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John McGuire celebrated his 60th birthday with co-workers and cake.

Chad Burt had a 30th birthday he won't soon forget. His girlfriend surprised him with a surprise birthday party that he had no idea about. He surprised her right back with a marriage proposal! She said yes! His co-workers in Engineering & Operations celebrated with him on December 11.

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Blake Crawford accepted a PLT position in Carbonear, after successfully completing his apprentice program. Surround by the boys of Carbonear, all welcomed him to the gang.

A big congratulations to Justin and Shauna Elliott on the birth of their first baby - Brody Reuben!

Adam Avery, Financial Analyst, has passed his Chartered Professional Accountant (CPA) exam. Wally Scott

Jr (Wally Scott’s son) also passed the exam. The CPA program is a year-long series of complex modules and exams, culminating with the final examination.

Connor Hart, son of Dwayne Hart (PAB PLT LH), and his class were asked to dress up as superheros for school. Connor wanted to dress up as a PLT because he said they go out in every kind of weather to get everyone's power back on, even if it's a great big blizzard and we have no power at home. Check out the video of Connor here!

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On Sunday, December 3, over 50 employees, family members and volunteers from Waypoints participated in the Annual Downtown St. John’s Christmas Parade collecting donations for the Community Food Sharing Association. Over $10,000 and 16,000 pounds of food, valued at $40,000, was collected. Since 1999, we have collected close to $205,000 and 365,000 pounds of food valued at $785,000. The food and money collected during the Parade will go a long way to help those in need this time of year. And to top that off, the Newfoundland Power float won first place in the over 20 feet category. Thank you to Joan Prowse and her many elves who worked so hard on the float this year. All of their efforts certainly paid off in the end!

Congratulations to Clarenville area employees, retirees and family members on winning first place for the best commercial float in the Clarenville Christmas Parade.

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The office staff had a Lunch Pot Luck Thursday Dec 7. There was lots of food to fill all the tummies. Hoping to make it a monthly event. Photo: Beverly Williams, Ashleigh Yetman, Pauline Mercer and Debbie Adams.

Saturday, Dec 16, Carbonear Hosted the Children's Christmas Party, Breakfast with Santa. Kids were surprised by Santa who played a trick on them. He showed up in a big Christmas gift box after someone told the kids he was unable to show.

5

The Company sponsored breakfast with Santa at St. Clare’s Hospital on December 8 that was organized by the Health Care Foundation in support of adult health care. 10 employees served breakfast to almost 200 staff members at St. Clare’s. It is a great event that certainly put everyone in the Christmas spirit.

Again this year, the employees association of Carbonear came through in a big way for a worthy cause. Seen in the picture is Jimmy Southwell and Roger Conway donating $1,000 to sponsor a family who have found themselves in a less fortunate position this Christmas. Arrangements were made through the local Salvation Army. The family this year consisted of a mom, dad and three young kids below the age of six. Hats off to the Carbonear Employees!

Corner Brook staff came to the rescue for the local SPCA. Kaitlyn Turner organized the collection and it was a real show of Christmas spirit by Kaitlyn and the folks in Corner Brook which, no doubt is very much appreciated by our furry friends in need of a home. Photo: Kaitlyn, Matt Hatcher, Mike Audeau and Peter Feehan.

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The Company made a $500 donation at the Autism Society’s Provincial Radiothon on December 12 at the

Avalon Mall. Paige presented the donation on air at the Radiothon while eight employees were taking pledges on the phones. The Radiothon raised over $25,000.

On Tuesday, December 12, the staff on Kenmount Road were treated to a great fund raising breakfast prepared by several Directors and served by the Executive and other Directors. The breakfast, along with ticket sales throughout the year raised over $4500 that will be shared between two charities. The Gathering Place, a center that provides meals and other services for up to 250 guests each day. Big Brother/Big Sisters of Eastern Newfoundland, a group that provides children and youth with life-changing relationships that inspire and empower them to reach their potential. Thank you to all who helped make this year’s breakfast and other fund raising events so successful.

7

Newfoundland Power employees volunteered to decorate the various cancer clinics and centres across the island to spread some holiday cheer!

8

On Nov 29, the NF Power Movember team, Alex Hawco, Mike Murphy, Brian Spencer and Chad Burt, held a spaghetti luncheon as part of their fundraising for the Movember Foundation. It was a very successful event. Total funds raised from the luncheon were $915. In total, the team raised $1,590, which was FanTACHEtic!

As part of the Town of Clarenville’s Canada 150 Celebrations, a special project, 150 Faces of Clarenville, was created to recognize, preserve and celebrate the individuals and groups that have made significant contributions to the Town in a number of areas including: Arts, Culture and Heritage; Sport and Recreation; and Leadership & Volunteerism. The Triple Bay Eagles Search and Rescue Team were recognized for their valuable contribution to the community. Larry Pelley and retiree David Gullage are members of the team. Also pictured is Mark Osmond, son of proud parent Ed Osmond. Travis Martin was recognized for his volunteer work with the Candlelighters, a provincial organization that supports families affected by childhood cancer. Accepting the award on behalf of Betty Blackmore, for her devotion to the community, are loving family members including Sylvia Blackmore, daughter-in-law of Ms. Blackmore.

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In November, the company hosted its Annual Service Awards Dinners in Grand Falls-Windsor and St. John’s. This year, 106 deserving employees received service milestones – nearly 40% have five years’ service! Combined, these 106 employees have 1,675 years of service - an incredible accomplishment. The theme for the dinners was all things sport related!

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It’s been redesigned, rebuilt, thoroughly tested and now it’s ready for you to preview before we launch the new newfoundlandpower.com to our customers. The way our customers interact with us continues to change and we’re changing our website to respond. We’ve completely revamped the site. Guided by our customer’s needs, we’re putting the information they want at their fingertips. This year mobile hits to our website are just shy of 50% so it was essential that we optimize the site for a seamless mobile experience. The site is fully accessible on any device…you name it, mobile, tablet, desktop. This makes our 50+ self-service applications easier to use no matter how or from where you access the site. One area worth highlighting is our brand new Outage Centre. Here customers will be able to access all outage related information in one place including current outages, safety info, Outage Alerts, etc. If you haven’t already done so please head on over to https://preview.newfoundlandpower.com to take a look, then provide your feedback at https://www.surveymonkey.com/r/NPwebsitefeedback. This project was a huge undertaking. Thank you to the entire Website Redesign Project Team whose support led to the delivery of this quality product.

Shining a Light on Mental HealthtakeCHARGE teamed up with Parks Canada to shine a light on mental health as part of the countdown to the Signal Hill star lighting. takeCHARGE sponsored energy-efficient LED lighting for the new star and this year donated $1000 to the Canadian Mental Health Association.

Tree lightings with takeCHARGETree lightings in the towns of Gambo and Badger were sponsored by takeCHARGE with free hot chocolate.

Heritage Shop Newfoundland Chocolate Company

Rocket Bakery Gary Murray presents donation

Home for DinnertakeCHARGE volunteered at the Ronald McDonald House on December 14 to prepare a BBQ meal for several families staying at the house.

Business Excellence AwardstakeCHARGE presented the Customer Service and Reliability Award at the St. John’s Board of Trade Business Excellence Awards. A big congratulations to the Murray Premises, the winner, and to all of the nominees!

my money. my tools.

continued...

As a member of a company group retirement savings plan, you have access to online planning tools that can

help you build a better future. The my money tools allow you to learn more about your group plan’s investment

options, make changes to your investment selections and access financial planning tools. To access these tools:

• Sign in to mysunlife.ca, using your personal access ID and password.

• On the Home page, under my financial future, select my financial centre.

Where to start?

Determine your comfort with investment risk by accessing the Investment risk profiler:

• Under the Resource Centre drop-down menu, select my money tools.

• Under the Asset allocation tool, select Continue to proceed to the profiler.

Don’t stop there…

What’s your vision of retirement? And how do you get there? Planning can be easy – with the Retirement planner.

The Retirement planner will suggest a retirement lifestyle based on the information you enter about your current income, additional savings and your investment risk tolerance. The information you input will be saved each time you visit the planner, helping you track your progress towards your desired retirement lifestyle. To access the planner:

• Under the Resource Centre drop-down menu, select my money tools.

• Select Retirement planner.

Learn about your investment options

You can learn about the investment options available to you through Morningstar®, a leading provider of investment news and analysis. Under the Accounts drop-down menu, select Investment performance. Next select:

· Rates of Return and Unit Values to see the performance of funds available in your plan; or

· Fund Report to access tools and information about your funds.

Update your investments

• Under the Requests drop-down menu, select Change investments.

To move existing account balances:

• Select Move my money to different funds under the I want to: section.

To change your current investment allocation:

• Select Change how my future contributions will be invested under the I want to: section.

Group Retirement Services are provided by Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies.NA--06/15-ld-cm

More tools to help you

Check out the other online tools available to you. Simply select my money tools under Resource Centre and select Tools to access these features:

• Withdrawal calculator – Find out the impact of a withdrawal today on your future retirement savings.

• Capital gains vs RRSP tax comparison calculator – Will you be better off saving and investing in a registered or non-registered plan?.

• Mortgage vs savings calculator – Torn between paying down your mortgage or saving? Find out the best option for you.

• RRSP loan calculator – Find out whether the interest on an RRSP loan will be more than the tax refund and tax-free investment growth with your RRSP.

• Tax calculator for non-residents – Need help to calculate the tax payable on amounts paid to or credited to you if you are a non-resident of Canada?

• Annuity premium calculator – Estimate the annuity premium to purchase a life annuity from an insurance company, and get an idea of how much monthly annuity income you may receive for a lump sum amount.

• Old Age Security (OAS) clawback calculator – Find out how much you can expect in OAS payments.

• Payroll contribution calculator – See how contributing more impacts your pay and grows your savings.

• Registered Retirement Income Fund (RRIF) calculator – Find out how much income you can expect from your RRIF.

• Saving my bonus – How “extra pay” opportunities (such as bonuses) can dramatically increase savings.

• Saving my raise – How “extra pay” opportunities (such as salary increases) can dramatically increase savings.

• Small amounts equal big savings – How channeling small amounts of discretionary spending into savings can provide employees with significant extra savings over time.

• Save today for more tomorrow – How saving early and saving regularly can help employees save more for retirement.

Your access ID & password

Go to mysunlife.ca and select Register now. You will need your account number (see your welcome letter or your statement for this number) and your date of birth.

Forgot your access ID or password?

• For your access ID, select I forgot my access ID.

• For your password, select I forgot my password.

Customer Care Centre and Automated Tele-phone System

If you don’t have Internet access or you would like to talk with one of Sun Life Financial’s Customer Care Centre representatives, call 1-866-733-8612 any business day from 8 a.m. to 8 p.m. ET. You can also use this number to connect to the Automated Telephone System 24-hours-a-day, seven-days-a-week.

Know your responsibilities

As a member of a group retirement savings plan with more than one investment option, you are responsible for making investment decisions regarding your plan. We’ve provided tools and information to assist you in making these decisions. You should also decide if seeking investment advice from a qualified individual makes sense for you.

12

Newfoundland Power Trailblazers is an association of retirees and current employees with 30+ years of service. It is a social club which promotes fellowship among members through their involvement in various social events, Company sponsored events and through community service projects. St. John’s Trailblazers

Avalon Trailblazers Upcoming events for Avalon Trailblazers – Card Games on Wednesday, January 10 and Wednesday, February 14. Games will take place at Carbonear Office Lunch Room.

St. John’s Trailblazers held a Christmas Social at the Southside Road building on Thursday, December 7. Over forty Trailblazers and guests enjoyed a light lunch and catching up with former coworkers.

Left to right – Don Russell, George Trainor, Doug Follett, Ted Noftle, Bob Ryan, John Simmons, Barry Howell and Kevin Beresford

Left to right – Karen Noftle, Maureen Noftle, Diane Murphy and Bride Costello

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Ladies Night Out for Avalon Trailblazers was held on Monday, November 20, at Jungle Jim’s in Bay Roberts. It was a great meal and an excellent night of reminiscing. Left to right Sandra Reynolds, Beverly Williams and Pauline Cormier.

Carbonear Trailblazers entered a Snowman Snow Globe Float in several parades in the area – Carbonear, Victoria, Salmon Cove and Bay Roberts. Many thanks to those who were involved in the construction, especially Basil Kennedy who headed up the group.

Avalon Trailblazers held the annual BBQ and Card Game on Wednesday, December 6 at the Knights of Columbus in South River. Over 30 Trailblazers and guests attended. Steaks were cooked by “the grand pooba” Frank Parsons. Frank did an excellent job facing the cold and cooking the steaks.

Frank Parsons working his magic on the grill. Everyone enjoyed a delicious meal.

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George & Marjorie Bishop, Roger Conway and Clarence &Lynn Russell

Ben and Catherine Farrell, Joyce Smith, Don Snow and Beverley & Sybel Underhay.

Corner Brook Trailblazers

Twenty-eight Corner Brook Trailblazers and guest had a Christmas Breakfast at the Lookout Restaurant on Monday, December 4th. It was a great social event for all in attendance.

Happy New Year!

Don’t forget we offer competitive rates on consolidation loans and flexible payment terms! If holiday spending was more than you expected, we can help get you back on track!

1-800-409-2887 / reddyk.net