Baguio City, Philippines Volume 6, Issue 4 October - December 2004

Inside this issue:

BBCCC FoundationRaffle Draw Winners . ......... 2

Paskong Hi ri t, Pa1 aki hi n angDeposit Raff'l e Draw V'/inners

EDITORIAL .,...... 3

BBCCC Officers Participatein CUP Educat'ional Forum

and Silver lubi'l ee Fel'lowshipDinner .........4

Updates 0n BBCCC Foundation

BBCCC Family Day 2004 .......... 5

Operation Libreng Bunot Ngipin II

Lakbay Aral 2004 ........ 6

Lakbay Aral 2004 ........ 7

PICTORIAL_BUHAY KOOPERATIBA .... 8

Regular l4embers for 2004 ....... 9

CUBC Conducts Seminar 0n

Budget Preparation &

Conduct Of Meetings

BBCCC Comic Life

Who's Who at BBCCC ...... I0

Testi moni al

BBCCC News Tidbr'ts ....... 1l

Young Savers Strive on Art Day

Advertisements ... 12

Ti,,'$t}$r$HHYEnCooperative Community News and Features

..PROGRESS THROUGH T]NITY AND SERVICE''

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EOOD ESUENINf,EE BUIIEEENNOHE 8IEFENRNUEGood governance builds strong cooperatives. This was the theme of the 7th

National Cooperative Summit held in Bacolod City on October 14-16, 2004. the summitwas convened by the Philippine Cooperative Center in conjunction wiih the CooperativeDevelopment Authority and hosted by the Capitol Government Employees MultipurposeCooperative (CAPGEM) in Bacolod in tandem with the Federation of Cooperatives ofNegros Occidental (FOCONO).

Fifteen officers and staff of the Baguio'Benguet Community Credit Cooperativeattended the summit: Chair Renato C. Fernandez, GM Amado Jesus F. Cendafra, ViceChair Oscar R. Adversalo, Dirs. Gregorio V. Andal, Emerita C. Fuerte, Amparo T.Rimas, Bernard D. Padang, Ruben A. Corpuz, Crecom Chair Arturo G. Asuncion,Treasurer Marcial V. Esquejo, Secretary Nida Flavier, AIC member Roberta A.Balangue, Elecom member Basiliza Laconsay, and staff members Marlita Fernandezand Shane R. Tadeo.

The summit events were plenary sessions, workshops, and study tours. Theopening plenary session, where the statement of summit objectives was read, washighlighted by the keynote speech of Sen. Ramon B. Magsaysay, Chairman, SenateCommittee on Agricultu re.

The workshop topics were: "What government support and incentives areneeded by cooperatives?"; "How may coops expand and diversify their businesses?";"How can coops govern and self-regulate effectively?"; "How can coops and LGUswork together in job creation and poverty alleviation?"; "How may coops take advantageof information technology?"; and "How many coops tap emerging business opportunitiesin retail, marketing, and export processing?"

Study tours were conducted simultaneously with workshops. Selected coops inand around Bacolod City were visited, resulting in invaluable learning experience forthe paft icipating delegates.

BBCCC Officersunder theleadership ofBOD Chair Atry.RenatoFernandez. handover the BBCCCDeath Aid toMrs. FronciscaB. Brillantes,the widow of the

late Atty.Alexander H.Brillantes(BBCCCFounder)

PAGE 2 rhe BBCCC C(DPSERVER October - December 2004

lst Prize2ndPize3rdPrize4thPize5th Prize6thPizeTthPize8th Prize9th Prize1Oth Prize

Certified Correct:

BBCCC FOUNDAIION RAFFI.E DRAW WINNBRS

TicketNo.28104266379025882845427142lt4n943964226

Dr. AmparoT. RimasChair, BBCCC Foundation

NOVBMBER 6, 2004, 3:00 P.M.Name

Prescilla D. EbascoLiberty G. CarlosLolita C. ArancaAdoracion P. NovelaJacqueline ColasMelanieMirandaClairH. PaningbatanJosephine R. TeodoroCristina SegnakenRoberto Legaspi

PnzeI unitUnion 14" ColorTVI unit DVD Player1 unit Eureka Hot & Fresh Water Dispenser1 pc. Kyowa Rice DispenserI unit Standard Rice CookerI unit Standard Oven Toaster

I Baltimore Cook Set1 Micromatic Oven ToasterI pc. Standard Flat IronI pc. Durastar Flat Iron

PASKONG HIRIT, PAIIIKIHIN ANG DEPOSITR$FIE DRAMINNERS - JANUARY 8, 2005

TicketNo.5129025754271504099501045515

475834881365

Certified Correct:(Sgd.) Josephine Perez

Chair, AIC

NameMaritess MontesGloria BabaelElda May dela Pefra

Michael CruzDignaReyesMarjorie TicagHelen Dangatan

Jane A. BangsilanSusana CatalanErlinda Benitez

Jane A. BangsilanGuadalupe RiveraFederico OaingRicardo MartinezBrenda CiriloMaria B. Ofo-obBayani TecsonIsabel GolingabNenita R. CatabayElvira G. Buluran

1st PrizeZndPnze3rdPize4thPrize5th Prize6thPrrzeTthPize

8th Prize9th PrizelOth PrizeOther Prizes:0708523075092359164201567857652366396745

PnzeI unitWhirlpool Gas RangeI unit LG 2I" Color TVI unit Whirlpool Microwave OvenI unitDVD PlayerI unitConventionOvenI pc. Rice Dispenser 50kg. SKI unit Eureka Hot & Fresh Water Dispenserw/emptybottleI pc. Standard Stand Fan 16"1 pc. Kyowa Sandwich ToasterI pc. Kyowa Sanswich Toaster

1 pc. 10 cups Toyohash Rice CookerI pc. l0 cups Toyohash Rice CookerI pc. Standard Rice Cooker 5 cupsI pc. Standard Rice Cooker 5 cupsI pc. 6 qt. Elephant Pressure Cooker1 pc. 4 qt. Toyotomi Pressure CookerI unit Standard Oven Toaster1 unit Standard Oven ToasterI pc. Cordless American Automatic Kettle1 pc. Automatic Durastar Flat Iron

(Sgd.) Oscar R. AdversaloB OD Vice-Chair/Vice President

The BBCCC C(DPSERVER October - Decembe r 2004 PAGE 3

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I'd miilad said oua sana saida (UAE)Bon Pasco, Bon Anja (Netherlands Antilles)Shuvo Baro Din (Bangladesh)Mboni Chrismen (Bahrain, Kuwait, KSA)

hlig Kerstfeest ( Belgium)Feliz Navidad (Bolivia, Spain)Feliz Natal (Brazil)Selamat Hari Natal (Brunei Darussalam)Joyeux Noel (Canada, Congo)

Sheng Tan Kuai Loh (China)F rohliche Weihnachten (Ge rmany )Afishapa (Ghana)

Sing Dan Fiy Loc (Hong Kong)Salamet Hari Natal (Indonesia)

Shub Christu Jayanti (lndia)Idah Saidan (lraq)

Me rii Kurisumasu ( Japan)Sung Tan Chuk Ha (DR of Korea)Selamat Hari Krismas (Malaysia)

Krist Yesu Ko Shuva Janma Utsav Ko (Nepal)

P rett i g e F e e stdagen ( Nethe rlands )Bara Din Mubarrak Ho (Pakistan)

Subha Nath Thalak Vewa, Nathar Puthu Varuda Valthukkal (Sri ktnka)God Jul (Sweden)

Sheng Tan Kuai Loh, Nathar Puthu Varuda Valthukkal (Singapore)

Ewadee Pe-e Mai (Thailand)Kung His Hsin Nien Bing Chu ShenTan (Thiwan)

Chuc Mung Giang Sinh (Vetnam)

Masayang Pasku Ampong Mayap a Bayung Banua (Kapampangan)Maayo Pasko Sa Inyo Tanan (Vsaya)

Maganay Paskua Ed Sikayo Tan Maaligwas Ya Balun Taon

Naimbag a Paskua ken Nagasat a Baro a Tawen Tayo AminMaabig Ya Paskua Tan Maliquet Ya Balon Taon Ed Sikayon Amin.

Officer representatives of BBCCC and CIBI Information Inc. sign the MOA enteredinto by said entities at Paladdin Hotel, Baguio City on Nov.4, 2004 as other

Director Emerita Fuefte (center-second row with white t-shirt) accompanieclprospective BBCCC homeowners in visiting the housing site at Lubas, kt Trinidad,

fficers looks on. Benguet last December 1l,,2004.

z\A'EFTRV C,.HRI'5T2VV4.S IAI{D, AI'R(3sl'ttrl(3)1-rs I{t\A/ :}IqAtrl :r(3 ALL!

IAL

ffiEDITOR

BOAR

Tel Nos.: (074) 442-6603

(074) 444-641e

TeleFax: (0741 442-5872(074) 444-4993

CONSULTANTS:

Chair ATONG C. FERNANDEZ

GM JESS F. CENDANA

OFFICIAL PHOTOGRAPHER:

NORMA M. LACOPIA

THE BBCCCCOOPSERYER IS A

QUARTERLYNEWSLETTER OF THE

BAGUIO-BENGUETCOMMUNITY CREDITCOOPERATIVE WITHOFFICES AT NO. 56

COOPERATIVESSTREET, CORNER

ASSUMPTION ROAD,BAGUIO CITY,PHILIPPINES.

OSGAR 'Oca' ADVERSALOMICHELLE 'MitCh' GARIfrIOEMMANUEL 'Bong' TADEO

PAGE 4 The BBCCC C@PSERVER october - Decembe r 2004

BBCCC OFFICBRS PARTICIPATE IN CUP EDUCATIONALFORUM AND SILVER JUBILEE FELLOWSHIP DINNER

Eight officers of the Baguio-Benguet Community Credit Cooperative participated in the Cooperative Union ofthe Philippines' Education Forum and Silver Jubilee Fellowship Dinner held at the Bayview Park Hotel, Roxas Blvd.,Manila on December 17,2004. They were Vice Chair Oscar R. Adversalo, Dirs. Gregorio V. Andal and Emerita C.Fuerte, Crecom Chair Arturo G. Asuncion, AIC Chair Josephine G.Percz, Treasurer Marcial V. Esquejo, SecretaryNida Flavier, and IT consultant Eufracio delos Reyes.

Theforumhadforits theme "EXPANDINGTHEHORZONS OFCOOPERATTVE BUSINESS AND SERVICES".Forum presentations were: "Coops are not Taxable" by Felix A. Borja, CUP Secretary-General; "The Ebonuslink: ABreakthrough in Communication Technology The Power of Hydrogen in Healthful Living" by Joey Aranal, President,Automated Information Generation System; and "Bringing Down the Cost of Medicine (Botika Ng Bayan)" by RobertoPagdanganan, Chair, PITC.

During the Fellowship Dinner and Recognition Ceremonies, inspirational messages were rendered by Cong.Ernesto C. Pablo, Chair, House Committee on Cooperatives and APEC Party-List Representative; Cong. Leonila V.

Chavez, BUTIL Party-List Representative. The keynote address was given by Sen. Alfredo S. Lim, Chair, Senate

Committee on Cooperati ves.

In Addition, theBBCCC received averyprestigious awardfromthe CUP- "OUTSTANDING COOPPIONEERSAWARD," in recognition of its leaders' pioneering spirit in the promotion and organization of cooperatives; forconsistently maintaining leadership on the credit, savings and banking sector of the Cooperative Movement; and fordemonstrating the true cooperative spirit of volunteerism and cooperation among cooperatives.

UPDATES ON THE BBCCC FOUNDATION

The BBCCC Foundation has extended dental assistance to members and their dependents last Decemb er 2004 in"Libreng Bunot Ngipin" activity held at the BBCCC Seminar Hall. Sixty recipients, consisting of 45 dependents and 15

members, had their tooth extraction. In addition, they were also given medicine.

The dental team was composed of Dr. Nida Alip, Head, and Drs. Nette Lucero, Libay Mananig, Eric Padeo andAggieAnuring.

Assisting them were Foundation Chair Ampy Rimas and GM Jess Cendafla.

It will be recalled that a similar activity, including blood pressure reading, was conducted at Lubas Barangaylast July 2004.

The scholars continue to receive developmental lectures in their monthly meetings. After getting insights onsuch topics, Cooperatives, Developing Self-Confidence, Coping Mechanisms, they have just undergone a seminar onAcademic enhancement given by Dr. Mario Valdez and Communicating Effectively given by Dr. Amparo Rimas.

In a related development, the scholars donated goodies to the victims of typhoons Winnie and Yoyong. Theydecided to forego their exchange if gifts during Christmas so they can be able to donate to the victims.

The Foundation has been in receipt of a number of assistance - financial and otherwise - which are beingevaluated in the light of the resources available. If at all possible, the Foundation tries its best to extend assistance inwhatever way and efforts to generate the much-needed finds are continuously pursued to make this and possible. Thus,the Foundation appeals to generous benefactors to enable it respond to the numerous appeals for help.

rhe BBCCC COOPSERVER 0ctober - Decembe r 2004 PAGE 5

BBCCC FAAAILY DAY 2@4By Romano M. Bulatao

The BBCCC Family Day was held on November2l,2N4 atSaint Louis University Covered Court. The celebrationhappened the whole morning with lots of fun and surprises. Theprogram started with the registration of BBCCC members, staffmembers, officers and Board of Directors, for attendancepurposes as well as securing meal and claim stubs.

There were games prepared by the Youth Committee(Chairman: Dir. Greg V. Andal; Members: Romano Bulatao andMichelle Carino) properly coordinated and approved by the boardand General Manager Jess Cendana.

The games and other contests together with the majorand consolation winners are as follows:

L BALLOONBURSTING. Forthe Siblings Category,the major prize goes to Bernard and Karla Ronquillo. For theconsolation prizes; Lester and Alzer Agualin, Romar and RalphBiares, Evander and Joker, Kris and Ladylyn. For the Parent-Child Category, the major prize goes to Maria Leonor andJonathan Agualin. For the consolation prizes; Oscar and DeaYra, Jenny and Karla Ronquillo, Riza and Ruby, Melissa andMiguel. For the Husband and Wife Category, the major prizegoes to Pedro and Lani Ubongen. For the consolation prizes;Melvin and Carol Quidiling, Emilio and Lourdes Agcolieol, Oscarand Corazon, Edward and Jovilyn.

II. EAT AND SMILE (the first of its kind c/o RMB).For the Kids Category, the major prize goes to Lester Agualin.For the consolation prizes; Robert Gagaoin, Roxanne Yra, AlzerAgualin, and Jonathan Agualin (for the Young and AdultsCategories, the names of the contestants were accidentallymisplaced).

III. TOWER BUILDING. The major prize goes toUbongen Family having a29-inchedtower. For the consolationprizes; Laoyan Family (22 inches), Mendoza Family and QuidiligFamily (both made 1 8-inched tower).

IV. BRING ME. The participants were asked to bringforward the longest belt, the smallest mirror and a pocket-sizefamily picture. For the three winners; Pedro Ubongen, EdwinM adri aga, and B altazar Family.

V. DANCE CONTESTS. For the Kids (4 years old andbelow) Category, the major prize goes to Althea Retig. For theconsolation prizes; Sharlene Jana Genove, and Albert Emocling.For Children (5 to 10 years old) Category, the winners; SarahMae Lindayan, Patricia Florendo, Kimberly Dairo, AgustinaPokais, and Kris Bagares.

VL SINGING CONTESTS. Forthe Kids Category, themajor prize goes to Clarissa Perez and consolation prize goes toPatricia Florendo. For the Adults Category, we have two majorwinners namely; Judith Pokais and Cesar Bandao. For theconsolation prizes; Leny Nayosan, Jocelyn Baldino, and RhodoraBalinte.

VIL BREAKING THE POT. For the Kids Category,the winner is David Sey-ao. For the Adults Category the winnersare as follows; Melissa Manadal, Pedro Ubongen, and RandyCatubig.

VItr. OLDEST AND YOUNGEST. The oldest memberto attend the Family Day is Mrs. Julita Motas (71 years old).The youngest members to attend are Adrian Retig (4 monthsold) and John Paul Milo (2 months old).

Practically all are winners because we partake our simplemerienda and the drawing of raffle prizes are given to luckywinners. The games were facilitated by some Board of Directorspresent during the activity, together with the youth core membersand staff members assigned to different committees.The fun, joy and success had not been possible without thehelping hand of the BBCCC Board of Directors, Officers,members of various committees, and Staffmembers who deservea word of thanks. Most of all, thank you for the GeneralAssembly, especially those who attended and actively participatedon this family day affair. Your presence has manif'ested yoursense of being kapamilya and kapuso. Until next BBCCC FamilyDay!

(The names of the winners were copied from a drafted list, theauthor's apology for any mistake and or misrepresentation. Thankyou very much!)

OPERATIONLIBRBNG BUNOT NGIPIN II

The BBCCC Foundation, in coordination with the BBCCCManagement, sponsored another free dental examination andextraction at the Seminar Hall on December 12,2004.

Assisted by four volunteer dentists (Drs. Nette Lucero, ErickPadeo, Aggie Anuring, and Libay Mananig), Dr. Ricarda Alip, herselfa coop member, took charge of lending dental assistance to sixtybeneficiaries, coop member and non-coop members as well. Inaddition, free medicines were given to thirty beneficiaries.

Present during the free tooth extraction were Amado JesusF. Cendafla, BBCCC General Manager and Amparo T. Rimas, Chairof the BBCCC Foundation Board of Trustees.

The Operation Libreng Bunot Ngipin is a current projectof the BBCCC Foundation, in line with its mission of reaching outto the marginalized members of the community and in keepingwith the social responsibility of the BBCCC.

Two volunteer dentists doing tooth extraction during the BBCCC sponsored freedental examination and extraction heW last December 12, 2004 at BBCCC Hall

PAGE 6 The BBCCC COOPSERVER October - Decembe r 2004 rhe BBCCC COOPSERVER 0ctober - Decembe r 2004 PAGE 7

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'X4ga bata takbo andyan na si "Meaning Go... ... ... at kuninang mgr gift ninyo"...

Member-contestants taking 'aiti-llio'tic':.,gjibp free bi the ,

(ooperative with the supen,ision of Dirs. Crgi'g gnd Biinard ..

Jay ngay met para kaniami appo Dir-i,:.9iar,t*:,t::,,.;..1.r,.'

i- ^Kkt a

,:;'conjsiwd twins?:,Others are nol even shown here..t Here lheyore, the BBCCC balloon kid.s ... rtr tlo lhet'want to become

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The BBCCC CNPSERVER october - Decembe r 2004 PAGE 9

REGULAR MEMBERS AS OF 2OO4Approval of Membership for 2004Year End 2003 - 14,185

For the month of JanuaryFor the month of FebruaryFor the month of MarchFor the month of AprilFor the month of MayFor the month of June

For the month of JulyFor the month of AugustFor the month of SeptemberFor the month of OctoberFor the month of NovemberFor the month of December

Total* effective date ofapproval is January 7,2005

8l128

84

151

n4190

r44148

134170105

148 x

Withdrawal of Membership for 2004For the month of January - 33For the month of February - 22

For the month of March - 38For the month of April - 22

For the month of May - 34For the month of June - 31

For the month of July - 93ForthemonthofAugust - 26For the month of September - 36For the month of October - 120For the month of November - 19

For the month of December - 2t

Total - 495Legend: W-WithRightofRe-entry D-Deceased

WO-WithoutRightofRe-entry T - Terminated

(2-W,27-WO,4-D)(1-W 20-WO, 1-D)(l-w 35-wo,2-D)(19-WO,3-D)(2-W 30-WO,2-D)(4-W 25-WO,2-D)(16-wo, 2-D,75-T)(1-W 24-WO, 1-D)(2-W,32-WO,2-D)(26-WO,94-T)(1-W 16-WO,2-D)(1-W 19-WO, 1-D)

15,782

CUBC CONDUCTS SBMINAR ON BUDGET PREPARATION& CONDUCT OF MEETINGS

The Cooperative Union of Baguio City conducted a one-day seminar on "Annual Budget Preparation and Howto Conduct Meetings" at the Cooyesan Hotel, Baguio City on Dec.2T,20O4.

Atty. Renato C. Fernandez,Chair of the Board of Directors of BBCCC gave a very detailed and down-to-earthdiscussion on the conduct of coop meetings, e.g. board meeting, committee meeting, general assembly. Mrs. Ma.Cecilia Paredes talked intensively on Budget Preparation, to the delight of the participants.

Representing BBCCC on the forum were Chair Renato C. Fernandez,Ytce Chair Oscar R. Adversalo. Dirs.Amparo T. Rimas, Emerita C. Fuerte, Gregorio V. Andal, Bernard D. Padang, and AIC Chair Josephine Perez.

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PAGE l0 rhe BBCCC CNPSERVER october - December 2004 j

Featured Ernployees of VestLvnonlalBBCCC for the Ouarter

LUWN'lr.nKrn-tsAsrLrcLo ans C fer fr ('I/ eif ic atio n- Lo an

C[earanre)

Since October 1-992, ntnn fins 6een uitfitfu RtsCCC. Sfie started off utitfi 6eing a

Qrocery Acroun* Cferft Fccounting C[erfte os tirg C fer fran[ rnw in tfu 'I/eificatio n-Loan C[eararc.e.

tifian enjoys feaftng witfi members utitft lifferentpersona[itizs an[ ako enjoys maftng newfrienls. Litianisfrequentfy[uci6e[ as strict 6ut aery mucfr worfr-orientef. She is fonun to

imp[enznt tfu poftciu of tfu coop to tfu officer, staff anf members

atiftg! As tfiey say, 'traba"fro fang, wafnng persona[an".'Ifrat is wtujsometimes sfu is misunferstood to 6e "mssungit" or "fiittaray".!{outerter, co-empbyeu seefier os arofemo[e[wfunitcomes to worft

On tfre cnmic sife, sfu is consi[eref as a ftienf 6y otfiers,

somzone wfro can ten[ [ipsticft A few mare duciptiors a6out furare 6eingfunny at times, ruat iru [oing fur worft sersiLfe, anf hsttysfu k ako sweet antr ftnf.

Lifian enaisions tfu EtsCCC u 6 e 6etur in i* computerizelstage.

BENJAMIN M. 5ISONB\CCC Driver (Grocery Dept)

Fondly colled "Ben" by oll, he hasbeen with the BBCCC f or tenyeorsnow.

Ben enjoys driving evenrf he hos toendure the hordships of fhewee

hours of night ond doy. He mokes sure fhot thepassengers reach their destinotion sofe ond sound. Heqlso knows thqt he is known os "the fostest driver", butoccording to BBCCC elders: in his 10 yeors of service-he hos excellent record in driving. As they soid, "fostbuf sofe".

Ben is known ond described os the "fostest driverond singer in the west", "mobcit", f riendly ,foithful, joker,ond "gwopo"at"feeling gwopo dow pero totoong gwopo."He is also known to be "moy prinsipyo", strong-willedond o f ighter.

Ben envisions thot the BBCCC will be oble tofoster trust ond conf idence so thot the members willovoil of the transportotion services of IheB9CCC ond itthot woy, he moy be able to continue service to themembers.

A MILLION THANKS!A million words to say thanks is not

enough to express my gratitude to the

institution that brought me to where Iam now . .. The insffument in making

me a well-rounded person and a

competent professional ! My refuge in

all aspects of life. The nest where Ihatched a great foundation to success.

To our dear officers and coop superiors, whosometimes treat me not only as a staff but also as adaughter...

To my co-employees who have been so

understanding to me, who joke and laugh with me even intimes of tribulations. . .

To all the BBCCC members, MAHAL KOKAYONGLAHAT!

Lastly, I wish that the BBCCC will continue toincrease in membership and provide better service to the

members.**{<

Ana Dulnuan belongs to the Loans Department ofthe BBCCC. She has been in service with the Coop since

1998. She has recently tendered her resignation to be afull-time mother to her two growing kids. Her resignation

is considered quite a loss since she is considered as a

valuable personnel of the BBCCC.The whole BBCCC wishes and prays for a fulfilling

life for Ana and her family! Dios ti kumuyog kenka!

Participants to the Cake Baking held last October 23, 2004 pose withtrainor Ponciana Mateo (2nd from right) and EdCom member MaanBungag (middle, last row). Not in picture is Vice Chair and EdCom

Chair Oca Adversalo.

The BBCCC CNPSERVER October - Decembe r 2004 PAGE 11

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The Baguio-Benguet Community Credit Cooperative wasa recipient of the "OUTSTANDING COOP PIONEERSAWARD" presented by the Cooperative Union of thePhilippines (CUP) on the occasion of the latter's SilverJubilee Celebration at Bayview Park Hotel, Roxas Blvd.,Manila. The BBCCC was given such an award inrecognition of its leaders' pioneering spirit in the promotionand organization of cooperatives.

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Last quarter Capital Build-Up dubbed "Pamaskong HiritPalakihin And Deposit" raked in an increase in members'share capital by PhP 8.4M.

###############tt tt tt tt tt ###### tf # ####### # #

GM Amado Jesus F. Cendafla and Dir. Ruben A. Corpuzflew off, on separate trips, to the United States lastDecember on personal leave of absence.

# ## # ##### # ## # ## # ## ############*t#tt#lt##

The Education Committee hadbeen conducting LivelihoodSkills Trainings alongside the bi-monthly Pre-MembershipEducation Seminar during the last quarter. "Candle Making"

- October 2, 2004 - Trainor: Cipriano Alvarado; "CakeMaking" - October 23,2004 - Trainor: Ponciana Mateo.This seminar was divided in three parts wherein the thelast part was the decorating and icing a baked cake; "MeatProcessing" - November 13, 2OO4 - Trainor: CiprianoAlvarado; and "Curtain Making" - November 20,2004 -Trainor: Teresita Niwane. These trainings were conductedthrough the initiative of EDCOM Chair Oscar R. Adversaloand EDCOM member Mary Ann Bungag. It showed thatmembers enjoy attending seminars that is livelihood based.

t*#tt####

Four new faces recently joined the BBCCC workforce:MICHAEL BALAGOT (Credit Committee CollectionSection); BLANCHE MANGAWA (MIS Dep't.);GENEVIEVE PEREZ (Accounts Dep't.); and RIZZAGACAO (MIS Dep't.). Furthermore, for more than fifteenyears of serving the cooperative as an employee, JULIETRANIAGA (Accounting Dep't) left the cooperative witha heavy heart to pursue her dream and migrated to Canadalast December.

As of December 2004, the new 7-storey BBCCC buildingis already 837o completed. Finishing works are alreadyin progress. Very soon we will already realize our dreamand see where part of our money goes.

By: Maurene M. Pramoso (Young Adults Savers Coordinator)

The Youth Committee which is headed by Dir. GregAndal, Romano Bulatao, and Michelle Cariflo together withsome members of the Young Savers Club;. headed the firstArt Day held last November 7, 2004 at the BBCCCCompound. The theme of the Art Day was "EnvironmentalDestruction: A Youth Concern, too". The Youth Committeeaimed to let the children express their ideas about the themein their own creative and artistic way.

The activities done during the day included PosterMaking and Clay Molding. The Poster Making Event wasjoined by Patrick, Frances, and Jayson Pascua, and GenizaCampol. The Clay Molding was joined by four (4) cuteand vibrant Young Savers namely, Romano Rhupert andLeila Rolith Bulatao, Gabriel Racuya and Chloie Campol.

The Savers were very enthusiastic and creative intheir craft, taking into consideration that the theme wasquite a serious and heavy one for their age. This just provesthat our children can really go far and beyond ourexpectations as long as there is proper guidance andexposure.

For those who missed the activity, we do hope thatyou can join us in our next Art Day!

The cute participemts concentrate on their clay-molding as they createtheir masterpieces! The four were able to finish after an hour of battlingwith the clay.

PAGE 12 rhe BBCCC CU)PSERVER 0ctober - Decembe r 2004

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