Embed Size (px)
Citation preview
e-News for September 30, 2016
Dear Members and Friends:
Dodd-Frank – Never heard of it right? It’s a Federal law, intended to
control Wall Street, that prevents a builder from selling a property
and taking back paper on a residential property that they build.
Construction Attorney Jonathan Sweet has prepared an analysis for
us. If you are a spec custom builder or a residential developer and
hold the paper on the sale, you need to read this for the details and
a possible work-around that keeps everyone protected. See our LAST PAGE
ONE CONTRACT MISTAKE CAN DESTROY YOUR COMPANY - LAST CHANCE FOR YOU TO SIGN UP
Construction Contracts - One contract mistake can destroy your company. Don't let this happen to you. Understand what you sign and know what you should never sign! Learn what you should, and should not, agree to!
Find out what those hard to understand paragraphs REALLY mean! FREE for Member companies. Wednesday, 10/5, 9:30 AM until about 11:30 AM. Send everyone who works with contracts! Small fee for non-members
Fall Workshops – We are in the process of getting our Fall, 2016
Workshops ready. Here is what we have so far:
Safety Workshops – see the forms to reserve space
We offer a series of safety workshops plus members can get direct help with IIPP’s, some
types of training and environmental compliance. Most are free for members and their
employees.
Cal-OSHA Paperwork – What you should have in the office and on the jobsite.
With the average fine now up to $3,347 you really should get this simple stuff
done. The Cal-OSHA inspectior knows that lack of paperwork is an “easy”
citation so they look for the paperwork first. – Learn what you need and we’ll
even help members do it. 10/11 9AM to Noon at the Exchange
Crisis Management for Construction – Serious injury on the job. Job related
illnesses. Employee safety complaints. OSHA shows up and demands stuff?
Chemical spills. A visit from County Environmental. What you do next is very
important! 10/25, 9 to Noon
First Aid and CPR Both in the same session. Don’t let an injury turn into a
tragedy! Keep a safe work site and be ready for emergencies. Meets Cal-OSHA
requirements for training. Half price for members 10/12, 7AM until Noon at the
Exchange
Legal Workshops – See the forms to reserve space
Cathleen Curl legal Series – We are fortunate to have one of the regions most
respected construction attorneys conduct workshops at the Exchange. Send your
managers and key employees!
Construction Contracts - One contract mistake can destroy your company. Don't let this happen to you. Understand what you sign and know what you should never sign! One contract mistake can destroy your company!
Learn what you should, and should not, agree to! Find out what those hard to understand paragraphs REALLY mean! Free for Member companies. Wednesday, 10/5, 9:30 AM until about 11:30 AM. Send everyone who works with contracts! Sign up
Small Claims Court – Successfully file and win a small claims case for up to
$10,000 yourself! Everything you need to win. Stop paying big attorney fees on
small cases! Free for Member companies. Wednesday, 10/19 9:30 AM until
11:30 AM
Special FREE Yelp Workshop for all contractors and Suppliers!
Stop Being a Victim!
Yelp! Problems Workshop – Got some unfair bad reviews on Yelp that are
ruining your business? But Yelp is a robot and won’t take them down. Yelp
can be a tough nut to crack but attorney Jim Wagstaffe shows you how!
FREE for both Members and Non-Members. 10/20 9AM until about 10:30 – Everyone (not just
members) is welcome to attend this FREE workshop, but send in the form to reserve your
space.
Fun Stuff -We do lots of fun things!
We constantly have new things and many events and workshops fill
quickly, so keep reading this eNews for the latest. Here is what we
have right now:
Sharks – See the flyer for current games. We get our tickets as they come available –
so check back for more dates as the season progresses. All Sharks tickets go FAST so
don’t wait to get yours! Look for the Flyer in this issue.
Pheasant and Chukar – Guides, Dogs, BBQ and lots of Pheasant and Chukar – Get
there at 9:30 and leave for home with cleaned birds by mid-afternoon, or stay and shoot
clays at their excellent course! Two Dates:
Saturday 11/19/2016
Saturday 1/21/2017
Use the forms to sign up!
Theatre – Several fun nights coming soon!
Get tickets, sign up and learn more! Call the office at 650-591-
4486 and watch the weekly e-News for signup sheets.
Cirque Du Soleil. Discover LUZIA, experience a wondrous world that inspires
you to explore your senses, enveloped in light and nurtured by rain. Two
shows: Tickets limited This is the closest thing to visiting another planet
without actually leaving Earth. 1/4/17 Wednesday, at 8PM in San Francisco 3/12/17 Sunday, at 5PM in San Jose.
Need Social Media Help? Your Exchange provides assistance with websites, Yelp and Facebook marketing for members. Our ConstructionFinder.com website has many hits each month by people (both residential and commercial)
searching for contractors. But, many of our members do not benefit from this because they have no social media presence. Your Exchange will help you improve your current social media or build you a basic website and set up a Facebook and Yelp listing at no charge. It’s a member benefit. But you need to let us know you want it, provide a few photos and tell us what type of work you want to attract. We can orient your marketing towards the group you wish to reach. That can be residential, commercial or public works. This is one of your best and most valuable member benefits. Don’t let this opportunity for free stuff slip by.
Safety Services – Need safety stuff? Have a serious problem? Did you know
that members can receive on site help with responding to citations, crisis
management, chemical issues, environmental problems, IIPP’s, safety
plans, special trainings and other stuff from the Exchange. We can provide
sophisticated help that most “safety people” can’t. In most cases it is free for
our members.
Your custom IIPP program
Many types of Construction Training
Assistance with chemical and environmental issues
Site surveys
This is one of your most valuable member benefits! Call Tom at the Exchange. 650-591-4486
and be sure to attend our safety workshops!
Here is the link for tickets at only $25 each – This event always fills early - First come basis https://www.eventbrite.com/e/3rd-annual-women-in-construction-expo-tickets-27058478638 Your Exchange is a sponsor of this event. We recommend that each member try to send at least one
person.
We Moved (sort of) It’s the same parking lot, but a different door. We are now at 737A which is in back of the old 735 building. Just go down the same driveway and we are the first building on the right. 737A Industrial Road.
New Address: Peninsula Builders Exchange 737A Industrial Road San Carlos, CA 94070 Sincerely,
Tom McGinley Executive Director
For internal use only.
American Trust has created a preferred partnership program exclusively for Peninsula Builders Exchange. We are excited to offer our services to you and your members.
Currently the retirement industry is experiencing many changes. With looming new Department of Labor regulations, there is increased pressure on enhanced fiduciary oversight, fee scrutiny, education, advice, and participant protection. American Trust has the solution.
American Trust created ATArchitect to help participants retire successfully. ATArchitect is a sustainable retirement strategy that automatically and systematically understands participants’ needs, tracks their progress, and (re)allocates their funds to their best path. It adjusts their allocation between five ATDynamic allocation funds based on their personal characteristics, ATBlueprint® calculations, and current market conditions. It takes action based on market conditions and their unique situation. It knows when to diversify and when to make investment changes, and automatically makes those decisions for them!
American Trust Retirement is a proven leader in the industry. Our competitive advantages include maximum fiduciary protection, individually customized portfolios, targeted education programs, and comprehensive financial planning.
Peninsula Builders Exchange Preferred Program
Preferred PricingFor Peninsula Builders Exchange, we have created a volume-based set of fee schedules that will reward all members as the total group assets grow.
Partner Annual SponsorshipWe are committed to annual sponsorship of events and programs in support of the Exchange Members.
Simply better retirement. ®
Peninsula Builders Exchange737A Industrial Road | San Carlos, CA 94070 | p 650.591.4486 | f 650.591.8108
Morning Seminar - At The Exchange Tuesday October 11th, 2016
8:00am to 12:00pm
Members FREE!
$50.00 for Non-members
Cal-OSHA Record Keeping Get the Requirements Right!
C.H.A.S.E. Safety Seminars
Members FREE Please reserve ____ seats for the Cal‐OSHA Seminar. Space is limited!
Check for $ __________ (Members FREE, 50.00 Non‐member per person) is enclosed or
Visa/MC Card # ______‐ ______ ‐ ______ ‐ ______ exp. ____/ ____ CVV Code ______
Signature: ______________________________________________________________________________________
Company:______________________________________________________________________________________
Name of A endee(s): (Please Print)__________________________________________________________________
Email__________________________________________________________________________________________
Address:________________________________________________________________________________________
Phone:_________________________________________________________________________________________
Mail or Fax with Payment to: Peninsula Builders Exchange, 737A Industrial Road,
San Carlos, CA 94070‐3314*650‐591‐4486 (v) 650‐591‐8108 (f)
Cirque Du Soleil – With the Exchange Cirque Du Soleil. Discover LUZIA, experience a wondrous world that inspires you to explore your senses, enveloped in light and nurtured by rain. Two Shows: 1/4/17 at 8 PM in San Francisco
3/12/17 at 5 PM in San Jose.
Tickets are $125 each – Supply is very limited. First come basis.
______________________________________________________________________________
Please reserve __________ tickets for (circle one): SAN FRANCISCO SAN JOSE
On ____ / _____ / _______ $125 / seat Check for $ ___________ is enclosed
Visa/ MC/ AE Card # _________ - _________ - ________ - ________ Exp ___/___ CVV _____
Signature ___________________________________________ email ___________________
Name: (Please Print) ____________________________________________________________
Company Name: _____________________________________________________________
Address: ____________________________________________________________________
Phone: _______________________ Email ______________________________________________
Mail or Fax (credit card only for fax) with Payment to: Peninsula Builders Exchange, 737A Industrial Road, San Carlos, CA 94070 Phone: 650-591-4486 Fax: 650-591-8108
Please reserve ____ seats for the Construction Contracts Seminar. (*Please arrive on me to avoid disrup ng the seminar*)
Check for $ _________(Free for members & their employees on payroll, $70.00 Non-member per person) is enclosed or
Visa/MC/AE Card # ____________-___ _________ - ___________ - ___________ Exp. ______/ ______ CVV ________
Attendee(s) (Please Print)_____________________________________________________________________________
Company Name: ____________________________________________________________________________________
Address:____________________________________________________________________________________________
Phone:___________________________________Email________________________________________________________
Mail or Fax (Credit Card only) with Payment to:
Peninsula Builders Exchange, 737A Industrial Road, San Carlos, CA 94070-3314
Phone: 650-591-4486 Fax: 650-591-8108
irst Wednesday October 12th, 2016
7:00am to 12:00pm
$75.00 per member & $150.00 non-member
Keep a Safe Work
Site & Be Pre pa red
for Emergencies.
Being Trained for
CPR & First Aid
could save a Life
Both Seminars Together on Wednesday Oc tober 12th, 2016 Starting at 7:00AM and ending
at 12:00PM Members and their employees on payroll $75 for both. Non- members $150
_
Please return form with payment
Please Reserve _ places for CPR & First Aid Training.
Check for the amount of$_ ($75.00 per member/$150.00 non-member) is enclosed or
Visa/MC/AE Card# ________ Exp.�-- CW __
Signature: _______________________ _
Attendee'sName(s): _____________________
Company Name: ______________________ _
Address: ________________________ _
Telephone: ________ Email Address _____________ _
MailTo: Peninsula Builders Exchange, 737A Industrial Road, San Carlos, CA 94070 *-Phone (650) 591-4486 / Fax (650) 591-8108
Crisis Management
Workshop
for Supervisors, Managers and
Owners
When Things go wrong, what you do next is important. Serious injury, Chemical spills, Cal-OSHA Citations. Environmental penalties and more. This
workshop with safety expert Bill Sanborn shows you how to avoid or minimize problems and
control costs and fines!
Learn the injury and illness reporting requirements
Chemical and Environmental violations and citations
Citation and violation defense
Be able instruct other people at your company in Crisis Management
Get a certificate of completion
About 3 hours on Tuesday, October 25, from 9:00 AM to about Noon
Send your safety and supervisory people – Every construction company must have this program!
Members and their employees are FREE, but please let us know you are coming. Non Members $50
----------------------------------------------------------------------------------------------------------------------
Members and their employees on payroll are FREE, all others please include a check for $30 with each registration
Please Reserve __________ seats for the Crisis Management Workshop on 10/25/2016
Name: (Please Print)
Company Name:
Email:
Phone:
Mail or Fax to Peninsula Builders Exchange, 737A Industrial Road, , San Carlos, CA 94070 Phone: 650-591-4486 Fax: 650-591-8108
Includes: 2 pheasants, 3 Chukar cleaned,
Guide and Dog, & Lunch
Field Pass
Not Included: $30.00 each additional
pheasant
$20.00 each additional Chukar (Visa & MasterCard accepted)
Need current & valid Hunting License with Upland bird stamp or if you have an expired license bring it with you and you may purchase your new license and upland bird stamps at Birds Landing.
Non Hunters will also need this pass as well as an additional $25.00 charge for Lunch
Shot Gun Shells (recommend low base 6 shot or 7.5)
Restaurant for full breakfast starting at 7:00am
REQUIRED: Blaze orange hat or vest
They also have a very well stocked shooters ProShop
You may bring your own dog if you have your own group of 5 paid hunters. *Leslie must know at time of signup.
185.00 per hunter
Birds Landing Hunting Preserve and Sporting Clays 2099 Collinsville Road Birds Landing, CA 94512 Approximately 1 1/2 hours from San Carlos Birds Landing operates on approximately 1200 acres of prime habitat adjacent to Suisun Marsh, one of California premier waterfowl & pheasant hunting areas.
Deadline to signup will be Friday January 12th, 2017
Please return form with payment First Come First Served / Maximum 45 Hunters Check for $ __________ ($185.00 per person) is enclosed . Name: (Please Print)____________________________________________________ Company Name: ________________________________________________________ Full Address: ____________________________________________________________ Phone: ___________________________________________________________________ One form per hunter / please make photo copies. Specific Names: Hunters #1 ____________ #2 ____________ #3 ____________ #4 ____________
Mail with Payment to: Peninsula Builders Exchange 735 Industrial Road, Suite 100 San Carlos, CA 94070 Phone:650-591-4486 Fax: 650-591-8108 Email: [email protected]
Pheasant / Chukar Hunting Birds Landing Hunting Preserve
We will be assigning groups of 4 hunters. If you want to be with a specific person please let us know when you send the paperwork with names and check. (Please no phone reservations!)
Includes: 2 pheasants, 3 Chukar cleaned,
Guide and Dog, & Lunch
Field Pass
Not Included: $30.00 each additional
pheasant
$20.00 each additional Chukar (Visa & MasterCard accepted)
Need current & valid Hunting License with Upland bird stamp or if you have an expired license bring it with you and you may purchase your new license and upland bird stamps at Birds Landing.
Non Hunters will also need this pass as well as an additional $25.00 charge for Lunch
Shot Gun Shells (recommend low base 6 shot or 7.5)
Restaurant for full breakfast starting at 7:00am
REQUIRED: Blaze orange hat or vest
They also have a very well stocked shooters ProShop
You may bring your own dog if you have your own group of 5 paid hunters. *Leslie must know at time of signup.
185.00 per hunter
Birds Landing Hunting Preserve and Sporting Clays 2099 Collinsville Road Birds Landing, CA 94512 Approximately 1 1/2 hours from San Carlos Birds Landing operates on approximately 1200 acres of prime habitat adjacent to Suisun Marsh, one of California premier waterfowl & pheasant hunting areas.
Deadline to signup will be Friday November 11th, 2016
Please return form with payment First Come First Served / Maximum 45 Hunters Check for $ __________ ($185.00 per person) is enclosed . Name: (Please Print)____________________________________________________ Company Name: ________________________________________________________ Full Address: ____________________________________________________________ Phone: ___________________________________________________________________ One form per hunter / please make photo copies. Specific Names: Hunters #1 ____________ #2 ____________ #3 ____________ #4 ____________
Mail with Payment to: Peninsula Builders Exchange 735 Industrial Road, Suite 100 San Carlos, CA 94070 Phone:650-591-4486 Fax: 650-591-8108 Email: [email protected]
Pheasant / Chukar Hunting Birds Landing Hunting Preserve
We will be assigning groups of 4 hunters. If you want to be with a specific person please let us know when you send the paperwork with names and check. (Please no phone reservations!)
Reserve yours before they’re gone! Tickets must be purchased 1 week before the game of your choice. *Times subject to change. Please verify start me the day of you game(s)
Please return form with payment
Please reserve _____ Ticket(s) for Sharks vs. L.A. Kings on 10/12/2016 $50.00 per cket
Please reserve _____ Ticket(s) for Sharks vs. The Canadians on 12/02/2016 $50.00 per cket
Please reserve _____ Ticket(s) Sharks vs. The Florida Panthers on 2/15/2017 $50.00 per cket
Please reserve _____ Ticket(s) for Sharks vs. Calgary Flames 04/08/2017 $50.00 per cket
Our check for the amount of $ ___________ is enclosed.
Contact Name: _____________________________________________________________________
Company Name: ___________________________________________________________________
Address: __________________________________________________________________________
Telephone: _________________________Email__________________________________________
Mail To: Peninsula Builders Exchange, 737A Industrial Road, San Carlos, CA 94070‐3314
Phone: (650) 591‐4486 FAX: (650)591‐8108, andrea@construc onplans.org
VS
Wednesday, October 12th, 2016 at 7:30pm* the Sharks will be playing Rivals the L.A. Kings
in their Home Opener ckets are $50.00 each
Friday, December 2nd, 2016 at 7:30pm* the Sharks are having their Star Wars Night ck-
ets are $50.00 each
Saturday, April 8th, 2017 at 7:30pm* the Sharks will be playing the Calgary Flames in their
Home closer and Fan Apprecia on Night Tickets are $50.00 each
VS
VS
VS
Wednesday, February 15th, 2017 at 7:30pm* the Sharks will be playing The Florida Panthers
$50.00 each
SOLD OUT
Join the Peninsula Builders Exchange
for the 2016-2017 Season of the 2016 Western
Conference Champions the San Jose Sharks! It promises to be another wild ride as usual. We will be going to 4 games this season and ckets are very limited so get yours now! All games
will be played at SAP Center!
Yelp Problems Workshop Special FREE Yelp Problems Workshop for all contractors and
Suppliers!
Yelp! Problems Workshop – Got some unfair bad reviews on
Yelp that are ruining your business? But Yelp is a robot and
won’t take them down. Yelp can be a tough nut to crack, but
attorney Jim Wagstaffe shows you how!
Bring your Yelp questions and problems for discussion at the end of the
workshop!
FREE for both Members and Non-Members. Thursday, October 20th from 9AM until about
10:30 at Peninsula Builders Exchange; 737A Industrial Road, San Carlos. Everyone (not just
members) is welcome and there is no charge – but please reserve your space by faxing in the
form. More info: Call Tom at the Exchange; 650-591-4486
Space is limited, workshop size is limited to 25 people.
------------------------------------------------------------------------------------------------------------------
Please save me ____ Seats at the Yelp Workshop on 10/20/2016
Name; _______________________________________________________________
Company: ____________________________________________________________
Contact Telephone: _____________________________________________________
Email: _______________________________________________________________
Mail, Fax or Email form to: Peninsula Builders Exchange, 737 A Industrial
Road, San Carlos CA 94070. Fax: 650-591-8108. Email:
Peninsula Builders Exchange is a non-profit, member run, association dedicated to helping the
construction industry. We have been doing this since 1945.
Contractor ProView h
f Supplier ProView
ProView is how the entire construction industrywill see – AND connect – with companies like yours when they searchthebluebook.com. It provides all the information decision-makers needabout your company in one complete, convenient format.
ProView quickly brings your projects or products to life with a dynamic full-color, image gallery! It’s also equipped with a personalized, portableURL so you can feature it in all of your marketing communications. Don’t have a website? ProView offers a powerful solution that includes:
Get your company connected to the industrytoday with a Blue Book Network ProView.800-431-2584 | www.thebluebook.com
Your Connection to the Industry...
• Complete Company Information/Branding • Geographical Areas Serviced• Recently Completed Projects• Full-Color Photo Gallery of Your Projects/Products• Email Links for Information and PreQual Requests• Links to Specs, BIM, CAD and other “Related Files”• Name Brands and Products Installed/Supplied• Trade Associations, Memberships & Govt. Certifications
C.H.A.S.E.
Need Help With Safety?
Need Help With Safety and Environmental
Issues? The Safety Resource for Peninsula
Builders Exchange Members is C.H.A.S.E.
C.H.A.S.E. President Bill Sanborn is the regional expert on Construction
Health and Safety Issues. If you need safety advice please give him a
call!
Safety Plans (IIPP)
Construction Safety Related Training
Cal-OSHA Paperwork
Citation Defense
Environmental Issues
Employee Safety and Exposure
Ergonomics
Call Bill Sanborn at:
408-374-9565
Litigation History Search Request One of the best ways for residential contractors to assess your owner client is to look at their past. Have they been involved in a lot of litigation? People tend to continue the same pattern in life and those who have had a great many disputes in the past will probably also have them in the future. Your exchange will provide member companies with a San Mateo County court history of prospective clients. Please complete the form, sign and return to PBX by fax or mail. Please note that all responses to your request are by email only, so be sure to provide a clearly printed email address. Name of individual _________________________________________________________ Last known address: ________________________________________________________ ________________________________________________________ Name of Member Company: __________________________________________________ Name of person making request: _______________________________________________ Email for response ___________________________________________________ print clearly Contact telephone: ____________________________________________________ We make no warranty or guarantee concerning the accuracy or reliability of the content. Assessing accuracy and reliability of information is the responsibility of the user. Information is provided from public records. Peninsula Builders Exchange and its suppliers shall not be liable for errors contained herein or for any damages in connection with the use of the information contained herein. Signature: __________________________________ Date: _____________________ Fax to: 650-591-8108 Mail To: Peninsula Builders Exchange, 735 Industrial Road, San Carlos, CA 94070
Construction
Mediation
Services Most construction disputes can be
amicably settled with a little help. The
Peninsula Builders Exchange is a
non-profit organization dedicated to
improving the construction industry.
Among our services, we provide
mediation at no charge to any parties
involved in a construction related
dispute.
This is true “no fault” mediation. There
is no decision or judgement, we
simply try to help the parties reach a
resolution. Our success rate is about
90%. It only takes a couple of hours.
Regardless of what your contract
says, we are happy to help if both
parties agree to try and settle their
differences.
If you have not yet signed a contract,
you can use the following clause as
an addendum to a construction
contract and include mediation in your
agreement.
Construction Contract
Mediation Clause
In the event of a dispute regarding the terms,
conditions, and performance by the parties to
this Agreement, the parties hereby agree to
seek and engage in good faith in mediation as a
condition precedent to engaging in arbitration
or litigation, using the Peninsula Builders
Exchange to administer the mediation. If a
party to this Agreement initiates litigation or
arbitration without first initiating mediation,
and that party prevails and would otherwise be
entitled to recover its attorneys' fees, that party
shall not be entitled to recover its attorneys’
fees.
The cost of said mediation shall be borne
equally by the parties. If mediation is
unsuccessful and the parties do not resolve the
dispute in mediation and proceed to arbitration
or litigation, then the cost of said mediation,
including attorney’s fees, shall be recoverable as
a cost to the prevailing party in said arbitration
or litigation.
Also check out our searchable database
of contractors at:
www.ConstructionFinder.com
The Peninsula Builders Exchange is a
local non-profit association dedicated to
improving standards in the construction
industry. We have been doing this since
1945.
737A Industrial Road
San Carlos, CA 94070
650-591-4486
Email: [email protected]
We are open from 7:30 to 4:30
weekdays.
Reduce Health Insurance Costs? Don’t expect a miracle but there are a
few things you should do! The legislated inclusion of many people who
could not get “normal” health insurance has really increased the price
that everyone pays. Insurance is one of the biggest employee expenses
you have – and one that has come under increased attention in the last
two years. There are a couple of things you should do to try and keep
costs under control:
Form a small group: In California a group can be two people or more. Even with only
two people in the “group” you get about 5% off the single person premium. If you can
put together a larger group of more than five insured you can save up to 10%.
Look for the “sweet spot”. The sweet spot is the best cost versus benefit policy. Carriers
play the numbers to make their policies appealing. If you look at you likely usage versus
the premium, deductible and out of pocket max, you will find that there is usually a
policy that will actually cost you less overall considering all costs, and it is usually not
the least expensive nor is it the most expensive choice. You should check this annually
because the rates and plan features change rapidly in these troubled times for health
insurance.
Compare carriers annually. The carriers have to make a profit to stay in business, but
the age mix of their customers can help change the cost. A carrier with a lot of young
customers can have lower rates for the older ones (under Obamacare the young “support”
the old) so check your rates against other carriers every renewal period to see if things
have changed.
You need help doing this. You need a broker with the patience and desire to really help you
rather than just make more money by increasing your premium. We recommend Todd Taylor at
Taylor Benefits. He has helped over 100 members save on health insurance. You can reach Todd
at 408-358-7502
Health Insurance Answers You Can Trust
Need help in understanding how to get decent
coverage?
Want to see if you will benefit from the 2014
changes?
Will an HSA work for my insurance needs?
Will health insurance help retain employees?
Can I position my income for a insurance subsidy?
How can I get “guaranteed issue” if I have health
problems?
Which carrier should I choose?
Plan Administration and Paperwork? – Just leave it to
Us!
Call Todd Taylor, our preferred Health Insurance Person for straight
forward answers you can trust. Todd has helped over 100 members!
650-594-5933 408-358-7502
Choose from any of the following plans:
Kaiser-Convenient & one close location for all of
your health care needs
Anthem Blue Cross & Blue Shield - Largest
selection of plans & largest PPO networks in the state
Health Net-great alternative carrier to the Blues with
competitive plans
Health Insurance Answers You Can
Trust!
408-358-7502 or 650-594-5933
Here are some reasons why companies belong to the Exchange: Problem Solving – we help you solve business problems. Your Exchange is a place to call for business and industry information.
Staff help – You may know everything – but how about the people who work for you? We are here to help them also. Your Exchange provides training in the things your staff needs to know to help your business grow and is a resource for them to call with specific questions. Safety Training and Assistance – We have a Construction and Environmental safety professional on call to help you.
Social contacts – Work with, travel with and learn from others in your Exchange. Come to our parties and go on our trips and events. We help you meet your peers in our industry.
Power in Numbers - Hundreds in San Mateo County and Thousands of other builders exchange members statewide. We work as a group to bring our issues and opinions to the attention of local and state government. Training and Assistance – Your managers, foremen and field people need to work safer, smarter and more profitably . Your Exchange does construction industry training from lien laws to marketing, to safety certifications. Relationships – We all help each other. Your Exchange is the place where you can form solid and profitable relationships that go beyond just business. Levels of Participation – At your Exchange you have the opportunity for all levels of participation from taking trips to exotic locations to having your staff call in your questions and problems for on the spot help. Or you can just use the on-line plans; safety and business training and updates on industry news and legislation. You decide how much participation you want!
Sincerely,
Tom McGinley Executive Director
Peninsula Builders Exchange Benefits Why do people join?
Plans on-line and Plans on-the-shelf Vendor history online Safety and other training online record keeping Upload your plans for members to bid Health Insurance Plans Worker’s Comp Plans Business Assistance Customer litigation history Conference Room Use Weekly Industry e- News Online Listing on ConstructionFinder.com Construction Notary (free) Customer Litigation History Research Construction Forms Business Seminars Dispute Mediation Safety Assistance and citation defense Safety Training Classes First Aid and CPR training State and Local Lobbying Golf Events Trips to Mexico Trips to Asia, Europe and South America Theatre Events Pheasant Hunting Big Game Hunting trips Fishing Trips Worker’s comp group insurance discount for members only.
Membership Application
Join the Exchange! Firm Name ___________________________________________________________________________ Telephone _____________________ Fax _______________________ Email _______________________ Name of Owner. ________________________________________________________ Contact Person ____________________________ Title _________________________ Business Address ______________________________ City & Zip ________________________________ Mailing Address _______________________________ City & Zip ________________________________ Email _________________________________________ Website _______________________________ Type of Business _________________________________________________________________ Contractor’s License # ____________________________ Classification ______________________ Membership Statement: This applicant, upon acceptance for membership in the Exchange agrees to abide by all rules and by-laws of the Exchange. The Peninsula Builders Exchange is a non-profit, member run association dedicated to improving standards and communications within the construction industry. We have been assisting contractors, sub contractors and suppliers since 1945.
Visa / MC ____________/ ____________/ ______________/ _____________ Exp. Date ____________ Name on Card: ___________________________________________ VIN Number _________________ Authorized Signature: ______________________________________________ Date: _____________ Referred By: ________________________________________________________________________ Application Fee of $100 Annual Dues: $400 (Total $500) please include with application
www.ConstructionAssistant.com
Peninsula Builders Exchange, 735 Industrial Road, San Carlos CA 94070 650-591-4486(v) 650-591-8108(f) [email protected]
Fax To: 650-591-8108 Peninsula Builders Exchange 737A Industrial Road San Carlos, CA 94070 650 -591-4486 [email protected]
PUBLIC NOTICE The County hereby announces its fiscal years 2017 through 2019 goal of 26% for Disadvantaged Business Enterprise (DBE) Airport Construction Contracts. The proposed goals and rationale are available for inspection between 9:00 a.m. and 5:00 p.m., Monday through Friday at the Equal Opportunity Department, located at 2310 North First Street, Suite 101; San Jose, CA for 30 days from the date of this publication and notice to interested participants. Comments on the DBE goal will be accepted for 30 days from the date of this notice/publication and can be sent to the following: Mark Paschal, DBE Liaison Officer Equal Opportunity Department 2310 North First Street, Suite 101 San Jose, CA 95131 Tel. (408)993-4845
E-mail: mark/[email protected]
AND/OR Patricia A. Wright, AWP-9 DBE/ACDBE Compliance Specialist For Western Pacific Region Federal Aviation Administration Mail: POB 92007; Los Angeles, CA 90009-2007 Address: 15000 Aviation Blvd.; Lawndale, CA 90261
E-mail: [email protected]
Office: 310-725-3955 Cell: 619-512-6683
Contract Goals The County of Santa Clara will use contract goals to meet any portion of the overall goal that the recipient does not project being able to meet using race-neutral means. Contract goals are established so that, over the period to which the overall goal applies, they will cumulatively result in meeting any portion of the recipient’s overall goal that is not projected to be met through the use of race-neutral means. The County will establish contract goals only on those DOT-assisted contracts that have subcontracting possibilities. It need not establish a contract goal on every such contract, and the size of the contract goals will be adapted to the circumstances of each such contract (e.g., type and location of work and availability of DBE’s to perform the particular type of work). The County of Santa Clara will express its contract goals as a percentage of the total amount of a DOT-assisted contract.
Dodd-Frank Legislation Impact on Contractors Who Sell Homes and Want to Finance Sale The Dodd-Frank Wall Street Reform and Consumer Protection Act, Pub. L. No. 111-2013, 124 Stat. 1376 (July 21, 2010) was passed by the federal government to address perceived issues with unqualified buyers
receiving loans to secure owner-occupied housing. It is intended to work with other laws such as The SAFE Act, RESPA, the Truth-in-Lending Act, and Regulation Z to protect borrowers for taking out improper loans. Some of our members may be selling or considering selling residential properties they have improved to buyers who intend to occupy the homes, and the sellers may wish to finance the sale of the property. If a seller-builder wishes to finance the sale of the property, and to avoid violating Dodd-Frank, it appears that a seller-builder is required to use a licensed independent loan originator, such as a mortgage broker. To avoid potential liability under Dodd-Frank, the broker should insure that all relevant federal and state lending guidelines are properly followed, and that only qualified, bonafide buyers obtain loans. Under Dodd-Frank, a loan originator is a person who for direct or indirect compensation or gain takes a residential loan application or offers or negotiates the terms of residential mortgage loan. Such a person must be a licensed mortgage broker in compliance with all laws. Transactions excepted from coverage by Dodd-Frank include: 1) Sales of vacant land, commercial properties, rental properties, or properties used for
investment purposes; 2) Sales to non-consumer buyers such as corporations, limited liability companies, and
partnerships; 3) Certain other exceptions not applicable to seller-builders.
Punishment for violating Dodd-Frank and related laws are harsh. Depending on which lending law is violated, the violator could be liable for attorneys’ fees and costs incurred in prosecuting the violator, penalties of up to $4,000 per day at a minimum, $25,000 for reckless violations, and $1,000,000 per day for knowing violations. Other remedies available could include rescission and reformation of the contract, refund of borrower costs, return of interest paid, return of real property, restitution, disgorgement or compensation for unjust enrichment, private damages, other monetary relief, and other relief not yet defined.
The PBX believes that members should not attempt to sell a residential property to a buyer who intends to occupy the property, that a member has constructed, and to carry back financing from the buyer, without using a licensed loan broker. Some ways that sellers may attempt to structure a transaction to avoid prohibition by Dodd-Frank include the following:
1) Attempting to sell a property to individuals who form a corporation to own the
property; 2) To use a lease purchase with some or all of the lease payments going to pay for
purchase of the property; 3) Using a double closing, where the seller and buyer use two closings to effect the
transfer of the property; Use of one of these stratagems or some other mechanism which seems to avoid coverage by Dodd-Frank could backfire. They may appear to be attempts to violate the spirit or purpose of Dodd-Frank, and the seller could still be held liable and incur the substantial penalties under Dodd-Frank or other related lending laws. Since Dodd-Frank is a new law, there is uncertainty about how it and its terms will be applied and interpreted. Wording of the law is broad, complicated and vague, and may be inconsistent with other federal laws and regulations. As the courts review and interpret the statute, a better understanding of the applicability of the law will be obtained which could help members in the future determine a way to finance the sale of a residential property without violating Dodd-Frank or other similar laws. ***************** LAW OFFICES OF JONATHAN J. SWEET 75 E. Santa Clara Street, Suite 1180 San Jose, CA 95113 Voice:(408) 291-1957 www.jonathansweetlaw.com email: [email protected]
