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SAP West Balkans Milan Bjeloglav SAP konsultant ICIT, Oktobar 2007

SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

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Page 1: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

SAP West Balkans

Milan BjeloglavSAP konsultantICIT, Oktobar 2007

Page 2: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

SAP West Balkans

Osnovan 2006. godine

Transparentna dostupnost svih SAP proizvoda zemljama West Balkans regiona (Bosnia and Herzegovina, Serbia, Montenegro, Macedonia and Albania).

Apsolutni lider poslovnih rešenja za sve industrijske domene u West Balkans regiji.

Zapošljava više od 45 zaposlenih.

Specificnosti kompanije:Dve kancelarije u BeograduInternationalni tim

Page 3: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

SAP west Balkans je lider u domenu poslovnih aplikacija

Verodostojni poslovni partnerZa više od 80 kompanija

Specijalizovano industrijsko znanje4 SAP Regional Centers of Expertise

Verodostojni eko sistemPreko 15 sistem integratora, partnera, prodajnih kanala...

Jedan od najpoželjnijih poslodavaca

Page 4: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

SAP rešenja za Osiguranje

Milan BjeloglavSAP konsultantICIT, Oktobar 2007

Page 5: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Industrijska rešenja

Poslovna rešenja

Tehnološka platforma

Računarska platforma

SAP product portfolio

SAP for Insurance

Page 6: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

SAP poslovna rešenja za oblast osiguranja

MarketingManagement

SalesManagement

CustomerService

Mobile Field Enablement

Collections & Disbursements

Commissions

Reinsurance

Financial Asset Management

Product Management

Policy Management

ClaimsManagement

Human CapitalManagement

General Ledger

Controlling

SupplierRelationshipManagement

Procurement

Projects, etc.

Business Partner

MDM XApps XI Portal Business Process Management BI KM Mobile,

etc

Strategic Enterprise Management Business Information Warehouse

Analytics

Insurance Core Applications

Insight DrivenSales & Service

NetWeaver

Business SupportApplications

Page 7: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

SAP Policy Management

Page 8: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Arhitektura rešenja: osnovni sistem + poboljšanja u oblastima poslovanja

LoB M

odules

Life P&C Auto Priv.Health

Static.Health

Basic System

Integration in SAP for InsuranceComponents

BP FS-CD FS-CM FS-CS BIFS-RI

Product Management

Development

Control & Calculation

Basis Methods

Process Management

Development

Control

Basis Business Processes

ContractManagement

History Management

Business Objects Correspondence

Fund Management

Object Management

Journal Management

Products

Bus.Trans

Ins. Math

Products

Bus.Trans

Ins. Math

Products

Bus.Trans

Ins. Math

Products

Bus.Trans

Ins. Math

Products

Bus.Trans

Ins. Math

Page 9: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Jednostavna i bezbolna definicija proizvoda I računanja premija (time-to-market

Fleksibilan dizajn novih proizvoda

Moguć razvoj proizvoda za različite oblasti poslovanja (Line of business)

Centralizovan razvoj i administracija proizvoda osiguranja

Enkapsulirane runtime komponente omogućavaju lansiranje novih proizvoda na produktivnim sistemima

Centralizovana dokumentacija o proizvodima

Pojednostacljano održavanje i upravljanje verzijama proizvoda

Page 10: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Development Environment

Product Manager

Designer

Live Environment

Provision of Product Information for Runtime

Runtime

Product Data Product Model

Formulas

Product Collection

(Compilation)

AdapterDispatcher

FS-PM

Release

Page 11: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Product i Contract Model

Sales Product

Elementary Product

Product

Policy

Coverage

Contract

FS-PM Contract ModelProduct Manager (msg.PM) Product Model

Page 12: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Centralizovana kotrola poslovnih procesa

Fleksibilno i efektivno formiranje poslovnih procesa

Lako održavanje procesa zahvaljujući enkapsuliranoj struturi pod procesa i aktivnosti

Osnovni procesi i unapredjeni proizvodno-oblasno specijalizovani procesi se mogu direktno koristiti ili dalje unaprediti

Uključene su osnovne SAP funcionalnosti ( workflow, correspodance, authorization)

Page 13: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Osnovni poslovni procesi u upravljanjuprocesima

Osnovni Poslovni procesi

New Business

Technical Change

Legal Change

Resetting

Update

Inquiry

Universal Change(Technical, Legal)

Process Management

Development

Basis Bus. Processes

Control

Page 14: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Konstrukcija i kontrola poslovnih procesa

Geschäftsvorfall

enthält/ist eingebettet in

Geschäftsprozess

enthält

Aktivität

Produktelement- ist zugeordnet enthält/ist eingebettet in

Geschäftsvorfall

enthält/ist eingebettet in

Geschäftsprozess

enthält

Aktivität

Produktelement- ist zugeordnet enthält/ist eingebettet in

Primer:Poslovni proces• New Business

Poslovna transakcija• Uneti sve podatke na nivou polise

Aktivnosti• Uneti podatke o aplikaciji• Uneti podatke o nosiocu

osiguranja• ...

Business Process

Business Transaction

Activity

can

cont

ain

cont

ains

can

cont

ain

can

be

embe

dded

can

be

embe

ddedis

embe

dded

Page 15: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Osnovne funkcionalnosti Contract Management-a

Osnovne funkcionalnosti

Journal Management

History Management

Workflow

Authorization

Correspondence

Time Model

Object Management

Fund Management

etc.

Page 16: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

FS-PM kao koenzistentno rešenje za različite oblasti poslovanja

Flexibilna reakcija na zahteve tržišta, sa proizvodno vodećim portfolio management-om

Koenzistentno korišćenje osnovnih funkcionalnosti, bez redundansi

Implementacija standarnog software-a uz garantovanu funkcionalnost koju klijent zahteva

Postojanje najbitnijih poslovnih transakcija u oblastima životnog, svojinskog i auto osiguranja

Page 17: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

SAP Claims Management

Page 18: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Novi strategijski pravac poslovanja osiguravajućih kompanija

Niža kompezacija + povećana uslugaNovi strategijski pravac

Iz ugla osiguravaj

uće kompanije

Iz ugla mušterije

Danas Budućnost

Pasivno upravljanje štetama

=

“Samo” odšteta

Osiguravajuća kompanija ima

kritičan pogled na štete

= “Neprijatelj”

Proaktivno upravljanje štetama

“Rešavanje problema”

Osiguravajuća kompanija kao verni

spasioc u teškim momentima

= “Partner”

Source:Versicherungswirtschaft 22/99

Page 19: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Claims Management Process

1 Notice of loss

2

4

3

5

6

8

7

9

10

11

Assignment to claim handler

Coverageverification

Open coverages/subclaims

Reserves

Collect add. facts

Compensation calculation

Payments

Recovery & Subrogation

Salvage

12

Claim items

Measurements/Reporting

InsuranceCompany

Page 20: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Ubrzava poslovanje naših klijenataLakše implementiranje promea, npr: u procesima, prozvodimaManje ljudi je neophodno da bi procesirali i rešili štetuSmanjen ciklus štete, omogućujući bržu odštetu

SAP Claims Management poboljšava kompetentnost osiguravajuće kompanije

Podiže na viši nivo sveobuhvatno poslovanjeProfit od umanjenih troškova kompezacijeProfit od uvećanih uslugaProfit od pregovaranja sa eksternim dobavljačima

Poboljštava efikasnostReal-time informisanje, brže donošenje odlukaManji napor potreban za knjiženje i rezervisanjeTransparentnošću se poboljšavanj znanje zaposlenih / lak uvid u PP

Page 21: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

SAP Incentives and Commisions

Page 22: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

SAPHR

SAPFI

SAPFS-CD ...

Collections/ Disburse-

ments...Others

Settl

emen

t A

gree

men

t

Com

mis

sion

Con

trac

t

Valu

atio

n an

d R

emun

erat

ion

Rul

es

Commission Case

Settlement

Pozicija FS-ICM rešenja

Partner

ORG

CommissionAccounts

ContractManage-

mentSystems

BusinessWarehouse

BW

Page 23: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Implementacija novog distributivnog kanala kao scenario (1)

Novi business partners se kreiraju

Novi standarni pojedinačni ugovori se kreiraju

Novi standarni ugovor predstavlja novi distributivni kanal

Page 24: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Nove organizacione jedinice se kreiraju

Implementacija novog distributivnog kanala kao scenario(2)

Novi pojedinačni ugovori se kriraju i dodeljuju odredjenim nivoima u organizaciji

Da bi usemrili prodaju ka pravom cilju, odredjuju se uslovi ugovora

Page 25: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

FS - Collections and DisbursementsNaplate i potraživanja u industriji osiguranja

Ana DjokićSAP konsultantICIT, Oktobar 2007

Page 26: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Analitička knjiga i integracija

Business Partner

Policy Mgmt

Commission System

Claims Mgmt

Calculating Systems

Invoicing, Settlement System

Subledger

FS-CDCollect./ Disb.

Bank

SAP R/3 General Ledger

Profitability Analysis

Cost Center / Profit Center

Cash Management

Page 27: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Jedna analitička knjiga za sve vrste osiguranja

Collections and Disbursements

Životno Neživotno Zdravstveno ...

Account

Life ClaimsHealth

debit credit305

120

Balance

98

327

Fleksibilan model matičnih podataka

Primer: Jedan konto za različite vrste osiguranja

• Komunikacija

• Izvod stanja

• Plaćanja

• ...

Page 28: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

FS - Collections & Disbursements- Proces -

Customer Interaction

Posting of Receivables/Payables

22

33E-Service

Call,E-mail

55

Integration Financials, Controlling, Cash Management

Reporting

66

Chat, Fax

11

Multi-channel Support

44

Policy / Claims / Reinsurance / Commissions

Settlement of Payments (external or internal initiated or via Brokers)

DunningInterest CalculationInstallment Plans

Page 29: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Efikasnost...Omogućava da se uplatama i isplatama upravlja brzo, precizno

i efikasnoProcesi se izvršavaju:

Naplate i isplateSve vrste osiguranjaDirektne naplate i naplate putem brokera

Transparentnost...

Samo jedan sistem analitičke knjigeCentralni pogled na sve vlasnike polisa, brokere i druge

poslovne partnereTok novca u jedinstvenom sistemu

FS - Collections & Disbursements omogućava

Page 30: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

FS - Collections and Disbursements- zaključak -

Je zrelo rešenje sa mnogo uspešnih referenci

Implementacija ovog rešenja je brza i troškovno opravdana

Dokazana efikasnost i ušteda troškova u poslovanju

Može se integrisati sa SAP ili drugim postojećim sistemima

Page 31: SAP West Balkans - ICTI - hricti.svijetosiguranja.hr/UserFiles/File/icti/02 Milan Bjeloglav.pdf · SAP R/3 General Ledger Profitability Analysis ... Interest Calculation Installment

Hvalana pažnji!

Ana ĐokićConsultingCenter of Expertise - Insurance Europe, Middle East, Africa (EMEA)

SAP West Balkans d.o.o.Vladimira Popovica 611070 Belgrade, Serbia

M +381 64 64 11 674T +381 11 21 20 572E [email protected]

Milan BjeloglavConsultingCenter of Expertise - Insurance Europe, Middle East, Africa (EMEA)

SAP West Balkans d.o.o.Vladimira Popovica 611070 Belgrade, Serbia

M +381 64 64 11 674T +381 11 21 20 572E [email protected]