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TITLE 1: Event or peril insured against 1. Guingon vs. Del Monte, 20 SCRA 1043, 1967 Insurance by a married woman 2. Harding vs. Comm. Union Assurance Co., 38 Phil. 464, 1918 Concept of lottery 3. Uy vs. Palomar, 27 SCRA 287, 1969 4. Phil. Refining Co. vs. Palomar, 148 SCRA 313, 1987 5. Palomar vs. CFI of Manila, 165 SCRA 162, 1988 Title 2 *Meaning of Public Enemy 6. Filipinas Cia de Seguros v. Huenefeld & Co., 89 Phil. 54 (1951) 7. S. Winshop v. Phil. Trust Co., 90 Phil. 744 (1952) *Effect of war on existing insurance contracts 8. Filipinas Cia de Seguros v. Huenefeld & Co., supra 9. Constantino v. Asia Life Ins. Co., 87 Phil. 248 (1950) 10. McGuire v. The Manufacturer's Life Ins. Co., 87 Phil. 370 (1950) 11. Nat. Leather Co. Ins., v. U.S. Life Ins. Co., 87 Phil. 410 (1950) 12. Vda. de Carrero v. Manufacturer's Life Ins. Co., 87 Phil. 460 (1950) 13. Gonzaga v. Crown Life Ins. Co., 91 Phil. 10 (1952)

Title 1-5 (57 CASES)

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Page 1: Title 1-5 (57 CASES)

TITLE 1:

Event or peril insured against

1. Guingon vs. Del Monte, 20 SCRA 1043, 1967

Insurance by a married woman

2. Harding vs. Comm. Union Assurance Co., 38 Phil. 464, 1918

Concept of lottery

3. Uy vs. Palomar, 27 SCRA 287, 19694. Phil. Refining Co. vs. Palomar, 148 SCRA 313, 19875. Palomar vs. CFI of Manila, 165 SCRA 162, 1988

Title 2

*Meaning of Public Enemy

6. Filipinas Cia de Seguros v. Huenefeld & Co., 89 Phil. 54 (1951)

7. S. Winshop v. Phil. Trust Co., 90 Phil. 744 (1952)

*Effect of war on existing insurance contracts

8. Filipinas Cia de Seguros v. Huenefeld & Co., supra

9. Constantino v. Asia Life Ins. Co., 87 Phil. 248 (1950)

10. McGuire v. The Manufacturer's Life Ins. Co., 87 Phil. 370 (1950)

11. Nat. Leather Co. Ins., v. U.S. Life Ins. Co., 87 Phil. 410 (1950)

12. Vda. de Carrero v. Manufacturer's Life Ins. Co., 87 Phil. 460 (1950)

13. Gonzaga v. Crown Life Ins. Co., 91 Phil. 10 (1952)

*Insurable interest of mortgagee and mortgagor

14. Palileo v. Cosio, 97 Phil. 919 / 17 SCRA 196 (1966)

15. Geagonia v. CA, 241 SCRA 152 (1995)

16. San Miguel Brewery v. Law Union Inc., 40 Phil. 674 (1920)

Page 2: Title 1-5 (57 CASES)

*Insurance by mortgagee of his own interest

17. Palileo v. Cosio, 97 Phil. 919 (1955)

*Effect of standard and open clauses in fire insurance policy

18. Geagonia v. CA, supra

Title 3

Insurable interest in general

19. Lalican vs. Insular Life Insurance Co., Limited, 597 SCRA 159 [2009]

Similarity between a life insurance policy and a civil donation

20. The Insular Life Assur. Co. vs. Ebrado, 80 SCRA 181 [1997].

Insurable interest in life of person upon whom one depends for education or support or in whom he has a pecuniary interest

21. El Oriente vs. Posadas, 56 Phil. 147

Limitation in the appointment of beneficiary

22. The Insular Life Assur. Co., Ltd. Vs. Ebrado, 80 SCRA 181 [1977]

Right of insured to change beneficiary in life insurance

23. Gercio vs. Sun Life Assurance of Canada, 48 Phil. 53 [1925].

24. Go vs. Redfern, 72 Phil. 71 [1941].

Measurement of vested interest of beneficiary in policy

25. Nario vs. Philippine American Life Insurance Co., 20SCRA 436 [1967].

Designation of beneficiary

26. Social Security System vs. Davac, 17 SCRA 863 [1966]

27. Consuegra vs. GSIS, 37 SCRA 315 [1971].

Page 3: Title 1-5 (57 CASES)

Liability of insurer on death of insured

28. A. Tolentino vs. Filipinas Life Assurance Co., Inc., I.C. Case No. 162 July 19, 1976

Insurable interest in property in particular cases

29. Lampano vs. Jose, 30 Phil. 357 [1915]

Insurable interest of carrier or depository

30. Lopez vs. del Rosario, 44 Phil. 98 [1922]

Effect of absence of insurable interest in property insured

31. Cha vs. Court of Appeals, 277 SCRA 690 [1997]

32. Garcia vs. Hongkong F. & M. Ins. Co., 45 Phil. 22 [1923]

Measure of indemnity in insurance contracts

33. Young vs. The Midland Textile Ins. Co., 30 Phil. 617 [1915]

34. Phil. Health Care Providers, Inc. vs. Comm. Of Internal Revenue, 554 SCRA 411 [2008]

35. Philamcare of Health Systems, Inc. vs. Court of Appeals, 379 SCRA 356 [2002]

36. Blue Cross Health Care, Inc. vs. Olivares, 544 SCRA 580 [2008]

Effect, in general, of change of interest

37. San Miguel Brewery vs. Law Union & Rock Ins. Co., 40 Phil. 674 [1920]

Change of interest covered by law

38. Bachrach vs. British American Ass’n. Co., 17 Phil. 562 [1910]

Change of interest where several things separately insured by one policy

39. Oriental Assurance Corp. vs. Court of Appeals, 200 SCRA 459 [1991]

Page 4: Title 1-5 (57 CASES)

Title 4

Effect of concealment

40. Qua Chee Gan v Law Union And Rock Ins. Co., 98 Phil 85

41. Fieldmen’s Insurance Co., Inc. v Vda. De Songco, 25 SCRA 70 1968

Proof of Fraud

42. Saturnino v Phil. American Life Insurance Co., 7 SCRA 316 1963

43. Great life Assurance Co. v CA ,89 SCRA 543 1979

44. Argante v West Coast Life Inc. Co., 51 Phil 725 1928

Matters communicated

45. De Leon v Crown Life Ins. Co., CA L-44842 june 20, 1939

46. Musngi v West Coast Life Ins. Co. 61 Phil 864 1939

47. Yu Pang Cheng v CA, 105 Phil 930 1959

48. Canilang v CA, 223 SCRA 443 1993

49. Sunlife Assure. Co. of Canada v CA,245 SCRA 268 1995

Materiality

50. Union Manufacturing Co., Inc. v Phil. Guaranty Co. Inc., 245 SCRA 271

51. Great Pacific Life Assn. Co. v CA., 89 SCRA 543 1979

52. Agos v The Phil. American Life Ins. Co., I.C. Case No. 10 March 11, 1976

information waived

53. Ng Zee v Asian Crusader Life Assurance Corp. 122 SCRA 461 1983

Page 5: Title 1-5 (57 CASES)

Title 5

Effect on policy of expressions of opinion or expectation

54. 43 Am.Jur, 2d 1023; Philamcare Health Systems, Inc. vs CA, 379 SCRA 356, 2002

When an insurer must exercise his right to rescind

55. Tan Chay vs West Coast Life Ins. Co., 51 Phil 80, 192756. Argente vs West Coast Life Ins. Co., 51 Phil 275, 1927

Requisite for Incontestability

57. Tan vs CA, 174 SCRA 403, 1989