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A.)FOLD YOUR PAPER (“HOTDOG” FOLD)
B.)IN THE MIDDLE, WRITE YOUR NAMESCHOOL AND GRADE/SUBJECT
C.)ON EACH CORNER OF YOUR TAG USE A NONLINGUISTIC REPRESENTATION TO SHOW YOUR CURRENT FEELINGS ABOUT TEACHING:
1.)SOMETHING THAT’S WORKING WELL2.)SOMETHING THAT SCARES YOU3.) A STRESS RELIEVER4.) AN “AH HA!”
Bellwork
DESIRED OUTCOMES
Participants will: Become familiar with personnel supports and
professional resources. Know and understand employee placement
processes, professional evaluation, and Hawaii administrative rules.
Learn about educational initiatives such as Special Education, RTI, EES & Classroom Strategies
Collaborate professionally with peers.
NORMS
Equity of voice Active listening Respect for all perspectives Safety and Confidentiality Respectful use of Technology Restrooms Lunch and break Parking Lot
KMR COMPLEX AREA RESOURCE TEAM
School Renewal Specialist
Rodney Moriwake, SRS TA
Sara Podlewski, SRS TA
Jacqueline Ornellas SRS
Chuck Fradley EES EO
Resource Teachers
Liane Auyong-Imamura Joyce Luka Edric Hs
Cheryl Koito-Casison Hope Suzuki Dayni Kawamoto
Terri Keola Pam Kohara Lorri Kondo
Grace Makaimoku-Young Jason Okamota Bebi Davis
Marie Aguilar Holly Polk Michael Meli
Lori Nagamine John Mulroy Kristen Brummel
KMR COMPLEX AREA
KAIMUKI McKINLEY ROOSEVELTKaimuki HSMcKinley HS Roosevelt HS
Jarrett MS Central MS Kawananakoa MS
Washington MS Kaahumanu Stevenson Middle
Ala Wai Kaiulani Lincoln
Ali’i Iolani Kauluwela Maemae
Hokulani Lanakila Manoa
Jefferson Likelike Noelani
Kuhio Royal Nuuanu
Palolo Lunalilo Pauoa
Palolo Anuenue School
LET’S MOVE!
Find a partner across the room (that you do not know), introduce yourself and share information on your Name Card. Each person has 2 minutes to share.
Collaboration Activity:
Group of 4 in the same grade level
Review EES planning packet
Write down 3 questions you have
Join another group of4 close to your grade level.
Answer the 6 questions
Unanswered questions write on chart paper and post.
Group share.
17
Who and What is the VEBA Trust?
The VEBA Trust was established for active and retired HSTA members and their eligible dependents.
The Board of Trustees is comprised of teachers who are members of HSTA. Trustees represent the various segments of the HSTA population. All Trustees are teachers, with two being retirees.
18
WHEN YOU BECOME A HSTA MEMBER, YOU CAN TAKE ADVANTAGE OF THESE PRODUCTS THAT ARE AVAILABLE TO YOU.
19
HIGHLIGHTS OF THE VOLUNTARY PRODUCTS
Life Insurance Basic Life for only $1.50/month with a benefit
coverage of $15,000.00 (up to age 65). Basic Plus Life if you want more coverage that
what is offered for Basic Life.
20
Disability Income Protection
Short Term (STIP) Long Term (LTIP)
The difference between the STIP and LTIP is the waiting period and length of coverage.
HIGHLIGHTS OF THE VOLUNTARY PRODUCTS
21
Long Term Care Insurance (LTC)
LTC can help you preserve your independence and financial security, and can help relieve your family members of the burden of making decisions about how to pay for care.
HIGHLIGHTS OF THE VOLUNTARY PRODUCTS
22WHAT’S NEW?
VEBA Trust is now offering Critical Illness Insurance to its members.
This is the only plan that there is an annual open enrollment period. There are no health questions to complete. If you are interested, visit our website for open enrollment dates.
23
SUMMARY
HSTA will notify VEBA when you become a member. Enrollment forms will be mailed to you. If you would like to be notified via email when the
forms are mailed to you, please provide that information to us today.
Be sure to complete and return the forms within 60 days, the due date will be on the front of the enrollment packet.
If the forms are not received by VEBA within the 60 days, you will need to complete the Evidence of Insurability form.
If you have any questions, contact us.
24
HSTA VEBA TRUST CONTACT INFORMATION
Office Hours: 8 a.m. to 5 p.m.
Monday thru Friday
Phone: 440-6940 (Oahu)
Neighbor Islands Toll Free: 1-800-637-4926
Fax: 440-6941
Email: [email protected]
Website: www.hstaveba.com
Address: 1259 A’ala Street, Suite 202
Honolulu, Hawaii 96817
26
WHAT IS STIP?
If you become temporarily disabled, you can receive up to 60% of your monthly salary. Premiums are based your monthly salary and length of benefit (either 90 or 180 days).
27
HOW CAN I TAKE ADVANTAGE OF THIS OFFER?
Become an HSTA member When you sign up for STIP, the Trust will
subsidize a portion of the premium. The subsidy is up to $10.00 per month for qualifying members who elect to cover 100% of the monthly gross salary.
28
For Example:
Chris is a 25 year old teacher who is pregnant. She only has 14 days sick leave. Chris does not have enough sick leave, so she would be taking leave without pay.
29
Continue Example:
Can you imagine? Not having income while out of work can cause financial stress. If you depend on your paycheck for your daily living expenses; you should consider short-term income protection plan that will help pay your basic expenses while you are temporarily disabled. It is a valuable protection against the “what ifs” in life.
31
PREMIUM CALCULATION
Using this example, Monthly gross salary: $3,000.00 Length of coverage: Plan 1 (90 days) Selected monthly disability benefit: 60%
(maximum %) of monthly gross salary or $1800.00 per month.
$25.56 Per Month
32
PREMIUM FOR CHRIS
Monthly Premium: $25.56
Less the subsidy: ( 10.00)*
Chris would only pay: $15.56 per month for her STIP coverage.
*The HSTA VEBA Trust will subsidize up to $10.00 per month for qualifying members who elect to cover the maximum % of the monthly gross salary.
33
CHRIS’ TOTAL COST & BENEFIT
In summary, Chris will only pay $15.56 per month and receive both the Short Term Income Protection Plan and the Long Term Care Base Plan.
34
HSTA VEBA TRUST CONTACT INFORMATION
Office Hours: 8 a.m. to 5 p.m. Monday thru Friday Phone: 440-6940 (Oahu) Neighbor Islands Toll Free: 1-800-637-4926 Fax: 440-6941 Email: [email protected] Website: www.hstaveba.com Address: 1259 A’ala Street, Suite 202
Honolulu, Hawaii 96817
36
YOUR LONG TERM CARE (LTC) MONTHLY PREMIUM IS BASED ON THE FOLLOWING:
Plan Type
There are 8 different plans; you select the plan that best fits your needs. Plans have different combinations of various coverage.
Long Term Care Facility and Professional Home Care
Total Home Care or/and Simple Inflation or/and Non Forfeiture
37
Plan 1
Long Term Care Facility
Professional Home Care
Plan 2
Long Term Care Facility
Professional Home Care
Total Home Care
Plan 3
Long Term Care Facility
Professional Home Care
Simple Inflation
Plan 4
Long Term Care Facility
Professional Home Care
Non Forfeiture
Base Plan
PLAN TYPES
38
PLAN TYPES (CONTINUE)
Plan 8
Long Term Care Facility
Professional Home Care
Total Home Care
Simple Inflation
Non Forfeiture
Plan 7
Long Term Care Facility
Professional Home Care
Simple Inflation
Non Forfeiture
Plan 6
Long Term Care Facility
Professional Home Care
Total Home Care
Non Forfeiture
Plan 5
Long Term Care Facility
Professional Home Care
Total Home Care
Simple Inflation
Most Popular
39
Monthly Facility Benefit Amount
There are 15 different $ increments; you select the amount that meets your needs
YOUR LONG TERM CARE (LTC) MONTHLY PREMIUM IS BASED ON THE FOLLOWING:
40
Facility Benefit Duration
There are 3 different years
YOUR LONG TERM CARE (LTC) MONTHLY PREMIUM IS BASED ON THE FOLLOWING:
41
YOUR LONG TERM CARE (LTC) MONTHLY PREMIUM IS BASED ON THE FOLLOWING:
Your current age at the time of enrollment
42
LTC CALCULATION EXAMPLE:Current Age: 29
Plan: 5
Monthly Facility Benefit Amount: $5,000.00
Facility Benefit Duration: 3 years
Formula:
Rate for plan chosen x Facility Monthly Benefit Amount /500 = Monthly Premium
$2.30 x $5,000.00/500 = 11,500/500 =
$23.00 per month
43
HOW MUCH DO YOU THINK THAT SAME COVERAGE WOULD BE IF YOU WERE TO WAIT 30 YEARS LATER TO APPLY FOR IT?
44
IF YOU WAIT 30 YEARS, THAT SAME COVERAGE WOULD COST YOU $60.50 MORE PER MONTH OR $726.00 MORE PER YEAR.
THAT IS ABOUT A 261% INCREASE; YOU WOULD PAY 4X MORE IF YOU WAIT.
45
LTC CALCULATION EXAMPLE:
Current Age: 59
Plan: 5
Monthly Facility Benefit Amount: $5,000.00
Facility Benefit Duration: 3 years
Formula:
Rate for plan chosen x Facility Monthly Benefit Amount /500 = Monthly Premium
$8.35 x $5,000.00/500 = 41,750/500 =
$83.50 per month
46
CALCULATION COMPARISON
Formula: Age 29
Rate for plan chosen x Facility Monthly Benefit Amount /500 = Monthly Premium
$2.30 x $5,000.00/500 = 11,500/500 = $23.00
Formula: Age 59
Rate for plan chosen x Facility Monthly Benefit Amount /500 = Monthly Premium
$8.35 x $5,000.00/500 = 41,750/500 = $83.50
47
CONCLUSION
If you have the extra income, you should consider LTC coverage. And if not, just sign up for the Basic Life Insurance for $1.50 per month and get the LTC Base Plan for no additional cost to you.
48
CONTACT INFORMATION
HSTA VEBA Trust
phone: 440-6940 or
1-800-637-4926 (toll free for outer-island members)
email: [email protected]
website: www.hstaveba.com
Breakout Session:
Classroom Management Room 110
-Kristen Brummel & Lois Nagamine
RTI Sped Strategies Room 111
-Hope Suzuki & John Mulroy
Divide in two groups:
• Elementary is Group A
• Middle and High School is Group B