Sankar Datta Basix-it

8/3/2019 Sankar Datta Basix-it

1/20

BASIXs experience in using

ICTs for promotion ofLivelihood opportunities

Presentation byDr. Sankar Datta

BASIX


2/20

BASIX is a new generation livelihood

promotion institution, established in 1996,working with over 320,000 poor households,

in 50 districts of nine states across Indiawith Rs. 2,213 million loan outstandingand an on-time repayment of 98.2%,

With a team of 2,300 staff


3/20

Mission

To promote a large number of sustainable

livelihoods, including for the rural poor andwomen, through the provision of financialservices and technical assistance in an

integrated manner.

BASIX will strive to yield a competitive rateof return to its investors so as to be able toaccess mainstream capital and human

resources on a continuous basis


4/20

We thinkPoor in a village with no telephone

connections,needs a mobile connection more than

we do in cities flushed with cables


5/20

Why ICT ???

Poor are dispersed, fragmented and aresmall. Therefore supporting theirlivelihood requires: Large number of

Multiple transactions of small amounts Dispersed over a large geography

Providing a large range of services.

Doing this efficiently, with scale, onsustainable basis, (which requires better

decision support, better monitor), needsuse of ICT


6/20

Evolution of MIS in BASIX

FAMIS 2000(Financial Accountingand ManagementInformation System)

DOS based, Single user,Foxpro databaseFirst installation at Raichur

Methodology used is JLGand SHG Group level

Simple InterestDiminishing balances

1997


7/20


FAMIS 2000




1997

Windows based, Foxprodatabase

Multi userMethodology used is JLG

and SHG Member levelSimple and Compound

InterestDiminishing balances

and Flat Rate

FAMIS PLUS

2001


8/20


FAMIS 2000




1997

Windows based, Foxprodatabase

Multi userMethodology used is JLG

and SHG Member levelSimple and Compound

InterestDiminishing balances

and Flat Rate

FAMIS PLUS

2001

2001

BANKSOFT

Client Server

TechnologySoftware for Micro

finance and BankingNPA Analysis


9/20

Evolution of MIS in BASIX cont..

2004

DELPHIX

Highly integrated multi user RDBMS applicationsoftware developed on ERP concepts

Core software for BASIX TriadClient-Server Technology

Back end : ORACLE 8i, Front-end: D2k45 Installations across India

High data security100% automation of all business modules


10/20

BASIX IT Products

Main Systems

DELPHIX

Bank Soft

FAMIS PLUS

Network

All Units linkedthrough the net

VSAT in KBSLAB

Sub Systems

BASIX IDIAS VOLAC

Discoverer

BASIX V-CoP

BASIX eMap (GIS)

BIBLIO

BASIX Plan


11/20

Field Hardware

Women LSA Vijayalakshmi using HHD at field


12/20

Technology Integrations

Hand Held Terminal Bio-metric Device

Mobile application for MIS


13/20

Samruddhi Collection card BASIXPM

Devices Used for Automation of

Field Transactions

BASIXiStation BASIXCollect

Fi i i U b ffi


14/20

Finger print capturing at Urban office

External IT-Clientele List

E t l


15/20

Ankuram Sangam Poram,

Aadarsha Welfare Society, CEAD

(9), COVA, GRAM(19), KOUTLA-

B MACS, BASICS Ltd., CARE (2),

Beamacs,Village Origination Society

Ananthpur

ASSEFA,

Sanghamitra,

SNFL, Gramlaya

NBJK, ASSEFA

RGVN, CARE (8), FARR, ADHIKAR,

ANTODAYA, Parivartan, ARASHAD,

GramUtthan

ASSEFA, Intermon

Oxfam Homeo

Society, GSST, SGVS,

SEDT,

KAWAD, SRFS, Jindal

Foundation, SUFS,Manjunathan Trust, NKRDS,

Prawardha, Navchethana

Badlao Foundation, NEEDS, Vedic

Society,JCMB, Janajagaran

Munch , SVJK,Holy cross, Nirdesh

, AVS,NBJK, SSS , VWS, RGVN

Lokaprerana,Sevapranta samikhit

Kendra ,RDSS

RGVN

NGOSP & CSPASSEFA ,

Dosa/Dholpur

ASRA, PRAYAS,

SAMBHAV,

SOPAN, Vardan Trust

VASPS, Sadguru,

BGMS, Krupa

External IT-Clientele List

Total No of

Installations-123

Ankuram Sangam Poram,

Aadarsha Welfare Society,

CEAD (9), COVA,

GRAM(19), KOUTLA-B

MACS, BASICS Ltd.,

CARE (2), Beamacs,

Village Origination Society

Ananthpur

ASSEFA,Sanghamitra,

SNFL,

Gramlaya

NBJK,

ASSEFA

RGVN, CARE (8)

FARR, ADHIKAR

ANTODAYA

ParivartanARASHAD

GramUtthan

ASSEFA, IntermonOxfam Homeo

Society, GSST,

SGVS, SEDT,

KAWAD, SRFS, Jindal

Foundation, SUFS,

Manjunathan Trust, NKRDS,

Prawardha, Navchethana

Badlao Foundation,NEEDS, Vedic Society,

JCMB, Janajagaran

Munch, SVJK, Holy cross,

Nirdesh , AVS,NBJK,

SSS, VWS, RGVN

Lokaprerana, Sevaprantasamikhit Kendra, RDSS

RGVNNGOSP & CSP

ASSEFA ,

Dosa/Dholpur

ASRA, PRAYAS,

SAMBHAV,

SOPAN, VardanTrust

VASPS, Sadguru,

BGMS, Krupa

External

IT-Clientele Listotal Number of

nstallations-123


16/20

Lessons

Selection of the technology: Robust,

Cost effective, has life Select appropriate IT Partners

Proper architecture: Unify Synchronize operations and software

development To develop in-house or outsource


17/20

Lessons

Rigorous pilot testing: review and

refine Good project management and

documentation End user involvement

Seven elements in an IT Intervention


18/20

Seven Elements

of Design of an IT System Hardware

Software Trained HR

Power Backup Data Backup

Supply of support material Connectivity


19/20

We make Microprocessorand MicroFinance work

together for the poor


20/20

Thank you

Documents

Sankar Datta Basix-it