W W W . S E A K L I V I N G . C O M1

September 2011 • Vol. 1 • No. 7

Anna Hoke / Southeast Living

THE GOOD FIGHTGroup fights to preserve tax benefit for homeowners.

– Page 4

HOME INFLUENCEYour home environment may be impacting your mood.

– Page 8

Want your home on the cover? go to www.seakliving.com to find out more!

W W W . S E A K L I V I N G . C O M2

InsIde ThIs Issue FEATURE STORIES

Letter from the Publisher . . .2

Homeowner ship Tax Benefits . . . . . . . . . . . . .4

New Faces, New Places . . . . .5

Home Influences . . . . . . . . . .8

Business Briefs/News . . . .9-10

REAL ESTATE SERVICES

Assist-2-Sell . . . . . . . . . . .10

Bauer & AssociatesAnita Bauer. . . . . . . . . .10

Prudential SEAK Real Estate Debbie White . . . . . . . .10

Real Estate Service, Inc.Julie Burns . . . . . . . . . . . 9

REAL ESTATE SERVICES

RE/MAX of JuneauJulie Moe . . . . . . . . . . .10Marty McKeown . . . . 6-7Mimi Rothchild . . . . . . . 4Scott Wagner . . . . . . . . . 3

MORTGAGE & LENDING

Residential Mortgage Bethany Woods . . . . . . . . 5

True North FCU . . . . . . .11

PROFESSIONAL SERVICES

DPI Alaska . . . . . . . . . 12Irwin Digital . . . . . . . . .10Nail Jazz . . . . . . . . . . . .11Southeast Living . . . . . .10Vacation Getaway . . . . .10

My fiancé and I bought our first home to-gether in March . Since

then we’ve stayed busy painting the inte-rior, arranging all our knick-knacks, and all the other little things that one does to make their home feel famil-iar and lived in .

On June 24 we wel-comed the newest ad-dition to our family, William . Since before he was born I knew our home would need childproofing, eventually . The last few months have flown by, how-ever, and in just a few months our little one will be crawling all over the place . And everywhere I look I can see potential hazards . Things like loose cords by the entertain-ment center, uncovered wall out-lets, and unsecured kitchen cabi-nets with cleaning supplies inside all pose a risk when William be-comes mobile .

But instead of waiting for William to start crawling as a reminder we need to childproof the house my fiancé and I are going on the of-

fensive . One website I visited rec-ommended looking through your home from a child’s perspective by

crawling through the house on all fours (and don’t forget to inspect your yard as well) . It wasn’t until I went over a safety checklist that I realized all the little things that could be done to make our home safer .

There’s plenty of safety info available online . Two sites I found particularly useful were safetyfromhome .com and baby-center .com . Here you can print out a checklist and conduct your own home inspection . It’s defi-nitely worth a few minutes when the tradeoff is avoiding a po-tential, and preventable, injury . Home safety is especially impor-tant when babies are involved, but all family members benefit from living in a safe environment .

• Charles L. Westmoreland is publisher of Southeast Living and a Do-It-Yourself enthusiast. He can be reached at Charles@seakliving.com.

Letter from the Publisher

When Childproofing, no Time is Better than the Present See Page 8

Got anidea fora story?

email us atinfo@seakliving.com

By Charles L. Westmoreland

Southeast Living MagazinePO Box 20749

Juneau, Alaska 99802info@seakliving.com

Visit: www.seakliving.com

Call:907.321.3590

Contact Information

Anna Hoke / Southeast LivingInterior photo of house on September cover.Not for sale.

Scott Wagner, aBr, cDPeRE/MAX of Juneau8800 Glacier Hwy, Suite 219 • Juneau, AK 99801

907 723-7424 Cell 907-789-4794 Office888-777-6543 Toll Free Home for the Cure sm

42 gorDon Street

Stunning Downtown Condo! This Crafts-man Style condo has 2 bedrooms, 1.5

baths and is just a block from the State Of-fice Building. Amazing woodwork and fin-ishes throughout including a custom wood staircase, Fir hardwood floors upstairs, wood beam ceilings and in-unit laundry. The kitchen has granite counters, custom hickory cabinets, and beautiful pendant lighting. The unit has an energy efficient Toyo stove, off street parking for 2 cars, and very low HOA dues. You will love living at Patagonia Condos! MLS#: 10537. Price . . . . .$229,000

3051 glacierWooD Drive

Well maintained home in desirable Riverwood Sub-division! This 4 bedroom, 3 bath home has 1,984

sq. ft. of living space and a large fenced back yard. Features include updated laminate flooring, a covered deck off the kitchen, upstairs living room with fireplace, and down-stairs family room with woodstove. Enjoy the custom built sauna in the large remodeled bathroom. Attached garage, boat parking, and plenty of extra paved parking for all your toys! MLS#: 10527. Price . . . $324,000

This 3 bed 3 bath Valley home in 1,743 sq. ft. has updates throughout! The

home has updated flooring, interior paint, decks, oil tank, garage doors, and much more. Enjoy the large 14,255 sq. ft. corner lot with a fenced back yard. There is a large downstairs family room that could poten-tially be used for a 4th bedroom if needed. Plenty of parking with an attached 2 car garage plus boat parking next to the house. MLS: 10854. Price . . . . . . . . . . . . .$325,000

8678 DuDley Street

This 2 bedroom 2 bath condo is up-dated and move-in ready. Newer car-

pet, interior paint, appliances, and kitchen counters. There is in-unit laundry, a large covered deck to enjoy the outdoors, stor-age unit, and 1 car attached garage. Beau-tiful mountain views! Evergreen Condos is a solid, well run association and is on the FHA approved condo list! MLS: 10901. Price . . . . . . . . . . .$199,900

2204-D raven rD

This 3 bed, 1.5 bath Valley condo is move-in ready! The association has re-

cently installed a new shingle roof and there is a 1 vehicle carport for this unit. The home has laminate floors downstairs and carpet in the bedrooms. All kitchen appliances were updated in 2008. Enjoy the outdoors with a deck in your own private fenced back yard! The homeowners dues include your heat! MLS: 10885. Price. . . . . . . . . . . . . $162,000

3593 MenDenhall looP unit j

www.ScottWagnerHomes.comScottWagnerHomes@hotmail.com

Stunning Waterfront Home with 4 bedrooms, 3 bath-rooms, and gorgeous water & mountain views. Beautiful

remodel has just been completed including updated kitchen with stainless steel appliances, bathrooms with custom tile work and fixtures, and updated flooring. The master suite is the entire upper level and features vaulted ceilings, a sitting area, private deck, and huge master closet. Enjoy the outdoors with decks on all 3 levels. The lower level has a kitchenette, large family room, and exercise room. Parking for 4+ cars & boats! MLS: 10826. Price. . . . . . . . . . . . . . . . . . .$536,000

5160 north DouglaS

This charming 3 bed, 1 bath downtown house has just un-dergone a major renovation including siding, roof, most

windows, bathroom, exterior paint, decks, walkways and land-scaping. There is a spacious kitchen with large pantry, remod-eled bath with classic tile floor, an arctic entry, and extra rooms for storage, library or office. There is a 2 car parking structure and re-built stairs to the house. Basement area for shop & stor-age! Enjoy the outdoors with gorgeous landscaping, stream, and enclosed porch. MLS: 10884. Price . . . . . . . . . . . . . .$287,000

1323 glacier hWy

6743 Marguerite Street

Beautiful remodel has just been com-pleted on this 2 bed, 1 bath log home

in Bonnie Brae! Updated bathroom with custom tile work, updated flooring, trim, doors, & even an updated roof! A cozy Monitor stove provides efficient heat. Large master bedroom & plenty of closet space. The log exterior was just re-stained & new gravel has been put down for the driveway. No lack of parking here! The garage has been converted to a 288 sq. ft. shop but you could convert it back to a garage if desired. MLS# 10785. Price . . . $224,000

1108 5th Street, DouglaS

Cute Douglas Bungalow! This 2 bed-room, 1 bath home has 1,500 sq. ft.

plus an unfinished basement and 1 car garage. Many updates including vinyl windows, metal roof, and a recently installed propane on-demand hot water system. There is also an arctic entry, view deck for your bbq, and a small fenced area just outside the front door for your pets. MLS: 10695. Price $238,000

This 3 bedroom, 2.5 bath home has recently been updated with new lam-

inate floors and interior paint throughout. There is a spacious kitchen with plentiful cabinets and counter space, 2 story en-trance with skylight, and a master suite with double vanity and walk-in closet. There is a fenced back yard with concrete patio and flower beds. 2 car attached ga-rage! MLS: 10900. Price . . . . .$273,000

3332 Park Place

your ProfeSSional juneau area agent, call Me toDay!

Call me today about listing your home.

it’S tiMe to Sell!

aDvertiSe your

hoMe here

W W W . S E A K L I V I N G . C O M4

Economist: Homeownership Tax Benefits Must Be PreservedSoutheast Living

The chief economist of the nation’s largest trade association is warning that any changes to the mortgage in-terest deduction now or in the future could threaten recent progress toward stabilizing the housing market, criti-cally erode home prices and values, destroy middle-class wealth accumu-lation and hurt economic growth .

That was the message delivered by National Association of Realtors Chief Economist Lawrence Yun dur-ing a “Rethinking the Mortgage In-terest Deduction” forum, where he joined a panel of experts to debate the future of the MID . The event was hosted by the Tax Policy Center, a joint venture of the Urban Institute and Brookings Institute, and the Rea-son Foundation .

“As the leading advocate for hous-ing and homeownership, NAR firmly believes that the mortgage interest deduction is vital to the stability of

the American housing market and economy,” Yun said . “The MID fa-cilitates home ownership by reducing the carrying costs of owning a home, and it makes a real difference to hard-working middle-class families .”

Yun argued that now is the worst possible time to discuss changing the tax laws, which could further im-pair the housing market’s fragile recovery and a broader job mar-ket recovery .

“One thing that is indisputable is that eliminat-ing the MID will lower the homeownership rate in the U .S .,” he said . “While we must en-sure that the conditions that led to the artificially inflated home owner-ship rate of the bubble years do not resurface, we also need to create the conditions for sustainable home own-

ership, which has been shown to pro-vide myriad social benefits for fami-lies and communities .”

During the debate, Yun challenged recent proposals calling for changes to the tax code, stating that it’s a misplaced argument to say the MID

was a cause of the housing market bubble and is sud-denly part of the deficit problem, when it’s been part of the federal tax code for more than 100 years .

Reducing or eliminating the MID is a de facto tax increase on

homeowners, who already pay 80 to 90 percent of U .S . federal income tax . Yun said the share could rise to 95 percent if the MID is eliminated .

“Doing away with the MID shouldn’t be thought of as removing a tax break for homeowners, but rather

increasing taxes on the middle class,” he said . “Furthermore, housing eq-uity has been a major source of funds for small businesses, and any change to the MID will greatly hamper their ability to create jobs .”

Yun also said that it’s a miscon-ception that only the wealthy ben-efit from the MID, when in reality it benefits primarily middle- and lower income families . Almost two-thirds of those who claim the MID are mid-dle-income earners and 91 percent of people who claim the MID earn less than $200,000 per year .

Other panelists at the Rethinking the Mortgage Interest Deduction forum were Seth Hanton, director of fiscal policy, Center for American Progress; Dean Stansel, adjunct fel-low, Reason Foundation; and Eric Toder, institute fellow, Urban Insti-tute, and co-director of the Tax Policy Center . The event was moderated by Edmund Andrews, managing editor for economics, taxes and budget at the National Journal .

“ The MID facilitates home ownership by

reducing the carrying costs of owning a home

... to hard-working middle-class families.” – Lawrence Yun, Chief Economist, National Association of Realtors

Mimi RothchildRE/MAX of JuneauAssociate Broker, RealtorOffice: (907) 789-4794 • Cell: (907) 209-7459 • mrothchild@gci.net • www.Juneau-AK-Homes.com

Each Office Independently Owned and Operated

8800 Glacier Hwy., Ste. 219 Juneau, AK 99801

2916 Jackson Road– Juneau, AK –

EXECUTIVE HOME AND ENTERTAINER’S DREAM – Beautiful Views of Downtown Juneau, Surrounding Moun-tains and Gastineau Channel from almost every room in this Gorgeous 3 bedroom, 3.5 bath home. A sweeping entry staircase and floor to ceiling Great Room windows make this 3458 sq. ft. house even more grand. Complete with expansive balconies, a large kitchen, and open floor plan, this house was built with the entertainer in mind. Plenty of paved parking in front of heated, over-height 3-car garage completes this hill-side wonder. Asking $695,000. Call today for your Private Showing!

8113 Poplar Ave. Lovely 3 bdrm, 2 bath ranch style home in the heart of the Mendenhall valley. 2 Car garage, all new bamboo flooring, new kitchen appli-ances & countertops, new lighting and much more! The lot behind is also for sale, which makes a lovely back yard. This lot is available for an additional $45,000 and can be seller fi-nanced with 25% down. MLS# 10858. $265,000

8437 Valley Blvd. 3 bedroom, 1.5 bath, Townhouse style home! Amenities include granite kitchen counter-tops, laminate flooring, HRV, one car garage and fenced back yard. MLS# 10907. $225,000

4465 Julep Street 1228 Square feet of well designed living space. This attached home has 2 bedrooms, 1.5 bath-rooms, and a family room that steps out onto a large fenced backyard. Affordable and Move-in ready! MLS# 10830 . $229,000

W W W . S E A K L I V I N G . C O M 5

Figment contemporary art gallery, gift store opens

Figment, which features local con-temporary art and unique and well-designed gifts for all occasions, has opened on the first floor of the Senate Building at 175 S . Franklin St . The shop is owned and operated by Alana Ballam-Schwan and Chad Medel .

With rotating monthly art shows and a constantly updated product selec-tion, Figment will be open year round and expects to be a key destination for First Friday events .

OfficeMax, Petco prepare to open stores in Juneau

Mega retail chains OfficeMax

and Petco are likely to open stores in Juneau’s Nugget Mall by 2012 . Mall manager Ted Tollefson told the Juneau Empire that he is con-fident negotiations will be complet-ed soon . The paper also reported a building permit had been issued for Petco and OfficeMax had submit-ted plans .

Raven’s Cafe reopens Raven’s Cafe has reopened inside

the Imperial at 241 Front Street . The café is run by Zephyr owner Haydar Suyon, who previously op-erated the Raven Café in the same location . The location has hosted several restaurants since . The Impe-rial was built in 1891 and is one of Juneau’s oldest bars .

Clothing, novelty store Trove opens in Downtown Juneau

Trove, a clothing, jewelry and novelty shop, opened at 406 S . Franklin St . Darren Booten opened the shop, which offers items and

apparel targeting Southeast locals .

Stevens to head Southeast Alaska United Way

Wayne Stevens was named CEO of the United Way of Southeast Alaska . He replaces Brenda Hewitt, who will head communications for the state of Alaska’s Department of Transportation and Public Fa-cilities . Stevens previously served as director of the Alaska Chamber of Commerce . In his new role Stevens will work with the United Way’s 34 partner agencies and civic and pri-vate partners .

Kent named DEC deputy commissioner

Lynn Kent has been named the new deputy commissioner of the Alaska Department of Environ-mental Conservation . Kent has more than 25 years of experience in federal and state environmental and natural resource law and policy .

On the floor at Figment, a new shop located in the Senate Building, which fea-tures a number of local contemporary art and unique gifts.

New Faces, New Places

Bethany WoodsYour Home Mortgage ConsultantLic #AK279796

www.bethany-woods.com

Toll Free 877-570-23298800 Glacier Hwy, Ste 232 • Juneau, AK 99801

T H E B E S T P E O P L E M A K E T H E B E S T C O M P A N Y

THE KEYTO YOUR HOMESTARTS HERE

907-523-7102

12590 Glacier HighwayBeautiful Single Family Home w/Apartment in Auke Bay! Newer home built in 1997, main house has 3 Bedroom, 2 Bathroom, large living room plus two family rooms! Lots of deck for grilling and catching the sun! Big 2 car garage with over-sized doors, high ceiling, paved parking with plenty of room for a boat. 550 Sq. ft. Apartment has 1 Bed and 1 bath, with sep-arate entrance. MLS: 10677 Asking price: $479,900

Marty McKeownBROKER - OWNER

martymckeown@yahoo.com Phone: 907-957-2313

907-789-4794Toll Free 888-777-6543

www.homesinjuneau.com

8800 Glacier Hwy, Suite 219 • Juneau, AK 99801

As a life long, 3rd generation Alaskan raising a family here in Juneau, I ap-preciate knowing who I am working with especially when making a large in-vestment such as a home. With over 20 years of Sales and Service in Juneau and Southeast I have what it takes to make buying or selling your home an

enjoyable experience with results you can take to the bank. I am honest and hard working with quality Customer Service as my number one goal!

SINGLE FAMILY

MULTI FAMILY

LOTS

Waterfront on Shelter IslandDirectly across from NOAA Facility on Lena. Nice flat beach with decent moorage. Tool shed, water tanks, heating fuel tanks, skiffs, wired for generator power .. power connected to both cabins it all there! MLS: 7247 Asking $139,000

REMOTE

LOWPETE CONSTRUCTION

14321 Glacier HwyView, View, View From Every Room In This Spacious 3,072 Sq. Ft. Home. Built In 2005 This Cedar Beauty Sits On A 27,542 Sq. Ft. Lot Overlook-ing Indian Cove. Skylights Make This 4 Bedroom, 4 Bath

Single Family With Apartment Even Lighter And Brighter. Wall Of Windows Looks Out On To A Expansive Deck In This Private Setting. Open Floor Plan, In Floor Radiant Heat, Granite Counter Tops, Hardwood Floors And 962 Sq. Ft. Of Garage. MLS: 9992 $789,900

• Lot 9, Erin Manor III Subdivision• 4 bedrooms, 2 bath• 2044 sq. ft.• 480 sq. ft. garage• MLS 10024

8143 Easy Street

LOWER YOUR ENERGY BILLS1 OF 30 PLANS - 50-YEAR ROOFS, FIVE STAR ENERGY RATED HOMES

Select one of LOWPETE’S lots or provide your own lot. Interest rate reduction for AHFC financing.

Call me today and let’s discuss your Real Estate needs.

Nobody Sells more Real Estate than RE/MAX TM

SINGLE FAMILY

Hoonah LotBeautiful building lot in Hoonah! this large 13,755 sq. ft. cleared lot already has a build-ing pad and is ready for a home! Dalton Creek Subdivision is just outside of town and is one of Hoonahs newest neighborhoods. Water, Sewer and electric are at site. Building pad is approxi-mately 50x60. MLS: 9915 Asking $64,900

Glacier Highway Lot3/4 of an acre to build the home of your dreams. This piece of land is located on the corner of Andreanoff and Glacier Hwy. MLS: # 10621 A Great Price at $125,000

Thane Road Waterfront Lot!Waterfront Lot on Thane Road! Almost one acre on the water at the very end of Thane. Nice building spot on the road side with won-derful view of Gastineau Channel. MLS 9256 $199,900

Sherwood Lane5 Acres of Industrial Zoned Land at the end of Sherwood Lane! 3 plus acres have been filled and are ready for use. Plat available upon re-quest as well as list of permittable usage. Sher-wood Lane is road that DMV is located on. Call Vickie Gartley $1,500,000

INVESTMENT OPPORTUNITY

419 2nd StreetDowntown Investment Opportunity. Apartment building with 7 units, 2 efficiency and five 1 bed-room units. Stellar rental history, built in 1937 and has been extremely well maintained. New windows, roof, and siding in 1998. MLS: 10628 $469,000

• Lot 10 Erin Manor III Subdivision• 3 bedroom/2 bath• 1864 sq. ft.• 616 sq. ft. garage• MLS 9300

8147 East Street

NOW...$339,900

TO BE BUILT

NOW...$359,900

TO BE BUILTLot 12 Erin Manor III Subdivision4 bedrooms 2 bath1832 sq. ft.392 sq. ft. garageMLS 10070

8155 Easy Street

NOW...$339,900

TO BE BUILT

9001 Ninnis Drive Beautiful 4 bedroom 2 1/2 bath home in

Montana Creek Subdivision! Grand entry way, living room, family room, open kitchen, hard-wood and tile floors, large garage and huge bonus storage room are just some of the many great features of this home! Huge driveway with boat/RV parking and wonderful yard to enjoy the sunshine! Call Marty McKeown for a showing today! Price: $489,900

17065 Glacier HwyWOW FACTOR!!! Amazing home on the water in Lena Cove! This 4 bedroom, 2 1/2 baths home has had extensive remodeling done between 2009- 2011. Incredible kitchen, dining, tile entry way, sheet rock,

newer roof, new boiler,propane on demand hot water, carpet, master bath etc. Too many up-grades to list, this home is a MUST SEE! Large 20037 sqr ft lot, plus an 840 sqr ft garage with lots of off street parking. MLS:10707 $769,900

3181 Douglas HwyLarge living in Douglas! Big and beautiful, this 4 bedroom, 3 bath home has it all... including a VIEW! Amazing kitchen, dining area, living room, family room, decks, boat/RV parking, 2 car garage, large fabulous yard, patio, 2 storage sheds and more! MLS:10713 $499,900

CONDO

2571-1 Douglas HwyWatch the cruise ships from your own deck in this Forestedge Condo. 2 bedroom, 1.5 bath in 850 sq ft of living space. 2 heat sources with electric baseboard and a monitor. End unit, 2 parking spots and a VIEW makes this condo a must see. MLS# 10748 $158,000

4354 Taku BlvdImmaculate Attached home in the Valley! This beautiful 3 bed, 2 bath home is South facing and lots of windows to bring in the sunshine! Fenced yard, covered back porch, private front porch and more. Many upgrades including newer roof and paint, new kitchen appliances, new kitchen flooring, new carpet upstairs and more. Seperate laundry room and a nice one car garage. MLS 10636. Asking price: $269,900.

ATTACHED

5931 Montgomery StSingle Family home on large sunny lot! This 3 bed-room 2 bath home is 1650 sqr ft with 2 carports and a single car garage. Hot tub, seperate laundry room, open kitchen and more. MLS: 10650 Price: $249,900

PRICE

REDUCED

4043 Delta DrDUPLEX with a view of Thunder Mountain! This up and down duplex works great as on owners unit upstairs and a rental downstairs, with tenants help-ing ($1600 mos plus utilities) with your mortgage! 3 bed, 2 bath and 4 bed, 2 bath downstairs! 1683 sqr ft each floor, total 3366 sqr ft. Lots of parking. MLS 10788. $399,900

DUPLEX

9158 SkywoodBeautiful MUST SEE Ranch in the Valley. This 3 bed, 2 bath home’s interior completely remodeled in 2008 including: Amazing kitchen, heated Cork flooring, granite counters, custom cabinets, vaulted ceiling, new carpet, rock hearth/gas fireplace and more. Bathrooms beautifully done with heated tile floors. Great patio and flower gardens in a large fenced yard. MLS: 10787. Price: $365,000

2 View Lots2 View Lots being sold together, uphill side of North Douglas Highway. Upper lot is 78,107 sq ft (almost 2 acres) Lower lot is 12,497 sq ft. Access road to both lots and views of the channel from both building sites. MLS 10843 $199,000

4386 Julep St Affordable Valley Ranch! This 2 bed, 1 bath home sits on a nice lot on Julep. 1 car garage, covered back porch, shed, Laminate flooring, new carpet and paint in bedrooms, clean and ready to go! $224,900

2211 Fritz Cove Rd 1/2 bath home has filtered water views, gardens, lawn, boat parking, family room, living room and a huge deck for grilling and catching the SUN! Hard-wood floors and vaulted ceiling with

this open kitchen floor plan! Built in 2000. 1904 sq ft living space. A great Price at $399,900

NEW

PRICE

PRICE

REDUCED

10656 Misty LaneLiving Large on the Water! Amazing views of the Mendenhall Glacier and Wetlands from this beautiful 4 bed, 2 bath home in Bayview, North Douglas! Vaulted ceilings, decks on both levels, living room and family room, boat parking and more just steps from the water. Great beachfront and Man...what a View! MLS#10916. $649,000

12590 Glacier HighwayBeautiful Single Family Home w/Apartment in Auke Bay! Newer home built in 1997, main house has 3 Bedroom, 2 Bathroom, large living room plus two family rooms! Lots of deck for grilling and catching the sun! Big 2 car garage with over-sized doors, high ceiling, paved parking with plenty of room for a boat. 550 Sq. ft. Apartment has 1 Bed and 1 bath, with sep-arate entrance. MLS: 10677 Asking price: $479,900

Marty McKeownBROKER - OWNER

martymckeown@yahoo.com Phone: 907-957-2313

907-789-4794Toll Free 888-777-6543

www.homesinjuneau.com

8800 Glacier Hwy, Suite 219 • Juneau, AK 99801

As a life long, 3rd generation Alaskan raising a family here in Juneau, I ap-preciate knowing who I am working with especially when making a large in-vestment such as a home. With over 20 years of Sales and Service in Juneau and Southeast I have what it takes to make buying or selling your home an

enjoyable experience with results you can take to the bank. I am honest and hard working with quality Customer Service as my number one goal!

SINGLE FAMILY

MULTI FAMILY

LOTS

Waterfront on Shelter IslandDirectly across from NOAA Facility on Lena. Nice flat beach with decent moorage. Tool shed, water tanks, heating fuel tanks, skiffs, wired for generator power .. power connected to both cabins it all there! MLS: 7247 Asking $139,000

REMOTE

LOWPETE CONSTRUCTION

14321 Glacier HwyView, View, View From Every Room In This Spacious 3,072 Sq. Ft. Home. Built In 2005 This Cedar Beauty Sits On A 27,542 Sq. Ft. Lot Overlook-ing Indian Cove. Skylights Make This 4 Bedroom, 4 Bath

Single Family With Apartment Even Lighter And Brighter. Wall Of Windows Looks Out On To A Expansive Deck In This Private Setting. Open Floor Plan, In Floor Radiant Heat, Granite Counter Tops, Hardwood Floors And 962 Sq. Ft. Of Garage. MLS: 9992 $789,900

• Lot 9, Erin Manor III Subdivision• 4 bedrooms, 2 bath• 2044 sq. ft.• 480 sq. ft. garage• MLS 10024

8143 Easy Street

LOWER YOUR ENERGY BILLS1 OF 30 PLANS - 50-YEAR ROOFS, FIVE STAR ENERGY RATED HOMES

Select one of LOWPETE’S lots or provide your own lot. Interest rate reduction for AHFC financing.

Call me today and let’s discuss your Real Estate needs.

Nobody Sells more Real Estate than RE/MAX TM

SINGLE FAMILY

Hoonah LotBeautiful building lot in Hoonah! this large 13,755 sq. ft. cleared lot already has a build-ing pad and is ready for a home! Dalton Creek Subdivision is just outside of town and is one of Hoonahs newest neighborhoods. Water, Sewer and electric are at site. Building pad is approxi-mately 50x60. MLS: 9915 Asking $64,900

Glacier Highway Lot3/4 of an acre to build the home of your dreams. This piece of land is located on the corner of Andreanoff and Glacier Hwy. MLS: # 10621 A Great Price at $125,000

Thane Road Waterfront Lot!Waterfront Lot on Thane Road! Almost one acre on the water at the very end of Thane. Nice building spot on the road side with won-derful view of Gastineau Channel. MLS 9256 $199,900

Sherwood Lane5 Acres of Industrial Zoned Land at the end of Sherwood Lane! 3 plus acres have been filled and are ready for use. Plat available upon re-quest as well as list of permittable usage. Sher-wood Lane is road that DMV is located on. Call Vickie Gartley $1,500,000

INVESTMENT OPPORTUNITY

419 2nd StreetDowntown Investment Opportunity. Apartment building with 7 units, 2 efficiency and five 1 bed-room units. Stellar rental history, built in 1937 and has been extremely well maintained. New windows, roof, and siding in 1998. MLS: 10628 $469,000

• Lot 10 Erin Manor III Subdivision• 3 bedroom/2 bath• 1864 sq. ft.• 616 sq. ft. garage• MLS 9300

8147 East Street

NOW...$339,900

TO BE BUILT

NOW...$359,900

TO BE BUILTLot 12 Erin Manor III Subdivision4 bedrooms 2 bath1832 sq. ft.392 sq. ft. garageMLS 10070

8155 Easy Street

NOW...$339,900

TO BE BUILT

9001 Ninnis Drive Beautiful 4 bedroom 2 1/2 bath home in

Montana Creek Subdivision! Grand entry way, living room, family room, open kitchen, hard-wood and tile floors, large garage and huge bonus storage room are just some of the many great features of this home! Huge driveway with boat/RV parking and wonderful yard to enjoy the sunshine! Call Marty McKeown for a showing today! Price: $489,900

17065 Glacier HwyWOW FACTOR!!! Amazing home on the water in Lena Cove! This 4 bedroom, 2 1/2 baths home has had extensive remodeling done between 2009- 2011. Incredible kitchen, dining, tile entry way, sheet rock,

newer roof, new boiler,propane on demand hot water, carpet, master bath etc. Too many up-grades to list, this home is a MUST SEE! Large 20037 sqr ft lot, plus an 840 sqr ft garage with lots of off street parking. MLS:10707 $769,900

3181 Douglas HwyLarge living in Douglas! Big and beautiful, this 4 bedroom, 3 bath home has it all... including a VIEW! Amazing kitchen, dining area, living room, family room, decks, boat/RV parking, 2 car garage, large fabulous yard, patio, 2 storage sheds and more! MLS:10713 $499,900

CONDO

2571-1 Douglas HwyWatch the cruise ships from your own deck in this Forestedge Condo. 2 bedroom, 1.5 bath in 850 sq ft of living space. 2 heat sources with electric baseboard and a monitor. End unit, 2 parking spots and a VIEW makes this condo a must see. MLS# 10748 $158,000

4354 Taku BlvdImmaculate Attached home in the Valley! This beautiful 3 bed, 2 bath home is South facing and lots of windows to bring in the sunshine! Fenced yard, covered back porch, private front porch and more. Many upgrades including newer roof and paint, new kitchen appliances, new kitchen flooring, new carpet upstairs and more. Seperate laundry room and a nice one car garage. MLS 10636. Asking price: $269,900.

ATTACHED

5931 Montgomery StSingle Family home on large sunny lot! This 3 bed-room 2 bath home is 1650 sqr ft with 2 carports and a single car garage. Hot tub, seperate laundry room, open kitchen and more. MLS: 10650 Price: $249,900

PRICE

REDUCED

4043 Delta DrDUPLEX with a view of Thunder Mountain! This up and down duplex works great as on owners unit upstairs and a rental downstairs, with tenants help-ing ($1600 mos plus utilities) with your mortgage! 3 bed, 2 bath and 4 bed, 2 bath downstairs! 1683 sqr ft each floor, total 3366 sqr ft. Lots of parking. MLS 10788. $399,900

DUPLEX

9158 SkywoodBeautiful MUST SEE Ranch in the Valley. This 3 bed, 2 bath home’s interior completely remodeled in 2008 including: Amazing kitchen, heated Cork flooring, granite counters, custom cabinets, vaulted ceiling, new carpet, rock hearth/gas fireplace and more. Bathrooms beautifully done with heated tile floors. Great patio and flower gardens in a large fenced yard. MLS: 10787. Price: $365,000

2 View Lots2 View Lots being sold together, uphill side of North Douglas Highway. Upper lot is 78,107 sq ft (almost 2 acres) Lower lot is 12,497 sq ft. Access road to both lots and views of the channel from both building sites. MLS 10843 $199,000

4386 Julep St Affordable Valley Ranch! This 2 bed, 1 bath home sits on a nice lot on Julep. 1 car garage, covered back porch, shed, Laminate flooring, new carpet and paint in bedrooms, clean and ready to go! $224,900

2211 Fritz Cove Rd 1/2 bath home has filtered water views, gardens, lawn, boat parking, family room, living room and a huge deck for grilling and catching the SUN! Hard-wood floors and vaulted ceiling with

this open kitchen floor plan! Built in 2000. 1904 sq ft living space. A great Price at $399,900

NEW

PRICE

PRICE

REDUCED

10656 Misty LaneLiving Large on the Water! Amazing views of the Mendenhall Glacier and Wetlands from this beautiful 4 bed, 2 bath home in Bayview, North Douglas! Vaulted ceilings, decks on both levels, living room and family room, boat parking and more just steps from the water. Great beachfront and Man...what a View! MLS#10916. $649,000

W W W . S E A K L I V I N G . C O M8

HOW YOUR HOME Influences YOUR LIFEBy Shrinivas Vaidya

It is pretty much common sense

that people react to the environ-ment they are in . If you are in a room with all fours walls painted bright red, then you’re going to get a little agitated .

Take the same room and paint it sage green, with earth-toned home décor items, and suddenly things are much calmer . When you spend a lot of time in one place, such as in your home, the characteristics of the environment can start to merge with your own personality .

One example of this comes from clutter . If you’ve ever been in a space that is cluttered and messy,

with way too much going on, you know that it is difficult to think in a clear and coherent manner in such an environment .

When you live with clutter ev-ery single day, however, it can start to infect your mind . You will find your thoughts coming in a jumble even when you aren’t in that par-ticular place .

Colors, as mentioned earlier, can also influence your psychology . In general, brighter colors will make you more energetic, while darker tones will make you calmer . Fur-ther, the individual colors each have their own symbolic meaning and can evoke very different effects in different people .

Green and blue tones will be the

most peaceful, as they often evoke thoughts of nature, either of the ocean, or of lush vegetation . By contrast red and orange are violent colors that make people excited, energetic, and even a little angry . Earth tones are comforting, and can evoke feelings of familial love and warmth .

Another thing to consider is the style of your home . There are a wide variety of decorating styles, based loosely on time periods or ar-tistic movements . Pieces which are purchased can imitate the style of a certain period of time, or they can emulate the style of a particular art-ist or movement .

A formal decorative style in the home will have the obvious result

of making you feel more restricted and proper . On the other hand, a casual style will make you feel more comfortable but also a lot less dis-ciplined .

The important thing to under-stand is that your home environ-ment can have a relatively large impact on both your psychology, and the way you interact with the world . Once you are aware of this, you can strive to create an environ-ment which fosters your positive aspects and makes you feel com-fortable and strong .

• Shrinivas Vaidya is a professional designer and decorator and operates bedroom-design-and decorating-ideas.com.

W W W . S E A K L I V I N G . C O M 9

Southeast Living

Nearly 25 million homeowners across the country would face more expensive mortgages if a proposal by federal regulators goes unchanged, says the National Association of Realtors .

A proposal released by six federal agencies to implement credit risk retention provisions in-cluded in the Dodd–Frank Wall Street Reform and Consumer Protection Act would require homeowners to have at least 25 percent equity in their homes in order to qualify for a lower-rate “Qualified Residential Mortgage” (QRM) for refinancing . An analysis of the CoreLogic data shows 24 .8 million U .S . homeowners – more than half of all U .S . homeowners with a mort-gage – have less than 25 percent equity in their homes .

Homeowners looking to refinance but fail to qualify for a QRM will be subject to additional costs associated with lenders’ risk retention re-quirements included in the Dodd-Frank bill . Ac-cording to the NAR, consumers in a non-QRM loan could pay between 0 .80 and 1 .85 percentage

points more in interest rate simply because they could not meet the down payment or equity re-quirements .

“In short, the proposed rule moves creditwor-thy, responsible homeowners into the higher cost non-QRM market,” stated an executive summa-ry of the analysis by the Coalition for Sensible Housing Policy, a group of more than 40 con-sumer organizations, civil rights groups, lenders, real estate professionals and insurers, in a recent White Paper on the proposed QRM rule .

The proposed QRM definition is part of the risk retention regulations required by the Dodd-Frank Act, which Congress enacted last year . The risk retention provisions require the issuers of mortgage-backed securities to retain a portion of the risk of potential loss on those assets . Recog-nizing that risk retention would impose increased costs even on creditworthy borrowers, Congress sought to incentivize more responsible borrow-ing and lending by exempting some mortgages – QRMs – from risk retention requirements if they met thorough underwriting standards .

Home Builders Association seeking entries for sales, marketing awards

New home sales and marketing professionals are en-couraged to submit entries for the 2012 National Sales and Marketing Awards, sponsored by the National As-sociation of Home Builders (NAHB) National Sales and Marketing Council . The awards pay tribute to su-perior sales and marketing achievements by individual sales and marketing professionals, home builders and associates .

Now in its 31st year, the awards are considered the nation’s largest and most prestigious competition for sales and marketing professionals and communities . Entries can be submitted in nearly 50 awards categories and include recognition for professional excellence in design, architecture, advertising, marketing, merchan-dising and sales achievement .

“I am constantly amazed at the quality sales and mar-keting work produced despite the current market,” said Doris Pearlman, MIRM, president at Possibilities for Design, Inc . and chair of the 2012 awards . “This awards program gives new home sales and marketing profes-sionals the rare chance to connect and celebrate the tal-ent that still permeates the building industry .”

To submit an award entry, or to learn more about the awards, go to www .thenationals .com . Entrants have until Oct . 8 to submit their applications and until Oct . 14, 2011 to submit their projects for consideration .

Proposal could raise refinance costs for 25 million homeowners

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W W W . S E A K L I V I N G . C O M10

Business Directory

Buyers & Sellers Realty

AllJuneauHomes.com3075 Vintage Blvd. Ste. 201 • Juneau, AK 99801Phone: (907) 523-8158 • Fax: (907) 523-8159

Full Service Results With Savings

Julie Moe, RealtorRE/MAX of Juneau

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juliemoe.realtor@gmail.comwww.alaskanhomesforyou.com

8800 Glacier Hwy, Ste. 219Juneau, AK 99801

8465 Old Dairy Road, Suite #101 • Juneau, AK 99801Office - (907) 789-5533 • Fax: (907) 789-5504

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Southeast AlaskaReal Estate

9105 Mendenhall Mall Rd.Suite 170-A • Juneau, Alaska 99801

Cell: 907-321-6061Office: 907-586-4990Fax: 907-586-4992

Anita BauerSales Associate

No sign of E. Coli in Juneau water system

JUNEAU – The City and Bor-ough of Juneau announced Aug . 19 that its water system currently meets all Alaska Department of Environmental Conservation’s (DEC) requirements . The inspec-tion comes after a news report con-cerning E . Coli, which Juneau offi-cials said is specific to the Churchill Park trailer court in Lemon Creek, which uses a private water system . The CBJ water system is not expe-riencing any E . Coli issues .

Juneau officials are saying that residents of the Churchill Park trailer court should follow the di-rections provided to them by their park manager and by DEC . For more information call 780-5454 .

Marine Highway now offers real-time vessel tracking

KETCHIKAN – The Alaska Ma-rine Highway System has launched a redesigned and updated website featuring real-time vessel tracking . Nine of the 11 ferries in the AMHS fleet have been outfitted with sat-ellite tracking hardware making it possible to view and track the loca-tion of each vessel in real time from the Alaska Marine Highway website at FerryAlaska .com . The two fast ferries, Chenega and Fairweather, are expected to be equipped with satellite communication equipment in the coming year .

“This tool will be very useful for people who want to know when a ship will arrive at a particular ter-minal” said Capt . Michael Neussl, DOT&PF Deputy Commissioner for Marine Operations . “They will be able to see it actually approach the dock in real time with this tool .”

Available information includes navigation status, location, course, speed, destination, estimated time of arrival, and time of last update

Free community all-hazards training offered in Juneau

JUNEAU – The National Sheriffs’

Association is returning to Juneau to present the “All-Hazards Homeland Security Initiative Community Part-nership and Awareness Training,” announced the City and Borough of Juneau, thanks to a large number of requests by residents .

This training is designed to edu-cate the community on how to prepare and respond to a disaster when emergency responders are overwhelmed . Earthquakes, hur-ricanes, and other disasters may leave residents to cope with a crisis on their own during the first hours, days, or even longer .

This Training includes: How to create a family disaster plan; devel-oping a community resource data-base; crisis response; and terrorism awareness .

A complementary continental breakfast and lunch will be provid-ed with the course, which is a free one-day seminar that will be held at the Westmark Baranof Hotel on Sept . 17 from 9 a .m . to 4 p .m . The Treadwell Room will be open at 8:30 a .m . for check-in . All interest-ed members of the community are encouraged to participate . Space is limited to the first 75 people to register by Friday, Sept . 9, 2011 at 4:30 p .m . To attend you must reg-ister by contacting CBJ Emergency Programs at 586-0371 or E-mail michelle_brown@ci .juneau .ak .us .

This event is being sponsored by the City and Borough of Juneau, the Juneau Local Emergency Planning Committee (LEPC), the Juneau Police Department (JPD), and the National Sheriffs’ Association .

Sitka to discuss potential Sea Walk

SITKA – The City and Borough of Sitka has grant funding to con-struct a Sea Walk from the Cres-cent Harbor Tennis Courts to Sitka National Historical Park . Prior to starting the project there will be two public meetings to present the project scope and schedule and to meet the project team .

Business Briefs

Continued on Page 11

W W W . S E A K L I V I N G . C O M 11

Business Directory

CharleS WeStmorelaNdpubliSherSoutheast Living Magazine907 .723 .4419PO Box 20749 • Juneau, Alaska 99802charles@seakliving.com • www.seakliving.com

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(907) 463-5862

Manicures • Pedicures • MassageReflexology Foot Massage

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127 South Franklin StreetJuneau, AK 99801

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Toll Free 877-570-23298800 Glacier Hwy, Ste 232 • Juneau, AK 99801

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T H E B E S T P E O P L E M A K E T H E B E S T C O M P A N Y

The informational meetings will be held at Harrigan Hall on Aug . 31 at noon and again at 7 p .m . A design workshop where the pub-lic will be invited to participate in the design process is scheduled for Monday, Sept . 12 . For more infor-mation call the Public Works De-partment at 747-1804 .

Loan officer indicted for fraud, embezzlement

JUNEAU – A former Juneau loan officer has been indicted for money laundering and fraud while working in Reno, Nevada . Mar-cilin Benvin, 51, was employed with Alaska Pacific Bank and was relieved of her position as a mort-gage loan officer on Aug . 19 once the indictment was made public . Benvin is facing charges ranging from mail and wire fraud to identi-ty theft, embezzlement and money laundering, according to the in-dictment .

Alaska Pacific Bank officials were quoted as saying that Benvin had different responsibilities while working at the bank than when she was in Nevada, saying she had no management authority and the bank’s internal review process en-sured the underwriting by Benvin was in compliance .

Her court appearance is sched-uled for Sept . 1 in Nevada .

Petersburg requestingborough status

The City of Petersburg, popula-tion 3,000, has requested borough status with Alaska’s Local Bound-ary Commission . The borough would be more than 4,000 square miles encompassing the city of Pe-tersburg and areas south of Juneau, north of Wrangell, and part of Ku-preanof Island

AVTEC receives $1M grantAVTEC received a $1 million

grant from the U .S . Economic De-

velopment Administration to help expand workforce training in Alaska .

Labor Commissioner Click Bishop said the grant will “focus on Alaska’s hospitality, tourism and trucking industries .”

The investment will fund con-struction and installation of equip-ment at AVTEC’s Alaska Culinary Academy and help purchase truck training equipment .

Existing-home sales down from July, up from a year ago

Existing-home sales declined in July from June but sales remain notably higher than a year ago, according to the National Associa-tion of Realtors . Monthly gains in the Northeast and Midwest were offset by declines in the West and South .

Total existing-home sales, which are completed transactions that include single-family, townhomes, condominiums and co-ops, fell 3 .5 percent to a seasonally adjusted annual rate of 4 .67 million in July from 4 .84 million in June, but are 21 percent above the 3 .86 million unit pace in July 2010, which im-mediately followed the expiration of the home buyer tax credit .

Lawrence Yun, NAR chief econ-omist, said there is a tug and pull on the market .

“Affordability conditions this year have been the most favorable on record dating back to 1970, but many buyers are being held back because banks are offering financ-ing to only the most highly quali-fied borrowers, ignoring a large share of otherwise creditworthy buyers,” he said . “Those potential buyers represent the difference between an uneven recovery and a much more robust housing mar-ket that could stimulate additional economic activity and create jobs .”

According to Freddie Mac, the na-tional average commitment rate for a 30-year, conventional, fixed-rate mortgage was 4 .55 percent in July, up from 4 .51 percent in June; the rate was 4 .56 percent in July 2010 .

Continued from Page 10

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