Contract List Price At Time of Contract – Sale Price Available Post-Settlement

40 S Decker - $220,000 3 BR/2 BA

152 N Linwood - $199,000 2 BR/2.5 BA

2318 Fayette - $189,900 2 BR/2 BA

154 N Lakewood - $125,000 3 BR/3 BA

25 S Potomac - $79,000 4 BR/1 BA

Patterson Park January 2011 Kimi Aghevli & Christina Dudley, REALTORS

Just Listed Listed in December

2738 Baltimore - $285,000 4 BR/3.5 BA

2820 Baltimore - $250,000 4 BR/2.5 BA

131 N Curley - $115,000 2 BR/1.5 BA

129 N Streeper -$90,000 2 BR/1 BA

135 S Curley - $ 64,000 2 2BR/1 BA

32 N Potomac - $55,000 2 BR/1BA

Recent Sales Settled in December

2933 Baltimore - $255,000 2 BR/2.5 BA

124 N Belnord - $168,900 2 BR/2BA

19 S Curley - $149,000 3 BR/2BA

24 N Streeper - $132,000 2 BR/2.5BA

153 N Linwood - $115,000 2BR/2BA

121 S Curley - $39,000 3 BR/2BA

127 N Streeper - $34,900 2 BR/1BA

For more information regarding these or other real estate transactions, or to get a free comparative market analysis for your home, email or call us!

January 2011 Let us remember that, as much has been given us, much will be expected from us, and that true homage comes from the heart as well as from the lips, and shows itself in deeds.

- Theodore Roosevelt

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January 2011

Kimi Aghevli & Christina Dudley, Realtors

Upcoming Events in the Park Happy New Year! We survived the holiday season and now we can get back to old, or new, routines. As we start a new year, and a new decade, make a resolution that 2011 will be your best ever. Try new activities, new restaurants, new classes at the gym. Make it a year where your gung-ho fresh-from-new-year spirit stays alive all year long – and then tell your friends and neighbors about your great new finds!

Keep up to date on events at my neighborhood blog: http://pattersonparkpatter.blogspot.com

January 5th (Wednesday) Made a resolution to get fit in 2011? Kick start yourself with Yoga for beginners in the Virginia Baker Rec Center in Patterson Park! 7-8 p.m. $60/15 classes

January 5th (Wednesday) Each Wednesday from 12-2 p.m. head to the Mimi DiPietro Ice Rink in the park for the Mommy & Me/Daddy & Me ice skating classes! Call 410-396-9392 for more information or to sign up. $5/class

January 6th (Saturday) Wondering where the free yoga in the park went now that it’s chilly? It’s moved for the winter to 1724 Aliceanna, so bring your yoga mat and come ready to get energized! Free

January 6th (Saturday) It’s Babe Ruth’s birthday! Pay tribute to Baltimore’s greatest sporting hero at the Babe Ruth Birth Place & Museum with food and drinks provided. free

January 7th (Friday) Looking for a fun way to stay in shape? Join Zumba® in the Rec Center in the Park for an aerobic workout with Latin Rhythms ever Friday. Call 410-276-3676 or email Katie@pattersonpark.com for more information. $5/class

January 16th (Sunday) Celebrate the birthday of the historic civil rights activist at the Martin Luther King Celebration Parade, starting at the MLK Boulevard with floats, live bands, and choirs.

January 22nd (Saturday) Try something wild and head to the Creative Alliance for Big Body Painting Improve Party. Check out local artists’ human canvasses, or volunteer to model, too! 8 p.m. $15 for non-members/$10 for members.

Save Money on Property Taxes

Many of us in the neighborhood have just received our new three-year property value reassessment notice. While some of the assessed values have declined due to market conditions, there is still a decent chance that your properties value is assessed too high…which can mean more money out of your pocket for TAXES! You are able to file an appeal until February 11th if you feel your assessed value is incorrect. Check out the sites below for more info and/or needed forms (one also came with your actual assessment).

http://sdatcert4.resiusa.org/appeals/

www.dat.state.md/us/sdatweb/appeal.html

There are other circumstances that allow for the appeal of your properties assessed value, i.e., new home purchase, etc.

We have successfully appealed dozens of property values in our area, if you would like to take advantage of this service please contact us via email.

Christina – Cdudley@YWGCrealty.com

Kimi – KAghevli@ywgcrealty.com

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January 2011

Kimi Aghevli & Christina Dudley, Realtors

Featured Real Estate Article:

What’s happening with interest rates? By Mary Sirico, Sales Manager/ Mortgage Banker with NFM, Inc

One of the most frequently asked questions these days is…. “What is happening with mortgage interest rates now, and where will they go from here”? The truth is that no one can accurately predict mortgage interest rates beyond the very near future. Interest rates are currently at a historic low, ranging from the low 3% to the mid 4% range, depending on the loan program and buy down fee options. In late-August 2010, rates began to dip to the lowest level they have reached in over 2 years. They remained low and then had a minor spike of 0.25% in mid-November. Many factors influence the volatility in the mortgage rates. The most significant factor that influenced the decrease in interest rates included the August announcement that the Federal Reserve (Fed) would initiate a new stimulus program to purchase Treasury securities. In the short-term, the Fed buying increases demand for bonds, including mortgage-backed securities (MBS). In anticipation of this added demand, investors purchased MBS, which pushed mortgage rates lower. Interest rates began to increase slightly in mid-November for a variety of reasons. Stronger than expected economic benchmarks caused investors to raise their outlook for economic growth. Stronger growth decreases the need for additional Fed stimulus, and it generally leads to higher inflation. In addition, there was substantial opposition to the stimulus program from other countries and from many US politicians and economists, meaning that the Fed faced strong resistance to an expansion of the program. When investors look ahead, they see few reasons for mortgage rates to move lower and many possible causes for them to move higher. The major factors include stronger than expected economic growth, domestic and foreign opposition to quantitative easing (Fed stimulus program), and concerns about lower foreign demand for US securities.1

Again, there is no way to accurately predict where interest rates will be a few months from now. While interest rates may continue to slowly trend upwards, they currently remain at one of the lowest levels in decades with predicted periods of volatility. Historically low interest rates and a soft housing market make a great recipe for those looking to purchase a home. It’s good time to take advantage of both markets.

For more questions, pre- approvals or rates quotes please call:

Mary Sirico

Sales Manager/ Mortgage Banker

NFM, Inc

Cell: 443.527.3452 (best #)

1 Some information from this document was obtained from “What’s Going On With Mortgage Rates.” MBS Quoteline.

January 2011

Kimi Aghevli & Christina Dudley, Realtors

Search listings, neighborhood information, buying and selling tools

and additional resources and more from my website: www.ywgcrealty.com/kaghevli Or just call or email us and we can do

the work for you!

Patterson Park ’s Pet Vet

Dr. Nicole Jantz has been a Patterson Park resident for two years, with her dogs, Finley and Callan, and cats, Leo and Koma.

Question: Do I really need to use flea and tick prevention during the winter months? Answer: While it is true that fleas and ticks are scarce when it gets really cold, many fleas and ticks migrate indoors. Some of the worst flea infestations occur in the colder fall and winter months. With the changing seasons in different regions of the US, flea and tick "seasonality" can change, making it very difficult to appropriately time application of preventatives on pets. Infestations are more difficult to predict and treat, with the sporadic use of flea and tick prevention. The key to long term protection from fleas and ticks is year-round flea and tick prevention. Email your pet questions to CDudley@YWGCRealty.com

Questions about this issue? Ideas for what you’d like to see in the next? Have something you want us to share with the neighborhood? We want to hear from you! Whether it’s to find out about buying or selling a home, or to tell everyone you’re happy to babysit or dog walk, contact us via email, phone, mail, or a knock on our doors. And of course, if you, a neighbor, a family member or a friend is looking to buy or sell real estate, please call to see how we can help. We can’t wait to hear from you!

9 S. Linwood Ave/30 N Linwood Ave KAghevli@YWGCRealty.com CDudley@YWGCRealty.com (410) 925-6625 Kimi Cell (443) 803-3876 Christina Cell (410)732-3030 Office Find us on Facebook at Homes by the Dudley and Aghevli Group This information is deemed to be accurate but is not warranted

KIMI AGHEVLI & CHRISTINA DUDLEY PATTERSON PARK’S NEIGHBORHOOD REALTORS