8
Chapter 7 or 13 Bankruptcy 20 years experience | affordable | fast | personal service (303) 525-9531 www.coloradobklawyer.com email: [email protected] HILL LAW OFFICE, P.C. Lawrence R. Hill, Attorney at Law 1901 W. Littleton Blvd. | Littleton, CO 80120 Weareadebtreliefagency.WehelppeoplefilebankruptcyundertheBankruptcyCode. TIDBITS® SEARCHES FOR SUNSHINE by Patricia L. Cook Many people suffer from the blues dur- ing the winter months because of a lack of sunshine, but spring will bring us all warmth and sunny days soon! This Tidbits explores the gigantic star that our planet revolves around. • • The sun is a huge star that is the center of our solar system. Earth is tiny com- pared to the sun. Our entire planet could fit inside the sun 109 times if it was a hollow ball! Of course, it’s not hollow; it is filled with hot gasses. How hot? The sur- face of the sun is about 10,000 degrees Fahrenheit (5,500 degrees Celsius). The core, or center of the sun, is estimated to be more than 28 million degrees Fahren- heit (15.5 million C). • • The sun is 864,000 miles (1.4 million km) in diameter, almost 35 times larger than the diameter of the earth and is about 330,000 times the mass of earth. • • On a mountain summit on a hot sum- mer day, it appears that the sun is re- ally close to earth. However, it is nearly 93 million miles (150 million km) away. It takes sunlight about eight minutes to reach us. Even with that distance, the light and heat keep our planet warm, al- lowing plants to grow and even giving us a sunburn if we are not careful. Without the sun, earth would be frozen and dark all the time and could not support life as we know it. • • The closer you get to the earth’s poles, the more extreme the days are with and without sunshine. The North Pole does Issue #498 Of South Denver Metro ...continued on page 2 March 6 - March 15, 2012 Published by Knight Media, LLC FOR ADVERTISING CALL (303) 797-7572 [email protected] Front Page Classifieds Pottery Barn Style 100% Leather Sofa and Loveseat Brand New 100% leather. Very nice. Value over $5,500. Must sell only $1,500. Solid hardwood construction frame with lifetime warranty. Can separate, also has chair and ottoman available. Can deliver. Call 303-758-1312 $285 New King 3-PC Pillowtop Mattress/foundation w/warranty. Del Available. 303-758-1312 Pub Dining Set - New - $349 Brand New All Wood. Beautiful Espresso Color Table + 4 Chairs. Never used. In Factory boxes. 303-758-1323. Can Deliver. 6 Pc, Bedroom Set: Brand new still in boxes. List $1800. Sell $599. Can deliver. 303-758-1312 Queen Pillowtop Mattress Set. Brand New with warranty. $169. Can Deliver. 303-758-1312 Microfiber Sofa & Loveseat Brand New Stain Resistant Lifetime wrnty. List $1500. Sell $599. Del Avail. 303-758-1323 New 12” Latex Memory Foam Mattress: Eco-Friendly zip off Bamboo “Coolmax” Cover. Brand New in orig. box. Includes 20 yr Manufacturer’s warranty. Mattress lists for $1999. Will sacrifice for $699. Call 303-758-1312. High Quality Used Furniture At Great Prices 209 W. Littleton Blvd., Littleton 15% Off Mention this Ad 60% Consignment Payments www.RoomDesignOnADime.net Henredon, Thomasville, Howard Miller, and more.... 720-283-4482 Room Design On A Dime Consignment Home Furnishings TO LEARN MORE CALL 303.399.4067 OR E-MAIL INFO@HORIZONSCRC.COM / WWW.HORIZONSCRC.COM Do you have one of these conditions? • Rosacea • Psoriasis • Osteoarthritis • Hypertension • Constipation • Uterine Fibroids • Gout • Type 2 Diabetes Horizons Clinical Research Center, LLC is conducting clinical research studies of investigational treatments for these conditions. As a participant in one of our research studies you will receive: - All clinic visits, lab assessments, medical exams, and investigational treatments free of charge - Also compensation for your time and travel ENERGY SAVINGS ... EVERY MONTH! (303) 410-0521/ Sales (720) 551-1724 + BASEMENT WALLS + WYTHE CAVITIES + OUTSIDE WALLS + INTERIOR WALLS Whatever your building material may be we can do it all. Vinyl, wood, brick, block or stone. Retrofoam of the Rockies http://rockies.retrofoam.com/ + STOPS HEAT & AIR LOSS + SEALS CRACKS/ CREVICES 4 TIMES THE COVERAGE AT A THIRD OF THE COST AS REPLACEMENT WINDOWS SAME AS CASH ZERO INTEREST Restrictions may apply $900 in Energy Credits and Rebates Up To Carpet Cleaning Blowout Sale 3 Rooms only $69 Reg. $158; Up to 750 sq ft Whole House up to 5 Rooms only $99 Reg.$216 up to 1300 sq ft Air Duct Cleaning only $128 Reg.$275; 10 vents, air vents brushed and vacuumed, furnace cleaned and sanitized Powerful Truck Mounted 230 o Steam or Dry. 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Page 1: Tidbits Of South Denver Metro

Chapter 7 or 13

Bankruptcy

20 years experience | affordable | fast | personal service

(303) 525-9531www.coloradobklawyer.com

email: [email protected]

Hill law OffiCe, P.C.lawrence R. Hill, attorney at law

1901 w. littleton Blvd. | littleton, CO 80120

we are a debt relief agency. we help people file bankruptcy under the Bankruptcy Code.

TIDBITS® SEARCHES FOR

SUNSHINEby Patricia L. Cook

Many people suffer from the blues dur-ing the winter months because of a lack of sunshine, but spring will bring us all warmth and sunny days soon! This Tidbits explores the gigantic star that our planet revolves around. • •Thesunisahugestarthatisthecenter

of our solar system. Earth is tiny com-pared to the sun. Our entire planet could fitinsidethesun109timesifitwasahollow ball! Of course, it’s not hollow; it is filledwithhotgasses.Howhot?Thesur-faceofthesunisabout10,000degreesFahrenheit(5,500degreesCelsius).Thecore, or center of the sun, is estimated to be more than 28 million degrees Fahren-heit(15.5millionC).

• •Thesunis864,000miles(1.4millionkm)indiameter,almost35timeslargerthan the diameter of the earth and is about330,000timesthemassofearth.

• •Onamountainsummitonahotsum-mer day, it appears that the sun is re-allyclosetoearth.However,itisnearly93millionmiles(150millionkm)away.It takes sunlight about eight minutes to reach us. Even with that distance, the light and heat keep our planet warm, al-lowing plants to grow and even giving us a sunburn if we are not careful. Without the sun, earth would be frozen and dark all the time and could not support life as we know it.

• •Thecloseryougettotheearth’spoles,the more extreme the days are with and without sunshine. The North Pole does

Issue #498Of South Denver Metro

...continued on page 2

March 6 - March 15, 2012 Published by Knight Media, LLC FOR ADVERTISING CALL (303) 797-7572 [email protected]

Front Page Classifieds

Pottery Barn Style 100% Leather Sofa and LoveseatBrand New 100% leather. Very nice. Value over $5,500. Must sell only $1,500. Solid hardwood construction frame with lifetime warranty. Can separate, also has

chair and ottoman available. Can deliver.

Call 303-758-1312

$285 New King3-PC Pillowtop

Mattress/foundationw/warranty. Del Available.

303-758-1312

Pub Dining Set - New - $349Brand New All Wood. Beautiful Espresso Color Table + 4 Chairs. Never used. In Factory boxes.

303-758-1323. Can Deliver.

6 Pc, Bedroom Set:Brand new still in boxes.

List $1800. Sell $599. Can deliver. 303-758-1312

Queen PillowtopMattress Set. Brand New with

warranty. $169. Can Deliver. 303-758-1312

Microfiber Sofa & LoveseatBrand New Stain Resistant

Lifetime wrnty. List $1500. Sell $599. Del Avail. 303-758-1323

New 12” Latex Memory Foam Mattress: Eco-Friendly zip off Bamboo “Coolmax” Cover. Brand New in orig. box. Includes 20 yr Manufacturer’s warranty.

Mattress lists for $1999. Will sacrifice for $699.

Call 303-758-1312.

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Page 2: Tidbits Of South Denver Metro

Page 2 Tidbits® of South Denver Metro Issue#498

A woman and her friend are walking down the sidewalk when they come upon a frog. The frog looks up at them and says, “Please help me, I’m a jazz saxophonist and a witch put a horrible spell on me and turned me into a frog. If one of you picks me up and kisses me, the spell will be bro-ken and I’ll turn back into a jazz sax-ophonist... I’ll marry you, play you the most beautiful songs all the time, take you to all my gigs if you want, and we’ll live happily ever after.” The woman picks up the frog, puts it in her handbag and starts walking awayveryquickly.Herfriendrunsto catch up to her and asks, “Aren’t yougoingtokissthefrog?!?!?”Thewomanreplies,“Heckno!Atalkingfrog is worth a lot more than a jazz saxophonist!”

LittleHaroldwaspracticingtheviolinin the living room while his father was trying to read in the den. The family dog was lying in the den, and as the screechingsoundsoflittleHarold’sviolinreached his ears, he began to howl loudly. The father listened to the dog and the violin as long as he could. Then he jumped up, slammed his paper to the floorandyelledabovethenoise,“Forpity’s sake, can’t you play something the dogdoesn’tknow?”

distinction of being the spot of the worst disasterinIdahohistory.Afireintheminein1972killed91workers.Amonu-ment to the lost miners was erected near the mine and can be viewed there today.

• •SunshineHill,Texas,nearWichitaFalls, got its name from the fact that at1,208feet(368m)abovesealevel,it was the highest hill in the area. The school that was established there in 1889wastheonlystructureleftinthetown in recent years. Unfortunately, the school burned to the ground in March 2011.

• •NorthoftheborderinAlberta,Canada,is Sunshine Village Ski Resort, one of three ski resorts within Banff National Park.Itclaimstohaveupto30feet(9m)ofsnowinthewinter!Italsohassummer hiking access and fun programs beginning in June.

• •Allofusneedtobethankfulforthesun coming up every morning and go-ing down every night. There have been numerous religions that have the sun as their centerpiece. The Egyptians, Aztecs, Greeks and Japanese all had major tenets of their beliefs based on the sun. The Aztecs actually thought the sun died every night and had to be resurrected each day.

SUNSHINE... (continued)

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nothavesunshinefor186daysayear.• •Barrow,Alaska,doesn’thaveany

sunshine in December and January, but when summer rolls around, June through August, they are blessed with continual sunshine24hoursaday.

• •Today,muchattentionisfocusedonour need for vitamin D, known as the sunshine vitamin. Being in the sun is the best way to satisfy your body’s need for vitamin D; it is produced in your skin when your skin is exposed to sunlight.

• •AlackofvitaminDcanputyouatin-creased risk for the bone disease osteo-porosis. Low vitamin D can also cause poor metabolism, a weakened heart and cause your body to heal slowly from bro-ken bones and cuts.

• •EventhoughFloridaisnicknamedthe“SunshineState,”therearefiveotherstates that actually have more sunshine. According to the National Weather Ser-vice,Arizona,California,Texas,Nevadaand New Mexico catch more rays.

• •ThesunniestplaceintheUnitedStates where you can absorb some natural vitamin D is Yuma, Arizona. The nextfourplacesare:Redding,California;Flagstaff and Phoenix, Arizona; and Las Vegas, Nevada.

• •Juneau,Alaska,isthecloudiestcityintheUnitedStateswithonly30percentofthe annual possible sunshine. Other ar-eas that lack sunshine, where vitamin D supplements may be needed, are Quilla-yute, Washington; Elkins, West Virginia; Hilo,Hawaii;andAnchorage,Alaska.

• •Ifyousearchtheinternetforbusi-nesses, towns, clubs and other organiza-tions that use the word sunshine in their name, you will probably be amazed. It seems that everyone loves sunshine! The word seems to imply happiness. However,thereareafewplacesborrow-ing the name that haven’t turned out so sunny.Howaboutghosttowns?

• •Sunshine,Tennessee,isalsoknownas Kinsel Springs, after S.J. Kinsel who establishedthetownintheearly1900s.Located in what is now the Great Smoky Mountain National Park, at one time it had a large resort hotel, and people rode the train from Knoxville to enjoy swimming in the Little River and walk-ing across the swinging bridge. After the hotelburnedinthe1950s,andtherail-road’s demand for the local lumber dried up, the company was discontinued and the town died. The swinging bridge has been renovated, but not much else is there today.

• •Mr.Kinsel,knownforhiswealth,wasalsoknownforhisgenerosity.Hedonat-ed a large sum of money to the Interna-tional Sunshine Society. The society was startedintheearly1900stohelpinfantsand children who were blind, to bring “sunshine” to their sweet lives.

• •Twominesnamed“Sunshine”werelocated in Utah and Idaho, for gold and silver respectively.

• •SunshineMineinUtahwasexpectedtobeagreatgoldfindbutprovedtobedisappointing and was abandoned after 15yearsofwork.Onlyabout$400,000ingoldwasextracted.SunshineCanyon,where the mine was located, has been desertedsince1910.

• •SunshineMineinIdaho,locatedbe-tween the towns of Kellogg and Wallace in the Idaho panhandle, was a silver minethatproducedalmost365millionouncesofsilverfrom1904through2001.Unfortunately, the Sunshine Mine has the

...continued on next column

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Page 3: Tidbits Of South Denver Metro

ForAdvertisingcall303-797-7572 Page3March6-March15,2012

¥OnMarch6,1899,theImperialPatentOfficeinBerlinregistersAspi-rin, the brand name for acetylsalicylic acid, on behalf of the German phar-maceutical company Friedrich Bayer &Co.Initsprimitiveform,theactiveingredient, salicin, was used for cen-turies in folk medicine.¥OnMarch10,1902,inthecaseofEdisonv.AmericanMutoscopeCom-pany,theU.S.CourtofAppealsrulesthat despite his claims, Thomas Edi-son did not invent the movie camera. The court did, however, admit that Edison invented the sprocket system thatmovedperforatedfilmthroughthe movie camera.¥OnMarch9,1913,EnglishauthorVirginia Woolf delivers the manu-scriptofherfirstnovel,“TheVoy-ageOut,”toherpublisher.In1941,fearful for her own mental state and afraid of the coming world war, she filledherpocketswithrocksanddrowned herself.¥OnMarch7,1923,theNewRe-public publishes Robert Frost’s poem “Stopping By Woods on a Snowy Evening.” The poem begins with the famous line “Whose woods these are, I think I know.” Although Frost never graduated from a university, hehadcollected44honoraryde-greesbeforehediedin1963.¥OnMarch5,1963,theHula-Hoop,a hip-swiveling toy that became a huge fad across America when it wasfirstmarketedbyWham-Oin1958,ispatentedbythecompany’sco-founder, Arthur “Spud” Melin. An estimated25millionHula-Hoopsweresoldinitsfirstfourmonthsofproduction alone.¥OnMarch11,1970,authorErleStanley Gardner, creator of Perry Mason, dies. The crime-solving attorney Perry Mason appeared in numerous novels and became the star of a top-rated TV show starting in1957.TheshowstarredRaymondBurr as the titular hero and ran for nine years. ¥OnMarch8,1986,“Mask,”star-ringEricStoltzandCher,opensintheaters.Cher,whohadlaunchedaserious acting career with her ap-pearanceinRobertAltman’sfilm“ComeBacktotheFiveandDime,JimmyDean,JimmyDean”in1982,received the Best Actress prize at theCannesFilmFestivalforherrolein “Mask.”

Week of March 5th

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Week of March 5thARIES (March 21 to April 19) You’re cor-rect to want to help someone who seems to need assistance. But be careful that he or she isn’t pulling the wool over those gorgeous Sheep’s eyes. You need more facts.TAURUS (April 20 to May 20) Your Bovine optimism will soon dispel the gloom cast by those naysayers and pessimists who still hover close by. Also, that good news you recently received is part of a fuller message to come.GEMINI (May 21 to June 20) Feeling jeal-ous over a colleague’s success drains the energy you need to meet your own chal-lenges. Wish him or her well, and focus on what you need to do. Results start to show in mid-March.CANCER (June 21 to July 22) You’re likely to feel somewhat Crabby these days, so watch what you say, or you could find your-self making lots of apologies. Your mood starts to brighten by the weekend.LEO (July 23 to August 22) Your pride might still be hurting from those unflattering remarks someone made about you. But cheer up, you’re about to prove once again why you’re the Top Cat in whatever you do.VIRGO (August 23 to September 22) A misunderstanding with a co-worker could become a real problem unless it’s resolved soon. Allow a third party to come in and as-sess the situation without pressure or preju-dice.LIBRA (September 23 to October 22) Call a family meeting to discuss the care of a loved one at this difficult time. Be careful not to let yourself be pushed into shouldering the full burden on your own.SCORPIO (October 23 to November 21) An upcoming decision could open the way to an exciting venture. However, there are some risks you should know about. Ask more questions before making a commitment.SAGITTARIUS (November 22 to December 21) Personal matters need your attention dur-ing the earlier part of the week. You can start to shift your focus to your workaday world by midweek. Friday brings news.CAPRICORN (December 22 to January 19) You’ve been going at a hectic pace for quite a while. It’s time now for some much-needed rest and recreation to recharge those hard-working batteries.AQUARIUS (January 20 to February 18) This is a good time to upgrade your current skills or consider getting into an entirely different training program so that you can be prepared for new career opportunities.PISCES (February 19 to March 20) Keep a low profile in order to avoid being lured away from the job at hand. Focus on what has to be done, and do it. There’ll be time later to enjoy fun with family and friends.BORN THIS WEEK: You can be a dreamer and a realist. You dream of what you would like to do, and then you face the reality of how to do it.

(c) 2012 King Features Synd., Inc.

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To Tell, Or NotIfthediagnosisisMildCognitiveImpair-ment or Alzheimer’s disease, would you wanttobetold?Doesitmatterwhetherit’saboutyou,oraboutafamilymember?Doesthatchangeyourmind?Dozens of studies were brought together to exploreallfacetsofMildCognitiveImpair-ment(MCI)andAlzheimer’sdisease.One of the studies revealed that between 30percentand60percentofdoctorsdon’tdisclose a diagnosis if it’s dementia for fear of causing additional stress in both the pa-tient and the families.ButpatientswithMCIwhoalreadyhavestress didn’t get any worse after being told the diagnosis, and sometimes the stress levels went down for both the patients and their families. Families and patients want to know that the memory or behavior prob-lems have a name, a diagnosis. Three-quarters of individuals in another study said it was important to know so they can explore all possible treatments and plan for the future.WhenitcomestoAlzheimer’s,93percentof people want the diagnosis disclosed if it’s about them. The reasons were pos-sible early treatment and the basic right to know, as well as planning for assistance andlearningtocope.Butonly76percentoffamilies felt that the diagnosis should be re-vealed to the patient -- which means there could be Alzheimer’s patients who won’t get told, if the families have their way.Now the issue of labeling has taken a turn: It’s been proposed that many patients who’ve been diagnosed with “very mild and mild” Alzheimer’s could more rightly be la-beledashavingMildCognitiveImpairment,based on their ability to carry out daily activities.

MatildaCharlesregretsthatshecannotpersonally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Fea-turesWeeklyService,P.O.Box536475,Orlando,FL32853-6475,[email protected].

(c)2012KingFeaturesSynd.,Inc.

Page 4: Tidbits Of South Denver Metro

Page4 Tidbits® of South Denver Metro Issue#498

Blood Pressure: Both Numbers Are ImportantDEAR DR. DONOHUE: I’ve always heard that at older ages, it doesn’t matter how high the first number of a blood pressure reading is; it’s bound to rise with age. My blood pressure is 185/70, and my doctor wants me to go on blood pressure medicine. My second number is fine. Why is he making a fuss? I am 67. I don’t like taking drugs. -- W.S.

ANSWER: You have heard wrong. Both numbers of a blood pressure reading are significant. If either is higher than normal, it indicates high blood pressure. It is true that systolic pressure, the first number, rises with age. And it is true that the second number, diastolic pressure, tends to plateau after age 50. However, a higher-than-normal systolic or diastolic pressure constitutes hypertension, high blood pressure.The first number is the pressure imparted to blood when the heart pumps it into the aorta. It takes a great deal of pressure to circulate blood through all the body arteries. The second number is the pressure in the heart as it fills with blood. Normal pressure is less than 120/80. High blood pressure is 140/90 and above. Numbers between those two pressures are called prehypertension, a short stop lower than actual high blood pressure.You have high blood pressure, hypertension. You doctor made a fuss because uncontrolled high blood pres-sure causes artery hardening, leads to strokes and heart attacks, puts the kidneys out of action, contributes to congestive heart failure and promotes dementia. Still think your pressure is OK?If you are overweight, weight loss brings pressure down. So does shunning salt. It’s not the saltshaker on the table that pushes people over the recommended daily limits (1,500 mg of sodium), but it is commer-cial foods. Become a reader of the sodium content of the foods you buy. Potassium lowers blood pressure. Potassium-rich foods are baked potatoes, bananas, orange juice, peas, beans, milk, spinach, squash, water-melon, figs and cantaloupe. Be as physically active as your doctor allows.If your pressure doesn’t fall, then you have to resort to medicines. Eight large drug families, yielding more than 57 different medicines, give you a wide choice to bring your pressure down without side effects.The booklet on high blood pressure will convince you of the importance of blood pressure control. To order a copy, write: Dr. Donohue -- No. 104W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Allow four weeks for delivery.***DEAR DR. DONOHUE: What happened to DMSO? It used to be available, but it has disappeared. Why? -- W.K.

ANSWER: DMSO -- dimethyl sulfoxide -- was very popular as a treatment for arthritic joints. It is rubbed on the skin over the aching joint. The Food and Drug Administration never approved it for that use, and that may be why it lost its appeal.There is a dedicated doctor and a dedicated group of DMSO fans who feel the same as you. They’re trying to get the FDA to re-evaluate its stance on this substance.DMSO is approved for the treatment of interstitial cystitis, a painful bladder condition. The material is instilled into the bladder.***Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his col-umn whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2012 North America Synd., Inc. All Rights Reserved

Two musicians are driving down a road. All of a sudden they notice the Grim Reap-er in the back seat. Death informs them that they had an ac-cident and they both died. But, before he takes them off into eternity, he grants each musician one last request to remind them of their past life onearth.Thefirstmusician says he was aCountry&Westernmusician and would like to hear eight choruses of Achy-BreakyHeartasalasthoorah! The second musician says, “I was a jazz musician...kill me now!”

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FOG OR SMOG?Both fog and smog reduce visibility in areas where they are present and in extreme cases, canresultinsnarledairandgroundtraffic.Inaddition to causing visual impairment, smog can be dangerous to your health. •Fogisdefinedas“alargemassofwatervaporcondensedtofineparticles,atorjustabove the earth’s surface; thick, obscuring mist.” Smog is “fog that has become mixed and polluted with smoke.” The word smog is a portmanteau, which is a blend of two or more words into a new word. •Fogcanbedangeroustoyourhealthifitimpedes visibility and causes automobile or airplane crashes, but otherwise, just breathing it in is not harmful. Smog, on the other hand, can be extremely bad, especially to people with allergies and/or asthma. •Sincetheword“smog”wasfirstused,sci-entists have worked on minimizing it and its consequences.Dr.H.A.desVoeuxisgivencreditforthefirstrecordeduseofthewordinapaperhepresentedtothePublicHealthCongressinLondonin1905.Hewasquotedin a Daily Graphic newspaper article saying, “It required no science to see that there was something produced in great cities which was not found in the country, and that was smoky fog, or what was known as ‘smog.’” The next day, the Globe wrote that, “Dr. des Voeux did a public service in coining a new word for the London fog.”•Londonisindeedknownforitsfog,asisSan Francisco, but Grand Banks, off the island ofNewfoundland,Canada,isknownasthefoggiest place in the world. The cold Labra-dorCurrentfromthenorthandthewarmGulfStream from the south meet at Grand Banks and cause the almost ever-present fog. •Twotowns,Argentia,nearGrandBanks,Newfoundland,andPointReyes,California,nearSanFrancisco,haveover200foggydays per year. The high humidity from the fog makes for beautiful greenery in both areas.•The“GreatSmogof1952”inLondonwasa horrendous event that occurred over a four-day period and was the cause of ap-proximately12,000deaths.Thesmogresultedfrom the widepspread use of coal for heating. In particular, the smog related to this disaster was the type that occurs mostly during cold winter days and is primarily a mixture of sulfur dioxide and particulate matter, “soot,” from the burning coal. The episodes of smog in London were nicknamed “pea-soupers.”•Thesmogovermostcities,includingLosAn-geles(L.A.),isnotduetocoaluse,butcausedbyphotochemicals.ComplaintsofpollutioninL.A.dateasfarbackasthelate1860s.Photo-chemical smog, which mostly occurs on warm sunny days, contains oxidants, such as ozone, that cause eye irritation, respiratory problems and damage to plants. Photochemical smog firstbecameapparentinthe1940s.•Manycountries,includingtheUnitedStatesandCanada,haveairqualitystandardsto-day and monitor and regulate smog-causing industries to protect the citizens and plant life. Even though smog persists in many areas, it is much improved with the regulations and awareness.•Otherdenselypopulatedcitiesoftheworld,includingBeijing,Berlin,Cairo,HongKong,Moscow and New York, have smog issues too.

Page 5: Tidbits Of South Denver Metro

ForAdvertisingcall303-797-7572 Page 5March6-March15,2012

Become Familiar with These Five Key Areas

As an investor, what are your goals? You can probably think of quite a few — but over the course of your lifetime, your objectives typically will fall into five key categories. And once you’re familiar with these areas, you can start thinking of what they’ll mean to you in terms of your financial and investment strategies.

So, let’s take a look at each of these areas and see what they might entail for you:

Preparing for retirement — With advances in health care and a greater awareness of healthy living practices, many of us can expect to live two or three decades in an active retirement. To pay for all those years, you’ll need to save and invest early and often. So, while you’re work-ing, take full advantage of your 401(k) or other employer-sponsored retirement plan, as well as contribute to a traditional or Roth IRA. After understanding your desired retirement lifestyle, your financial advisor can help you determine how, and how much, to save to provide for your income in retirement. Planning for the unexpected — You can’t see into the future, so you’ll need to prepare for anything that comes your way. By building an emergency fund containing six to 12 months’ worth of living expenses, you can possibly avoid dipping into your long-term investments to pay for things such as a new furnace or a major car repair. And planning for the unexpected also means having sufficient life insurance to provide for your family in case anything happens to you. Educating your children — College is already expensive — and college expenses have been rising faster than the overall rate of inflation. If you want to help your children, or grandchil-dren, pay for school, you may want to invest in a college savings vehicle, such as the 529 plan. You can contribute large amounts to a 529 plan, and earnings have the opportunity to grow tax-free, provided withdrawals are used for higher education. (Withdrawals not used for education are subject to income taxes and a 10 percent penalty.) Living in retirement — Once you reach retire-ment, your investment emphasis will shift some-what, from accumulating resources to making them last. By working with a financial advisor, you can develop a withdrawal strategy that can help make sure you don’t outlive the income you receive from your 401(k), IRA and other sourc-es. At the same time, given the possible length of your retirement, you can’t ignore the need to invest for growth, so you may need to consider some growth-oriented vehicles in your portfolio to help your income keep pace with inflation.Transferring your wealth — When you’ve worked hard your whole life, you want to be able to leave a legacy — one that allows you to provide financial resources to the next genera-tion and to those charitable organizations you may wish to support. So, when it’s time to think about transferring your wealth, you’ll want to consult with your financial and legal advisors to

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create an estate plan that’s appropriate for your needs. And because these plans can take signifi-cant time to create, you won’t want to wait too long to start.So, there you have them: five key financial ar-eas on which to focus as you travel through life. By doing your homework, planning ahead and getting the help you need, you can make the journey a pleasant and productive one.

This article was written by Edward Jones for use by your local Edward Jones Financial Advi-sor.

...continued on next column

Become Familiar with These Five Key Areas continued...

¥ “For nice, evenly sliced mushrooms, use an egg slicer for cutting. It’s super-easy to use, since a boiled egg and a nice white mushroom are almost the same size. I get good, uniform sliceswiththeslicer.”--P.E.inColorado

¥ Try auto polish on tough bathtub stains. There is a little more grit in it than the usual bathroom cleaners. Be sure to rinse well, and don’t rub too hard, as it may scratch the tub surface.

¥ “Tissue boxes can be used to hold plastic baggies under the sink in the bathroom. I use grocery-store bags to line my bathroom trash-can. I choose a color-coordinated tissue box thathasbeenemptied,fillitwiththeplasticlin-ers and then set it under the sink or toilet tank. It’s still nice-looking, even though it’s out of the way, and I have baggies at the ready.” -- E.R. in Mississippi

¥ “Return envelopes that come with junk mail can be saved and repurposed as coupon hold-ers/grocery lists. I tuck my weekly coupons in-side and write my list on the back of the enve-lope,whichusuallyisblank.”--C.G.inOregon

¥ To keep track of takeout menus, use a three-prong notebook with an assortment of sheet protectors. Insert the menu into a sheet pro-tectorandfileaway.Youcangroupmenusbycuisine or by price.

¥Tiredoflosingmatchedsocks?Purchasealarge delicates bag for each family member. Put dirty socks in the personal bag so that they cannot be lost.SendyourtipstoNowHere’saTip,c/oKingFea-turesWeeklyService,P.O.Box536475,Orlando,[email protected].(c)2012KingFeaturesSynd.,Inc.

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Page 6: Tidbits Of South Denver Metro

Page6 Tidbits® of South Denver Metro Issue#498

¥ It was English philosopher Francis Ba-con who made the following sage obser-vation: “The root of all superstition is that men observe when a thing hits, but not when it misses.”

¥ I’m sure you’ve seen photos of those picturesque covered bridges. It seems that they would have provided a welcome haven for people driving buggies caught out in the rain. You may be surprised to learn, though, that the bridges weren’t designed with a roof for the comfort of travelers. Being made of wood in an era before protective sealants, the bridges themselves needed to be protected from the elements.

¥ Most frogs lay their eggs in the water; that way, when the tadpoles hatch they are already in their element. The red-eyed tree frog, however, protects its eggs from aquatic predators by attaching its eggs to the underside of leaves that hang out over a body of water. Once the eggs hatch, the tadpoles fall into the water.

¥ The next time you travel to the United Kingdom, if you visit the university towns ofCambridgeorOxford,youshouldkeep off the grass. Professors are the only ones allowed to walk on most of the green swards in those towns.

¥ In ancient Rome, it was widely believed that holding in gas could cause a person to catch a disease or become poisoned. This was such a concern to public health thatEmperorClaudiuswentsofarastopass a law making it legal to fart at ban-quets.

¥Haveyoueverknownsomeonewhokeeps making the same error over and overagaindespitebeingcorrected?Thenext time you run into this person, you’ll know what to call him or her: a mumpsi-mus. ***Thought for Today: “I have no special talents. I am only passionately curious.” -- Albert Einstein

(c)2012KingFeaturesSynd.,Inc.

By Samantha Weaver

TM

Why Purebreds Should be Spayed, NeuteredDEARPAW’SCORNER:Inalistof“responsible”thingsoneshoulddototheirpets,youwrote that owners should spay or neuter them. Well, I own a purebred German shep-herd, and I think your advice is just wrong for owners of purebred pets. Maybe mongrels from the shelter need to be spayed and neutered but doing that to my “shep” will alter his behavior.PlusIplantobreedhim.Youshouldrethinkyouradvice.--TomC.,Roswell,Ga.

DEAR TOM: Nah, I don’t need to rethink my advice. The vast majority of pet owners in this country do not need to be breeding their dogs or cats for any reason.There are, indeed, professional breeders who do not spay or neuter their dogs or cats, butresponsiblebreedersdon’tjustbreedpetsbecausetheyhavecertificationpapers.They have to select carefully so that harmful traits (like hip dysplasia, a rampant problem withGermanshepherds)donotcarrythroughtonewgenerations.Someprofessionalsonly breed working dogs, for police and military, for example, and do not deal with the public. Others are extremely selective about whom their dogs go to. Many will recom-mend that dogs not suited to be bred be neutered or spayed.Neutering your German shepherd may indeed cause behavioral changes; in many dogs the procedure reduces aggression. But you also eliminate the risk of your dog getting out and fathering a bunch of unwanted puppies with, say, the owner of different breed of dog who thought her precious also was too special to be spayed.Butyoudon’thavetobelieveme.Talktoyourdog’svet,ortoaprofessionalAKC-regis-teredbreederofGermanshepherds(learnmoreatwww.akc.org),andgetthefacts.

[email protected],orwritetoPaw’sCorner,c/oKingFeaturesWeeklyService,P.O.Box536475,Orlando,FL32853-6475.Formorepetcare-related advice and information, visit www.pawscorner.com.

(c)2012KingFeaturesSynd.,Inc.

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Page 8: Tidbits Of South Denver Metro

Page 8 Tidbits® of South Denver Metro Issue#498

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My Dad bought my Mom a piano for her birthday. A few weeks later, I asked how she was doing with it. “Oh,” said my Dad, “I persuaded her to switch to a clarinet.”“Howcome?”Iasked.“Well,”heanswered,“becausewithaclarinet,she can’t sing....”

A man walks into a doctor’s surgery and says, “Doctor, why do I keep singing ‘TheGreen,GreenGrassofHome’?”Thedoctorreplies,“Hmmm,IthinkthismustbeacaseofTomJonessyndrome.”“Isthatrare?”themanasks.“Well,”says the doctor, “It’s not unusual.”

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1. MEASUREMENTS: How often would a tricennial celebra-tion occur?2. MOVIES: What movie is considered to be the first feature-length talking picture ever made?3. HISTORY: In 1973, who became the second special prosecu-tor in the Watergate scandal?4. MYTHOLOGY: What area of influence is the Norse god Bragi associated with?5. GENERAL KNOWLEDGE: What country once had emper-ors called “kaisers”?6. MUSIC: In musical terms, what is an opus?7. THEATER: Who wrote the play “The Odd Couple”?8. GEOGRAPHY: What river runs through Baghdad?9. GAMES: How often is soccer’s World Cup held?10. POETRY: What poet wrote the lines, “Two roads diverged in a wood, and I ... /I took the one less traveled by”?

Answers1. Every 30 years 2. “The Jazz Singer”3. Leon Jaworski 4. God of poetry5. Germany 6. A composition7. Neil Simon 8. The Tigris9. Every four years 10. Robert Frost

(c) 2012 King Features Synd., Inc.