Marketing of IT Services

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    Marketing of IT Enabled Services

    INTRODUCTION

    What is Information Technology (IT)?

    IT is a term referring to both telephony and computer technology

    IT includes all forms of technology used to create, store,

    exchange and use information in its various forms (business

    data, voice conversation, still images, motion pictures,

    multimedia presentations and other forms, including those not

    yet conceived).

    The term IT includes:

    Hardware,

    Software,

    Internet Service,

    Cables and Wires, etc.

    IT or Information Technology has probably been the most redefined

    term over the past few years. The definition has varied from simple

    automation of manual processes using micro processors to computers

    to networks to desktop publishing to networking.

    Information technology is defined and characterized by the domain of

    its usage and therefore the tools that are used in that domain typically

    contribute to IT's definition.

    Information Technology The Indian Scenario

    As in most countries, computers and IT have been around for a long

    time in India. But, considered as an industry gaining global recognition

    and as having an internationally competitive future, ITs much-

    publicized growth in India has been a much more recent phenomenon.

    Software exports, the earliest harbinger of a more widespread IT

    expansion, began only in 1985, when Texas Instruments established its

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    subsidiary in Bangalore. This move was followed not only by other

    foreign software companies setting up operations in that city and

    elsewhere but also by a number of domestically-established software

    companies (Tata Consultants, Wipro, Infosys, HCL Technologies and

    others).

    In more recent years, as the internet has expanded globally, these

    earlier investments have been followed by an explosion of start- up

    internet companies and by early efforts of a few well-established

    manufacturing companies at using the internet and other forms of

    communication to improve efficiency in their operations.

    IT manufacturing also has occurred in India for many years and has

    included investment by multinational companies, as IBMs early

    involvement in India suggests. Today, many foreign producers of

    computers and peripherals (HP, IBM, Compaq, Canon, etc.) have

    manufacturing operations in the country, often in joint ventures with

    Indian companies. There are in addition a number of wholly Indian

    companies, exemplified by HCL, a company that formerly had a joint

    venture with HP but has now taken over the enterprise. A variety of

    other manufacturers exist, including producers of peripherals,

    electronic supplies and fiber optic equipment, among others, including

    Modi Xerox, Tata Liebert and Wipro as examples.

    The Three Landmarks Evolution of IT

    Industry:

    The early 1970s saw large computer organizations like IBM and ICL as

    the dominant players in the industry. The trend then was not to sell but

    install the hardware, lease it and provide a range of services to users.

    Soon, in the eighties, three major trends started emerging which

    revolutionized the industry.

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    The first, an increasingly smaller size of hardware became available

    due to a technology called large-scale integration of circuits or what is

    commonly now known as chips. It is now commonly known that the

    power of hardware of the seventies, which was a large as an office

    room, is now down to the power of a personal computer.

    The second very noticeable trend that emerged was that the size and

    cost of hardware became irrelevant when compared to the software

    development around the hardware; this made software increasingly

    powerful and a far more influential tool in the development and use of

    systems. The early eighties saw the emergence of powerful hardware

    and a large variety of software. This industry witnessed a growingnumber of hardware vendors and software companies. The traditional

    monopolies were broken. The most notable of these new companies

    was Microsoft, which, due to creative development and increasing

    popularity of software, in only a decade, has become one of the largest

    companies globally.

    The third major development that took place towards the eighties

    which had an impact on the hardware and the software industry was

    the speed and use of satellite communication. It became evident that if

    users were to use powerful hardware it was not necessary to own it or

    even be physically close to it. The software resting on the hardware at

    distant locations or even other countries could be reached by satellite

    telecommunication through PCs or dump terminals. This made it

    possible for users to access a variety of hardware or software

    anywhere around the world on ordinary telephone lines.

    Providing IT services became more important and that is where the

    industry rests. IT emerged, in the late eighties, as a combination of

    several facets; hardware, software and communications. It became

    evident then that information technology had a wide range and scope

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    covered a variety of hardware, several operating systems, innumerable

    application software that facilitates development and easier interface

    with the user. IT specializations have facilitated working in many

    sectors such as banking, finance, mining, steel, transportation,

    government and what not.

    IT ENABLED SERVICES

    Given the advances made in technology, especially information

    sciences, the world has shrunk. This has resulted in a big businessopportunity because companies can now outsource service

    requirements using technology and infrastructure to low cost centers.

    IT enabled services help companies to support information

    requirements, both internally and externally with the help of

    computers and telecom networks.

    With this, the logic of labor outsourcing has been stretched to the

    other extreme. Earlier, outsourcing was limited to raw materials only;

    now even services and support functions can be outsourced beyond

    geographical barriers. With IT enabled services any company can have

    24-hour access and interaction with its customers anywhere in the

    world.

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    In the past, outsourcing was limited because of physical barriers.

    Historically, manufacturing facilities, especially in labor-intensive

    areas, got transferred to low cost countries, like China, India, and rest

    of South East Asia. The advances in information sciences has resulted

    in outsourcing of services, which has created in its wake a new

    segment called IT enabled services. The adjective IT highlights the fact

    that IT infrastructure is the key to its growth.

    IT enabled services are the growth opportunities for the new

    millennium. Its rapid growth is an outcome of

    Declining charges for telecom infrastructure

    Declining unit cost of computing power

    Increasing tendency to outsource non-core competency areas.

    Types of IT Enabled Services companies:

    There are two kinds of companies who set up IT enabled services

    operations. The first kind is the companies, which set up captive

    operations. The captive companies do business processing for their

    own international businesses only. Examples of these kinds of

    companies include HSBC (Hyderabad), American Express, British

    Airways (Bombay), Citibank (Chennai), Dell (Bangalore) etc.

    The second kind of companies is called the third party providers. Third

    party providers as the name suggests provide outsourcing services to

    other companies. The third party providers are in a sense just like the

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    internet software services firms which go and complete various IT

    systems setup projects for various companies. Examples of these kinds

    of companies include Nipuna (Satyam),Msource, 24/7, Spectramind,

    Daksh etc.

    The spectrum of IT enabled services includes call centers, medical

    transcription, back office operations, accounting and legal services,

    content development especially from the internet, payroll

    management, logistics management, GIS mapping, etc. The entire

    range of IT enabled services varies from pure and simple data entry to

    customer interaction, which is complex and requires intelligence.

    The said services can be externally contracted (by Company X to

    Company Y) or have internal division of a company in different area

    (like a division of Company X or its subsidiary in India, China, etc).

    What it does not involve is outsourcing of production, remote

    production, manufacturing units and virtual business on the net.

    Major Segments of IT Enabled Services:

    Following is a fairly detailed generic classification of IT Enabled

    Services which are already existing or which have potential for

    evolving into areas of entry:

    Customer Interaction Services such as Call Centres

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    Finance and Accounting Services such as back office data

    processing for Airlines, etc.

    Engineering and Design Services such as outsourced design

    activities

    Human Resources Services such as outsourced payroll

    preparations, etc.

    Animation for movies and TV serials, cartoon strips, etc.

    Translation, Transcription and Localization such as Medical

    Transcription Services.

    Network Consulting and Management covering outsourced

    network designing and maintenance.

    Data Search, Integration and Analysis covering areas such as

    preparation of legal data bases, research & preparation of

    reports based on data bases on past records, etc.

    Marketing Services such as bureaus for marketing products or

    services based on Call Centres or local market data bases, etc.

    Web Site Services for creating site contents, advertising, etc.

    Remote Education for utilizing IT infrastructure to strengthen

    formal education system for remote and expertise starved areas.

    Medical Consultancy by providing expert advice based on data or

    making available data bases.

    Secretarial Services through bureaus which utilize information

    technology for offering secretarial help.

    The key drivers of IT enabled services are outsourcing and out-

    location. Outsourcing means that some functions can be done more

    economically externally, something like "make or buy" decision in

    manufacturing. Essentially it means is that all activities like salary

    processing, call processing, credit cards processing, data mining, etc

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    can be outsourced to a 3rd party at a cheaper rate, instead of building

    overheads in-house. Out-location means that Company X has got a

    subsidiary or a division located in a low cost area to provide the same.

    This takes advantage of the lower cost of manpower to deliver the

    service over the telecom links. Call centers, financial accounting

    services, engineering design, animation are very good examples of the

    same. The prime industry targets for IT enabled services are banking,

    insurance, airline reservations, hospitals and utility billings.

    The global market for IT enabled services is estimated to grow from

    about US$10bn to US$200bn by 2010.

    Category US $ billion

    Human resources 50

    Customer interaction 42

    Finance & accounting 20

    Data search and analysis 20

    Remote education 19

    Animation 2

    Translation and localization 1

    Engineering design 6

    Network consulting and management 8

    Website services 7

    Market research 5

    Spectrum of I.T. Enabled Services in India:

    Amongst others, the spectrum of I.T. Enabled Services applications

    already evident in India includes the following broad segments:

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    Call Centers

    Medical Transcription

    Back Office Operations, Revenue Accounting and other ancillary

    operation

    Insurance Claims Processing

    Legal databases

    Content Development/Animation

    Payroll

    Logistics Management

    Call Centers: A typical call center is a service center that has

    adequate telecom facilities, trained consultants, access to widedatabases, Internet and other on-line information support

    infrastructure to provide information and support to a customer. It

    operates to provide round the clock and year round service.

    Call centers are normally operated by large airlines, by banks to

    provide services to the customers/ callers, by investment banks,

    mutual funds, telecom services, companies providing customised and

    high value services, IT products companies, amongst others. The

    primary determinant is any industry that has frequent interaction with

    a broad client base and intensive stakes in services being offered to

    the customer, where time and material value is of paramount

    importance. These services are very popular in countries such as the

    USA, Europe, Japan and Australia.

    Medical Transcription: In countries like the USA, doctors time is at

    high premium. The current practice by doctors is to simply record their

    findings through a dictaphone or some such device. These sound

    tracks are then sent through datacom lines to overseas companies

    (where costs are much lower) that employ "medical transcripionists"

    who hear these recordings, transcribe them into reports and send

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    them back electronically through datacom lines. This has now become

    a specialised discipline with people needing adequate training.

    Turnaround time is often as low as two hours and, therefore, is often

    better than what the hospital may have achieved if it had done all of it

    in-house.

    Initially, it was only being contracted out to companies that were in

    close proximity to these hospitals. Increasingly, however, to take

    advantage of lower costs, this work is being sent abroad to Mexico,

    West Indies etc. Because of the availability of high speed satellite links,

    it is now entirely feasible to do this in India in technical terms.

    Back Office Operations, Revenue Accounting, Other Ancillary

    Operations: Industries such as Banks, Airlines require large scale data

    entry and revenue accounting work to be done. For revenue

    accounting and other BackOffice accounting operations, paper

    documents/ raw data are sent to remote locations, which are used for

    data entry and necessary reconciliations. Using high speed datacom

    links for their back-office and data processing operations, these banks,

    airlines and other organizations with extensive data turnover and

    customer interface, are able to save costs and valuable resources. The

    prime concern of these companies is 100 percent availability of data

    and uptime of facility. This can be ensured through high speed

    datacom links from India to the parent country. Over the last few

    years, there has been a steadily growing trend to outsource these

    services to major I.T. service providers, with contracts running into

    decades. The prime criteria for such projects are quality of

    organizational processes, availability of abundant manpower and

    ability to dedicate resources to clients needs. India stands to gain

    from such a trend as the Indian software industry has been able to

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    make a mark and also has access to huge pool of skilled as well as

    semiskilled professionals with relative cost advantage.

    Insurance Claims Processing: Large insurance companies get

    myriad claims. Since there are well laid down rules on how they are to

    be processed such processing can be done anywhere, as long as there

    is availability of graduates who can read and write English in large

    numbers, a few doctors and a few accountants. As a result, to save

    costs, large insurance companies in the U.S. are now outsourcing a lot

    of this work. This is another good opportunity area.

    Legal Databases: There is a constant need for lawyers who counsel

    cases to go through relevant laws, rulings and precedents in order to

    build up their case. This is usually done by very junior lawyers in legal

    firms. However, in the U.S. and other developed countries, even junior

    lawyers services are highly priced. One of the ways to get around this

    hurdle is to have a readily accessible source of well managed and

    intelligent information. One of the most promising and low cost way of

    having ready access to information is information technology.

    Therefore, many legal firms have started to outsource this work to

    organizations who have a large English speaking, lower priced

    workforce of trained lawyers. The job comprises working closely with

    the firms to create a database of their existing records, index on the

    basis of various useful and common understood criterions, keeping

    track of new documents being created and incorporating them into a

    database as per well established parameters. Lawyers can then simply

    use their computers to draw up a history of like cases and draw a clear

    plan of action. Once again, the rules are clear and only average

    qualifications and ability are required.

    Digital Content Development/Animation: New Media content

    development is emerging as one of the fastest growing service

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    segments in the global I.T. services industry. It caters to needs of web

    site management, production of content for new media such as

    Compact Disk, Digital Versatile Disk and products of convergent

    technologies such as Internet enabled TV. It offers a large emerging

    potential; as more and more offices, homes, institutions, students and

    professionals realize an ever growing need to have easy access to

    information that can also be suitably fused with other media. It

    consists of compilation and development of digital content for intra-

    organization dissemination, cross-institution usage, collaborative

    projects, public domain information, programs for public/specialized

    education, web content development and management, developing

    animated movies. It typically involves defining a set of rules and norms

    for collection of data; collating various unorganized sources of data;

    sorting; indexing and sifting; compilation; conversion into digital format

    and disseminating to various users. In other types of digital content

    development, there is usually a contract between the content provider

    and developer to review the project on an ongoing basis such an

    cartoon movies, etc. Opportunities also include acting as an offshore

    content developer for organizations such as Internet media companies

    and advertising organizations where there is a constant need for

    content development. It would also ensure that operations are not

    erratic. Thus, web content development is becoming a multibillion

    dollar segment.

    There are several other such areas where the potential is high. The

    acceptability of outsourcing such work to distant countries and the

    recognition of the cost savings is rapidly growing.

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    THE SERVQUAL MODEL FOR IT SERVICES

    The concept of service quality can be applied to measure the

    performance of IT services. A conceptual model of IT service quality

    was developed based on the service quality gaps model, first

    introduced by Parasuraman et al. (1985). The concept of using service

    quality to measure the performance of IT services companies is due to

    the acknowledgment that their service performance can be determined

    by the perception of customers of IT services within an organization.

    The quality of IT services being provided then becomes essential to the

    management. That is, there is a need to develop a conceptual model of

    IT service quality and measurement systems.

    Service Quality:

    Service quality is measured by calculating the difference scores

    between corresponding items, the difference between customers

    perception and expectation of service, along 5 dimensions of service.

    The 5 distinct but correlated dimensions of service are:

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    Tangibility - appearance of physical facilities, equipment,

    personnel and communication materials;

    Reliability- ability to perform the promised service dependably

    and accurately;

    Responsiveness - willingness to help customers and provide

    prompt service;

    Assurance - knowledge and courtesy of employees and their

    ability to inspire trust and confidence; and,

    Empathy - caring individualized attention the firm provides its

    customers.

    Conceptual Model of IT Service QualityIn a further development, Parasuraman et al. (1994) proposed that

    there are three distinct levels of service desirable, adequate and

    actual. For the purposes of this study, these three service levels are

    applied to the IT setting, and re-defined as:

    Ideal level of IT service - the level of service IT customers

    (suppliers) would like to receive (provide) in order to meet the

    customers requirements, based on their needs and past

    experience;

    Acceptable level of IT service - the minimum (feasible) level

    of service IT customers (suppliers) are willing to receive (provide)

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    given the constraints of personnel, technology and organizational

    limitations; and,

    Perceived level of IT service - the actual level of service

    perceived by IT customers (suppliers).

    By integrating these three levels of IT service into the original gaps

    model by Parasuraman et al. (1985), a new conceptual model of IT

    service quality was developed in this study. This new model is shown in

    Figure . The major difference between the two models is the

    acknowledgment in the new model that IT customers are aware of

    limitations imposed on IT suppliers due to the personnel, technology

    and other organizational factors. In addition, the gaps between

    perceptions of customers and suppliers regarding the three levels of IT

    service are also acknowledged.

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    Figure: The Conceptual Model of IT Service Quality

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    The new conceptual model of IT service quality identifies that there are

    7 gaps between suppliers and customers of IT service. These are

    defined as:

    Between Suppliers and Customers of IT service

    Gap 1: the difference between IT suppliers and customers

    perceptions ofIdeal level of IT service;

    Gap 2: the difference between IT suppliers and customers

    perceptions ofAcceptable level of IT service;

    Gap 3: the difference between IT suppliers and customers

    perceptions ofActual level of IT service;

    For Customers of IT service

    Gap 4: the difference between IT service level customers would

    like to receive, and what they would accept, given the limitations

    due to personnel, technology and other organizational factors;

    Gap 5: the difference between IT service level acceptable to

    customers, and the actual level of IT service perceived by

    customers;

    For Suppliers of IT service

    Gap 6: the difference between IT suppliers perception of what

    customers require, and the level of IT service they can provide

    given the constraints due to personnel, technology and other

    organizational factors; and

    Gap 7: the difference between IT service level IT suppliers can

    provide, and the actual level of IT service being provided.

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    ADVANTAGE INDIA

    By outsourcing IT-enabled services, overseas companies can not only

    achieve significant improvements in cost, quality and time but also

    create platforms for building new businesses. Overall, these benefits

    are due to the advantages offered by skill-surplus economies. India has

    currently the best value proposition of all IT-enabled services hubs.

    Indias value proposition is already leading IT-enabled services hubs

    such as Ireland and Singapore to back-end their operations in India,

    since skilled labor is becoming an increasingly scarce resource in these

    countries. Seizing the opportunity, several companies in the financial

    service sector, have saved at least 50-60 percent of their process

    costs. Additionally, the process redesign that comes with out location

    provides additional cost savings.

    Country WorkforceMarket

    Access

    Local

    Market

    Infra-

    structur

    e

    Cosmo-

    politan

    Cost

    base

    New Zealand 2 2 - 2 3 2

    Kuala Lumpur 1 2 - 2 2 2

    Japan 1 2 1 3 1 3

    Hong Kong 1 2 2 2 2 2

    India 3 2 2 2 3 1

    A comparison amongst some countries in Asia Pacific based on these

    factors highlights the following (ratings are on a scale of 1 to 3, with 1

    being the lowest and 3 the highest).

    IT-enabled service centres in India are able to deliver superior quality

    because of specialization and scale benefits. India already has a large

    and rapidly growing number of IT-enabled services providers

    collectively covering a wide range of services with different levels of

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    complexity and value added. Yet another compelling rationale for IT-

    enabled services is that it allows companies to capitalize on time zone

    differences and to provide services round-the-clock, every day of the

    week (24x7 service). For example, doctors in the US can have

    transcribed records of their notes at the start of the next day by

    sending them to medical transcription services in India who will start

    work at the end of their working day in the US.

    Companies can discover new business opportunities in the skills they

    learn from operating IT-enabled services. GE Capital, one of the largest

    IT-enabled services operators in the financial services arena, is now

    planning to extend IT services beyond GE group companies to external

    customers. It is planning to expand its IT-enabled services operation in

    India to over 10,000 employees. Additionally, there are already a large

    number of smaller Indian companies that provide services in many

    areas of the business system.

    The sustainability of the value proposition makes it irresistible. India

    will continue to offer a large talent pool and favorable economics for

    some time to come. These advantages are reinforced by the significant

    number of IT-enabled services set-ups in the country that they can

    learn from. The proliferation of IT-enabled Services and its continuing

    demand-led growth may well emerge to be a strong opportunity for

    India, both in terms of generating employment and export.

    As evident, IT-enabled Services is a major boon for India as it provides

    tremendous potential to provide employment opportunities and attract

    foreign investments. Amongst others, the benefits include:

    Generation of new direct or indirect investment

    Earning of foreign exchange leading to higher earnings of

    local staff

    More revenues to telecom carriers

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    Introduction of new technology

    Transfer of skills to India

    Increase in competitiveness

    Improved parity of income levels in and far flung areas and

    remote states.

    India Offers Many Advantages:

    India offers many advantages to serving as an I.T. Enabled Services

    destination for major global companies. These include:

    A virtual 12-hour time zone difference with USA and other

    major markets for I.T. Enabled Services.

    A huge pool of English speaking and computer literate

    manpower that can continue to cater to the growing demand for

    professionals for I.T. Enabled Services. These professionals are

    skilled as well as quality conscious.

    Cost of qualified personnel is amongst the lowest in the world.

    Stable legislative and economic framework

    Many State Governments in India offer special incentives and

    infrastructure for setting up I.T. Enabled Services.

    Thrust by Government of India to make India an I.T. driven

    nation with a focus on the services sector where potential for

    value addition and thus premium is higher.

    India enjoys very strong brand equity in major markets,

    thanks to its growing and globally competitive software industry.

    The proliferation of I.T. Enabled Services and its continuing

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    demand-led growth may well emerge to be a strong opportunity

    for India, both in terms of generating employment and export.

    Benefits to India:

    I.T. Enabled Services is a major boon for India as it provides

    tremendous potential for employment opportunities and attracting

    foreign investments. Amongst others, the benefits include:

    Generation of new direct or indirect investment

    Earning of Foreign Exchange leading to higher earnings of

    local staff

    More revenues to telecom carriers.

    Transfer of skills to India

    Skill sets required for different services:

    Segment Skill set required

    Customer services Language, accent

    Data processing Computer literate

    Human resource HR skills, legal

    Remote education Domain knowledge

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    Engineering design Domain knowledge

    Translation & localization Language

    Medical transcription Computer literate, medical knowledge

    Animation Creative, computer literate

    Finance International/country specific accountingWeb hosting Computer literate

    Market Research Knowledge of MR, statistics

    Network consulting Computers, LAN

    Prime Industry Targets:

    Undoubtedly, I.T. Enabled Services is an essential infrastructure for

    most larger organization. However, its very nature is particularly suited

    to service organizations which experience large turnover of data, have

    a frequent and extensive customer interface and in which, tolerance

    for mistakes or customer dissatisfaction is low. In view of such an

    imperative, some of the industries that may be pursued are:

    Insurance Banking

    Financial Institutions

    Hospitality

    Large Hospitals

    Consortiums of Legal Firms

    Software/Hi-Tech companies that have to provide 24-hour

    helplines

    Large Manufacturing companies

    Airlines

    Utilities

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    The above are only indicative of potential industries that may be

    tapped. It is also suggested to enter into strategic alliances with

    industry consortium representing the above industries.

    THE APEX BODY - NASSCOM

    The National Association of Software and Service Companies

    (NASSCOM) is the apex body and umbrella organization of IT software

    and service organizations in India. It was formed in 1988 with the

    primary objective of being a catalyst for the growth of the software-

    driven IT industry in India. NASSCOM is a non-profit organization and is

    registered under the Societies Act, 1896. NASSCOM currently has over

    800 member companies who collectively contribute to more than 95%

    of revenues of the software industry in India. Its members include

    software, Internet, IT enabled services and e-commerce companies

    spanning private and public sectors that include homegrown

    companies and multinationals.

    Vision:

    NASSCOMS vision is that by 2008, the organization will comprise

    world-class software and service companies with global dominance in

    their core business of software development, clear ascendancy in

    cross-border IT and It-enabled services, and an unassailable position in

    software products and e-businesses.

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    Aims and Objectives:

    1. Maintaining close interaction with the Government of India in

    formulating National IT policies with specific focus on IT software

    and services

    2. Maintaining a state of the art information database of IT software

    and services related activities for use of both the software

    developers as well as interested companies overseas.

    3. Encourage members to provide world-class quality products,

    services and solutions in India and overseas and help build brand

    equity for the Indian IT software and services industry.

    4. Taking effective steps to campaign against software piracy.

    5. Provide an ideal forum for overseas and domestic companies to

    explore the vast potential available for Joint Ventures, Strategic

    Alliances, Marketing Alliances, Joint Product Development, etc.,

    by organizing Business Meets with delegations of various

    countries.

    6. Work actively with Overseas Governments, Embassies to make

    the Visa and Work Permit Rules more "Indian Industry Friendly".

    7. Disseminate various policies, market information and other

    relevant statistics by sending more than 200 circulars (annually)

    to all members.

    8. Involve membership participation in various forums of NASSCOM

    on subjects such as HRD, Technology, Exports, Domestic Market,

    E-Governance, IT Enabled Services, IPR, Finance, Government

    Policies, Quality, etc.

    NASSCOM has actively facilitated the enforcement of laws against

    software piracy in India and worked with the Indian Government to

    introduce a legal framework for E-commerce in the country. NASSCOM

    also advises the Government of India on Intellectual Property Rights,

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    keeping in line with International laws and treaties. Starting in 1993, it

    began an active public awareness campaign to educate users about

    the lawful use of software. NASSCOM also has launched the countrys

    first Anti-Piracy toll free hotline.

    NASSCOM also organizes conferences, seminars, workshops and

    exhibitions in India and abroad. These events focus on areas such as

    Internet, e-commerce, e-governance; IT enabled services, ERP,

    networking, banking etc. NASSCOM also participates at many

    international events like SMAU, CeBIT and Comdex, through Indian

    pavilions. It organizes specialized export promotion events in various

    countries of the world where overseas companies are encouraged tointeract with Indian companies.

    As a member of the Asian Oceanian Computing Industry Organization

    (ASOCIO), a group of computer industry associations from the Asia and

    Pacific Rim, NASSCOM plays an active role in the international software

    community. NASSCOM is also a founder member of the World

    Information Technology and Services Alliances (WITSA). This is a forum

    of member associations from 41 countries.

    NASSCOM is active on myriad fronts within the software sector. All the

    activities of the organization is centered on catalyzing the growth of

    the Indian software industry and enabling the fulfillment of its future

    goals and aspirations. NASSCOM is not only the face of the countrys

    software industry, it is also a key arm. Through its information

    dissemination, awareness generation and brand building activities,

    NASSCOM has been helping Indian software companies to stay ahead

    in the market and maintain their edge globally. Whether it is providing

    information to the software industry on targeted markets, wresting

    concessions for the industry through close alliances with the Indian and

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    overseas Governments, or organizing seminars and workshops to

    promote India Inc. across the globeNASSCOM has a packed agenda.

    CASE STUDY - CALL CENTER

    A call center is a central place or network of places where customer

    and other telephone calls are handled by an enterprise. Typically, a call

    center has the ability to handle a considerable volume of calls at the

    same time, to screen calls and forward them to someone qualified to

    handle them, and to log calls. Call Centers are used by mail-order

    catalog organizations, telemarketing companies, computer product

    help desks, and any large enterprise that uses the telephone to sell or

    service products and services.

    Call centers combine the use of highly effective and empowered

    company representatives with a service framework that relies heavily

    on state-of-the-art communications and information technologies. A

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    call centre is sometimes defined as a telephone based shared service

    centre for specific customer activities and are used for number of

    customer related functions like marketing, selling, information

    dispensing, advice, technical support etc. Thus, a call centre is a

    service centre which has adequate telecom facilities, trained

    consultants, access to wide database, Internet and other on-line

    information support infrastructure to provide information and support

    to customers. It operates to provide round the clock and year round

    service i.e.24 x 365 service.

    Definition:

    The Call Centre Association (1999) defines call centres as a physical

    or virtual operation within an organization in which a managed group

    of people spend most of their time doing business by telephone,

    usually working in a computer automated environment.

    The Basic Components:

    The basic components of a call centre are computers, interactive voice

    response systems, EPABX and an automatic call router. The earlier

    adopters of call centres were able to reduce the cost of sales, become

    more responsive to their customer requirements and thus, get a

    competitive edge.

    The costing of the call depends on the value of the service provided by

    the call centre. The international call centres will be driven by a

    globalization, increased competition, customer expectations and the

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    fact that products are becoming more and more commoditised with

    improvement in computing and database management skills. The

    reason why international call centres are looking at locations like India

    is because of staff costs, which are almost 65% of total cost overseas,

    is about 50% or less in a country like India. It is not so easy to shift

    because of lower staff costs. Lower staff costs should be backed by a

    skill set, which is language and cultural specific. The other things that

    impact operations of an international call centre are real estate

    expenses and telecom expenses.

    Types of Call Centres:

    Call centres can be of different types. A regional call centre implies

    that a centre in America to handle America, Europe to handle Europe

    and a centre in South East Asia and Australia to handle Asia. This

    enables some economies of scale but duplication of efforts can

    minimize operational efficiency. The other option is to have a global

    call centre where all calls across the globe are handled. This results in

    tremendous economies of scale, which is really cost effective. Such a

    centre cannot afford any downtime because of lack of back up.

    The latest version of call centre is a global intelligent network, a

    centralized database with advanced call handling facilities, managing a

    typical end-to-end service. The network is spread across the globe with

    local resources tapping it. This requires technically qualified manpower

    to maintain the backbone and telecom infrastructure management

    skills. This global internal network allows access to worldwide staff and

    ability to match languages, skills and resources. This is the first step

    towards a global virtual call centre.

    Interactive Voice Response (IVR) has been the most significant

    productivity gain. 70 - 80% of calls can be handled without agent

    intervention, which helps reduce operating costs. In some extremely

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    competitive markets like financial services, airlines, etc., IVR systems

    is a necessity.

    What does a Call Centre do for anOrganization?

    It allows a wider customer base to do business with.

    It offers an economical means of reaching diverse and

    widely distributed customer group.

    It fine tunes offerings to specific customer groups.

    It allows customers easy access to experts.

    It facilitates business round the clock and in any

    geography.

    It allows a company to avoid the overheads of brick and

    mortar branches.

    The use of call centre is undergoing enormous growth due to

    importance attached by companies to customer care, telemarketing for

    product offerings, tele-banking, concept of direct response television

    and home shopping, market liberalization of utilities, growth of direct

    marketing etc. In addition, telemarketing is growing and information

    lines are forming part of many product service offerings. Telephone

    banking has led to call centre growth in the financial services sector,

    while in retail the increase in direct response television and home

    shopping have driven call centre growth. Market liberalization of

    utilities has also been a key driver of call centre growth. Finally, the

    growth of direct marketing has also contributed to the popularity of call

    centers as a means of reaching targeted customer bases. Call Centers

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    provide large and small international enterprises with the unique

    ability to establish a presence in foreign markets without the expense

    and complexity of owning and managing their own infrastructure.

    A call centre with good metrics and good data capture abilities

    represents a credible marketplace intelligence system. A call centre

    can be seen as a window to the marketplace and is also a window to

    the client organization allowing call centre operators to see weakness

    in client organizations which could represent business opportunities in

    future.

    Call centre originally conceived as a separate and individual

    distribution channel of customer care system has been transformed

    into integrated customer management system. With the enabling of

    integration of call centre and Internet technology, call centers of future

    will handle telephone, fax, web, internet and interactive TV enquiries

    on a 24x7 basis. These combined Internet Call Centers or Customer

    Contact Centers will shape the future of call centre design.

    Call Centers in India:

    In the last couple of years, India has emerged as one of the preferred

    countries for setting up of call centers. Many companies including GE,

    iDLX, Bechtel, British Airways, Dell Computers, Bharati Telecom have

    already chosen India as the base for their new global call centers.

    These are choices made for solid, practical reasons which guarantee

    them competitive advantage in the global marketplace. Many banks -

    ICICI, HDFC, Standard Chartered, Citicorp, American Express to name a

    few- telecom service providers and InfoTech companies - Lotus,

    Hewlett Packard, 3Com etc. have deployed call centers for better

    customer support and care.

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    Typical Customers:

    This is very useful feature in airline reservations, hotel reservations,

    banking services, technology solutions, etc. The areas, which are

    addressed by call centers, include sales support, airline/hotel

    reservations, technical queries, bank accounts, client services,

    receivables, tele-marketing, market research, etc.

    Potential customers for call centers are banks, insurance companies,

    airlines, financial services, technology companies, telecom companies,billing utilities, hotels, etc.

    Global majors like GE Capital, American Express, Lufthansa, British

    Airways, Singapore Airways, etc have already invested in IT enabled

    services in India. The specific services include transaction processing,

    call centers, billing, credit card processing, medical transcription, etc.

    Working and Administration:

    Earlier all call centers used to work on the "toll free" or the 1-800

    concept. With sophisticated query handling services, nowadays the call

    center and the client share costs. There are some premium services

    like technical consulting where the caller has to pay the calling

    charges.

    Technologically speaking, call centers have advanced in the last ten

    years. Earlier, it was just a labour-intensive department trying to

    handle some customer queries. Now, it is supposed to be a vital cog in

    the entire process of marketing and improving customer interaction.

    Unlike an airline reservation where the queries are generally simple

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    and easy to handle, requirements of a technology customer support

    are different and need technical knowledge. A pre requisite for any call

    handling person is extremely good customer relationship skills and

    command over language/ accent.

    The basic components of a call center are computers, interactive voice

    response systems, Electronic Private Automatic Branch Exchange

    (EPABX) and an automatic call router. The US experience shows that

    the earlier adopters of call centers were able to reduce the cost of

    sales, become more responsive to their customer requirements and

    thus, get a competitive edge.

    Interactive voice response (IVR) has been the most significant

    productivity gain. 70- 80% of calls can be handled without agent

    intervention, which helps reduce operating costs. Some extremely

    competitive markets like financial services, airlines, etc. An IVR system

    is a necessity.

    In the operation of the call centers that revolves around satisfying the

    needs of the customer and increasing the customer base, key issues to

    be kept in mind include -

    Process integration means that the call center service flow

    should be closely integrated with the normal business process flow

    of the customer. This is extremely relevant for banks where a query

    can actually result to a transaction.

    Customer satisfaction is the ability to satisfy the customer

    needs the very first time.

    Response time is the time taken to handle a query or how

    long you are keeping the customer on hold.

    Quality standards like Customer Outsourcing Performance

    Center (COPC).

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    Professional services, i.e. outsourced call center services

    should be better than clients in-house call centers.

    Training all the staff of the call centers on the client's

    business, role of the call center, nature of business, etc.

    Communication abilities should be tuned to requirements

    of the customer.

    To approach the end customer directly is very difficult. It is better to go

    through an existing relationship. The other option is the "sub contract"

    model. The strategy here would be to use the Build Own Operate

    Transfer model.

    In future, e-mail can emerge as a potential threat to call centers. The

    reason why e-mail is becoming very popular is because it is

    inexpensive and requires no special hardware, software or people

    skills. People are slowly realizing that it is more convenient to send a

    mail and wait for response than to hold on a telephone and wait in

    queue and deal with transfer between agents. Also e-mail can be sent

    any time of the day, even midnight. Earlier people use to ignore e-

    mails. Now they are using e-mail seriously because of its potential. E-

    mail enabled call centers generally have multiple sources of e-mail

    traffic. They can get it directly to the response center or through their

    own website or through some 3rd party website such as financial sites,

    agent sites, etc.

    The future of call centers will be an interaction center, which

    transcends the call center and offers communication for all media

    including voice over net, e-mail, chat and may be video conferencing.

    It is all about communicating with the customer in the form they

    choose. The promoter of a call center should be prepared that voice

    may no longer be the only medium in the future. Hence, we believe

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    that the business model would undergo a transformation into an

    interactive media center.

    Services:

    Call Centers offers various services like Customer Service Help line,

    Sales Support Help line, Technical Support, Query handling, helpdesk

    services, on-line Credit and billing problems, Tele Marketing, Lead

    generation and follow up, Data Capture, Data Verification, Debt

    collection and Subscription Renewal, Email management, Web chat,

    Web call back, Web collaboration browsing.

    Inbound Services:

    All incoming calls are received by the Interactive Voice Response (IVR)

    and greeted with an appropriate project greeting. Using the Automatic

    Call Distribution (ACD), the call is then transferred to the Customer

    Service Associate. Optimum usage of technology enables us to monitor

    every stage of interaction between the Customer Service Associate

    and the customer.

    The services offered include:

    Sales Support Helpline

    Customer Service Helpline

    Technical Support

    Complaint Recording and Handling Credit and Billing

    Problems

    Advertising Responses

    Database Management

    Tele-selling and Order taking

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    Outbound Services:

    Outbound calling is wherein the Customer Service Associates (CSA's)

    make calls to any specified destination with pre-approved database

    from the client. A report by the MIS personnel from the operations

    department is sent to the client. A quality assurance team is attached

    to operations to check the quality of the calls made by the CSA's

    wherein his/her communication skills, product knowledge, etiquettes,

    selling skills are judged. The feedback from the quality assurance team

    is forwarded to the respective Team Leader for corrective measures so

    that we do not deviate from the Service Level Agreements with the

    client. The outbound services that we offer are:

    Tele Marketing

    Tele Research

    Data Capture

    Data Verification

    Subscription Renewal

    Debt Collection

    Unique Characteristics:

    1) Intangibility - This means that services provided by Call

    Centers is not felt or seen. In case of Call Centers the services

    provided by them are highly and mostly intangible e.g. voice

    calls inbound and outbound services.

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    To overcome this characteristic one has to concentrate on:

    Visualization: This is very difficult to overcome in the

    call center industry but it can advertise in various industry

    journals which are popular with the type of clients that the call

    centers are trying to target.

    Association: Call centers basically target the

    corporates yet, usually do not go in for this option.

    Physical representations: This is one of the way

    which call centers usually try to differentiate from others

    based on their superior infrastructure, advantageous locations

    and most importantly by the gamut of state of the arttechnology used by them.

    Documentation and Facts and Figures: this is also

    one of the important ways to overcome the intangibility factor

    by publishing the statements of its success and profits.

    2) Perishability: This is a significant constraint faced by the Call

    Centers; even a single hour or day of inoperation may cause the

    company to lose upon valuable revenue. Hence the co. should

    follow a very cautious approach not to lose upon this aspect.

    Ways of overcoming Perishability:

    Proper management of demand and supply should

    help the company to overcome the problem of perishability.

    3) Variability: This is very important factor as it deals with the

    difference in thinking of individuals. People need to be present

    as both customers and providers in order to make the

    transaction of the offerings possible. A thorough study of internal

    and external customers needs to be done. The varied

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    backgrounds of the customers may slow down the working of the

    entire organization. Cultural differences play a major role in this

    segment.

    Ways to overcome variability:

    Training for internal customers: requires

    technically qualified manpower to maintain the backbone

    and telecom infrastructure management skills. This global

    internal network allows access to world wide staff and ability

    to match languages, skills and resources. This is the first

    step towards a global virtual call center. Training all the staff

    of the call centers on the client's business, role of the call

    center, nature of business, etc.

    4) Inseperability: As the word suggests the service provider and

    the customer can never be independent. Both the entities need

    to be present in order to satisfy the transaction. If the call center

    is not efficient in carrying out this activity, the whole objective

    and the value of the service will be lost.

    Ways to overcome inseperability:

    Innovation in different methods of service

    provisions: The latest version of call center is a Global

    Intelligent Network. Call Centres have a centralized

    database with advanced call handling facilities, managing a

    typical end-to-end service. The network is spread across the

    globe with local resources tapping it. This requires

    technically qualified manpower to maintain the backbone

    and telecom infrastructure management skills. This global

    internal network allows access to worldwide staff and ability

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    to match languages, skills and resources. This is the first

    step towards a global virtual call centre.

    Classification:

    1) End User:The call center basically comes under the B2B gamut

    of services. The call center or the provider is the Call Centre

    and the client is the company who seeks to outsource the back

    office.

    2) Degree of Tangibility: It can be observed that services of call

    centers can be classified as highly intangible because the service

    is free from any product and it has got qualities of credence andreputation.

    3) People based services: it includes both high contact and low

    contact.

    Low Intelligence, Low Customer Interaction

    Data entry

    Back office processing

    Medical transcription

    Insurance claims processing

    Salary processing

    Legal database

    Content development

    Call centers

    Customer service

    High Intelligence, High Customer Interaction

    The key distinguishing features of IT enabled services are:

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    Provided from a country different from where the products

    are delivered

    Use of telecommunication and data networks

    4) Expertise: Call centers require technically qualified manpower

    to maintain the backbone and telecom infrastructure

    management skills. This global internal network allows access to

    worldwide staff and ability to match languages, skills and

    resources. This is the first step towards a global virtual call

    center.

    Marketing Mix:

    1) PRODUCT: Quality Level is assessed as a significant parameter beat

    intangibility and can be monitored in the following way:

    Call monitoring sessions conducted for the Customer

    Service Associates (CSA's) to ascertain and measure call quality.

    Providing required feedback and coaching of CSA's to

    enhance their capabilities.

    Tape monitoring and digital recording of calls for further

    reference and training purposes.

    Quality Verification of each 'sale' achieved prior to

    forwarding to the client.

    Coordination with the Operations Team and filtering of

    quality feedback to the CSA's.

    Coordination with the Training Team for further training

    and refresher modules for the CSA's.

    Recording and maintaining quality reports and files of each

    CSA for reference and performance analysis.

    Designing Incentive plans to motivate CSA's with respect to

    quality.

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    2) PRICE: The costing of the call depends on the value of the

    service provided by the call center. The international call centers

    will be driven by a globalization, increased competition, customer

    expectations and the fact that products are becoming more and

    more commoditized with improvement in computing and database

    management skills. The reason why international call centers are

    coming to India is because of staff costs which are almost 65% of

    total cost overseas, is about 50% or less in a country like India. It is

    not so easy to shift because of lower staff costs. Lower staff costs

    should be backed by a skill set which is language and cultural

    specific. The other things that impact operations of an international

    call center are real estate expenses and telecom expenses.

    The typical cost of setting up a call center with 100 people is about

    Rs.50mn. This will include premises, telecommunication

    infrastructure, computing equipment, regulatory requirements

    including DoT clearances. The DoT clearance ensures that the lines /

    infrastructure will be used only for servicing overseas customers

    and cannot be used for handling internal calls. In general, breaking

    into a client account is the most difficult thing. A typical call center

    contract lasts for 3-5 years.

    3) PROMOTION: Call Centers being an outsourcing avenue for

    businesses it can be seen that the major component of the P- mix

    to be stressed upon is:

    Personal selling in which the call center itself goes

    to potential clients and negotiates contracts with them. This is

    done through the call canters salespeople.

    Advertising in industry based journals and web

    portals, which play a significant role in arranging for negotiations

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    and finalizing, contract between the Company and the Call

    Center.

    Public Relations includes news conferences, press

    conferences, news releases, friendly interviews, etc.

    4) PLACE: The advances made in telecom ensure that the person who

    is handling the call can be anywhere, provided that communication

    and interaction dimensions are handled properly. At times, call

    centers are set up for internal use also, especially in conglomerate

    where the demand of internal customers is very large.

    Call centers can be of different types. A regional call center implies

    that a center in America to handle America, Europe to handle Europe

    and a center in South East Asia and Australia to handle Asia. This

    enables some economies of scale but duplication of efforts can

    minimize operational efficiency. The other option is to have a global

    call center where all calls across the globe are handled. This results

    in tremendous economies of scale, which is really cost effective.

    Such a center cannot afford any downtime because of lack of back

    up.

    The latest version of call center is a global intelligent network. You

    have a centralized database with advanced call handling facilities,

    managing a typical end-to-end service. The network is spread across

    the globe with local resources tapping it. This requires technically

    qualified manpower to maintain the backbone and telecom

    infrastructure management skills. This global internal network allows

    access to worldwide staff and ability to match languages, skills and

    resources. This is the first step towards a global virtual call center

    5) PEOPLE: Managing a call center is not as easy as it appears

    because it requires cultural sophistication. Customer interaction is

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    AnnuitiesProcessing

    Marketing of IT Enabled Services

    required which means that the staff handling a call center should be

    intelligent and sensitized to the needs of the customer. These

    factors should be kept in mind before setting up a call center.

    The reason why call centers have become extremely popular in

    India is because of our English speaking and communication skills.

    This advantage offsets higher telecom access charges. The

    government is looking to solve this problem by giving substantial

    discounts to companies who generate foreign exchange using IT

    enabled services.

    TOTAL PRODUCT CONCEPT:

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    Online & BillingProblems

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    TeleMarketing

    Lead

    Generation

    &

    Follow Up

    Consultation

    SubscriptionRenewal

    Help DeskServices

    Benefit

    Administration

    Client Account

    Management

    Marketing of IT Enabled Services

    Service Quality:

    Quality and customer service have been identified as critical strategic

    issues in the 1990s for both public and private sector organizations.

    Not much has changed in the current decade. In the private sector,

    customer satisfaction and loyalty are secured through high quality

    products and services. They provide value for money for the consumer

    and are seen as being essential for the long-term survival and success

    of the call centre. Public sector organizations are not immune to

    pressure to improve customer service on a continuous basis. Some of

    these pressures arise internally from a genuine desire to improve

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    SalesSupport

    24 hour

    Services

    TechnicalSupport

    Web Chat&

    Call Back

    DebtCollection

    e-CRM

    Claimsprocessing

    ProcessOutsourcing &

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    quality of services provided to communities, others are imposed

    through corporate initiatives like customer charters or through and

    increase in consumer activism. It is recognized that public sector

    organizations face more difficulties than those in the private sector in

    their efforts to improve customer service. A customers satisfaction

    with individual service encounters, affects the customers

    dis/satisfaction with the overall service experience.

    Servqual:

    The servqual approach to the measurement of service quality has

    attracted considerable attention since it was first introduced byParasuraman et al. in 1985 and further developed by them in 1998

    (Donnelly and Dalrymple, 1996). The approach starts from the

    assumption that the level of service quality experienced by customers

    is critically determined by the gap between their expectations of the

    service and their perceptions of what they actually receive from a

    specific service provider. The servqual model proposes five

    dimensions upon which customers evaluate service quality.These are:

    Tangibles the appearance of the physical facilities and materials

    related to the service

    Reliability the ability to perform the service accurately and

    dependably

    Responsiveness the willingness to help customers and provide

    prompt service

    Assurance the competence of the system and its security, credibility

    and courtesy

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    Empathy the ease of access, approachability and effort taken to

    understand customers requirements

    Portability of Servqual:

    Only some of the 5 dimensions of service quality are applicable in a

    call center. As a customer never comes into contact with the physical

    appearance of a call centre, the area covered by the Tangibles criteria

    does not apply. From the customer perspective there is little tangible

    about a call center service encounter. Given the method of delivery,

    via the telephone, and hence the absence of visual cues the only way

    of transmitting any of the dimensions of service quality is through theCSAs voice. The CSAs voice therefore, is extremely important in any

    encounter. Reliability from the customers perception is difficult to

    assess for an individual service encounter. It is not possible for the

    customer to fully evaluate whether the CSA has performed dependably

    and accurately. This can only be evaluated on subsequent use of the

    service. The other criteria; Responsiveness, Assurance and Empathy

    are all transmitted via the CSAs voice and are dependent on the CSAs

    ability to communicate. Tone and language (how they deliver) and

    content (what they deliver) are the critical dimensions.

    Call Monitoring Instrument:

    The call-monitoring instrument is a predetermined checklist of criteria

    used to assess a CSAs call with a customer. The instrument contains

    two sections; relating to Call Handling and Technical skills. Bothsections contain pass or fail criteria, either they are present or they are

    absent. For example, was the client greeted and acknowledged Hello

    my name is...., How may I help you?, and closed, Thank you for your

    call, goodbye. Another example would be Were the privacy guidelines

    observed? The instrument also contains criteria that address the

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    degree to which the CSA knows how to use the technology. This

    measures the CSAs detailed knowledge of information and systems.

    There are also numerous criteria covering how the CSA behaved

    towards the customer. These behavioral criteria involve judgments

    made by the call center coach. Further criteria cover how the CSA

    represented the organization. Coaches monitor CSA calls and award

    passes or fails based on the call monitoring criteria, as well as

    highlighting areas for improvement.

    Servqual and Service Encounter at the Call

    Centres:

    There is very little tangible about a call centre service encounter. How

    tangible is a voice? In the absence of face-to-face contact the role of

    the CSA and the voice of the CSA is extremely important in a call

    centre service encounter because it is the tool of delivery, and voice

    contact is all the customer experiences. Given the absence of visual

    cues, the only way of transmitting any of the servqual dimensions is

    through the CSAs voice. The nature of the service also means that theEmpathy dimension, including communication and understanding

    customer interaction is difficult and dependent on the CSAs skills.

    Customers assurance that their service transaction has been

    completed to meet their needs is dependent on the CSAs knowledge of

    the call centre's products and services, and the CSA taking a positive

    ownership of the encounter relationship with the customer. The

    customers assurance dimension expectations are largely met by the

    organizations call centre public image. It is easy for the customer to

    determine whether they were dealt with courteously, by the language

    and tone the CSA uses. The reliability dimension is difficult to assess

    for an individual service encounter, and is only achieved with the next

    transaction the customer has with the call centre. This can be

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    confirmed with retrieval of records including observations and

    completion of appropriate actions.

    If servqual is an instrument that measures service quality, then the

    challenge for a CSA is to satisfy all the dimensions in the SQ

    instrument using only one medium; their voice. Servqual was originally

    purported to be applicable to all service environments, the absence of

    tangible dimensions, in the call centre service encounter, suggests that

    this may not be the case. As a result of the non-tangible nature of the

    service encounter the call centers call monitoring instrument does not

    address tangibles. It focuses on the assurance, empathy, reliability and

    responsiveness dimensions. Many of the call centers call monitoringinstrument criteria are interdependent and have relevance to more

    than one of the servqual dimensions of quality. For example, clarifying

    and confirming the customers query and the use of probing questions

    to ascertain all the relevant query facts relates to both the empathy

    and assurance dimensions. Providing correct and current information,

    and updating the internal systems to reflect the encounter relate to the

    reliability dimension. It would appear that due to the absence of the

    physical facilities and material related to the service (tangibles) a high

    emphasis is placed on assuring the customer of the systems security

    and credibility (assurance), and hence the ability to deliver the service

    reliably.

    One of the major issues confronting the call centre is in its effort to

    deliver quality to its customer through coaching whether the judgment

    of the coach is, or would be consistent with the judgment of the

    customer. In effect when the coach is coaching the CSA he/she is

    acting in the role of the customer. If the coachs judgment or

    evaluation of the service is not consistent with that of the customer

    then the call centers idea of what a quality service is in their context is

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    different from that of the customer. In the servqual model this is called

    GAP 1 and describes the difference between managements perception

    (of what the customer wants) and customers (actual) expectations.

    GLOBAL RESPONDEZ

    About The Company:

    Global Respondez Inc. is an off-sourcing (offshore outsourcing)

    solutions company with its core focus on providing offshore

    outsourcing advisory services to its clients. With a deep-rooted insight

    into offshore business markets and the experience of successfullytransitioning several projects on behalf of its US based clients, Global

    Respondez is uniquely positioned in this space. It functions through a

    team of dynamic consultants, each of whom has rich experience of the

    offshore market along with a keen understanding of American business

    practices and requirements.

    This company is a fully integrated Contact Center. A Company with an

    attitude that not just cuts across geographical boundaries by

    responding to a call, but adds to that human touch which delights the

    customer. Led by a team of experienced, service-oriented, dynamic

    professionals from various walks of the industry, Global Respondez is a

    one-stop solution for multi-channel integrated services.

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    Global Respondez operates with a capacity of 250 seats on a multi shift

    basis, 24x7, state-of-the-art, multi channel integrated contact center

    located in Mumbai, India.

    Vision:

    Global Respondez associates with customers worldwide to migrate

    their Business Processes to India. We are committed to customer

    delight through our dedicated services, organization values, quality

    improvement and latest technology.

    Service Capabilities:

    Global Respondezsnetwork of offshore service providers specialize in

    service offerings in the following areas:

    Inbound Services

    Customer Support

    Tele-sales and Order Booking

    Helpdesk Services

    Product and Information Requests

    Outbound Services

    Tele-sales

    Appointment Setting

    Data Cleansing

    Tele-Research

    Debt Collection

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    Web and E-mail

    E-mail Support

    Web Chat and Collaborative Browsing

    Fax Processing

    Business Process Outsourcing:

    Business Process Outsourcing is an integral part of the focus at Global

    Respondez. The company has the efficiencies to operate as a 'Virtual

    Back Office' for its clients. The services offered in this area include:

    Medical Billing

    Setting up Information Link with the US Based Medical

    Billing Company / Doctor

    Receiving Information on a daily basis Generation of Bill within the committed period of 24 hours

    Submission of Bills - both Electronic & Paper

    Co-ordination with the Insurance Company

    Co-ordination with the Patient / Doctor

    Payment Collection & Cash Application

    MIS Reporting to the Billing Company / Doctor

    Consultancy Services (Capitation, Enrollment, Managed

    Care Analysis).

    Insurance Claim Adjudication (Healthcare)

    Claims Processing

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    Batching, Inventory Control, Claims Tracking & Entry

    Claims Adjudication & Capture of Authorization Data

    Creation of EOBs, Payment Posting ∓ Re-conciliation

    Customer Services

    Telephone and E-mail Services for Provider Enquiry

    Direct and Telephone Reporting

    File Maintenance

    Status & Membership Files

    Claims History & Authorizations Fee Schedules and Capitation Rosters

    Information Services

    Maintenance of necessary systems

    Support Interfaces and Networks

    Back ups and Recovery for all Computer Operations

    Reporting

    Reporting of Volumes, Inventory and Turnaround Time

    Capitation Claims Reports and Lag Analysis

    Monthly Reports on Processing Activity

    Specialty wise Reporting

    Documentation of Policies and Procedures

    Facilities:

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    Global Respondez has an excellent international quality infrastructure

    and their strength lies in their tie-ups with leading Telecom and

    Networking Solution Providers in India who keep them updated on the

    latest technologies. A totally dedicated and motivated group, they are

    proud of being capable of delivering the best.

    Infrastructure:

    Located in Mumbai, one of the major centers of the business world,

    Global Respondez takes pride in its state-of-the-art technical

    infrastructure, easy scalability and proven methodology which makes it

    a Call Center par excellence.

    The facility on level II is designed for integrated internet and voice-

    based support as per best international practices. The unique modular

    design of the workspace and dedicated infrastructure enables the call

    centre to provide specifically demarcated space for each of our clients

    as also for our key functions like Human Resources, Learning and

    Development, Operations, Administration and Quality Control. Global

    Respondez with 250 seats, 24x7 capacity is a one-stop solution for

    multi-channel integrated services. This facility has a well-equipped

    recreation area and a cafeteria for all the employees.

    The facility is well protected by round-the-clock security guard

    protection, closed circuit security cameras, swipe card access to the

    various sections of the facility, well-defined fire exits and advanced

    fire-protection systems. It has a dedicated BSES Power Supply with

    American Power Corporation UPS and Powering diesel generators for a

    100% power backup.

    Global Respondez have the scalability to set up our second facility on

    level I that will accommodate 300 CSA's on a multi-shift basis.

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    Leading Telecom and Networking Solution Providers in India, provide

    the latest technological infrastructure, which enhances the growth of

    the Company. The company believe that learning and development go

    together, need based training is an integral part of our growth plans.

    The Customer Service Associates at Global Respondez are highly

    motivated with excellent interpersonal and analytical abilities; web-

    savvy, English speaking graduates with outstanding communication

    skills, all working towards providing an exceptional interaction

    experience to our customers.

    Technology:

    Global Respondez has deployed some of world's finest technologies for

    offering superlative call center services. The technologies that have

    been selected have been duly verified and testified for call center

    performance. The following points elaborate on our technology

    capabilities:

    Associate companies are leading Telecom and Networkingsolution providers in India.

    PBX - Meridian switch from Nortel Networks

    Symposium Call Center software from Nortel Networks.

    Predictive Dialer and CTI from Divine (Melita from E-share).

    Bandwidth Managers from NewBridge (Alcatel) in

    redundant configuration.

    Routers and Data Switches from Cisco with built in

    redundancies.

    Servers from Compaq in redundant configuration. Software

    from Microsoft, Talisma.

    Call recording solutions based on Intel's Dialogic platform.

    Redundant Local Area Network Certified by Avaya.

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    Desktops from Compaq.

    Software from Microsoft.

    UPS from American Power Corporation.

    International Private Leased Circuit on submarine Fiber

    Cable Atlantic SEMEWE3.

    Carriers MCI WorldCom and VSNL .

    Data Leased Line with ISDN backup for Internet

    Connectivity.

    Plan for IPLC redundancy through the Pacific on SAFE.

    Operations and Strategic Actions:

    With the mushrooming call centres in India Respondez have come up

    with a satisfaction strategy to improve productivity as well as customer

    satisfaction.

    The Satisfaction Strategy before Calls

    At the beginning of any project, a project manager is identified and

    sent to the client to understand the business needs. A script is

    prepared in the lines of the product / domain knowledge obtained from

    the client. After the approval from the client's end, it is further passed

    on to the CSA along with full product knowledge.

    Test Calling

    Once the script is decided upon there is an in-house test on the

    product. Objection handlers and FAQ's are handed over to the agents

    for effective result oriented calling to the customers. Mock calls are

    taken before the CSA go live. It is only after satisfactory mocks will any

    agent go live on calls.

    Call Monitoring - During Calls

    The quality department monitors the calls being made. These calls are

    further verified and cross checked by the team leaders. The team

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    leaders do a thorough floor monitoring by sitting along with the agents.

    Remote call barging is done by the team leaders without the agent's

    knowledge. These checks are carried out so that the training needs for

    the agents can be identified.

    Call Analysis

    At the end of every call it is analyzed to understand the response to

    the calls made. This would help in restructuring the sales strategy, if

    required. This also helps in identifying the skill sets of the agent.

    Training:

    Global Respondez is a staunch believer in the importance of training,learning and benchmarking for achievement of outstanding quality

    standards. Training inputs are imparted to every CSA on an ongoing

    basis to maintain enhanced performance levels and individual growth.

    Since Learning and development is a continuous process meticulous

    attention is paid to the requirements of the candidates in terms of

    knowledge, skills and attitude. The following programs and workshop

    are mandatory for all Associates joining our call center:

    Selling skills

    Listening Skills

    Telephone etiquettes

    Customer relationship management

    Accent Neutralization

    Team Building

    Time Management

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    Quality Assurance:

    Global Respondez believe that Quality is to be better than the best; it is

    the enhancement of the inner self, which leads to the highest

    possible growth. The mission of the Quality Assurance (QA) team is

    to enhance and extend current quality practices, and to educate by

    sharing its learnings and perceptions.

    The role of the Quality Assurance (QA) team at Global Respondez is to

    provide assistance and give ongoing feedback to the associate

    regarding their individual performance while processing calls.

    Feedback includes appreciation on strong areas of performance as

    well as guidance to improve areas of concern.

    The Quality Assurance team plays a key role in the operations through

    the following functions:

    Call monitoring sessions conducted for the Customer

    Service Associates (CSA's) to ascertain and measure call quality

    Providing required feedback and coaching of CSA's toenhance their capabilities

    Tape monitoring and digital recording of calls for further

    reference and training purposes

    Quality Verification of each 'sale' achieved prior to

    forwarding to the client

    Coordination with the Operations Team and filtering of

    quality feedback to the CSA's

    Coordination with the Training Team for further training

    and refresher modules for the CSA's

    Recording and maintaining quality reports and files of each

    CSA for reference and performance analysis

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    Designing Incentive plans to motivate CSA's with respect to

    quality

    Quality Process:

    The Quality Assurance Agent (QAA) monitors the calls on the basis of

    the parameters laid down in conjunction with the client apart from the

    soft skills, selling skills and other mandatory requirements. The

    following are the basic procedures followed:

    Each CSA is monitored at least thrice a week. Every QAA is

    dedicated to one team or fixed number of CSA's. These CSA's are

    monitored at least thrice a week. Depending on the earlier

    weekly scores the agent will CSA's are prioritized for call

    monitoring sessions.

    Each CSA is provided feedback at least twice a week Every QAA

    has to make sure that agents in t