Home Equity Loansas low as

*APR indicates annual percentage rate. Monthly payment amount approximately $18.20 on $1,000 for 60 months at 3.50% APR. Taxes and insurance premiums are not included in the payment example. Rates are subject to change without notice.

Real estate loans available to quali�ed members only. Home equity loans available for Texas property only.

APPLY NOW! Visit SabineFCU.org or call 409.988.1300.

MONEY SENSE– S A B I N E F E D E R A L C R E D I T U N I O N –

May 2014

We’ve got three new debit card designs to choose from. Now you can pick the card that best suits your style!

Get your new card today at either Sabine FCU office.

*APR indicates annual percentage rate. Monthly payment amount approximately $85.62 on $1,000 for 12 months at 5.0% APR.

Rates and terms may vary based on individual’s credit worthiness and credit union underwriting guidelines.

LET US FUND YOUR SummeR Fun

Vacation Loans

Debit by Design

Apply online in just minutes.Visit SabineFCU.org or call 409-988-1300.

As low as

APR*

Account Verification By supervisory CommitteeYour Credit Union Supervisory

Committee is conducting a routine

biennial account verification review as

required by federal regulations. Please

compare balances on your statement

ending June 30, 2014, with your

records. If they do not agree, please

report any differences immediately to:

Supervisory Committee, P.O. Box 1382,

Orange, TX 77631-1382.

Free Financial Advice 24/7When it comes to making big

decisions that affect your financial

well being, everyone can use a little

guidance. That’s why we offer the

“Anytime Adviser Coaching Guides”. With a suite of online coaches, Anytime

Adviser is designed to help you save

money and give you the information you

need to make the smartest decisions

for yourself and your family. These

interactive learning tools walk and

talk you through the best strategies

for buying a house or a new or used

car, balancing a checking account,

managing credit, preventing

identity theft, and more!

Take a test drive. Visit SabineFCU.org and click on Online Services/Anytime Adviser.

5.0%

Start saving your gently used baby items or purchase new items and donate them at our Strickland Drive location. Last year we collected over $4,000

worth of baby items. Help us make this year even better! Our pre-event drive will start May 19th if you would like to drop off your items early.

Every year, KBMT partners with March of Dimes to host a community baby shower to support local mothers. Sabine FCU has been the Orange location

sponsor for the Community Baby Shower for the last four years.

2014 Board of Directors & Supervisory Committee

Sabine Federal Credit Union’s Supervisory Committee is comprised of volunteer members and functions completely independent of credit union management. The Supervisory Committee is responsible for ensuring that the Board of Directors and management establish practices and procedures to properly safeguard members’ assets. They meet on a monthly basis to conduct various reviews and audits of credit union records. Our 2014 Supervisory Committee (not pictured) is Vergie Moreland, Charlotte Foreman, Phyllis Brint, Jon Barnette, and Mike Brister.

Standing (left to right): Bill Hughes, Bill Bradley, Raymond Bourgeois, T.W. Permenter; Seated (left to right): George Barron, John Read, Ronnie Hutchison, Charlotte Foreman ; Not Pictured: Miles Hall

The Board of Directors at Sabine Federal Credit union is an elected group of volunteers responsible for guiding and overseeing the direction of the credit union, and for ensuring that the long-term interests of members are served.

22nd Annual 6.12.2014save the Date

sabine FCu Voted Best Credit union

Thank you to everyone who voted for us! We owe our success to our exceptional members.

Best Credit Union in Orange County9 Years in a Row

Best Mortgage Lender5 Years in a Row

Best Place for an Auto Loan3 Years in a Row

Sabine Federal Credit Union has been voted “Best Credit Union in Orange County” by the readers of The Orange Leader.

We’re proud to be part of such a great community!

Our Community

LsC-o spring DayLsC-o spring Day LsC-o spring Day

Annual MeetingAnnual Meeting Annual Meeting

Mauriceville Crawfish

Festival ParadeMauriceville Crawfish Festival

Cut$ College Planning seminarCut$ College

Planning seminar

Mobile BankingAccess Your Accounts From

Anywhere 24/7

Visit SabineFCU.org to access our mobile banking site. Download our free app from the App Store (Apple) or Google Play (Android). Must be currently

enrolled in online banking to access your accounts through mobile banking.

Pay YourBills

Check Your

Balance

TransferMoney

Find AnATM

P.O. Box 3000 | Orange, Texas 77631-3000 MONEY SENSE

Memorial Day - Monday, May 26, 2014Independence Day - Friday, July 4, 2014Labor Day - Monday, September 1, 2014

Veterans’ Day - Tuesday, November 11, 2014Thanksgiving Day - Thursday, November 27, 2014Thanksgiving Holiday - Friday, November 28, 2014

Lobby Hours (Downtown Office)Monday - Friday: 8:30 a.m. - 4:45 p.m.Closed for lunch: 12:00 p.m. - 1:00 p.m.

Lobby HoursMonday - Friday: 8:30 a.m. - 5:00 p.m.Thursday: 8:30 a.m. - 6:00 p.m.

Drive-Thru HoursMonday - Friday: 8:00 a.m. - 5:00 p.m.Thursday: 8:00 a.m. - 6:00 p.m.

Physical Address:1939 Strickland Dr.Orange, Texas 77630409.988.1300

Mailing Address:P.O. Box 3000Orange, Texas 776311.888.319.SFCU

Downtown Branch:123 South SixthOrange, Texas 77630409.882.7813

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Featured Rates

Autos As low as 2.49%Boat As low as 4.00%Motorcycle As low as 4.00%MasterCard As low as 8.90%

We’ve got some of the best rates in town! For a complete list of rates, visit www.sabinefcu.org.

Questions? Contact us at 888.319.7328 or www.sabinefcu.org

Christmas Eve - Wednesday, December 24, 2014Christmas Day - Thursday, December 25, 2014