NEW HAMPSHIRE INS CO PA FC 70 PINE ST 1869 1877NEW YORK NY 10270(212) 770-7000

NEW HOPE MUTUAL INS CO WI TM N11311 CTY HWY P 1887 1887IOLA WI 54945(715) 677-3833

NEW SOUTH INS CO NC FC P O BOX 3199 1952 1997WINSTON SALEM NC 27102-3199(336) 770-2000

NEW YORK LIFE & HEALTH INS CO DE LC 151 FARMINGTON AVE MC64 1982 1984HARTFORD CT 06156-0417(800) 872-3862

NEW YORK LIFE INS & ANNUITY CORP DE LC 51 MADISON AVE 1980 1981NEW YORK NY 10010-1603(212) 576-7000

NEW YORK LIFE INS CO NY LC 51 MADISON AVE 1841 1851NEW YORK NY 10010-1603(212) 576-7000

NEW YORK MARINE & GENERAL INS CO NY FC 330 MADISON AVE 1972 1986NEW YORK NY 10017-5001(212) 551-0600

NEWARK INS CO NJ FC P O BOX 9020 1811 1878BETHPAGE NY 11714-9020(516) 576-3400

NEWARK MUTUAL INS CO WI TM 1205 MADISON RD 1874 1874BELOIT WI 53511-4132(608) 362-3173

NEWCASTLE PLACE INC WI CC 2449 N DOWNER AVE 2001 2001MILWAUKEE WI 53211(972) 402-3713

242




NGL AMERICAN LIFE INS CO WI LC P O BOX 1031 1982 1997MADISON WI 53701-1031(608) 257-5611

NIAGARA FIRE INS CO DE FC CNA PLZ 1977 1977CHICAGO IL 60685(312) 822-5000

NICHIDO FIRE & MARINE INS CO LTD NY FC 70 PINE ST 1914 1979NEW YORK NY 10270(212) 770-7000

NIPPON LIFE INS CO OF AMERICA IA LC 521 FIFTH AVE 5TH FL 1972 1980NEW YORK NY 10175(212) 909-9861

NIPPONKOA INS CO LIMITED (US BRANCH) NY FC 14 WALL ST 8TH FL 1944 1984NEW YORK NY 10005(212) 566-7100

NISSAN MOTOR INS SERVICES CORP CA WP 990 W 190TH ST 1991 1995TORRENCE CA 90502(310) 768-3700

NISSAN NORTH AMERICA INC CA WP 18501 S FIGUEROA ST 1960 2001GARDENA CA 90248(310) 532-3111

NLC MUTUAL INS CO VT FC 1301 PENNSYLVANIA AVE NW 1986 2001 STE 550WASHINGTON DC 20004(202) 626-3110

NONPROFITS INS CO MN FC 920 2ND AVE S STE 700 1989 1995MINNEAPOLIS MN 55402-4023(612) 376-4241

NORBERTINE FATHERS WI GA 1016 N BROADWAY 1932 1994DE PERE WI 54115-2697(920) 337-4300

NORCAL MUTUAL INS CO CA FC 560 DAVIS ST 2ND FL 1975 1999SAN FRANCISCO CA 94111-1902(415) 397-9700

NORGUARD INS CO PA FC P O BOX A-H 1987 2001WILKES-BARRE PA 18703(570) 825-9900

NORTH AMERICAN BAPTISTS INC IL GA 1 SO 210 SUMMIT AVE 1947 1998OAK TERRACE IL 60181-3994(630) 495-2000

NORTH AMERICAN CO FOR LIFE & HEALTH INS IL LC ONE MIDLAND PLAZA 1886 1892SIOUX FALLS SD 57193-0001(312) 648-7600

NORTH AMERICAN ELITE INS CO NH FC 650 ELM ST 6TH FL 1987 1991MANCHESTER NH 03101-2524(800) 542-9200

NORTH AMERICAN INS CO WI LC 2721 N CENTRAL AVE 1962 1965PHOENIX AZ 85004(602) 263-6666

NORTH AMERICAN LUMBER INS CO MA FC P O BOX 9165 1983 1987FARMINGHAM MA 01701-9165(508) 620-9575

NORTH AMERICAN SPECIALTY INS CO NH FC 650 ELM ST 6TH FL 1973 1974MANCHESTER NH 03101-2596(603) 644-6600

NORTH AMERICAN WARRANTY SERVICES INC IL WP 1005 W BUSCH BLVD STE 204 1984 1992TAMPA FL 33612(813) 931-2258

NORTH CENTRAL LIFE INS CO IL LC P O BOX 1597 1921 1953NEPTUNE NJ 07754-1597(800) 300-9142

NORTH POINTE INS CO MI FC P O BOX 2223 1986 1996SOUTHFIELD MI 48037-2223(800) 229-6742

243




NORTH RIVER INS CO THE NJ FC 305 MADISON AVE 1972 1972MORRISTOWN NJ 07960(973) 490-6600

NORTH STAR REINS CORP DE FC 695 E MAIN ST 1956 1981STAMFORD CT 06901-2141(203) 328-5000

NORTHBROOK INDEMNITY CO IL FC 2775 SANDERS RD STE H1A 1978 1980NORTHBROOK IL 60062-7127(847) 402-5000

NORTHEASTERN MUTUAL INS CO WI TM P O BOX 96 1874 1875ALGOMA WI 54201-0096(920) 487-5954

NORTHERN ASSURANCE CO OF AMER THE MA FC 1 BEACON ST 1954 1955BOSTON MA 02108-3106(617) 725-6000

NORTHERN FINNISH MUTUAL INS CO WI TM RURAL ROUTE 1 BOX 4A 1914 1915MARENGO WI 54855(715) 278-3944

NORTHERN INS CO OF NY NY FC 1400 AMERICAN LANE 1897 1906SCHAUMBURG IL 60196-1056(847) 605-6000

NORTHERN MUTUAL INS CO MN FC P O BOX 401 1916 1999MINNEAPOLIS MN 55440-0401(612) 378-8600

NORTHLAND CASUALTY CO MN FC P O BOX 64816 1959 1959ST PAUL MN 55164-0816(651) 688-4100

NORTHLAND INS CO MN FC P O BOX 64816 1948 1950ST PAUL MN 55164-0816(800) 237-9334

NORTHWESTERN LONG TERM CARE INS CO WI LC 720 E WISCONSIN AVE 1953 1966MILWAUKEE WI 53202-4703(414) 665-2510

NORTHWESTERN MUTUAL LIFE INS CO THE WI LC 720 E WISCONSIN AVE 1857 1858MILWAUKEE WI 53202-4703(414) 271-1444

NORTHWESTERN NATIONAL CASUALTY CO TX FC 275 PHILLIPS BLVD 1964 1964TRENTON NJ 08618(609) 896-1921

NORTHWESTERN NATIONAL INS CO OF WI FC 709 CURTIS ST 1869 1869 MILWAUKEE WI MIDDLETOWN OH 45044-3999

(513) 425-5964NUTMEG LIFE INS CO IA LC 200 HOPMEADOW ST 1955 1970

SIMSBURY CT 06089-0000(860) 843-5867

NYLIFE INS CO OF AZ AZ LC 51 MADISON AVE 1987 1989NEW YORK NY 10010-1603(212) 576-7000

OAKWOOD FOUNDATION INC WI GA 6201 MINERAL POINT RD 1982 1994MADISON WI 53705(608) 231-3456

OAKWOOD VILLAGE APARTMENTS INC WI CC 6209 MINERAL POINT RD 1974 1998MADISON WI 53705(608) 231-3456

OAKWOOD VILLAGE EAST APARTMENT HOMES INC WI CC 5565 TANCHO DR 1999 1999MADISON WI 53718(608) 231-3451

OCCIDENTAL FIRE & CASUALTY CO OF NC NC FC P O BOX 10800 1961 1964RALEIGH NC 27605-0800(919) 833-1600

OCCIDENTAL LIFE INS CO OF NC TX LC P O BOX 2595 1906 1966WACO TX 76702-2595(800) 736-7311

244




ODYSSEY AMERICA REINSURANCE CORP CT FC 300 FIRST STAMFORD PL 1986 1987STAMFORD CT 06902-6733(203) 977-8000

ODYSSEY REINSURANCE CORP DE FC 300 FIRST STAMFORD PL 1974 1978STAMFORD CT 06902(203) 977-8000

OHIC INS CO OH FC 155 E BROAD ST 1978 1991COLUMBUS OH 43215(614) 221-7777

OHIO CASUALTY INS CO THE OH FC 9450 SEWARD RD 1919 1929FAIRFIELD OH 45014-5456(513) 603-2250

OHIO FARMERS INS CO OH FC P O BOX 5001 1848 1913WESTFIELD CTR OH 44251-5001(330) 887-0101

OHIO INDEMNITY CO OH FC 250 E BROAD ST 10TH FL 1956 1989COLUMBUS OH 43215(800) 628-8581

OHIO NATIONAL LIFE ASSURANCE CORP OH LC P O BOX 237 1979 1985CINCINNATI OH 45201-0237(513) 794-6100

OHIO NATIONAL LIFE INS CO OH LC P O BOX 237 1909 1985CINCINNATI OH 45201-0237(513) 794-6100

OHIO SECURITY INS CO OH FC 9450 SEWARD RD 1950 1964FAIRFIELD OH 45014-5456(513) 603-2400

OHIO STATE LIFE INS CO TX LC P O BOX 13487 1906 1982KANSAS CITY MO 64199-3487(816) 391-2000

OLD AMERICAN INS CO MO LC P O BOX 218573 1939 1968KANSAS CITY MO 64141-8573(816) 753-7000

OLD REPUBLIC HOME PROTECTION CO INC CA WP 2 ANNABEL LANE #112 1982 2002SAN RAMON CA 94583(925) 866-1500

OLD REPUBLIC INS CO PA FC P O BOX 789 1935 1956GREENSBURG PA 15601-0789(724) 834-5000

OLD REPUBLIC INSURED AUTOMOTIVE OK WP 8282 S MEMORIAL DR STE 202 1977 1992 SERVICES INC TULSA OK 74133-4352

(918) 307-1000OLD REPUBLIC LIFE INS CO IL LC 307 N MICHIGAN AVE 1931 1939

CHICAGO IL 60601-3701(312) 346-8100

OLD REPUBLIC MERCANTILE INS CO WI FC 445 S MOORLAND RD STE 300 1985 1995BROOKFIELD WI 53005-4253(262) 797-3455

OLD REPUBLIC MINNEHOMA INS CO AZ FC P O BOX 35008 1977 1977TULSA OK 74153-0008(918) 307-1000

OLD REPUBLIC NATL TITLE INS CO MN TC 400 2ND AVE S 1907 1956MINNEAPOLIS MN 55401(612) 371-1111

OLD REPUBLIC SURETY CO WI FC P O BOX 1635 1981 1981MILWAUKEE WI 53201-1635(262) 797-2640

OLD UNITED CASUALTY CO KS FC P O BOX 795 1988 1995SHAWNEE MISSION KS 66201(913) 895-0200

OLD UNITED LIFE INS CO AZ LC P O BOX 795 1963 1995SHAWNEE MISSION KS 66201(800) 866-6090

245




OMAHA ADMINISTRATION SERVICES INC NE WP 12809 W DODGE RD 1982 1995OMAHA NE 68154(402) 333-9000

OMAHA INDEMNITY CO THE WI FC 3102 FARNAM ST 1956 1967OMAHA NE 68131-3491(402) 342-3326

OMAHA LIFE INS CO NE LC P O BOX 2879 1923 1961OMAHA NE 68103-2879(402) 390-9494

OMAHA PROPERTY & CASUALTY INS CO NE FC 3102 FARNAM ST 1978 1980OMAHA NE 68131-3504(402) 342-3326

OMNI INS CO IL FC P O BOX 105440 1980 1995ATLANTA GA 30348(770) 952-4500

ONEBEACON AMERICA INS CO MA FC 1 BEACON ST 1971 1971BOSTON MA 02108-3100(617) 725-6000

ONEBEACON INS CO PA FC ONE BEACON ST 1956 1956BOSTON MA 02108(617) 725-6000

ONEBEACON MIDWEST INS CO WI FC 1 BEACON ST 1991 1991BOSTON MA 02108(617) 725-6000

OPTIMUM RE INS CO TX LC P O BOX 660010 1978 1991DALLAS TX 75266-0010(214) 528-2020

ORAL ROBERTS UNIV OK GA 7777 S LEWIS AVE 1963 1978TULSA OK 74171-0001(918) 495-7549

ORDER OF UNITED COMMERCIAL TRAVELERS OH FR 632 N PARK ST 1890 1904 OF AMER COLUMBUS OH 43215

(800) 848-0123ORION INS CO CT FC P O BOX 1000 1979 1989

CHARLOTTE NC 28201-1000(704) 522-2000

OUR MOTHER OF PERPETUAL HELP RETREAT WI GA 1800 N TIMBER TRAIL LANE 1999 1999 CENTER OF OCONOMOWOC WISCONSIN OCONOMOWOC WI 53066-4897

(414) 567-6900OVERSEAS PARTNERS US REINSURANCE CO DE FC 1700 MARKET ST STE 2720 1993 1997

PHILADELPHIA PA 19103(215) 282-6050

OWNERS INS CO OH FC P O BOX 30660 1975 1984LANSING MI 48909-8160(517) 323-1200

OXFORD LIFE INS CO AZ LC 2721 N CENTRAL AVE 1965 1995PHOENIX AZ 85004-1120(888) 757-3732

OZARK NATIONAL LIFE INS CO MO LC P O BOX 15688 1964 1992KANSAS CITY MO 64106-0688(816) 842-6300

PACIFIC EMPLOYERS INS CO PA FC P O BOX 41484 1923 1951PHILADELPHIA PA 19101-1484(215) 640-2324

PACIFIC INDEMNITY CO WI FC P O BOX 1615 1926 1950WARREN NJ 07061-1615(908) 903-2000

PACIFIC LIFE & ANNUITY CO AZ LC 700 NEWPORT CTR DR 1982 1990NEWPORT BEACH CA 92660(949) 219-3011

PACIFIC LIFE INS CO CA LC 700 NEWPORT CENTER DR 1868 1936NEWPORT BEACH CA 92660(949) 219-3011

246




PACIFIC SPECIALTY INS CO CA FC 3601 HAVEN AVE 1988 1997MENLO PARK CA 94025(650) 780-4800

PALLOTTINE FATHERS & BROTHERS INC WI GA 5424 W BLUEMOUND RD 1978 1988MILWAUKEE WI 53208-3011(414) 259-0688

PAN AMERICAN ASSURANCE CO LA LC P O BOX 53372 1981 1994NEW ORLEANS LA 70153(504) 566-3161

PAN AMERICAN LIFE INS CO LA LC P O BOX 60219 1911 1992NEW ORLEANS LA 70160(504) 566-3161

PARAGON LIFE INS CO MO LC 190 CARONDELET PLZ 1981 1983ST LOUIS MO 63105(314) 862-2211

PARIS MUTUAL FIRE INS CO WI TM 20604 9TH ST 1873 1873KANSASVILLE WI 53139(262) 878-1782

PARK AVENUE LIFE INS CO DE LC 7 HANOVER SQ 1964 1966NEW YORK NY 10004-2616(212) 598-8924

PARTNERRE INS CO OF NY NY FC ONE GREENWICH PLZ 1875 1986GREENWICH CT 06830-6352(203) 485-4200

PARTNERS MUTUAL INS CO WI FC P O BOX 2003 1931 1932MILWAUKEE WI 53201-2003(262) 798-5050

PATHFINDER INS CO CO FC 1 CAMPUS DR 1986 1986PARSIPPANY NJ 07054-0642(973) 496-3731

PATRIOT GENERAL INS CO WI FC 1800 N POINT RD 1968 1994STEVENS POINT WI 54481(715) 346-6000

PAUL REVERE LIFE INS CO THE MA LC 1 FOUNTAIN SQ 1930 1930CHATTANOOGA TN 37402-1330(423) 755-1011

PAUL REVERE VARIABLE ANNUITY INS CO MA LC 1 FOUNTAIN SQ 1965 1966CHATTANOOGA TN 37402-1330(423) 755-1011

PEAK PROPERTY & CASUALTY INS CORP CO FC P O BOX 1000 1985 1987CHARLOTTE NC 28201-1000(704) 522-2000

PEER REVIEW SYSTEMS INC OH IRO 350 WORTHINGTON RD STE H 2000 2002WESTERVILLE OH 43082(614) 895-9900

PEERLESS INDEMNITY INS CO IL FC 62 MAPLE AVE 2002 2002KEENE NH 03431(603) 352-3221

PEERLESS INS CO NH FC 62 MAPLE AVE 1901 1946KEENE NH 03431(603) 352-3221

PEKIN INS CO IL FC 2505 COURT ST 1961 1983PEKIN IL 61558-0001(309) 346-1161

PEKIN LIFE INS CO IL LC 2505 COURT ST 1965 1983PEKIN IL 61558-0001(309) 346-1161

PELLA MUTUAL INS CO WI TM W11261 HWY D 1876 1877MARION WI 54950(715) 754-5039

PENINSULAR LIFE INS CO FL LC 600 COURTLAND ST 1901 1973ORLANDO FL 32804(407) 628-1776

247




PENN AMERICA INS CO PA FC 420 S YORK RD 1975 1996HATBORO PA 19040(215) 443-3600

PENN INS & ANNUITY CO DE LC 600 DRESHER RD 1980 1981HORSHAM PA 19044(215) 956-9177

PENN MILLERS INS CO PA FC P O BOX P 1887 1911WILKES-BARRE PA 18777-0016(570) 822-8111

PENN MUTUAL LIFE INS CO THE PA LC 600 DRESHER RD 1847 1915HORSHAM PA 19044(215) 956-8000

PENN TREATY NETWORK AMERICA INS CO PA LC 3440 LEHIGH ST 1954 1971ALLENTOWN PA 18103-7001(800) 628-3417

PENNSYLVANIA CASUALTY CO PA FC P O BOX 85 1925 1928MECHANICSBURG PA 17055-0085(717) 766-1122

PENNSYLVANIA GENERAL INS CO PA FC ONE BEACON ST 1955 1957BOSTON MA 02108(617) 725-6000

PENNSYLVANIA LIFE INS CO PA LC 600 COURTLAND ST 1948 1960ORLANDO FL 32804(800) 275-7366

PENNSYLVANIA LUMBERMENS MUTUAL INS CO PA FC 170 S INDEPENDENCE SQ W 1895 1981STE 200 EPHILADELPHIA PA 19106(215) 625-9233

PENNSYLVANIA MANUFACTURERS ASSN INS CO PA FC P O BOX 3031 1964 1979BLUE BELL PA 19422-0754(610) 397-5000

PENNSYLVANIA NATIONAL MUTUAL CASUALTY PA FC P O BOX 2361 1919 1962 INS CO HARRISBURG PA 17105

(717) 234-4941PEOPLE FOR THE ETHICAL TREATMENT VA GA 501 FRONT ST 1998 2001 OF ANIMALS INC NORFOLK VA 23510-9802

(757) 622-7382PEOPLES BENEFIT LIFE INS CO IA LC 4333 EDGEWOOD RD NE 1920 1956

CEDAR RAPIDS IA 52499(319) 398-8511

PERMANENT GENERAL ASSURANCE CORP TN FC P O BOX 305054 1978 1982NASHVILLE TN 37230-5054(800) 280-1466

PETROLEUM CASUALTY CO TX FC P O BOX 3342 1925 1970HOUSTON TX 77253-3342(713) 680-7148

PHARMACISTS LIFE INS CO THE IA LC P O BOX 370 1979 1997ALGONA IA 50511(800) 247-5930

PHARMACISTS MUTUAL INS CO IA FC P O BOX 370 1909 1919ALGONA IA 50511(515) 295-2461

PHILADELPHIA AMERICAN LIFE INS CO TX LC 200 WESTLAKE PARK BLVD 1978 1978 STE 1200HOUSTON TX 77079-2663(281) 368-7200

PHILADELPHIA INDEMNITY INS CO PA FC 1 BALA PLZ STE 100 1980 1986BALA CYNWYD PA 19004(800) 759-4961

PHILADELPHIA REINSURANCE CORP PA FC 1234 MARKET ST #1815 1952 1972PHILADELPHIA PA 19107(215) 832-3900

248




PHILIPS CONSUMER ELECTRONICS CO DE WP 1 PHILLIPS DR 1899 1996KNOXVILLE TN 37914(615) 474-0488

PHL VARIABLE INS CO CT LC 100 BRIGHT MEADOW BLVD 1981 1982ENFIELD CT 06083-1900(860) 403-1000

PHOENIX AMERICAN WARRANTY CO INC FL WP 6303 BLUE LAGOON DR STE 225 1985 1992MIAMI FL 33126(305) 266-5665

PHOENIX ASSURANCE CO OF NY NH FC P O BOX 1000 1977 1977CHARLOTTE NC 28201-1000(704) 522-2000

PHOENIX INS CO THE CT FC 1 TOWER SQ 1850 1872HARTFORD CT 06183-6014(860) 277-0111

PHOENIX LIFE & ANNUITY CO CT LC 100 BRIGHT MEADOW BLVD 1981 1990ENFIELD CT 06083-1900(860) 403-1000

PHOENIX LIFE INS CO NY LC 100 BRIGHT MEADOW BLVD 1851 1928ENFIELD CT 06083-1900(860) 403-1000

PHOENIX NATIONAL INS CO OH LC 100 BRIGHT MEADOW BLVD 1948 1990ENFIELD CT 06083(860) 403-1000

PHP INS PLAN INC WI HM P O BOX 11625 1996 1996GREEN BAY WI 54307-1625(800) 472-1719

PHYSICIANS BENEFITS TRUST LIFE INS CO IL LC 20 N MICHIGAN AVE STE 700 1909 1959CHICAGO IL 60602(312) 580-2454

PHYSICIANS INS CO OF WI INC WI FC P O BOX 45650 1986 1986MADISON WI 53717-5650(608) 831-8331

PHYSICIANS LIFE INS CO NE LC 2600 DODGE ST 1970 1971OMAHA NE 68131-2715(402) 633-1000

PHYSICIANS MUTUAL INS CO NE LC 2600 DODGE ST 1902 1963OMAHA NE 68131-2715(402) 633-1000

PHYSICIANS PLUS INS CORP WI HM 22 E MIFFLIN ST STE 200 1986 1986MADISON WI 53703(800) 545-5015

PIONEER LIFE INS CO IL LC 11815 N PENNSYLVANIA ST 1963 1982CARMEL IN 46032(317) 817-4800

PIONEER MUTUAL LIFE INS CO ND LC P O BOX 2546 1947 1995FARGO ND 58108(701) 297-5700

PIONEER SECURITY LIFE INS CO TX LC P O BOX 2550 1955 1981WACO TX 76702-2550(800) 736-7311

PLANET INDEMNITY CO IL FC 9025 N LINDBERGH DR 1987 2001PEORIA IL 61615(309) 692-1000

PLATTE RIVER INS CO NE FC P O BOX 5900 1972 1996MADISON WI 53705(608) 231-4450

PMA CAPITAL INS CO PA FC 1735 MARKET ST 1980 1991PHILADELPHIA PA 19103(215) 665-5000

PMI MORTGAGE INS CO AZ FC 3003 OAK RD 1972 1975WALNUT CREEK CA 94597-2098(925) 658-7878

249




PODIATRY INS CO OF AMERICA (RISK RETENTION IL FC 110 WESTWOOD PL STE 100 1980 1986 GROUP) A MUTUAL CO BRENTWOOD TN 37027-5015

(800) 251-5727POLICYHOLDERS MUTUAL INS CO WI FC 2810 CITY VIEW DR 1988 1989

MADISON WI 53708(608) 246-2552

POLISH FALCONS OF AMERICA PA FR 615 IRON CITY DR 1928 1964PITTSBURGH PA 15205-4348(412) 922-2244

POLISH NATIONAL ALLIANCE OF THE U S OF N A IL FR 6100 N CICERO AVE 1896 1917CHICAGO IL 60646-4385(773) 286-0500

POLISH ROMAN CATHOLIC UNION OF AMER IL FR 984 N MILWAUKEE AVE 1887 1927CHICAGO IL 60622-4101(773) 782-2600

POLISH WOMENS ALLIANCE OF AMER IL FR 205 S NORTHWEST HWY 1902 1932PARK RIDGE IL 60068-5876(847) 384-1200

POTOMAC INS CO OF IL IL FC ONE BEACON ST 1981 1984BOSTON MA 02108(617) 725-6000

PRE PAID LEGAL CASUALTY INC OK FC P O BOX 145 1979 1988ADA OK 74821(580) 436-1234

PREFERRED PROFESSIONAL INS CO NE FC P O BOX 540658 1976 1990OMAHA NE 68154-0658(402) 392-1566

PREMIER MEDICAL INS GROUP INC WI LC 1277 DEMING WAY 1995 1995MADISON WI 53717(608) 836-1400

PRESBYTERIAN CHURCH USA FOUNDATION PA GA 200 E 12TH ST 1799 1977JEFFERSONVILLE IN 47130-3854(502) 569-5934

PRESIDENTIAL LIFE INS CO NY LC 69 LYDECKER ST 1965 1985NYACK NY 10960-2103(845) 358-2300

PRICE COUNTY TOWN MUTUAL INS CO WI TM P O BOX 69 1901 1901PHILLIPS WI 54555-0069(715) 339-2833

PRIESTS OF THE SACRED HEART WI GA P O BOX 289 1956 1977HALES CORNERS WI 53130-0289(414) 425-6910

PRIMERICA LIFE INS CO MA LC 3120 BRECKINRIDGE BLVD 1927 1948DULUTH GA 30199-0001(800) 257-4725

PRINCIPAL LIFE INS CO IA LC 711 HIGH ST 1879 1895DES MOINES IA 50392-0001(515) 247-5111

PRIVATE RESIDENTIAL MORTGAGE INS CORP NC FC P O BOX 177800 1992 1992RALEIGH NC 27619(919) 846-4100

PRIZM ADMINISTRATIVE SOLUTIONS INC CO WP 1099 18TH ST STE 570 2000 2002DENVER CO 80202(303) 422-7108

PRO-GUARD INTERNATIONAL INC DE WP P O BOX 3615 1992 1996LAGUNA HILLS CA 92654-3615(800) 825-4826

PROFESSIONAL INS CO TX LC 6604 W BROAD ST 1936 1995RICHMOND VA 23230(804) 662-2400

PROFESSIONAL LIABILITY INS CO OF AMERICA NY FC 2 PARK AVE RM 2500 1958 1958NEW YORK NY 10016(212) 576-9801

250




PROFESSIONALS ADVOCATE INS CO MD FC 225 INTERNATIONAL CR 1985 1998HUNT VALLEY MD 21030(410) 785-0050

PROGRESSIVE AMERICAN LIFE INS CO OH LC 6300 WILSON MILLS RD W33 1967 1979MAYFIELD VILLAGE OH 44143-2182(800) 776-4737

PROGRESSIVE CASUALTY INS CO OH FC 6300 WILSON MILLS RD W33 1956 1973MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE CLASSIC INS CO WI FC 6300 WILSON MILLS RD W33 1983 1983MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE HALCYON INS CO OH FC 6300 WILSON MILLS RD W33 1986 1999MAYFIELD OH 44143-2182(440) 461-5000

PROGRESSIVE MAX INS CO OH FC 6300 WILSON MILLS RD W33 1937 1999MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE NORTHERN INS CO WI FC 6300 WILSON MILLS RD W33 1980 1980MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE NORTHWESTERN INS CO WA FC 6300 WILSON MILLS RD W33 1982 1999MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE SPECIALTY INS CO OH FC 6300 WILSON MILLS RD W33 1975 1979MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PRONATIONAL INS CO MI FC 100 BROOKWOOD PL 1980 1998BIRMINGHAM AL 35209(205) 877-4400

PROPERTY & CASUALTY INS CO OF HARTFORD IN FC HARTFORD PLZ 1989 1996HARTFORD CT 06115(860) 547-5000

PROPERTY-OWNERS INS CO IN FC P O BOX 30660 1976 2001LANSING MI 48909-8160(517) 323-1200

PROTECTIVE ADMINISTRATIVE SERVICES INC MO WP 520 MARYVILLE CTR DR 1995 1996 STE 500ST LOUIS MO 63141-5814(314) 579-8273

PROTECTIVE INS CO IN FC 1099 N MERIDIAN ST 1954 1958INDIANAPOLIS IN 46204(317) 636-9800

PROTECTIVE LIFE INS CO TN LC P O BOX 2606 1907 1981BIRMINGHAM AL 35202(205) 268-1000

PROTECTIVE NATIONAL INS CO OF OMAHA THE NE FC 11128 JOHN GALT BLVD STE 200 1958 1959OMAHA NE 68137-2321(402) 344-7600

PROVANTIS INS CO DE LC 100 FIRST ST 1966 1997SAN FRANCISCO CA 94105(415) 972-8300

PROVIDENCE WASHINGTON INS CO RI FC P O BOX 518 1799 1873PROVIDENCE RI 02901-0518(401) 453-7000

251




PROVIDENT AMERICAN LIFE & HEALTH INS CO OH LC 17800 ROYALTON RD 1949 1986STRONGSVILLE OH 44136(440) 572-2400

PROVIDENT LIFE & ACCIDENT INS CO TN LC FOUNTAIN SQ 1 N 1887 1926CHATTANOOGA TN 37402(423) 755-1011

PROVINCE OF ST JOSEPH OF THE CAPUCHIN WI GA 301 CHURCH ST 1882 1978 ORDER THE MOUNT CALVARY WI 53057-9605

(920) 753-7500PRUCO LIFE INS CO AZ LC 213 WASHINGTON ST 9TH FL 1971 1982

NEWARK NJ 07102(877) 301-1212

PRUDENTIAL COMMERCIAL INS CO DE FC 23 MAIN ST 1978 1982HOLMDEL NJ 07733(732) 946-5000

PRUDENTIAL GENERAL INS CO DE FC 23 MAIN ST 1978 1982HOLMDEL NJ 07733(732) 946-5000

PRUDENTIAL INS CO OF AMERICA THE NJ LC 213 WASHINGTON ST 9TH FL 1873 1887NEWARK NJ 07102-2992(973) 802-6000

PRUDENTIAL PROPERTY & CASUALTY INS CO IN FC 23 MAIN ST 1975 1975HOLMDEL NJ 07733(732) 946-5000

PRUDENTIAL SELECT LIFE INS CO OF AMERICA MN LC 213 WASHINGTON ST 9TH FL 1900 1967NEWARK NJ 07102(877) 301-1212

PUBLIC SERVICE MUTUAL INS CO NY FC ONE PARK AVE 1925 1964NEW YORK NY 10016(212) 591-9438

PUTNAM REINSURANCE CO NY FC 80 PINE ST 1977 1980NEW YORK NY 10005(212) 770-2000

PXRE REINSURANCE CO CT FC 399 THORNALL ST 14TH FL 1987 1987EDISON NJ 08837(732) 906-8100

PYRAMID LIFE INS CO THE KS LC P O BOX 772 1913 1970SHAWNEE MISSION KS 66201(913) 722-1110

QBE INS CORP PA FC WALL STREET PLZ 1980 198488 PINE ST 16TH FLNEW YORK NY 10005(212) 422-9888

QBE REINSURANCE CORP PA FC WALL STREET PLZ 1964 197988 PINE ST 16TH FLNEW YORK NY 10005(212) 422-1212

QUADRANT INDEMNITY CO CT FC P O BOX 1615 1997 1998WARREN NJ 07061-1615(908) 903-2000

QUALITY CARE CHIROPRACTIC INS WI LH P O BOX 594 1991 1991HARTLAND WI 53029(414) 367-3200

RACINE COUNTY MUTUAL INS CO WI TM P O BOX 201 1873 1873FRANKSVILLE WI 53126-0201(262) 886-3617

RACINE DENTAL PLAN INC WI LH 1320 S GREEN BAY RD 1987 1987RACINE WI 53406(262) 637-9371

RADIAN ASSET ASSURANCE INC NY FC 335 MADISON AVE 1985 1995NEW YORK NY 10017-4605(212) 983-5859

252




RADIAN GUARANTY INC PA FC 1601 MARKET ST 1976 1979PHILADELPHIA PA 19103(800) 523-1988

RADIAN REINSURANCE INC NY FC 335 MADISON AVE 1986 1988NEW YORK NY 10017-4605(212) 983-3100

RAMPART INS CO NY FC 90 BROAD ST #25 1979 1994NEW YORK NY 10004-2205(212) 480-0570

RANGER INS CO DE FC P O BOX 2807 1923 1964HOUSTON TX 77042(713) 954-8100

RAPID RESPONSE ROADSERVICE MOTOR CLUB INC CA MC 730 PASEO CAMARILLO 2ND FL 1989 1990CAMARILLO CA 93010-0000(800) 384-8600

RAWHIDE INC WI GA E7475 RAWHIDE RD 1965 2001NEW LONDON WI 54961-9052(920) 982-6100

REASSURE AMERICA LIFE INS CO IL LC 1275 SANDUSKY RD 1885 1895JACKSONVILLE IL 62650(217) 291-2000

RECIPROCAL OF AMERICA VA FC P O BOX 85058 1977 1998RICHMOND VA 23261-5058(804) 747-8600

REDLAND INS CO NJ FC 1177 AVE OF THE AMERICAS 1978 1988NEW YORK NY 10036(212) 805-9700

REEDSBURG WESTFIELD MUTUAL INS CO WI TM 1417 RIDGEVIEW DR 1876 1876REEDSBURG WI 53959(608) 524-3405

REGAL INS CO IN FC P O BOX 105091 1980 1993ATLANTA GA 30348(678) 627-6000

REGENT INS CO WI FC 1 GENERAL DR 1963 1963SUN PRAIRIE WI 53596-0001(608) 837-4440

REINSURANCE CO OF AMERICA INC IL FC 140 S DEARBORN ST 1972 1981CHICAGO IL 60603-5202(312) 782-9453

RELIABLE LIFE INS CO THE MO LC 231 W LOCKWOOD AVE 1911 1969WEBSTER GROVES MO 63119-2327(314) 968-4900

RELIANCE LIFE INS CO DE LC THREE PARKWAY 1969 1980PHILADELPHIA PA 19102(215) 864-4000

RELIANCE STANDARD LIFE INS CO IL LC 2001 MARKET ST STE 1500 1907 1952PHILADELPHIA PA 19103(267) 256-3500

RELIASTAR LIFE INS CO MN LC 5780 POWERS FERRY RD NW 1885 1954ATLANTA GA 30327-4390(612) 372-5432

RELIASTAR LIFE INS CO OF NY NY LC 5780 POWERS FERRY RD NW 1917 1967ATLANTA GA 30327(516) 682-8700

REPUBLIC FRANKLIN INS CO OH FC P O BOX 530 1949 1997UTICA NY 13503-0530(315) 734-2000

REPUBLIC INDEMNITY CO OF AMERICA CA FC 15821 VENTURA BLVD STE 370 1972 1995ENCINO CA 91436(818) 990-9860

REPUBLIC INDEMNITY CO OF CA CA FC 15821 VENTURA BLVD STE 370 1982 1995ENCINO CA 91436(818) 990-9860

253




REPUBLIC INS CO TX FC P O BOX 192509 1979 1980DALLAS TX 75219(214) 559-1222

REPUBLIC MORTGAGE INS CO NC FC P O BOX 2514 1972 1991WINSTON SALEM NC 21702(336) 661-0015

REPUBLIC WESTERN INS CO AZ FC 2721 N CENTRAL AVE 1973 1980PHOENIX AZ 85004-1163(602) 263-6755

RESIDENTIAL GUARANTY CO AZ FC 3003 OAK RD 1994 1996WALNUT CREEK CA 94597-2098(925) 658-7878

RESOURCE LIFE INS CO IL LC 1000 MILWAUKEE AVE 1963 1975GLENVIEW IL 60025(847) 953-1000

RESPONSE INS CO DE FC 500 S BROAD ST 1983 1984MERIDEN CT 064-50(203) 634-7200

RESPONSE WORLDWIDE DIRECT AUTO INS CO OH FC 500 S BROAD ST 1961 1986MERIDEN CT 06450(203) 634-7200

RESPONSE WORLDWIDE INS CO OH FC 500 S BROAD ST 1979 1979MERIDEN CT 06450(203) 634-7200

RGA REINSURANCE CO MO LC 1370 TIMBERLAKE MANOR 1981 1983 PKYCHESTERFIELD MO 63017-6039(636) 736-7300

RIDGEVIEW HEIGHTS INDEPENDENT LIVING CORP WI CC 2090 RIDGEWAY DR 1988 1996REEDSBURG WI 53959(608) 524-9088

RIPON COLLEGE WI GA P O BOX 248 1855 1977RIPON WI 54971-0248(920) 748-8106

RISCORP NATIONAL INS CO MO FC P O BOX 1329 1935 1980SARASOTA FL 34230-1329(941) 316-6820

RIVER FALLS MUTUAL INS CO WI TM 218 N MAIN ST 1876 1876RIVER FALLS WI 54022-2318(715) 425-5292

RLI INS CO IL FC 9025 N LINDBERG DR 1959 1972PEORIA IL 61615-1431(309) 692-1000

ROADGARD MOTOR CLUB INC FL MC 11222 QUAIL ROOST DR - 1982 1984 TAX DEPTMIAMI FL 33157-6543(305) 253-2244

ROCHDALE INS CO NY FC 59 MAIDEN LANE 1955 1982NEW YORK NY 10038(212) 220-7120

ROCKFORD MUTUAL INS CO IL FC P O BOX 5626 1896 1974ROCKFORD IL 61125-0626(815) 229-1500

ROMAN CATHOLIC DIOCESE OF MADISON WI GA 702 S HIGH POINT RD 1946 2001MADISON WI 53719(608) 821-3021

ROSENDALE MUTUAL INS CO WI TM P O BOX 3 1874 1874ROSENDALE WI 54974-0003(920) 872-2016

ROYAL ADMINISTRATION SERVICES INC FL WP 51 MILL ST BLDG F 2000 2002HANOVER MA 02339(781) 659-4165

254




ROYAL INDEMNITY CO DE FC P O BOX 1000 1979 1980CHARLOTTE NC 28201-1000(704) 522-2000

ROYAL INS CO OF AMERICA IL FC P O BOX 3144 1957 1974NAPERVILLE IL 50566(630) 577-9200

ROYAL NEIGHBORS OF AMERICA IL FR 230 16TH ST 1895 1898ROCK ISLAND IL 61201-8608(309) 788-4561

ROYAL WARRANTY SERVICES INC FL WP 9300 ARROWPOINT BLVD 1998 1998CHARLOTTE NC 28273(704) 543-3332

RURAL COMMUNITY INS CO MN FC 3501 THURSTON AVE 1980 1995ANOKA MN 55303-1060(763) 323-2299

RURAL MUTUAL INS CO WI FC P O BOX 5555 1934 1935MADISON WI 53705-0555(608) 836-5525

RUSHMORE NATIONAL LIFE INS CO SD LC P O BOX 1320 1937 1965RAPID CITY SD 57709-1320(605) 719-0999

S.USA LIFE INS CO INC AZ LC P O BOX 1050 1995 1997NEWARK NJ 07101(877) 725-4375

SAFE DRIVER MOTOR CLUB INC DE MC ONE GEICO PLZ 1966 1980WASHINGTON DC 20076-0001(301) 986-2014

SAFECO INS CO OF AMERICA WA FC SAFECO PLAZA 1953 1955SEATTLE WA 98185(206) 545-5000

SAFECO INS CO OF IL IL FC SAFECO PLZ 1980 1984SEATTLE WA 98185(206) 545-5000

SAFECO INS CO OF INDIANA IN FC SAFECO PLZ T-5 1976 1979SEATTLE WA 98185(206) 545-5000

SAFECO LIFE INS CO WA LC P O BOX 34690 1957 1959SEATTLE WA 98124-1690(425) 376-8000

SAFECO NATIONAL INS CO MO FC SAFECO PLZ 1972 1991SEATTLE WA 98185(206) 545-5000

SAFECO NATIONAL LIFE INS CO WA LC P O BOX 34690 1979 1980SEATTLE WA 98124-1690(425) 376-8000

SAFEGUARD INS CO CT FC P O BOX 1000 1867 1872CHARLOTTE NC 28201-1000(704) 522-2000

SAFEHEALTH LIFE INS CO CA LC P O BOX 30930 1970 1995LAGUNA HILLS CA 92654-0930(949) 425-4300

SAFETY NATIONAL CASUALTY CORP MO FC 2043 WOODLAND PKWY STE 200 1942 1989ST LOUIS MO 63146(314) 995-5300

SAFEWAY INS CO IL FC 790 PASQUINELLI DR 1962 1992WESTMONT IL 60559(630) 887-8300

SAGAMORE INS CO IN FC 1099 N MERIDIAN ST 1981 1989INDIANAPOLIS IN 46204(317) 636-9800

SAGE LIFE ASSURANCE OF AMERICA INC DE LC 969 HIGH RIDGE RD 1981 1981STAMFORD CT 06905(203) 602-6500

255




SAN CAMILLO INC WI CC 10200 W BLUEMOUND RD 1983 1984WAUWATOSA WI 53226(414) 259-6333

SAN FRANCISCO REINS CO CA FC 777 SAN MARIN DR 1956 1981NOVATO CA 94998-3452(415) 899-2000

SAVE THE CHILDREN FEDERATION INC CT GA 54 WILTON RD 1962 1998WESTPORT CT 06880(203) 221-4035

SC & E ADMINISTRATIVE SERVICES INC TX WP 600 E LAS COLINAS BLVD 1999 2000 STE 900IRVING TX 75039(800) 272-7738

SCHOOL SISTERS OF NOTRE DAME MILW PROV INC WI GA 13105 WATERTOWN PLANK RD 1869 1993ELM GROVE WI 53122-2291(262) 782-9850

SCHOOL SISTERS OF ST FRANCIS INC WI GA 1501 S LAYTON BLVD 1980 1993MILWAUKEE WI 53215-1924(414) 384-4105

SCOR LIFE INS CO TX LC 15305 DALLAS PKWY STE 700 1965 1967ADDISON TX 75001(972) 560-9500

SCOR LIFE US RE INS CO TX LC 15305 DALLAS PKWY STE 700 1945 1963ADDISON TX 75001(972) 560-9500

SCOR REINSURANCE CO NY FC 199 WATER ST 21ST FL 1984 1998NEW YORK NY 10038(212) 480-1900

SCOTTSDALE INDEMNITY CO OH FC P O BOX 4110 1984 1994SCOTTSDALE AZ 85261-4110(480) 365-4000

SEA INS CO OF AMERICA THE NY FC P O BOX 1000 1991 1992CHARLOTTE NC 28201-1000(704) 522-2000

SEABOARD SURETY CO NY FC 5801 SMITH AVE 1927 1930BALTIMORE MD 21209-3653(651) 310-7911

SEARS LIFE INS CO IL LC 10255 W HIGGINS RD STE 700 1956 1992ROSEMONT IL 60018(847) 375-8001

SEATON INS CO WA FC 2 CENTRAL SQUARE 2ND FL 1901 1913CAMBRIDGE MA 02139(617) 234-3871

SECURA INS A MUTUAL CO WI FC P O BOX 819 1900 1900APPLETON WI 54912-0819(920) 739-3161

SECURA SUPREME INS CO WI FC P O BOX 819 1995 1995APPLETON WI 54912-0819(920) 739-3161

SECURIAN CASUALTY CO MN FC 400 ROBERT ST N 1994 1996ST PAUL MN 55101-2098(952) 829-1400

SECURIAN LIFE INS CO MN LC 400 ROBERT ST 1981 1993ST PAUL MN 55101-2098(651) 665-3500

SECURITY BENEFIT LIFE INS CO KS LC ONE SECURITY BENEFIT PL 1892 1963TOPEKA KS 66636-0001(785) 438-3000

SECURITY CONNECTICUT LIFE INS CO MN LC 20 WASHINGTON AVE SO 1955 1968MINNEAPOLIS MN 55401(800) 654-5375

SECURITY EQUITY LIFE INS CO NY LC 4100 BOY SCOUT BLVD 1983 1986TAMPA FL 33607(212) 578-9368

256




SECURITY FINANCIAL LIFE INS CO NE LC P O BOX 82248 1895 1998LINCOLN NE 68501-2248(402) 434-9500

SECURITY HEALTH PLAN OF WI INC WI HM P O BOX 8000 1986 1986MARSHFIELD WI 54449-8000(715) 221-9555

SECURITY INS CO OF HARTFORD CT FC P O BOX 1000 1841 1876CHARLOTTE NC 28201-1000(704) 522-2000 6700

SECURITY LIFE INS CO OF AMER MN LC 10901 RED CIRCLE DR 1956 1961MINNETONKA MN 55343-9137(800) 328-4667

SECURITY LIFE OF DENVER INS CO CO LC 5780 POWERS FERRY RD NW 1949 1969ATLANTA GA 30327(303) 860-1290

SECURITY MUTUAL LIFE INS CO OF NY NY LC P O BOX 1625 1886 1895BINGHAMTON NY 13902(607) 723-3551

SECURITY NATIONAL INS CO TX FC P O BOX 655028 1924 1993DALLAS TX 75265-5028(214) 360-8000

SECURITY NATIONAL LIFE INS CO UT LC P O BOX 57220 1967 1967SALT LAKE CITY UT 84157-0220(801) 264-1060

SECURITY UNION TITLE INS CO CA TC 171 N CLARK ST-8TH FL 1962 1979CHICAGO IL 60601(312) 223-2000

SELECT INS CO TX FC P O BOX 131771 1955 1970DALLAS TX 75313-1771(972) 650-2800

SELECTIVE INS CO OF AMERICA NJ FC 40 WANTAGE AVE 1925 1997BRANCHVILLE NJ 07890(973) 948-3000

SELECTIVE INS CO OF SC SC FC 40 WANTAGE AVE 1951 1995BRANCHVILLE NJ 07890(973) 948-3000

SELECTIVE INS CO OF THE SOUTHEAST NC FC 40 WANTAGE AVE 1980 1995BRANCHVILLE NJ 07890(973) 948-3000

SENECA INS CO INC NY FC 160 WATER ST 1978 1978NEW YORK NY 10038-4922(212) 344-3000

SENECA SIGEL MUTUAL INS CO WI TM P O BOX 27 1891 1891VESPER WI 54489-0027(715) 569-4775

SENIOR HOUSING OF MIDDLETON WI CC 6720 CENTURY AVE 1999 2000MIDDLETON WI 53562(608) 836-8900

SENTINEL INS CO LTD CT FC HARTFORD PLAZA 1999 2001HARTFORD CT 06115(860) 547-5000

SENTRY CASUALTY CO WI FC 1800 N POINT RD 1973 1999STEVENS POINT WI 54481(715) 346-6000

SENTRY INS A MUTUAL CO WI FC 1800 N POINT DR 1913 1914STEVENS POINT WI 54481(715) 346-6000

SENTRY LIFE INS CO WI LC 1800 N POINT DR 1958 1958STEVENS POINT WI 54481(715) 346-6000

SENTRY SELECT INS CO WI FC 1800 N POINT DR 1981 1982STEVENS POINT WI 54481(715) 346-6000

257




SERVICE NET SOLUTIONS LLC DE WP 325 W MAIN ST 2001 2002LOUISVILLE KY 40202-0000(502) 540-5099

SERVICE SAVER INCORPORATED FL WP 123 N WACKER DR 1987 2002CHICAGO IL 60606(800) 209-6206

SERVICEPLAN INC IL WP 1000 MILWAUKEE AVE 1933 1995GLENVIEW IL 60025(847) 953-1000

SERVICEPLAN OF FLORIDA INC FL WP 123 N WACKER DR 1989 2002CHICAGO IL 60606(800) 209-6206

SERVUS LIFE INS CO CT LC P O BOX 2999 1957 1974HARTFORD CT 06104-2999(860) 843-5867

SEVENTH DAY BAPTIST MEMORIAL FUND INC WI GA 3120 KENNEDY RD 1985 1996JANESVILLE WI 53547-1678(608) 752-5055

SHEBOYGAN COUNTY YOUNG MEN’S CHRISTIAN WI GA P O BOX 609 1939 2001 ASSOCIATION INC SHEBOYGAN WI 53082-0609

(920) 451-8000SHEBOYGAN FALLS MUTUAL INS CO WI FC P O BOX 159 1899 1899

SHEBOYGAN FALLS WI 53085-0159(920) 467-4613

SHELBY CASUALTY INS CO IL FC P O BOX 43360 1973 1974BIRMINGHAM AL 35243(205) 970-7000

SHELBY FARMERS MUTUAL INS CO WI TM 157 S LEONARD ST 1874 1874WEST SALEM WI 54669-0863(608) 786-3111

SHELBY INS CO THE IL FC P O BOX 43360 1986 1986BIRMINGHAM AL 35243(800) 444-2955

SHELL MOTORIST CLUB INC IN MC P O BOX 8610 1976 1978ELMHURST IL 60126-8610(800) 852-7263

SHENANDOAH LIFE INS CO VA LC P O BOX 12847 1914 2001ROANOKE VA 24029(540) 985-4400

SHEPHERDS BAPTIST MINISTRIES INC WI GA 1805 15TH AVE 1958 1984UNION GROVE WI 53182-1597(262) 878-5620

SHRINERS HOSP FOR CRIPPLED CHILDREN CO GA 2900 ROCKY POINT DR 1925 1991TAMPA FL 33607(813) 281-0300

SIGNATURES NATIONWIDE AUTO CLUB INC DE MC 200 N MARTINGALE RD 1984 1984SCHAUMBURG IL 60173-2096(847) 605-3000

SINSINAWA DOMINICANS INC WI GA 585 COUNTY RD Z 1868 1992SINSINAWA WI 53824-9700(608) 748-4411

SIRIUS AMERICA INS CO DE FC 375 PARK AVE STE 2107 1977 1981NEW YORK NY 10152(212) 702-3700

SISTERS OF ST FRANCIS OF ASSISI THE WI GA 3221 S LAKE DR 1898 1990ST FRANCIS WI 53235-3799(414) 744-1160

SISTERS OF ST BENEDICT OF MADISON WI GA 4200 COUNTY HWY M 1953 2000 WISCONSIN INC MIDDLETON WI 53562-2317

(608) 836-1631SLOVAK CATHOLIC SOKOL NJ FR P O BOX 899 1898 1947

PASSAIC NJ 07055-5224(973) 777-2605

258




SLOVAK GYMNASTIC UNION SOKOL OF THE USA NJ FR P O BOX 189 1912 1939EAST ORANGE NJ 07019-2889(973) 676-0280

SLOVENE NATIONAL BENEFIT SOCIETY PA FR 247 W ALLEGHENY RD 1907 1917IMPERIAL PA 15126(724) 695-1100

SOCIETY INS A MUTUAL CO WI FC P O BOX 1029 1915 1915FOND DU LAC WI 54936-1029(920) 922-1220

SOMPO JAPAN INS CO OF AMERICA NY FC 2 WORLD FINANCIAL CTR 1962 1981225 LIBERTY ST FL 43NEW YORK NY 10281-1008(212) 416-1311

SONS OF NORWAY MN FR 1455 W LAKE ST 1898 1903MINNEAPOLIS MN 55408-2648(612) 827-3611

SOUTH CAROLINA INS CO SC FC P O BOX 1 1910 1974COLUMBIA SC 29202(803) 748-2000

SOUTH CENTRAL MUTUAL INS CO WI TM P O BOX 176 1874 1874FRIESLAND WI 53935(920) 348-5163

SOUTHEAST MUTUAL INS CO WI TM 26530 WASHINGTON AVE 1968 1968WATERFORD WI 53185(262) 534-4300

SOUTHERN GENERAL INS CO GA FC P O BOX 28155 1979 1988ATLANTA GA 30358-0155(770) 952-0080

SOUTHERN LIFE & HEALTH INS CO WI LC P O BOX 55975 1890 1995BIRMINGHAM AL 35209(205) 414-3000

SOUTHERN POVERTY LAW CENTER INC THE AL GA 400 WASHINGTON AVE 1971 1995MONTGOMERY AL 36104-0548(334) 956-8200

SOUTHERN WISCONSIN AND NORTHERN IL WI FR P O BOX 2652 1962 1978 FIREMEN’S ASSOCIATION DEATH BENEFIT PLAN ROCKFORD IL 61132-2652

(815) 654-2904SOUTHERN-OWNERS INS CO FL FC P O BOX 30660 1994 2001

LANSING MI 48909-8160(517) 323-1200

SOUTHLAND LIFE INS CO TX LC 5780 POWERS FERRY RD NW 1908 1962ATLANTA GA 30327(770) 980-5100

SPECIALTY NATIONAL INS CO IL FC 7501 E MCCORMICK PKWY 1925 1941SCOTTSDALE AZ 85258(847) 320-4509

SPRING GROVE MUTUAL INS CO WI TM 1105 W SECOND AVE 1875 1875BRODHEAD WI 53520(608) 897-2148

SSM HEALTH CARE MO GA ST MARYS HOSP MED CTR 1874 1990707 S MILLS STMADISON WI 53715(608) 258-5221

ST CAMILLUS HEALTH SYSTEM INC WI GA 10100 W BLUEMOUND RD 1937 1993WAUWATOSA WI 53226(414) 258-1814

ST COLUMBANS FOREIGN MISSION SOCIETY NE GA P O BOX 10 1929 1996ST COLUMBANS NE 68056(402) 291-1920

ST JOHNS HOME OF MILWAUKEE WI CC 1840 N PROSPECT AVE 1869 1984MILWAUKEE WI 53202-1960(414) 272-2022

259




ST JOHNS MILITARY ACADEMY FOUNDATION INC WI GA 1101 N GENESEE ST 1984 1998DELAFIELD WI 53018-1498(262) 646-3311

ST JOHNS NORTHWESTERN MILITARY ACADEMY WI GA 1101 N GENESEE ST 1938 1998 INC DELAFIELD WI 53018-1498

(414) 646-3311ST JOSEPHS BENEVOLENT SOCIETY OF MILWAUKEE WI FR P O BOX 18017 1863 1978

MILWAUKEE WI 53218-0017(414) 251-2833

ST LUKES MEDICAL CTR INC WI GA 2900 W OKLAHOMA AVE 1935 1993MILWAUKEE WI 53215(414) 649-7008

ST MICHAELS PRIEST FUND OF THE ARCHD WI GA P O BOX 070912 1987 1987 OF MILW MILWAUKEE WI 53207-0912

(414) 769-3319ST NORBERT COLLEGE INC WI GA 100 GRANT ST 1981 1989

DE PERE WI 54115(920) 403-3152

ST PAUL FIRE & CASUALTY INS CO WI FC 20800 SWENSON DR STE 300 1982 1982WAUKESHA WI 53186-4000(414) 784-5530

ST PAUL FIRE & MARINE INS CO MN FC 385 WASHINGTON ST 1925 1925ST PAUL MN 55102(651) 310-7911

ST PAUL GUARDIAN INS CO MN FC 385 WASHINGTON ST 1970 1971ST PAUL MN 55102(651) 310-7911

ST PAUL MEDICAL LIABILITY INS CO MN FC 385 WASHINGTON ST 1982 1984ST PAUL MN 55102(651) 310-7911

ST PAUL MERCURY INS CO MN FC 385 WASHINGTON ST 1964 1967ST PAUL MN 55102-1309(651) 310-7911

ST PAUL PROTECTIVE INS CO IL FC 385 WASHINGTON ST MC 510T 1931 1936ST PAUL MN 55102(651) 310-7911

STANDARD FIRE INS CO THE CT FC ONE TOWER SQ 1905 1910HARTFORD CT 06183-6014(860) 277-0111

STANDARD GUARANTY INS CO DE FC 260 INTERSTATE N CIR NW 1983 1987ATLANTA GA 30339-0000(770) 763-1000

STANDARD INS CO OR LC P O BOX 711 1906 1987PORTLAND OR 97207-0711(503) 321-7000

STANDARD LIFE INS CO OF IN IN LC P O BOX 80609 1934 1963INDIANAPOLIS IN 46280-0609(317) 574-6200

STANDARD SECURITY LIFE INS CO OF NY NY LC 485 MADISON AVE 14TH FL 1957 1980NEW YORK NY 10022-5872(212) 355-4141

STAR INS CO MI FC 26600 TELEGRAPH ROAD 1985 1987SOUTHFIELD MI 48034(248) 358-1100

STARNET INS CO DE FC 475 STEAMBOAT RD 1998 2000GREENWICH CT 06830(203) 542-3800

STATE AUTO INS CO OF WISCONSIN WI FC 518 E BROAD ST 1974 1974COLUMBUS OH 43215-3976(614) 464-5000

STATE AUTO NATIONAL INS CO OH FC 518 E BROAD ST 1991 1995COLUMBUS OH 43215-3976(614) 464-5000

260




STATE AUTO PROPERTY & CASUALTY INS CO SC FC 518 E BROAD ST 1950 1988COLUMBUS OH 43215(864) 877-3311

STATE AUTOMOBILE MUTUAL INS CO OH FC 518 E BROAD ST 1921 1988COLUMBUS OH 43215-3976(614) 464-5000

STATE FARM FIRE & CASUALTY CO IL FC ONE STATE FARM PLZ 1935 1950BLOOMINGTON IL 61710-0001(309) 766-2311

STATE FARM GENERAL INS CO IL FC ONE STATE FARM PLZ 1962 1962BLOOMINGTON IL 61710-0001(309) 766-2311

STATE FARM LIFE & ACCIDENT ASSURANCE CO IL LC 1 STATE FARM PLZ 1960 1961BLOOMINGTON IL 61710-0001(309) 763-2311

STATE FARM MUTUAL AUTOMOBILE INS CO IL FC 1 STATE FARM PLZ 1922 1939BLOOMINGTON IL 61710-0001(309) 766-2311

STATE FUND MUTUAL INS CO MN FC P O BOX 583178 1983 1998MINNEAPOLIS MN 55458-3178(952) 838-4200

STATE LIFE INS CO THE IN LC P O BOX 406 1894 1981INDIANAPOLIS IN 46206(800) 428-9198

STATE LIFE INS FUND WI LC P O BOX 7873 1911 1913MADISON WI 53707-7873(608) 266-0107

STATE MUTUAL INS CO GA LC P O BOX 153 1894 1992ROME GA 30162-0153(800) 241-7598

STATE NATIONAL INS CO INC TX FC P O BOX 24622 1984 1991FORT WORTH TX 76124(800) 877-4567

STATE NATIONAL SPECIALTY INS CO TX FC 8200 ANDERSON BLVD 1960 1980FT WORTH TX 76120(817) 265-2000

STATESMAN INS CO IN FC 275 PHILLIPS BLVD 1956 1992TRENTON NJ 08618-1426(609) 896-1921

STATEWIDE INS CO IL FC P O BOX 799 1979 1992WAUKEGAN IL 60079-0799(800) 367-3413

STEWART TITLE GUARANTY CO TX TC P O BOX 2029 1908 1970HOUSTON TX 77252(713) 625-8100

STOCKHOLM TOWN MUTUAL INS CO WI TM P O BOX 632 1872 1872STOCKHOLM WI 54769-0632(715) 442-4364

STONEBRIDGE CASUALTY INS CO OH FC 520 PARK AVE 1961 1973BALTIMORE MD 21201(800) 527-9027

STONEBRIDGE LIFE INS CO VT LC 520 PARK AVE 1900 1965BALTIMORE MD 21201(410) 685-5500

STONEWALL INS CO OH FC 2 CENTRAL SQUARE 2ND FL 1866 1970CAMBRIDGE MA 02139(617) 234-3871

STONINGTON INS CO TX FC 8001 LBJ FREEWAY STE 200 1938 1989DALLAS TX 75251-1301(972) 664-7034

STOUT UNIVERSITY FOUNDATION INC WI GA 320 S BROADWAY 1962 1996MENOMONIE WI 54751-0790(715) 232-1151

261




STRATFORD INS CO NH FC 400 PARSONS POND DR 1981 1991FRANKLIN LAKES NJ 07417-2600(201) 847-8600

SUBARU OF AMERICA INC NJ WP P O BOX 6000 1977 2001CHERRY HILL NJ 08034-6000(856) 488-8500

SUDAN INTERIOR MISSION INC NJ GA P O BOX 7900 1926 1979CHARLOTTE NC 28241-7900(704) 587-1470

SUGAR CREEK MUTUAL INS CO WI TM P O BOX 863 1873 1873ELKHORN WI 53121-0863(262) 723-3244

SUMITOMO MARINE & FIRE INS CO OF AMERICA NY FC P O BOX 4602 1893 1979WARREN NJ 07059-4602(908) 604-2900

SUN LIFE ASSURANCE CO OF CANADA MI LC ONE SUN LIFE EXEC PK 1865 1962WELLESLEY HILLS MA 02481(781) 237-6030

SUN LIFE ASSURANCE CO OF CANADA U S DE LC ONE SUN LIFE EXECUTIVE PARK 1970 1973WELLESLEY HILLS MA 02481(781) 237-6030

SUNAMERICA LIFE INS CO AZ LC 1 SUNAMERICA CTR 1897 1962CENTURY CITYLOS ANGELES CA 90067-6022(800) 871-2000

SUPERIOR INS CO FL FC P O BOX 530009 1952 1992ATLANTA GA 30339(800) 342-5243

SUPREME COUNCIL OF THE ROYAL ARCANUM MA FR P O BOX 392 1877 1895BOSTON MA 02101(617) 426-4135

SURETY ASSOC OF AMERICA THE NJ RS 1101 CONNECTICUT AVE NW 1970 1970 STE 800WASHINGTON DC 20036(202) 463-0600

SURETY LIFE INS CO NE LC 3075 SANDERS RD STE H1A 1936 1963NORTHBROOK IL 60062-7127(800) 525-9287

SVD FUNDS INC IL GA P O BOX 6067 1983 1994TECHNY IL 60082-6067(847) 272-2700

SWISS RE LIFE & HEALTH AMERICA INC CT LC 175 KING ST 1967 1979ARMONK NY 10504(877) 794-7773

SWISS REINSURANCE AMERICA CORP NY FC 175 KING ST 1940 1959ARMONK NY 10504(914) 828-8000

TEACHERS INS & ANNUITY ASSN OF AMER NY LC 730 3RD AVE 1918 1972NEW YORK NY 10017-3206(212) 490-9000

TEACHERS INS CO IL FC 1 HORACE MANN PLZ 1971 1973SPRINGFIELD IL 62715-0001(217) 789-2500

TEMPLETON FUNDS ANNUITY CO FL LC P O BOX 33030 1984 1991ST PETERSBURG FL 33733-8030(800) 237-0738

TEXAS LIFE INS CO TX LC P O BOX 830 1901 1996WACO TX 76703-0830(254) 752-6521

THE INS CO LA FC P O BOX 67008 1969 1993TREASURE ISLAND FL 33736(727) 367-6900

262




THERESA MUTUAL INS CO WI TM P O BOX 233 1879 1879THERESA WI 53091-0233(920) 488-4401

THRIVENT FINANCIAL FOR LUTHERANS WI FR 625 FOURTH AVE S 1902 1902MINNEAPOLIS MN 55415(612) 340-7000

TIAA-CREF LIFE INS CO NY LC 730 THIRD AVE 1996 1997NEW YORK NY 10017(888) 842-5433

TICO INS CO OH FC 4100 HARRY HINES BLVD 1980 1992DALLAS TX 75219(214) 526-3876

TICOR TITLE INS CO CA TC 171 N CLARK ST 1965 1966CHICAGO IL 60601(800) 621-1919

TIG INDEMNITY CO CA FC P O BOX 152870 1944 1954IRVING TX 75015(972) 831-5000

TIG INS CO CA FC P O BOX 152870 1911 1934IRVING TX 75015-8830(972) 831-5000

TIG INS CO OF TX TX FC P O BOX 152870 1947 1962IRVING TX 75015(972) 831-5000

TIG INS CORP OF AMER MI FC P O BOX 152870 1965 1968IRVING TX 75015(972) 831-5000

TIG PREMIER INS CO CA FC P O BOX 152870 1941 1949IRVING TX 75015-8813(972) 831-5000

TITAN INDEMNITY CO TX FC P O BOX 65100 1984 1989SAN ANTONIO TX 78265-5100(888) 848-2687

TITLE INS CO OF OREGON OR TC 200 S W MARKET ST STE 250 1937 1997PORTLAND OR 97201(503) 222-3651

TOA REINSURANCE CO OF AMERICA THE DE FC P O BOX 1930 1971 1984MORRISTOWN NJ 07962-1930(973) 898-9480

TOKIO MARINE & FIRE INS CO LTD THE NY FC 230 PARK AVE 1879 1974NEW YORK NY 10169(212) 297-6600

TOUCHPOINT HEALTH PLAN INC WI HM P O BOX 507 1988 1988APPLETON WI 54912-0507(920) 735-6300

TOUCHPOINT INS CO INC WI LC P O BOX 507 1998 1998APPLETON WI 54912-0507(920) 735-6300

TOYOTA MOTOR INS CO IA FC 19001 S WESTERN AVE TC22 1909 1935TORRANCE CA 90509(310) 468-8052

TOYOTA MOTOR INS SERVICES INC CA WP P O BOX 2916 1986 1993TORRANCE CA 90509-2916(310) 787-3774

TRADE LAKE MUTUAL INS CO WI TM 11733 HIGHWAY 48 1874 1874FREDERIC WI 54837-9638(715) 327-4800

TRADERS & GENERAL INS CO TX FC ONE BEACON ST B07-11 1980 1996BOSTON MA 02108-3100(617) 725-6000

TRANS PACIFIC INS CO NY FC 230 PARK AVE 1982 1984NEW YORK NY 10169(212) 297-6600

263




TRANS WORLD ASSURANCE CO CA LC 885 S EL CAMINO REAL 1962 1979SAN MATEO CA 94402-2310(650) 348-2300

TRANSAMERICA ASSURANCE CO MO LC 1400 CENTERVIEW DR 1986 1986LITTLE ROCK AR 72211(501) 227-1083

TRANSAMERICA FINANCIAL LIFE INS CO NY LC 4 MANHATTANVILLE RD 1947 1949PURCHASE NY 10577(914) 697-8000

TRANSAMERICA LIFE INS & ANNUITY CO NC LC 1150 S OLIVE ST 1966 1968LOS ANGELES CA 90015-0101(213) 742-3111

TRANSAMERICA LIFE INS CO IA LC 4333 EDGEWOOD RD NE 1961 1979CEDAR RAPIDS IA 52499(319) 398-8511

TRANSAMERICA OCCIDENTAL LIFE INS CO IA LC 4333EDGWEOOD RD NE 1906 1952CEDAR RAPIDS IA 52499(319) 398-8511

TRANSATLANTIC REINSURANCE CO NY FC 80 PINE ST 1952 1980NEW YORK NY 10005-1702(212) 770-2000

TRANSCONTINENTAL INS CO NY FC CNA PLZ 1925 1925CHICAGO IL 60685-0001(312) 822-5000

TRANSGUARD INS CO OF AMERICA INC IL FC 700 OAKMONT LANE 1987 1993WESTMONT IL 60559-5546(800) 796-2480

TRANSIT MUTUAL INS CORP OF WI WI FC P O BOX 1772 1985 1985APPLETON WI 54912-1772(920) 832-3970

TRANSNATION TITLE INS CO AZ TC 101 GATEWAY CENTRE PKWY 1910 1985RICHMOND VA 23235(804) 267-8000

TRANSPORT INS CO OH FC 580 WALNUT ST 1976 1977CINCINNATI OH 45202(513) 369-5000

TRANSPORTATION INS CO IL FC CNA PLAZA 1938 1938CHICAGO IL 60685(312) 822-5000

TRAVCO INS CO CT FC 1 TOWER SQ 1991 1996HARTFORD CT 06183-6014(860) 277-0111

TRAVELERS CASUALTY & SURETY CO CT FC ONE TOWER SQUARE 1964 1964HARTFORD CT 06183(860) 277-0111

TRAVELERS CASUALTY & SURETY CO OF AMERICA CT FC ONE TOWER SQUARE 1974 1975HARTFORD CT 06183-6014(860) 277-0111

TRAVELERS CASUALTY & SURETY CO OF IL IL FC 215 SHUMAN BLVD 1971 1974NAPERVILLE IL 60563(630) 961-8079

TRAVELERS CASUALTY CO OF CT CT FC ONE TOWER SQUARE 1990 1990HARTFORD CT 06183-0001(860) 277-0111

TRAVELERS COMMERCIAL CASUALTY CO CT FC ONE TOWER SQUARE 1981 1988HARTFORD CT 06183(860) 277-0111

TRAVELERS COMMERCIAL INS CO CT FC ONE TOWER SQUARE 1990 1990HARTFORD CT 06183-6014(860) 277-0111

TRAVELERS HOME AND MARINE INS CO THE CT FC ONE TOWER SQUARE 1991 1996HARTFORD CT 06183(860) 277-0111

264




TRAVELERS INDEMNITY CO OF AMERICA THE CT FC ONE TOWER SQUARE 1946 1968HARTFORD CT 06183-0001(860) 277-0111

TRAVELERS INDEMNITY CO OF CT THE CT FC ONE TOWER SQUARE 1859 1875HARTFORD CT 06183-1050(860) 277-0111

TRAVELERS INDEMNITY CO OF IL IL FC 215 SHUMAN BLVD 1972 1972NAPERVILLE IL 60563(630) 961-8079

TRAVELERS INDEMNITY CO THE CT FC ONE TOWER SQUARE 1903 1907HARTFORD CT 06183(860) 277-0111

TRAVELERS INS CO THE CT FC P O BOX 990027 1863 1865HARTFORD CT 06199-0027(860) 308-1000

TRAVELERS INS CO THE CT LC ONE CITY PLACE 1863 1965HARTFORD CT 06183(860) 308-1000

TRAVELERS LIFE & ANNUITY CO THE CT LC ONE CITY PLACE 1973 1981HARTFORD CT 06103-3415(860) 308-1000

TRAVELERS MOTOR CLUB INC OK MC P O BOX 54799 1965 1982OKLAHOMA CITY OK 73154-1799(405) 848-1711

TRAVELERS PROPERTY CASUALTY INS CO CT FC ONE TOWER SQUARE 1990 1990HARTFORD CT 06183(860) 277-0111

TRAVELERS PROTECTIVE ASSN OF AMERICA MO FR 3755 LINDELL BLVD 1890 1896ST LOUIS MO 63108-3476(314) 371-0533

TRENWICK AMERICA REINS CORP CT FC ONE CANTERBURY GREEN 1984 1985STAMFORD CT 06901(203) 353-5500

TRI COUNTY MUTUAL TOWN INS CO WI TM P O BOX 157 1909 1909IRON RIVER WI 54847-0157(715) 372-8577

TRI STATE INS CO OF MN MN FC P O BOX 1594 1974 1974DES MOINES IA 50306(515) 278-3000

TRIAD GUARANTY INS CORP IL FC P O BOX 2300 1987 1991WINSTON SALEM NC 27102(336) 723-1282

TRIGON HEALTH AND LIFE INS CO VA LC P O BOX 27401- MAIL DROP 02B 1954 1955RICHMOND VA 23279(804) 354-7283

TRINITY UNIVERSAL INS CO TX FC P O BOX 655028 1926 1993DALLAS TX 75265-5028(214) 360-8000

TRINITY UNIVERSAL INS CO OF KS INC KS FC P O BOX 655028 1972 1993DALLAS TX 75265-5028(214) 360-8000

TRITON INS CO MO FC P O BOX 2548 1982 1995FORT WORTH TX 76113(817) 348-7500

TRUCK INS EXCHANGE CA FC P O BOX 2478 1935 1951LOS ANGELES CA 90051-2478(323) 932-3441

TRUMBULL INS CO CT FC HARTFORD PLZ 1986 1996HARTFORD CT 06115(860) 547-5000

TRUSTEES OF PRINCETON UNIVERSITY NJ GA 6 NEW SOUTH 1889 1998PRINCETON NJ 08544-0035(609) 258-6284

265




TRUSTGARD INS CO OH FC P O BOX 1218 1981 1984COLUMBUS OH 43216-1218(614) 445-2900

TRUSTMARK INS CO IL LC 400 N FIELD DR 1913 1913LAKE FOREST IL 60045-2581(847) 615-1500

TRUSTMARK LIFE INS CO IL LC 400 FIELD DR 1925 1985LAKE FOREST IL 60045-2581(847) 615-1500

TUDOR OAKS RETIREMENT CENTER WI CC S77 W12929 MCSHANE RD 1930 1984HALES CORNERS WI 53130-0901(414) 529-0100

TWIN CITY FIRE INS CO IN FC HARTFORD PLAZA 1987 1987HARTFORD CT 06115(860) 547-5000

UBS PAINEWEBBER LIFE INS CO CA LC P O BOX 10 1956 1961DES MOINES IA 50334(515) 245-2000

ULICO CASUALTY CO DE FC 111 MASSACHUSETTS AVE NW 1979 1987WASHINGTON DC 20001-1461(202) 682-0900

ULLICO LIFE INS CO TX LC 111 MASSACHUSETTS AVE NW 1976 1976WASHINGTON DC 20001(202) 682-4909

UNDERWRITERS REINSURANCE CO NH FC 175 KING ST 1977 1992ARMONK NY 10504(914) 828-8000

UNICARE LIFE & HEALTH INS CO DE LC 4553 LA TIENDA DR 1971 1981THOUSAND OAKS CA 91362(877) 864-2273

UNIGARD INDEMNITY CO WA FC 15805 NE 24TH ST 1972 1991BELLEVUE WA 98008-2409(425) 644-5236

UNIGARD INS CO WA FC 15805 NE 24TH ST 1960 1961BELLEVUE WA 98009(425) 644-5236

UNIMERICA INS CO WI LC 9900 BREN RD E 1990 2002MINNETONKA MN 55343(952) 936-3956

UNION BANKERS INS CO TX LC 600 COURTLAND ST 1953 1974ORLANDO FL 32804(407) 628-1776

UNION CENTRAL LIFE INS CO THE OH LC P O BOX 40888 1867 1956CINCINNATI OH 45240(800) 825-1551

UNION FIDELITY LIFE INS CO IL LC 500 VIRGINIA DR 1925 1951FORT WASHINGTON PA 19034(800) 245-2425

UNION LABOR LIFE INS CO THE MD LC 111 MASSACHUSETTS AVE NW 1925 1932WASHINGTON DC 20001-1461(202) 682-0900

UNION MUTUAL FIRE INS CO WI TM P O BOX 45 1874 1874EVANSVILLE WI 53536-0045(608) 882-5600

UNION SECURITY LIFE INS CO DE LC 260 INTERSTATE NORTH CR NW 1963 1984ATLANTA GA 30339(770) 763-1000

UNIONE ITALIANA REINS CO OF AMER INC NY FC 99 WALL ST 15TH FL 1978 1984NEW YORK NY 10005(212) 269-1951

UNITED AMERICAN INS CO DE LC P O BOX 8080 1947 1965MCKINNEY TX 75070(972) 529-5085

266




UNITED AMERICAS INS CO NY FC 805 THIRD AVE 1978 1983NEW YORK NY 10022(212) 486-0700

UNITED CAR CARE INC CO WP P O BOX 3988 1995 2000GREENWOOD VILLAGE CO 80155(303) 306-0502

UNITED EQUITABLE INS CO IL FC 9833 WOODS DR BLDG F 1959 1960SKOKIE IL 60077(847) 583-4600

UNITED FAMILY LIFE INS CO GA LC 10 GLENLAKE PKWY NE 1980 1988 STE 500ATLANTA GA 30328-3473(800) 801-0800

UNITED FIDELITY LIFE INS CO TX LC P O BOX 13487 1977 1979KANSAS CITY MO 64199-3487(816) 391-2000

UNITED FINANCIAL CSLTY CO OH FC 6300 WILSON MILLS RD W33 1984 1986MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

UNITED FIRE & CSLTY CO IA FC P O BOX 73909 1946 1956CEDAR RAPIDS IA 52407-3909(319) 399-5700

UNITED FIRE & INDEMNITY CO TX FC P O BOX 73909 1936 1963CEDAR RAPIDS IA 52407-3909(319) 399-5700

UNITED GENERAL TITLE INS CO CO TC 999 EIGHTEENTH ST STE 3400 1983 2000DENVER CO 80202(303) 292-4848

UNITED GUARANTY CREDIT INS CO NC FC P O BOX 20597 1981 1991GREENSBORO NC 27420(336) 373-0232

UNITED GUARANTY MORTGAGE INDEMNITY CO NC FC P O BOX 20597 1972 1980GREENSBORO NC 27420(336) 373-0232

UNITED GUARANTY RESIDENTIAL INS CO NC FC P O BOX 20597 1963 1968GREENSBORO NC 27420(336) 373-0232

UNITED GUARANTY RESIDENTIAL INS CO OF NC NC FC P O BOX 20597 1963 1973GREENSBORO NC 27420(336) 373-0232

UNITED HEALTHCARE INS CO CT LC 450 COLUMBUS BLVD 1972 1972HARTFORD CT 06103(877) 832-7734

UNITED HEARTLAND LIFE INS CO WI LC P O BOX 2013 1990 1997MILWAUKEE WI 53201-2013(262) 787-7400

UNITED HOSPITAL SYSTEM INC WI GA 6308 8TH AVE 1903 1978KENOSHA WI 53143-5031(414) 656-2114

UNITED INS CO OF AMER IL LC 1 E WACKER DR 1927 1957CHICAGO IL 60601-1800(312) 661-4500

UNITED INVESTORS LIFE INS CO MO LC P O BOX 10207 1981 1982BIRMINGHAM AL 35202-0207(205) 325-4300

UNITED LIFE & ANNUITY INS CO IA LC 5780 POWERS FERRY RD NW 1955 1985ATLANTA GA 30327(515) 698-7000

UNITED LIFE INS CO IA LC P O BOX 73909 1962 1964CEDAR RAPIDS IA 52407-3909(319) 399-5700

267




UNITED NATIONAL SPECIALTY INS CO WI FC 3 BALA PLZ E STE 300 1982 1982BALA CYNWYD PA 19004(610) 664-1500

UNITED OF OMAHA LIFE INS CO NE LC MUTUAL OF OMAHA PLZ 1926 1932OMAHA NE 68175-0001(402) 342-7600

UNITED SECURITY INS CO IA FC ONE BEACON ST 1946 1949BOSTON MA 02108(617) 725-6000

UNITED SERVICE PROTECTION CORP DE WP P O BOX 21647 1999 2000ST PETERSBURG FL 33742(800) 283-0785

UNITED SERVICES AUTOMOBILE ASSN TX FC 9800 FREDERICKSBURG RD 1922 1960SAN ANTONIO TX 78288-0001(800) 531-8100

UNITED STATES AUTO CLUB MOTORING DIV INC IN MC P O BOX 660460 1968 1970DALLAS TX 75266-0460(972) 657-9572

UNITED STATES AVIATION UNDERWRITERS IL RS ONE SEAPORT PLAZA 1988 1988199 WATER STNEW YORK NY 10038(212) 952-0100

UNITED STATES FIDELITY & GUARANTY CO MD FC 385 WASHINGTON ST 1896 1896ST PAUL MN 55102(651) 310-7911

UNITED STATES FIRE INS CO NY FC 305 MADISON AVE 1824 1911MORRISTOWN NJ 07962(973) 490-6600

UNITED STATES LETTER CARRIERS MUT TN FR 100 INDIANA AVE NW 1892 1968 BENEFIT ASSN WASHINGTON DC 20001

(202) 638-4318UNITED STATES LIABILITY INS CO PA FC P O BOX 6700 1867 1980

WAYNE PA 19087-2191(610) 688-2535

UNITED STATES LIFE INS CO IN THE CITY NY LC 443 N FRANKLIN ST STE 220 1850 1953 OF NEW YORK THE SYRACUSE NY 13204

(315) 471-1121UNITED STATES WARRANTY CORP FL WP 22 NE 22ND AVE 1970 2001

POMPANO BEACH FL 33062(800) 432-4566

UNITED TEACHER ASSOCIATES INS CO TX LC P O BOX 26580 1958 1996AUSTIN TX 78755(800) 880-8824

UNITED WAY OF AMERICA NY GA 701 N FAIRFAX ST 1932 2002ALEXANDRIA VA 22314(800) 892-2757

UNITED WISCONSIN INS CO WI FC P O BOX 2013 1957 1957MILWAUKEE WI 53201(262) 787-7400

UNITED WISCONSIN LIFE INS CO WI LC P O BOX 19032 1982 1982GREEN BAY WI 54307-9032(800) 232-5432

UNITED WORLD LIFE INS CO NE LC MUTUAL OF OMAHA PLZ 1970 1970OMAHA NE 68175-0001(402) 342-7600

UNITEDHEALTHCARE OF WISCONSIN INC WI HM 10701 W RESEARCH DR 1986 1986WAUWATOSA WI 53226-0649(800) 879-0071

UNITRIN AUTO & HOME INS CO NY FC 5200 BELFORT RD STE 400 1996 1998JACKSONVILLE FL 32256(904) 245-5600

UNITRIN PREFERRED INS CO NY FC 5220 BELFORT RD STE 400 1942 1983JACKSONVILLE FL 32256(904) 245-5600

268




UNITY FINANCIAL LIFE INS CO PA LC 11311 CORNELL PARK DR 1964 2000 STE 200SYRACUSE NY 13250-5000(315) 448-7000

UNITY HEALTH PLANS INS CORP WI HM 840 CAROLINA ST 1983 1983SAUK CITY WI 53583(800) 362-3308

UNITY MUTUAL LIFE INS CO NY LC P O BOX 5000 1903 1990SYRACUSE NY 13250-5000(315) 448-7000

UNIVERSAL GUARANTY LIFE INS CO OH LC P O BOX 5147 1966 1987SPRINGFIELD IL 62705-5147(877) 881-1777

UNIVERSAL HOME PROTECTION INC WI WP 2728 COHO ST 1992 1992MADISON WI 53713(608) 271-7066

UNIVERSAL SURETY CO NE FC P O BOX 80468 1947 1971LINCOLN NE 68501(402) 435-4302

UNIVERSAL SURETY OF AMERICA TX FC P O BOX 5077 1984 1996SIOUX FALLS SD 57117(605) 336-0850

UNIVERSAL UNDERWRITERS INS CO KS FC P O BOX 11290 1982 1983OVERLAND PARK KS 66211-9707(800) 821-7803

UNIVERSAL UNDERWRITERS LIFE INS CO KS LC 7045 COLLEGE BLVD 1964 1973OVERLAND PARK KS 66211-1551(913) 339-1000

UNIVERSAL UNDERWRITERS SERVICE CORP MO WP 7045 COLLEGE BLVD 1984 1992OVERLAND PARK KS 66211(800) 821-7803

UNIVERSAL WARRANTY CORP MI WP 12809 W DODGE RD 2000 2000OMHA NE 68154(402) 691-5428

UNIVERSITY LAKE SCHOOL WI GA P O BOX 290 1956 2001HARTLAND WI 53029(262) 367-6502

UNIVERSITY OF CT FOUNDATION INC THE CT GA 2390 ALUMNI DR UNIT 3206 1964 2002STORRS CT 06269(860) 486-5000

UNIVERSITY OF MN FOUNDATION MN GA 200 OAK ST SE STE 500 1962 1982MINNEAPOLIS MN 55455-2010(612) 624-3333

UNIVERSITY OF ST THOMAS MN GA 2115 SUMMIT AVE - DEV 1894 2000ST PAUL MN 55105-1096(651) 962-6950

UNIVERSITY OF WI FOUNDATION WI GA P O BOX 8860 1945 1990MADISON WI 53708-8860(608) 263-0371

UNIVERSITY OF WI RIVER FALLS FOUNDATION INC WI GA 410 SOUTH THIRD ST 1948 1990RIVER FALLS WI 54022(715) 425-3505

UNIVERSITY OF WISCONSIN STEVENS POINT WI GA 2100 MAIN ST RM 212 1965 1997 FOUNDATION STEVENS POINT WI 54481-3897

(715) 346-3812UNUM LIFE INS CO OF AMERICA ME LC 2211 CONGRESS ST 1966 1971

PORTLAND ME 04122(800) 633-7491

US FINANCIAL LIFE INS CO OH LC P O BOX 429560 1974 1988CINCINNATI OH 45242(513) 686-2000

US SPECIALTY INS CO TX FC 13403 NORTHWEST FREEWAY 1986 1988HOUSTON TX 77040-6094(713) 744-3700

269




USAA CASUALTY INS CO TX FC USAA BLDG 1968 19749800 FREDERICKSBURG RDSAN ANTONIO TX 78288-0001(800) 531-8111

USAA GENERAL INDEMNITY CO TX FC USAA BUILDING 1972 19899800 FREDERICKSBURG RDSAN ANTONIO TX 78288-0001(210) 498-2211

USAA LIFE INS CO TX LC 9800 FREDERICKSBURG RD 1963 1972SAN ANTONIO TX 78288(210) 498-8000

USABLE LIFE AR LC P O BOX 1650 1978 1997LITTLE ROCK AR 72203-1650(501) 375-7200

USAGENCIES DIRECT INS CO NY FC 8550 UNITED PLZ BLVD STE 805 1989 1996BATON ROUGE LA 70809(225) 928-9000

USG ANNUITY & LIFE CO OK LC 5780 POWERS FERRY RD NW 1957 1970ATLANTA GA 30327(515) 698-7000

UTICA MUTUAL INS CO NY FC P O BOX 530 1914 1924UTICA NY 13503-0530(315) 734-2000

UW-WHITEWATER FOUNDATION INC WI GA ALUMNI CTR 1962 1992WHITEWATER WI 53190-1790(414) 472-1105

UWM FOUNDATION INC THE WI GA 3230 E KENWOOD BLVD 1974 2001MILWAUKEE WI 53211-3460(414) 906-4640

VAC SERVICE CORP NY WP 99 TOWER DR 1981 1996MIDDLETOWN NY 10940(845) 692-3333

VALIANT INS CO IA FC 1400 AMERICAN LN 1973 1975SCHAUMBURG IL 60196-1056(847) 605-6000

VALLEY FORGE INS CO PA FC CNA PLZ 1944 1944CHICAGO IL 60685-0001(312) 822-5000

VALLEY FORGE LIFE INS CO PA LC CNA PLZ 1956 1959CHICAGO IL 60685(312) 822-5000

VALLEY HEALTH PLAN INC WI HM P O BOX 3128 1988 1988EAU CLAIRE WI 54702(715) 832-3235

VANLINER INS CO AZ FC ONE PREMIER DR 1953 1987ST LOUIS MO 63026(636) 343-9889

VARIABLE ANNUITY LIFE INS CO THE TX LC P O BOX 3206 1968 1969HOUSTON TX 77253-3206(713) 522-1111

VEHICLE PROTECTION PLUS LLC TN WP 268 CHRISTIAN CHURCH RD 1995 1996 STE 1JOHNSON CITY TN 37615(800) 330-9234

VENTURE INS CO WI FC P O BOX 1513 1990 1990FOND DU LAC WI 54936-1513(920) 922-1246

VEREX ASSURANCE INC WI FC 6601 SIX FORKS 1969 1969RALEIGH NC 27615(800) 334-9270

VESTA FIRE INS CORP IL FC P O BOX 43360 1971 1984BIRMINGHAM AL 35243(205) 970-7000

270




VESTA INS CORP IL FC P O BOX 43360 1983 1989BIRMINGHAM AL 35243-3360(205) 970-7000

VETERANS LIFE INS CO IL LC 20 MOORES RD 1965 1974FRAZER PA 19355(610) 648-5000

VIATICARE CAPITAL L P MN VI 601 CARLSON PKWY STE 900 1995 1998MINNEAPOLIS MN 55305-5218(800) 333-2249

VICTORIA AUTOMOBILE INS CO IN FC 5915 LANDERBROOK DR 1994 1997CLEVELAND OH 44124-4058(440) 461-3461

VICTORIA FIRE & CASUALTY CO OH FC 5915 LANDERSBROOK DR 1983 1989 STE 210CLEVELAND OH 44124-4058(440) 461-3461

VIGILANT INS CO NY FC 55 WATER ST 1939 1954NEW YORK NY 10041(212) 612-4000

VIKING INS CO OF WI CO FC P O BOX 1000 1971 1971CHARLOTTE NC 28201(303) 754-8400

VILLANOVA INS CO PA FC ONE LOGAN SQUARE STE 1400 1929 1961PHILADELPHIA PA 19103(215) 963-1200

VIRGINIA SURETY CO INC IL FC 1000 N MILWAUKEE AVE 1982 1982GLENVIEW IL 60025(847) 953-8500

VISION CARE NETWORK INS CORP WI LH 1421 WASHINGTON AVE 1989 1989RACINE WI 53403-2254(262) 637-7494

VISION INS PLAN OF AMER INC WI LH P O BOX 44077 1992 1992WEST ALLIS WI 53214(414) 475-1875

VISION SERVICE PLAN INS CO CT FC 3333 QUALITY DR 1987 1992RANCHO CORDOVA CA 95670-7985(800) 852-7600

VISTA LIFE INS CO MI LC P O BOX 6027 1974 1982DEARBORN MI 48121-6027(313) 322-7287

VOYAGER LIFE INS CO GA LC 260 INTERSTATE NORTH 1965 1988 CIRCLE N WATLANTA GA 30339(770) 763-1000

VOYAGER PROPERTY & CASUALTY INS CO SC FC 260 INTERSTATE NORTH 1978 1986 CIRCLE N WATLANTA GA 30039(770) 763-1000

VOYAGER SERVICE PROGRAMS INC FL WP 14025 RIVEREDGE DR STE 400 1992 2001TAMPA FL 33637(800) 334-9282

WARNER INS CO IL FC 500 S BROAD ST 1985 1986MERIDEN CT 06450(203) 634-7200

WARRANTECH AUTOMOTIVE INC CT WP 2200 HIGHWAY 121 STE 100 1990 1992BEDFORD TX 76201(817) 685-6601

WARRANTECH CONSUMER PRODUCT SERVICES INC CT WP 300 ATLANTIC ST 1990 1992STAMFORD CT 06901(203) 975-1100

WARRANTY ACCEPTANCE CORP FL WP 4400 GOVERNMENT BLVD 1997 1997MOBILE AL 36693(888) 823-1997

271




WARRANTY BUSINESS SERVICES CORP MO WP 655 MARYVILLE CENTRE DR 1978 2001ST LOUIS MO 63141(314) 523-3167

WARRANTY CORP OF AMERICA GA WP 3110 CROSSING PARK RD 1985 2000NORCROSS GA 30071(770) 416-9222

WARRANTY SUPPORT SERVICES INC NY WP 6010 ATLANTIC BLVD 2000 2001NORCROSS GA 30071-1303(800) 458-7071

WASHINGTON INTERNATIONAL INS CO AZ FC 1200 ARLINGTON HEIGHTS RD 1976 1993 STE 400ITASCA IL 60143-2625(630) 227-4700

WASHINGTON NATIONAL INS CO IL LC 11815 N PENNSYLVANIA ST 1923 1925CARMEL IN 46032(317) 817-6100

WASHINGTON TOWN MUTUAL INS CO WI TM RR 1 BOX 22A 1889 1890WASHINGTON IS WI 54246-9801(920) 847-2041

WATCHTOWER BIBLE AND TRACT SOCIETY OF NY GA 25 COLUMBIA HEIGHTS 1909 2001 NEW YORK INC BROOKLYN NY 11201-2483

(718) 560-5000WATERTOWN MUTUAL INS CO WI TM P O BOX 402 1872 1872

WATERTOWN WI 53094-3708(920) 261-2400

WAUKESHA COUNTY MUTUAL INS CO WI TM 107 ARCADIAN AVE 1874 1874WAUKESHA WI 53186-5001(262) 542-4112

WAUKESHA MEMORIAL HOSP FOUNDATION INC WI GA 725 AMERICAN AVE 1978 1993WAUKESHA WI 53188-5099(262) 928-2289

WAUSAU BUSINESS INS CO WI FC P O BOX 8017 1907 1989WAUSAU WI 54402-8017(715) 845-5211

WAUSAU GENERAL INS CO WI FC P O BOX 8017 1972 1991WAUSAU WI 54402-8017(715) 845-5211

WAUSAU UNDERWRITERS INS CO WI FC P O BOX 8017 1979 1979WAUSAU WI 54402-8017(715) 845-5211

WAUSAU-STETTIN MUTUAL INS CO WI TM P O BOX 269 1998 1998WAUSAU WI 54402-1965(715) 842-0686

WAYLAND ACADEMY WI GA 101 N UNIVERSITY AVE 1939 1988BEAVER DAM WI 53916-2253(920) 855-3373

WEA INS CORP WI LC P O BOX 7338 1985 1985MADISON WI 53707-7338(608) 276-4000

WEA PROPERTY & CASUALTY INS CO WI FC 2800 ROYAL AVE STE 212 1993 1993MADISON WI 53713-7338(608) 276-4000

WELLINGTON LIFE INS CO AZ LC 240 CORPORATE BLVD 1975 1986NORFOLK VA 23502(757) 459-5200

WELLMARK COMMUNITY INS INC IA LC 636 GRAND AVE 1985 1988DES MOINES IA 50309-2565(515) 245-4500

WELS FOUNDATION INC WI GA 2929 N MAYFAIR RD 1965 1977MILWAUKEE WI 53222-4392(414) 256-3258

272




WESCO INS CO DE FC 200 SOMERSET CORP BLVD 1962 1989 STE 100BRIDGEWATER NJ 08807(908) 203-2127

WEST AMERICAN INS CO IN FC 9450 SEWARD RD 1923 1958FAIRFIELD OH 45014-5456(800) 843-6446

WEST BEND MUTUAL INS CO WI FC 1900 S 18TH AVE 1894 1894WEST BEND WI 53095-4605(262) 334-5571

WEST CENTRAL MUTUAL INS CO WI TM 36396 MAIN ST 1871 1872WHITEHALL WI 54773-0646(715) 538-2249

WEST COAST LIFE INS CO NE LC P O BOX 193892 1915 1985SAN FRANCISCO CA 94119(800) 366-9378

WESTCHESTER FIRE INS CO NY FC P O BOX 41484 TL14F 1837 1874PHILDELPHIA PA 19101-1484(215) 640-1000

WESTCHESTER SPECIALTY INS SERVICES INC NV WP 4550 RIVER GREEN PKWY 1908 1999DULUTH GA 30096(770) 393-9955

WESTERN & SOUTHERN LIFE INS CO THE OH LC 400 BROADWAY ST 1888 1960CINCINNATI OH 45202(513) 629-1800

WESTERN AGRICULTURAL INS CO AZ FC 5400 UNIVERSITY AVE 1971 1999WEST DES MOINES IA 50266-5997(515) 225-5400

WESTERN CATHOLIC UNION IL FR 510 MAINE ST 1877 1964QUINCY IL 62301(217) 223-9721

WESTERN CONTINENTAL INS CO TX FC 90 BROAD ST 25TH FL 1970 1989NEW YORK NY 10004-2205(212) 480-0570

WESTERN DIVERSIFIED CASUALTY INS CO WI FC P O BOX 770 1969 1969DEERFIELD IL 60015-0770(800) 323-5771

WESTERN FRATERNAL LIFE ASSN IA FR 1900 1ST AVE NE 1897 1900CEDAR RAPIDS IA 52402-5321(319) 363-2653

WESTERN GENERAL WARRANTY CORP CA WP 5230 LAS VIRGENES RD STE 100 1992 1995CALABASAS CA 91302(800) 242-9442

WESTERN INDEMNITY INS CO TX FC 820 GESSNER RD STE 1340 1987 1990HOUSTON TX 77024(713) 461-1504

WESTERN NATIONAL ASSURANCE CO WA FC P O BOX 1463 1957 1996MINNEAPOLIS MN 55440(952) 835-5350

WESTERN NATIONAL MUTUAL INS CO MN FC P O BOX 1463 1915 1954MINNEAPOLIS MN 55440(952) 835-5350

WESTERN RESERVE LIFE ASSURANCE CO OF OH OH LC P O BOX 5068 1957 1967CLEARWATER FL 33758-5068(727) 299-1800

WESTERN SOUTHERN LIFE ASSURANCE CO OH LC 400 BROADWAY ST 1980 1981CINCINNATI OH 45202-3312(513) 629-1800

WESTERN SURETY CO SD FC P O BOX 5077 1900 1942SIOUX FALLS SD 57117-5077(605) 336-0850

273




WESTFIELD INS CO OH FC P O BOX 5001 1929 1946WESTFIELD CTR OH 44251-5001(330) 887-0101

WESTFIELD NATIONAL INS CO OH FC P O BOX 5001 1968 1982WESTFIELD CTR OH 44251-5001(330) 887-0101

WESTPORT INS CORP MO FC P O BOX 2979 1977 1977OVERLAND PARK KS 66201-1379(913) 676-5270

WESTWARD LIFE INS CO AZ LC P O BOX 6025 1965 1994LAKEWOOD CA 90714-6025(562) 420-6103

WHEATON FRANCISCAN SERVICES INC IL GA 26 W 171 ROOSEVELT RD 1983 1998WHEATON IL 60187(630) 784-2550

WILLIAM PENN ASSN PA FR 709 BRIGHTON RD 1886 1953PITTSBURGH PA 15233-1821(412) 231-2979

WILLIAMSBURG NATIONAL INS CO CA FC P O BOX 3190 1986 1999CERRITOS CA 90703(562) 404-3506

WILSHIRE INS CO NC FC P O BOX 10800 1985 1991RALEIGH NC 27605-0800(919) 833-1600

WILSON MUTUAL INS CO WI FC P O BOX 1340 1872 1872SHEBOYGAN WI 53082-1340(920) 458-3359

WINDSOR INS CO IN FC P O BOX 105091 1987 1989ATLANTA GA 30348-5091(678) 627-6000

WISCONSIN AMERICAN MUTUAL INS CO WI FC P O BOX 1438 1898 1898FOND DU LAC WI 54935-1438(920) 923-9680

WISCONSIN ASSOCIATION OF MUTUAL INS COS WI RS P O BOX 14106 1995 1995MADISON WI 53714-0106(608) 246-2552

WISCONSIN AUL INC CA WP 1325 IMOLA AVE W PMB 318 1999 1999NAPA CA 94559(800) 826-3207

WISCONSIN AUTO AND TRUCK DEALERS INS CORP WI LC 150 E GILMAN ST LEVEL A 2001 2001MADISON WI 53703(608) 251-5577

WISCONSIN AUTOMOBILE INS PLAN WI FC 20700 SWENSON DR STE 100 1967 1967WAUKESHA WI 53186(262) 796-4599

WISCONSIN COMPENSATION RATING BUREAU WI RS P O BOX 3080 1975 1975MILWAUKEE WI 53201-3080(262) 796-4540

WISCONSIN CORP OF SEVENTH-DAY ADVENTISTS WI GA P O BOX 7310 1947 1998MADISON WI 53707-7310(608) 241-5235

WISCONSIN COUNTY MUTUAL INS CORP WI FC 22 E MIFFLIN ST STE 900 1987 1987MADISON WI 53703(262) 781-7020

WISCONSIN HEALTH CARE LIABILITY INS PLAN WI FC P O BOX 8017 1976 1976WAUSAU WI 54401(715) 842-6777

WISCONSIN INS PLAN WI FC 700 W MICHIGAN ST STE 320 1970 1970MILWAUKEE WI 53233-2415(414) 291-5353

WISCONSIN LAWYERS MUTUAL INS CO WI FC 49 KESSEL COURT 1986 1986MADISON WI 53711(608) 288-1866

274




WISCONSIN LUTHERAN COLLEGE CONFERENCE INC WI GA 8800 W BLUEMOUND RD 1972 1999MILWAUKEE WI 53226(414) 443-8800

WISCONSIN MASONIC FOUNDATION WI GA 36275 SUNSET DR 1925 2002DOUSMAN WI 53118(262) 965-2200

WISCONSIN MUNICIPAL MUTUAL INS CO WI FC 4785 HAYES RD 1987 1987MADISON WI 53704-7364(608) 246-3336

WISCONSIN MUTUAL INS CO WI FC P O BOX 974 1903 1903MADISON WI 53701-0974(608) 836-4663

WISCONSIN PHYSICIANS SERVICE INS CORP WI LC 1717 W BROADWAY 1977 1977MADISON WI 53713-1895(608) 221-4711

WISCONSIN PROVINCE OF THE SOCIETY OF JESUS WI GA P O BOX 080288 1954 1979MILWAUKEE WI 53208-0288(414) 937-6949

WISCONSIN REINSURANCE CORP WI FC P O BOX 7988 1972 1972MADISON WI 53707-7988(608) 242-4500

WISCONSIN UNITED METHODIST FOUNDATION INC WI GA 750 WINDSOR ST STE 305 1894 1994SUN PRAIRIE WI 53590-0620(608) 837-9582

WISCONSIN VISION SERVICE PLAN INC WI LC 3333 QUALITY DR 1957 1968RANCHO CORDOVA CA 95670(916) 851-5000

WMAC CREDIT INS CORP WI FC 3003 OAK RD 1980 1980WALNUT CREEK CA 94597(800) 288-1970

WOMANS LIFE INS SOCIETY MI FR 1338 MILITARY ST 1897 1897PORT HURON MI 48060-5020(810) 985-5191

WOODMEN ACCIDENT & LIFE CO NE LC P O BOX 82288 1890 1896LINCOLN NE 68501-2288(402) 476-6500

WOODMEN OF THE WORLD LIFE INS SOCIETY NE FR 1700 FARNAM ST 1891 1893OMAHA NE 68102-2002(402) 342-1890

WORKMENS AUTO INS CO CA FC P O BOX 54845 1949 2000LOS ANGELES CA 90015(213) 747-6492

WORKMENS BENEFIT FUND OF THE USA NY FR 99 N BROADWAY 1899 1944HICKSVILLE NY 11801-2905(516) 938-6060

WORLD INS CO NE LC P O BOX 3160 1903 1971OMAHA NE 68103-0160(402) 496-8000

WORLD VISION INC CA GA P O BOX 9716 1950 1978FEDERAL WAY WA 98063-9716(253) 815-1000

WORLD WIDE WARR INC NV WP 71 WASHINGTON ST 2000 2002RENO NV 89503(775) 329-3151

WORLD WILDLIFE FUND INC DE GA 1250 24TH ST NW 1990 2000WASHINGTON DC 20037-1132(202) 293-4800

WYNNS EXTENDED CARE INC CA WP 1050 W FIFTH ST 1972 1999AZUSA CA 91702(626) 334-0231

XL CAPITAL ASSURANCE INC NY FC 1221 AVE OF THE AMERICAS 1991 1992 31ST FLNEW YORK NY 10020-1001(212) 478-3400

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XL INS AM INC DE FC SEAVIEW HOUSE 1945 195970 SEAVIEW AVESTAMFORD CT 06902-6040(203) 964-5200

XL INS CO OF NEW YORK INC NY FC SEAVIEW HOUSE 1951 198470 SEAVIEW AVESTAMFORD CT 06902(800) 825-0880

XL LIFE INS & ANNUITY CO IL LC 20 N MARTINGALE RD STE 200 1978 1980SCHAUMBURG IL 60173(847) 517-2990

XL REINSURANCE AMERICA INC NY FC SEAVIEW HOUSE 1929 193870 SEAVIEW AVESTAMFORD CT 06902-6040(203) 964-5200

XL SPECIALTY INS CO DE FC SEAVIEW HOUSE 1979 198870 SEAVIEW AVESTAMFORD CT 06902-6040(203) 964-5200

YORK INS CO IL FC P O BOX 518 1955 1973PROVIDENCE RI 02901(401) 453-7000

YORKVILLE & MT PLEASANT MUTUAL INS CO WI TM P O BOX 35 1874 1874UNION GROVE WI 53182-0035(262) 878-5300

YOSEMITE INS CO IN FC P O BOX 159 1964 1974EVANSVILLE IN 47701(812) 424-8031

YOUNG MENS CHRISTIAN ASSOCIATION OF WI GA 161 W WISCONSIN AVE STE 4000 1882 1999 METROPOLITAN MILWAUKEE INC THE MILWAUKEE WI 53203

(414) 274-0732ZENITH INS CO CA FC 21255 CALIFA ST 1949 1996

WOODLAND HILLS CA 91367(818) 676-3936

ZURICH AMERICAN INS CO NY FC 1400 AMERICAN LANE TOWER 1 1913 1913 19TH FLSCHAUMBURG IL 60196(847) 605-6000

ZURICH AMERICAN INS CO OF IL IL FC 1400 AMERICAN LANE TOWER 1 1973 1985 19TH FLSCHAUMBURG IL 60196-1056(847) 605-6238

ZURICH LIFE INS CO OF AMERICA IL LC 1600 MCCONNOR PKY 1960 1961SCHAUMBURG IL 60196(847) 874-4000

ZURICH SERVICES CORP THE IL WP 1400 AMERICAN LANE 1992 2001SCHAUMBURG IL 60196-1056(847) 605-6000

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Wisconsin Insurance Report Business of 2002Directory of Insurance Commissioners

277

Directory of Insurance Commissioners

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279

Insurance Commissioners

Honorable Linda HallDirector of Insurance550 W. 7th Ave., Ste. 1560Anchorage, AK 99501-3567907-269-7900

Honorable Walter BellCommissioner of Insurance201 Monroe St., Ste. 1700Montgomery, AL 36104334-269-3550

Honorable Elisara T. TogiaiInsurance CommissionerOffice of the GovernorAmerican Samoa GovernmentPago Pago, American Samoa96799011-684-633-4116

Honorable Mike PickensCommissioner of Insurance1200 W. Third St.Little Rock, AR 72201-1904501-371-2600

Honorable Chuck CohenDirector of Insurance2910 N. 44th St., Ste. 210Phoenix, AZ 85018-7256602-912-8400

Honorable John GaramendiInsurance Commissioner300 Capitol Mall, Ste. 17Sacramento, CA 95814916-492-3500

Honorable Doug DeanCommissioner of Insurance1560 Broadway, Ste. 850Denver, CO 80202303-894-7499

Honorable Susan CogswellCommissioner of InsurancePO Box 816Hartford, CT 06142-0816860-297-3800

Honorable Larry MirelCommissioner of Insurance810 First St. NE, Ste. 701Washington, DC 20002202-727-8000

Honorable Donna Lee WilliamsCommissioner of InsuranceRodney Bldg.841 Silver Lake Blvd.Dover, DE 19904302-739-4251

Honorable Tom GallagherCommissioner of InsuranceState Capitol Plz., Level 11Tallahassee, FL 32399-0300850-413-2804

Honorable John OxendineCommissioner of Insurance704 W. Tower Floyd Mem. Bldg.2 Martin Luther King Jr. Dr.Atlanta, GA 30334404-656-2056

Honorable Artemio B. IlaganActing Commissioner of InsuranceDept. of Rev. & TaxPO Box 23607GMF, Guam 96921671-475-1843

Honorable J. P. SchmidtInsurance CommissionerDept. of Comm. & Cons. AffairsPO Box 3614Honolulu, HI 96811-3614808-586-2790

Honorable Terri VaughanCommissioner of Insurance330 E. Maple St.Des Moines, IA 50319515-281-5705

Honorable Mary L. HartungDirector of Insurance700 W. State St., 3rd Fl.Boise, ID 83720-0043208-334-4250

Honorable J. Anthony ClarkDirector of Insurance320 W. Washington St., 4th Fl.Springfield, IL 62767-0001217-782-4515

Honorable Sally McCartyCommissioner of Insurance311 W. Washington St., Ste. 300Indianapolis, IN 46204-2787317-232-2385

Honorable Sandy PraegerCommissioner of Insurance420 SW 9th St.Topeka, KS 66612-1678785-296-7801

Honorable Janie A. MillerCommissioner of InsurancePO Box 517Frankfort, KY 40602-0517502-564-6027

Honorable J. Robert WooleyActing Commissioner of Ins.PO Box 94214Baton Rouge, LA 70804-9214225-342-5423

Honorable Julie BowlerCommissioner of InsuranceOne South Station, 4th Fl.Boston, MA 02210617-521-7301

Honorable Steven B. LarsenCommissioner of Insurance525 St. Paul Pl.Baltimore, MD 21202-2272410-468-2090

Honorable Alessandro IuppaSuperintendent of InsuranceState Office Bldg., Sta. 34Augusta, ME 04333-0034207-624-8475


280

Honorable Linda WattersCommissioner of InsuranceDept. of Commerce611 W. Ottawa St., 2nd Fl. N.Lansing, MI 48933-1020517-335-3167

Honorable Glenn WilsonCommissioner of InsuranceDept. of Commerce85 7th Pl. E, Ste. 500St. Paul, MN 55101-2198651-296-6025

Honorable Scott B. LakinDirector of Insurance301 W. High St., Ste. 530Jefferson City, MO 65101573-751-4126

Honorable George DaleCommissioner of InsurancePO Box 79Jackson, MS 39205601-359-3569

Honorable John MorrisonCommissioner of Insurance840 Helena Ave.Helena, MT 59601406-444-2040

Honorable Jim LongCommissioner of InsurancePO Box 26387Raleigh, NC 27611919-733-3058

Honorable Jim PoolmanCommissioner of Insurance600 E. Blvd.Bismarck, ND 58505-0320701-328-2440

Honorable Tim WagnerDirector of InsuranceTerminal Bldg.941 O St., Ste. 400Lincoln, NE 68508402-471-2201

Honorable Paula RogersCommissioner of Insurance56 Old Suncook Rd.Concord, NH 03301603-271-2261

Honorable Holly BakkeCommissioner of Insurance20 W. State St. CN325Trenton, NJ 08625609-292-5360

Honorable Eric P. SernaSuperintendent of InsurancePO Drawer 1269Santa Fe, NM 87504-1269505-827-4601

Honorable Alice Molasky-ArmanCommissioner of Insurance788 Fairview Dr., Ste. 300Carson City, NV 89701-5753775-687-4270

Honorable Gregory V. SerioSuperintendent of Insurance25 Beaver St.New York, NY 10004-2319212-480-2292

Honorable Ann Womer BenjaminDirector of Insurance2100 Stella Ct.Columbus, OH 43215-1067614-644-2658

Honorable Carroll FisherCommissioner of Insurance2401 NW 23rd St., Ste. 28Oklahoma City, OK 73107405-521-2828

Honorable Joel S. ArioInsurance Administrator350 Winter St. NE, Rm. 440Salem, OR 97310-3883503-947-7980

Honorable Diane KokenCommissioner of Insurance1326 Strawberry Sq., 13th Fl.Harrisburg, PA 17120717-783-0442

Honorable Fermin M. Contreras GomezCommissioner of InsurancePO Box 8330Fernandez Juncos StationSanturce, PR 00910-8830787-722-8686

Honorable Joseph Torti, IIISuperintendent of Insurance233 Richmond St., Ste. 233Providence, RI 02903-4233401-222-2223

Honorable Ernst CsiszarDirector of InsurancePO Box 100105Columbia, SC 29202-3105803-737-6212

Honorable Gary L. SteuckDirector of Insurance118 W. Capitol Ave.Pierre, SD 57501-2000605-773-4104

Honorable Paula FlowersCommissioner of InsuranceDavy Crockett Tower, 5th Fl.500 James Robertson Pky.Nashville, TN 37243-0565615-741-2241

Honorable Jose MontemayorCommissioner of InsurancePO Box 149104Austin, TX 78714-9104512-463-6464

Honorable Merwin StewartCommissioner of InsuranceState Office Bldg., Rm. 3110Salt Lake City, UT 84114-1201801-538-3800

Honorable Alfred W. GrossCommissioner of InsurancePO Box 1157Richmond, VA 23218804-371-9694


281

Honorable Vargrave A. RichardsLieutenant Governor/CommissionerAttn: Marileen Thomas#18 Kongens Gade Charlotte AmalieSt. Croix, VI 00820340-774-7166

Honorable John CrowleyCommissioner of InsuranceDept. of Banking, Ins. & Securities89 Main St., Drawer 20Montpelier, VT 05620-3101802-828-3301

Honorable Mike KreidlerCommissioner of InsurancePO Box 40255Olympia, WA 98504-0255360-725-7100

Honorable Jorge GomezCommissioner of InsurancePO Box 7873Madison WI 53707-7873608-267-1233

Honorable Jane L. ClineCommissioner of InsurancePO Box 50540Charleston, WV 25305-0540304-558-3354

Honorable Ken VinesCommissioner of InsuranceHerschler Bldg.122 W. 25th St., 3rd E.Cheyenne, WY 82002-0440307-777-7401