Probationary Officers Exam 2011_ Bank of Baroda

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BANK OF BARODA

PROBATIONARY OFFICERS EXAM 13.03.2011 BASED ON MEMORY

REASONING ABILITY

Directions ( 1- 8) : Read thefo l lawing

in forma tion care fu lly and answer the

q ue st io ns w h ic hfo l1 (JW :

A I B,C, D, E, F, G and H study in

different standards viz 1st, Znd, 3rd,

4th, 5thr 6th,. 7th and 8th. All of them

are seated around a circular table facing

the centre.C sists third to right of H. H

studies in std. 8. F sits second to left of

E. E is not an immediate neighbour of

C or H. The one who studies in std. 1is

an immediate neighbour of E . Three'

people sit between H and the student

of std. 7.H; C and also their immediate

neighbours do not study in std. 2. Only

one person sits between the student of

std. 2 and G. Students of std. 3. and 4

are immediate neighbours ofeach other.

C is neither in std. 4 nor in std. 3. Only

one perSON sits between A and thestudent of std 5. A does not study in

std. 2 or 3. B does not study in std. 2.

1. Which of the following is true

regarding F?

(1) F studies in std. 5

(2) D and G are immediate

neighbours of F

(3) One person sits between F

and the student of std. 4.

(4 ) F sits second to right of A

(5 ) None is true

2. Who amongst the fnllowing

studies in std. 3 ?

(1) C (2) F(3) G (4) B

(5 ) Cannot be determined

3. How many persons sit between D

·and student of std. 4, when

counted from the left hand side .

of student of std. 4 ?

(1). None (2 ) One

(3)· Two (4) Three

(5 ) Four4. Which of the following is true?

(1 ) Only one person is sitting. between student of std 4 and.

std.6.

(2) D studies instd. 2.

(3) The one studying in std. 3 is

. an immediate neighbour ofH

(4) One person sits between H

and .the student of std. 2.

(5 ) None is true

5. Who amongst the following

represent immediate neighbours

ofG?

(1) A, B

(2) E and the student of std.2. .(3 ) H and the student of std. 6.

(4) E, F

(5 ) A, D

Directions (6-7) : Four of the

fo ilo te in g jiue a re a lik e in a ce rta in w ay a nd

so form a g ro up . V Vh ic h is th e o ne tha t d oe s

not belong to that group?

6. (1) BAH ·(2) EDG

(3) aBF (4) HGA

(5) DFE

7. (1) EN(3 ) . AH

(5) EB8. What will come in the place of the

question mark?

G DBA?

(1) E

(3) C.

(5) A

~2) FC

( M EG·

. (2) F

(4) H

12. (1) AMCL (2) WIVK

(3 ) GVJU (4 ) XDZC

(5) HRJQ

13. (1 ) AZMN (2) BYEF

(3 ) CXUV (4 ) FUNO

(5 ) IRDV

Directions (14-20): Study the

f ol low in g i nf orma ti on c a re fu ll ya n d .a n S-Wer

th e g iv en q ue sti on s.

Seven lectures are scheduled to beheld in a week. There is only one lecture

on each of the seven days of the week,

starting from Monday and ending on

Sunday.

Chemistry is taught either on

Wednesday or on Saturday. Three

lectures are scheduled to be held

between Chemistry and English. Two

lectures are scheduled to be held

between English and 'Computers.

Lecture on Physics is scheduled on the

day which is immediately nextto.theday when lecture on Biology is

scheduled. "Lectureon Psychology is

scheduled to be -held after

Mathematics (not necessarily

immediately after Mathematics).

Lecture on Psychology is not

scheduled-for Saturday or Sunday.

14. Which of the following lectures is

scheduled for Thursday?(1 ) , Mathematics .

(2 ) English

(3 ) Physics

(4) Biology

(5 ) Computers

15. Which of the following

combinations of day-lecture is

correct ?

(1 ) Saturday-Physics

(2 ) Monday-Biology

(3 ) Tuesday-English

(4 ) Thursday-English

(5)· Sunday-Computers

16. How many lectures are scheduled

between Chemistry and Physics?

(1 ) None. (2 ) One .

(3~ - Two (4) Three

(5 ) Five·

Directions (9~10): Four of the

fo llow ingfive a re a like in a certa in w ay a nd

hence form a group. V Vhich is the one that

does not belong to the group?

9. (1) Asia (2) Antarctica

(3 ) Africa (4 ) Alaska

(5 ) Australia10. (1 ) Trophy (2 ) Medal

(3) Certificate (4 ) Gift(5)· Prize

Directions- (11~13) '; Four of the

fo llounng five are alike. in a certain way

ba sed upon the orde r in w hich these a ppea r

in th e E ng lis h a lp ha be tic al s er ie s a nd h en ce

fo rm -v _- gfo up .· W h ic h is th e one tha t does

not belong to that group?

11. (1) MPQO (2) DGHF

(3) RUTV (4) VYZX

(5 ) JMNL·

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2011 I2 Bank of Baroda 13.03.2011·1 Reasoning Ability

17. IfChemistry isrelated to Biology 23. Which of the following is the code

and Psychology is related to for 'gains'?

Computers ina certain way based (1) su

upon the given lecture schedule, (3) yothen Biology will be related to (5 ) yo or do

which of the following based 24.. Which of the following can be the

upon the same relationship? code for 'the more you share'?

(1 ) English (1 ) do yozo vo

(2 ) Mathematics . (2 ) vo wi zo do

(3) Physics (3) vo zo wi bu

(4 ) Chemistry (4 ) yo je vo wi

(5) None of these (5) su vo zo do

18. On which of the following days 25.· ito ka li ita' is a code for which of

is the lecture on Psychology the·following?

scheduled? (1) share more in market

(1 ) Friday (2 ) now share more gains

(2 ) Monday (3 ) the gains in market

(3 ) Tuesday (4 ) the gains inprofit

(4 ) Thursday (5 ) makingmortey in market

(5 ) None of these Directions ( 26 -3 0 ) : I n ea c h q u e st io n

19. Which of the following lecture/ s below is g ive n a sta te me nt fo llou xd by ttoois / are scheduled to be held

a ss um ptio ns /in fe re nc es n um be re d I a nd II .between the lectures on

A n a ss um p tio n is so me th ing suppo se d orChemistry and Physics? taken for granted and an in ference is

(1 ) No lecture is scheduled semeihing w hich ca n be d ire ctly in fe rre d

between these two lectures . fro m the g ive n fa cts . You h av e to c on sid e r 30.

(2) . Only Computers th e sta tem ent and the fo llow ing

(3 ) Computers and Psychology. a ss um ptio ns Jin fe re nc es a nd d ec id e w hic h o f

(4) Computers and Biology. th o se i s/ ar e i m pl ic it in t he s ta t em en t.

(5 ) English (;1d Mathematics Give answer (1 ) ifonly I implicit.

20. How many lectures are scheduled Give answer (2) if only II implicit.to be held between English and Give answer (3 ) if only I or II isMathematics?

implicit.(1 ) None {2} One Give answer (4 ) if neither! nor II(3 ) Two (4 ) Three is implicit.

(5 ) Five Give answer (5 ) if both I and II are

Directions (21-25) : Study th e implicit. -

fo llm vin g in fo rm atio n to a nsw er the given 26. Statement: 'Do not enter- avoid

q ue stio ns : the risk of getting infected with

In a certain code, the ABCdisease' - written outside

(2) Ii

(4 ) do

rmore money in market' iswritten

as 'zo Iiaa to'.

,share in market profit' is written

as 'vo to je Ii','making more profit now' is

written as/su je zo ka'.

- 'now the market gains' is written

as 'do Iiyo su',

21. Which of the following does 'vo'.. stand for?

(1 ) profit (2 ) in

(3 ) share (4 ) market

(5 ) 'in or profit

~. What is the code for 'making'?

(1 ) ka (2)·' su

(3 ) je (4) zo

(5) Cannot be determined

II.

technology are perceived to

be better than other cars in

city Z.

Had German technology

been present in Car Yalso,

27.

the quarantine ward no. (2 meant

only for ABC disease) of a

hospital'.

L Disease' ABC' is contagious.II. All the patients in ward no.

2 suffer from disease ABC.

Statement: In city, Z, people

prefer to buy Car X instead ofCar

Y as Car X has German

technology which is very

advanced.

I. C... s with German

its sales would have crossed

car X'5sales.

Statement : Railway does not

provide concession to anyone fortravelling to certain holiday

destinations.

I. Railway service are available

for travelling to. these

holiday destinations.

II. Railways provides concession

to certain persons' for

travelling to places other than

these holiday destinations.

Statement : 'Travelers with a

ticket for the second class iffourid

travelling in the first class

compartments would be

penalized' . - Notice in the

compartments-of a train.

I. Travelers with a ticket for the

first .class are also not

allowed to travel in the

second class compartments.

II. Inspections are carried out in

the train to check the tickets.

Statement: The prices of petrol

and diesel have- remained

unchanged only in Nigeria since

the past three years.

1. Petrol and diesel prices

have changed elsewhere.inthe world during thesethree years. .

II . Beforethis three years period,

petrol and diesel were

available at a price different

from the present rates.

Directions (3 1-3 4) : I n ea c h q u e st io n

b elo w a s ta te me nt/s is give n fo llow ed b y

tw o course s o f a ction nu mb ere d la nd II. A

c ou rs e o f a c tio n is a p ra ctic ab le a nd fe a sib le

ste p or a dm inistra tive d ecis io n to b e ta ke n

for fo llow -up, im provem ent, or fu rther

a ctio n in r eg ar d to th e p ro ble m, p olh :;, e tc .O n th e b asis o f t he in fo mta tio n g ive n in th e

sta te me nt, yo u ha ve to a ssum e e veryth ing

in th e sta te me nt to b e t ru e.a nd d ec id e w hi c h

o f th e su gg este d c ou rs es o f a ctio n lo gic ally

fo llo w ( s) fo r p ur eu in g.

Give answer (1 ) if only I follows .

Give answer (2 ) if only II follows.

Give answer (3) if either I or II

follows.

Give answer (4 ) if neither I nor II

follows.

Give answer (5 ) if both I and II

I follows.

28.

29.

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Bank of Baroda 13..03.2011 I Reasoning Ability 3 1 2011

Statement: People see tax as a Direction (35.41) : Study the

burden and thus devise ways to fo llo w in g in fo rm a tio n. to a ns ro er th e given

underpay or avoid it altogether. question s: .

Courses of action: . Twelve people are sittirig in twoI. Govt. should educate & parallel rows containing six people

inform citizens about the "each,insuchawaythatthereisimequal

ways in which taxes help in distance between adjacent persons ..ffrdevelopment of the nation. row - 1 A, B, C, D, E and F are seated

II . Tax rates should be and all ofthem are facing south.In row'increased so that the under- - 2 P , Q.,R, 5, T and V are.seated and all Directions (4246) : Each 0 / th e

recovery in collection is of.them are facing north. Therefore, in: q ue stio ns b elo w c on sis ts o f a q ue stio n and

compensated the given seating arrangement each tw o s ta te m en ts n um b er ed I and II given

Statement: There 'is no member seated ina row faces another below it . You have to d ec id e w he th er th e d at a

motivation among today's member of the other row. p ro vid ed in the sta te me nts a re su ffic ie nt to

generation to join the armed V sits third to right ofS. S faces F answ er the question . R ead both th e

forces owing to frequent transfers and F does not sit at any of the extreme s ta tements and -

to risky areas. Perhaps they are ends of the line. D sits third to right of Give answer (1) if the data in

not aware of the good side of it. C R faces C.The one facing E sits third statement I alone are sufficient toCourses of action: to right of P. Band P do not sit at the answer the question, while the data in

L Short term internship should extreme ends of the line. T is not an Statement II alone are not sufficeint to

be introduced athigh school immediate neighbour of V and A is not' answer the question.

level to give students a peek an immediate neighbour of C Give answer' (2) if the data in

into the aventurous life of 35. Who amongst the following faces Statement II alone are sufficeint to

the forces and provide a I D? answer the question, while the data in

more realistic job purivew. (1) T (2 ) P . Statement I alone are not sufficient to

II . The salary levels of the (3 ) Q {4) R answer the question.

defense forces should be (5 ) None of these. . .Given answer .(3) if the data in

increased with immediate 36. W ,0 amongst the following statement I alone or in Statement IIeffect. .represent the people sitting at I lone are sufficeint to answer the

extreme ends of the rows? . question: '

(1) R, F (2) T, A Give answer (4) if the data in both

.(3) .0, R' . (4) < E , Q ,.the Statements I and II are not sufficient

(5 ) 5, A to answer the question.37. Fourofthefolliwing6ve are alike . Give answer (5 ) if the data in both

in a certain way and thus form a I .

Statements t and II together. are.group. Which is theone that does .notbelong to that group? necessary to answer the question.(I) . B _ T (2) A _Q 42. In a six. storey building

(3) . C- 5 . (4)' F_P (consisting of floors numbered 1,

(5) D _R 2, 3, 4, 5 and 6.The ground floor

38. Four of the following five are alike is numbered 1, the floor above it

in a certain way and thus form a is numbered 2 and so on) the

group. Which is the one that does third floor is unoccupied. The

not belong to that group? building houses different people(1) D (2) S viz, p, Q, R, 5 and T, each living

(3) V (4) T on a different floor. On which of

(5) A the floors does T live?I. ,5 lives between the floors on

which Rand T live. "

II. Thereare two floors between

T's floor and Q's floor.

How is 'see' written in the code

language?

I. 'hope to see you' is written

as '3692', 'do you see that' is

written as '1973'.

II. 'to pray and hope' is written

as '0286' and 'hope I do well'

is written as '5467' .

31.

32.

33.

(1) Bsits to the immediate left

ofC

(2) '5 faces Q

(3 ) B sits fourth from theextreme left end of the line

(4) D and F are immediate

neighbours of 5

(5 ) None of these

Statement: A plethora of bodies

with no Single one which can beheld accountable for city's

development is the key reason

. behind its rather stagnant state.

Courses of action:

I. Each body should be given

a set of duties and there'

should be no duplication in

such allocation.

I I . An umbrella: committee

should be appointed with

powers to regulate actions of

all other bodies.

41.

43.

34. Statement: Number of hospital

beds per 1000 people in India,

which is a key indicator of

healthcare infrastructure, ismuch

lower than many other nations

which are thought to be poorer

than India.

Courses of action:

1. The expenditure of

importing costly imedicines

should he borne by the State.

II. Incentives should be given to

encourage entry of private

players into building of

healthcare infrastructure.

39. How many persons are seated

between Rand T?

.(1) One. (2) Two

(3) Three (4) Four

(5) None

Who amongst the following faces

Q?

(1) D (2) B "

(3) E (4) A

(5) None of these

. Which of the following is true

regarding B?

40.

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201114 Bank of Baroda 13.03.2011 I Reasoning Ability

44. Among five friends A,B,C, D and .

E sitting around a circular table

and facing -the centre, who is

,sitting to the immediate left of A? -I. A sits third to the right of B,

D is not an immediate

neighbour of B.

.II. Bis an immediate neighbour

e r c .45. Is X the wife of Y ?

I. X's daughter M is the only

sister of R . R is the son of Y .

II . The mother ofY has only. one

grandson R .

46. Among P, Q, R, Sand T, which

bag is the lightest?

L . P is .heavier than Q. R is asheavy asQ. T is lighter than R .

.n . S is lighter than Q but

heavier than T .

Directions (47~5~).:n each quest io n

b e low a r e t hr ee statements followed by tw o

c on cl us io n: n um b er ed la nd II. You ha ve to

ta~ethe" three given statements to be true

even if they seem to be at v a ri an ce f rom

c omm on ly k no wn facts a lld the n d ecid e

~d -dch o f tite g io en c on cl us io ns l og ic all y

follow s from till! th re e .s ta tem en ts '

disregarding commonly knml '1 i jac}s .

Give answer (1) if only conclusionI follows.

, Give answer (2 ) if only conclusion !

IIfollows. . . 1 'I

Give answer' (3) if either

conclusion I or conclusion II follows.

Give answer (4) if neither

conclusion I nor conclusion I I fo llows.

Give answer (5) if both

conclusions I and I I follow.

47~48.Statements: Some stars are

moons. All moons are planets. No

planet is universe.

47. Conclusions:I . A ll moons being stars is a

possibility.

II. No universe is star.

48. Conclusions :.

. L A t least some planets are

stars."

II . N a moon is universe.

49~50Statements: All sticks are plants.

All plants are insects. All insects

are amphibians.

49. Conclusions:

I. At least some amphibians

are plants.

II. ' All sticks are insects.

50. Conclusions r

I, All amphibians are sticks.

IL All plants are amphibians ..

51~53: Statements: All apartments arehuts. No hut is a building. All

buildings are cottages.

51. Conclusions:

I. No cottage is an apartment.

IL Some cottages are

apartments.

52. Conclusions :

1 . No apartment is a cottage.

II. Some buildings being

apartments is a possibility.

53. Conclusions:

1 . Some' cottages being

apartments is a possibility.II. No cottage is a hut.

54 . R "en:d the follow ing in/orm ation

ca re fu lly and answ er the . quest ion

wlrich f0 !lpw s. .

OIT!eof the main reasons behind

the lack of applicants for teacher's

training! degree programmes is

.that teachers have not

experienced any improvement in

wo,ldng·condilions and their

"salaries have not kept pace with

salaries-in other professio~.

Which.of the following can beinf~rred from the given

paragraph?

(1 ) Very tough entrance exam is

also one of the reasons

behind plunging number of

'._applicants for teachers'

training programmes.

(2 ) In the years· to come, the

schools would face a crunch

in terms of availaibility of

qualified teachers ..

(3 ) Training programrrtes for

other professions are also as

good as teachers' training

programmes.

(4 ) Number of applicants for

teachers' training

programmes wiI1improve if

the salartes itt other

pro"wssions are reduced.

(5 ) No direct relationship can he

established between the

work' condittnns - of-a

particular pr;;-fession and

preference for itamongst the

ualified candidates,

R ead the follow ing inform ation

ca re fully a nd a nsw er th e q uestion

w hich fo llo ws :

Get more involved in our real

world. Food inflation isa fantastic

way to teach our children

mathematics. Try having your

child plot a graph of how incomes

have grown in India for different

jobs between, say, 1950and today

(engineer, doctor, maid, driver).

Have them plot 'how costs have

grown in the same period; it will

be a fun exercise.

By the time they finish the

exercise, not only will yourchildren learn a lot, but likelyyou

will realize too that while our

incomes have zoomed 300 times

in this period, salaries of maids

have probably gone up only 50

times, and costs have gone up 100

times. Your maid still has a seven-

day week, with no paid vacation

or causal leaves. And realizing

just how lucky we are is often the

first step . towards serious

philanthropy.

All the following can he inferredfrom the above except for one:

(1) Real world problems are a

. good way to understand

other subjects as well as have

appreciation ·for the real

world pr-oblem .

(2 ) Food inflation has affected

very differently different

professionals over the years

(3 ) Though there are huge

salary differences, for all the

jobs/professions theincrease has atleast not been

less than the rate of inflation

over a longer period of time.

(4) When we realize that we

have been lucky, we tend.to

think about philanthropy

. and helping those who have

not been so lucky

(5 ) Not only children, even the

parents and other adults

need to understand 'and

sensitise themselves about

the inequality.

55.

















































































































































































































































































































































Bank of Baroda 13.03.2011 I Reasoning Ability 512011

Directions (56-58) : Read the

fo llo win g in fo rm atio n c ar efu lly a nd a ns we r

the que stions w hich fo lla w :

If'A )( B' means' A is father of B'.If'A + B' means' A is wife of B',

If 'A + .B' means 'A is'

daughter orB'.

If'A - B' means' A is son of B'.

56. How is L related to Q in the

expression 'L +M)(0 - P+Q'?

(1 ) Granddaughter

(2) - Niece

(3) Daughter-in-law

(4 ) Daughter

(5 ) Cannot be determined

57. What will come in the place of

question mark, to establish that Q

is the nephew of T in theexpression: 'Q ? R + 5 x T

(1) +'

(2 ) x

(3) -(4) +

(5 ) Either - or +

58. Which of the following relations

are true based upon the relations

g~ven in the equation:,A - B )( C + D - E' ?

(1) C is mother of A

(2 ) E is wife of B

(3) D is brother of A

(4) E is mother - in -law of C(5) None is true

59. Which of the following symbols

should replace the question

mark in the given expression in

order to make the expression 'I

>L' as well as 'M;::: K' definitely

true?. I> J ;: ::K?LsN=M

(1 ) >(2 ) <

(3) S

(4 )

(5 ) Either < or S

60. Which of the following symbols

should be placed in the blank

spaces respectively (in the same

order from left to right) in' order

to complete the given expression

in such a manner tha '5 > P'definitely holds true but '5 = P'

does not hold true?P_Q_R_S

(1 ) ;:::,>,;:::

(2 ) s, "',s(3 ) >,<,<

(4) - <, S, s

(5) None of these

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Directions (61-70) : In each of the questions given belouiuihidt one of the five

a nsw er fig ure s o n th e r ig ht sh ould co me a fte r th e pro ble m fig ure s o n th e le ft, if t he s equ enc ewe r e c o nt in u ed?

PROBLEM FIGURES ANSWER FIGURES

61.

62.

63.

(2)

64. j T i L I L

~ I c~ I F

~ l l o; 1

1 1 * 1 1 * ~ I o1 1*

(1) (2) (3) (4) (5)

(1) (2) '(4) (5)3)

67.

(1) (2) (3) (4) (5)

Directions (71.75) : In each of these questions there are' tw o sets of f igures . The

figure s on the left a re Problem F igures (jour figure s a nd one question-m arke d spa ce ) a nd.those on the right are Answ er Figures ind ica ted by num ber 1, 2, 3, 4 an d 5. A se rie s is

established if o ne o f t he f iv e A ns we r F ig ur e is p aIc ed a t th e' q ue stio n- ma rk ed s pa ce '. Q ue stio n

F ig ur es fo rm a s er ie s if they cha nge from le ft to right a ccord ing to som e rule . T he num ber of

the Answ er F igure w hich should be pla ced in the question-m arked spa ce is th e a ns we r, A lltire five figure s i.e . four P roblem F igure s a nd one Answ er F igure s placed in the que stion-

m a rk ed s pa ce e ho uld be c on sid er ed a s fo rm in g th e s er ie s.

PROBLEM FIGURES ANSWER FIGURES

7 1 .

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201116 Bank of Baroda 13.03.2011 I Quantitative Aptitude

95. I. (x7/5 +9) = 169 ...x3/5

I I . yl/4 x Y /4 x 7 = 273 +yl/2

The cost of five chairs and three

tables is ~ 3,110/-. Cost of onechair is ~ 210/- less than cost ofone table. What is the cost of twotables and two chairs?(1) n,660 (2) U,860(3 ) ~ 2,600(4) Cannot be determined(5 ) None of theseThe respective ratio betweenthepresent ages of Ram, Rohan and

Raj is 3 : 4 : 5. If the average oftheir present ages is 28years thenwhat would be the sum of ages ofRam and Rohan together after 5years?

(1 ) 45 years (2 ) 55 years(3 ) 52 years . (4) 59 years

(5 ) None of theseThe total area of a circle and arectangle is equal to 1166 sq.cm.The diameter of the circle is 2{!ems. What is the sum of thecircumference of the circle and theperimeter of the rectangle if thelength of the rectangle is 25 em?(1) 186 em (2 ) 182 cm(3 ) 184em

(4) Cannot be determined(5) None of theseRaman scored 456 marks in an

exam and Seeta got 54 percentmarks in the same exam which is24 marks less than Raman. If theminimum passing marks in theexam is 34per cent, then how muchmore marks did Raman score than

the minimum passing marks?X l) 184· (2) 196 .(3) 190 (4) 180(5) None oftheseSmallest angle of. a triangle isequal to two-third the smallestangle ofa quadrilateral. The ratiobetween the angles of the

quadrilaterial is3 :4 :5 :6.largestangle of the triangle is twice its

smallest angle. What is the sumof second largest angle of thetriangle and largest anlge of thequadrilateral?(1) 160" (2) 180"(3) 1900 (4) 170"(5) None of theseA 320 metres long train movingwith an average speed of 120 km!hr crosses a platform in 24seconds. A man. crosses the sameplatform in 4minutes. What isthespeed of man in meter/second'!

(1) 2.4 (2)· 1.5

(1) {2) (3)· '(4)

QUANTITATIVE APTITUDE

Directions (76 -8 0) : Wha t will come

in p la ce o f q ue st io n m a rk (?) in th e follawingoues t ions?

1 I76. " 6 of (92)% of 1

23of(650)=85+?

(1 ) 18 (2 ) 21

(3 ) 19 (4 ) 28(5j None of these'

77. 92 x576 ...2 .J1296 = (?)3 +../49

(1) 3 (2 ) (9)2

(3) 9 (4) 27(5 ) None of these

'. I I 5 (?)i 578. 3-+2~-1-=-+1-..c

4 2 6, 10 12

(1 ) 25 (2 ) J5(3)·. 625 (4) 15(5) 5

' ,79. ( . , { s x.J8t + (9)'" = m ; + .J8- 34 0

(1) 7 (2) 19(3) 18 (4) 9(5) None of these

80. (15 x 0.40)4+ (1080 + 30)4 x {27x8)4= (3 x 2f+5

(1) 8 (2) 3

(3) 12 (4) 16

(5) None of these

Directions (81-a;?) : Wha . t

approximate value will come in p lace of

question mark (?) in the follow ing

ques lions? (You are no t expected to

ca lcu la te the exa c t v a lue .) .

81. ( 2 94

rx 3 ; :

+

8 : ~=?

(1) 1600 (2) 1650(3) 1700 (4) 1550(5) 1750

82. 67.99% of 1401 - 13.99% of 1299=?(1) 700 (2) 720(3) 770 (4) 800

(5) 740 .83. 5466.97 - 3245.01 + 1122.99 = ? +

2309.99(1) 1130 (2) 1000

( : z > . 1100 (4) 1030(5) 1060 . .

84. 5998 ...9.98'+ 670;99 - 139.99 =?

(1 ) 1080 (2} 1280(3 ) 1180 (4 ) 1130(5) 1230

85; - (4~99)3+ (29.98i - (3.01)4 =?(1 ) 550 (2 ) 590(3 ) 620 (4 ) 650(5 ) 690

Directions ( 86 - 90 ) : Whahv i l l come

i n p la c e o f ouestion mat k (7) in the fol lowingn um be r s er ie s?

(5)

%.

97.

98.

99.

100.

101.

86. 1 7 4 9 , .343 (? )(1) 16807 (2 ) 1227(3) 2058 (4) 2401

(5 ) None of these .13 20 39 78 145 F)('1) 234 (2) 244(3 ) . 236 ( ; 1 ) 248(5) None.of these12 35 81 In 357 (? )

(1) 72? (2) 7.15(3) 726 (4) 736

(5) None of theseS 100 297 594 991 (? )

(1) 1489- {2} 479(3) 1478 (4) 1498(5) None of these112 119 140 175 244 (? )(1 ) 277 (2) 276

(3) 287 (4) 266(5) None of these


87.

,90.

Directions (91-95): In the fo l lowing

q ue stio ns tto o e qu ati on s n um b er ed 1and II

are givm. You hav e to so lve bo th th eequations a nd - .

Give answer (1) ifx > yGive answer {2) if x ~ y

Give answer (3 } if x <yGive answer (4) if xsyGive answer {5} if x = y or the

relationship cannot be established

91. I..j1225x+J4900=?II. .(81)1/iy + (343)1/3 =0

18 6 12 8-+---=-x2 X ,,2 x2

y3 + 9.68 + 5.64= 16.95

(2)5 + (11)3 3-'--'--~'-- = x

6

4y3=_ (589+4) + 5y3

12x2.+ llx+ 12 = 10x2 + 22x

13y2 -18y + 3 . . = 9y2 -lOy

92. I.

II.

9 3 . L

II.

94.. I.

U.
















































































































































































































































































































































Bank of Baroda 13.03.2011 I . Quantitative Aptitude 712011

(4 ) 2007

(5) 2008

108. What was the resepective ratio

between the . number ofcandidates who appeared from

school-C in the year 2006 and the

number ofcandidates who passed

in the exam from school-D in the

year 2009?

(1) 11: 4

(2) 11: 5

(3) 5: 11

(4) 9: 11

(5) None of these

109; Number of candidates who

passed in the exam from school B

in the year .2005 wasapproximately what percent of

number' of candidates who

appeared from school-A in the

year 2008? .

(1 ) 76

(2 ) 87

(3 ) 90

(4 ) 84

(5) SO

110. What was the approximate per

cent increase in the number of

candidates who passed in the

exam from school-A in the year2009as compared to the previous

year?

(1) 22

(2 ) 39

(3 ) 26

(4) 30

(5 ) '34

Directions (l1t-i1S): Study ' thej ot zaw inggraph care /1 l11 yoan swer t he ques ti on s

th at fo llo w :

Number of Soldiers recruited (in thousands) in three different forces in

six different years

(3) 1.6 (4 ) 2.0 104. The sum of 8 consecu tive odd

(5) None of these numbers is 656. Also average of

102. The simpleinterest accrued on a four consecutive even numbers is

sum of certain principal is ~ 7,20087. What is the sum of the small-

insix years at the rate of12 p.c.p.a. est odd number and second larg-

What would be the compound est even number?

interest accrued on that principal (1) 165 (2) 175

at the rate of 5 p.c.p.a. in 2 years?(3) 163

(1) ~ 1,020 (2) ~ 1,055 . (4 ) Cannot be determined

(3) ~ 1,050 (4 ) fl,025(5) None of these

105. Seem a purchased an item for(5) None of these

~2,6DOand sold itfor loss of 5 per103. Sum ofsquare offirst number and'

cent. From that money she pur-cube of second number is 568 to- chased another item and sold itgether . Also square of the second for gain of 5 per cent. What is hernumber is 15 less than square of overall gain/loss?8. What is the value of three-fifth (1) Loss off 36of the first number? (2 ) Profit of f 24

(1 ) 18 (2 ) 8 (3) Loss of~ 54 .:(3) 9 (4 ) 16 (4) Profit of f 36

(5 ) None of these (5) None of these. -

Directions (106:110) : Stu dy th e ta ble c are /1 l11 yto a nsw er th e qu estio ns th at

follow:

Candidates who appeared and passed in the test from four schools in, six different years

Year ISchool ~

'.' A B CI.

D

Appeared Passed Appeared Passed Appeared Passed " . Passedppeared

2004 124 78 445 354 454 3 1 3 1. 1546 345

2005 234 124 545 435 732, 5 6 7 .. . J -565 I 456

2006 456 235 664 454 693~ 456 235 112

2007 398 156 345 144 645 545 546 234

2008 546 346 584 354 354. 258 656 564

2009 547 435 704 347 578 313 456 252

106.- What was the total number of

failed candidates from school-C in

the year 2008 and the number of

candidates who appeared in the

exam from school-D in the year

2006? .(1) 335

(2 ) 325

(3) 322

(4 ) 332

(5) None of these

107. In which year was the difference

between the number of

candidates who appeared and

passed "inthe exam from school-

B second lowest?

(1 ) ·2004

(2) 2005'

(3 ) 2006 Years

www.ibpstestprep.comB P S rest Prep

oArmy

• A irforce

• Navy





111.

Bank'ofBaroda 13.03.2011 I Quantitative Aptitude01118

112.

What was the average number of

soldiersrecruited in the navy over

all the years together?

(1 ) 25;000 (2) 24,000(3 ) 2,400 (4 ) 28,000

(5 ) None of these

Number of soldiers recruited irr

navy in the year 2009 was what

percentage of soldiers recruited in

Army in the year 20067

P ) 140 (2 ) 150

' X 3 7 - - 1 6 Q (4 ) 180

(5) None of these

If 30 percent of soldiers recruited

in Airforce in the year 2010 was

female then what is the number

of males recruited in Airforce inthat year?

(1) 63,000 (2) 6,300

(3 ) 61,000 (4 ) 6,100

(5 ) None of these

What was the respective ratio

between the number of soldiers

recruited for Airforce in the year

2005 and the number soldiers

recruited in Army in the year

2oo9?

(1) 2 :15 (2) 5: 13

(3) 2: 17 (4) 15: 4

{S} None of theseWhat .was approximate

'percentage decrease in number of

soldiers recruited in Army in the

year 2008 as compared to the

previous year?

. ( 1 ) 20 (2 ) 23

(3) 38 (4) 30

(5) 33

113.

114.

115.

Directions (116-120) : Study the

j ol law i ng p ie - ch a r t c a re f ol ly to a ns we r th es e

questions.

Total Students = 6500

Percentage distribution of Studentsindifferent courses

B.Sc.

30%.

BBS60/,

116. What is the. value of half of the

difference between the number of

students in MBA and MBBS?

(1) 800 (2) 1600(3) 1300 (4) 650

(5) None of these

117. How much more percentage

(approximately) of students are in

MBA as compared to students in

B.Ed.?

(1) 49 (2) 53

(3 ) 59 (4 ) 41

(5) 44

118. What is the total number of

students in B.Ed., Pharmacy and

MBBStogether?

(1) 2465 (2) 2565

119.

(3) 2405 (4)' 2504

(5 ) None of these

What is the respective. ratio

between the number of studentsin Pharmacy and the number of

students in Bi'I 'ech?

(1) 11: 13 (2 ) 13: 6

(3) 13: 7 (4) 6 : 13

(5) None of these

Number of students in B.Sc. is

approximately what percentage

of the number of students in

B.Ed.?

(1) 167 (2) 162

(3) 157 •

(4) 153

(5) 150

\

121. What was the average of the

earning of Person-B in the year

2006, C in the year 2008 and E in

the year 2005 together?

(1 ) ~ 3.62 lacs

(2) ~ 2.64 lacs

(3) ~ 3.64 lacs

(4) ~10.86 lacs

(5 ) None of these

What was the respective ratiobetween the amount earned by

Person-B in the year 2007 and

Person- D in the year 2010?

(1 ) 32: 107

(2) 31: 105

(3 ) 29: 107

(4 ) 32: 105

(5 ) None of these

What isthe approximate percent

increase in the amount earned by

Person-Dinthe year 2010 as

compared to the previous year?

(1) 7

120.

Directions{121-125) : S tu dy th e jo llm pin g ta ble c a re fu lb ] t o a n sw e r t he q ue sti on s

that fol lo-w.

Amount earned (in lacs) by five persons in

six different years

Person

Year A B C D E

2005 1- 2.24 , 4.33 5.64 3.73 1.69.

'2006 I 1.44 3.34 6.93 5.52 5.52

2607 4.th 2.79 7.52 5.68 4.28

200S 6.65f"

6.63 5.83 6.74 6.83

2009 , I~, 5.3~ 'J.50 . 5.94 8.42 5.53

2010 L i ·7.38 5.36 7.84 9.45 9.94

122.

123.

124.

(2 ) 21

(3) IS

(4 ) 15

(5 ) 12

Whose earning increased

consistently from the year 2005to

the year 2010?

(1) A

(2) B

(3) C 0

(4) D

(5) E

125. Total amount earned by Person-

A in the year 2006 and Person-C

in the year 2010 together "{as

approximately what percent of

the amount earned by Person-E in

the year 2009?

(1) 151

(2) 155

(3) 168

(4) 174

(5 ) 162






Bank of Baroda 13.03.2011 I Socio-Economic & Banking Awareness 912011

GENERAL SOCia-ECONOMIC & BANKING AWARENESS

126. Trade Ministers of key WTOmember countries including India

held a meeting at Davos in

Switzerland on January 29, 2011.

Which one of the. following was

the purpose of this meeting?

(1 ) Negotiation for free trade

(2) Niegotiations to abolish

Restrictive Trade Practices

(3 ) Issues relating to

",agricultural subsidies .

(4 ) Negotiations for a global

trade deal

(5 ) To include Pakistan and Iraq

as members127. Which one of the following

advices has/have been given by

leading Economists to Finance

Minister during their pre-budget

meeting with him?

(A) To take measures to boost

farm productivity only .:

(B) To improve supply of

agricultural products only.

(C ) To reduce the fiscal deficit .

only.

(1) Only (A) (2) Only (B)(3) Only (C) .

(4) All (A), (6) and (C )

(5) Only (A) & (B)

128.' A s per recent newspapers reports,

which one of the following

countries has Signed highest

number of deals to get glo~al .project finance? .

(1) Australia

(2) USA

(3) Saudi Arabia

(4) Spain

(5) India

129. Which of the following terms is

used in Banking Fjeld?(1) Interest Rate Swap

(2) Input Devices

(3) Sedimentary

(4)" Zero Hour

(5) Privilege Motion

130. To which of the following States

has the Asian Development Bank

given a loan of $ 90 m for

development of Power projects?

(1) Himachal Pradesh

(2) West Bengal

(3) Tripura

(4) Arunachal Pradesh

(5) Assam

131. On which one of the followingissues can SEBI penalize any

. company in India?

(A) Violation of Banking

Regulation Act.

(B ) Violation of foreign portfolioinvestment guidelines.

(C ) For violation of Negotiable

Instrument Ad.

.(1) Only (A)

(2) . AIl.(A), (B) and (C)

(3) Only (A) and (8)

(4) Only (B)and (C)

(5 ) Only (B )

132. In the opinion of the Governor ofReserve Bank of India, which one

of the following is the reason

owing to which India's jnflation

is accelerating? .-

(1) Excess liquidity in market

(2) Specula tion in essential

goods(3) . her-food cost

(4) Commodities futures

(5) None of these

1~. In opinion of the RBt, which one

of the following is/ are a threat to

the smooth functioning e Indian

Companies 7.(A) Risin input costs.

( - 8 ) High interest rates.

(C ) Inflation only.

(1) Only (A)

(2) Only (B)

(3) Only (A) and (B )

(4) Only (C )

(5) AlJ (A), (B ) and (C )

134. For which one of the following

reasons Government ofIndia has

decided to waive off upfront

payment of f 1,400 to be made by

each customer located in ruralareas to get LPG connection?

(A) To help villagers to use LPG

in place of firewood/

kerosene.

(B) To help viilagers to save

kerosene for agricultural

activities.

(C ) To lure villagers to use LPG

which is of substandard

quality and not fit for

industrial use.

(1) Only (A)

(2)· Only (B )

(3 ) Only (q

(4) Only CA)and (B)

(5) Only (B)and (C )

135. Expand the term ALM as used in

Banking/Finance sector?(1 ) Asset Liability Mismatch

(2 ) Asset Liability Maturity

(3 ) Asset Liability Management

(4 ) Asset Liability Manpower

(5) None of these

136. Who amongst the following is the

author of the book 'Half a Life'?

(1 ) Mark Tully

(2) Deepak Chopra

(3 ) Chetan Bhagat

(4) Ved Mehta

. ( 5 ) V.S. Naipaul

137. In which one of the following

states, village level marketingplatform has been set up for the

first time in the country?

,' .. (1) Haryana.. (2) Maharashtra

(3) Gujarat

(4) Bihar

(5) Kerala

138. The RBI has asked banks to spell

out their policy, procedures and

size of the business on which of

the following aspects of banking?

(1) On-shore banking

. (2) Off-shore banking

(3) Investments in secondarymarket

(4) Wealth management(5) None of these .

139. Which of the', following

organizations has given a l§$

1.72 billion loan to India to build

roads in rural areas?

(1) Asian Development Bank

(2) International Monetary

Fund

(3) Bill Gates Foundation USA

(4) World Bank

(5) None of these140. Which one of the following

advices has been given by Finance

Minister Pranab Mukherjee to

Chartered Accounts?

(1) They must highlight the

credit risks

(2) They must highlight the

operational risks

(3) They must bring tothe notice

of Government tax evasions

(4) They must be vigilant

against' window dressing' of

companies

(5) None of these






























































































































































































































































2011 110 Bankof Baroda 13.03.2011 I Socio-Economic& Banking Awareness

141. Who amongst the following has 147. Which one fo the following (3) Liberal International Bank

asked banks to adopt' six step' .decisionshas been taken byGovt. OfficialRatio

approach to prevent diversion of in respect ofMGNREGA? (4) London Inter Bank Offered

funds by the companies? (1) Thewages should be revised Rate(1) Company Registrar by theStateGovernments (5) None of these

(2) SEBI (2) Thewages are to be revised 153. In which one of the following

(3) RBI by Planning Commission States, Patratu Thermal Power

(4) AMFI (3) TheDistrictAuthoritieswho Plantis proposed tobe setup?

(5) All of these allot work can give (1) Madhya Pradesh.

142. Which one of the following differential wages (2) Bihar

countries has been invited to join (4) Thewages shallbe linked to (3) Jharkhand

BRIC? .inflation (4) West Bengal

(1) Indonesia (5) None of these (5) Kerala

(2) Bangladesh 148. What areteaser loan rates charged 154. On the basis of which .of the

(3) SouthAfrica by banks? following reasons, IMF has

(4) China (1) Fixedrateofinterestcharged projected India's GOPgrowth at

(5) Argentina by bimks 8.8per cent in 2010-11?

143. Who is Nicolas Sarkozy? (2) Floating rate of interest (A) Strong industrial growth(1) FrenchPrimeMinister charged by banks (B) Strong farm sector growth

(2) French President (3) Rateof interest in the initial (C ) High domestics

(3) Russian Prime Minister period is less and goes up consumption demand

(4) Russian President subsequently (1) Only (A) (2) Only (B)

(5) None of these (4) Rateof interest in the initial (3) Only (C )

144. Through which one of the I period is more and it.goes I (4) Only (A)& (C )

followingsources domestic funds down subsequently (5) Only (B)and (C )

are raised by Companies? (5) None of these ' 155. Whoamongst thefollowing isthe

(A) IPOonly (B) FPOonly 149. On which one of the following ~~C~:~:i:te;e~d~~~;ar?

(C ) Commercial papers subisects Pranab SenCommittee (2) Kevin Pietersen(1) Only (C ) haS.submitteditsreconunendations

(3) MS Dhoni(2) All (A),(B)and (C ) to theGovt of India ? (4)

Sanath [ayasuriya(3) Only (A)and (C ) (1) MGNREGA, (5) None of these(4) Only (A) (2) Food Security k

(5) Only (A)and (B) (3) Infl 156. Who isMonte SinghAhluwalia?. . ation (1) Chairman, Planning

145. Which one of the following was (4) Food processing industries Commission

the reason owing towhich Govt. (5) None of these (2) Dy. Chairman, Planning

wants Reserve Bank of India to .150. Expand the term CCEA'as used Commission

tighten prudential norms for in administrative circles. (3) Commerce Secretary, GOI

NBFCs? (1) Cabinet Committee on (4) EconomicAdvisor to Prime(1) To f€duce liquidity in the External Affairs Minister

market .. (2) Cabinet Committee on (5) None of these

(2) It is as rerBasel II EconomicAffairs 157. WhoamQngstthe foUowingisthe

requirements (3) CabinetCouncil on External Prime Minister of Australia at

(3) It is as per Bank for Affairs present?

International Settlement (4) Cabinet Council on (1) Julia Gillard

(SIS)directives EconomicAffairs (2) KevinRudd(4) It is to protect NBFCs from. (5) None of these (3) . Dilma Rousseff

any impact of possible 151. Withwhich one of the following (4) Sebastian Vettel

economic slowdown 'games, Baichung Bhutia is (5) None of these

(5) None of these associated? 158. Expand the term FSDCwhich is

146. According to World Economic (1) Hockey (2) Golf used in financial sectors?

Forum, which one of the (3)" Kabaddi (4) Football (1) Financial Security and

following risks isthegreatest risk (5) Tennis . Development Council

faced by the world in the year 152. What is the full fonn of the term (2) Financial Stability and

2011? - LlBOR as used in financialj Development Council

(1) Credit Risk banking sectors? (3) Fiscal· . Security and

(2) Country Risk (1) Local Indian Bank Offered Development Council

(3) Counterparty Risk Rate (4) Fiscal Stability and

(4) Sovereign Default Risk (2) London-India Bureau of Development Council

(5) None of these ,_ Regulations. (5) None of these ..'
































































































































Bank of Baroda 13.03.2011 I Englisli Language

159. According to US Department of

Agriculture, which one of thefollowing countries in the world

is the largest producer of dairyproducts?

(1 ) Australia (2 ) USA

(3) . China (4 ) Norway

(5 ) India160. With which one of the following

games is 'Tiger Woods'

associated?

(1) Golf (2) Swimming

(3 ) Tennis

(4 ) Table Tennis

(5 ) Badminton

161. Which one of the following is

largest producer of power in

India?(1) Reliance Power

(2 ) Tata Power

(3 ) National Hydro Power

(4 ) Adani Power

(5 ) NTPC162. For which one of the following

States, centre has appointed

interlocutors?

(1) H.P. .(2) J &K(3 ) Nagaland (4 ) Manipur

(5 ) None of these

163. Expand the term GSLV.

(1 ) Geosynchronous Satellite

Launch Vehicle(2) Global SateHiteLaunch

vehicle

(3 ) Geosynchronous Station

Launch Vehicle

(4 ) Global Station Launch

Vehicle

(5 ) None of these

164. For which one of the following

reasons Basel IInorms are to be

followed by Commercial Banks?

(1 ) Risk management

(2 ) Adoption of international

accounting standards

(3 ) Restriction on bono us

payments to bank executives

(4 ) Transparency in disclosures

(5) None of these165. With which one of the following

sports, the name of Parupalli

Kashyap is associated?

(1 ) Chess

(2 ) Tennis

(3 ) Badminton

(4) Athletics

(5) None of these

166. Which of the following terms is

used in cricket?

(1) Centre forward

(2) Goal

(3 ) Love

(4 ) LBW(5 ) Bull's eye

167. With which one of the following

activities, Golden Globe Awards

are associated?(1 ) Journalism

(2 ) Social Work

(3 ) Peace initiatives

(4 ) Films

(5 ) None of these

168. 'Goodbye Shahzadi'. is a book

written by -

(1) Shyam Bhatia

(2) Ashok Mehta

(3) Janardhan Thakur(4) Arun Gandhi

(5 ) None of these

169. Malayalam writer Akkithom

Achyuthan Nambhodiri will be

the recipient of which of the

following awards?

(1 ) Jnanpith Award

(2 ) Pulitzer Prize

(3 ) Best Asian Author

(4) Kalidas Sanman

(5 ) Arjuna Award

170. With which one of the following

sports, Narain Karthikeyen is

connected?(1)" F-l

(2) Tennis

(3 ) Badminton

(4 ) Table Tennis

(5 ) Snooker

171. In which one of the following

States, Sabari mala temple is

located?

(1 ) Tamil Nadu

(2) A.P.

(3 ) Kerala

(4) Karnataka

(5 ) None of these172. Which one of the following will

set up core banking infrastructurefor rural banks? .

(1 ) RBI. (2 ) NABARD(3) 5mBI (4) IBA

(5 ) None of these

173. Who is Robert ZoeHck?

(1) IMF Chief

(2 ) World Bank President

(3 ) ADB President

(4 ) Chief UNIDO

(5) None of these· ..174. Justice K.G. Balakrishnan is

holding t h e ' post of __ . _

1112011

(1) 'Chief Justice ofIndia

(2 ) Chairman, National Human

Rights Commission

(3 ) Cabinet Secretary, Govt. ofIndia

.(4) Revenue Secretary, Govt. of

India

. (5) None of these .175. Mehbooba Mufti belongs to

which one of the following

political parties?

(1 ) National Conference

(2 ) PDP

(3 ) NCP

(4 ) Janta Dal(5) None of these

ENGLISH LANGUAGE

Directions (176-180) : Rearrangeth e fo llo win g s ev en s etn en ce (A), (8),

(C), (D), (£), (F) and (G) in th e p ro pe rsequence to form a meaning fu lp ar ag ra ph ; th en a ns we r the questions

g iv en b elo w th em .

(A) But seriously, how much

would you pay to know what thoughts

are swimming around in someone else's

head?

(B ) In most fictional movies thus,

the idea of reading minds - of seeing

the private intentions of another, and

the possibility of intervening in those

plans - has always been highlyattractive. .

(C ) Such fantastical questions

have long been the bread and butter of

fiction.

(D) Today, more than four

centuries since the phrase, "A penny for

your thoughts?", was first recorded,

inflationary accounting makes that

ancient penny worth more than $40.

(E ) The going rate for a"thought'- a probe into the thinking of

another- was once quite a bargain.

(F ) And if you could really

know their truthfulness how much

more would you pa,y?

(G ) Even with the sliding value

of the dollar, this still seems quite a

bargain.

176. Which of thefollowing should be

the SECOND sentence after

rearrangement?

(1) . F (2) D

(3) C .(4) G

(5) A.·











































































































































































































































































































2011112 Bank of Baroda 13.03.2011 I English Language

177. Which of the following should bethe FOURTH sentence' after

rearrangement?

(1) A (2) B

(3) G (4) 0

(5) F

178. Which of the following should bethe SIXTH sentence after

rearrangement?(1) E (2) G

(3) C (4) B(5) A

179. Which of the following should bethe SEVENTH (Last) sentence

after rearrangement?(1) A (2) B

(3)' F (4) ·0

(5) E

180. Which of the following should bethe FIRST sentence after

rearrangement?

(1) A (2) B"(3) C (4) 0

(5) E

Directions (181-190) : In the

fo llow ing p assa ge th ere a re bla nks, e ach of

w hich ha s be en nu mbe re d. T he se num bers

a re p rin te d b elcy w th e p as sa ge a nd a ga in st

e ac h, f iv e w or ds /p hr as es a re s ug ge ste d, o ne

o f w hic h fits th e b la nk a pp ro pr ia te ly . F in d

out the appropria te w ord /phrase in each

case.

The economics of owning andrunning a Ration Shop, the familiar

name for the outlets in our Public

Distribution System (POS),are such thatunder normal business terms, the shop-

owner could never make a profit. Yet

(1M) the government announces that

new permits for ration shops will begiven out, there is frenzy in the market

to grab one of these. (~? The answer

is obvious: the business is not for the

honest and ifone knows the (183), there

is a fortune to be made.

What are these tricks of the trade?

Getting fake names into the user

list is the most obvious option; the Stateseems to be (W) a losing battle against

this practice, judging by the endless

efforts to weed out bogus ration cards.

.The next is to get the 'rightcustomers' on the list, not just more

customers. These are people who are

rgistered but who do not have any

interest in 185 on their entitlements. In

a system where' caste and incomecertificates are for sale, it is not (~ to

'produce' these documents for mutual

benefit. Receipts are duly made in their

names, and the rations thus' drawn' are

am off into the open market. The sale

price ofan item like rice makes clear the

(~ economics- it costs ~ 8 in a ratio

shop while in the latter-it is ~ 30 orabove. There are also customers who

would rather exchange. theirentitlements for hard cash at the

beginning of the month.As the degradation progresses,

the'Shop keeper, in (189) with theofficial machinery, manages to withold

effectively the entitlements from even

the genuine beneficiaries, and divertsthem to the open market. The targeted

group is usually not in a position to(190) itself to'get its due. And thus one

has all the (191)of a good PDS business.

181. (1) whenever (2) quickly(3 ) just (4 ) as soon

(5 ) time

182. (1 ) What(3 ) Where

(5 ) How183. (1) lying (2) people

(3 ) sprouting (4 ) hard work{5 ) ropes

184. (1) attempt

(3 ) winning

(5 ) trying

185. (1 ) harping (2 ) discussing

(3 ) realizing (4 ) drawing

(5 ) giving186. (1) easy (2) must

(3 ) difficult (4 ) simple

(5 ) enough

187. (1 ) sell (2 ) borrowed.

(3) donated (4) bought

(5 ) siphoned

188. (1) understood

(2 ) poor(3 ) underlying

(4 ) mechanical

(5 ) unclear

189. (1 ) meeting (2 ) collusion

(3 ) flow (4 ) show

(5 ) line190. (1) ask

(3) assert(5) willful

191. (1) things

(3) dictate

(5) facet

(2 ) When(4 ) Why

(2); waging

(4 ) expecting

(2) voiced

(4) deliver

(2) ingredients

(4) component

Directions (192-195): Vv/lichofthewords/phrases (1), (2), (3) and (4) given

b e l! m ;e a ch s e nte n ce s ho ul d r ep la c e t he . w o rd !

phrases prin ted in bold in the sentence to

m ake it gramma tica lly correct? If the

s en t e ne e is correct a s it is g iven and no

correction is required , m ark (5) as the

answer .

192. A lot of time we hear from actorsthat-they regret the kind of roles

they have been doing all this

while, but this actor says he hasnever any regrets.

(1) never has have(2 ) has never had

.(3) has no(4) has had(5 ) No correction required

193. The actress participated in theevents whole-hearted, cheered

the participants, danced withthem and emphasised on the

importance of creating awarenessfor oral care across the country.(1) whole-heartedly

(2 ) whole-heart(3 ) with whole-heart

(4 ) wholly-hearted

(5 ) No correction required

194. Although complete treatment of

cancer is beyond the reach of the

underprivileged but no childshould lose his life for Want offunds.

(1 ) Though (2 ) As(3 ) The' (4 ) Since

,(5) No correction required

195. Slated to begin this year, theleague could provide a so-needed

boost to hockey inIndia.(1 ) so-needful·

(2 ) much-needy .

(3 ) much-need

(4 ) much-heeded

(5)· No correction required

Directions (196-200) : Each

q ue stio n b elo w h as tuxbtanks.eacli blank

in dic atin g th at § o m eth in g h as b ee n o m itte d.

C ho os e th e s et o f w o rd s fo r e ac h b la nk w hic h

best fits th e m eaning 'o f the sen tence as a

whole.

196. Much of the that cricket has

is due to the fact itis a _. _ sport.

(1) allure, lucrative

(2) criticism, controversial

(3) attraction, unpopular(4) flak, great

(5) comments, unusual

197. Since foggy weathervisibility by several metres, therailways has either partially __

or diverted some of the trains.

(1) improves, started(2) impairs, called off(3) hampers, withdrawn

(4) decrease, stopped

(5 ) reduces, cancelled

















































































































































































































































































































Bank of Baroda 13.03.2011 I English Language 1312011

198. The once district is plants have (2)/ either dried up

gradually being __ of its green and are suffering (3)/ due to lack

cover.: of maintenance (4)/. No error (5).

(1) remote, eroded 206. Incities people don't (l)/always

(2) arid, replenished have the time to (2)/ catch up with(3) beautiful, devoid old friends or (3)/ spend times

(4) picturesque, depleted with their family (4)/ No error (5).

(5) lush, rob 207. The band have been (1)/

199. The pilot knew she would be able performing at many cause-

to see the lights ofthe city oriented concerts (2)/ to

Jromhercockpitwindow,butshe' encourage people to come

would not see the fireworks forward and (3)/ lend. their

explode to welcome the new year '.' support to the noble cause (4)/,

as she would have to No error (5).

cruising altitude. 208. As market leaders (1)/ we have

(1) few, soared always been at (2)/ the forefront of

(2) divine, escalate creating awareness (3)/ between

(3) glistening, jumped the public (4)/. No error (5).

'(4) shining, reached 209. If the IPL. has- succeeded in

(5) glittering, climbed drawing (1)/ an audience across

20R The New Year has __ in good the country, it is because .(2)/

news for city hotels as most cricket has always had a sfttjng

properties are __ for the whole foundation (3)/ and a dedi~ted

month. audience (4)/. No error (5).

(1) brought, deserted 210. In view of the intense cold wave

(2) ushered, packed conditions/ prevailing in the state,

(3) pushed, full the government declared (2)/

(4 ) steered, renovating holidays in all tl\.eschools (3)/for a

. (5) escorted, vacant period often days (4M. No error (5).

Directions (201-210) : R ea d ea ch

sen tence to find ou t w he th e r the re is an y

g ra mm atic al e rr or o r id io m atic e rr or in it.T h e e rr or , if any , will be in on e pa rt o f th e

sen tence . T he num ber o f tha t p a rt is th e

an swe r . If the re is no e rror, th e answ er is .

( 5 ;. ( Ig n o re e r ro r s o f p u n ct ua t io n , if any) .201. The bane of Indian hockey today'

is (1)/ lack of interest by the part

of the public (2)f which in turn is

fuelled by the perception that (3) /itdoesn't pay to take up the sport'

a~ a career (4)/. No error (5).

202. Illegal sand mining has become

(1)/ a boom business fuelled (2)/

by the ever-increasing demand

(3)/ of the construction industry

(4)/. No error (5).203. Much is th e inflow of travelers that

(1) / it is tough to book an air ticket

(3)/ to Ahmedabad and the

international flights (3)/ too are

alm o sto ve r-b oo ked (4 )/ .No error (5 )

204. Experts believe that a (1)/

gradually decreasing infant

mortality rate (2)/ is lead toa

proportionate (3)/ decrease in the

size ofour brains (4)/. No error (5)

205. In just two months after having

(1)/ planted these, most of the

Directions' (211-225) : R ead the

fo llo w in g p as sa ge c ar efu lly a nd a ~ sw e r th e

q ues tio ns g iv en b elo w it .. C erta in w ord s/p hra se s h av .e been p rin ted in b old to h elp

.y ou lo ca fe th em whiTe a nsw ering so me o f

t h e qu e s ti o n s,

It was in the offing. With Shortage

mounting across the board for water as

they are for energy, it was only

inevitable that the Central Government

would be-stirred into starting a Bureau

of Water Efficiency (BWE), much like

the Bureau of Energy Efficiency (BEE)

that was Iuanched some years ago,,"····

Early reports suggest that the

draft norms for various sectors

consuming water will be created by theBWE soon. The alarm bells have been

ringing for some years now. Water

availability per capita in India has fallen

from about 5 million liters in the 1950s

to 1.3 million liters in 2010-that's a

staggering 75 per cent drop in 50 years.

Nearly 60 per cent of India's aquifers

have slumped to critical levels in just

the last 15 years. The rate at which

borewells are being plunged in everycity with no law to ban such extraction,

groundwater tables have depleted

alarmingly .

The BEE's efforts in the last seven

years have only been cosmetic. The

bureau has looked at efficiency rating

systems for white goods in the domestic

seector, and has not paid attention tothe massive consumption of energy in

metals manufacture, paper, and textiles.

These sectors are very intense in both

energy and water consumption. But

very little attention has been paid to the

water and energy used per tonne of

steel or cement or aluminium that we

buy, and without significant changes in

these areas, the overall situation is'

unlikely to change.

Use of water is inextricably

interlinked with energy. One does not

exist without the other. The BWE

should steer dear of the early mistakes

ofBEE-offocusing on the 'softer targets'

in the domestic sector. Nearly 80 per

cent of fresh water is used by

agriculture, with industry coming a

close second. The domestic sector's

consumption of fresh water is in single

digits. So the BWE's priority should be

to look at measures th a t will get farmers

and industrialists to follow good

practices'in water use. Water resources

have to be made, by law, an indivisible

national asset. The protection and

withdrawal of this resource, as well asits sustainable development are of

general importance and therefore in the

public interest. This will mean that

individuals and organisations may own

land but not water or the other

resources that lie below the first 20·

metres of the surface of those lands.

Drilling of borewells into such' national

assets' will have to be banned, or at the

very least they must be regulated. What

would be more sensible for the new

water bureau to do would be to look at

some of the low-hanging fruits that can

be plucked, and pretty quickly, withlaws that can emanate from the Centre,

without the risk of either dilution or

inaction from state administrations. The

other tactical approach that the BWE

can adopt is to devise a policy that

addresses the serious water challenge

in industry segments across a swathe

of companies: this will be easier than

taking on the more disparate domestic

sector which hurts the water crisis less

than industry. Implementing a law is

more feasible when the concentration

is dense and' indentifiable. Industry















































































































































































































































2011 114 Bank of Baroda 13.03.2011 I English Language,

offers this advantage more than the

domestic or the commercial sector of

hotels and offices.

As for agriculture, though thecountry's water requirement is as high

as 80 per cent, the growing of water

within the loop in agriculture de-risks

the chaiinege of any perceived deficit.

Rice, wheat, sugarcane are crops that

need water-logging, which ensures.

groundwater restoration. Surface ':'fater,

evaporation doesn't amount to any

more than 7-8 per cent and only

strengthens precipitation and rainfall.

Agriculture and water need is not quite

as much a threat as industry and

domestic sectors that account for the

rest of the 20 per cent.

The primary challenge in

industry and the building sector is that

no conscious legal measures have been

. enacted that stipulate 'growing your

own water' with measures that will' put

all water in a loop' in any residential or

commercial building. This involves

treating all used water to a grade that it

can be 'upcyled' for use in flush tanks

and for gardens across all our cities with

the polluter owning the responsibility

for treating and for reuse. The drop in

fresh water demand can be dramaticwith such upcycle, reuse, and recycle

of treated water. Water by itself in

industry and the domestic sector, is not

as much a challenge as pollution of

water. No engough measures .exist yet

to ensure that such polluters shift the

water back-for resue. If legislation can

ensure that water is treated and reused

for specific purposes within industry as .

well as in the domestic sector, this will

make all the difference to the crisis on

fresh water.

So is the case in industry,especially in sectors like textiles,

aluminium and steel. Agriculture offers

us the amusing irony of the educated

urbanites dependent on cereals like rice

and wheat that consume.4000 liters of

water for every kg. while the farmer

lives on the more nutritious millets that

consume less than half the quantity.

Sugarcane consumes as much as 12,000

liters ofwater for it kilo of cane that you

buy!

A listing of such correlations of

water used by every product that we

use in our daily lives will make much

better sens.e than any elaborate rating

system from the newly formed BWE.

Such sensitizing with concertedawareness campaigns that the new

Bureau drives will impact the urban

consumer more than alI the research

findings that experts can present. What

is important for us is to understand the

life-cycle impact in a way that we see

the connect between a product that we

use and the resources it utilizes up to

. the point where we bring the visible

connect to destruction of natural

resources of OUf ecosystem.

211. How, according to the author, can

the Bureau sensitize the urban

consumer about careful

utilization of water?

(1) By encouraging them to

consume more rice instead

of millets daily and thereby

reduce the amount of water

consumption.

(2 ) By providing them more

insight into the water

consumption cycle of the

textile, aluminium and steel

industries.

(3) By making them aware of

the linkages between waterconsumption for daily"·

activities and the resource

utilization and subsequent

ecological destruction

associated with it.

(4) By publishing research

_._ findings of experts in

popular media whereby

people gain awareness on

the impact of water

misuse ..

(5 ) By conducting elaborate

drives which notify theurban population about the

penalties levied on misuse of

water resources.

212. Why, according to the author, is

the water consumption for

agricultural activities the least

risky?

(1 ) Proportion of water

consumed for agricultural

activities is much less as

compared to that consumed

for domestic and industrial

purposes.

213.

(2) Most farmers are aware of

the popular methods of

water conservation and

.hence do not allow wastageof water.

(3 ) Water is fairly recycled

through . groundwater-

restoration due to water-

logging and surface water

evaporation.

(4) Farmers in India mostly

cultivate crops that require

less amount of water.

(5) None of these

Which ofthe following ispossibly

the most appropriate title for the

passage?(1 ) Water Challenges in the

New Millennium

(2 ) The Bureau of Water

Efficiency Vs the Bureau of

Energy Efficiency

(3) Unchecked Urban

consumption of water

(4 ) Challenges of the

Agricultural Sector and

Water Resources

(5 ) The Route to Conservation

of Water Resources

What does 'low-hanging fruits

that can be plucked, and prettyquickly mean in the context of

the passage?

(1 ) The bureau should employ

the cheapest methods

possible to effectively

control the current situation

of improper usage of water

resources.

(2 ) ·Thebureau should target the

industiral sector as well as

the domestic sector to reduce

water wastage.

(3) The bureau should target theagricultural sector only for

producing quick results in

reducing wastage of water.

(4 ) The bureau should ensure

that all the state officials

concerned with. the

measures are actively

involved.

(5 ) The bureau should start with

adopting measures which

are simple to execute and

produce immediate results

in reducing water wastage.

214.



























































































































































































































1512011

INTENSE

(1 ) smooth

(2 ) serious

(3 ) low(4 ) diluted

(5 ) jovial

TACTICAL

(1 ) . unplanned

(2 ) uniform

(3 ) devious

(4 ) premeditated

(5) deformed

INEVITABLE

(1 ) certain

(2 ) unforeseea ble

(3 ) unavoidable

(4) inescapable

(5 ) predictable

215.

Bank of Baroda 13.03.2011 I..Marketing Aptitude

Which of the following. according consumption patterns of the 223.

to the author,' is/ are the domestic seector alone ..

indication/a of a water crisis? (C ) Monitor carefully the

(A ) Many agrarian areas in the . activity of diggingcountry are facing a boreweI1s.

drought-like situation. . (1) Only (A) and (C )

(B ) Almost three-fifth' of the (2 ) Only (A ) and (B )

naturally available water has . (3). Only '(A)

been reduced to avery (4 ) Only (B ) and (C)

criticial level in a relatively (S) All (A), (B ) and (C)

short span of time. 218. Which of the following is true

(C ) There has been a significant about the Bureau of Energy

drop in the availability of Efficiency, in the context of thewater over the past fifty passage? 225 .

years (A) 1t failed to pay adequate'(1) Only (B) attention to industries like

(2 ) Only (A ) and (C ) metal, textileaetc. interms

(3 ) Only (C) . of energy consumption.(4) Only (8) and (C)(B) .It focused on rating systems

(5) All (A) , (B)and (C ) for efficient use of goods inThe author suggests that the H the domestic sector.

Bureau ofWater Efficiency devise .(C) It mostly f9cused on the.

a strategy or make laws to meet energy consumption inthewater challenges in the industrial domestic sector. . 226 .

segments ra ther . than the (1) Only (A)and (C )

domestic "Segments because (2) Only(A) and (8 )

> (3) Only ( A \ )

(4 ) Dnry (B ) and (q. (5) AU(A), (B) and (C )

."216.

217.

(1 ) The industrial sector is th

Only one that is ina position

to reduce its water

consumption by a significant

margin.(2 ) There is comparatively less

serious water misuse in the

domestic sector.

(3 ) Itwould be easy to identify

the consumption patterns in

the industrial sector because

of its density-and visibility ..

(4 ) The industrial sector would

be capable of paying thefines levied by the Bureau for

water misuse whereas the

domestic sector would be in

no such position

(5 ) The industrial sector wouldbe easier to manage in terms

of making them understand

the importance of water

conservation.

Which ofthe following, according

to the author, is/are the step/sthat the Bureau of Water

Efficiency can take to ensure

proper utilization of wale

resources?

(A) Put in place measures that

ensure proper water usage.

(B ) Concentrate on the water

Directions (2 .9-222); C ho os e th e

w ord /group oJ w ord s w hich is m as t similar

in m eaniltg to ihe w ord /group of w ord s

prin ted in cale tas used in fh e passage.

219. COSMETIC

(1)' enhancive

(2 ) beauty

(3 ) augmentative

(4 ) superficial

(4 ) aesthetic

220. STAGGERING

(1) weaving (2) astounding

. (3) lurching (4 ) stumbling(5 ) unsteady ,

. 2 21 . CONSCIOUS

(1 ) unknown (2 ) mindful(3) self-aware(4)' awake

(5 ) alert

222. DRAMATIC

(1) remarkable

(2 ) moving

(3) . theatrical

(4) histrionic

(5)staged

Directions (223-225) : a100Se th e

word /group of words which is most

opposite in m ea ning to the w ord /group of

words prin ted in bold as used in the

passage.

224.

MARKETING APTITUDE

227.

Marketing persons need _.__

(1 ) Innovative skills

(2 ) Laborious attitude

(3) Fighting nature

(4 ) Quality of imitating others

(5). Sympathetic approach

Communication skills inthe caseof a DSA means __

(1 ) Oratory excellence(2) Delivering long speeches

(3 ) Loquacious

(4 ) Ability to convince the

customer with the right

choice ofwords

(5 ) Ability to talk very fast

A 'Prospect' means -

(1 ) a rude person

(2) a polite person

(3 ) a likely buyer

(4 ) a religious head

(5 ) a team leader

Socia l Marketing refersto _ _ .(1 ) Share market prices

(2 ) Marketing by the entire

society

(3 ) Internet Marketing

(4 ) Marketing for a social cause

(5 ) Society bye-laws

A 'CaU' means -

(1 ) to call out to someone

(2) a Profession

(3 ) ASpeech

(4) A new Product

(5) a sales person visiting a

likely buyer

228 .

249.

230.

I B P S lest Prep www.ibpstestprep.com

















































































































































































































































































































































231. Effective Selling Skills depends on

2011 116 Bank of Baroda 13.03.2011 I Marketing Aptitude

(1 ) Knowledge level of

competitors(2 ) Information about

marketing staff

(3 ) Information regarding Share

market

(4 ) Knowledge of related

markets

(5 ) Information regardingpolitical leaders . '

Modern styles of marketing

include ~_. Find the wrong

answer.

(1 ) Digital marketing .

(2) Tele-marketing

(3 ) Door to door marketing(4 ) e-mail solicitation

(5 ) All of the above

233. ADSA means(1)· ·Detective Service Agency

(2) Direct Selling Agent

(3) Direct Supplying Agent

(4) Distribution and Sales

Agency

(5) Disciplined Sales Agent

234. Incentives are paid to safespe rs ol1S __

~.. (l) for missing the targets, (2) for surpassing the targets

..(3) . for identifying leads(4) for designing products

(5) for travelling

235. Online Marketing is useful for

232.

236.

(1) Selling Old Products

(2) Sending e-mails

(3) Increased production

(4) Increased job opportunities '

(5) Increased expenses

Service Marketing is the same 'as

237.

(1) Internet Marketing

(2) Telemarketing(3) Internal Marketing

(4) Relationship Marketing

(5) Marketing done by service

class employees

'Push' marketing stylerequires

238.

(1) Proper planning

(2) Good pushing strength

(3) Team work

(4) Ability to identify the

products

(5) Aggressive marketing

The Securities Market is governed'

by the rules which are framed by

(1 ) IRDA

(3) AMFI

(5 ) SSE-239. Planning for Retirement Saving isa type of ; __

(1 ) Banking Option(2) Stock Market Option

(3) Branding

(4 ) Financial Planning

(5 ) Mutual Fund Benefit

-240. Absence of a proper Financial'

Planning can lead to __ ,_

(1 ) Balanced investment in

Mutual Funds

(2) Overspending and Debt

problems

(3) Inadequate exposure to ' 248.share market

(4 ) Capital gains

(5 ) Planned Future

241. One of the foHowing i s not

.included in the 7P's ofMarketing.Find the same __ '

(1) Product _.(~) Price

(3) Production

~(~) Promotion

(5) People

242 .. 'SIP' in Mutual Fund business

(2) SEBI

(4 ) NSE

243.

l\1·eans__ ,

(1) 'Salaried Individu Is 'and

Plans(2) Systemised Insurance Plans

(3) Systemised MF Plans ,

(4)' Systematic Investment Plans

(5) None of the above

Mutual Fund business from

existing bank customers 'can bemobilized by __ '_

(1) Outdoor marketing

(2) Telemarketing

(3) Cross-selling

(4) Internal Marketing

(5) All of the above

a

246.

(4) Dividing the target group as

per their needs

(5 ) Sales persons' group

Marketing Opportunities means

244. Conversion means(1) Grouping of prospective

clients

(2) Interacting 'with- -\prospective client

(3) Converting a seIler to a

buyer

(4)· Converting a prospect into a

buyer

(5) Converting an employer into

an employeeMarketSegmentation means __

(I) Territory allocation

(2) Market Space

(3) Market place

247.

(1 ) •Availability of sales persons

(2 ) AvaiIability of data

(3 ) Melas,(4) Scope for marketing

(5 ) Evaluation of performance

Market Research isuseful for

(1 ) Deciding proper marketing

strategies

(2), Deciding the sales persons

(3 ) Choosing old products

(4 ) Recruitment of staff

(5 ) Payment of bonus

The main target group for-SIPSchemes are __

(1)'. ALL HNIs

(2) All NRls

(3) All salaried pe:r;sons

(4) All agriculturists

(5) All students

Innovation inmarketing is same'

245.

'249_

as

(1 )

(2 )

(3 )

( 4 )

, _,(5) .

. 260. Buyer Resistance' means __(1) Buyer's interest in the

product being sold

(2) Buyer fighting with the seller

'(3) Buyer's hesitation in buying

the product

(4) Buyer becoming a seller

(5) Buyer buying the product

251. Bulk S.~vings Accounts can bemobilized by means of __

(1) Door.to door canvassing

.(2) Making cold calls

(3) e-mail solicitation

(4) Contacting all employees ofan institution

(5)' Writing letters

252. Diversification in marketing

Motivation

Inspiration

Aspiration

Creativity'

Teamwork

means

(1)' Marketing

countries

(2) Marketing

to different

in many

companies ,

(3) Marketing of the same

product by many, diverse

persons

(4) Marketing of new, diverse

product

(5) All of the above





































































































































































































































































Bank of Baroda 13.03.2011 I Marketing Aptitude 1712011

253. One of the following is not a

pre-sales activity. Find the

same

(1 ) Lead generation(2 ) Product design

(3) Sales presentation

.(4) After-sales service,

(5 ) Scanning the Yellow Pages

254. Corporate Loans are given to _'_

(1 ) Individuals

(2 ) Blind persons

(3 ) Schools &Colleges

(4 ) Proprietary concerns

(5 ) Limited Companies

255. Financial Inclusion needs

canvassing the Accounts of__

(1 ) Financial Institutions(2 ) NRIs

(3 ) HNIs

(4 ) Housewives

(5 ) Persons from, the weaker

sections

256. Value added services means __

(I) Costlier products

,(2) More number of products

(3 ) Additional services

(4 ) At par services

(5) New products '

')Jj7. The USPof a Current Account is

_'-- . .'(1) ,High minimum balance

(2) .No restrictions 011

transactions

(3) No Interest payable

(4 ) Restricted deposits

(5 ) Any number of accounts

258. Situation Analysis is useful for

(1 ) SWOT Analysis

(2), Analysis of Sales persoris'

performances

(3) Analysis of capital markets,

,(4) Staff placement(5) Area' allocation

. 259. RTGS facility can' be best

canvassedamong '

'" (1) Inter-state traders

- (2) Tailors

, (3) Carpenters

(4) Politicians

(5) Film stars

26.0. 'USP' of a product connotes

(1) , High selling features of a

product

(2) Drawbacks of a product

(3) New additions to a product

(4 ) Efficient staff

(5 ) Large organisation

261. CRM (Customer Relationship, Management) is __

(1 ) a pre-sales activity

(2) a tool for lead generation

(3) an ongoing daily activity

(4) the task of a DSA

(5 ) customer complaints

262. Recurring accounts can best be

canvassed among __

(I) Farmers

(2 ) Traders

(3 ) Salaried persons

(4 ) Minors

(5) Students263. ELSSmeans

(1 ) Entry Load Shares Scheme

(2 ) Entry Load Starting Shares

(3), Equity Linked Savings

Scheme

(4) Equity Linked Shares 50Ia

(5 ) En:tr..'2yee Leve ' Salary.'

sthe~e

264. Socieites arid Trusts are the target

groups for opening _,_ '

(1 ) " Cur-rent Accounts

(2) Savings Accounts

(3) CarLoan Apcounts(4) Corporate Loan Accounts

(5) Education l~oan Accounts:

265. De-mat accounts are useful, for

(1 ) Online trading of shares

(2 ) Locker operations

(3 ) ATMs

(4 ) Quick sanction of loans

(5 ) Export transactions

266. Home Loans are basically __

(1) Short term finance

(2) Loans 'give'f\to.minors

(3 ) 'Long term loans;(4}. Loans given for boosting

profits C

(5 ) Loans' given more to

industries' '

267. WhatdoesthetennHUFmeanS?

(1) Hindu Undivided Family

(2) Hindu Single Family

(3) Heavy Faciliti~~

(4) Hindered Remittances

(5) Term is 'used for failed

transactions

268. EMI can be a marketing tool

if

(1) EMl is increasing

(2 ) Itis very high

(3 ) Itis very lOW

(4 ) EM! has no impact onmar-keting

(5) EMI is .a flatrate

269. Channel ·Finance can be

considered only among __

(1) Supply-chain distributors

(2) Chain snatchers

(3 ) NRIs

(4 ) Pensioners

(5 ) House wives

270.. Direct Marketing' is useful for

(1 ) Designing Products

(2) Sending e-mails(3 ) Increased production

(4 ) Increased job opportunities

(5 ) None of these'

271. The pricing strategy for credit

cards depends on __

(I) Competition, '

(2 ) Customer's income'

'(3) , Customer Relations ,

(4 ) Customer awareness

, (5 )' , C ustom er , usage, '

'277-. Offsite Marketing means _' '_,'

(1), 'Sales persons .' ,

(2) Marketing in the ProductionDepartment,

(3 ) ATMs'

,(4) Marketing inside the Branch

(5 ) Marketing function outside

- the Branch

273. One of the following is not a

Target group for Savings

Accounts

(1 ) Salaries persons

(2 ) Doctors

(3) Public Servants

. , (4) Insurance agents

(5) Loss making companies274. Rural 'bank marketing has good

scope for _'_

(1) Industrial loans '

(2) Corporate loans

(3) NRI loans

(4) Tractor loans

(5) , All of the above

275. ' ASBA accounts are type of __ ' _ .

(1) Loan accounts .

(2) Credit card facilities

(3) Savings accounts

(4) Export-Import remittances

(5) Internet Banking








































































































































































































































































































2011118 Bank of Baroda 13.03.2011,I Solutions

IANSWERS

.1. (5) 2. (4) 3. (4) 4. (2)

5. (3) 6. (1) 7. (4) 8. (3)9 . (4 ) 10. (4 ) . 11. (3) 12. (2 )

13. (5 ) 14. (5 ) 15.({) .16. (3 )

17. (1 ) 18. (3 ) 19. (4) . 2 0. (5 )

21~(3)22. (1)23.~(5) 24. (2)

25. (5) 26. (5) .27. (1) 28. (5)

, 29 . (2 ) 30. (5 ) 31. (1 ) 32. (1 )

33. (5) 34. (2) 35. (1) 36. {Z )

37. (5 ) 38. (2 ) 39. (2 ) 40; (3)

41. (4) 42. (5) 43. (4) 44. (1)· I45. (4) 46. (5) 47. (1) 48. (5)· EXPLANATIONS49. (5 ) 50. (2 ) 51. (3 ) 52. (4) .

53.(1) 54.(2) 55.(3) 56.(1) - .... ------ .... -57. ( 3 ) 5 8 . ( 5 ) 5 9 . ( 4 ) 6 0 . ( 4 )

61. (5) 62. (1) 63. (2) 64. (3) (1-8):65. (3) 66. (4) 67. (1) 68. (2)

69. (5 ) 70. (2) 71. (1) 72.(4)

73. (5) 74.(2) 75. (3) 76. (3)

77. (3) 78. (5) 79. (1) 80. (2)

81. (1) 82. (3) 83. (4) 84. (4) I

85. (5) 86. (4) 87. (4) 88. (1)

89.(5) 90. (3) 91. (1) 92. ( : , 1 ) . I

93. (1) 94. (2) 95.{4) 96. (1)

97. (4) 98. (2) 99. (1) 100.(2)

101.(4) 102.{4) 103. (3) 104.(3)

105. (5) 106.(5) 107.(2) 108. (1)

109.(5) 110.(3) 111. (1) 112. (3) 6.; (1)

113.(1) 114.(1) 115.(5) 116. (4)

·117. (5) 118.(3) 119. (2) 120. (1)

. 121.(1) 122.(2) 123.(5) 124.(4)

125.(3) 126.(4) 127.(4) 128; (5) I 7. (4)

~129.(1) 130.(5) 131.(4) 132. (1)

133.(3) 134.(1) 135.(3) 136. (5)

137. (1) 138. (2) 139. (4) 140. (4) 8. (3)

141.(3) 142.(3) 143.(2) 144. (4)

145.(4) 146.(1) 147.(1) 148.(3)

149.(2) 150.(2) 151. (4) 152. (4)

153.(3) 154.(2) 155.(I) 156.(2)

157.(1) 158.(1) 159. (5) 160. (1)

161. (5) 162.(2) 163. (1) 164. (1) (4)

165. (4) 166. (4) 167. (4) 168. (1) 9.

169. (1) 170.(1) 171. (5) 172. (2) 10. (4)173:{2) 174.(2) 175. (2) 176. (4)

177. (1) 178. (3) 179. (2) 180. (4) 11· ·(3)

181.(1) 182.(4) 183. (3) 184. (2 ) second and the third are

185.(4) 186.(3) 187. (5) 188.(3)

189.(2) 190.(3) 191.(2) 192. (3)

193.(1) 194.(5) 195.(4) 196. (1)

197.(5) 198.(4) 199.(4) 200. (2)

201.(2) 202. (2) 203.(1) 204.(3)

205. (3)206. (4) 207~(1) 208. (4)

209.(3) 210.(5) 211.(2) 212.'(3)

213.(1) 214.(5) 215.(4) 216. (3)217. (1) 218. (2) 219. (4) 220. (2) 13. (5) In all others the last two

. 221. (2) 222. (1) 223. (3) '224. (1) letters are consecutive inthe

225.(2) 226.(1) 227. (4) 228.!3). alphabet

I

Inall others first .person issitting between the -seeond

and the third person .

In aU others fitst person is

sittingimmediate right of the

second person.

The series constitutes 26. (5)

students studying in

consecutive standards. G , .D I

B, A and C are studying in

standard first, second, third,

fourth and fifth respectively.

All others are continents,

All others arewon but gift is.presented.

In all others the fourth, the

229. (4) 230.(5) 231..(4) 232. (3)

233,(2) 234~2) 235.(1) 236. (4)

237. (3) 238. (2) . 239.(4) 240..(2)

241.(5) 242. (4) 243. (2) 244. (4)2 45. (4 ) 246. (4 ) 'M7. (1 ) 248. (3 )

249. (4) 250. (3 ) 2 51 . (4 ) 252. (5 )

25 3. (1 ) 254. (5).255. (5 ) 256. (3 )

257. (2) 258.(2) 259..(2) 260.(I)

. 261.(4' 262.(3) ·263.(3) 264.(2)

265. (1)266. (3) 267. (1) 268. (1)269•.(1) 270. (4) 271. (2) 272. (5)

273. (5 ) 214.·(4} 2 75 . (2 )

Day Lecture

Monday Mathematics

Tuesday Psychology

Wednesday Chemistry

Thursday Computers

Friday Biology

Saturday Physics

Sunday English

17, (1)I The second one is taught

after a day the first one is

taught.

<>£[])aa@

share @tmarked profit

< > vo @ je [ill making

~profitnow

'consecutive letters in the

alphabet inthe sallie order.

12. (2 ) In all others the fourth and

the second are consecutive in

the alphabet whereas there is

a gap of one letter betweenthe first and the third letters.

¢"suje b.ka

.now thelmarked gains

<>do ill] yosu., money ~ aa, profit= [e,

share '" vo, now '" su,

making= ka,the = do or yo,

gains =do or yo .

Assumption Is implicit.

That's why warning is given

not to enter ward no. 2.

Assumption IIis dearly

implicit. Ward no.2 ismeant

only for ABC disease.

Emphasis is given on

German technology. Soassumption Iis implicit.

Assumption IIis not an

assumption. It· is a

hypothesis.

28. (5) Both the assumptions are

clearly implicit in the

statement.

Assumption IIsnotmentioned

in the statement. This is a

reverse conclusion. Offenders

can be penalizedonly when.

they arecaught Soassumption

IIisdearly implicit

27. (1)

29.· (2)







































































































































































































































































































































Bank of Baroda 13.03.2011 I Solutions 1912011

30. (5) According to statement the

prices have remained

unchanged only inNigeria.

50 elsewhere in the worldprices have changed. Hence

assumption Is implicit. The

emphasis is on unchanged

prices. So the. prices were

different earlier from the

present. Hence assumption

IIis also implicit.

31. (1) Action IIcan further deviate

people from paying taxes.

Action T can help people

realize the importance of

paying taxes.

32. (I) The problem is riskassociated with the job of

armed forces and not the

indifferent salaries; So only

action.I follows.

33. (5) Due to clear accountability of

bodies the development of

the city is hampered. So both I 47.

actions are in line to improve 48.

the functioning of bodies.

34. (2) The problem is Inadequate

number of hospital beds per

10QO people not the

Inavailability of medicines.So only action IIfollows.

(35-41): D B FeE ARow-I: I I I I I·I

37 .

Row-Z: I I I I I ·tT..PSRQV

(5) All others are sitting

diagonally opposite to each

other.

(2) All others are sitting at

extreme ends.

(5 ) From I : : : : ; > T lives either on

ground floor or on secondfloor.

From II : : : : ; > T can be on any

floor except ground floor.

Floor I + II : : : : ; > . T lives on

second floor.

(4) From I : : : : ; > hope to see you '"

3692

do you see that = 1973

From II :co} to pray and hope

=0286

hope I do well = 5467

So, code for 'See' can't be

determined.

38.'

42

43.

44. (1) From I : : : : ; > D is sitting to the

immediate left of A. .

From II : : : : ; > No information

about A.45. (4) FromLeeXiseitherhnsband

or wife of Y.

From n ~ No information

aboutX.

46. (5) From I : : : : ; > P > Q =R > T

No information about. 5.

From II ~ Q > 5 > T

no infOImatian about P and

R.

From I+ II=:.P>Q=R>S>

T

So, bag T is lightest.

( ' 7 4 ) ' ~ qstar moon planet universe

(1 ) 1. .. J

(5 ) t. ;II. x

11.1

56.

probably gone up only 50

times, and costs have gone

up 100 times". So the increase

in salary for some professionhas been less than the rate of

inflation over a longer

period of time.

(1) L is daughter of P and P is

daughter of Q. 50 L is

granddaughter of Q.

(3) R is sister of T. 50 Q can be

nephew of T only when Q is

son of R. So the expression

should be: Q - R +S x T

(4) I > J ~ K "" L ~ N =M .

or, I > Land M ::: K

(4) P < Q ~ R S S or 5> P(5) In each step th e figures move

one place in ACW direction

diagonally and from step 1

to 2, 3 to 4 and 5 to 6 four

elements from top appear in

reverse order and two

elements' at bottom

interchange places and the

lowermost element is

replaced by a new element.

(1) .From step 1 to 2,3 to 4 arid.5

to 6 second element from

both sides get inverted at

their places and then move

in the following way:

.&1~52~ '(2) From step 1 t o .2,3 t o 4 and 5

to 6 the third and the fifth

elements from left become

the first and the second from

left The first two elementsfrom. left becomes the last

two from left and a newelement appears in the

centre.

(3) From step 1 to 2, 3 to 4 and 5

to 6 the upper right comer

element is replaced by a new

element and the remaining

three elements interchange

places inthe following way:

(49-50);

57..

59.

60.61.

62.

63.

64.

49. (5) 1 . . . , J

SO.· (2) I.x

n..o J

II . - o J .


(51-53): 6)~

~~apartment cottage

51. (3) I. x II.x

But I and II are

complimentary pairs. So

either I or II foI1ows.

52. (4) L)( II. x

53. (1) I . ' " II. x

54. (2) The lack of applicants for

teacher's trainingl degree

programme will lead to a

crunch in terms of

availability of qualified

teachers in future.

·55;- (3) "Salaries of maids have

















































































































































































































































































































































2011120 Bank of Baroda 13.03.2011 l Solutions

80.5. (3) From step 1 to2,3 to 4 and 5

to 6 elements move in the

following way:

66. (4) From step 1 to 2,3 to 4 and 5

to 6 vertically and

horizontally opposite

elements interchange places.

The diagonal elements

interchange places illpairs.

67. (1) From step 1 to 2,3 to 4 and 5


following way:

I ~ : i l -8. (2) From step 1 to 2,3 to 4 and 5

to 6each element moves one

place in ACWdirection.

69. (5) From step 1 to 2, 3 to 4 and 5


following way where Nis a

new element:

-0. (2) Ineach step the whole figure

moves half-a-side and two

pairs of corner elements

. interchange places while one

- pair of middle elements also

interchange places but upper

middle element is replaced

. by a new element.

71. '(1) From step 1 to2,3to4and5


following way: 79.

72. (4 ) In each step elements move

one side inACW direction.

73. (5) The movement of elements

is repeated after every twosteps.

74. (2) From step 1 to 2, 3 to 4 and 5

to 6 all elements move one

place in CW direction and

one element is replaced by a

new element.

75. (3) In each step the triangle

rotates by 90°, 135°, 18.0"

and 225° in CW direction,

the equalsign rotates b y 450

in CW direction and the

circle rotates by 45°, 90°,

1350 and 1800 in CW

direction.

76. (3) . ! . x ~ x 24 x 650 =85 +?. 6 100 23

~104'" 85+?

~ ?=-104 - 85;;; 19

77. (3) 92 x 576 + 2"/1296

;;;(?)3+149

~ 92 x 576 +2x 36 =·(?)3+7

~ {?)3 =92 x 8 - 7

:;;> (1)3 ;;;72 9

:;;> 1=9

~13 5 11 17 (?)2-+-----;;;-4 2 6 12 10

(2) (15 x 0.40)4 + (1080+30)4

x (27 x 8)4 =(3 x 2)?+5

: : : :>6)4 + (6)8x (6)12=(6 ) ?+5

- < = > ? +5 .. 4 -8 + 12

: : : :>?=8-5=3

(4) The series is x7

So,? =343 x 7 = 2401

:;;>39+30-22-17

12

86.

87. (4) 13 20 39 78 145 ~<:»<:»<;»<:»<:»+7 +29 +39 +67 +108

<:»"J<:»<:»+12 +20 +28 +36

<:»<:»<:»+8 +8 +8

(?)2

1 0

:::> (?)2 .. 3Oxl0 =25. 12

~ ?=5

1 1

(1 ) ( - / 8 x . J 8 ) 2 ~ +.(9)2

= (?)3 +v'&-340

, (? )3 =2 . . f i +3 - 2.fi + 340

. .. :;;>(? )3 = 343

~?=7

88. (1 ) The series is + 23 , + 46 , i'92,

+184, +368

So, ? "" 357 +36 8 =725

(5 ) Theseriesis+97,+197,+297,

+397,+497

So, ? .. 991 + 497;;; 1488

(3 ) The series is +(7 x I), +(7 X

3), +(7 x 5), +(7 x 7), + (7 x 9)

So, ? =22 4 + (7 x 9) .. 287

(1) I. "/l225x +,,/4900 .. 0

:;;>35x + 70 .. a

-70~x = 35,:",~-2.

89 .

90.

91.

92.

1 1

II. (81)~y +(343)3 ",0

1 1.-y-

:;;>(34)4 +(73)3 ='0

:;;>3y + 7 =0

-7: ; ;>Y=3"

So, x > y

18 6 12 8(3) I -+---=_.

. x2 x x2 x2

18 6 12 8~~+----_=O

x2 x x2 x2

18+6x-12-8 0:;;>. 2 ..

.,. x·

:;;>6x" 2

2 1: ; ;>x"·_"-

6 3

.II. y3 + 9,68 + 5.64 '" 16.95

:::;)y3 =16.95 -15.32

~y3;;; 1.63






Bank o f Baroda 13.03.2011 Solutions 2112011

1

~ y = (1.63)3 .

So,x <y

93. (1)I (2)5 + (11)3

x3, 6

3 32+1331 1363= :> x ::: - __ .

6 6

1

(1363)-

·::::;:.x=-6-3

II . 4y3 '" - (589 + 4 ) + 5y3 '

~ 5:9 = 5y3_ 4y3

3 589::::;.y =--

4

1

. (589)-=> y= _ 34

So , x > y

94. . (2 ) 1 . 1 2x 2 -1 0x2 + llx - 22x + 12 .

=0 .

=> 2x2 ·l1x .+ . 12 = 0

= > 2x2 - 8x • 3x + 12 = = 0

~ 2x (x - 4) -3 (x - 4) '" 0

~ (x- 4) (2x - 3) .. 0

3=>x=4, ' 2

II. 13y2. 9y2 - l8y + lOy + 3 .

=0

~ 4y2. 8y + 3 :: 0

= > 4y2 • 6y • 2y + 3 =0

=> 2y (2y - 3) -1(2y -3) = 0=> (2y - 3) (2y .•1) '" 0

3 1: : : : ; ' Y ' " " 2 ' " 2

So , x 2 : y

( 7· 1 3.95. (4) l ' l X 5 +9 ",169+x5

~x2= 169x 9

~x = -/169x 9 =±39

1 1- -

II. y4xy4x7

l'

= 273+ y2

273~y= -=39_

96.

So, x~y

(1) Let the cost of one table and

one chair be. x and. y

respectively,

So, x = y + 210...(i )

and, 3x + Sy = 3110 . .. ( ii )

from equation (i ) and (ii) , x

= 520, y= 310 .

:. Required cost = = 2x + 2y

=2(520 + 310)

=~660

Largest angle of triangle

=40x2=80o

Second largest angle O f

triangle =180 - (40+·80) .= 60"Largest angle of

quadrilateral

6 .

=-x360=120°18

.. Required sum = 60 + 120

..,1800.

101. (4) Leng th of platform

. 5= 120x-x24-320

18

= 800 - 320= 480 m,4 8 0

Speed of man =4 x 60

= 2m/sec.

. 7200x100102. (4). Principal= 12x6

~ ~ 10,000

Compound Internet

41~10000x 400 =n025

103. (3) Let both numbers be xand y

respectively,

So, x2 + y3 = 568

arid y2 =82 - 15

=>y2 =49

~y""7So,'x2 = 568 • 343. = 225

x = 15

3Required value= " 5 x 15'" 9

104. (3) Average of odd numbers

= 656 =828

Then numbers are ;-

75,7079,81,83,85,87,89

Evennumbers ;-

84,86,88,90

Required sum = 75+ 88 =163

19 21105. (5) Last S.P. = 9600 x 20 x 20

= '{ 9576

Loss= 9600 - 9576 '" '{ 24

.<""

97. (4) Required sum

(3+4)" . .=12{28 x 3 ) + (5 x 2)

=59years

(2) Area of circle,

2 221U ' =7 x14 x 14 .

= 6160n2

A rea o f r e< ;_ tan le

=1166·61. .9

= 550 cm 2

Breadth pfxectangle

550;;. 25=~cm.

www.ibpstestprep.comB P S rest Prep

, 9 8.

'".:, Required sum

= 2ltr+2(1 +b) .

22= 2 x 7 " )(14 + 2 ~~ + 22)

.. 88 + 94 .. 182 e m .99, (1) Seeta'smarks

=456 • 24 =. 432

.Minimum passing marks

=> 432x34 .. 27254

r. Required marks

=456 - 272 = 184

100, .(2) Smallest· angle of

quadrilateral .

3= -:- x 360 "" 60Q

18 .

Smallest angle of triangle

2=60x-=400

3 .












































































































































































































































































































































2011122 -Bank of B~roda 13.03;2011 I Solutions

106. (5) Required number of

candidates" (3 54 - 2 58 ) + 235

=331

107. (2) In 2005 difference is 110, which is second lowest.

108. (1 ) Required ratio = :

=11 :4

109. (5 ) Required percentage

435=~. ~ x 100546

=80% (approx.)

110. (3) Required percentage

89.. - x 100346 "

=26% (approx.)

111. (1 ) Required average

.. ,(5+ 10+ 15~30 +40+ 50) >:10006 '

= 25000

112. {3 ) Required percentage

40, .. . '= 2 5 x 100 = 160%

113. (1) Required number

""70% of 90,000

, = > 63 , 00 0114. (1) Required ratio

10,000:;;_.-

75,000

""2: 15


15 ,= 4S x 100

=33% (approx.)

116. (4) Required value

=10% of 6500

=650


8= 18 x 100

.. 44% (approx.)

118. (3) Required number

= 37% of 6500

=2405

119. (3) Required ratio = 13: 7

120. (1) Required percent

30 "= 18 x 100

.. 167% (approx.)

121. (1) Required average

3.34 +5.83+1.693 lacs

= .~ 3.62 lacs

2.79122. (2) Required ratio = 9.45

=31; 105


= 1 .0 3 d OD8.42

= 12% (approx.)

124. (4) Earning of 1 2 is increasingconsistently.


'" 1.44+7.84 »ioo

5.53

persons but 'among' is used

to show the relation ofmore

than two things or persons.

209. (3) The use of 'has' isunnecessary.in the third part _

of the sentence. It should be

written as "cricket always

had a strong foundation".

211. (2) From the last two

paragraphs of the passage

answer choice (2) is the

correct answer.

212. (3) The growing ofwater within

the loop in agriculture de-

risks the challenge of any

perceived deficit. Rice,

wheat, sugarcane and crops

that need water-logging,

, which ensures groundwater

restoration. Surface water

evaporation only

strengthens precipitation

and rainfall.

: 213. (1) Thepassage primarily deals

with the challenges of water

problem,

215. (4 ) From the second paragraph

of the passage, only

statements (B) and ( < 2 ) are

correct.

216. (3) Implementing a law is more

feasiblewh~n the

concentrationis dense and

identifiable. Industry offers

this advantage more than

the domestic or the

commercial sector of hotels

and offices.

218. (2) The Bureau of Energy

Efficiency has looked at

efficiency rating systems forwhite goods in the domestic

'sector, and has not paid

attention to the massive

consumption of energy in

metals manufacture, paper

and textiles.

:= 9.28x100

5.53

=168% (approx.)

(176-1811); 'fhe correct sequence of

sentences is:

DGEAFCB

201. (2) It should be 'from' in place

of 'by' tn the second part of

ie-sentence.

202. (2) rt should be 'boomt~g' in ', · 1 p la ce o f 'boom' in t he s ec ond

part pf the sentence.

203. (1) The first.part. of the sentence

.should be written as "So

much is the inflow of

travelers that". "

204. (3) It should be 'leading' in place

of 'lead' in the third part of

the sentence.

, 205. (3) It should be 'or' in place of

'and' in the third part of the

sentence because the correct

structure is "either .., or".

206. (4) It s hould be 'time' in place of

'times' in the fourth part of

the sentence .

2fJ7. (1). It should be 'has' in place of

'have' in the first part of the

sentence because "The band"

is a singular subject.

208. (4) It should be 'among' in place

of 'between' in the fourth

part of the sentence because

'between' isused to show the

relation of two things or






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Probationary Officers Exam 2011_ Bank of Baroda