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I n T h i s I s s u e
SAHARA Seniors Program
NEWSLETTER
D e c e m b e r 2 0 1 1
P u n j a b i C o m m u n i t y H e a l t h S e r v i c e s
Staff
Chief Executive Officer:
Baldev Mutta
Chief Operating Officer:
Amandeep Kaur
Financial Manager:
Bharat Shah
HR Manager & Executive Assistant:
Jasmin Bhalla
Operations Manager:
Asma Khan
Case Manager: Mental Health
Program:
Mandeep Grewal
Addictions Worker:
Daljit Basra
Case Manager-Integrated Seniors
Team Program:
Nirpal Bhangoo
Coordinators-Seniors Program:
Rupinder Singh, Gulwinder Bhui,
Robert Sidhu
Family Enhancement Counsellor :
Sandeep Sekhon
Volunteer Coordinator:
Teena Bhuchar
Youth Workers:
Orlando Morgan, Harpreet Dhami,
Satveer Rajania
Community Development
Coordinator-MCB Project:
Neeli Grewal
Project Coordinator- Health
Promotion:
Fazila Vaid
Settlement Counsellor :
Neelam Rampal
3. Message from the CEO and COO6-8. Malton News17-22. Seniors Program News25. New Hire
11730 Airport Road, Brampton, ON,
L6R 0C7
Head Office
Malton Office
2829 Derry Road EastMississauga, ON,
L4T 1A5
Phone: 905.790.0808 fax: 905.790.0802 toll free 1.877.290.0808 Email: [email protected]
In ThIs Issue:
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PCHS Board, Staff and Volunteers would like to wish all of you a very happy, healthy and prosperous New Year.PCHS has set upon itself to undertake the following projects:• Strengthen PCHS by becoming an accredited agency. PCHS Board has selected CARF to be the accrediting body. The process has begun and we believe that within 20 months or earlier PCHS should be an accredited agency. • Since its inception, PCHS has relied on partnering with other organizations. PCHS is very thankful to our partners for supporting us all these years. It is with the help of our partners that we have come this far and we are continuing on the same direction forward. We are planning to form new formal partnerships with many agencies to serve the community. • Understanding complex service delivery issues in a diverse community, modifying the delivery of
services to meet the needs of the community is what makes PCHS a premier
organization. PCHS makes sure that its programs are accessible on late evenings, weekends and on holidays. PCHS makes sure that a
family centred approach is applied to
meet the needs of the community.• PCHS seniors are gearing themselves to become trained mentors who in turn would be giving presentations throughout Brampton to prevent falls amongst seniors. They are calling themselves as “Falls Prevention Ambassadors”. • India Rainbow and PCHS is joining hands with Peel District School Board to look at the mental health issues emerging in the South Asian community. Please stay tuned for more news on this important topic.• PCHS is pleased to inform that the parenting sessions on Monday evenings at Lincoln Alexander Secondary School has an average attendance of more than 40 parents plus children. The staff is in the process of training parenting facilitators so that many more parenting sessions can be replicated in the community.• Finally, PCHS will be starting its Langar on Wheels program to feed the seniors.
PCHS is looking for volunteers. If you want to do volunteer work, please contact Teena Bhuchar, our volunteer coordinator at 905.790.0808.
Amandeep KaurCOO
CeO & COO MessAGe
Baldev Mutta CEO
POSITION: Community Animator, VolunteerPROJECT: Brown Canada: Documenting and Creating South Asian Histories in CanadaCALL FOR VOLUNTEERS IN THE FOLLOWING AREAS OF INTEREST, RESEARCH, EXPERIENCE AND MOBILIZATION**Bangladeshi **Indo-Caribbean **Indian **Muslim **Pakistani **Punjabi **Sikh **Tamil**LGBT **Women **Person’s with Disabilities **Labour **Arts/CultureBrown Canada is a 2-year comprehensive South Asian history project that seeks to document and create history from a diverse range of perspectives that fall under the‘South Asian’ umbrella. During this project, we will be creating a comprehensive website with photos, videos and articles, creative and digital storytelling workshops, resource booklets, a dvd, as well as a memorial website and youth-led play dedicated to exploring histories of the Komagata Maru.We are looking to fill several Community Animator positions to be responsible for gathering content and mobilizing interest within a specific South Asian community or theme. These positions will work closely and report to the Project Coordinator.Responsibilities:-act as a liaison between specific community and overall ‘Brown Canada’ project-research and compile information with regard to specific community/theme-address particular needs, goals, struggles of specific community/theme-community outreach and volunteer recruitment/coordination-coordinate interviews with members of community-use creative art/media such as video, digital storytelling, and creative writing to educate and raise awareness-launch an educational campaign through direct community engagement and media-other administrative duties as assignedQualifications:-interest and/or experience in areas of South Asian history, issues, politics or activism-enthusiastic about learning and sharing knowledge-interest in arts, media, research and writing-ability to work effectively independently and in a group-good verbal and written communication skills-knowledge of anti-oppression analysisPlease send your resume and one-page cover letter indicating area of interest. Please use the cover letter to discuss if you would like to be involved in a subject/community area not already indicated, or if you have interests in the intersections of multiple categories.Send applications to: [email protected] applications until Friday, January 27th, 2012. Please apply early as we will start filling up positions from January 10th, 2012 onward.
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CALL FOR VOLUNTEERS IN THE FOLLOWING AREAS OF INTEREST, RESEARCH, EXPERIENCE AND MOBILIZATION
Did you know that that people of South Asian descent are more likely to have high blood pressure and diabetes and are at 3-5 times at higher risk of heart disease and stroke than the general population? (See www.heartandstroke.ca/southasian for more information).We are looking to train volunteers who are strongly connected to the South Asian community, and speak at least one South Asian language to help raise awareness of about the risk factors for heart disease and stroke and promote healthy living strategies.If you are passionate about promoting health in the South Asian community, have a strong background in public speaking and/or community outreach, and consider yourself a leader and advocate (or aspire to be a leader and advocate), then this is the volunteer role for you! Having a health background (either in: fitness, nursing, medical/biology, dietician etc. is preferred but not required).As a South Asian Heart Health Ambassador, some of your tasks will include:• Public speaking to raise awareness of risk factors for heart disease and stroke• Promoting healthy living strategies• Attending South Asian events on behalf of the Heart and Stroke Foundation• Engaging South Asian community leaders in our advocacy & media campaigns etc.For this role, we are asking that you make a minimum 6-month commitment to volunteering, 10 hours a month (weekdays/weekends). We are holding volunteer training sessions in three key areas of the GTA.The training is a great opportunity for volunteers to build their skills & capacity, network and engage with members of the South Asian community. If you are interested in joining our team of South Asian Heart Health Ambassadors, please pre-register and email us a copy of your resume & a cover letter outlining your interest to: Firdaus Ali, Community Mission Specialist for South Asian Communities at: [email protected] or call 416-489-7111 ext. 437 mentioning which area training you would be interested in.• Markham – Saturday, January 28, 2012 from 10 am to 3:00 pm at: Welcome Centre, 7220 Kennedy Road, Unit #8, Markham, ON L3R 7P2 (major intersection: Kennedy Road & Denison)• Mississauga - Saturday, February 4, 2012 from 10 am to 3:00 pm at: 25 Watline Avenue, Suite 500 (fifth floor), Mississauga, ON L4Z 2Z1 (major intersection: Hurontario Street and Matheson Blvd.)• Toronto - Saturday, February 25 from 10 am to 3:00 pm at: Heart & Stroke Foundation Provincial Office, 2300 Yonge Street, Suite 1300 (Boardrooms A & B), Toronto, ON M4P 1E4
Limited seats available. Pre-registration is required to attend the training.
BE A SOUTH ASIAN HEART HEALTH AMBASSADOR WITH HEART & STROKE FOUNDATION
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The Youth Centre Program provides services to Youth from the South Asian and the Black community. Research has indicated that Youth are experiencing problems in the areas of education, relationships and career development. Some South Asian and Black Youth are involved in drug use, gang activities & violence. PCHS has developed a collaborative approach in addressing these concerns. Two Youth Outreach Workers, one for the South Asian and the other for the Black community are available to help youth from both communities.
MAlTOn YOuTh Centre
InItIatIve
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MYI Youth Counselling: We provide counselling and referral services to youth and their families in Malton, serving to enhance or maintain their function in the community. Counselling offers an opportunity for prevention and early intervention to youth at risk. The youth come to us with a variety of challenges - some have behavioral problems while others suffer from mental
health illnesses. There are many youth who have learning disabilities and problems related to substance abuse. In addition, you have conflicts with their families which are grounded in culture. The youth counsellors also work with other youth workers to develop programs which will enhance or provide life skills to youth. Finally, the youth counsellors work with the parents to stabilize the entire family.
MAlTOn YOuTh Centre
InItIatIve
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MAlTOn COMMunITY
BuIldInG PrOjeCT
LIT Meet and GreetParents of the students that were selected to receive the LIT Training finally had the opportu-nity to meet with other students, parents, facilita-tors, and organizers of the LIT Training. There was a light dinner provided and everyone had the chance to “mingle” and share their thoughts about the program. Cordelia Peck from the City of Mississauga gave an overview to the parents of what their children are being trained on and how this will benefit their development as a strong independent individual. Parents were pleased with the efforts of staff and their child’s dedication to improve the community they live in. There are currently 28 students enrolled in the LIT Program and will be completing their training in February.
Malton Town Hall MeetingOn December 12th, 2011. Bonnie Crombie held her first Town Hall meeting in Malton. This meet-ing was targeted to the residents in Malton to come out and ask questions in regards to future projects in Malton and express their needs as a resident in Malton. There was a presence of many different organizations at the meeting such as On-tario BIA Association, Stantec Consulting (Gore-way Bridge), 21 Division Peel Regional Police, GTAA, Transportation and Works Dept., Commu-nity Partnerships Team, and Capital Works. Also present was Jagmeet Singh the newly elected MPP for the Geographical index in which Malton falls under. Malton Residents received a great opportunity to learn about the upcoming changes in Malton and grab a lot of attention of some organization that are looking to invest more services into Malton.
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MAlTOn COMMunITY BuIldInG PrOjeCT
Lohri for HEROn Thursday December 29th, 2011. There was an event held to bring awareness to female foeticide and gender equality. This event was held at Chand-ni Convention Centre and was a SOLD OUT event. There were an astonishing number of 600 people that attended this event. I’m so proud of all the members that organized this event! Thank You to all our sponsors that assisted us in making this a very successful first annual event. The event was very memorable with key note speakers Dr. Harshinder Kaur and Roo-pan Gill. There were amazing traditional performances
made by Nach Balliye’s dance group. The tradi-tional Lohri ceremony was carried out where 15 daughters under the age of 5 were honoured. PCHS is grateful to be a part of this movement and making history. And we are looking forward to making the next event more successful. Thanks to our Media Sponsors:OMNICBCVISION TVROGERSSUR SAGARHANSRA media groupPUNJABI PRESS CONFERENCE
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hTTP://YOuTu.Be/APGThueWxGs
VIDEO
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Photo by Salvatore Vuono | Freedigitalphotos.net
JANUARY 20 2012 7PM - 9PM |FREE ADMISSION
Crowne Plaza Hotel, 33 Carlson Court
Contact: Orlando Morgan [email protected] 905-677-0889
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Photo by Salvatore Vuono | Freedigitalphotos.net
FEBRUARY 18 & 25 2012 Victory Hall | 3091 Victory Cres | 1PM - 2:30PM
Contact: Orlando Morgan [email protected] 905-677-0889
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PreGnAnT?COnsIderInG AdOPTIOn As A lOVInG OPTIOn FOr YOur ChIld?
PCHS HAS RECENTLY LAUNCHED A PARTNERSHIP WITH WORLD VIEW ADOPTION ASSOCIATION (TORONTO) TO HELP EDUCATE BIRTH MOTHERS FACING AN UNPLANNED PREGNANCY ON PRIVATE DOMESTIC ADOPTION AS A LOVING OPTION FOR THEIR CHILD. PLEASE FIND A MESSAGE FOR BIRTH MOTHERS BELOW:
“You may feel confused, alone and overwhelmed when facing an unplanned pregnancy. You can explore options on what is best for you and your child via FREE options counseling at the 24 hour confidential hotline (416) 305-5974. The counselor can: 1) Provide initial options for your situation, 2) Provide information about the adoption process, 3) Educate on the benefits of open adoption, 4) Assist with the creation of an adoption plan.Empowering you: Word View Adoption Association (WVAA) and PCHS understand that you face unique challenges stemming from cultural norms in female/ male relationships, attitudes towards daughters and/or single mothers. PCHS and WVAA can help you manage family stress you may be facing. WVAA in cooperation with PCHS will provide the support you need in any circumstance. You may feel threatened, need help to get away from an unsafe environment, and/or simply wish keep your circumstances completely confidential. Support and a solution are there for
you, free of cost.Choose an adoptive family for your child in Ontario: You, the birth parent, decide on the adoptive family for your child. Families are proposed to you. You then choose a family that best fits the characteristics that are important to you.
Ontario Families are Waiting: Hundreds of families are waiting to adopt a child. Many in Toronto are of Punjabi or South Asian heritage and are already approved by the Ontario Ministry for adoption. You can receive information on each family including family culture & background, family pictures, education & occupation, hobbies, views on discipline, parenting style, medical reports, police reports, etc. Next Step: For more information, contact a counselor at PCHS, call the options counselor hotline at (416) 305-5974, or contact World View Adoption Association at 416 743 9324, [email protected], www.worldviewadoption.com.”
uPdATes FrOM The AdVAnCeMenT OFFICer:
December was a very busy and productive month for building awareness of and raising funds for PHCS programs and services. We are thrilled with the results!The Family Enhancement Program was featured on Rogers Peel South Asian Focus show where the SETTLE IN campaign for South Asian families in need was announced and the community response was tremendous. We had women and their children who needed to SETTLE IN to Winter - they required new coats, gloves, socks and winter hats. Blueband Media stepped in and made a donation of $2,000 which not only allowed PCHS to provide winter clothing to all the clients that had expressed a need, but to a few new ones that had found out about PCHS through Rogers Peel. Special thank you to Wasim Parkar Producer of South Asian Focus & Sathish Bala CEO Blueband and Michelle Ladha Office Manager who made the whole process so easy and quick! Plus, we have newcomers who come to Canada with just the clothes they’ve packed - they need the basic necessities help them SETTLE IN to their homes, things we all need when we settle in to our new lives. Once again, a business in the communi-ty, Zellers/HBC was there to help! They donated sheets, towels, clothing and toys - a total donation of over $2,000 worth of products. Our special thanks to Neeru Nandrajog, Michelle Dekovic and Mary Lerose for all their hard work and making this happen so quickly.Both Blueband Media and Zellers/HBC made the holiday season very special for many South Asian families in need!
It doesn’t stop there... PCHS applied for funding for the Langar on Wheels program and not only did we get some great exposure in an article in the Globe and Mail by Tamara Baluja (http://www.theglobeandmail.com/news/national/toronto/globe-to/langar-on-wheels-rolls-out-to-punjabi-community/article2274645/). PCHS is thrilled to announce that Community Foundation of Mis-sissauga approved the $30,000 funding request for Langar! The program is slated to begin in the beginning of the year. PCHS and the Langar program also caught the attention of Community Foundations of Canada (the national organization of @CFofMississauga) and were the subject of a recent blog entry: http://canadasvitalsigns.word-press.com/2012/01/13/langar-project-brings-communal-kitchen-concept-to-south-asian-seniors-in-mississauga/ Our next fundraiser is PCHS’ 10th Annual Inter-national Women’s Day celebration scheduled for Friday, March 9th with keynote speaker Deepa Mehta and honouring extraordinary women in the community for their support of South Asian women. For more information on how to buy tick-ets and/or sponsor the event, email [email protected] is very excited about the possibilities of what 2012 has to offer and appreciate the ongoing support of their funders and supporters!
Kulbinder Saran CaldwellAdvancement Officer
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PCHS SAHARA SENIORS PROGRAM Invites YOU To Attend following workshop
Place: 2829 Derry Road E, Mississauga ON. L4T 1A5
Date: Jan. 28, 2012 (Saturday),
Timings: 12:00 to 2:00 pm
Topic: Homecare Services Speaker: Kanu Chopra and Team (from Canes)
Wheel Chair Accessible
Light refreshments will be served.
For more information call: Rupinder Singh @ 905 790 0808;
Robert Sidhu @ 905 790 0808; Gulwinder Bhui @ 905 677 0889
Punjabi Community Health Services
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ruipMdr isMG -905 790 0808 rObt isMDU -905 790 0808
gulivMdr bueI -905 677 0889
Punjabi Community Health Services
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gulivMdr bueI -905 677 0889
Punjabi Community Health Services
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The Seniors Program has two components:
• This is a partnership program of three agencies – Punjabi Community Health Services (PCHS), Supportive Housing of Peel (SHIP) and Peel Seniors Link (PSL). This program provides services to seniors in their homes who at risk but with intervention can remain at home living independently. This service will be provided in North West Brampton with a focus on promoting seniors’ health and wellness. The Integrated Seniors Team provides risk management, assessment and education, personal support services and access to supportive housing options.
• SAHARA Senior’s Program is a linguistically and culturally appropriate program for South Asian Seniors. The program supports caregivers so that seniors stay at home with dignity and care. Seniors can attend the day program which includes a variety of activities such as arts and crafts, health education and awareness, resource development and participate in the Community Garden. The program also educates seniors about falls prevention and diabetes. Seniors are assisted in organizing cultural celebrations.
News
PCHS
senIOrs
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sAhArA senIOrs PrOGrAM
SAHARA Senior’s program is a culturally and linguistically
appropriate. I am very pleased to share that the SAHARA
Senior’s program is expanding. We started one new
group only for ladies every Monday @ 11730 Airport
Rd. Senior’s program is very supportive program for the
seniors who stays home all the time and feel lonely. Many
seniors are waiting for these kinds of services because this
way they can get information on other resources/services
which can be useful for their day to day life.
PCHS has four different groups for seniors at different
locations. We are focusing on senior ladies who all are
sitting at home and getting sick. Also we are providing
the ride and healthy lunch to them. Seniors are also getting
the opportunity to express their ideas, views and their life
experience stories.
We have one success story: One senior lady have some kind of disease and
depression. She did not want to come out from the house.
One Case Manager went her house many times and
encouraged her to join seniors group. She always refused
and finally she agreed just for one time. She came for
attending one session and felt so good. Now she comes
every week, instead of once a week she wants to come
every day now. She said that “this group has changed my
life now I started going everywhere. I am not sitting home
anymore.”
We are also celebrating the seniors birthdays and special
occasions like Diwali, Christmas, Lohri and others. All
seniors are participating in culturally program.
Gulwinder Bhui
Seniors Worker- SAHARA Seniors Program
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sAhArA senIOrs PrOGrAM
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sAhArA senIOrs PrOGrAM
An Article from a Senior
The seniors group conducted by PCHS is a great blessing and pleasure for the elderly people. There are plenty of facilities e.g. yoga, entertainments, interaction; puzzles, word building, cracking jokes.We seniors sometimes suffer from loneliness, depression and frustration. But all these vanish we go to PCHS seniors group, our minds are diverted and we forget all our worries and anxieties.Our group leader Gulwinder Bhui is a gentle,
soft spoken lady. She is understanding and always has a smiling face. She pays a lot of attention; she deserves our praise for the efforts in treating with affection.We are grateful to PCHS for all these activities. May God bless all these seniors groups and all those who conduct these groups. I hope and pray that some more benefits will be provided to all these seniors in the coming future.
GOD BLESS PCHSSneh Lata Wadhwa
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Punjabi Community Health Services 11730 Airport Road Brampton, ON – L6R 0C7 PH: 905 790 0808
Hargurcharan S. Dhillon
My Journey to Punjabi Community Health Services (PCHS)
At last with heavy heart I decided to say good bye to my college and with whom I have spent years; obviously it was a painful feeling. Active life turned to sedentary call it lazy. After a couple of week; I felt weary by being idle and started search for a club, recreation, library but none suited me.
One day out of blue I received a call, it was from Mrs. Neelam who contacted me after a year. Naturally it was pleasing as she has been always helpful to me in face of difficulty and I sought her advice. As I opened my feeling of solitary she just laughed and said, “come to this location, you will find company and your thinking will change.” No doubt this young and gentle lady has earned a good will of clients.
I made my first visit with company of Mr. Nar Singh Dass Batish, who was my guide. We met receptionist who was well dressed, polite and had all the qualities of a receptionist, and gave the first Impression. Thereafter I was introduced with members and felt at home and relaxed. As I happened to enter in kitchen room I felt very happy to meet a gentleman busy in cutting vegetables. I waited for his attention and introduced myself and said, “it is my keen desire to learn cooking as I am totally novice; now yet I desired to be able to make own food. He gave a gentle smile to my desire demonstrated which I follow strictly and gained some confidence. In the following days I learned cleaning dishes and put them, I also learned making sandwich, tomato soup, boiling eggs, and making tea I learned all these things by helping in the kitchen and gained further confidence. Mr. Rupinder Singh is very free and an easy going person. I was very free to put questions to him but soon I came to know that he is a good senior’s program coordinator. I felt sorry for being so open to him, indeed he is a gentleman and down to earth, who takes responsibilities and looks after his men.
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Visit to Garden was a surprise. I have seen so many plants bearing fascinating greenery in the garden. I looked all around, entrance gate had a board enlisting the name of vegetables in English and Punjabi name also in English. This makes a lasting impression as no one need to ask. Modern methods are applied for sowing, watering and plucking during the season. There were more than twenty varieties of vegetables, all spread in separate plots. Fruit bearing plants are also there and efforts are being made to grow more fruit trees. The biggest attraction of this garden is; than it is totally ORGANIC, no substance of chemical. This good name ‘ORGANIC’ has picked a profound popularity and good number of our members are working to grow their own garden by using their green waste for compost.
Also members are encouraged to learn painting. Recently I learned to use painting brush; soon after my shyness vanished. It also reminded me that more than painting the biggest advantage is concentration which is a good exercise for brain. Apparently more and more Arts and Crafts will be introduced.
Seniors program are conducted principally to enlighten them that they are strong pillar of society, guardian of family raised by them. For their benefit workshops are conducted on various field like, Time Management, Health Care, CPR and First Aid, Diabetes in South Asian, Heart and Stroke, Dental Care, Arthritis, Alzheimer are conducted by experts and professionals of their field. I take advantages of these workshops. Remember one of the greatest gifts of life is the ability to learn and bring it into practice. All the workshops conducted till today have been very impressive and the audience attended with full attention and have derived good lesson. Conductive atmosphere prevail and members are happy to exchange their view points. Meeting with their friends, reading, writing playing and so on. They have learnt the values of healthy and happy life. Love for everyone and hatred for none. Keep your moral up.
Advertorial
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“I try to go the extra mile to help customers understand the services available to them,” concludes Heather. “I’ve been in their shoes and I know one can achieve independence by talking to trusted advisers, doing research and helping yourself.”
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Responsible credit use helps newcomers attain independence
Heather Soares remembers teaching her daughters to be independent in their new Canadian surroundings. “When we realized the supermarket didn’t offer bags or home delivery, the girls ran home for the luggage trolley,” laughs Heather, who moved her two teenagers to Mississauga, Ontario from Pune, India.
Determined to build a future for her girls, Heather was hesitant to accept the guest room of a friend, or a credit card from her bank, since she wanted to avoid dependence. “I soon learned to accept help from good people, and that credit is part of life here,” recalls Heather, who worked at a major bank in India where credit cards were not viewed favourably.
“I was ready to do anything, and soon realized that there were options available,” adds Heather. She juggled a temporary job at a big box store alongside her eldest daughter, upgraded her skills at the Peel Mentoring Partnership for internationally trained professionals, and studied during her bus commute. Through ACCES, a program sponsored in-part by Scotiabank, which assists job seekers new to Canada, Heather was able to write her Canadian Securities exam at no cost, and find a job at Scotiabank a year after arriving in Canada.
“It was wonderful for a bank to offer a credit card when no one would even rent you an apartment,” notes Heather. She had herself benefited from the Scotiabank StartRight® Program1 for Newcomers, which includes a free day-to-day bank account for one year2, a wide range of VISA* card options3 and a number of other customized services and benefits - when she moved to Canada.
“Now I know that it’s important to obtain credit within three years of coming to Canada. First, because life is expensive, and because you must build a credit history to show you are responsible,” remarks the Personal Banking Officer, who explains wise credit use to customers at the Scotiabank Sheridan Centre branch.
For example, she advises them to be mindful of interest rates, avoid carrying a balance and to make the minimum monthly payment on time, to preserve their credit scores. She also helps them choose the right credit card features for their needs.
Heather also counsels immigrants about saving for their goals, like a new car or home ownership, by starting to save with higher-interest savings
XEROX Design Services7333 Mississauga Road,Mississauga, ON L5N 6L4
File name: SCB_MCB_SA_Advertorial_letter_ENG.indd Publication: Unknown
Trim: 8.5 in x 11 in Deadline: August 31, 2011
Colour: 4 colour process Insertion Date: Unknown
Heather Soares shares crucial financial lessons with her daughters, and with new Canadians who visit her branch.
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3 Subject to meeting Scotiabank’s credit criteria and security requirements.
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XEROX Design Services7333 Mississauga Road,Mississauga, ON L5N 6L4905.819.3000 x4188
File name: SCB_MCB_SA_ContestAD_NEWS_8.5x11.indd Publication: Unknown
Trim: 8.5” x 11” with bleed Material Deadline: Aug 31, 2011
Colour: 4 colour process Insertion Date: Unknown
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®Registered trademarks of The Bank of Nova Scotia. TMTrademark of The Bank of Nova Scotia.1The Scotiabank StartRight Program, created for Canadian Landed Immigrants from 0-3 years in Canada, International Students and Foreign Workers. *The Contest commences at 12:01 a.m. (ET) on April 1, 2011 and ends at 11:59 p.m. (ET) on March 31, 2012 (the “Contest Period”). No purchase is necessary. To enter this Contest, entrants must register online at startright.scotiabank.com/prize. There will be one (1) Grand Prize awarded consisting of a ten thousand dollar (CAD 10,000) cheque payable to the winner and deposited into the winner’s Scotia Powerchequing® account. The Grand Prize winner will be randomly selected on April 2, 2012. There will be three (3) Secondary Prizes awarded, each consisting of a three thousand dollar (CAD 3,000) cheque payable to each winner and deposited into each winner’s Scotia Powerchequing account. One (1) Secondary Prize winner will be randomly selected on each of the following dates – August 2, 2011; December 1, 2011; April 2, 2012. Entrants in each draw period that have not been selected as a winner will be entered into the subsequent draw. Chances of winning depend on the total number of eligible entries at each draw date. This Contest is open to residents of Canada that have reached the age of majority in their province or territory of residence by the start of the Contest Period. Employees of The Bank of Nova Scotia, Carlson Marketing, Capital C, Rapp (and persons domiciled with them and immediate relatives) are not eligible to enter. Only one entry per person is permitted. Correctly answering a skill-testing question is required to be officially declared a winner. For full Contest details, go to startright.scotiabank.com/prize.
BANKING • ESTABLISHING CREDIT • OWNING YOUR HOME • SAVING
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I have completed my Post – Graduate studies in Business Laws & Practices and I was a teacher in India. I am the co-founder and co-ordinator of Malton Women Council – an informal, grassroots level women’s empowerment group based in Malton. Also, I co-ordinate a South Asian women’s dance group called Malton Giddha Group. I am excited to work with PCHS.
Anu RandhawaFront Desk/Reception and Child-minding
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Culturally appropriate services provided in English, Punjabi, Hindi, and Urdu by PCHS staff in the areas of:
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