The Power of Performance ‐ A Comprehensive Funding Solution · HMR Funding, LLC ‐The Power of Performance •Pre‐settlement funding –Documents clearly set forth the pre‐settlement

The Power of Performance ‐

A Comprehensive Funding Solution

Dean H. ChaseChief Marketing Officer

NTL Summit 2018‐Miami, FLFebruary 5, 2018

2900 Polo Parkway, Suite 200, Midlothian, VA 23113 | (888) 377‐1245 | www.hmrfunding.com

John Romano

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HMR Funding, LLC – Who we are

• HMR Funding – We purchase medical receivables from health care providers

– We have purchased receivables in 44 states– We have myriad medical service providers under contract for us to purchase their receivables

– We are actively negotiating contracts with additional providers across the country

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HMR Funding, LLC ‐ The Power of Performance

• HMR Funding Purchases Medical Receivables– When a patient needing a medical service cannot pay for the services because the patient does not have health insurance or is underinsured

– When the medical provider refuses to provide the service without prompt payment

– When the medical provider does not want to wait to be paid or take on the risk of non‐payment

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• HMR Funding’s Purchase Helps Plaintiffs– Prevents the medical provider from taking collection action or reporting to the credit bureaus

– HMR Funding is paid at the end of the case only if there is a sufficient recovery

– No fees to the Plaintiffs – HMR Funding makes money by purchasing receivables at a discount

– Plaintiffs are not personally liable for the obligation, because the receivable becomes non‐recourse

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• HMR Funding’s Purchase Helps Plaintiffs’ Attorneys– After we purchase the medical receivable, we help monitor the case status and communicate with you

– We work with the medical provider to obtain organized and complete records

– We forward to the Plaintiffs’ attorney medical bills and records we receive and clear notice of the lien

– We can work with you to protect the lien if issues arise, such as paid v. incurred

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HMR Funding, LLC

• HMR Funding – We are not a law firm and do not provide legal advice

– We are not a health care provider and do not provide medical advice

– The patients decide whether the treatment is needed and the charges are reasonable

– The medical providers determine the charges

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• Pre‐settlement funding– We provide pre‐settlement funding to plaintiffs for living expenses or medical expenses

– Reduces financial burden on Plaintiffs while they wait for the case to resolve

– Avoids the pressure on Plaintiffs to settle too early

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• Pre‐settlement funding– Documents clearly set forth the pre‐settlement funding terms

– Fees charged are significantly less than other companies in the market

– Reliable, consistent funding– You can deal with only one funding company

• No duplication in underwriting or case updates

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• Litigation funding for law firms– There is an outside fund (not HMR Funding) that can facilitate loans to law firms

– Streamlined Process – Use Capital for growth initiatives, staff, cases

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Case example ‐ John Romano

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11 Yr. Old – TBI – Family Has No Health Insurance (GAL)

Young girl, horrible product liability accident, Ranchos level 4, being

discharged next day, no place to go

30 days later in 24x7 neurological rehabilitation funded by

HMR Funding

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Another Case

Uninsured, ATK amputee & TBI. The hospital trauma team saved her life. HMR Funding enabled her to

fund her medical expenses.

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Case Management (for illustration only)

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HMRF ‐ Your "Go To" Funding Company

HMRF

Medical Funding

Client Pre-Settlement

Funding

Law Firm Capital

Uninsured and Under-Insured plaintiffs Non-recourse medical funding Consult, Image, TBI, SR, Prosthetics Lien to be satisfied at end of case Typically $5K - $500K per case

Plaintiff cost of living Deductible and co-pay Non-recourse Fair fees Typically $5K - $100K

Referral for litigation expense funding Recent example - $300K Fees are negotiated Typically $500K - $15mm per firm

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Big Picture Attributes

• Get your uninsured clients the medical care they may need ‐ NOW– Diagnostic image, pain management, surgery, rehabilitation services, etc.

• Case Types– Motor Vehicle Accidents– Premises Liability – Denied Workers Compensation– Medical Malpractice– Bad Faith– Mini and Mass Tort (with plans and grids)

• No case is too small or too large– Diagnostic Image/Pain Management/Surgery/Rehabilitation– Prosthetics, including hardware, OT, PT– Traumatic Brain Injury, including inpatient and long term needs– Psych/Inpatient Neurological Rehabilitation

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Thank you for your time and Questions…..

Questions‐Dean H. Chase214‐385‐1948 mobile

[email protected]