The Quarterly Newsletter for Members of United Southeast Federal Credit Union

Second Quarter 2014 “Helping Our Members Live Better Lives.”

*Annual Percentage Rate. Some restriction apply. Ask US for complete details.

Support USFCU and the Bristol Pirates. Wednesday, August 27th

7:00 PM We will have giveaways &door prizes. Hope to see you there!

Each year United Southeast Federal Credit Union awards a $1,000 scholarship to five students from our field of membership. The students submit an application with an essay and are chosen based on their service to school, church and community as well as their GPA. Congratulations to the following students. We wish all of our graduates the best of luck in their future endeavors. Hannah Stutts, a graduate of Franklinton High School in Franklinton, North Carolina. Hannah plans to begin

her college education at North Carolina State University. Kayla Addison, a graduate of Sullivan East High School in Bluff City, Tennessee. Kayla will further her

education at East Tennessee State University. Casandra Gump, a graduate of Science Hill High School in Johnson City, Tennessee. Casandra plans to attend

East Tennessee State University. Adam Lewis, a graduate of Sullivan East High School in Bluff City, Tennessee. Adam plans to attend King

University in the Fall. Seth Cunningham, a graduate of John S. Battle High School in Bristol, Virginia. Seth plans to begin his college

education at East Tennessee State University.

United Southeast Federal Credit Union

www.usfcu.org

creditunion@usfcu.org

888.202.1212

1545 Bluff City Hwy. Bristol, TN 37620

Phone: 423.989.2100 Fax: 423.989.2119

1 Medical Park Blvd. Bristol, TN 37620

Phone: 423.844.3750

4100 N Roan St., Ste. 1 Johnson City, TN 37601 Phone: 423.610.1900

2035 Lee Hwy. Bristol, VA 24201

Phone: 276.466.1222

1060 W Main St., Ste. 1 Abingdon, VA 24210

Phone: 276.676.0515

1672 E Main St. Lebanon, VA 24266

Phone: 276.415.9130

TAP—Select Checks2US within

the USFCU Mobile App

SNAP—Take a picture of the

check to be deposited

DEPOSIT—Submit the images

to be reviewed for deposit into your account. Mobile Deposit *Some restrictions apply. Ask

US for complete details.

Sallie Mae Smart Option Student Loan Pay for college

the smart way.

Let USFCU pave

the way.

Get statements Get statements faster, protect your faster, protect your

personal information personal information and enjoy the and enjoy the

convenience of FREE convenience of FREE eStatements.eStatements.

It’s Time to Skip-a-Payment!

Summer has arrived and that includes vacations, home improvement projects and additional expenses. Do you need some extra cash in your pocket so you can enjoy the summer months?

During the months of June, July and August, United Southeast Federal Credit Union members may be eligible to skip a loan payment for FREE. Members may use the extra money to help with expenses that may come about during the summer months. Let US help you get away from it all, including your loan payment.

This offer is available for several loan options, and you may choose to skip your payment on more than one loan. Contact your loan officer or visit www.usfcu.org for additional information.

*Offer valid June 1, 2014 - August 31, 2014. Some restrictions apply. All member accounts and loans must be in good standing. An approved Skip-A-Payment request will extend the term of the loan. FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement on the outstanding loan balance and will result in additional interest paid as opposed to if you made your payment as originally scheduled. This program does not apply to any mortgage or home equity loans. VISA® credit card payments are also exempt from this program. Regular payments will resume on the first regular payment date of the month following the skip. If previously elected, Credit Life and/or Credit Disability premiums will continue being added to the loan during the extended term in order for benefits to continue. If you have GAP insurance on your automobile loan, the coverage will not extend beyond the original maturity date of the loan nor will GAP cover the deficiency balance arising from skipped payments as disclosed in the Guaranteed Asset Protection Contract. Other restrictions may apply. Ask US for complete details.