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ING VYSYA BANK1AboutFormed from the 2002 acquisition of an equity stake in Indian Vysya Bank by the Dutch ING GroupA premier private sector bank with retail, private and wholesale banking platforms that serve over two million customersThe bank offers a broad range of innovative and established products and services, across its 573 branchesStrong employee base of 10000

2About Deep presence in south India especially in Andhra, Telangana and Karnataka. Best in class SME portfolioServing international clients because of INGs International relationsBank was ranked among top 5 Most Trusted Brands among private sector banks in India in the Economic Times Brand Equity Neilsen survey 2011.3Corporate Social ResponsibilityThrough education ING support 10,000 children to continue their schooling across IndiaCreated a team of 50 women trainers to provide training to rural communities on financial disciplineFocus on inclusive growth trained 60,000 people on financial literacy.45

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Net Income

Other Income

Hedging and treasury operations13NPA

CARReturn On Assets17

Return On Equity18

Earnings Per Share19

Price To Book20Stock Price Movement21

Comparison22

INGBank NiftyFuture StrategiesFocussed Assets Growth-Retail: Focus primarily on growth in Business Banking/SME, Mortgages, Agriculture and selective focus on Gold Loans and Personal Loans Wholesale: Leverage ING Global relationships to service domestic clients, deepen relationships with large Indian corporate and greater support and co-ordination with International Clients Group. Grow the share of Emerging Corporates (EC) in the local currency balance sheet.29Future Strategies (Contd..)Retail: Continue to grow footprint in Northern and Western parts of the country, while consolidating in the South Derive value from investments made in branch expansion and continue to drive efficiency and productivity of existing network Focused efforts to further scale retail fee engine Wealth Management, Trade & Forex, Asset related fees30Future Strategies (Contd..)Improve Operating Effeciency-Continuous improvement in technology platform for cost efficient & customer centric model Increase per branch productivity closer to best in class.Increase the share of customer wallet through new product introductions and deepen existing relationshipS31Future Strategies (Contd..)Increase Low cost liabilities-Deepen customer relationships with products servicing multiple target segments including a strategic push on Current Account of the Business Banking/SME customer.Focus on operating account for corporate/salaried segment.32THANK YOU33